IdentityIQ is a membership-based identity theft and credit protection company. For a monthly fee, the company offers credit reporting and score delivery, credit monitoring, dark web monitoring and identity theft protection and restoration.
IdentityIQ offers credit monitoring and identity theft protection for a monthly fee. Customers receive up to $1 million in identity theft insurance coverage.
- Reimbursement for stolen funds
- Dark web monitoring
- Affordable plans
- SSN tracking
- Limited family coverage options
- Basic plans are limited
What is IdentityIQ and how does it work?
IdentityIQ specializes in identity theft and credit protection. Once you sign up for a service, IdentityIQ begins monitoring credit and online activity in your name to look for criminal activity. You receive alerts of any suspicious activity and work with a restoration specialist if your identity is stolen.
IdentityIQ has four monthly membership options that offer the following services:
- Credit monitoring: IdentityIQ’s credit monitoring alerts you to changes on your credit report. The company checks your report for inaccuracies and works with you to identify any suspicious activity.
- Dark web monitoring: Identities and credit card numbers are often sold on the dark web. IdentityIQ monitors the dark web for mentions of your information, including your name, address and Social Security number.
- Identity protection: IdentityIQ can notify you anytime your Social Security number is used with an incorrect name or address. The company also monitors for criminal activity committed in your name.
- Application monitoring: Get notified any time a credit application is taken out in your name. This includes services like loans, utilities and cell phone contracts.
- Identity theft insurance: IdentityIQ offers identity theft coverage up to $1 million. This coverage can help with lost wages, legal aid and stolen fund reimbursement.
- Identity restoration: If your identity is stolen, IdentityIQ assigns you a dedicated case manager to help restore your identity.
- Family protection: Unfortunately, children are often targets of identity theft, and these crimes typically get overlooked. With the family protection program under IdentityIQ’s Secure Max Plan, you can monitor your child’s Social Security number and get up to $25,000 in insurance coverage.
- Credit reports and scores: No credit monitoring service would be complete without access to your credit score and credit reports. Everyone is entitled to access their credit reports once a year for free, but with IdentityIQ you can access your report up to 12 times each year.
You can choose from four IdentityIQ plans: Secure, Secure Plus, Secure Pro or Secure Max. The plans provide varying coverage levels, but each one includes credit monitoring, internet and dark web monitoring and up to $1 million in stolen fund reimbursement.
|Cost||Credit Report Access|
- Do the IdentityIQ plans monitor all three credit bureau reports?
- The Secure plan, IdentityIQ’s most basic option, and the Secure Plus plan only include daily monitoring from one bureau. Both the Secure Pro and Secure Max plans monitor the reports from all three bureaus.
- How can I get a family protection plan?
- IdentityIQ offers family protection services under its Secure Max plan. The service is not available under other tier options.
- How do I cancel IdentityIQ?
- You may cancel your account at any time by calling IdentityIQ’s customer service department. You must verify your identity to complete cancellations. The company does not offer refunds.
- Is there an IdentityIQ app?
- We were not able to find an IdentityIQ app in the Apple App or Google Play stores.
Is IdentityIQ legit?
IdentityIQ offers a variety of plans that suit most everyone’s needs, although its family protection feature is only available on its most expensive option. With up to $1 million in stolen fund reimbursement, daily monitoring and alerts, we think IdentityIQ is a good option for anyone concerned about the security of their identity.
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IdentityIQ Company Information
- Company Name:
- 43454 Business Park Dr.
- Postal Code:
- United States