About Fairfield Funding
Fairfield Funding purchases structured settlements and annuities to help customers cash out when they need money quickly and hassle-free. The company guarantees the lowest price and eligibility for cash advances in as few as five days. Though the process takes 45 to 60 days by law, Fairfield Funding tries to expedite the transaction as much as possible.
Overall Satisfaction Rating
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Pros
- 100% guarantee
- Referral bonus
- Free quote
- No-interest cash advances
Cons
- Pricing not available online
- Process takes 45 to 60 days by law
Bottom Line
Fairfield Funding guarantees the lowest price for structured settlement and annuity cash-outs. It works to expedite the transaction as much as possible and guarantees eligibility for a cash advance in as few as five days.
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I had a unique situation with a lot of moving parts, but Fairfield was able to get the the whole thing wrapped up faster than I ever expected. I am very grateful for their patienc...
Read full review… I feel extremely thankful that I found Fairfield. They gave me the best rate, and they were able to save me the most money in the long run with buyout options I did not know wer...
Read full reviewWhat is Fairfield Funding?
Fairfield Funding is a direct purchaser that works with customers who have structured settlements, annuities or lottery winnings who want to cash out for a lump sum. Fairfield pays all costs associated with the transaction, including the court filing fee and notary fees.
Customers can choose to sell all their payments or opt for just a portion. The team at Fairfield Funding works to get your cash where it needs to go, communicating with landlords, calling credit card companies, speaking with real estate agents and helping pay off judgments and liens.
Fairfield Funding provides no-interest cash advances and works to expedite all transactions. The company offers a 100% guarantee, covering four facets of service:
- Lowest price, or the company will pay you $500 (copy of competitor contract required)
- All customers are eligible for a cash advance in five days
- Any cash advance is interest-free
- Transactions close as quickly as the law allows in your state
Fairfield Funding services
Fairfield Funding purchases investment annuities, known as fixed annuities (not retirement). The transfer of an annuity permanently changes the owner and the payee on the annuity to the purchaser (in this case, Fairfield Funding). The process takes about four weeks and goes through your insurance company. Fairfield charges a percentage of the total.
If you won the lottery and did not choose a lump sum, your payments are structured over time and paid out by the State Lottery Corporation. Fairfield Funding drafts a contract to transfer your payments to the company, then a lawyer looks over the agreement. Fairfield Funding will file a petition in your state to ask a judge to approve the payment transfer. Once approved, Fairfield pays you a lump sum, minus the fee the company charges.
The transfer of a structured settlement is governed by state and/or federal law. Fairfield Funding can guide you through the legal process in your state. When the judge approves the transfer, you’ll receive your lump sum. Fairfield Funding’s fee is a percentage of the payout.
Fairfield Funding cost
Fairfield Funding charges a percentage of the payout from the purchase of your structured settlement or annuity. If Fairfield’s fee isn’t the lowest you find when shopping around, the company will pay you $500. Contact the company for a quote based on your individual situation.
Fairfield Funding FAQ
- How long does the structured settlement process take with Fairfield Funding?
- The structured settlement process is governed by laws in each state and takes anywhere from 45 to 60 days. Fairfield Funding guarantees it will take no longer than the state-mandated time period. The company also guarantees that customers who are going through the process will be eligible for a cash advance in five days.
- Are there structured settlements that Fairfield Funding will not purchase?
- Fairfield Funding does not purchase retirement annuities set up through work.
- Where is Fairfield Funding located?
- Fairfield Funding is located in Atlanta, Georgia. Services are available nationwide.
- What is Fairfield Funding’s 100% guarantee?
- The 100% guarantee from Fairfield Funding has four parts: 1) Guaranteed lowest price, or the company will pay you $500. 2) Guaranteed to close in the quickest time allowed in your state. 3) All customers will be eligible for a cash advance in as few as five days. 4) Cash advances are interest-free.
Is Fairfield Funding worth it?
Fairfield Funding guarantees it will charge the lowest price to cash out your structured settlement or the company will pay you $500. If you need cash quickly, Fairfield Funding also guarantees its clients are eligible for a cash advance with no interest in as few as five days. A trained structured settlement specialist will guide you through the process according to the laws of your state. Although every financial situation is different and results depend on your individual circumstances, Fairfield Funding can help you cash out your annuity or structured settlement, and quotes are free.
Fairfield Funding Reviews
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I had a unique situation with a lot of moving parts, but Fairfield was able to get the the whole thing wrapped up faster than I ever expected. I am very grateful for their patience and expertise. I will definitely be going back to them should I need to in the future.
Karen,
Thank you for that! We are so glad that we could all work together to get the moving parts aligned and get an approval for you! Good luck with all of your endeavors going forward and stay in touch!
I was offered the internship of my dreams, but I knew that I wouldn't be able to afford daily life without income. I didn't want to have to sell my future lump sums, but I knew that was my only option to advance my career. I feel extremely thankful that I found Fairfield. They gave me the best rate, and they were able to save me the most money in the long run with buyout options I did not know were possible. Highly recommend!
Kayla,
We are so glad to have been a part of what we are sure will be a very successful journey for you! You are going to do great things! Stay in touch!
Amanda was amazing through this whole process! I never felt pressured, and felt like I got a fair deal. The process was long but Amanda kept me up to date, and was very helpful. I cannot recommend them enough!! Other companies made me feel like I was backed into a corner, and I was never made to feel that way with Amanda and Fairfield Funding. I love them!
Thank you for that! We loved working with you also and we are so glad we were able to get you your money! We wish you all the best! Stay in touch!
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Kristen was extremely helpful and polite through the entire process and thanks to her, I am now a homeowner. She made everything clear and even went above and beyond several times to help facilitate my needs. I would recommend her to anyone
Thank you so much for your kind words. Kristin is certainly one of the best! So glad you had a wonderful experience and congratulations on your new home! We couldn't be happier for you! Stay in touch!
I had thought about going through with the process for years but it was incredibly intimidating until I did the research and found Fairfield Funding. They were so helpful and understanding of my reservations and made the sale as easy and comfortable as possible. Working with Kristin ** was an absolute pleasure and if you are in a situation where you need to sell, I highly recommend Fairfield Funding!
I only have great things to say about the people at Fairfield. You can tell that they have all been doing this for a long time, and they are good at what they do! If I ever need to do this again, I will definitely be going back to Fairfield.
Thank you for that! Our team is experienced and we are so glad that it shows when working with us! We enjoyed working with you and are so glad we had such a successful outcome! Good luck and stay safe!
This was a great company to work with for many reasons. They were honest from the beginning and offered me the best quote. They also got the whole transfer approved very quickly. I would go with them again in a heart beat.
Mike,
Thank you for taking the time to do a review. We really appreciate it and enjoyed working with you. We are so glad to have been able to get this done for you quickly! Stay in touch and take care.
Could not be happier! I was able to cash out an annuity that was left to me and purchase my dream home. Process was quick and painless, and they were very pleasant to work with. I would recommend them to anyone.
Becky,
Thank you for that! We are so excited and happy for you to be in your dream home! It was a pleasure to work with you as well! Good luck with the move! Stay in touch!
I recently sold my annuity payments with Fairfield Funding and would recommend them to anyone looking to sell. I was very happy with their customer service and how they made the process so easy for me! And they're super nice.
Thank you for the kind words! We were happy to be able to help you and you were an absolute pleasure to work with! We wish you all the best! Stay in touch!
Fairfield helped me get my car back, pay off medical bills and put money towards school. I didnt have any other option and I didnt want to have to sell my payments but I'm glad I did now. My life is back on track and they made the process so easy and fast for me.
Tabitha,
We are so glad we were able to help you get the money you needed to get your car back, pay off debt and go to school! We know you are going to do great now that you can focus on your school and not worry about your finances! Stay in touch!
I live super close to their actual office so I was able to meet a couple people from their team in person - just as nice in person as all the reviews say! I would recommend any one to them, but if you live in GA - it's a no brainer! Better rate and faster than anyone else.
Drew,
Our team loved getting to meet you in person! Thank you for working with us and taking the time to get to know us. Stay in touch and good luck with everything!
Very pleased with Fairfield Funding and their staff. I had a peculiar case which I know cause them extra headaches, and their team worked very hard to get this transfer done for me. I know it wasn't easy so I am very thankful I trusted them to get this completed for me.
Michael,
It was our pleasure to use our expertise to work through a difficult transfer. We are so glad we could get this done with your help. We wish you all the best going forward. Stay in touch.
Fairfield Funding Company Information
- Company Name:
- Fairfield Funding
- Company Type:
- Private
- Year Founded:
- 2008
- Address:
- 1441 Dresden Dr NE Suite 290
- City:
- Atlanta
- State/Province:
- GA
- Postal Code:
- 30319
- Country:
- United States
- Fax:
- 888-857-4156
- Website:
- www.fairfieldfunding.com