DRB Capital

DRB Capital Reviews

DRB Capital Reviews
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Overall Rating
5.0 out of 5
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About DRB Capital

DRB Capital purchases structured settlements and annuities for cash. If your current finances can’t cover your important payments and you have a structured settlement or annuity, selling it could give you access to the funds you need. You can decide to sell a few payments or all of them for a lump sum. Contact the company to find out if your settlement qualifies for purchase and to receive a free quote.

Pros & Cons


  • Dedicated representative
  • $100 gift card with phone quote
  • Understanding of settlement laws


  • Not all payments qualify
  • Can be a lengthy process

Bottom Line

DRB Capital buys structured settlements and annuities for cash. Not all settlements and annuities qualify for purchase, but it provides free quotes so you can find out if you’re eligible. Installment purchasing can be a great alternative if you have important payments due now.

Featured Reviews

Detroit, MI

It was a pleasure working with Chris. He was very patient and made sure that I understand the process from start to finish. I was so grateful for this company by helping me to hav...

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Delray Beach, FL

... The entire process was fast and very easy, they immediately approved our request. There was no hassle and it was stress-free after all. Just after a week of approval, we do ha...

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What is DRB Capital?

DRB Capital purchases structured settlements and annuities. This way, you can get money upfront, rather than in installments over a long period of time. Getting your money upfront can have a variety of benefits, especially if you're facing important expenses you can’t cover in your current financial situation.

DRB Capital provides a free, no-obligation consultation to discuss your current financial needs, answer questions and give you a free quote. It assigns one representative per case who knows the laws in your state for getting cash in exchange for your structured settlement or annuity.

How does DRB Capital work?

DRB Capital offers free consultations or a live chat to discuss whether or not your specific structured settlement or annuity qualifies for a cash payout. It connects you with a representative who’s familiar with your state’s laws and will guide you through the process.

DRB tailors plans for each customer based on their finances and unique settlement or annuity. You can decide whether to sell some future payments or all of them. A sale of your structured settlement or annuity generally must be approved by a court; DRB works with the courts to handle this process.

DRB works to get your money as quickly as possible, but the amount of time it takes depends on where you live and other factors. The company says it has in the past been able to provide cash within 45 days. Throughout the process you can contact your representative for updates on your specific settlement and learn about the process.

DRB Capital coverage

DRB Capital does not purchase all types of structured settlements and annuities. Specific laws and contracts can put restrictions on how you access the money you’re owed. DRB Capital’s representatives have a deep understanding of settlement laws, so if you’re unsure if you qualify, a consultation can answer your questions. However, there are some easy ways to know whether you might qualify.

Structured settlements are often paid at the hands of an insurance company due to a lawsuit. If this is the case with your settlement, it has an extremely high chance of qualifying for purchase.

Annuities are usually made through a contract. The purchasing eligibility of your specific annuity is usually outlined in the contract. If you’re unsure about whether it qualifies, calling a representative can clear up any confusion.

Courts are barred from allowing purchasing of annuities or structured settlements if they think it will harm your financial situation. However, many purchases are approved for people who need cash for the following:

  • Large hospital/repair bills
  • Education expenses
  • Homebuying
  • Car buying
  • Entrepreneurial endeavors

DRB Capital FAQ

How long does it take to get your money with DRB Capital?

Typically DRB Capital can get you your cash as soon as your funding is approved. Laws differ from state to state, but the whole process usually takes around two months.

Does DRB Capital handle the courts?

Yes, DRB Capital works with the courts, including filing the necessary paperwork to get your case approved.

How many representatives does DRB Capital send per case?

For each case DRB Capital assigns one representative to be your point of contact and guide you through the process.

What type of settlements are covered by DRB Capital?

DRB Capital covers structured settlements, annuities, investment annuities and life-contingent structured settlements.

Is DRB Capital legit?

DRB Capital is a leading settlement and annuity payment buyer. At the time of publishing, it is accredited by the Better Business Bureau and has an A-plus rating. Reviewers say that DRB Capital has been able to help them convert their settlements and annuities to cash at a fair price.

DRB Capital Reviews

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1 featured review
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Page 1 Reviews 0 - 10
Verified purchase

Reviewed Aug. 19, 2023

Al was great help ! Enjoyed my time working with him and I highly recommend, he was very helpful throughout the whole process and made to sure to make me feel I was making the best decisions. Also speaks Spanish which was helpful as well and Made sure to always keep in contact.

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    Verified purchase

    Reviewed July 12, 2023

    If you're looking for an honest company that pride on integrity choose DRB Capital they were amazing from start to finish. Al was amazing he has excellent communication skills and it was more than a great pleasure working with him. The gratitude to the ear he lend me to be able to speak on my frustration in how understanding he was does not go Unnoticed. Paul the attorney was very pleasant and kind and helpfully detailed with the process and I won't forget Susan who I spoke to and was very well spoken with great energy. No words can describe the feeling I have being able to get this done for my family. I'm forever grateful for the opportunity to work with such a great team. DRB Capital YOU ROCK!

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    Verified purchase

    Reviewed July 12, 2023

    DRB Capital is a very good option to get money to pay for bills and house repairs. I am very happy that DRB capital exists as an option to get a lump sum of money from your future payments that are due down the road. Anyone that needs their cash now for something important should consider this.

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    Verified purchase

    Reviewed Feb. 25, 2021

    DRB help me get the funds I needed. Very helpful company. I will truly give them a 5 star. I had an annuity but the monthly payments were not that much. I was able to sell future payments and that gave me money to buy a car and some other items I needed.

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    Verified purchase

    Reviewed Jan. 20, 2021

    I saw that there was a way to sell some of my structured settlement future payments to get cash to help buy a house. I wasn't sure how it all worked but after a few calls DRB explained how I can get the money I needed. Thank you DRB for the help!

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    Verified purchase

    Reviewed Oct. 27, 2020

    I enjoy the relationship with DRB Capital, the company that truly cares and helped me out every step of the way especially when I needed it the most. The timing was perfect and very professional. I recommend DRB Capital to all my friends and family.

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    Verified purchase

    Reviewed Feb. 6, 2020

    I enjoyed working with Eric at DRB Capital. I was in need of money to pay bills and take care of my kids, this company truly helped me out! Not only was the whole process simple but it was also very FAST.

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    DRB Capital
    Response from DRB Capital

    Glad we could help!

    Verified purchase

    Reviewed Jan. 24, 2020

    My experience working with DRB Capital was awesome! Christina was very helpful from start to finish. We were so grateful for all of her help in getting my money when I needed it the most to fund the business that we were starting to build. Thank you so much again for the big help!

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    Verified purchase

    Reviewed Jan. 7, 2020

    When I approached DRB to get some cash from my settlement, they were extremely helpful and worked to get my cash to me FAST. I wouldn't hesitate to use them again, they got me the money I needed when I needed it.

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    Verified purchase

    Reviewed Jan. 3, 2020

    This place really helped me out when I needed cash fast. I appreciate all your efforts especially during the holidays. I couldn’t have done it without you. Thank you so much. Thanks again. I will tell my friends. I got great service from your team.

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    DRB Capital Company Information

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    Company Name:
    DRB Capital
    1625 S Congress Ave #200A,
    Delray Beach
    Postal Code: