Peachtree Financial Solutions Reviews
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About Peachtree Financial Solutions
Founded in 1996, Peachtree Financial helps individuals liquidate their structured settlement from annuity payments, lottery winnings and active nonsettled lawsuits. The company is free to apply and only charges fees once a transaction is completed. Once your pre-settlement is approved, it can provide cash in as little as one to three days. Not all services are available in all states.
- Free quote
- No upfront payment
- Credit score not a factor
- Capped at $750,000
- No published fees
Featured Reviews
Our editor’s take
Peachtree is a well-rated structured settlement company with over 370 4- or 5-star reviews from past customers who left reviews on our website. Many customers felt the representatives were professional and helpful and provided good customer service. Additionally, many thought the process was easy and efficient.
Peachtree Financial merged with J.G. Wentworth in 2011 and connects people to companies willing to offer cash in exchange for a portion of the future settlement. For pre-settlement funds, Peachtree Financial Solutions works with companies that can fund you $300 to $750,000, depending on the details of your claim, but you must have an attorney.
How does Peachtree Financial work?
The application process with Peachtree Financial is meant to be efficient, with a representative helping you through each step. Here’s what to expect for most structured settlement cases.
- Get a free quote: The first step to getting a lump-sum cash payment for your structured settlement payments is to contact Peachtree Financial. This initial conversation allows you to provide details about your settlement and financial needs. After the initial call, the company will provide a quote based on the details of your settlement.
- Understand your contract: Once you accept a quote, the next crucial step is the purchase contract. This is when all the paperwork is completed, and you agree on the terms of the transaction.
- Appear in court: After finalizing your contract, the company will request a court hearing. This is a legal requirement for selling structured settlements.
- Receive your lump sum: After receiving court approval, you should receive your money quickly via direct deposit or check.
Peachtree Financial services
Peachtree Financial Solutions offers a range of services related to structured settlements, annuities, and lottery payments. Individuals can sell their partial or entire settlement.
- Structured settlements: Peachtree Financial Solutions buys structured settlement payments from individuals who have won or settled lawsuits and would prefer a lump sum payment instead of receiving their money over time.
- Annuities: Similar to structured settlements, Peachtree also purchases annuity payments. This can benefit individuals who need immediate access to their funds rather than waiting for periodic payments.
- Lottery payments: If a person wins the lottery and chooses to receive their winnings over time, Peachtree can buy these payments and provide a lump sum payout.
- Pre-settlement funding: In some cases, Peachtree provides funding for pending lawsuits if it believes you have a strong case and likelihood to win. You will need to work with your attorney for this level of service.
Costs and fees
Peachtree does not list any of its costs, but it says it will not charge any upfront fees for pre-settlement funding. It's important to keep in mind that while selling your future payments can provide immediate cash, it may come at the cost of a lower overall payout. Knowing how much the settlement will cost you during your consultation will help you avoid post-settlement financial regret.
How does Peachtree Financial compare?
Across all structured settlement companies on our site, our reviewers gave companies in this category an overall satisfaction rating of 3.7. Peachtree Financial is one of the top-rated companies among our reviewers, with 93% of customers leaving a happy or satisfied review.
FAQ
What are the tax implications of selling my structured settlement?
Generally, the lump sum you receive from selling your structured settlement is not taxable. This is because the original settlement was likely designed to be tax-free. However, any interest or investment income that you earn from the lump sum could be subject to taxes. It's important to consult with a tax advisor to understand the specifics based on your individual situation.
What types of annuities does Peachtree purchase?
Peachtree Financial typically purchases various types of annuities, including those received from insurance companies, retirement annuities and lottery annuities.
What happens if I lose my pre-settlement case?
The companies that work with Peachtree Financial will fund your pre-settlement because they believe you have a strong case. However, if you lose your case, the money funded will still be yours to keep — it is not a loan that must be repaid.
Is Peachtree Financial legit?
Peachtree Financial is a legit company with over 20 years of experience. It reported on its website that it has helped individuals secure funds for over 19,000 cases. Additionally, the company merged with another trusted name in the space — J.G. Wentworth, in 2011.
Peachtree Financial Solutions Reviews
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- 4,809,857 reviews on ConsumerAffairs are verified.
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- 4,809,857 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
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Reviewed Nov. 15, 2025
Their team was incredibly kind, and I appreciated how they kept in touch throughout the process. The entire experience with Peachtree was really pleasant, and the process took about 45 days from start to finish, as they had estimated.
Everything went smoothly, and I always felt like they genuinely had my best interests at heart. Working with them, I was able to address personal challenges and focus on moving forward with my child. I would recommended Peachtree.
Hi Janae! We are delighted to hear about your positive experience with us. Our team takes pride in maintaining strong communication throughout the process, and we’re pleased to hear that this contributed to a smooth and pleasant transaction for you. Thank you for recommending us and for sharing your feedback.!
Reviewed Oct. 30, 2025
Peachtree Financial Solutions caught my eye when I was looking around at various options. The process with them was pretty straightforward. Their customer service stood out; they clearly communicated everything as it was happening, which was impressive. I appreciated the ongoing customer support and found the service quality to be satisfactory, meeting my needs well.
We struck a pretty good deal, which seemed fair to me. The representatives I dealt with were excellent, and I rated the quality of their customer experience very highly. I used their website, which I found user-friendly, and it offered easy navigation and a good layout. Overall, my experience with Peachtree has been positive, and I'm satisfied with their services.
Hi Leonidas! It's wonderful to know that our straightforward process, effective communication, and the impressive support provided by our team met and even exceeded your expectations. Your satisfaction with both our service and the website experience means a lot to us.
Reviewed Sept. 18, 2025
I had a wonderful time with Peachtree. I found them through a quick google search and what really set them apart for me was the interaction with their team. The representative I spoke with wasn’t pushy at all, unlike others I encountered, which made me feel comfortable moving forward with them.
Throughout the process, Peachtree's customer service was stellar. They consistently provided thorough information, often anticipating my needs before I even voiced them. Staying informed was never an issue, as they kept me updated every step of the way before I started asking questions.
The service was excellent, although the overall speed was hindered by existing Georgia laws. There’s not much the company could do about that, but everything else was smooth and beneficial. They handled everything superbly on their end.
Overall, my experience with Peachtree was extremely positive, and I'd recommend them to friends considering similar services. The person I worked with was awesome.
Hi William! We're overjoyed to learn about your wonderful experience with Peachtree. It's fantastic to hear how pleased you were with our customer service and that we could assist you each step of the way. We're grateful for your recommendation, and it's reviews like yours that empower our team to continue providing stellar support. Thank you for choosing Peachtree, and if we can do any more for you, let us know!
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Reviewed Aug. 28, 2025
After much deliberation, I decided to go with Peachtree Financial Solutions because they weren't overly persistent or aggressive compared to other companies. Many others would reach out to me two or three times a week, and they’d called me and I’d tell them, “You can check in once a month,” and Peachtree listened to me. Working with Peachtree was initially nerve-wracking since it involved significant financial dealings. However, Michael was quite calm and never pushy. What stood out was how he was personable, chatting with me about football and other topics, making the entire process much more comfortable. It took a couple of months from when I agreed to the final completion, but the process was smooth overall. Michael sent a notary out here to help me do all the paperwork so I wouldn't have to be stressed about it. I would definitely recommend Peachtree to others because of their cooperative approach without being overly assertive.
Hi Bryant! Thank you for taking the time to share your positive experience with us. We're delighted to hear how Michael's approach, focusing on being personable and cooperative rather than overly assertive, helped make your financial dealings comfortable and stress-free. It's excellent to know that the smoother process and additional support, such as sending a notary for the paperwork, truly stood out for you. We'll be sure to pass on your kind words to Michael. Should you have any more needs in the future, don't hesitate to reach out. We appreciate your recommendation!
Reviewed Aug. 5, 2025
I was doing an online search for settlement funding and my initial exploration led me to Peachtree Financial after being directed by Prudential to seek an outside vendor. Peachtree caught my eye, and they were the first I reached out to. Michael, the representative I worked with, handled everything impressively quickly, leading to a very positive experience.
At the beginning, communication was slightly inconsistent. There were days when updates were scarce, prompting me to initiate most of the contact. Nevertheless, once on the phone, the staff was fully responsive to my inquiries. Although I had to reach out more than anticipated, the overall communication met my expectations given their busy schedule with other customers.
The entire process, from my first call to the receipt of my funds, spanned about two months, possibly less, around a month and a half. I have truly positive reflections on my interactions with Peachtree. Overall, I have nothing but commendable things to share about my experience with them.
Hi Jakel! We are delighted to confirm the positive journey you've embarked on with us, especially with assistance from Michael. Thanks for reflecting share-worthy amicable interactions—these mean a lot to us!
Reviewed April 10, 2025
I needed my money and Peachtree Financial Solutions offered the best terms for me. What really drew me to them over other companies was their excellent customer service. They explained everything and took the time to make me feel comfortable, ensuring I understood the whole process without treating me just like another profit opportunity. The rep, Veronica, was exceptional, always ready to address my questions and concerns.
The process with Peachtree moved quickly; it was completed in about two months, thanks to Veronica's efficiency. Communication was strong throughout, and Veronica even helped me outside of usual business hours, which I greatly appreciated. Overall, my experience with Peachtree was highly positive, and I definitely recommend them to others.
Hi Enyia! We're absolutely delighted to hear about the excellent service you've received from Peachtree Financial Solutions. It's wonderful to know that Veronica was able to make you feel comfortable and well-informed throughout the process. We strive to provide our clients with the best terms and customer care, so your recommendation means a lot to us. Thank you for sharing such a positive experience!
Reviewed March 12, 2025
My mother and I discovered Peachtree Services after searching online for quick loan options related to my settlement. Once we reached an agent and he guided us through various options, we selected what worked best for us. I received an Amazon gift card for signing up and asking, and everything worked out much better than I thought it would too. The process was surprisingly quick, and I was pleased with the timely delivery.
To obtain my structured settlement, I contacted an attorney, arranged a court date, and explained to a judge, including what I needed the money for, and what I was there for. The entire process took roughly a month, and the customer support was commendable. Veronica and another representative from Peachtree were particularly helpful throughout the experience.
There wasn't anything I felt needed improvement. The efficiency and effectiveness of the service were notable. Peachtree's service had a significant impact on my situation, helping me out of financial trouble caused by car issues. Now, I'm in a position to search for a new car.
I would rate my experience as excellent and would recommend Peachtree to others.
Hi Cassandra! It is nice to hear how much of a positive experience you are having with your team to find the best financial path for you - thanks for sharing!
Reviewed Dec. 27, 2025
I was in need of desperate money and Peachtree bought some structures for me. The lady that helped me, Shanae, was a very good woman and I liked her. I also worked with Mike and Chris, and they helped me as well. They all gave me what I needed. If someone I know needed similar services, I'd recommend Peachtree for their reliability and the quality of service they offer. The team was professional, and I felt well taken care of during the entire process.
Hi Michael! Thank you for your wonderful review. We're thrilled to hear about your positive experience with Shanae, Mike, Chris, and our team. Knowing that you felt well taken care of and found our services reliable is incredibly rewarding. Your recommendation means the world to us. Should you or someone you know ever need assistance again, we're here to help anytime. Thank you for choosing Peachtree!
Reviewed Dec. 17, 2025
From the beginning, Peachtree's reps were very helpful and quick to respond. Unlike other companies, they never gave me any issues and always honored their commitments. This made the entire process smooth and stress-free. I've been dealing with them for a while now, and their consistent service quality has been impressive. Peachtree truly stands out for their customer service and they are a company I can confidently recommend.
Hi Markal! We're thrilled to hear about your positive experience with our team at Peachtree. It's fantastic to know that our dedication to swift and reliable service has stood out. We appreciate your kind words and your confidence in recommending us to others. Thank you for choosing Peachtree, and we're always here to assist whenever you need us!
Reviewed Dec. 13, 2025
Working with Peachtree was generally positive; they were helpful and communicated well. However, I felt that I could have received a larger portion of my settlement.
During my second transaction, there was a hiccup—they didn't have their paperwork ready for court, which caused delays and necessitated another court date. The communication from the representative was a strong point, yet overall, I would rate my experience a 3 out of 5. While the process was quick and efficient, I think it's important to note that you might not get as much of your money as possible.
Hi Maddyn! We appreciate you sharing your experience working with us. We apologize for the inconvenience caused by the paperwork delay during your second transaction. Thanks for sharing!
Reviewed Sept. 18, 2025
Throughout my experience with PeachTree, it was a relief to have a seamless interaction each time.
Hi Danielle! We are thrilled to hear that you had a seamless experience with us. Your kind words bring us so much joy, and we’re delighted that our team was able to meet your expectations. Thank you for choosing Peachtree, and we look forward to continuing to serve you exceptionally!
Reviewed Aug. 9, 2025
My overall experience with Peachtree Financial Solutions was satisfactory. The process they facilitated was relatively smooth; they handled the setup of appointments and meetings, requiring me essentially to just attend and complete the necessary paperwork. This made the transaction feel seamless and efficient.
I appreciate their approach and would rate my experience with them quite favorably. Specifically, the rep I engaged with was particularly impressive, contributing positively to the overall customer service experience. Unlike some services, there were no direct costs associated with working with them from my end.
Hi Frank! We're delighted to hear that your experience with our team was seamless and satisfying. It's fantastic that you found the process easy and the reps, especially the one you mentioned, contributed positively to your experience. Looking forward to continuing to serve you!
Peachtree Financial Solutions Company Information
- Social media:
- Company Name:
- Peachtree Financial Solutions
- Year Founded:
- 1996
- Address:
- 1200 Morris Drive, Suite 340
- City:
- Chesterbrook
- State/Province:
- PA
- Postal Code:
- 19087
- Country:
- United States
- Website:
- www.peachtreefinancial.com