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Is Credit Direct legit?

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Credit Direct is a legitimate online personal loan provider that offers a range of loan options to borrowers in 11 U.S. states. Loans can be used for a variety of purposes, and money can be received in as little as 24 hours.

  • 80 Reviews analyzed
  • 3/2/23 Verified not a scam

What is Credit Direct?

The d/b/a (doing business as) name for Delmarva Funding, LLC, founded in 2012, Credit Direct is an online personal loans lender offering unsecured loans up to $40,000 through a proprietary underwriting process.

Although loans can be used for a variety of purposes, the company specializes in consolidation loans and works by matching customers with loan offers and providing pre-qualified loan products and new loan applications.

What consumers say about Credit Direct

Customers commented positively on all aspects of the loan process, including speed and ease. For instance, ConsumerAffairs reader Troy of Mechanicsburg, PA said that “This company was very easy to do business with, they were very prompt on processing my application. Things went very smoothly, would definitely recommend to anyone.”

Another ConsumerAffairs reader, Samuel, had this to say about the speed of the process: “Fast and friendly! So helpful getting me to a funding source. I didn't have to do anything but click here and there. The process was so easy. I had my money in 3 days.”

Customer service also received high marks from readers like Joe of Weston, FL, who statate that Credit Direct had.”Great accurate service and a lot of follow up which was much appreciate. Highly recommend this service. My representative emailed me to follow up on the status of the loan daily.”

» MORE: Verified Credit Direct reviews

Review aboutLoan processCustomer serviceSpeed of process
Positive experience 34 11 12
Negative experience 0 2 1

Credit Direct information

Age of business 16 years
Year founded 2007
Headquarters 5275 Westview Drive, Suite 120, Frederick, MD 21703
Phone Number(s) 866-414-4198
Email affiliates@creditdirect.com
Website ttps://www.creditdirect.com/
Is website secure Yes
Forms of contact available Contact form, phone, email, mail
Trade organization membership
States of operation 39 states

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