RefiJet

RefiJet

 4.8/5 (131 reviews)
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RefiJet
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About RefiJet

RefiJet is an auto loan refinancing company. The company works with a national network of lenders and connects customers to the best lender for their needs. Customers are assigned a personal consultant to help in the process. This includes pre-qualification and application paperwork. RefiJet works with a wide variety of credit scores, so even if you have a poor credit history, you can still potentially qualify.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Works with low-credit applicants
  • Pre-qualify without a hard credit pull
  • Personal guidance throughout process

Cons

  • Older cars aren’t eligible
  • Long list of requirements

Bottom Line

RefiJet is a car loan refinancing company. It helps customers pre-qualify for loans, even those with lower credit scores. There are many requirements, but a personal expert is there to guide you every step of the way.

RefiJet Reviews

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Page 2 Reviews 5 - 35
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Feb. 12, 2023

My experience with RefiJet was great. Right now, my old lender is saying that they didn't receive the payoff. So, I'm working with them to see where that's at. Refi sent it to Dealertrack. Then Dealertrack sent it to my old lender, but they're stating that they didn't receive it. I sent over the receipt. Megan has been helping me out with it. So, she's been great. I would use RefiJet again if I need to refi.

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Rated with 2 stars
Verified Reviewer
Original review: Feb. 11, 2023

I went through Lending Tree to see what I can do about refinancing my vehicle. Within minutes of pressing enter, I was overinundated with calls, texts and eMail. Non stop. I took a few days and settled on RefiJet. Spoke with Gabriel. His spiel was that I would only speak with 1 agent, making it a more personal experience. I had 4 conversations, all with 4 different people. He said that all of my info looked great and that he had a few lenders in mind. I asked to only send to 1 as I didn't want a lot of hard hits on my credit. He said he had 1 in mind that could accommodate my high LTV, which was at 142%. He said he is sending it to 1 lender that goes up to 170%. I asked what bureau they use. He told me Experian. Less than 5 minutes after I hung up, I received a notification that my Trans Union was hit, Not Experian. Trans Union.

My Experian and Equifax are both 40 points higher than my Trans Union and if he told me he was using that one, I would have said no. Now I have a hard hit on my report that brought the score down 4 points. Then, I get notified, by the 4th agent I spoke with, that I was turned down. The only reason was the high LTV. Which is the reason he chose that lender to begin with. If their goal is to match customers with lenders, they did a very, very poor job. Working with them did nothing but waste my time and cost me points on the 1 bureau I am trying to rebuild. The last agent apologized for their error and said they are going to bring this to Gabriel's manager. Won't do me any good at all.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Feb. 7, 2023

The application process was great and my terms are very acceptable. It took three days max to find me the right lender. I was completely satisfied. They're very professional. Their rep Eric was a really good guy and I liked his service. He did a fantastic job.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Feb. 3, 2023

I've been trying to build my credit report. I looked at Credit Karma, and I knew what I owed on my vehicle. I saw RefiJet on my Credit Karma app, and when I called them, I spoke with a rep, Jordan. He was very nice and timely with everything. He was accurate in what he was telling me as well. I explained to him, “Hey, I'm in a position I'd like to refi not one, but two vehicles. Is it a possibility?” He started immediately, pulled things up and said, “It's a go ahead.”

I got a text message and there was a link over to where I had to upload my documents. That was amazing, and as long as you follow what they request, everything goes so smooth. I didn't have any trouble at all. The process took a little over a week, which was very fast. I was also happy with the rate and terms ‘cause they were better than what I had. Go with RefiJet.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Feb. 2, 2023

RefiJet happened to be the lowest monthly payment. Also, they were fast and knowledgeable, and helped out a lot. Walked me through because I didn't know what I was doing. Also, the rate was cut in half and our loan payment was cut down a bit. Use RefiJet. They're awesome.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Feb. 2, 2023

The process was simple once I sent them the required docs. They were always pleasant. I like the promptness and good attitude. I have been recommending RefiJet to my clients.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 31, 2023

I put it in on a website that I was looking to refinance and RefiJet popped up. They offered a better deal and a bigger savings. When looking to refinance a loan, compare so you'll know you're getting the best deal. Refinancing my loan was an easy process. I was just a little concerned about all the personal information I had to send over. Everything was done on the computer. That aside, customer service was very friendly and they answered all my questions. In the end, I got a fair rate. The interest rate was a little high but it was better than others.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 31, 2023

RefiJet was very responsive. They immediately called my number and described everything. They let me know what the APR is going to be approximately. After that, they suggested which lender could be a good fit according to the results that they received from different lenders.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 28, 2023

We worked with two different people and they were amazing. They made my experience very simple. They explained everything. It was a great experience.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 28, 2023

The process with RefiJet was quick and painless. I didn't have to deal with the dealership. They set me up with the bank, and the bank did everything with the dealership. When I had originally gone to the dealership, they had quoted me an insane price to buy out. Going through this with RefiJet was a lot cheaper for me. It saved a lot of money. They did everything as well. They just told me what I needed to upload. I did it right on my phone and it worked. My rep, Gabriel, was very helpful. He always texted me to see if it was a good time to call. He was very personable. I have a newborn, and he was very understanding that I couldn't always do everything on time.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 28, 2023

The price was good. And the process was easy. The people that work with me were very helpful. They would not easily give up on me. And they gave me a different option. They text me. It was easy to communicate with them. I have already recommended some of my friends to RefiJet.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 26, 2023

RefiJet was quick to respond and got the job done quickly. The application process was simple and easy. The rates were good too. RefiJet met my needs and I'd use them again.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 26, 2023

All in all, the process took almost a month, but that was on purpose because I was adding additional funds down. RefiJet was awesome. The first part of the process took 24 hours. Then when I deposited the funds, it took another 24 and it was done. What they were asking for was easy. The communication was amazing. They were texting if I needed something. Another thing that was nice was I could email or even text the one person that I worked with which made life so much simpler. Refying auto loans can be a real pain but it was simple with RefiJet. They were transparent on the rate. They also gave me a couple of options with banks.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 26, 2023

This was the easiest loan process I had ever went through with the vehicle. I thought it was gonna be a pain in the rear end but RefiJet made the experience very easy. Everything was done online. The rep was very helpful. He answered all my questions.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 25, 2023

RefiJet was one of the top companies and they had a lot of good reviews so I gave them a call. The experience was pretty easy. They answered the questions I had and most of them were answered fast. Everything went online with the process. They sent me everything I needed to send back to them. I sent those back and the person that was helping me would keep in touch if I needed anything else. Everything went smoothly.

My interest rate was not bad but what really got me was I was able to purchase an extended warranty. They had a really good deal since my car was brand new. They gave me a really good extended warranty with a lot more coverage than what the dealership was selling at that time. I would recommend RefiJet. Give them a call and see the options they have. For me, it worked out really well.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 25, 2023

The rep I worked with was Fred. He was great. He called me one time. He said, "What's the best way to communicate?" I told him I would prefer text because I was super busy with work. Communication with him was almost daily. The reason that I went with him is 'cause when I did the LendingTree, my phone was blowing up with people calling and it was getting to a point where I was like, “I'm not even gonna try and refinance anymore.” It was so frustrating. I told him that I was still getting inundated with calls. He sent me the link through LendingTree to get removed from that. He was really a great representative. The whole process through RefiJet was really a great experience.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 19, 2023

RefiJet was very thorough, helpful, and friendly. They made it simple, the way they do it now, with doing it online and scanning it on your phone. And it's easier than in the past. It speeds things up. The rate could have gone a bit lower, but I was happy with what I had. Even after the process, I had to call and inquire about my title and they were helpful then. I wasn't in the process or a customer anymore, but they were very helpful.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 18, 2023

RefiJet was very helpful, very informative, and I was able to get the ball rolling quickly. I gave them all my information, they checked with lenders to get me the best rate, and we went from there. It was great. It lowered my payments by $150. My interest rate dropped in half. So, I was happy about it. I would definitely recommend RefiJet to anybody who's looking to refinance.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 17, 2023

RefiJet responded for every question I had. Their rep went above and beyond. He helped me out a lot. And he kept in touch on anything I needed. It was on point, nice and easy.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 16, 2023

The reps kept calling me to tell me this, and to tell me how it would go. I asked questions always. They told me everything I needed to know. So, I went ahead and they gave me all the paperwork and I was able to e-sign online. That's the easy stuff. People are still sending me stuff and their rates are still higher than what RefiJet gave me.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 15, 2023

You need to pursue RefiJet, because they do a great job. The reps were very professional. They made refinancing very easy to do. And for somebody who doesn't have much time, that worked out well. One rep handled things on the up and up and kept me informed all the way through of what would happen, what needed to happen, and what I had to provide and when. All the way around, complete professional. The main reason for refinancing was to get the interest rate down from what it originally was, and RefiJet far exceeded that. They said they could, and they delivered. They cut it in half.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 14, 2023

RefiJet was straightforward with everything. They told me what was what, based on my credit. They came back with the results in the timeframe. That was very surprising. Everything went through very smoothly. Gazelle was very cordial right through the whole thing. And she said she would call at a certain time, she did. She said she would give me an update, she did. She was straight up with everything. I like good customer service and they were giving it, so I went with them. My interest rates overall have been lowered for my car. That was something I was working towards. So, that's good. I put back a few dollars and it's not a lot but it was more than what others were planning on giving back. A lot of people did not even want to touch me, so that's good. Go with RefiJet.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 14, 2023

The process of working with RefiJet was smooth and they were on top of it. I now have lower monthly payments since refinancing.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 12, 2023

It took one day to complete the application process and they did well. I was happy. Everything came out okay.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 28, 2022

The process that I had to go through took about three days. It was good. I would definitely refer them to my friends and relatives.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 18, 2022

The person that I was dealing with got back to me quickly. And it seemed like it was an easier process. I'm no longer leasing a vehicle, and now I own it with the bank. I would recommend that you go through RefiJet.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Dec. 8, 2022

From beginning to end, working with RefiJet was very smooth. Their guy told me, “...Our company is not going to ask you for a copy of your social security number or your social security card. Our company is not going to ask for X, Y and Z.” We went over the paperwork one day and on that same day, I was signed with them. I was happy with RefiJet because anything we talked about, the rep Jesse was walking me through it. I was at a 22% and paying almost 400. Now I'm down to 15.9 and I pay only 277 so that's a lot better. I was trying to get my husband to get a refinance loan through RefiJet. But because his interest rate is so low, they won't do it.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 7, 2022

The process with RefiJet was perfect. Everything was very easy. I like their patience. They slowed down, explained it to me and we proceeded forward. However, the payoff on their end took longer than it was supposed to. As a result, I had to make an extra car payment.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 6, 2022

The application process with RefiJet was simple and the total process took about 10 days. Once I submitted the documents, they could have let me know that they’ve received everything and that I’m good to go. That would have been great because it was more of me reaching out to them. But Jordan, the rep I worked with, was solid, friendly and knowledgeable.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 5, 2022

Zach, the rep, was helpful. He and I communicated over the phone and he sent me portals and I sent documents. I also had help from another guy. He was great, too. RefiJet made the financing simple and working with them made life nice because it was right around the holidays and I got to skip my car payments till after the 1st of the year.

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RefiJet Company Information

Company Name:
RefiJet
Address:
5775 DTC Blvd Suite 400
City:
Greenwood Village
State/Province:
CO
Postal Code:
801111
Country:
United States
Website:
www.refijet.com