CashNetUSA Reviews

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Edited by: Jon Bortin

About CashNetUSA

CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.

Pros
  • Offers various short-term loans
  • Same-business-day funding
  • Easy application process
Cons
  • Cannot take out concurrent loans
  • Higher interest rates
  • Limited availability — only operates in 12 states

CashNetUSA Reviews

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    2 featured reviews
    How do I know I can trust these reviews about CashNetUSA?
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    Page 10 Reviews 1435 - 1635
    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 24, 2020

    Very happy. Good customer service and easy to work with. People were very helpful through the whole process. Customer service was more than willing to answer any questions that I had. Would gladly recommend to a friend. Look forward to doing business with this company for a long time to come.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Nov. 22, 2020

    I Was able to get a loan online for some bills and the process was simple and quick. I was approved within 3 minutes and was happy to get the money we needed to be able to pay off some bills. Thank you CashNetUSA! You truly helped us out.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Nov. 22, 2020

    The process was fast, easy and simple. Thanks CashNetUSA!!!! I will definitely recommend it to everyone. I didn't even have to get out of bed. It really helped me out in a hard time. I plan on using again in the future. And it will help boost my credit score as long as I pay back on time.

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    Verified purchase
    PriceBilling

    Reviewed Nov. 20, 2020

    CashNet has been a lifesaver on plenty occasions so far. No doubt that it is expensive if you are in need of large amounts of money. But if you are in need of money for the small items in life, this is a great option. And I recommend CashNet to everyone who is in a bind. It only takes a couple of minutes to fill out the application, and then you will have the money you requested tomorrow. The best thing about CashNet is that if you need a little more money you can request a draw from your balance at anytime. As long as you have not used the entire amount approved for, it won't let you get less than $50 though. After your payment has gone through, and you need groceries, request a draw. Even if you don't need the money it's nice knowing that it's there for you when you do. Open up your CashNet account today, see what happens. You might just be the next person giving a review.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Nov. 18, 2020

    Extremely easy process to complete. Fast service and response. I was really impressed with how easy the application is. Will recommend to friends and family in the future. Thank you for the opportunity to use this service. It was truly a lifesaver.

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    Verified purchase
    Punctuality & SpeedEase of UseLoan ProcessTimeliness

    Reviewed Nov. 16, 2020

    Took out another loan though CashNet and I have to say money was in my account the next day. Four thumbs up. Fast, easy to use and you can trust that the money will be in your account when they said it would be.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Nov. 14, 2020

    The service I received when requesting a loan was courteous, prompt and informative. I highly recommend this company's integrity when a need for a loan arises. I only applied for the loan yesterday. I am yet to receive the payment. It takes time to develop a relationship and gain more insight on the experience.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 14, 2020

    When I called to talk to someone about my 1st deposit, I got an actual person. She was so kind. During this hard time I'm grateful for the help that CashNet has given me. Thank you for this opportunity. Thank you.

    Kristy

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 13, 2020

    Needing money fast is not always easy, but this process was fast and painless. Thank you for such a quick way to help me. I would recommend your company to anyone needing financial assistance. An experience to remember and rely on in the future.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Nov. 11, 2020

    It was fast and easy to complete the loan process. I found the experience to be one that I will recommend to my friends and family. If I ever am in need of a loan I will definitely consider choosing CashNet.

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    Verified purchase
    Loan Process

    Reviewed Nov. 10, 2020

    I have never used an online website to get a loan before. I was skeptical at first and most didn't get it. I'm glad I did! I got approved for 1,000$. The money was deposited in my account the next business day!! I definitely recommend them.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 7, 2020

    Was always fast and easy. Would recommend to one. You've always been there for me when I needed help. I can't come up with any more words to describe my experience. Don't know what else to say but thank you.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Nov. 7, 2020

    It did not take long to get the money, that’s what I like about this company. The only thing that I do not like about the first time you get the money, when they withdraw paying they take too much. Plus the interest rate is too high, also that they put more on the interest rate than, actually putting on the loan itself, so that you can pay it off quickly.

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    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffTimeliness

    Reviewed Nov. 6, 2020

    I appreciated the easy application and very quick (same day approval) response to my request. My money was in my bank account for my use within 24 hours. This was very helpful to me. I utilized the chat service successfully before signing to make sure I fully understood the contract.

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    Verified purchase
    Loan Process

    Reviewed Nov. 6, 2020

    Everyone was very nice and it went very good. I had my loan in about 1 hour and I will keep doing business with Cash Net. Every person was very good at answering my questions and how to get all my information to them.

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    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed Nov. 5, 2020

    I had an amazing experience. Quick and easy approval. I would definitely use this service again. Thank you for all of your assistance in assisting me in getting the money needed to get caught up on my bills. You were a lifesaver when I had almost lost hope.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 4, 2020

    Super Fast & Super Easy. Customer service was super friendly and once approved my funds were in my account in less than 24hrs. I'd searched high and low for a lender and I'm so happy to say my search came to an end with CashNetUSA.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Nov. 3, 2020

    It was awesome. In less than 30 minutes I had been approved for a 650.00 line of credit and never had to get out of my truck. Everything was simple to do right on my phone. With the electronic signature and direct deposit it was so simple that it almost made me nervous. But it's legit for sure. I would definitely recommend this to anyone looking for some quick cash.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 2, 2020

    Very helpful and fast. Needed financial assistance for my coming travel and they did provided me with that conveniently at the right time. Awesome experience. I would like to give this company a big shout out for the awesome online customer services they did.

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    Verified purchase
    BillingLoan Process

    Reviewed Oct. 31, 2020

    The website worked well. I was disappointed in the payments being so large; however, I can work with it. It was fortunate that I was able to get the loan when I needed it. I thought that I would have the money sooner.

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    Verified purchase
    Staff

    Reviewed Oct. 30, 2020

    It was easy straight to the point and simple. I am glad I choice Cashnetusa. The website was simple not hard to follow. They lay out the terms and everything for you. Cashnet USA thank you for helping me in a tough time and many people.

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 29, 2020

    I was hurting for money. We live in a fixed income, and I needed some quick cash. The money was in my account when they said it would be. So far, my experience has been great! I will definitely be using them again for Christmas!!

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    Verified purchase
    StaffBillingLoan Process

    Reviewed Oct. 28, 2020

    I love the service & payments and needing g the money when needed. I will recommend a friend if they are need of money. Thank you so much for upping my loan. It has helped so much. I will come to cash next.

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    Verified purchase
    Loan Process

    Reviewed Oct. 26, 2020

    Love my experience. Great deal and Loan amounts and never too much that I don’t need. Always gonna refer CashNetUSA. Awesome first time experience. Love the deals presented to me! I will be back if I need another loan. Love the service given to me!

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    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed Oct. 26, 2020

    The online application was simple. I applied on Friday evening and the money was in my bank account the following Monday morning! I did call customer service with a question, but the representative who took my call could not help me.

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    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2020

    As of this morning the funds you were to deposit into my bank account are not there. I called my bank this morning and they said that they have not received any deposit from your company. So you need to find out Where it is.

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    Verified purchase

    Reviewed Oct. 24, 2020

    You guys did great. You could've sped up the money process a day or so but besides that it was perfect. 5 stars for me but otherwise. I love how easy it was for this order to process and how easy you guys made the questions to answer. They were real simple.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Oct. 22, 2020

    OMG, you guys are the best, it was so easy and I was approved fast. Thanks to you guys, I will have my life back on track, because of you guys, my bills will be paid and, I will have gotten another chance to to keep my lifestyle I'm living and not move back in my parent's house because I feet to keep mine.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 20, 2020

    Fast, easy and dependable. Love Cash Net service. Has been very useful during this pandemic. I highly recommend to my friends and relatives for help when needed. I have friends in Georgia that wishes this service was available in their state.

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    Verified purchase
    Billing

    Reviewed Oct. 20, 2020

    I needed a few extra dollars for some upcoming bills that I didn’t plan properly for and CashNet was there for me. Thanks so much, I will totally use again. I usually meet my budget but sometimes things just get away from me. CashNet saved me. Thank you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 19, 2020

    Cash Net's online services are convenient and easy to access-and the money is available almost immediately! When I need extra money, Cash Net is always there to help me! Customer Service reps on the phone are always kind and helpful as well. Way to go, Cash Net!

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    Verified purchase
    Sales & MarketingStaffLoan ProcessRates

    Reviewed Oct. 18, 2020

    Very helpful sales representative and knowledgeable. I love the friendliness of the sales rep. I really was well informed about the loan process and how to pay it back. I totally agreed with the terms even though the interest was high.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 18, 2020

    This was a blessed day for me. Got my loan so quickly and the lady on the phone was more than helpful. All my info was correctly entered and questions answered. She was a gem. I needed this loan to get myself on my feet after my husband died. After I get this paid off I plan to get a loan for a car downpayment. Thank you.

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    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed Oct. 15, 2020

    You guys helped me out so much! I had a bill or two I was late on and you guys over at Cash Net really came through for me and you have no idea how grateful I am, I would recommend you guys to anybody and I am VERY likely to use you guys again in the future. Thank you so much Cash Net!

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    Verified purchase
    StaffEase of UseRatesTimeliness

    Reviewed Oct. 15, 2020

    It was easy to use and do it online. I've been unemployed since July and needed cash immediately. I got a flyer in the mail, went online, and received money the next day. Not crazy about the interest rate but I understand it's doing business.

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    Verified purchase
    StaffBilling

    Reviewed Oct. 15, 2020

    Thank you for being so efficient. Very friendly people answered all my questions. I am a first time customer and I am very satisfied. I did not know it could be so easy. I just hope that my payments could be smaller.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 14, 2020

    I was looking through my email and one was worded in such a manner that I felt there was even a boat ride possible to the Shores of Brittany. A glittering song on the waves danced in my mind, or perhaps it was the sense of my time redeemed and the promise and hope of fulfillment if I connect with this two great objectives as possibilities, and then two more become a great reality scape and then so many more including the eustress displacing the distress. This is what happened when I filled in a few numbers, a few letters, all in order, read the details of its concourses, was met again and again with a wondrous live advisor when needed, then, total fulfillment, just as guided by God from the beginning. I thank God, Jesus, and the Holy Spirit for you, and how your process worked like a gentle river. Thank you and God bless you.

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    Verified purchase
    Loan Process

    Reviewed Oct. 9, 2020

    I have never had a great personal loan company like this one before, I would appreciate and absolutely recommend CashNetUSA to my friends and family. Everything went down well and I got my cash just in one business day. This is so incredible. Thank you once again CashNetUSA.

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    Verified purchase
    Staff

    Reviewed Oct. 8, 2020

    Easy to get an advance and the people are very helpful when there is a problem. I have been with Cashnetusa a while now and I’m very pleased with the experience I’ve had with them. I often recommend them to friends and family.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 8, 2020

    I have had a great experience but I still haven't received my loan yet. It clearly states I got a 100.00 dollar cash advance but I haven't received any transactions. Please let me know something today. Thank you. I don't know what else to say but please help me get it figured out.

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    Verified purchase
    Staff

    Reviewed Oct. 8, 2020

    Thank you for your help. I had a wonderful experience. Looking forward to our next visit. Yours truly JONIE **. Thank you again. Don't know what else to say. Have a great day. Good will hunting. I will recommend you.

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    Verified purchase
    PriceStaff

    Reviewed Oct. 7, 2020

    I found everything was very helpful. Requests are always done in a timely manner. Information given was outstanding. Thanks for all you do. Please reconsider my finance charges. I feel I have been with you long enough. I will recommend you to all my friends.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 6, 2020

    It was easy to do, nothing to it, just a few questions. It was approved very fast. I applied and a couple hours later had the money in my checking account. I didn’t know who to talk to or where to go and I was in a bind. Needed money right away and CashNetUSA helped right away.

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    Verified purchase
    Customer ServiceContract & TermsPunctuality & SpeedStaffLoan Process

    Reviewed Oct. 6, 2020

    Fast, easy, and financial life-savers at CashNet. Will be my go-to every time from here on out. The entire process was simple from the application, to understanding the various terms and conditions of my loan agreement, calling the customer support line to check on the status of my deposit, and just about everything I was told was one-hundred percent on point. I would definitely recommend using CashNetUSA to anyone that might be going through the struggle at the moment given the state of our country in regards to the economy.

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    Verified purchase
    Customer ServiceStaffBilling

    Reviewed Oct. 3, 2020

    Customer service was great! All my questions were answered. The young lady I spoke with I do not remember her name but she helped me in every way possible! She helped me with my whole application process and payment options! Thank you so much!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 1, 2020

    It was very quick and easy. Respectful agent and fast service. The rep helped me to get everything in order and taken care of in one call. My wife was on the phone and we got her cleared to talk in no time. Thank you!

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    Verified purchase
    Punctuality & SpeedRatesTimeliness

    Reviewed Oct. 1, 2020

    Fast, easy to work with, good source of financing if you do not want an hassle. Money was in my account same day and I did not have to leave my chair. Easy payback, interest is high but pay on time and as expected and there should not be any problems.

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    Verified purchase
    Staff

    Reviewed Sept. 30, 2020

    I was surprised by how easy this experience has gone. Thank you for the help! I had my advance in less than 24 hours. No mess, no fuss. Everything was explained clearly and directly. The whole application process took less than 10 minutes to complete and I had my approval within a minute of submitting my request. I'm so glad I took the opportunity to try this. I needed the money and I was able to choose the amount I needed and I got it.

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    Verified purchase
    Punctuality & SpeedBillingLoan Process

    Reviewed Sept. 30, 2020

    The process to apply for my loan was quick, easy and very detailed to ensure I understood my contact and payment options with no worries. I’m happy that I’ve chosen CASHNETUSA and will continue using this company for future sources.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 29, 2020

    Thank you, easy to apply and prompt response. I was hesitant at first, but the chat assistant helped me out so much. Thankfully I was approved, and the money was deposited the net day. I will recommend to friends if they ever in need.

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    Verified purchase
    StaffBilling

    Reviewed Sept. 26, 2020

    It is very good and helpful. Yes I would tell family and friends about it. And tell them that it can help them with extra money to help with Bills like it has done for me and can help get caught up on things that they need to.

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    Verified purchase
    Contract & TermsRefunds & PayoutsStaff

    Reviewed Sept. 26, 2020

    It was and smooth understandable experience, the guidance throughout the process was not very hard at all. Proper instruction were handed out to complete each step correctly. And once I was done with application the timing of the decision wasn't long at all, without any hidden clauses or agreements to abide by to be accepted.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 21, 2020

    Just when I needed a little help to take of a few things they were there. No hassle, no long waiting time. Customer service excellent, application process easy, had it the next morning when I woke up. Thank you so very much. ☺️

    Best Regards

    Comeshia

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    Verified purchase
    Punctuality & SpeedLoan ProcessTimeliness

    Reviewed Sept. 14, 2020

    Great service! Very fast! I applied for a loan in time of need and within the next day, the funds they approved me for were posted on to my bank account. I'm very happy with this company and would come back again.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 11, 2020

    When I first looked for a letter of credit I was contacted by phone with a woman that had my info fast talked to me over the phone to ease my mind on who I get to funds from was. On their behave providing on CashNetUSA answered the entity questions I have. The rest were great.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan Process

    Reviewed Sept. 10, 2020

    Going through the process of getting the loan was fast and easy, when I ran into a password problem I simply called the number provided and help was there. I also called with questions regarding the deposit time and payment date. Everyone was fast to help. I would highly recommend this company.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessRates

    Reviewed Sept. 10, 2020

    The process was fast and I even applied for a loan on a holiday! I received emails frequently that let me know where I was in the process of my loan application being approved! I also got a lower interest rate than most online lending institutions! I would definitely recommend them to anyone needing a loan!

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    Verified purchase
    Staff

    Reviewed Sept. 9, 2020

    The gentleman did an excellent job. He got my account changed in no time as well as helping me to make a draw on my account. If all of your people were as knowledgeable you wouldn't have any problems. He was easy to understand and did a great job.

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    Verified purchase
    Staff

    Reviewed Sept. 8, 2020

    Was very pleased with your service and will be telling others about you so that when they're down I know that Cashnet will pull them out and I'm thankful for being able to get the help I got when it was needed.

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    Verified purchase

    Reviewed Sept. 8, 2020

    This experience makes it easy for me to save money. I feel like this program offers flexibility and progress when it comes to credit situations. Never thought seeing my credit would make it easy for me feel better about saving. Thanks, much appreciated.

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingLoan Process

    Reviewed Sept. 8, 2020

    Quick communication and ensures that you get what you need! It’s always a pleasure coming to them unlike most loan companies. They don’t give you the run around. They make sure to find a quick payment option that fits your budget.

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    Verified purchase
    Staff

    Reviewed Sept. 7, 2020

    Really appreciate the opportunity not to be turned down when needing help, it's very hard to find these days!! I was skeptical at first because of online transaction.. A friend told me of his experience and I was wondering if I should give it a try because in a time of need it was legit and right on time..

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    Verified purchase
    BillingLoan Process

    Reviewed Sept. 3, 2020

    Your fees were too high on a $600.00 loan and my first payment date was due in the same month. I would have been paying you back more than what I borrowed. How is that possible. I am a return customer with a good record so I guess that didn't count for anything. I cancelled my request with Cassie at 10:45 today. Thank you.

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    CashNetUSA
    Response from CashNetUSA
    Hi Audrey,

    We’re sorry to hear that you weren’t satisfied with your repayment terms. To discuss your loan and your options, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075.

    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed Sept. 2, 2020

    The process was very easy fast and simple. No wait time. Easy to input info and then you're done. I most definitely would recommend this company to anyone that needs short term the help to pay a few bills. Give them a try.

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    Verified purchase
    Online & AppStaffEase of Use

    Reviewed Aug. 30, 2020

    It was easy to use and definitely would recommend to a friend. I got approved in a couple of minutes. The website is easy to use and the way it is all setup is very helpful. If you have questions then they will answer them for you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Aug. 29, 2020

    Very fast and accurate. Very friendly, and customer service is excellent. Would recommend CashNet to friends. Would always contact CashNet for all my financial needs. Interest rates are very reasonable. Can call anytime for personal help. It was very easy to apply, with no hassles and very short wait time.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 29, 2020

    Quick and easy to apply. Everything was straightforward and quick funding. I would recommend to anyone who needs quick cash. There was no phone tag or you need this and that to move forward with your application like most lenders.

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    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed Aug. 27, 2020

    Great experience. Money is there when you said. Just waiting on payment plan. Needs to be posted at the same time I requested the money so I can know when and what day to make my payment. That would be very helpful for me.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffBilling

    Reviewed Aug. 22, 2020

    The approval process was fast and payments affordable. Also the customer service was great. She was very polite and easy to talk to. Down to earth. She explained my payment options and which would work best.. Also stayed on as I completed my portion of the application. Very very helpful!

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Aug. 19, 2020

    I was contacted by phone and told to call **. A Marvin ** told me to always contact him at **. I was told I was approved for a $5000 loan at $138 per month. Marvin told me to wait for a call back and at that time my funds would be deposited. In the meantime, my bank called me and said my password and ID had been changed. I did not authorize this. Tried to log in to my account and all information had changed. Could not log in. Fortunately, I had nothing in my account so I lost nothing but now have to go through making a new account and debit card. STAY AWAY!!!

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    CashNetUSA
    Response from CashNetUSA

    Hi Timothy,

    With CashNetUSA, It seems you are have been contacted by a fake lender. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 12, 2020

    Helped me out a lot cause the representative that helped me was nice and I appreciate it. I think the name was. Great customer service goes a long way just like a handshake like the good ol days. I appreciate all with Cashnet.

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    Refunds & PayoutsBillingLoan ProcessRates

    Reviewed Aug. 12, 2020

    I started out with a payday loan from CashnetUSA and then like a dummy I borrowed more because of health issues. I advise no one to do this. You will never pay it off in monthly payments. I originally borrowed $3000 and have paid back that amount and more 7 or 8 times over. It has been over 2 tears. I've never missed a payment. Their interest rates are so high that you never pay them off. It's a vicious cycle. Don't fall into this trap. For your own sake.

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    CashNetUSA
    Response from CashNetUSA

    Hi Angela,

    We appreciate your feedback and understand that not everyone’s financial situation is the same. Our mission is to provide opportunities for consumers to get fast and easy access to the credit they may not find with other lenders. CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

    Verified purchase
    Customer ServiceStaffBilling

    Reviewed Aug. 6, 2020

    Great service. Helped me in under 5 minutes. Needed to change my billing date and I was able to with ease and no additional issues. Enjoy the fact that I have an option to chat instead of call and deal with a recording.

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    Verified purchase
    Customer ServiceStaffBilling

    Reviewed Aug. 4, 2020

    Everything went very smoothly. Will definitely use again. Customer service was excellent. Payment plans are excellent. There is nothing else to say about the service that was or the payment plans. I have said everything about customer service and payment plans.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Aug. 3, 2020

    Every time I've needed help it is just a few clicks of the mouse away and I appreciate it. Easy application and a quick response. Thanks for the help. Could stand for the payment options to go out a little further.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffLoan Process

    Reviewed July 28, 2020

    Fast and reliable service for a person in need of cash for emergency needs or just extra money until payday. I did my online application and it was very helpful while I filled for my loan got it done in good time. Thank you CashNetUSA.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed July 26, 2020

    Amazing, fast response. Very helpful. Ten out of ten would recommend. Helped me get cash fast for my twin's 7th birthday on the 30th when some unexpected charges came on my account. I also have another daughter with a July birthday and my fiance has a bday in July also. Thanks so much.

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    Verified purchase

    Reviewed July 24, 2020

    I have never been disappointed with the service or the promptness of the service. I'm always very pleased. Cashnet is always there when I need them. I can always count on them. I will and have recommended them to others.

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    Verified purchase
    Ease of UseLoan Process

    Reviewed July 23, 2020

    Great company to work with. Straightforward, you know the terms upfront, depending on what time you make the request, you may get funds that day. Easy to use online. It’s not pleasant having to take out a loan. But, if you have to, I would recommend this company.

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    Verified purchase

    Reviewed July 22, 2020

    I have been a long time customer and have always had a great experience. Even during these hard times they work with me. Great going CashNet USA. I hope to always be a good customer for years to come.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 21, 2020

    Great and always helpful. Quick to respond and very professional and friendly. Knowledgeable and resourceful as well. Thank you for your help in this difficult time that we are going through currently. Thanks again for your support. Keep up the good work.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed July 21, 2020

    The withdrawal experience is very good. If I had anybody that was interested in getting funds for anything I would recommend Cash Net USA. It is easy to apply and easy to get an answer quickly. They are available any time of day.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 19, 2020

    I can not say anymore that your customer service is the best. I so appreciate you helping me thru hard times and the pandemic we all are going thru. I am a essential preschool teacher. My hours were cut at the beginning of the virus. In a miracle me my husband made it. Thank you for your help kindness.

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    Verified purchase
    Billing

    Reviewed July 17, 2020

    When funds are needed they are there! Just keep an eye on the request time so your funds are in the bank when you need them to be available for payment(s). If you do this then your funds will be in the bank when needed.

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    StaffBillingLoan ProcessRates

    Reviewed July 17, 2020

    They do not go over the specifics of their daily interest policy when you sign up. You have to read the fine print. I only took a $1500 loan out and then was furloughed at work because of COVID 19. Even though I had already paid off my principal and had never missed a payment they refused to satisfy my loan or reduce the interest rate during quarantine. In only a couple months I racked up an additional $2000 in just interest. They did not take care of their customers during this global crisis and I would never use this company again.

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    CashNetUSA
    Response from CashNetUSA

    Hi Caitlin,

    We are sorry we were not able to meet your expectations. We are proud to offer many flexible payment options and other forms of support during this time. We are waiving late fees and NSF fees through July 31st, 2020. We are offering payment flexibility and deferred payment options upon request. We’ve created a COVID-19 Customer Support Center with the latest information, financial tips, and government resources to help you during this period of uncertainty, which you can find at https://www.cashnetusa.com/covid-19. Please reach out to the CashNetUSA Customer Service team at (888) 801-9075 to explore our options for you.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 17, 2020

    From start to finish, I had a great experience overall! Fast, efficient, and professional. The steps were very clear and simple to follow. I will definitely recommend your services should any family or friends need assistance in the future. Thank you CashNet USA!

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    Verified purchase
    StaffLoan Process

    Reviewed July 17, 2020

    I was amazed I got my loan on time just like it said they would give it to me. I didn't have any trouble. Great work. Hope to work with you soon when I get this loan paid off. This was my first loan and I wasnt expecting to get approved for it but thank you so much.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed July 16, 2020

    When I was in need of a loan CashNet USA approved me quickly and did not have me jump threw hoops at all. I opened my account with them I believe in 2014. Over the years I've accessed my account several times with no problem. Thank you for your quality of service and I will recommend this company if anyone needs a loan.

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    Verified purchase
    Staff

    Reviewed July 16, 2020

    I've always had a great experience with this company! They have always been there if I needed financial assistance! It's an extremely easy process to get the help that I need. They have been willing to work with people during the crazy time of Covid 19.

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    Verified purchase
    Punctuality & SpeedEase of UseFollow-Through

    Reviewed July 16, 2020

    Service was quick, met my needs and follow through was quick and efficient web service was easy to use. Automatic deposit was done when projected. I like the efficiency of being a return customer. Makes the process a lot easier.

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    Verified purchase
    StaffResolution

    Reviewed July 8, 2020

    Larissa was very professional. She worked in a timely matter to resolve my issue. I was completely satisfied with her services. I would truly recommend CashNet to my friends and family. Great services and they deliver on time to you.

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    Verified purchase
    StaffLoan Process

    Reviewed July 8, 2020

    Wouldn't think I'd get another loan with my credit score but I did and for 200$!! Within 12 hours!! It's really amazing y'all are the best, seriously y'all are the real MVP's!! Without you I wouldn't be able to afford my expenses!!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed June 25, 2020

    Attendant was courteous and professional! Super simple process! I had an AC issue and Speedy Cash came through for me! I was super worried and turned out really great! We needed AC as my daughter is with child. Thank you.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed June 21, 2020

    The lady that helped me thru the loan process over the phone was friendly and great and very understanding..I will definitely recommend your service to all of my friends..Through these rough times that we are facing I'm glad you guys are there.

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    Verified purchase
    Billing

    Reviewed June 20, 2020

    I have had a great experience with CashNet USA. You determine your need, and they give you the best payment plan for you. When making on-time payments they will automatically notify you of an increase, and you can choose to accept or decline.

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingLoan Process

    Reviewed June 18, 2020

    I had a very good experience. Customer service was wonderful, they met my needs and listened to me and were very polite in their response. I set up automatic payments and was able to have extensions so I had no late payments and I am applying for another loan.

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    Rates

    Reviewed June 17, 2020

    I lost my job from Covid 19. Because I am 62 y.o. I will probably not be able to find another job. I have already paid them $500 in interest and was willing to pay the $2000 I borrowed, but they are insisting on collecting their horrid rates during a global crisis. I deeply regret doing this.,

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    CashNetUSA
    Response from CashNetUSA

    Hi Stuart,

    We are sorry to hear that the pandemic has impacted you and apologize for not meeting your expectations. We are proud to offer many flexible payment options and other forms of support during this time. We are waiving late fees and NSF fees through June 30th, 2020. We are offering payment flexibility and deferred payment options upon request. We’ve created a COVID-19 Customer Support Center with the latest information, financial tips, and government resources to help you during this period of uncertainty, which you can find at https://www.cashnetusa.com/covid-19. Please reach out to the CashNetUSA Customer Service team at (888) 801-9075 to explore our options for you.

    Verified purchase
    Refunds & PayoutsStaffBillingLoan Process

    Reviewed June 17, 2020

    This loan helped out so much when I couldn't seem to find another option. Helped pay my bills and put gas in my car to be able to help me get through this pandemic. I want to thank you from the bottom of my heart!

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed June 9, 2020

    Money was in my account is less than 24 hours. The process was simple but the interest is too high. If you need money quick CashNet is a good source. I was a computer to get loan as I had previously used the services. Thank you for your helping.

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    Verified purchase
    PricePunctuality & SpeedTimeliness

    Reviewed June 4, 2020

    I requested money at 9:00am and it was deposited in my account the same day. Quick and seamless. Beware of additional charges regardless of the amount borrowed. If you are fine with the terms then you are good to go!

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    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed June 1, 2020

    I love CashnetUSA!! It's like having my own personal bank. Whenever I need funds, I just need to request them. And I am always amazed at how quickly the process is. I am able to pay any time other than my scheduled payments as well.

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    Verified purchase
    StaffLoan ProcessResolution

    Reviewed May 28, 2020

    Raquel was awesome and answered all my questions and concerns and was able to help me with my loan which was sent to an incorrect account which was my error not theirs. But she was able to resolve it with ease.

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    Verified purchase
    StaffLoan Process

    Reviewed May 27, 2020

    Thank y’all for everything. I wish I could’ve got a little more but it helped a lot. Thank y’all. I would tell a friend or family member about y’all cause y’all did a great job. The loan process was not too long at all.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 22, 2020

    Application process was fast and easy! I heard about the service on tv and I googled them. I was approved within a few minutes and received a check to the account of my choice within a few hours! No credit check, easy and simple! Highly recommend!

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed May 21, 2020

    Personal loan needed quickly and was approved immediately. The funds were deposited the very next day. The customer Service was excellent. They also provided a disclosure in our aging customers to pay off the account balance sooner to avoid the full finance charge amount.

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    Loan ProcessRates

    Reviewed May 3, 2020

    Beware! DO NOT USE THIS COMPANY. They are very deceiving on the interest and how they apply. I borrowed 1200.00. I started paying them at the end of December. I closed my the account and paid them off the middle of April. When I closed the account my balance was 1033.00. I had already paid them $1700.00. They received around $2700.00 from me. You do better going to family and friends for a loan! If I could beat myself I would. This was the stupidest thing I have ever done in my life and I am 58 yrs old. My credit was not bad that I had to do this. Any local payday loan is better than this. Please don't get caught up in this vicious and corrupt lender. Trust me on this! The Stupidest thing I have done in my LIFE< NEVER AGAIN!

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    CashNetUSA
    Response from CashNetUSA

    Hi Gladys,

    We appreciate your feedback and understand that not everyone’s financial situation is the same. Our mission is to provide opportunities for consumers to get fast and easy access to the credit they may not find with other lenders.

    Verified purchase
    Contract & TermsBillingLoan ProcessRates

    Reviewed April 24, 2020

    CashNetUSA was very efficient with application and approval process. Was approved within an hour and received payment in my account by 3 pm that day. My only caution to future applicants is be wary of the repayment process. It’s only been one day and I already owe $10 more than I was loaned. Interest and fees are not outlined very clearly. They state it’s all in the agreement but it’s scattered everywhere throughout making it hard to recognize these terms in the agreement. Overall good experience, however, it’s only been a day. If you know you’ll have the means to pay loan off, I would recommend CashNetUSA.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffBillingTimeliness

    Reviewed April 24, 2020

    The online process was quick and easy. The money was in my account the next day. I was able to get everything I needed right over the phone and online. Everyone I spoke to was friendly and helpful. The payment options were simple and affordable.

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    Verified purchase
    Punctuality & SpeedStaffTimeliness

    Reviewed April 23, 2020

    Very fast and efficient application. I was approved almost instantly and the repayment is monthly, not every other week like some places. I had my money the next day after approval. I had no issues downloading needed files and the process was harmless. I will use CashNetUSA anytime I need money. I highly recommend CashNetUSA!! Thank you for your help when I needed it most!

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    Customer ServiceTechPricePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed April 20, 2020

    They are fraudulent and the truest definition of loan sharks. With a 325% interest rate, NEVER ever pay your debt to them. You can make a payment towards your balance and they apply it to the ridiculous interest even if you want to put it towards the principal. Poor people in a bind look towards these kinds of companies for quick money but it is NOT worth dealing with. You'll be in an endless circle of debt that you'll never get out of. I paid $400 towards my line of credit and my balance went UP. At that point, I'm the fool for even signing the contract. This is a warning. Find another place to get a loan. CashNet is fraudulent and exists only to keep you in debt. I do not want a reply from this trash company either. I do not care what you have to say. My account is closed for good.

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    CashNetUSA
    Response from CashNetUSA

    Hi Brittany,

    CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

    Verified purchase
    StaffBillingLoan Process

    Reviewed April 18, 2020

    On April 17th, I applied for a flex loan to help get caught up on our bills. We was approved within 10 minutes and our deposit will go in on the 20th. I am very pleased with the service and grateful for the help.

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    Verified purchase
    StaffLoan Process

    Reviewed April 14, 2020

    I wanted to let you know I much I appreciate this loan. Also help me build my credit CashNetUSA. I am obliged to you for giving me financial support for your helped me a lot in bring your business. I will be always be there for you.

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    Customer ServiceRefunds & PayoutsStaffBillingLoan Process

    Reviewed April 10, 2020

    I have been using CashNetUSA for almost a decade and never had a problem, until this week. With everything going on in the world I needed to defer a payment for a couple weeks so I could ensure I could take care of other obligations like groceries while wife is out of work due to COVID-19. Called the required 2 business days before my payment was due, they read all of the required legal stuff and said I was good to go to defer my payment for 2 weeks. So I set up to to have my other obligations paid.

    Woke up this morning to see that they still took the payment that was supposedly deferred. Called and was pretty much told, "Sorry, our bad but nothing we can do about it." Now I'm facing multiple NSF fees because the other payments I had set up when I thought I would have the money have already processed and will hit my bank in the next couple of days. Absolutely horrible for a company to do this and have zero compassion for a situation they caused. Was told a manager "might" be able to reverse the payment but would take 7 days if they were able to, which wouldn't help with the NSF fees from my bank. Completely unacceptable! Will be getting my loan paid off asap and will never use them again. So keep in mind they are great to work with until you need them to work with you in any way outside of the initial loan process, then like most other finance companies don't seem to give a crap as long as they get their money back.

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    Customer ServiceContract & TermsPricePunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

    Reviewed April 8, 2020

    CashNetUSA (CNU going forward) is a predatory lending company that will charge you 299.99% APR PLUS a fee for an advance for their short-term payday loan product. I used them to get through tough times, understanding the expensive cost of this money. That was a decision that I made. I made my payments always on time, never late, and often paid the balance in full. CNU continued to raise my limit a little here and there and I took advantage, always paying my balance in full.

    At the onset of COVID-19, I paid my balance in full and received a notice that they were cutting my available credit by $1,750. During people's time of need, I found this to be unacceptable, again, considering a flawless payment schedule. I emailed them to question the decision and got a BS reply. I then received an email from them saying "Congratulations! We have increased your credit line by ($1,750)!" (Yes, that's right, negative one thousand, seven hundred and fifty dollars). I know this was automated, but was this a joke? Further highlighted that they are not in business to help anyone, but predatory in nature.

    I have since closed my account and instructed them to cease contacting me via any means. The account was closed, but they keep sending emails to me saying how much they care about their customers and they are there to help us through this crisis and so on. BE WARY! They are in it to loan you a little money and take you to the cleaners if you cannot pay it back right away, in full. It does work as intended if you plan to pay it off within 30 days. If you make just the minimum payments, I would use this as an ABSOLUTE LAST RESORT and find cheaper money elsewhere.

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    CashNetUSA
    Response from CashNetUSA

    Hi Jason,

    In light of the current circumstances related to the Coronavirus Disease (COVID-19) and our commitment to making responsible credit decisions, we have taken certain precautionary measures, including lowering credit limits. In the future, customers may become eligible for a credit limit increase based on a history of making payments on time. We are proud to offer many flexible payment options and other forms of support during this time, and you can visit our COVID-19 Support Center (https://www.cashnetusa.com/covid-19) with the latest financial information and third party resources to help you during this difficult time. To discuss further with a member of the team, please contact our dedicated CashNetUSA Customer Service line at (888) 801-9075.

    Verified purchase

    Reviewed April 8, 2020

    Because I belong to a credit union and not a regular bank, I had to gather more documents to send so I definitely was not able to receive the funds within 24 hours. But I will definitely pass the word about this company and thank you so much for your patience and assistance!

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    Sales & MarketingPricePunctuality & SpeedRatesHonesty & Transparency

    Reviewed April 2, 2020

    This company is very misleading and will charge you 3x as much even if it is an early payoff. Do not sign anything!! Do not give them your banking information. They are a scam and you will end up paying 285% interest even though they say you will not be charged that you are. Watch out. They should be shut down for being cheaters.

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    CashNetUSA
    Response from CashNetUSA

    Hi Christina,

    We are sorry to hear about your frustration. We aim to make applying for a line of credit simple and transparent from start to finish. The terms of your line of credit are outlined within your contract and presented to you prior to funding.

    If you have any questions regarding the terms of your line of credit, the contract is also available for your review when you sign into your account.

    If you still have questions, feel free to contact us at https://www.cashnetusa.com/contact-us.html

    BillingLoan Process

    Reviewed March 26, 2020

    I thought they were a good business to deal with because they allow you to split your monthly payment if you can’t make the entire amount, until they deducted the partial payment and a regular payment at the same time. And no one has any kinda remorse for crediting the regular payment back to you, like it’s impossible, it wasn’t impossible for you to take it. I couldn’t believe that actually happened especially at a time like this when you don’t know how long you will be without a check. And they don’t tell you that the payment amount changes each month after you make a payment, so you really don’t know what the payment is until it’s time to pay it. I may have needed the loan, but if I knew this is how they operate I would have never bothered. If I could afford 400.00 payments, I would have been better off not getting the loan, I would not recommend this company to anyone. Beware.

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    CashNetUSA
    Response from CashNetUSA

    Hi Jean,

    We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed March 26, 2020

    I appreciated the ease and the speed with which I was able to get the loan approved. Super easy and super fast. Taking additional advances was also easy. Thank you for providing such a good service to us! Thank you, thank you!

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppEase of UseFollow-Through

    Reviewed March 24, 2020

    The online application process was very easy to navigate and I received a quick response. As promised, the funds were in my account the next morning. This whole process was exactly what I needed in an urgent time of need. This is a good financial bridge as long as you only draw what you need and pay it back quickly.

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    Verified purchase
    Timeliness

    Reviewed March 20, 2020

    I loved this service and will be letting so many people know about it. This is a life saver! The process was super easy and the funds were deposited literally through next day. Thank you so much for being there for people especially in this time of need.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 18, 2020

    Loved working with the service personnel. They were very knowledgeable. And my loan went thru very fast. Very courteous and smart. Knew what they were talking about and gave me different options to choose from. Enjoyed my experience.

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    Verified purchase
    StaffLoan Process

    Reviewed March 17, 2020

    I asked for a loan of $1,500 which was denied due to credit history. However, the associate indicated that I could receive $1,250. This amount has helped me to catch up on my obligations. The service was excellent and I'm very pleased.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 17, 2020

    The person on phone was so very nice and helpful!!! Walked me through everything with no problems!!! Would recommend to anyone needing help. Very simple to follow and understand the entire process!!! Wish I would have found them a while ago.

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    Verified purchase
    BillingLoan Process

    Reviewed March 16, 2020

    I had given up on ever getting a loan - then I received your e-mail asking me to reapply. I did and the rest just fell into place. I had several unexpected expenses that I had to use credit cards for such as dental, car repairs, taxes, and medical expenses. Thank you from the bottom of my heart! I would recommend your company to anyone struggling to get a loan.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed March 15, 2020

    I was very pleased. I did this over the weekend and it was also at night. The response was fast, easy and very understandable. Yes, I would recommend you to anyone that needed a loan to help out. I also like the facts about the credit limits. I still have money there I could use at any time.

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    Verified purchase

    Reviewed March 15, 2020

    I had a great experience, thanks but it took a long time to fill out the application and some of the things I did I don't know if I did it right so thank you for believing in me like a great numbers don't, thank you.

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    PriceStaffBillingLoan ProcessRates

    Reviewed March 13, 2020

    I borrowed a loan for $900 and although the transaction went very smoothly there was certain info that was not disclosed to me beforehand like the repayment process. My first payment was $90 and I noticed every week it was getting higher, there's no set amount every two weeks. It's like they chooses how much they want to take from you. And that is very inconveniencing due to the fact I have other bills to pay as well. I've paid over $400 toward my loan but the balance still remains the same. IN FACT I'VE NOTICED THE AMOUNT GOING UP DAILY!!! I was not told this would happen. My current balance is at $896 and mind you I've already paid $455 of this loan!! I'm not understanding how it's still $896. My loan has jumped up $6 in two days. The interest amount Is ridiculous. Where is the money that I'm paying really going?? I'm sorry but once I pay this off I WILL NOT BE USING THIS COMAPNY EVER AGAIN.!!

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    CashNetUSA
    Response from CashNetUSA

    Hi Charmaine,

    We are sorry to hear about your frustration. We aim to make applying for a line of credit simple and transparent from start to finish. The terms of your line of credit are outlined within your contract and presented to you prior to funding.

    If you have any questions regarding the terms of your [loan/line of credit], the contract is also available for your review when you sign into your account.

    If you still have questions, feel free to contact us at https://www.cashnetusa.com/contact-us.html

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 13, 2020

    This came at a needed time and as uncomfortable and stressful these type loan situations are, CASH NET WAS EXCEPTIONAL in EVERY WAY!! From the start to the deposit was a speedy, trustworthy, professional experience.... I can't believe it was so, so easy and fast!! Let me say last but not least, they overlooked my imperfect credit health.... FOR SURE!!! Bc, I'm working to rebuild it after unforeseen life crisis!!

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    Verified purchase
    Staff

    Reviewed March 12, 2020

    Though still expecting the funds to hit my account the customer care service was nice. Spoke with them and I was well directed and it was awesome. I also love the chat platform. It was amazing and the filling process was easy and straightforward.

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    Verified purchase
    Sales & MarketingPunctuality & SpeedOnline & AppStaffLoan Process

    Reviewed March 11, 2020

    Outstanding service, everything advertised on your website is accurate and true. No gimmicks, the process was smooth fast and very professional. I have no problem recommending anyone, family, friends, coworkers. Other lending sites offer a loan but the process is too much and the payback fee is way too much. I thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed March 11, 2020

    I am glad there was CashNetUSA to help me when I had no one else to call. I was at the end of resources when my sister told me about CashNetUSA. I applied and was approved within 24 hours. I would recommend CashNetUSA to anyone who needs some emergency money and fast. I am expecting to receive my approval amount by this evening. This was a relief to my stress level because I was worried about if this bill was going to get paid and how was I going to pay it so again I want to thank you CashNetUSA.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 11, 2020

    I had an excellent experience when dealing with the company. I was approved and had the money deposited into my account the same exact day! Wonderful company to do business with. I will pass on the information to others that need a quick loan.

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    Verified purchase
    Customer Service

    Reviewed March 10, 2020

    I’m very pleased with the service I received over the phone. They was pleasant not pushy or rude. It was a great experience. I’ll definitely be coming back soon when I’m needing a little extra cash. I’ll definitely be coming back to them. Thank you. Hopefully everyone’s having a blessed day. Thank you. Goodbye.

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    Verified purchase
    Punctuality & Speed

    Reviewed March 10, 2020

    My funds went to a wrong account number. Which I had hard time changing it. I’ve been with Cash Central and Speedy Cash for over 3 years and they didn't give me a hard time if I needed to change my account number or address.

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    CashNetUSA
    Response from CashNetUSA

    Hi Jennette,

    Thank you for your feedback. You can update your personal information (address and phone number) any time by signing into your account at https://www.cashnetusa.com/login. For name, date of birth, or other information, please contact us at https://www.cashnetusa.com/contact-us.html

    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan Process

    Reviewed March 10, 2020

    Fast and secure and in a timely manner when I needed the funds. I would totally recommend to anyone needing a short term loan. They were there to help me and gave me very quick responses to my questions when I called inquiring about the payment due date.

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    Verified purchase
    StaffLoan Process

    Reviewed March 9, 2020

    Forgot her name but superior service is a understatement. She was attentive, helpful & address all ongoing issues when securing the loan for me. Every company needs more employees like her. I am thankful she was my representative. I cannot thank y’all enough & her.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed March 7, 2020

    Was extremely satisfied with customer care/concern given from representative. Would recommend your company to any friend or relative with future needs. I look forward to future assistance as needed. I really appreciate the fast response time. Thank you and God bless.

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    Customer ServicePunctuality & SpeedRates

    Reviewed March 6, 2020

    Great experience!!! Fast and easy. Customer service was easy and explained everything in detail. Would recommend to anyone needing cash in a hurry. Keep in mind interest is high if you don't pay it off sooner than later. Other than that, good to go.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed March 6, 2020

    Great experience so far with Cash Net other than I can't get the customer service to email me back about one question on my account. Other than that, it was easy and quick money! I will recommend to other people.

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    Punctuality & SpeedStaffBillingLoan Process

    Reviewed March 4, 2020

    I Borrowed some money from them and it's now almost a year I been paying them $300 every 2 weeks and my loan amount has never changed... I can't never pay any bills, our house payment is late because they take $300 every payday which is $600 a month and somehow I still owe them $2000. And have another year to pay them off, why does the government let them ripped people off. Please HELP US.. SO many people are complaining.

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    CashNetUSA
    Response from CashNetUSA

    Hi Angelina,

    We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

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    Staff

    Reviewed March 3, 2020

    I was very pleased with how easy the process was. I recommend CashNet USA to all my friends and family. I will definitely be a returning customer in the future. REMEMBER CASHNETUSA when you need a little help to payday.

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    Verified purchase
    Customer ServiceStaffBillingRates

    Reviewed March 3, 2020

    Rep over the phone helped me greatly as well as helped me to better understand the entire process. The interest rates seem much lower and the first payment due date was more generous than other similar companies. Very happy so far!

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    Punctuality & SpeedBillingLoan ProcessRates

    Reviewed March 3, 2020

    Fast loan process. Good deal on loan. But oh my!!! Interest rate is freaking crazy. Example: monthly payment is $60. Only $20 of that is towards your loan. Never again. Thanks though but never going back to them.

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    Online & AppLoan Process

    Reviewed March 3, 2020

    After signing up online it was an easy and smooth transaction, I will be referring people to use CashNet USA. The ease of the website is superb and I approval in under twenty four hours. The next time I need a personal loan I will be using their service again.

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    PricePunctuality & Speed

    Reviewed March 2, 2020

    I signed up for CashNetUSA completely online and the process was quick and simple. Would recommend for anyone who is thinking about signing up for the service. There is a high APR but it is worth it if you are in need.

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    Refunds & PayoutsRates

    Reviewed March 1, 2020

    I was afraid at the beginning of this process for giving out my social security number to people I don’t know but my perception was wrong. I thank you for your assistant and promise to live up to expectations. The only thing I want to know is how much interest will I be paying if decided to refund the said amount in two months time?

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    PriceStaffBillingLoan ProcessRates

    Reviewed Feb. 28, 2020

    I was approved for a loan of $1500 in November of last year. I’ve already paid over $1400 dollars but the balance is $1727.57. The first payment was $184 but jumped up to $239 bi-weekly. Sometimes, the payments fluctuate between $239 and $245. I understand that there’s interest but this is extremely sad. This company is feasting off the misfortune of others. The interest rates fluctuate so high on a daily basis that I’m afraid that this is going to be me in a deeper hole. Please steer clear of this company. I have to figure out how to get out of this mess.

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    CashNetUSA
    Response from CashNetUSA

    Hi Brandon,

    We appreciate your feedback and understand that not everyone’s financial situation is the same. Our mission is to provide opportunities for consumers to get fast and easy access to the credit they may not find with other lenders.

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    Staff

    Reviewed Feb. 28, 2020

    Awesome!! I will remain a loyal client as long as y'all is allow me to!! I am so grateful!! Thank you so much, words just can't explain how awesome Cash Net USA is!! I really thought it was not for real until I went through the process and it was an amazing experience.

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 27, 2020

    The application process was quick and easy, if you have all your docs in a row. Also very convenient; I did everything from my phone. The only shortcoming was when I was told it was funded, not still waiting for the funds to be available in my account. Hopefully sometime today.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 25, 2020

    Applying for a loan/line of credit was easy to handle online. I was delighted to be able to have my loan processed from home. CashNetUSA was professional and explained all the steps so they were easy to understand. I appreciate my loan and look forward to working with them in the future.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Feb. 24, 2020

    When I needed funds Cash Net was right there for me. I was able to make my bills on time. Couldn't ask for an easier application process. Money Arrived very quickly. Thank you very much Cash Net for being there when I need a You.

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    Punctuality & SpeedLoan Process

    Reviewed Feb. 24, 2020

    It was very fast and easy to fill out the application and get approved for a loan. Just the best experience I’ve had in a long time, I would recommend CashNet USA to anyone looking for an emergency loan or just some extra cash, thank you.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan ProcessTimeliness

    Reviewed Feb. 20, 2020

    CashNet is an easy and fast way to get help when you’re in a bind. I was approved instantly and the funds were direct deposited to my account the next day. CashNet is a life saver and I would recommend them to anyone who’s looking for a quick small loan to help with unexpected bills. I will definitely continue business with CashNet.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed Feb. 20, 2020

    I really enjoyed my experience. I was super quick and easy! I simply applied and within seconds got my approval and terms. I agreed to the terms and the money was in my bank account the very next day. That simple!

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    Verified purchase
    Loan ProcessTimeliness

    Reviewed Feb. 20, 2020

    So far I am very pleased. I had an emergency situation and was so happy I was approved. The process was very easy and the deposit was in my bank account the same day. I will repay the loan. Thank you!

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    Verified purchase
    Price

    Reviewed Feb. 20, 2020

    When in a pinch due to hardship circumstances beyond my control, CashNet was a relatively simple process to obtain relief from unexpected financial burdens. I thank CashNet for fulfilling their offer and repayment was made easily affordable. I would recommend CashNet to all my friends who find themselves in similar circumstances.

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    Customer ServicePunctuality & SpeedMaintenanceStaffBillingLoan Process

    Reviewed Feb. 19, 2020

    Ok. I believe I've written a 5 star review before, because they've been such an outstanding lender over the past couple years, so let me explain why I am now giving therm just one star. First, I have a PERFECT credit history. Fico of about 660 or so. 19 years of 100% on time payments. I carry about $10k in debt, but perfect, PERFECT on time payment history, and only 1 account in collections (The police department in So. Cal actually stole one of my show cars. Swear on everything I know and love!!!!) and stuck me with an impound fee, and auctioned it off when they knew I was out of town for 5 weeks, TRUE STORY) and it will stay there until it falls off my credit report in 2 more years. Other than that, perfect.

    I have applied and successfully obtained 2 loans from Cashnetusa. The first was for $2600. Got the loan in March of 2018. I MADE EVERY SINGLE PAYMENT ON TIME, AND HAD THE LOAN COMPLETELY PAID OFF BY THAT FOLLOWING JULY. Yes, within 4 months. Everything was hunky dory. Constantly bombarded by emails begging me to re-loan, because of attorney fees, I decided to reapply, and received ANOTHER $2600 loan last February of 2019, I believe. Again, I MADE EVERY SINGLE PAYMENT ON TIME, AND HAD THE LOAN COMPLETELY PAID OFF BY THAT FOLLOWING OCTOBER, as in 4 months ago. NEVER LATE, NEVER MISSING A SINGLE PAYMENT. Again, I receive numerous daily emails asking me to re-loan, now for up to $3300 and special 'benefits'.

    Today, I open an email from Cashnetusa, and go to apply. I was told by "upswing", which is part of Cashnetusa, that I qualify for a 6% lower APR, and a "delay-a-pay" feature, because of my perfect track record. I logon, and to my surprise, I'm only qualified for $255. I navigate the website, log out, and log back in. Still, only $255. So I just called them and asked them what happened to my Upswing Loan amount of $3300. The lady sees my account history, and agrees with me and says "That IS strange. I don't know. Let me put you on hold and ask my manager whats going on. You're not the first person to call about this issue." SUPER nice lady BTW...so I agree.

    She comes back and says "My manager said that it's computer generated and you're only eligible for $255, but maybe in the future, you'll qualify for an Upswing loan." I said "What!?! YOU guys send me the emails!!! So, you're telling me, you offer me 'benefits' and 'perks', that aren't eligible for the 'payday loan', and despite my perfect payment history with you guys, you won't allow me to loan, or honor your email solicitations? I would think that you guys would WANT customers proven to repay their debts!!! WTH!!" and all she can say is exactly what she had said a couple minutes prior. "It's system generated and you'll just have to wait to see if you qualify and get invited again." Well, how can I NOT!?!? Do you guys actually want people that have no intention of paying you back? How do you make money!?!

    So, what once was a prosperous, generous, and what I personally considered to be the BEST small amount lender just took a HUGE L. I will no way, ever, reapply to them after what they've just done to a LOYAL, PERFECT, 100% ON TIME PAYING AND PAYING OFF CUSTOMER, EVEN IF $3300 WILL BREAK ME. I AM SO DISAPPOINTED, AND THEY LOST A TRUE CUSTOMER OVER THIS BS.

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    CashNetUSA
    Response from CashNetUSA
    Hi Domian,

    Many factors go into determining your eligibility and you can always check your eligibility by logging into your account at CashNetUSA.com. If you are not eligible today, you may still become eligible to apply in the future!

    Find out more about CashNetUSA’s refinance options: https://www.cashnetusa.com/faq.html

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    Customer ServicePunctuality & SpeedRates

    Reviewed Feb. 19, 2020

    When I signed up I thought it would take time for me to get approved. The approval was fast and the rate is also good. The sent me emails throughout the process which I liked very much. I will definitely use CashNet USA again if the need arises.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Feb. 19, 2020

    First time loan online. It was quick and easy to access site. The customer service rep was friendly and helpful when I called. I would recommend them as a solution to a short term problem. I had a family emergency and they were able to help on short notice.

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    Verified purchase
    StaffBilling

    Reviewed Feb. 19, 2020

    Thank you for the humanity and kindness. Your customer reps were patient even when I got a little frustrated. The funds were deposited the next morning and it was much needed. I would definitely tell people that this site is a blessing and great place to go if one needs financial, short-term help. Thank you. I'm just in a place where I recently made a career change and had a few bills to catch up on. It is fortunate for me to have found you guys. I appreciate the opportunity to tell you how grateful I am. Thanks again!

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    Verified purchase

    Reviewed Feb. 15, 2020

    My experience. With CashNet has been very good. I will let my family and friends know how good CashNet work with you. Thanks... I like how it dont take a long time to process or to get your money. Yes I give it 5 stars.

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    Verified purchase
    Staff

    Reviewed Feb. 15, 2020

    It was a very easy experience. A very helpful experience. It was easy to set up and maneuver through and more importantly it helped me tremendously financially. It was a blessing and really helped me in the time of need. I really do not know what I would have done without it. It was perfect timing.

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Feb. 14, 2020

    Fast and Easy. Customer service was fast and friendly Although I had trouble processing online. Once I called it only took about 2 minutes to finish the process and the money was in my account by 5 oclock the same day.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 13, 2020

    The customer service was awesome!!! Everything went really well and I am glad that you all were able to help me. I’m having financial difficulties and this loan helped me tremendously. I really appreciate the assistance. It was easy, the staff was incredibly nice and very patient. I can assure that I will pass this along to other.

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    Staff

    Reviewed Feb. 12, 2020

    Really needed cash for the equipment I needed to do a new job... You guys came through with flying colors when it was really needed and there seemed nowhere to go for help... I'll remember this and tell everyone who asks! Many Thanks. Tim

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed Feb. 11, 2020

    I had a great experience all around. Super fast and easy! The application process took 10 minutes and I received the money the next day! I would highly recommend this service to my friends and family.

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    Verified purchase
    Customer ServicePunctuality & SpeedRates

    Reviewed Feb. 11, 2020

    Very happy I was approved but along the way I got conflicting emails, some saying I was approved and then others saying I wasn’t. Great turns, easy application and great, I can do it from home and decent rates. Overall, very happy, just a little confusing while waiting on a decision. I will definitely be back if I need a little cash again in a pinch.

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 11, 2020

    Everything was easy. Just put in your information and wait several minutes and got a response. Quick and easy service that I'll recommend to friends. And to my family if they need quick cash if an emergency arrives. This is a very useful tool when you have an emergency to arrive and need fast cash.

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    Punctuality & SpeedLoan Process

    Reviewed Feb. 11, 2020

    Was fast and easy, did not have to leave my house. I will refer friends because this is better than standing in line. I have used a bunch of payday loan places in the past and a lot of them I had to drive to and wait in line.

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    Verified purchase

    Reviewed Feb. 10, 2020

    I was able to receive a line of credit when I needed it most. The process was easy and simple. There was not a lot of faxing documents. I really appreciate the hassle free service that I was able to receive. Thanks CashNet USA.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 9, 2020

    The customer service rep was great with being patience and explaining repayment questions. This whole process was fast. I did wish I had more options on the amount I wanted to take out. That part was a little frustrating making sure I took out not more than I needed.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Feb. 9, 2020

    This was a very easy process and fast. Once approved the money is transferred into your account right away. Would use them again and again. Thank you for making it so easy. Would recommend this to family and friends. Also, the loan really helped my family out.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Feb. 8, 2020

    The personal loan came into my bank account sooner than I thought. They have a cap on their APR, and customer service allowed a seamless transmittal of all information. CASHNET USA HAS BEEN IN business for over 10 years and they are in good standing with the BBB!! SO GLAD I SIGNED UP.

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    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Feb. 7, 2020

    It was very easy and the people I talked with were very helpful. It went super fast and I knew right away if I was approved or not. And I really needed it yesterday to pay my rent. I will recommend this to my friends and family.

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    Rates

    Reviewed Feb. 7, 2020

    I was happy to hear that there is no annual interest, also that the funds will be in my account before midnight, I wanted to purchased my traveling ticket to go see my grandchildren wish I haven't seen since February 2019, And my favorite granddaughter birthday is March 8, so I will be there with her, I told my daughter not to tell her. It's a surprise.

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    Punctuality & SpeedBillingLoan Process

    Reviewed Feb. 6, 2020

    Very quick and efficient. I needed a loan to pay off my credit card debt. I'm trying to build my credit score so in the future, I will have a better chance at getting my dream vehicle. Thank you so much.

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    Customer ServiceTechStaff

    Reviewed Feb. 6, 2020

    The customer service was great. I could understand the representative very well. She was very patient and polite. She took her time and walked me through the steps and made sure I understood the process and my contract. She made sure I was satisfied before we hung up. Awesome service.

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    Timeliness

    Reviewed Feb. 6, 2020

    We had a family emergency which caused me to have to take a few days off of work, leaving my last check half of what it normally is and by the time the next pay week came we were scraping pennies just to put gas in the car, I had received some mail from Cash Net USA saying that I was preapproved and decided to apply and see, with my less than perfect credit I was expecting to get denied however I was approved and the funds were in my account the very next day. My repayment options were awesome and are taken directly from my account to ensure timely repayment. I am so thankful to cash net USA for saving me in my time of need!

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Feb. 6, 2020

    This process was quickly and efficiently taken care of. I had one small glitch, I called customer service and it was resolved very quickly, as well. My funds were in the bank by the end of the same day.

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    Punctuality & Speed

    Reviewed Feb. 5, 2020

    The application process was fast. Straight to the point. I would definitely recommend to friends and family. There's wasn't a long wait time. I've tried so many other companies that required lots of information and still didn't get approved. CashNet thanks you guys are the best. A LIFESAVER!!!

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    Punctuality & SpeedRefunds & PayoutsRates

    Reviewed Feb. 4, 2020

    Never spoke to anybody as of yet, all online. Can't say yeah or nay as of yet. Online process was very fast. Got my money in two business days. CashNet is very streamlined process. Interest is to be expected. Thanks, M

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    StaffLoan Process

    Reviewed Feb. 4, 2020

    They really helped me through this hard time I am going through. I am so glad they said yes to giving me a loan. Thanks so much for the help. I don't know what I would have done without your help. I probably would have been homeless.

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    PricePunctuality & SpeedStaff

    Reviewed Feb. 4, 2020

    Easy process and fast and the money was in my account in less than 24 hours. Excellent services. I will recommend it to my friends and family. And I will use it again when I need to borrow more money.

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    Verified purchase
    Loan Process

    Reviewed Feb. 4, 2020

    Unbelievably convenient. Had no luck after hours of searching. CashNet made it easy and were professionally trained to assist me with my loan. Very thankful to have done business with them. If I were asked by a friend, I definitely would recommend.

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    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Feb. 4, 2020

    I needed to get by 'cause, I only get paid once a month on the third Wednesday, and the last month was 5 weeks instead of 4... Fast and Easy, the next day, and they called up to make sure it happened... Thanks folks???

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed Feb. 3, 2020

    CashnetUSA made it easy and convenient for me to get much needed cash for unexpected travel expenses. Hope this can be a long relationship in fast funds for unseen life issues. So far so good, thanks a lot. I've seen your ads on television and was skeptical but was surprised how fast I got the help I needed and had no problems or harassing calls. Overall it's been a very good deal for me and my family, thanks.

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    Punctuality & SpeedRefunds & PayoutsStaffLoan Process

    Reviewed Feb. 3, 2020

    Needed money to pay my rent until I got my next pay check a loan from Cashnet helped me get the money I needed. Thanks guys you made my day. Was quick and easy and got my money fast. Would definitely recommend them.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 3, 2020

    I will definitely be a return customer with CASHNETUSA and I will recommend CASHNETUSA to my family, my friends and my co-workers. The customer service were excellent service and CASHNETUSA giving me a opportunity to work with me. Thanks CASHNETUSA.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Feb. 2, 2020

    Yes I would recommend CashNet USA to friends and I'm very pleased with the response back to complete my application and process my loan for deposit. Thank You Marguerite. Rather I would like to know when can I request another loan and for how much.

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    Punctuality & SpeedEase of Use

    Reviewed Jan. 31, 2020

    The process was very quick and easy. The website was easy to use and the application only required the minimum information. It took 5 minutes to complete. I received the money the next morning even though I applied late the previous evening. The amount was just what I needed. I would do it all again if I needed more.

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    Sales & MarketingPunctuality & SpeedStaffBillingLoan ProcessHonesty & Transparency

    Reviewed Jan. 30, 2020

    This company lied about reporting your on-time payments and payoffs to help raise your credit scores. Also, the representative with the company lied about payment amounts staying the same. The original amount was 150.00 every 2 weeks, then increased to 316.00 every 2 weeks. I have filed a lawsuit. It's a very fast process to get a loan, however, do not buy into this scam!

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    Customer ServiceOnline & AppRefunds & PayoutsStaffTimeliness

    Reviewed Jan. 29, 2020

    The process was hard on my phone as I am not tech savvy, but customer service was helpful. And I got my money the next day. I had to have my wife help. We are grateful for the advance as we were stuck in a hard spot.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 29, 2020

    Fast and really easy to complete. All of the agents were really polite and easy to understand. The service was a really great experience. I would recommend you all to my family and friends. Thank you. I've never experienced anything dealing with a loan go this smooth.

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    Refunds & PayoutsStaffLoan Process

    Reviewed Jan. 29, 2020

    The staff was very helpful. Got my money in one hour, didn't have to answer plenty of questions. They loan me the amount I needed. I'm very happy. Will definitely share this with friends. Also I didn't have to be on hold to speak with someone.

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    Punctuality & Speed

    Reviewed Jan. 29, 2020

    I had a very good experience with CashNet USA and I would recommend my friends and family. I had my money in my a count at 6 am the following morning my money was in the bank. The lady that took my application, she was the best, she had a lot of patience with me because my internet service was real slow.

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    Staff

    Reviewed Jan. 28, 2020

    It was a great and easy application experience. I would recommend it. The entire process was simple and easy to understand and follow. I would recommend this app to everyone I know if they every need it. Thank you for all of the help and guidance.

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    Punctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    This company gets an A++++ in my opinion. They were very easy to apply to and answered all questions quickly and appropriately. The instructions were easy to understand and very clearly answered and were easy to file. I would recommend this company.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Jan. 27, 2020

    Quick and easy. I just filled out the form and received a answer in a matter of minutes. No hassle. No problems. No aggression of continuing phone calls. I would recommend them to family and friends. It will also help my credit rating.

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    Verified purchase
    Customer ServiceBilling

    Reviewed Jan. 26, 2020

    Was the best customer service I ever had yes I would recommend to a friend. Application process was good. My payment options is not expect but I will deal with it for time been if I have to call in and talk to somebody I will about my dates.

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    Punctuality & SpeedRefunds & PayoutsTimeliness

    Reviewed Jan. 26, 2020

    The funds were available the very next day. No hassle. No long lines. Awesome service. Perfect for a quick fix. Great time frame for pay back as well. I don't like the fact that they made my payback date a day BEFORE my 2nd pay check though.

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    CashNetUSA Company Information

    Social media:
    Company Name:
    CashNetUSA
    Address:
    175 West Jackson, Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.cashnetusa.com

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