Comerica Bank Reviews

I cannot currently access my Social Security funds using my Direct Express debit card to pay rent and buy essential medications and food. Like many elderly, disabled, poor I rely on this money to live day to day. Three weeks now they have refused me free access to my account. If you contact US government offices re the abuse and fraud connected with the Direct Express debit card business model, they will tell you to contact Direct Express, so it seems contrary to what the BBB is claiming, Direct Express is not in fact a government program. The card apparently is issued by COMERICA BANK who partners with a company called CONDUENT to service the accounts. Between them they block accounts arbitrarily without warning or notification, in complete violation of their own terms of use, claiming "suspicion of fraud.".

Horrible Fraud Resolution. We had a fraudulent charge on our account. It took them several weeks to "investigate" and once they finally returned the money withdrawn fraudulently, we had to argue with them another several days to get the insufficient fee charges reversed. Just awful, I wouldn't wish this on anyone. Use any other bank.

I made a mistake and overpaid my credit card balance in March 2022. In an email from customer service they agreed to send me a check for the amount I overpaid. 6 weeks have gone by no check and no help on the phone or email. I received a letter from them stating they transferred the money owed to me electronically to my financial institution. What! They will not tell me where they sent my money! I have spoken to numerous agents and none of them ever heard of such a thing and told me this payment was refunded but can not see where it went. I have requested any and all tracking on this (check) but I have not heard anything. Not a small amount either $1158.48.

Horrible bank that will rob you of your hard earned money, three overdraft fees because of one overdrawn item. 9 dollar ice cream on debit card cost me a 38 dollar overdraft fee when I had the funds in there, they pay the bigger amounts first. They should be shut down.

The support was great with no ads and I found what I was looking for. There is nothing wrong with this website plus I enjoyed it. Please help me a little more to improve to community but other than that it's been good so far.

After repeated attempts to notify they are sending mail to the wrong address, they will not correct it. Now they won't even answer the phone. Totally ignored here. I will go further to say rather than poor customer service, THERE IS NO CUSTOMER SERVICE!!!!

Held, this line more tines than I'd like to count. Horrible customer service. Fuzzy math, they've allowed illegal transaction also. For no reason the card stops working... Then you slide it one too many times, boom, automatic 24 hour denial of transactions. Which is common. I think they're going belly up. Beware!

Was visiting New York from Michigan and had a car accident. My car was told to do different shots. My card was in the car and was compromised over several different days when I did not have access to my car or purse or cards. My bank card and my Direct Express Card were both used during this time. I was not aware of this because I did not need to use them when I finally got my car back. Also during this time I had gotten the flu or covid or something and was very sick the whole time I was there and he been driving back home.

No phone # on back of card. Goprogram.com would not let me register. I fear it will not be funded when It should be. # associated DOES NOT have a LIVE PERSON, RECORDED INFO only. What if Comerica Bank errs? "Yes there are fees for calling customer service.".. Why are there so many fees? I should be happy at least I got my card, the benefits are starting this week and some people have yet to get the card... Shameful.

I had a check stolen from the mailbox - the thief changed the name and amount, for $1,500- and cashed it the same day it was electronically deposited into a Chase Bank account! I filed a claim one day after when I found out! The result? I had to close my account, wait for new checks, (3 weeks later) and the Comerica fraud dept. informed me my claim may take up to 120 days?? Well it has been over a month, no word, no response. I have had a business account with them for over 10 years, no interest checking, bad service, a manager who is always pretending to be busy whenever I am in the bank. They ignore customers, refuse to stand up to my fraud claim- don't they have insurance for matters like this? I am 60 years old and have never had a situation where the bank ignores the customer and passes the responsibility and refuses to respond.

I have been a Comerica customer since the Detroit Bank and Trust days- many decades. Each year, their customer service deteriorates even more. The “customer service” people aren’t even courteous anymore. They are unprofessional and uncaring. My blood is boiling. My debit card was declined and I am traveling. The agent said she didn’t show any record of the card being declined and implied that it was my error. She said I should have asked the clerk for assistance. Frankly, at that point, I was too embarrassed. What happened to customer empathy? Thanks for nothing. I’ve had enough of Comerica!!

Worst banking ever. I have a Credit card merchant machine that I’ve owned for three months and never worked. I’ve contacted the bank and customer service over 50 times and I’m still at the same position with the same machine. Worst customer service I’ve ever dealt with any years. Also slowing me down And messing up my business financially.

The stimulus money was released from the U.S. Treasury last week. Where the hell is my money? I got bills to pay. Making disabled people wait is wrong. Need to have an actual person to talk to not a machine when talking about money. Now send out the stimulus checks

Very disappointed with Comerica. They put me in foreclosures 2 times. Charging me $20.00 in maintenance fees. Lost my husband of 40 yrs. Income went down a lot. Had to sell house and file bankruptcy. Tried closing.

This is an absolute joke of a bank. Unhelpful and unfriendly customer service, a TERRIBLE phone system that never lets you go through to an actual agent, and a dated website with frequent outages (don't even get me started on their app—it would get a C- on a high school programming test). Beyond that, their rates are seriously noncompetitive. To call Comerica a dumpster fire is actually quite accurate, because saving your money here is equivalent to burning it. Comerica is the bank you use because it's the bank your parents used. Do yourself a favor and go somewhere else.

This is a "RIP-OFF" institution! I received a Way2Go card because I just became unemployed. I DID NOT sign up for this card but somehow it defaulted to it. When I received it, I made a cash advance at my bank so that I could put it into my account for bills. Comerica Bank charged me a $3.00 for each withdrawal (2 in total) and this now, as insignificant as the amount may seem, deducts from bills that still need to be paid! I am disgusted that an institution would take $$ from the unemployed in this pandemic. SHAME ON YOU!!! My rating for this bank is sub-zero stars!! They make you select at least one star - but I'd go with flames instead if I could.

I signed up through Social Security for Direct Express Card. Why can't I have access to my account#? This was one red flag. The connection between the card and Social Security is a total disaster like milk and water. One doesn't know what the other is doing. I've had my card since September. It never connected with Social Security. One important thing to me is good customer service. This means being knowledgeable about your merchandise. Big hassle commuting back, and forth. The two should be connected. I thought my account was set up, but it's wasn't. I had to hustle information from them. It's not worth the headache. I'm trying to locate an deposit that was sent from IRS. They said they can't give it to me.... You can't give me my account#? No. Can't deal with that. I'm the customer. Why not? This doesn't make sense. So therefore will find another Bank for my direct deposit.

Wow, have a Savings and checking. Opened 2 months ago. Locked out of Web access EVERY other day!!! Impossible to see my accounts. Super difficult to unlock with a horrible phone Bot that never works and if I wait for real person? the phone hangs up or it goes on and on. Then while I had 3.5k in my checking they charged my low balance savings INTO overdraft, I had zero in it due to being locked out of my account with no way to transfer. So then they charge $6 per day on the savings account for the $10 maintenance fee THEY put on it to sink it into the RED. I was pretty mad, went to the local branch and they reversed the charge, but still.

2 months ago I told them that I had 5 purchases on my card that were not mine. Today they sent me a letter denying my claim. I have been on the phone with them for 3 hours a day. Nothing gets done. They don't look into no claims at all. They are frauds.

I attempted to get into my account twice using the wrong password. I then realized what I was doing and on the third attempt, I had the right password and attempted to log in. I was locked out of my account. However, there is absolutely no one to talk to for help on the weekends. I have to wait until Monday, full of anxiety, in order to talk to someone and get me unlocked! Not happy. Never heard of a bank not offering live customer service over the weekend.

I opened this account just a few days ago. I inadvertently put in a wrong number and got locked out online. Phone calls say I have to wait 45 minutes to an hour before speaking to someone. Can't get ahold of them any other way. I am a senior who no longer drives and depends on the internet to conduct business. I just switched my Social Security direct deposit over to them because I am trying to qualify for a $200 bonus for opening a new account. I seriously don't think it's worth it. I may shut down this account and stay with my current Chase account. They are much easier to deal with.

I just made my bank account not even a week ago and I got locked out of my own banking app. I have no access to my money right now during Labor Day weekend.. I'm not banking with this bank any longer. On Tuesday when the bank opens up I'm withdrawing all my money and taking it to another bank that I can trust. Does not deserve not one single star.

My debit card was stolen. I filed a police report and submitted it with a dispute form and a copy of all the transactions. They stole $1700 which is my SS. I was told there were no errors. You can rarely get through to customer service. I escalated the problem and received the same answer. What avenues are available to me since it’s FDIC?

Found a Comerica debit card in the street. Called the number on the back to report it and they didn't take the name or number of the card much less cancel it or contact their customer. Made me sick. They actually told me, "you should have left it in the street." Seriously? I could do some damage with just the card if I was like that. The gal said, "I'm sure it's cancelled." How do you know, you didn't take any of the information!!!!

We were lead to believe that our account authorized personnel was updated per our request while it was not. We repeatedly asked for an on-line access to our account, and one month later we still are not able to access our own account. Now, we are considering to bring legal into the matter. This is how bad things with Comerica business accounts are.

Summary: In order to complete repairs on my home, I applied for a Home Equity Line of Credit from Comerica Bank. This was during the COVID-19 emergency. During this process, documentation requests were redundant and changed several times. After meeting the onerous documentation demands and completing the process, I was told that the loan was approved but would not be funded until I return to work, even though this was not an unsecured loan like a credit card. My business is closed because of guidelines from the Governor of Texas. Never was I told that would be a requirement for the loan, even though there is no doubt that I will be returning to work (I own the business). Again, this last requirement was never revealed to me until after completing the arduous process. I recommend you go some where else for a HELOC.

PPP Loan complete failure. For two weeks I waited patiently for Comerica to create their portal for the PPP loans, they weren’t ready and now the money is gone. I will be setting my business up with another bank. What a joke!

PPP loan for business customers. This bank is a joke while other banks were busy approving loans, Comerica Bank could not even get a application portal in place. Our business really needed this and we missed out all because our bank could not get it together and even offer one loan. We will immediately change banks, this was an absolute disaster.

Comerica 1.2 Billon scheme- google it and READ. Notice that this is the 3rd Ponzi Scheme Comerica is involved in. The CEO Curtis Farmer of Dallas, Tx. Is involved in all three BILLION Dollar schemes yet they can't be charged and the other scum bags get 25 years in prison. I guess that's why the complaint to the Dallas, Tx BBB was left unanswered in May 2019 and now in Jan 2020 was left unanswered and I was not getting my monthly court ordered reimbursement/ distribution abruptly leaving me high and dry and them refusing to pay out the $179,999 BOTH Chase and Comerica Bank owes me for the illegal foreclosure of my residence- as the $8.93 "settlement check" mailed to me Dec 2016 does not cut it.

Have to cash my check then deposit the cash into my checking account if I want to access my funds same day. If I just deposit my paycheck into my account they put a hold on it. How does this even make sense?

This is the worst bank in America. Monday was a holiday so I knew my unemployment benefits would be late. Nevertheless some people in Alabama got their money if they had a prepaid card but the people that had their debit card with the alabama logo hadn't gotten their money and was told late Thursday. Keep in mind paydays are usually Tuesday nights. Received a email saying a processing issue. Money will not be available till next Tuesday. **. People depend on that money and some lazy Comerica worker didn't do their job... ** them. Don't bank there please...

I have several accounts with Comerica - one checking, two savings. I recently tried to close one of the accounts and was informed by Customer Service that the transaction could not be completed over the phone and that I needed to "come in" to a branch. I no longer live in Michigan and will have to drive to a branch from Ohio. I'm angry!

This bank is horrible, I put in a lot of time and ordered status to open a biz account, after 3 months they won't honor the bonus ($500 gift card.) which is valid and one of their quality dept. said will mail to me.

My husband has a credit card with Comerica and is incapacitated. I have sent all necessary documents that I was asked to send so that I can be placed on the account and cancel the card. I gave them 10 days as I was instructed only to be told that they now need my address and date of birth which is on the driver's license copy that was sent to them in order to be placed on the account. I mailed everything I was instructed to plus items I was not and will be mailing the information as instructed but this needs to be taken care of immediately. Horrible company and customer service.

I received a check for $100.00 as a Christmas gift. I went to this bank, as it was drawn from here. My last name is a very different one and happened to be spelled with 1 letter incorrect, which the writer corrected and initialed. The amount of unprofessionalism and down right rudeness I was given was appalling. I will NEVER recommend this bank to anyone. Just AWFUL!!!

Their online banking was absolutely atrocious. The Internet was always down when I tried to do online banking. They never knew what I had in the bank. It was a total nightmare. Had it not been for Laura and all her help I would’ve quit the bank sooner. When I finally did change banks went to a credit union, One of the supervisors assured me that the check had cleared indeed. It did not and my rent check bounced. First one in seven years and now I’m having to give certified funds monthly basis and I am disabled. She did everything she could to help me but the Internet half the time didn’t work even for her. She was exceptional but the day I went in to make sure that that rent check is cleared and I was assured it had well it didn’t so when I put the funds into the credit union that count car is the check to be NSF. It is very hard for me to get a certified check every month and this is totally unacceptable to me. She did all she could to help me.

This bank is in charge of me getting $360 stolen off my Direct Express card. I filed a Dispute with Direct Express and after waiting 2 hours to talk to someone these jerks had to then transfer me to the Dispute Dept. for another hour wait. So I filled out the Dispute and spent $7.00 with Mailbox Center to send the paperwork back and only within 1 week they sent me the outcome! And you guessed it, they said it was my fault and they got proof from U.S. Bank here in Spokane that I got the $360 out of the cash machine and I did not because I did not want to pay a $4 service charge and I canceled the transaction and went to another bank to get the $360. I went to U.S. Bank and they said they never sent and documentation to Direct Express about this case so whoever is in charge with the Dispute Dept. at Direct Express is lying and ripping off disabled people's money out of their accounts.

Consumer be aware that this bank is a fraudulent bank that is connected with Direct Express over with over 2000 customer complaints about Fraudulent account activity and money being stolen off of people's ssi card in different States and direct express call center is doing absolutely nothing about it. They're saying that you must wait 90 to 45 days for resolution. Once the time comes they will cancel the dispute stating that they do not have enough evidence. An investigation should be launched against the company and the employees should be in jail!

23 minute wait time. I was told one story for the fee by the first person which I explained could not be true and why and the woman did not know what to say and put me on hold. The next woman gave me a different story and I again took that story apart and she basically said too bad. She put me on hold again and called my banking center who then refunded the fee. Then she told me NOT TO CALL customer service but to call the bank directly. If they do not want customers to call what is their purpose in existing? What makes this worse is they had no reason to charge the fee and were just hoping I would not notice or not care enough to bother or maybe if I did call they could lie to me enough that I would just quit.

The ATMs are down often. The website works sometimes. The mobile app is actually more reliable than the website, except when it doesn't work. It takes up to 3 days for people to respond if you contact them through your account website. And they're slow about processing direct deposits.