Peachtree Financial Solutions Reviews

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About Peachtree Financial Solutions

Founded in 1996, Peachtree Financial helps individuals liquidate their structured settlement from annuity payments, lottery winnings and active nonsettled lawsuits. The company is free to apply and only charges fees once a transaction is completed. Once your pre-settlement is approved, it can provide cash in as little as one to three days. Not all services are available in all states.

Pros
  • Free quote
  • No upfront payment
  • Credit score not a factor
Cons
  • Capped at $750,000
  • No published fees

Featured Reviews

Mount Vernon, IL
Verified purchase
While using Peachtree I had Shannon help me and she is the sweetest more caring person I’ve worked with. She made sure to comfort me and help me make an educated decision and she ...

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Moundsville, WV
Verified purchase
The reps I worked with were amazing, answered all of my questions, and got back to me in a timely manner. I was with another company … and they took three to four days to get back...

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Our editor’s take

Peachtree is a well-rated structured settlement company with over 370 4- or 5-star reviews from past customers who left reviews on our website. Many customers felt the representatives were professional and helpful and provided good customer service. Additionally, many thought the process was easy and efficient.

Peachtree Financial merged with J.G. Wentworth in 2011 and connects people to companies willing to offer cash in exchange for a portion of the future settlement. For pre-settlement funds, Peachtree Financial Solutions works with companies that can fund you $300 to $750,000, depending on the details of your claim, but you must have an attorney.

How does Peachtree Financial work?

The application process with Peachtree Financial is meant to be efficient, with a representative helping you through each step. Here’s what to expect for most structured settlement cases.

  • Get a free quote: The first step to getting a lump-sum cash payment for your structured settlement payments is to contact Peachtree Financial. This initial conversation allows you to provide details about your settlement and financial needs. After the initial call, the company will provide a quote based on the details of your settlement.
  • Understand your contract: Once you accept a quote, the next crucial step is the purchase contract. This is when all the paperwork is completed, and you agree on the terms of the transaction.
  • Appear in court: After finalizing your contract, the company will request a court hearing. This is a legal requirement for selling structured settlements.
  • Receive your lump sum: After receiving court approval, you should receive your money quickly via direct deposit or check.

Peachtree Financial services

Peachtree Financial Solutions offers a range of services related to structured settlements, annuities, and lottery payments. Individuals can sell their partial or entire settlement.

  • Structured settlements: Peachtree Financial Solutions buys structured settlement payments from individuals who have won or settled lawsuits and would prefer a lump sum payment instead of receiving their money over time.
  • Annuities: Similar to structured settlements, Peachtree also purchases annuity payments. This can benefit individuals who need immediate access to their funds rather than waiting for periodic payments.
  • Lottery payments: If a person wins the lottery and chooses to receive their winnings over time, Peachtree can buy these payments and provide a lump sum payout.
  • Pre-settlement funding: In some cases, Peachtree provides funding for pending lawsuits if it believes you have a strong case and likelihood to win. You will need to work with your attorney for this level of service.

Costs and fees

Peachtree does not list any of its costs, but it says it will not charge any upfront fees for pre-settlement funding. It's important to keep in mind that while selling your future payments can provide immediate cash, it may come at the cost of a lower overall payout. Knowing how much the settlement will cost you during your consultation will help you avoid post-settlement financial regret.

How does Peachtree Financial compare?

Across all structured settlement companies on our site, our reviewers gave companies in this category an overall satisfaction rating of 3.7. Peachtree Financial is one of the top-rated companies among our reviewers, with 93% of customers leaving a happy or satisfied review.

FAQ

What are the tax implications of selling my structured settlement?

Generally, the lump sum you receive from selling your structured settlement is not taxable. This is because the original settlement was likely designed to be tax-free. However, any interest or investment income that you earn from the lump sum could be subject to taxes. It's important to consult with a tax advisor to understand the specifics based on your individual situation.

What types of annuities does Peachtree purchase?

Peachtree Financial typically purchases various types of annuities, including those received from insurance companies, retirement annuities and lottery annuities.

What happens if I lose my pre-settlement case?

The companies that work with Peachtree Financial will fund your pre-settlement because they believe you have a strong case. However, if you lose your case, the money funded will still be yours to keep — it is not a loan that must be repaid.

Is Peachtree Financial legit?

Peachtree Financial is a legit company with over 20 years of experience. It reported on its website that it has helped individuals secure funds for over 19,000 cases. Additionally, the company merged with another trusted name in the space — J.G. Wentworth, in 2011.

Peachtree Financial Solutions Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Peachtree Financial Solutions?
    • 4,650,511 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceContract & TermsStaffProcess

    Reviewed April 10, 2025

    I needed my money and Peachtree Financial Solutions offered the best terms for me. What really drew me to them over other companies was their excellent customer service. They explained everything and took the time to make me feel comfortable, ensuring I understood the whole process without treating me just like another profit opportunity. The rep, Veronica, was exceptional, always ready to address my questions and concerns.

    The process with Peachtree moved quickly; it was completed in about two months, thanks to Veronica's efficiency. Communication was strong throughout, and Veronica even helped me outside of usual business hours, which I greatly appreciated. Overall, my experience with Peachtree was highly positive, and I definitely recommend them to others.

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    Peachtree Financial Solutions
    Response from Peachtree Financial Solutions

    Hi Enyia! We're absolutely delighted to hear about the excellent service you've received from Peachtree Financial Solutions. It's wonderful to know that Veronica was able to make you feel comfortable and well-informed throughout the process. We strive to provide our clients with the best terms and customer care, so your recommendation means a lot to us. Thank you for sharing such a positive experience!

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaffProcess

      Reviewed Nov. 22, 2024

      The reps at Peachtree Financial Solutions were really accommodating and I really didn't have any issues with them at all. Every question that I had was answered, and I could even text and work with the agents. The process was pretty seamless and everything worked out well. They did everything that they could. They gave me a quote at first, then I called around and did some due diligence. Peachtree gave me the best deal and they got a court date quickly. Everything moved strategically and I'm glad I went with them. They made me feel good about everything and I'm hoping everything's going to be better now.

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      Peachtree Financial Solutions
      Response from Peachtree Financial Solutions

      Hi Jo! We are thrilled your program has been going well so far - we are excited to be on this journey towards the financial future you deserve!

      Verified purchase
      Customer ServiceContract & TermsStaffProcess

      Reviewed Aug. 28, 2024

      I want to thank the representative I had the pleasure of working with throughout my interactions with Peachtree, (Shannon **). Shannon has been amazing from the beginning of the process through the time I was actually funded. She has always been available to answer any questions I had. She's worked with her team to meet the terms that I inquired about and were comfortable for me. She was always consistent with providing me updates from her end and kept a line of communication open whether it was by phone, email or text. This is very important for me, especially when dealing with such large transactions and establishing a rapport. I recommend any customer to work with Shannon and her team if they want professionalism, a person who they can trust to get the job done and someone who will go above and beyond for their clients. I certainly appreciate all of Shannon’s hard work during this process!

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      Peachtree Financial Solutions
      Response from Peachtree Financial Solutions

      Hi Duquawne! It is so nice to hear how much Shannon was able to help with your program - thanks for sharing!

      Verified purchase
      Punctuality & SpeedStaffProcess

      Reviewed Aug. 11, 2024

      I was homeless and my aunt was trying to help me find a way to get money now at that moment. She referred me to Peachtree and everything went good. They were quick and fast by everything. Any time I needed anything, like if I needed an advance to hold me over or to pay for a hotel room to last until I got my money, they made sure that I got it. So, I'll 100% suggest them. When it came to my payment time, they made sure that I got my money as soon as possible. So, overall, it was a really easy process. They made everything simple for me. Working with them gave me the opportunity to get my life on track, get my license up and running, and get me in a nice place for my daughter.

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      Peachtree Financial Solutions
      Response from Peachtree Financial Solutions

      Hi Kyle! We are thrilled everything has gone so well with your program - we are excited to be on this journey towards the financial future you deserve!

      Verified purchase
      PriceStaffProcess

      Reviewed May 9, 2024

      I almost went to another company 'cause they gave me a quote that would save me $35,000 more than what Peachtree's quote was. Then I talked to my agent a little bit more and she explained how the system works, how they're very aggressive. She was very determined to match it and give me a better quote. Peachtree was fantastic. They helped me out each step of the way and kept me informed. I went with Peachtree even though I could have gotten a deal that would save me $5,000 more because I like the process and how detailed they were compared to the other company.

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      Peachtree Financial Solutions
      Response from Peachtree Financial Solutions

      Hi Caitlyn! It is so nice to hear that you appreciate working with us so much - we are excited to be on this journey towards the financial future you deserve!

      Customer ServiceStaff

      Reviewed April 4, 2025

      I would not recommend them at all. I have done transactions with Peachtree and with Catalina and would by far recommend Catalina. Peachtree was very deceptive and outright lied to me. I worked with Michael and he was very rude.

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      Peachtree Financial Solutions
      Response from Peachtree Financial Solutions

      Hi Lynette. We apologize for the experience you've had working with us. Please contact our team with more details, so we can ensure this matter is addressed promptly and improve our communication and transparency. Thank you for bringing this to our attention.

      Resolution In Progress
      Verified purchase
      Customer ServiceStaffProcess

      Reviewed March 26, 2025

      Peachtree Financial Solutions took over the company I was dealing with before. My experience with Peachtree was quite agreeable, and the process, though I can't recall exactly how long it took, was enjoyable. Communication with their representatives was smooth. There was nothing significant about the process that I felt needed improvement.

      The experience with Peachtree positively impacted my life, particularly in helping me manage my bills. The representative I worked with stood out due to their proactive engagement, staying in contact even when it wasn't immediately necessary, just to ensure everything was going well for me. Overall, my comfort level through the process with Peachtree was good.

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      Response from Peachtree Financial Solutions

      Hi Daisy! We are thrilled to hear how much of a positive experience you are having with our team to find the best financial path for you - thanks for sharing!

      Verified purchase
      PriceStaffProcess

      Reviewed March 12, 2025

      I have used Peachtree's services before, and as a repeat client, my experience was quite smooth. The process was easy, and the representatives I interacted with were knowledgeable about the services they provided. I haven't needed ongoing customer support, so I can't speak to that aspect. However, the quality of service I received was good, and they met my needs.

      I would rate my overall experience with Peachtree as excellent, and I would certainly recommend them to others. While I rated the overall experience as high, I found the cost to be a bit more moderate.

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      Peachtree Financial Solutions
      Response from Peachtree Financial Solutions

      Hi Chante! We are pleased to hear how well your program has been going - thanks for sharing!

      Verified purchase
      Customer ServiceProcess

      Reviewed March 12, 2025

      I needed help getting my settlement money and decided to go with Peachtree based on my brother's recommendation. The experience was positive. I worked with someone named David who explained things thoroughly and guided me through the entire process. Peachtree successfully helped me access my settlement funds, meeting my needs effectively. Overall, I am satisfied with their service.

      On a scale of 1 to 5 stars, I would rate them 4 stars as I was happy with the experience. David's customer service deserves a 5-star rating. As for the cost of their services, I would give it a 3-star rating.

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      Peachtree Financial Solutions
      Response from Peachtree Financial Solutions

      Hi Mariam! It is so nice to hear everything has been going well - thanks for sharing!

      Verified purchase
      Customer ServicePricePunctuality & SpeedStaff

      Reviewed Dec. 28, 2024

      Peachtree’s reps were friendly and helped me out in a timely manner. They were fast and courteous. The customer service was good as well as the price.

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      Peachtree Financial Solutions
      Response from Peachtree Financial Solutions

      Hi Kenneth! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

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      Peachtree Financial Solutions Company Information

      Social media:
      Company Name:
      Peachtree Financial Solutions
      Year Founded:
      1996
      Address:
      1200 Morris Drive, Suite 340
      City:
      Chesterbrook
      State/Province:
      PA
      Postal Code:
      19087
      Country:
      United States
      Website:
      www.peachtreefinancial.com