
Peachtree Financial Solutions Reviews
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About Peachtree Financial Solutions
Founded in 1996, Peachtree Financial helps individuals liquidate their structured settlement from annuity payments, lottery winnings and active nonsettled lawsuits. The company is free to apply and only charges fees once a transaction is completed. Once your pre-settlement is approved, it can provide cash in as little as one to three days. Not all services are available in all states.
- Free quote
- No upfront payment
- Credit score not a factor
- Capped at $750,000
- No published fees
Featured Reviews
Our editor’s take
Peachtree is a well-rated structured settlement company with over 370 4- or 5-star reviews from past customers who left reviews on our website. Many customers felt the representatives were professional and helpful and provided good customer service. Additionally, many thought the process was easy and efficient.
Peachtree Financial merged with J.G. Wentworth in 2011 and connects people to companies willing to offer cash in exchange for a portion of the future settlement. For pre-settlement funds, Peachtree Financial Solutions works with companies that can fund you $300 to $750,000, depending on the details of your claim, but you must have an attorney.
How does Peachtree Financial work?
The application process with Peachtree Financial is meant to be efficient, with a representative helping you through each step. Here’s what to expect for most structured settlement cases.
- Get a free quote: The first step to getting a lump-sum cash payment for your structured settlement payments is to contact Peachtree Financial. This initial conversation allows you to provide details about your settlement and financial needs. After the initial call, the company will provide a quote based on the details of your settlement.
- Understand your contract: Once you accept a quote, the next crucial step is the purchase contract. This is when all the paperwork is completed, and you agree on the terms of the transaction.
- Appear in court: After finalizing your contract, the company will request a court hearing. This is a legal requirement for selling structured settlements.
- Receive your lump sum: After receiving court approval, you should receive your money quickly via direct deposit or check.
Peachtree Financial services
Peachtree Financial Solutions offers a range of services related to structured settlements, annuities, and lottery payments. Individuals can sell their partial or entire settlement.
- Structured settlements: Peachtree Financial Solutions buys structured settlement payments from individuals who have won or settled lawsuits and would prefer a lump sum payment instead of receiving their money over time.
- Annuities: Similar to structured settlements, Peachtree also purchases annuity payments. This can benefit individuals who need immediate access to their funds rather than waiting for periodic payments.
- Lottery payments: If a person wins the lottery and chooses to receive their winnings over time, Peachtree can buy these payments and provide a lump sum payout.
- Pre-settlement funding: In some cases, Peachtree provides funding for pending lawsuits if it believes you have a strong case and likelihood to win. You will need to work with your attorney for this level of service.
Costs and fees
Peachtree does not list any of its costs, but it says it will not charge any upfront fees for pre-settlement funding. It's important to keep in mind that while selling your future payments can provide immediate cash, it may come at the cost of a lower overall payout. Knowing how much the settlement will cost you during your consultation will help you avoid post-settlement financial regret.
How does Peachtree Financial compare?
Across all structured settlement companies on our site, our reviewers gave companies in this category an overall satisfaction rating of 3.7. Peachtree Financial is one of the top-rated companies among our reviewers, with 93% of customers leaving a happy or satisfied review.
FAQ
What are the tax implications of selling my structured settlement?
Generally, the lump sum you receive from selling your structured settlement is not taxable. This is because the original settlement was likely designed to be tax-free. However, any interest or investment income that you earn from the lump sum could be subject to taxes. It's important to consult with a tax advisor to understand the specifics based on your individual situation.
What types of annuities does Peachtree purchase?
Peachtree Financial typically purchases various types of annuities, including those received from insurance companies, retirement annuities and lottery annuities.
What happens if I lose my pre-settlement case?
The companies that work with Peachtree Financial will fund your pre-settlement because they believe you have a strong case. However, if you lose your case, the money funded will still be yours to keep — it is not a loan that must be repaid.
Is Peachtree Financial legit?
Peachtree Financial is a legit company with over 20 years of experience. It reported on its website that it has helped individuals secure funds for over 19,000 cases. Additionally, the company merged with another trusted name in the space — J.G. Wentworth, in 2011.
Peachtree Financial Solutions Reviews
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- 4,650,511 reviews on ConsumerAffairs are verified.
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- 4,650,511 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Peachtree Financial Solutions Company Information
- Social media:
- Company Name:
- Peachtree Financial Solutions
- Year Founded:
- 1996
- Address:
- 1200 Morris Drive, Suite 340
- City:
- Chesterbrook
- State/Province:
- PA
- Postal Code:
- 19087
- Country:
- United States
- Website:
- www.peachtreefinancial.com