21st Mortgage Corporation Reviews

I mortgaged my house with 21st Mortgage Corporation before I did refinance. My experience with their lending process was positive overall. The entire application and closing process took about a month and a half.

The application process felt somewhat straightforward, yet it wasn't entirely easy. Gathering the right information took over an hour since we had to collect various details. Communication throughout the lending process was mostly via email, and I found it quite effective, though there wasn't much verbal interaction.

21st Mortgage Corporation came highly recommended by my realtor. Throughout the application process, the loan officer assisting me, Lindsay, was incredibly helpful. She consistently communicated clearly and kept me well-informed, which I appreciated immensely.

Having navigated the mortgage process with 21st Mortgage Corporation, my experience was largely positive. I was referred to 21st Mortgage by my realtor, and it turned out to be a seamless collaboration. My interaction with the loan officer, especially Joy, was wonderful. She was very helpful throughout the process.

We are extremely happy with your company. Our loan officer Ryan ** was amazing and very helpful. Will recommend you to everyone. Every other place we tried could not help us because of us having a manufactured home, but you guys were right there. Thank you again for your outstanding service.

Calob has been an absolute Godsend. I almost died in 2023 and got behind on my bills and have had a hard road recovering. He and his team have been so supportive in keeping me in my home. He and his team have help making my recovery less stressful.

We were purchasing a mobile home and we chose 21st Mortgage Corporation for a title loan. The entire mortgage process with them was impressively smooth and swift. Response times were amazing, and if I ever had a query, there was always someone available to help even if my assigned representative was unavailable. The person assisting me was particularly commendable for their immediate and thorough support, ensuring everything was handled efficiently. The whole procedure, from start to finish, took about 30 days. While I’d give their customer service experience a strong five stars because of the exemplary support and efficiency, I found the pricing somewhat middling, deserving a three-star rating on that front. In terms of their online services, my document uploads went smoothly without any hitches. Overall, my journey with 21st Mortgage was positive, and I would recommend them.

I was hoping for a smooth process when I decided to go with 21st Mortgage, but that was far from my experience. The entire mortgage process became very frustrating and took about two months to close. Both the seller and the lender had issues that caused this drawn-out experience. The seller initially gave incorrect information about the home's dimensions, which led to delays. On top of that, the lender had to redo the loan at the last minute due to misunderstandings about whether the home was subject to sales tax, as it had only been rented before and wasn't previously sold.

I did some research online and decided to give 21st Mortgage a try. The application process was straightforward and entirely online, which made it convenient. It took about half an hour and I appreciated receiving email notifications regarding the status of our application.

My Experience on a $20 Overdraft fee, I have been paying on time for over 16 years, Last year I had an instance where my bank account was stolen from and the bank stopped all payments in or out until it was resoled, as a result my payment was returned to 21st as unpaid. So I called and corrected this at that time. I was told that since I was a good customer they were sure this would be waived and sent it up to be approved. It was not and I never received anything from 21st stating that, and now 6 months later it is showing back up on my statement. Called back and went thru the same information again and they said they saw it in my notes from back then but that they said they had told me I had to have a letter from the bank stating that there was issues with my bank account and they would not accept my word on the matter only the banks.

I came across 21st Mortgage when searching online and noticed a sign in front of a mobile home. My experience with the mortgage consultant Teresa and the team's overall coordination left much to be desired.

The team was really friendly, exhibiting good communication throughout the whole process. Despite it being my first foray into securing a mortgage, everything seemed to go pretty smoothly. Especially important to me was how well they managed my specific credit situation. The loan officer made sure all my questions and concerns were addressed, which I greatly appreciated. While the intricacies of the terms were a bit over my head, I definitely had no issues with them. Overall, my experience with 21st Mortgage was positive, and I wouldn't hesitate to recommend them based on my interaction.

Our interaction with the loan officers was pleasant; Mario, in particular, provided valuable assistance throughout the process. Although I can't recall the other officer's name, they both contributed to a smooth experience.

In my area, securing a loan for a mobile home through banks seemed impossible. I explored 21st Mortgage as an option and found them to be suitable. The loan process was overall satisfactory. They periodically communicated the necessary requirements to me. However, I did wish for more frequent updates on the progress without having to reach out to them myself, though I understand the complexities involved in mortgage processes.

The seller was using 21st Mortgage Corporation, so I thought it would be easier to use them. The loan officer, Tyler, was professional and easy-going, which impressed me during the entire process.

I would not do business with this company. Especially if you're financing a construction loan with a manufactured home. They hold the DMV title to the home and won't retire the title until the loan is paid off. Other lenders will not approve a loan until the title is retired. Basically you're stuck with 21st Mortgage until you can pay them off in full.

The experience with 21st Mortgage was quite impressive. Our loan officer was incredibly cooperative and informative, helping us smoothly navigate every aspect of the process. Everything ran perfectly, with constant communication and feedback. The whole procedure was excellent.

Overall, my experience with 21st Mortgage has been great. The process of obtaining the mortgage was smooth, and the consultant was incredibly helpful in answering all my questions and providing valuable information. I am pleased with my interactions and the assistance I received.

My community uses 21st Mortgage for home loans, facilitated through Centennial Parks. So, I decided to go with them and my experience with obtaining the mortgage was predominantly seamless. The online application allowed me to fill out and upload necessary documents on my own, although at times, the process seemed repetitive with frequent updates about missing information. I understood the need for detailed documentation, but it felt like there was always something more to add. Nonetheless, their customer service was stellar. Communication was consistent, and every call was promptly answered. It was reassuring that I often spoke with the same representative, Lindsey, who was incredibly helpful and addressed all my inquiries thoroughly. My mother also recently used 21st Mortgage through the same park and shared a similar hassle-free experience, which was promising to hear.

I googled companies and when I mentioned a few, including 21st Mortgage, to somebody, they said, "Oh, go through them." It was like somebody saying, "Yeah, it's a good company."

The process of getting my mortgage was quite simple; they handled most of the work, and I only had a few tasks on my end. The entire process took about a month and a half, which worked for me since I wasn't in a hurry.

Getting a loan for a mobile home through 21st Mortgage was satisfactory even though the process for buying a home sucks in general. For a mortgage company, it was as good as it gets.

A friend referred me to 21st Mortgage Corporation and the experience couldn't have been smoother. Their application process was a breeze. Every time I reached out with questions, their team was extremely helpful and communicative. The patience and professionalism of the representative I worked with really stood out.

Our first mortgage with 21st Mortgage went well. I went with them again, and the process of obtaining the mortgage went smoothly. Everything was handled exceptionally.

I needed to convert from a construction loan to a mortgage and found 21st Mortgage on the internet. They provided financing options for mobile homes.

My experience with 21st Mortgage has been positive. Although my first mortgage payment isn't due until May 1st, they have already sent me comprehensive instructions on how to proceed with the payment process, making it seem straightforward and manageable.

The mortgage application was user-friendly and updated frequently, making each step straightforward. The process took about a month from application to underwriting, which I found quite efficient.

The process of obtaining my mortgage was straightforward, and I mainly managed it online. My interactions with the loan officer were pleasant, and they remained attentive to my needs throughout. I would describe my overall experience with 21st Mortgage as exceptional. The company was successful in addressing all my requirements, leaving me with no concerns. Therefore, I would be inclined to rate them highly in terms of service satisfaction.

My Realtor recommended that I go through 21st. My daughter who lives across the street from me in the same type of home also uses 21st. So, I felt very confident with them. The entire process was straightforward and remarkably user-friendly, largely done online. As an organized person, the ability to upload documents with ease was a definite plus, and I was approved within a week, which was impressive.

The payment process for my mortgage with 21st Mortgage has been satisfactory. However, my overall experience has been less than ideal. I ended up dealing with about four different loan officers, and there was a significant mix-up regarding my loan title on their end. Communication from the company was lacking; I had instances where I didn't receive calls back and waited on hold for up to five hours, which was distressing as it risked my living situation.