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CashNetUSA Reviews

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Edited by: Jon Bortin

About CashNetUSA

CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.

Visit www.cashnetusa.com
Pros
  • Offers various short-term loans
  • Same-business-day funding
  • Easy application process
Cons
  • Cannot take out concurrent loans
  • Higher interest rates
  • Limited availability — only operates in 12 states

CashNetUSA Reviews

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    2 featured reviews
    How do I know I can trust these reviews about CashNetUSA?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 19 Reviews 2475 - 2625
    Verified purchase
    Staff

    Reviewed Feb. 20, 2019

    I really appreciate the help they gave me, and I would be glad to tell a friend. I enjoyed talking to the person that help me, I ask what state she was in, what the weather was like, I told her what the weather was like here.

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    Verified purchase
    PricePunctuality & Speed

    Reviewed Feb. 19, 2019

    Fill in the blanks in the internet. It was amazing was fast. Thank you for the quick loan and I will use it again. Matter of fact I'm going to use it today to pay off some bills. Low interest rates. Amazing.

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    Verified purchase
    PricePunctuality & Speed

    Reviewed Feb. 18, 2019

    Your company was quick and fast and for such a short time I believe the interest was a good amount. Not like a lot of these loan companies who want to charge you a whole lot of interest for a very short time. Thank you for your business. I will let others know about your company.

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    Price

    Reviewed Feb. 17, 2019

    They charge an APR of 438.7%, this is insane... For a loan of $300 you will pay 766.80. This has to be illegal in some way. No business in the USA can have a return of 438.7%. Will be a good try to find a lawyer and make this scam stop...

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    CashNetUSA
    Response from CashNetUSA

    Hi Caterina, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team.

    Verified purchase
    Process

    Reviewed Feb. 16, 2019

    The process was very simple, quick, and I could not be happier with the outcome. I was able to complete everything online, and even had my funds directly deposited into my bank account. Would definitely recommend this to a friend.

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    Verified purchase

    Reviewed Feb. 16, 2019

    With all these issues with the government shut down my household was shaken, but just went online and found your lending services and was blessed to get approved for a loan instantly almost. Took 1 day for deposit and thankful!!!

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    Verified purchase

    Reviewed Feb. 15, 2019

    Fast and easy to navigate web page and apply. Speedy, nonjudgemental approval. My only issue is not being told payment amount which would have been helpful in determining whether to apply or not. Maybe you could have a chart or graft to show.

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    Verified purchase

    Reviewed Feb. 15, 2019

    My experience with CashNetUSA was very good. It is a very helpful website when you need money in a hurry before payday and the money is put on your account as soon as you are approved. I'd recommend CashNetUSA to all of my friends and family.

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    Verified purchase
    Customer Service

    Reviewed Feb. 15, 2019

    Excellent customer service. Good communication with what I was asking about. Was patient when I had to get my paperwork for the bank also was making sure I was still on the line to continue what I needed to know. I was satisfied with the responses and definitely would recommend to anybody wanting you all's services who could get approved.

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    Verified purchase

    Reviewed Feb. 14, 2019

    It was a very good experience. The only thing I would change is enabling me to specify how much I would like to borrow. The amount I was lent was much more than I actually needed. The ability to adjust the amount I wanted to borrow would have been nice.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 13, 2019

    You guys are great! The agent I worked with today was quick and easy. I have used your services for over a year now and it is always smooth. Much better than a local storefront with all that it takes to go into a branch, Thank you so much.

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    Verified purchase

    Reviewed Feb. 13, 2019

    I didn't expect to be approved for a loan with my credit. I was suprised that I was approved. The only problem was asking for employment. There was no spot to mark for retired. I had to call CashNet to finish my application.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 12, 2019

    Really needed some cash fast and this was helpful. I couldn't have asked for something more simple and sufficient. Definitely will recommend to friends and family. It was in my account when they told me and I'm sure the payment will be just as easy. Thank you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 12, 2019

    Wonderful Service, just when I needed it, the customer service representative was off the charts, and very helpful and friendly, she has a five star rating from me. Didn't mind waiting while my internet service kicked in, I live in the country and service is real slow. Thanks for being there when needed.

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    Verified purchase

    Reviewed Feb. 12, 2019

    I was in a rut when I seen your ad and I said to myself let me try it. Before I knew it I was approved and got more then I requested. CashNet you really saved me. I also told a few friends about you. I hope their outcome is as good as mine. Thank you.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed Feb. 12, 2019

    I applied and received my loan. I used the money to pay my bills. I repaid my loan right away and I'm glad I was able to call on CashNet. The application was easy to complete and there were no small print to read like some of those other loans out there.

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    Verified purchase

    Reviewed Feb. 10, 2019

    My experience was very positive. It didn't take any time for my loan to be approved and it was in the bank the next day. I would recommend CashNet to all of my friends. The payments are low and no hassle. Easy payments from your bank account.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Feb. 10, 2019

    I was very pleased with the experience. I literally submitted my application online, spoke with someone to confirm my identity and my money was in my account the next morning. I would recommend CashNet to all my family and friends. Really fast and great customer service.

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    Verified purchase

    Reviewed Feb. 9, 2019

    I was very satisfied. I needed money for an unexpected saturation and they were there to help me out. The only thing I didn't like was they did not tell me the exact amount I was going to be paying back I know when my first payment is but I don't know what am supposed to be paying. But at any rate I am more than grateful for the help.

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    Verified purchase
    Punctuality & SpeedOnline & AppProcess

    Reviewed Feb. 8, 2019

    I was in a bind and luckily came across CashNetUSA at the perfect time! The application process was simple, fast, and they didn't waste my time whatsoever! From the time I started filling out the application till the time my bank account was funded was only a couple hours. Thanks!!!

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed Feb. 8, 2019

    The application was easy to fill out and CashNetUSA response was quick. The chat with Micheala was very helpful and she replied really quick too. You all have made a bad situation look hopeful. Thank you for that.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 8, 2019

    Thanks CashNetUSA. I was in a really tough spot financially and you really helped me out with this loan. Quick and easy process to get approved in minutes. I would definitely recommend CashNetUSA to friends and family.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 8, 2019

    Michaela was awesome! She answered my questions promptly and helped me out right away. She is a gem and deserves a raise. You should give her a promotion to teach other support staff how to conduct a customer chat. Praises! Praises! Praises!

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 8, 2019

    I give you a thumb up. You was right on time. I really appreciate the money. I will do my Best to pay back. I would like to got a bit more but I'm thankful for my first time good experience. THANK YOU!

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    Verified purchase
    Price

    Reviewed Feb. 7, 2019

    I am disappointed that interest is extremley high. Other than that I have had no interaction with anyone and have not made a first payment yet, I know I needed the loan, but being a widow I really didn't expect such high payments. Please let me know how long this loan is over. Thank you.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 7, 2019

    It was a great experience. They really came through in a time of need. It was quick and I received funds the same day. I will definitely recommend this to my friends and family. Thank you. Thank you. Thank you.

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    Verified purchase

    Reviewed Feb. 7, 2019

    I was hoping to take out a second loan but no options were offered. I tried to reapply but to no avail. I'm not quite sure what route to take for such a request but if at all possible please contact me at email or phone.

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    Verified purchase
    Process

    Reviewed Feb. 5, 2019

    Needed some fast cash for car repairs. When you have an emergency CashNetUSA is the there to help. The process was quick and easy to go through. I will recommend them to any friends and family that need cash fast.

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    Verified purchase
    Customer Service

    Reviewed Feb. 3, 2019

    I applied and received a response on same day. This was THE key PLUS for me. However, I wasn't able to receive cash for 3 days - I assume because the application went in after 10:00 a.m. on Friday, but it never really explained the reason. Since the deposit showed up as projected the following Monday, I'm - so far - satisfied. Waiting to see how the payback set up works.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 2, 2019

    I would like to thank you for the loan I received. The service was prompt and quick. Best service ever. Thank you so much. I look forward to doing business with you again. My loan is due in a couple of days and I hope we can do business again.

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    Verified purchase

    Reviewed Feb. 2, 2019

    I've seen the advertisement on television several times about CashNetUSA. I needed some extra money and I just decided to give it a try. The whole application process was easy and I like that you get an instant decision right away. I will be using CashNetUSA again for anything I need!!!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 1, 2019

    Everything was fast and easy. CashNetUSA gave me a second chance and helped me in my time of need. Great customer service and support. I would like to continue to do business with them. I would definitely recommend them to all my friends and family.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed Feb. 1, 2019

    The ease of use filling out application as well response. I'm having a hard time and thankful for Cashnetusa and approval process. The online app was very easy to use and straightforward getting an answer. I am very thankful this and will make use of this opportunity to get stable.

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    Verified purchase
    Customer Service

    Reviewed Feb. 1, 2019

    Thank you for your prompt response to my loan request which was instigated by an imponderable action in using my Amex card for the first time. I explained the details to both Eric and Neville, who were most helpful throughout. Best Regards!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Feb. 1, 2019

    I went online and filled in all the blanks about my personal employment as well as why I needed a loan. They sent me all my email and summary in very quick time. All the info was very readable and easy to understand as well as follow.

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    Verified purchase
    StaffProcess

    Reviewed Feb. 1, 2019

    My experience with Cashnet USA was great. The process was quick, no hassle and the loan was deposited into my account the very next day. I also spoke with their customer service on a couple different occasions. They were very helpful and friendly.

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    Verified purchase
    Process

    Reviewed Jan. 31, 2019

    It was so easy to process that I will recommended to family and friends. I was able to used the money next day. Thank you for helping me out. I was not so sure to applied when I got the letter of preapproval; but I am glad I did.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed Jan. 31, 2019

    Really nice working system. I liked how easy the website was to navigate and how fast the cash got into my account. The process of getting approved was also very fast and great. The customer service was awesome and I would tell anyone to go through this great company.

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    Verified purchase
    Customer ServiceProcess

    Reviewed Jan. 31, 2019

    It was such an easy process all the way around! The application process, the quick response, the fast transfer of funds, it was all just so simple! Thank you for helping me out when I needed a hand to get my car repaired.

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    Verified purchase

    Reviewed Jan. 30, 2019

    Not much I can say. Very good company, with reasonable rates and terms for payday loans. App is easy to use. Very positive experience. I would definitely recommend CashNetUSA to friends and family in need of short term financial assistance.

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    Verified purchase
    Price

    Reviewed Jan. 30, 2019

    I am so grateful for this service and the price is fantastic! I needed the cash and it was there the next morning!!! I would definitely recommend them to anyone I know and I will likely use them again! Thanks for everything!

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    Verified purchase
    StaffProcess

    Reviewed Jan. 30, 2019

    I needed to borrow money and they were very friendly and cooperative to work with. I thought it would be a lengthy process but it only took a few minutes. I will recommend y'all to all my friends. Anytime in the future if I ever need to borrow again I will not hesitate to contact CashNetUSA for my personal needs.

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    Verified purchase
    Online & App

    Reviewed Jan. 29, 2019

    I was approved easily and fast from the online application and funds were needed. No problems accessing the money. It was in my account next business day. However I don't understand the 7 dollars and change that was added to the 1000 after I received the money.

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    Verified purchase

    Reviewed Jan. 29, 2019

    I needed a loan really fast and here was a way to get some of the total cash I needed. One drawback was the terms of the payments that I was hoping would be stretched out to at least three months not just to be paid back in just a few weeks.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 28, 2019

    CashNetUSA application process of getting a loan was very easy and the process was quick. CashNetUSA had fast approval and deposited the funds the very next day which is very efficient if needing the funds to help out any situation.

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    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed Jan. 27, 2019

    The process was fairly easy and very fast. There were no outlandish promises made that weren't keep. Honestly thought I wouldn't get approved but I did and it was helpful. Being that they report to the Credit Bureau is also a plus.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 26, 2019

    It was quick and easy application process! They gave great payback options. They responded quickly and the money was deposited fast too! I researched other options and they all seemed to take a long process and didn’t have great options to repay. I am happy I chose CashNetUSA!

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    Verified purchase
    Process

    Reviewed Jan. 26, 2019

    I couldn't have been happier with the service, from beginning to end. The whole process was so quick, I wasn't the least bit worried about receiving the funds or being approved. The site was user friendly and the payout was quick.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 25, 2019

    They have a good service. Money was quick and deposit quick. Very easy to get. They give you all the information you need and it’s easy to understand. Online is easy also. They email you your results and approval is quick. My application was submit on Friday and got approved that same day. Got my loan Monday morning.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 25, 2019

    Wonderful job and working to get me approve for the preapprove line of credit. Had trouble with my last name and the customer service rep worked to solve it to get it the application to go through. Stayed in touched with emails and even a phone a call. I wished I had wrote the lady's name down. She did a wonderful job.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 24, 2019

    The experience was great, quick, and easy. I completed my application and got approved and the funds were in my account the same day! Instant Approval! Which was what I needed. I would definitely recommend to a friend! They are here for you in your time of need! Thanks.

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    Verified purchase

    Reviewed Jan. 23, 2019

    CashNetUSA has the best application process hands down! Once my application was completed, it was approved within less than 2 hours. It was too good to be true, I definitely recommend them if you're in need of financial assistance and without any hold-ups, meaning I didn't have to supply any documents or forms of any kind, they are EVERYTHING!!!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 21, 2019

    Quick process and love customer service. I will recommend friends & family members to CashNetUSA. Faster and Better service any lender online. Easy application process online and fund available next day. Amazing. Makes my life easier. I will keep CashNetUSA. The best lender overall. Very easy to use and fill out your information.

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    Verified purchase

    Reviewed Jan. 20, 2019

    My experience was new but extremely rewarding and satisfying. I sincerely hope to build a very upstanding relationship with this company in hopes that it will benefit me in any and all other business matters. I'm extremely grateful for the opportunity and chance to build a connection with this company outside of a " commercial".

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    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed Jan. 20, 2019

    Very professional! Communicated very well! Very Quick with process! CashNetUSA is so very AWESOME!!! I spoke to friends and family about them and they couldn't believe how good it was because most of them applied for financial at other companies and they were not happy how they were treated, so I told them to check out CashNet USA!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 20, 2019

    Super easy for doing an application, I will recommend to family and friends, my experience was Quick, fast and very easy to do an application. When you need money CashNetUSA is my first choice from now on. Thank you for helping people like me who need quick cash.

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    Verified purchase
    Customer ServicePrice

    Reviewed Jan. 20, 2019

    My experience was very good however the interest is very high. Borrowing $600 the payback is $1496.00. That is too high, I appreciate the help. It was very much needed. The customer service was helpful however the payments are very high. I wish my interest rates were lower. Thanking you in advance for your consideration.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 19, 2019

    Very Quick and simple approval and delivery of funds. Easy application process. Had funds in account same day. I would recommend to everyone I know and then some. Fastest approval I've ever had in my life. I will start telling everyone I know immediately.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 19, 2019

    Customer service was excellent. I could understand everything I was told. It was a breeze. It was a pleasure to do business with CNU. Application process was not hard and the representative was with me the entire way. She was very patient and answered all of my questions.

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    Price

    Reviewed Jan. 18, 2019

    As with most of you I needed a quick fix, I’ve used CN in the past and was appalled by the OUTRAGEOUS interest rates. However I was givens an offer that supposingly would make the payments less. Well I’m sorry to say I took the bait again and a 600$ advance was quickly approaching 900$. Like others checking my balance it seemed like the amount was increasing, after calling CS (they were professional BTW) I ended up paying 450$ in 2 days to have this thing paid off!!! No I couldn’t afford it but as one gentleman said, "Use family. It’s easier." I'm grateful for the help but I'm pleased to say that this account is being closed today and NEVER recommended to anyone for any reason. IF YOU CAN'T AFFORD WHAT YOU HAD YOU DEFINITELY CANNOT AFFORD THEM (DON'T DO THIS)! Good luck and God Bless.

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    CashNetUSA
    Response from CashNetUSA

    Maria, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team.

    Verified purchase
    Process

    Reviewed Jan. 18, 2019

    Wonderful, would do over again and recommend to friends. Process went smoother than I could ever imagine. Found this at a time when it was much needed. Looking forward to a long financial relationship with CashNet USA.

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    Verified purchase
    Process

    Reviewed Jan. 18, 2019

    Application and Approval process was very easy! Lending standards were right where I needed them to be in my credit rebuilding process. I would recommend CashNet to any of my family and friends that need cash on the spot. Thanks again CashNet.

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    Verified purchase
    Online & App

    Reviewed Jan. 18, 2019

    Thank you so much and it is a pleasure doing business with you. The online application was more helpful and easier to do. I'm was glad that a friend recommended to you. I just want to say that it was more quicker and faster to do the application online as well. Thank you again and be blessed.

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    Verified purchase

    Reviewed Jan. 17, 2019

    This helped me so much!! I cried. I was so happy how much this helped me out!! Thank you. I would definitely recommend any friend, family member or acquaintance!!! I will definitely look forward to y'all again in the future.

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    Verified purchase
    Process

    Reviewed Jan. 17, 2019

    The process was super easy and the funds were deposited the next day, I would definitely recommend CashNet USA to a friend or relative. The entire process was stress-free. The website was easy to navigate. I would use Cash-Net again for my financial needs.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 17, 2019

    The person who assisted me was very professional. She took her time to explain everything to me and really sold the product to me which I couldn't refuse due to her professionalism. I was soo happy I called in and had her to help me.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 17, 2019

    Great!! Right on!! No problem...no waiting...very efficient and fast. Recommend this company to anyone. Very satisfied. This cash was very needed and will pay back sooner than later. No hassles and no waiting for a response. Have a nice day. Thank you!!

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    Verified purchase
    Customer ServiceStaffProcess

    Reviewed Jan. 16, 2019

    The agent that assisted me with getting my loan was very pleasant. He has Superb customer service skills. The whole process was smooth and very easy. He explained everything in detail. I would highly recommend CashNetUSA to my family, friends, and coworkers.

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    Verified purchase
    Customer Service

    Reviewed Jan. 16, 2019

    They sent emails letting me know when, and what time range I should expect the results. Everything was on the money and from the day I applied to the very next day I was able to get some funds before I woke up.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 16, 2019

    It was easy and fast. Very good service. Will use again. I look forward to using this service again. It has helped me out of a tight spot when I needed help. My husband also uses this service with very good results.

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    Verified purchase
    Customer ServiceProcess

    Reviewed Jan. 16, 2019

    The experience was good and easy. From start to finish. The process was very easy. The funds were made available the same day and that was very nice. The chat feature was also very nice. Nice to be able to borrow an amount small enough to help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 15, 2019

    The agent, customer service is very nice. Willing to help how to get approval for a loan. Give the details for the payment. I'm very satisfied and very thankful for the company for approving and got funded. Awesome, great and I'm sure I'll recommend to friends.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 15, 2019

    I had an awesome experience with Cashnet. I would definitely give out recommendations. They were good from the time I started until the very end and everything was in my account when they said it would be. Everything was done online and that was good but I had a question so I called to speak to customer service and she was awesome as well from the time I got on the phone until I got off. Thank you guys!

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppProcess

    Reviewed Jan. 15, 2019

    The application process was very easy and response time was quick! I was surprised at how fast the process was from start to finish. I will definitely recommend this service to all my friends and family! Definitely the way to go if you need extra funds.

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    Verified purchase

    Reviewed Jan. 15, 2019

    Was not able to process my original offer with the preapproval after I decided to use that opportunity. Had to use payday loan instead. Then I had to fax over copy of original offer in order to use in the future. Would like to use payment loan when current loan is paid.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 14, 2019

    Very quick, reliable, very understanding. Didn’t needed much. They checked my background. Wasn’t too long before I was approved. Everything was explained and understand. My next payment and funds were Available the next day. Thanks. Helped out when my father needed medications.

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    Verified purchase
    StaffProcess

    Reviewed Jan. 13, 2019

    The application process was great in length and requirements and people I have to interact with were pleasant, knowledgeable and accommodating. The same day deposit option is a life saver and make not only this option great and extremely practical.

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    Verified purchase
    Staff

    Reviewed Jan. 12, 2019

    Y'all did an amazing job and I'm very satisfied with y'all service. Hope we can work in the future. I just wanna thank y'all for all y'all did for me. Thanks so much. I would recommend y'all to anyone that come my way.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed Jan. 12, 2019

    The application process was easy and convenient. I had an unfortunate expense occur and I was able to get a loan and a response within hours. I appreciate the assistance and small loan. I will recommend to my friends and family.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 12, 2019

    Fast, easy, fair and super nice customer service. It was super easy to apply. I got feedback within minutes. Customer service very knowledgeable, accurate, sincere. Overall wonderful experience. Without all the hassle and bustle I'm going somewhere else for the service.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Jan. 12, 2019

    The process was timely and easy to complete. Services were professional as an online provider. Commitment to assurances was done in accordance. Expectations were met as outlined by services dictated. There were no apprehensions as the process only took a matter of time to complete. I was assured that stipulations would be guaranteed and that access would be accommodating for review. I am happy with the manner in which the application process eliminated any anxiety with simplicity being the goal.

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed Jan. 11, 2019

    I only used the service because I was in a bind. The application process was easy. I would recommend for those only in desperate need unless you can pay it off In a short time. The only drawback is the exorbitant finance rates.

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    Punctuality & Speed

    Reviewed Jan. 11, 2019

    When I signed up I didn't think I was going to get approved but I did and it helped a lot. I'm so grateful, best place to get quick cash. If you need quick cash this is where you need to apply. Thanks.

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    Verified purchase
    Customer Service

    Reviewed Jan. 11, 2019

    I applied for a loan and was approved. For multiple days heard nothing. Very dissatisfied. I thought... This would be much easier to accomplish. And it was nowhere close. Thankful for the accounts I have, but realize the in between, only causes problems.

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    CashNetUSA
    Response from CashNetUSA

    Hi Jenny. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team and we will investigate this for you.

    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed Jan. 10, 2019

    I really enjoyed how timely the service was between the online application and being contacted by a specialist. My info was verified quickly and my loan was placed in my account the very next day. Everything was explained simply in a manner that I could understand.

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed Jan. 10, 2019

    Fast, easy, and pain free. Have already recommended several people. It remains to be seen if the payments are pain free but we shall see in time. The online application was easy and they kept me updated through email. The money was deposited in my account on the day they said it would be.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 10, 2019

    I logged in and used my pre-approval code. My transaction was fast and easy! I did my application that morning and by the time I was off work my funds had been deposited into my account. I would definitely recommend a friend to use CashNetUSA!!

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    Verified purchase
    Customer Service

    Reviewed Jan. 10, 2019

    Was having issues logging in to site. Rep updated my email and sent a link so I could change password. Unfortunately, I never received email to complete process. I would like to download app on phone to be able to quickly look at my account.

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    Verified purchase
    Process

    Reviewed Jan. 10, 2019

    I was having a financial hardship and didn't know where I was going to get any money, I applied for the loan and it was approved, and I couldn't believe it. The process didn't take long at all, I am very, very satisfied with the service that I received and the money was in my account the next day.

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    Price

    Reviewed Jan. 10, 2019

    DO NOT USE THIS COMPANY! THE COMMERCIALS ARE A SHAM AND THEIR INTEREST RATES WILL LEAVE YOU IN THE POORHOUSE! THEY won't work with you if you get into a financial emergency, family emergency, nothing. They care about one thing, making you pay ridiculous interest and it helps no one but them! They target low income, low credit consumers knowing they will be stuck trying to pay loans back! Their so-called installment loans are nothing but larger payday loans. If your loan payments are taken out every payday twice a month it's a payday loan not an installment loan. Please take to social media and tell the truth about this sham of a company. I hate those stupid commercials even more now!

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    CashNetUSA
    Response from CashNetUSA

    Hi Michael, please be advised that your concerns are very valuable to us. Investigations are done internally by our management department and we are here to help in anyway we can. Please contact our CashNetUSA Customer Service team and we will investigate this for you.

    Verified purchase

    Reviewed Jan. 10, 2019

    I needed a quick cash loan, short term. It was easy to understand the terms, I was happy with the payback amount and the time I needed to pay it back. I needed a same day loan, but was not aware I needed to apply hours earlier to receive it same day. I received it the next day which was still helpful.

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    Online & AppStaff

    Reviewed Jan. 9, 2019

    Regarding service at CashNetUSA excellent. It was so easy and helpful. The money was in the account the next day and it helped out so much. The application was easy. Great directions. The fees were very upfront and couldn’t be happier with the long process.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 8, 2019

    I love the fact that it was fast. I just wish they had better options for payback payments. Can you divide the payments in two payments instead of one? It will work better for some but I love that I didn’t have to do a lot.

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    Verified purchase
    Punctuality & SpeedOnline & AppProcess

    Reviewed Jan. 8, 2019

    The process was easy and quick. I was surprised at the speed I was approved and the easy nature of the forms. I like the online application so I didn't have to leave the house. I had the money I needed fast and I could get caught up with my bills after Christmas.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 8, 2019

    Thank you. You helped me with keeping my PGE on. You approved me after I had been denied by dozens and dozens of other lenders. I was treated respectfully and given prompt attention. Very pleased. Thank you so much???

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    Verified purchase
    Customer ServiceProcess

    Reviewed Jan. 8, 2019

    I was in need of some emergency money and the process was so easy and simple. I was approved for $1500 and the money I requested was in my account the next business day. This company was a lifesaver. I have not had any problems so I have not had the experience of speaking to anyone in customer service.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 8, 2019

    When I applied received quick approval and funds the next business day. I usually don't like to use these options but at this time I had no choice. I like how they approve you for what they see fit instead of overextending yourself and then not being able to pay the loan back.

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    Verified purchase

    Reviewed Jan. 7, 2019

    My experience so far has been excellent. I am very grateful that I contacted you guys. You guys helped me get out of a huge bind so far. I look forward to working with you guys in the long run as my personal lending company.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 7, 2019

    Very good experience. The agent was very knowledgeable toward information needed to allocate my account preference and needs. I will definitely advise a friend of this company and the etiquette given. Most companies are very rude and not as knowledgeable and very hard to understand. I had no issue with such of this company. I sincerely appreciated the help when needed and will definitely be using them in the near future.

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    Verified purchase

    Reviewed Jan. 7, 2019

    A easy loan for people! Easy to do and cuts through the chase. I'm not sure yet because loan hasn't gone thru yet. I have received 5 letters from CashNet. This time I acted on this loan to build credit for more in the future.

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    Verified purchase
    Customer Service

    Reviewed Jan. 7, 2019

    It was awesome. Application was easy, fast with a quick response. Money was deposited in my acct the same day. Highly recommend this to everyone. Love the fact that I can make payments & if needed I can borrow more money. Simple & easy.

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    Verified purchase

    Reviewed Jan. 6, 2019

    Fluid and easy setup. Simple procedures over the internet. Happy to use your services... Now to pay off this loan... quickly! Will use again when I am in need of extra cash help! Would recommend to my friends also. Best part is I didn't have to go thru a third degree pat down to qualify!!!

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    Verified purchase
    Staff

    Reviewed Jan. 6, 2019

    They are great. They helped me out when I needed it. It was so simple. No hassle like all the other loan companies. I had a emergency and needed the cash fast and I got it at 9 am the very next morning after I had filled the application out.

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    Verified purchase
    Customer Service

    Reviewed Jan. 6, 2019

    Receiving the loan was the easy part. Receiving 300 emails and six or seven complementary reminder calls within 72 hours a receiving the loan is ridiculous. 15 emails this morning and all but two are from CashNetUSA. Absolutely insane, uncalled for and unnecessary.

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    CashNetUSA
    Response from CashNetUSA

    Hi Robert, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 6, 2019

    Quick easy. Only thing is don't do on Friday afternoon. You have to wait all weekend. Excited but they were there to help when no one else was. I did everything on my phone. If I can do it anybody can.

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    Verified purchase
    Customer Service

    Reviewed Jan. 5, 2019

    Happy with chat service, easy to apply, fast response to my questions. I like the fact I got the amount of credit I needed and looking forward to doing much more business with your company and will recommend to anyone who needs financial help in the future, personally I want to thank you and will continue to be in touch with you.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 5, 2019

    Quick and easy. That’s the fastest I’ve ever gotten not just a loan but the money was deposited in my bank account the very next day. It was a life saver for me and my family. I needed help and I needed it fast I used it for debt consolidation. And my credit was bad.

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    Reviewed Jan. 4, 2019

    Got this loan for 1050.00 in November. I have made 2 payments. I owe more now than the amount I received. At this rate I'll never get it paid. Please look for lower interest rates. I needed the money but this is crazy.

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    CashNetUSA
    Response from CashNetUSA

    Hi Ronnie. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team and we will investigate this for you.

    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 4, 2019

    I applied to CNU because I needed immediate funds to take care of business. The application process was easy and fast but I am still waiting for the funds to be deposited into my account so I can use it. I only applied 14 hrs ago although I was told to expect the cash about 3 hrs ago so I am still waiting. Otherwise it was fast and easy to apply and get approve.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Jan. 4, 2019

    Wonderful experience!!! Very quick and no problems! So thankful for experiencing this wonderful experience! Thank you for making this so easy to do online! When I was in a crisis y’all came through! Thank you again for making this process so easy!

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 4, 2019

    I was very pleased with how easy and fast my loan went thru. I also liked how I can get only part of my loan and save some for when I need it. The only thing is I don't know when or how much my payment are going to be.

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    Verified purchase
    Customer Service

    Reviewed Jan. 4, 2019

    I was pleased to call before completing the application online. I was encouraged by the interaction which inspired me to follow through Thanks CashNetUSA. The Help you gave made my day (Happy NY). Looking forward to better things because of CashNetUSA.

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    Verified purchase

    Reviewed Jan. 4, 2019

    I was pre-approved and it was very simple, I just went online with the pre-approval information and the money was in my account this morning. I went online late yesterday afternoon and submitted the information and when I checked my account early this morning the money was there.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 3, 2019

    Had a great day with the loan process and when I got a response it got the question I was looking for with the right answer and my problem was taken care of in a timely manner and I was satisfied with the service. It was handle in a fast and professional way.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 3, 2019

    Easy, convenient, and helpful. I was able to get the loan online from my phone on my lunch break with ease. Got approved in seconds and customer service was great. I needed this loan immediately and I’m blessed to have found this company online in minutes. Trustworthy and helpful!

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    Verified purchase

    Reviewed Jan. 2, 2019

    From starting application to being approved then funded was extremely easy and confidential! I was done in under 15 minutes and there were no forms to send in... short and sweet! I had gotten a code in the mail when helped a lot also.

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    Verified purchase
    Customer ServicePrice

    Reviewed Jan. 2, 2019

    Excellent customer service! Easy to apply, and funds were in my bank account the day! Customer service was great! Plan on sending a lot of business, your way! Absolute best price to borrow when you need a little extra cash. "That is a promise!"

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    Verified purchase
    PricePunctuality & Speed

    Reviewed Jan. 1, 2019

    The entire experience was fast, easy, and efficient. A decision was reached quickly and funds were deposited as fast as the next business day. The interest rate on the loan is also very reasonable compared to other payday loan lenders. Will definitely do business with this lender in the future.

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    Customer ServicePrice

    Reviewed Dec. 31, 2018

    CashNetUSA is a scam!!! They make the loan application process very quick and easy but tell you absolutely nothing about what the loan amount and interest rate. I was approved for $3,000 that I didn't request with an annual percentage interest rate of 169%. I got paid on a bi-weekly basis and they would automatically deduct $222.88 out of each paycheck. By my fifth payment, only $0.70 of that payment would be applied to the principal of the loan. The loan was scheduled to be paid in full in April or May of 2020, at which time I would have paid approximately $8,500 for a $3,000 loan. Talk about a scam!!! I am happy to report that I called them and told them that I wanted to pay off this loan and was quoted $3,221. Please don't let this happen to you and your love ones!!!

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    CashNetUSA
    Response from CashNetUSA

    Hi Angela. We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at 888-801-9075.

    Verified purchase
    Customer Service

    Reviewed Dec. 31, 2018

    This was my first time and I am very pleased with the ease of the process and prompt response I received. So happy with the results. Would gladly recommend to my family and friends. I have used other companies and I dont think they were as pleasant or easy to navigate through. So glad I came across this.

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    Verified purchase
    Customer ServicePrice

    Reviewed Dec. 31, 2018

    It was fast and the terms were very good also the interest was the lowest around. I shopped around and they were not favorable to what I was looking for and cash net was Above the Rest customer service was excellent the loan was in my account within 30 minutes the process was the quickest I've ever had very friendly I would recommend it to anybody.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 30, 2018

    I was really impressed with the way customer service was helpful and patient providing me with all the answers and info with me. I would recommend this service to anyone. It is there to help you when you need it most. Much better than a payday loan. They really work hard to make sure you get the services you need.

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    Price

    Reviewed Dec. 30, 2018

    My dad is an elderly man. He was mislead you to thinking he was taking a 2000 loan and they would take 300.00 until loan was paid. He paid 300.00 first payment, 699.00 second payment, 679.00 3rd payment and 562.00 and somehow still owed 1476.00. He lost his house, his truck all because this company gives a loan at 325 percent interest and makes off you just pay a certain amount until loan is paid. What they fail to tell you is it's impossible to pay off the loan especially on SSD! They never even told us they took the 562 and I paid the remainder of my dad's loan to save him from losing even more. Totally misleading and unacceptable to let people think they're helping when in fact they know there is zero way people can pay their debt pay at that interest rate! I want to know where all this extra money goes since my dad paid over 2000 nd still owed 1476!! I am so upset this is allowed. Please Do NOT use this company!

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    Punctuality & SpeedProcess

    Reviewed Dec. 29, 2018

    It was great all together experience. I completely understood the process and was finished quickly. I hope that this starts a new process for me and I am looking forward to this process for continued growth. I am amazed at how fast it was to complete.

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 28, 2018

    It's, real fast and accurate and the best. This has been excellent to recommend to anyone who in need of cash and help. This was well needed. Thanks for these opportunities, this has been an amazing and a blessing at the same time.

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 26, 2018

    I requested online for a Payday advance. The money was in my account the next day, the payment back to them will be after I receive my next pay check. I was so happy to see my bank account be credited so quickly. This service is a good way to get thru a hard time before pay day and easy to re pay.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 23, 2018

    I was treated with quick and respectful service. I was promised when my loan request would be in my account and you delivered everything you promised. I was extremely excited when I checked my bank account. I discovered the amount of money promised was already in my account and I didn't get an email letting me know that the money was in my account. Thank you!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 23, 2018

    The representative was professional, knowledgeable and polite. I have no negative comments about this company or their personnel. The process was easy and the response time was as they described. I received the funds in the time they promised. The terms. And agreement were clear and informative. They made a follow-up call but because I didn't recognize the number I didn't answer. I returned their call once I verified the number and explained my not answering. They were understanding and very polite.

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    Customer Service

    Reviewed Dec. 23, 2018

    I received an email stating I applied for a loan and was not approved for several reasons. Email also stated that my so called credit score and that I could get a copy of this through one of the credit bureau. But I never even applied for this, never even heard of this company before.

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    CashNetUSA
    Response from CashNetUSA

    Hi. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team and we will investigate this for you.

    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Dec. 22, 2018

    Easy and fast approval. I would recommend to anyone who needs money fast in case emergency. The process was so short and I would do it all over again if needed. I really appreciate this and I will be telling everyone in need about you guys.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 22, 2018

    It was a great experience. They where nice and helpful. I didn't understand some things but they help me out. It only took a few minutes to get an answer. They put it in my account by the next day. I would tell a lot of people about them.

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    Verified purchase
    Customer Service

    Reviewed Dec. 21, 2018

    Payday loan - Experience was very easy to accomplish online. CashNetUSA forms were easy to do. I will recommend CashNetUSA to friends in the future. Nice of company to send email to allow more time to repay.

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    Verified purchase
    Process

    Reviewed Dec. 21, 2018

    The process was so simple and fast. I filled out the application online and was approved almost right away. I received the money the next day directly into my account. I got the cash I needed, when I needed it so I will definitely use their products again in the future. Thank you!

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Dec. 21, 2018

    Very fast, prompt, and informative. I did not run into any hiccups during the process. I would recommend this company to anyone who needs to resolve a quick bind in a timely manner!!! The payment options are very flexible and It is very helpful in the situation that I was in.

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    Verified purchase
    Staff

    Reviewed Dec. 20, 2018

    I had a small family emergency come up and they were there to help me through a trying time. The application process was quick and funding was next day. I would highly recommend this service as a short term solution. Thank You CashNetUSA.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 20, 2018

    Customer service person was great, the only thing was that when I had applied before my SSN was incorrect, number transposed. I had to send a copy of my SSN card. Then when I was asked to verify the pictures, it was never correct. The pictures were blurry and I had a hard time seeing them, other than that it was great.

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 20, 2018

    Thank you so much CashNetUSA. You're a life saver. It was fast approval. It is easy to use. Had to wait for it to process but worth the wait. I like that it notifies you step by step when it's approved, etc. Keep up the good work.

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    Verified purchase
    Online & App

    Reviewed Dec. 19, 2018

    All the info I needed was on the website and ready to go when I wanted the loan. Everything is as it stated and there were no hidden fees. Just what was there. I would recommend Cashnet if you are in a bind and need quick cash.

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    Verified purchase
    Customer ServiceStaffProcess

    Reviewed Dec. 19, 2018

    From start to finish the process was smooth, quick, and clear. Even when contacting customer service with questions before committing, the rep was nice and transparent. He even gave approximate costs of the 1st three payments based on a specific advance amount to make it clear how it works. Without CashNetUSA I would not be able to handle important business while still being able to provide Christmas as a single career mom.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 19, 2018

    I accidentally put the wrong routing so it’s taking a little longer, but other than that so far it’s quick and easy to process my loan to get approved, it’s fast to contact them through phone. Representatives are polite and courteous.

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    Verified purchase

    Reviewed Dec. 19, 2018

    It didn't take me long to receive the money at all! Definitely will do again, if I need to! Will definitely recommend this to a friend or family member. I received the money in 2 days (business). Very pleased with my application process.

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 18, 2018

    Very easy online to do, funds were in my bank next day. Recommend this company to anyone who needs help with a loan. Thank you for all your help. Also the promotion in the mail came at the perfect time which I needed a little extra money for Christmas and to pay some bills so that was very helpful.

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    Verified purchase
    Process

    Reviewed Dec. 18, 2018

    My experience with CashNetUSA was awesome. The process was easy and would recommend to friend and family. At this time in my life when I was in need a personal CashNet was there for me, thank you. God bless!

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    Verified purchase

    Reviewed Dec. 18, 2018

    I asked for 500 and you all gave me 1000, and I am not sure how that happened. I would like for you all to give me heads up when you increase without asking first. You need to wait for verification for the amount.

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    PriceStaff

    Reviewed Dec. 18, 2018

    Don't be fooled! The interest rate on these loans is EXTREMELY HIGH! Your monthy payments are only 1/8 paying the balance! The rest is interest! So if your payment is $400, $50 goes to the $ you borrowed, $350 is the monthly interest. Highway robbery. Taking advantage of desperate people & leaving them in desperate situation for 12 months after that due to the payments. Then offer more $ at an even more ridiculous rate!

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 17, 2018

    I am more than satisfied with the service provided by CashNetUSA. The application process was easy, and I received notification of approval of my loan promptly. I would definitely use CashNetUSA again. This loan helps me get through a difficult month financially.

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    Verified purchase
    Staff

    Reviewed Dec. 17, 2018

    I received a pre-approval via the mail. I only got the loan because I have a new business and it will definitely help, plus it also said it would not run my credit again. I got approved immediately. I don't recall having payment options as this was done via the internet. I've never spoken to a person. I got the funds in my account the very next day!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 17, 2018

    The Representative that helped me was very knowledgeable and professional. He answered all of my questions and showed concern about any questions that I had at that time. The process of completing the application was easy. I can only say thank you for the speedy, great, and responsive respond that was given to me. I would and will refer your company to any of my friends or family.

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed Dec. 16, 2018

    The experience was very good. The online application was simple to use. It probably only took 20 minutes to complete the new application. The funds were distributed rather quickly and I would recommend this to anyone. The overall experience was excellent.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 14, 2018

    I am grateful for how the loan process went, the application, how fast the approval went & how fast it went through. THANK YOU for approving me again THANK-YOU, wishing your staff & company A MERRY CHRISTMAS & HAPPY NEW YEAR.

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    CashNetUSA Company Information

    Social media:
    Company Name:
    CashNetUSA
    Address:
    175 West Jackson, Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.cashnetusa.com

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