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Truist Reviews

Formerly SunTrust

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About Truist

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Truist Bank is the result of a 2019 merger of BB&T (Branch Banking and Trust Company) and SunTrust Banks. It has branches in many communities as well as a mobile app and online banking. Truist’s services include checking and savings accounts, insurance, credit cards, personal loans, mortgages and retirement services.

Visit www.truist.com
Pros
  • More than 2,100 branches
  • Free checking for students
  • No overdraft fees
  • Convenient mobile banking
Cons
  • $2.50 or $3 fee at non-Truist ATMs
  • Doesn’t have physical locations in every state

Truist Reviews

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    How do I know I can trust these reviews about Truist?
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    Page 7 Reviews 680 - 830
    Customer ServiceOnline & AppStaffReliability

    Reviewed Sept. 29, 2018

    I wish I read the SunTrust review on this site when I started the account with SunTrust. It's been a long and painful experience but I didn't have the time to close the account and transfer my customers. So, I had to endure it for 2 years. No more. When I open the acct, the bank associates do not know anything about business banking. So, she had to call back office for every little thing. Took 2 hours at the bank to open an account. The bank associate (not teller) does not know what ACH is. Nice. Then the online banking password was sent to me only when I visit the site physically. And when I am at the bank, they sent me the password that I have to log in within 24 or 48 hours. I can't log in at the bank (no computer), so I have to go home to do it. And if there is anything wrong, I have to go back to the bank. I didn't know the rule. So, basically spent time coming back and forth 3 times to get online banking setup.

    The website is not user friendly. Can't pay other people easily using the site. Other Accounting tool (Quickbooks, Xero) can integrate directly with MT&T but not with SunTrust. I have to export manually every month and upload to SunTrust. To log in to SunTrust, your browser needs to have Trusteer tool. Unfortunately Trusteer updates their software every month or so. And every time, you have to research why you can't log in, download the new Trusteer (no auto update), and clear cache and log in again.

    When I asked to add my wife to the business, MT&T bank gave me a Signature Card to sign. But SunTrust Bank Associate and Manager told me that I need to go home and create a letter-head letter to add request adding my wife. Why don't they make it convenient for their clients to have a form ready for their clients to sign right there? Why do I need to go back home and come back with a letterhead? That's when I said enough is enough and close a large account with them. To cover their butt, the associate told the manager that they referred my case to legal. I advise them to send their legal to me so they can have an earful. What a junkie business they have. If you desire any convenience for your business, stay away from SunTrust.

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    Customer ServicePriceStaff

    Reviewed Sept. 27, 2018

    We've been banking with Suntrust for several years, and we used to have a great relationship with a few of the bank officers there, who took great care of our financial needs - we trusted those bank officers. Sadly, all of them have since retired, leaving a huge customer service void in their place. We recently deposited a check from one of my clients that has been a monthly online deposit of exactly the same amount for over five years. HOWEVER, this time, two days after the deposit was made, as always - ONLINE - I checked my account online to see that the check had been refused by Suntrust, and on top of that, they charged me $12.50. I called to ask what happened, and the young man on the phone said "We couldn't read the account number." I asked, "mine, or the sender's account number?" He replied, "The sender's."

    I asked him why didn't someone call me, or text me, or email me? Why just charge me $12.50 and not notify me? If I wasn't the kind of guy that checked his accounts daily, I would never have known, and I would have been out the amount of the check itself, ($600.00) PLUS the $12.50... So, my balance would have been $612.50 less than I thought it was - what if I had written a check on those funds? Then I would also have an overdraft... Is that what Suntrust was hoping would happen? I wonder. So, I found out that if I go to a branch and deposit the check physically, they will "as a courtesy" remove the $12.50 charge. Why didn't they, "as a courtesy" call me when they discovered they supposedly 'couldn't read the account number?' I also bank with USAA, so I will very soon be moving my account to them. Suntrust can say goodbye to a very large account.

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    Customer ServiceOnline & App

    Reviewed Sept. 27, 2018

    Rang the bank, mobile app not operational. Was told fees would be honored stating that checks were written & I was concerned for them bouncing & additional fees. I waited to see if the mobile app was operational the following day, it wasn’t. I had to mail my physical check & it was received a day ago. The mobile app was operational two days after I made the first call concerning the app. A supervisor got on the phone with me & with no intentions whatsoever to refund me anything else other than a courtesy fee that was already refunded; two to be exact, stated that the bank would only refund any fees during the time the mobile app was not operational; in which wasn’t explained to me on the original call. My physical check that I sent in has the date printed on it, the date from the mail in which they received it, is printed on the envelope, but I’m still not to be refunded any fees that were charged to my account during those dates.

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    Customer Service

    Reviewed Sept. 24, 2018

    I dealt with many bank but Suntrust is fraudulent bank for no reason at all. They're money hungry greedy company. I pray that Jesus Christ expose them into rebuke. Their intentions of business to be useless in avoid by fire in force in the blood of Jesus in history account is fraudulent. I was told twice that I would receive my cash deposit from their ATM. I was told 10 business days that my cash will be posted back!!! into my account. It's been 3 weeks now. They're very unprofessional and took money on my account and did not put it back and told me that my account history was negative and not on my database have I ever showed my account being negative. Suntrust is frauds and they don't have to be. Suntrust can generate billions of dollars if the brand name is switched in. Their customer service needs to be improved. I'm so disappointed. They're training to take your money...

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    Customer ServiceStaff

    Reviewed Sept. 19, 2018

    I submitted a claim to Suntrust about a charge that was done on account. I called many time to get information. Customer representative was very rude and then placed me on hold, because I asked to speak supervisor. I requested some information about case stated was going provide it. I still have not received the information. Then stated that had do something and wouldn't help me get the information then disconnected the call. I will be removing all my accounts from Suntrust so I advise anybody not to open account with this bank.

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    Customer ServiceStaff

    Reviewed Sept. 18, 2018

    Opened an account online back in July and all of a sudden I was mask alerted with Fraud and have not been able to access my funds I deposited into the account after giving all of my same information to create the account. I was told by every representative I spoke with to go to local branch which is 482 miles away from me with a picture I.D. I offered to send in a copy of my picture I.D. via email to whatever department and I was still rejected. What I don’t understand is how they will allow you to create an account, take your money then say, "Sorry for there is nothing more we can do about it." This is absurd. Never again. Worst banking company ever.

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    Customer ServicePrice

    Reviewed Sept. 17, 2018

    The online banking and the mobile app not working, it has been 2 days now. It is very frustrating! I called customer service in the past 2 weeks 3-5 times, they are not helpful at all. Also, there overdraft charge is ridiculous.

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    Customer ServiceReliability

    Reviewed Sept. 17, 2018

    Have had my business account at Suntrust Bank since 1985. Have had an issue regarding a payment being taken out every month which I never approved. I have been trying to resolve this matter since 2011. The branch offices have stopped the auto payment several times only to have it start again the next month. This has now added up to approximately $12,000!

    Despite my complaints and the branch offices telling me they have turned the matter over to be investigated, I have never even received ONE response from this so called Investigation Dept. I have become very disgusted with this bank but just changing banks at this point would not solve the mystery of the missing money. That would just weaken my ability to do anything about this. I can only imagine how unresponsive Suntrust would be towards a non-account holder. They won't even tell me where the money goes to! This is insane!!

    I have recently sent descriptive letters to the Federal Trade Comm. and all other parties potentially involved and have received no response from anyone regarding this potential fraudulent activity that has been going on now for 8 years. I have had medical issues preventing me from spending my entire life in a battle with Big Business, but now I will spend more time trying to resolve this matter. Something is wrong here and no one appears to want to do anything about it. Suntrust or AT&T, one or both of them are possibly committing fraud.

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    Customer ServiceReliability

    Reviewed Sept. 13, 2018

    I try to mobile deposit a check for $18.45, but it did not went through. It came back an error message. After one hour I Mobile deposited the check in my Chase account and I got a confirmation. Two days later I am logging in in my Suntrust account, and they charged me $12.50 returned check fee. I called the bank, talk to a rep. She said she can not see any error message send to my contact information, so they will not refund the $12.50. I ask for the supervisor, and I spoke with Jayson **, who also said the same, it will not be refunded the $12.50 because they cannot see any error message. They said probably my phone is defective. I’ve been banking with Suntrust for over six, years, and this is the day I close my account!! Their system is so often down, so many issues. I suggest to look for a more technologically advanced, and more customer appreciative bank! Very disappointed!!

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    Customer ServiceInstallation & SetupCoverageStaff

    Reviewed Sept. 12, 2018

    I have only had this account for 3 months maybe and I am completely disgusted. The branches are helpful but any dealings with the contact center is unethical. Every two weeks before a paycheck they manage to find a way to trick me out of money. The mobile checking you cannot trust. Mobile account says one thing, mobile alerts say something totally different and you call in and they have no remorse. I have collected over 12 overdraft charges in exchange for using these services.

    They do not process charges until 3-4 days later and go back and readjust and recalculate your charges at that time to cover up their scams. I imagine they get a lot of calls about this because every time I call the representative has a terrible attitude! There is so much to say that I'm sure wouldn't all fit here. I have already contacted my credit union to open a checking with them. At least I can trust my credit union!!!! Why is Suntrust still up and running??? I wish I knew a way to sue.

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    Customer Service

    Reviewed Sept. 10, 2018

    I had a car loan with Suntrust Bank. After paying off the loan I had to call Suntrust loan department several times to get a pay off letter. It's horrible, pathetic and extremely bad service. Horrible service.

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    Customer ServiceStaff

    Reviewed Sept. 9, 2018

    We have been banking with SunTrust for over a decade and have always been pleased up to this past summer. We moved from Virginia to West Virginia in June 2018. Unbeknownst to us SunTrust closed all branches in West Virginia in the Spring of this year. I have been receiving my statements via email until this month. I did not receive September's statement so I called the main SunTrust phone number. The first woman I spoke with asked me for my SunTrust Credit Card number which I provided. She proceeded to tell me this card did not exist. I explained that I use it every day and not only make payments each month, I pay it off. I told her I was calling about my statements not my credit card although at this point I am beginning to get worried.

    Long story short I had to hang up with this customer service representative and call back to get another, hopefully, more experienced one. The next one did focus on my reason for calling, but told me she did not know, nor her supervisor, why I stopped receiving my statements. She said she would mail me a copy of the statements. And that is how it ended. I still do not know why they stopped and now worried about all my accounts. I have already gone to a new Bank and plan on transferring all my accounts. I believe SunTrust is in financial straits. So best do your research first.

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    Coverage

    Reviewed Sept. 6, 2018

    My business acct. is attached to an overdraft line of credit. June 3, '18, I over drafted with fees $721. June 23rd, I paid $1100 to my overdraft account leaving $379.00 credit. In July, I over drafted checking by $200. I was charged automatically a OD service fee $3.77 and $6.00 finance charge. I asking them to waiver these fees as I have a CREDIT in this account and I was really NOT overdrawn if I am using my own money.

    Tatiana could not see the benefit of discussing this waiver of fees as she was focused on WHY the bank could not credit me back anything. "That is just our policy" she said. I noted that I am a 33 yr. client to the bank with 4 accounts. I have had many, many, credit card and bank customer service people who would and could return fees. In this case, POLICY that she was taught was all she could focus on... I can't wait until block chain happens to banks as these policy and not process robots will cease to exist!!! My Goodness...banks (the ultimate money middlemen)...

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    Reviewed Sept. 5, 2018

    Last year we decided to apply for a Suntrust Equity Line of Credit which was approved. We did not need to use the credit line as of yet, but wanted to have it on hand. The last line of credit we used over $65,000 and paid it back. I recently received a $65.00 deduction of our account. I spoke to our account manager and she stated that this is going to be the yearly charge for having the equity line available to us. So, you have to pay to keep an equity line. I will be moving my vehicle loan and looking for another equity line of credit so I can close this as soon as possible. Very unsatisfied with Suntrust.

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    Customer Service

    Reviewed Sept. 4, 2018

    When making payment on my account. The amount taken out of my checking about was 3 times the amount which should have been taken out. When asking for refund was told it would be sent in 7-10 days. They would not refund to my checking account from which it came or overnight. When I called back to see when the check was mailed, I was then told I had to wait 5 days before they could send it out, which meant a total of 12-15 days. This is unacceptable service. I would never do business with this institution again. I gave 1 star, only because I was not able to give less. I would stay clear of this banking institution.

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    Staff

    Reviewed Aug. 30, 2018

    Attempted to open account with Suntrust (didn't read reviews first... that was my first mistake). They opened the account, took the initial deposit, and then closed the account for absolutely no substantial reason. Representative just kept saying it is their right to end the relationship at any time. What the heck? Been doing business for over 25 years and never had any account terminated with any company...ridiculous. Don't waste your time.

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    Reviewed Aug. 26, 2018

    It seems that every time I check my balance the mobile app is having maintenance problems. Suntrust is a large bank that seems to be out of touch with its customers. Been with ST for over 40 years. Past time for a change!

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    Customer ServiceContract & TermsSales & MarketingStaff

    Reviewed Aug. 16, 2018

    I had fall for the scam of so called "checking account promotion" Suntrust bank ran between January 03 and May 01 2018. The terms and condition of the offer were to open a checking account, deposit at least 100$ within 14 days and $2000 via direct deposit within 60 days, if the conditions are met - there would be $500 deposited into my account. I CAREFULLY read all the fine print, as well as just general terms of the promotion. I also took a screenshot of these rules and confirmation of the account opening page just to be sure nothing is missed. I had a time stamp that also showed that the screenshots were taken within the time of the promotion. I had deposited $100 within 2 days of account opening, $6000 in my account via direct deposit within 60 days and continued to do so later.

    After 3 months no promotion was deposited. So I called the customer service and they told me there was another condition - there was supposed to be 10 debit card transactions. Nowhere in the terms and conditions that was mentioned. So I opened a complaint case that was research by marketing team. Originally I was told someone will get back to me within 2 days. Then they said it's going to be 5 business days. Then someone called me and said someone will get to me within 15 days. When Matai ** finally did call me, over 2 weeks later since I opened the case, I had sent her the screenshots and all the data I had, just to receive a denial couple of hours later. Her manager Amy ** also was not helpful and completely disregarded the information I presented.

    I had spent hours on the phone trying to explain that I have the proof that I followed the terms and conditions, but they did not want to listen and refused to stick with the rules that they defined stating that no bonus will be given, yet they would not be able to answer where would I get the screenshots from if this information was never posted. On the top of that, I was charged 25$ maintenance fee!

    AVOID THIS BANK AT ALL COSTS. These people are scammers and have the worst customer service, very slow response and absolutely not customer oriented. I was going to apply for mortgage here, thinking must be a good bank since they run such a great promotion. Well, not anymore, I will be closing the account faster than speed of light. THE BANK IS A SCAM, TAKE YOUR MONEY ELSEWHERE! Do yourself a favor and DO NOT fall for any of their so called "promotions', these are the scam just so they can get some of your money and your information so they can later sell it and flood your mailbox with other "great offers".

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    Customer ServiceStaff

    Reviewed Aug. 14, 2018

    On June 21, 2018 I noticed there was 4 charges on my account that I didn't authorize at all and early Monday morning 25th at 6:18 am I received an text message alert for a $962 charge so it asked was it me or to stop it so I stopped it and went inside a branch on Hacks Cross Rd in Memphis TN where I spoke with bank manager to file a complaint and as we were on phone with Suntrust fraud department they said 4 other charges were trying to go through so they stop it now. My claim for the other 4 was filed and I was waiting on a phone call which Suntrust never called and they send me an email decline my case so I filed an rebuttal form. 3 weeks after received a called and email to contact investigator over case.

    Once again declined my case. Again claiming not enough documents from me to prove my case but I did my own investigation and got my own money back which the jerks at Suntrust paying someones else bills and they didn't even investigate my case. I withdrawn all my funds and closed my account. I had this problem with Suntrust before so I gave them the benefit since I had this account for 11 yrs and they wonder why I never gave them my businesses accounts or savings accounts. Never. This is a terrible bank to trust with your money. They don't care about you. I don't know who's the worst. Suntrust or Wells Fargo. Both needs to go out of business.

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    Customer Service

    Reviewed Aug. 11, 2018

    I opened an account online with Suntrust. Friday August 10 I went to a local branch to deposit a payroll check on a bank with a large local footprint. Because the bank the check was written on is a prominent bank, the teller informed me that the funds would be available the next day. The following morning at 7:25am I received an email from Suntrust stating that the funds are available. I get dressed and drive fifteen minutes to the closest open branch only to be told that the funds are on hold until August 18! Of course I was furious. The bank manager was at a loss to explain the email I received from Suntrust as well as why it's going to take five business days until the funds are available on a payroll check from a prominent bank. As soon as those funds are available that account will be closed. You don't play with people's money like that.

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    Customer Service

    Reviewed Aug. 8, 2018

    This company tries to get you for your money. Then when you call customer service they don’t even try to help you. They charged me fees after I transferred money. They think they are slick. Little do they know I know someone in the banking industry and they know the tricks on what they do to get extra money by holding things until it’s a lower amount then process. Worse bank!

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    Staff

    Reviewed Aug. 8, 2018

    I went to a branch in Maryland last week and opened an account on behalf of my minor son in order to receive social security benefits. A few days later when I went to check on the account deposit I was told my account closed. The only reason provided was due to their rules and regulations. When I spoke to a supervisor in customer service I was told Suntrust can use their own discretion and close any account for any reason or no reason. I spent 6 hours in the social security office setting up and providing this new account information. Just to find out the next day my accounts were closed. I did nothing wrong and do not owe anyone any money.

    Now I have to go back to social security and a new bank and do this all over again. DO NOT TRUST this bank!!!! They will do the same to you. I have read at least 23 other complaints about Suntrust bank doing the exact same thing to other customers. Apparently they don’t want to do business with you if it’s a social security check! BEWARE of this bank. Now I don't have any money to feed my son and get him school supplies and clothes. How can Suntrust bank keep doing this to people.

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    Reviewed Aug. 6, 2018

    I went online to open account. I usually go in to do business like that but I put my trust in it this time because I had no way so the account was open. They said I owe some cash. After I call the next day to confirm I was told it was ok so I went to the bank. Deposit the check. Once they got their cash they immediately close it. Ok I was ok. That is their rules. So I am trying to get my cash back. They said it was mailed out and it take up to 5 days. Well it's over that and now I am being told it's up to 10 now. Mmm. I have bills due and I am getting the run around. I am so very displease with them but I would like to say thanks because it is truly a learning experience. I see why my parents didn't trust putting their cash in a bank. It was not hard for them to deposit but it's hard for them to give me my cash I earn. Thank you.

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    Customer ServiceStaff

    Reviewed Aug. 2, 2018

    I opened up this checking/savings account online. My permanent address is in Miami, FL but I am Currently Not In Florida, I am in Texas for the next 6 Months for work (so there Is Not A Suntrust Branch Location In Texas & I Cannot Fly To Florida Due To Your Incompetence). When I opened this account I gave the representative the address I currently reside at in Texas and requested my Debit Card be mailed here - he said, "No problem." When I did not receive it a week later I called again and was told that my new address could not be verified so my debit card was sent to my old address in Florida, I let the rep know that I had already submitted a change of address form with USPS and he said the card should get to me fine (after all, I did receive the separate PIN number already).

    Then another week and no debit card, but received a text from Suntrust saying my debit card was returned by USPS. So again I just called to asked if they could send my card to the right address. This person made no sense because I was told the only way I can get my card mailed to my new address is to fly to a state that has a branch and talk to the people there. What?? Then I was told that I needed the right kind of cellphone service because mine doesn’t match my account even though it’s the same number I opened this account with.

    It’s 2018, people do not need to physically walk into a branch to get a simple address change- especially in my case where I told you from the beginning that I need my debit card sent to my present address in Texas - it’s wrong of your company to just ignore that request “for my security” and just decided to send the card to my previous address that I no longer live at. Then to not know how to help me when I called when that is exactly what your text message instructs me to do. If I can’t get my debit card mailed to the right address (the address I have with USPS) then I do not want to do business with your company. This is the worst experience I have ever had with a banking institution and you guys need to do better.

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    Customer ServiceStaff

    Reviewed July 28, 2018

    I went to the Suntrust branch located at 581 East Highway 50, Clermont, FL 34711. I used the drive thru and had to wait for over 20 minutes after I gave the deposit slip to the teller. Because it was taking so long, I pressed the call button. The teller was displeased and his answer was "If you are in a hurry, next time use the ATM machine". I have many options to do banking with; I certainly don't appreciate his rudeness. As a customer, I have the right to decide whether I want to use the teller or the ATM. I am not sure if the teller realizes that he has a job because customers like me prefer to use the teller service. I can easily bank with Ally Bank that is an online banking and it has an outstanding customer service!

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    Reviewed July 17, 2018

    I had a car loan from Suntrust from Five Star Cadillac. I made two payments every month for 8 months until I called for a payoff & found out This bank does not have a special line to make extra payments, so only 3 of my payments were applied to the principal. Being very upset, I went to my bank to pay off this loan. My bank applies all extra payments to the principal balance. I lost about $1,000 because of their neglect. Please be careful.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 12, 2018

    I received a SUNTRUST credit card based upon my employment. I used the card for official purchases. I got the bill today and had a $30 late fee. I paid each bill on time. When I called to ask about the late fee they said I did not pay. I said I paid and when they confirmed the amount I had accidentally underpaid by 20 cents. I paid $756.54 vice $756.74. I explained if I was going to not pay the bill I would not have underpaid by 20 cents. I misread the amount. I have outstanding credit and have never been late with payments. I asked if the fee could be waived. They would not work with me. This bank is not people friendly. The facilities I bank with would see the 20 cent error. I will be closing the account and request my company bank elsewhere. Recommend you do not bank with SUNTRUST. After reading other reviews I should not have been surprised by the lack of personal service and people friendly associates.

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    Customer ServiceStaff

    Reviewed July 12, 2018

    I have been with Suntrust for over 10 yrs. In March 2018 I noticed I had fraudulent activity from a company that does not exist. I went to the bank immediately, the bank manager could not help me at all. She told me I had to deal with the fraud department on my own. Which is not true, this is a part of her job description. I asked her to please change my checking account number. I also asked could they send me a new bank card, she said no she could not, I asked why. She said she just couldn’t (she is the bank manager). I went to her 4 different times, she refused to sit at her desk open up my account on her computer to look over the fraudulent activities that have been going on with my account.

    The 5th time I went in the bank a kind gentleman who is a teller took his time, went over my account, called the fraud department which then they closed my account. Three days later my account was reopened without my consent or knowledge. I went back to the bank. The gentleman that help me before was not there, so I had to talk to the bank manager, I waited 30 minutes patiently while she was with another client. I overheard the entire conversation which wasn’t about banking. It was about personal issues while I sat there. I became extremely upset and left that branch.

    I had to go to another branch to get my account closed permanently. My dispute/rebuttal is still going on, it’s been since March, this bank also charged me overdraft fees and then another extended fee in the same day which was $72 each time, plus the fraudulent activity that was going on in my account. I had to hire a lawyer! This bank manager does not care in my opinion. Also this bank has put me in debt. My money was stolen plus the bank fees that I was charged was ridiculous. I warn everyone. Do Not Deal with this bank. Also don’t trust them with your money.

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    Customer ServiceStaff

    Reviewed July 10, 2018

    I recently relocated from Alaska to the DMV area and I wanted a local bank account. So I opened an account. I did the first deposit of $100 w/ my debit card and then a few days later I deposited a check from my retirement fund for over 10k. It cleared. I went to take some money out. They gave me the runaround. They placed the check on hold. I said okay, no problem. I checked the account the following Friday. It was restricted. I called customer service. They said I needed to go into a branch to get an answer. I went into the branch. The branch manager said the account was restricted because they couldn't verify that the check was valid. I said, "Why don't I have access to my account." They said because it was new account and the check was waiting to clear and that they couldn't verify that the check was valid.

    I called the retirement fund, they said the check cleared on 7/3. I went back into the branch, 20 minutes later and was advised that the account was closed due to violating the banks rules and regulations. I asked what rules and regulations. The rep said he didn't know. He gave me the number to the fraud department. I've been on the phone with them for almost an hour and still nobody can tell me what the problem or when I will receive my money back. Now they are telling me that they may cut a check in 5-10 business days and that my issue has been escalated.

    I talked to the manager, she said a decision has been made to close the account and then 2 minutes later she said, a decision has not been made and I will receive a letter in the mail. She couldn't give me a time frame. I asked her what rule did I violate. She said, the bank has the right to terminate the relationship at any time for no reason. So which is it, I violated a rule or you just didn't want me as a customer? The double talk is annoying. I should have just sent it to my normal bank, but this is what happens when you try to open an account with a local bank. Stay away from Suntrust Bank!!!

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    Customer ServiceOnline & App

    Reviewed July 4, 2018

    I deposited 2 checks totaling more than 10 thousand in separate deposits at different times of the same day. They placed a hold of 10 days on it. One guy at the hold department told me that they had "confidential information that the check may not be paid" so I called my client and he sent me the proof that his bank was debited already for the checks. I called everybody and even went to the branch. Nothing got solved. The manager was surfing the internet (I could see his computer from where I was standing) but never try to help me. I signed the book to be called at 3 pm. There was only 1 customer service but I was next so I waited and waited. At 3:40 I left.

    I don't have the time this bank requires. They have super old structure. Their app is a mess. Their customer service is crazy. And they are playing with your money for 10 days making you believe the other bank may not pay it when they already have it since day 1. Government should take a look at this bank and fined them. I need a bank that adjusts to the year we are in.

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    Customer ServiceSales & MarketingStaff

    Reviewed July 3, 2018

    I opened an online business checking 2 months ago, and I have had nothing but problems. When I called customer service the first time to find out the status of my debit card, the person could not help me. He just kinda shrugged his shoulders. Called again. Again, no one could help. I finally received checks in the mail, and figured things were finally set up. Nope. The check I wrote was returned, because my account was "frozen". Called again. Still no answers. Just got that told that the account is frozen, but no one knows why. I have called several times with no luck. I spoke to a supervisor the last 2 times, and was told that they will forward my request to someone else. Never received a call back that I was told I would get. The service has varied from downright rude to actually seeming to care. I'm now requesting my money back, but who knows if I will ever see it again. I'm beginning to wonder if this is some kind of online scam.

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    Customer ServiceStaff

    Reviewed June 28, 2018

    I was having trouble with the mobile app so I called the toll free number (ending in 8787). They tell me they don't help with that and that I have to go into the bank for assistance. I take my lunch hour and go to the bank. There is no place to sign in so you just sit and wait on someone to ask if they can help you. I sat for a short time before I got up and asked the teller if I am supposed to sign in. She told me that I don't sign in, I just sit and wait. So I continued to sit and wait. I don't know for how long, but it was enough time to realize that by the time I drive back to work my lunch hour is over.

    I am upset because their customer service stinks! No one acknowledges you when you walk in the door. There is no place to sign in to let someone know you need assistance. There is no direction as to what you need to do. I truly felt out of place and as though I was an inconvenience to these people. The few dollars I have in this bank will be inconvenience to someone else. I am closing out this account.

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    PriceStaff

    Reviewed June 26, 2018

    I recently had a problem with an online payment. I was making a payment of 25.00 on one of my accounts. Seem like it worked fine and the payment was made for 25.00. I checked my bank account and the amount of the payment was showing 1348.00. Now that was way more than 25.00. When I pulled up my account, the payment was still pending. I called Suntrust to stop payment because this amount would overdraft my account. The person helping me with the problem tells me that they can not stop payment due to the case will need to be investigated. I ask why. She said, "Because you made a payment for 25.00 and the amount showing is 1348.00." So I asked how long this will take. She response 10 days. WHAT!!!

    So to date, they have now charged me 216.00. I kept telling them that it would overdraft my account but no one seems to care. If the payment was still pending, why could they not just stop payment. Thanks Suntrust for the great experience. NOT. I'm still waiting on the paperwork to be emailed to me so they can investigate the payment. Is there anything I can do? I believe they should have just stopped the payment. I will be looking for a new bank!

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    Customer ServiceStaff

    Reviewed June 19, 2018

    Kept me waiting for 2 weeks for a HELOC for no reason. First they sent the application wrong. Then the loan officer didn't send the correction, then the last person is just trying to get rid of me on the phone... If you value your time, skip these people.

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    Customer ServiceStaff

    Reviewed June 19, 2018

    Been a customer at this bank since 1998. Actually opened the account at this branch. In the last 5 years, I have tried to avoid going there because the customer service was so bad. The manager(s) were bad and unprofessional and I found the tellers to lack professionalism and seem to lack training as well. For example, I overheard tellers disrespecting customers was they leave their line by discussing personal information with each other which can clearly be heard by those of us in the line. In addition, all of the tellers, I have contact with in the last year seem to lack professionalism in dealing with customer and also lacked basic knowledge of the business.

    Today 6/19/2018, I went there to make a large withdrawal. The teller, Alexis ** briefly keyed in my information and then told me she could not handle my request because there was no "signature card on file". She said, "have a seat and I will get one of the managers to assist you in completing the card." Rather than protesting, as I was sure a card was on file, I sat down and waiting 15 minutes. No help can. I left this branch and went to the Branch at Friendly and was able to complete my transaction within 2 minutes no issues. I mentioned the problem I had at the Elm Street Branch and was given a print out of my signature card dated 1998. The entire interaction was professional, knowledgeable and respectable.

    Then I went back to the Elm St Branch to discuss my concerns with the manager Tim **. He was totally unprofessional. Lacked empathy, never once apologized for my inconvenience and instead blamed me for being rude to him. He refused to give me a specific person to whom I can raise my complaint. So I left there and am writing this review as well as trying to contact management about this branch because they have serious issues at this branch. Not because I say so but because a little customer feedback on every interaction for one week would alert management of whats going on there. I have my retirement, IRA, saving and checking this bank but I am going to transition to another bank as fast as I can. Avoid Suntrust - especially South Elm Eugene/Florida Street in Greensboro, NC.

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    Customer ServiceCoverageStaff

    Reviewed June 19, 2018

    Closed Business Account. The worst bank ever... Do not ever bank with them or if you do then beware... They can and may close your account with no warning. These people are useless and have no brains... They are so inept and they have not advanced. No wonder the bigger banks are in total control... I foresee them selling off or being overtaken by another bigger and more efficient bank.

    Updated on 06/19/2018: Following up to my last review... So we had a business account with Suntrust and 2 personal accounts. My family have been banking since 1979 with Suntrust... That didn’t matter... We had a check from our other business account which was returned because our credit card sales from that account did not clear in time for unforeseen reasons by those cc companies placing hold. Since there were auto payments that cleared Suntrust our account was in negative and we immediately covered with cash deposits and went into to the manager to explain.

    She assured all will be fine until we called again to find out when our accounts will be not frozen since ALL our accounts were not accessible. She said after 10 business days all will be fine. Well come to find out after 10 business days and after not paying any of our auto debits and charging fees for extra money to them they closed all accounts and mailed us the balance in checks... No communication whatsoever... These people are on their way out. They will not last much longer with the banking competition. DO NOT EVER do any business with Sunbank aka Suntrust. You will regret and will lose your hard earned money to these crooks.

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    Staff

    Reviewed June 15, 2018

    I have been working closely with a client of mine who is also a client of the SunTrust bank in Douglas, GA. I had the pleasure of speaking with a Mr. N. ** a few times due to us having the same client. I highly recommend working with him because he is patient, professional, and very helpful anyway he can be. If you're thinking about SunTrust, stopping thinking and open an account. You won't regret it!

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    Sales & Marketing

    Reviewed June 13, 2018

    I opened a account and 3 days later they canceled my account and are holding my money for 13 more days before they mail me a check for it. I deposited all my savings to open this account and now have no money as I wait. They opened the account with a sales mindset without ensuring they would keep it open. According to everyone I cannot get my funds and as far as anyone is concerned I can starve and lose my job because they are not willing to give me my money. I have to wait. So here I am no gas, no food, no money. Thanks Suntrust.

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    Reviewed June 13, 2018

    This place needs to be sued. Their banking process set me up for failure. I withdrew cash from a teller and they processed it like a check which meant it was held for 3 days making it look like my balance was larger than it was. Soon I had a pending negative balance so I rushed into the bank and deposited money to fix it. They held the deposit for 3 days, overdrafted my account and charged me $36 for each overdraft. Now, because of a whole lot of $36 fees and other fees that I don't understand (like a "returned deposit fee" on the cash I deposited), my account is now negative hundreds of dollars. STAY AWAY FROM THIS BANK!!!

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    Reviewed June 12, 2018

    I wish I could give Suntrust bank a negative 5 stars. I recently started a small consulting firm. I applied for a business account online with Suntrust Bank on 6/5/18. I sent in a deposit and all of the requested documentation and the account was approved on 6/8/2018. On 6/9/2018, I made a deposit from my first newly acquired client. I was told that the funds would be available on 6/11/18.

    The following Monday 6/11/18 I went to check my available balance and there was a message stating that I currently had no available funds. I called the bank and was told that my account was scheduled to be closed on 6/19/2018 due to violation of Suntrust rules and regulations. I asked for an explanation and there was NONE. I think that if my account is going to be closed, I should know what the violation is. I was also told that it is going to take 7-10 business days to actually close the account and another 7-10 days to receive my funds that were deposited. THIS IS NOT FAIR!!! The funds that I deposited are funds that I need to run my small business. I would really like someone from Suntrust to reach out to me with an explanation.

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    Customer ServiceStaff

    Reviewed June 12, 2018

    I have bank with Suntrust for more than 5 years and this last incident takes the cake. I went into the Branch located at 5305 Windward Pkwy Alpharetta, GA to make an over the counter cash withdrawal and, I had problems. I am ** and that was one problem for the mostly Indian and ** employees. I did see one other ** woman besides myself. I provided all my credentials and still was not able to have my banking needs meet.

    I was in the bank well over 37 minutes without any customer service. No one could give me any information. I requested an explanation, one was never provided. I even requested to close my account and give me all my money, once again Suntrust was illegally withholding my money. I had to call the police on Suntrust Bank. Only then, was my banking request handled. Suntrust Bank practice unfair business practices such as race discrimination, dishonesty, consumer fraud, retaliation, and theft. Suntrust should not exist. I would suggest no one bank with Suntrust. You will regret it, regardless of your race, sex, and beliefs Suntrust will take you on a horrible ride. Try another bank.

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    Staff

    Reviewed June 7, 2018

    I have a business and I opened a business banking account with SunTrust. Worst mistake of my life. The first few checks that I deposited went right through and the funds were available the next day. I then deposited a check for over $3,000 and they put a hold on it. I'm a reasonable person. The check was from out of state (Navy Credit Union Georgia) so I understood they probably put a hold on it. No problem with that. I understand. I'm reasonable. I then deposited a check for $575 into my business account with SunTrust figuring that it would be there the next day. It was a local check from (Regents). They placed a hold on that check also.

    Please understand Suntrust at Cash the same check from the same customer for the same amount 2 days prior. Now all of a sudden they're putting a hold on everything. I would not do business with SunTrust. They keep giving me this crap about it being a new account and they can do this up to 30 days or forever I guess. I will not deposit any more money into this account. I am going to go open a new account tomorrow and open it with a check that I just received from another customer for $2,500. If you bank with SunTrust you're nuts.

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    Customer Service

    Reviewed June 3, 2018

    Suntrust deducted money from my checking account without notification or an apology. I have banked with Suntrust for more than four years with customer service going down to zero. Most of them are trained to get rid of you and proceed you to 1-800 number. The online services has improved tremendously but Accounting Department makes numerous mistakes. I filed 3 complaints against a company that countered my account more than once month. I filed 2 fraudulent charges and one end of month. I was satisfied how Suntrust credited my account after it was put in negative balance.

    Suntrust accountant made a mistake calculating the charges and paid me $150.00 more than they should have. They never notified me. Just debited it from my checking account. This bank should be held accountable for their mistakes and take fall, not customers. I'm presently looking for another bank that appreciates its customers. IF YOU CAN'T MANAGE YOUR MONEY I KNOW YOU CAN'T MANAGE MINE!!!

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    Customer ServicePunctuality & Speed

    Reviewed May 30, 2018

    Suntrust canceled my Debit Card for fraudulent activity, despite the fact that no fraudulent activity had occurred. Add to this the fact that they did not tell me it was canceled and I had ordered food at a local restaurant that I now could not pay for. So humiliating, my mother had to make a 90-mile round trip from Christmas just to bring me cash for my food. Then, when I call Customer Service, they tell me that the new card can't be sent to my mailing address... and sit down for this one... because the number of the cell phone I was calling from was not reporting an address, despite the fact that it was on record from the day I opened the account, along with my mailing address. Then, they tell me it will arrive at the branch on Thursday or Friday.

    So, I call on Friday to confirm it was at the branch, and am told by the customer service department that it had been delivered and I could go pick it up. I get to the branch, and no card was received. They tell me it will arrive on Saturday, but can't give me a tracking number. So, now it's Tuesday, and still no card. But, they tell me they'll be happy to tell me when it comes in. (Keep in mind it's now 4 days late and was supposedly sent via FedEx overnight...) Still, no offer to try and locate. Now it's Wednesday, and I go to the branch, and no card still. They finally decide to re-order. In the meantime, I can't pay any bills, order anything online, pay at the pump (yes, I'm handicapped, but Suntrust doesn't care about that...), and can't pay my E-PASS tolls. (Suntrust didn't care about that either.) TERRIBLE CUSTOMER SERVICE. AVOID AT ALL COSTS.

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    Reviewed May 27, 2018

    This company is super conservative when it comes to fraud. I signed up for what I thought was a secret shopper program which sent me a check that I deposited. Apparently, Suntrust detected that the check was a fraud at which point they denied me access to ALL (why all of them?) of my accounts with no warning. This happened while I was on a business trip leaving me with no access to any of my funds since I do not use credit cards. Suntrust says my funds will be released in 5 to 15 days. I talked to someone in their Client First Solutions department. Apparently, that is a misnomer since my concerns certainly were not first!

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    Customer ServicePriceStaff

    Reviewed May 26, 2018

    I have been with this bank for over 20 yrs. And they have always had my best interest at heart. Always trying to find me ways to save and build my money. The people are always pleasant and ready to help with any questions you might have. I had to email a question a few days ago to a representative, and she called me back within 10 minutes. WOW. Now that's going the extra mile.

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    Customer ServiceSales & Marketing

    Reviewed May 26, 2018

    Do not trust the transaction history on SunTrust online banking app. After following my account from Monday to Friday I knew exactly what was purchased and when. However, when I checked my account on Friday morning SunTrust wrongly adjusted all of my transactions and the order they were placed in. In fact they charged me an overdraft fee when according to my online banking history showed a positive balance and in fact was still positive even after they took their overdraft fee. I spent over an hour dealing with AWFUL customer service.

    This woman claimed she was a supervisor, however it sounded unlikely. She claimed it was my fault for not knowing what SunTrust was doing with my account behind the senses all week due to a ongoing dispute that I was never updated on. All week I was able to make purchases with an apparent negative balance that showed positive up until Friday morning. They claim that my card swiped at the end of the day caused a automatic withdrawal (which was done at 3 am) to make my account in a negative balance. Confused? Trust me I know the feeling. It is all a bogus way for them to make money. What a scam. I'll be closing my accounts.

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    Customer ServicePunctuality & Speed

    Reviewed May 26, 2018

    My family and I moved from another state and needed a bank. We deposited a few checks for checking and savings with them in Friday around 1-2. We were told our funds would be available to us in 24 hours along with our debit cards (me and my hubby) in 3-5 business days. Well Saturday our funds were not available and was told our funds were on hold for the next 7 days and would be available Friday after calling Saturday afternoon. Then Wednesday we received letters stating our funds were on hold and if we already made purchases that they would be insufficient funds and have fees for that but they would waive them since it was such a late letter.

    Well Friday afternoon no funds available again as promised and was told they would be available Saturday (a day late) and my two daughters and hubby have absolutely no money and haven't for 8 days. We had bills due we had to put on credit cards and these people don't give two **. If they had a 0 rating I would give it. When we opened our accounts we had to hear the guy talk about his personal hospital experience and his diarrhea along with where he lived and where he shopped. Like seriously!?? Open my bank account and that's it!!! Then I called yesterday to find out when our debit cards and checks would be here, they said 7-10 days after being told 3-5.

    They came the next day and completely ** up. They not only gave us two debit cards, but both with my husband's name and two card numbers! Mine didn't even come because the accountant was too busy talking about himself after an hour. I am soooooo mad at this bank. They even forgot to order my checks and now I get to spend my first Saturday off with my family in 2 months down at the bank to fix people's stupidity and ignorance because no one can do their damn jobs anymore!!! Thumbs down on this bank. And we feel stuck now because we already completed bank info at our works and loans from other banks to this one. Not happy! Go somewhere else.

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    Customer Service

    Reviewed May 25, 2018

    If I could give no stars, I would. Don't bank with SunTrust if you expect to have access to your own money. Daily withdrawal limits are set on your debit card, and if need more, you are screwed unless you are able to go into the bank on your valuable time and withdraw. I pulled out $500 cash last night which I used. This morning I realized I needed cash and at 6:30 am, was unable to get it from the ATM due to the deposit from last night. I guess SunTrust doesn't reset the nonsensical limit garbage at midnight like other banks. I'm scheduled to assist in 3 oral surgeries today, making it impossible to leave my job until after 6 PM today, at which time my local branches are closed. I called customer service asking for the restriction to be lifted so I can have my daughter come get my card to withdraw urgently needed funds from my account. SunTrust said they couldn't do it. I implored them but to no avail.

    This isn't my first bad experience with them. I've been with them for so long, but that didn't count for anything when my debit card info was stolen and someone went on a statewide spending spree several months back. The CSR at the 800 number interrogated me about it, suggesting that I'd probably simply forgotten that I'd used my card over the course of 2 days prior to my call, and over a 600-mile span. Who in the hell says such a thing to a customer reporting fraud on their account?

    After setting the moron straight, I then had to wait several weeks for their "investigation" to be completed, after which I received my new card and a letter stating which charges they randomly would and would not reimburse my account for. Not one of those charges was made or authorized by myself, and nearly all of them were for gasoline and fast food from one end of the state to the other, and into the neighboring state. I've been with SunTrust since 2000 in FL, and I used to love them. But they've really gone downhill. I will be changing banks ASAP and telling everyone I know to stay away from this joke of an institution.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 17, 2018

    Let me say I have had my accounts and investments with Suntrust since 1982. I have been using bill pay since they launched it in the 1990s. During the past several weeks I have had 3 checks that did not reach my creditors on time. The last one was for my rent so my credit rating is now at stake. I tried to resolve this via phone, but no one ever got back with me. I tried to resolve it online and received a curt, form letter back. Then I heard nothing. I had to pay a $124 late fee and I was assured on the phone it would be waived. NO, it hasn't been waited, even though I had my payment scheduled early. I never heard anything so I wrote back. Today I was informed no refund would be given because my rent payment had been scheduled after the due date. TOTAL **. I would not schedule my payment to be late!

    There are two things I truly resent. First, is having been a customer for so long and now all of a sudden my checks aren't getting to my creditors. How could a bank offer bill pay services if they cannot get the checks there. Suntrust says it is the post office's fault. REALLY?!?! 3 times? The other thing I resent is that not one person there really gives a flip. No one responds. No one calls back. And I resent having to deal with people in India. I don't understand why we can't keep customer service for an American bank in America. It's sad, I have to change banks after 40 years.

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    Contract & Terms

    Reviewed May 11, 2018

    This is the worst bank. When you die they run your name into the ground. My husband passed away and I honestly didn't care that they couldn't give me information but showed them all his paperwork. They took copies of it and have not done anything in regards to stopping the payments that are going through and closing his account. All I get is letters say he owes money. He owes money. The thing is he had money in his account before he passed. He's dead and I don't need a constant reminder of what I've lost. I've been through enough. I called. They can't do anything about it. I have to come in and show the paperwork again. I work when they are open. I am a single mom now. I have so much on my plate. I don't have the time to go and do something that I already went to do. I just want to clear my husband's name. It sound silly but I just want him name to be in good terms and rest in peace.

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    Reviewed May 11, 2018

    I have banked with Suntrust since 1992. I recently deposited cash and checks at the drive thru here and received a receipt which I have saved. The bank has since claimed the cash was not in the deposit and debited my account and claimed the tellers do not count the money at the time of the deposit. I think it's obvious that it was stolen. It took over 3 months for the company to decide not to refund my money, even with a receipt showing a cash deposit. This is negligent and corrupt.

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    Customer ServiceStaff

    Reviewed May 11, 2018

    Suntrust has the worse accounting system I have ever seen. They use their deficiencies as excuses for why things are done the way they are. I had an auto loan that was set for automatic payment withdrawal from my checking account. Unfortunately, their system is so poor, that there is no way to undo their AutoPay without contacting them by phone. What's worse? If you don't contact them within 4 business days of your scheduled AutoPay, then you are locked in no matter what. What computer system takes 4 days to undo an ACH transaction?

    I am a 30 yr IT Professional who develops software that handles ACH, Wire Transfer, and CC/Debit processing. Anyway, the rep provided false information to me that the AutoPay would not happen because it would recognize the car payoff. WRONG! I am now out $775 for almost 15 days and I just got off the phone with Moniqua who said the check is in the mail and it will take another 10-13 days to receive it. SUNTRUST... GET A REAL SYSTEM that allows customers to go online and activate/deactive Autopay ACH processing. I URGE everyone reading this to never let SUNTRUST do any AUTOPAY anything or you may be out money and waiting forever to get it back.

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    Customer Service

    Reviewed May 10, 2018

    My wife bought me a truck and did all the paperwork in her name to keep it a secret from me so not to spoil the surprise. We call to get me put on the title and they say we have to do another application. This is ridiculous. I'm the one paying for the truck and all I want to do is be able to put a disabled veteran plate on it which I can't do because I'm not on the title. They would not work with me at all and we will Never use this bank again.

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    Customer ServiceCoverage

    Reviewed May 2, 2018

    I mistakenly thought all FDIC insured checking accounts would be similar, as I've had many checking accounts over the years. WRONG. I opened this account last week and finally finished setting up all my direct deposits, etc. There isn't a branch near me - but everything is online now, and I didn't see that particularly relevant. WRONG. They deemed my paycheck - my paycheck as flagged for fraud. It is on hold and they have closed my account. I have no access to my paycheck and I'm waiting for the letter and the hopes they send me the balance of my account, including my paycheck.

    You know, that thing I worked 80 hours for these past two weeks. The thing that feeds and houses my family. Yeah that small detail. I've called their customer service to be sent a million text codes verifying it was me, only to be told they can't verify it's me without going into a branch. I would almost fly from MA to DC to fix this, but again - MY PAYCHECK is on hold. SO, yeah... how am I going to get there. DO BUSINESS ELSEWHERE.

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    Customer ServiceStaff

    Reviewed April 24, 2018

    First they love putting people on hold and hanging up. That have messed with my account so many times. I requested my both checking and savings to be closed. They only closed my checking account. But stopped my cards. I thought both account were closed. Noooo. They left my savings account open and I got a charge on my account which the cards was closed but still got the charge even though the account was to be closed. Now I'm trying to close my savings account which was to be closed already. And I'm on the phone with these people who cannot speak clear English for over 23 mins and still on hold. I wish I never open account with this bank. They are the biggest joke. DON'T OPEN AN ACCOUNT WITH THIS BANK!!! You will get ripped off and they will screw with your account. Still on hold with the Customer service still 26 mins. What a joke of a bank!!!

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    PriceStaff

    Reviewed April 22, 2018

    When we first opened our account, we were trying to have a local bank to do business with and there seemed to be quite a few of them around. I opened the account online and talked to the folks on their customer service line and was assured that the account would be held open until the first direct deposit could be put in it in 10 days. The day before the deposit was due to hit it (from Social Security) we got a letter saying that our account was closed. I went to the nearest branch and they helped me and we went along fairly bumpily. They would charge us overdraft fees when we still had funds in the accounts. Crazy stuff like that. And then last week, my check came in, I paid my bills first and was waiting until Friday to go get groceries and prescriptions. And Friday morning, my card wouldn't work.

    And when I called in, I was told that my account is being closed, my funds are frozen, and a check will be issued in 10-15 days. No explanation of why. It has to do with their "rules and regulations" but nobody seems to know which rule. I finally went to one of the branches and the manager there (dumb as a box of rocks) sat with his folded hands and told me very snottily that sometimes accounts are closed due to fraud. WHAT? I was speaking with my US Senator's office at the time and she asked him what fraud. He back-pedaled. Oh, he doesn't KNOW that it's fraud, he's just saying it could be. So, I'm a senior citizen. I am on fixed income. And I have no money for food. My husband is a diabetic and has AFib. We don't have the money to get his prescriptions. He is out of blood thinners. And we're still waiting for them to send our money. Don't use SunTrust for anything. They lie, they steal and they are dishonest and uncaring.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 15, 2018

    Very happy and pleased with the customer service provided by ** at the Suntrust Bank branch, located at 1900 E Hallandale Beach Blvd., FL 33009. She's professional and sweet. Very helpful. She makes me feel like a King!

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 14, 2018

    Good customer service. I just want to acknowledge the employees of a bank in Scott Depot West Virginia for their excellent service. They were extremely helpful with my transaction and they were also efficient and friendly... Jennifer and Rick thank you so much. Look forward towards future transaction. Note: Cashiers checks to buy my home.

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    Reviewed April 14, 2018

    Suntrust took money out of my account without getting permission from me. They told me they could not refund it back to my account and told me they didn’t need my permission or don’t need to talk to me. It’s against the law to take money out of the account without letting the account holder knowing.

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    Customer ServiceCoveragePriceStaff

    Reviewed April 13, 2018

    I saw that this bank had low reviews, but decided to go with them anyways after the BBB gave them a 3.7 rating. To add to this, I also had a few family members that banked with them. After about 3 months with them I am regretting this decision. First and foremost, what is really where I throw in the towel is with their overdraft fees and policy. They will sometimes not show you pending transactions or won't withdraw the money from your account the next day. If I were you I would carry around a deposit book and regularly update it. Most banks take out the money for pending transactions from your balance. They do not! You may buy something today and they won't take the money out until a few days later. So if you had $100 balance and bought something for $20, your balance would still read $100 sometimes. So if you started spending thinking you still had $100 in your account, you would probably end up overdrafting without you knowing it.

    Looking at my bank statement I made a purchase this past Monday. The money was taken out the same day. My bank was at a positive balance. Tuesday I made a purchase and the money wasn't taken out until that Wednesday. My account would have been negative, but I had gotten paid on that Wednesday to cover any negative balance that would have occurred. Wednesday morning I got an email saying my account was overdrafted about $137! They said that because there was a pending transaction on Tuesday, which they didn't include in my balance when I had looked at the account that day, they considered any other purchases made during that day to be an overdraft.

    I said, ok. I'm fine with that, but the money was already in the account because it was never taken out until the next day! So when they did take the money out I had already gotten paid so had even more money available for the withdrawal. Even then more money was added in less than 24 hours, and then how could they charge me for money that wasn't even taken out of the account yet? Well, now after all of their ridiculous overdraft fees, my account actually IS overdrafted at this point. So I figured this could all be handled with a simple phone call, right?

    Nope! After going through all of their ridiculous prompts I finally got a hold of a representative, who had a thick heavy accent so I guess they probably have outsourced their team members. After telling them what happened they said they could only remove one of the charges and so now I am responsible for paying them over $100 in these overdraft fees. They easily just made $100 off of me even though my account was never negative. While telling the employee how unfair this was they thought it was funny, because I could hear the amusement and scoffing in their voice. Very unprofessional. I actually needed that money for this weekend, but I guess not huh?

    While I can't go out this weekend with my hard-earned $150, they get to put it in their pockets when they haven't even earned it. Smh. I truly don't like this company. I'm looking for other banks after I finish typing this. If you're thinking about it, the answer is simple. Just don't do it. Bank with someone else. It will save you money in the long run, because clearly, all they care about is making a profit off of people. I'll probably be going back to PNC, and that's the truth.

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    Customer Service

    Reviewed April 4, 2018

    I mistakenly went to use ATM on Chatham Parkway, located in Savannah, GA... I was under the impression that it was legit and safe to use the Suntrust ATM for my NetSpend card but I was wrong. I tried drawing $240 off and the machine acted as if it was going to dispense the money but instead just gave me a receipt that said, "Contact the bank." Of course the bank was closed already. Immediately I called Suntrust customer service and was told they couldn't do anything for me. SOL... They told me to call my bank and file a dispute. Now I'm looking at up to 90 days for investigation. How hard is it to pull a damn camera and see y'all screwed me. Now my rent is overdue and me and my child aren't gonna have a roof over our heads in 3 days. I can't believe SUNTRUST would do this to anybody. It's really pathetic.

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    Verified purchase
    Customer Service

    Reviewed April 2, 2018

    I am a 38 year loyal customer with Suntrust Bank, bank name has changed a number of times. I received a letter one week ago, telling me all accounts associated with my name will be closed effective 4/18/18, no explanation given. I consider myself to be in good standing with the bank, no problems. I called the bank and was folded, they could not give me any information. I went into the branch and was told the same thing. This has made me feel like I had done something wrong. They deactivated my debit card on 3/31/18, no warning given. I would never want to continue banking with SunTrust, I only want to know why I'm being forced out. This has been a horrible ending, to a otherwise good relationship. Do I have no right, to know, why they are closing my accounts?

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    Customer ServicePunctuality & Speed

    Reviewed March 27, 2018

    I just opened my savings account on 3/22/2018. I deposit 3,200 cash the next day. I called and tried getting online to view my account and customer service is saying my account has been closed and blocked. There is also a zero balance. Like are you kidding me. I will be there bright and early in the am. This is ridiculous... Something told me not to open up an account. The branch manager looks like a scammer.

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    Customer ServiceCoverageProcess

    Reviewed March 23, 2018

    Inability to cash checks even though money is amply covered - This is the second time Suntrust on Gallatin Rd in East Nashville was very customer service disoriented. They are extremely inept at their abilities to process checks. Three different people could read the check which was drawn upon one of their account holders. They said they could not process it because it was not legible. This was directly after Regions Bank processed my co-workers check. They then told me I could come back sometime before closing if I did not want to wait on the manager. Terrible customer service...

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    Reviewed March 20, 2018

    Do NOT bank with this institution. They are a complete rip off. Suntrust charged me late fees when the money is in the account. I never once signed up for overdraft protection but yet they keep dinging me over and over. I wish I never opened account here. Be cautious please... I wish I can click on zero stars! You don’t even deserve a half of star.. **!

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    Customer ServiceStaff

    Reviewed March 16, 2018

    We have been with this bank for several years, and I honestly wonder why the hell we are still with them. We have had our debit cards hacked at least 7 times for fraud and then to have to wait on our funds to be put back in our account! We have always had to verify we are the real people over the account like we are on a judgment stand, and then had our cards blocked when we tried to use them, and we are like why the heck didn't you block the nuts that did wrong!! It has been unreal the times we have been hacked by fraud and seems it's a never ending cycle!!

    Then when you call to report the fraud the person you get on the other end of the line, you can't never understand a darn word they say, I mean seriously get some English speaking people that we can understand, and stop all the darn fraud hacks all the time. I am thinking about pulling our account to a different bank, but hell I am wondering if they all aren't liars and rip offs!!! So please always keep an eye on your bank account, especially if you have Suntrust bank!!

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    Customer ServicePunctuality & Speed

    Reviewed March 8, 2018

    I set automatic payments 2x a month to make easier on my budget and tried to pay some late fees little by little. I was never told that the automatic payments were going to go towards the late fees first then my loan. When they call me to collect the money that was owed for February, 9 days late, 77 dollars they threaten me to send me to collection agency. Now all the payments that I did they went to the late payments instead of loan! Never get a loan from this bank. If there was a non star check. I would check that one! When I said I wasn't going to pay the late payments they told me that they were going to sent me repossess car only for 77$ that I am behind! Very bad Experience!

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    Online & AppStaff

    Reviewed March 5, 2018

    The Suntrust app doesn't work most of the time and it is very old. The reason I install the app in the first place is to be able to check my account on the go but when I try to open the app it just keep on spinning. It just won't open. Need to fix it but every time I say something to a teller they just say, "We are sorry for your inconvenience."

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    Customer ServicePriceStaff

    Reviewed March 2, 2018

    The bank from HELL! Two different problems. Sold my home and had a balance of approximately 2,800.00. They issued the check in my late husband’s name and it took months, about 120.00 in calls as I live in Ireland and still waiting. Hopefully resolved today. Closed my checking account and they are continuing to charge a monthly fee. They are hopeless to work with. They are not a worldwide bank and impossible to do commerce with. Don’t go with them. They need to be regulated as their practices are illegal.

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 26, 2018

    Do NOT use Suntrust if you want your money safe. Someone used my card for a fraudulent charge and they don’t care at all! I opened a case as I was told I had to. FIRST... I had to wait for the transaction to stop pending and then they would start. They told me I would have my money WITHIN 5 business days. Today is day 6 and now they are escalating and I will receive a call within 24 hours. They are horrible, they read off of a script and could care less about bills and other things you need the money for. As soon as I have my money I am closing ALL accounts with them. Disrespectful, non empathetic, slow as hell. DONT BANK WITH SUNTRUST!!!

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    Customer ServiceStaff

    Reviewed Feb. 26, 2018

    I received a fraudulent check from this bank and called to report it in case the purchaser was a victim of identity theft. It took me 20 minutes to get a person on the phone who then wanted my social security information to set-up an account. I refused and said that I just wanted to pass along the info. She refused to accepted the information and told me to go to the bank, which there are none in my state. BEWARE customers!!! My credit union handled this situation positively and over the phone. I would be very wary of a bank that does not let you even report fraud.

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    PriceStaff

    Reviewed Feb. 22, 2018

    I Made a transaction when my account was positive and then a transaction came through after that trans and made my account negative of 2 dollars. Suntrust charge me 2 overdraft fees because the transaction was still pending when the other transaction went through and they claim they can’t waive it. I will be closing out that account. They don’t have no compassion for their customers and I will be writing to corporate as well.

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    Coverage

    Reviewed Feb. 21, 2018

    Every time I turn around they are raising their banking fees, and at the same time I receive less and less support, courtesy and features. I am so sick of big banks screwing everyone and what choice do we have? I transferred money to cover a withdrawal on the same day, and they still charged me an overdraft fee. It was the same day! The CR was not helpful, not pleasant and left me hanging saying the withdrawal came before the deposit, but both were still pending! They are just going to nickel and dime us to death.

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    Customer ServicePrice

    Reviewed Feb. 21, 2018

    Suntrust Bank's phone system is designed to get you to hang up. Ridiculous repetitive menus, extremely difficult long time to get a live person on the phone. Their locations are way understaffed with a skeleton crew who have next to zero authority to do anything much past basic teller functions. Their online banking is designed to confuse and mislead you and results in the highest fees permitted by US banking laws. It’s 2018 but you still can’t see when a check is in on your account until the day after it hits? Their online debit card procedures are designed to trip you up and will result in exorbitant overdraft fees. Again the highest they can legally charge. Not sure if there is anything better out there but going to try a smaller local credit union and go from there. Or switch to Bitcoin, Dash, etc. Anything to get out of the banking system cartel racket!

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    Staff

    Reviewed Feb. 11, 2018

    Suntrust is the worst bank institution a person could get. I have had many issues getting service that's expected of a bank. Account history of previous year as of this month (Feb 2018). Claims handling when in person. Lazy employees who don't fulfill the requested account type, repeatedly. (Opened as a non overdraft - ad to fix it when I got unexpected locked out & stranded, so I came in while on the clock 1099.) Lack of ATM only card for seamless access. I was locked out debit unexpectedly while working on the road - stranded. (Due 2 suspended activity.) *UPDATE AS I TYPE THIS: "(The feedback) service currently unavailable". Please tell everyone these issues & get the word out so they'll fix or close.

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    Customer Service

    Reviewed Feb. 9, 2018

    Something as simple as paying off an auto loan is like a work from God. I have never had such a hard time trying to get one document before. Nobody in Customer service knows how to handle the easiest task like send a fax with the correct phone number. I'm trying to get rid of this bank and they will not let me. Payment history should be a click of a button to hand over but they want you to wait 7-10 business days for a piece of paper. Hate this bank and I swear I will never do any business with them. The worst bank EVER!

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    Customer ServiceStaff

    Reviewed Feb. 5, 2018

    I have been on the phone all day for their mortgage dept. After waiting each time on hold for at least 20 min., no one can help. NOT ENOUGH PEOPLE TO ANSWER YOUR QUESTIONS. When you speak with the computer dept., he can't help and there is no one else to talk to ie; system doesn't work for sending mortgage emails. With all problems, I went to branch to make mortgage payment and the teller system does not match the payment amount as the online system I use so he put too much towards payment and not enough towards extra principal. Absolutely horrible.

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    Reviewed Feb. 2, 2018

    This is the very worst bank I have ever dealt with... Account was close but they still kept charging overdraft fees at 36.00 every 2 days... Said I could not now close the account until I pay them 280.00 in fees... HIGHWAY ROBBERY. STAY AWAY FROM THEM. After I told them for the last 3 times close this account they return a total 36.00. That’s how I ended up now paying 280.00!!! Will be closing all my accounts with them RIGHT NOW...

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    Reviewed Feb. 1, 2018

    Omg...where do I begin? I only had my account for less than 2 weeks. I was sold on the no money to open deal. I just needed an account to get my VA benefits direct deposited on the first of the month. I also had a PayPal balance that I wanted to add the funds to my SunTrust account. BIGGEST MISTAKE EVER. I tried to link my PayPal and even verified it through them. The next morning I tried to login to check my balance and it told me my account was restricted. I called the bank to see why and was informed my account had been closed via SunTrust rules and regulations. I was livid. Why is an account that has never even been used closed? I was told to go to the nearest branch to verify my info but that was completely out of the question since the nearest branch to me is over 200 miles away.

    The next day I receive an email stating that the reason my account was closed was because of a PayPal deposit of 3 cent and it was deemed suspicious activity and alerted the fraud department. So now thanks to this idiotic bank and their half-brained regulations I will not receive my paycheck for another 28 days and now me and my children and wife will soon be homeless. Thanks SunTrust for screwing our lives up. DO NOT BANK WITH SUNTRUST!!!

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    Customer ServiceStaffReliability

    Reviewed Jan. 26, 2018

    My trust and faith in the bank system has been tested and broken. I hold Suntrust at fault. From the very beginning when I reported this matter. I said to myself Suntrust will do right because I’ve done right by them. They will be able to see that the mobile app was not from any of our devices. They will compare the signatures on the back of the check. Someone from the fraud department will do their due diligence to ensure this will be corrected. There’s no way Suntrust will fault us for this. But my fear became true yesterday.

    After receiving the call to be notified Suntrust is not reversing the claims and there standing by their decision felt like I received a call being notified that some close to me had died. They allowed someone to mobile deposit 5000 worth of checks and now refuse to honor the claims. I was heartbroken like being wrongly accused for a crime I didn’t commit. I couldn’t believe what I was hearing. I want to cry I felt so helpless. All I could say is could you do this to us.

    Again if your company allow someone to log in and do a mobile deposit with no security measure then this is the banks fault not our and because I can’t go enjoy my trip and for ruining my entire month of January I’m asking for compensation. If you had give us a provisionary credit, reverse the charges and continue your investigation but let us live in peace then it would not have had to come to this. We have not received one piece of evidence laying out how this investigation took place. The only conclusions as to why you're not pay is because it was a mobile deposit.

    The only thing we have received was phones calls from smart mouth representative. My question is where was the mobile log in from? What state? When they log in and got the security message about an unrecognizable device because (they had to) or did they call the number that’s listed at the bottom? Who received the call? What was said? I want the recording pulled? Or did they put in a code? Where was the code sent to the email on the account or the phone? What email or phone was it sent too? Did you compare the signatures to my fiancé signature?

    I want to know how this investigation was conducted and concluded because it was a mobile deposit will not fly. I want a full explanation as to how with security measures for electronics devices was this done? If the security device measures was not put up to stop the thieves from breaking into our account and depositing not once but 3 times? I want to know why was it not set up on this account but for my other accounts. I want to know how do I suppose to feel safe now knowing Suntrust does not have safe barriers to stop someone from stealing mobile log in and going into your account. I want to know who’s all be in contact with that account that works at Suntrust because it seems to me it someone who works at the bank and this was an inside job.

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    Contract & TermsCoverageStaff

    Reviewed Jan. 25, 2018

    I don't write reviews, I do read them... I want to allow people to read my experience and make a decision in part of. I will first say, Do NOT TRUST SUNTRUST! They will make certain to convince you to trust them. They will reassure you of your concerns. They will not hold up terms of your Trust documents. They will ignore the beneficiaries trust documents and Pour over Wills! The account manager will accept all pertinent documents, but will not use them to your benefit. They will not protect beneficiaries. They will not provide you with accountings needed. Forget about a final accounting! They will pawn your Trust onto lawyers to avoid fault. These people do very well at covering their mistakes, and fire their employees immediately after a questionable act takes place. They will not correct their misdeeds! Beware of Suntrust!! They are in the business of money... not people and legality!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 8, 2018

    I wanted to change banks so that I could have both of my direct deposits going to the same bank. My payroll and my VA disability. I went online and got an account from Suntrust. I then went into the branch and deposited around 300 to open the account. I received my card and started checks in the mail a little while longer. I changed both of my direct deposits to Suntrust. All of a sudden one Saturday morning I could not log into my online account. I had to go to the branch and get them to verify me. That took over an hour because they had to call the fraud dept. They said I had logged onto too many devices. My home computer and my phone. Both on the same network mind you. They got it taken care of. Then we went out to get breakfast. I tried to pay the bill and my card was declined. I spend 30 minutes on hold then got through to someone that could barely speak English and they verified some transactions with me.

    Then they said they unlocked my card. Well that didn't happen. Fast forward another hour. I had called them back and stayed on hold quite a while. Thankfully the manager of the restaurant was nice enough to allow this to go on. They said the other person forgot to ask for the expiration of the card. Could they not have called me back??? SO paid for the meal and went shopping with my family. Then the next day I could not log onto my online account again. This time the site itself would fail once put in my credentials. I thought maybe the site was down and didn't pay any mind to it. Then the next day it was still going on. I tried to buy a soda at work and the card was declined. I called and they said my account was in the process of being closed and all my funds were frozen.

    Keep in mind I had just paid my 1800 for rent a few days before. They told me that it would be returned. I was in panic mode as I did not want a negative mark on paying rent. We had just moved about two months ago. They said they could not tell me why as it was confidential. That I would receive a letter soon in the mail. I asked when my funds would be released as I had nothing. They had all of my money for the next two weeks. I could not buy groceries, pay rent or get gas to drive to work. Thankfully my church helped me with rent and one of my credit cards had enough to put gas in our cars. I took a day off to figure it out. I finally got a call back from their customer service that literally asked me if I had any questions about my account. I asked why did they close it. She stated that they could not tell me that I would receive a letter.

    After getting gruff with her and asking why she bothered to call me she told me that they had found something with the account after it was opened. I asked what and again was told they could not tell me. Keep in mind this whole time no one called me or emailed to inform me this was going to happen. I have been without money for over a week now! I still have yet to receive a letter or the promised check with my money. As far as I can tell they had no right to close the account without warning me. I believe it was illegal. They have hurt my family badly and plan to take legal action if I can against them. Do not use this bank for any reason. They are fraudulent and they do not care about their customers. At least they could have called and said, "You have until close of business today to get your money out". Nothing like that. They held all my money. Dishonest!!!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 3, 2018

    Due to underemployment, we fell a little behind on our bills. On January 2, 2018, we were 32 days behind on our Suntrust car loan. They repo'd the car without notice for being only 32 days late. They wanted a fee of $450 to recover in addition to making it current. We are getting paid a lump sum in a couple weeks and all bills will be current. How can a bank repo a car that is not seriously late and without warning? The car is worth $5K less than the loan, so they can have it, but I want them exposed to the press, the media and their customers for their atrocious customer service. Don't EVER take a car loan out with Suntrust.

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    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed Jan. 2, 2018

    I pay every bill on time every month. After paying SunTrust... One day they said, "Would you like to take care of your $600 late fee on your auto loan?!" I said, "What are you talking about..." They said they didn't know but to call their 1-800 number. I was told that I was paying my monthly car note less 2 cents each month! They had a computer glitch they finally owned up to at one point. Other times they said, "You REALLY need to pay your extra 2 cents each month!" I said, "You have my bank info on file... I come in and tell you I'm here to pay my bill..." They said, "Well you never told us how much to pay!?" Of course half of my receipts have no balance, or payment, or date on them. Their website is always down so you cannot view your balance.

    I have paid them 2 more car notes and my balance increases!!! I wrote the State of Florida to no avail. SunBank calls me from collections and have had my credit score drop because of their nonsense. My wife was a CPA with them and was paid $24,000 a year. I guess we have to deal with minimum wage idiots who don't have the authority nor the competence to be able to resolve an issue they created. Am I forced to pay them an extra $600 because their computer forgot to take out an extra 2 pennies on my car loan for the past x amount of months and making it retro? Their branch manager had the authority to waive $30 dollars... Whoopeee!!!

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Dec. 29, 2017

    Suntrust gets 1 star for one reason, personnel. The in-branch personnel are amazing or at least they used to be. The last 5 times I've called I have been answered by a foreigner I can understand and unless you get a veteran representative you cannot get a single action done. I will transition this notion into my first complaint.

    Account set up and errors. I had a business account and a personal account with suntrust for a number of years out of convenience. However, I came to find out the credit cards for the bank are offloaded to a third party, resulting in no ability to make changes to the credit card account by the bank. Now, this should not be a problem if you don't need to shift your accounts, but when multiple account are set up incorrectly and linked it results in a major dilemma. My business credit card and personal credit card ended up linked to the same account and my checking accounts were linked to another account. Any business owner knows these two accounts should not co-exist. When I brought this to the company's attention they merely said we can't do anything about it.

    Next, I would like to discus their overdraft policies, any overdraft over $5 results in a $36 overdraft fee. With many times no notice until 4 days later. When you try to dispute a transaction it's met by a bunch of lip and policy, and many times a foreigner who doesn't care about the consumer. In the rare instance you do get a representative who can help they are met by various policies which depending on the representative you get, you may get 3 drafts back, but I caution the consumer, because rarely do we realize the overdraft and the consumer tends to make a few more purchases (or automatic purchases) before catching their error or situation. Additionally, an automatic charge in error or fraud will still result in continued overdrafts in addition to the extender overdraft if you can't bring the account even in 5 days.

    I was able to bear the account mishap which was resolved after 2 years of trying. However, needless to say they lost my business when the company tried to explain their overdraft procedures and charges $144 due to a pending charge which 4 different representative gave me different answers to. 1st rep: I called as soon as I learned an automatic charge had tried to be taken and was not approved. Representative in nicer language said "due to policy, to bad." Also had a very thick foreign tongue I could not understand. 1st rep's manager: Informed me that with proof of the refund I would be refunded the 3 overdrafts that ensued.

    2nd rep: Called as soon as I learned the pending unproved amount processed and overdrafted me again. Representative in nicer language said "due to policy, too bad." Also had a very thick foreign tongue, which I very quickly relayed away from and to a manager. 2nd rep's manager: Informed me that I was not covered for the first three overdrafts and that the only overdraft she would be able to help with was the fraudulent action which started this chain of overdrafts. Meaning if this transaction stands I will only be refunded $36 of the $144 that was taken.

    I left Bank of America for less than this. Suntrust needs to take a strong look at their leadership and their emphasis on the consumer. The consumer interaction was the original reason I stayed. But, after my recent experience they have lost my business. A company should not have the power to stop a consumer when the consumer tries to make right. If the consumer tries to make right, let them, hold transactions, provide a grace period.

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    Verified purchase
    Customer Service

    Reviewed Dec. 26, 2017

    Where do I begin! Since jump street with this horrific bank, it's been a terrible experience. For starters, I had a fraudulent charge and it took them a month to investigate and get my money back. I'm a single mother who lives on a tight budget. Another time, I ordered checks through their auto direct check order system and the account number was wrong and I was writing checks to pay bills with the wrong account number. I also used their mobile deposit app to deposit a check and when I paid some bills, then, I was charged overdrafts because the check never appeared. I called them and was told I never made the deposit and was lying that I even attempted to deposit the check. Who would stop themselves from depositing money?!

    The icing on the cake was when I deposited my paycheck that I have deposited into my checking for the past 5 years, they decided to place a hold on it on 12/23/17... I was unable to buy my 8 year old daughter Christmas gifts. I called them hysterically sobbing and I was told that they will not un-lift the hold until the 27th and the woman on the phone did not seem to care and couldn't give me a valid reason why the hold was even placed on my paycheck! As soon as this hold is off, I'm closing the account. WORST BANK EVER!!!

    Updated on 02/20/2018: Once again Suntrust dropped the ball and placed another hold on my pay-roll check. The same check that I have received for the past five years... same amount, same two-week duration, and same employer. I called and was told that they do not have a valid answer to my question when I asked why there is a hold and need to verify funds??!! I'm beyond sick of this. The last time this happened was 2 days before Christmas 2017. As a single mother who struggles on her own to put food on the table for my 8 yr old child should not have to endure this nonsense. It's MY MONEY and I earned it by working very hard and should be able to access MY MONEY to pay bills. Now that bills are on an auto direct pay from my bank account, the amount builds up and so does the overdraft fees which will eat up my entire pay-check... I'm sick to my stomach and very upset.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 16, 2017

    My mother passed away June 27, 2017, barely a year after losing my father and I am the sole child and beneficiary. I went to Suntrust (where she held an account) to see what I needed to do; my probate lawyer simply had asked for bank balances but gave me no guidance on what should happen with the accounts. Unbeknownst to me, they were supposed to freeze the account (at the very least) during probate. They did not and all the feedback I was given at the bank was, "Come back with you have a letter of administration."

    I did, even though the closest branch to me is over 4 hours away, and the branch manager comes in stating I needed to immediately open an estate account, funnel what was left in Mom's checking into it, and if I didn't do this correctly that I could go to jail. He scared me to death; I was already out of my mind with grief and highly influenced by his scare tactics to coerce me to open an account. He also muttered the Muslim woman banker that had been helping me previously was a "terrorist". Unprofessional doesn't cover it.

    I called my probate lawyer once I had settled down, realizing how inappropriate that whole interaction had been and they called him; he was offering me "legal advice" inappropriately and using scare tactics to open new accounts. Now, I am stuck with an estate account with a bank I cannot easily physically visit easily. I recently mailed a 7200.00 check to be deposited to pay estate bills from the account to track for tax purposes. I can't pay bills safely because I can't check the balance online or via mobile (different rules for estate accounts, I was told) and after answering a security question wrong on the phone, they won't even speak to me anymore (I answered with the last 4 digits of my social and not my mother's.) I assumed that was the set they were looking for since I am the personal rep of the account.

    So, I have no idea if this check has cleared or if I have access to the funds yet. I will be flying to Atlanta in 2 weeks and will take that opportunity of being on the mainland (I live on an island) to physically visit a Suntrust branch, close the account, and sever all ties with them. This is easily one of the WORST banking experiences of my entire life and they are clearly a predatory bank. The behavior of the local branch (with the exception of one lovely banker who needs to find a better place to work) and corporate on the phone is deplorable.

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    Verified purchase
    Customer Service

    Reviewed Dec. 15, 2017

    I wouldn't say that Suntrust is exactly greasy, but they are overly "protective" of people's accounts. Seems like someone in the fraud department had nothing better to do a few weeks ago. They locked me out of my online account access for no reason at all except for "frequent banking from different devices," which I've done all along because of the spotty Wi-Fi where I live. They put me through something very upsetting, and I just didn't appreciate the whole experience. I ended up closing my accounts because I was so distraught that day. They then sent me a card a few days later letting me know that I could basically change my mind about closing the accounts, so I did.

    I called them back and asked them to reopen one of the accounts, and they told me that it "wasn't able to be reopened." Now mind you, this was only about seven days after I closed it, if that, and they had already humiliated me and verified my identity before I closed it. I could not make it into a branch because my vehicle was literally disassembled, and the nearest branch was 15 miles away. I just wanted them to reopen the account so that I could send money to it electronically and continue to use it to pay bills. They didn't want to give me back my old account over the phone, but they were perfectly fine with me opening a "new account" over the phone. What? I didn't want a new account. I just wanted the same account that I had. I felt that someone over there could have flipped the switch and reactivated my account, especially since its closure was THEIR fault for treating me like I had done something wrong.

    You know, I know that some places do things to try to protect their customers, but to me, this was just a case of ridiculousness. I still didn't get my $2 check either. I got one of the "account closure" cards, but not the check. My address hasn't changed in two years. To whom did they send the check? I'll give it a few more days, but I think it should have been here by now. When I finally do put my car back together, I won't be going to Suntrust for a "new" bank account, but I might just take my passport and driver's license up to the Bluffton branch (again) just to show them that what they did was wrong. This was really poor customer service. REALLY poor handling of a customer.

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    Customer Service

    Reviewed Dec. 14, 2017

    I had to call them each time I received my children's quarterly statements. They charged fees after fees until my daughter had no money left then they closed the account. This was the same thing they did to my son 6 years prior and I had to call them each statement period until someone finally got it right. I thought it was an isolated issue so I opened an account for my daughter and then lo and behold, the same nonsense started.

    Except this time, I called them only 2 quarterly statement period and assumed they got their acts straight. Worst of all, they don't even own up to their mistakes and acted like they were doing me a favor by returning my daughter's money when in fact they robbed my 9 year old. Jay, from the Grayson Georgia branch had the nerve to tell me that he has the money in cash and therefore I should either pick it up on Friday since he closes at 6 or Saturday since he will be there till 12. He gave me 2 days to go there and pick up the money. Or ELSE! As if I'm sitting at home doing basically nothing. I'm very disappointed in this bank. I should have read the reviews before putting my children through this mess!!!

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    Staff

    Reviewed Dec. 14, 2017

    When using the online banking site to check my account, I am unable to get beyond the ads and move from one place to another. I usually just give up after several attempts and close it out to return another day and get frustrated then. At our local bank the personnel is very helpful and pleasant.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 12, 2017

    A look-alike website sold me theater tickets that were supposed to be at Will Call at the venue and were not. Other people there in line with me were similarly scammed by the same vendor. I called that vendor and was told the tickets were mailed to my home. They never showed up there. I described the situation in detail to Suntrust's fraud department and sent copies of the receipt as well as copies of the genuine tickets that I had to purchase at the venue. Suntrust ignored what I sent and requested the same information again. Calling Suntrust was pointless. After 30 minutes on hold, the woman I reached kept reading their letter to me even though she admitted she had the information they were requesting there already in her records. Totally disgusted. Will present to my branch manager tomorrow and close my accounts there.

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    PricePunctuality & Speed

    Reviewed Dec. 9, 2017

    Had a car loan with Suntrust... Made every payment for 6yrs. When the last payment was due, I waited on the payoff amount. In the meantime I made another regular payment. Suntrust said payment was late since it wasn't payoff amount in total which they had never told me the amount. I immediately paid the remainder balance but Suntrust Reported me to the credit bureau and hit my credit with 100 point drop. I made six year worth of payment and they would not show any leniency on a final payment even though it was their screw up. This credit hit has cost me money across the board and is just a complete racket trying to deal with the credit agency to plead my case and trying to deal with Suntrust is a joke. It's a buzzard bank that no one should ever use.

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    Customer Service

    Reviewed Dec. 8, 2017

    As me and my family were traveling, SunTrust decide to close my account without me knowing. After numerous calls to SunTrust that weekend they couldn’t give me an answer or would let me access my funds of 11k. They said until Monday I couldn’t get answers. So for 2 days in another state me my pregnant wife and my 1 year old toddler had to sleep in my car. This will be brought to light and I will not stop until I get answers.

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    Customer Service

    Reviewed Dec. 4, 2017

    I recently moved to Pensacola FL. I switched banks from Louisville KY. I'm on a fixed income. I had 1 check overdraft then here comes the storm. This is the worse bank in existence. I have direct deposit and I understand a returned check fee but what they do is whatever your overdraft is they pull out that amount make it appear on your statements that you're caught up with them directly taking all fees from your direct deposit.

    But this is not true. I called customer service, I physically went in and had online banking (which is not in real time) all 3 said I'm caught up. SunTrust doesn't pay the check out if your money but takes the amount to make it seems like they have so you have a false sense of security. When you finally catch on it's outta control. Overdraft is a 58 BILLION DOLLAR INDUSTRY and they care about no one. I owe them and have gotten 5 letters of returned checks from different people. They took the money out of my account but never paid. This place is Satan. Shame on you SunTrust.

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    Customer ServiceStaff

    Reviewed Dec. 1, 2017

    Is anyone encountering variations in their checking balance vs. the bank's balance? Mine has been varying by a dollar or two until this month's statement which shows a noticeable difference in the bank's favor. I have gone through triple blind, line item verifying of checkbook balance vs. bank daily balance online and find a nominal difference (<$2.00) and nothing else to explain their difference. I have no overdraft charges or charges/fees of any kind and no fourth method to do the simple math. Something is wrong but it's hard to believe a bank could be this amateurish and I can't find any mistake or another approach to follow. Anyone else have concerns or experience with this. I wish it was just my math but three idiot-proof reviews explains nothing to me.

    I had a problem with this bank while depositing a bank certified check which they insisted must be held one week before funds were available. I forced the manager to call the issuing bank directly in my presence and then explain why they were holding my money. The mgr. stammered a bit, I insisted, he called the bank. Within 2 minutes he finished his conversation and cleared my funds entirely. Washington Mutual attempted the same delay on a certified check when I sold my home. I threatened to contact the Dept. of Savings & Thrifts in the state where they were chartered if all money wasn't transferred by the following morning. All money was in my new account by 9:00 the next morning, Washington Mutual failed within a week, my money would have gone with it.

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    Customer ServiceStaff

    Reviewed Nov. 28, 2017

    Opened a bank account with Suntrust and they've already caused me nothing but hell. First, they mail my card to the bank instead of my home. As I went to go pick up my debit card from the bank, they tell me they've thrown it out and called me since it was sitting there for two weeks. I never received ANY phone calls nor any emails. Next, I return an item online that I had purchased with my debit card, and they completely close my account saying its under investigation... seriously? Because of a $27.62 return!!! This bank is ridiculous, discourteous and extremely unprofessional.

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    Reviewed Nov. 27, 2017

    I opened up a new account completely online with transferring funds from my main bank of business and that process generally takes 3 takes with any bank. I opened up an account with Suntrust due to the ease of being able to open the account completely online with not wasting my work time going into the bank and signing paperwork. What I neglected read very carefully and completely was the "fine print". I mobile deposited my first payroll check from my second job the night I got my check. When initially signing up, their paperwork that you can clearly states says that checks can typically be posted up to one full business day. However, what they do not clearly state is that you must be an established account holder to have this happened.

    The check was under $500 and I deposited it in my account on November 21, and I found out the funds won't be available until November 30th. I am livid. I can understand if it's a check that might be fake or a personal check from another individual, but a payroll check? This company doesn't offer direct deposit, or I would have had no problems withdrawing my money the next day. Keep in mind, if you must deposit a check into a newly set up account, please keep in mind that you won't be able to touch that money until 7 days later. I would have been better off getting it cashed at one bank or at Kroger or Walmart and depositing. May be out $3, but at least I would had my money immediately like I need it now rather than having to wait 7 days.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 22, 2017

    Suntrust took 5 $200.00 and one $79.00 and one $35.00 payment from my banking account all in one day without my consent except for the $200.00 and $79.00. I called the Suntrust company and spoke to a representative, whom told me that it was a computer error. She told me my money of $800.00 would be back in my account in three business days. That conversation was on the 11/11/2017 with Carmen and confirmation #** and on November 22, the money was still not returned and I had several overdrafts before my disability check came in! I have had two surgeries and been very ill and never missed a payment with them and this is how I'm treated. Please tell me what I can do? I don't have enough to pay my bills for the month now?

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    Customer ServiceStaff

    Reviewed Nov. 21, 2017

    Opened a checking and savings account online in September. Everything was going great, great service, easy deposits and never had an overdraft. I began receiving unemployment from Texas. My first payment was sent in the form of a treasury warrant because they had not verified my account before my first payment. I mobile deposited my the treasury warrant on 11/13/17 and was completely shut out of my account, debit card being declined on 11/14/17 with all funds frozen. Please note I had plenty of funds available even before this mobile deposit. I called the number and all I was being told was I violated rules and they were eliminating ties with me.

    Next morning I went into a local branch because I still was unsure what happened. The woman at the branch made a call and really told me they had a hold on my account until the mobile deposit cleared then they would review and start the closing process but could not tell me when I would have my money or why my account was frozen. I never keep cash so I had no money and was told I could not touch the funds in my account and would just have to wait. Please note I had holiday plans and Thanksgiving is days away but I can’t access my funds. I go into a different branch on 11/17 because I received a letter stating the bank had a tip that the State of Texas treasury warrant was counterfeit. The guy at this branch was very helpful but still couldn't get any info.

    The bank told me I needed to find out how they could verify the warrant and to let them know. I spent hours on the phone and found the exact number to call and verify the treasury warrant and gave it to the bank. An hour later the bank called and said they need something in writing stating it was a treasury warrant from Texas so they could keep it on file. I guess the actually treasury warrant I brought in (the one mobile deposited) was not proof enough for them. At the end of the day nothing had been taken care of even after 6 people from the State of Texas spoke with the various people from the bank. Here we are 11/21/17 and I call the exact verification number I gave the bank to call to verify the warrant.

    It was a simple call to verify and I spoke with a very friendly woman who knew the fiasco I had been through last week. Funny thing is I found out the treasury warrant was paid and funds transferred to Suntrust Bank on 11/14/17 the same day they froze my account. This was the biggest crock of bull I have ever had to deal with. They froze my account and now closed my account leaving me waiting for a check from them right for NO REASON at all.

    The treasury warrant they claimed was counterfeit was paid before they even started any of this. They have definitely made things very difficult for me just before Thanksgiving and because of their mistake, I’ve been punished and will be spending the holidays alone because I can’t travel home. Also since they locked me out of my account, I’m not exactly sure how much money I had in my checking account so I’m not sure they will send me everything that is owed to me. PLEASE STAY AWAY FROM THIS BANK, THEY ARE AS CROOKED AS THEY COME! SAVE YOURSELF A LOT OF TROUBLE AND STAY AWAY!

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    Coverage

    Reviewed Nov. 19, 2017

    I just checked my account and seen I had $100 of overdraft charges on my account. I added and readded and the amount of money I had in my account was enough to cover my charges. My account jumped from having a positive amount to negative with 3 overdraft fees which I should never have been charged. The amounts totally don't add up and doesn't even make any sense at all. Thank God I was able to take photo shots with my 2nd phone to have my proof. Praying they will correct this error. I also sent order out at bank for checks 2 months ago twice and still have not received them. The only overdraft I should have is for a $40 ATM withdrawal. I should have had $4.55 in my account leaving me in negative $35.45.

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    Reviewed Nov. 17, 2017

    SunTrust Bank is the worst bank and has illegal and unethical practices. Several different times I have been charged overdraft fees when money is available in my account. After admitting fault, they reversed the charges however the most recent time SunTrust refused to give me the overdraft money back when it clearly showed funds available. I am actually trying to find an attorney that specializes in consumer fraud that is willing to go against this unscrupulous company in arbitration. Their practices are ridiculous!

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    Staff

    Reviewed Nov. 15, 2017

    I have kept a savings and a checking account with Suntrust for almost 4 years. About a month ago, I applied for a small personal loan and was denied. So I applied with a couple different banks and was approved both times. My credit score is over 700 and I have no bankruptcies on my record. Not sure why I'm being denied. Also, Suntrust's business hours in my town aren't convenient. Open from 9 to 4 Mon - Thurs and 9 to 6 on Fri. Closed Sat and Sun. How do they expect working people to do their banking during those times?

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    Customer ServiceStaff

    Reviewed Nov. 15, 2017

    I have been banking with Suntrust for 10 years and for the first few years I was content with service. Over the past 6-7 years there have been many issues that have come up that require several phone calls, speaking with several people to resolve. Most recently I deposited a 6k check in my bank, a check from a public state college. For some reason they placed the check on hold for 8 days, and after speaking with 5 different outsourced bank representatives NO ONE can give me a straight answer as to why the check is on hold and won't clear.

    This check was not written out of some personal checking account by Joe Blow up the street, as this was a check from a University, a state institution. I called the institution that issued the check and they were showing that check has no issues and should have been cleared next day. Due to this "hold" my account is now -300, as I have autodraft bills that were processed. The bank shows that I have a current balance of 6596, but an available balance of -300. And there are over 100 dollars in overdraft charges.

    I have never dealt with this before in my life, not having access to your money for over 8 days, after being a Suntrust customer for 10 years is unacceptable! Their outsourcing of calls is a nightmare, and you either can't understand who you are talking to or they act like they have no idea what you are talking about. For example, I have spent 3-4 hours on the phone with five different overseas representatives and had several different stories to find out what was preventing my payment from processing when money was in the account. I have already changed banks and couldn't be happier.

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    Reviewed Nov. 14, 2017

    Opened a small business account in person in January 2017, and at no time did the banker disclose to me that this type account came with Overdraft fees disguised as $38/incident NSF charges. It was my understanding that that type practice was ended in 2010 when 5/3 bank was slapped with a class-action lawsuit regarding their misuse of that criminal-type system by rearranging debits and credits forcing an account into overdraft. I am now being told that you are only required to opt-in on their consumer accounts. To add insult to injury, some of their ATM and purchase debits are held for as long as two days leaving one to believe that they have a higher balance than their system reports which of course leads to Overdraft fees. Needless to say that I have terminated my relationship with them and I look forward to the day when I receive a class-action invite for this institution.

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    Customer ServiceStaff

    Reviewed Nov. 13, 2017

    In August I went to the branch to change my variable rate home equity loan to a fixed rate. I was told that I had to go through the process to apply for a completely new line of credit. At that time I told them I owned a B&B. For the next two months I dealt with the loan center losing paperwork over and over again, with the branch resending it multiple times. I called 15 times to check on the progress and got conflicting information each time. The loan officer would not return my calls... ever! They finally said they had reviewed my income and ordered an appraisal.

    After I called to check on the progress again, I was told that they couldn't give me the loan because I owned a B&B, which they knew from day one! The people at the branch knew nothing of this rule. Finally I spoke to the only knowledgeable person at Suntrust, Sherry, who told me that all I had to do to get a fixed rate was talk to Josh who would do it over the phone for me, which took less than 5 minutes! That is all I wanted to do from the beginning and instead the unknowledgeable, untrained employees of Suntrust wasted my time and money for two months! This was the most frustrating experience ever and once this loan is paid off, I will never deal with Suntrust again.

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    Reviewed Nov. 8, 2017

    Several different times I have been charged overdraft fees when money is available in my account. Most recent time Suntrust refused to give me the overdraft money back when it clearly shows I had money available.

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    Reviewed Nov. 4, 2017

    I transferred $7500 from my Bank of America account to my another bank account on November 2nd 2017. The money was withdrawn from by BofA account the same day. However I was not allowed access to the money and was told it was not available to me for one week. The money is there and they not allowing me to use it. The gentleman Mr.R. ** who spoke vaguely mentioned the fact that the "large amount" deposited might not been legal and so the bank was holding on to it. They had not evidence as to the veracity of the claim.

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    Customer ServiceStaff

    Reviewed Nov. 3, 2017

    Worst bank I have ever encountered! Several times I have made deposits with this bank and the money NEVER showed up in my account! The tellers at the windows are very very rude, I had cash one time and she told me next time I need to come in and do a deposit. UM NO??? If I want to use the drive-through I CAN! I am livid with this bank and dissatisfied is an understatement. If you want your money stolen and to be treated with disrespect go to this bank!

    The branch managers are pushy and persistent on trying to have me open a credit card and when I decline they had called my number and left over at least 12 voicemails, HARASSMENT! I will no longer bank with Suntrust, this bank has pushed me to the edge and has caused unnecessary stress into my life and I have also wasted time on the phone trying to get my money back that never showed up in my account yet the teller gave me a receipt for my deposit, so what does that mean? Is there a glitch in the system? Is my money being stolen? I CANNOT TELL, but what I can say is I don't trust this bank at all and will never do business with them again.

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    Reviewed Oct. 31, 2017

    Bank assessed overdraft fees for money that was in my account with a positive balance. Can show proof. Bank argues it's not an error. But through transaction history I can show it's the bank's error. I never had a problem with this bank. Used to be a good bank that cared about their customers and not their pockets. I'm 1700 miles from the nearest SunTrust bank and they give no leeway at all any more.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 30, 2017

    When we first got a credit card through Suntrust, we set up online banking to be able to pay our bill online, but we never set up automatic payments. Three times they took funds to pay the credit balance from our account, three times we checked online to make sure we had not set up automatic payments and called customer service, asking them to correct the error. After a while, we paid a significant expense on the card, and again they withdrew the funds from our checking account without authorization--over $5000--which demolished our checking account.

    We called customer service to reverse the charges, and they refused to admit to any error on their part, saying that we needed to change our passwords for online banking since a hacker was logging in and paying our balance online. They also refused to reverse the charges electronically, choosing instead to mail a payment. It has not yet arrived, 25 days later at this point--this is all of the money we have. The repeated errors combined with this final, honestly, inhumane response, have caused us to resolve to cancel the card once we receive the repayment.

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    Customer ServiceStaff

    Reviewed Oct. 26, 2017

    Today I had an issue about a fee that was taking out of account that I already discussed with the billing company about how I don't have it in my account yet until payday. They said they wouldn't take it out until my payday. Well now I had a -$22.00 in my account. So I call Suntrust to see if I had to pay an over withdrawal fee and they said only if I pay 22.00 that day before 9 pm. Ok well I don't have 22.00 till payday. They said, "Ok well the money for the bill will be taken out along with the overdraft fee." I said, "I cannot afford that cause I have to pay rent and if I don't have rent I am basically homeless." The lady didn't care and said, "Well I already explained to you about the overdraft fee."

    I got upset crying and I told her I wanted to speak to a manager. The manager got on the line and I explained again what had happened. She said, "Well I will call LA Fitness on a three way and you talk to them and see if they can stop credit on my account until the day I get paid." So we called and the LA Fitness associate told me that the manager won't be in until 9 so we hung up. And the manager said, "I don't know what to do from here. But you still have to pay the $22.00 dollars by 9 pm today to avoid the overdraft fee." I got upset and told her that "I Have been a faithful customer to the bank and y'all just don't care." And I said, "As soon as I get this paid (borrowing money from a friend) I am going to close my account."

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    Customer ServiceSales & MarketingStaff

    Reviewed Oct. 23, 2017

    I received a debt collector letter in the mail stating I owed Suntrust $1232.00. I saw this exact same letter 2 years ago, but threatened to bring legal Action if they didn't remove my name from the debt. 2 yrs later, I get another letter and it states they want to resolve it by offering for me to pay $600. This is a huge scam! I called Suntrust this evening and they would not disclose what the debt was for, but said they would have their fraud team look at it. I have since asked them to call my Attorney and I'm seriously considering suing them for fraud.

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    Customer Service

    Reviewed Oct. 18, 2017

    I have been with Suntrust for 3 years. I have learned with them never to let your account run too low as they will rearrange the way the money comes out of the account to overdraft you. On Sept. 29th I deposited my check 240. My online banking said current balance and available balance was $257 so I proceeded to use my debit card as funds were available. (But see they didn't know I print my online account twice a day). When I went to the gas station I used the card as debit for $11 and again at the parts store $45 debit, $40 out to dinner, $40 gas, $7, I can't remember the other two but say $20 and $50... So I spent $213 out of the 257 available but they overdrafted me for each and every one of those $216. Plus had taken two of the same payments out with the same confirmation number 328 twice.

    When I made a cash deposit on the same day of 306 at the ATM at 345 they tried to overdraft me again saying I didn't make my deposit until after 545. Little do they know I save my receipts also. When I called they would only reimburse me 2 of them the next day. So I called again and made then go over with me and told them I print my online banking twice a day and that money was available. Then they say I was right and say they will refund me my other four and since there was such a error all my overdrafts. So they put the other 4 back in, plus had to delete the item they tried to deduct 2x. This bank is awful. Then I get 8 more overdraft refunds $288 and I have a total of 315 in my account. I go withdraw $300 on Friday at 1:00 for vacation.

    Well this scumbag bank goes in my account after 4 on Friday and takes back 1 overdraft refund at a time and overdrafts me for each one they take back. They put it in my account in one lump sum but take it back individually to overdraft me 6 more times. Now they state I owe them $497. I had to cancel my vacation and get reimbursed to clear up my account that they are screwing me on since Sept. 29 - Oct. 16th. Well once I show them I have a lawyer my account is put back to the way it should be and I have the vacation money back and like magic I am in the positive. People if you are with Suntrust save your receipts and print your online banking. You need proof, this bank are a bunch of thieves.

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    Customer Service

    Reviewed Oct. 12, 2017

    I opened an account Friday the 6th with a deposit from my debit card. Sent confirmation email, and then on Monday got the mobile app, it would not open kept saying, "Sorry for inconvenience mobile site is down." This went on until Thurs the 12th. Then when opening app it then stated my username and password did not exist. I called customer service to find out what was going on and was told Suntrust decided not to bank with me and would be mailing me back my deposit. I asked 1. Why I had no communication about this? 2. Why my money would not be put back on my debit card since that was how I deposited it? Transferred to three people, all of which just read scripts. Ended up on the phone with a woman named Tequila who just kept repeating, "It could take up to five business days ma’am." So Suntrust held onto my money from the 6th until possibly the 17th, with no contact to me at all!!! I’ve never had such an experience with a bank!!!

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    Punctuality & Speed

    Reviewed Oct. 11, 2017

    Suntrust bank failed to submit payments to my Suntrust Mortgage. I just received several checks that Suntrust Mortgage Escalation Resolution Team Nichole ** made up. I have never seen any checks. I was informed these checks were sent to Seterus somewhere in CA. Still fighting for the truth. I'd like to locate and retrieve all of the mishandled funds, along with the proper recordings to Bristol County Registry of Deeds. And recover my credit history. Where can I submit my proof of facts? Please help me out of this mess. Thanks.

    Updated on 10/12/2017: Suntrust Update. Hi it's Deirdre **, September 29, 2017 I received a package from SunTrust Mortgage Escalation Resolution Team Nichole **. The material has been altered. Cut, Copied & Pasted. 100% Falsified & Forged. SunTrust bank 'Failed'. This has gone too far. My SunTrust Dispute is extremely difficult & time consuming. I really need an end. I'm afraid I'm looking it. Thanks.

    Updated on 05/02/2018: I have been disputing SunTrust Mortgage in my internal SunTrust banking account. I was informed that SunTrust transferred my security deed note to Seterus without my knowledge. There are many consistencies between these two lenders. I would like to request that I submit information to prove the evidence submit to the court for the judge to review. Thank you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 2, 2017

    I have been a SunTrust Bank customer for 8 years. 3 months ago my debit card was denied after I unloaded a grocery cart full of items at the checkout counter. Even though I had not only enough money to clear the transaction, but several more hundreds of dollars in my checking account. Still it was denied. Embarrassed, I excused myself from the checkout counter and proceeded to call SunTrust to identify the problem. After being put on hold several times, being disconnected several more times, I finally was connected to a young lady who spoke very broken English, possibly of Near Eastern accent. After explaining to her the problem, she finally released my funds and could not tell me why they were being held in the first place. However, she told me she would "file a report."

    The next day, I went directly to the local branch to speak with the Branch Manager. She was out, so they put me in touch with the Assistant Branch Manager. He went into the main accounting systems and could not identify the reason why my funds were frozen, after searching for over 45 minutes. He did say, "I will file a report" as well. He guessed that it might have been denied access to my funds because there might have been some sort of "identity theft" in the grocery store. But, he could not be sure and was equally as confused as I was. Three weeks later I receive a formal corporate letter from their headquarters in Atlanta, Georgia saying the typical, "We are sorry you have had this experience, blah, blah, blah." Still no explanation. I was tempted to close my account and find another bank, but decided I would give them one more chance.

    Today, 3 months later, I was in the same grocery store and tried to use my debit card. Guess what? It was denied. I called SunTrust immediately, but this time another broken-English (I can barely understand) oriental customer service rep told me my debit card had been CANCELLED. Upset, I asked two questions, "Why did you cancel my debit card and why didn't you notify me that you did?" She could not tell me (must be a strange disease going around at SunTrust as it appears no one can give any reasons behind any decisions they make). When asked why they did not let me know either by email, letter or phone, again she was clueless. Yet, now I have NO access to ANY of my funds in my checking account. So, I have groceries in bags sitting at the grocery store yet again.

    The Bottomline: SunTrust cannot be trusted, I repeat, SunTrust cannot be trusted with your money period. In my 40 years of banking, I have never seen such negligence and outright sloppy banking management as SunTrust. I will be closing my account next week and finding another bank. SunTrust has proven their incompetence twice over. I am not giving them another chance to embarrass me or deny me my funds when I have done nothing to deserve this. This is completely their fault. And, for whatever "system glitch" they may have, the fact is, they don't seem to care very much for their clients. Do not waste your time opening an account with SunTrust. You will regret it I promise you.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 26, 2017

    I did a mobile deposit on Friday. On Saturday only 200 came through. Not even half. Not enough to pay my bills and get my meds. I call 3 to 4 days. On Saturday they said the hold would come off on Monday. Monday comes and I was told on Tuesday. Later that evening they took all the money back out. May I remind you all I called and told these people I need to get my kidney meds, they act like they don't care. I am so swollen because I have to had my fluid pills. They don't care. They went from the check clearing on Monday to Tuesday. Till now the 29. Till the check is not going to clear. They trying to do whatever to cover their selves. They can see it. I was told the check amount and the company name on it. I told them I have no money, no food to feed my son and self. I have no gas in my car, and on top of it all the longer I keep the fluid on me the worse it gets. I will be close this account. Please guys go to another bank.

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    Staff

    Reviewed Sept. 22, 2017

    If anyone is pondering on opening an account with SunTrust, please, save yourself the trouble and headache. I'm speaking from recent experience. The other week, I had signed up for a credit check membership that enrolls one in auto pay. Well, long story short, I forgot to cancel the membership and the website charged me and put my account into the negatives. I realize this was my fault, as well as the overdraft charge that came with it. Cool deal, not a huge hit to my account

    Here's where it gets bad. EVERY single time I used my card that week to make a purchase, whether it was something small like an energy drink at work, or to pay a bill, I was relentlessly charged a $36 overdraft fee. It totaled over $300 within the span of 4-5 days. When I called to check my balance, I about had a heart attack. On top of that, my paycheck that I bust my ass for day in and day out, was used to bring my account back up.

    When I went to the local branch on my lunch break, I was told I could only be refunded ONE $36 overdraft fee. Big whoop. Earlier today, I decided to take it up with corporate, since I know the lady at the branch did everything she could. I was then told by some guy that sounded like he did not give a single care about my situation, that since I had Overdraft Coverage, which I was not aware of, I couldn't have my card declined. I would have much rather had my card declined for a beverage, than had it approved and pay close to $40 for it. The guy from corporate also told me I could not be compensated any further because the lady refunded me an overdraft fee. Some kind of eligibility crap or something. I ended up hanging up on him. I plan to terminate my checking and savings accounts with them within the next day or two.

    So to sum everything up, do not bank with SunTrust. If you plan to open an account, don't, and if you bank with them, I HIGHLY suggest you close your account. You'd be way better off banking with a Credit Union, whom I feel are more for the people, or just burying your money in your yard. There's a special place in hell for the people that run this "bank".

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 15, 2017

    I never thought I would come across a bank that I absolutely despise. I created an account with this bank two years ago due to it being the bank my current employer uses and they were running an offer which gave you $100 for having $500 in direct deposits shortly after opening your account. For the longest time, I had no issues with them as a bank, no fees on my account, no held funds, nothing. I am very careful with my finances to ensure my account never goes negative so I had never had to deal with overdraft fees. Fast forward about two years and it has been nothing but trouble with this bank. It is very clear that there was a policy change in the company or even a change of staff high up. My first problem was with a subscription payment freezing my account with not so much as an email sent my way to let me know.

    This was a payment that was made every month for the entire lifespan of the bank account so it was not a new transaction and should not have triggered their fraud protection system. To make it worse, this transaction was not stopped or even put on hold before my account was locked down so if it had been fraud, their system would not have done anything to protect my assets anyways. After spending twenty minutes on the phone giving their call center rep much more personal info than I was comfortable with, I was able to use my account again. I decided at this point that I was done with Suntrust and started to empty my account into my new account with another bank. At this point, I had almost cleared my account and was waiting on the transaction limits to roll over to finish when a separate subscription rolled my account barely into the negative.

    I caught this within an hour and immediately initiated a funds transfer from my new bank account from Suntrust's side and thought I had it cleared up as this is how they say to resolve your balance to avoid the overdraft fees. I was wrong. I checked my account the next day to confirm that the wire transfer was showing and not only was it not showing but a $36 overdraft fee had been thrown on my account throwing the balance even further negative. At this point I sent Suntrust a message through their site asking why I was being charged an overdraft fee despite setting up a funds transfer to zero my balance and they sent me an almost canned response "apologizing" for the inconvenience and letting me know that if I did not clear up the balance by the end of the week, I would also be charged another $36 extended overdraft fee.

    At this point, I checked my new bank to see if maybe they denied the funds transfer to see that it had not only posted but cleared on the other side. It took a further two days for it to even show as pending on Suntrust's side which still left my account balance -$36 due to the overdraft fee. At this point I sent Suntrust yet another message letting them know how ridiculous it was to not be able to avoid an overdraft fee by following their exact procedure for doing so and that I would not be paying the overdraft fee as I did not rightfully owe it and that I was in the process of closing the account. At this point I got another apologetic message from them and they finally refunded the overdraft fee the day before I was going to be charged the extended overdraft fee.

    To top it all off, I never got the notice in the mail of the initial overdraft until nine days after it occurred which put me getting the notice after I would have gotten charged the extended overdraft fee. For anyone that even may have been considering this bank for whatever reason, don't. Just find another bank with much better reviews and don't deal with all the unnecessary stress such as this. This bank makes its money on overdraft fees and intentionally tries to make it impossible to resolve the overdraft to avoid the fees. As a final note, despite my employer using Suntrust, I now get paid a day earlier with my other bank and will not look back for even a moment at this sorry excuse for a bank.

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    Customer ServiceCoverage

    Reviewed Sept. 6, 2017

    On 9/5/2017 I made a mobile deposit to my checking account. The only reason I made the deposit was because it clearly stated that my funds would be available to me the next day. Instead my account went in the negative as the bank put a hold on the check. This check I had waited over 1 month to receive. When I called Suntrust, I explained that we were expecting a hurricane and I needed my funds to provide water, food, gas, etc. The bank was less than caring and sympathetic to the cause and refused to release my funds. I explained that I had direct deposit to cover the funds in the event it would not clear and they put me on hold and came back to advise me that they were sorry.

    I am a regional manager to a multibillion company and I can say that we strive on excellent customer service. There are exceptions to every rule. I would highly recommend that you do not give Suntrust your business. There are much better banks that have a definition of excellent customer service and it is not Suntrust. I will be closing my account and will let everyone know the awful experience they will encounter with Suntrust.

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    Customer ServiceStaff

    Reviewed Sept. 5, 2017

    I tried to report a fraud activity on my debit card account, made phone calls, first phone system took many options to figure out, then it made me to wait more than 95 min. These thing repeated for many time whole weekend, adding insult to injury, on first working day on Tuesday, also it took my 98 min and could not reach the person to contact. Then used international number to reach and shouted at operator to transfer to "a person" in Fraud department.

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    Verified purchase
    Customer Service

    Reviewed Sept. 2, 2017

    This grotesque business does not even deserve the recognition of a poor review, let alone a one-star award. One star gives far, far too much credit. Suntrust deserves no such thing. I deposit two checks into my account. The next day, part of the funds had cleared, and part of the funds were held. This was annoying but I understand. The transaction foot note clearly stated that the held on these funds would be cleared up on 8/30/2017. It is 8/29/2017 when I deposited the funds.

    Like any normal, logical human being I made purchases with the available funds. Like anyone, I was careful NOT to exceed my available balance. However, when 8/31/2017 rolls around I notice some phenomenal had happened to my account. Not only was the hold still in place, the hold was now for a significantly larger amount than originally. But wait... It gets better. Suntrust apparently has a very savvy system in place that will retroactively decrease your available balance due to the increase in funds held two days after a deposit was and one day after it supposedly had cleared. This means that those transactions I made in the time in between were made with money that didn't actually exist in the available balance.

    It gets even better. Not only was my available balance retroactively decreased they decided it was fair to tag on $36 over draft fees on EACH ** TRANSACTION THAT WAS MADE THE PAST TWO DAYS. Plus an extended overdraft fee, and a maintenance fee. My account is astronomically in the negative and no one at SunTrust has yet to give me any reasonable answer as to why this happened nor will they do anything about it. Suntrust, you are, without question, the embodiment of human corruption and deceit. If there is a God, he has created a uniquely destructive corner of hell for the men and women who "run" your company. You sad, sad, excuse for modern banking.

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    Verified purchase
    Customer Service

    Reviewed Sept. 1, 2017

    I'm tired of the ATM telling me I have insufficient funds and when I know I don't cause I check my transactions every day on my phone. Then when I'm on the phone talking to customer service and they are telling me my transactions are approved but I’m getting no money so I go into the bank and they are saying they don't see it. First time some $400 dollars on August 18, 2017 which that was taken care of, but now sending me an email saying they may have an error and they are reversing the 103.50 on September 7, 2017. August 21, 2017 3 transactions, one for 100.00, one for 120.00 and one for 102.50 all authorized were suppose to fix in 48 hours then 48 hours come still not fixed so escalated another 48 hours still not fixed.

    Basically, first woman I talked to said my account was being frauded. Ugh no it’s not. I’m sick of blocks being put on my card every day arguing with this bank. I have 500 overdraft but somehow it’s up to 585. And last week when they screwed my account up it was neg 715 so they also screwing me on my overdraft fees cause out all this money I havent got back. They charged me 36.00 overdraft fees and this is their mess up not mine and I told them I will not have my account fixed with them until they fix my account themselves!! I have bills as well I always have money in the bank and I would never fraud a bank and they want to try to turn this around on me. Dont think so. This needs to be fixed please.

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    Customer ServicePriceStaff

    Reviewed Aug. 29, 2017

    My cellphone bill came out of my account for 30 dollars, Yesterday the money was in my account. Well today they are gonna charge me a 36 fee for the phone bill saying there was no money in my account when clearly I had it come out according to my app. Lady on the phone was rude, my boyfriend who is ** said that he always gets a warning when he's in the negative but here's the thing I wasn't, this bank just tries to charge its members to make money off of them. This bank like all the others are frauds.

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    Customer ServiceStaff

    Reviewed Aug. 28, 2017

    I applied for the Suntrust Prime Rewards card online on July and got approved. They sent me a letter with my credit score. After 30 days and no card I called Suntrust. This is where the headaches began. First they kept transferring me to different departments. No one was able to give me an answer regarding why I haven't received the card. Finally they tell me to go to a local branch and take me ID so that they can look up the information. I went to the branch and they called the card services. They put their own employee on hold for 1 hour trying to figure out what was wrong. They had closed the card even though I never received it. I asked them to issue a new card but they said that since the old one was closed they are not able to issue me a new card.

    Keep in mind I never received the new card and it was never activated. I waited an entire month for this card and now they tell me that the account is closed and there is nothing I can do about it. How can they close my account if I never received the card? They had no answer as to why the card was canceled or why I was not able to receive a new card.

    The reason I applied for the card was to have a balance transfer to avoid APR fees. I guess I'm lucky that the card was closed because I much rather pay Chase the annual APR than to deal with this terrible bank. No wonder they have 1 star rating. I guess their customer relations never checks this site because they have by far the worst reviews for customer service and overall dissatisfied customers. Please stay away from this bank at all costs. In summary I got approved for a card, never received it, account was closed, card was never shipped, "sorry there's nothing we can do about it. Try again next time". FAIL.

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    Customer Service

    Reviewed Aug. 23, 2017

    Suntrust's helpful, available and pushful in selling their products. They called me several times at work and at home, trying to sell their products to me.

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    Customer Service

    Reviewed Aug. 16, 2017

    The worst bank. High fees. No customer service. My account was compromised 3 times in 19 months. Each time there were multiple charges and no one called me. I found out on my own.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 15, 2017

    I submitted a legitimate fraud request to the bank 1 year ago. This was for 2 transactions totaling ~$800 for goods that were not received and the vendor never responded (to calls, emails, live-chat, faxes, and letters). I called SunTrust to report fraud. Originally, I was told by a lazy customer service representative that they needed only 1 of the 2 transactions and the other transaction could be added to the case later. Foolishly, I believed her. Turns out, when I called to ask why the case only listed 1 transaction, I was told that they couldn't find the other transaction even though I gave them the exact date, time, and transaction ID. Apparently, they don't keep proper records of your transactions.

    Giving up on the $300, I tried to at least get back $400. After calling almost every 2 weeks, I was finally told to submit additional documentation. I did so promptly. Not just via mail, but via fax too. After that, they kept telling me to wait because they wanted to contact the vendor that charged my card. Again, I kept calling every month now to check the status. Fast forward 1 year since the original application, I received an email stating that they denied my request because the transaction was legitimate. When I called to ask what was going on, they changed their statement to, "We didn't receive documentation from you by the deadline," which is a complete and utter lie. I have some call records from this bank but I doubt I'll get my $800 back after wasting 1 year with this worthless cash grab of a bank.

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    Reviewed Aug. 15, 2017

    Wouldn't want any part of a huge bank, like Citibank or Wells Fargo. Suntrust is regional and just OK. Too many fees, but they all do that now. Lousy CD rates, like the rest. But in good financial standing, I have read. Lobbies are clean and attractive; quite a few branches, so getting to the bank isn't a problem.

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    Customer ServiceStaff

    Reviewed Aug. 14, 2017

    I opened a new account at the branch. I showed them a code that gave you $200 when opening a new acct with direct deposit. I specially asked the lady if I had to do it online and she said no worries I will handle everything for and enter the code for the promotion. She explained all you have to do is wait 90 days and you will receive the promotion. Well it's been over 120 days and they said that in order for me to get the promotion I had to do it online. I could not believe it. I went as a new customer was told nothing else had to be done she would take care of the promotion for me and now they blame me for not opening it online. Very dishonest.

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    Reviewed Aug. 14, 2017

    We've not had a problem with Suntrust Banks with the exception of the inside bank tellers rarely being available to wait on customers and most are doing double duties such as monitoring the 'drive thru' as well as other office duties. This concerns us as the tellers are rushing to perform more than one task and must find it difficult to concentrate on any transaction they're performing.

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    Customer Service

    Reviewed Aug. 13, 2017

    Of all the financial institutions I access online, Suntrust has been the most problematic. Their online banking has improved somewhat over the past year however. When I have had online problems with them, their customer service has been very helpful. One reason I chose them years ago is that here in Florida there are many branch banks available, making them easy to find. That is less important now since I do almost everything online now.

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    Customer ServiceOnline & AppStaff

    Reviewed July 29, 2017

    I have had Sunstrust for awhile and this is the most sorry team of customer service and management at the branch in Indian Trail NC. Spoke with a manager Darryl. I explained how my acct on the app was -4.10 and now it's -40.10. Well it seems like he just knew off the bat he wasn't going to waive any fees from my acct due to his worker that I just argued with. She kept me on hold for 10 minutes before he got on the phone and you could hear her in his office while we're on the phone (so unprofessional). I explain to him what I knew was in my acct from the app so basically he tells me not to follow the app and it's wrong. Argues with me. Tells me that I am taking a gamble following the app and he is not going to waive 36.00. Are you serious!! Worst experience I had in a long time. This is why so many people stop banking.The manager at this bank was the worst. I will never go there again.

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    Staff

    Reviewed July 26, 2017

    A family member opened an account in my daughter's name which wasn't successful and they held my funds because she stole my checks and tried to deposit them! I went through every step as I was told and it took forever for them to resolve the problem! This is the worse bank ever. They have lost my service!

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    Reviewed July 18, 2017

    I received biweekly checks which were directed deposited into SunTrust. I switched to weekly and deposited my first check into my account. SunTrust held the money from my account for 8 days even though they had "cashed" the check and had already received the funds from the other bank. They insisted I "prove" to them they had received the monies! I am closing all my accounts and moving to the bank that issues my checks. Thanks but no thanks SunTrust.

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    Customer ServiceStaff

    Reviewed July 13, 2017

    I see I'm not the only one unhappy with their experience at SunTrust. I have an auto loan through SunTrust and I wish I knew what kind of shady company this was before I got involved. I make my payment on time every month and my balance is not getting any lower. I asked about this and it seems like all of their customers service representatives are rudely trained with the same robotic response. They never want to help you. They never have a solution for your problem and NO ONE ever wants to get down to the bottom of the issue. I don't know how this company is still operating. Light stream, who does the refinancing is just as terrible. They're a bunch of rude, lying, unskilled workers who are also no help. How do we get the attorney general involved with this? I've had enough!

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    Customer ServiceStaff

    Reviewed July 11, 2017

    I noticed there was a charge for $29.95 coming out of my account every month. I realized I had no paper work for it and the statement did not say exactly what it was for. Could not get in touch with the business with the number listed on statement. I disputed the charge and asked to have it removed permanently. EVERY MONTH Suntrust continues to take out the charge and I have to fight with them to re-deposit the amount and remove any over the limit fees. I have tried every which way but lose to have this charge taken off. Can't get in touch with a person at the supposed insurance company. Suntrust says I have to go through the processing bank which is Chase. Chase says I have to go through the company where the charge originates. The company does not answer and I have no address or email for the company and I have been given different names for the company.

    This is FRAUD and Suntrust seems to be in it. Do NOT bank with Suntrust if you can help it. They have serious ethics and integrity issues and I am fed up!!! I am going to change banks. I am at the end of my rope. I have banked with these buffoons for over 40 years (I think they have gone through mergers so the original bank was called something different if I remember correctly). SUNTRUST SUCKS!!!

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    Amy increased rating by 4 stars.
    Staff
    After a positive interaction with Truist, Amy increased their star rating on Aug. 21, 2017.

    Updated review: Aug. 21, 2017

    Unfortunately the bank had cyber threats and there were terrorist attacks on the news! We were friendly in person which made me feel better. I hate cyber crime but it's very real and serious! I don't miss CB&T at all but I still want to stay with SunTrust awhile longer. Be careful online with anyone! That's the best advice . Have a blessed day !

    Original Review: June 30, 2017

    In the beginning the bank was great. I was unhappy with CB and T, that bank I was with for 20 years. SunTrust was friendly but the online experience and debit card issues were terrible. The bank was not helpful in person either. The problems began to worsen. I am actually afraid to go inside without a bondsman to close all accounts. It's been too much of an ordeal. They apologized at least, CB and T never did that. It was terrible and it started so great.

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    Verified purchase

    Reviewed June 23, 2017

    Fake checks were deposited in my child's account by other teenagers that also took my monies. Suntrust won't return my money or the fees. I have been dealing with them for a number of years. I am very disappointed in their service. My mother opened up my account when I was 18 now I'm 56. I started my son's account when he turned 4. This is the thanks I get for long banking with them.

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    Sales & MarketingStaff

    Reviewed June 23, 2017

    SunTrust has been taking money out my account for no apparent reason. Every time I check my account I always make sure I check the available balance as needed and when I withdraw my account I get an additional pending charges that our previous from two to three days later from the merchant. It doesn't make any sense to me. When I had Wells Fargo and Bank of America, Bank of America has not ever treated me so wrong and Wells Fargo has not ever treated me so wrong. When SunTrust they don't give you an explanation and don't explain to you the correct way of doing things. They are a scam artist in there taking people money for no reason.

    They cannot be trusted and they does not put their customers first. My receipts, my screenshots do not lie, my ATM withdrawals do not lie, the receipts that I received there telling me it doesn't matter because it's not from a branch. I have branch receipts they still have not gave me my money and my account is still negative. These people are unprofessional and they're allowing their merchant to cause my account to be negative. I have not ever been this broke in my life and I'm trying to rebuild myself back up and I make transactions and I make deposits and I actually work for Lyft and Uber and I feel like Uber and Lyft should step up and make their own bank so we can feel safe to make our deposits because I cannot go to work cause I have no money because the bank took it. I need help. I need someone to help me with this situation. I have not ever been treated so wrong in my life and I have not ever took a dollar that I have not earned.

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    Punctuality & Speed

    Reviewed June 19, 2017

    Suntrust and its accounting procedures are costing me money - the bank will not accept electronic transfers unless you have a bank account with them. I have scheduled payments to go out from my bank 15 days before payment is due, and every 4 months, the bank says they did not receive the payment on time and hits me for another $40 late fee. These guys are either incompetent or criminals.

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    Customer ServiceStaff

    Reviewed June 15, 2017

    I got a new mortgage with Suntrust and that experience was very positive. However, once, they had my info they actively sought to get my other banking business. I set up a checking, savings and credit card account which I have found much less customer friendly than with other banks. There are small things, such as their ATMs can only give $20 bills rather than cash in various denominations (as I was used to with PNC). And then there are things that just waste time, such as the menu on their customer service phone line that has a very detailed and restrictive menu system that takes an inordinate amount of time to get to a live representative and then even longer to get to the correct representative. Add to that incorrect information and lack of knowledge by some of their phone and branch reps and it just creates an overall negative customer satisfaction experience that I cannot recommend to others.

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    Reviewed June 8, 2017

    I opened an account online only because years ago I had an account with you and had no issues. So with us relocating back to the East Coast I figured, "Why not?" Yep. The biggest mistake I ever made after my uncle sent 3 mobile deposit which were part of my inheritance. You closed it within an hour and I have to wait 15 days for that money to be sent to me. Well thanks to you guys my family has been evicted from our home and now have nowhere to live other than our van. So you will be hearing from my attorney.

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    Reviewed June 1, 2017

    SunTrust bank can lose more deposits than any other bank I know. They once lost a cash deposit through a teller! Thank God I kept my receipt! But it still was a few days before they could put my money back, not to mention the hassle. This time it is a mobile deposit that was deposited then removed! And that it's going to take 7 to 10 business days to retrieve! When my checks run out this bank will be history.

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    Customer Service

    Reviewed May 25, 2017

    I filed a claim with Suntrust and they are having me jump through hurdles just to FILE the claim. I went online and filed via the online site and they had me fill out this long application for the claim. I filed it along with proof of my claim and thought I was finished. I checked my email and they are having me fill out a physical paper and making me fax it back to them. Mind you the paper says exactly what the online claim said. So I'm confused as to why I have to do an electronic claim AND a paper claim. I'm EXTREMELY dissatisfied with my account and will close them as soon as I can make it into a branch.

    My Bank of America and Wells Fargo accounts have never ever put me through so much hassle. Bank of America all I have to do is call and file the claim and I have a provisional credit in as soon as 12 hours. Wells Fargo is the same way. I'm also disappointed that Suntrust does not have temporary cards. Suntrust, you guys need to catch up with the times if you would like to stay relevant. But that's just my opinion.

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    Customer Service

    Reviewed May 24, 2017

    I used to love dealing with Suntrust. At some point, they started outsourcing their calls and it became a nightmare. For one instance, I spent three hours on the phone with five different calls and four different stories to find out what was preventing a payment from processing when money was in the account. The call center is all too quick to give you a generic answer or "Best guess" rather than to help you actually resolve the issue. This has happened with other issues, where you are given an incorrect answer just to get you off of the phone. Additionally, if you are subject to your card being stolen, you will not be able to reach them 24 hours a day. I am changing banks and looking for someone who cares more about their customers and less about saving money by outsourcing staff.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 23, 2017

    Suntrust has been overcharging my account for OCM analysis fees for at least two years. The charges are around $1000 a month spread across 13 accounts. I brought it to their attention in January. They still haven't resolved the matter. I have asked to talk to someone at the main office and have been told they are not trained to talk to customers. The people I am allowed to talk to tell me they can't help me... they agreed I am being overcharged. I have emails from the internal people admitting they overcharged me and owe me refunds... and the people that CAN help me... well they are not trained to talk to customers... that is what I'm told.

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    Reviewed May 20, 2017

    I was thinking about banking with them because it is close to my job. This Suntrust is not in the best area but that doesn't mean it looks like it's abandoned or a prop in a scary movie. The outside looks terrible. The grass has to be at least 7 to 9 inches long. I never in my life seen anything like this. In my life its a disgrace and a shame. It's the Oxon Hill MD and Eastover branch. I really hope someone read this and do something about it and I know this might be something silly to complain about but this is just so uncommon.

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    Customer ServiceStaff

    Reviewed May 18, 2017

    I recently opened a checking/savings account. I made errors in my account and became overdrawn a couple of times but immediately put funds in the account. I made a mobile deposit a check from another account into Suntrust, realized the very next day that I deposited the wrong check. Contacted customer service and asked if the deposit could be stopped. Explained the situation. I was told "no" and that the check would just come back as a return deposit item.

    Fast forward to 5/17/17 my ATM card would not work, contacted Suntrust who told me due to the return deposit item my account was flagged by the FRAUD dept. and all funds are on hold and the accounts are being closed. My social security check was just direct deposited that day and I cannot access my FUNDS. No refund for 10-14 days. In VA I am pretty sure it is against the law to freeze social security benefits!! They are a bunch of idiots and I am going to consult an attorney.

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    Truist Company Information

    Company Name:
    Truist
    Formerly Named:
    SunTrust
    Address:
    303 Peachtreet St, N.E.
    City:
    Atlanta
    State/Province:
    GA
    Postal Code:
    30308
    Country:
    United States
    Website:
    www.truist.com