Five Lakes Law Group Reviews
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About Five Lakes Law Group
Established in 2021, Five Lakes Law Group is a law firm that offers debt settlement and resolution services. The company says on its website that it can reduce your monthly debt load as much as 50%, while also offering one-on-one attorney support. It says it has helped thousands of clients with unsecured debt, such as credit card bills and medical debt.
- Attorney assistance
- Chat available 24/7
- Not for all debts
- Fees not listed
Five Lakes Law Group Reviews
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Reviewed Feb. 19, 2026
Everyone has been incredibly helpful, kind and gracious. I have a lot of questions and they were always answered with kindness and professionalism and in a way that was comprehensible for me. I would definitely suggest anyone to use this group.
Your recommendation means a lot to us, and we're delighted to have made a positive impact on your experience with Five Lakes Law Group. If you have any more questions or need assistance in the future, don’t hesitate to reach out!
— The Five Lakes Team
Reviewed Feb. 19, 2026
They were very professional, explained the process thoroughly, checking throughout to make sure, you understand. Always asks if you have any questions and very clear on expectations while moving briskly to start the processes and insures you that they are here for you.
It’s wonderful to know that our commitment to clear communication and support has made a positive impact on your journey. We appreciate you taking the time to share your feedback!
— The Five Lakes Team
Reviewed Feb. 7, 2026
Five Lakes Law, is so easy to work with. They do all of the dirty work, so you don't have to. They take away the stress of dealing with negative collectors. All you have to do is follow their plan for easy recovery.

Reviewed Feb. 3, 2026
Paolo was great in helping me get my debt under control. He was very pleasant to talk to and explained what the program details. He answered all my questions and called me several times to make sure I was comfortable with what the outcome will be. I actually can breathe without all this debt hanging over me and I know he will be in the background whenever I need him.

Reviewed Feb. 2, 2026
Everything that this group does is transparent and easy to understand. They have never left me in the dark. This group is doing excellent job. They're simply the best group I have ever come across. They are doing a great job in helping me resolve my debt situation with my creditors and I am so grateful for their relentless efforts.

Reviewed Jan. 29, 2026
Signed up in October 2025. Keep getting charged 27% for 2 different creditors. They take huge chunks of money for themselves and pay very little towards the debt I owe.

Reviewed Jan. 29, 2026
There was NO judgement for calling to see what help was available. I'm very satisfied with the plan for my needs. Very affordable plan I'm taking part in. I was drowning in debt. Other companies I've called in the past was way out of my budget. Call them and see what they can do for you. I just signed agreement yesterday
Reviewed Jan. 29, 2026
My experience with Five Lakes Law Group has been wonderful. Everyone has been professional and have explained everything in details. They have answered any concerns about my creditors.

Reviewed Jan. 28, 2026
Great service. Great people. They are patient and willing to work with your circumstances as well as give me options that works best for me. 10 star operation.
Reviewed Jan. 28, 2026
The entire process of initiating an inquiry to onboarding with the firm and Accredited was thorough, transparent and easy to understand. All of my questions and concerns were answered in a professional yet friendly manner with full disclosure. I entered into an agreement with comfort and anticipation of a responsive and mutually beneficial relationship.
Reviewed Jan. 27, 2026
It was hard for me to make a decision about consolidating my loans. I feel I have made the right decision, instead of bankruptcy. Things were spiraling out of control and was nervous about who to go with. I would be paying an enormous amount of interest for many years. Five Lakes, thank you for your empathy.
Thank you for your kind words! It’s wonderful to know that our team’s support has positively impacted your experience.
— The Five Lakes Team
Reviewed Jan. 23, 2026
First of all, thanks to everyone that I spoke with at Five Lakes Law Group. You didn’t make me feel bad for my situation. Everyone was kind and answered all my questions and made sure I understood the process. I appreciate all of you for your compassion and patience with me. You all are angels in my book!!!
We're so happy to hear that our team made you feel supported and understood throughout your experience. Your recognition of our compassion and patience means a lot to us.
— The Five Lakes Team

Reviewed Jan. 22, 2026
I started with 5 lakes, and at first it was fine. Your credit does take a hit, but that's to be expected. I entered the program with 3 accounts. The first one didn't have much on it and was the first to be resolved, so I felt good about it. The 2nd one wasn't negotiated down at all and I ended up paying nearly the entire amount. Two months before that one was finished out, they started getting aggressive with the 3rd card. They were trying to demand I pay more than I even make - like by twice as much.
I finally reached out to the people representing the final company myself, released power of attorney with 5 lakes, and found out they had not even talked with them once in the "negotiating attempts." They were actually ready to file a summons against me because there had been no response to their requests to negotiate and finalize the account over the course of 3 months. Within the hour, I negotiated myself - in tears of anger and disbelief - and got the account handled. I would not trust them at all. If you have any other options, take it. The emotional hardship endured because of them was overwhelming to say the least.
When I was trying to finalize the last 2 payments with the final card I still had with them, I called to get the exact amount owed so I could take out a loan in the appropriate amount and be done with them. I had to take out a loan to pay the negotiated settlement with the 3rd card, so I wanted to be done with them and take out enough to cover the balance with them as well. The account didn't move for a month and every time I called I was told different things. Some told me it just takes time to close, some told me I still owed them $10 and the account was "stuck" because of that. I flipped out.
I finally got to a supervisor who disclosed that they had made an error in my account when closing it and it generated another $10 fee so I had to pay that to finally close my account with them. After many heated words, to say the least, I did not pay them for their own error and my account was properly closed. I would not recommend doing business with them or trusting them with your finances. They are a mess, untrustworthy, and they lie to cover their own butts.
We appreciate you sharing your experience, and we want to clarify some of the points you've raised. It seems there may have been misunderstandings regarding the status of your program, and we take these concerns seriously. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129, as we would like the opportunity to review these concerns with you.
— The Five Lakes Team

Reviewed Jan. 22, 2026
They helped me out immensely and now I’m saving over $400 a month on my payments and I’ll be paid off in 5-6 years EARLIER than I would’ve been without them. I can't thank them enough for all the help they've given me. I had a piece of mind knowing that I CAN do this with them by my side
Hi Victoria,
Thank you for your kind words! We're so glad to hear that you've experienced significant savings and peace of mind with us. It's truly rewarding to know that our team at Five Lakes Law Group has made a positive difference in your financial journey.
— The Five Lakes Team
Reviewed Jan. 17, 2026
Although it is early in the process with a long road ahead, so far, everyone I have spoken with has listened and I feel heard about my debt issues and needing to get it behind me. Everyone has been empathetic and clearly explained the next steps on this journey together. I am now looking forward to the process and feel confident that we will meet my goals sooner rather than later...it took me many years to get in my situation, and the path to get out of it will be a fraction of that time!!
Hi Elaina,
Thank you for your thoughtful review! We're thrilled to hear that our team has made you feel heard and supported in your journey to overcome debt. Your confidence in the process and appreciation for our empathetic approach truly mean a lot to us. We're here to help you every step of the way!
— The Five Lakes Team

Reviewed Jan. 16, 2026
I had researched several companies to help me resolve my debt issues, but they either lacked transparency in the financial plan or clarity in the process.The partnership between Accredited and FiveLakes Law was the clear winner. The Accredited program was easy to understand, and with the detailed mobile dashboard at FiveLakes, I found a solution that made sense and gave me the tools and confidence to succeed. The friendly teams on both arms were kind and well coordinated, and I wish I had made the move sooner. This is a terrific solve, and you will be happy. Peace.
Hi Cher,
We’re delighted to hear that our team made you feel comfortable and supported throughout your experience with Five Lakes Law Group. Knowing we could help you through the process truly means a lot to us.
— The Five Lakes Team

Reviewed Jan. 16, 2026
Quick painless got me through the process. Made sure I understood everything. Made me feel comfortable. They worked well and seamlessly as a team through my many calls. They reassured me that I wasn't alone in my financial struggles and that many, including themselves have had hardships from time to time. I loved how they reassured me and said that they would be with me through the whole process.
Hi Ed,
Thank you for your wonderful feedback! We’re delighted to hear that our team made you feel comfortable and supported throughout your experience with Five Lakes Law Group. Knowing we could help you through the process truly means a lot to us.
— The Five Lakes Team

Reviewed Jan. 15, 2026
Outstanding Customer Service and Compassion. Understanding and Patient. Professional. I am so grateful and relieved. They make sure you have the tools for success. I was skeptical about this. But I am so glad I took the time to talk with the staff.
Hi Mishell,
Thank you for your kind words! Your relief and gratitude mean a lot to us, and we’re here to ensure you have all the tools needed for success.
— The Five Lakes Team

Reviewed Jan. 14, 2026
Very helpful and will work with you. You can decide on your monthly budget (payment). It doesn't affect your credit. They don't rush you. I would recommend them to friends and family. The reps are very friendly, polite and professional.
Hi Brian,
Thank you for your kind words! Your recommendation means a lot to us, and we're here to continue assisting you on your journey to financial freedom.
— The Five Lakes Team
Reviewed Jan. 13, 2026
It was easy to apply and all the staff were courteous, knowledgeable and very helpful. Everything was explained to complete understanding. As a veteran, I was glad to get the help when needed. I highly recommend!
Thank you for your wonderful feedback! It’s a pleasure to know that your experience with us was positive and that you felt well-informed throughout the process.
— The Five Lakes Team

Reviewed Jan. 9, 2026
They were very knowledgeable and helpful with every aspect. They walked me through everything from info to using the app. Got phone numbers and first and last names, so there won't be any confusion when contact is needed.
Hi Debbie,
Thank you for your kind words! Your recognition of our efforts to ensure clarity and assistance means a lot to us at Five Lakes Law Group.
— The Five Lakes Team
Reviewed Jan. 9, 2026
I was drowning in Credit Card Debt and it was so bad that it was affecting my health. A friend of mine recommended this company and as soon as I called, they took it in hand and within 24 hours everything was set up. My monthly payments were significantly reduced and I was able once again to be on the road to better health. The people I dealt with are absolute professionals. Call this company and you will be in the best hands you can imagine, I am still getting used to the idea that I don’t have this crippling debt hanging over my head and I can only hope that this process will continue to be successful over the years that the company is working in my favour to eliminate my debt.
— The Five Lakes Team
Reviewed Jan. 8, 2026
This group and this whole process has made me feel so hopeful for my future! As a single person, who has had health issues, and have had a hard time making ends meet, I ended up over my head. Everyone assured me that I can get help to get out of debt. They have been above and beyond making me feel comfortable and to give myself grace. For the first time in a long time, I not only feel hopeful about my future but excited for reaching my goals and to feeling more in control with my finances. If anyone is looking for help, everyone I have talked to has only had my best interest at heart. I appreciate the help to get started in having a bit less stress in my life and to be able to concentrate more on my long term goals! A+ all the way around!
Hi Karen,
We’re so happy to hear that your experience with us has sparked hope for your future! It’s rewarding to know our team has made you feel comfortable and supported as you work toward your financial goals. Thank you for your kind words and for recognizing our commitment to helping clients like you.
— The Five Lakes Team

Reviewed Jan. 7, 2026
From the very first person I spoke with, Celia, then to the law firm’s personnel to the attorney, I was at complete ease for once. Everyone was so kind, understanding and explained everything so clearly. I can’t believe I waited as long as I did to make that call. I’m into great customer service and they are excellent!
Thank you for your wonderful feedback! We're thrilled to hear that you felt at ease and appreciated the kindness and clarity of our team.
— The Five Lakes Team
Reviewed Jan. 7, 2026
When I first signed up and for about the first year they seemed to really be on the ball. They paid off two accounts quite quickly and set up payments for two more. That was two years ago. They have done nothing since. They say that they have contacted others but, I have received no further help. If you send a message asking why they say if you send more money it will be quicker.
Hi Maureen,
Thank you for sharing your experience with us. We appreciate your feedback and understand your concerns regarding the progress of your program. Our team is dedicated to providing the best support possible, and we'd like the opportunity to address your concerns further. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed Jan. 6, 2026
John was very kind. Very understanding. Help me understand everything that I didn’t. I would recommend. To anybody who wanted to clear up their finances. I’m so glad I did this instead of filing bankruptcy. It was so easy.
We’re delighted to hear about your positive experience with John and our team. Thank you for recommending us. It's wonderful to know we could assist you in your financial journey!
— The Five Lakes Team

Reviewed Jan. 3, 2026
I just started with you guys so we'll see how it goes, Hopefully GREAT, and I'll be as happy as I can be if it all works out, which it should from what I understand & was told. But so far you guys have been great. Let's get this consolidation on the road & going!! And I will be forever grateful 🙏!!!
We’re pleased to hear that your initial experience with us has been positive! Our team is dedicated to helping you on your journey toward financial freedom. We look forward to supporting you every step of the way!
— The Five Lakes Team
Reviewed Jan. 3, 2026
So far I am pleased with the services. Brian was very friendly, knowledgeable & seemed to care. So far I would recommend services to someone who was drowning in debt. I look forward to the process & getting relief.
We’re excited to hear that you’re pleased with your experience so far! Our team members are dedicated to helping clients navigate their journey to financial relief, and your recommendation means a lot to us.
— The Five Lakes Team
Reviewed Jan. 2, 2026
I hired 5 Lakes Law Group to reduce and pay my debt. I followed all instructions and did the attorney call. About a year into my payments, they sent me a letter saying that my account was being closed due to me not doing the attorney call. I called them and told them I did that at the beginning and even gave them the date. They were able to pull it up that it was done and said I must have been canceled by mistake. They even had me sign a form to reinstate my payment plan, but they never reinstated it. Instead, they sent all the money back in my account. I called them and let them know this was supposed to be reinstated and they told me there was a ticket open. I called 3 times with no resolve. Now I'm in debt way over what I can afford and have to sell my house. I would not hire.
Hello Erica,
We sincerely regret that your experience did not meet the high standards we set for client communication. We would appreciate the opportunity to address your concerns and improve your situation. Please reach out to our Client Success team at clientsuccess@fivelakeslawgroup.com or 855-441-6129.
— The Five Lakes Team
Reviewed Jan. 1, 2026
From my first call, I immediately felt less stress and felt hope for the first time in years. I thought I could handle my debt on my own, but I never got close. My team of Paris, Regina, and Madison explained everything clearly. I just started the program and I feel so much relief already. I cannot wait to complete this debt relief in just 4 1/2 years, and save money along the way.
We're so glad to hear that your experience with our team has brought you relief and hope! Thank you for recognizing the efforts of Paris, Regina, and Madison as you embark on this journey towards financial freedom.
— The Five Lakes Team
Five Lakes Law Group Company Information
- Company Name:
- Five Lakes Law Group
- Website:
- www.fivelakeslawgroup.com
