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Comerica Bank Reviews

Detroit, MI

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Edited by: Tammy Burns

About Comerica Bank

Comerica Bank is a financial institution headquartered in Dallas, Texas. Founded in 1849, it operates in Arizona, California, Florida, Michigan and Texas and has branch locations scattered throughout these states. While Comerica Bank is a full-service institution with a breadth of services, including personal and business banking, most of its bank accounts have high monthly fees if you can’t meet the minimum requirements.

Visit www.comerica.com
Pros
  • Full-service financial institution
  • A few branch locations
  • Low opening deposit requirements
Cons
  • High monthly fees
  • Low interest rates on deposit accounts

Comerica Bank Reviews

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    Page 4 Reviews 230 - 380
    Sales & MarketingPrice

    Reviewed Aug. 10, 2014

    I’m due refunds back to my debit card. Direct told me they don't have to post them back to my account for 30 days. It used to post within a couple of days. I believe they are pulling a scam and holding my money to draw interest off millions of people this way, and they count on these people not having any lawyer because we all are broke anyhow.

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    Customer ServiceStaff

    Reviewed July 12, 2014

    This bank is the worst bank in the history of banking. Their customer service sucks! They don't know how to talk to people and they're very rude and arrogant. ** Comerica Bank. I would not recommend this bank to anyone ever. I close my account.

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    Customer ServiceStaff

    Reviewed June 12, 2014

    This bank is the worst bank in the history of banking. Their customer service sucks! They don't know how to talk to people and they're very rude and arrogant. ** Comerica Bank. I would not recommend this bank to know one ever. I took all my money and took it to Chase where they respect their customers and they are a lot friendlier. So if you think about banking with Comerica think twice. Go to Chase or Charter One! ** COMERICA.

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    Staff

    Reviewed May 23, 2014

    I am a volunteer rep-payee and legal guardian for an individual in a nursing home. He has been there since August of 2013 and has been unable to access money in his direct express account. He needs two ID. We sent his birth certificate and a copy of a driver's license which the original of which was a copy as he had been mugged and all ID stolen. The copy of the license is not acceptable as it is too vague. He cannot talk and they do not recognize me, so we are at an impasse. I have opened a direct express account but and sent my driver's license and SS card. Originally, the SS card was not sent, so I resent 4 times, all of which were lost. They refuse to talk to me, will not let me talk for him. I now receive his checks but we cannot get his back money, app 6-7 months. He cannot qualify for Medicaid as Medicaid says he has not spent down his assets. If he dies, we can get his money. I could go on with the difficulty in understanding the employees of direct express and the obnoxious supervisors and the varying advice I get. Help!

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    Customer ServiceStaff

    Reviewed Jan. 16, 2014

    I stopped banking with Comerica after receiving horrible customer service from **, who is the Assistant Manager at the branch located at 3202 Fitzhugh in Dallas,TX. She is extremely rude and very unprofessional. She must feel that her title as an Assistant Manager gives her the "right" to be rude to customers. Don't waste your time banking at Comerica. There are many banks who offer exceptional customer service to be wasting your time at this bank!!!

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    Customer ServiceStaff

    Reviewed Dec. 4, 2013

    On December 4th, 2013, 4:15 am EST, I called Comerica Direct Express, Customer Service, 1-888-741-1115, located in San Antonio, TX, to dispute a transaction for FREEPHONETRCER.COM, 800-779-5962, CA, which I had not authorized, per the directions on the Direct Express website. The first woman I spoke with, a Stephanie, started out pleasantly enough, but as the call progressed and I explained that I did not recognize the number and had actually Googled the number and discovered it to be a Fraud or a scam, she instantly closed my account. I am a disabled woman and I am paid once a month. I was in the process of trying to pay bills and without my permission or even informing me of her actions, she summarily closed my account.

    All I wished to do was dispute the charge and have it removed. I asked her not to do so and she became quite hostile and said it was "policy," which she proceeded to repeat several times. She interrupted me, and overrode me consistently. I asked to speak to her supervisor and she transferred me to Katrina, who repeated the same mantra, "policy" and "Fraud," which I had mentioned. As I repeated that I needed to pay bills, Katrina was even more hostile and rude than Stephanie, if such a thing were possible. She not only interrupted me, she escalated the tone and volume of her voice. I tried to de-escalate the call and asked for her supervisor, which she would not provide. Nor would she provide me with her last name.

    I find it breathtaking that a company as big as Comerica, can put a group calling itself "Customer Service" out there, when there is no such thing as advocacy for the caller and no leeway in which to solve a problem. This is just absolutely the most unmitigated and horribly wrong experience I have ever had with a Customer Service department EVER. To get the $19.95 charge removed, I have to pay $13.95 UPS expedited fee to get my new card by the 6th of December, just so I can pay my bills. To top it off, Katrina insisted on rattling off her ending with, "Have a nice day" or some equally stupid **; sounding like a deranged parrot. Unreal. It may be "policy" but nowhere is there a Fiduciary, FCRA, or Banking law that says a financial institution is REQUIRED to close an account, particularly WITHOUT the permission of the account holder.

    To say I am livid is an understatement. Having worked in Customer Service for many years, I became my caller's advocate; the one who was there to help and if nothing else, I mitigated the distress of the person who had picked up the phone to call about their computer, their XBox, or their printer. The whole lot of them should be taken out and keel-hauled, hung by their scurvy toes until they are as dried out as beef jerky, and then and only then, they should be drawn and quartered and fed to Komodo Dragons. The. Worst. Customer. Service. Department. Ever.

    PS. The image you see with the new number STILL has the FREEPHONETRCER.COM, 800-779-5962, CA, listed, so I am curious as to whether or not I will be paying for that as well as getting my ** royally chewed out. Stay tuned.

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    Staff

    Reviewed Oct. 18, 2013

    Don't bank with these people. They don't care about you. I banked with them for 23 years and never had any problems regarding money. I even used them for my small business affairs. Then I hit some hard times and my account was overdrawn. They sent me a letter saying they would have to ask me to bank elsewhere if this happened again. Don't have to ask me twice. Buh Bye jerks.

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    Customer Service

    Reviewed Sept. 22, 2013

    I was encouraged to let Direct Express manage my social security benefits and signed up with them. My terrible results came to me in the form of a fraud payment by direct express of $714.00 of my social security (65%) of my benefits when they paid a TV company DirecTV, who I do not and have never had any accounts with them...Direct Express said they would do an investigation and would return the funds to my account after their investigation. They sent me forms to complete and return (which I DID) that showed my confirmation that this was a fraud by the DirecTV company and ask "Direct Express” to provide the documents that they used to take my social security and freely had it over to a company that was making a fraud claim.

    My respond to Direct Express in their investigation documents sent to me to complete and return was completed by me, and confirmed to direct express that I have and never had any relationship with the Direct Express TV company where I owed them money and the collection by direct express was a fraud in their theft supported by direct express. Please help me and my wife...we only need and want our benefits stolen from us in the amount of $714.00 from our August benefits.

    My wife and I depend on our social security to pay our rent and to eat for the month. We have had to call the salvation army to come to our home and help us to get some food and they paid $200.00 against our $800.00 past due rent. My wife receives cancer treatments and we could not buy gas so I could take her for her treatment in August. My payment for September came through with no response on the August amount given to the TV company. The fraud report I submitted to Direct Express was closed by Direct Express without any answer to me or report of just giving my social security to the TV company with no response to my fraud report. I am very upset and suffer with degenerative heart disease. My wife is 84 years old with breast cancer and the only income we have is my social security with her small SS check.

    I am not asking for anything other the return of my social security that was taken from me by a fraud claim since my response to Direct Express confirmed that I had no debt with this company and should not be losing my social security to them just because they got my card number and used it to steal my social security with what appears to be a positive support from Direct Express.

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    Reviewed Aug. 18, 2013

    My monthly SSA benefit gets deposited to Direct Express. Last month I noticed debit payments to Experian that were not approved by me (I'm the only one on the account). I called Experian about the charges and they said it was monthly payment for a membership. I said I wasn't aware of any "membership" or approval by me to pay them (see my other complaint re Experian). I explained this to Comerica and entered a "dispute". Comerica replied 2 or 3 weeks later that they found nothing wrong and dismissed the dispute. UGLY!

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    Sales & MarketingPunctuality & SpeedStaff

    Reviewed April 10, 2013

    I applied for loan with Comerica. They told me on March 5, 2013 that I could only get 60% equity because of my credit score (660 due to recent credit inquiries). My wife's name was on the application also. My wife and her father have done business with them for years. Her father owned a company and had millions in that bank over the years. Her father died in 2006. She has a trust fund still. They claim it is my credit. I have not made a late payment in 12 years and had paid off a car loan with them in the 90's.

    All major banks (PNC, Chase, and Quicken Loans etc.) use 80% for their equity loans. The house was appraised at $110,000, and they would only give me $66,000 (they knew I owe $71,500 on my existing loan and would turn it down). I have been discriminated against. I know people with similar income and credit scores that get 80%. I mentioned my discrimination to 3 bank reps, including a branch manager, assistant branch manager, and loan department rep; they ignored me. Comerica does not care about relationships as they advertise!

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    Customer ServiceStaff

    Reviewed Feb. 11, 2013

    On February 1st, 2013, I went to my bank to do a cash advance on the Direct Express card. This is my husband's disability money. I am his payee. I do this every month. I asked my banker to do a cash advance on the card for $550. The teller came back and told me the card was denied. She gave me the receipt that showed the card was denied. I told my husband what happened. We went immediately to the ATM to do a balance inquiry. To our surprise $550 was missing off the card.

    We went directly back into the bank. We showed the teller the inquiry and she directed us to another banker to help. We explained what had happened and assured us there was no way the bank got this money. She also couldn't understand why funds would be missing when the card was denied. She suggested we call Direct Express and explain to them. We contacted Direct Express who told us they froze the money and we would have to send a fax from my bank saying they wouldn't try to collect this money.

    We went back to my bank and and talked to the person we spoke with earlier. She again said that they do not try to collect funds or freeze funds on denied cards. I called Direct Express and I let my banker talk to them. She told them the same thing she told us. She said she would gladly send a fax. She asked them exactly what info was needed on the fax and who it should be directed to. She also asked why the card was denied, but they could not tell her. She sent the fax and said that if we needed anything else, to come back.

    We called Direct Express again asking why the money was still not on the card. They said no fax was received. My bank sent the fax for the second time and gave us a copy. Once again, there was no money. We went to our local Social Security office for help. They told us over the phone that they could issue another check. Now we went to the office and they said that they will look into this and contact us. Still no money. We called SS, spoke with a manager who said that he will have the person who is looking into this call us back. Still, there is no money and no calls back from SS.

    We called SS again. We were told the same thing; the manager will make sure she calls. Today, we called Direct Express. They stated they still are holding the money. They said that they did not have the right info on the fax. I asked what was missing and I was told the fax needed to state that the bank would not try to collect this money. I looked at the copy of the fax which stated clearly the bank was not collecting this money.

    Direct Express is basically stealing my husband's money, which is not much and all he has. We will be losing our home if this isn't resolved. I also called SS today at another number. I explained to the gentleman what happened and all he could do was send an email to the local SS office stating again that this needed to be resolved. We can't afford to hire an attorney. I am not working due to a back injury so this money is all we have. It sickens me that companies like Direct Express are ripping off disabled and elderly individuals. I pray someone will help us and others in our situation.

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    Customer Service

    Reviewed Dec. 12, 2012

    Boy, am I glad I found this site! I was just about to sign up with them. My advice to anyone who wants a card, open up a checking account that gives you a card with the Visa logo on it. Don't give the number to anyone you don't know and trust, especially the code on the back of the card. I had US Express Card - the one they say the government recommends you use for direct deposit of your social security card. Don't fall for it! I was shopping at a local grocery store and when I went to check out, it said I didn't have enough money. I knew this was very wrong so I called their Tech Support (in India) and asked why I couldn't access my card. He told me that for security reasons, they locked my account. The only place I had used it was a grocery store! They finally released the funds and I immediately went next door to Wells Fargo and transferred my balance over there and had my direct deposit social security sent there. Since doing this, 6 months now, I've had no problems at all. My advice to you all is, stay away from prepaid cards and cards like Rush and others.

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    Customer ServiceStaff

    Reviewed April 4, 2012

    I have an account with my aunt at Comerica Bank in Trenton, Michigan. I needed information on my aunt's account. I had many questions for probate court. I am the guardian of my auntie. I spoke to **. She was rude, hurried me off the phone, and made me feel like she didn't have time to listen to all my questions. Before I hung up and said thank you, she hung up the phone without saying thank you, not a kind word.

    My husband David ** is a platinum member, and I told him, when I had $25.00 in my account with Chase bank. I was always treated with respect and kindness, not rudeness. I'm still very upset, and we are considering changing our bank. ** as bank manager needs to set a good example for the other employees. There were no consequences. I wanted to speak to someone of higher authority that can understand how I feel as a customer, a valued customer. Thank you.

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    Sales & MarketingStaff

    Reviewed April 2, 2012

    Direct Express and SSA/SSI is a scam. First off, everyone that is claiming fraud should contact **, U.S. Department of the Treasury Financial Management Service, (202) 874-6740 immediately. We must all file a class action suit against this company. Contact ** in Texas about your complaints as well.

    I called Direct Express the minute my money was extracted out of my card $800.00. I filed a complaint immediately. I was in a foreign country renting a car. They charged my card without my approval, $800 for a flat tire. My fee to rent the card was paid on another card. I sent them all the paperwork and documents. They refused to return my money. I explained in detail what had happened. I rented the car, paid for the car, returned to rent the car for another week, instead they charged my card $800 and told me it was for the flat tire.

    If I had my checks sent to a bank such as Citibank, they would immediately put the money into the account the day it was reported and further fight for you. There is no signed receipt for this charge of $800. This is a foreign country and I was told they scam the tourist after I went to the local police. Direct Express is not an FDIC bank. Report your complaints to the person above. Direct Express is making millions off Social Security.

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    Customer Service

    Reviewed March 6, 2012

    For six months now, I haven’t been able to access my account information. To access my account info, I enter my user name and password. However, when it asks the secret security question all it shows is a question mark and not the question. I remember what the question was, but when entered it says “incorrect answer”. So with all the "reset everything" options exhausted and a new secret security question reset, it asks my mother’s maiden name. My mother only has one maiden name, but it says "incorrect answer." It has never asked me my mother’s maiden name to set the secret password. The secret question was "favorite car.” And if I get it to go to the secret question page (with the question mark as the question) and enter my original answer that I remember entering to this question, it goes straight to the page that says "We are sorry but we are having system problems - please try again later.”

    It seems that no matter if it appears to be accepting the input or not, it goes straight to the "we are experiencing system problems - please try again later" page. I know it doesn’t take 6 months to fix a bug in a security system. So I tried changing to another local banking system that is well trusted and I signed the necessary documents to switch. But the money still goes to this account and I can’t tell if I am being ** or not or if I even have an account anymore. I find it hard to believe the government allows this "customer ** off" company to handle their accounts. So far I’ve heard nothing but bad about Us Direct Express. Of course, I can contact S.S.A. and have everything switched, but this is the recommended account site for S.S. And I really can’t tell if I’m being burned or not until I can access my account info. So far, right now, I can’t tell for sure, but it seems like about $90.00 or more is missing from my account that I didn’t authorize.

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    Reviewed Feb. 15, 2012

    I work two jobs to survive. I withdrew all of my money and closed my account over a month ago. They immediately put a $5.00 fee against my (closed) account, which of course was immediately overdrawn, because there was nothing in the "closed" account. They have contracted a collection agency against me and they have been calling me 6-8 times daily to try and collect $42.00 plus in their fees. The $5.00 because they said so (and needed a random amount to overdraw), and another $37.00 because their "said so" $5.00 was was overdrawn.

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    Contract & TermsPrice

    Reviewed Jan. 12, 2012

    They lie when they say no fees and turn out to be hidden fees and non-Comerica ATM fees are charged. They don't have base rules. They can bend rules and add/remove fees per who you speak with. And the next person will not acknowledge the agreement previously made. Stay away is my suggestion. They are not very trustworthy.

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    Reviewed June 14, 2011

    I found out online that there was $407 missing out of my savings account. I was told that it was taken for a debt that was owed in 2003-2005 at their bank in Southfield on an old account. I told them I was not aware of any money that I owe them and why they haven't informed me of such. They said they lied and said they had sent me letters. I asked them to prove it because I have not received anything from them, and told them they had taken a whole social security payment that is a direct deposit. I want them to return the funds back to that account, but they refused. They talked to me as if they can't do anything about it and that it's just too bad for me because they took it because they could do whatever they want.

    I have never received any statement showing where the money is or to substantiate their claim that I owed them monies in that amount. The account they may have been talking about was supposed to be closed and it has been over 7yrs. and the last action on that account that I can recall is they took over $600.00 out, that is why I closed it and never went back to that branch again.

    Knowing that I didn't owe them anything, I opened an account with this bank again in 2006 because I went to a Comerimart in Krogers and they opened an account for me there so I could cash my social security checks. I later started direct deposit and have had this account for at least 5 years with no problems except when I use the online banking I was warned not to go over 4 transactions. I went over 4 again because of a computer error. I believed they are pissed off because of it and this is their way of hurting me. At any rate I never knew I owed them anything, it was never in collections and they just took it and said the account was so old that it is on microfilm.

    I am on a fixed income and I receive SSD benefits that are used to pay for doctor & dental bills, rent, utilities, burial insurance, prescriptions, over the counter medicines, groceries, and others necessities. This money is already allotted out every month, there is never a break in monthly payments. This month I will not be able to pay all of my bills and pay for medicines, gasoline to get to the doctors and I have an abscessed tooth that need to be removed this month asap and the dentist has to be paid or I will be in pain and can lose all of my teeth as a result of infection that has gone to the bone. The stress has caused me to be up all night trying to figure it out and I have hypertension issues that is being aggravated by this money being taken from me. I did not deserve this. I can see if I had been warned that this was going to happen, but I wasn't and it is bothering me that they say they can do it to me and there's nothing I can do about it.

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    Reviewed Nov. 28, 2010

    I wish to alert everyone that Comerica Bank's management is unprofessional and does not know how to talk to people. Instead, they talk down to people and try to make them feel like they are dumb and can not comprehend. For starters, when you go into any one of their branches, before you can even say anything, they will interrupt you and state: “Since you did not open your account here, we can not help you.” Then they will send you off. In my particular situation, I first went to the Southfield location and was told by the manager: “I could call the banking manager from which you opened your account. But if she says no, she won't reverse the fees and that is pretty much it.”

    She then chuckled and stated she trained the manager where I opened my account at in Oak Park. The chuckle was very condescending as if she was something else to deal with. Nevertheless, she thought it would be best to go see her in person. I really did not want to deal with Tavia **. I did not like her attitude from our first encounter.

    Once I got over to the Tavia **, the first thing she said was didn't I talk to you before about these fees? She accused me of committing fraud and a host of other things. She talked so loudly for everyone in the area to hear. I wanted to raise my voice back, but realized why I should talk down and stoop to her level of stupidity. When I left out, I had other customers who talked to me in the parking lot who stated they could not believe it themselves. I have noticed that since Tavia ** has been at this banking location, many customers have went elsewhere. The gentleman before her had a good rapport with customers. Tavia ** should not work with customers. She needs to take classes on how to deal with customers. She needs to be careful on how she talks to customers, for the next customer may go completely off. The over draft fees were paid.

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    Reviewed Nov. 4, 2010

    I had similar experiences as the folks before I wrote this. It has been 2 years ago or less. I wish I had read all this before. I also wished I had learned about the federal trade commission (www.ftc.gov). I would have reported it. But now I think it’s too late to complain. I closed my account with Comerica as soon as it was jeopardizing my family's well being. The fees were getting ridiculous! So I took my banking to a credit union near me. Everything has been working out great for my family. All transactions have been honest with my credit union. I love it there. Be picky who to deal business with.

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    Reviewed Oct. 30, 2010

    Comerica Bank is the biggest rip off out there. The other day, I got a statement in the mail that I was over drafted. How could this be? I don't even use this account anymore. So I went up to my branch where they proceeded to explain to me that if you don't use your account for 90 days, they have the right to charge you fees. "OK, fine." I said. "Now I know. Can you please reverse these fees for me? I have never bounced a check here and I have been a customer since 2004." The bank manager Jeffrey *** of the Clarkston, MI branch was very rude and insisted they have a right to rip me off like this.

    I told him if I had to pay the fees, I am closing my account. He seemed fine with that. He certainly does not care about his customers. I have to say it seemed like he was enjoying himself as he was talking to me, kind of like, "I have the power and I don't like the way you look so *** you." So after talking to this idiot for about 15 minutes, I marched up to the teller and deposited the overdraft fees in cash and told her I was closing my account. She was genuinely concerned and apologetic. She actually had tears in her eyes. I have a feeling she sees this all the time. After talking to other people since this happened, I found out I was not the only one they have ripped off with there ridicules fees. I say stay away from this Comerica Bank. They are bad news and do not care for their customers.

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    Reviewed Oct. 20, 2010

    I have had a business account with Comerica for many years. I never had any problems but within the past year they have been charging me overdraft fees although I have overdraft protection. Tell me how that makes sense? They are charging me $37 for .35 overdraft! They have been waiting until the end of the day and taking my largest purchase and charging me for it. By the end of it, sometimes I have gone over. I do not understand how it is legal to wait until the end of a business day, and then take out money in whatever order they seem fit?

    This is taking a toll on my business. I put the overdraft protection on my account so I would not have to worry about these things. I thought they were a fair and honest bank but apparently, I thought very wrong. Sometimes, I have to stop what I am doing and run to the bank or computer to change money around. I lay awake at night sometimes thinking to myself... How much money was in the bank? Did I go over? Oh my!

    Do not ever use Comerica! They are professional scam artists taking from honest people and businesses who are just trying to get by.

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    Reviewed Aug. 31, 2010

    I used the ATM machine at my local Comerica branch. The machine did not give me the money. I reported this immediately to the bank. The people at the branch were unable to help me. The bank charged my account for the amount of the withdrawal (even though I did not get the money). The ATM is serviced by a third party, so the branch manager and tellers all told me that there is nothing they can do. They said, 'they will look into it'. They were unable (or unwilling) to explain to me what 'look into it' means or when the problem might be resolved. They said that if their investigation goes well, I might be able to get my money back in 10 business days. I still do not know what the investigation entails, who will do this supposed investigation, who I can speak with to see if there really is an investigation. Also, I have to wait 10 business days. If the money does not show up in my account, there will be no follow up by the bank. In other words, they are not going to help me and there is nobody else that I can talk to about the matter.

    They were unwilling to provide me with contact information within Comerica Bank so that I could pursue the matter further. They were unwilling to provide me with contact information on where I can file a complaint. Their machine kept my money, and that's about it. I'm out of luck and out of $200.

    I have banked at this branch for 10 years. They all know me and until yesterday, I had good relations with the people at this branch. I asked them to put an out-of-order sign on the machine and call for service. They were unwilling to even do that. They just said, sometimes this happens and with any luck, it will work out eventually. I asked them to look at the security camera tape to verify that the money did not come out of the machine. They said they could not do that. In essence, there is no way for me to prove my claim that I did not get the money out of the machine. They're just going to keep it. The bank took $200 from my account because their machine failed.

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    Reviewed Aug. 23, 2010

    I am being charged insufficient funds fees although my statement does not show a negative balance. The bank says that they can see it in their records, but my statements online don't show it. There is no rhyme or reason as to when I will be charged an NSF fee. I am getting NSF fees because of NSF fees. This caused me many $35 late fees. I’m afraid of using the account because I can't tell when these fees will be added.

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    Comerica Bank Company Information

    Company Name:
    Comerica Bank
    Address:
    151 S. Rose Street
    City:
    Kalamazoo
    State/Province:
    MI
    Postal Code:
    49007
    Country:
    United States
    Website:
    www.comerica.com