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Truist Reviews

Formerly SunTrust

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About Truist

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Truist Bank is the result of a 2019 merger of BB&T (Branch Banking and Trust Company) and SunTrust Banks. It has branches in many communities as well as a mobile app and online banking. Truist’s services include checking and savings accounts, insurance, credit cards, personal loans, mortgages and retirement services.

Visit www.truist.com
Pros
  • More than 2,100 branches
  • Free checking for students
  • No overdraft fees
  • Convenient mobile banking
Cons
  • $2.50 or $3 fee at non-Truist ATMs
  • Doesn’t have physical locations in every state

Truist Reviews

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    How do I know I can trust these reviews about Truist?
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    Page 6 Reviews 530 - 680
    Customer ServiceStaff

    Reviewed July 30, 2019

    I opened a checking and savings account online and transferred money from a current bank account at another bank to fund this bank account. A few days later I get a little postcard saying that my account had been closed due to 35 consecutive days of a zero balance. The account had not even been open a week. I called the customer service they were extremely rude and said that my Account had been closed due to the fraud department that would give me no further details. I go to the branch and speak to a customer service representative, he was very nice and as helpful as he could be, but still got no answers besides they just didn’t want my business. Never do business with this bank.

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    Customer ServicePunctuality & Speed

    Reviewed July 28, 2019

    Horrible bank. I have had a checking account and credit cards with Suntrust bank for over 8 years. I have paid my credit card payments on time and never had an overdraft. Recently, I left my previous employer and found a better job with a different company. During this process, I fell behind my credit card payments for few days before I received my first paycheck. It didn’t even take 3 days, 27$ late fee, they start calling me and harassing me day and night, including Saturday and even Sunday. Luckily, I managed to pay the credit card payments within 5 days of the calls. But the calls didn’t end. I am disturbed, and disgusted how they treated me after been a loyal customer for more than 8 years without any late payments. Luckily, the new job pays better, so I am planning on paying off all the credit cards with Suntrust and close all of the accounts with them as soon as possible. One thing for sure, this is the bank that you shouldn’t Trust!!!

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    Price

    Reviewed July 27, 2019

    My account became overdrawn at this bank which I did not believe was possible when you only use a debit card. They have it set up to do so and don't tell you. Then charged me $72 for one overdraft. I have filed a complaint with the NC Attorney General. They steal money from old poor people on a fixed income and don't care.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 27, 2019

    I am a long time customer with Suntrust, but since 2 years ago, I can feel something is wrong. The branch banker's service basic knowledge is decreasing, they have to depend on computer or make a phone call to answer even the most basic questions, for some questions even I know more than them. Recently these 2 years, I visited a few different branches, just one is better. The rest of them most of the time are not very professional. The past couple of days, I visited 2 branches, to do almost the same thing, but totally a different experience at either one. First one, first time didn't work and had to come back another day. Second time, it took just 5 minutes,; the second one, almost the same procedure took over a hour when I had expected it to take 10 to 20 minutes. After that my following schedule have to change. Suntrust needs to give more training to their employees and also make sure the correct person is hired to help the customers.

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    Customer ServiceEase of Use

    Reviewed July 25, 2019

    Can SunTrust find a developer who thinks like the common man? I have used their personal banking for years and found it easy and intuitive. However, the business online banking is a royal piece of junk. SunTrust has to set up the accounts to be able to pay your credit or debit card. 4 trips to the branch and 3 times on the phone and nothing is correct yet. Why are 2 similar products so different? In the business online banking, you have to capture what the payment amount is prior to changing to a 2nd screen to pay. Why can't it be like personal banking which displays the amount options to pay? Time to vote with my feet and switch all my accounts to a competitor.

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    Customer ServiceStaffReliability

    Reviewed July 24, 2019

    Their online login page is terrible and locks you out after just three attempts with no recourse of unlocking the account. To unlock the account I had to call in to their customer support. Customer service said they have to first verify me by sending a text message. I said sure. (I get that all the time, many of my accounts automatically do that when I log in from different computers.) They said, okay, they got my phone number (which is odd, because it is already on the account) and they said "YOU HAVE FAILED VERIFICATION". Very rudely. And both times the tone of the rep changed, and I can tell they were thinking I am a crook. I said what do you mean "HAVE FAILED VERIFICATION"???? They said that's what their system said. And I said, "What do you mean, you haven't even sent me the code yet for me to read back to you?"

    At this point the rep was sounds disgusted with me, and told me that she was not going to help me out any further and that I would have to either go in to a branch (which I told her I wasn't near one) or call back when I can pass the verification. I'm like how can I call back to pass the verification, if you don't tell me what I did wrong? She was very short and said she can't help me. I have to call back when I can pass the verification.

    You at 17:54, Jul 24: "I told her I have all my account information, routing/account number, ATM card, PIN, social security number, address, etc... Can't you verify me using those methods?" "No, call back when you can pass verification or go to a branch." "Can't you just call my phone number, wouldn't that also prove that I'm the account holder?" "No," she said, "Can't help you. Call back when you can pass verification." This conversation went on and was one of the most horrible customer support calls I've had. I asked to talk to the supervisor and I did, and they repeated the same exactly script. Nothing different and offered no help.

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    Customer Service

    Reviewed July 23, 2019

    I opened an account for a new business in April 2019. I did everything they told me to do including uploading my business license. I waited for two weeks- which they said it would only take one, and they finally fully opened my account. Then I get a call saying there was a problem with the dates on the account and I would have to come in to sign some more papers. Now today I call and they tell me the account was terminated and I have to wait on 1000 dollars to come back to me in a check. I just don't get it. They won't tell me why. I haven't been able to fill orders for days now because my money is tied up. Prepaid cards are horrible. Thanks a lot for nothing.

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    Reviewed July 22, 2019

    Well this was a few years ago, They would not let me make my car payment online unless I opened a checking account with them, sounds shady to me. I refinanced as soon as I found this out and saved some money in the process.

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    Customer ServiceOnline & App

    Reviewed July 22, 2019

    I financed my vehicle thru Suntrust. Every time I would submit my payment thru their app it would take 2 weeks to process then come back as insufficient funds. I called my bank to figure out why it was coming back as that and they informed me Suntrust never attempted to take the payment out, and on my bank statement it does not show where they tried to make the transaction. Fast forward and I get a letter saying my car will be repoed. We called and made an arrangement for an extension at the end of June. The extension paper work states my next payment wasn’t due until 8/6/19. Well woke up this morning to find my car had been repoed. Can’t talk to anyone due to it being Sunday. I’m very upset at this and do NOT recommend them for an auto loan!

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    Customer ServiceStaff

    Reviewed July 20, 2019

    I banked with SunTrust and deposit a check from my new job.... a hold for 10 days was put on that. Assumed ok fine new slrt of check. Deposited my second check same thing, a hold for 10 days. I'm confused and called and customer service came up with numerous reasons why. Deposited my third check and had no problem. Deposited my fourth check and another hold for 10 days. So I called and spoke with customer service then requested a supervisor, she said the department that was to escalate the check timing to clear was an internal department and there was no way to contact them.

    My check cleared after 10 days after I was told it was being "escalated..." Closed my account after that. Just signed up with a different bank this past week. Deposited my check from last week through the bank app on Tuesday and it was available Wednesday. Deposited my check yesterday (Thursday 7/18-that was dated for for 7/19) it was available to me today.

    SunTrust was holding 3/4 checks or 10 days where the 3 check went through fine. My new bank held no checks. Suntrust continuously came up with multiple reasons of why they held my payroll checks when my new bank never held either checks, not even a week old. Not one other employee at my company had ever had issues. But also nobody else banked with suntrust at the time, however one employee said they had issues with them before as well as my sister had a problem currently and I have just learned my parents friends had multiple issues with suntrust. *****DO NOT BANK WITH SUNTRUST*****

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    Customer ServiceStaff

    Reviewed July 19, 2019

    Oh my goodness, I so wish I would have read these reviews before I went to SunTrust. I would absolutely give them negative stars if I could. They are horrible and are really wrecking my life a bit. I recently relocated Florida and I am in the process of looking for a house to buy. I opened an account with SunTrust with a significant deposit for a downpayment on a house and a couple of days after I opened the account, I got a call from the person who opened it for me telling me that the account had been closed and she had no idea why and no one would tell her. I've talked to person after person after person and no one can tell me what is going on, only that it could be up to two weeks before I get MY MONEY. I have never had an experience with any business, let alone a bank, that was this atrocious. I have made an offer on a house and they could very likely keep me from getting it. Do not, do not, do not bank with SunTrust!!!

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    Price

    Reviewed July 19, 2019

    Suntrust will steal your money!! They like to charge overdraft fees when you aren’t overdrawn. They claim they use pending transactions in order to charge these fees. Pending transactions are pending and have not posted, but Suntrust still uses them as posted to take your money. DO NOT BANK WITH SUNTRUST!!!

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    Customer ServiceStaff

    Reviewed July 17, 2019

    I wish I can give zero stars to Suntrust - is the worst account ever! Do not bank there. They closed my account after someone had fraudulently made purchases and the customer service is terrible. The lady talked over me and cut me off and said I can’t bank with Suntrust bank ever. SUNTRUST BANK is HORRIBLE!!! DO NOT BANK WITH THIS COMPANY!!!

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    Price

    Reviewed July 17, 2019

    Not very good. Interest rates were high. Hard time confirming simple information given to them. It seems like they really didn't want to do the loan. I almost walked away and went somewhere else. Monthly car note is high.

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    Customer Service

    Reviewed July 10, 2019

    I highly recommend that nobody use Suntrust Bank (merging with BB&T)!!! Please be WARN!!! Yesterday I went to Walmart to purchase grocery. When I went to check out it declined my card (which I know I have money in it). It declined twice for that matter. So I called my bank and they told me to call the number on my card.

    I called Suntrust customer service, the fraud, spoke to the manager on the phone even went in person. They all tell me the same thing. There’s no explanation of why but wait till I receive a letter in the mail. For that Suntrust has canceled “closed” break the “relationship” with you. OMG!!! “Suntrust says that they may close your account at any time and for any reason or for no reason without advance notice.” They didn’t even contact me that my account was CLOSED until I found out at Walmart my card was declined.

    The manager told me on the phone said to me “example whenever you come close your account you don’t tell us why your closing your account so we have right” not to tell you why we broke the “relationship” (no business with you). Now they have all my money... I won’t even get it back till has gone through. I don’t even know when that be!!! Now they are keep sending me emails about my overdraft because there's negative in both my checking and savings. When I know there's money in there. Since they closed my account. I can't even view it. They have left me penniless!!!

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    Reviewed July 9, 2019

    I opened both checking and savings accounts in the early part of May 2019. On June 13th, a wire being sent, was handled poorly by the sender. SunTrust flagged it as fraudulent and closed my account. I understand this is their right. On June 24th, I visited the branch where I opened the accounts. The manager called the necessary "security people" and was told written notification had already been sent to me and a check for my funds would be sent within 2 weeks. It has now been 24 calendar days since they closed my account. No written notice or check has been received. They have sent statements, showing deduction of fees. I will file with every regulatory agency I can find.

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    Reviewed July 9, 2019

    I got double charged on one withdrawal that I did with Suntrust atm in Orlando airport. What kind of bank does that? U$5,25 for one withdrawal is ridiculous. I will not going to use their machines never again.

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    Customer ServiceStaffReliability

    Reviewed July 9, 2019

    I am so exhausted! Dealing with this bank is always inconvenient. From the customer service to the online banking. The alerts go through late and the pending transactions as well so every time you log in to your account is a new surprise... so much anxiety and stress! Customer service is the worst! Especially over the phone, no appreciation whatsoever.. Is just very challenging and overwhelming. I’ve literally cried from frustration with these people.

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    Reviewed July 8, 2019

    Being burn at ORNL, I was looking for a bank that would solve my needs, But as my experience with Suntrust it’s slowly fading away. I opened a account on April 11, and yet to see one dime transfer into my checking account, or my wife NY Life Annuity. This is July the 8, I think I make a cross decision. Got put into a annuity, which hasn’t pay a dime. Don’t like two branch managers. Something not right, when they send wrong information to NY Life. What to do. I’m not happy, are they worse, that what I has, are there something better?

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    Customer Service

    Reviewed July 8, 2019

    I will not approve of this branch. Worst customer service ever from all depts that work through this bank. Fraud dept or recovery dept services put notes in my file after the account was settled and refused to removed do not open another account notice on my file. I hadn't done anything wrong and don’t understand the reason behind all this and keep being transfer back and forth from one dept to the next.

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    Customer ServiceStaff

    Reviewed July 6, 2019

    Where to begin!?!?! A little back story...The last 10-15 times I have tried to make a withdrawal from my branch ATM, the ATM wouldn't work. This forced me to go to an ATM that was not SunTrust. Each time I have had to use an atm other than SunTrust, I get charged a $3.25 fee for using the ATM AND SUNTRUST CHARGES ME A $3.00 FEE FOR NOT USING THEIR ATM!!! So that's $6.25 every time I need to withdrawal money which equates to nearly $60.00 over the last few months. Finally I had enough. I called the last 4 times and reported the ATM not working and they tried telling me it was something wrong with my card...REALLY?? So the lady in front of me that was waiting to see if I had problems card was bad too???? I think not. Not to mention I have ABSOLUTELY NO PROBLEM making purchases or using other ATM's. So if my card was bad, how can I use other ATM's and make purchases with no issues????

    The last time I called and complained I was told if I had to go to a different ATM, that all fees would be reimbursed. Now, today, 07-06-2019, I go to the ATM to withdraw rent and wouldn't you know, it won't work!!!! So I head to the nearest ATM, slide my card in and withdraw $400 with no problems at all. This atm charged $3.25 for using it so my transaction total that reflected on my account was $403.25. Tomorrow when I wake up there will be another $3.00 fee from SunTrust because I didn't use their machine. Yes the machine I can't use because it never works!

    So I immediately called customer service and was told there wasn't a separate fee for the ATM used because it was included in the total transaction, therefore they couldn't prove that was actually a fee!?!? Please tell me of a single atm that let's you withdraw any demonization other than $10's or $20's...let alone freaking change!!!! I left a good branch to come to SunTrust because SunTrust was a few miles from the house and the branch I was using was 20 minutes out of my way. I will be closing my SunTrust account next week as soon as I get a day where I'll be off work in time before they close. If not I'll leave early just for that purpose. I would much rather drive way out of my way than to keep throwing money away over something as simple as an ATM. They do not want to help you and the customer service SUCKS!! GOOD RIDDANCE SUNTRUST!!!!

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    Customer Service

    Reviewed July 3, 2019

    It was very efficient working with Lending Tree and LightStream/SunTrust Bank to obtain a debt consolidation loan. LightStream has some negative reviews, but look at the dates. All of them are older and it looks like SunTrust got their customer service act together and got serious about completing for business. At least in my experience there were no better offers, hands down. I will work with this company again in the future.

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    Punctuality & SpeedStaff

    Reviewed July 1, 2019

    I have banked with Suntrust for about three years now. First problem I had concerned deposits and withdrawals at the window. They refuse to look up my account information even though I had my debit card and ID. Once they went so far as to make me get out of line and fill out the slip after writing down the account number. The wait is far too long. They usually only have one person at the window and one working the drive through. I now stick to using the ATM solely. Which is a shame since my other bank is always quick, cheerful and helpful. There have been other issues, lies about number of credit reports pulled, etc, but the latest incident where they held funds from a deposit for almost two weeks after fund verification really was too much. If Suntrust weren't the most convenient bank I would go elsewhere.

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    Customer ServiceStaff

    Reviewed June 30, 2019

    I've been banking with Suntrust for 3 years now, and right away I had a problem with them. My first problem was the bank that was right up the block and very convenient for me ended up closing down, and now I have to drive all the way to the other side of town to bank with them. Second problem I had with them was overdraft fees. I noticed that certain places I will go make purchases would take two to three days pending to go through. Okay so I called them, they waived the first overdraft fee and I learned my lesson. And I will wait on certain places that I made purchases to two to three days to make sure the money was taken out so they won't be no problem or overdraft fees. Third problem I noticed was when I would go to the ATM to withdraw money I will put in my PIN and the ATM would not recognize my pin and automatically would close my account for suspicious activity.

    This is a very inconvenient thing because I have to call them, deal with the automated machine which sometimes don't recognize your account number or your password and you have to go through the process over and over until they finally get you through to customer service. And I end up speaking with someone who barely speaks English. Now this is another 45 minutes that I have to spend trying to understand this person which in a way I can't judge because I have a thick New York accent myself so I deal with it. So throughout the years I have to deal with this over and over again which started to get on my last nerve, but I remain loyal client to this Bank despite all these problems. Until most recently I was going through a rough time and needed some extra funds to help pay with my bills so I went online and signed up for this work at home program secret shopper.

    Now this is the first time I've ever done something like this. I should have known better but I fell for it and ended up getting scammed. They send me a check, I deposited via mobile. The check was put on hold, I receive a email from them. I call them and they tell me that the check was a scam. Okay, so I did what they told me to do to handle the situation. They put me through fraud department. I explained to them what happened and they told me they will investigate the situation and they will let me know once they get their review before I got off the phone. I made it clear that my concern was I get paid direct deposit through my job and I wanted to make sure that my account will be open and I will have no problem receiving my funds because I needed to pay bills and I couldn't afford to not be able to get to my funds.

    The person on the fraud department told me, "Rest assured there will be no problems and you won't have issue receiving your funds." Well that was a big lie because the next day I receive a email stating that my account was frozen and that I won't be able to gets my funds because of this review. Now I'm dealing with overdraft fees, a fee to return the check. It put me in a whole $286 which I gladly paid back, so now I owe them nothing. I call them back, I tell them everything is paid, I would like to receive the remaining funds because I need to pay my bills. The customer service person told me that there should be no problem and that I can go to the bank and withdraw the remaining amount, which was another lie just so they can get me off the phone because I was being very thorough and I constantly made them repeat themselves that it was okay for me to do this.

    They continue to lie to my face and say that it was okay so I go to the bank and try to withdraw remaining amount in my account. The bank tells me that they can't give me my remaining money because of this review and because of my bank being frozen. Now I asked him what is the review about and they tell me that the review is whether they want to continue the relationship with me and keep my account open. Well I told them they don't need to make this review because I want to terminate my account with them and I no longer want to continue my relationship with them and that I would like to withdraw the remaining amount of my money and I will be on my way. I will never use that bank ever again. They tell me that they can't do that, that I have to wait 5 to 15 business days to receive my money via check in the mail.

    Now this is unfair. It's my money, I don't owe you nothing, everything was taken care of. I don't want to continue my relationship with you so why can't I get my money? How would you like it if I told you you have to wait 5 to 15 business days for me to send you the money I owe you? So now I'm looking at an fiction, my car being repo'ed all because of them. I have to bother my family, ask them for money that they can't really help me with all because of this crappy Bank. If I could call these people every curse word that was ever invented I will. Right now I'll even invent a couple and call them that too. This is how much I hate them. And what pisses me off even more when I'm on the phone with them they have the nerve to say, "Oh I understand what you're going through. I've been there myself. I know what it's like."

    No you don't know, don't lie to my face because if you did, you will do everything to help me but every time I get we can't do nothing about, so how the hell do you understand me and my situation when you're the one causing this problem. You a bunch of liars. I spent a week trying to get my funds and I keep getting the same ** from them, "We understand and we are very sorry." I know you don't understand and no you are not sorry. You're holding my money hostage, money that I work so hard for and you refuse to give it to me but yet you understand and are sorry. I can't stand these people and this Bank and on top of that they're going through a merger with BB&T Bank. That goes to tell you a lot about this Suntrust Bank that you need to merge with another bank to save your **.

    My suggestion is to tell you guys stay away from Suntrust and now stay away from BB&T bank because you will get screwed and for those who are still baking with them and are not having problems eventually you will and you will be here writing the same review. I never trusted any banks in my life. I decided to trust Suntrust and I got screwed by them. I will no longer trust any Bank. I will receive my money via paycheck and I will save my own money because my money isn't safe anywhere but in my own hands. ** Suntrust Bank an ** BB&T Bank for merging with them. I hope you guys go out of business. This bank is a liar and deceiver. They tell you they care and that they understand but they don't. They prey on you and keep you from your hard-earned money. Don't trust them. Stay away... They don't even deserve one star but I have no choice so instead I'll write it down. They get a big fat zero.

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    Customer ServiceStaff

    Reviewed June 28, 2019

    I opened a new account at the Branch. Branch rep did not ask for an initial deposit. The same day Suntrust Bank froze the account pending closing the account but did not tell me. The basis was that "I requested debit cards before funding an account." Now I did not request debit cards. This is something the Branch rep just did. The worst part is that since I did not know the account was frozen, my paycheck was directly deposited in the checking account. Suntrust held my money for 20 days. I could got access my paycheck. Each time I called a personal representative, they said "There is nothing I can do. We can close accounts whenever we want. We can freeze accounts whenever we want." That is a quote. There was attempt to show concern, no attempt to try to assist. I'd never made a withdrawal from the account or engaged in any activity. They just froze it and kept my paycheck for 20 days.

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    Customer ServiceStaff

    Reviewed June 28, 2019

    I opened an account in Jan 2019! My sister has owed me roughly around $5000 throughout the years. When she was finally able to pay me back it was in US postal money orders. I deposited them with Suntrust as I opened an account with them to become a long term customer. To my surprise the account was prematurely closed with no notice or letter why. They only reason I found out was because I called inquiring when I will get my card. They informed me something about “Fraud” and holding the funds for 6 months to make sure they weren’t recalled or reported stolen.

    It’s been 7 months and now they want to hold them 6 more months, why I don’t know. Every representative that I speak with gives me a different excuse and story. Nothing is matching. I have yet to receive any documentation on my account, NOTHING! I had my sister go to the post office and do an money order inquiry which is not free and to my surprise Suntrust has cashed the money orders but refuse to release the funds! MY FUNDS!

    It has been pure hell with this bank! I think they are making me wait so they can just keep my funds, I don’t think they have any intentions on releasing my money. Money that was worked hard for to save and it’s not right, fair, or even legal at this point! I should have definitely did my research on this bank but I didn’t think they would be corrupt, I put my trust into a bank who preys on customers and looking for a come up at another family financial expense. This is WRONG on every level and it’s only so much I can do being they hold much more power, the bank and it’s workers DO NOT care about the customers only the profit the customers bring. They are all working together as the loyalty lies within the company.

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    Staff

    Reviewed June 27, 2019

    My elderly mother opened a checking, savings, money market account with SunTrust Bank online on June 9, 2019. The account(s) were fully funded. To date my mother has not received a debit card, checks or any other communication from SunTrust Bank regarding her new checking account #**, savings account #** and the essential savings account #**. Shame on SunTrust Bank, its officers, employees, agents and/or servants for taking advantage of an 82-year-old woman with a fixed income.

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    Customer Service

    Reviewed June 27, 2019

    I called in to request 6 months of banks statements as I no longer bank here since moving out of Georgia and my account was closed. I was informed I had to send them a check for the statements and it would take 5-7 days to get them back. After 2 weeks I called again to see what the hold up was... They said they didn't receive anything BUT THE CHECK WAS DEPOSITED!!! They checked AGAIN and said, "Yes we sent it out". Fast forward 10 day I call again. I spoke to someone who said HE was going to send it out that day. Now it's been 1 week and still NOTHING. I called today 6/26/19 and she said they mailed it the 24th of June??? REALLY?? These people are so ** up... Stay away from them.

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    Customer Service

    Reviewed June 27, 2019

    I get charged overdraft fees on transactions that are paid against my balance. I haven't overdrafted, they haven't paid the merchant for me. After the overdraft fee, I still have a positive balance in my account, but I have an overdraft fee. When I call them they'll tell me it's because a pending transaction has come in and "when" it will post it will draw my account to be negative. Yet, instead of being charged for the transaction that the bank will pay for (being the pending transaction) I'm being charged for the one that posted with a positive balance.

    So now instead of being able to transfer money into my account or make an ATM deposit because this pending transaction hasn't posted and I have checked my account and realized: Oh, wait. I forgot this bill is supposed to come through - let me run to the bank and deposit this cash money (so it applies immediately because you know, it's cash) - and avoid this fee. I've already been charged one. I have no control over that - I can call in but I will get denied. I will argue my reason but they are a huge company and I'm just one account holder with one checking account. So I just get off the phone frustrated telling myself I'll change my bank account and go to another company who hopefully won't believe in the ideologies Suntrust runs their company by.

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    Customer Service

    Reviewed June 27, 2019

    In my experience, Suntrust banking targets accounts with low funding and forces them into overdraft situations by processing pending transactions in whichever order will lead to an overdraft. I've overdrafted twice due to their negligence and found it highly suspect that: 1) Checking my mobile app prior to making said transactions, found no issue that would lead to an overdraft situation. And 2) Reviewing their online transaction history after the fact, found mysterious "gaps" in the accounting that could not be explained ($24.00 in the account becoming -$12.00 post $36.00 overdraft fee). I've called customer service both times and in these situations, the representative has explained how they are able to see transactions that I cannot via the website or app. Read that again: They can see what's happening with my money but are not enabling the same visibility on my end. All said, don't trust this bank. Invest your time and money elsewhere.

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    Customer ServiceStaff

    Reviewed June 26, 2019

    I have been banking with Suntrust for 30 years and lately I have noticed that they are constantly taking money out of my account. Recently I found unauthorized charges on my account, I filled out the disputed paperwork and faxed it to Suntrust requesting my money back and asked them to block the unauthorized user from helping themselves to my money again in the future. I was assured that the problem was resolved and was refunded my money. One month later the same company took more money out of my account. I immediately called Suntrust and after hours on the phone with a manager I was told the problem was fixed, but it wasn’t. Not only did Suntrust allow for unauthorized charges they charged me another stop payment charge for their error and they also took an additional 38 dollar fee out.

    I spoke to manager Gina **, and she told me that she was sorry but she couldn’t help me and I could file another complaint if I wanted to. She told me that Suntrust could not stop the unauthorized charges and she was sorry. I asked to speak with another manager who could help me and she told me no. I am closing all my accounts with them and moving my business accounts as well.

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    Reviewed June 24, 2019

    My husband and I opened a bank account using Suntrust. They allowed us to make an opening deposit and froze my account the next day and are now saying that my account was closed and they would mail me a check. I still haven’t seen the check. I just want our money back so we can go somewhere else. We have kids so for us to be waiting for money that is ours is unfair and please don’t open a account with them and I’m sorry I didn’t read their reviews first. This has happened to a lot of people.

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    Reviewed June 24, 2019

    The sorry Suntrust bank took every penny of my wife's check because the sorry people can't do their job and see we were scammed in our account. This is the worst bank ever. Please do not open an account with these crooks. I pray they go out of business.

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    Customer Service

    Reviewed June 22, 2019

    Suntrust Bank closed my checking account with no explanation and no idea how long they would hold the funds in the account. They have caused a grave financial hardship for me. No one there has any answers. They can close the account. I ok not banking with a company with no customer service ethic. There are many products out there. But to not be able to answer any questions about my money that they are choosing to hold and not give me a reason why is unacceptable.

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    Customer ServiceStaff

    Reviewed June 22, 2019

    I opened up my account a few weeks ago and funds were ready the next day. I was satisfied with that part. So since the account was still brand new, I had to wait on my debit card to come. So in order for me to access my funds immediately without having to get out and make withdrawals, I transferred funds between non-Suntrust accounts. So I made a few transfers through Zelle with no issues. I paid a few bills from my new account and made maybe one or 2 withdrawals.

    A week goes by with no problems, at least that’s what I’m thinking. So my debit card comes, at a decent time, and when trying to activate it, I’m being told that there’s an error and was transferred to a Suntrust Rep. And it was then, just out of nowhere, that I learned that my funds had been frozen and I didn’t have access to anything. I couldn’t even access Online Banking. I asked why was my account frozen and she tells me something about something being against Suntrust’s rules and regulations. I asked, "What rules and regulations?!" Of course she didn’t have any other information or wasn’t allowed to tell me. So I went to a branch to get more answers as to why my account is inaccessible. And of course, I’m told the same exact thing.

    So let me see if I got this right: My account is frozen and is under review for closure and ABSOLUTELY NO ONE CAN TELL ME WHY??? I, as a customer, don’t have the right to know why MY MONEY is being held when you made the decision to freeze my account? Why do I have to wait to know anything? What kind of games is Suntrust playing? They’re talking about rules and regulations, what about my rights as a customer?? My lease is up at the end of the month and now I am forced to sign another lease because I can’t touch my own money! Are they going to compensate me for any of this? How is it right to freeze my account and not tell me why on the day you made the decision to do so?

    I talked with over several people trying to figure out what was going on and even verified all of my transactions so they can’t say they’re closing my account for fraudulent activities. I even called the fraud department and ABSOLUTELY NO ONE is telling me anything!!! This is VERY frustrating! I need answers NOW and I need my money NOW. I’ll NEVER refer this bank to anyone! I got a Lawyer to see what’s really going on with my account and what moves need to be made. This is not right at all. I looked at their Rules and Regulations out of curiosity and didn’t see any rules that I could have broken. I’ve waited long enough to know anything about why my hard earned money is out of my reach and why my account is under review.

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    Customer Service

    Reviewed June 21, 2019

    I tried out this bank only for about 6 weeks to find out they are not a good bank. My purchases will be pending for 3 to 4 days. Deposits would take about 2 days to be updated completely with money that was already sitting in the account and cause of this I was hit with 3 different overdraft fees. Can't wait till they taking to court just like Wells Fargo for crazy overdraft fees and I get my money back like I did with Wells Fargo. You call to complain and a foreign telemarketer picks up the phone and speaks barely English.

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    Customer Service

    Reviewed June 21, 2019

    I had both personal and business accounts with SunTrust bank. I have close my personal account due to poor customer service and overdraft fees and today I wake up to find over $200 in overdraft fees because they put a check through before Items that were pending a week before this check and once again customer service will do nothing! This is the worst Bank I have ever dealt with, I have also had my Personal account hacked and had to go through the fraud department which took over a month to resolve. Don’t use this bank!!!!

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    Customer Service

    Reviewed June 17, 2019

    I'm very disappointed with this bank after opening an joint account online and being approved. They unapologetically closed my account for so called rules and regulations that they apparently paid no mind to when opening my account. And in some case customer service was rude and unknowledgeable about the situation. I will never use any products from SunTrust Bank or any of its affiliates. Beware of this bank!!!

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    Customer Service

    Reviewed June 15, 2019

    I have been a customer of SunTrust for many years. First let me say I don’t like change nor the selling of myself. I chose whom I conduct business with. I don’t like waking up one Monday morning and finding I’m not longer with the Cell phone provider I chose but with someone else that I could have picked, but didn’t. I have friends that now are with their third Bank. None of them they chose. When I chose SunTrust I thought I had chose a bank that I would be my last bank. I can’t even pronounce the name of MY new bank. I am not thrilled.

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    Customer ServiceStaff

    Reviewed June 11, 2019

    I will NEVER do business with SunTrust again. They have the worst customer service and policies for security of any bank I have ever dealt with. They made me jump through so many hoops and waste an entire day on the phone, just trying to regain access to my online account which was deactivated because I hadn't logged in a few months. The issue is still not resolved, even though the last person I spoke with assured me it was. So I called AGAIN and was told they have no record of what the last customer service person did, so I would have to start the entire process over again. The whole story is too long to type but I'm almost done paying off my loan and as soon as I am, I am done with SunTrust FOREVER and so is my family. I will make sure I tell every person I know to never use or trust Sun"Trust"...

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    Reviewed June 11, 2019

    Please never use SunTrust bank for any of your banking needs!! I opened a checking account and deposited my federal income tax check into my account. The very next day my funds were available in my account but Suntrust put a restriction on the account. I called to see what the problem was and was advised to come to the branch with 2 forms of identification. I've never had this problem with my other bank so I stepped into the branch as told and verified myself. The banker stated that my account was in closing status and a check would be mailed within 10 business days! It has now been well over a month, and now Suntrust is telling me that the IRS recalled my check.

    I immediately called the IRS to see what the problem was and they assured me that there was nothing wrong with the check and there were no notes in their system showing where they had put a recall on my check. I called Suntrust back to let them know what the IRS told me and this time they told me that their fraud and legal team were handling my account. She told me that the check was NOT going to be issued to me and that I needed to call the IRS myself to have the check recalled!! Once the IRS recalls the check SunTrust stated they would send the full amount back and the IRS would then issue a new check to me!! I have been told so many lies from this bank!

    I need my money to pay Bills among other things and SunTrust is not even trying to work with me. I have reported this to the BBB in hopes that they will be able to resolve this matter quickly. The IRS has stated that the only thing they can do is trace the check and if it hasn't been cashed, they will issue a new one within 4 to 6 weeks. However, the check has been cashed by SunTrust and they refuse to give me my money!! Stay away from this bank! I should have read the awful reviews before I opened my account with them! They are nothing but scammers!! Be very aware!

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    Customer Service

    Reviewed June 8, 2019

    This is the worst mobile app I've ever come across! It's meant for convenience but it's anything but even during banking hours. I use it so I don't have to get out in this crazy world but no... It seems like they do this so you will come into a branch and do business. I've also got stranded on a weekend with no funds 'cause the mobile deposit was down and automatically came back on after the cutoff time. Way to go SUNTRUST! GOING TO A CREDIT UNION WHERE THEY TRUST AND TAKE CARE OF GOOD CUSTOMERS.

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    Reviewed June 7, 2019

    I have been in this bank for about an hour, I haven't spoken to anyone and no one has spoken to me. A old employee told us it's corporate doing this. This is sad. I just opened up this account yesterday and all I need is a temporary card. I will never come Panola Rd Suntrust ever again.

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    Staff

    Reviewed June 1, 2019

    I attempted to cash a check at Suntrust on Friday, as part of the transaction I was told there would be a $7.00 fee to cash a check... It was a check FROM a SunTrust account. I do not have a SunTrust account and never will if this is the way they treat customers. I could understand a small charge to cash a check if it were another bank and I did not have an account. The banking industry is moving to an impersonal interaction model with higher fees. I guess I will have to continue my search for a new banking institution. Good news SunTrust customers, there will be one less person in line the next time you have to visit a branch.

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    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed May 30, 2019

    I had a company tell me I need to call them and pay them with Google play cards, my daughter and I knew something was not right so we went straight into the bank to see what was going on. The loan company was a fraud scammer. The lady at the bank was extremely kind and helpful, the man was blowing me up in the bank. I showed the lady helping me, she asked me to call them. She got on the phone with the scammer. He spoke over her. She told him to send the police to the bank. He went as far as to call me from a Pasco County Sheriff's department phone number, The man I was speaking with was foreign. The police officer that called me from Pasco County Sheriff's department had the same accent. I hung up on him and called Pasco sheriff department asap. The officer laughed. She said that happens all the time. They do not even bother with them. There are so many that's all they would be doing.

    I said they had your phone number. She informed me that they can copy any number. Do not worry. I thought I was safe closing my account. Reopening a new one. Suntrust bank put my account under review without any notice. I called the bank after an hour of trying to figure out what was happening to my account. I believed the fraudulent company got into my account, It was a fraudulent company Suntrust bank, at 4 am the woman over the phone would not tell me what under review meant. I told her that is was I went into the bank first thing to be safe and cover myself, there is no phone number or anyone to speak to until the morning when they open. I read someone else went through a similar issue. It took her ten days to recover her funds from Suntrust.

    I lost my job. This is what money I have until I return to work. I also have a doctor's appointment today that is going to charge me $260 for not giving them 24 hour notice. Are they going to pay my missed appointment fee?? I DO NOT THINK SO. So now I am broke in the hole. I can not go to my doctors appointment and can not get my medication. No I am not on pain medication. I have several mental disorders. PTSD, ADD, ADHD, ANXIETY, PANIC DISORDER, INSOMNIA, GRIEF DISORDER, DEPRESSION AND I AM EXTREMELY MANIC UP FOR days and nights on end since my fiance passed away several months ago. I have no family. I have no idea what I am going to do. Where I will live. I can not get my medication and I will have to pay my doctor $390 before I can return to see him or get my medication. Thank you so very much Suntrust bank. You definitely need to remove the word trust out of your name.

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    Customer ServicePriceStaff

    Reviewed May 25, 2019

    Breach of Fiduciary Duty Bloomingdale, Florida. I hope this is just the local bank, because, lord knows this incident caused a lot of trouble and extra cost as I am having to seek legal counsel. Sibling who was POA for my mom had free reign of her bank account while she was hospitalized, called in and reported “fraud “ on mom’s online bank account preventing me from paying mom’s bills. I say was POA, because mom wisened up and changed it after “losing” thousands upon thousands of dollars. Sibling is on the anti-social personality disorder spectrum and mom’s afraid of her.

    I think bank employees should be given instructions on how to spot these types, and just because they come into their bank with their elderly mother all the time, and bank employee she think, “Oh, how nice, she takes care of her mom.” That’s not always true. In fact, sometimes that’s the only thing they are doing for their mother. Sibling only helps mom at the bank, if you know what I mean. Likewise, she changed a beneficiary on a CD, still trying to get to the bottom of that with legal. So train your employees on the “dark triad” personalities, they’re difficult to spot.

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    Customer ServiceStaff

    Reviewed May 22, 2019

    Suntrust is a nightmare to deal with. They focus on Business - Employee - then their Clients in that order when Clients should always be thought of first. I opened an account after moving down to GA, thinking they would be a good bank, but nope. I went to deposit my paycheck, while direct deposit is pending, and the teller tells me "The funds will be available tomorrow, but rarely there is an extended hold. If there is a hold, call customer service to have it lifted."

    There was a hold on my paycheck, which is generated by ADP, from a Fortune 500 company, who banks with Wells Fargo, and still Suntrust refuses to release the funds keeping it for 10 full days. Stating "It's due to your account being new and decided by our Risk department". How fraudulent can this kind of check be, it will not bounce. My previous bank in NY held my funds but all I did was provide my paystub showing it was a legit check and they released my funds immediately. Therefore it is Suntrust's policy, which can be overwritten, to hold my funds for their self-interest. Train your tellers to give accurate information, policies and disclosures are written but can always be overwritten by whomever responsible in any business.

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    Installation & SetupStaff

    Reviewed May 22, 2019

    I recently was in the process of selling my home and so I went to SunTrust Bank on W. Oakland Blvd in Ft. Lauderdale to make a deposit of $500.00 to keep the account active, so once we receive the money form the sale of our house it could be sent to that account. Now bear in mind, I had 3 accounts at SunTrust. 1 personal and 2 Business accounts but I closed them due to my Clients and Customers using PayPal. However, I kept my personal account. That being said, I spent time with the Manager and one other member of the branch talking and being social which was nice so there were no reason for me to be treated like a criminal or a terrorist.

    On the said day I came to make the $500.00 deposit, I had left my optical Doctor office and so I had to wear sunglasses. While I was waiting in line no one said anything to me. Once I got to the teller the Manager told me to remove my glasses. I told her its tested glasses. I then proceed to hand over my bank card and driver’s license, but the Manager told teller to hold my license until the transaction was finished which never happened before all the time I had been to that branch and other SunTrust Banks.

    I felt offended, I could understand if I were withdrawing a certain amount of money and even though why hold on to my driver’s license after you verified who I claimed to be, and on top of that, she was not very professional and her demeanor at that time was not customer related-like. After the transaction, I had to remind her who I was but the damage had been done and after some thought regarding the setup there… With no sign-in sheet, the employees don’t greet you unless they know you… Very cold or just acting privileged.

    It’s not a nice place to do banking. I CLOSED my account and took my $435000.00 from the sale of my house and deposit half at Space Coast Credit Union and the other half at Bank of America where I already had an account and was happy with their conduct and management. I gave SunTrust Bank a chance and they fail measurably. They disappointed me to the highest extent. This type of behavior is not acceptable to a person with Social Graces. Sorry but more people-friendly TRAINING is needed at that branch. At Space Coast and Bank of America I never had that problem.

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    Staff

    Reviewed May 19, 2019

    $10,600 stolen off account number and Suntrust refused to repair. A company went into my account 2 years ago and took $5300. I disputed it and Suntrust was unable to retrieve the funds so they wouldn’t pay me back. They told me this merchant could never do this again. Feb 2019 the same company did the same charge. Suntrust was unable to get the funds back and made up an excuse why they aren’t paying me back. So now I am out $10,600. I’ve got perfect credit and been with the bank for roughly 8 years. I put 500k a year in my checking. I have mortgage and other products with Suntrust and they still crap on me. It’s this one guy who works there Haywood **. He is evil. If I told you the things he said and did, you would know to just stay away. My attorney has the case in court now. We shall see what trick Suntrust has up their sleeve this time. I hate this bank. Pure evil.

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    Customer Service

    Reviewed May 14, 2019

    I’ve spent over 10 years with this bank until today. Today I woke up for the last time seeing my account overdrawn due to fraud. For the 3rd time in 2019 I’ve had fraudulent activity. It’s not from a card transaction either. It’s from my account and routing number, which I never give out. So here’s what you have to do if this happens, it’s super fun. You usually find out when you’re on your way to work with an empty tank of gas. Card declined, check mobile banking ohh negative 900$. Call the 1800 number wait on hold for 45 minutes. They freeze and delete your account, while they investigate the fraud. 10 days.

    You can’t open a new account because your frozen one is in the negative.... That means your direct deposit can go nowhere. Then you get to fill out fraud forms and fax them in. Because everyone has access to a fax machine. Email and esign is way too much work for Suntrust. There goes your car payment and your mortgage and car insurance too. All the while I’m wondering who from Suntrust is on the inside giving out banking info. Is it the overseas call center? I don’t know. Today I finally said goodbye and opened a BofA account. Good luck Suntrust. You are the worst bank.

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    Profile pic of the author.

    Reviewed May 13, 2019

    My father fell ill and behind on his payments. On various occasions over the past year he has authorized me to speak on his behalf as I was assisting in his finances. I was shooting in the dark not having a full idea what was happening. The last letter he received on May 2nd gave no dollar amount. Just requested a phone call. I fully believe they take high risk loans and set people up for failure. If you have a person (relative) willing to assist and pay the loan why do you just not take the payment? I have documented each interaction and the wild goose chase they have sent us on.

    Now they want us to pay repo fees and 4 future payments in addition to all their other fees in order to get the vehicle back. Over the past week it's been piece fed information and attitude. I am so sorry that you want to make it impossible to get our car back. Funny how the repo company mentioned they are making over 300k a month in repos. Makes you wonder are these banks in the business of lending or taking your money and the collateral? Sounds fun!

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    Price

    Reviewed May 10, 2019

    Got a check made out on Suntrust to me. When I went into cash it they told me because I didn't have an account it was going to cost me $7 to cash their check so my opinion of Suntrust must say it sucks. That way I don't have to use any other language. Then they have the audacity to try to get me to open an account that sucks too.

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    Staff

    Reviewed May 8, 2019

    I've been banking with Suntrust for years so I needed an overdraft which I overdraft a lot but I always pay and I never have any issues. So I'll put the money back in there before it was time for the overdraft. I go back in there they overdraft my whole $300 that was for the bill. Gave me less than 24 hours before they overdraft me but the money was in there before that. These awesome scammer at Suntrust. I am about to lose their account and go to credit union with cheaper fees. I will never ever bank with Suntrust again. No good and I was told to leave them alone. I should have listened but now I know. When I needed them they did not come through. Any other time they taking all my money and I don't complain. Hell was Suntrust.

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    Customer ServiceSales & MarketingStaff

    Reviewed May 7, 2019

    Suntrust Banking in Atlanta, GA. I was recently scammed by a fake Twitter account. I of course did not know this and fell head over heels in love. After my credit card was used by this scammer, I noticed a bank account number set up in my auto pay from Suntrust. I only had last 4 digits but I look up Suntrust and went straight to corp. I called the number online, I got a property mgt and asked for Corp. phone number. She gave me one and I called and asked for the FRAUD dept. She put me straight through. A man came on and I asked him his name, he said KURT. Well KURT was the name given me by the scammer to send money to, but I never did.

    I couldn't believe I got this KURT on the ph. I panicked and hung up. Then I went through the same procedure again to get back to KURT, first gal gave me corp. number, next gal said, she can't put me directly through to FRAUD and needed to take some info. I told her about KURT and that he is involved with a HUGE scam syndicate utilizing Suntrust. I never got back to KURT. So all you people BEWARE, there are multiple scammers using this Bank. They start on Twitter, Instagram, FB and more, then woo any woman, like me, into trusting them, then get all their card and banking info and SCREW YOU. I have tried to get help to catch these people but so far no good. So I hope by posting this, I can make a difference in someone's life. DO NOT RESPOND TO LOVE INTERESTS FROM ANYBODY ON TWITTER, INSTAGRAM, FB OR ANY OTHER SOCIAL MEDIA.

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    Punctuality & Speed

    Reviewed May 7, 2019

    I opened my account online with Suntrust on a Monday. I had a deposit go in on Weds the same week. I had not received my debit card yet and the closest branch was 20 miles away. The only way I could access funds was to transfer funds using the Zelle App on bank's website to a family member who in return gave me the cash. Two days later I tried to log in the Suntrust app and I was locked out; so I had to call and have it removed. At the same time I questioned the CSR on when I should expect my debit card in the mail. He did not understand English very well and thought I was wanting to order a replacement debit card. Now why would I need a replacement when I hadn't even received my initial debit card.

    Anyways long story short this caused my account to be flagged for possible fraud. So at this point I was totally disgusted so I visited the local branch to resolve the matter or close my account. They told me that I could not access my money that I deposited in their bank. They completely froze my account of all activities.... I was told that after 5 days the account would be closed and a check would be sent to me within 3 weeks.

    I failed to understand that with my identity in question...they would rather send my money by check to my address instead of me being in front of them with State ID and other identifying documents and releasing me my money on spot. Complete hassle.... I do not recommended Suntrust to anyone. Stay Away... I understand protecting your money from others but keeping it from the account holder is just complete nonsense. I have been in contact with my lawyer because of all the late payments they have cause me by not allowing me to access my money.

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    Staff

    Reviewed May 5, 2019

    I went into the Radford branch because I had a check to cash and I thought about opening an account. The lady helping me was older, seemed unwell (coughing and not able to speak well), she was finally able to tell me there was a $7 fee, I wanted to question, but she seemed like she couldn’t understand me. I waited around 10 minutes to finally get finished and I didn’t end up cashing the check. Meanwhile, while she was helping me, the other teller had already helped 3-4 people. Also, there was a very strong perfume smell around the teller line, and honestly a strong urine smell. I really did think I wanted to move my business there because of the merger with BB&T but this experience really turned me off. Maybe I’ll open an account after the merger in a different location.

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    Price

    Reviewed May 4, 2019

    When I opened my account at Suntrust I told them I did not want overdraft protection. And now they are taking my largest transactions first and then the small ones causing me to overdraft. One merchant tried getting paid 5 time and my bank cancelled the transaction each time and fund were available. They never told me about these being cancelled. Instead they set me up for a overdraft as my direct deposit was coming. It took the merchant 6 tries to get paid. Suntrust finally let a payment go through and did it so they could charge me a overdraft fee of 36 dollars even though I told them I did not want overdraft protection.

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    Reviewed May 3, 2019

    I have had ongoing claims of fraudulent activity for the past 6 months and am still sending rebuttals. I now have an attorney involved. After making a one time purchase online for $50, someone has been using my information to withdrawn money. As of today, it is over $500. Suntrust refuses to pursue this stating that since I did business one time with this vendor, they won't pursue the fraud activity. This is the most ridiculous thing I've ever heard. Someone is using my information to steal my money and they won't do anything to help recover it. Even after closing my debit and getting a new one, they still allow transactions to go thru. I have closed my account and it is now being handled by my attorney. DO NOT DO BUSINESS WITH SUNTRUST!

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    Price

    Reviewed April 30, 2019

    Company makes bold promises and when it was time to deliver they ignored me. Stay away from this bank. They will try to rip you off. They ran my credit. I have excellent scores and they base their decision on one negative from 7 years ago to give me they highest interest possible...double than what the market offers. It's absolutely scummy.

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    Coverage

    Reviewed April 27, 2019

    I have had a account with Suntrust for the past 4 months with a direct deposit going to my savings no problems. I didn't have any negative balances, overdrafts, or anything. I opened a checking account with them a month ago. Deposited money in it no problems. So on my payday I was not able to get into my account. Called customer service. They told me my account is under investigation and I was like why?

    They tell you this scripted line due to Suntrust Regulations we are not able to tell you. Okay you can't tell me anything about my account which is having my pay direct deposited. I also wrote a check and they said they will not pay for it and I went through the roof. I had money in that checking account to cover the check but they froze it. Now the check is bounced and I have to pay a return check fee. They mailed me a letter still not explaining the details of the account closing. I also received two checks in the mail from the money they held while doing an investigation today. Oh yeah I'm part of the 1.5 million people who data was breached go figure.

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    Staff

    Reviewed April 26, 2019

    I opened an account with Suntrust online prior to moving. Well, someone had hacked into my checking account and tried to cash a phony cashier's check. Suntrust then closed my account without letting know what had happened. When I tried to get my money I was told it would be mailed to me. They’re acting like I’m the bad guy not the victim. Then when I asked for a copy of the closure letter they said they couldn’t do that. What a joke of a bank.

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    Customer ServicePunctuality & Speed

    Reviewed April 26, 2019

    CAUTION! The people who handle your credit card transactions don't know what they are doing. I waited on the phone 2 times for over an hour because they couldn't figure out what they were doing. I received my monthly statement showing a minimum payment due with an additional amount for a late fee. I contacted them & was told it was their error which they would fix. I was told to pay my minimum payment & they would adjust the balance of my account & correct the minimum payment. They warned me that this adjustment might not get done until the next day which might generate a late fee due to new statement processing. They reassured me that they would make sure this generated late fee would be reversed.

    Well, my account was correct after I sent an email to remind them, but my minimum payment added additional charges to include this error by Suntrust accounting. Not only did it include this late fee but the error from previous month was not corrected leaving me to owe my minimum payment PLUS the errors by them. I also tried to use my card during this time & they had locked it down as their system showed me late on my payment. Note, I had made all payments on time, it was just these late fee errors that were causing the problem. I was harassed by several calls a day & received a letter that I was late on my payment. Because my next payment was due soon, I again called their customer service to get it cleared up spending over an hour on the phone while they tried once again to figure out what their accounting had done. I spoke to not only CSR but someone in management who spoke with collections to get advice.

    This was the outcome of that hour on the phone. There was NOTHING they could do about the minimum payment, my account had been adjusted correctly & the overstated minimum payment would pay down my balance. That as far as they were concerned, I owed that minimum payment.... So even though they had made the errors & even admitted they did, all they would do is note conversation on my account & discuss it with the CSR who had misquoted me. So this is how they treat their customers. They make the errors but you have to pay. I am an accountant & find this intolerable.

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    Customer Service

    Reviewed April 26, 2019

    I applied for a mortgage and had the worst experience with the fraud department calling and asking if my children lived with me because their records showed them at my address; and if they did, I could not refinance my home unless I did so as an investment property. These are adult children with their own homes. In the end they tried to get me to agree that no one else would live in my home for a year... That's when I put a stop to the whole process and used another company. When did having your children appearing at your address in any public record in the mortgage application process become a crime? ONLY AT SUNTRUST!!! What a nightmare!!

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    Reviewed April 26, 2019

    I don't like how this company take my money. I have a right to spend my money when I want to and how I want. You guy take 6 dollars from my account every time I use my card. Not happy at all. I don't work for people just to be taking my money just because they feel like it or because I use my money when I want to. I will be closing down my account.

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    Customer Service

    Reviewed April 22, 2019

    I am going to be taking them to small claims because the bank withdrew two payments without express authorization AND they will not allow me to withdraw my banking information from the website. FRAUD! While traveling in Germany, knowing I was there, I had called, they stopped my card and I was stranded without phone service. This bank is a Mickey Mouse bank and they really have no business doing banking!

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    Reviewed April 22, 2019

    My checking account was opened for less than 60 days. I deposited my tax refund check via the ATM. The check cleared the next day but unfortunately 3 days later I attempted to log in to my account to check my balance as my payroll deposit had posted and realized that I no longer had access. I contact customer service and was advised that my account was frozen and will be closed. They stated that I would receive a letter in the mail detailing the reason why and will receive a check for the balance of the funds in the account within 7-10 days. $4,167.27 of my funds has been held hostage since March 5, 2019.

    I finally received a letter on April 10, 2019 stating that my account has been closed with ABSOLUTELY NO SPECIFIC REASON AS TO WHY. The fraud department is stating that Suntrust can hold funds indefinitely! Claiming there is a legal debit hold on the funds as if I owe someone and that is a total LIE. Worst experience ever! Something has to be done about this. The public needs to be aware of Suntrust business practices. I will do everything I can to put Suntrust on blast, as this is not fair.

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    Reviewed April 17, 2019

    This bank is the worst bank I have ever had. They closed my account on my saying there was fraudulent activity on my account. In which there was not. It was me transferring money to my other bank that has my business account. They took almost 2500 from me and will not return it. They said they have the right to withhold it indefinitely. Then I had told the bank they stole money from a disabled veteran and they didn't care. I am so upset over the behavior of this bank. Please do not use this bank.

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    Customer ServicePunctuality & Speed

    Reviewed April 14, 2019

    From bad to worse! I left my previous bank due to a Zelle mistake and them taking money unauthorized out of a 7 year old's account. They fixed it but I felt the need to still switch. I found WORSE instead of better! Food tubie is a person that can’t eat by mouth and uses a feeding tube in their stomach to eat liquids only. All of my food has to be ordered and I have been doing this for years so I know what I’m doing. My first transaction with my new bank Suntrust was a disaster. I ordered my box of liquid food as usual and I had -$33 on my both my checking accounts and savings due to overdraft protection. I called and they tried to tell me that I ordered 2 boxes instead of 1. I called the medical company I order from for 3 years now and they said that I ordered my usual 1 box and the bank took the money out when they authorized me using a new card. Then when the company shipped it, the bank charged me again!

    I called them and they tried to tell me that I ordered 2 boxes. In 3 years, I never ordered 2 boxes because I use 1 box a month and I’m on a fixed income due to my health. I feel the only reason I got my money back is because I had the receipt the company sends on what was ordered. Also I called the company and they confirmed 1 boxed ordered and 1 box shipped. This is scary because I understand mistakes are made but not at the expense of someone’s life.

    I was more stressed out because it affected my mortgage payment also, and I acquired late fees for something that should have gone through because I know my bills and what goes on monthly for me to live. How do you dispute the bank if they don’t catch their mistakes with your money? I now understand my grandmother about the banks being crooks and it’s safer to keep your money between your mattress. It dangerous but so is a bank saying they have to check into this before letting you have your own money due to their mistake.

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    Customer ServiceStaff

    Reviewed April 12, 2019

    I read three reviews in a row about how Suntrust closes accounts for no reason. I called and told them that if they do that to me, it would turn my life upside down. They clearly stated: "We do give a reason. Such as having too many 'bounced' items, negative balance for too long, etc." I also know that if the address gets changed, and the bank is not notified, problems will arise. Trying to deposit a cashier's check from a work-at-home scam will get the account closed. Also having a judgement against you could possibly close an account. Ex: cable bill went to collections and collections sued the customer. And having another checking account in that is in bad standing with ChexSystems would do it.

    It can take 2 months for ChexSystems to update. I wish the people that reviewed here would be more honest. Banks do not just close accounts out of the blue. Notice how there are no lawsuits against banks for this? There is always a reason. Only 3 stars, because when I called, I got someone with an Indian accent that I could barely understand.

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    Customer Service

    Reviewed April 12, 2019

    Wednesday April 10, 2019, I went to try and take some money out the ATM and the transaction was declined. Knowing I had over $2000 in my account I logged into the mobile app only to that my Checking account was no longer listed. I ran into the bank and sat down with one of the bankers to try and figure what was happening, they were unable to give any information, all they could see on my account was Account Frozen/No Debit/Do not reissue. So I was told to call their fraud department.

    After several calls to the fraud line and speaking to 3 different reps and the same supervisor twice the only information I could get out of anyone was that SunTrust had decided to terminate the relationship and that I would get a letter in the mail explaining the reason and that I would receive a check in the mail if they decided after reviewing my account that they owed me any money. So basically they are holding all the money I have to my name hostage and won't even give me a reason as to why. I have banked with this SunTrust my entire adult life and always kept my account in good standing. I am completely blown away that any bank can just take all my money without a court order and not give any reasons. I will be taking this to every extreme I know of to bring this criminal activity to the public eye.

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    Customer Service

    Reviewed April 11, 2019

    I would advise before you open an account with SunTrust Bank. I've had a good standing account with them for two years. All of a sudden one week ago they froze my account has been frozen for one week will be closed next week April 15th. No response. No information. No nothing. Just closing it for bank regulations. I have come across five other people who bank with SunTrust who have also had accounts closed in the last week with SunTrust. They have now frozen all of my funds from my savings account and my checking account. I usually don't do this but I would definitely look into another bank before you open a bank with SunTrust.

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    Customer Service

    Reviewed April 6, 2019

    Opened account. Did a mobile deposit. $60. Nothing outrageous. Next day tried to check acct. Restricted. Call customer service. So I did. SunTrust decided to "end the relationship." No reason given. The check I deposited cleared, but told I'd receive a letter and check in 7-10 business days. Shady business practice. Do NOT USE THIS RIDICULOUS EXCUSE FOR A BANK.

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    PriceOnline & App

    Reviewed April 4, 2019

    The ATM machines are always down in our area. I tell them to refund my out of network ATM fees because they cannot maintain their machines accurately. No luck, the app for banking is always down daily and the website. Mobile deposit doesn't work and the bankers cannot see mobile deposit is pending until they post to your account. The bank orders the transactions and creates made up charges. I have once had an unauthorized charge to my account it never posted went into pending. They overdrafted my account for it and refused to do anything about it. They said they had to charge overdrafts to the account because it was a pending item well then they let the unauthorized charge through when I asked for a stop payment and they charged another overdraft again.

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    Customer ServiceContract & TermsCoverageStaff

    Reviewed April 3, 2019

    I've had an account at Suntrust for 45 years - I also had a shared account with my mother when I was taking care of her. I also had a business account for 29 years. Recently they closed my business account without my permission. The postcard I received in the mail said closed due to inactivity or zero balance -neither of which were true. I called the central office. They apparently had sent me a letter that they needed more info stating I was the owner of my company. I hadn't received one of these notices in all my years banking with them. I did not receive the letter. The terms were if they did not hear back from me within a month (so I was told by the agent on the phone) that my business account would be closed. I was outraged!

    They caused my Social Security check to be returned. They caused my life insurance policy premium payment to be rejected as well as other payments! My income is limited and now I will not receive my Social Security check for 2 weeks! Again the postcard notice did not even give me the correct reason for closing my account. When I called the central office the agent did apologize- WOW like that's going to help me pay my bills! This USED to be a good bank. But the past year the service has been poor. The tellers have trouble even making out cashiers checks for me - very slow and I hate to say but incompetent! I would recommend anyone to try any bank other than SunTrust!

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    Customer ServicePunctuality & Speed

    Reviewed March 28, 2019

    Found 16 transaction on my Suntrust check card after traveling to London on business a few weeks back and upon my return I found ~$9k of unauthorized transactions on my debit card. And being a check card, the funds were immediately pulled from the account. I contacted the bank first and they took 13 days to response and did nothing about the fact that all the charges came from the same merchant. They canceled my card and left me stranded in Nashville TN with no means to pay for anything. Didn't care, wasn't their problem even though they let the vendor do 16 transaction without first checking to see if these charges were approved.

    I am still working on solving the problem without their assistance that was 13 days late. Don't think Suntrust will protect your money. Don't use their Check Card because the bank has very poor security standards unless it comes to you access the account. Don't give hotel a debit card (that was my mistake). They charged me 4x over as it was the card on file. I wasn't able to even escalate the issue and get any help. Use a different bank... period. Trust my advice!

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    Customer Service

    Reviewed March 27, 2019

    Suntrust refused to accept a certified bankers check from another institution so a house loan fell through and I lost over $2000.00 in fees I had paid. Zero customer service, zero caring about the 'little' accounts who are just trying to get by. I was warned not to bank with them, I guess I should have listened.

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    Price

    Reviewed March 27, 2019

    Whatever you do, do your research on any bank before you put your money in Suntrust. Sun-trust is not up to date with the technology most banks have and it's ridiculous the fees they charge. I opened up a business account recommended by this bank and I also received a card machine for my kinda business and within 3 months of owning an account with them, they have charged me over 1000.00 in fees for a card machine I haven't even used. Most of my customers been paying cash or check and somehow, Sun-trust allowed for their partner with the credit card machine to process charges on my account every 2 days for a service I haven't even used.

    They closed my account because I refuse to pay them for a service not used and I disagree with all the charges because these charges were undisclosed when I agreed to open the account. I didn't even receive a pamphlet or anything on these charges and when I complained about it, they closed the account and left me with a bill I will never pay. Never again and I can only imagine what other people been through, this bank sucks!!!! I rather deal with a prepaid card or pay-pal from now on.

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    Customer ServiceStaff

    Reviewed March 26, 2019

    My Phone was hacked and my information stolen recently, including the login to my Suntrust account app. I called Suntrust customer service. They locked my online account right away. But everything else about the experience has been a disaster. Suntrust parters with "Zelle" for P2P money transfers. The thieves used "Zelle" to clean out my account in under five minutes. I'd never even heard of "Zelle" until now. Why was it enabled on my account without my knowledge or approval? I called into Customer service, and I'm talking to a poor lady who can barely speak English. I'm trying to explain phone "Porting" hack to non-native English speaker with just a basic comprehension of English. So I'm bounced back and forth between agent and supervisor; trying to get them to understand they need to remove my compromised phone number and email address from my account.

    I went through their verification process. Eventually after an hour on the phone They tell me they can't verify me and I have to go into the branch office, So I went into the Branch office on Monday, and sat around with the Agent for 15 minutes while their computer system warmed up and decided to start responding. I go through the whole verification process again, the agent updates my phone number and email address and tell me, "You'll get a text in 24 hours (after our system updates tonight) with a code to log back into your account." 24 hours later - and no text message... I try to log on and recover my password - and the old (hacked) phone number is still listed on the recovery options. So I'm pretty sure Suntrust texted the hacked phone and the thieves have control of my account again.

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    Customer ServicePriceStaff

    Reviewed March 22, 2019

    I've been with this bank for 9 years. This month I had to overdraft due to some unexpected expenses. I don't have overdraft protection so I got the overdraft fee which I knew about but to keep charging me every 5 days for extending overdraft fee?? Then they returned my insurance which automatically comes out every month. Charge me a overdraft fee and a return fee?? When I called the the bank had nothing to say about the return or the 2 different charges for it so now I have no insurance but fees that cost more than the insurance payment. I'm a single mom of 3 kids. I only get paid once a month. I've got more fees than transactions. These people are dirty. I'm switching banks first thing in the morning. I wish I had read these reviews before I let them keep overcharging me. I'm also calling my lawyer to deal with these people.

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    Verified purchase
    Customer Service

    Reviewed March 21, 2019

    Suntrust Data Breach Class Action Lawsuit from last year April 2018. I'm a customer from 1/2015 till yesterday. Just drive 7 hours and 30 minutes to close my accounts… The closest location is in Tennessee (move from Florida to Chicago). Suntrust froze my account and Login and customer service tell me ”I’m sorry. Can’t provide any information to you. You need to visit branch…” Ending driving 8 hours to take my money out and still waiting for $4000. Investigation in progress for 10 days. Take a DAY OFF to drive and wasting my time with Suntrust bank. Ask For transfer my acids to external Chase account (we need to send a text message to verify your identity BIG BS. Can you receiving text messages on this phone number **… We can’t verify the identity. You need to visit branch).

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    Reviewed March 20, 2019

    To sum it up... The people in the reviews are right. This bank is very fraudulent. I am experiencing it currently. The CEO needs to step in and do something about what people are experiencing. You can tell these reviews don't get looked over. This bank is very corrupt. There is corruption within the whole system. Some of these people been there for years... Years!! 20+. I'm going to go beyond and above to make sure you guys stop with the fraudulent and make sure people get compensated if need be... The things you guys are doing isn't right at all. Morally and soulfully!!

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    Customer ServiceStaff

    Reviewed March 19, 2019

    I recently moved to Florida for a new job and wanted a large bank to manage my money. Suntrust has been nothing but unfriendly and unprofessional from the start. They offered me $500 to open an account and once I did, the requirements for the $500 changed and now they are willing to offer me $250. That is not as important to me as the poor customer service I have received to date. I have had to repeatedly ask about maintenance fees and what will be charged on my accounts and still cannot get a straight answer from them. I am looking into other banks to move my money because I am not comfortable with Suntrust's responses to my inquiries. Maybe they're an okay bank, but my instincts are telling me to take my money and RUN!

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    Customer ServicePrice

    Reviewed March 19, 2019

    10/30/18 the fraud department calls to ask if I was charging 2178 on my account, I immediately go to the branch manager Darren **, who reports to fraud. No I didn't authorize this account, he cut up my card and had a new one issued. 11/16/18 on the old account Suntrust put through the same fraud amount on the old card number. Cutting up the card and reporting fraud doesn't matter. They have the option to charge anything anytime they want and there is nothing you can do about it!! I sued in small claims and lost, they had an attorney. I was on my own. But the judge just told Suntrust, yup you can charge anything you want on a closed fraud reported account and there is nothing you can do about it but bend over and pay up. If you bank with Suntrust/BBT expect to be robbed.

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    Customer ServiceStaff

    Reviewed March 11, 2019

    I would like to express my concern regarding the Woodstock 9863 Hwy 92 branch, Woodstock GA and possible discrimination and racial profiling. I have been a Suntrust Customer since 2007, and have recently moved to GA from Washington D.C. On 3/9/3019 I went to the Woodstock Branch as a result of my home Contractor calling me stating that a personal check I wrote him could not be cashed and that branch manager ** told him to contact me. I then called the branch in order to get clarification of the issue and after verification of my account I was told my check could not be cashed as I needed to resign a signature card and update my Suntrust profile. Knowing that this was not a usual protocol I proceeded to the branch.

    Ultimately I chose to do a counter check in order to receive funds. After multiple discussions to include speaking to the Area Manager ** over the phone I was told that I could not retrieve my funds because my signatures on my both of my IDs did not match Suntrust signature card (Yes he said they did not match and he was on the phone not personally looking at my IDs and did not ask for another person in the branch to confirm). After coming to the branch in person. Displaying my military ID as well as my License. I have done this in the past before with no issue. After all of the frustration I proceeded to another Suntrust Branch right down the street and was able to obtain funds with no issue. I was told that my signature card matched both of my IDs. Based on this I will be filing a formal complaint and will be discussing this issue with my attorneys.

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    Reviewed March 9, 2019

    I will make sure to never bank with Suntrust again, and make sure our businesses do not ever open accounts with them. I had been with Suntrust for years, but unfortunately had to leave last week. I put the remaining balance in my account towards the Suntrust Credit Card payment I had, and immediately requested my account be closed and to ensure no other withdraws were possible. They told me once the last pending transaction cleared it would close. A week later I find the account changed back to open, with 3 overdraft fees (two small pending transactions auto-drew for around $30. Overdraft fees on both plus an extended overdraft fee because I assumed the account closed and didn't check, brought this up to $130 in overdraft).

    I went into the local branch and politely requested that I pay what was auto-drawn (even though I had requested it be closed) but that I couldn't pay the overdraft fees, and that this was an error on their part. They refused to accept responsibility and said it was "just bad luck that I closed on the same day as a pending transaction" and said that I could just abandon the account if I wanted and that it may hit my credit but it would clear in 7 years. All I'm trying to do is close my account properly after being with them for years, and they're trying to gouge out as much money as they can on your way out. This is why people are leaving this bank and going to banks with better customer support and rates.

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    Customer Service

    Reviewed March 7, 2019

    After numerous calls and paperwork faxed to Suntrust they never helped me in refunding money on a claim of an order I placed and never received the product, as well as another time that I ordered food and I never received it. And I called that moment it happened. They said I had to wait for the payment to be posted because it was pending. After it was posted I called again, filled everything out and reached out numerous times and never got any help with getting my money back. Now money was taken out of my account and it was refunded right away but once again Suntrust says that I have to wait till it's posted and that they were not going to charge me an overdraft fee. And the following day I check my account and they charged me the fee. This time the amount is way more than the last time and I am extremely upset that they have never helped me in the time of need. As soon as I can get this issue resolved I am switching to another bank.

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    Punctuality & Speed

    Reviewed March 6, 2019

    Have been a customer for many years. Recently, my location of choice closed and reopened with ludicrously short hours, closing as early as 4 p.m. Abandoning that location and in search of another, the next alleged location I attended had no tellers, only some machine and an atm. As we all have to pay banking fees now thanks to our Democratic politicians, I at least expect to be able to use my bank when I go there. Fix it.

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    Customer Service

    Reviewed March 6, 2019

    It is really ridiculous in this the "age of technology" that Suntrust cannot figure out these online banking issues. Every month I have to call to reset my password to make a payment. Do they want the money or not? IT is extremely inconvenient to have to wait to connect to a "live" person and then spend time explaining the issue, get the account back online ONLY TO HAVE TO DO THE SAME THING AGAIN THE FOLLOWING MONTH. Very poor service and we are switching to another company. We NEVER have this issue with USAA.

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    Customer Service

    Reviewed March 4, 2019

    Our bank account was also closed without reason and said we would get written letter and check as to why... Need formula and diapers for baby and food for family. Still no check!!! We went in to branch and called several times and have gotten nowhere! ZERO stars. DONT BANK HERE!

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    Customer ServicePunctuality & Speed

    Reviewed March 3, 2019

    Worst ever. On 1/14/19 I had an ACH debit on my savings account for $2,000.00. Thankfully I caught it in time before it posted to my account. I went into the branch opened a new savings account and requested that NO ACH debit or credits be allowed on this savings account. On 2/25/19 again my new savings account has hit again with an ACH debit for $4,999.99. This time it posted to my account and funds were taken. How could this happen again. I have a case # and also a police report #. This better be resolved. ASAP. Negative publicity goes a long way. I was assured this wouldn't happen again and it did. Where is the customer service and how am I supposed to feel safe with you as my financial institution. Once my money is returned I am taking my business elsewhere. Sad I have been with SunTrust for 17 years. This is unacceptable!

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    Online & App

    Reviewed Feb. 27, 2019

    I opened a new SunTrust checking account, and was initiating a transfer of funds from another bank I bank with depositing a check under my name into a account in my name. Not even a full month later from the day I opened a account I was having loads of trouble logging into online banking via the internet (with PC) or using the app. This continued until the following day at which point I called Suntrust to find out if there was a problem with internet banking. I was informed by the attendant that my account had been canceled due to "violation of Suntrust rules/regulations", and that my initial deposit was being returned to me in the form of a paper check, ridiculousness!!

    I was very surprised by this, as I had not even really used one of the the accounts yet, so I inquired as to why the accounts had been cancelled, or what rules/regulations I had violated, and the attendant told me that this would be explained in a written letter. I have no idea why this occurred. My credit rating is very high, and I have numerous bank accounts at various institutions. Suntrust gets zero stars. I have yet to receive any type of notification on why my accounts were closed and my fund held for 10-15 days with no explanation. THIS BANK DOES NOT CARE ABOUT THEIR CLIENT BASE!!!!

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    Customer ServiceStaff

    Reviewed Feb. 23, 2019

    Our mortgage loan was sold to this sorry excuse for a bank. I have made three payments now and have yet to be able to do so online as the service is always "temporarily unavailable." Ideally, I would like to set up a recurring payment each month so that I don't have to mess with it and never pay late. Seems like something that Suntrust should want to help me be able to do. Instead, I call them up every month when the payment is due, spend several hours working with a representative to try to figure out why I can't submit my payment and then ultimately end up paying over the phone. I really I had a say in which bank held my mortgage. I am praying that it will be sold again but to a bank that actually has online banking that works. I will say that all of the reps that I've worked with have been pleasant, but none have been able to resolve the issue. I don't have time for this crap every month.

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    Reviewed Feb. 20, 2019

    I just want to talk to someone in the USA regarding fraudulent activity, four different numbers, each a 20 plus minute wait and I end back with someone in the Philippines that talks fast, with accent and bad connection. Why oh why do I have to have someone offshore handling my account in the US. Can’t they hire enough help in our own country, or are they just looking for cheap labor. Go to the bank, complain and they say they can’t even check on fraudulent activity because they are not trained and it is too time consuming. So much for customers care and appreciation.

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    Reviewed Feb. 20, 2019

    I have tried to get a auto loan through them with an older vehicle, and the experience that I have with them they never say why it was declined. And the ** service with them and the ** service with live stream. I DON'T RECOMMEND ANYONE TO THEM. THEY ARE HORRIBLE and I WILL NEVER GO BACK TO THEM.

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    Customer Service

    Reviewed Feb. 12, 2019

    I have been a Suntrust customer for many years. And for many years I have considered closing my accounts with them. I just cannot believe that every time I try to reach customer service with an issue that I can't handle via the automated services, that the wait time is RIDICULOUSLY LONG - 15-25 minutes, and that's after you have spent several minutes rolling through all of their prompts. I am not a big account so I know they don't care, but it is enough for me to make the change now. I have other accounts with smaller institutions which do a much better job of phone support. GOODBYE SUNTRUST!

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 11, 2019

    Online banking is fine. Credit card service is poor. Pay my bill on time every month. Had one discrepancy with a transaction, and would not give any lenience. Credit score is excellent. Had a fraudulent account issue, and waited 1 hour and 20 minutes before I hung up. Initially, it automated to have a 25 minute wait, which is still too long. There was no option for a callback, when your turn came up. I used the chat box, whom stated "Sorry, but you have to wait. You are not able to start claim process online." Going into bank is also a joke. I know they were just bought out by BB&T. Hopefully they read these reviews, and do a better job.

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    Price

    Reviewed Feb. 11, 2019

    I have been with the company for a while now and I notice that they have issues keeping up with customers' balances over the weekend, they have put my account into negative like two different times only because their accounting department is inaccurate. No one is perfect but, I always transfer the money before purchases so I don't understand how can this mistake keep happening. I am frustrated and I am strongly considering a new bank. Always pay attention to your funds daily and watch how they will screw your balance up on the weekend because that is how they charge those overdraft fees even when you had enough money in there. It is wrong and something needs to be done.

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    Reviewed Feb. 11, 2019

    The service with my local branches in VA has been good. Now that Suntrust & BBT are merging, I am a little troubled. I am going to the local branch today to iron out the future banking with them may or may not do banking, I will know soon.

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    Customer ServiceStaff

    Reviewed Feb. 7, 2019

    On 11/21/18 had a vehicle to hit my home and Suntrust is my mortgage company of my home. Had to file claim to my homeowners insurance State Farm due to car insurance company would have took longer to get my home repaired. My insurance company gave my check to me so I could have my home repaired. I have submitted my check to Suntrust bank to the property damage department and I have scan so many documents to them from the contractor and always an excuse to get my funds released to have the repairs on my house finished.

    As of yesterday 1/5/19 now it’s the W9 is incorrect when everything is correct of being submitted to them. I’ve called 10 times trying to get my funds and they have had my check for over a month now. They website for insuranceclaimcheck.com is always under construction as it says. Every customer service representative I’ve talked to has told me so many stupid answers. Also as today it was informed to me from a representative my funds are in an escrow account and would receive my proceeds with multiple checks in 10 to 15 days.

    Seriously I cannot get the bank to release my funds so I can get my home repaired and the contractor needs to be paid as what he has done and needs to be completed. I am on the verge of hiring an attorney now since I can’t get my money released back to me that my homeowners insurance paid for. The adjuster for State Farm can’t understand why it’s taking so long either. Suntrust is a joke and this is so ridiculous. Frustrating and hopeless with Suntrust.

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    Online & App

    Reviewed Feb. 6, 2019

    I opened a new SunTrust checking account online on Saturday, and initiated a transfer of the funds necessary to avoid any fees. By Sunday, I was having loads of trouble logging into online banking via the internet (with PC) or using the app. This continued until the following Wednesday (today), at which point I called SunTrust to find out if there was a problem with internet banking. I was informed by the attendant that my account had been canceled due to "violation of SunTrust rules/regulations", and that my initial deposit was being returned to me in the form of a paper check (I made an electronic transfer to fund the account).

    I was very surprised by this, as I had not even used the account yet, so I inquired as to why the account had been cancelled, or what rules/regulations I had violated, and the attendant told me that this would be explained in a written letter. I have no idea why this occurred. My credit rating is very high, and I have numerous bank accounts at various institutions. SunTrust gets zero stars.

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    Customer ServiceStaff

    Reviewed Feb. 6, 2019

    Tried to log into my account, wrote down passcode. Told me invalid, after 3 attempts got locked out. Called #. Girl tried to help me. Still kept telling me invalid passcode. This is ridiculous. Was on the phone 50 minutes with girl trying to help me to no avail. Now I cannot get in my account, she told me to go to branch. I'm 7 miles to nearest branch. Do not have a car and elderly, corporate office you stink with your dumb decisions, the dumber you are the higher you climb, make it harder on customers and your representative. We would not recommend SunTrust bank.

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    Customer ServiceEase of Use

    Reviewed Feb. 6, 2019

    I received an escrow analysis stating I am having a shortage of $1700. I have an email from last year when I told them I was changing insurance companies, the company name and amount. I was issued a refund check from my escrow account last year. I didn’t receive it. When I noticed a $150 dollar payment on my account, I called and that is when I learned about the refund. It had been 6 months and they applied it to my loan. Not once was a shortage mentioned. I called today to see why my escrow was short... They paid not only the $750 in January I told them about, they paid my old company, $1100 on February 14! Two insurance payments in 2 weeks! I am left to deal with this. Claudette in their insurance department told me there are no safeguards to avoid this problem. They pay whatever bills arrive. Their old website was difficult to navigate. The new one is easier but that doesn’t help at this point!

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    Reviewed Feb. 5, 2019

    My account was hacked into on Jan 30. I reported this and now my monthly check is frozen. I have no food, can't pay my rent and no one in this institution will go beyond the I'm sorry status. I'm seeking legal action for the trauma caused by the actions of this bank.

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    Customer ServiceStaff

    Reviewed Feb. 3, 2019

    Opened two accounts on the 25th of January. Started receiving mail and emails confirming the new accounts and created online login ID. The 1st of February I received mail containing the four-digit PIN for my soon to arrive debit card. The 2nd of February I received an Account Closure Notice, stating that they had received my request to close the accounts. Called the website provided 1-800 number to no avail. Told me to wait until Monday when they can contact the Internal Fraud Department, as customers are not authorized to speak to them directly.

    While holding for answers from the Customer Service Representative, I was curious about my initial funding deposit. Tried to log on to Suntrust but said my credentials was invalid. Logged on to my current (honest) bank in which the funds was withdrew from and sure enough, the payment is being processed.

    Customer Service Representative answered no questions. She had no information on who to contact, could not explain to me why my account was terminated, nor could tell me where the money I deposited is going. She tells me I need to visit an actual Suntrust branch for any answers. So she asks for my address to locate the nearest Suntrust branch and sure enough, there is not any Suntrust branches near me. Literally none. The Customer Representative was as incompetent as this Financial Institution. The OCC should have a zero tolerance policy for Institutions such as Suntrust.

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    Customer ServiceStaff

    Reviewed Feb. 2, 2019

    We had Suntrust for a few weeks, they seemed great and helpful. We let them know that my husband was going to have 2-3 rather large deposits from his Social Security back pay. The first check we received was a cashier's check from BB & T, approx. $9,600. We were told the funds would be available the next day. I checked our balance the next morning at 6:30 am and the funds were available. Around 8:00 am we went to an ATM and gas station and neither of our debit cards would work, I also could not get logged into our online account.

    My husband went to the bank and was told, without ANY explanation, that our account had been terminated. They practically ushered him out the door, again with no explanation. He was so stunned that he really couldn't do or say anything until it sank in. We immediately called our local BB & T bank that the check originated from and the BB & T account manager called the Suntrust bank manager on our behalf and told them that the check was from them and it was 100% legal. Did not matter, The deed was done.

    We were given many excuses and finally Suntrust bank manager told us it was the cashier's check that was flagged as fraud and that cashier checks were the "most fraudulent passed checks in banking." She even nervously laughed and said that "their" (meaning Suntrusts) cashiers checks looked fake to other banks also. REALLY! This happened mid November 2018, and we have yet to see our over $9,000! We were told in December that it was in the fraud investigator's hands and that we could call back in March 2019 to see if they knew anything on the situation. We are sick and so disappointed over this. We have been calm, polite and very patient. But come on Suntrust, enough is enough!

    Fraud departments are necessary and appreciated, for REAL fraud, but not when a check can be verified by another bank immediately and locally! Also this check originated from the Social Security Department! My husband waited 4 years to get back pay after his 3 year illness and injuries and this is what happens? I feel as our money is being held hostage! As though we are criminals. Will never ever use Suntrust again and will never recommend to anyone! And we are so very afraid that we will never see our money again.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedReliability

    Reviewed Jan. 31, 2019

    Apparently there is a new website that you are suppose to visit to pay your mortgage. When I went to the Suntrust mortgage website to login and pay my house bill it just kept saying invalid and I was unable to login like my information was incorrect. Like there was no re-direction anywhere saying "we have a new website or please go here now". Nothing. I mean it's only my house bill so it's not that important right? Just evict me. It's no big deal. Build an entire NEW website but don't have tech spend 3 minutes notifying people paying their house bills that they need to go somewhere else to pay. Make the transition so vague that you have to make your million customers think they are entering their information wrong.

    So then I try to reset my user name and password and answer security questions and it comes back that I am no longer in their system. Still, the company does not think of finding a WAY to redirect to a new website, they will just tell you that there are no records of you in their system?? Why do you even have the old website functioning if no one is suppose to use it anymore? Why does Suntrust have to make paying bills the most inconvenience thing to do? Clapping hands for the billionaire CEO of this company to keep finding ways to screw with everyone to delay payments even more to make more interest money off us.

    Calling Suntrust they said "ohh you have to go to our new website suntrust.com" and sign up. Apparently suntrust.com/mortgage had been terminated. Gee thanks because I really wanted to spend all my time on your stupid automation system which still fails to tell me to go somewhere new so I have to enter in all my information to find someone to tell me this. Ok fine, because now I get to turn paying my mortgage bill into a new project of scrambling around to find all my bank information. A new project of trying to find all my other bank informations routing numbers and account numbers to set up ALL my information all over again because I don't just have that sitting out on my sticky note on the fridge.

    You can't set up auto-payment to have your bill paid on time, the only way to set up auto-payment is to have it auto-pay LATE every single month... That is nothing but the biggest scam I have ever seen in my life and that should be illegal to only offer auto-pay to be late so they can collect more fees and interest. When I called to complain about the auto pay being set up late the person on the phone stated there is a "grace period" and there isn't any issue setting up your house payment late by 15 days every month. This bank is the biggest pile of crap and there needs to be new laws and regulations to enforce higher standards at this place, along with all the other financial institutions ripping people off. The new website looks nice.

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    Customer Service

    Reviewed Jan. 29, 2019

    Suntrust has closed my account after 4 years of being a customer because of a large disbursement from Amazon. I have sold on Amazon for 4 years and have always got my payments sent to Suntrust. I have never had any issue. For some reason they didn’t like the deposit that transferred via ACH, so they closed my account, turned off my debit card, froze my savings account and are holding nearly all of my money. They closed the account in December and informed me I would get my money mailed to me in a check in 10 days. I called back last week and was told that I wouldn’t be able to possibly get my money until May. No one can tell me why or why the date changed. I am a mother of 4 and run my own business, so not having access to the money I worked so hard for during the Christmas season is devastating. This bank should be penalized for killing people’s livelihood. I am seeking legal counsel.

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    Customer ServiceStaff

    Reviewed Jan. 26, 2019

    Suntrust canceled the new card I ordered after two days of use. The agent who I can barely understand said it was flagged as lost or stolen when I clearly indicated I just want to request a new card because the current one was falling apart after only 6 months. It's so annoying when you have a 2-minute conversation turn into a 30-minute one just to try to order a new card with the same information minus a few details and they still get it wrong. So frustrated with the terrible customer service.

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    Contract & TermsPricePunctuality & Speed

    Reviewed Jan. 25, 2019

    My home was flooded in Hurricane Michael. I received the insurance check for repairs quickly. I went to the only branch open after the storm and was told the check had to be sent to corporate for signature of a bank official. The teller stated they would FedEx it as a courtesy. It would be returned within 5-7 days. They deposited MY check into their bank and as of today I was told for the 3rd time the check would be sent out next week. I’ve spoken to someone at the bank every other day since 12/6/18 and I still don’t have the money. I’ve faxed, uploaded, etc. document after document. Each time I’ve gotten some ridiculous reason as to why they are holding my money.

    The latest reason was that I didn’t right POA after my name on a signed contract!!! The W9 for my contractor had a smudge or the contract didn’t have a date under my name! The contract clearly shows the date. My mother and I own the home together and she has Alzheimer’s. I've been her POA for years and they show that they have a copy of the document. I’ve had $30,000 in renovations done and can’t pay my contractor because of these vultures. They only want to keep your money so they can earn interest. NO one at this bank gives a crap about what people are going through after the catastrophic storm. Save yourself a boatload of trouble and stay as far as you can from this POS!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 24, 2019

    I called Suntrust back at the end of December 2018 to request a new debit card since my current card was getting ready to expire in January 2019, the rep that I spoke with told me that I had enough time and my current wouldn’t expire until the end of January, he informed me that I would be receiving a new debit card around mid-January. Fast forward to mid-January I never received a card so I called Suntrust back only to be told by the rep that a card was sent out on December 1, 2018... My issue at this point is if a card was sent out at the beginning of December why did your rep not inform me of this when I called at the end of December?

    I proceed to ask the rep who I was speaking with, can he not check his records to check which address the card was sent to, he then informed me that he had no records of that...? So you mean to tell me that Suntrust records all calls and ask me 50 million questions to make sure that I'm not some strange person trying to hack into my own account but you're mailing out debit card with no records to where you mailed it! You can’t be serious! At this point I’m super frustrated and asked to speak to a supervisor (Candice) who informs me that in order to order me a new card they would need to block my current card???? So you haven’t sent me a new card and now you want to block the one I do have...

    In what century are you living Suntrust to think that anyone can go without a debit card. There’s so much more behind this horrible experience but I will save that for the higher up because I am beyond frustrated with Suntrust. In the process of finding a new bank as we speak! I’ve always stood up for Suntrust when I hear people talk about how horrible they are, I guess I had to see it for myself. Smdh.

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    Reviewed Jan. 22, 2019

    I've been calling Suntrust auto loans for a week now. They keep promising to send me payment history from one year ago. They keep stating they're going to send messages to corporate but corporate is not doing anything and there is no number to reach them.

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    Customer Service

    Reviewed Jan. 17, 2019

    I recently could not access my mobile banking due to some technical issues on Suntrust side. This was after depositing some money into my account from another bank account... (which later I found out did not go through cause their system was down) but I then used my card for Lyft rides of not more than $9 each. Suntrust charged me a whopping $396 worth of overdraft fees! I was obviously using my card for Lyft thinking my deposit went through and was notified yesterday that my account is in arrears! Now I called in to inform them of this and ask to reverse the fees and they say they can only give me a lousy $36! I've filed a complaint and still waiting to hear back! The guy on the line was absolutely no help! AVOID THIS BANK IF YOU CAN!

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    Staff

    Reviewed Jan. 17, 2019

    I have been informed a YEAR after my deceased mother’s estate was opened that no one at SunTrust can speak with me until I submit a document in order to be named Successor in Interest. I live in North Carolina and my state does not produce the document they have asked for and never will. In the meantime they have referred my mother’s home, which is listed for sale and has a potential buyer, for FORECLOSURE! I cannot speak to anyone in Loss Mitigation because I cannot produce a document that will never exist. Did I mention that I admit my frustration and who would not be if they found out right out of the blue that they will have to jump through hoops to save their mother’s estate?!?!

    Is that any reason for a “customer service agent” in Loss Mitigation who’s job is to HELP their customers actually had the nerve to threaten me??? Yes, I said threatened me! She did so after she misunderstood what I had said! She did not even get that part correct and subsequently threatened me! SunTrust best hope that I decide to let ALL of this go and move on because I do have family and friends who specialize in civil litigation and I would love to own a bank! I was calling about my deceased mother and was treated like I was nothing and she was nothing. Shame on you SunTrust.

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    Customer ServiceStaff

    Reviewed Jan. 14, 2019

    I have been with them since Citizens Bank of MD in 1992 and it has progressively gotten worse. You have to talk to ten different people and get ten different answers. Customer service is completely horrible.

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    Reviewed Jan. 13, 2019

    Every time I have tried to access my account information in the last two months, it says the username or password I used last time does not match their records. When I go to the "forgot my password" process (actually, I did not forget my username or password, SunTrust forgot them), I make changes, and they don't work either. I tried calling the 800 number, but they don't work on weekends (neither does their online portal, apparently). When I finally get through to them, I will change my access back to paper.

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    Customer Service

    Reviewed Jan. 13, 2019

    Poor customer service at branch and on phone. Charge fees for everything. Locked me out of my business debit account so I’m unable to buy supplies for my business. Been 2 days trying to get it taken care of. I’m looking forward to closing account and going to another bank. Will never recommend this bank to anyone.

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    Customer Service

    Reviewed Jan. 11, 2019

    I have been with them for 3 years in July. I didn't have any issues until tonight. About a year ago my bf car got repossessed. He had the receipts and everything but SunTrust had no record so they took it. I told him there was no way that had happened because they would of called because I thought highly of this bank. Well tonight. TONIGHT! My car got taken. I got no call to let me know I was past due. I got nothing in the mail. I was aware of a few months back I missed a payment but I've been paying every months since then. I have been paying extra to make up for the missed payment. I can't check my app because they took my loan off of my app!!! Very very upset with the way they run thing. SIDE NOTE: IN Titusville Florida I was told while trying to pay my car payment while on vacation that my military active duty I.D was a fake. Just very poor customer service.

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    Reviewed Jan. 7, 2019

    Suntrust Bank is the worst bank I have ever dealt with! I have never had such an inconsistent hold policy and the least amount of access to my money as I do with this bank. They don’t care if you have kids or bills... Your money is on hold until they say otherwise. I deposited a money order and they held it for 13 days! I even brought them the receipt to show proof of purchase and they wouldn’t even look at it. Every single check we deposit is held for 1-3 days. Regardless of the amount. Higher amounts are longer. Very sketchy! We are in the process of moving banks. But I don’t recommend even wasting your time at this bank.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 5, 2019

    Since they moved to this new location, they have been really slow and flat out ridiculous. Today, I went through the drive up window to cash 3 checks and pull some money out of my account. I put my checks and debit card in the container (they’ve swapped over to a new system that doesn’t require deposit sheets). I sent it over and waited 10 minutes without any response, not even a “We will be with you in just a minute.” Two cars had pulled into the bay behind me right after I pulled in, meaning they were waiting just as long as I was. I pushed the call button in hopes that they were busy and had forgotten about me. I waited another 10 minutes without any response at all before getting very angry and pushing the call button several times in a row trying to get some sort of response.

    After about 3 minutes, a teller pulled up the camera and started to talk to me off camera. I couldn’t see her but I could hear her (I’d know her hateful voice anywhere which shows you how often I bank here). She was extremely hateful to me saying, “We are getting to you. What do you want done?” I got hateful back and said, “I’d like to cash those checks and pull out some money from my account that goes with that debit card if that’s ok with you!” She asked how much, I told her. She hatefully asked for my license. I give it. I wait another ten minutes for some other lady to send me my money and cards. I leave angry and go to put my debit card and license up so I don’t lose them.

    I had the correct cash amount but my 23 cents from cashing the checks was missing. Now, 23 cents isn’t a big deal but after all the time I spent at the bank with someone who was so hateful, I would have expected my money to be handled better. I’m furious and I’m considering moving all my money anyways because the entire Suntrust line nickels and dimes me to death with fees because I go under $5,000 in my accounts. It’s a bit too much. If you lost count, I waited over 30 minutes for someone to treat me like dirt and still give me the incorrect amount of money.

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    Customer Service

    Reviewed Jan. 4, 2019

    Had a check washing incident over a month a go to the tune of $5000. The Suntrust people actually cashed the two checks. It was reported immediately. They still have not refunded our money. Have kept us on hold for hours at a time with no answers. We had to open a new account when our old account only required a minimum of $3000 for free checking, and now we need $10,000 for free checking. Way to punish us. Closing account when this is settled. Been there for 25 years and have had millions go through there. Screw you.

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    Customer ServiceOnline & App

    Reviewed Jan. 3, 2019

    Awful! Absolutely awful! Opened a new account with them in November and am closing the account. Poor customer service, calling customer support for anything in regards to anything on your account takes hours for something simple. Anytime I would call in I would say I would have an approximate wait time of 24-35 minutes. Then upon speaking to someone else, I would be transferred over to another department and have to wait another 35-45 minutes. Their app is useless and outdated. Customer support and bank tellers are awful. Poor customer service. I would recommend you look somewhere else!

    As a credit union that is smaller I would expect to get a hold of someone for a simple question regards to account information or transfers quickly, but it should not take someone hours out of their day. No excuses! We don’t run on your time Suntrust, and especially if there is someone out there on a minutes plan. Well I feel very sad for them. Other credit union like Partners doesn’t do that, and not big banks like Chase or Bank of America. You can get a hold of someone with no to very little wait. Depositing cash same day and not being able to access! Even well before end of day deposit hours is unacceptable. I’m off better putting my deposits in a drawer than here! AWFUL!

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    Customer Service

    Reviewed Jan. 2, 2019

    Opened a joint account for the purpose of depositing a check written to both of us. I couldn't use the check to open the account, so I used a debit card from another account. It took THREE days for that debit card transfer to be made available. My other bank does everything instantly so I know it wasn't their fault, but Suntrust initially tried blaming my other bank. When I informed them that it was a debit card transaction and that my other bank does everything immediately (on top of the fact that the money was already immediately removed from my other account), they changed their tune and told me that it takes three to five business days for an account to be verified.

    That's a little extreme for 2019, how stuck in the past IS Suntrust? -- Anyway, I opened the account to deposit a check. Did so. The check took just as long to be made available. When everything finally was available and posted, I realized that I had zero access to this money. No way to initiate a transfer from Suntrust to another bank, no debit card (one hadn't even been generated until over a week after the account was opened), no checks, absolutely zero access. I linked the account to my PayPal account in an attempt to gain access to my money. I initiated a transfer via PayPal. THREE. BUSINESS DAYS. LATER. Suntrust still has the transaction as pending!

    Calling them is absolutely pointless. The first time I called was to ask when I would be allowed to deposit a check after opening the account. I had to speak with a supervisor just to get someone that could comprehend my question. Luckily, it will all be over tomorrow when I'm able to physically go into a branch to get my money and close this account.

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    Customer Service

    Reviewed Jan. 2, 2019

    I have been banking with Suntrust since 2013. From start to NOW FINISH, has by far been the WORST banking experience ever. One of the many occurrences happened recently when I was contacted by their fraud department on Dec 15th, due to suspicious activity on my account. I confirmed that the activity was fraudulent. “Supposedly” there was stop placed on the card and another card was issued avoiding any future transactions to be processed. Here we are today, still no new card AND an approved transaction that was previously confirmed fraudulent over 2 weeks ago for 1,500.00 leaving my account a negative 300.00, processed on the same card and by the same merchant that attempted to process it previously and no one is able to explain HOW, and or WHY?

    The local branch neither the customer service department is able to tell how were they able to process a transaction on a card that I previously cancelled for the same exact fraudulent activity was approved 2 weeks later. So as a result of their negligence I have to wait while they investigate what they failed to do as my financial institution, a bank that I am trusting with my money and NO MONEY. Not to mention pending transactions that I have that a being rejected due to the negative balance. WHAT AM I SUPPOSED TO DO??? I took the necessary steps and Suntrust still FAILED me AGAIN!

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    Reviewed Jan. 1, 2019

    I just can't believe I've been with this bank for over 15 years. I don't even know why they offer an online service if it's ALWAYS unavailable. I mean ALWAYS. Such garbage, you can't even look at your accounts at will. New year, new bank. I'm switching ASAP.

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    Reviewed Dec. 28, 2018

    I opened a checking account with a certified postal money order and then 3 days later I was told my account was closed and my water funds is left would be mailed to me. I don’t understand why the account was closed. No one gave me any details whatsoever.

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    PriceStaff

    Reviewed Dec. 26, 2018

    SunTrust is by far the worst bank I've ever dealt with. I recently got an overdraft fee in my account yet my balance is positive. Customer representative couldn't even explain how the math works. Only kept repeating about current and available balance. This isn't the first time they've tried to get over on me. All they do is try to prey on people instead of helping them quote "build Financial confidence". I never have confidence when dealing with SunTrust as they keep me on edge about what transactions will be shown and how they are placed. I have even had transactions not show on my records that I knew were there leaving me blind to the actual amount of funds in the account. Nobody should ever bank with these people. I will be closing account NOW!!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 25, 2018

    I was a Suntrust customer for two years, mostly without issues but that all changed suddenly Dec 23rd, 2018. I was buying Christmas gifts when my debit card was denied at the register with my 4th purchase. I immediately called the Suntrust Fraud line to verify my identity and transactions. They turned the card back on. I went back into Walmart and was declined immediately again. I called the fraud dept again and they assured me the card should work but it didn't. So I requested an ATM increase so I could buy my gifts in cash.

    I made a withdrawal of $600 and then also made an online purchase of some tickets and was then on my way to a 9 hr trip to visit family. I stopped at Bojangles and tried my debit card but I was denied again. This time I called the Suntrust Fraud dept to reactivate my card for the 3rd time and they said 'No, my account was under Review.' For what? They had no good explanations. I couldn't even purchase gas, I had to use one of my purchased gift cards to get to my destination.

    The next day I went to a branch to finally figure out what they were doing with my account. After over an hour with a bank representative and Monica, a supervisor from the Fraud dept, she said she would try to expedite the investigation and call me with details ASAP. She claimed that she personally can't speak to investigators in Fraud because they only communicate by email. Really, a dept that has the power to turn your account on or off has no phones? Sounds like a lie.

    Anyway later that morning, Christmas Eve, Monica called me back and said everything was fine on the account and I could use my debit card as usual. However, two hrs later, I was denied again at a store in VA. I couldn't believe it. I called back to customer service and they said that due to bank and rules and regulations that Suntrust was closing my account. And that I would get a letter of explanation and my bank account balance in 10 business days. There was no explanation of the preliminary review, no explanation of the so-called regulation I supposedly broke, no apology for denying me access to my funds on Christmas Eve. Just the absolute worst 24hr bank experience I have had. This bank is unbelievable. I will report this to FDIC. Looks like this happened to others as well. Unbelievable!!!

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    Staff

    Reviewed Dec. 21, 2018

    I wish there was a zero star option because that's what I would choose. So on Wednesday the 19th at 8:16PM I get a notification that there might be fraudulent activity on my account. So I immediately call them and verify all my information and they said they would put in a claim. Ok first off since it just happened they should of voided the payment. SO they basically drained my account leaving me with $43 while they "investigate". It’s been two days and they have done nothing at all! So basically they expect me to do all the work, so what do their "investigators" actually do? Nothing apparently. So I'm left with $43 dollars for ten days. They didn't seem to care or offer any advice or assistance. Once I get my money back I'm changing banks ASAP. I have even spoke with the manager over the fraud department he was no help either!

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    Punctuality & SpeedStaff

    Reviewed Dec. 19, 2018

    I have been banking with Suntrust for over 20 years. I used to go into the bank two or three times each week to do my banking, seeing the same people every time. Now, they are closing several location and moving the employees around so when you go to the bank there is someone new every time. In the last year they have cut back their hours of operation, opening later and closing earlier. The employees now have no common sense. The other day I took a check and wanted to cash, a check written on a Suntrust account and I have been a customer for over twenty years with a large balance in the account, producing little or no interest.

    After waiting five minutes they said that there was a hold on the account, not mine but the person who gave me the check. The person who gave me the check had just deposited over $100,000 the day before and I had money in the account and they give you a hassle. Today, wanted to deposit a money order and it had the name of person giving the money order and my name, but did not have an address on the money order so they did not want to take the deposit, a money order. Went to another branch and had no problem. Total morons working for this bank

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    Customer ServiceStaff

    Reviewed Dec. 18, 2018

    I had my account with SunTrust for almost a year and suddenly they closed it without any previous notice holding over $2300. When I called them, they said that they do not have to notify me because when I opened the account I signed the papers of rules and policy and that is stated in those papers. The representative on the phone told me that they will close my account after 5 days of no transaction, and I will receive the funds in a cashier check approximately 15 days after the closure.

    This has been going on for a month now. I kept calling them and they keep putting me on hold for 30-45 minutes basically until I give up. Finally, yesterday I spoke to someone who said that my account is under "investigation" until March of 2019. I now have $2395 in my account and cannot access to it until they are done with the "investigation." I do not have access to the Suntrust website, it looks like I never had an account with them. I can’t believe that this is something legal. I will warn everyone I know not to open an account with this bank.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 17, 2018

    I wish I had read reviews before I opened an account. There are several people experiencing the same problems I have with this institution. Holding my money hostage! I have direct deposit and have been a customer for more than 4 years, they close my account and did not tell me but still collecting my direct deposit. They don't seem to care that people work hard for their money. No text, no email, no call telling me they are closing my account. My account is frozen I can't go online to see where my money is... Can they just do this?

    Then they say that there has to be 5 days of no transaction then my account will be closed. But there will never be 5 days of no translation, because checks are deposited twice a week. If I didn't follow through and ask for answers they would have continued to take my money and I would have no access to it. Terrible bank. I would have never said this had I not been treated so unfairly. They still haven't given me a reason why and just said due to the "rules and policy". I would never recommend this bank to anyone.

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    Customer ServicePriceStaff

    Reviewed Dec. 13, 2018

    We had a fire in our house in August. The insurance company sent us a large check that needed to be endorsed by me and by the bank that services my mortgage (Suntrust). They are the ones holding the check now. From the beginning they have not been straight or honest with me about the next steps. Every time I call them they have a new reason why they can't send me the check. I think all they want to do is hold on to my check so they can invest it and make money.

    I sent them all the information they required. I checked the website, and it said there were documents missing. I called, and they said it was a problem with the contractor's W9 form. But, it seemed like it should have been accepted, according to the operator. She said she'd make sure it was accepted, and they'd send the check to me. That was November 12th. I checked the insurance claim website again about 10 days later, and found out that the W9 was still not accepted. I spoke to another agent. They told me the same thing as the first agent.

    Another week went by and I checked the website again, which said the W9 was still not accepted. I began calling every day at that point. Sometimes I would call two times per day. Every time I spoke to someone they told me about another document that I had to send in for the case to be accepted, or they told me that the W9 was unreadable, and it needs to be sent in again. Every agent had a different story.

    I asked for supervisors, but there were none available ever. It's now December 13. The website says that my check will be processed and sent within 7 business days. However, now it also says that the contractor's bid has not been accepted. The W9 has been accepted. I seriously don't know how these agents sleep at nighttime, knowing they have dealt with clients so dishonestly.

    I have been a customer of Suntrust Bank since 2008. I have never missed a mortgage payment. The interest rates have gone up since then, so I will not change banks for financial reasons. I would switch if I could. So, the only method of telling the world about the deceitful, devious, and dishonest practices being carried out by Suntrust Bank was to write this review.

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    Reviewed Dec. 11, 2018

    Have had my account for a few years and have never had any problems. Opened an account for my minor son (who is now an adult) so our accounts were "connected". He experienced fraud activity on his account this past weekend, due to his debit card being lost or stolen and immediately called to file a case. After trying to use my own debit card and having it be declined, I immediately logged into mobile banking only to see that $400 had been fraudulently withdrawn from my account using the debit card that belonged to my son! Of course I immediately called Suntrust to report this and a case was opened for me as well. I went into a branch the very next day to discuss this whole issue with the Branch Manager and see if I could get some answers/resolution. I also had 2 checks to be deposited and I was afraid to deposit them but was told it was "Fine" and to go ahead and do so.

    So, thinking I now I have money in my account while I wait for the so-called "investigation", I try to check my account online only to find I have been locked out and after speaking to someone I find out my account has been closed - without any reason or explanation. I now have over $1000 in my account and cannot have access to it for God knows how long. And all I keep getting from them is "I'm so sorry", "I totally understand". I live paycheck to paycheck and have bills and Christmas to pay and who knows when I will get my money from them! I hate this bank and will never do business with them again and will warn everyone I can! This is criminal and I can't believe it is allowed.

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    Customer ServiceStaff

    Reviewed Dec. 7, 2018

    Bought a car from their customer on 10/6/2018. Was told that they will mail the title from 10 to 12 business days. On 10/29/2018, the title has not arrived so I called the bank to inquire. The rep asked for the 17 digit account number which I could not provide and which they asked me to get it from the seller. The next day I called again and gave them the account number.

    After so many questions to verify my identity, I was told that they could not tell me anything about the title since my name is not on the loan. I told them I'm the buyer the first time I called and they knew my name was not on the loan. I had the seller call them and they told him that it should already be on its way to the seller. On 11/5/2018, seller still hasn't got the title. He called Suntrust and was told lots of alibi. Calls went back and forth several times only to find out that they may have sent it to the wrong address and the seller had to request for a new title. The bottom line is that Suntrust is so incompetent that I will not be caught doing business with them for whatever reason ever again.

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    Customer ServiceStaff

    Reviewed Dec. 6, 2018

    Every time I try to check my online banking account, I am met with a request to enter a one-time passcode to be allowed access... This is supposedly a security feature to fight against fraud, but all it does is make it so you cannot ever use online banking because it takes up to 30 minutes to receive the passcode, and by then it is no longer valid. If you try this more than once, the system locks you out, again supposedly for 'account security reasons', and you are now left with trying to do the impossible, and actually reach someone at customer support, or the local branch.

    NOBODY at Suntrust ever picks up the phone to help you, and you are left on hold basically until you give up and go away. The same is said about trying to reach someone at the local branch, all you get it endless answering machines to leave voicemails on that will never be responded to. As well, nobody ever answers a request for chat assistance, and the stupid little circle just keeps spinning, while claiming they are trying to find you an agent. So basically, Suntrust Bank does NOT offer online banking with an account, and this is just a lie to suck you in!!

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    Staff

    Reviewed Dec. 1, 2018

    The branch manager was in my face, I said at least three times to please leave me alone, and then a woman put her hand on the manager and actually pushed her out of my face. I was talking to the woman in line and told her this was the worst run branch, then the manager came and proved it. I'm sure there is lobby video and the bank should access it. This happened to me on Friday at around 10 am.

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    Customer ServicePriceStaff

    Reviewed Nov. 30, 2018

    My mother passed away in early October. The end of October I went into the Bank to close a small IRA that my mother had. I was told that there was no Beneficiary set up on the account. I knew there was as my mother and I opened the account together 5 1/2 years earlier. The customer service person Allison told me that I would have to hire an attorney and file it with the courts to get it. I left the bank and called my attorney in which he started immediately. I went home and searched all my files and lo and behold I found the Beneficiary Form that SunTrust and I signed 5 1/2 year earlier. SunTrust almost cost me money to hire an attorney and file all the appropriate papers to open an estate.

    I went back to the bank and of course waited for over an hour to see a customer service rep to get this taken care of (in which happens every time I go there). I was then told I would have to close this account with the Manager Lisa and she was on vacation as well as the other beneficiary had to be there. My sister flew in town and we went into the bank and met with Lisa the Manager. She provided us with all the forms to sign and told us what had to be done. The Manager assured us that everything was done and we would receive our monies within a couple weeks.

    Over three week went by and no money. I called the bank to find out that Lisa was not there again. Allison said she was the only one there and had several people waiting to see her. I asked her to call me back in which she did a couple hours later to say we had to sign another form. I said, "Are you kidding? A Manager doesn't even know everything we needed to close this account and send the monies to the appropriate beneficiaries." Once again no one is held accountable for doing their jobs correctly anymore. I am so fed up. I am going to move all my accounts (approximately 7 accts.) out of SunTrust as I am sick of their incompetence and never having enough staff to handle the walk-in load.

    Why is no one held accountable anymore? Why are our banks that hold our money and use it not hiring enough people to handle our business. It is as though they just don't care about the customer service anymore. They just want your money to use and that is all they are about. They don't make sure to hire the correct people to do the job. If you want good customer service DO NOT consider this Bank, I have had way too many problems and are sick of it myself. They will lose a large amount of business from me. I worked for Banks for many years and it was so different then. It was all about the customer and what we could do for them and in a very timely manner, but not anymore. VERY VERY SAD!

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    Customer Service

    Reviewed Nov. 28, 2018

    Terrible customer service. I opened a account through Suntrust. Waited 24 hours to be able to be allowed to mobile deposit. I made a mobile deposit then had to wait 24 hours for it to clear. Which was fine. I knew that beforehand. Well I waited the 24 hours. Went online to check if the money has posted but instead I had been restricted from entering my account. I called waited one hour before talking to someone. All they told me was fraud and we can close the account whenever we please. I insisted on my money and they told me the best they can do is send a check back to me from their bank which wont be shipped out for another 14 days on the good side of things. When I demanded for an explanation all I was told was "Let me repeat Suntrust can close an account down whenever they want to".

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    Reviewed Nov. 26, 2018

    My account is frozen and no one will provide a reason why. They are holding my money hostage for a month. I can't pay my bills and I will become homeless. I can't believe this is legal. My experience is very similar to the reviews on this site.

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    Customer Service

    Reviewed Nov. 25, 2018

    Opened an account with Suntrust Bank in July. I am not a prize account holder, but with my direct deposit the bank always get their fees. I deposited a 3rd party check for $5000 on the 19th of November, I was told they would put a hold on it until the 19th, which turned into the 22nd. Check the bank, and money is there. I used my card twice earlier in the day, then go to Brown Thursday to take advantage of sales at Wal-Mart. Card declined 3 times, the 4th attempt it went thru. The next day I go to their branch in Macon to withdraw cash.

    My account has been closed. No warning, or notification. Ok, with $3600 left in the account, they cant give me a reason, no why, no nothing. At first I was told there was 2 fraudulent transactions, but they couldnt tell me any more than that. Get a manager on the phone, she said. She didnt know where that came from and that my account was under review for closure. I needed to have 5 days of no activity, and then it would take up to 20 business days to cut me a cashier check. Can they do this? Just hold money hostage? They have booted me off the online Suntrust website, like I dont even have an account. I cant even monitor what is happening with my money. They claim it's to ensure my money safe and for my benefit. Wth???

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    Customer ServiceSales & Marketing

    Reviewed Nov. 21, 2018

    I opened a Suntrust account approximately 2 months ago and it has been nothing but hell. I am a victim of an employment scam, and as soon as I was aware I notified the branch. My account was frozen, and I was told it would be for 15 days. Today I called, and was told it will be another week. I have not been able to touch any of my money for almost a month now, and cannot pay my bills. I additionally have a credit card with them, and called the customer service line due to the card being declined, with available funds on it. Customer service refused to give me information and said I have to go into a branch about this issue. I Have never been treated so poorly by an establishment, and will tell everyone and anyone I know about my poor experiences. DO NOT BANK HERE!!!

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    Customer ServiceReliability

    Reviewed Nov. 20, 2018

    Suntrust bought my mortgage and I am very unhappy with their online banking services. I set up to have my payments deducted from my primary bank account. It didn't work. When I went online to try and see the problem, I couldn't see any details of the external payment such as the date it was set up to withdraw. I couldn't identify why it didn't work. The tech on the phone was less than helpful. My dog could troubleshoot better.

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    Reviewed Nov. 10, 2018

    SunTrust took over my mortgage. They have been nothing but disorganized troubles. They keep getting payments wrong. They deleted my online profile when they migrated mortgage loans to online banking. They are all about profit and not serving their customers. I hate this company.

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    Customer ServiceStaff

    Reviewed Nov. 5, 2018

    I created an account with Suntrust 2 weeks ago. When I received my debit card in the mail I notice that my name was spelled incorrectly. I then called the number on the back of the card just to be told I would have to go back in the branch to get it fixed. I went to the branch to correct my name, the guy who assisted me said that everything was fixed. I go to set up my online banking and my name is still spelled incorrectly!!! I then call customer service again and finally got to someone just to be told that the people that I would need to speak to are experiencing high volume of calls and had I was on the phone for 37 minutes and all she said was that she would be able to put in a request and it will take up to 2 business days. I've been trying to get this resolved for 2 hours now.

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    Staff

    Reviewed Nov. 2, 2018

    I opened an account with SunTrust three weeks ago. My account was closed and frozen by their Internal Investigation department. Now I don't know when I will get my funds back and nobody can tell me what's the reason for account closure. This is a horrible company with a bunch of inept people working for them. I've never had a bank close my account and not to even give a reason. They are a corrupt Institution and I hope they go under really soon.

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    CoveragePunctuality & Speed

    Reviewed Oct. 29, 2018

    Suntrust is one of the worst banks. I’d give it no stars if I could. I filed a fraud claim October 2nd & they stated they canceled my debit card & issued a new one to be sent to me. I never received my replacement card, & I informed them that I hadn’t. They told me they’d cancel it & send my new one to the local branch. However this never happened. Instead they let whoever got a hold of my replacement card activate it & used almost 1000.00 of my money putting my account in the negative. I filed a new claim & now I’m being told it’ll be 10 days before I get a temporary credit to my account for this money they let someone else steal from me. I am now late with bills & have no access to my money. Do not go to them unless you have the money to cover what they let others take from you.

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    Price

    Reviewed Oct. 11, 2018

    I started doing business with what was American Federal in 1988, the bank now known by Suntrust. I have kept a checking account there just to have an account that was separate from my business account. Granted I do Quick Books for my business and I am a stickler for monitoring the charges and balance of the account (by the way, my business account is with Pinnacle Bank and they do not charge me any fees). I caught on my statement in a quick review where I noticed this fee. Originally I thought it must be an annual fee. I mean $14/month, what kind of burden is it for me to keep money in your bank?

    On top of it, I find it has been going off and on charging me from month to month because any month I didn't have $5,000 daily balance, they charged me. They have nothing at all that I have signed giving them permission to take money out of my account. The explanation I received was that they had notified me on my statement and by mail. I asked if they had certified mail that could prove they mailed it to me since they have NO signature on anything that they can provide saying I agreed to this. So I asked for a different account that didn't have "free checks and money order", wow, $14/month...

    So they tell me they have one that will only cost me $7/month but that I would have to change my card number and that I will have to notify everyone that I have drafting my account. What kind of tactic is that, have to change a card number. Needless to say as soon as possible I will be changing my personal account to Pinnacle also. And just to think, I was thinking about refinancing my home, guess who it will not be through. Suntrust, you do not have the right just because you hold my money to take my money without permission!!

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    Customer Service

    Reviewed Oct. 10, 2018

    If I could give zero stars I would...every check I have deposited into my Suntrust account has been put on hold. I have had two checks held simultaneously and have had to call multiple times to figure out why. This is ridiculous being that the check I opened the account with cleared the next business day. I would honestly look for another bank to use. This makes absolutely no sense and threatens my well being. I'd rather keep money in a shoe box than to deposit another check in Suntrust. I will definitely be closing the account.

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    Phil increased rating by 3 stars.
    Customer ServiceStaff
    After a positive interaction with Truist, Phil increased their star rating.

    Reviewed Oct. 4, 2018

    I have been with SunTrust for years. Over the last year their customer service has become a joke. I still have personal accounts with them (not much longer, though) and started a business account with them. I fully regret giving them more of my business. Their communication is pathetic, their follow up is like pulling teeth to get something done. They have been rude and unprofessional at times. I would rate them a zero overall. Avoid this bank.

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    Reviewed Oct. 4, 2018

    Suntrust has taken 36.00 from me so many times I probably really close that I could have paid for a new car with all that money taken!!! I have a child support payment so high I after I pay that put gas in my car there’s very little money to pay my bills or even to feed myself. So having a bank I been with since I was 16 years old treat me this way is bad sad and breathtaking, the rich get richer. If a law was made and they had to return that money the number I’d get would be mind blowing. I really need it so bad. I got teeth need work. Can’t afford to go to a dentist. I have pulled my own tooth because only choice I had. Thanks Suntrust. Keep robbing people with your way over the top 36.00 overdraft fee.

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    Truist Company Information

    Company Name:
    Truist
    Formerly Named:
    SunTrust
    Address:
    303 Peachtreet St, N.E.
    City:
    Atlanta
    State/Province:
    GA
    Postal Code:
    30308
    Country:
    United States
    Website:
    www.truist.com