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Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Visit www.chase.com

Chase Bank Reviews

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    Page 4 Reviews 226 - 376
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    Verified purchase
    Sales & MarketingPunctuality & Speed

    Reviewed Feb. 5, 2026

    Do not believe them. The online site shows that the coupon code for the bonus for opening the account will automatically be entered. It will not and by the time you wait the 15 days it’s too late to add the code and the get your check 2 days early yeah right. That’s only for the higher end accounts that they don’t tell you. Very disappointed in this bank.

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    Staff

    Reviewed Feb. 4, 2026

    I have my mortgage through Chase Bank and needed some related documents. The branch manager at the Hartville Oh. Location went out of her way to get the information for me, It's not not very often that you get someone that is so pleasant and helpful. Thank you.

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    Staff

    Reviewed Feb. 1, 2026

    Provided little to no help at all when we lost 260~ dollars despite multiple attempts to contact and plenty of information provided and yet did not try to help, lost money as a result.

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    Customer ServiceSales & MarketingOnline & AppTimeliness

    Reviewed Feb. 1, 2026

    I decided to open up a checking and savings account with Chase since they offered me a $900 bonus offer via a mailer. The contingencies were to set up direct deposits and transfer $15,000 and keep the money in the account for 90 days. I transferred my daily limit from my old bank to the new Chase savings account. I completed this on a Saturday. The next day, on a Sunday, when banks are closed, I received a call from a 888 number. When I answered, it was a lady in India asking me to verify my personal information about my wire transfer.

    This is the very first call I received from you all upon opening a new account? Chase has someone call me and then ask me to verify NPI like social security number? Chase does not put a notification in the app telling me to call? Chase decides the best business practice is to have a 3rd world country worker call me on a Sunday a day after opening an account to verify information? Upon refusing to provide information, my transfer request was denied, leading me to have to take time to call back and go through the motions. This is actually unbelievable from what I expected to be a very good bank.

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    Reviewed Feb. 1, 2026

    Horrible website experience. How am I supposed to have an account number when I am trying to create an account. Cannot recover my password or username, again, because I don't have an account number. How am I supposed to get account number if I can't ACCESS MY ACCOUNT. What?...

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Jan. 31, 2026

    If I could do 0 stars I would!! I’ve had this account for 3 years and I have never once have had an issue with my deposits coming in. RANDOMLY this year in July, Chase decided to stop depositing payments from my employer, and nobody knows the reason. I tried to called Chase and it kept telling me that they will call me back, on that day, I did NOT hear from anyone. I called back 3 days later…. They transferred me to 6 different people when I specifically asked for a supervisor. The second phone call I was transferred to 5 different people. Not to mention, no one can speak English for their customer service department. I was speaking to people that barely even understood what I said….

    Mind you, I’ve lived in SD my whole life, I know how to speak… Chase is the worst bank you could ever have!!!! Chase needs to be shut down with how bad their customer service and how a bank can’t find a solution to getting my $3000 in my account… I was waiting on hold for 45 mins, I was told for a phone call back, I never did. I called Chase back, and she told me to keep waiting. DO NOT WASTE YOUR TIME ON THIS BANK. GO TO CAPITAL ONE IF YOU WANT RELIABILITY AND TO BE TREATED LIKE A HUMAN.

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    Customer ServicePriceStaffTransparency

    Reviewed Jan. 31, 2026

    I decided I wanted to move my checking/savings to Chase because of my current checking account (with another bank) was "updated" and I now have monthly service charges. I took $1600 cash to deposit into checking and savings with Chase last week. Yesterday I tried to Zelle $70 to my old account (which I still have a debit card for) to buy food for my kids before the snow came in (I live in South Carolina) and after 9 different phone calls, being denied in the check out after the customer service rep approved adding a card to my Apple pay, I have decided to stay at my "old" bank and deal with the $15 month service charges. If you decide to switch to Chase please make sure you don't Zelle!

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    Punctuality & Speed

    Reviewed Jan. 30, 2026

    Do not walk but run from this crooked bank! They will lock you out of your account! You can provide all the right information and they will still require you to go thru hoops and wait for 30 minutes to speak with someone to get into your own account! I hate this bank and will be closing my account ASAP!

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    PriceStaffBilling

    Reviewed Jan. 29, 2026

    1. Chase customer care - the worst and the worst
    2. Chase credit card the worst
    3. Chase banking - worst
    4. Chase fraud handling extremely, extremely worst

    5. Customer charges - the worst

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    Punctuality & SpeedStaff

    Reviewed Jan. 29, 2026

    I am very disappointed in this bank. I have been with them for several years, and when one fraud transaction of my account getting hacked they allow me to open a new account and they closed the fraud and not even 24 hours later made a decision that they choose to not allow me to bank with them anymore. The fraud was not my fault and they are making it out to be that my account getting hacked is all my fault. Not very professional on their end at all. I will be hiring an attorney and will make sure I get all my funds back that I am being refused.

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    Reviewed Jan. 28, 2026

    I’ve always liked Chase Bank but something very strange happened, I’ve been getting quarter rolls from them for years and I so happen to check it one time after years and every quarter roll is one quarter short like are you serious? No way this is a mistake, and that adds up to a lot of money over years time.

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Jan. 27, 2026

    I have been with Chase Amazon credit card since 2016 and have never been late. Having looked at the wrong due date, I called to find out what's going on and they treated me like I was a second class citizen. Thinking about canceling the credit card.

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    Customer ServiceStaff

    Reviewed Jan. 27, 2026

    Simply terrible!! Perhaps the worst customer service, really just any service I have had. I am a “Private Client” and could not be more disappointed in the way this establishment handles anything. The out of country workers really take the cake. They are smug know it alls who literally do their best to gaslight you and just laugh on the other end. Chase I have taken all my money out of your Institution, a considerable amount to say the least and I would hope more people stand up and do so. At minimum Chase, you could at least start listening to some of your service calls and give your customers the proper respect and help. Totally disrespectful. What a joke. Just a terrible terrible operation altogether and so many people think so.

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    PricePunctuality & SpeedStaff

    Reviewed Jan. 26, 2026

    Funny that Chase charges me $15 a Month for being poor. Add that to its absolutely terrible website (have to login 2-3 times to get past error screens). ATMs are frequently down too. Staff are always nice but bank is usually pretty empty, so not too stressful for them, I imagine. Can't wait to move to another bank. Oh and I can't transfer money from my business account to my personal account. 2 stars is for the staff only.

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    Staff

    Reviewed Jan. 24, 2026

    Horrible wire transfer software! Tried everything I could to understand and move forward with the transfer without any success. The process provided for transfers to banking institutions outside Chase is complicated and provides inaccurate instructions and information.

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    BillingLoan Process

    Reviewed Jan. 22, 2026

    Worst bank ever. I have a car loan with them, and they make it super difficult to make a payment. NEVER AGAIN! Do not bank with them. When you walk into a Chase bank, there's never any customers, tons of lights are on and 5-6 people standing around. Gee. That should tell you EVERYTHING you need to know.

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    Customer ServiceSales & MarketingBilling

    Reviewed Jan. 22, 2026

    I’m extremely bothered and upset with Chase. They called me to collect a payment on a credit card and told me the amount that was past due was needing to be paid. It seemed high and as I went to set up payment asked why. Come to find out that they were trying to collect money due the 10th of February. I had them cancel the payment. That’s not legal, be careful. Scam artists behind the scenes here.

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    Customer Service

    Reviewed Jan. 22, 2026

    Chase bank has ** workers call and harass then when I ask for identification they hang up. Customer service is very rude, constantly asking for personal information and never trying to resolve problems

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    Customer ServiceStaffBilling

    Reviewed Jan. 21, 2026

    Horrible experience with the cashier and her manager. How is possible they don’t have large bill for withdrawal. They offer in 20's. Is the first bank in my life don’t have large bills. And the attitude of the manager and her staff was rude and horrible. I decided close my account.

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    Customer Service

    Reviewed Jan. 21, 2026

    After 16 plus years I can not say anything good about them. I had some fraudulent activity 2 years ago. They take security and made it a hassle for me to use my debit card. They have declined every transaction since Oct 2025. I have been in good standing for the 16 years. I have had very rude foreign customer service reps. They made banking a hassle. They have taken security and turned it into interrupting and interfering in my life. Totally unconcerned about my rights. It seems they realize it is my social security money. It is not their money. I want nothing more to do with this bank

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    Customer ServicePunctuality & SpeedBillingTimeliness

    Reviewed Jan. 19, 2026

    Applied for credit card. Next day received a call where the gentleman spoke so fast, that even after listening to message 3 times could not make out phone number or reference number. Then received a random text with a number with no instructions. Call customer service and after being transferred 4 times was finally able to cancel application.

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    Customer ServicePricePunctuality & SpeedBilling

    Reviewed Jan. 18, 2026

    The absolute worst bank, customer service sucks. I've been an unfortunate customer for over 10 years, had the same credit card for 3 years with not one late payment. Called several times to get a credit line increase only to be denied for reasons they couldn't give. Steer clear of Chase Bank at all costs.

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    Punctuality & SpeedTransparency

    Reviewed Jan. 15, 2026

    Biz been slow... Account was in the negative. Chase receives two direct deposits and closes my account. Process to send remaining funds in check form by mail... Updated address and they still sent to an old address. Now I have to wait for check to be cancelled and another sent BY MAIL!..Lol. In 2026 they don't have a better system?

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    Customer Service

    Reviewed Jan. 14, 2026

    How does this company stay in business? I'm simply trying to change bank accounts within Chase and it has been a horrible process. I've been on the phone with over a dozen folks since last Friday, January 9th, spent over 6 hours on the phone trying to get this changed and the issue is still not resolved or handed. No way to expedite, talk to a manager or have a party who can even handle the issue without pushing me over to someone else who then drops the calls, disconnects or has to again pass to me to someone else.

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    PricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 14, 2026

    No surprise that the overwhelming majority of the reviews are one star. I suspect that's because half stars can't be given. Chase "made an error" and charged the account of a non-profit business (a church) $300+ in fees. They said "the system won't allow them" to refund that money because the error was noticed more than a year later. The company is basically a professional thief. I pity those who have to work there, because they are part of it and are liable for what this company does.

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    Rates

    Reviewed Jan. 14, 2026

    You know things are not the way they used to be. It seems like everything I do. I have to check once, twice and three times just to make sure they’re on the up and up. I have two CDs and I just googled the going rate is around 4% minimum. I receiving 1.8%. I drilled their ass tonight. I’m probably gonna end up pulling all my accounts out. Like I said 40 years ago you could trust your bank and Jamie Dimon is the worst to the worst. If you can’t trust your bank, I don’t know who you can trust. You cannot reach him at their location. This is just crappy banking method.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 13, 2026

    Chase Bank customer service in Woodland CA is appalling. Waited for 45 minutes before I was even spoken to while waiting in the lobby. I called Zohara with a question about opening a trust account and was never called back. The branch manager ignored me for 45 minutes. I have been a customer for many years but will think about going somewhere else now.

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    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 13, 2026

    Run as fast as you can away from this bank! Somehow my card got used somewhere several times. I filed a fraud claim (almost 400 bucks) and the place that my card was used at was whiling to help but Chase wouldn’t do anything about it. Literally told me I had to get in touch with the merchant. The merchant couldn’t give me the person's name due to HiPPA as far as where the money was applied. Chase wouldn’t even try to help me get my money back.

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    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Jan. 13, 2026

    This bank does not even deserve a 1 star. This is the worst bank as far as every aspect of it from customer service to the leadership. I am disabled, homeless, and I have been waiting two years for my case to be approved. It was approved, and I received my back pay from the United States Treasury Department in the amount of 5 figures, which I opened an account at Chase instead of going through my Chime account. I was informed that there would be a hold put on my account as well as the check to verify funds.

    I knew there probably would be a hold, but not a 7 day hold to verify funds drawn on a Treasury Department check. I received numerous different answers from Chase members from the branch all the way to the fraud department. I called today 1/13/26 and spoke with a gentleman in customer service who was rude, condescending, and acted as if I was interrupting him because there was a lot of loud talking and laughing in the background, so I hung up.

    Then I called the fraud department and spoke with a lady named Saba. She started out ok, then after catching her in multiple lies regarding the verification of the funds at the Treasury Department, and her stating that there have been multiple Treasury Dept. check bounce, and that they cant verify the funds because the Treasury Dept won't give them any information on my account, and that they have tried to verify the funds numerous times starting yesterday when I deposited the check which is a lie, because I was told they can't verify funds until it has posted, which didn't occur until early this morning.

    I spoke with Janet a supervisor in the fraud department, and she told me that they can't do anything to help me and I have to wait until 1/22/26 for my funds to be released. This is highly unacceptable, because I am homeless, living on the streets of Denver, and I could use MY MONEY to get a place to live, a vehicle to get around in and basically get my life and freedom back, but Chase is dangling my money in front of my face and thinking it's funny. This bank could care less about their customers, and I have contacted the Office of the Comptroller of the Currency, and filed a complaint against Chase. If you are looking to open an account with Chase, take it from a disabled homeless man, DO NOT DO IT!!!!

    This bank is by far the biggest lying, fraudulent financial institution known to man, and it shows by their over 2000 ONE STAR reviews. Whoever at Chase that reads these reviews, on 1/22/26 when my funds are released, MARK MY WORDS, I WILL GO INTO A BRANCH AND WITHDRAW EVERY LAST CENT AND CLOSE THIS ACCOUNT AND GO TO A COMPETING BANK THAT WANTS MY BUSINESS AND THE MONTHLY DIRECT DEPOSITS OF FUNDS FOR MY DISABILITY!!!! You should be ashamed of yourself, treating people like garbage and not human beings, and think you have the right to hold their money and can have it when you see fit!!! You should be put out of business..

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    TechRefunds & PayoutsBilling

    Reviewed Jan. 11, 2026

    I have been a Chase customer since they opened in Arizona. WARNING! They sent out 2 automatic payments from my account that I did not authorize. It wiped me out and now I cannot pay my bills. I'm on a fixed income. Screw Chase bank. Never again will I use automatic payments.

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    CoverageRefunds & PayoutsBilling

    Reviewed Jan. 9, 2026

    I don’t know how Chase can claim to be a major financial institution while operating like a small outdated mom-and-pop office. I recently had several issues with them, but the most frustrating was them need a full week to clear a check from my insurance company so I could replace my vehicle. I’m pretty sure any major bank should be able to verify a check, especially when it’s one they received directly from a major insurer (USAA), and I know most banks do. Following on, I put a down payment on a vehicle but it was sold to someone else, but now Chase needs three days to process the refund. I mean, no other bank seems to have these issues. Kinda sounds like Chase Bank is in trouble AGAIN. Chase consistently finds ways to hold on to customers money so that they can use it for the banks own investments as long as they can.

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    Customer Service

    Reviewed Jan. 8, 2026

    Don't know what happened to Chase Bank but they are so disrespectful and rude now it's like they always want to hurry up and get you off the phone so they can go to lunch. You tried to talk to them about how to do things without doing it online and they are in Shock that you don't know how to use the internet. Not all of us were born with a laptop. They should make their services more accessible to people over 60. It's sad that they think everyone was born with a computer in their lap and their customer service sucks. They're rude and disrespectful. I would not suggest this bank to anyone.

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    Customer ServiceStaff

    Reviewed Jan. 8, 2026

    I've been a Chase customer for 22+ yrs. Just recently with inflation, high rent, disabled, senior and more have to go into overdraft. Mind you my overdrafts are paid bi-weekly from our direct deposit. I had a few called customer service was told to see which fees I wanted reversed and call back. Called back and spoke with a rude customer service/phone center and made rude comments about my going into overdraft. (1) Chase closed banks in our area, any bank we try the ATM deposit, machines are JUNK. Have had to drive from bank to bank for after hours and machines don't work! Can't even deposit money to keep from overdraft fees. I'm sorry a trillion dollar company and their Customer Service is rude half the time don't understand English, their banks are run down and the ATM machines are junk. Definitely changing banks ASAP

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    PriceValue

    Reviewed Jan. 7, 2026

    Genuinely worst experience of my life, awful bank and awful service. I genuinely have never had a worse experience. Stay away at all costs. It is not worth it, it genuinely is not. Words cannot begin to describe how bad it is.

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    Customer ServiceStaff

    Reviewed Jan. 6, 2026

    I have tried serval time to open an account with Chase and they just don't give a reason why I cannot open the account. It has been more than 2 years and no resolved. Everyone who work in chase cannot explain me. I am a business manager and owner of my own company. I only want to establish a relationship with chase as a owner. It's sad to know that they refuse to help me. Well I guess that they not good enough to keep me. Customer service is very bad.

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    Verified purchase

    Reviewed Jan. 6, 2026

    I use a Chase atm on Christmas 2025. The machine ate my money. Claim filed. Received a receipt from the deposit. Now claim closed. Did not receive my deposit. States I did not make a deposit that day. Someone stole my money.

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    Refunds & PayoutsBillingLoan Process

    Reviewed Jan. 5, 2026

    I took out an equity loan on my house. Dec.15th, Chase Bank denied the wire transfer and so the mortgage company sent a paper check. This was supposed to be Christmas money. I deposited the check on dec. 30th and can't get the funds released. I can't pay my bills, can't get fuel, food. Nothing. They put a "no release" hold it.

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    Customer Service

    Reviewed Jan. 5, 2026

    Don't bother calling customer service. They are very rude, lazy and incompetent. They will transfer you a million times and/or put you on hold for an extended period of time just to return incapable of answering your questions or handling your request.

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    Staff

    Reviewed Jan. 4, 2026

    We are a small non-profit and were the victim of fraud through our Chase bank account. Chase has done nothing to help us. Over half of our assets were stolen and Chase has done nothing to recover the funds and has denied any responsibility. Someone was able to hack our account and wire almost $20,000 out without any confirmation from us. Chase claims they see no fraud. I guess our next step is hiring an attorney.

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    Customer ServiceCoverageMaintenance

    Reviewed Jan. 3, 2026

    The Travel Chase portal is a complete disaster … They rude and unable to fix my name on the ticket. Is been more than a month and haven’t been fix, and they have zero sense of urgency. They will never take responsibility.

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    Customer ServiceStaffHonesty & Transparency

    Reviewed Jan. 2, 2026

    I initially went to this bank, with a 250K deposit after my husband died. My brother and I were PROMISED that we would have the SAME person caring for our financial needs and questions, as a ‘private banker’. Nothing could have been further from the truth! As hardships do occur on a ranch (my husband left me running a cattle ranch/wheat farm) as time has progressed, they have become increasingly RUDE when we have issues or questions. Transfers from our other bank to theirs, they place 10 days holds on bank to bank transfers. Today, a customer service agent told me he was not going to service my call, as I ask him to be quiet and LISTEN to the issue. I am going to consult with my brother, but I believe we are going to leave this lying, no service bank and SOON! BEWARE of their promises of services - they lie!

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    Customer Service

    Reviewed Jan. 2, 2026

    My wife and I own a newer business and and we deposited one check for my job we got paid on it + second check from the same job because there was additional work and the bank said we’re gonna have to put a hold on it like this was 1978. It should’ve been a two day maybe a three day hold but they put a two week hold. Finally we went into the bank and said, "Why the hell are you holding this check so long" and the lady couldn’t give us a reason so she had us call this number come to find out, it was the fraud department. They thought we were committing fraud by re-printing her check. This bank sucks. We do business with another bank, but this bank sucks and the other bank we’ve never had this problem never.

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    Customer Service

    Reviewed Jan. 1, 2026

    I’m extremely disappointed by Chase Bank. They allow fraudulent criminals to use their bank to launder money in fraud schemes. I am a Chase customer and have been for many years. I was recently defrauded $15650. When I exposed the fraud to Chase, through a Wells Fargo account, they refused to an investigation and customer service support. I’ve reported this occurrence to the FTC and FBI. Chase, do better for your customers.

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    Customer ServiceStaff

    Reviewed Dec. 31, 2025

    Extremely disappointed with Chase customer service. The first representative I spoke with was very rude and hung up on me mid-conversation. I called back hoping it was just a one-off experience, but the second agent did the exact same thing. This is completely unprofessional and unacceptable behavior from a major financial institution. I expected much better from Chase.

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    Customer ServiceSales & MarketingStaffLoan Process

    Reviewed Dec. 30, 2025

    I went to Chase Bank location for a Business loan. They don’t do them at locations and you have to call up for help. That's no big deal so I call up and sign up. I got wasn’t approved which ok no big deal is what it is but now my business phone gets so much spam calls for loans. It seems like they just sell your info to 3rd parties. Don’t recommend at all!

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    Customer ServiceStaff

    Reviewed Dec. 30, 2025

    Chase Customer for over 20 years, I've heard and read the complaints. I tried to wire some funds today and found out how bad they really are, the inconsistent customer service was not much help. Do yourself a favor. Avoid Chase, there's better banking options.

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    Sales & MarketingPunctuality & SpeedStaff

    Reviewed Dec. 30, 2025

    I really appreciate the Sierra Madre CA staff member Leigh Ann for her out of the way courtesy and attempts to be helpful every time. She is conscious of all the customers waiting in line and even greets all who enter the bank. Rick Simpson, President Rick Simpson Promotions

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 29, 2025

    I am extremely disappointed with Chase Bank’s lack of accountability and poor customer service regarding a serious ATM deposit error. I deposited 9 checks made payable to my business at a Chase ATM. The ATM ate all of the checks, forcing me to file a claim. Only 4 of the 9 checks were credited back to my account. 5 checks were missing, despite the fact that a Chase claims representative later confirmed she could see 4 of the missing 5 checks in their system and could not explain why the investigation failed to include them.

    I was explicitly told that $300 would not be withdrawn from my account while this was being resolved. Despite that assurance, the money was taken anyway. Since then, I have spoken to four different Chase representatives, none of whom were able to help. When I asked to speak to a manager, I was told one might call me back in 1–2 business days. This is unacceptable when Chase’s own ATM caused the problem and my business funds are being mishandled. This experience shows a complete lack of ownership, communication, and urgency. For a major bank, this level of customer service — especially for a business account — is alarming. I would strongly caution other business owners before trusting Chase with their deposits.

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    Customer ServiceTimeliness

    Reviewed Dec. 26, 2025

    They send me a text on Christmas saying closing account. Call them the next day. Said has all rights to close account with no reason. Refuse to give money out of account. Said will mail 6-8 weeks. Never had a overdraft or nothing.

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    Customer ServiceContract & TermsCoverageSales & MarketingPricePunctuality & SpeedMaintenanceStaff

    Reviewed Dec. 26, 2025

    I have had nothing but problems with Chase from the very beginning, and at this point I genuinely don’t understand how this bank is considered “reputable.” From day one, it has been one issue after another, and every single time I reach out for help, I’m met with incompetence, indifference, and a complete lack of accountability. It started immediately when I opened my account. My debit card was lost in the mail, something that was not my fault in any way. Instead of Chase handling this smoothly like any competent bank should, it became the beginning of a nightmare. Endless calls, conflicting information, and zero urgency. I was essentially treated like my problem wasn’t important, even though it was their system and their delivery process that failed.

    Then came the wire transfers — or should I say, the wire transfers that never go through. No matter what I do, no matter how many times I confirm information, Chase finds a way to block, delay, or completely stop my wires. For a bank that claims to support businesses and serious customers, this is beyond embarrassing. Wire transfers are a BASIC banking function, yet Chase’s fraud department seems incapable of allowing legitimate transactions to go through without creating chaos.

    The fraud department deserves its own paragraph because it is hands-down one of the worst customer service experiences I’ve ever dealt with. They freeze accounts without warning, provide vague non-answers, and refuse to explain what’s wrong or how to fix it. Every representative gives a different story. One person says to wait 24 hours, another says 48, another says I need to go into a branch, and then the branch says they can’t do anything. It’s a never-ending loop of finger-pointing and excuses. What makes this even worse is how unhelpful and dismissive everyone is. No empathy. No solutions. No follow-through. Just scripted responses and an attitude that makes it clear they don’t care how much time, money, or stress they’re costing you. I’ve spent HOURS on the phone repeating myself to multiple departments, only to get absolutely nowhere.

    Chase loves to advertise security and protection, but what they really deliver is inconvenience, dysfunction, and customer punishment. Legitimate customers are treated like criminals, while the bank hides behind “fraud prevention” as an excuse for its broken systems and poorly trained staff. At this point, Chase has cost me time, money, opportunities, and peace of mind. Banking should not feel like a constant battle, yet every interaction with Chase leaves me more frustrated than the last. If you value your sanity, your business, or your ability to access your own money, stay far away from Chase. There are plenty of banks that actually know how to operate — Chase is not one of them. I regret ever opening an account here, and I will be closing it as soon as I can and they let me.

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedOnline & AppRefunds & PayoutsStaffBillingTimeliness

    Reviewed Dec. 26, 2025

    How Chase Bank ruined our Christmas. Let me preface this for context. I’ve been banking with Chase for upwards of 15+ years, from personal to business even had my children open their first accounts with them. However all that ended today. I am small business owner of a barbershop, over the last few years our industry has seen a significant drop off due to rising cost and so forth. While it has been difficult at times we have been able to manage due to our amazing client base and support from the community.

    Well as the holiday season was quickly approaching things were getting tight. We had been presented with an opportunity to move locations to a better building and location we just couldn’t pass up. However it required a lot of our savings to be able to make it happen. But nevertheless we weighed the pros and cons and decided it was something we just couldn’t pass up so we went through with it.

    Christmas was around the corner and having kids we didn’t want to disappoint them with not having any thing under the tree or a Christmas dinner. So after a few days of brainstorming we decided we would offer some of our clients a special deal of hair services for a year if they were able to make a one time pre payment. That would land us some extra cash in hand and help us continue our holiday traditions.

    Everything, was going as planned when a client asked if he could just put the payment his card. I’ve been using quick accept for some time now and hadn’t had to many issues with the service, so I thought no problem easy. That’s was when all the problems started. Usually the funds are deposited around 7pm (PST) or so daily. I’m some instances it could take the next day. Well we planned to do some last minute gift and grocery shopping later that night as we had (so we thought) the funds now to cover it. We we’re excited and relieved that our clients had come through for us.

    Well that night (12/23/2025) the funds were not released into the accounts. Which again had rarely happened. But I figured it would probably be the next morning, it wasn’t. So I went to the app to check and noticed one of the payments was “on hold pending investigation”. I immediately called customer support to see what the issue was.

    After being shuffled around I finally got a person on the phone who was telling me the account had been flagged and I should of received and email outlining the fact I need to contact my client and get personal information from them also a written statement of the transaction until then my account was suspended! I didn’t receive any email. I let her know there was no email she had me check spam folder in which I did but nothing.

    Since this was the end of day she said there was nothing more she could do and the department that handles these “investigations” doesn’t have a number to call and can only be reached by email! But I was welcome to call back tomorrow or email them and hope they could expedite but most like not since it take 3-5 days for them to respond. I was in shock. I explained to her that these funds were very important and we were dependent on them for our holiday. She did not care and just kept insisting I just email them it was out of her hands.

    So the next day (12/24/25) I called again that morning to confirm they had received my email and if the funds would be deposited. I was again met with the “it’s out of our hands” speech and told him d have to wait for an email that would not arrive until 9am (12/25/25). Which basically stated they needed my to call my client on Christmas get him to bring me a hand written note saying he paid for services along with all his personal information including card number, and all the information you would need to charge a payment. Of course my client was not comfortable with that request at all it was intrusive and unprofessional to say the least and that he was expected to interrupt his celebration to meet these requests. We were both in awe that Chase would do something like this.

    A few more emails as I informed them I would make a post addressing this situation. I got a reply that pretty much said, we could care less about how important these funds are, your account is suspended until we get required information and not only is that payment not processed but none of the payments for the last 4 days will be deposited. Which left us with 0 income for the holiday. And there was nothing we could do about it.

    As of today (12/26/25) after sending them all the documents I had access to (minus my clients personal information) we still have not received our funds. And the cherry on top. Some automatic payments for the business went through and we now are facing over draft charges. Chase left us with out funds and now an over-drafted account with fees pending. Not to mention a very disappointed family.

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    Customer ServiceTransparency

    Reviewed Dec. 25, 2025

    Worst banking experience. Chase placed an extended hold on a check from a local bank for over 10 days. The funds cleared my personal account 5 days ago, yet Chase is still holding the money until the 31st with no valid explanation. Customer service was completely unhelpful and dismissive. No accountability, no urgency, and no concern for how this impacts customers who rely on timely access to their own money. Extremely disappointed. I would give zero stars if that were an option.

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    Reviewed Dec. 24, 2025

    Very Upset at Being with another bank for many years and then just switched to Chase last month and a new sign up checking account 300 bonus I never received. Very disappointed and would not recommend plus looking next year to go back to previous banking.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 22, 2025

    Worst bank in the area. You can not walk in and talk to a banker. You have to have an appointment. Who has time for that? Get your shit together. Old Second Bank is the best. Hands down. Call them. You people at Chase can take notes and learn from them.

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    Staff

    Reviewed Dec. 22, 2025

    I love Chase Bank, I've been there with them so long I can't remember how long. They always have my back when somebody gets hold of my card and gets it cleared up. When I go into the bank the tellers are all awesome I'm in and out within a couple of minutes, rarely is there a line. They are so helpful and always have a smile and make me feel welcome when I'm there. I plan in staying there for life. 🥰

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    Refunds & Payouts

    Reviewed Dec. 21, 2025

    Without a doubt the worst website I have ever used, if not for Amazon 5% would cancel in a New York second. Whoever they paid to write the code should be fired. I just can't imagine recommending Chase to anybody I liked

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    Customer ServicePriceRefunds & PayoutsBilling

    Reviewed Dec. 19, 2025

    Worst bank ever!! Don’t use their credit cards! Fraud department is a joke. Has anyone ever tried to file a fraud claim with Chase bank?? I am completely done with this bank. I had a fraudulent charge of over $800 on my account and they “investigated” and found that it wasn’t fraud even though the company does not exist, there’s no call number, and the charge rings up as “Hilton” which it clearly isn’t Hilton. Does anyone have experience with this? Is there any way to get my money back from a stolen account number? I am absolutely switching banks this!! Chase bank is the real fraud here!!!

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    StaffTransparency

    Reviewed Dec. 19, 2025

    Update & Upgrade your staff! It is 2025 no one is here for the games, bullying or embarrassment! No one should feel guilty, ashamed or sad after leaving their bank to handle business!!! Do better #FChase #ChaseGOD

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    Loan ProcessRates

    Reviewed Dec. 17, 2025

    I own a healthcare small business. We have been in business for over 3.5 years. The business is profitable, my credit score is good. I asked today for a loan of only 100,000 USD in order to get rid of another bank loan. My application got denied for some vague reasons. Chase placed a hard inquiry. What a bunch of idiots! I paid a loan of 850K to some Florida bank in less than 3 years. Very stiff, old fashioned and dumb. All of this with a crazy interest rate they were offering of 9.5%-12.8%. I can do better.

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    Customer Service

    Reviewed Dec. 17, 2025

    The worst bank ever. The people are incompetent. Their policies are trash. Everyone there sucks. The bank sucks. I will never ever go to them ever again. They’re the worst people on the planet. They made me sign my kids check and then refused to cash it so I want to check cashing please I couldn’t cash it because they’re already forced me to sign the check. I hate these people. They ruined my kids Christmas. They’re the worst. I wish them the worst. Rude horrible people. Policies trash just like them.

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    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Dec. 12, 2025

    I am writing to file a formal complaint regarding the unacceptable and unprofessional service I received this morning from multiple representatives. On this date, I contacted customer service beginning at approximately 8:15 a.m. During my calls, I spoke with three representatives—Jennifer (who stated she was a supervisor), Olivia, and Kaitlyn. The level of professionalism displayed by all three was extremely disappointing. I was provided with conflicting and inaccurate information, and at times I felt that I was being misled by each representative.

    Following these calls, I went into the branch for assistance, where I was further mistreated by an employee named Marlene (Newark Branch on Board Street). Although I was visibly frustrated due to the ongoing issues, I remained calm and respectful throughout the entire process. What should have been a simple five-minute adjustment resulted in over two hours of unnecessary stress, confusion, and inconvenience. I have never experienced such difficulty simply trying to access my own funds, and the behavior of your staff left me feeling as though I should close my account entirely.

    I respectfully request that the calls from this morning be reviewed—as they began around 8:15 a.m.—and that appropriate action be taken to address the conduct of the employees involved. I hope no other customer will have to endure an experience as unpleasant as mine. Thank you for your time and attention to this matter. I look forward to a prompt response and resolution.

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    Customer ServicePriceBilling

    Reviewed Dec. 11, 2025

    CHASE. Worst Bank service ever. Just because I reported a fraudulent charge, they change my credit card and dropped my credit access line from $6K to 1K without any communication. I noticed when I try to use mi card, I just received my Chase Bank statement for December 1st and the credit access line says $6,200.00 with $5,500 available. I have been paying loyalty every month but they let me down.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed Dec. 11, 2025

    Experienced an unbelievable waste of time with Chase today. I tried and tried to find an intelligent person to help and I literally had 4 hours and 8 phone calls and got nowhere. There is literally no way to talk to someone who can get past the computer screen telling them what to do next. So they have a problem with fraud when getting gift cards for your rewards points.

    After 10 years they decided the same computer is no longer secure and I couldn't get the gift cards for Christmas presents. BUT I have 2 Chase cards and I was able to order some of the cards on the same computer. Then of course they framed my card and I couldn't use it. Another 2 hours of phone calls. They are so stupid that they continually asked me for my SS number for my wife's card. When I told them they don't have my number and they needed to talk to my wife they frauded the card. Then of course they called me and thought they were calling her. IT IS MUCH WORSE THAN THIS.

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    Customer ServiceCommunication

    Reviewed Dec. 10, 2025

    Bank branch manager was very dismissive and when finishing up conversation on why they horribly handled my dad’s situation at the bank, rolled her eyes when I asked to take a picture for QR code business card. I’m considering a formal complaint and possible legal action. Overall, just horrible communication. They had a security concern for my parents and failed to notify them or me that they were under investigation for elder abuse/fraud. This is ridiculous.

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    Staff

    Reviewed Dec. 10, 2025

    This announcement is to all existing customers with JPMorgan Chase Bank. As 2025 is coming to an end, it’s time for everyone to demand accountability from our financial institutions. Many customers are experiencing unfair account closures resulting in permanent bans from opening new accounts. Worse case scenario, all of these affected customers are currently being denied with the right to an appeals process. Banks cannot continue doing this kind of inappropriate behavior with customers that haven’t faced these problems yet. There should be a law that allows customers to not only appeal wrongful closures, but at the same time, be given an opportunity for reinstatement.

    There is an active petition on ** regarding this issue. Even if banks insist that account closure decisions are final, these affected customers should be given with the right to an appeals process. This type of behavior should be made illegal by the Office of the Comptroller of the Currency and the Consumer Financial Protection Bureau. I encourage everyone to sign the change.org petition with the following title: “End unjust bank account closures — Demand Consumer Protections Now!”. With your support, we can push for laws that protect consumers and ensure fair treatment. Everyone deserves a “Second Chance.”

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    Customer ServicePriceStaffResolution

    Reviewed Dec. 9, 2025

    It has now been almost 6 months since I reported obvious, blatant fraud on my elderly mother's checking account and Chase has done NOTHING to rectify the situation. She was obviously the victim of some kind of identity theft or fraud. She does not make online purchases and Chase's security systems, that they claim to be sophisticated, failed to detect the fraud by "YOULEND.COM" and "BUYATTERRYPLACE.COM," 2 foreign entities. This should have raised red flags immediately as she never had valid foreign transaction fees on her account before. Instead, their bogus claims department allegedly conducted an "investigation" and concluded that the charges were legitimate.

    Most abhorrently, when I asked what this supposed "investigation" consisted of, no one could respond. Because obviously there was no investigation. A simple google search of the entity "BUYATTERRYPLACE.COM" clearly shows that this a fraudulent entity. Yet Chase approved the charges even after alerted to the obvious fraud. Apparently JP Morgan Chase is complicit with this fake entity and is using it to defraud the elderly. BEWARE IF YOU HAVE ELDERLY RELATIVES banking with Chase. They have no problem letting elderly clients be swindled. The $5,000 they allowed to be robbed from my mother's account is a pittance to them, but a lot to an elderly widow on a budget.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 9, 2025

    Are you looking for a part time job? Become a Chase customer. I first became a Chase customer on November 7th. I have now made over twenty calls, none of which I should have had to make. More than a month later I haven't solved ANY of the issues with this pathetic bank. Currently I am working on redeeming my cash back in the amount of $229.80. I have submitted this cash back three separate times. December 1st, December 4th and of course, again this morning. Have I received my cash back you ask, of course not!

    Each submission is accompanied with a painful bout of pointless phone calls and hours of lost time. They will assign you a "specialist" who will call you and assure you they will follow up with the account and solve your problem. They have entire call centers of these "specialists" and I assure you, they will not follow up nor solve your problem. Avoid this bank like the plague, in my 50 plus years I have never dealt with anything so unprofessional. Keep in mind the disclaimer from BBB concerning Chase bank, there are literally so many complaints about this so called bank, that BBB only publishes 1 in 5 complaints. Consider yourself warned.

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    Staff

    Reviewed Dec. 8, 2025

    This is the worst bank I’ve ever been a part of. I’d rather have mattress money than do anything with this place, they won’t even let my wife send me money for freaking potato soup without saying it’s suspicious activity, as if she’s not gonna be the one that gets everything if I die through this bank and they don’t know that? Like what kind of bank doesn’t let you use a damn atm in the city you live in, this place is absolutely horrible not to mention they don’t fund for anything important consulting our country because idk they’re a bunch of idiots who are stingy and dumb, will no longer be banking with Chase and to others I recommend not touching this place with a 10 mile pole.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 8, 2025

    My name is Christopher ** (**) and I bank with Chase. I walked into (1950 6th Ave. Seattle Wa.) one of your branches and was treated unfairly. Its was a Saturday and this was the only branch that's was open on Sat and I had to leave work early so I can get some funds transfer to my kids. I work in Alaska all year long and we just docked a week prior. So I get there and get to the front where the Manger of the branch (Haydra) was and greeted her and told her my situation... "Hey, I just got off the ship and trying to get some funds to get to my kids before you close." She ask for identification and once giving to her she said they will probably to a verification check to see if I am who I say I am. I replied with, "I just was to another location closer to my vessel and was able to get funds from my account with no problem but she was persistent about this check and just like she predicted it happened."

    I ended up leaving her and running into a great assistant and wonderful help, Ms. ** who ask me to step in her office to be assisted. She ask for 2 forms of id and did so she could to get my funds. Unfortunately, the fraudulent department wouldn't allow me to receive my funds through digital wallet at the ATM nor will they allow me to transfer funds to a friend to get to my kids. All that happened 10/6/25 and here I am 10/8/25 with no funds to buy my lunch and no funds to get to my kids which was a critical situation. My account was locked again through fraud department and I'm super frustrated.

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    CoverageMaintenance

    Reviewed Dec. 7, 2025

    I needed to get some cash to fix my car. It is $3K, I have $2K so my sister sent me $1K through Zelle. We do this all the time back and forth. That was on a Thursday morning. It is now Sunday afternoon and still no cash in my account. It left my sister's account on Thursday. Chase sent both a text and e-mail to let me know they were transferring the cash on Thursday. I will have missed 2 days of work and will probably be fired when I can't get in on Monday!

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    Staff

    Reviewed Dec. 6, 2025

    These bank over all needs to change their logo from Chase works for you, to chase don't care about you. They will see you as a dollar sign not a decent human being you are. Their jobs are outsource to India to the point all they say is, "We can't help you" from their end.

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    Reviewed Dec. 5, 2025

    We open high school account for my son's deposit check, The check got returned, The bank closed the account. Also he received two direct deposit from his work (individual learning program) he enrolled in.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaffTransparency

    Reviewed Dec. 5, 2025

    If I could give Chase negative stars, I would. I’ve banked with Chase for over 40 years, with multiple personal and business accounts, and what happened this week was beyond unacceptable. I opened a new business in August and opened a business checking account with Chase, just like I’ve done many times before. Two days ago, I received a random email saying my account was being closed — with zero explanation. I assumed it was a scam until I called the official 800 number. Unfortunately, it was real. Chase closed my account and refuses to tell me why, despite the account having thousands of dollars in it.

    There are no legal issues, the company has a brand-new federal tax ID, it’s in good standing with the state, and the account was always positive. After getting nowhere with an offshore call center, I went to my local branch. Even the banker who opened the account couldn’t access any information. I emailed the branch manager, who never responded, and only took my call two days later — yet still didn’t answer my questions.

    The complete lack of transparency is infuriating. After running millions of dollars through Chase over more than three decades, this is how they treat long-term customers. I look forward to the next time a Chase salesperson approaches me at a networking event. I’ll gladly share how Chase closes accounts without warning, offers no explanation, and shows absolutely no regard for customer loyalty.

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    Customer ServicePunctuality & SpeedStaffCommunication

    Reviewed Dec. 5, 2025

    Worst banking experience ever!!! Lack of communication. Closed my account 2 days before Thanksgiving for no reason after allowing me to deposit my check in the account. Never informed me that my account was under investigation and pending closure but still allowed me to deposit my check. Closed my account. Suddenly would not release any of my funds to me. Have to wait 3/4 weeks for them to send it in a check in the mail. Literally put me at an inconvenience especially during the holiday season. Customer service representatives don’t care, had one hang up on me. The Chase branch office in Conyers, Georgia was very incompetent and the branch manager was rude.

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    Contract & TermsPricePunctuality & Speed

    Reviewed Dec. 4, 2025

    I got charged a $40 late fee for a $40 late fee for a $40 late fee on an inactive account because I was not aware of a very small balance. It feels like Chase is getting away with stealing money on a technicality.

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    PriceRefunds & PayoutsStaffBilling

    Reviewed Dec. 3, 2025

    I had a rather disappointing experience with Chase Bank in Houston. Even though I paid my installments regularly and sometimes even earlier than the due date and even overpaid they still ended up charging me extra. They told me it was due to a system error. I spent about three or four months dealing with this issue, being passed from one employee to another and then to supervisors, none of whom could explain why this extra charge occurred. In the end, I gave up, and they said they would try to reduce it from my future payments. Overall, it was a really frustrating experience.

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    Transparency

    Reviewed Dec. 3, 2025

    Chase is the worst at administering money to beneficiaries. I have been a trustee both before and after death of someone with an account at Chase. Fortunately we kept it a small account. Banks in general are terrible for a trustee to navigate but Chase is the worst. They never sent any reminders about updating beneficiary, so I did not know and the owner I am sure forgot all about it. Apparently a beneficiary was put on the account years ago before the will was written. They will not reveal the beneficiary, they will not make any effort to contact the beneficiary, they did not allow me to put the account into the trust even when she was still alive. They insist I go to a branch who will in turn communicate with their legal dept. I did that multiple times. I have not given up but it is very possible the money will never be dispersed, the bank will keep it.

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    Customer ServiceTransparency

    Reviewed Dec. 3, 2025

    It would have been fair for a financial institution like Chase Consumer Affairs to notify me in advance that my checking account was going to be closed, or at the very least to provide a transparent and clear explanation regarding their concerns. I am a civil engineer by profession, a college graduate, and someone who works daily to earn my income through legitimate and verifiable means. There is nothing in my financial behavior, transaction history, deposits, or transfers that should reasonably classify me as suspicious or high-risk. If my account activity had been properly reviewed, it would confirm there are no fraud cases, chargebacks, disputes, unauthorized access reports, or irregular deposits.

    The distressing part was not account closure, but the complete lack of notice, communication, and transparency throughout the process. Front-line support channels such as Chase Customer Service also failed to provide basic clarity on why my account was flagged. Regardless of internal risk policies, customers deserve timely notice, transparent reasoning, and respectful treatment when their personal funds are involved. My money was earned through personal hard work, not suspicious activity, and I should not have to navigate uncertainty around my own funds without explanation. I am sharing this so others are aware of my experience and to encourage improved fairness, communication, and customer respect moving forward.

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    Customer ServiceStaffTransparency

    Reviewed Dec. 2, 2025

    I have been a customer since 2023 and overall Chase bank is great when it comes to customer service. But twice already in 2 years I have been overdrawn on my account due to their negligence. I called chase on 11/29/25 and to make sure my account balance was up to date due to not wanting to become overdrawn and the person I spoke two reassured me that my account was up to date but then I checked account this morning and now I am overdrawn $25, yes I understand this is my account and I am responsible for it, but chase has me under the assumption that all my pending transactions have been cleared is not okay, this is how people become overdrawn, can you imagine for someone who like myself is on a fixed income and becomes overdrawn $50 how those surcharges could deplete their bank account, not happy with their services, if this ever happens again I will find another bank to bank with.

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    Customer Service

    Reviewed Dec. 1, 2025

    The mortgage assumption process has been nothing short of a 3 legged turtle going uphill in the sand. Divorce caused the assumption, because I kept the house. Originally I was told 30 days, EVERY time I call they extend the time frame. 60 days, then 90 days, then 6 months, now today SOMETIMES IT CAN TAKE MORE THAN 6 MONTHS🤯🤷‍♂️🤦‍♂️🤬‼️ How can they just randomly extend the time frame at will⁉️

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    Reviewed Dec. 1, 2025

    Chase Bank is the worst bank I’ve ever dealt with in my life. They hold your checks for 10 days. Somebody Zelle money to you. They want to hold it for three days. Even though it’s somebody that sent money to you before it’s showing taken out of their account already, but Chase will not release it into mine. Not a happy customer. Will be changing banks ASAP.

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Nov. 30, 2025

    I have banked with other banks before and Chase is the worst bank ever. I wouldn’t recommend this bank to no one. After banking with Chase for over two years they closed my account out for no reason at all with all my money In the account. I did not receive any letters or emails stating that my account was closed. Then when I called them they tell me they will mail my money in ten days in a check. Right here at the first of the month bill time now I have to wait on my money and I will have late fees because of chase. I never heard of a bank that close out accounts for no reason at all. I went back to a credit Union bank at least my money will be secure there.

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    Customer ServicePrice

    Reviewed Nov. 29, 2025

    I called Chase, in regards of a fee associated with my card. I made a purchase for product via Venmo. Venmo charged $63.46 and Chase charged $109.46. I went through all my disclosures and nothing saying cash advance charges....which my transaction was a purchase not a cash advance. Beware!

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    Customer ServiceStaff

    Reviewed Nov. 28, 2025

    They have terrible customer service and are rude. I was called five times about a single ACH transaction, but it was never processed. So I spent three hours online answering the same questions. They act like they can talk down to their customers. Forty years at this bank and I am moving my accounts. They could care less.

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    Customer ServiceSales & MarketingStaffHonesty & Transparency

    Reviewed Nov. 28, 2025

    Honestly, no star, 'cause they’re the worst bank ever. Not only do they sell you personal information and leak out account numbers to who knows who, but they also scam people, and their staff are rude and racist. No wonder why they have so many problems.

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    Customer ServiceStaffBillingRates

    Reviewed Nov. 27, 2025

    My Chase Disney credit card was opened in 2009. My credit rating is exceptional. I stopped using it as an "everyday" card when Disney went "woke", but I did use it occasionally to keep the account open. Chase decided to CLOSE my account without any type of warning! NO letter via US mail, NO email, NO notice on the accounts page......NOTHING! Very UNPROFESSIONAL. Stay away.

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    Customer Service

    Reviewed Nov. 26, 2025

    Chase banks in general don't answer their phones. Have this problem in several NJ branches and the same problem in Colorado. I even pressed the extension to "Open a new account" and still no one answered the phone. Kept re calling for half hour. Waste of time.

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    Customer ServiceStaff

    Reviewed Nov. 25, 2025

    Chase bank doubled a transfer from my savings to American Express causing my other accounts to be withdrawn. They claim to remedy it will take 10 days to a month. It was their mistake and all customer service people are hard to understand and talk over you from a pre written info paper.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 25, 2025

    Worst bank ever. They love to hold your money. We are in 2025 not 1980. A check should not take 7 days to process. The banks are a sham. Do your research. I’m highly disappointed in Chase and the customer service team. The gentleman told me the only authority you had was basically answering the phone that he is no service to me and the best thing I could do is just wait to me. That is not very good customer service.

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    Customer ServiceStaff

    Reviewed Nov. 25, 2025

    Worst customer service ever, the process is not by policy but by assumption of the representative and bad attitude on all of them; supervisors are the same; I regret my decision of opening a business account with them.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Nov. 24, 2025

    I've had Chase for 5 years and it's the worst bank I've ever had. I have had more than 12 fraudulent charges go through in the past 2 years, but Chase denies my charges that are actually me from a company that I bought for for 2 years straight every month. A fraudulent charge from Hong Kong went through on my account for $102.98. Somehow Chase let that go through. Again, Hong Kong. So I call and Chase reverses the charge and a month later recharges me that amount. Chase says that the company gave evidence that I'm the one that made the purchase. I have a police report from my purse being stolen with my phone in it. The purchase was made 1 day after the theft but instead of Chase contacting me and saying, well the merchant is giving this evidence saying it was you, which is absolutely impossible how can they prove it was me, and then allow me to give them the police report showing the facts of my belongings, they didn't.

    They just reverse the charge again and charged me $102.98 for an item that was bought fraudulently from Hong kong, a sex toy store. I am disgusted with Chase. With the amount of money that I have in that account at all times, I refuse to stay with them. I will be withdrawing all of my money except for $10. Once my last direct deposit goes through, I'll completely close the account. This is disgusting. They never should have allowed a charge from Hong Kong to go through in the first place. But yet they continue to decline my charges that I'm actually making. Be very careful with chase people because they continue to allow fraudulent charges to go through and you may end up like me and have to pay for a fraudulent charge.

    When you call customer service, the people that you get, can barely speak English, their accents are so heavy it's hard to understand them, and they don't know how to speak proper English so you don't know what they're saying. That's a problem. But then again Chase hires people outside the country so they can save money instead of bringing jobs to the United States. Another reason I'm leaving Chase. BE CAREFUL, CHASE ALLOWS FRAUDULENT CHARGES TO GO THROUGH ON YOUR ACCOUNT. I'VE HAD 12 IN 2 YEARS!!!

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    Customer ServiceStaff

    Reviewed Nov. 24, 2025

    I'd like to leave a 5-star review for Chase Bank Officer ** who works in the branch located at 2623 E 17th Street in Brooklyn, NY. ** provided an outstanding customer service and exceeded all of my expectations with her professionalism and knowledge. From the moment I walked in, she was patient, attentive, and genuinely focused on helping me with my needs. She took the time to explain everything clearly, guided me through each step, and made the entire process smooth. Besides helping me to open a checking account, Natia even went above and beyond explaining to me about opening a savings account toward my future retirement. It is rare to meet someone who combines expertise with such a warm and supportive attitude. Natia is a great asset to Chase, and I am grateful for her assistance. I highly recommend working with her to anyone who wants a truly exceptional banking experience!

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    Customer Service

    Reviewed Nov. 23, 2025

    Tried to go online to cancel an auto pay, which was next to impossible, tried to call customer service, and I just got put on hold when I asked to speak to a supervisor because they could not verify me.

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    Reviewed Nov. 22, 2025

    Chase bank after years of banking closed my account and refuses to give me my money! I have brought in a power of attorney and they still refuse. I am so angry and done with them. Next step is an attorney to sue!

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    Customer ServiceMaintenanceStaffTransparency

    Reviewed Nov. 21, 2025

    If I could go any lower, I would. Chase Bank is by far the most frustrating, unreliable, and inconsiderate bank I’ve ever dealt with. They take money out of your account with no warning, no explanation, and absolutely no accountability. Customer service is useless—every rep tells you something different, and none of them actually fix the problem. The fact that a bank this big can operate with this level of negligence is insane. They inconvenience you, mess with your money, and then act like you’re the problem. I’m beyond fed up. Chase needs to get it together because this is unacceptable. Save yourself the headache and bank literally ANYWHERE else.

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    Reviewed Nov. 20, 2025

    I recently referred a friend and while at the bank I saw a site on their tv that said refer a friend, get a 50 dollar cash for the referral. I was told that the friend has to use the online to open the account. We tried it and it don't work now. I feel Chase is a petty of a bank and I am searching for another bank. I was with chase for 13 years

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    Punctuality & SpeedStaff

    Reviewed Nov. 19, 2025

    Recently had an issue with my account is now restricted due a bad situation. They monitor what you do closely. Sounds like Big Brother to me. I have to wait for two days for them to reject my paycheck. So I have to wait until my company gets the rejection, then I get my paycheck. I don't trust a bank that's not accredited with the Better Business Bureau. Look it up, it's not on the list of accredited banks. I don't care good they think they're. People have complained about them not doing the right thing about Zelle, either. It's on the reviews about the situation with Zelle. I think Zelle should be removed from any banks.

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    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessFollow-ThroughHonesty & Transparency

    Reviewed Nov. 19, 2025

    Called Chase Bank on October thirty first to discuss a report to the credit companies showing I was thirty plus days late. I explained I did not receive a bill by email. I get all my bills by email. They explained they sent it by mail and I resolved that problem. I asked if they would remove the thirty day late notice to the credit agencies because I did not know I even had a bill. My loan officer had told me when I was applying for a loan through the VA that the VA will not give me a loan if I had one late payment and I would have to wait another year and not miss a payment.

    The customer service representative said yes we can remove the late payment and send you a letter to submit to your loan officer so you can get a VA loan and I would receive it in seven to ten days. I waited and did not receive it so I called back. The next customer service representative said it will take ten to fourteen days. I waited and did not receive it. I called back and explained everything all over again. I was redirected to another customer service representative who said no we cannot remove any late payments and that is your problem. She told me I will have to deal with the loss of my loan with the VA because they do not remove late payment notices to the credit agencies.

    I asked why their customer service representatives told me they would remove it and now she was saying no. She stated they do not remove late payments period. She was very cold and did not care about how this affected me even though I made the payment that was due as soon as I found out it was late at the time I spoke to the first representative. Customer service should not tell a customer one thing then make them wait and not do what they said they would do. I am discontinuing my credit card with Chase Bank due to their poor customer service and lies.

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    Customer ServiceContract & TermsPunctuality & SpeedStaffBillingRates

    Reviewed Nov. 19, 2025

    Chase is one of the worst banks I've done business with. I finally had enough and closed all my accounts with them. Their fees are ridiculous, they don't seem to know the meaning of customer service, and their policies are clearly designed to separate you from your money, and for all of this they don't make up for the terrible service and policies with better interest rates. I won't give the whole laundry list, but I will provide three examples of why Chase is a terrible bank to do business with:

    1) Chase still owes me about $100 that I'll never be able to collect from them. When I closed my business account, they had a balance owed me on the credit card. I said that was no problem, I would just keep the card active until I used the credit. Nope, they refused to apply that credit toward a future bill stating they had to write a check to me. OK, again, no problem -- until they wrote the check to the BUSINESS name of the account I had closed! A check Chase Bank refused to cash since I didn't have a business account anymore. Even though my business was a sole proprietorship, Chase refused (and refuses) to write the check to me, refuses to apply the owed funds toward a bill -- in short refuses to pay the owed money in any way that will enable me to actually get it.

    2) Recently I took a check I (unfortunately) accepted from a Chase account holder to a Chase bank. When I presented the check, Chase refused to cash it for full face value -- not because the account holder lacked the funds but because I was not a Chase customer! They don't care that the draft was written on Chase paper, nor do they care that they have the money the account holder wrote a legal draft tendering those funds to me. Nope, Chase doesn't care and wouldn't give me the money. I ended up taking the check to my bank instead. What does it matter? Well, if somehow the person who wrote the check did give me a bad check, I have to wait several days to find that out instead of knowing right away that the funds are actually good. This places me at risk.

    3) If you want to file a complaint, it is impossible to get through to anybody. Even the bank MANAGER was unable to provide me with a number to reach somebody. He didn't really believe me until I dialed the number in front of him. Then he tried several other numbers -- and was unable to reach anybody even with his special priority code! He then filed an electronic submission from his bank computer, and told me somebody would call me back. That was days ago...not holding my breath.

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    Customer ServicePriceRefunds & PayoutsStaffBillingRatesTimeliness

    Reviewed Nov. 19, 2025

    As a former small business owner, I truly HATE writing negative reviews, but... I contacted Certified Diesel to have them come out to do a diagnosis and repair on my generator. I was required to put a credit card on file in order to have them come out. At that point, I knew I would be charged $180/ hour plus travel time. The day of the service, I was called by the representative at the 0259 number that they had a technician in the area and he could drop by to see me thus saving me the travel charge. He arrived about 12:30pm and left about 2:00pm.

    I was then sent the invoice and my card was automatically charged. But the Invoice did not detail the hours or time, only the work that was accomplished. I then followed up to text the 4508 number I had previously corresponded with about service. That person replied with more detail that I was charged for 2.5 hours and 2.5 hours of overtime and referred me to the 0259 number for further clarification. After several phone calls with that person, all he could say was his technician turned in 6 hours worth of time for my job. I have since asked for a more detailed invoice of hours with no response.

    I tried to dispute the charge with my CC company based on the fact that I was not told I would have to pay for any overtime hours. I agree to pay the 2.5 hours at the original rate of $180/ hour plus 3% administrative fee. Though the technician was only there 1.5-1.75 hours. I have witnesses from 3 others on my dock that all talked to the technician as he was leaving. In a further attempt to prove the time he arrived and left, if necessary, our dock does have security cameras and I can request footage from the office, though this might be difficult, I am that convicted in my recollection of the day that I know the cameras would prove me right.

    I am not denying I owe them for their services, but it is unfair to be expecting an hourly charge and receive an invoice that does not even reflect the hours served. The CC company denied my dispute because they said the CC authorization "allows them to charge me anything they want". This is not how I interpreted the CC authorization form at the time that we signed it, nor do I interpret it that way now.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Nov. 19, 2025

    I had a late fee on my HELOC. Paid it immediately. A "fee" kept appearing on my statement, I thought it was because the HELOC was overdrawn by about $400. The fee kept appearing after the overdraw was paid, Called. Told the first payment was applied to principal as were the last 10. I was still being charged the late fee monthly. Sorry can only refund 3 months worthy, Should have used the change in payment method, which is not explained/mentioned on the monthly statement. Told I should have called to correct their error: ie,.it was my fault they made the wrong application of the payment.

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    PricePunctuality & SpeedLoan Process

    Reviewed Nov. 18, 2025

    Account was locked a year ago. A fraud charge of $35 occurred this summer. Late fees, no notification, no reversal. Never will do business with them again. I only found out about the months of late fees do to a refi loan.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Nov. 13, 2025

    The worst bank in the world! I made an electronic deposit and two days later my accounts were restricted and closed soon after. All due to the fact as I was told by Chase fraud dept that the issuing party (bank check was from) did not respond electronically within 24 hours when the verification process began. Since the issuing bank did not respond this automatically flagged my accounts as a big fraud threat. Well this check was issued by the IRS from the United States Treasury and may have been delayed because the government is shut down.

    However, I took this check a few days later to a check cashing store and using the same system Chase uses it was verified in minutes. Chase, people are human and make mistakes. If a Chase employee mis entered info or something you should own it. There was nothing wrong with that check. You forcibly lost a customer with 4 accounts who never had an overdrawn account and all credit card payments have been on time for many many years. This has been the absolute worst experience ever. I would never ever recommend Chase Bank to my worst enemy. Oh one last thing.... they told me I can not ever open a Chase account again. - ever. All due to a check deposit that the funds never even hit my account. There was zero risk.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 13, 2025

    Absolutely horrible service. Had to cancel my card. Waited 11 DAYS to get the replacement! Finally called them and the woman cancels the second card and tell me I have to pay $15 to expedite the replacement because the first one hadn't shown up yet. Now it's going to take 2 business days and today is Thursday so that 4 more days with no access to anything. They suck! I feel closing my accounts and going somewhere else!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 13, 2025

    I'd give 0 stars! A terrible experience at CHASE bank! A simple wire turned into a farce. Here's why: I drive all the way to a Chase bank to talk to someone in person since I am not much into online banking and devices. I also feel safer doing banking right at the bank! It took about 15 minutes for the paperwork and the employee was friendly. In the end the superior confirmed the transaction. All settled, all done. NOOO! 20 min later I get several texts and calls and an Email from Chase. The wire is on hold, I need to call back.

    Two calls and 45 minutes later I was not happy at all! How unprofessional Chase is. They made me feel like I am doing something criminal instead of being a valued Customer! Some strong accent (**?) people asking me very personal questions like what I am doing with this money!?! And how often am I wiring and where does the money come from? Well Chase, THIS IS NONE OF YOUR BUSINESS!!! I transferred from my account to my account at another bank! I drove back to the bank asking for the supervisor and told my story. I will close my accounts at Chase! They forgot why they have a business and who's bringing the money to make them exist! You do not treat your customers like this! Goodbye!

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    Customer ServiceBillingRates

    Reviewed Nov. 13, 2025

    Any bank that has to give out free $ for you to open a checking acct - run! I would never have dealt with them except Amazon partners with them. Never apply for the credit card with Amazon. It hurts your credit rating. Terrible customer service and I was hung up on also. Sounds like a trend of theirs…

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    Customer Service

    Reviewed Nov. 13, 2025

    I don’t remember who I spoke to but was very rude. Didn’t feel like she wanted to do her job or anything. Even hung up on me. Very rude customer service. This is the reason why everyone talked crap about Chase.

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    Customer ServicePunctuality & SpeedBillingFollow-Through

    Reviewed Nov. 12, 2025

    I've been a long time customer and usually can find solution on my own. This time I reached out for assistance since my scheduled property tax payment for a precise day of payment was delayed hence a late fee penalty was assessed unto my account. My personal banker deferred me to customer service department, I supposed not wanting to deal with the issue. I didn't get far with the CS either basically telling me that it was my fault that I didn't specify the payment had to go out that particular day???

    I've been banking with other institutions and have never encountered this issue. Instead, they would inform me that my account would be debited a day or two prior the due date, if needed in order not to miss it. There was no such warning or indication here so I assumed when you schedule a bill payment for a specific date, it would actually reach its destination on time. I got the run-around basically blaming ME for being careless? My multiple calls and insistence to speak to a supervisor went only as far as a promise to file a report with the complaint department, which will take 3 to 5 business days with no promises of a resolution. This is a horrible way to treat your long time loyal customer, or any customer for that matter. Very disappointed and considering to close my accounts altogether.

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    Customer ServiceBilling

    Reviewed Nov. 12, 2025

    Chase Customer Service is absolutely horrendous and so is their claims department.. going in the morning to switch all of my bank accounts and credit cards out of Chase. I will never ever be doing business with them again. I highly recommend anyone reading this to do the same.. horrible.

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppMaintenanceBilling

    Reviewed Nov. 11, 2025

    This is by far the worst experience I have ever had with a bank. I needed a new card due to my current card being damaged. I ordered a card off the app and waited 1 week for it to arrive. The card that arrived did not work. I reached out to customer service and confirmed the card's expiration date was wrong. I waited another week for a second card to arrive. I activated the card this morning and the card will not work for online payments. I call customer service a 3rd time where I am informed I have an entirely new card number due to a claim that the 1st card never arrived however the card I received this morning still does not match the card number on file.

    A manager by the name of Dominique gets involved and informs me I can wait a 3rd week for a new card or I can pay 15 dollars for expedited shipping... I get to pay 15 dollars for a mistake Chase made 3 times? This is absolutely disgusting treatment of a customer who has been with chase for 10+ years. I will be changing my direct deposit to a new bank entirely. I would not recommend anyone banking with chase. My children will never have a chase account.

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    Customer ServiceTech

    Reviewed Nov. 10, 2025

    I've been bank with Chase for 7 years and was not aware I couldn't receive wire transfers. Sold a house never received the money because chase rejected the funds. Said because fraud. Last time I checked, fraud came out. Not in. I would not have known this if I had not called. They received the money in mins but take 2 to 3 business days to receive back. Is absolutely horse ****. I will be close my account and I don't recommend anyone banking with them. God forbid if you need talk to anyone at bank my phone because they never answer the phone.

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    Verified purchase
    Punctuality & SpeedMaintenance

    Reviewed Nov. 8, 2025

    I'm having a problem with a recurring 2,500 purchase that Chase Bank keeps taking out of my account even after I posted a receipt showing the transaction was paid in cash. The business owner is not disputing the fact he's already been paid Yet Chase keeps telling me to wait 3-5 days for the claims department to fix the problem. I'm Tired of my money being held and returned anytime the bank wants to.

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    PriceRates

    Reviewed Nov. 7, 2025

    This bank does nothing for its customers, they give little interest on their savings and checking accounts, they just changed the yearly charge for their Southwest card to $229 up $80 from last year, I guess they have to pay for their 3 Billion dollar building in New York.

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    StaffTimeliness

    Reviewed Nov. 7, 2025

    My father made a deposit in my Chase account for 2400 dollars because I was facing an eviction the following day, and it was of the utmost urgency that I get my rent paid. He made it with a very high-numbered check from a Wells Fargo account, a bank with which he had been with for thirty years. I had been with chase for over 15 years.

    When I went to extract funds the next day, the chase representative informed me that there had been a hold placed on those funds for 14 days. I explained the urgency, and went so far as the executive offices of the CEO Jamie Dimon to try to get the hold released. He said there was a substantial reason to hold the funds. Please! My dad has been at the same bank, in the same house, for 30 years. I have been at chase for 15 years, and a part of this local Irving, Texas community for over 25 years. Really, chase? Surely you can do better than that? I would like to know one thing-what is that substantial reason? If I did not have good friends at my church, I would now be homeless.

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    Customer ServiceStaff

    Reviewed Nov. 7, 2025

    I just had two separate calls to Chase customer service, and both people who answered were incredibly rude and ultimately offered no help. The first one's name is Linda, and I don't recall the second one's name, but they both work in the fraud department. Apparently, the second one contacted Linda before answering my question. I've had a Chase account for almost 10 years. We have a problem with the account that I need resolved, but neither the bank nor anyone on the phone seems to know what to do; at least, they can't seem to agree. It's stressful, and on top of that, you have to put up with the customer service representatives' bad attitude. I recommend that if you need a new savings account, think twice before going to a Chase branch.

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    Customer ServiceStaff

    Reviewed Nov. 5, 2025

    Without a doubt, the WORST company I have ever dealt with in terms of customer service. Their people have no knowledge of policy or law with reference to my account. Their people are half retarded when it comes to understanding customers' problems and even worse, trying to solve them. Their new AI solution will arbitrarily decline your transaction, or even disable your card, until you call them and beg them to turn it back on. The ONLY reason I didn't close the card is that I am currently on travel. But rest assured, once I return, I will close the account. I won't do business with CHASE again and will tell UNITED that our current relationship through CHASE is unsustainable.

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    Staff

    Reviewed Nov. 4, 2025

    The Chase on Marine Drive on US 19 the drive thru service is the best. Chris went out of his way to get my other child a blue raspberry lollipop, he is also very knowledgeable about the different accounts available for different teenagers.

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    Customer Service

    Reviewed Oct. 31, 2025

    Terrible experience, their digital experience and customer service is horrendous. I opened a business account in person and after a few days I am trying to link my personal account so I can transfer money. However, they have been pushing me from one line to another (compliance, online help etc.) and I am yet to be able to do this simple thing of bringing in money to chase!! It’s ridiculous and I wish nerdwallet considered customer reviews before rating them as a top business bank.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 31, 2025

    Chase seems intent on making life as difficult for its customers as possible. First, they removed the "Edit" option for my automatic transfers every week. This meant every time I wanted to tweak my transfer, I had to call, wait on hold for 15 mins, and cancel it manually. After the third time of this nonsense I threatened to close the account. Magically, a manager was able to restore the "Edit" option as a courtesy. Now, they refuse to increase my Zelle limits, so I can my HOA bill in full every month. They claim it's Zelle, Zelle claims it's them, and I will be going to Wells Fargo :) Where I can spend MY MONEY as needed. Keep up the good work Chase 👍

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    Sales & MarketingStaffBillingRates

    Reviewed Oct. 31, 2025

    I have been a Chase customer for over a decade. They show no interest whatsoever in building a working relationship with their customers. No avenues to build credit, no support for business capital provision, no credit-building options, nothing. They actually have the nerve to offer a ‘credit builder credit card, but turn down applicants for insufficient credit score, -after- doing a hard inquiry which reduces applicant’s credit score; a classic bait and switch to perpetrate being helpful.

    Small depositors are nothing to them but people to exploit, pooling their deposits to invest and profit. I have a medium-sized settlement, around 50k, coming in a week. I will not be depositing it in this faithless concern. They are not a financial partner in any way, shape or form.

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    Customer ServiceHonesty & Transparency

    Reviewed Oct. 31, 2025

    Do NOT bank with Chase Bank. They do not tell you anything honest or upfront. The first person I talked to upon opening my account told me, "Oh yeah, we should be able to release some of the funds upon opening the account.." But when we went to the teller only AFTER MY CHECK WAS ALREADY DEPOSTED was I told my check would be on an 8-day hold! 'Because people have stolen money before' and 'To call a number in 2 days and see if they can release the funds then'. Well, I call the number. One person says, a supervisor will review it and it'll be released in an hour! Oh yay, great, I'll have my money. 3 hours pass and no money. I call again 'No. it'll be 8 days. Nothing we can do because we can't verify the bank has the money'. Dude ?? It's a bank. Call them. 'They dont deal with third parties'.

    I call the bank the check was drawn on and they say they do!! I call Chase back. 'No they don't and even if they did, we have other reasons.' What other reasons!? 'It doesn't matter. The hold stands. Have a good day'. Literally, had I known any of this, I would have gone to QnB or Truist!! This is the scammiest bank I've dealt with!

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    Staff

    Reviewed Oct. 30, 2025

    Chase employees stole from me and gaslit me and made false accusations. There is a theft problem and an emotional abuse problem at the supervisory level at this bank. I would suggest banking anywhere else. I banked with Chase for 15 years and have always had problems with their treatment of me as a customer. I have closed my account.

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    Refunds & Payouts

    Reviewed Oct. 30, 2025

    They are holding my money after they closed my account for more than 100 days. stupid reason that am not aware until now. More than 100 days and they never send my money back. Garbage bank. Not trusted.

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    PriceRefunds & Payouts

    Reviewed Oct. 28, 2025

    I have a Chase Business Checking account. I had fraudulent charges of $48.90 every month from March through October, 2025, when I noticed the fraud. I disputed the charges and Chase has a policy of only reimbursing the 1st 30 days of the Fraud! So Chase gives their business customers NO FRAUD PROTECTION!!!! BUYER BEWARE!!!!

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    Customer ServiceStaff

    Reviewed Oct. 28, 2025

    I work 5 mins away from the Chase Branch located, 3109 W 26th Street, Chicago, Illinois 60623. I signed in with a representative to speak with a branch banker on Tuesday, October 28, 2025 and was told that there were only two bankers available and two persons ahead of me. I waited from 10:05AM to 11:16 AM and the manager was unavailable, the bank had not many clients at all. That was the worst customer service I had ever experienced at this branch. Please learn to be considerate of your non-Spanish speaking clients. I am exhausted from missing lunch and knowing that I never got my serious issue (a serious mistake made by Chase initially) resolved by Chase bank, Little Village.

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    Staff

    Reviewed Oct. 27, 2025

    They staff are friendly and knowledgeable (or at least they have known how to do anything I have asked them about). They have a lot of locations and they always feel open and comfortable. Like this bank much better than any I have done business with before.

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    Customer Service

    Reviewed Oct. 24, 2025

    10/3/2025 around 14:00 was my 1st time to Chase Bank located at South center 321 Strander Blvd.,Tukwila Wa. 98188 In my checking, first I deposit the check then I withdrew $800. While handing my transactions the teller Ms ** was still talking with her colleague next. I withdrew $800 and asked her to put in an envelope. She didn't count the money in front of me but placed into the envelope. (All these you may checking from your Security Camera). I have to pay to the handyman so I was in a hurry .After returned home I found there was only $600. Called CS, she told me to go the bank in person on the following Day. The manager Ms ** agreed to follow up. I don't accept the $40 returned in my account. I swear that the teller didn't do the job well and owed me $200.

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    Customer ServiceSales & MarketingRefunds & PayoutsStaffBilling

    Reviewed Oct. 24, 2025

    They pulled a credit card payment without any notification or authorization, then bounced me across 5 different customer service agents before claiming they couldn't cancel the payment nor refund me for 7-8 days. Might be a matter of life or death. Deeply disturbing customer service experience. They weren't interested in hearing about the potential vulnerability or fraud occurring through their very own mobile application.

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    Customer ServiceStaffBilling

    Reviewed Oct. 23, 2025

    I have been a Chase customer for over 25 years and their service has declined terribly over the past five years.. My commercial lending experience has been the worst of all. Requiring documentation over and over again, claiming not received, resubmitting and then again claiming not received and then penalizing the borrower who has had an excellent payment record. The system they have is antiquated, overly automated, complicated, requiring multiple emails, phone calls, verifications, and endless delays, just to find out there is no one with any authority to resolve any issues.

    It’s definitely a too bad, so sad, and an attitude of we ain’t here to help customers especially if we can make a buck on them. There is no personal service, nor respect or consideration for loyal customers. The bigger Chase gets, the more arrogance they demonstrate, justifying that a smaller bank is more than 200 percent better at building loyalty and customer service. If there was zero stars, I would give them a minus zero.

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    Customer ServiceContract & TermsPricePunctuality & SpeedBillingLoan ProcessRates

    Reviewed Oct. 22, 2025

    I know we are all contractually bound by Chase's policies when getting a credit card from them. Most of us are taken through a brief overview about the various benefits of using a Chase visa card versus other cards on the market. What their associates aren't good at....or very good at is how they gloss over the extreme fees we are issued if we either underpay the balance or are late on the payment! They are truly thieves on what the late fees and charges are considering the high interest rates they already have attached to these cards!

    I was recently late on my payment and the fines and charges are the following: Late fee $40.00, Purchase Interest Charge $58.76 plus 1% charge of the total amount owed! In my case that was $125.00 plus what the minimum payment owed! I made a HUGE mistake in accepting their enticing bells and whistles! There are better options out there for me than these exorbitant fees this company charges! Their associates don't delve deeply enough about these expenses! As soon as I'm through paying this loan off I'm taking my business elsewhere!

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    Customer ServiceHonesty & Transparency

    Reviewed Oct. 21, 2025

    Back in June, I opened a checkings and a savings account. Given them $2000 in total, I was promised $3000 for opening my personal checking and savings account. They never sent me the code in my email And now they're telling me. I have to go back to the branch even though I live in Florida and I move from New York. This is how they make sure not to give you what they promise. Chase will lie to you. Don't open an account here.

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    CoverageTech

    Reviewed Oct. 21, 2025

    Chase routinely ignores any outside contract terms and allows its customers to commit fraud against small companies, all the while collecting additional fees along the way. It's unjust enrichment en masse. Small businesses can't fight back legally and Chase knows it.

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    Customer ServiceCoverageRefunds & PayoutsBilling

    Reviewed Oct. 20, 2025

    Been a private client for well over 20 years and the hell they have put me through after my husband died is unbelievable, especially since we had so many phone calls to make sure we were very prepared with our 3 accounts, our investment accounts and our mortgage. They shut my husband's side of our 2 checking accounts so I have to redo all of our automatic payments. They refuse to accept my new insurance, which pays up til August of next year. I have emailed the entire will, property deed, death certificate and proof of insurance. Mind you, everything was held jointly, but they still won’t accept it. Have also had both checking accounts hacked so many times. I had to do the legwork because they allowed a $4,000 6 hours after they closed my account. The incompetence and attitude at all of these apartments is absolute horrible.

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    Customer ServiceStaffRates

    Reviewed Oct. 18, 2025

    I have been a loyal customer of Chase for almost 15 years with both personal and business accounts. Within the past year or so I have had several issues with chase. Especially with their customer service representatives. They are rude, can't speak English to the point that I can hardly understand what they are saying and they are not helpful. When your calling your bank, it's very frustrating when you have someone on the other end that clearly is not interested in helping. My debit transactions for some reason have been rejected and have been flagged as possibly fraudulent.

    When I call to verify, I am transferred to several departments. One representative even hanging up on me when I told him I was frustrated. Then they randomly block your online banking. I then have to spend another 30 minutes being transferred around the world until 1 rep finally tells me that the department I need to speak to is closed. Just great. Now I can't access my account until they reopen on the next business day. Take my advice, if you're thinking of choosing Chase, think twice. They outsource all of their departments and they make your life that much more difficult by cutting you off from making purchases and accessing your account. I will sadly be closing my accounts and going elsewhere.

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    PriceRates

    Reviewed Oct. 17, 2025

    After having been with Chase for 30 years, I am increasingly disappointed in their service over the last three years. I have had trouble and inconsistent information given to me at standing bank facilities in two different states and with online support. They have charged outrageous fees recently for my accounts and give rates that aren't suitable for the economic situation. I'm not sure what has happened but regular persons can no longer afford to bank there. Moving my money around has also become cumbersome from their end, NOT timely, and frustrating, even internationally (not a recent issue - a significant amount of money being transferred years ago just "disappeared" in the process from Chase's end for two months!).

    My time and my money are equally, if not more, valuable as a customer. Without customers, there is no bank. Small amounts add up. Chase Bank was built on customers such as myself, not just corporations and businesses. However, it is my opinion that they are no longer interested in the small user. They have gotten in trouble with the transfers of billionaires and millionaires in the last decade, but that "trouble" for lack of due diligence on their end, has trickled down to the regular person. So frustrated, I am seeking an alternative to Chase.

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    Customer ServiceRates

    Reviewed Oct. 16, 2025

    Chase bank is poor customer service. Really they’re gonna hold my check for $200 for a review. That’s a New York State check OK so you don’t want to release it. That’s fine. Now you lost a customer. Very very, very poor customer service and if I was to rate this bank. I’d give you a one star. Now I’m gonna close my bank account out and do business with somebody else. How about that? Thanks for your service cause it was disgusting.

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    Refunds & PayoutsBilling

    Reviewed Oct. 16, 2025

    Chase has a hold on my deposited check and has passed the hold date listed. I have a 27-year personal and 19 year old business account and have deposited checks from my same clients for the same amount of time. This is my working capital on hold, it pays my bills, mortgage and everything. Chase for the last two weeks have accepted monthly pos overdrawing my account and tacking on overdraft fees while a $15,000 deposit sits in their so-called BS limbo account, while they check to see if their 27-year customer is depositing fake checks.

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    Customer ServicePrice

    Reviewed Oct. 15, 2025

    I took my Jeep Renegade to the Shell station on Duke street in Durham, NC and put $30 and change worth of fuel in it. Filled it up. Then I see a $70 even charge on my account from Shell. I assume it was a hold because fuel stations do that. It never changed so I called the fraud department of Chase and the lady whose English wasn’t that great repeatedly tells me there’s nothing they can because I don’t have a receipt. So I have to prove to my bank that I didn’t get $70 worth of fuel instead of the store proving that I didn’t get get $70 worth of fuel because there’s no way they could. Also the store's number was just an automated message that told me to call my bank. Thanks for looking out for my money Chase.

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    Reviewed Oct. 14, 2025

    Those bank tries to hold your money as much as possible. I deposit a check from that bank and because I'm an account holder they hold the money but if I take the check and I don't hold accounts there I get the money immediately. That explains itself and the character of this bank. Not a customer concerned bank. More concerned about getting new customers and that's because they can't keep current ones.

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    Reviewed Oct. 13, 2025

    US Banking and in particular Chase are in the dark ages when it comes to digital, secure and modern transaction management. Coming from Australia with a modern, seamless and cutting edge banking sector, and having experience in several other nations, the archaic and bureaucratic nature of Chase in the USA is a nightmare. Avoid if you can and look for a smaller more innovative customer focused bank. They may be big, but bigger is certainly not better in this case.

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    Customer ServiceBilling

    Reviewed Oct. 12, 2025

    Sent me a credit card with no way to access my account and the customer service is so awful. Literally got hung up on on multiple occasions. I will never use this bank again. People who work here don’t have a clue what they are doing.

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    Customer ServiceContract & TermsPricePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Oct. 10, 2025

    If I could give 0 stars, I would. Chase is absolutely horrendous. One time I disputed a purchase that hadn’t arrived and was lost in transit. The item arrived a week later after the dispute was filed. After providing MULTIPLE receipts and proof they told me that the merchant had refunded me. This was false and they still denied my claim. After showing transcripts, RECEIPTS and tracking information they said, “The merchant says they won’t pay us so we charge you.” WHAT SENSE DOES THAT MAKE.

    Follow up with today where I had to file a dispute because I placed a stop payment on something 2 weeks ago. They allowed the charges to go through after REVIEWING THE STOP PAYMENT AND SEEING IT’S THE SAME MERCHANT because “the merchant charged again saying you owe the money”.. A stop payment that you charged me a fee for should trump any of that. And the verbiage they used isn’t correct so that claim could get denied too even though there’s a stop payment in place. At this point I'm looking for another bank.

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    Customer ServiceSales & MarketingRates

    Reviewed Oct. 9, 2025

    Someone from 201-659-6112 called me today. After looking up the number I found out it was Chase. I am registered with the national "do not call" list. At least it wasn't a spam call but could have been a sales call. Either way, I do not like being randomly called like that. Not interested in anything anybody is selling or promoting.

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    Customer ServiceSales & MarketingRefunds & PayoutsBillingTimeliness

    Reviewed Oct. 9, 2025

    To whom it may concern, The scam started on September 10. They Threatened then intimidated me that accounts would be set up if I didn’t listen to them, thousands of dollars will be taken out of my account through Zelle. I just got scammed on my Chase account got a phone call number. Said it was from Chase. Told me that I was being hacked in New York through my Zelle account phone number and they needed to give me cancellation codes for two attempts under 1000 each. Scared the heck up me and convince me to go along with him. Gave me some cancellation codes to give to Zelle. Gave me a number for Zelle. Called Zelle so continued. Did some maneuvering through my Zelle account. Nothing happened. They said they will call me tomorrow on the 11th and they would straighten everything out.

    Talk to them about 10 3011 on the 11th. Went through my account. All different numbers they gave me to send to their supervisor. Finally three went through from Zelle and the other one went through. They used APPLE. They told me everything was successful and within an hour till they’ll call me back and they’ll complete securing my accounts. This was completed about 12. 1 o’clock took a shower in the shower. Thought of something to ask. Call the number back. They gave me for Zelle and they wouldn’t answer. Wouldn’t answer. Wouldn’t answer but very nervous called my Chase original number for my credit card and went to the fraud department and they told me they had no such fraud number, no activity and I needed it. I was scammed and they needed to make a case number and to draw the money back.

    There will be no problem with Zelle, but APPLE I would have to go through direct. I did so and to make no long story short no response from no one, money went through, went to the bank, got to run around for the bank. Teller and from the Bank Vice President. Got the runaround from the fraud department within an hour. It was three days before anyone from the bank got back to me. We were the claim was refused with a short electronic response. Unbelievable customer relations in hours. They decline my claim them then they reviewed. It supposedly again knocked it down again an electronic message through my account not even the decency for good customer relationship through a letter or a phone call.

    Total protocol was being done to me. Chase was definitely not going to take responsibility. Have proof of emails from Chase phone number phone calls from Chase from these people. How could they not take responsibility? I'm 80 years old. I’ve been with Chase for 55 years when it was J.P. Morgan and it was just Chase company before they merge. Can I believe not only do they outsource you but they don’t even recognize you anymore.

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    Customer ServiceStaff

    Reviewed Oct. 8, 2025

    Worst customer service!!!! And specialist was rude. Couldn't comprehend what I was saying. On the phone for over an hour and still couldn't help. SMH. I hope I never have to talk to customer service again....

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    Staff

    Reviewed Oct. 4, 2025

    We have put two home mortgages with Chase and have checking, savings, etc. with them. Went to deposit a third party check with that party with me from one Chase account to another and was denied the deposit. Further, I was told they just changed their policy a month ago. What kind of stupidity is this. I am working on moving CDs and all fund from this Bank. I wish I could pull my mortgage from this institute. I have other checking including a credit union - and an on-line bank checking and savings and have gotten better service from them by far. Hope people read this a stay away from Chase!

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    Customer ServicePunctuality & SpeedOnline & AppMaintenanceStaffRatesTimeliness

    Reviewed Oct. 3, 2025

    Chase has the worst customer service of any bank on planet Earth. I tried to send a domestic wire transfer for $1,500 (while keeping 10x that amount in my account). This was Chase Bank’s process:
    1. I submitted the transfer online.
    2. Chase denied the transfer for no reason and sent me an email saying “try again.”
    3. I tried again. Then heard nothing for 24 hours, so assumed it went through.
    4. A spammy Chase number left me a voicemail to call them about potential fraud.
    5. I called, spoke with three people over 26 minutes, and was told the transfer would go through.
    6. Three hours later, I got another message saying to call Chase. Since I was near a branch, I went in.
    7. The private banker told me he wasn’t authorized to help and suggested I call Chase fraud from his desk. I had my debit card, ID, etc. with me.
    8. I called, was transferred three more times, and after 25 minutes was told the transfer would go through soon.
    9. Three hours later, I got a call saying the transfer did not go through, and I needed to call Chase again.
    10. I called again, was transferred three more times, spent another 25 mins, and was told to call back the next day.
    11. I called the next morning (now more than 72 hours into this ordeal). And after two transfers and 30 minutes on hold, Chase dropped the call - it hung up on me.
    12. I called back. After two transfers and 30 minutes more, I was told Chase would call me back.

    13. Chase called, asked me the same security questions I’d been asked for three days, and finally told me—for the first time—that the recipient account had been associated with fraud. They said my recipient might not get the funds and that it wouldn’t be Chase’s responsibility.

    Why didn’t Chase tell me this immediately instead of wasting six hours of my time? Better yet, why allow transfers to accounts flagged for fraud at all? The website should say something like: “This account has been associated with fraud. The minimum first transfer allowed is $100, which you may lose." Then, if that transfer succeeds, they can increase the transfers incrementally, like Zelle does. Chase would only do something this logical if they didn't detest their clients - unfortunately, they absolutely hate us.

    Chase has not figured out fraud prevention and instead puts the burden and frustration on customers. They are, without exaggeration, the worst bank I have ever dealt with. If Chase truly wants to improve customer experience, they need to fix their entire system. Right now, it feels like they have no interest in improving, and that they actively try to create nightmares for their clients. Their website is also a joke. They should take a look at Metro Bank UK, which offers the best banking experience in the world.

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    Customer ServiceBilling

    Reviewed Oct. 2, 2025

    If I could give zero starts, I would. I just opened an account online 3 days ago. They wouldn't honor Zelle payments coming in or direct transfers. Been called by their fraud department 3 times so far.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 1, 2025

    Worst customer service from a bank. Calls rerouted to Manila or other international location. When requesting to speak to US based support still got sent to Manila. Hard to understand accent and bad connection problems. Chase should be ashamed of the service they provide. America is declining fast and the banking support quality is just another example how we fail.

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    Customer ServiceInstallation & SetupStaff

    Reviewed Sept. 30, 2025

    Chase has gone completely downhill. My problems started from the very beginning. When I first set an appointment at the McPherson branch, the banker sat in his office doing nothing while we waited in the lobby. The receptionist kept asking if he was going to take us, and he said, “yes, when their appointment time is.” Then, five minutes before my appointment, another customer walked in and he helped them instead. I got up and walked out. Ten minutes after my appointment time, he called saying he was “ready now.” I told him I had already left — my time is just as valuable as his. Thankfully, the Granbury branch treated me better and helped me immediately.

    Unfortunately, things only got worse. Earlier this year I opened a business account, and just last week I opened another. To fund it, I deposited a money order from my other bank. Chase immediately placed a hold on the deposit, then notified me they were closing the account.

    I was out of town, so I called for help. The rep I spoke with was rude, dismissive, and offered no solutions. When I returned and went into the local branch, I found out Chase made a typo in my business name when setting up the account—leaving off an “s.” Their error caused this entire mess. After over an hour at the bank and multiple calls to my old bank to verify the funds, I was assured the money would be released that day or the next.

    Of course, it wasn’t. I called the number they gave me, only to be hung up on after being on hold. No one called me back. I tried again—same thing. When I asked one rep if Chase would call me back if we got disconnected, I was told “No, it’s Chase’s policy not to return calls.” Absolutely absurd.

    After pushing for help, I was told my money wouldn’t be released for 7 more days because “it’s a new account” and “there’s nothing they can do.” When I demanded a supervisor, I was put on hold for 45 minutes with no resolution.

    This is by far the worst banking experience I’ve ever had. Chase made the mistake with my account, yet I’m the one being punished with no access to my own money and zero accountability from anyone. The lack of professionalism, constant hang-ups, and refusal to help customers is beyond unacceptable.

    If you value your time, money, and sanity, avoid Chase. They are no longer the bank they once were.

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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