Tower Loan

I got told I got approved for $2,500. So I filled out all the paperwork sent all the documents told me that my loan was going to be there 24 to 72 hours and I even called and they said most likely it'll be there by 5:00 p.m. today. Then oh about 4:15 shows up and get a email that says I was declined after filling out all the paperwork sending all the documents that they asked for telling me I was approved and it would be deposited then I get a denial. These people are clowns. I still have the copies of the emails, the approval and then a few hours later the denial. I don't even think that's legal.

I got a loan from them for furniture in 2020. Never late! They kept calling trying to get me to get extra money and I would refuse. Then all of sudden I started getting calls saying I’m late. I go there with receipts. They show where a payment was received late and I had to make a late fee. 3 months later same thing. So I asked them, "Are you intentionally holding my payments, just so you can credit them late so I would have to pay more. Because as you can see I’m making the payments and you are receiving them them on time." They got extremely mad and started cussing. So I asked him to explain why they are been credited late when you are receiving them on time.

Every single month I set up a payment to pay these people. I get paid twice a month and the way my bills are set up I pay them with my second check and like clockwork, I start getting calls. When will I pay, I tell a person then another one call the next day. I’m like, are you serious? I get talked to any kind of way. This last time a girl called and I said, "I will be setting up a payment for the next Tuesday." Well, she misunderstood and someone else called.

I took out a loan for my daughter to help her with a personal issue. She lost her job and was having trouble pay the loan. I called and asked if we could pay the interest on it and explained my situation. That technically it was my daughter's loan but in my name. I am on disability and can barely pay my own bills. They told me they didn’t do the pay the interest thing and that I needed to pay something by a certain date. They kept calling me, harassing my Mom, harassing my friend in Lake Charles. I called them once again and tried to explain my situation. Told them I couldn’t handle the stress right now. It’s the holidays, my son has been missing since Aug of 2014. That I was already fragile, to please stop I’m doing the best I can.

The people at Tower Loan are rude and and unprofessional. After my loan was paid in full in less than 90 days, Tower Loan reported to the credit report that I borrowed much more than I did. Tower Loan wanted me to put my car up for collateral. Because of the above reasons and more, I decided to take my business elsewhere. Tower Loan didn't want to take my final payment. I had to call about 4 times and they charged me more than I owed. Tower Loan won't update my credit report account to reflect paid on time x 3 months, and paid in full. I filed a dispute with the credit bureaus and Tower Loan still haven't updated my credit report. I was still approved through reputable and well established companies with much better terms. I didn't have to put my car up for collateral and the interest rate is less than half of what Tower Loan wanted to charge me. I, also, filed a review with the Better Business Bureau. Please, do your due diligence.

Got a personal loan a while back.. first off their interest rates are astronomical even with good credit..I have fell on hard times recently. Both parents died within 4 mos and I have been sick among other things such as financial difficulties and they have hounded me to death! Today I got a SUMMONS from court over a small loan!!!! They also wouldn't work with me on change of due date where other companies will!! Worst of all my mom passed away recently was very very sick and hospitalized an UNGODLY amount and they wouldn't even defer a payment to the end for my poor mom!! They are heartless and money hungry!!!! DO NOT get a dime from them!! I wouldn't even if my family was starving to death!!!!

I got a loan over 10 years ago with this place in Sikeston Mo. I fell on hard times and couldn't pay. Since then they have sued me and I got a 1900 loan. Know my court case online shows that amount as my judgment but when I got served the lawyer they used Schwartzkopf law office WROTE in a judgment interest of almost $9,000. Making me owe 10,000 not the 1900.00 and the garnishment is to be paid to that lawyer. Nowhere on Casenet does it show any interest amount to be paid only the 1900 judgment. I don't think this is legal at all.

This company has very bad values and the way they talk to you over the phone is uncalled for, one manager talked over me. And demanded I make one late payment by Friday or she was going to take me to court. Then used foul language the bword said I was making up excuses as to why I missed one payment and wouldn't have the money until the end of the month, will not work with you at all, and demand the money be paid or else. I have already paid back half my loan on a monthly basis but they don't understand I only make 11.15 an hour at my work, and only work twenty hours a week. I'm not full time and then they constantly call and harass my parents, call me at my own work place when I don't call them back at their command.

This is the worst possible place to do business with. These people, especially the management, have zero care, respect, professionalism, morals, and humanity. DO NOT use this business. By all means go somewhere else. Save yourself the headache.

I received a check in the mail and cashed it from Tower Loan. Since then I have had serious financial issues. I am a mom of 4 children and my youngest daughter was born with a rare blood disorder which requires multiple hospital stays, painful episodes, and many days of missed work for me. I can barely pay my rent. Mr. Ben ** from Zachary La tower loan (225-654-1539) initially came by my home a month ago. He told me he couldn't reach me via phone, so I provided him with the correct number.