NewDay USA

NewDay USA Reviews

NewDay USA Reviews
4.4(1,929)

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About NewDay USA

For more than 20 years, NewDay USA has provided VA-guaranteed home loans and refinancing options to residents of 43 states. The company prioritizes relationships with veterans and their families and strives to create a positive financial experience with each customer.

Pros & Cons

Pros
  • Flexible loan terms
  • Offers refinancing services
  • Connects veterans with veterans
Cons
  • No online applications
  • Not available in all states

NewDay USA Reviews

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    2 featured reviews
    How do I know I can trust these reviews about NewDay USA (NMLS #1043)?
    • 4,529,575 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 5 - 35
    Verified purchase

    Reviewed Sept. 2, 2024

    NewDay USA is an excellent service for the Veterans. They were top notch to deal with. Made everything so easy to accomplish. Highly recommend them to any veteran. Applied for a refinance loan and was able to receive it. They even sent someone to our home to close. They lined up the home inspection, the termite inspection and the closing at our home.

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    Verified purchase
    Price

    Reviewed Aug. 27, 2024

    Credit card debt too high. Refinanced to get down outgoing money. We were contacted by NewDay about refinancing. Our home had increased in value and we could pay off high interest rate credit card debt. Use of cards due to high cost living. Due to Biden economics. The service supplied by NewDay as always was of the highest quality and first rate knowledge. Thank you.

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    NewDay USA
    Response from NewDay USA

    It's great to hear that we were able to aid your family with their home loan goals during such a volatile time. Thank you for trusting us and for highlighting the professionalism of our team.

    Verified purchase
    StaffProcess

    Reviewed Aug. 23, 2024

    This has been a really easy, comfortable, respectful and stress free experience. Cody ** was just great to work with. Everything went really, really smooth from the initial contact, inspection, appraisal and notary--excellent service. Assisting me as a veteran in getting my home refinanced in such an easy process, meant everything to me. Thank Cody and New Day so much for their excellent service.

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    Response from NewDay USA

    Thank you so much for taking the time to highlight your experience with Cody and our team. We're thrilled to hear that you had a smooth process and that you received excellent service from Cody. Please don't hesitate to reach out with any questions you may have on your new home loan.

    Verified purchase
    Price

    Reviewed Aug. 20, 2024

    It took a while to get this completed but are happy to have finally closed. Thank You Colby for working so hard to accomplish this. We are in a good place financially and look forward to working with you next spring when the interest rates go down. Again, Thanks to Colby for getting this done.

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    NewDay USA
    Response from NewDay USA

    We are happy to hear that you had a great experience with Colby. Please reach out if you need anything else. We’d be delighted to help.

    Verified purchase
    Customer ServiceStaffProcess

    Reviewed Aug. 19, 2024

    Everything went smoot. Only missed the closing by 1 business day. There were a few hiccups but nothing major. The original loan officer was great. The handoff to the second person was not so smooth. A call and email was not returned requiring a call to the original loan worker. Overall the process was really great!

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    Response from NewDay USA

    Thank you for sharing your feedback on your experience. We're happy to hear that you were satisfied with the overall loan process and welcome the opportunity to assist you again with any home loan goals you may have in the future.

    Verified purchase

    Reviewed Aug. 19, 2024

    I am very please with my loan ,,, I would encourage other veterans to get a loan with NewDay USA,, thank you very much. Happy that I receive a loan through NewDay,, and would happy to do so again. Me and my wife think New great. Now with this being said,, once again thank you.

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    NewDay USA
    Response from NewDay USA

    Thank you for sharing your experience with our team. We're glad that you're happy with your loan program and are here to assist you in any further home loan goals you may have.

    Verified purchase
    Customer ServiceContract & TermsSales & MarketingPriceStaffProcess

    Reviewed Aug. 19, 2024

    This was our second time working with New Day USA. The first time was such a great experience that we decide to work with you again. This time was a completely different experience. When we put the home under contract the builder shared incentives from the preferred lenders. I shared this information with our New Day rep and he clearly stated that they would be able to match those incentives. The first term sheet showed $1,300 in offers by New Day towards our closing costs. I again shared the incentives and rates from the builder's preferred lender. Our New Day rep assured me they could match those incentives.

    I was then asked if I wanted to do 100% financing or put down 10% and get a better rate. I asked for a few days to weigh the options and I got back to our rep (Mitchell Sinicropi) and told him we would do the 10% down.

    The next several weeks brought frustration. I asked about the rate and terms and every time we had the conversation he said he couldn't remember if we were doing 100% or putting down 10%. He also asked what the incentives were from the builder (I shared it with him several times) and so I told him I would have our agent send it to him. This kept dragging on with no commitment until I got a call that we had a closing date. I was then told that putting down 10% would not affect the interest rate and he had no recollection of any incentives from the builder's preferred lender. I went to my email, found the email from our agent and forwarded it to him (he was on the original email). A few days later I asked again about New Day paying some of our closing costs and he said I would have to get a quote from the lender and then they might be able to match it. At this point we were 8 days from our closing date!

    Mr. ** wanted us to get a quote from a lender that we were NOT going to use so that they could maybe match the $4,200 towards closing costs and I made it clear that I was not comfortable with that and that if New Day was going to do something why not just do it instead of making me jump through a bunch of hoops. He had no response. In the end we closed due to the time crunch and I believe that New Day covered $150 in our closing cost fees. I feel that I was being delayed intentionally, knowing it was all just a shell game intended to get us too close to our closing date to start the process over again with a new lender. I am extremely disappointed and will NEVER recommend or work with New Day USA again. I feel like I was screwed over and that the TV ads about caring about our veterans is simply not true.

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    Response from NewDay USA

    We regret that your experience with NewDay USA did not meet your expectations. We would like to explore this issue deeper and address your concerns. One of our representatives, Destinee, has attempted to contact you to discuss your concerns in more detail. Please feel free to contact her or the Customer Service team at customerservice@newdayusa.com so we can discuss how we can best address your concerns. Thank you.

    Verified purchase
    StaffProcess

    Reviewed Aug. 12, 2024

    I have been lied to and deceived thru this process. Many things were withheld from me that I should have been told about. I have gotten nothing but the run around from Colby. I am very disappointed in the outcome of dealing with your company. This is no way to deal with people.

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    NewDay USA
    Response from NewDay USA

    We have spoken with the consumer, and we appreciate the time working towards a mutual resolution. We remain available to answer any additional questions that come up by reaching us at customerservice@newdayusa.com.

    Verified purchase
    StaffProcess

    Reviewed Aug. 7, 2024

    I would like to thank everyone involved in the process. All who helped were very professional and had my best interest in mind. I pray God's Blessings upon all who were involved. Again I say THANK YOU. Caring, loving, concerned, informative, patience, loving, kind, faithful, joyful, peaceful, there is no law against such things as these.

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    NewDay USA
    Response from NewDay USA

    Thank you for your kind words. We're glad to hear that you had such a positive experience with our team.

    Verified purchase
    StaffProcess

    Reviewed Aug. 6, 2024

    The two gentlemen we worked with made our new home possible, Andrew ** and D'jon were so helpful and were there for us all the way. The folks we worked with stayed in contact with us thoughout the entire process. I would recommend this company to anyone. Love Love New Day.

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    NewDay USA
    Response from NewDay USA

    Thank you for taking the time to share your positive experience. We're delighted to hear that Andrew and D'Jon were able to effectively guide you through the purchasing process. Congratulations on your new home and thank you for your recommendation.

    Verified purchase
    Staff

    Reviewed Aug. 5, 2024

    We had a great experience with New Day, Brandon ** was great to work with. If we had questions he would find the answer. We had a few hiccups along the way and we got them all worked out. He was with us all the way. Even the closing went great. We want to thank Brandon and his team and all of NewDay for their help. It will make a big difference for us. Thank you so very much.

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    NewDay USA
    Response from NewDay USA

    We're glad that your loan process was a positive one. Your satisfaction is our motivation, and we're grateful for your kind words. Feel free to let us know if there's anything else we can do for you.

    Verified purchase
    Staff

    Reviewed Aug. 5, 2024

    Your underwriter did not have a clue about HUD 1 documents. Had no idea. I had to show him where the documents and data is found This maneuver by your company cost me $30000. On numerous Times I had to prove something that had already been done. This is very unprofessional because you deal with veterans every day and for the underwriter not to know facts and have the correct information is lacking on your part.

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    NewDay USA
    Response from NewDay USA

    We appreciate you taking the time to bring your concerns to our attention and for speaking to Ben regarding your loan process. Should you have any further questions or concerns, please feel free to contact us at customerservice@newdayusa.com. Thank you.

    Verified purchase
    StaffProcess

    Reviewed Aug. 5, 2024

    I had a wonderful experience with the process, everyone was very helpful and considerate throughout the process. I thank everyone involved in this process. I will recommend NewDay to my family and friends. Again thank you for all your help. The process was very helpful with my situation today. I can breathe a little bit better knowing that I can get back on my feet without the stress and worry.

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    NewDay USA
    Response from NewDay USA

    It's wonderful to hear that our team was able to provide you with such a positive experience while providing you with a home loan that met your financial goals. Thank you so much for your recommendation.

    Verified purchase
    StaffProcess

    Reviewed Aug. 5, 2024

    Most impressive staff with outstanding work ethic. Could not be happier. Solved many problems. This refi has completely changed my financial position and helped in ways that I did not think of when I started the loan process. I would think the strongest portion of the process is the great staff I worked with.

    John

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    NewDay USA
    Response from NewDay USA

    We appreciate you taking the time to highlight the service you experience with our team. We're happy to hear that you are in a better financial position as a result of your refinance and welcome the opportunity to assist you in the future with any of your home loan needs.

    Verified purchase
    StaffProcess

    Reviewed Aug. 5, 2024

    I am so happy I chose NewDayUSA. They made me feel important and was there for me in all aspects of this process. They made it easy for me. I was worried I would never be a homeowner again. Thank you NewDayUSA. I would recommend any veteran who is interested in home ownership please call NewDayUSA

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    NewDay USA
    Response from NewDay USA

    Thank you so much for your kind words. We're ecstatic to hear that our team was able to assist you in achieving homeownership again. We appreciate your recommendation and congratulate you on your new home purchase.

    Verified purchase
    StaffProcess

    Reviewed Aug. 5, 2024

    I was very surprised at all of the additional fees and costs for administrative, title and closing costs for Veterans. Also it took almost 2 months for the entire process. My agent was gone for a week, although I had a replacement it was disruptive. I was told 2 months from closing would be my first payment. I closed 1 Aug.. My mortgage which is 1000 dollars more is a challenge on a fixed income.

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    NewDay USA
    Response from NewDay USA

    We appreciate your feedback and regret that your experience with us does not meet your expectations. We appreciate the opportunity to address your concerns and are aware that you have spoken to one of our managers regarding your loan experience. Should you have any questions or concerns in the future, please do not hesitate to contact our team at customerservice@newdayusa.com.

    Verified purchase
    Price

    Reviewed Aug. 1, 2024

    They were not truthful from the beginning and made it seem like they were trying to help me when they were not. For example, we discussed that I was going to refinance my home, consolidate my debt and borrow $10,000 cash for repairs with an estimated monthly payment of $1,434. Instead of allowing me to borrow $10,000 cash, they raised the fees for the closing costs and gave me the closing costs.

    When I brought it up I was told that I could drop off one of my debts to balance the loan amount. Then they added a $1,350 repair that had to be done from the home inspection and raised my monthly payment to $1,534 which is a lot more for a small amount over 30 years when I mentioned it, I was told that my debt was still getting paid off but really not all of my debt was paid because I had to drop one thing in order to receive the $10,000 that we discussed from the beginning even though it was just the closing cost fees that magically increased to equal right amount.

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    NewDay USA
    Response from NewDay USA

    Thank you for allowing us the opportunity to serve you and your family with your financial needs. We appreciate your feedback and regret that your experience with us did not meet your expectations. We are happy that you were able to speak with Brendan regarding your loan process. Please do not hesitate to reach out to us at customerservice@newdayusa.com should you have any further questions or concerns.

    Verified purchase
    Customer Service

    Reviewed July 31, 2024

    Finally called after waiting for some time and was glad I did. My husband passed away in 2023 and I was left with vehicle payments as well as the mortgage and several credit cards. I was using money out of a life insurance account that my husband had left me to help cover the bills. I really wanted to consolidate things and stop using the life insurance money. I was able to do that and will be saving around $1400/month. Thank you Andrew ** and NewDay USA.

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    Verified purchase
    Staff

    Reviewed July 29, 2024

    I was pleased with all the assistance to refinance and pay off all my debt. The person that helped me was great. Michael **. I was able to all the paperwork at home. Everyone I had contact was nice and helpful. If I have contact with a veteran needing assistance in purchasing or needing refinance I will recommend NEW DAY to them.

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    NewDay USA
    Response from NewDay USA

    We greatly appreciate you taking the time to share your experience with Michael and our team. Thank you so much for your recommendation.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 22, 2024

    I have only good things to say! Samuel ** did an outstanding job as the Account Executive -- very attentive to my questions and concerns. Gave quick and accurate answers and was always pleasant and ready to help. Best experience I've had so far with this kind of transaction. Thank you! Jan **.

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    Response from NewDay USA

    Thank you so much for taking the time to leave us a 5-star review on your experience with Sam. We're glad that Sam was able to provide you with exceptional service and gave you your best experience yet.

    Verified purchase
    Customer ServiceStaffProcess

    Reviewed July 19, 2024

    I was offered one program only to be pulled from me and forced to do a full refi with debt elimination. I only wanted refi, no cash out. And kept on getting almost daily calls the whole time with questions or items needed, sometimes duplicate items. I started with one representative, then with no apparent reason or explanation he was replaced with another gentleman.

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    NewDay USA
    Response from NewDay USA

    We’d like to thank you for choosing NewDay USA for your home loan needs. We are committed to the highest standards of service, and our priority is ensuring that every aspect of your experience is a positive one. A representative has attempted to contact you but was unable to connect. Please contact our representative directly or email customerservice@newdayusa.com so we could discuss your experience in more details.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed July 12, 2024

    They lied to us. They made me get contractors in to do repairs, said they would all be included in the end and would pay contractors and never did. They said they screwed up and forgot to add it in. They cost me $5,800 that I am directly responsible for to pay the contractor that I never wanted to get to begin with. And now the loan specialists will not answer or return any of our phone calls. We are completely dissatisfied with the service that they provided us. The customer service is terrible. They called us every day and now can’t find time to pick up the phone or return our calls and refuse to make their “screw up” right.

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    Response from NewDay USA

    We regret that your experience did not meet your expectations and we would welcome the opportunity to discuss your experience in more detail. So that we can better address your specific situation, please email customerservice@newdayusa.com. Someone from our team will be happy to assist you. Thank you.

    Verified purchase
    Staff

    Reviewed July 8, 2024

    Ryan ** was awesome! Professional, courteous, EXTREMELY efficient. NDUSA SAID YES, when banks said no. Ryan continuously stayed in touch with us, "checking in," while our re-fi was in underwriting. Can't say enough about NDUSA and Ryan! Thank you! I contacted NDUSA after seeing your commercial numerous times. And, went for the gold and got it. I would recommend Ryan and NDUSA to any veterans.

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    Response from NewDay USA

    It's wonderful to hear that you had such a positive experience with Ryan and that we were able to provide you with the assistance you needed. Thank you so much for your recommendation and kind words.

    Verified purchase
    Punctuality & Speed

    Reviewed July 3, 2024

    Julian Aleksandar **​ was a pleasure to work with, promptly and accurately answering any and all questions we had throughout the loan process. The only reason we gave a 4-star review is because of some problems with outside contractors messing up inspection/treatment schedules. We would 10/10 work with NewDay if we ever need to refinance or buy again.

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    Response from NewDay USA

    We appreciate you taking the time to share your experience, and are happy to hear that while there were struggles with the contractors during the process, Julian was still able to provide you with a positive refinancing experience. We welcome to assist you in the future with any needs you may have with your home loan.

    Verified purchase
    Staff

    Reviewed June 29, 2024

    Great people. Very helpful. Mr. ** was very helpful indeed, he explained everything very clearly and precisely, this is not my first time working with your company. I’m very pleased to have done business with you. I would gladly recommend your company to my friends and family. Thank you.

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    Response from NewDay USA

    We're honored to have the opportunity to assist you again with your home loan. Thank you so much for your kind words regarding your experience with Brendan, and for your recommendation.

    Verified purchase
    Process

    Reviewed June 29, 2024

    I have the application as that of a drowning man being pulled from the water. I am very happy with the process and the outcome. My loan executive was the best. This is the way that you say to veterans "Thank you for your service." NewDay came through for me when I really needed help. Now my day is new.

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    NewDay USA
    Response from NewDay USA

    Thank you for taking the time to share your experience with Daniel and our team. We're glad to hear that we were able to get you back on track with your financial goals through your refinance.

    Verified purchase
    StaffProcess

    Reviewed June 25, 2024

    Mr. Colby ** was very knowledgeable in assisting me with my inquiry for a loan. He made the entire process go very smoothly and is definitely professional in his interactions. Not only would I recommend New Day USA to a fellow veteran, I would also try and put them in contact with Mr. Colby ** to assist them.

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    Response from NewDay USA

    Thank you so much for your kind words. We're thrilled to hear that you had a positive experience with Colby and that he was able to make everything go smooth during your loan process. We appreciate your recommendation.

    Verified purchase
    StaffProcess

    Reviewed June 24, 2024

    Our experience with NewDayUSA has been outstanding in every respect! The team of Sarah **, Mitchell **, Steven **, Morgan **, Destinee **, and Donna ** are all highly professional and extremely helpful. From our first contact to our smooth closing, we have been treated as respected and valued customers. We cannot imagine how the process could possibly have been better. We are eager to recommend NewDayUSA enthusiastically to other veterans. Thank you all! As we say in the Navy, Bravo Zulu!

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    NewDay USA
    Response from NewDay USA

    Wow, your review just made our day. Thank you for taking the time to shoutout our purchase team members who were able to assist you with your new home loan. We're so glad to hear that everything went well and appreciate your recommendation. Please do not hesitate to reach out should you have any questions regarding your new loan.

    Verified purchase
    StaffProcess

    Reviewed June 21, 2024

    My experience with New Day USA was both imformative and professional. Every question I had was answered. Every concern I had was answered. It was a long tedious process but well worth it. The person handling my application was professional and responsive. Each step was explained thoroughly and easily understood.

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    NewDay USA
    Response from NewDay USA

    Thank you for sharing your experience with our team. We're glad to hear that Trevor was able to be an effective guide for you during the loan process.

    Verified purchase
    Staff

    Reviewed June 4, 2024

    I am pleased with my experience with New Day. They were easy to work with and professional and efficient. I would recommend them to anyone who has a similar need. I found everyone who I worked with to be dedicated and knowledgeable. They were awesome. I think that Brandon especially has gone above and beyond the call of duty to help me out and showed extreme patience and compassion for my lack of technical skills with computers. Thank you Brandon and everyone else who helped me behind the scenes.

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    NewDay USA
    Response from NewDay USA

    Thank you so much for sharing these kind words on your experience with Brandon. We're happy to hear that our team was able to provide you with exceptional customer service and that Brandon went above and beyond during the loan process. We appreciate your recommendation.

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    NewDay USA Company Information

    Social media:
    Company Name:
    NewDay USA (NMLS #1043)
    Year Founded:
    2002
    Address:
    360 South Rosemary Avenue Ste. 1900
    City:
    West Palm Beach
    State/Province:
    FL
    Postal Code:
    33401
    Country:
    United States
    Website:
    newdayusa.com

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