DRB Capital Reviews
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About DRB Capital
DRB Capital purchases structured settlements and annuities for cash. If your current finances can’t cover your important payments and you have a structured settlement or annuity, selling it could give you access to the funds you need. You can decide to sell a few payments or all of them for a lump sum. Contact the company to find out if your settlement qualifies for purchase and to receive a free quote.
Pros & Cons
- Dedicated representative
- $100 gift card with phone quote
- Understanding of settlement laws
- Not all payments qualify
- Can be a lengthy process
Featured Reviews
It was a pleasure working with Chris. He was very patient and made sure that I understand the process from start to finish. I was so grateful for this company by helping me to hav...
Read full review... The entire process was fast and very easy, they immediately approved our request. There was no hassle and it was stress-free after all. Just after a week of approval, we do ha...
Read full reviewWhat is DRB Capital?
DRB Capital purchases structured settlements and annuities. This way, you can get money upfront, rather than in installments over a long period of time. Getting your money upfront can have a variety of benefits, especially if you're facing important expenses you can’t cover in your current financial situation.
DRB Capital provides a free, no-obligation consultation to discuss your current financial needs, answer questions and give you a free quote. It assigns one representative per case who knows the laws in your state for getting cash in exchange for your structured settlement or annuity.
How does DRB Capital work?
DRB Capital offers free consultations or a live chat to discuss whether or not your specific structured settlement or annuity qualifies for a cash payout. It connects you with a representative who’s familiar with your state’s laws and will guide you through the process.
DRB tailors plans for each customer based on their finances and unique settlement or annuity. You can decide whether to sell some future payments or all of them. A sale of your structured settlement or annuity generally must be approved by a court; DRB works with the courts to handle this process.
DRB works to get your money as quickly as possible, but the amount of time it takes depends on where you live and other factors. The company says it has in the past been able to provide cash within 45 days. Throughout the process you can contact your representative for updates on your specific settlement and learn about the process.
DRB Capital coverage
DRB Capital does not purchase all types of structured settlements and annuities. Specific laws and contracts can put restrictions on how you access the money you’re owed. DRB Capital’s representatives have a deep understanding of settlement laws, so if you’re unsure if you qualify, a consultation can answer your questions. However, there are some easy ways to know whether you might qualify.
Structured settlements are often paid at the hands of an insurance company due to a lawsuit. If this is the case with your settlement, it has an extremely high chance of qualifying for purchase.
Annuities are usually made through a contract. The purchasing eligibility of your specific annuity is usually outlined in the contract. If you’re unsure about whether it qualifies, calling a representative can clear up any confusion.
Courts are barred from allowing purchasing of annuities or structured settlements if they think it will harm your financial situation. However, many purchases are approved for people who need cash for the following:
- Large hospital/repair bills
- Education expenses
- Homebuying
- Car buying
- Entrepreneurial endeavors
DRB Capital FAQ
How long does it take to get your money with DRB Capital?
Typically DRB Capital can get you your cash as soon as your funding is approved. Laws differ from state to state, but the whole process usually takes around two months.
Does DRB Capital handle the courts?
Yes, DRB Capital works with the courts, including filing the necessary paperwork to get your case approved.
How many representatives does DRB Capital send per case?
For each case DRB Capital assigns one representative to be your point of contact and guide you through the process.
What type of settlements are covered by DRB Capital?
DRB Capital covers structured settlements, annuities, investment annuities and life-contingent structured settlements.
Is DRB Capital legit?
DRB Capital is a leading settlement and annuity payment buyer. At the time of publishing, it is accredited by the Better Business Bureau and has an A-plus rating. Reviewers say that DRB Capital has been able to help them convert their settlements and annuities to cash at a fair price.
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- 4,534,189 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
DRB Capital Company Information
- Social media:
- Company Name:
- DRB Capital
- Address:
- 1625 S Congress Ave #200A,
- City:
- Delray Beach
- State/Province:
- FL
- Postal Code:
- 33445
- Website:
- www.drbcapital.com