Five Lakes Law Group Reviews
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About Five Lakes Law Group
Established in 2021, Five Lakes Law Group is a law firm that offers debt settlement and resolution services. The company states on its website that it can reduce your monthly debt load as much as 40%, while also offering one-on-one attorney support. It says it has helped more than 200,000 clients with unsecured debt, such as credit card bills and medical debt.
- Attorney assistance
- Chat available 24/7
- Not for all debts
- Fees not listed
Five Lakes Law Group Reviews
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- 4,908,647 reviews on ConsumerAffairs are verified.
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Reviewed March 29, 2026
I always refer you to people who need your help. You literally saved my life, and the very least I can do is to tell others of your professional assistance. Thank you again.
Thank you for sharing your experience! We're grateful for your kind words and for referring others to us. Your support motivates our team to continue providing exceptional assistance.
— The Five Lakes Team
Reviewed March 27, 2026
I just started, so far everything is going well. I will keep you posted on how everything goes. They did not make me feel scared and I was always so far emailed about anything that I needed to know, so I hope and pray 🙏 that it will continue to be this easy for me. I will KEEP EVERYONE POSTED ABOUT MY EXPERIENCE. SO FAR SO GOOD. 💯
We’re pleased to hear that your experience is off to a great start! Our team is here to provide you with the support you need as you move forward.
— The Five Lakes Team

Reviewed March 27, 2026
Marina was so nice and professional. I feel Five Lakes Law Group is going to be just what I need to get my life back together. I'm looking forward to working with them.
We're excited to hear about your positive experience with Marina! Our team of experts at Five Lakes Law Group is dedicated to helping you regain control of your financial future.
— The Five Lakes Team
Reviewed March 26, 2026
They were very helpful. Took the time to explain everything each step of the way.
We’re delighted to hear that our team was able to provide you with the support and clarity you needed throughout your experience. Thank you for sharing your positive feedback!
— The Five Lakes Team

Reviewed March 26, 2026
I would recommend them to anyone who needs financial help. They are a great team and communicate in a timely fashion. The website is very straightforward and user friendly. I am confident that I will be debt free in no time.
We're grateful for your kind words and appreciate your recommendation! It's fantastic to know that our team's communication and user-friendly website have positively impacted your experience.
— The Five Lakes Team

Reviewed March 26, 2026
My consultant was very friendly and knowledgeable. We have a great discussion on where I was financially and where I wanted to be. The plan was easy to understand and the onboarding explained the process in detail.
We're delighted to hear about your positive experience with our team member! Thank you for recognizing their friendliness and expertise.
— The Five Lakes Team

Reviewed March 23, 2026
Very knowledgeable and professional. Excited to get my debt settled. They are thorough and explain everything well. This is a great program and good to have someone on my side to settle this overwhelming debt.
Thank you for your kind words! We're delighted to hear that you found our team knowledgeable and supportive. Our goal at Five Lakes Law Group is to empower you on your journey to financial freedom.
— The Five Lakes Team

Reviewed March 21, 2026
My husband and I are very impressed with our experience. Our Customer Service Rep., Kai **, answered all of our questions thoroughly.... unrushed, very pleasant, and patient... Attorney Beth **, reviewed details of the program, making sure that we understood and were at ease with the program. It was obvious to us that she is a well seasoned, and experienced ...I believe 30 years doing this work.
The online "Dashboard"... was set up right away so that we are able to view the accounts that will be negotiated and to track activity.... Within a day, we received notice that one of our accounts was already being negotiated.... Important contact numbers for questions were displayed clearly.... My husband and I are relieved that we can trust this program to help us financially in a significant way... Thank you very much..
Marilyn
We're delighted to hear that you and your husband had a positive experience with our team members, Kai and Beth. It's wonderful to know that our commitment to thorough and patient service has made a difference in your journey with us.
— The Five Lakes Team

Reviewed March 21, 2026
Amazing customer service and very knowledgeable about the process. They take time to understand you and support you. They are always willing to listen and explain any questions you may have. The app is also very easy to use.
We're thrilled to hear that you experienced amazing customer service and found our team knowledgeable and supportive. Your feedback about our app being easy to use is much appreciated.
— The Five Lakes Team
Reviewed March 20, 2026
Very helpful. Just what I needed. A life saver. Very patient agents. Important to my life at this time. Will help me with my finance and get my life on track. Such a relief. Glad to be a part of this program. I have learned a lesson about credit at this point in my life. I appreciate the help and opportunity to straighten out my finances. Looking forward to participating in this program. I plan to share with anyone in this position. Let them know how helpful you have been. Opportunity to warn others not to get in this position but if they do you are a wonderful resource. I plan not to be in this position again but thrilled you are here today.
Thank you for your thoughtful review! Your willingness to share your positive experience means the world to us, and we’re excited to support you on your journey to financial stability.
— The Five Lakes Team

Reviewed March 19, 2026
I highly recommend them. They have been a big help in assisting me with my debt issues. The app works great to see where you are at in the program. It helps keep track of your debt reduction progress.
Thank you for your fantastic recommendation! We're so happy to know that our app has been helpful in tracking your progress and that our team has made a positive impact on your experience with us.
— The Five Lakes Team
Reviewed March 18, 2026
They are very professional. They answered all my questions and explained everything thoroughly. They take care of all the annoying calls from creditors. The app is very easy to use. I upload all mail from creditors easily. They are doing what they said they would.
Thank you for your kind words! It's great to know that you're finding our app user-friendly and that we're delivering on our promises.
— The Five Lakes Team
Reviewed March 18, 2026
Very nervous going into the process, but the representatives, as well as the lawyer I spoke with, are very kind and helpful and put me at ease. I am in a very hopeful and positive place now that my finances will come together, and I will be in a better place.
Thank you for your kind words! It's wonderful to know that you're feeling hopeful about your financial future, and we look forward to supporting you every step of the way.
— The Five Lakes Team

Reviewed March 17, 2026
They advertise they’re gonna help you. They’re not helping you. They’re charging you 27% of the original debt when most of the time they negotiate the debt down to 50% so you’re actually paying 54% to them in fees. Absolutely horrible situation.
We want to clarify that the situation you described does not accurately reflect our procedures at Five Lakes Law Group. Our fee structure is success-based, meaning we only earn our fees after achieving results that you approve. We would like the opportunity to review these concerns with you. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed March 15, 2026
This is a trust the process type deal and it works. The people I talk with in the beginning answered any questions and made me feel safe with their service. They explain in detail what will take place. I don't feel the pressure from the bills I was paying every month but not making any progress on paying the debt off. I am able to save some money while paying towards my debt. My credit score took a hit but I think in the end I can get it back or maybe even better. If I had to do this again I would most definitely use them.
It's fantastic to know that the process has alleviated some of your financial stress while allowing you to save money. We're here to help you on your journey to a debt-free future!
— The Five Lakes Team

Reviewed March 14, 2026
This is one of the most thorough FI Cali situations I’ve been through in my adult life and I’m 51.! No one tried being a Salemens but explored every avenue to help better my personal financial situation.! I got guided and shown step by step and fully instructed on my options and we chose what would best suit me.! I would recommend 10/10xs.
Thank you for your incredible feedback! Your satisfaction and recommendation mean the world to us at Five Lakes Law Group.
— The Five Lakes Team
Reviewed March 13, 2026
Representative very friendly and knowledgeable. Made me feel comfortable in working with them. When I doubted myself for calling. I would recommend you to try them, you would be happy you did, like me.
Thank you for your kind words! Your recommendation means a lot to us, and we're here to help you every step of the way!
— The Five Lakes Team

Reviewed March 13, 2026
Owen was exceptional and truly caring. He took the time to explain everything thoroughly, and it was the best customer service experience I’ve ever had. I’m glad I called and he was the one to assist.
— The Five Lakes Team

Reviewed March 13, 2026
First time dealing with any sort of debt consolidation besides simply paying my monthly bill with extra; Katie was a delight to speak with, and I felt comfortable speaking with her representing my case. I'm satisfied.
We're so happy to hear you had a positive experience with Katie and felt comfortable during your journey with us. Your satisfaction is our top priority, and we appreciate you taking the time to share your feedback.
— The Five Lakes Team

Reviewed March 12, 2026
We came to this company to eliminate or reduce our debt to creditors and credit card companies who were charging us huge interest rates. Five Lakes has cut that debt in half, they are saving my family thousands of dollars. In a few years we will be out of debt!!
We're so happy to hear that your experience with Five Lakes Law Group has been so positive! It's wonderful to know that we're able to help reduce your debt significantly and save your family thousands of dollars.
— The Five Lakes Team

Reviewed March 12, 2026
Great service. The overall experience has been outstanding each step of the way. The knowledge, expertise, and customer service were all exceptional. I would highly recommend to anyone interested in the services offered.
We're delighted to hear that your experience with us has been outstanding and that our team's knowledge and dedication have made a positive impact. Your recommendation means a lot to us at Five Lakes Law Group!
— The Five Lakes Team
Reviewed March 12, 2026
Excellent service, every question I had was professionally answered, positive vibe, good customer service, very hands on right away, called me back right away just to make sure I understood the process, everything that I was looking for...
Your kind words about our hands-on approach and prompt communication truly mean a lot to us. Thank you for recognizing our commitment to providing excellent service!
— The Five Lakes Team

Reviewed March 11, 2026
Five Lakes Law Group is outstanding! I was able to set up my account and their website is very user-friendly. Currently, I am not facing bankruptcy, I can keep my house and car, and will pay pennies on the dollar to become debt-free. Soon, I can retire with more than adequate money and assets, because of Five Lakes Law Group. They are wonderful and they saved my life! Thank You!!!
Thank you for your kind words! It's wonderful to know that you feel relieved and confident in your experience with Five Lakes Law Group; your trust means a lot to us.
— The Five Lakes Team

Reviewed March 10, 2026
I have just begun (03/10/2026) and so far everything seems fine. My introduction to the program has been thorough and compassionate. Trying to navigate these financial matters is stressful and exhausting. All I am trying to do is survive with my cat. In this day and age, you would think it would be easier. Thank You.
Thank you for your kind words! Our team at Five Lakes Law Group is here to support you every step of the way as you work towards a more manageable financial future.
— The Five Lakes Team
Reviewed March 7, 2026
Five Lakes Law Group is the best!!! It has helped me be at ease, and their help has been extraordinary! What has helped me the most is being consistent, and able to communicate with them whenever I have a question.
Thank you for your kind words! It’s wonderful to know that our commitment to exceptional service has made a positive impact on your journey.
— The Five Lakes Team

Reviewed March 7, 2026
My experience has been great through this introductory period. I am anxious to move forward with the program and get peace of mind for the first time in years. James was patient, thorough and kind through the info gathering process.
It’s wonderful to know that James made a positive impact during the information gathering process. Your journey to peace of mind is important to us, and we're excited to support you as you move forward with your program.
— The Five Lakes Team
Reviewed March 7, 2026
So far everything has been relieving. I'm hoping that it continues to be so. The two different folks that I talked to on the phone and the videos that I watched, along with online research have me confident that this is the correct step towards getting control of my debt.
Your confidence in taking this step toward managing your debt means a lot to our team. We're here to support you every step of the way, and we look forward to helping you achieve your financial goals.
— The Five Lakes Team
Reviewed March 7, 2026
The customer service representative was very helpful and friendly. He was able to answer all of the questions that I had. He was also very knowledgeable and was able to explain everything in detail. I would definitely recommend this service to others that I know.
We're thrilled to hear that our team member provided helpful and friendly service while addressing your questions. Your recommendation means a lot to us, and we appreciate you taking the time to share your positive experience with Five Lakes Law Group.
— The Five Lakes Team
Reviewed March 7, 2026
I just recently started working with the Five Lakes firm and my experience has been great. They are very professional and answered all of my questions. The best part is their resources in completing their agreements.
We're so happy to hear that your experience with our team has been great! Your recognition of our professionalism and our resources means a lot to us. Thank you for sharing your thoughts, and we're here to support you every step of the way.
— The Five Lakes Team
Reviewed March 4, 2026
I have never felt so comfortable with such an uncomfortable situation (one of my own design unfortunately). The moment they took the reins they have made it so easy to work with to dig me out my credit card issues. I would recommend that anyone with credit and debit issues to contact these fine people and let them show you just how easy it is. Thank you Five Lakes!!!!
Thank you for your kind words! Your recommendation means a lot to us, and we’re here to support you every step of the way on your journey to financial freedom.
— The Five Lakes Team
Reviewed Feb. 27, 2026
Their implementation and utilization of technology is superb. With emails, a welcome video, and a simple yet comprehensive web site and app, everything is so easy to understand! These tools greatly serve to facilitate communication and to convey updated information bilaterally throughout the process as well. Most importantly, the program is estimated to reduce my regular debt maintenance costs by 2/3, down from $3k to $1k /month.
This has a meaningful impact because I can literally quit my side hustle, reducing my work week from a total of 60 hours to a customary 40 hours. The time savings will literally change my life. I will be more available to meet family obligations, such as care for an aging parent and better focus on my children's futures, and be able to get tasks done that I've been putting off for years while I was riding the debt cycle hamster wheel. I am blessed to have found Accredited Debt Relief and, subsequently, Five Lakes Law Group, both highly regarded in this field.
We're delighted to hear that our technology and communication tools have made your experience with Five Lakes Law Group so easy to navigate. It’s fantastic to know that our program is significantly reducing your debt maintenance costs and positively impacting your work-life balance.
— The Five Lakes Team
Reviewed Feb. 27, 2026
My enrollment agent was very open and knowledgeable and I did tell him this was my second experience with Five Lakes. Because of my conversations with him I believed that my initial experience I may have misunderstood the over services. When I spoke with my attorney I did feel there was more clarity and he was personable and informative. I also told him that I wanted a second chance to allow Five Lakes to serve me. I think that I will do well with Five Lakes at this juncture in the process.
Reviewed Feb. 26, 2026
I highly recommend Five Lakes, because, they have positively changed my life and set me on the proper financial path forward and I feel that they could definitely do the same for many others. I was drowning in debt and was close to bankruptcy, after a fortunate turn of events I found myself in a resolution program with Five Lakes, that lowered my monthly payments and allowed me to keep my head above water. If you are in a similar situation with debt, I can confidently say Five Lakes is an excellent choice.
We're thrilled to hear how Five Lakes Law Group has positively changed your life and set you on a better financial path. IThank you for recommending us; your confidence in our team means a lot. We're here to support others in similar situations and help them find their way to a debt-free future!
— The Five Lakes Team
Reviewed Feb. 26, 2026
After being stressed for many months trying to decide whether I should file for bankruptcy or go the debt consolidation route, I chose Five Lakes to help me from 10 years of bad credit and go with credit consolidation.
Knowing that our support has alleviated your stress and helped you move towards a better credit situation is truly rewarding. Thank you for recognizing our commitment to exceptional service. We're here to help you every step of the way!
— The Five Lakes Team

Reviewed Feb. 26, 2026
We started with Five Lake Lawyers a few months ago. Things are moving right along. They are helping us with our first account pay off now. We have not received any phone calls from creditors. This program is a blessing. Hopefully, we will have paid off all the accounts in 4 or 5 years. This will be due to Five Lakes Law Firm.
Hello, Linda,
It's wonderful to know that our program is helping you manage your accounts without the stress of creditor calls. Thank you for sharing your progress with us, and we're here to assist you every step of the way!
— The Five Lakes Team
Reviewed Feb. 24, 2026
Transparent, and timely account progress updates, have been hugely helpful in navigating the financial mess that we can all easily fall victim to, especially in times of continued health crisis. Five Lakes Law Group has been handling my account with excellent professionalism.

Reviewed Feb. 24, 2026
As I told Brittany and Chet, my new account and legal counselors, I didn’t realize how much stress I actually was carrying around until I felt myself rapidly decompress after only a few minutes of starting this process. I am amazed at how quickly these steps towards a resolution of my debts are moving. This feels like nothing short of a miracle for me. A sincere thank you to everyone involved with helping me get back in control of my life.
Reviewed Feb. 20, 2026
Staff knows exactly what to do and has excellent knowledge! Very organized, answers and explains everything and on time! Highly recommend this company! Thank you! AAAA++++.
Our team at Five Lakes Law Group is dedicated to providing organized and knowledgeable support, and it's wonderful to know that our efforts have made a difference in your experience. Thank you for recommending us so highly!
— The Five Lakes Team
Reviewed Feb. 20, 2026
I’m new to Five Lakes, but so far I’ve been very pleased with their service. Their Customer Service is excellent and I so appreciate their patience with me. They actually walk me through a procedure I’m not familiar with. Definitely would recommend them.
Your appreciation for our representatives and their patience means a lot to us. We're here to guide you every step of the way, and we truly appreciate your recommendation!
— The Five Lakes Team

Reviewed Feb. 19, 2026
Everyone has been incredibly helpful, kind and gracious. I have a lot of questions and they were always answered with kindness and professionalism and in a way that was comprehensible for me. I would definitely suggest anyone to use this group.
Your recommendation means a lot to us, and we're delighted to have made a positive impact on your experience with Five Lakes Law Group. If you have any more questions or need assistance in the future, don’t hesitate to reach out!
— The Five Lakes Team
Reviewed Feb. 19, 2026
They were very professional, explained the process thoroughly, checking throughout to make sure, you understand. Always asks if you have any questions and very clear on expectations while moving briskly to start the processes and insures you that they are here for you.
It’s wonderful to know that our commitment to clear communication and support has made a positive impact on your journey. We appreciate you taking the time to share your feedback!
— The Five Lakes Team
Reviewed Feb. 14, 2026
I’ve only just begun with you, so all I can say is so far it’s a good experience. The folks that I’ve have conversations with have been very professional and kind, they’ve also been helpful, explaining everything so that I understand.

Reviewed Feb. 11, 2026
Very professional and polite. Seem too be very interested in my thoughts and opinions. They worked to get me the payments I could afford and when I could make the payments.
Reviewed Feb. 11, 2026
I was unsure about making this decision. But now I am sure this program is the safest and most sensible plan. I spoke to attorney Dennis ** and he reassured me that their office will handle my debt problems for me. I feel that is what is needed for me to solve my credit card debt problems.

Reviewed Feb. 10, 2026
I have had a great experience so far. The people I have spoken to explained everything really well. I really at this moment do not have any further questions. I would recommend this to anyone. Thank you,.
Reviewed Feb. 7, 2026
Five Lakes Law, is so easy to work with. They do all of the dirty work, so you don't have to. They take away the stress of dealing with negative collectors. All you have to do is follow their plan for easy recovery.

Reviewed Feb. 3, 2026
Paolo was great in helping me get my debt under control. He was very pleasant to talk to and explained what the program details. He answered all my questions and called me several times to make sure I was comfortable with what the outcome will be. I actually can breathe without all this debt hanging over me and I know he will be in the background whenever I need him.

Reviewed Feb. 2, 2026
Everything that this group does is transparent and easy to understand. They have never left me in the dark. This group is doing excellent job. They're simply the best group I have ever come across. They are doing a great job in helping me resolve my debt situation with my creditors and I am so grateful for their relentless efforts.

Reviewed Jan. 29, 2026
Signed up in October 2025. Keep getting charged 27% for 2 different creditors. They take huge chunks of money for themselves and pay very little towards the debt I owe.

Reviewed Jan. 29, 2026
There was NO judgement for calling to see what help was available. I'm very satisfied with the plan for my needs. Very affordable plan I'm taking part in. I was drowning in debt. Other companies I've called in the past was way out of my budget. Call them and see what they can do for you. I just signed agreement yesterday
Reviewed Jan. 29, 2026
My experience with Five Lakes Law Group has been wonderful. Everyone has been professional and have explained everything in details. They have answered any concerns about my creditors.

Reviewed Jan. 28, 2026
Great service. Great people. They are patient and willing to work with your circumstances as well as give me options that works best for me. 10 star operation.
Reviewed Jan. 28, 2026
The entire process of initiating an inquiry to onboarding with the firm and Accredited was thorough, transparent and easy to understand. All of my questions and concerns were answered in a professional yet friendly manner with full disclosure. I entered into an agreement with comfort and anticipation of a responsive and mutually beneficial relationship.
Reviewed Jan. 27, 2026
It was hard for me to make a decision about consolidating my loans. I feel I have made the right decision, instead of bankruptcy. Things were spiraling out of control and was nervous about who to go with. I would be paying an enormous amount of interest for many years. Five Lakes, thank you for your empathy.
Thank you for your kind words! It’s wonderful to know that our team’s support has positively impacted your experience.
— The Five Lakes Team
Reviewed Jan. 23, 2026
First of all, thanks to everyone that I spoke with at Five Lakes Law Group. You didn’t make me feel bad for my situation. Everyone was kind and answered all my questions and made sure I understood the process. I appreciate all of you for your compassion and patience with me. You all are angels in my book!!!
We're so happy to hear that our team made you feel supported and understood throughout your experience. Your recognition of our compassion and patience means a lot to us.
— The Five Lakes Team

Reviewed Jan. 22, 2026
I started with 5 lakes, and at first it was fine. Your credit does take a hit, but that's to be expected. I entered the program with 3 accounts. The first one didn't have much on it and was the first to be resolved, so I felt good about it. The 2nd one wasn't negotiated down at all and I ended up paying nearly the entire amount. Two months before that one was finished out, they started getting aggressive with the 3rd card. They were trying to demand I pay more than I even make - like by twice as much.
I finally reached out to the people representing the final company myself, released power of attorney with 5 lakes, and found out they had not even talked with them once in the "negotiating attempts." They were actually ready to file a summons against me because there had been no response to their requests to negotiate and finalize the account over the course of 3 months. Within the hour, I negotiated myself - in tears of anger and disbelief - and got the account handled. I would not trust them at all. If you have any other options, take it. The emotional hardship endured because of them was overwhelming to say the least.
When I was trying to finalize the last 2 payments with the final card I still had with them, I called to get the exact amount owed so I could take out a loan in the appropriate amount and be done with them. I had to take out a loan to pay the negotiated settlement with the 3rd card, so I wanted to be done with them and take out enough to cover the balance with them as well. The account didn't move for a month and every time I called I was told different things. Some told me it just takes time to close, some told me I still owed them $10 and the account was "stuck" because of that. I flipped out.
I finally got to a supervisor who disclosed that they had made an error in my account when closing it and it generated another $10 fee so I had to pay that to finally close my account with them. After many heated words, to say the least, I did not pay them for their own error and my account was properly closed. I would not recommend doing business with them or trusting them with your finances. They are a mess, untrustworthy, and they lie to cover their own butts.
We appreciate you sharing your experience, and we want to clarify some of the points you've raised. It seems there may have been misunderstandings regarding the status of your program, and we take these concerns seriously. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129, as we would like the opportunity to review these concerns with you.
— The Five Lakes Team

Reviewed Jan. 22, 2026
They helped me out immensely and now I’m saving over $400 a month on my payments and I’ll be paid off in 5-6 years EARLIER than I would’ve been without them. I can't thank them enough for all the help they've given me. I had a piece of mind knowing that I CAN do this with them by my side
Hi Victoria,
Thank you for your kind words! We're so glad to hear that you've experienced significant savings and peace of mind with us. It's truly rewarding to know that our team at Five Lakes Law Group has made a positive difference in your financial journey.
— The Five Lakes Team
Reviewed Jan. 17, 2026
Although it is early in the process with a long road ahead, so far, everyone I have spoken with has listened and I feel heard about my debt issues and needing to get it behind me. Everyone has been empathetic and clearly explained the next steps on this journey together. I am now looking forward to the process and feel confident that we will meet my goals sooner rather than later...it took me many years to get in my situation, and the path to get out of it will be a fraction of that time!!
Hi Elaina,
Thank you for your thoughtful review! We're thrilled to hear that our team has made you feel heard and supported in your journey to overcome debt. Your confidence in the process and appreciation for our empathetic approach truly mean a lot to us. We're here to help you every step of the way!
— The Five Lakes Team

Reviewed Jan. 16, 2026
I had researched several companies to help me resolve my debt issues, but they either lacked transparency in the financial plan or clarity in the process.The partnership between Accredited and FiveLakes Law was the clear winner. The Accredited program was easy to understand, and with the detailed mobile dashboard at FiveLakes, I found a solution that made sense and gave me the tools and confidence to succeed. The friendly teams on both arms were kind and well coordinated, and I wish I had made the move sooner. This is a terrific solve, and you will be happy. Peace.
Hi Cher,
We’re delighted to hear that our team made you feel comfortable and supported throughout your experience with Five Lakes Law Group. Knowing we could help you through the process truly means a lot to us.
— The Five Lakes Team

Reviewed Jan. 16, 2026
Quick painless got me through the process. Made sure I understood everything. Made me feel comfortable. They worked well and seamlessly as a team through my many calls. They reassured me that I wasn't alone in my financial struggles and that many, including themselves have had hardships from time to time. I loved how they reassured me and said that they would be with me through the whole process.
Hi Ed,
Thank you for your wonderful feedback! We’re delighted to hear that our team made you feel comfortable and supported throughout your experience with Five Lakes Law Group. Knowing we could help you through the process truly means a lot to us.
— The Five Lakes Team

Reviewed Jan. 15, 2026
Outstanding Customer Service and Compassion. Understanding and Patient. Professional. I am so grateful and relieved. They make sure you have the tools for success. I was skeptical about this. But I am so glad I took the time to talk with the staff.
Hi Mishell,
Thank you for your kind words! Your relief and gratitude mean a lot to us, and we’re here to ensure you have all the tools needed for success.
— The Five Lakes Team

Reviewed Jan. 14, 2026
Very helpful and will work with you. You can decide on your monthly budget (payment). It doesn't affect your credit. They don't rush you. I would recommend them to friends and family. The reps are very friendly, polite and professional.
Hi Brian,
Thank you for your kind words! Your recommendation means a lot to us, and we're here to continue assisting you on your journey to financial freedom.
— The Five Lakes Team
Reviewed Jan. 13, 2026
It was easy to apply and all the staff were courteous, knowledgeable and very helpful. Everything was explained to complete understanding. As a veteran, I was glad to get the help when needed. I highly recommend!
Thank you for your wonderful feedback! It’s a pleasure to know that your experience with us was positive and that you felt well-informed throughout the process.
— The Five Lakes Team

Reviewed Jan. 9, 2026
They were very knowledgeable and helpful with every aspect. They walked me through everything from info to using the app. Got phone numbers and first and last names, so there won't be any confusion when contact is needed.
Hi Debbie,
Thank you for your kind words! Your recognition of our efforts to ensure clarity and assistance means a lot to us at Five Lakes Law Group.
— The Five Lakes Team
Reviewed Jan. 9, 2026
I was drowning in Credit Card Debt and it was so bad that it was affecting my health. A friend of mine recommended this company and as soon as I called, they took it in hand and within 24 hours everything was set up. My monthly payments were significantly reduced and I was able once again to be on the road to better health. The people I dealt with are absolute professionals. Call this company and you will be in the best hands you can imagine, I am still getting used to the idea that I don’t have this crippling debt hanging over my head and I can only hope that this process will continue to be successful over the years that the company is working in my favour to eliminate my debt.
— The Five Lakes Team
Reviewed Jan. 8, 2026
This group and this whole process has made me feel so hopeful for my future! As a single person, who has had health issues, and have had a hard time making ends meet, I ended up over my head. Everyone assured me that I can get help to get out of debt. They have been above and beyond making me feel comfortable and to give myself grace. For the first time in a long time, I not only feel hopeful about my future but excited for reaching my goals and to feeling more in control with my finances. If anyone is looking for help, everyone I have talked to has only had my best interest at heart. I appreciate the help to get started in having a bit less stress in my life and to be able to concentrate more on my long term goals! A+ all the way around!
Hi Karen,
We’re so happy to hear that your experience with us has sparked hope for your future! It’s rewarding to know our team has made you feel comfortable and supported as you work toward your financial goals. Thank you for your kind words and for recognizing our commitment to helping clients like you.
— The Five Lakes Team

Reviewed Jan. 7, 2026
From the very first person I spoke with, Celia, then to the law firm’s personnel to the attorney, I was at complete ease for once. Everyone was so kind, understanding and explained everything so clearly. I can’t believe I waited as long as I did to make that call. I’m into great customer service and they are excellent!
Thank you for your wonderful feedback! We're thrilled to hear that you felt at ease and appreciated the kindness and clarity of our team.
— The Five Lakes Team
Reviewed Jan. 7, 2026
When I first signed up and for about the first year they seemed to really be on the ball. They paid off two accounts quite quickly and set up payments for two more. That was two years ago. They have done nothing since. They say that they have contacted others but, I have received no further help. If you send a message asking why they say if you send more money it will be quicker.
Hi Maureen,
Thank you for sharing your experience with us. We appreciate your feedback and understand your concerns regarding the progress of your program. Our team is dedicated to providing the best support possible, and we'd like the opportunity to address your concerns further. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed Jan. 6, 2026
John was very kind. Very understanding. Help me understand everything that I didn’t. I would recommend. To anybody who wanted to clear up their finances. I’m so glad I did this instead of filing bankruptcy. It was so easy.
We’re delighted to hear about your positive experience with John and our team. Thank you for recommending us. It's wonderful to know we could assist you in your financial journey!
— The Five Lakes Team

Reviewed Jan. 3, 2026
I just started with you guys so we'll see how it goes, Hopefully GREAT, and I'll be as happy as I can be if it all works out, which it should from what I understand & was told. But so far you guys have been great. Let's get this consolidation on the road & going!! And I will be forever grateful 🙏!!!
We’re pleased to hear that your initial experience with us has been positive! Our team is dedicated to helping you on your journey toward financial freedom. We look forward to supporting you every step of the way!
— The Five Lakes Team
Reviewed Jan. 3, 2026
So far I am pleased with the services. Brian was very friendly, knowledgeable & seemed to care. So far I would recommend services to someone who was drowning in debt. I look forward to the process & getting relief.
We’re excited to hear that you’re pleased with your experience so far! Our team members are dedicated to helping clients navigate their journey to financial relief, and your recommendation means a lot to us.
— The Five Lakes Team
Reviewed Jan. 2, 2026
I hired 5 Lakes Law Group to reduce and pay my debt. I followed all instructions and did the attorney call. About a year into my payments, they sent me a letter saying that my account was being closed due to me not doing the attorney call. I called them and told them I did that at the beginning and even gave them the date. They were able to pull it up that it was done and said I must have been canceled by mistake. They even had me sign a form to reinstate my payment plan, but they never reinstated it. Instead, they sent all the money back in my account. I called them and let them know this was supposed to be reinstated and they told me there was a ticket open. I called 3 times with no resolve. Now I'm in debt way over what I can afford and have to sell my house. I would not hire.
Hello Erica,
We sincerely regret that your experience did not meet the high standards we set for client communication. We would appreciate the opportunity to address your concerns and improve your situation. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed Jan. 1, 2026
From my first call, I immediately felt less stress and felt hope for the first time in years. I thought I could handle my debt on my own, but I never got close. My team of Paris, Regina, and Madison explained everything clearly. I just started the program and I feel so much relief already. I cannot wait to complete this debt relief in just 4 1/2 years, and save money along the way.
We're so glad to hear that your experience with our team has brought you relief and hope! Thank you for recognizing the efforts of Paris, Regina, and Madison as you embark on this journey towards financial freedom.
— The Five Lakes Team
Reviewed Dec. 31, 2025
They were extremely helpful, and everything was clearly explained. They were thorough and kind. I couldn’t have asked for a better experience while dealing with a situation that caused so much anxiety.
We're delighted to hear that you found our team helpful and thorough during such a challenging time. Your positive feedback truly motivates us to continue providing exceptional support.
— The Five Lakes Team

Reviewed Dec. 30, 2025
They're extremely thorough and make sure you understand everything. They also let you know you can call anytime with questions. They let you know how to deal with creditor calls, and a number for a creditor to call them directly.
We’re pleased to hear that our team provided you with thorough support and clear communication. Your experience is exactly what we aim to deliver at Five Lakes Law Group.
— The Five Lakes Team
Reviewed Dec. 30, 2025
From the time I first spoke with the awesome people at 5 Lakes, I’ve had the feeling that I had made the right choice. They’ve really been solid through this whole process. They answered all my questions and made sure I had multiple ways to contact them if I needed.
Reviewed Dec. 29, 2025
Client services communicated well during the process and were very polite and helpful. My issue is the number I was quoted at first consultation to “sell” me the program, ended up costing me close to $25,000 more than I was quoted when I joined. There was no remedy offered and basically, I could have done negotiations myself with my debtors. Yes it saved me a few thousand dollars but for a year’s worth of work and ruining my credit it was not worth doing.
Reviewed Dec. 28, 2025
WOULD NEVER DO AGAIN. My credit score has nothing but nose dive over three years. They hassled me into paying more than I was already on my debt, the only gain is that they negotiated some of my debt down, but the bad all outweighs the good.
Peter,
We want to clarify that your experience does not accurately represent the typical outcomes we aim to achieve. We strive to provide solutions that ultimately lead to financial freedom from debt.
Please know that the vast majority of our clients enjoy fully recovered financial health before their program ends.
We encourage you to reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129 so we can discuss your concerns further.
— The Five Lakes Team

Reviewed Dec. 21, 2025
Love how they explained everything step by step and the payment plans are great, very affordable payments, I feel like I have a peace of mind after I enrolled. I would definitely recommend to anyone. Thank you.
We’re delighted to hear that our team provided clear guidance. Your peace of mind is our priority, and your recommendation means a lot to us!
— The Five Lakes Team

Reviewed Dec. 19, 2025
Very easy to get started, everyone was very knowledgeable, and answered any questions I had about the program. I would highly recommend this company to anyone that is interested in consolidating your credit card debt.
We're excited to hear that your experience with us was seamless and informative! Thank you for recommending us; your trust means a lot to our team.
— The Five Lakes Team

Reviewed Dec. 19, 2025
They waited until the 13th hour to settle several of my accounts, so I ended up paying WAY more per month than they originally offered. Then I had to come up with $3300 to pay another creditor because they did not settle in time. Their customer service is great, but the whole program is complete TRASH. I do NOT recommend using them. Try to settle the accounts yourself!!! You will make out way better.
Hi there,
We understand your frustration regarding the timing of your program. It's crucial for us to clarify that our approach is designed to secure the best possible outcomes tailored to your situation.
We would appreciate the opportunity to improve your experience with us. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129. We're here to help.
— The Five Lakes Team
Reviewed Dec. 16, 2025
First, it took a great deal of nerve for me to make the call. However, after my conversation with Brady and Nico, I actually went home feeling as though a burden had been lifted. Over the past few months, I would leave work and do absolutely nothing once I got home. Yesterday was different—I did laundry, prepared my lunch for today, and went to bed feeling lighter. I am looking forward to the future, while also feeling some regret that my finances became such a source of stress.
Thank you for sharing your experience with us! We're grateful to know that our team members were able to provide you with the support you needed, helping to lift that burden.
— The Five Lakes Team

Reviewed Dec. 16, 2025
Their service is bait and switch. You're given an amount to pay each month, but because they take their fees, so very little gets paid. In the meantime, the creditors are not paid, so they are charged off and sold to attorneys for collection. Once it reaches that stage, you're put in a position to either pay a lump sum or increase your monthly payment. If their clients had those funds, they would not need this service. I feel like I may have done better dealing with my creditors on my own.
Jennifer,
It's important to clarify that our compensation is based entirely on successful outcomes. We only earn fees when we achieve results that you, the client, have reviewed and approved. This aligns our goals directly with your success.
Any recommendations we make are based on our years of experience and what we believe is the best path forward for each client's individual program.
Please reach out to clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team

Reviewed Dec. 10, 2025
The informational session was very informative and prepared me well for the attorney talk. No surprises were encountered, and Les and the attorney were more than transparent with answers to any questions I had. They have made the process of approaching and enrolling in debt resolution easy and have taken away the stress and fear of our debt.
We're pleased to hear that your initial interaction was helpful and that our team provided clear answers to your questions. It’s wonderful to know we could help you get peace of mind about your journey to financial freedom.
— The Five Lakes Team
Reviewed Dec. 9, 2025
The team at 5 Lakes is amazing. They were so helpful, had amazing attitudes, highly presionar and very easy to work with. They went over and above to make me feel like part of their family and to ensure I fully understood that I understood everything and that they had my back as well. I recommend this team to anyone that requires this service and wants a 5 star quality level of support!
We're pleased to hear about your positive experience with our team! At Five Lakes Law Group, we strive to make every client feel valued and supported. Thank you for your kind recommendation!
— The Five Lakes Team
Reviewed Dec. 6, 2025
I was working with another debt consolidation group and I wasn't satisfied with their service so I switched to Five lakes and I am very happy I did. The customer service is outstanding. I like having the app to check the progress. The people I speak with are respectful and easy to understand. Overall a very good experience.
Reviewed Dec. 5, 2025
I am very new to this process. So far I am very satisfied with my experiences with the staff and feel confident that they are ready and able to handle all of my questions and concerns. I look forward to working with them to take care of my need to resolve my debt issues.
We're so glad to hear that you're feeling confident in your experience with our team! Your satisfaction and trust are important to us, and we're here to support you every step of the way.
— The Five Lakes Team
Reviewed Dec. 4, 2025
Very professional and informative presentation! Finally. a way out of debt! I did my research and I am in 100%! THANKS! I'm excited and so ready to get started! Very well-trained staff. I will follow up in the future and keep you informed.
Thank you for your kind words! We're excited to have you on board and look forward to supporting you on your journey to financial freedom.
— The Five Lakes Team
Reviewed Dec. 4, 2025
I must say the two individuals that help me fill out the forms and they were many were so lovely professional, thorough, patient and friendly. It is grueling to fill out all that paperwork and go through everything that you have to go through to consolidate. I would highly highly recommend accredited and Five lakes law firm to anyone struggling to pay their bills. Magnificent service.
Thank you for your kind words! We're pleased to hear that our team members provided you with such attentive and professional support during your experience with us. Your recommendation means a lot!
— The Five Lakes Team

Reviewed Dec. 3, 2025
I came to Five Lakes Law Group through Accredited to help me with my debts, which had become significant and a real burden to me. Compared to past experiences, they were easy to work with, and it was a simpler approach from a practical point of view, actually helping me and not just making money. I have confidence in them and the program that was developed for me. The Program worked out required monthly deposits over 70% less than what I had been paying to handle the debts. This is significantly less and not a burden for me.
We're delighted to hear that your experience with our team at Five Lakes Law Group has been so positive! It's wonderful to know that our approach has made managing your debts simpler and more manageable. Thank you for sharing your feedback!
— The Five Lakes Team
Reviewed Dec. 3, 2025
Amazing communication. Not just out here for their own business but actually here to help you succeed and get out of that hole you're badly trying to crawl out of. I had debt and loans as well as my wife and they took all our debt and but it under one payment and not only that but they made it so I was not feeling like I’m so far behind check to check.
Thank you for your kind words! We're delighted to know our communication and support have made a positive impact on your journey to financial freedom.
— The Five Lakes Team

Reviewed Dec. 3, 2025
Yeah the gentleman was very nice, very explain things very good, makes me feel very good so I was very worried about all this. I'm afraid they're going to take me to court over my hospital bills and other bills
We're delighted to hear that our team member provided you with the clarity and support you needed during this challenging time. Your peace of mind is important to us, and we're here to help you navigate your financial journey. Please don't hesitate to reach out if you have any questions or concerns!
— The Five Lakes Team

Reviewed Dec. 3, 2025
I really like the service.. helping me get out of debt.. I just wish creditors would stop.. or you could please take care of it for me.. It annoys me getting letters. Understandable.. but annoying.. Please help..
We’re pleased to hear that you appreciate our support in your journey to becoming debt-free. Please keep in mind that you can absolutely ignore those calls, even block them from your phone while your program progresses. Our team at Five Lakes Law Group is here to assist you with any concerns, so please don't hesitate to reach out!
— The Five Lakes Team
Reviewed Dec. 3, 2025
Extremely professional and thorough. Onboarding was excellent. Everything was clearly defined to me. Expectations were set. Already have seen great progress on several accounts. Truly did not think progress would move along this quickly. Bravo!
We’re grateful for your kind words and are pleased to hear about your positive experience with the onboarding process. Our team is dedicated to your success, and it's wonderful to see progress already!
— The Five Lakes Team
Reviewed Dec. 3, 2025
I tried 2 other debt resolution companies. Things changed, kept getting my checking account overdrawn and it was just a timing issue. Hard to get them to work with me for just 1 or 2 day adjustment. I had given them. $5,050. 00. Only about $600 was paid to my 2 settlements they had. The rest was fees. They need to pay mine first. I could have had 1 paid off with $5000.00. Another company was ok, just small. Took 6-8 months to get my first small settlement.
Thank you for sharing your experience with us. We appreciate your trust in our team on your journey to financial freedom. If you have any questions or concerns, please don't hesitate to reach out to us anytime.
— The Five Lakes Team
Reviewed Dec. 2, 2025
I was drowning, my head wasn't even above water anymore. I had spent months searching for employment, constant rejections, finding ways to make my minimum payments which never moved because of the interest rates to only realize... I can't do this. I was forced to choose between feeding my kids or making min payments. A simple Google search and Five Lakes appeared. Highest ratings across the board. So I call to see if they can help me. I thought, " The worst they can say is No, sorry." But that WAS NOT THE CASE.
I called on Thanksgiving morning, after being up most of the night pondering how I'm going to tell my family our winter is going to be bleak. I get this wonderful woman with tenderness in her voice. Empathy in her words and affirmations that give me some comfort that she is going to see every avenue available for me. Once she got all my info, she puts me on a brief hold and BOOM!!! In minutes my worries of payments went down $910 a month! This Savings saved my life. I can now work on low simple payments while 5 Lakes fights for me with creditors. It is truly life saving. If you're questioning it... just do it. You'll be grateful you did!
Thank you for sharing your inspiring story! We're delighted to hear that our team could provide the support you needed during such a challenging time. Your journey to financial relief is what we strive for at Five Lakes Law Group, and we're glad to be part of it.
— The Five Lakes Team

Reviewed Nov. 27, 2025
Very knowledgeable and caring for my personal situation. Feel like weight has been lifted! I highly recommend using Five Lakes Law Group. If you’re struggling and need help, they are the ones that are there for you.
We’re grateful for your kind words and are pleased to hear that our team made a positive impact on your experience. Your recommendation means a lot to us!
— The Five Lakes Team

Reviewed Nov. 24, 2025
Worst place ever run!!! Lies from so many different people working there!! Caused a lien when a docusign settlement was done!! Get yourself an attorney and sue them. The place should be shut down. Shady people and poorly trained people.
Hi Lisa,
We are troubled to hear that you feel misled, as our goal is always to provide clear and truthful information from the start. Our Welcome Kit and the thorough enrollment process are part of our effort to ensure every client feels well-informed.
We encourage you to reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129 to discuss your situation further.
— The Five Lakes Team
Reviewed Nov. 22, 2025
Very informative and helpful with the many questions I had. I felt at ease and comfortable with this new journey I will be on. The team is great! Thank you for helping me on this journey to being debt free!
We're so glad to hear that you found our team informative and supportive during your journey. Thank you for trusting us at Five Lakes Law Group to assist you in becoming debt-free!
— The Five Lakes Team

Reviewed Nov. 21, 2025
An easy, excellent process. Completed in a most timely manner by professional, respectful specialists. I highly recommend this company for anyone seeking financial assistance. I spoke with several specialists and each was extremely helpful.
Thank you for your wonderful feedback! We're grateful to hear that our team of professionals provided you with a timely and respectful experience. Your recommendation means a lot to us!
— The Five Lakes Team

Reviewed Nov. 19, 2025
They keep helping and educating you along the way and are very helpful. I would highly recommend them. They have helped me a lot and I feel like a weight has been lifted off my shoulders. I have recommended them to several people.
We’re grateful for your kind words and are delighted to hear that our team has made a positive impact on your journey. Thank you for your recommendations!
— The Five Lakes Team

Reviewed Nov. 19, 2025
Everything is told up front and you get your own lawyer assigned to the case as well as others…With any program, you will have some kind of dip, but for hardship to have a company who takes your stress…A high-ranking company….This is gold.
Thank you for your kind words! We're excited to hear that our team’s transparency and support have made a positive impact during your experience with us.
— The Five Lakes Team

Reviewed Nov. 18, 2025
Super nice and informative group. They make it an easy experience to help get you into a better situation. I would highly recommend Five Lakes Law Group to anyone who is seeking financial help. Very pleased with my interaction.
Thank you for your kind words! We're grateful to hear that our team made your experience smooth and informative. Your recommendation means a lot to us!
— The Five Lakes Team

Reviewed Nov. 18, 2025
During my debt consolidation experience thus far, all parties involved have been extremely knowledgeable and transparent. They have answered all my questions and concerns with confidence. They have made sure I have all the knowledge and know where to find answers and make changes.
We're delighted to hear that our team has provided you with knowledgeable and transparent support during your experience. Your satisfaction is our priority, and we're here to help you every step of the way!
— The Five Lakes Team
Reviewed Nov. 16, 2025
Think twice about doing this. I took a 12,000 loan off my program which reduced my payments to 32 months at 571.00 a month. I recently dropped my last 2 creditors and the customer service person said my payments go on for 55 months, that's crazy. After my last 2 creditors were dropped, my total balance should be around 10,000. By January, I would have paid over 17,000. Very upset.
Hi Janet,
We understand your frustration regarding the timeline and payment amounts you've mentioned. Our aim is to provide personalized solutions, and we want to clarify any misunderstandings about your program.
Let's discuss your concerns further. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed Nov. 4, 2025
The staff at Five Lakes has been absolutely wonderful to work with thus far. I am a new client, and the expertise, dedication, and professionalism they've shown have been top-notch. My consultant, Sierra, answered my questions promptly and provided solutions tailored to my needs. My appointment with Atty. ** was reassuring about the service Five Lakes would provide. I feel that I am in great hands with Five Lakes.
Hi Jane,
We’re so pleased to hear about your positive experience with our team. Your recognition of their expertise and dedication means a lot to us at Five Lakes Law Group. Thank you for sharing your thoughts!
— The Five Lakes Team
Reviewed Oct. 31, 2025
You guys were great. You helped me with all my questions and concerns and assured me that everything would be good and get better over time and that was a big worry of mine so thank you for that awesome work.
Hi there,
We’re grateful for your kind words! Our team is dedicated to providing support and clarity, and it’s wonderful to know we could address your concerns effectively.
— The Five Lakes Team
Reviewed Oct. 28, 2025
I will say this regarding Five Lakes: they are legit & accredited & they will make you feel hopeful, they are so professional, they broke all aspects of my situation down. They leave no stone unturned, folks. I'm serious, if you need help with debts, especially in this economy, I believe Five Lakes is the best debt consolidation group of professionals you can trust.
Hi there,
Thank you for your kind words! We're grateful to hear that our team provided you with hope and professionalism during your experience with us. Your trust in Five Lakes Law Group means a lot.
— The Five Lakes Team
Reviewed Oct. 28, 2025
So far everything is great. I am looking forward to everything being paid off. Five Lakes have given me hope that there is an end in sight. They’ve made a recent resolution that has lowered one bill by thousands of dollars. I’m very thankful for Five Lakes Law Group.
Hi Susan,
We’re excited to hear that your experience has been positive so far! Our team at Five Lakes Law Group is dedicated to helping you find hope and financial freedom. Thank you for sharing your journey with us!
— The Five Lakes Team
Reviewed Oct. 23, 2025
Very welcoming, able to put me at ease from the moment I said hello on the phone. Was very thorough about the company, the process, the end results. I know they will do the right thing for me and help me get out of debt as quickly as possible.
Hi Pamela,
We’re grateful for your kind words and are pleased to know our team made you feel welcome and informed. Our mission at Five Lakes Law Group is to support you on your journey to financial freedom.
— The Five Lakes Team
Reviewed Oct. 23, 2025
They do great job with communicating and keeping you up to date. They will answer any questions you have and are very professional. I am glad I found them. They explained things really well and help you every step of the way.
Hi Penny,
Thank you for your kind words! We're pleased to hear that our team members were able to effectively communicate and support you throughout your experience with us.
— The Five Lakes Team
Reviewed Oct. 14, 2025
Amazing folks!!!! Very professional and empathetic to the tough times that everyone is going through!!! They did not hesitate to help, and keep me informed throughout the whole process, and make sure I understood each step!!!!
Hi there,
Thank you for your kind words! We're pleased to hear that our team was able to provide you with the support and clarity you needed during your experience with us.
— The Five Lakes Team
Reviewed Oct. 14, 2025
Very easy to work with and make sure you understand to the fullest. Best thing I could do was get help from them for what I needed. Can trust what they tell you. I would not pick anyone else. One of the best things I have done is pick Five Lakes.
Hi Brock,
We’re grateful for your positive feedback! It’s wonderful to hear that our team has provided you with the support and trust you deserve. Thank you for choosing us!
— The Five Lakes Team
Reviewed Oct. 11, 2025
Everyone has been great. Top notch ladies. They were awesome to deal with. They explained everything in detail so it was easy to understand how things worked. They were able to answer all my questions with professionalism. Very happy with the service. Thanks for all your help.
Hi James,
We're delighted to hear that our team provided you with clear explanations and professional support throughout your experience. Thank you for recognizing their efforts!
— The Five Lakes Team
Reviewed Oct. 10, 2025
Awesome! Experience was actually pretty great. Very professional and lots of helpful information shared. Explains the enrollment and what steps will be taken. All documents are explain before signed. Results seem like a win.
Hi Rickey,
We’re delighted to hear that your experience with us was so positive! Our team is dedicated to providing clear guidance and support throughout the process.
— The Five Lakes Team

Reviewed Oct. 10, 2025
Very professional and knowledgeable. Listened well and understood my concerns and outlined a program that will hopefully reduce my overall debt. I'm early into the program and hopefully the plan outlined will be successful.
Hi John,
We're pleased to hear that you found our team professional and attentive to your needs. Our team of experts at Five Lakes Law Group is dedicated to helping you navigate your journey toward financial freedom effectively.
— The Five Lakes Team
Reviewed Oct. 5, 2025
This company is created to help veterans with bad credit and credit card debt. I'm so happy I got in touch with them because without this company I will still be in serious debt. I would definitely recommend them to my fellow veterans with the same situation as me.
Hi Damilola,
We’re grateful for your kind words and are pleased to hear that our team has made a positive impact on your financial journey. Thank you for recommending us to your fellow veterans!
— The Five Lakes Team
Reviewed Sept. 28, 2025
One of the standout aspects of Five Lakes Law Group is their commitment to transparent communication. Throughout my interactions, their representatives were knowledgeable and eager to answer my questions. The onboarding process was straightforward, with no hidden fees or surprises. I appreciated the regular updates and prompt responses to my inquiries, which made me feel supported and informed.
After enrolling in their debt consolidation program, I noticed immediate relief in managing my monthly payments. Five Lakes Law Group negotiated effectively with my creditors, reducing my overall debt burden and allowing me to focus on rebuilding my financial health. Their personalized strategy was tailored to my situation, which made the program feel less overwhelming and more achievable. In an industry where skepticism is common, Five Lakes Law Group impressed me with their ethical practices. They provided all necessary documentation and were upfront about timelines and outcomes. I never felt pressured to make decisions, and their transparency gave me confidence in their services.
Overall, my experience with Five Lakes Law Group has been positive. Their debt consolidation program delivered on its promises, and their team provided outstanding support throughout the process. If you are struggling to manage your debts and seeking a reliable partner, I recommend considering Five Lakes Law Group for their professionalism, integrity, and client-centered approach.
Hi Karen,
We're delighted to hear that you had such a positive experience with our team! Your recognition of our commitment to transparent communication and personalized strategies means a lot to us.
— The Five Lakes Team
Reviewed Sept. 24, 2025
Was able to complete the process of beginning to utilize services to become debt free. Wesley was very kind, patient, helpful and concise. I look forward to working with Five Lakes! I believe that they will help me considerably!
Hi Heather,
We're pleased to hear that you had a positive experience with Wesley and appreciate your trust in Five Lakes Law Group. Our team is dedicated to helping you on your journey to financial freedom!
— The Five Lakes Team
Reviewed Sept. 24, 2025
I was very hesitant on consolidating, but this whole experience is like a breath of fresh air. They are so patient, kind and explained everything so well. I am very grateful. I feel like a weight has been lifted off my shoulders.
Hi Charmel,
We're delighted to hear that your experience with us has been so positive! It's wonderful to know that our team's patience and clear explanations have made such a difference for you.
— The Five Lakes Team
Reviewed Sept. 22, 2025
Five Lakes Law Group will promise 50% debt reduction, but expect around 3.5% on the smallest debt. Despite the promising phone calls and feedback surveys they are INEFFECTIVE. I brought my debt to them in May of 2024 and despite claiming $11,336.50 in estimated reduction they actually got me just $797.93. That's only 7% of what they projected when I consolidated my debt with them. They say "we won't be charging a fee" but they wasted a year of negotiation time so I'm not sure they ever could have justified charging any fees. DO NOT TRUST THIS COMPANY. THEY ARE NOT LEGITIMATE.
Customer service: A month after accepting a resolution offer with a debt reduction and increasing my bi-weekly deposit amount I was presented a new resolution offer with no debt reduction. I called to clarify and I was informed my offer was not accepted and legal action had been taken. A court date has been set for next month and according to the "supervisor" there is no further negotiation to be had. They didn't even tell me anything about the court filing or the creditor attorney. You don't need to use misleading services like Five Lakes Law Group. You can negotiate on your own and most likely get more reduction than me. Learn from my mistake.
Hi Kyle,
We pride ourselves on being debt solution experts, and we strive to provide transparent communication. While each client's situation is unique, our goal is to deliver results that align with your financial needs. Our team works diligently to secure the best possible resolutions for each individual case.
We encourage you to reach out to our Client Success team, we would like the opportunity to review these concerns with you.
— The Five Lakes Team
Reviewed Sept. 18, 2025
I hired Five Lakes Law Group to do a debt settlement on Wells Fargo and Discover credit cards. FL informed me that they would settle both cc within 3 years and if I paid $524.32 every month for 3 years. I started with FL in 03/2023. Both credit card companies have settled. But FL wants me to KEEP paying $524.32/month until 07/2027. That's 16 month LONGER than we agreed. AND $8,389.12 ($524.32 x 16 = $8,389.12). More is what they are trying to get me to pay. I am sorry that FL must have a terrible negotiating team. But I won't have joined with FL if it was longer than 3 years to pay it off. I don't like the negotiated contract to pay Discover off.
They waited to talk with Discover until I kept making payments, so they had money reserved, which is fine, but when it comes to paying Discover, FL should have forwarded ALL the money I already have in the reserve. Instead, they forward Discover $100.00/ month. Seriously, FL is supposed to be working on my best interest. If they agreed to 3 years, that's the time frame I should be held to. I have called FL, but the customer reps are polite, but they don't make the decisions. I can't afford to keep paying $524.32 for an EXTRA 16 months!!! I didn't agree to that.
Hi Jose,
Our aim for each client program is to provide a transparent and personalized experience to meet our client's individual needs. Since each client is different, the timelines for results can vary, but our clients will benefit from lower monthly payments and a team of dedicated professionals working on their behalf.
Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129 for further assistance.
— The Five Lakes Team
Reviewed Sept. 17, 2025
I would NOT recommend this company. Do yourself a solid, call your creditors directly and work out a payment plan. I'm now having to owe more money in the end bc they thought they were doing me a favor by not including their fees until the end. So, now I just got hit with owing 4500 more. Again, I could have saved myself a lot of money by calling the creditors directly. It's a shame..I tried to see if they would cut the balance in half and the "supervisor" No. Terrible Terrible business.. transparency??? Yes ok. Be careful. Your money is better in your pocket than theirs.
Hi Janine,
We want to clarify that the situation you described does not accurately reflect our procedures or the typical client experience. Our focus is on helping you manage your debt through tailored strategies for your program and financial future.
If we've earned fees, it is because we have helped you reduce your debt.
Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129 so we can discuss your concerns further.
— The Five Lakes Team
Reviewed Sept. 17, 2025
I found each representative very helpful in explaining the program and how its benefits. I was impressed that with each conversation the individual reinforced my understanding of the terms of the program and each step of the agreement. I felt I was making the right decision in signing up for this opportunity. There was clarification for any questions I requested and fully explained how the process worked and provided me with understandable details. I felt very comfortable with each conversation.
Reviewed Sept. 17, 2025
Like the idea how they look into another account while still paying off one. And you can add funds to speed up paying off an account. Helpful in getting your credit score back up. You can always talk to someone if you have questions. In the beginning of this process you have a few people who explain the process. I was with another company, so happy I changed over to Five Lakes, always follow your gut feelings.
Reviewed Sept. 10, 2025
I've been working with Five Lakes for about 3 months now and I am so happy I chose this route. They are great with communicating about what's happening with my account, and the app they use is very user friendly. I was stressing every single day about my debt situation, working with Five Lakes has relieved so much of that stress!
Reviewed Sept. 8, 2025
I am very nervous making this change in my life. They were very calm and compassionate with me. I am so disappointed in myself for being in this place that I am in. I'm too old to be in this position. And I plan on changing my life!!!
Reviewed Sept. 8, 2025
My attorney Scott was very kind and thorough when explaining the process to me. He was not judgmental or callous at all, as people can sometimes be to those in debt. He was very caring and seems to want me to succeed. The process is very easy and I know I can do this, with their help. I'm excited to begin and get myself out of debt.
Reviewed Sept. 6, 2025
Just started with Five Lakes. Everyone has welcomed me to the program. I’m excited that Five Lakes accepted me in the program. I’m so grateful to get me debt free. I will be telling everyone about the program at five lakes. Thank you Five Lakes!
Reviewed Sept. 5, 2025
So far so good. Straightforward. Communication has been clear and unambiguous. Caring and willing to assist. Now wait to see what can be done by this exceptional group and its team of skilled lawyers.
Reviewed Sept. 5, 2025
Five Lakes Law Group has been fantastic to work with. They are professional, responsive, and truly care about their clients’ success. The team makes everything easy to understand and gives me peace of mind knowing I’m in good hands while working toward becoming debt-free. I highly recommend them to anyone who feels overwhelmed and needs real support.
Reviewed Sept. 5, 2025
Everyone I speak to at Five Lakes is kind, understanding, and thorough. They make sure I understand everything that is happening and have been working fast on my case. This was one of the best decisions I've made.
Reviewed Sept. 3, 2025
While I was very nervous and unsure about making this commitment to retain Five Lakes Group, they walked me through the process step by step which assures me I am doing the right thing. The goal of being debt free is now within reach!
Reviewed Aug. 30, 2025
THE rep Chris T, really took the time to explain, the ins & outs, and small print questions. Made for a great experience on a bummer situation. 👍 I feel better after agreeing to terms. A sigh of relief. 🙂
Reviewed Aug. 28, 2025
So I spoke with DeAndre and he was awesome. He made me feel as though he was there to help me and was very thorough and his explanation of everything that was expected and what I could expect from the creditors and there’s a lot of legal jargon in your contracts and he did a thorough job, walking me through that and explaining everything to me so overall very helpful experience!
Reviewed Aug. 28, 2025
So far they have been really helpful and upbeat. Have not started payments or anything. Have not started negotiations yet. Will see how they are when that starts. Based on what I have seen and been told, everything should work out fine.
Reviewed Aug. 25, 2025
Mike ** took his time and made this process very easy! Very understanding and extremely professional! I’d recommend him to anyone! He definitely went above and beyond to assist me! Thanks again Mike and Five Lakes Law Group!!
Reviewed Aug. 21, 2025
I wasn't sure what to expect at first. But the process was super easy to navigate. The professionals at Five Lakes were friendly and respectful. Really explained everything thoroughly and easy to understand. And what a difference that makes! Highly recommend!
Reviewed Aug. 19, 2025
I found the process to be easy and transparent. Everyone on the Team was beneficial in resolving my issue. I chose the 60-month plan to ensure I am not financially stressed. This will allow me to add more to my account when funds are available.
Reviewed Aug. 13, 2025
All of y'all that are giving five star reviews are talking about how nice the people are and how reassuring they make you feel. Of course they're going to do that to get you to sign up! They did absolutely nothing for me! I would have saved more money settling with the debt collectors myself! I highly would not recommend this company. I paid them over $1,600 and got nothing in return not one settlement with a credit card company. They had two enrolled that I had made payments towards and then I go to look at my dashboard one day and there's nothing there. So I reached out to them and they said that my account have been terminated? Excuse me so nobody reached out to tell me that my account was terminated but they kept taking money out of my checking account every two weeks and never even told me why my account was terminated!
If you're going to use a debt consolidation company I would highly suggest using a different company! Or negotiating with the debt collectors on your own! They so-called claim to be able to negotiate with the credit card companies but I had 16 accounts enrolled and they didn't even negotiate with two of them, only one within a nine month process! So now I'm out that money as well as the money that was going to the one credit card company that they settled with that didn't even get settled all the way because my account got terminated. Please do yourself a favor and do not hire this company! I could have negotiated better with the credit card companies or debt collectors than they did and I don't do it for a living. I put my trust in them and was extremely dissatisfied as well as extremely upset because I thought I was doing something good and on my way to becoming debt free, only to be taken advantage of and robbed pretty much by them!
Hi Krissy,
We want to clarify that the situation you described does not accurately reflect our procedures or the typical client experience. We are disappointed to know that we did not succeed in providing you with the type of support that we aim for.
Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129 so we can address your concerns.
— The Five Lakes Team
Reviewed Aug. 10, 2025
I am truly pleased with this group! They keep me updated during the process of paying off debt which gives me peace of mind during difficult times. I would highly recommend them if you need someone you can trust.
Reviewed Aug. 10, 2025
I just started with this company and I am very confident that I will be able to resolve all of my credit issues. Repair my credit and move on. Just getting the confidence to at least try to fix your credit so then you can fix your life is everything.
Reviewed Aug. 2, 2025
Everything was explained in detail and everyone was pleasant and professional. My questions were answered in a timely manner. The information that was required to help me through the process was provided in a timely manner.
Reviewed July 31, 2025
This firm is wonderful to work with. Very helpful and compassionate. They go out of their way to ease any embarrassment you might have regarding debt resolution, and the program is easy to understand.
Reviewed July 29, 2025
The last person I talked to was Atty Nicole **. She was very helpful in reviewing my case and answering questions I posed. I am confident on the resolution of my case after our talk. I would like to thank her for her easing my doubts and apprehensions.
Hi Lauro,
Thank you for your kind words! We're excited to hear that Nicole was able to assist you effectively and help put your mind at ease. Our team is dedicated to providing the support and clarity our clients need. If you have any further questions or need assistance, feel free to reach out.
— The Five Lakes Team
Reviewed July 29, 2025
I was very nervous about embarking on this journey. Everyone I have spoken with have so friendly and nice and have put me at ease. They explain every step thoroughly and stop and ask if you have any questions. They try to ensure you are completely clear on the process and the next step. I had a lot of anxiety but they all made me feel more comfortable with the decision and they will handle everything.
Hi Lisa,
Thank you for your kind words! We're delighted to hear that our team has helped ease your anxiety and made you feel comfortable during this journey. Ensuring our clients are informed and supported at every step is a priority for us. Your trust means a lot to us!
— The Five Lakes Team
Reviewed July 28, 2025
Made me feel at ease with the situation that I was in. I felt that they actual cared about what I was going through and really wanted to help. I felt they were very knowledgeable about how to handle the situation.
Hi Heather,
Thank you for your kind words! We’re pleased to know that our team made you feel comfortable and genuinely cared for during your experience. Our representatives are dedicated to providing knowledgeable support to help you navigate your financial journey.
— The Five Lakes Team
Reviewed July 27, 2025
I am so impressed with the experience thus far. They have walked me through the process and explained every step of the process. Customer care has exceeded my expectation and I feel that I am in good hands.
Hi there,
We’re delighted to hear that you’ve had such a positive experience with our team at Five Lakes Law Group! Our representatives are committed to providing exceptional support and guiding you every step of the way. Thank you for your kind words!
— The Five Lakes Team
Reviewed July 26, 2025
From the initial phone call to the onboarding process, everyone was extremely kind, thoughtful, informative, and understanding of my situation. If you have lost your job or just got in over your head, this group of dedicated professionals are ready to help.
Hi James,
Thank you for your wonderful feedback! We're delighted to hear that our team made a positive impact during your onboarding experience. Our dedicated professionals are here to support clients like you, especially during challenging times. We appreciate you taking the time to share your thoughts!
— The Five Lakes Team
Reviewed July 25, 2025
My experience so far has been very good, everything was explained even more than once if needed and they answered any questions that I feel like this is the right move for me and you can always call and talk to someone if you need something answered!
Hi Wanda,
Thank you for your wonderful feedback! We're delighted to hear that you found our team responsive and thorough in addressing your questions. It’s great to know that you feel confident about your decision. Our goal is to ensure our clients have the support they need throughout their journey.
— The Five Lakes Team
Reviewed July 24, 2025
I'm glad I found Five Lakes Law Group. They are truly professional, helpful and courteous. I believe they are the best in taking care of their clients. They guide you through the process and will be there if you run into any problems
Hi Cathy,
Thank you for your kind words! We’re excited to hear that you found our team to be professional and supportive throughout your experience. Your recognition of our commitment to client care truly means a lot to us. We’re here for you every step of the way!
— The Five Lakes Team
Reviewed July 22, 2025
So helpful! Five Lakes went above and beyond to find the right option for me and my finances. They even called the following day and checked in with me. They walked me through everything step by step. Recommend 10/10.
Hi Kristian,
Thank you for your fantastic review! We're pleased to know that our team members went the extra mile to assist you with your financial journey. Your recommendation means a lot to us, and we’re grateful for your support!
— The Five Lakes Team

Reviewed July 21, 2025
Five Lakes Law Group has supplied me knowledge to becoming debt free that requires time and trust in them to advocate for me legally. I am confident in their law firm to help me to achieve this goal. They explained, walked me through the necessary process of achieving financial independence.
Hi Marius,
Thank you for your kind words! We're pleased to hear that our team has provided you with the knowledge and support needed on your journey to financial independence. It's wonderful to know that you feel confident in our ability to advocate for you. Your trust means a lot to us!
— The Five Lakes Team
Reviewed July 18, 2025
Good explanations on the subject. Straight and clear to the point. The Rep. Liz was helping me at the beginning and pretty much covered all matters. I can’t make any comment now since I just started but have a good faith in this company.
Hi Christopher,
Thank you for your positive feedback! We're delighted to hear that Liz provided you with clear and straightforward explanations. We're committed to ensuring that our clients feel supported as they embark on their journey. We appreciate your trust in us!
— The Five Lakes Team
Reviewed July 16, 2025
Very knowledgeable, very mission driven to helping you succeed in better yourself and even offering programs once you have successfully completed the mission to continue on the right path. I would highly recommend this program to any and everybody who wants to better themselves financially.
Hi Marcus,
We’re excited to hear your positive feedback! At Five Lakes Law Group, our mission is to empower clients on their journey to financial freedom. It’s wonderful to know that our knowledgeable team and ongoing support have made a difference for you. Your recommendation means a lot to us!
— The Five Lakes Team
Reviewed July 14, 2025
The payment they set up truly gave me peace. It was manageable and fit my budget so much better. Automatically came out biweekly and the amount stayed the same! Thank you for helping get my life back 5 Lakes!!
Hi Kristina,
We’re delighted to hear that our payment plan has provided you with peace of mind! Our team at Five Lakes Law Group is dedicated to creating manageable solutions that help clients regain control over their finances. Thank you for taking the time to share your experience with us!
— The Five Lakes Team

Reviewed July 12, 2025
I have been with Five Lakes Law Group for over two years. On my last settlement with a CC, I did not accept their offer. Was only reduced by 900. I counter offered with half of debt. CC company is now taking me to court. After I received my document from this group, it stated "I can call the team to request a consultation with your attorney in order to learn what should take place at your first hearing". After speaking with Rebecca, **, she stated that was a mistake and for me to contact ** to get the information myself. She went on to say, after court hearing to send them any documentation I will be receiving. And someone will be in touch. I thought that is what this firm is supposed to do. I felt the negations for this one particular CC should have been handled better, seeing how they "deal with them all the time". And I had another account with the CC which they negotiated fine with. Why is the second account different? Same company too..
Hi Elaine,
We regret to hear about your experience with your account. Our team is eager to assist you in navigating this situation and to continue making progress towards resolving your financial obligations.
Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129 so we can address your concerns and provide the guidance you need moving forward.
— The Five Lakes Team
Reviewed July 10, 2025
When dealing with sensitive and stressful issues, it is a relief to have representatives that are trained to be helpful and understanding. Each interaction is informative and pleasant. Some may argue "they are just doing their jobs". More in the customer service field should be half as good at their job.
Hi Roberta,
Thank you for your kind words! We're grateful to hear that our team members provided you with helpful and understanding support during such sensitive times. Our mission at Five Lakes Law Group is to ensure that every client feels informed and valued. We appreciate you taking the time to share your experience!
— The Five Lakes Team
Reviewed July 9, 2025
I was skeptical at first of signing up for debt relief, but they gave me the reassurance and confidence I needed to move forward and take the steps to become financially free. Julie who helped me was awesome and very professional. My attorney was also great at explaining and making sure I felt comfortable. Thanks.
Hi there,
We’re delighted to hear that you found reassurance and confidence in our team’s support as you embarked on your financial journey. It’s great to know that Julie and your attorney made such a positive impact on your experience. Our mission at Five Lakes Law Group is to help clients achieve financial freedom.
— The Five Lakes Team
Reviewed July 8, 2025
I have been hesitant for months to seek the help I need to get back on track after a financial hit to my family. I should have sought that help earlier. My experience was excellent. The questions put me at ease as did the encouragement along the way.
Hi Alicia,
We’re delighted to hear that you found the support you needed during a challenging time. It’s great to know that our team member made you feel at ease and provided the encouragement you were looking for. Thank you for sharing your experience!
— The Five Lakes Team
Reviewed July 3, 2025
I was struggling to make ends meet and did my research about debt consolidation loans. I don’t know why I waited this long. The amount of money I’m going to be saving could have spared soo much financial struggles had I come to Five Lakes sooner. Customer service has been great so far too!
Hi Monica,
We’re so glad to hear that you found your experience with our team at Five Lakes to be beneficial! It’s rewarding to know that our approach is helping you save money and ease your financial burdens. Thank you for trusting us with your journey to financial freedom!
— The Five Lakes Team
Reviewed July 3, 2025
Good morning, regarding my temperament at this time may seem a little premature because I haven't made my first payment yet, but so far, I've been pleasantly pleased by everyone that I've met on this journey. Thank you. I feel the best is yet to come! Have a great day.
Hi Derrick,
Thank you for sharing your thoughts! We're delighted to hear that you've had a positive experience with our team so far. Your journey is important to us, and we’re committed to supporting you every step of the way. With our personalized approach, we’re excited for what lies ahead as you begin your program.
— The Five Lakes Team
Reviewed June 26, 2025
I hope everyone experiences the same concern and care I received from James. To me, I was blown away by the experienced explanation of the Five Lakes process. No question was unanswered, and he was very patient with my questions. My follow up interview was just as detailed and assuring. I would recommend Five Lakes Law Group to anyone considering this kind of help. A workable solution to debt relief is in hand now, thanks to James and the Five Lakes team.
Reviewed June 24, 2025
The people and the attorneys at Five Lakes were so friendly, informative, knowledgeable and very professional I could NOT believe it. I would 100% recommend them. They left no stone unturned when assisting me and ensuring that all of my CC debt, personal loans and medical/dental bills are included in my debt relief package. Five Lakes Law Firm will even review all documents you receive from creditors once you are accepted into the program and represent you in case one of your creditors files a lawsuit by working with them to get you a satisfactory resolution. If the creditor refuses to work with them, they will represent you in court and you never have to go unless specifically requested by the court. And the best news is that it’s all covered in your agreed upon monthly deposit. Check them out. You will not be sorry.
Reviewed June 24, 2025
My experience with Five Lakes has been a great experience. I was skeptical in the beginning but the professional and knowledgeable staff answered all my questions. The video and tools also enable me to confirm everything as well. After speaking to my attorney it was no turning back.
Reviewed June 21, 2025
They make me feel at ease and not embarrassed of my situation. They stop to listen and make sure I understood before moving on. They were not fast talkers and allowed me to read through everything. I was stressed out about my debts but by the end of the conversation they found ạ solution for me and lighten my burden.
Reviewed June 18, 2025
I finally feel like I have a fighting chance again! The staff has been so unbelievable helpful and not at all judgy. I am grateful I came across this company and truly blessed for all the hard work and help that has been provided. Don't think twice, give them a call and start to breathe again!
Reviewed June 14, 2025
Do not deal with this so called Law group, it's years and years of payments, you will pay much more than you owe, no one will return your calls, settle your debt on your own. I cancelled after one year. A lot of bogus five star reviews.
Reviewed June 13, 2025
Great professionalism and explained the program thoroughly and really put me at ease and definitely felt the stress lifted off of me. Answered all questions and had great patience and took that anxiety from all the worry.
Reviewed June 8, 2025
5 Lakes Law completely changed my financial future with their debt resolution services. They took my total monthly credit card and personal loan payments from 851.00$ a month to 302.00$ a month. I'm a father of 4 and a veteran. The extra money in my pocket has allowed me to stop operating in the red.
Hi Christopher,
We're thrilled to hear about the positive impact your program with Five Lakes Law Group has had on your life. It's great to know that the monthly savings are helping you prioritize your needs over debt. Thank you for letting us be a part of your path to financial independence!
— The Five Lakes Team
Reviewed June 6, 2025
Never have I EVER had the pleasure of working with people who actually care about what you have to say. They listen, they joke along with you, it's like a normal conversation with a friend!! They are knowledgeable and get back to you very quickly.
Hi Jennifer,
Thank you for your wonderful feedback! We're delighted to hear that our team members made your experience feel personal and friendly. At Five Lakes Law Group, we strive to create genuine connections with our clients while providing expert assistance. We're here to support you every step of the way!
— The Five Lakes Team

Reviewed June 6, 2025
So far I have had a great correspondence with Five Lakes legal team. They have kept me informed with those who have responded to them for completing one's debts. Thank goodness for the five lakes team.
Hi Alberto,
We’re delighted to hear about your positive experience with our team! Keeping our clients informed is a top priority for us, and we appreciate your recognition of our efforts. Thank you for trusting us on your journey to financial freedom!
— The Five Lakes Team
Reviewed June 3, 2025
From the first greeting, I received courteous, professional service. The staff were patient and extremely knowledgeable regarding the service. I intend to refer others to Five Lakes who are serious about debt management.
Hi Mary,
Thank you for your kind words! We're excited to hear that you received courteous and professional service from our team members. We appreciate your trust in Five Lakes Law Group and are here to support you on your journey to financial freedom.
— The Five Lakes Team
Reviewed June 2, 2025
Spoke clear English. Someone that I could relate to. Very helpful. Clear directions. Easy to understand the process. Answered all my questions. No judgement. Walked me through the process without any problems.
Hi Heather,
We're delighted to hear that our team member provided clear communication and support throughout your experience. Making the process easy to understand and ensuring you felt comfortable is our priority. We are always here to assist you on your journey to financial freedom.
— The Five Lakes Team
Reviewed May 31, 2025
I've only been with Five Lakes for a short period of time, but I find them extremely helpful. I feel positive that they are going to help me with my debt consolidation and payments. I feel hopeful that I will be able to get out of debt soon.
Hi there,
We're delighted to hear that you're finding our team helpful during this early stage of your journey! Our representatives are dedicated to guiding you toward a debt-free future, and it’s great to know you're feeling optimistic about the process. We're here to support you every step of the way.
— The Five Lakes Team
Reviewed May 31, 2025
Updated on 11/02/2025: So far, so good. Everything is the way I was told it would be. It does take time. Be patient. I just wish there was more time trying to notify creditors that haven't responded to correspondence. Other than that, Five Lakes Law is easily contacted, friendly to work with, and has always answered any questions with kindness and professionalism.
Original: I'm at the beginning of my process. So far, they have been wonderful. They are not pushy, forcing you into anything. They urge you to ask any questions about the program and how it works. They have been kind, friendly, and understanding towards me and my situation.
Hi David,
Thank you for your kind words! We're excited to hear that your experience with our team has been positive so far. Our representatives prioritize creating a supportive and informative environment, and we’re glad you felt that. Your journey to financial freedom is important to us!
— The Five Lakes Team
Reviewed May 28, 2025
New experience for me. Learned the process with Accredited and then again with Five Lakes. Very knowledgeable people. And friendly. I feel like this process will work for me. Excited for the journey. I’m glad I reached out.
Hi Cindy,
Thank you for your kind words! We're happy to hear that you found our team knowledgeable and friendly. It's wonderful to know that you feel confident in your journey with us at Five Lakes Law Group. Our team is eager to help you achieve your financial goals.
— The Five Lakes Team
Reviewed May 25, 2025
They have been great with helping me with my debts. Keep in contact with me on every account .They have made my life a little easy and my experience has been really good. I would recommend people to take a look for themselves.
Hi Kevin,
We’re grateful for your wonderful feedback! It's fantastic to hear that our team members have made your experience positive and have been proactive in keeping you informed. Your recommendation means a lot to us. We’re here for you every step of the way!
— The Five Lakes Team
Reviewed May 23, 2025
I have been working with Five Lakes Law Group, but I should say they are working with me. They are so patient as computer skills are a challenge for me. They keep me updated. I work in a busy office and can not accept calls on my personal phone so everything I do is on my home computer. Some days I don't get home till after 6:00 and exhausted after looking at computer screen for my job all day and answering phones, I am so burned out. I try to answer when then text or email and again computers and I are not friends. Paper and pen are more my speed. But technology is the way of the future so I keep trying. Again, they are always so understanding and helpful and patient when dealing with this over 60, almost 70-year-old lady.
Hi there,
We’re pleased to hear that our team has been supportive and understanding throughout your journey. It's great to know that you feel comfortable working with us. Our goal is to make this experience as smooth as possible for you. If there's anything more we can do to assist, please don’t hesitate to reach out.
— The Five Lakes Team
Reviewed May 23, 2025
The gentleman that helped me was very transparent about the process and explained it all very well. He was also empathetic and did not make me feel bad for all the debt I have racked up. Overall it was a very smooth process getting set up!
Hi Ashlee,
Thank you for your wonderful feedback! We're excited to hear that our team member provided clear explanations and support throughout your experience. At Five Lakes Law Group, we strive to create a compassionate environment where clients feel understood and empowered.
— The Five Lakes Team
Reviewed May 20, 2025
I called in to see if someone could help with my on going credit debt. I was glad I got the help I needed with my credit card debt. It was easy and I talked to someone and got the low payment, that I could afford. On my way, hopefully debt free.
Hi Tracy,
Thank you for sharing your positive experience! It's wonderful to know you're on the path to achieving your goal of becoming debt-free. If you need further assistance, don’t hesitate to reach out.
— The Five Lakes Team
Reviewed May 20, 2025
From my experience so far I am happy with the plan we have come up with, all the services available to me and the ability to be a part of the process. Not just take my money and, "Don't worry we got it from here." That is not the case, I am a part of each resolution as they progress. I am excited to see this through to success.
Hi Guila,
We’re delighted to hear that you’re actively engaged in your journey with us! Our team is dedicated to ensuring you feel included in every step of your program. We're here to support you all the way to your goals.
— The Five Lakes Team
Reviewed May 18, 2025
My experience in joining Five Lakes has been easy and will eliminate my debit allowing me to breath for a change. They have been clear and patient with me making certain I understand the program. they answered all of my questions and I know that should I have more they will provide answers. The folks I have communicated with thus far have been outstanding. I can see light at the end of the tunnel now. I would say to other folks who have large debt that they should join these folks to help you have more money monthly to use while paying off creditors. This program will help you eliminate your debt and provide more money to use as needed or to save it as I will be doing.
Hi Martin,
Thank you for recommending us to others! Knowing you can now focus on your needs instead of debt is exactly what we strive for. Our representatives are dedicated to providing exceptional service to our clients, and it's wonderful to know they gave you a positive experience. We are here to support you on your journey to financial freedom!
— The Five Lakes Team
Reviewed May 14, 2025
My experience was very pleasant and they were very helpful in my situation. I'm hoping that my short term journey will be successful with them in the upcoming future while all my needs are met. Thank you!
Hi Lisa,
We're delighted to hear that you had such a positive experience with our team! Your confidence in us as you embark on this journey means a lot. Our team at Five Lakes Law Group is dedicated to ensuring your needs are met as you work toward achieving your goals.
— The Five Lakes Team

Reviewed May 12, 2025
I had no problem with 5 Lakes the first two years until an aggressive credit card company refused to settle and take me to court. I had to pay extra every paycheck because they couldn’t do what they said they could do. I signed up for debt relief and the lawyer I talked to in the beginning said they work with these credit card companies all the time and never had an issue. 5 Lakes had to “dip” into my escrow to pay the aggressive credit card company off with no negotiation and I had to pay extra to keep up my escrow balance for the two I’m currently paying off. There is another credit card I have that’s being aggressive and 5 lakes contacted me to pay yet, extra again, because they can’t get it negotiated. I refused because I can’t afford it. They declined offer and are negotiating yet again. I signed up for one amount every paycheck, that’s all I’m paying. 5 lakes is getting paid to negotiate and that’s what they need to do. I’m too far in to stop now.
Hi Karen,
Thank you for sharing your experience. We understand that dealing with aggressive creditors can be challenging. Our team members are committed to finding the best solutions for your situation, and we appreciate your patience. Please know that we’re here to support you in achieving a successful outcome. If you have any concerns, feel free to reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed May 8, 2025
The customer service was exemplary! I was in contact with Josie and Barra, both were extremely patient and knowledgeable. There were times during the long conversation, I was a little anxious and I explained my concerns to the ladies. They listened and addressed the concerns and I felt reassured I had made the right decision. They were extremely supportive and professional.
If I could make a suggestion to enhance the procedure, I would suggest advising the prospective client the “time involved” to complete the transaction before starting the process. I did not know the transaction would take 2 hours. Even though it was a lengthy process, I gained some financial knowledge and had an incredible exchange with two proficiently skilled women.
Hi Marlene,
Thank you for your wonderful feedback! We’re pleased to hear that Josie and Barra provided you with the exceptional support you deserve. Our team is dedicated to guiding clients through their financial journeys, and it’s gratifying to know you felt reassured along the way. We appreciate your insight. Thank you for choosing Five Lakes Law Group!
— The Five Lakes Team
Reviewed May 7, 2025
I feel very involved in the process of resolving my debt. This company is very straightforward and upfront about the process. Everyone was so helpful to explaining the whole process to me. From the intake to setting up my account on the app that is used was very helpful and it's very easy to manage.
Hi Brandy,
We’re delighted to hear that you feel engaged and informed throughout your journey with us at Five Lakes Law Group. Our team members strive to provide clear communication and support every step of the way, and it’s great to know you found the process straightforward and easy to manage.
— The Five Lakes Team
Reviewed May 7, 2025
I had an incredibly smooth and seamless experience working with this company on my debt consolidation. The entire process was handled with care and clarity, making what could have been a stressful situation completely anxiety-free. Every step was clearly communicated, and I felt supported the whole way through. I’m so grateful for their professionalism and efficiency—highly recommend if you’re looking for peace of mind and real results.
Hi Jamie,
We’re grateful to hear about your smooth experience with our team at Five Lakes Law Group. It’s wonderful to know that our commitment to clear communication and support made this situation easier for you. Your recommendation means a lot to us!
— The Five Lakes Team
Reviewed May 5, 2025
This whole experience has been very stressful. I have just been served for the 6th time and have had very little support from Five Lakes Law Group. I am in my 14th month with them. I am paying 330 every two weeks plus an addition 800-1000 more when they “settle an account”. They have negotiated two of my accounts on which I am paying one account 291 a month and one 126 a month. Three accounts I had to negotiate with my creditors and set up my own payments for out of my private bank account. One I pay 159 a month, one 200 a month and one 121 a month. Currently I was served three weeks ago for a 3700 account which I am having to go to court on my own about it and just got served again last week for a 1700 account which I will have to go to court about on my own again. Honestly at this point I will not be able to stay in the five lakes program, I cannot afford to keep sending them 330 every two weeks.
They have set up an account that my payments go to, as of today I have a whooping 340 dollars in that account as most of the money goes to pay five lakes fees of 27% of the account that was settled. The fees are based on the account balance when they settle not the settled amount. I am calling a bankruptcy lawyer to file chapter 13 since at this point my credit is ruined not to mention my life. On a side note for whomever is reading this, I acknowledge that I accumulated this debt on my own and that I have been very irresponsible. In the future, I will not obtain any credit card debt or any personal loans.
We regret to hear about your experience. Our team is eager to assist you in navigating this situation and to continue making progress towards your financial freedom.
The fees you pay are invested in securing the expertise and resources needed to achieve favorable outcomes on your behalf. Our fees are contingent on achieving results that you approve – your success is our success.
Please reach out to our team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed May 4, 2025
Five Lakes Law Group has been amazing to work with so far! Glenn C. was very informative and friendly, and made sure I understood every step of the debt settlement process. I feel confident knowing that I am in good hands.
Hi Colleen,
We’re excited to hear about your positive experience with Glenn and our team at Five Lakes Law Group! Your confidence in us means a lot, and we’re dedicated to guiding you through every step of your program.
— The Five Lakes Team
Reviewed May 1, 2025
This has been life changing for me. I can not thank the person I spoke with enough for explaining everything and taking the time to laugh and cry with me. I will never forget this experience. Thank you!!!
Hi Katelyn,
We're delighted to hear that your experience with our team member made such a meaningful impact on your life. At Five Lakes Law Group, we strive to provide compassionate support and clear guidance every step of the way.
— The Five Lakes Team
Reviewed April 24, 2025
Super helpful with answering all of my questions, they explained how the process works very well, super thorough. They were spot on when they called. I wasn't waiting around. They made everything easy for me.
Hi Cody,
We're delighted to hear that you found our team helpful and thorough! At Five Lakes Law Group, we strive to make the process as seamless as possible for our clients. It's fantastic to know that our efforts to provide clear explanations and timely support made a positive impact on your experience. Thank you for taking the time to share your thoughts!
— The Five Lakes Team
Reviewed April 15, 2025
They have provided great communication. They are very helpful. I feel very confident in they're ability to assist me with my financial goals. The reps are very thorough. I can now breathe a sigh of relief.
Hi Tammy,
We're pleased to hear that our team has provided you with strong communication and support. It's wonderful to know that we’ve made a positive impact on your journey to financial freedom. Thank you for taking the time to share your experience with us!
— The Five Lakes Team
Reviewed April 15, 2025
So far it's been a good experience. They haven't made me feel like a loser and haven't judged me. I know it will take a while but I'm confident that they will help and do everything they can to also help.
Hi Amanda,
We’re delighted to hear that your experience with us has been positive so far! Our team at Five Lakes Law Group is committed to supporting you without judgment, and it’s great to know you feel confident in our ability to assist you on this journey. We appreciate your trust in us and look forward to continuing to work together toward your financial goals.
— The Five Lakes Team
Reviewed April 11, 2025
I was turned over to Niko from Accredited.com-Niko was very friendly warm and professional. Not to mention he has an incredible voice! He went over the same details and info that Accredited.com had already given me but it was reassuring to hear the same things from another party. I felt like I was in good hands and glad that I made the decision to move forward.
Hi Heather,
Thank you for your wonderful feedback! We’re excited to hear that Niko provided you with a reassuring and professional experience. Our team at Five Lakes Law Group is dedicated to ensuring our clients feel supported every step of the way. It's great to know you felt confident in your decision to move forward with us. If you have any further questions or need assistance, don’t hesitate to reach out.
— The Five Lakes Team
Reviewed April 9, 2025
Those I've spoken with so far have been compassionate, professional and knowledgeable. They are very concerned about quality, accuracy and transparency. I'm just beginning my journey but am off to a good start!
Hi there,
Thank you so much for your kind words! We’re delighted to hear that our team members have made a positive impression on you during your initial experience. We’re excited to be part of your journey towards achieving your financial goals. If you have any questions or need assistance as you continue, don't hesitate to reach out!
— The Five Lakes Team
Reviewed April 9, 2025
I thought it was a scam at first because my the people I owed money to tried to say they can help me more than them but they wanted me to take more loans to lower payments but all they wanted was for me to was take more loans and keep me in debt to them. I know they take about 27% for fees but the one monthly payment for all the multiple debts is like 382$. If didn’t do that my whole check will be going to pay all my debt. You can put in more to speed up the process or not, it’s up to you so I gave them a chance and I see the negative reviews and you don’t know what the people complaining about is entirely true or not so I just gave them a chance to see for myself.
Hi Rue,
We appreciate you taking the time to share your experience! It’s great to hear that you decided to partner with us. Our team of experts at Five Lakes Law Group is dedicated to helping you break free from the burden of debt. If you have any questions or need further assistance, don’t hesitate to reach out.
— The Five Lakes Team
Reviewed April 8, 2025
DO NOT use this company for debt consolidation. They do not help if you are being sued by a bank. You will have to represent yourself in your home state. Five Lakes holds your money and takes a monthly fee, plus a 27% fee once a debt is settled. I saved hardly any money after all is done, after they tack on their fees. Five Lakes will not close my account and release me from their program even though all the money is in my account to pay off all of my bills.
Hi Kelly,
This is not the experience we aim to provide, nor is it reflective of our principles or the positive outcomes reported by many of our clients. Our compensation at Five Lakes Law Group is based entirely on successful outcomes. We only earn fees when we achieve results that each client has reviewed and approved. Please contact us at clientsuccess@fivelakeslawgroup.com or 855-441-6129. We're here to help and ensure you have the clarity you need about your program.
— The Five Lakes Team
Reviewed April 3, 2025
BE CAREFUL!!! My total debt between 2 credit cards was less than $20,000. By the time Five Lakes negotiated settlements, with the additional late fees and penalties the banks charged, I am being charged more than the original debt: EXAMPLE. Original debt. $3999.29. Creditor balance by the time it was negotiated: $5073.37. Negotiated offer amount. $2526.69. Five Lakes Fee. $1,079.81. Paying it off early does not lower the Five Lakes Fee either! I was told someone would review the fees and had a phone appointment which was never received. I was also told that if I paid in extra $, this could be applied to the outstanding accounts - wrong info! By the time I am finished, I will have saved a whopping $392.79 plus the credit hit plus all the hassle!
Hi Jeanne,
We want to clarify some important points about your experience. Our team of experts at Five Lakes Law Group is dedicated to securing favorable outcomes for our clients, and the fees you mentioned are tied to our success in negotiating resolutions on your behalf. We aim to alleviate the burden of debt and provide a clear path to financial freedom. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed March 27, 2025
They do not tell you anything about the fees upfront. After eight months, I finally got a settlement offer and they pulled $3000 out of my account for their own fees. I started with $38,000 worth of debt and I now have $44,000 worth of credit card debt from interest in late fees that are piling up because they told me not to pay the bills now I am $6000 more in debt and out $3000.
Heather,
The situation you described does not accurately reflect our procedures or the typical client experience. Our compensation at Five Lakes Law Group is based entirely on successful outcomes. We only earn fees when we achieve results that you, the client, have reviewed and approved.
We strive to provide an experience that meets your individual needs. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Five Lakes Law Group Company Information
- Company Name:
- Five Lakes Law Group
- Website:
- www.fivelakeslawgroup.com
