
Truist Reviews
Formerly SunTrust
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About Truist
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Truist Bank is the result of a 2019 merger of BB&T (Branch Banking and Trust Company) and SunTrust Banks. It has branches in many communities as well as a mobile app and online banking. Truist’s services include checking and savings accounts, insurance, credit cards, personal loans, mortgages and retirement services.
Visit www.truist.com- More than 2,100 branches
- Free checking for students
- No overdraft fees
- Convenient mobile banking
- $2.50 or $3 fee at non-Truist ATMs
- Doesn’t have physical locations in every state
Truist Reviews
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Reviewed Nov. 27, 2015
I advise everyone not to bank with Suntrust. They will take your money, put accounts on hold and all they do is give you no answers as to why. I've had my funds on hold for two weeks now with no straight answers from anyone. They don't care about you needing your own hard earned money to pay bills. Every supervisor I've spoke to has different irrelevant excuses to give me. Please do not bank with Suntrust.
Reviewed Nov. 25, 2015
They stole over $250 in fees that they can even explain. Bad customer service and steal money!
Reviewed Nov. 17, 2015
First of all I have had many issues with the company. I asked to not have overdraft protection and yet they ignored me. I have paid who knows how much in overdraft protection and one time paid $120 in overdraft protection on a $40 ticket. I don't see how that is legal. But 6 weeks ago I noticed a charge for $80.41 on my card. I knew what it was for but did not authorize it. It was for a dating site and last year I did authorize my card to be used for special enhancements to my account. But shortly after that I met my boyfriend and closed the account. POF never contacted me to let me know they were charging anything.
When I noticed this I called customer service and reported the item. I went into my branch office in Raleigh and filled out the paperwork and had them to fax it over. I was told it would be no more than 30 days before I received my money back. I asked why it was taking so long since in the past it was put back on my account with the understanding that if it was found I did authorize the charge or didn't provide them with the information then it would be taken back out of my account. Again I was told it was a reoccurring charge since I authorized it last year. That is like saying well because you went to Walmart last year and brought a TV on your debit card on Black Friday, then they were allowed to charge it again. Two week later I received another letter which basically asked the same information as before and I filled it out again and took it to the branch office and had it faxed.
I am off work today and the money has still not been put back on my account so I called to find out. I called their fraud unit which I guess is in India. At first I was told well I never sent back the second letter. I told them it was faxed from my branch office and I had the time and date and it was received. Then it was, "Ohhh. OK...I see. It just arrived to this office today." Really?? On the same day I happen to call, I am sure. So I asked, "What exactly has been done with investigating my account?" Had they bothered to call the 800 number listed to verify indeed that it was always busy or had they bothered to send an email which gets you a general reply that they can no longer receive emails which should show anyone that there is something up when you have no means to get in touch with a company.
The girl hemmed and hawed around and "I know how you feel," but nothing to tell me what they have done to investigate this. I doubt anything had been done and now it is up to 60 days to get my money back, while they sit on their butts doing nothing...I mean investigating my claim. As soon as I get my money back, I am closing my account and taking my business elsewhere.
Reviewed Nov. 17, 2015
I recently wrote a check for $1000 to pay 2 mortgages. The teller ran one mortgage only and withdrew $461.16, leaving the other mortgage unpaid. The tellers just key your R & Acct # and then key your payment (and don't bother to bal to your check!). Horrible accounting practice. An extra 0 or misplaced decimal could drain your bank acct because the amount you write on the check doesn't matter (IT SHOULD), just the amount the teller keys (RIGHT OR WRONG)!!!
Reviewed Oct. 21, 2015
I had paid off my car loan on June 2015. The total amount I should pay is $5800, but they keep telling me that the rate is change every day so this amount isn't the last amount, in case of been charged again. I have paid $5900 and confirmed with them that will refund me the extra money. But the truth is they did not!!! The worst thing isn't they do not refund you... is how they waste your time!
I have live chat with the online service for the refund after paid off the loan. They said they do not have my account because it is no longer exist after I paid off. They advised me to contact the loan department for more detail. They give me the number. Then I called them and been told that they do not have my account, it has been paid off... I keep saying that I paid extra money and supposed to get refund. Finally, they said OK and then asked my address and promised me that I will receive the refund check in the next few days. 15 days passed, I contacted again, said I did not receive any check for SUNTRUST. They said I have filed wrong address, the check is return to sender. Ok, then I updated the address.
Another 10 days passed, I contacted them again and been told the same thing. I have updated my address with them no less than 10 times!!! My address is wrong? Why I keep receiving your mails asking me to apply your checking account!!! And also received their mail said - The Lost, Stolen or Destroyed Certificate Affidavit... I don't even know what is this. But obviously it is not a check!!! It is Oct 21 now, I spent 4 months but did not receive anything. Just tell me, ok? Tell me you are a spam company, the $100 is for the lessons! DO NOT waste my time, ok? Do I need to contact again to update my address? I guess even if I stand in front of your company, you are still not able to locate me, correct? But you can locate me very quickly when I want to open a new account with your company!! This is your business model! Worst experience ever!!!
Reviewed Oct. 10, 2015
A few months ago, Suntrust changed the online banking page around. The old page was laid out in bookkeeping form, as has been taught in schools and universities for decades. The new and improved page obviously was laid out by someone with ZERO bookkeeping experience. They put one account in front of you, and all the others crammed onto the left side. They have a 2 inch wide orange stripe across the page using up valuable room. It serves no purpose. To access the other accounts you have to push buttons, get rid of the one showing details, in order to see what's going on in your other accounts. This was done by someone trying to justify their job. I plan to leave them as soon as I get my loans paid off. I have been banking with them since they came to town. I typed an email to them, complaining, and it did absolutely no good. I feel like ignorance is in charge of that bank.
Reviewed Sept. 29, 2015
Unacceptable hours of operation. How can a bank open late and close early? Particularly when other people are at work. The Suntrust banks in Coral Springs open at 9 am and close by 4 pm??? How can they expect anyone with reasonably well established accounts to conduct business with them?
Reviewed Sept. 29, 2015
I commenced an account in May of 2014 solely because ST was the only bank left offering a debit card for air miles (Delta). I am in WA State, and the closest branches were in Tennessee, so it was a bit of an inconvenience, but due to a bank forced bankruptcy in 2008, I can't get rewards cards for several more years. In July of this year, they made the Delta Skymiles debit card practically useless by capping air miles at 2000 per month (I had built over 150K air miles in about a year), so I called to cancel my accounts.
They sent a check for over $3K to close my savings account out, and there was nothing in checking, so I figured it was also closed. Inadvertently, someone ran a credit before things actually closed out, so I had a $9.75 credit back in checking. Instead of mailing a check for the balance to close the account, they charged a $12 monthly fee because my balance had dropped below $3000. I called and demanded they close the account and send the money. After an hour I said "keep the money but close the account anyway." They said I hadn't asked for that account to be closed (notice how all those recorded phone calls can never be retrieved when requested something?). After 2 hours on the phone where they said they couldn't close the account, I was so livid I just told them to do whatever they were going to do, and hung up.
Here's what they will do. They will continue to fine me. They will report it to the credit reporting agencies. They will run up a $3000 bill based on the supposed few dollars owed. Then they will write it off their taxes. This whole thing is a scam. The whole credit reporting thing is a fraud. The banks yanked my 20 years of perfectly paid credit cards in 2008, and crashed my biz, forced me into bankruptcy, and I am still paying for it (not able to get a credit card), even though it was a bank induced panic that caused the whole 2008 fiasco. Take away? I don't trust any bank.
We have recovered our business finally, but I make sure I have cash to cover everything, and my daughter is 21 now, so she let's me use her good name to build air miles and hotel points, and I give her 10% of whatever I get. Still, not one of these major banks is too big to fail. Every one of them should fail, and all the high ranking officers homes in the Hamptons should be confiscated, and they should spend the rest of their lives behind bars.
Reviewed Sept. 29, 2015
The bank let someone cash a $1200 check. I have been trying to get where it was cashed for the police and get my money back. But this bank has decided to keep my money. Grace from the fraud department said it was my check, I may not get my money back. But it was stolen out of the post office box. Now I am fighting with them twice a day and they still refuse to give me back my money. Why put it in the bank if it isn't safe. Any other banks put it back in your account that's why your accounts are insured but Suntrust will not give it back and it was their mistake for not checking the signature card or calling me and checking. There was also an alert on my account because this person has done it before. Please do not bank with them or take your money out because it is not safe. They won't even call you back.
Reviewed Sept. 27, 2015
I received a commercial loan from Suntrust to refi the previous loan I had on my place of business in 2007. I was late occasionally with the payment, during months when my income ebbed (5 times in 7 years), but NEVER over 30 days late. 3 of those late payments happened when I had breast cancer and wasn't working many hours, but still never over 30 days. I had over $100,000 in equity, and they wouldn't talk to me about refinancing when interest rates dipped, so that I wouldn't ever have to be late again. My credit score was, and still is, about 725.
In the Spring of 2014, a nasty banker called me to say he was going to "call in the loan." I consulted an attorney who assured me that bankers can definitely do that whenever they want. I believe I was harassed by this man who called often and made threats. He had a nasty tone of voice, and called once saying I hadn't paid the taxes on the building, and he definitely was going to foreclose. I had indeed paid the taxes, several months earlier. That is when I sought an attorney's advice. I sold the building to avoid losing my equity and being foreclosed on by that scumbag. My attorney guessed he wanted to foreclose because my neighborhood was gentrifying, and the value of the building had increased dramatically in the few months before he started harassing me. Avoid UnTrust at all costs. In fact, avoid banks if you can. A friend of mine very easily got a loan from Lending Club online. Next time I need one, that's where I'm going.
Reviewed Sept. 26, 2015
I went to Suntrust to pay off my monthly credit cards dues. The worker said that they are transferred automatically but on the next statement it said I was late for it. Then I went to the bank and the manager Stewart ** said he will wipe it and next month it rolled over and I had to pay more interests. I went there again and the worker said that she'll check and call me back this afternoon in which she never did. So I went to the bank again and closed my account and accumulated $500.00 interest. I've banked in Suntrust for 7 years and have always been a green customer and now I've realized that the service and credibility of this bank is questionable.
Reviewed Sept. 25, 2015
So, just two days ago I went into the bank to get a new account which I did, and they seemed nice and all. So it all worked out, got my $100 deposit down and that day and the next I could look online for mobile banking etc. Just yesterday I took a check in from my employer of $2,000 and I cashed it and the teller told me it would clear the next day. So I looked the next day on mobile banking if it did and it wouldn't let me log in. My account types were not supported with mobile banking. How come? Don't know. So I called customer service and after sitting on the phone for 2 hours they finally told me that my account is being canceled and they couldn't tell me why. And if the review goes good I will get the check back. So as of right now I'm $2,100 down right now. Thanks to Suntrust. DO NOT GO TO THIS BANK!
Reviewed Sept. 24, 2015
I just buy the house and 2 weeks before I move I change my address. After I don't know why I don't receive the paper on my mail address. I have many loans and payments and when I keep checking my account they don't take the money. In few days I sitting by the phone 1 hour and they can't set up the automatic payments, they tell me I can't do online. I just must to receive a piece of paper, fill it up and go to post office and send it. Is only one way to set up the automatic payments + charge me 13$ late fee (this is my fault because I don't receive the paper). I was very very obsessed, stupid rules and old school service, I call by myself and I was charged that fee, the experience was terrible. P.S. If you have choice don't take financing from this bank!!!
Reviewed Sept. 23, 2015
On 8-21-15 I opened an account with Suntrust online. It was just a savings account. I went into the branch several times over the next 30 days and made deposits. On 9-22-15 I went to make a deposit and was told my account was closed. I asked why and the Manager could not tell me. She called the helpline but they would not tell her anything either, so I asked her to give me my money and she said she could not release it. Now I've never banked with ST before, I called the helpline and was told, yes it is "being" closed due to "a verification problem" but it's not closed yet but it is "frozen" so I can't get my money and they won't tell me why. How can it be legal to keep someone's money with no explanation!!?? I will keep you posted on outcome.
Reviewed Sept. 16, 2015
Sadly after so many great years of service Suntrust Bank online banking is continually down and the phone app to deposit funds (which once was so great!) now stinks. The computer takes the picture of the check and after a dozen tries and a phone call into Suntrust Bank, I have given up!
Reviewed Sept. 15, 2015
Miss a payment, by next month they sent acct to Collection. I wanted to pay full balance but they didn't take payment over the phone. Sent wire transfer and got refused too. I have proof that I try to make payment and they still threaten to repo car.
Reviewed Sept. 15, 2015
Opened checking account for my son, a freshman in college, with me as signatory. Account was closed during processing without explanation other than "SunTrust can close an account at ANY time for ANY reason". Checking with ChexSystems and Early Warning Consumer Reporting, there are no previous issues with any bank or financial institution. Several calls to "supervisors", escalation departments, online security departments, and Fraud Support Units at SunTrust, have resulted in the same answer... "SunTrust Bank can closed ANY account, at ANY time, for ANY reason." To this date I have received NO explanation for their actions.
My letter to William Rogers, President SunTrust Corporation has been, as of yet, unanswered. Perhaps they did not like my race, ethnic background, name, or the way I part my hair. American born and bred and 55 years of perfect banking relationships... the most unprofessional attitudes, policies, and customer relations I have ever had the displeasure of working with. WITH MANY OTHER CHOICES, NO CONSUMER NEEDS TO SUBJECTED TO THIS ABUSE BY SUNTRUST BANK.
Reviewed Sept. 12, 2015
I recently opened up a new account and used SunTrust. A seriously awful move. I wasted time opening an account. My money has been tied up a week now and my checks have not cleared. Couldn't buy my son a birthday gift bc my money was tied up. I'm almost out of gas bc you guessed it... my money is tied up. Nobody has worked for me to fix this issue. I've made several calls now to try and get it resolved. This was my 1st deposit and they said they held it bc "I'd never made a deposit that big." Why the hell should that matter?! Plus I'd never made a deposit anyway. Seriously save yourself the headache - bank ANYWHERE BUT HERE! I will be withdrawing my account and moving my bank someplace else.
Reviewed Sept. 10, 2015
This bank took it upon themselves to cancel our account. Told us for a month our money will be sent in a check. We been calling, they kept saying they were "investigating". Then we called back and they told us we're not getting our $3500 back!!! Are you serious. How can a bank do that!!! Do anyone have any opinions? This bank sucks! How do you not have any explanation for that much money!!!
Reviewed Sept. 10, 2015
I had an investment account with Suntrust. I lost 10% of my investment, and never got a call from my broker. I called him and only got voicemails because he had no secretary. I WILL NEVER USE THIS BANK AGAIN.
Reviewed Sept. 8, 2015
I've had an checking and savings account with Suntrust for over 5 years, last week I was checking my balances and realized they had taken $650.66 from my savings account. When I called customer service, I was given the runaround, transferred from dept to dept for over 2 hours. Finally I was told they had no idea, that I had to go to my local branch. The branch that I usually dealt with is now closed so I went to the North Ft. Myers, FL branch on US-41 & Pine Island Road, there I met with a "personal banker": Nancy **. She was unfriendly, uninviting and VERY unhelpful who had a single sheet of paper on her desk titled "How to deal with customers".
I told her my story and she did the exact same thing, called customer service and got no answers, so I was sent to the general manager. (Not sure WHAT she does there, but she doesn't know what customer service is and doesn't follow the single sheet on her desk. She was NOT helpful or even attempt to appear to care.) Finally met with general manager Edgar **, who did the EXACT SAME THING - called customer service… Apparently, they do not need to actually listen to their clients. He did not seem to want to help or to care much either as there was a line of people and he just wanted to get through each person asap.
The issue came down to a fraudulent claim I filed in November 2012, but they can not do anything for me since their systems only go back to December 2012. I had closed an account, after my checkbook was stolen, an investigation was done. I received some money back & opened a new account - not owing any money and closed the original account to block any more charges. The first week of December 2012 shows 3 days of checks being written that all bounced. It should have all been resolved and done there but… Almost 3 years later, they decided to take the money - almost $150, add on over $500 in overdraft fees and with no notice remove it from my savings account.
In 3 years I have NEVER received any statement or letter regarding a balance owed. I have direct deposit and have had adequate funds in my account the whole time, but they just decided now they have the right to take the money and would not provide me with any paperwork, correspondence, anything. When I asked the gm if they had anything to show why the funds were being removed, he said I needed to prove that they shouldn't, I was probably lying and then I asked to withdraw all my money and asked for his supervisor's name. He refused to allow me to withdraw my money, refused to give me his supervisor's name and told me to get out of his office or he would call the police and have me arrested for trespassing.
I am 6 months pregnant with severe complications, I was so upset, I ended up in the hospital. Bottom line is they took almost a $1k from my savings for my baby (I'm a single mom) and said they do not have to explain or show any reason why, that it MUST BE MY FAULT. I am taking this higher in chain of command as I feel I have been robbed. They said if I found my documents form 2012, they'd consider working with me but they don't need to find any of theirs. I was treated like a criminal and so insulted.
In 3 years, something could have been worked out, but I had zero notice about this situation. Just one day they decide to take my money without any back-up or explanation except their records don't reach back that far. If they don't then how can they say with certainty that I owe them money. I even named the manager of my original branch, but they would not look further into it or contact him. Be careful, if they can just steal someone's money for no reason, then treat them as if they are the thief. THIS IS NOT A FAIR/FRIENDLY OR ETHICAL BANK.
Reviewed Sept. 7, 2015
Suntrust bank is one of the worst banks my husband and myself have ever dealt with. We have been banking with them for the past 3 years or so. We have had no problems up until the new online banking system went into effect. Within the last week, we have been charged overdraft fees for things that should have never been overdraft. When we purchased items, it was pending for 2 to 3 days and then when it finally posted we were charged because we didn't have the amount in our account, but it was still pending and then when my husband's check went into the account, it put us at a positive balance. How can you have something pend for a few days then the day money went into the account, it was posted you charge an overdraft fee for the day that it happened instead of charging the overdraft the following day?
My husband spoke with people in the bank and on the phone at a GA main office and they were telling him that a charge that was done 3 days after the pending charges had been overdrafted 3 days earlier. They also said that they couldn't help when the company we bought from takes their money out and they also couldn't explain why there were pending charges and then posted 3 days later. Their computer systems are set up different then the online banking which is screwed up. And we had proof that they screwed up because I printed out the transaction history.
Still no sorry or this is what we can do for you. Then I tried to close the account because we went to a different bank and opened an account and they said they couldn't because the negative balance. The lady I spoke with did not understand the anything. It was she was just born yesterday. Like any other bank, they have a cut-off limit of overdrafts because they just let items keep coming through and now we are over $650 in the whole with them. We are not very happy with Suntrust. They screwed up and can't explain why or how. They don't want to admit to the mistake.
Reviewed Aug. 31, 2015
Charged with 3 overdrafts, they couldn't even tell me why. I had plenty of money, no way was near the negative. My statement proves it. They refunded 2 of the 3 as courteous, still not happy. Going to a branch to get the other one refunded. Bad people!
Reviewed Aug. 27, 2015
First of all I would like to know if legal proceedings that Suntrust Bank has to run out and Pre-qualify for a loan that has already been approved with another bank. I sent my offer to purchase a house that belongs to Suntrust bank which is demanding that has to be approved by them. I had never heard this before and what is purpose? If I have my approval letter from a bank that I want to do business with. My personal opinion: I think they are trying to steal the right to another bank or a buyer to buy the property.
Reviewed Aug. 24, 2015
I have had my debit card number stolen twice with a month. The first time it was one charge for over $600. I filed a claim and faxed back paperwork as I was told to do, my claim was denied because I could PROVE I didn't owe the company that charged me. I couldn't prove it because I had never even used the company. The second time I am currently dealing with. My card has been blocked twice, once because I forgot to call and tell them that I was traveling out of state and once because I made two online payments (I was fine with that). I called after the 2 online payments to have my card unblocked which then foreign outsourced customer service agent needed my full card number for. The next day I checked my online banking to find that over $1,500 in charges had been made to online gaming, website builders and 18 others including $89 worth of adult entertainment.
I found out from one company (I called all of them that I could find contact information for) that they had created an email address using my name and that the IP address used was in Turkey. Mind you I live in the United States and have never traveled outside the US. They allowed every single one of those charges to go through. The ONLY person I had given my card number to was the foreign customer service agent. I was on the phone for 2 hours arguing that I did NOT allow anyone to use my card.
Once again I'm waiting on an email to print and fax back to them and will fight to the end to not pay these charges. They refused to take 2 off because I had used the company that charged before. Even though it had Turkey following the company name. The idiot I talked with could barely read the screen in front of him and absolutely couldn't do anymore than that. He didn't even understand what I was saying. He just kept reading his screen repeatedly. I would never do business with Suntrust again and I would highly suggest you find another bank. They couldn't care any less about your money being stolen.
Reviewed Aug. 14, 2015
Not only were the automated options more than confusing, every time I was put on hold the representative would pick up and immediately hang up. I finally spoke to a customer service agent and she was the rudest person I know. She wouldn't let me talk, she interrupted me, she was just rude all around. I've had to call multiple times to Suntrust today and the whole experience was terrible.
Reviewed Aug. 12, 2015
I recently just finished dealing with a fiasco with Suntrust Bank. This is a result of their new Wealth Management Program. Suntrust is contacting wealthy clients in order to get them to purchase financial products from them such as annuities, insurance and financial planning. The trouble started this past January with frequent phone calls from Suntrust - at least one each weekday. I talked to a guy from the downtown branch in Washington DC and he encouraged me to put all of my investments under one roof - said it would be better as my accounts would all be in one place. I told him I was happy with the financial advisers I had. Fast forward 6 months I finally agreed to meet with two people from the local branch near my home. They wanted me to sell 500K of equities then transfer the money to Suntrust to finance an annuity as well as change my life insurance.
After meeting for lunch several times I agreed then changed my mind. My financial advisors with the two firms outside Suntrust told me I would have a huge capital gains tax liability as well as limited income with the annuity. I rescinded the transaction making the bank quite angry. Personally I feel it is their fault. Phone calls every weekday for 6 months plus the phone number on my caller ID said department of justice. Were these people cops? I only agreed to meet with them to end the phone calls. In other words to get them off my back. I will not mention names of individual people at the bank but Suntrust is no longer the friendly bank I used to know. High sales pressure, daily phone calls and a new staff replaced the more friendly staff of previous years.
Obviously financial advisors want your business but 6 months of constant phone calling is rude even if the financial advisors at Suntrust know what they are doing. The two guys at Suntrust had about 2 years experience each according to Broker Check. The financial advisors I have right now each have 20 years experience even though their fees may be higher. I think the annuity that they wanted me to buy had a built-in fee.
Even if their products are good, Suntrust should leave their customers alone. All I want to do is use Suntrust for basic banking and checking needs. Unfortunately if your balance goes over 100K they are likely to call you. I have read reviews of other bank and it appears that no one likes their bank. Good luck in finding a good bank as it appears that all banks are likely to pitch annuities, insurance and financial planning. The products may be good or bad but I just do not want them. This problem with Suntrust is too bad as they have a convenient location.
Reviewed Aug. 8, 2015
I had checking, savings and cd's with ** back in 2000. They are the worst bank out there! They take people's $, put holds, transfer $, and get away with it. I closed all accounts before they got any of my $ but they should be investigated and sued. Fl. Seems to have the worst branches. The employees think they are Gods and they can treat you any way they care to. What goes around comes around and I believe they each will get what they deserve. Robbed by someone they thought they could trust.
Reviewed Aug. 5, 2015
We are currently using this bank for a mortgage for our first home. We contacted them over a year ago after we purchased the lot. 60 days from closing, we were told that our contact person had been fired and nothing had been done on our loan. Thus started the worst 8 weeks of my life. We expected to close three weeks ago, but they have pushed it back every 2-3 days. Today was the worst when, 2 hours before closing, we received a call from a woman asking for copies of our gas bills for the past year. Obviously, we're not closing today. Never use this bank. It's like they are issuing a loan for the first time.
Reviewed Aug. 3, 2015
I have been a banking customer for over 9 years. My husband and I bought a car a couple of years ago and the car loan was assigned to Suntrust. My husband always made the payments (from his account - PNC Bank) and was always on time. Then he asked me to make the payment which made sense because the loan was linked to my checking account and it was very easy to make a payment. Apparently in the transition I got off pace by one month and did not know this for the past 7 months. I did not know this because the online site for my account did not display that I was late. When I received a call this weekend that I was late, I told them I am paying online and the online site shows that I am current.
I was told that the online site does not have the ability to tell you if you are behind only to convey your payment date and the current payment amount (which says minimum payment - you would think if you were behind this would show that, but it does not). By the way, it took talking to 7 suntrust people before I got that answer. I would never have gone 7 months paying one payment behind if the online site included the past due amount. Of the seven people at Suntrust, most were nice and did agree with me that the online site show past due amounts, but could not correct for the interest payments it cost me. However, those that were nice were very rude.
My point to them is that I am an electronic customer and I expect the information I receive from them to be accurate. If I had made the one missed payment electronically it would have processed as an early payment and would have changed the due date to the following month - then I would have been late again. I had to process the payment manually with a paper check. Still not sure when it posts if my online account will be accurate.
Reviewed Aug. 1, 2015
Suntrust is the worst bank I've ever dealt with. They have charged my account fees on numerous occasions with invalid reasoning. After going back and forth with customer service, because they are trying to convince you that you don't know what you are talking about. You will end up with a great level of frustration. They find ways to manipulate their customers, and are very unhelpful in resolving these issues. The crazy part about my account being charged NSF fee is that I chose NO for overdraft coverage! I am disgusted with this bank. I have switched all direct deposits from this crooked bank! STAY AWAY!!!
Reviewed Aug. 1, 2015
New mobile app is Bad. Go back to the old one. This is a bad build. Every and I mean every time you login, it says "not available." You log in again and your account comes up. It is ridiculous. Someone at Suntrust please listen. HELP!!!
Reviewed July 30, 2015
I have two accounts with Suntrust, 1st is a checking account that has my employer paycheck directly deposited (I only have a debit card for this account) and 2nd is separate account for my daughter's child support payment that gets deposited from the child support division State of Florida (I have never had a checkbook or debit card for this account). When money's needed for my daughter I transfer it to my 1st primary checking account. On July 13th I had several transfers taken out of my 2nd account (my daughter's account) from Capital One Inv, C Schwab Trialcre, Apex Clearing, Optionsexpress totaling over $400, I reported it immediately, Suntrust sent me paperwork. A few days later they credited the money back to my account and is now doing an investigation.
Last night I was checking my accounts and there was a deposit into the 2nd account for $1000.00 from this Capital One Inv. I figured the bank is investigating the account and I would call after work to find out what's going on. I tried to get gas on my way home but my card was declined, I called Suntrust and they told me both accounts are frozen and the department that is in charge has gone home for the day. I should be receiving a letter in the next week or so on their decision. They didn't have the decency to give me a courtesy call to let me know. Meanwhile my daughter and I have no gas, need food and shelter. Suntrust has all of our funds and have basically kick us to the curb. I'm sure the CEOs are enjoying the golf course right about now. Horrible Bank!
Reviewed July 29, 2015
Problems, then repeated lies of all sorts. Especially no security on debit card. Finally no access to on-line banking after their revisions July 2015. Now, the hassles to close account and re-open elsewhere are endured because they are so bad.
Reviewed July 28, 2015
I have been banking with SunTrust Bank since 2004. They said I owe them from 2011. I never stop banking with them, and on 7/27/15 I had 526.00 for my bills which I had wrote checks for. By noon I got a text stating my money was on hold. I called and they said I owed them from 2011 so they took it. No warning, no letter no nothing. It's not fair and what kind of business is that. They took my workers compensation check.
Reviewed July 25, 2015
Very simple, go back to the old layout of the page, please, please, please go back. It was so easy to make payments and see whatever was pending or processing. Now it's a mess. I've been an online customer for a long time, but if you don't fix this mess it's time to check another bank.
Reviewed July 16, 2015
I had a cousin that owed me $900. He paid me by a BOA MasterCard credit card check. I knew the check was good, I deposit the check @ a Suntrust ATM. The next day he told me that his son received a strange call from Suntrust in Atlanta that same night when I tried to access my account thru Suntrust online banking. I was not able to access my account. I called Suntrust customer service center. I was told my account had been closed due to violating Suntrust banking policy for what? Depositing a check? My cousin wrote me another check. I took it to Boa and cash it. I'm still waiting on Suntrust to return my money. This is a crooked bank with dishonest banking practices. If you ever notice they seem to have very few customers. They should be run out of business. Warning: Do not open any type of account with these crooks!
Reviewed July 7, 2015
SUNTRUST is the worst bank I have ever had to deal with. The customer service, well there is none, it's all about them. I hope everyone sees this and pulls their money out of them and put it somewhere else. Any other bank would be better than them.
Reviewed July 3, 2015
On 6/24/15, I opened a joint account with my husband with SunTrust online. Upon opening the account, I received an email notifying me to deposit money and that the account was opened. I deposited $100.00 to via electronically from my existing bank account. On 6/25/15, I received an email from Suntrust congratulating me for my deposit on that date and for me to make another deposit. I then set-up my paycheck to automatically be deposited to Suntrust on 6/26/15. I called Suntrust on 6/29/15 because I never received any debit cards or checks in the mail. The only thing that I did receive was notification that they set-up my account with an overdraft protection option. However, I never received any information pertaining to my account. This prompted me to call the Cust. Service on 6/29/15. The c/s rep. informed me that the account appeared to be closed. However, they had to put me on hold to get further clarification.
Upon reviewing my account further, they concluded that the account was under investigation and that it was on a debit hold. Which means that I do not have access to the account. Considering the fact that I was unable to use the account, they allowed me to deposit money but I could not access the account? I then asked for the supervisor because it just did not make sense. The supervisor came to the phone (failed to write down her name) she informed me that the account was on hold and that SunTrust reserves the right to place an account on hold at anytime. She did not explain to me why but instead told me to go to a local branch to get more information. I then drove to a local branch and spoke with a Bobby Matthews - Vice President of the Tampa Palms Office.
He called someone and they informed him that they could not release the information but that I should be receiving a letter within the next couple of days and then I would get my money back. He also gave me the 800# to the consumer reporting agency that they use and suggested that I call to get the details. He told me that most of the time this is due to possible fraud. I called the 800# as suggested and I spoke with a Becky. Becky informed me that they could not find anything that was tied to my SSN and my spouse also called and they told him the same thing. I decided to wait for a couple of more days because I was advised that the investigation should be completed within a couple of days. I called on 7/1/15 to get an update. The C/S rep. then advised me that all that I had to do was to go my local branch with my husband and provide ID verification.
She further stated that the reason why the account was on hold was due to the fact they could not do a ID verification online but going to the branch would alleviate the issue. My husband and I went to St. Petersburg Branch and spoke with, branch manager. She also called the 800 number but was advised that they are investigating my account and that I will not have access to my money until after they complete the investigation. I explained that this is my paycheck and that I needed to get my money ASAP. After I insisted on speaking with someone else, she put me on the phone with Emma from their customer complaint department. Emma told me that the account is under investigation and that I will be receiving a letter shortly. She said that the letter would not really tell me why but it just will state that due to Federal Reserves.
I asked who else I can speak with and she then informed me that there is no one else that I can speak with and that the investigation department was also off limits to me. I asked if they knew why and she said "yes", but they will not tell me why. The only thing that she did mention was fraud. I have never been convicted of fraud, my SSN is tied to the SEC because I have my Series 6 and 26, I am an honest and law abiding citizen. This bank made me feel like a criminal and the fact that they are not offering me any timelines as to when I can get my money just infuriates me!!! They are willing to take my money but they are holding it hostage without offering me any explanation whatsoever. I am at a loss as to what to do about this. This is my paycheck and they currently have almost three thousand dollars of my money. This has caused me great hardship.
Reviewed June 20, 2015
I have been banking with Suntrust since 2007. I am tired of having issues with my account! I have had it with the outrageous antics from using online banking and the mobile banking app! If you have a remaining balance then that's the amount that's in my account. Do not penalize people because the app does not display the correct remaining balance. If there is no money in the account then you can't purchase anything. Now that's just plain common sense. I was charged an overdraft fee and there was an adequate amount of money in my account to cover the transaction made. I wouldn't have made the transaction if there wasn't, that would have been dumb on my behalf.
I am a young professional who works an obscene amount of hours, and banks are closed when I leave my desk. I rely heavily on online banking and the mobile baking app. If the crap isn't working maybe a different software developer should be contacted to work this problem out. I will definitely be closing my account due to having many issues with this bank and my account. Do not mess with my money that I have worked so hard to obtain. That's money I can't get back and will never see again. Yes, I will definitely close my account because I can't trust Suntrust with my monetary profits. Their integrity is tarnished! What bank can you trust? Seems they all have skeletons!
Reviewed June 17, 2015
This bank is a thief!!! I open this account since 1999 because I have electronic deposit coming through from the State of Maryland for child support. Well guys guess what? Suntrust bank figure out that the money is guaranteed and have been robbing my child of half of the money by processing the payment transactions before the deposit, although the deposit and the payments come in the same day. My husband of 12 years and I are working very hard to take care all our kids and pay our bills. I used this money strictly to help buy equipment for my child to play sports. I hope they thief from the wrong person who can take them to the end and close them down.. Suntrust Bank is a nuisance to the community. They are cheating poor people who is honest and working hard to make their living.
Reviewed June 12, 2015
3 hours on the phone today with my bank as they try to explain to me why I can't use my Master Card at the Wal-Mart Auto & Tire center. I'm travelling. Notice a tire looking worn, and go to swap it out. The card gets denied. So I call my bank and begin a three hour customer service nightmare of hang ups, blind transfers, and call backs to try and figure out why they kept declining the charge. I get a lot of "I don't knows" from people. One rep went as far to declare "no one in the company can tell me why it's not working." Eventually someone transfers me to fraud and says that I can't use the card there because "It's not a trusted retailer." I can’t believe service this bad exists. It made Time Warner look like Fidelity.
Reviewed June 11, 2015
I have a Smart Solution Plus checking account which has a daily balance over $5,000 and a mortgage with Suntrust. According to the fee schedule for that type of account, there should be no monthly fee, but I am getting charged anyway.
Reviewed June 7, 2015
Website is now for phone users. Why? Because phone users are younger people with lower wages, less stable jobs, and lower balances. Why do whey want younger users? Money. Older people with steady incomes do not make banks money and they want you out. I can no longer see more than 3 transactions on my bill pay. My webpage is full of beaches, useless headers that just take up room, and sorting of latest bills alphabetically (useless, should be most recent). So you old man on your $50 computer chair and your PC, you are not wanted. They want your impetuous children that will make them money in fees.
Reviewed June 5, 2015
SunTrust lied to the federal govt and took $10,000 out of my account. Since then I have contacted the FBI, Govt Accountability Office, OIG, and others. Suntrust told me they think they are above the law and untouchable. They will not provide me with documentation that even the senate has asked them to provide to me nor will they even speak to me because they hold grudges. This is one bank I would advise to AVOID! If you do not mind losing millions of dollars then go for SunTrust. Otherwise steer clear of them and go with a bank that does not "franchise" out its services to various locations (i.e.: IRA, mortgages, car loans, etc). If you do down the SunTrust road I can guarantee even your tax acct will be confused as ours was and I finally put my foot down. I may be taking them on in federal court. Anyone want to join me?
Reviewed June 4, 2015
I own a small HVAC contracting company and have been dealing with Suntrust for about 5 years now. On two separate occasions, today being the second occasion they tried to screw me over. Yesterday I deposited a check for about 2500.00 from a regular commercial customer whom I deposit his checks 3 or 4 times a month from his same bank account for the past several years with never a issue or check hold. Due to a lot of slow payers my account balance got to a all time low but was still in the black. Suntrust decided it would be a good time to put a 7 day hold on a check I deposited from a regular customer to try to create a NSF situation. Only after I marched into my local branch and gave the customer service weasel the riot act, I got the check hold reversed. So please be advised of the ** games they play to try to steal from your family's budget!!!

Reviewed May 30, 2015
Yesterday (May 29th) approx. 3:30 pm, cash was deposited into my checking account. 4 pm, the cash was posted. A few transactions were made afterwards and as of 9 pm the funds were still there. This morning (May 30th) funds were gone. I've been back and forth on the phone with Suntrust for nearly 3 hours and the cash deposit has mysteriously disappeared into thin air. Unfortunately, the deposit ticket was not kept as this problem has never occurred before. Any suggestions?
I called directly to branch (Burtonsville, MD) and spoke with a representative who was very rude and became very irate when I suggested that the funds may have been stolen by one of the tellers. Logically, this does not make sense. The money was there and now there's no trace of it anywhere. Sounds fishy? She refused to check each individual teller's log (5 tellers) for cash deposits made yesterday between 3 pm and 3:30 pm which I assume cannot be a lengthy process. Any suggestions on next steps???
Reviewed May 27, 2015
I had the displeasure of dealing with ** for my home refinance. She did a terrible job of communicating with me. I never knew where I was during the entire process of my loan. I was not given a realistic assessment of things overall. On one particular instance she asked me for my credit card number (without detail). I assumed it was in regards to my credit check which is what we were discussing at time. Then out of the blue my $500 appraisal fee appeared on my credit card statement. We contacted our local branch about the issue and the woman we spoke with was very apologetic. She promised me I would receive a phone call from ** in regards to the matter. Of course I never did.
When my appraisal came back lower than expected, I expressed to her the issue with the comparable homes (I live in a historical district where the neighborhoods vary literally from street to street). My local banker explained this to ** and it seemed as though this happens a lot with homes in my area. I was told by ** to find other comparable homes, which I did... then nothing. SEVERAL weeks later I get an e-mail (not even a phone call) informing me that the appraisers wanted to know why their comparables were no good - even though both me and the local banker gave her a pretty clear explanation as to why.
I finally asked her to give it to me straight rather than just stringing me along, which is exactly what she was doing. That's when I was told that I would need $20k to close, knowing that the whole purpose of our refinance was to save as much money as we could because of our overall financial strain. I am not sure how much longer she would've kept things going, but I finally told her she'd wasted enough of our time. Of course she was not at all apologetic or sympathetic to our situation. Instead she proceeded to justify her position by making false statements cc-ing her superior. Fortunately, my husband and I did communicate with our local branch throughout the entire process, so we could easily prove our version of events. My assessment of the entire situation is that she said whatever needed to be said to secure me as a customer, then when it didn't work out as she anticipated, I was no longer worth her time.
Reviewed May 21, 2015
Over two weeks ago, I opened a new checking account and deposited a substantial sum. At branch, I was given 3 checks, and was advised I would receive printed checks in 7-10 days. I did not try to order Suntrust credit card at the time but afterwards, tried to call branch to go ahead and order one. Here is a list of all that happened from that point forward.
1. Phone number for branch all over Google is wrong - At number given, no one answered. After much searching, found correct number but by then, decided to order the credit card online. I did reach branch manager and advised him they need to clean up Google phone listing. 2. Credit card had not arrived after 10 days. I called branch which checked it out. Advised me it had been mailed several days earlier. It arrived about 4 days later.. I activated. Tried it at 3 or 4 locations. At all but one, could not be read by merchants' equipment so I had to use different card.
3. Checks have never arrived. I called branch after 10 days and was advised to wait one or two more days. Still did not arrive, so I called back. They advised me they'd reorder checks - would not take long to arrive - just 7 to 10 days! No offer to overnight them. 4. Last Saturday, went online to report problems, There is no general consumer complaint location from which to email, so I just picked a category to send complaint. Box opens. Limits complaint/comment to 200 characters. After typing, Suntrust email server kept rejecting email instructing me I had used a symbol/character that they did not recognize. I checked and doublechecked. Had used no such character.
5. I then called Customer Service, Automated menu provides no option for complaints, or reporting credit card problem. I then called the number on bank of card to report lost or stolen card. Number transferred me to the Customer Service menu just mentioned. So there was no way to even report stolen card, assuming that was my problem. Just menus, like check account balance, check last payment made, do you want to get a loan, etc etc. 6. Went online to find email address for Suntrust corporate in Atlanta, No such address listed. 7. Finally found 1 number to an unrelated department where live person answered - he was pleasant but could not himself help. But he did say he would submit a complaint on my behalf. (Again this was Saturday, maybe Sunday, so most departments were closed.)
This tells you all you need to know about Suntrust view of consumers. If something on their end goes wrong, they set up their online website and options to make it extremely difficult if not impossible to report the problem. They don't monitor online phone numbers for branches. They don't provide for direct emails to corporate. They don't take steps to expedite sending checks where they are at fault for not sending, their credit cards obviously don't always work. If the consumer, is left without means to charge purchases, write checks indefinitely. Though I finally registered a complaint on the phone, have not heard a word from anyone. I sent letter to corporate a few days ago reciting everything above and, of course, advising it I was closing all accounts, canceling credit card, & looking elsewhere. I expect I will heard nothing in response. I finally wrote corporate in Atlanta a letter listing all above.
Reviewed May 20, 2015
I had read in Suntrust's policy that "Any payments made with bill pay are covered." This turned out to be not true. I had two checks that were made out to me from my own bank. Myself assuming I would have these covered and be able to make payments with my paycheck being direct deposited into my account would allow me time to have these checks paid off. Instead Suntrust did not cover my auto bill pay with these checks and I now owe money to Kroger. I am very upset with this!
Reviewed May 15, 2015
The mobile app is terrible. The app is supposed to update with your card transactions, to accurately reflect your account balance. This does not happen. The mobile app is a very inaccurate representation of your active balance. Charges will be rearranged days out of order, so you will be hit by many overdraft fees. Their banking security seems non-existent, as I have had several unauthorized online transactions approved by Suntrust, to foreign countries. Thousands of dollars would mysteriously appear in my account, only to disappear an hour later, along with my own money. This happened three times, and Suntrust never called nor emailed me. I moved over a month ago, and changed my mailing address with Suntrust online.
It's been more than 30 days and Suntrust is still mailing my statements to my old address. Upon closing my account with Suntrust, I received a bill on my secured credit card for nearly $400. The total balance remaining on the card was $28, after my last payment... Unreliable. Incompetent. Leave before it's too late!
Reviewed May 13, 2015
I had a case of identity theft. Someone use my debit card in another state. I notified Suntrust immediately when I saw the charges of over $4000. They did not stop the charges. They let them go through. I am so frustrated. Still fighting with them to get my money back in my account. I'm also frustrated because their fraud department did NOT catch the suspicious activity when it was happening. When someone uses a debit card number OVER THE PHONE 10 times in 10 minutes to total over $4000 - that is suspicious activity. I also tried to deposit a large check (over 100K) and am told it will take 10 days before those funds are available. I'm moving banks as soon as that check clears. Ridiculous.
Reviewed May 13, 2015
So I just recently got a new job and just received my first payroll check (Direct Deposit hasn't been set up yet). But since I'm basically working a 9-5 job I can't get into the bank to actually deposit my check. So I decided to use the ATM to deposit the check this past Saturday. It has now been 2 full business days since that deposit and on the following Wednesday I still do not have the money in my account. This is quite distressful because I have rent coming up soon as well as other payments.
I'll give it another day or two and then I'm going to start making calls, but for now I'm quite dissatisfied with the whole process. The check was scanned crisply and clearly and there were seemingly no issues when I did the deposit and I received a paper slip from the machine that gave me a confirmation that the check was put into the system. Well that's all well and good but I still don't have my money. Hopefully everything gets taken care of and I get some answers on why it's taking so long but I don't think I'll ever consider using the atm for any kind of deposit again any time soon.
But other than this my experience with Suntrust has been pretty golden. They've been quite kind in answering my questions in the past and making sure that I'm taken care of. I'm hoping that this is just a slip up in the system that I won't have to deal with again after this.
Reviewed May 12, 2015
I had a mortgage, personal checking, business checking, and merchant processing accounts with Suntrust all at the same time. Do you think that meant they valued my business!? NOT AT ALL! They have THE WORST customer experience of any establishment I have ever patronized in my life. I have over the past year worked on closing all my accounts with Suntrust and moving my business elsewhere. I've called numerous times to close my merchant processing account and each time they tell me the account is closed, yet the next month I receive another bill for some random charge. Despite the fact that I have not processed credit cards with them in over 3 years, they continue to bill me $19.95/month for absolutely nothing. Unbelievable that a business can get away with stealing from people like this. It's not right. I'm sick of being abused by Suntrust.
Reviewed May 7, 2015
Since I have been transferred to Suntrust September 2014, it has been a nightmare. My payments has gotten higher and my escrow screwed up. I have been making calls every month sometimes twice a month about my payments and escrow. When I make payments it will be applied 3-4 days later. Mail that was supposed to be sent out wasn't. I was told that my escrow was in the positive and others said it was in the negative. They don't make notes when customers call. I see why they get sued so much about the same stuff I'm complaining about. They need to clean up in that Commonwealth Bank in Richmond Va. Seem like all they want is a check but will be ready to foreclosed on people who are late on payments. Something needs to be done quickly. They are back to their old tricks again that they got sued for a year or two ago.
Reviewed May 7, 2015
We moved a $7 million revenue account over from Wells Fargo to Suntrust, and am now in the process of moving it out. The Online Treasury Management system just doesn't work. Written with an axe, it has trouble with Chrome, iOS or anything progressive and when you call up for support you're told to use Explorer. In essence we have to to restart our computers every time we log in - and even then you've only got a 50/50 shot of logging in. It's a nightmare and not the way to run a business. I feel so sorry for the Suntrust support staff because they know that what they are trying to support just doesn't cut it.
Reviewed May 3, 2015
Suntrust blocked my rent payment using Google wallet even though I make this payment monthly and talked to them in February about it. In February they made a note in my account not to block it for this. But now they did it anyway. A manager refused to get on the phone with me to discuss it (** the representative claimed first there was not a manager and then that they were busy and would call me back). I appreciate their fraud protection but that is not what this case is about. I know that the real problem is they do not want their customers using Google wallet. And so even though I have told them this is a monthly charge they block it anyway and block my entire card. I have also updated my phone number with them a couple of times but they have not fixed it in their system so they can't call them. I guess it's time for a new bank.
Reviewed May 2, 2015
Teller put my money in wrong account. Customs service refused to help because bank made error. Actual branch has horrible rep and blamed service center, then told me she would investigate. I found deposit slip & offered to send. ** tells me they can try to fix but probably not today. When I insist it must be, she cuts me off repeatedly & says she has a person in front of her. I asked for supervisor. She refused to give me one & told me if I had complaint, call customer service or close account, & disconnects call. Came to branch. It's been 30 minutes & still no supervisor provided, even though I'm the only person here.
Reviewed May 1, 2015
SunTrust Bank is one of the worst banks out there. According to the Nashville Journal, it is most often sued financial institution in middle Tennessee. SunTrust Bank closed my account without notification and an explanation as to why. I found out from visiting a local branch. The bank also closed down my online account access without an explanation and justifiable cause. I applied for a credit card account on the same date that I opened the checking account. Consequently, I was denied just because my credit report had eight inquiries on it. Everything else was good. My credit score was 725. I had unauthorized activity to occur on my account. The bank did not investigate the unauthorized activity. Thus, I lost money due to fraud and had to take a loss. The bank does not care about their customers. I would not recommend this particular financial institution to anyone seeking financial services.
Reviewed April 30, 2015
Disgusting! I had to call multiple times over a month JUST to close my account! Today I go on to check my other account and they took money out of my savings after I specifically told them I DO NOT want my checkings and savings linked!! I NEVER saw such incompetence IN MY LIFE! Stay AWAY from this bank!!!! If you want to have your money in a SAFE place, this is NOT the bank for you and I WILL be writing a formal complaint against this bank. Disgrace!!!!
Reviewed April 24, 2015
When my father died 1990 or 1991, after the feds and the banks and lawyers got their cut, there was $940,000 left in the trust and now less than $700,000 when they sent the trust accounting statement it claims they only made for 2014 $8.000 on over last years. I am not smart at all if that's all they could make on over a half of a million dollars. If there is malice in the bank, can we sue or is all lost? We got no money last year for 2013. We got $269.97 each. The consequences - I worked almost 20 years, 7 days a week, 364 days a year, for 100.00 a month.
Reviewed April 20, 2015
Closed account without warning - Their fraud department flagged me and closed my account. I have accounts at b of a and pnc in excellent standing. They held 3500 Of my money for a month. I had to get an attorney involved and file a suit. STAY FAR FAR AWAY.
Reviewed April 17, 2015
I opened a checking acct. with Suntrust because it is required where I work for direct deposit. I chose Suntrust because they were close to my job. I went into overdraft with one item. I knew it would hit my overdraft. When I checked my online banking, they let other smaller items hit my OD then the bigger items. I read about their OD rules and they are suppose to take the bigger ones in pending first. Well not the case here. So therefore, several items hit my OD. So it ended up being over $500 with them charging $36 for each one. I only get paid bi-weekly. They attach another $36 to each item before my direct deposit makes it to the bank. Unbelievable!!! That should be against the law! I tried to get them to stop the fees. Well they basically laughed at me. Suntrust are the biggest THIEVES! They just line their pockets with poor people's money. They don't care about you. This is one hater of Suntrust!!! God is gonna get you good.
Reviewed April 14, 2015
I regret so bad the day I choose Suntrust, your customers service is literally incompetent. I am here to warn people if you thinking about going with this bank, you must want to reconsider and think that twice! This bank won't care about customer service. They will fight with you, they will do anything but help you!! I literally pay $135 for overdraws last week and today my account was negative -45. I pay my balance and closed. This bank is the worst bank in USA. I have never had such of bad experience as I did with Suntrust!
Reviewed April 9, 2015
I received a notice of a "credit/debit" in the mail today. Went online and the money had been debited from my checking account to make a payment that was past due (I forgot about it apparently - haven't looked yet). That was the first and only notification I got. I was furious with the service manager on the phone and she informed me that they had every right to do that. I have 4 different accounts with them (for very good reasons) and they just chose one randomly and it happened to be the wrong account to pay that loan from.... I'm looking for a new bank!!!!
Reviewed April 6, 2015
My husband and I have been with Suntrust for over 6 years and have had nothing but good experiences with them. Once by teller mistake they put our deposit into someone else's account and we discovered it. They were right up to correct the problem. Very friendly and helpful!
Reviewed March 31, 2015
Suntrust is charging me double for bills already paid and for the last 6 months continues to go in to my acct... I closing my acct but would like to join any class action lawsuits against them cause they refuse to do audit when I have contacted them... their online system continue to take money out more than once. Keep an eye on your online banking and you see them put your items on pending status then show as paid and it then puts you on pending status again... poor practices. I want to sue.
Reviewed March 28, 2015
WARNING: On January 15, 2015, I deposited a Canadian check into my account. On February 2, 2015, the money was removed from the Canadian bank, and moved to SunTrust. Today, is March 28, 2015 and to date, the money has not shown up in my account. Not only has it not shown up on my account, they say, “it is processing, and we can’t tell you when you will get it, you will just have to wait”. They do not tell you this when you make the deposit. They use YOUR money for a couple of months (at least, who knows how long this will go on) before they give it to you. Think of the interest they can collect on everyone’s money by basically using it until …..
Reviewed March 23, 2015
Had a fraud on my acct. Put in all paperwork. 3 months later they still have not worked on my case. They closed my acct. Then they worked my fraud case. They said it was fraud. Suntrust ate up what they owed me with their overdraft fees which were caused by the fraud. As far as I'm concerned, Suntrust are thieves. Incompetent. THIEVES!!! I challenge anyone to say different.
Reviewed March 19, 2015
I made an ATM withdrawal from my Suntrust savings account on February 26. Since it wasn't a Suntrust ATM, there was a fee attached. On March 2, I saw that the transaction (including said fee) had cleared, and I decided to transfer the remainder to my checking account (with the intention of closing the savings account).
A few days later, I saw that I had a negative balance on my savings account, which made zero sense, because no additional transactions had been made. When I looked into it, I saw that Suntrust had decided to tack on an additional "NON SUNTRUST ATM FEE ATM CASH WITHDRAWAL FEE" - on the same day I transferred the remainder of my money to checking - and then charged me an additional $36, due to the overdraft.
Uh, no, Suntrust. Even if I actually did owe a DOUBLE fee, it should have shown up at the same time (or at least the same day) as the withdrawal did - not conveniently right after I removed the rest of the money from the account. So, I sent a strongly worded email demanding that I get that money back. Once that issue is resolved, I will be closing my accounts altogether. Shame on you, Suntrust.
Reviewed March 16, 2015
In February 2014 I emailed SunTrust on their secured website. I requested that my checking account to be closed in which I explained that I was going to a nursing home and I would not need my account. I received an answer that I had one debit that was not cleared and that would have to clear then the account could close. I thought they was going to close it. To my amazement they paid $59.99 to Meaningful Beauty after I had canceled that also. So now I'm getting billed for $59.99 plus 35.00 for overdraft fee. I sent them a letter stating that the account was supposed to be closed and that the Meaningful Beauty had also been cancelled. So they supposedly did so sort of fraud investigation and that could not close the account until all fees were paid.
Never mind that I had requested the account to be closed before Meaningful Beauty was ever paid and they paid this out of an account that had a zero balance and no deposits were being applied to it. Now they have turned over to a collection agency a bill for $235.16. In which I have no intentions of paying. What kind of bank is this? $235.16 because they paid $59.99 from an account with a zero balance?
Reviewed March 6, 2015
Suntrust closed my account because someone wrote me a check that bounced and then charged me 12.50 for item fee, then charged me 36.00 for same check. I had so many bad run-ins with Suntrust, I didn't even skip a beat or lose sleep over it. The thing that hurt more was they are holding my check. After they received my check, they sent me a post card shape letter stating I owed them 161.54. When I called the 1800 number on the card, the lady from a call center overseas told me it was a fine for closing my account. A fine?!!? Between the check and fine they took my pay check, and here it is a week later and I still have not received notification my account is closed or a definite reason why it was closed. If it was not for me checking the banking app to see how much my pay check was, I would have known my account was closed. Do not trust or bank with Suntrust, they will take your money at any and all cost. Please beware!!
Reviewed March 2, 2015
Had a five-year car loan with them and because auto payments were set up to be made after the due date (admittedly my fault - lost coupon book), I ended up paying an additional $600 in late fees to get the title. You would think someone would have reached out to me to let me know instead of letting the late fees rack up. It wasn't until the last payment was made that I received a letter with the outstanding balance. So much for looking out for your customers - I'll never use Suntrust again.
Reviewed March 1, 2015
I had money stolen out of my account. They told me it would take 5 to 10 business days to get it back. It's been 30. Also every night when you want to check your account between 10pm-9am Suntrust turns off access to do such. Suntrust is just bad news.
Reviewed Feb. 27, 2015
I experienced fraud in my personal checking last December - stolen checks by a couple we tried to help with a place to stay for a few days. I reported immediately when the first check was cashed, acct put on hold, including my direct deposit!!! Fraud dept promised to call me before COB. Fraud dept. never called, but just "mailed" an affidavit. Couldn't progress until it was returned. Really!? This is the 21st century email! All 3 reps in the branches are so polite, expressed genuine concern and gave me their "business card with direct number". 3 days no calls from anyone, left several messages, had to go back into branch several times.
Finally got the affidavit by email (had a nice message) from investigator, well gee we have your email on file, reversed monies processed pretty fast but it took 10 days to get all transferred to new acct. They won't do automatically it over phone. No One Keeps Promises. They would call me. They would transfer direct deposit and reversed stolen $$$ asap. It sat in the dead acct. Had to go to branch each time in person!
So now two months later, still a Suntrust customer with a new acct. I accept a check from an older couple for some yard sale items, checked the man's license & all. Deposited only. 4 days later, check returned closed acct. I get a balance alert that am showing $700 in my acct but resulting in no sufficient funds, huh?? Suntrust closed my account without a phone call or email!! Like I was supposed to know that would happen. Had to find out when my card was declined at a restaurant. And they are keeping that day's direct deposit. Said have to wait 5 days from last transaction posting date to get my $$ and guess what? My next week's pay is already in process to that acct. Adds another 5 days for my entire acct balance!! Trying to tell me although the bad check has been charged back with a fee, they can hold my payroll money for another 10 days!!
Contact me for that lawsuit! I have rent due in 2 days, gas, groceries and bills. Taking this travesty to the corporate office, news, and FDIC!!! ##Angryvictimduece
Reviewed Feb. 23, 2015
You cannot reach anyone at any type of management level at Suntrust Bank. ALL calls are outsourced to the Philippines...They will lie and try "bait and switch" tactics. Have your lawyer read and explain their paperwork before you sign any type of loan with Suntrust because the branch associates and managers will lie and they are not knowledgeable about rates etc... Before you deal with a bank make sure you can contact A REAL PERSON IN THE UNITED STATES.
Reviewed Feb. 21, 2015
I decided to go with Suntrust when one opened near my house. The lady behind the glass was rude when I first tried to deposit money. A month after opening my account I took most of the money out of my account. I received a letter in the mail dated a week before that they had closed my account. They took the $15 that was in that account. I had to take the time to come back and open another account and get a whole new card (what a waste). Then after 2 months of having them they took more money out of my account.
The check deposit is way slower than an average bank. It took over 3 business days for my check to show up in my account. Same with my cash. It took a day for it to show up. I just received a letter today (2/21/15) that they have taken the last of my money in the account and have once again closed my account. How stupid. If you want my business then stop taking my money and closing my accounts! Especially without my knowledge till after the fact! I hate Suntrust. I have been with 3 different banks and this one is the worst ever!!!!
Reviewed Feb. 17, 2015
One year after my mom died I was on phone with Sun Bank and they would not speak to me about my mom's loans and was upset and was asked if I had guns and told them my dad did and that I wanted to take them to the bank to put in a safe deposit box cause I am afraid of Guns. And the girl on the phone kept me talking and next thing I knew about twenty or more police were in my yard telling me to get out of my vehicle with guns pointed at my head with finger on trigger and went inside my house without search warrant and took my dad's guns and took me to the hospital to talk to a doctor.
And now when I make payment on my mom's loans inside branch an employee tells me I don't have to make payment, that bank will foreclose. And I said this is my family's home since I was 2 years old, am 66 now I can't be homeless and found out the bank gave my mom 2 loans when her income is below poverty level which is predatory lending because she did not qualify for loan. And also the bank debited my checking account 4 or 5 times making duplicate payments without my permission and now want me to refinance. But I talked to lawyer who told me I don't have to refinance and I have my 250,000.00 pension in Suntrust which was a mistake, and my mom trusted a bank employee like she was Jesus that has told me don't pay on loan that we can foreclose which means I am homeless.
Reviewed Feb. 16, 2015
I called to refinance and they often request information and this is expected so all information was given. Mark ** requested a letter from my job as to why I got a raise, he stated that he needed my boss to explain why I received a raise and then he sent me information about black homeowners. If you have any disbelief I have the emails. This bank is known for racial discrimination and finally they since I was unable to refi with loyalty for 10 years they state they can raise my interest rate to 13% per the papers I signed so just be careful with this bank.
Reviewed Feb. 4, 2015
Like the user below, Suntrust has closed my account and deemed it as fraud after receiving a rent check from my roommate. This happened back in November 2014 as well and after dragging my roommate there with her bank statement showing that the money was indeed in her account, they lifted the hold. Now once again, here we are 3 months later and they again closed the account saying it was a fraudulent deposit... And now they won't let me take a dime of my own money out of my account. They say, "We will mail you a paper check in a few weeks." What a joke! I have bills to pay! I have rent to pay! This bank is the absolute worst and I will be calling my news outlet shortly!!! No one bothered to even call me and let me know until I went to my doctor's office and I was informed my card was declined!!!
Reviewed Feb. 3, 2015
I went through your exact scenario - possibly even a little bit worse at it was New Year's Eve and I was lied to and ended up spending over 5K in fees and double payments for sudden refusals to post checks within two weeks, and much more jazz to ultimately not get it back for 7 days! Good news, I am an attorney who knows my way around consumer law and will keep Suntrust in Court for years and years if not eons if required to get their practices to halt.
Thus, I am alerting all Suntrust Victims to meet up and unite - let's sue and that away all their computers and money counting machines and demand rare currency for its return. I am serious, I will be filing in the State of Florida under Federal Law for our sorrows - thus, any victim or simply interested person in seeing the outcome can be anywhere throughout the states, without any need to visit sunny Florida. Please, any all all, contact ** and provide contact info is there - I will build a Suntrust launch page soon - for people to vent and swap stories there if nothing else. Sorry, this happened to you, me and hundreds others.... tis tis tis Suntrust!!!
Reviewed Jan. 30, 2015
This place is the absolute worst! They are rude and unprofessional and worst of all, thieves. My advice -- go anywhere but here. If you want a bank that debits your account for money they never received, then this is the place. The teller was $300+ short and instead of investing the teller they debited with the logic that the incident happened around the time of my transaction. They have zero proof of handing me the cash and have refused to provide the video but yet I have been robbed of my money. SO MUCH FOR KEEPING MY MONEY SAFE IN THIS BANK
Reviewed Jan. 28, 2015
I have been with Suntrust for 5 years & have had the worst experiences. This year alone, my card has been compromised 3 times! My husband recommended me to you saying he had great experiences. Mine has been anything but. If I leave he will obviously want to leave. In addition, I have been dismayed with the response time to replace my card each time. It has left me with 3 weeks in the past year with no debit card. They make it almost impossible with a 9-5 job to bank because they close at 4:30.
Reviewed Jan. 28, 2015
Approximately in 1998, I opened 2 accounts for my twins, ** and **, minors born **, at NBC, Nashville Bank of Commerce, for College Funds. The bank was located in Kroger's at Donelson, TN. Part of Nashville at I believe at Mc Gavock and Lebanon Roads. I put in $100 each account at first, and added at least $200 more until we got divorced in 2001.
I did not check on account for years since I got permanently disabled in 2001 also, and was in a coma like state til 2008. I tried to find out about status of accounts and got hold of District Manager and she said she would look into, since charges accumulated leaving only $300. I explained it was for my kids' college fund and that it was a savings account with no charges, as it was explained to me in 1998. She got my current address and said she'd straighten it out. I never got anything from her, but in the mean time I went thru more back operations.
So last month, I called to get the money or Bank Check for their 21st birthday present and all they could tell me is that it was closed. Now I'm complete broke, being on disability and this was my only gift to give them. I started Jan 5th, to get this done. Talked with 8 different people. Finally talked to Carrie at Suntrust, Saturday, 1/10/15, id# **. She told me it was closed and she would not give me anymore information. How can a bank steal money from children, I thought.I am in pain 24/7, and can only type on good days. Please help me to give my children their money. Yes, they are in college, thanks to Hope Scholarship, but as a Dad, I feel robbed and humiliation on top of this pain. Please help me. Its not much, but it was going to be like a million dollars for me to give them.
Reviewed Jan. 28, 2015
I wanted to close my account on May 9, 2014 and went to the branch office at Hillsboro Village. There was no issue whatsoever at that time. However, I just knew that they never closed my account and I was charged by ridiculous charges that I never knew about it. When I called them today, they said it was not their responsibility. Such a bad customer service.
Reviewed Jan. 15, 2015
I opened a checking and savings account online at www.suntrust.com on 1/12/15. I received an email from them on 1/12/15 at 12:24 PM thanking me for opening the accounts, giving me the account numbers and instructions for depositing funds into these accounts. I called an actual Suntrust Bank on 1/12/15 to ensure that the accounts were opened and were available for funding and was told that yes, everything was fine by Mrs. C. **. On 1/14/15 I went into the Suntrust bank and made a CASH deposit of $2,240.00 into the checking account. Also, my direct deposit from my employer in the amount of $1,831.95 went into the checking account on 1/15/15 and a direct deposit in the amount of $25.00 went into the savings account.
I then went into the branch on 1/15/15 to make a withdrawal due to me not receiving my debit card yet and that's when I was told that not only were my accounts closed by the fraud department, but that I also could NOT receive my funds back that day, and I had to wait until a check was mailed out to me and they had no date to give me in which that will happen. How can they tell me the account is okay to fund it, take over $2000.00 in cash from me knowing the account is noted to be closed without telling me anything, and then accepting my direct deposit the very next day leaving me with NOTHING on my scheduled pay date? This can't be legal! Now, here I am sitting 8 months pregnant with a scheduled baby shower on Sunday, January 18th that I have to cancel due to having no funds to get items and supplies needed after I've already paid for my location!
They have all of my contact information and no one couldn't even call me to let me know this was happening so I could have easily just went to the bank to get my funds back? Now I just have to wait until they decide to return my funds? I don't understand and find this to be very fraudulent. What is the legal way that this matter is to be handled because I'm out of over $5000.00 and I'm not only pregnant but a single mother of 2 other small children as well and have other bills that are due now. PLEASE STAY FAR AWAY FROM THIS PISS POOR BANKING INSTITUTION....they're about to send me into premature labor from all this stress.
Reviewed Jan. 13, 2015
I have service with them for more than 3 years now and recently they change the whole staff from a branch in Holly Point Drive, Huntersville, NC and new staff is just insane. I have personal account, Business account and merchant account with 2 Gateway, they always have bad service but at least they had good employee who takes additional steps to help out. Recent group of employee either resist or lazy, anything I asked, “Oh this is the number you need to call,” and after you open account you need to speak to customer service and you cannot even call them from the bank. Go home and make the call otherwise someone will take my personal information and that's their excuse.
I told them I have to close all my account, with merchant account I cannot wait in phone-line and listen to music in the middle of the day when 2 of my website cannot collect money. And the manager Windy saying, “Oh that's the policy,” and if I have to close my account then she is more than happy to do it. I was just shocked. If you have business account and want merchant service please don't even try with SunTrust or global gateway E4.
Reviewed Jan. 7, 2015
My account was closed by Suntrust for an unclear reason. I attempted to contact with them as to the reason, but was never told. When I opened an account with Capital One, I had no problems doing so, Until 3 weeks after, they closed my account stating it as a report made by EWS. I called EWS and they stated it was a charge made by Suntrust that I opened an account and made an overdraft. It was true that I opened an account. While it is true my savings account became overdrawn for a total of 2 hours, and settled when I realized the online system incorrectly reported the overdraft, I moved the money from my checking account to the savings account to cover the overdraft once I discovered it and return the amount previously in the account. My account was then closed a week later by Suntrust for what was at that time not stated so that I could dispute it or prove to them it was an incorrect posting on the website and that all corrections were made immediately upon discovery.
Reviewed Jan. 2, 2015
Without any warning Suntrust decided to close my account and I was told by their representative that it was due to my FICO. Never mind that this will stay on my credit history for ten years and I have a federal job that requires a top secret clearance or that I've been working in the Federal Government for 25 years or that I own my own house in DC. It doesn't matter that I've been a customer for almost 10 years. No loyalty. I closed my savings account 2 days ago and the manager asked me why and once I told the story he said I was doing the right thing by closing my account. That tells you a lot. After telling my story to my family, my son, brother and sister have closed there accounts and we are all banking at Wells Fargo. Suntrust has no loyalty for its customers. Goodbye Suntrust.
Reviewed Dec. 30, 2014
After "Googling" CSC Logic, Inc., we decided they weren't a reputable company and we certainly weren't going to trust the mail to send a payment. That's not all we discovered about CSC Logic. The web is full of customer complaints of repos after CSC says they didn't received payments and it was enough to let us know that we are now twice as unhappy as before.
First, we had perfect payments made to Suntrust and we even have a checking account with them and they sold our loan without even discussing it with us. Second, did Suntrust even care who they sold us to? Obviously not. We had a choice of whether or not to finance our car with Suntrust, who we thought were named after trust, but they gave us no choice of whether they sold the loan or who they would sell us to. Yes, I said "us." We are the ones who are obligated in debt to an unreputable company, not our loan.
So, I called Suntrust and a man hung up on me after I used the touch tone to enter the former loan number so then I called CSC Logic and told them I didn't trust them either and would not be mailing any payments to them. The lady was nice and finally gave me a website where I could make online payments. My wife then called Suntrust and spoke with a loan officer who, in the end, suggested she go to a local Suntrust Bank and refinance the car. She responded to him, "Why would I want to trust a bank that just sold my loan to an unreputable company?"
Yeah, you guessed it.... I will be looking for a new bank to do my checking with come first of the year... And I love the people in Muscle Shoals who work at Suntrust and hate to leave them. Well, one good thing about it... I don't do business with Bank of America anymore, so should just count our blessings here in Alabama.
Reviewed Dec. 29, 2014
Manager Robert ** was a very rude manager, didn't take the time to listen to your problem, just automatically tell you he can't help you. He was just not helpful at all. Will not recommend no one to bank there.
Reviewed Dec. 28, 2014
I am writing to inform you regarding mistreatment of SunTrust bank. I got a car loan from the bank beginning in 2013, with 4.5% interest. On my first statement, I noticed that the loan amount was for $27,000. I went to the bank and complain about the $27000 was not right. At the same time, I opened a bank account with them, and set up an automatic draft for $429; 54 monthly payment from my account. They told me they going look into the problem with the amount of the loan, and get back to me.
After one year they answer still unclear until I lost my patience and went to Ford dealership to get the bill of sale. There were 2 refund checks sent to the bank and they cashed them. I called the loan office and was transferred many times, and cut off on numerous occasions. This has been going on for one and half year. The last time I called, I became angry and was threatened by a representative named Tom, who told ** me up, and hung up on me. Obviously, the issue was never resolved.
In September, 2014, I received a $30 penalty for not having sufficient funds in my bank account, I went to the bank and took care of it, and changed payment date from the 6th to the 11th of each month, because my retirement check gets to the bank on 9th of the month. I made a payment of $567, with penalty and interest. No problem been determined regarding original amount of the loan and the 2 refund checks. They again promised to look into it.
In September 25, 2014 I was deployed to UAE. There was no indication of any problem with my account or with the automatic monthly draft from my account. They claim that when they tried to withdraw the monthly payments on the 6th of each month, there were insufficient funds in the account. I changed the payment day to 11th before my deployment to UAE even though the money was in my account. This occurred in October and November, resulting in my being 2 months behind.
I came back in early December. On December 5, my car was towed at 6:00 a.m. from my driveway, waking up my neighbors and leaving tire burns on the driveway. I have pictures of the damage. I called 911 to claim my car had been stolen. They informed me that it had been repossessed by the Bank. I went to bank at 9 a.m. and talked to Mr. **, the teller in the Bank, he looked at my account and he said there were funds available. He did not understand why they did not take the money. Even though they had not taken the money, I was still not 3 months behind and had received no warning notices from the bank.
Mr. ** called the loan office. After numerous transfers, we again ended up with Tom. When Mr. ** handed me the phone, Tom again hung up on me. Mr. ** could not believe this. He took back the phone and said hello several times. Mr. **, the Branch VP overheard the conversation. He told us to call back and talk to Mr. **. Mr. ** was very polite and after doing some, research, he did not understand why my car been towed. He told us Tom was going make decision and call me back. He took my cell phone number and I waited all the day without a call.
On the morning of December 10, I returned to the bank and talked to the woman who had changed the monthly draft from the 6th to 11th, and she was surprised more than me. There was money in the account, and she printed the statement. She called the loan office and, eventually reached Tom. He told her that if I wanted my car back, I most pay $1290 for the 3 months I’m behind, even December was not yet due, plus penalties of $65, repossession fees of $450, and $800 for reducing the loan amount. When I ask about the monthly payment that I deposited in cash in the branch before I was deployed he agreed to reduce the principal of the loan.
I want make clear the following:1. The history of monthly payments do not show that I have been behind in the past Automatic draft from day one of the loan.
2. Monthly cash payments went to reduce the principal without my authorization.
3. Approximately $2500 in refunds are missing; although cashed by the bank.
4. The address on the loan, **, is not my address. My address is **.
I'm in need for your help as professional and expert office. I want all America to know I been deployed to defend the country not to be ripped-off by SunTrust Bank.
Reviewed Dec. 22, 2014
In the past three years my debit card has been compromised 5 times -- my card had fraudulent use on last month and turn around today again I just was issued a card. You say you monitor but actually you not. The first time it happen it had to be inside job. I was using online and changed my password. By the Monday it was changed and I could not get in there. Next time someone from Africa tried, then two charges were attempted last month. You denied them but the charge made on Friday you did not question it. I am sick of Suntrust. They need to be investigated.
Reviewed Dec. 20, 2014
You NEED TO FILE COMPLAINT WITH CONSUMER FINANCIAL PROTECTION BUREAU! "Suntrust" is an Oxymoron!!!! Fighting Suntrust for access to deceased parents accounts. Rude, uncooperative "managers" invasive of private documents, over objections, copy every document including those they have no right to copy. Piece mealing of documents "needed", then each document sent to "Back room" (attorneys in GA) for 3-5 business days before requesting another document. Disparaging comments regarding one family member in front of other family members & bank employee. Unreasonable demands for documents NOT required by VA state Commission Corporation. Intimidation, when consumer challenged that in State of Va, signatures in a Corporation can be emailed, faxed, scanned and do not need to be notarized and bank is told to produce the Code of Va stating such, they threaten legal action. Bank manager gives unwarranted incorrect legal advice, which they have no right to give. Manager tried to bring in an employee into a meeting, ostentatiously "For training" but in reality as a "witness" in violation of privacy laws.
Manager states that they are stricter than the State, which means that they are NOT abiding by State law and consider themselves above the state law. Suntrust needs to be held accountable for violating "Effective Code of Conduct for Banking and Ethics Policy". The Board of Directors/Trustees is responsible for the integrity/Ethical values and acceptable business practices.
Reviewed Dec. 18, 2014
This is the worst bank I have ever the displeasure of dealing with. I own a business and have been with this bank since 2006. I have never overdrawn the account and maintain at least 80k in that account at all times except for late in the year when it goes down to about 50k. Sometime in March of this year, unauthorized charges were made on my account. Apparently someone wrote 2 checks totaling about $8,000 from the account. The signature signed on the check was the name of my company and they processed the check to this person twice (could be an inside job who knows).
It took about 9 months and they didn't even notice the fraudulent transaction. An unrelated bank (Navy Federal Credit) alerted them to this and that is when they called me on 12/12 to inform me of this situation. I questioned why it took them so long to find this and they said I was responsible for my own account to which I replied that maybe I should be banking with the other bank (Navy Federal) that notified them of the suspicious activity.
When I was informed about this transaction that took place 9 months ago, I immediately lost every bit of trust and confidence that this bank was interested in protecting my money. I also immediately started through all my statements and guess what I realized that they never sent me the statement on the month (March) this fraudulent transaction occurred. This was a red flag and led me to believe the culprit could be a bank employee. So, I went back to my 2013 statements to ensure that everything was ok and I realized that they only sent me statements from July to December 2013 and all the statements from Jan to June were missing.
So I called them and requested that they send me the statements for Jan - June of 2013 and the statement from Feb along with copies of all checks written on the account to ensure no one attempted or wrote additional checks from my account. The customer service told me that they would charge me $690 to provide copies of my bank statements with the checks appended on it. I spent over 4 hours on the phone arguing my case today and the customer service representatives I spoke to just did not care and said that I would incur those charges if they sent me the copies. I told them that they never sent me the statements to begin with and I was entitled to them legally and they still refused. 4 hours later multiple representatives hung up on me because they said we weren't getting anywhere (I just could not believe this).
My advice is if you have a business account with these people close it and move it elsewhere. First of all, anybody can write a check on your account and they won't care to detect it which implies they have zero security protocols and your account is just in the hands of a bunch of losers. Secondly, because of their inability to ensure that only authentic checks are allowed to clear your account, when you attempt to ensure your account is up to date and safe, they hit you with exorbitant fees. Essentially, they allow outsiders to rob you and then rob you internally when you attempt to do what they are supposed to be doing. I also bank with PNC and Capital and with these banks you can go online and print these statements and images for up to 7 years (PNC I know for a fact but not so much on Capital One). Save yourself the hassle and look for a reputable bank to do business with.
Reviewed Dec. 9, 2014
I don't have an acct with Suntrust... Thank God!!!! My daughter is walking in all of these people shoes. Direct deposit is a joke. All of your transactions are pending and then you are hit with overdraft fees when you are on the positive side. Why are they able to get away with this? Where is Banking and Finance? Yes, they are very rude. My paychecks are written under Suntrust and today my company has decided to switch banks. They are tired of their madness. We all have a voice and we need to flood the news station with their banking practices. Let's shut them down and have them pay back all of these crazy NSF fees. I am going to the top with my complaints and I will be contacting banking and financing to file a complaint. Let me not forget their online banking employees are the worse. My daughter works hard for her money.
Reviewed Dec. 8, 2014
On my part I admittedly used the wrong one of 2 different bank cards to withdraw money from an ATM on Friday night and over-drafted, what happened after that is what I have a problem with. I immediately went to deposit the money back in their ATM knowing it might not make it in time, just hoping. Then on Monday I checked the damage to see how bad it was and I was hit with 5 over-drafts (should have been one). I could tell they manipulated the charges from largest to smallest in pending order. This way you hit overdraft status ASAP and then are repeatedly hit with smaller charges each with another over-draft. When I called they actually admitted that they organize pending charges like that "per consumer polls".
Reviewed Dec. 6, 2014
AGA is a reverse mortgage company. We applied for a reverse mortgage and everything went through fine and we were approved but Sun Trust would not subordinate the equity loan so AGA could not give us the reverse mortgage. I have never missed any house payments ever but in April I had a major stroke and still have a time walking, left arm no good, wife had to quit work to take care of me. Now we are strictly on social security, we cannot pay 1st mortgage and Suntrust today said they would force us to sell our home of 28 years. I can't understand why they are so hard nose about it. Only reason we want it so we can pay them back the money we used.
Reviewed Dec. 2, 2014
Twice this year I have experienced unnecessary check card fraud. I am starting to believe this is coming from the inside as the only way these events occur is with someone duplicating my card, which requires information only someone in the bank could have. The first instance was someone withdrew cash from the Suntrust ATM. They were able to withdraw $500 and I didn't even have $500 in the account, but it certainly dispensed the money. That made no sense to me AT ALL. That's just basic math! Second, there were charges in another state that I didn't make that had to have a card present to make them (restaurant, jewelry store, etc.). Those were occurring in Ohio while I was traveling in another state.
The fraud representative had the nerve to tell me they monitor accounts. There's no way because if I'm traveling in one state, they should have to checked to make sure that was me. And if purchases are happening simultaneously in TWO states, that should have caught someone's attention but NOOOO. I had to call them when I noticed an unauthorized charge when I logged into my online banking. Why did it take ME noticing that?? That is twice this year and I'm done. I have another account with Bank of America and the minute I use that card outside my home state they are ringing my phone. I will be closing down Suntrust - that is for sure.
Reviewed Nov. 28, 2014
This is not the first time that my paycheck is not readily available on a Friday morning and it's 7am. Usually it's in right after midnight, but it isn't there. Also, I notice right before my checks are made available, they remove charges and put them back in making it seem like I have a larger available balance than I actually do. Luckily I have gotten in the habit on screen shotting my account on my app once daily. Why is Suntrust allowed to move and switch payments the way they do? I will be LEAVING Suntrust to go with USAA. My husband advised me to do so YEARS ago but today is the final straw.
Reviewed Nov. 24, 2014
Three months ago I was told by SunTrust mortgage not to make a payment as I was a payment ahead. Needless to say I was but now they are saying my payment that I was ahead was incorrect. Now they drop the bomb on me with the calls, bankruptcy letters, and fees when they admittedly said it was their error. Now they won't work with me, you get that payment current and then have the audacity to ask me if I plan on remaining in my house. Are you kidding me? Why can't these banks be held accountable for their wrongdoings and the consequences people like me have to deal with.
Reviewed Nov. 18, 2014
I have a account with Suntrust. When I opened my account I had several bill that would be directly taken out of my account because I travel for work. Well my car payment drafted out twice, and put my account in overdraft. Which they did not put my money back I was credited my overdraft fee towards my car note from a separate bank that carries my car loan. I was satisfied knowing I would be able to transfer money from another account I have with another bank. Well I made the transfer to my account this past Friday, and it did not make it until Monday, so now on Tuesday I was charged another overdraft fee for extended overdraft fee. Once I called they refused to credit my account back even after admitting I was not suppose to be charged until the 7th day. They informed me how sorry they was and understood my frustration but could not refund my 36 dollars. So, I politely informed them of the horrible reviews and I will be posting another one, and changing banks.

Reviewed Nov. 17, 2014
Suntrust offers overdraft, but at any time without notice they will cut it off. I use it from time to time, and when my paycheck is deposited they get their money and fee then they may or may not cut off overdraft protection. They are by far one of the worst banks I have ever dealt with. I will be changing banks as soon as GoBank starts taking accounts. GoBank will put these clowns out of business.
Reviewed Nov. 6, 2014
After two 45 minute calls to the call center for Suntrust, I was unable to secure a simple request...a new check card. I'm not philosophically opposed to outsourcing a US customer calls to the Philippines, but when the phone personnel cannot answer simple questions, that's poor business practice. Suntrust mistakenly is using inexpensive labor costs to help their bottom line. That short term reasoning affects long term customers. I just closed my Suntrust account.
Reviewed Oct. 30, 2014
Yes we opened account with SunTrust in August 2014. We had banked with Wells Fargo when we lived in Dallas, but moved here to Tennessee 2011. There were no Wells Fargo Banks handy for us, as we live about 30 miles from Nashville. We commuted about once a month to Nashville, because we are seniors on a fixed income that grew old and harder to do. We shop at Kroger’s in Springfield, TN and they have a branch of SunTrust bank in the store. The day we were in there they had a sign offering $200 for opening a new account with them. So we went home and discussed it and the convenience of it so we opened the account on the 20th of August with a deposit of $100.00 cash with the Financial Services Rep. Lorelco **. We also opened a small savings acc. of $10.00 just until our Monthly direct deposit went in which was on the 29th of August. He gave me a total of 6 over the counter checks and told us that the promo money would be deposited on our first direct deposit.
I used the first one on the 29th of August for $20.00. They paid the checked said there was no money in the account, charged us an overdraft and now our balance was -$56.00 with a beginning balance of zero. When we received a notice in the mail telling we were overdrawn, we immediately called the bank there had been a mistake by the rep. He had given us checks for savings account which didn't make sense either since we did have a measly $10.00 in that account. So they discounted the charges. Then after our deposit went in we waited for about 2 weeks and called the bank about the $200.00 that never appeared in our account. I asked to speak with the Rep Mr. ** and they informed us that he was longer with them. So I asked about the $200.00 promo to whom I was talking and they said it wouldn't go in until 6 to 8 wks after the initial Direct Deposit; so around the end of Sept.
We called after another deposit had gone in and they informed us we were suppose to apply online at a certain web address under promotions. We argued with them to no avail. So we went to the website and filled out the info and it said we were not eligible for any promos at that time. So we called them back and argued again to no avail. I have since then been on their customer service and they checked and told us the same thing, "not eligible". So now October is almost over, a 3rd deposit has been made and no $200.00. We are changing banks because of the rude people, no efficiency and no organization at all. The hard part is having our bill pay interrupted again and automatic bills coming out. It is a task changing everything again. Also we would like for SunTrust to honor their commitments. Thank you for your patience.
Reviewed Oct. 23, 2014
My Insurance company informed me that my property is no longer in a flood zone. I asked them to fax this information to Suntrust (they hold my 2nd mtg). When I called Suntrust to verify this, they said they did not receive a fax from my Insurance company. I asked my Insurance agent to fax this info again. They did... Suntrust sent me a letter threatening to attach flood insurance to my mortgage since I no longer have flood insurance. When I call Suntrust to explain that FEMA has rezoned my property, the people from the "outsourced" group can't help... and they don't even have a supervisor I can talk to... and they don't even have another number for me to call to resolve this. Suntrust is so disorganized... This whole problem is making me sick!
Reviewed Oct. 20, 2014
I am a new small business owner and the CEO of a non profit org. I recently attempted to open an account through Suntrust since my wife and I are both prior military and for 15 yrs have banked with USAA (but have no branch in my town where I can cash checks quickly etc.) We decided to open a business acct thru Suntrust since we thought it was a trustworthy bank...(BIG MISTAKE)....after doing everything asked of me I finally received my card and items thru mail. I even called and talked to the "so called" experts on how to build credit and expand my business. Well after transferring funds from USAA to the Suntrust acct I realized that the Suntrust card wasn't activated....after numerous attempts to activate I was told by a rep to go to a specific branch in Zebulon NC (roughly an hour away) to have card activated. Once getting there and speaking to the bank mgr I was told my acct was denied due to them being unable to verify my info...Of course I'm upset now because I have driven an hr just to be told my acct was denied, after sending donations to this acct and not knowing why I was denied.
The mgr was even more rude and nasty...while I was asking about my money and what info couldn't they verify...instead of being understanding knowing I just drove an hr out of my way just to be told something ANY rep could've told me over the phone. The mgr actually gets loud with like 15 people in the bank and makes me look like I was trying to defraud the bank just because I (like any business owner or human being) was wanting to know what info was not verified. I had every document that I could possibly need right in my car...so my question was tell me what you can't verify and I can grab it now. She just says, "sir I don't know what they saw was wrong"... Not knowing she was the mgr I politely said, "well may I speak to someone here that may be able to explain." She then with an attitude says "NO...because I AM the bank mgr so you don't need to speak to anyone else"...when she says NO ..she says it so loud that both tellers and all the entire bank looks over at us.
Now I look like I'm doing something wrong or illegal just because they have made a mistake somewhere...because I know ALL my info was correct...had to be they actually sent me my cards, checks, and everything. I was so embarrassed I just left....(and she never explained where my money I transferred went to)...but it's OK because I have since got another acct. and my org. is coming along great...my org. is going to be very successful so I feel it'll be their loss in the end.
Reviewed Oct. 9, 2014
I'm responsible for paying my friend's monthly financial responsibilities every month. The two accounts with Suntrust Bank is a checking & credit card. He made a cash payment (credit card) at the branch location for $210.00 on October 07, 2014 at 2:01pm. The old card was compromised in September therefore, Suntrust issued another card. The new card arrived on October 5 or so. The card was activate on October 7th, therefore, I thought everything was OK for the monthly automatic deductions. Well, it wasn't because the telephone rep said it was blocked because of delinquent payment. This was Wednesday, October 8th. She said it will take 3 to 5 days to post to the account because the branch mail the payment to the Credit Card division. I can't believe they can't post a cash payment within a day or two. I think this a unfair practices because my mother and father are in their ninety and receive a check at a certain time each month. They will have no idea how to call in a payment by phone. Their practice is to go to the bank and pay their obligations.
I think this is not fair because if the credit unions can post a payment the same day, why can't they? This a blemish on his credit report and can prevent him from refinancing his home. Please advise what his next step should be. The Suntrust Representative hung up on us because she would not transfer me to a Manager. Plus she could not identify what federal agency regulated credit card companies. She was very irate because a bank representative never want you to mention the Federal Trade Commission or the Attorney General. After reading all the (NEGATIVE) comments, it is time someone step in and help the consumers because we helped the banks when they made their mortgage mess. Please help.
Reviewed Oct. 7, 2014
Back in Sept/Oct 2013 I went to make cash payment on a loan at SunTrust to get current on my loan. They claim their new payment system would not accept cash and it had to be electronic payment only. Basically they refused to accept my cash and then reported me delinquent to the credit bureau. Since then I have paid the loan off in full. I pulled my credit report a few months ago to apply for a mortgage and was denied because of the information SunTrust reported and have been on mission to have them removed the negative information since they refused to accept my payment. This has caused financial grief and emotional stress since I have been declined. The client advocate group at SunTrust said that they could not verify that I was at the branch to make the payment. I challenged them to pull their security video/audio feeds and they would see I was there to make a payment. They refused to fix it.
The next day I called again and asked for a supervisor, and it took several days for someone to call me back. The same person called me back and stated that they would look at it again. Over a week later they called back again and said they would not fix it and they determined that there were other ways for me to make payments such as electronically or over the phone. This to me was an admission that they refused to take my cash payment. They basically changed the terms and conditions of the loan by not accepting my cash payment which would of taken care of the issue.
Reviewed Sept. 15, 2014
By far the worst company I have ever dealt with. I am a college student and had a SunTrust prepaid card that I was using to buy my groceries. Three charges showed up from another state where someone had taken out over $200 at a gas station. I contacted SunTrust, filled out the proper forms and was told that it could take up to 180 days to process and that they would send me a resolution by that time. Over SIX MONTHS later, I have called them many times to follow up, only to be told that they "see that my forms were received." They keep telling me that something "should have been done by now" and they would have someone from the department that looks into fraud cases call me within the week. No one has called and I follow up each week only to be told the same thing.
Never before have I been made to feel so unimportant to a company. This is the worst experience I have ever had and all I am trying to do is get my grocery money back. This was the one and only experience with SunTrust I have had but I will never do business with them again, because clearly this is a disorganized company that has absolutely no concern for their customers.
Reviewed Sept. 14, 2014
Suntrust is horrible to deal with. Their way of banking makes absolutely no sense to me at all. We have been charged so many overdrafts with a positive running balance that makes no sense when talking to the local branch managers. For instance...on Aug 17th 2014 we had 3 "pending" charges for utilities that were paid that day but we somehow received $108 in overdrafts that were debited from our account PRIOR to these charges ever clearing from the bank. On the 17th when these charges were make, there was plenty of money to cover them...however they were somehow considered overdrafts in pending status??? This bank does not and I repeat, does not post deposits first before transactions. It doesn't matter if you make a deposit the same day as a transaction. If that transaction is made prior to your deposit that day you will still be charged an overdraft. Our online banking shows a positive balance and does not ever show a negative balance..even when we are charged hundreds in overdrafts we still have a positive balance. It makes no sense.
Suntrust is horrible about holding debit transactions and clearing them sometimes over a week later after something big like your car payment which is done a week after your $5 taco bell debit happened. We've been charged over $400 in overdraft fees in the last month with a positive running balance and 3 of those fees give no transaction reason for the overdraft. The local branch manager states that what customers see on their online banking and what the bank sees is two different things. Ya think!! Of course it does because what us, customers see are real time running balances so we know what money is left in the bank before making purchases or paying bills. What we don't get to see is what order you thieves are deciding to post them in.
My husband and I started keeping all receipts and writing down each debit transaction just to see how they post them. It never fails that our debit purchases are many times held out for over a week while we watch bills and other charges come through, while our debits are still out there pending. It still amazes me, how we could be charged $108 in overdrafts on "pending" debits and still have a running positive balance. By the way, it does not matter if you keep track, print online banking information to prove your point. The answer from Suntrust is always, "you don't see what we see". Why the hell not?? It's my account.
Reviewed Aug. 31, 2014
While traveling from my home in Texas to California, I lost my wallet on the train on Thursday. I immediately called Suntrust and agreed to pay $25 to have a new debit card overnighted to me, as I was scheduled to fly back to my home in Texas just 3 days later on Saturday evening. I was very happy to pay the $25 for overnight shipping to my hotel in California. The debit card didn't arrive on Friday though as it was supposed to. I called Suntrust to see what happened and was told that they don't even offer overnight shipping on cards. Only 2 to 3 BUSINESS days. Which means that my card was on it's way to California scheduled to arrive on Tuesday, which my flight back home to Texas is three days PRIOR on Saturday. Obviously I was livid and demanded a refund of the $25 and to talk to a manager. I was told there were no managers there and that one would call me the next day.
Of course, nobody from Suntrust called me the next day. So I called back on Sunday from my home in Texas and spoke to a manager finally. This manager tells me that it is going to be delivered to my hotel in California on Tuesday. She refused to listen to the recorded phone call where I was lied to about the overnight shipping and she refused to give me a refund. She said I would need to call back again on Monday to talk to customer service and have them refund the fee. She also wanted to charge me $25 AGAIN to have yet another sent to me in Texas at my home, since I'm back from vacation now. I told them to keep the damn card and withdrew all my money and switched financial institutions for good. This was the worst experience of my life in dealing with a bank. The people who answer their calls are like robots that could care less about the customer experience.
Reviewed Aug. 15, 2014
I was charged $600 in fees because they post high to low, a practice which most big banks have stopped. If they had posted my transactions in an ethical manner, it would of been $36.00. They refuse to refund the fees and they were generated because they offered me a product that they cannot support. If I give permission to debit my account for a transfer on the 1st, do it on the 1st and not the 4th. I have emails stating they would take it on the 1st and they did not but they refuse to acknowledge the error. They waited until the funds were not available, took the money anyways and then charged me for every pending debit transactions when they posted on the same day as the transfer. They post high to low, so I got nailed! They are rude, refuse to acknowledge it was their mistake from the beginning and I'm writing my Governor, The Office Of SunTrust Bank President and filing a complaint with the Attorney General's office.
It is highway robbery what they are doing to millions and I cannot wait for the class action suit to happen against them for all the fees they charge for their posting practices! Oh, and they blocked me from their FB site, when I questioned them on it. I took the screenshot before they deleted the posts. Shame on SunTrust. Please contact your local reps, congressman and Governor, if they have charged you fees for posting high to low. Other banks have had to return millions of dollars because of it and SunTrust is not innocent. I also did not receive any new account disclosures when I opened my account, so I had no idea of their policies, which they acknowledged and they still refuse to return the fees.
Reviewed July 28, 2014
I had a parking problem with a SunTrust employee. She was rude, accusing, & indifferent in stating I had scratched her vehicle. I told her mgr. about it, she said she would speak with her. I sent mgr. an email requesting an apology. Mgr. went ballistic on phone screaming, in audible to me! Then, after 3 calls, she left a msg. stating the she would have us evicted from the bank. A tiny investigation occurred, then a letter came last Thurs. 24 July 14 stating that SunTrust was closing out all of our monetary accounts, effective on 1 Aug. That gives us 5 days to find a bank, change the tanks for all of our incoming checks. Also, call all accounts that are on auto pay! No reason was stated, hence it was Aileen ** mgr. who ordered it closed to protect her mean employee from making an apology!!!
Reviewed July 17, 2014
We applied at our local bank for a home equity line of credit for 75,000. Home taxable value $350,000, free & clear. Plus an apartment building with no debt but lots of income. Our credit scores are 775 & 780. No debt. Local bank got hung up on the apartment building leases forgetting we were applying for a HOME EQUITY LINE OF CREDIT for $75,000, less than the homes worth.
After 6 weeks, we found a 2008 Class A bunkhouse George Town 350 SE by Forest River with only 17,000 miles, excellent condition with many extras. List price over $125,000. We had most of the money but needed another $45,000 to close the deal. The local bank still undecided.
I went online and found LightStream, A Division of SunTrust. I began the application process at 4 pm, approved 9 am the next day, money deposited into my local bank account the next business day. Unsecured loan! I could have saved myself 6 weeks of stress providing the local bank with 178 pages of documentation and waiting to see if... I refer others to LightStream!
Reviewed July 16, 2014
I opened a checking account and asked to have it tied to my charge card for overdraft purposes. The card was never linked and now I have over $400 in bank fees! The bank refuse to help me except to give me 108 dollars back. Poor customer service from "Client Services" online.
Reviewed July 11, 2014
4 days, 6 CS reps, 3 supervisors... different answer to same question. Worst bank EVER! Worst than BOA!!
Reviewed July 10, 2014
SunTrust online banking is absolutely horrible when you are trying to deposit a check. I've tried this on both my phone and my tablet and it never works. It will always freeze and say the service is unavailable. I'd rather save me a drive to the bank but it's worth it! On the other hand I love my tellers because they are so helpful and they do it in half the time that the app does. I would honestly hate for there to be no tellers.
Reviewed July 7, 2014
I was a 15+ year customer of SunTrust. I have mortgages (not through SunTrust) on 3 different properties and 3 credit cards (not SunTrust). I've NEVER missed or was late with any mortgage or credit card payment. I went to apply for a $500 line of overdraft protection at SunTrust and a week later I get a letter saying that I was turned down because my credit score from Equifax was 240. Panicking, I logged onto Equifax, ran my free credit report and paid $7.95 for my credit score. As suspected, no late payments, no derogatory information, credit score of 750.
Went to the branch the next day, spoke with the branch manager who was amazed, too. He called underwriting who finally said that they determined use of credit cards was too high and SunTrust's credit score was 240! Well, (1) based on my credit report, the fact that I earn $125+ a year, I've been at my current employer for 13 years, I think SunTrust can take a $500 gamble, but no; (2) They shouldn't be saying a person's Equifax credit score is 240 when in fact it's not... that's SunTrust's internal score. SO, if you're looking for a bank who awards customer loyalty and makes sound decisions, SunTrust ISN'T the bank. You're better off going to a credit union.
Reviewed June 28, 2014
The ATM locked up when I put in $1300 cash. It showed no record of the transaction. The only ATM receipt it gave me was one that said it was an error. The local branch employees, although courteous, were unhelpful! That was all the $ I had! My family (wife & 3 kids) had to wait 10 days(!!) to get a temporary credit. After 10 days they credited my account. Now, two weeks AFTER the 10 days, they took $300 from my acct saying that they counted $1k, not $1300. I called SunTrust who said the ATM handler (Brink I believe), counts the money, not them and there's nothing they can do. My $ is basically stolen. My wife wants me to get a lawyer but I would imagine that $2k in lawyer fees makes the $300 obsolete. My account is barely a month old & the experience has been terrible!
Reviewed June 24, 2014
Suntrust let 6 fraudulent debits come through my account and rip me off! The transactions were done almost four hours away from me, and they went and did repeat transactions close together. Suntrust finally caught the transactions, but after 6 of them, dang, I would have expected better than this. So I had to file a claim and now waiting to see if I get my money back, which they said would be 5-7 days. Well, I think they should put the money back right then, since it wasn't me and they noticed the activity strange as well! I mean what the heck! SO now, I am having to scramble to get money to put in the bank to cover this bs that should have never happened! I have been with suntrust, I think going on 4 years now, and this makes at least 5 times this has happened to me, all with my debit card numbers getting stolen!! I still have my debit card in my possession!!
So then I have to have that card closed out and another one issued! Then I had to fax my paperwork for this recent claim over. They said nope, never got it after I faxed it many times. Finally had to go on their website, upload it there to send to them. They finally got it there after I sent it like five times! What freaking nut jobs they are! I am so sick of them. Why do they let someone take that much money out of your account, then say hmmm that looks odd when the real owner never did anything strange like this and this far away from their home?! WHAT idiots!! SO pissed at them!
This is uncalled for and I am switching banks this Friday, but leaving my account open with suntrust on the side with just a few bucks to get my claim finished out and get my money back I hope, then I am closing it completely once the claim is over!!! I am tired of being ripped off! I do not recommend suntrust to anyone at all!!!!!!!!!!
Reviewed June 19, 2014
Suntrust bank is not worthy of any consideration. They have fraudulently taken my pension money after stating that they would not. Replied to 0 times.
Reviewed June 14, 2014
A few days - try 15 May! Even now at 14 June, I still cannot open the account as all the codes issued to me by Suntrust are rejected by Suntrust. Yes, Suntrust were notified of my ITIN on 14 May.
No only do Suntrust refuse to accept my calls, not only do Suntrust state that they cannot reply to my emails as an "unsecured message" but they will willingly send the codes and send marketing emails to my email address. Shall I mention that Suntrust refuse to refund the amount held? Shall I add how the limp-wristed response from an alleged VP showed my postal address, except the country?!
Reviewed June 5, 2014
Please don't do business with Suntrust Bank!! They are horrible! They have no sense of customer service and deserve to be put out of business. They will treat you like **. I've been a Suntrust account holder with multiple business and personal accounts for several years with 10's of millions of dollars in transactions. When they recently charged us $250 for over draft charges that were very dubious, as we have incredible turnover of funds but on occasion with transfer or deposit check same day as withdrawals. So technically we were over drawn for an instant during the day and after you navigate the customer service voicemaill auto attendant hell for 10 minutes, the supervisor will tell you to not spend more then you have. That they already gave you a courtesy reversal and wont do it again and sorry we don't care enough about you to even consider reversing these charges.
We would prefer that you just go take your business elsewhere... Well people kindly please take your business elsewhere now before even considering doing business with this company. Suntrust will treat you like dog doo doo. And they relish in it. Its amazing to me, you would think a company like this from this region would care about customers, dont be fooled absolutely horrible!! We wont fight the stupid over charges which were not warranted but we will take our business elsewhere and started the steps today. And this has happened a few times this year despite tens of millions of dollars of business we do with this bank... So consumer affairs has never got my attention before, but I found this bank to have crossed over the line to stealing from its customers and then saying go pound sand we don't care...God don't give them the chance or if you are already with them change banks now!!
Reviewed June 4, 2014
First of all, I always begin to shop at the WalMart on Route 1792 in Sanford, Fl at 9 AM when our Retirement/Assisted Living bus drops our group off at this location. I need that Suntrust branch to open at 9 AM, not 9:30 AM, which is such an inconvenient time. Secondly, today I was so disappointed and disgusted to not be able to see my personal checking account postings from 5/14/14 until 6/2/14. This is unacceptable.
Reviewed June 3, 2014
Customer service? How about customer disservice? Here's my story: My son, whose account is linked to mine, is in the Army stationed in South Korea. He called in early May to say his debit card was expiring at the end of the month and he thought he had his old address at school registered as his mailing address. He has no checks, only the debit card, and his pay check is direct deposited, so when the card expired he would have no access to money at all. I called Suntrust customer service(?) in early May. I told them the old address and changed it to my address. As the accounts were linked and I had all the info, everything went fine with changing the address. I explained his situation and that it was critical that I get the card ASAP so I could forward it to Korea before the end of the month.
I asked the customer server(?) if it had been sent yet. The customer server(?) said that it hadn't and she couldn't send it earlier as it was customary to be sent closer to the end of the month. As the end of the month approached and I still hadn't received it. I called Suntrust customer service(?) again. The customer server(?) then said that it had actually been mailed, to the wrong address, before I had called earlier in the month. It had simply been marked as undeliverable. It was curious that this customer server(?) could tell me exactly when it had been sent and when I had originally called. So why had customer service(?) not checked to see why it was undeliverable? My new customer server(?) asked if I then wanted to have the card expedited to me at a fee of $25. Perhaps expedite means get it someday..as opposed to never for a hefty fee, of course. Too late. My son was without money. Thank goodness Western Union's fee is only $20! Let's hope my son serves us better than Suntrust does.
Reviewed May 30, 2014
We have been loyal Suntrust customer for more than 10 years. Earlier this month, someone went into our checking account and stole $4000 using an online transfer out of our account which we did not authorize. I noticed the first $2000 was taken and immediately went to the bank to tell them what happened and asked them to close my account immediately. I transferred all remaining money to a new account I opened that day. Two days later, the thief took another $2000 and when I called the bank, they told me it was because we had an equity line of credit. I was very upset since I spent over an hour at the bank, closing my account and telling them about the fraud. You would of thought they would of taken care of anything that would allowed more monies to be taken. This has happened almost one month ago and we only had been refunded $2000. Suntrust continues to come up with excuses why we have not received our full refund. Each time I call, they tell me more lies. Suntrust is a very bad business and does not care about its customers. Do not bank at Suntrust!!!!!
Reviewed May 30, 2014
The Suntrust ATM in Safeway in Carney, Maryland shut down completely after it accepted my check for deposit. The machine shut down and kept the check but it was not credited to my account. This happened on 5/20/14. Today is 5/29/14. I am being told the ATM cannot be emptied for another week. I have no money because of Suntrust's ATM shut down error and they refuse to help me. I will be changing banks because they clearly do not care.
Reviewed May 24, 2014
Signing up with Suntrust was easy enough. Staff on site were (mostly) reasonably courteous. But once you're a customer, it pretty much goes downhill quickly. Their ATMs, for example, only accept about half of the checks we deposit. For the rest, we have to go into the branch, wait in line, and deposit at the counter. They are aware of the problems with their ATMs but have no interest in fixing them. So what if customers have to waste time?
Similarly, their website is very pretty but functionally horrible. It only works with certain browsers and the required security settings are what I consider to be too risky. Unable to log in, I missed a credit card payment due date the first month I had the account. Once I figured out which browser to use and how to set it, none of which is on the website, I made the payment. Suntrust's IT department is aware of the problem but, again, is either unwilling or unable to fix it.
The following month, while doing my books, I tried to schedule a payment for the due date, which was two weeks later. But unlike all my other banks and card accounts, Suntrust's website doesn't allow you to do that. You can only make a payment on the day you are online making the payment. Rather than giving them my money early (which gives the bank an economic advantage), I planned to log back in on the due date and pay then. Unfortunately, I forgot and missed the due date by a few days. I contacted customer service again and suggested they get new IT people who are familiar with modern online banking standards (like Mozilla compatibility and payment scheduling capacity). I also created a monthly reminder in my calendar to make up for the shortfalls of Suntrust's website.
The following month, I realized that even though I'd been corresponding with the customer service department about problems with the website, and the representatives had acknowledged that the issues were problems on Suntrust's side, they charged me late fees both times. I called my local branch and asked for the fees to be refunded, given the ongoing problems I'd had and that I'd been proactively discussing the problems with the company. Suntrust's IT department failed again: my local branch representative couldn't pull up my information from previous months. She gave me a number to call. After working through a phone tree and waiting on hold, it turned out to be the wrong department.
When I finally got through to someone, the call was cut off while I was verifying my identity. Finally, after 1-1/2 hours spent trying, I got through to a representative who said he could waive one of the fees. I reiterated the facts that led up to the fees being incurred and told him that I'd close the account if the fees weren't waived. I asked the rep to ask his supervisor to make an exception. The response: only one fee would be waived.
I wrote to Suntrust's corporate headquarters, describing the problems and informing them that I was closing my account. I let them know that their response to my demand for the fees to be waived would affect how much time I spent online on review sites letting people know to stay away from Suntrust. I got a call back telling me they'd render a decision within ten business days. The fee we're talking about is $20, and the person who called me said she could see my account history and knew that I'd be dealing extensively with their customer service department about IT issues.
So this is Day One/Complaint One of me waiting for Suntrust's response. I'm closing the account and moving to Wells Fargo. The bottom line: if you like the traditional banking experience (i.e. in person, inside the bank, and using the US Postal Service for transactions), Suntrust is probably for you. If you prefer online banking, AVOID SUNTRUST. They dock you for their incompetent IT failures.
Reviewed May 23, 2014
Blocked accounts without given reasons. No letter of the bank received.
Reviewed May 21, 2014
I tried to transact Kickstarter.com. The bank did not tell me the card cannot exceed 5K. The card only accept small amounts. However, I got invoice from the Arrowhead in Kickstarter in Paypal. The Paypal is getting too strict and more policies cover the program. I tried to use my card transact 5K there and still not working. I waited another day. It never work. They told me I still have funds and my card is fine. Some places work and some places do not.
As for Paypal, I tried to add Suntrust bank account and they do not recognize the service. Paypal have change some and some don't. The Suntrust has new program GoMoney. I don't know if that apply to the company they need. They all prefer credit cards nowadays. I would love to have Crestar back. Lots of change lately. I am using Discover and easy to use than Suntrust card. Too limit and time consuming. SunTrust is not doing well.
Reviewed May 7, 2014
Suntrust collected monies from me each month for escrow to pay my homeowners insurance and county taxes. I found out in Oct 2013 that Suntrust neglected to pay my homeowners insurance in Sept. 2013. I called them and was assured they would send payment. The same day my ins. agent spoke to them and told them that a payment MUST be overnighted to avoid cancellation. Myself and my agent were assured that the matter would be taken care of right away. The next thing I know I am cancelled by Citizens Ins. for non payment. Suntrust NEVER made the payment in Oct. as promised. A new policy had to be written at a cost of $700 more than the renewal. My other mort. co. Bank of America also charged me $450 to place lender placed ins. for the month the ins. was lapsed. I also had to pay for a new house inspection. Now I find that the next insurance payment will be $200 more. So if Suntrust had paid my insurance on time it was $1450, the new policy was 2070 and next year it goes up to $2400.
I am an elderly widow living on a fixed income. Suntrust has put me in a financial bind and I find that there is nothing I can do about it but PAY!!!! I cannot believe that a company can take your money every month with the promise to pay your ins. expenses and then neglect to do so. If I took someone into my home and collected money from them with the promise to pay their bills and then did not follow through with that promise I am sure I would spend time in jail for committing fraud! Why is it that Suntrust can do what they did to me and not be responsible? Why do I have to pay for their mistake? Which by the way I called them many times as did my insurance agent to get them to make the payment (there was more than enough money in my escrow acct.) so I would not be cancelled, and they neglected to do so! I am so very upset with Suntrust as this has been very costly to me and I have had to cut back to pay it! Is Suntrust so big that they could not care less about us "little people"? Thank you for letting me vent here so at least other people will think twice about doing business with Suntrust!
Reviewed March 28, 2014
My wife applied for a $10k Anything Loan via LightStream (owned by SunTrust). She has 775 FICO, ample checking and savings. Denied and asked for co-signer. Went elsewhere & got loan without question. Reps rude and less than helpful.
Reviewed March 7, 2014
Well, first of all I have no clue if someone really reads what people complain here, because I didn't when I decided to open account with them. And of course learned my lesson hard way. I recently moved to Charlotte and then my bank doesn't have branch here so end up opening account with SunTrust Bank, at the beginning for few months it was OKAY. After few months, I guess they figure out when the money is coming and going, so my nightmare starts and there happy face. I get paid every 2 weeks and right before My paycheck hit the account, they start charging overdraft fee, which makes the account negative and then another overdraft fee cause of negative.
But until overdraft fee account was not negative. Maybe not million dollars but at least 10 dollar is always there. I go to bank, explain them simple math and then I get my money back and one sorry.... One time after overdraft fee account is still not negative. Oh let me remind the readers this is just a DEBIT card not CREDIT card which means if I have money I can spend it, I don't have money I cannot spend it. So how that goes to overdraft unless bank allows it or they just charge it to go over. After 3 to 4 times in a row I got tired and today I will close my account, so thought to share with hard working American people who doesn't keep millions dollar in bank, please pay attention to your statement if you have sunTRUST bank, as they don't have anything to TRUST. That's all I am saying.
Reviewed Feb. 18, 2014
I had direct deposit with Crestar Bank later merge with Suntrust Bank. A written personal check was $640.00 cash to pay my rent and the bank had it like it was "insufficient" fund and I had direct deposit of federal check. I got a lawsuit from their attorney and asking to pay them the fund that I owe the bank. This is my rent money that I had to pay my landlord. I believe that the bank teller had something to do with it. I lost my apartment and the attorney got pay on a lies. I had pay the landlord and notices that the check that I written was stamp with "insufficient fund" when the fund were on the account at 12:00 p.m. I became homeless.
Reviewed Feb. 15, 2014
Act frozen! They paid 9 thousand dollars in unauthorized charges.
Reviewed Feb. 14, 2014
The Manager At this branch really needs to be fired or get some customer service training.
Reviewed Feb. 13, 2014
I had an account with Suntrust almost 5 years ago. I cancelled it due to poor customer service (tellers more interested in talking on the telephone for personal business while keeping a large line of customers waiting). Unfortunately, I had to deposit a check from, you guessed it, Sun"Trust" issued check (more like SunMistrust) to another much better bank. My bank held the check and then the check was returned due to Sun"trust" bank not honoring the check, due an utterly incompetent clerk (the kind that only Suntrust hires), that transcribed the issuer of the Suntrust account's name as the Middle name as the last name because??...
In "Latin America they use the Woman's maiden name last". I guess the SunTrust training does not include instructing the bank officers/clerks that this is USA and NOT Latin America, and that USA, including the DMV/MVA (I assume the clerk has a driver's license), use the last name of the Father, NOT the Mother, as the Legal name. This error cost me 5 half days, thousand of dollars of lost returned checks penalties, work hours, interest, and the MOD at the Suntrust, when finally getting to solve the abstract mystery (as if they could not figure out that they messed up the name, much less read the driver's license correctly) then they take, so far 2 weeks to refund me the penalties.
I TELL you this... I was humiliated by bouncing checks due to these CLOWNS, given shame, experienced insomnia (due to accusations of bouncing checks, and loss of credibility as a Professional, migraines, ulcers, blood pressure problems/angst/duress/super stress), and still after speaking to 3 employees, and an Administrator Assistant, they have yet to refund me. NOTE: When a Customer bounces a check/or makes this error he/she faces criminal charges if the customer does not make restitution within 10 days. This bank is the Nadir of Customer service, and should be taken over, preferably as a hostile takeover. They are Bumpkin Twits...and if you trust SUNtrust, Caveat Emptor! You were warned!
Reviewed Feb. 9, 2014
I opened my Suntrust account in 1997. I've been a loyal customer since. Earlier this week, I noticed an unauthorized charge to my account. This charge caused me to have overdraft fees applied to every other charge. Now, my account is way overdrawn. I called Sirius XM regarding the unauthorized charge. They agreed to refund me as this wasn't authorized. On my lunch break, I went to Suntrust on Cool Springs Blvd in Franklin, TN to discuss my situation. There was no one there but the bank tellers who couldn't help me. I was told to come back in 45 minutes or I could sit and wait. Really? A teller then advised me to go to the Mallory Ln branch in Franklin, TN for immediate assistance. You should always have coverage in every area. This was just like going to a fast food restaurant and they tell you that you have a 45 minute wait because the cook is on lunch.
I went to the Mallory Ln branch. The Branch Manager came out of his office to greet me and asked what I needed. I ended up explaining my financial situation in the waiting area, totally not cool. He sent me back to work with **. He acted uninterested in what I was saying. He didn't even look at my account before directing me to Bank of America to cash a personal check. "That's the best I can do. It's not a bank error," he said. I told him that I had no money because of this. He asked me what I wanted him to do. I told him that I wanted him to look at my account as these overdraft fees were due to Sirius XM not me. He went to talk to the manager.
When I came back he said there was nothing they could do. I should take my check to BOA to cash it and go to the branch that opened my account, which is in another city. I started to cry because I didn't know how I would be able to feed my child. I asked him to get his manager who came and said the same thing. I've been a loyal customer since 1997 and this is how you treat me. I told them I'd close my account because they showed no compassion nor did they help/advise. He said OK. YOU CAN’T CLOSE YOUR ACCOUNT UNTIL IT IS CURRENT. Really?
I have never been treated this way by Suntrust employ. They obviously don't value customer service or relationships. They don't care about the people who trust them with their money so after 16 years, I'll move my money elsewhere. I expected them to advise me on how to get this resolved. They treated me as if I were a poor, black girl who was trying to get over on them.
I called the University branch in Murfreesboro who advised me to call the number on the back of my card to file a fraudulent charge dispute. He didn't understand why the Mallory Ln branch couldn't just tell me that. I know why. It’s because they could care less. I called customer service. The nice lady apologized multiple times. She told to watch my account and call back when I see the credit from Sirius. Then, they would overturn the overdraft fees because this is a merchant error and Sirius acknowledged the error by refunding my money. This would not have been a hit against the branch because they can make adjustments as merchant errors. The Branch Manager and his personal banker, **, could use some additional training. Why did they treat me this way? Because I'm black? Not rich? Or because I'm a woman? Could be all 3 reasons.
Reviewed Feb. 8, 2014
I am beyond disappointed! All I want to do is access my car loan information online which has proven to be impossible. I spoke to 2 different representatives and Misty ** who apparently is a Manager. The 1st person: Sir, everything is all set! You will receive an email shortly to confirm your request (Never received anything). 2nd person: Sir, there is a mistake in the personal information you gave me, and therefore I cannot help you (The person did not let me repeat the information). How can these people be so incompetent. As a result, I will find another banking institution to take over my loan, and will strongly discouraged anyone who is considering banking with Suntrust.
Reviewed Jan. 29, 2014
Last year, I came into a little money, I was going to open up a CD account for $5K, instead I let them talk me into getting a SunTrust Credit Card. Well the person told me that I was just a few points shy of that but I could do a secure credit card with 0% interest for one year, they had a promotion going on then and transfer my other credit cards for a low cost and save on interest on them for the year and build up my credit to then apply the following year for a regular card. Well not, I have been charged interest ever since the conception of the card, they said it was keyed in wrong and they can't change it, but they could credit me the charges back.
Well I have been dealing with this for almost a year, have spoken to several persons and it still is not resolved, they give me the runaround each and every time. I am just so frustrated that they are allowed to do this. There was one person that was very helpful and almost had it straightened out, but they let him go in October of 2013 and then I had to deal with another one and now another one because they have had quite a turnaround. I have called to try and get this resolved through the customer service, but they tell me I have to deal directly with the bank that opened my account. Thanks for listening.
Discouraged in Tampa. Needless to say, I have been with this bank almost 20 years, since 1996 and this is the first time I have had so much problems getting something resolved in a timely manner.
Reviewed Jan. 20, 2014
I have been banking with Suntrust for over four years. Apparently loyalty does not matter to this bank. I had a joint checking account with an ex-boyfriend. When we broke up, he stole almost all of my money. I went into a Suntrust branch to close the account and was told I can't close it, and the only way to do so was if my ex died (awesome right?). I then opened up a new account with them and transferred the remainder of my money . I forgot to change over an automatic payment and it caused the old account to turn negative. Well, let's just say that every three days I was getting charged $36 for overdraft fees. This went on for almost three months. I got no phone calls- nothing.
Then one morning I find out that Suntrust decided to pull all of my money from the new account to pay off the overdraft fees in the old account. THEY TOOK ALL OF MY MONEY. There was no helping me. All I was told was that I had been sent a letter and they had every right to take my money (which I conveniently never received). When I asked if taking my money without permission was illegal, the only reply I got was, "No, you signed paperwork when you opened your account with us authorizing us to do so". I HAVE NEVER HEARD OF SUCH A THING, NOR DO I KNOW OF ANY PAPERWORK THAT I SUPPOSEDLY SIGNED. They charged me over $400 in overdraft fees, and in actuality I spent maybe $100! They wouldn't work with me! DO NOT BANK WITH SUNTRUST!
Reviewed Jan. 8, 2014
I have been reviewing the comments from everyone that is upset with Suntrust. Try working for them. I was a top producer for the bank, and took great pride in my job. I was in customer service, so any of these issues you would have seen me. We are trained to get over as many clients into the offices, "cheeks in the seat". We were told to be "your banker" and sell you as much as we could. Offers come up on your profile, that we are required to sell you. Suntrust is a fee driven company, and with the new regulations placed on how fees can be assessed, the money makers are loans, credit cards, Investments, etc. But try getting a fee back, good luck.
I was terminated from Suntrust in September, because a client emailed in and said they never spoke with me over the phone in regards to a credit card application. We were required to make 20 or more outbound calls a day to sell over the phone. We have lists to work from, basically all of your household information on one sheet, to include that yes, you have investments elsewhere. Suntrust does their research and it's all out there and handed to us worker bees. I never took or entered an app that was not approved by the client, and there is a lot of information on the applications that only the client would know, like length of time at current address. I was not allowed to prove myself, and the branch manager that had been with Suntrust for over 20 years put in her notice same day, she is no longer there.
I have been trying to get my pension from them since after waiting the 30+ days after my termination. I was told that they sent a package out, needing a signature on the 25th of September. I informed them I never got a package mailed out to me when I spoke to them on the 15th. Well, you could have checked that with the online system for teammates. Well, that would have been great, if my profile was not deleted. So, the rep. said they would mail out another package. I THEN GET TWO ON THE SAME DAY WITH DIFFERENT DATES. Hum?
I mailed them back, waited a week or so, called them to find out when a check would be mailed. They said December 30. WHAT? Nothing I could do but wait. Yesterday I called, because still no check. Was informed that corporate made a decision not to cut the check, until January 30. I about had a heart attack. If you think Suntrust is unfair to you, they are unfair to their workers. I was 200% of goal when I was let go. I did everything they demanded of me, jumped when told to jump. I am hurt and very let down by this company. If any of you posters want any more inside information regarding your complaints or why they do what they do, because you cannot get a straight answer from them, contact me. The issues I have had with them, go way beyond the waiting for my pension check, buyer beware, work elsewhere, bank elsewhere.
Reviewed Jan. 4, 2014
Same thing happened to me... it is over 600 in overdraft fees. I would not have charged any of the charges if my available balance was a true indicator of what is really in my account. Due to the "lag" in the posting process, you have no true way of knowing your true available balance unless you keep paper records - what is the purpose of having an electronic system then? This is ridiculous. I have only had my account for less than a year, but I am moving my money elsewhere... I have not paid an over draft fee in years. Why are they doing this crap!?
Reviewed Dec. 27, 2013
We work for a check printing company and we see MANY fraudulent checking account orders pass through SunTrust Bank. It is as if they do not care for their customer's personal security and safety. When we call to let them know that one of their customer's financial information has been compromised, they are uncaring and not helpful in the least bit! MANY complaints about this bank and we see why.
Reviewed Dec. 27, 2013
I have been a Suntrust customer for 14 years. I am 64, disabled after two heart attacks. My sole source of income is social security payments of $2130 mo. After two years wait, I started getting medicare in 2007, lots of medical bills for that two years but I paid off all my doctor bills which was little by little each month. My current net worth is less than $10000.
I had to close my Suntrust checking account because of unauthorized ACH payments and start a new one there also. I have paid $1,512 in bank charges. The account I closed was left open and they paid out a check made electronically by a creditor who I was trying to negotiate with. It was returned NSF and was written without my knowledge and paid out via ACH. Of course I was charged the costs. They took $396 from my new Suntrust account and paid the old account off without informing till the night before they seized the money. That left me ($341) and of course they continue to charge $36 a week for extended overdraft charges which will add more charges before payday on Jan 3rd. They had a fiducial responsibility to tell me they could do that before they made the transfer. They did not advise me because they knew that they wouldn't get access to a checking account I opened somewhere else.
I should have been told that their seizing my cash was a possibility. If they did I would have gone somewhere else. They violated my trust and is questionable if it is a fiducial responsibility. They also want $5 for statements now so I can start questioning some of the charges I know were fraudulent.
Reviewed Dec. 25, 2013
When you walk into a Suntrust Bank and they see that you have any kind of money in any or your accounts they attempt to get you to use their Investment group (Suntrust Investments) to invest your funds. DO NOT TRUST THEM! They lie to you and invest your money in long term items so that you do not have the money available. They lie to you and tell you that you will make a nice return on your investment but you don't. I lost close to 7000.00 because of them. They lost money from the principal of what I gave them even though the lying Suntrust Investment adviser told me I would not. This bank is not to be trusted. Stay away from them at all costs and do not trust what any of them tell you. I will never trust them again. This bank is horrible and as I said please do not even use them. You can call them the Bernie ** of investing because they will make off with your money with no return for you.
Reviewed Dec. 21, 2013
About a week ago while at the teller's window, the teller surprised me by telling me that I had been "pre-approved" for a personal loan based on my long history at the bank. I have never taken out a loan for anything and have never had a credit card. I told her I wasn't interested just then but would think about it. Well this morning I thought I could use a little extra for Christmas since December turned out to be especially tight month for me with some unforeseen expenses. I own my own home which I inherited, have been at my job for 15 years and have lived at the same address for the same amount of time. I make a moderately good income and always pay my bills on time. I've always been proud of the fact that I didn't owe anyone anything and lived within my means. My motto has been that if I didn't have the cash for something, I must not need it. I am a very fiscally responsible person.
The bank officer took my information and assured my there should be no problem for my loan of $300.00 with an additional line of credit for $200.00 should I need it. This arrangement seemed ideal for my situation and would allow me to purchase some good gifts for my grandchildren and young nieces and nephews. It was a small amount and I was confident I could pay it all back in mid-January. He said he just had to run it by the loan department and he would call me back in an hour. After three hours with no call, I called him back and was informed that my loan could not be approved because I had no credit history which I told him was the case at our interview. He had told me this small loan was a good idea in case I ever needed more money for an emergency, I would have a credit history.What exactly does "pre-approved mean?" Why am I letting them play with MY money every month? Merry Christmas, SUNDISTRUST BANK.
Reviewed Nov. 30, 2013
The branch manager at my local Suntrust asked if I was interested in a merchant account analysis based on my previous merchant statements. I said sure, and was told someone would contact me the next day. A week later, the lady finally called me (although I specifically asked her to email me as it would be easier for me given my work schedule) and was completely unaware of my situation or needs. I have banked with Suntrust for years and yet she didn't take the time to ask the manager anything about me so she could understand my business a bit. Anyway, after much wrangling with her, I gave her 2 statements, and it turns out that she couldn't offer me any better deal than what I was already getting. So, in short, the rates aren't very good and the communication is broken at best. Look elsewhere for a merchant account.
Reviewed Nov. 7, 2013
SunTrust Bank is now batch processing debit card charges and credit charges in a manner that allows them to take a single overdraft and turn it into multiple overdrafts as they do not process the charges on the day they occur and wait as much as 7 to 10 days to as I was told at the bank "Hard Post" against the account and always post the highest charge regardless of the date/time it came into the system and then post the lesser charges. This has resulted in what should have been a single Overdraft Charge of $36.00 due to the arrival of and Hard Posting of my Geico Insurance automatic payment which I was not aware that it was posting on a Sunday night when all the other charges they held back from the previous week did not post till after the Geico payment.
Had all the previous charges been posted off in the order in which they were transacted, then I would have had a negative balance of approximately $49.00 plus the Overdraft Charge. SunTrust applied the Geico payment in advance of the older charges resulting in a lower balance and then posted the other charges to create six Overdraft Charges totaling $216.00 and further making my account negative. Then I had over $1,000.00 in deposits made and once again they managed to charge an additional 3 Overdraft Charges of $108.00. Now the total Overdraft charges are $324.00 in two days and all but one of them would not be justified by standard accounting practices.
I would like to file a lawsuit and possibly create a National Class Action Lawsuit to investigate and sue SunTrust for what is at a minimum unethical and possibly illegal behavior. However I do not have the funding to pay for such an expensive legal action. Do Not Even Consider opening an account with SunTrust Bank - they could care less about their customers and are just another greedy huge corporation that only cares about making money at the expense of everything else.
Truist Company Information
- Company Name:
- Truist
- Formerly Named:
- SunTrust
- Address:
- 303 Peachtreet St, N.E.
- City:
- Atlanta
- State/Province:
- GA
- Postal Code:
- 30308
- Country:
- United States
- Website:
- www.truist.com
