National Debt Relief Reviews
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About National Debt Relief
National Debt Relief is one of the largest debt settlement companies in the U.S. Founded in 2009, National Debt Relief negotiates with creditors to reduce how much you owe on unsecured debts such as credit cards, personal loans, medical bills, private student loans and collections. It offers personalized plans to help you resolve debt, along with support from dedicated debt specialists.
- Free consultation with debt coach
- Free debt relief quote
- Numerous accreditations
- Professional and responsive customer support
- Easy enrollment process
- Fees can reduce overall savings
- Not available in all states
National Debt Relief Reviews
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Reviewed July 18, 2025
John ** was great! Unfortunately, I have to cancel this and I’ve been trying to get a hold of somebody repeatedly to get it canceled and nobody has gotten back to me. I did call and they tried to talk me out of it, but I just really need to cancel it! I need to ring the bell.
Reviewed July 18, 2025
I’m so happy with the representative for being so informative and helping me with the application process. The weight has been lifted, and I’m very pleased so far with the process. The representative has said if I have any more questions, I can feel free to email him, or call customer service.
Reviewed July 18, 2025
Bryant was very informative and thorough with all the information needed to move forward in this process! He handled everything with great care and was extremely professional. I am excited to get this process started. He made the whole process easy to understand. I am very happy with the interaction and excited to get started on relieving myself of this debt.
Reviewed July 18, 2025
I want to commend Mr. ** for being an awesome person. He was so polite and patient with me throughout the process. Thank you all for giving me the wonderful opportunity to start my life over again. I would recommend your company to my all of my friends and family. Thank you Thank you thank you again.
Reviewed July 18, 2025
Ashley ** was my representative who helped me through the initial process of joining your organization. First of all she was extremely supportive and friendly and as our conversation went on I was proud of her that she was doing the exact job she should be! What an excellent person to show caring and encouraging me through it. She seemed definitely happy that I was an approved.
Reviewed July 18, 2025
Great customer service, well explained, answer all my questions on the spot, explained how the plan works and I really felt safe and secure joining this program, I felt like I was getting my life back. Gave me numbers and time frame and everything explain really well. The customer service rep that explained the program Made me feel secure and comfortable joining the program
Reviewed July 18, 2025
Carlos was patient, helpful, and knowledgeable. I wasn’t sure what to expect coming in, but wanted to see if debt resolution was a smart choice. Carlos took the time to break everything down and interact with me as an actual real life person with real life issues. After agreeing to a solution, I can get back to approaching life with confidence - knowing that a solution is in place and there is a light at the end of the tunnel.
Reviewed July 17, 2025
Initially, I had doubts about National Debt Relief's legitimacy, but I ended up appreciating their clear and consistent communication.
One of the most significant positive impacts after completing the program is the peace of mind it brought me. I no longer have to constantly worry about my debts. However, I did face an issue: they couldn't settle one of my accounts. Unfortunately, I wasn't notified about this until I applied for a loan and discovered it on my credit report. I would have appreciated more timely communication on this issue.
Despite this setback, I remain mostly satisfied and would rate my experience as four stars. The lapse in communication could be improved, especially regarding unresolved accounts. When I inquired about readdressing that one account, I was informed it was too late to take any further action. This was disappointing, but the team members were generally helpful.
Overall, while there was a little hiccup with one account, the overall process with National Debt Relief was beneficial, and I’m thankful for the respite it provided in managing my debts.
Reviewed July 17, 2025
I found National Debt Relief on the internet looking for debt management. And I decided to go for it. I thought it was a good program. It lined up all the debts and what needed to be paid, and they add it all up and then they set up a program for payment. They were going to manage the debt by contacting the companies. I started paying the monthly payment to manage the debt, and that was it. Whether on the phone or on the computer, you have access to your program. That's how you track it and manage it. Customer support has been good. They always check in if there are any issues or any changes on the debt. They make modifications and they manage it that way.
Working with them has improved my life. It managed debts that needed to be managed because there are different circumstances, whether it be illness, death in the family, and sometimes just circumstances beyond your control. And National Debt Relief was able to help me pay my debts. I would tell others to consider NDR. They're always proactive, checking for changes and managing things that need to be changed.
Reviewed July 17, 2025
I went with National Debt Relief and I completed the program around June, and any remaining balance might now be a reimbursement for me.
Throughout the journey, National Debt Relief made handling my financial concerns much easier. Their customer service consistently proved excellent, facilitating smoother interactions as everything was managed by them—considerably reducing my personal stress. Anytime I had questions or concerns, their team promptly provided solutions and support.
The online platform they offer is quite user-friendly, allowing me to efficiently track my progress. Overall, the experience brought significant relief as it consolidated multiple credit card payments into one, alleviating the overwhelming worry I'd faced previously.
I'd highly recommend this program to anyone. In fact, one of my cousin's girlfriends is already trying it out, and I am eager to observe her outcomes. National Debt Relief really transformed my stress levels and demonstrated its value as a commendable option for debt management.
Reviewed July 17, 2025
I have some lingering credit card debt that I was struggling to manage. I signed up with National Debt Relief. My experience with them mostly unfolded online, although I also had a representative available for assistance whenever I had questions. The entire process spanned about two years. Their program efficiently cut my owed amounts in half, arranging for me to pay a set amount each month, which included various fees. This allowed them to handle the debt and payments directly with the creditors, freeing me from those interactions.
Emotionally, this service provided peace of mind. I no longer had to endure harassing phone calls related to late payments—a relief as they managed all those challenges during the setup phase. If anyone's contemplating this option, I'd say it's undoubtedly worth looking into. The program even allowed for adding more debt if needed, though I personally didn't take advantage of that feature.
Regarding their website’s user interface, I was very satisfied, granting it a perfect score based on ease of use. Overall, my dealings with National Debt Relief warrant a recommendation to friends, as they truly offered me invaluable assistance. The only area for minor enhancement might be communication from their representatives, but still, the service was really beneficial. If faced with a similar financial predicament again, I’d definitely consider turning to them once more.
Reviewed July 17, 2025
Mr. ** was my consultant. He did a magnificent job on timing, accuracy and patience. I will recommend others who are dealing with severe debt to consult with him. He was knowledgeable in all areas. When I thought this was going to be a difficult experience it was far from it. Thank you Mr. ** for helping me regain my independence back.
Reviewed July 17, 2025
National Debt Relief seemed like the best option for me after comparing various debt relief services. I found them to be legitimate and trustworthy, which motivated my choice. The signup process was straightforward and user-friendly. Once I submitted my debts, they managed all the arrangements seamlessly.
My experience with the program was positive overall. I was enrolled for about a year and a half, which felt quick and efficient. Communication was excellent throughout the duration, making the entire process smooth. Opting for National Debt Relief proved more beneficial than trying to handle repayments myself, as it ensured I could meet the commitments fully.
I've completed the program recently and was able to wrap it up this past summer. Honestly, I’m quite satisfied and have already recommended National Debt Relief to friends.
Reviewed July 17, 2025
I went with National Debt Relief based on past experiences and recommendations from family members. My overall experience with their customer service was pretty good. They handled everything professionally, although I did notice that it sometimes took a while when working with another creditor. However, I would recommend them to others based on how they managed my situation effectively.
Reviewed July 17, 2025
A recommendation from a friend, who had positive experiences with similar services, led me to National Debt Relief. The program provided the support I needed to get back on track effortlessly. My interactions with their representatives were always pleasant; they were courteous, helpful, and generally resolved my queries immediately.
While initially, my phone rang a lot after enrolling, things smoothed out once everything settled and as long as I made my payments on time, I didn’t encounter any issues. There was a time I needed to defer a payment by a month, and thanks to my record of on-time payments, they accommodated me nicely, which was a relief.
This program has been life-changing, giving me a fresh start and teaching me accountability. I learned not just how to budget, but also the importance of allocating every dollar wisely in advance rather than reacting after bills come due. It’s about discipline and planning ahead. For me, seeing my accounts settle and debts diminish brought immense satisfaction and motivation to continue strong. I even started saving a bit from my paychecks—something I hadn't done before.
Tracking my progress through their online portal was reassuring, allowing me to witness my achievements firsthand. Overall, National Debt Relief has empowered me to become financially prudent and independent.
Reviewed July 17, 2025
I settled on National Debt Relief based on a recommendation from my sister, who had great results with their services. My experience with NDR was largely positive, thanks to the professionalism and persistence of their team. They were relentless in resolving issues, which was particularly reassuring during a stressful time with one of my creditors.
There was a snag with an agreement involving American Express, where confusion over debt reduction led to legal proceedings. While I was frustrated, NDR's support during this ordeal helped manage the situation without further escalation. Their dedication was evident, and I felt they genuinely prioritized resolving these issues.
Throughout the process, I gained valuable financial insights. I realized the importance of managing credit responsibly and learned to prioritize essential expenses over discretionary spending. My experience with NDR encouraged me to be more organized with my finances, which was a necessary and beneficial lesson.
Despite the hiccup, the service provided by National Debt Relief was commendable. Their capability and commitment to keeping me informed allowed us to settle the debt amicably. Based on my experience of avoiding further court complications, I would rate their service highly.
Reviewed July 17, 2025
I went with National Debt Relief around four to five years ago and the deciding factor was their reputation for providing excellent customer service, which truly lived up to my expectations. They were always incredibly prompt and pleasant whenever I needed to get in touch with them, each interaction being a positive and helpful experience.
The quality of service they offered was commendable, and in my view, they handled the entire process remarkably well. I was completely satisfied with their service and I would readily recommend National Debt Relief to a friend.
Reviewed July 17, 2025
I had an amazing call with Bryant and got ALL my questions answered and double checked answers. He was so patient and fun. I am excited to get rid of this debt! Also, had to call Collette for a change on application. She was friendly and very efficient on fix.
Reviewed July 17, 2025
The National Debt Relief service agent who worked with me to gain program acceptance was Schuyler **. From beginning to end, he was knowledgeable, professional, and was able to move the process forward to completion in a remarkably short period of time. I enjoyed interacting with him and have no doubt that he is dedicated to his work, as well as being very good at it. I would recommend him highly to anyone else with minor financial difficulties who is looking for a helpful and empathetic agent to assist them.
Reviewed July 17, 2025
From the very beginning, NDR was exceptionally committed to helping us settle our accounts and did a fantastic job with everything. The entire enrollment process was smooth and easy.
Moreover, their customer support truly stood out. Everyone I interacted with was extremely helpful and quick to address any questions I had. The whole experience was positive and everything was resolved in a timely manner.
Working with National Debt Relief impacted our lives by helping us become almost debt-free and managing our finances better.
Reviewed July 17, 2025
My experience with NDR was wonderful. The customer service impressed me with how they eased me into the process, patiently explaining every detail.
My overall journey was smooth and satisfactory. National Debt Relief had a positive impact on my life, helping me pay off my debt quicker than expected, which brought immense happiness and relief.
Reviewed July 17, 2025
I am 81years of age and the Gentleman that helped me was very Professional and patient. He explained to me things I didn't understand. Mr.Daniel ** God bless you. I hope the whole staff is like that. If so it's a beautiful work environment, You all continue with helping people. Doris **
Reviewed July 17, 2025
I went with National Debt Relief to manage my credit card debt. This wasn't my first time seeking debt consolidation, but my previous experience was with a different company. When compared to the other company, National Debt Relief offered a similar program. They provided a payment plan slated to last about a year or two, but I managed to complete the program earlier than planned.
I’ve completed the program successfully, and I'm quite satisfied with the results. So much so that I've already recommended National Debt Relief to my parents. My overall experience with NDR was positive.
Reviewed July 17, 2025
Mike was a great representative to work with. He understood and respected my needs and went over everything with me. When there was a lull in the computer work, he filled it with pleasant conversation.
Reviewed July 17, 2025
All debts was just getting out of hand. I was up to date on a few and over 30 on some. I just reached out and got help l needed at a good price. The agent that helped seemed concern and very helpful. He took the time to reassure me that l had made a good choice and it would be good in the end. I had to go to work, he set up another day to call me back and he did just that. Thanks.
Reviewed July 17, 2025
The kindness I was shown from the very first communication was such a blessing. Jon walked with me step by step down a road of financial uncertainty that I have not traveled on before. Knowing I have Jon and the National Debt Relief team in my corner helps me breathe a little easier!
Reviewed July 17, 2025
I loved the explanation I was given but it is very vague in my mind now. I am having issues figuring out the emails too. I don't remember what I'm supposed to do but I think very highly of you I know that. The person I spoke with was very patient with me, I just don't know how to proceed.
Reviewed July 17, 2025
They told my payment will be for $266 per month which totals $3,192 a year times 2.5 years is $7980. I agreed and then they put the payment at $133 every two weeks. I didn’t pay attention until I realized it's 26 payments a year for $133 which is $3,458 instead of 12 payments a year for $3192. At the end it pays $8,645. Jeremy and Kelly are con artists. I’m backing out of this deal!
Reviewed July 16, 2025
I had good answers to my questions and the person I talked to was very helpful and real kind. He didn't have a bad attitude. I was very satisfied with my answers when I asked questions. The person explained everything to me where I understood it. I would tell my friends and family to call you guys if they need help with anything
Reviewed July 16, 2025
Kristen was very knowledgeable and patient while assisting me! If I had to refer someone to National Debt Relief, I hope they too get the pleasure of being helped out by Kristen. Any question I had she already had the answer which made the process incredibly easy! Looking forward to continuing this process in becoming debt free.
Reviewed July 16, 2025
Nicolas ** was the specialist that assisted me through the whole process of the debt relief program. After we finished, I was left with no unanswered questions. His time and his patience was amazing. I was well informed and excited to complete the process. He made me feel very comfortable and he explained everything in detail. I enjoyed my experience with him. He is a great representative for this company.
Reviewed July 16, 2025
Oscar was very quick to answer my questions, and he was always willing to go back and recap anything I may have missed while setting up the program for me. I would be very happy to work with him anytime. Well, I would like to have Oscar on my team here at FFX because he seems like a very good leader.
Reviewed July 16, 2025
Horatio was very pleasant to work with. He explained everything to me in detail. He was really understanding about my situation. It was a complete pleasure to work with him. Yes I would recommend to someone in my similar situation. I hope that if I do referring to a friend that they get someone as wonderful as Horatio. I felt as though a 1000 lbs had been lifted off of my shoulders. Thank you for everything. You were simply amazing.
Reviewed July 16, 2025
Tivon ** was extremely instrumental in guiding my wife and I through the application process. He was committed and patient in our completing the application. We appreciate his efforts. Though time consuming, we worked through the process to assure success in getting everything accomplished.
Reviewed July 15, 2025
I would definitely recommend a friend and or family. The experience was awesome, the agent was awesome, helpful, and understanding when I would mess up. But all and all it was great. I'm looking forward to start and see how things go from here. Thank you again for an awesome job. Robert **.
Reviewed July 15, 2025
I had an amazing experience, he answered all questions I had & was very helpful. He did an Amazing job getting me started in the program. I will recommend National Debt Relief to my friends and family. Can't wait to see what they do to help me in my situation. My debt will be settled in 3 years. A lot better than 10 years doing it on my own. 💖
Reviewed July 15, 2025
Just finished talking to young lady (sorry I forgot your name). She was very understanding and answered all my questions to a point where I understood. Thank you very much. What a good company. Also thanks to Joseph for helping me to fill out application step by step. Would recommend you to everyone who wants to be debt free. It’s a sigh of relief.
Reviewed July 15, 2025
I felt my advisor took a lot of time explaining the program to me. He was personable and patient with me. The only critique I have is that I don't believe I was informed that forgiven debt can be taxable. I would still have chosen this path so it doesn't matter at this point.
Reviewed July 15, 2025
My name is Yolanda. I just talk to someone on the phone, had a bad experience with these people. How he was talking was very unprofessional. I will not be doing anything with these people and have a great day
Thank you for reaching out and sharing your experience with us. If you would like to reach out to us, we will do our utmost to assist further. Thank you again for bringing this to our attention.
Reviewed July 15, 2025
Candace gave us such a warm and understanding feeling that we knew we were making the right choice to start the journey to financial freedom. She was caring and patient. Her knowledge was valuable. She walked us through everything step by step and made sure we understood everything. We are very thankful that we found NDR and we can make the right choices now knowing our debt is being handled in the correct way.
Reviewed July 15, 2025
Steve was super helpful and explained everything so I could understand and be clear on what will happen. He was very patient and gave the facts on my situation and how NDR would help me and all of my options going forward. I would recommend NDR to anyone who is in a similar situation.
Reviewed July 15, 2025
I was very well informed with all that I needed to know. Very pleased with the information. I liked that he took his time and made sure I understood everything. He made sure I didn't have any questions before we hung up. He also went through the contract with me.
Reviewed July 15, 2025
I went to sleep last night feeling that l received a blessing. God directed my path finding comfort and assurance that there is a brighter days ahead. Living on a limited income, only social security with the high rise of cost, I’m just grateful that I picked up the phone and made this step forward. Thank you so much, your representative was spot on (Joann **). Thank you.
Reviewed July 15, 2025
NDR gave me an opportunity to consolidate and reduce my debt load with a manageable payment plan. The process was very professional and my agent did a great job explaining the program and answering my questions. I would recommend NDR to anyone looking for financial assistance to help them get on the right track to get in control of their finances. I know that they have been a life changer for me to see light at the end of the high-interest nightmare.
Reviewed July 15, 2025
I talked to Mr. **. He was so helpful and explained in detail how he was going to help me with my debt - by the end of the process I felt this huge weight being lifted off my shoulders - anxiety went down and I felt like I could see a light at the end of the tunnel - Thank you Mr. **.
Reviewed July 15, 2025
Great expierence, all details explained thoroughly. Very time consuming but understood. Feel like next two months will be stressfull with creditors phone calls etc. Lots of fear with legal action and the time my payments stop and NDR negoitating with creditors. All contact phone numbers, with direct lines were provided. Personal loans have no ability to turn off auto pay, so I was forced to go to my bank to stop those charges.
Reviewed July 14, 2025
My Experience was amazing. I would have never thought that there was representatives out there to explain to me how they can be there for you in your time and need. I was trying to figure out how I was going to pay off my credit cards. Thanks to National Debt Relief, they were there for me... Yes, I would definitely recommend a friend. Thank you, Pernell **.
Reviewed July 14, 2025
Although the interviewer was knowledgeable friendly and polite you spoke too fast to allow me to totally comprehend. Although I believe in the program I told him I had an obligation coming up and I needed to see what my current budgetary demands were. Can I find that what I'm signed up for. I like to program but I can't enter the program until October and they have me entering the program within 2 weeks.
Thank you for reaching out and sharing your experience with us. We're pleased to hear that you found our agent knowledgeable, friendly, and polite. We’d be more than happy to review your enrollment details to ensure plans line up with your timeline. A member of our team will contact you shortly to address any questions or concerns. Your feedback matters greatly, and we're here to help clarify everything for you.
Reviewed July 14, 2025
For years, I've heard your advertisements on the radio and seen your ads on TV. I always thought of your organization as a scam. My thoughts have changed as a result of the excellent service and advice I received from Chris **. He was patient and extremely thorough. Thanks so much, Chris.
Reviewed July 14, 2025
He was amazing and did a great job of getting me back set up with this program. He was professional and kind, and took me through all the steps. I was impressed and look forward to working with NDR. My friend shared her experience with me and I was impressed with her results and I am looking forward to being debt free.
Reviewed July 14, 2025
I was really feeling at my worst and I didn't think anything could really help me but this service was excellent! Having the worker Bryant explain everything to me, and answered all of my questions was such a kind and wonderful help since this was so new. The whole time I felt my anxiety was easing. The customer service was on point, the person who helped me was empathetic, patient and a huge relief.
Reviewed July 14, 2025
Easy process. So far so good! Highly recommend for help with overwhelming debt. Rocco ** provides A++ service. Clear, concise information and explanation. Professional and courteous. Fast and easy process. Anxiety relief to know this debt will be paid in only forty-two months or less. I one-hundred percent recommend National Debt Relief for help with your debt.
Reviewed July 14, 2025
Caesar was EXTREMELY helpful, patient, insightful, and made a very difficult call I was not looking forward to making, very very seamless! He took time to not only evaluate and decide what we felt would be best for me, but he also really emphasized how he truly is in my best interest and wants to help a veteran out.
Reviewed July 13, 2025
Angela ** is fantastic! She is super knowledgeable. She should be patented! She should also be promoted and get a raise! I will recommend her to everyone that I know! She helped me with every single question that I had. I hope that you have more like her. If you do, your company will flourish.
Reviewed July 13, 2025
Michael ** made me feel at ease the entire time. He answered all my questions and made sure I understood everything. Most people make you feel ashamed for going into debt, but not once did he make me feel bad for trying to survive. I owe him a lot of gratitude for helping me take back control.
Reviewed July 13, 2025
The person that walked me through the program was great! She explained everything and answered any questions that I had with clarity! I feel such a relief with our debit situation! Amber is a great asset to have with your company. The experience was easy. Walking through the sign up process was great with Amber's help.
Reviewed July 13, 2025
Joseph ** was very helpful and very kind. He helped me and my husband try to get us help and he was able to approve us and made us very relieved and happy. He made sure we understood everything and made sure to answer every question. He was amazing and I highly recommend Joseph ** to everyone that calls. He broke it down so I could understand things that was hard to understand stand.
Reviewed July 13, 2025
I sought some answers to my current debt situation and contacted National Debt Relief. Brenda ** was exceptional in her knowledge and assistance to me. She was friendly and professional, answered all of my questions and made sure I understood all of the aspects of the process. She was outstanding!!! I would highly recommend your company and Brenda **.
Reviewed July 13, 2025
I want to Cancel contract immediately. Please let me know that the contract is now cancelled. According to your website I just need to write you that I want to cancel my contract, and it will be done. Please let me know That the contract is cancelled. Cancel cancel cancel.
Thank you for getting in touch with us regarding your contract cancellation. We can confirm that your request to cancel the contract has been successfully processed. Should you have any further questions or require assistance, please do not hesitate to reach out to us directly. We're here to help.
Reviewed July 13, 2025
Your customer Rep, Dale, was awesome. We had a few wrinkles setting up our account; but, he stayed the course and didn't lose patience with us. (Like couldn't find info for husband's history.) He was very informative and kept us well informed through process. Thank you for helping us face the future in a better light.
Reviewed July 13, 2025
National Debt Relief was on social media. Throughout my enrollment in their program, I generally had a positive experience with their customer service team. They were very responsive whenever I had questions or concerns, ensuring I received the clarifications I needed promptly. However, there was a slight hiccup towards the end of the program when I wanted to increase my payments to pay off my debt sooner. It took a couple of calls to sort this out because there seemed to be a bit of confusion regarding what I was proposing. It wasn't as if they were against me finishing earlier, but it felt like the pre-set plan was inflexible. Ultimately, though, the issue was resolved satisfactorily.
Another point of concern arose after I completed the program. I faced challenges when trying to log back into my account; it appeared to be disabled without any prior notice. My request to close the related bank account created through them seemed pending as well, though I did receive my refund. I've already suggested the program to a friend who seemed interested in exploring it as an option.
Reviewed July 13, 2025
National Debt Relief was on TV. After comparing feedback and conducting some research, I decided to proceed despite initial nervousness about sharing personal information. Their team was very reassuring and their professionalism eventually gained my trust, making me feel quite comfortable. While I don’t remember every detail, I do recall filling out forms and that process instilled more confidence in me.
The only time that I felt one bit frustrated was when they were holding the funds, and they could have paid off something. We would send chunks and say, "Now, pay off this or that." 'Cause we wanted to graduate early. And sometimes, it felt like it took a while because they have a law service, and they would go through them to reach out to the creditor, and the creditor would agree or disagree with the early payoff. Although it was a bit of a waiting game and I'd hoped for quicker progress toward completing my debts, I understand it might be their standard procedure. NDR saved me a substantial amount of money, and the professionals I dealt with were truly supportive.
Reviewed July 13, 2025
The program of NDR worked exceptionally well for me. The enrollment process was relatively smooth, and whenever I needed help, I received excellent assistance. The customer support was outstanding, which made me feel confident in my choice. I completed the program earlier than expected, unlike my experience from 15 years ago where fees kept piling up with little progress.
I used the app on my phone to track my progress, which was initially a little challenging for someone like me who isn't very tech-savvy. However, I quickly adapted because the app was quite user-friendly compared to others I've encountered.
My main goal was to avoid bankruptcy, and I managed to pay off my credit card debt, even with the health issues that initially accumulated it. This achievement has reduced my anxiety and improved my overall well-being by eliminating a major source of stress.
National Debt Relief has been a tremendous support, alleviating much tension in my life due to debt relief.
I would recommend this program to family or friends exploring debt relief solutions. This has been the best path for me, providing peace of mind and financial freedom.
Reviewed July 13, 2025
I was with NDR for about a year to a year and a half, during which they lived up to their commitments and met deadlines, which I appreciated. The enrollment process was quick and easy, making the start of my journey with them quite smooth. Overall, I was satisfied with their service.
Reviewed July 13, 2025
Jeffery was very resourceful and went through the steps and all my options. Would definitely recommend. Can not wait to start this program. No more paying interest just paying off my debt. I really can not say anymore as this is the truth that it is that simple. Thank you so much.
Reviewed July 13, 2025
Throughout my entire experience, the customer service from National Debt Relief was excellent. Their team was always courteous and made sure I understood the process every step of the way, which was reassuring.
I'm pleased to share that they delivered everything they promised. They managed to take care of all our debts, which was a tremendous relief.
Overall, I was very satisfied with National Debt Relief and would highly recommend their service to others seeking help in managing their debts.
Reviewed July 13, 2025
I called National Debt Relief and spoke with a representative, thought it over for a couple of days, and then signed up. The enrollment process was incredibly straightforward. The gentleman I interacted with guided me through each step, which made it an easy experience.
During the 2.5 years of making payments through their program, I encountered a couple of instances where I had issues with the payment date. National Debt Relief was extremely accommodating, allowing me to adjust the dates to avoid missing payments, which was greatly appreciated. By the end of May, I had successfully paid everything off with their help.
Tracking my progress was simple through their online portal, which was user-friendly and required just logging in and browsing the site. The primary lesson I learned is to avoid getting into debt again. I even recommended National Debt Relief to my son when he lost his job. He is now over halfway through paying his off since securing new employment.
Overall, my experience with National Debt Relief has been commendable. Their customer support and flexibility are major reasons for my satisfaction.
Reviewed July 13, 2025
Throughout the process, I found that the customer service was excellent, as they guided me every step of the way. What I really appreciated was the simplicity of making a single payment each month, which suited my needs perfectly. I felt it was the right decision for me personally. My overall experience has been very positive.
Reviewed July 13, 2025
The enrollment process at NDR was seamless given my circumstances, primarily involving credit card debt. I appreciated the transparency and support from their customer service team. The rep I worked with was instrumental, providing clear explanations and valuable suggestions tailored to my situation.
Participating in this program was truly transformative. I was on the brink of financial despair, and National Debt Relief offered me a structured path forward. It helped in reshaping my financial literacy, preventing future financial missteps. Today, I only have a car loan post-enrollment and generally maintain a healthier financial standing.
For tracking progress, I utilized their website portal, which was quite intuitive and straightforward for monitoring my journey. Although it was not an app—which might’ve been more convenient—it worked well for what I needed.
Reviewed July 13, 2025
My sister and my mom have enrolled first at NDR. I tried to enroll as well. It was easy to enroll as long as you know all the questions needed to be answered. And if you put it in correct order, then it's an easy process. I tracked my program online. I made an account, I signed in, logged in, and I could see all my summary in there. Customer support was helpful. They tried to help me with anything they could. Working with them has helped me on my bills. Before, there's so much to pay, but with National Debt, it's only one payment that you need to pay. It also has helped me a lot in my daily life 'cause I live paycheck to paycheck.
Reviewed July 13, 2025
I wish the sign-up process at NDR had been more detailed, specifically concerning unexpected fees. However, once those issues arose, customer support clarified things efficiently, showcasing their kindness and helpfulness. It was always easy to contact someone for assistance when needed.
The program has genuinely helped me save money. When initially explained, all seemed clear except for those pesky fees. Despite those hitches, my overall interaction with them was positive. They were responsive to all my inquiries, even if they sometimes missed their target savings percentages. Instead of saving 50%, I often saw savings closer to 30%.
I’d recommend National Debt Relief to friends and family in need. While negotiation outcomes didn’t always meet initial expectations, and the extra recurring $18 fees felt excessive, they still proved effective in part. Payment methods sometimes came with additional fees based on how they were made, such as through email.
Reviewed July 12, 2025
National Debt Relief has a wonderful program. I heard about it online and based on the reviews I read, I signed up. I liked how they handled everything for me with my creditors and their customer service was excellent. I would recommend them.
Reviewed July 12, 2025
National Debt Relief's customer service seemed like the best. The initial interaction with their representative was excellent, providing clear guidance that made me feel supported from the start.
During my enrollment, I was dealing with a significant amount of debt, estimated between $10,000 to $15,000. I'm grateful that National Debt Relief managed to reduce it by half. They were extremely accommodating, especially when I faced challenges in making payments due to financial hardships. Their support allowed me to effectively cut down my debt and gain valuable insights into managing my finances better moving forward.
When it came to customer support, I experienced great service each time I reached out. The team was consistently supportive and understanding, making me feel valued. Additionally, tracking my progress was hassle-free. I appreciated the dual login system with BetrLink and National Debt Relief, along with regular statements that kept me informed.
Overall, I was thoroughly pleased with the program's results. It has motivated me to consider engaging their services again if needed, but for now, I am focusing on eliminating the remaining debt and being more conscious about my financial decisions.
Reflecting on my journey with their program, I realized its impact on my perspective about credit and financial responsibility. Having completed the program successfully a couple of months ago, I’m thankful for the assistance and support provided by the team. Throughout this period, no other companies matched the superb service I received from National Debt Relief. They truly made a difference in my life.
Reviewed July 12, 2025
If you are struggling with debt and don't know where to turn, reach out to these guys. I was nervous at first but I got to a point where I really didn't know what else to do. They took my monthly responsibility from about $2300 to $441/mo. Huge weight off of my shoulders and I feel like I can actually make some progress moving forward. Herb was awesome to work and guided me the whole way. If you need help, do not hesitate, especially with the way things are in this economy right now.
Reviewed July 12, 2025
I was fearful to reach out for help! The stereotype of being in debt made me feel worthless and worried all the time. I was so anxious, that I couldn't sleep or think about anything other than, how am I going to fix this mess I'm in. Then I called and spoke to a very sweet person, who made me feel hopeful that I could do this. The encouragement I received was more than I can express in words.
Reviewed July 12, 2025
I worked with Scott **, he was very helpful and prompt to replay. Very easy process to get started on the relief process. He made everything easy to understand and made sure I knew all the commitments I was making and offered all the benefits but didn't force anything I did not want to be enrolled in.
Reviewed July 12, 2025
It was fun and quick. He was great to work with and look forward to my journey. I’ve heard about this company through reading reviews from other customers. It was fun and quick. He was great to work with and would recommend you to friends. My future is going to be great now that I’m working with you.
Reviewed July 12, 2025
National Debt Relief got me out of a lot of debt. Engaging with them was seamless and their customer service was quite satisfactory.
Reviewed July 12, 2025
My experience was pleasant, Lamar ** was incredibly helpful and direct to the point when it came to signing me up. He had a very amazing and positive attitude as well, I’d most definitely recommend him if anyone needed these services. Thank you so much again for all your help!
Reviewed July 11, 2025
The gentleman that assisted me was very professional and helpful. He was able to help me resolve my financial issues and helped relieved my stressful situation. For that I am thankful. I would definitely suggest anyone in my same situation to contact him. I would encourage everyone to contact y’all in the same situation or even for loan assistance.
Reviewed July 11, 2025
My experience with applying for debt relief with agent Aaron ** assisting me. He had so much patience with me because I'm not tech savvy, meaning I'm slow. He was so professional and patient. Thank you Aaron. He explained every step of the process to where I could understand it. I would definitely recommend this service to family and friends.
Reviewed July 11, 2025
The account representative was very helpful and made my process easy to understand. He walked me through everything and made sure that I fully understood what the program was about. I was surprised at how much information he provided to me. He went through each page before I had to sign.
Reviewed July 11, 2025
My Customer Service Rep. is Josh, and he was so understanding, helpful and knowledgeable. He listened to me and put together a package for me that is just incredible and has given me a much needed path to becoming debt free in a much shorter time and that is completely realistic and doable for me. I told him that after we talked that I felt such relief that I was going to cry. Josh ROCKS! :-)
Reviewed July 11, 2025
This is my first time utilizing NBR and I must say that overall I'm pleased with thoughtfulness and clarity of the program. My NBR specialist took the time to fully communicate the program and the overall benefits I would receive. I'm not as stressed and believe I can pay off the debt.
Reviewed July 11, 2025
April made this process feel less scary and overwhelming than I had anticipated it would be and I was able to feel confident about what to expect for my financial future and plans in terms of improvement and actions. She is an asset to this company. No I don’t know her personally. She is just that good apparently. Thank you April B.
Reviewed July 10, 2025
They were very helpful very courteous and professional and sympathetic. I feel like I can overcome this financial situation and it has been very uplifting. It was a good experience and I would recommend this to anyone who is suffering from credit card debt. I appreciate the help and everything you have done for me and I will definitely recommend to anyone I know in the future. Thank you
Reviewed July 10, 2025
The conversation that I had about the program was positive. I appreciated the candor and also the transparency of the program. I am anxious to relieve myself from my debt problems. The representative was helpful and explained the program details with me thoroughly. I hope that everything goes smoothly and I intend to monitor my progress intensely to make sure that all goes well.
Reviewed July 10, 2025
I explained to Herb that I'm really incompetent dealing with the internet. However he was very helpful and patient. I would recommend you to friends or family who might need your services..Thanks to Herb I got signed up just fine. Thanks so I'm hoping to be out of debt in little less than five years. So thanks again.
Reviewed July 10, 2025
Amazing, easy, Kurt was awesome, made it feel natural. I was already sold but he kept telling me the benefits. I’m in sales and have a lot of experience of the phone. I can tell he was trying to hit every point. Thank you
Reviewed July 10, 2025
Although the process ended up being not so straightforward, Drew was there to walk me through every step. He made the process easy and communicated very clearly and consistently through the whole process exactly what I needed to do. He even stayed late to help me finish up my registration, officially welcome me to the program. Amazing customer service!
Reviewed July 10, 2025
A loss of a job, and eventually my unemployment running out, led me to National Debt Relief, I kept seeing the ads on TV, and hearing the ads on Sirius. When I was unable to secure a consolidation loan, National Debt Relief became my only option besides bankruptcy--again. Diego, my representative was extremely helpful. We had many rounds of "phone tag", and he respected my time. He answered my questions and reassured me. I look forward to working with NDR to help me get debt free.
Reviewed July 10, 2025
The representative was very knowledgeable and helpful. His customer service was 100 percent and more. I will gladly recommend anyone to your company. I was informed about every detail and was given the opportunity to ask as much questions as I wanted. Customer service is very important to me, just hearing the right tone will make you want to do business with the company. My representative was very professional and polite. I was very impressed.
Reviewed July 10, 2025
It went very well and and Ninso did a great job explaining the program. The program was very informative and will help me get back on track to save my credit and I can rebuild my credit. I was very impressed with the company. I will be happy to get the high interest cards taken care of and off my back
Reviewed July 10, 2025
Explained the whole process very thoroughly! James is very good at his job! Highly recommend the whole process. Took us around 1.5 hours to do it all so make sure you have plenty of time laid out for the phone call, but you will not regret it. Answered all my questions and concerns, and went through the contract step by step with me so to make sure I completely understood the process.
Reviewed July 10, 2025
Lauren ** stay with me all the way with my questions and she was very patient with me. I really appreciate that when I'm in a difficult situation. I really hope this will help me out. I'm praying for everyone in this situation. Thank you Lauren for helping me get through this. Thank you. Thank you.
Reviewed July 10, 2025
I had a wonderful experience with Sarah. She was so patient and knowledgeable about helping me with my debt problems. The monthly payments are very reasonable. I’m looking forward to getting my debts paid and raising my FICO score. I have no intention of ever getting in this position again. I feel confident that I am getting the help I need. I would recommend this company to anyone needing help with their debts. From the first person who called me to the end of the call I was very satisfied and treated very well. I wasn’t made to feel like a bad person because of my debt.
Reviewed July 9, 2025
This was the first ever doing something like this and I wasn’t sure what to expect. It was very easy working with James. James and NDR made the process very easy to get started. Looking forward to a great working relationship. Looking forward to see how this turns out in the next 3 years.
Reviewed July 9, 2025
An absolute great experience with Erin S. Very helpful and caring of my situation! She explained the whole process, step by step and went over every detail. I am very happy I decided to open an account with NDR! I would recommend them to anyone looking to fix their credit card debt.
Reviewed July 9, 2025
They put me at ease right away and walked me through the entire process in a very thoughtful way, explaining each step in detail. The person who helped me out had impeccable customer service and even said he'd been through the process himself. He made me feel hopeful. I'm just beginning the process. We'll see.
Reviewed July 9, 2025
They was very helpful! The customer service was Excellent!!! He made sure the best plan meet my needs! He was very Supportive, Kind and Respectful! Made sure I understood everything! Word for word! So yes I will recommend a friend and family! If you are looking to get out debt try them you would not be disappointed! They Will give you the best customer service!
Reviewed July 9, 2025
I was treated fairly, quickly. Everything was explained to me and Daniel made sure I understood. Thank you Daniel for helping out with opening my account. Have a blessed day. I have been wanting to get help with my debt for a long time but was scared. When I texted National Debt Relief, it wasn't even five minutes before my phone was ringing. I'm so glad I did it. I'm still a little scared but I will make it and be better off for it. Thank you NDR for giving me a chance.
Reviewed July 9, 2025
I am happy with the experience I have had so far with National Debt Relief. I can only say there needs to be more focus on the review of the contract and it should be clear, no speed reading and there should be someone who speaks clear English.
Reviewed July 9, 2025
The representative is very helpful. I just hope I’m doing the right thing. My debt load really isn’t that high but if I can get it reduced in two years without paying the enormous credit card interest, I’m all for it. I’m looking forward to being debt free and not using my credit cards again.
Reviewed July 9, 2025
I have had wonderful people taking my applications, was very kind taking my application, explained how to fill out my application and was very kind to me. It took a good while to help me with my application. I was very slow had no computer knowledge. They were very kind and never got upset with me
Reviewed July 9, 2025
Jon D. was very nice and helpful. He explained how everything works so I could understand. I learned a lot from all of the process. I feel so much better now, and, am looking forward to a better future. The biggest thing was the kindness at a time when I was very distressed from being so much in debt. That comes from my heart. Thank you very much
Robin **
Reviewed July 9, 2025
Anna is everything you need, couldn’t be more satisfied with the experience. They were professional, knowledgeable, and incredibly thorough with every detail of my debt situation. From the moment I reached out, communication was prompt and clear. They made the entire process smooth and stress-free, taking the time to explain everything in a way that was easy to understand.
Reviewed July 9, 2025
I just enrolled in the program and so far the representative was excellent, professional and knowledgeable who understood my dilemma and did an excellent job making me feel comfortable in my decision to enter a debt relief program. He explained everything very clearly to me and my co-signer and reassured us that we were not the only ones in need of credit assistance. I would recommend him to friends and family if asked about the program.
Reviewed July 9, 2025
In my opinion, National Debt Relief sets the standard of excellence when it comes to customer service. The customer service members are truly professionals. I felt the weight of the world off my shoulders after the call was completed. I would recommend them to everyone who needs Financial relief. Ed. Mc.
Reviewed July 9, 2025
I was very satisfied with the treatment I received from the representative. He was very courteous and listened to my concerns before addressing them. He did his best to make sure I was satisfied prior to hanging up our call. I would recommend your company to other individuals in my situation if I were asked.
Reviewed July 8, 2025
Joe was a great help in getting us set up with the program to get back on track. Thank you for finding a program that fits our budget. I can't wait to finish paying off everyone and getting a decent credit score again. You guys welcomed us into the family.
Reviewed July 8, 2025
Everything was easy to understand and easy to follow. Representative was very informative and made it an easy process, was very detailed about each part of the process and how well he explained everything to make it easy to understand! Would definitely recommend this service, easy to understand and easy process!
Reviewed July 8, 2025
It was a great experience setting up my debt relief, I am super excited and he made me feel at ease with this whole process. He walked me through the entire process and helped me the entire way, explained everything so I would understand exactly what I was signing. He spent a great amount of time with me helping me and walking me through the forms that needed to be filled out.
Reviewed July 7, 2025
I was very pleased with the agent. He talked me through my options and helped me with my application all the way to the end. He was very helpful and informative, he also went back over my application to make sure I understood everything. I would like to thank National Debt Relief for their help.
Reviewed July 7, 2025
Although the process was long, it was thorough. I got off the phone knowing exactly how my experience with NDR was going to affect me moving forward. I felt positive that NDR would be available to help me with my financial needs. I would definitely recommend this company to any friends who were in tough financial situations.
Reviewed July 7, 2025
Chris ** was amazing at explaining everything and making the process very easy. I was impressed by his professionalism and kindness in making the application go smoothly and quickly. He walked me through each and every page on the agreement and disclosures. Explained everything so I would understand it. Answered any and all questions that I had. He had also explained how to access my account and each and every debt that I had and how the funds will be dispersed and.
Reviewed July 7, 2025
It was very pleasant working with this company. They explained everything to me and made it easy for to get the information that I need. I felt they thorough in what they told and explained all of the different step of the program. It was a joy working with them.
Reviewed July 7, 2025
I was working with a certain individual for two almost 3 weeks and was not getting anywhere until I found and finally called again and Elizabeth ** answered and she did everything in her power not only to assist me, but to get me enrolled in the program, something that the other one did not do after working with her for three weeks. So kudos to Elizabeth ** for the great customer service she provided as well as the help that she provided. I am on my way to debt freedom..
Reviewed July 6, 2025
Great customer service from Chris. He was outstanding in explaining everything to me. NDR is very customer friendly. I can't thank you enough. I can't thank Chris enough. I downloaded all the files NDR sent to me and they were very helpful. NDR is a great service and I would recommend them to a friend.
Reviewed July 6, 2025
I was just looking to see how the process was or if they were going to ask me a bunch of questions or fill in a lot a paperwork but instead the process was simple that honestly I couldn't believe it. It was approved right away. Joseph was very friendly, professional and clarified all questions I had.
Thank you for sharing your experience with us. We're thrilled to hear that the process exceeded your expectations and that Joseph provided friendly and professional service, especially in addressing your questions. It's great to know everything was clarified smoothly and swiftly. If there's anything more we can do or if you have additional feedback, please don't hesitate to reach out. We're here to help!
Reviewed July 6, 2025
I am just entering this process so my experience has been limited to the first few steps and conversations with Jennifer **. The first steps seem to be easy, hopefully the results of this process brings satisfying results. My personal goal is to be debt free of everything (no credit card debt) except for my home. Ms ** informed me of the process. She answered my questions and guided me through the process. I think this decision is better than bankruptcy and debt consolidation.
Reviewed July 6, 2025
Customer service was excellent from start to finish. Adam was very helpful, patient, and knowledgeable. He took the time to explain the program thoroughly and made sure I understood every detail. He answered all my questions clearly and respectfully. I’d definitely recommend this service to anyone needing reliable, friendly help.
Reviewed July 6, 2025
Alex ** is my counselor, I was very nervous about doing this, Alex walked me through the process and made it very easy for me. Thought it was going to be more difficult but it was not. I appreciate his time and understanding. I would recommend National Debt Relief to my friends.
Reviewed July 5, 2025
Marcus D was a great guy to help us with our relief process. Would recommend them to anyone who needs help through the process of getting his or her life and finances back in order. Does not take too long to get approval through National Debt Relief. They are here to help anyone who needs it.
Reviewed July 5, 2025
The representative was professional, clear, and compassionate about my situation, and repeatedly assured me that I would be taken care of with care. I felt assured that my situation would be improved and that it would be a quality experience. I would recommend them to anyone who is facing financial difficulties.
Reviewed July 5, 2025
I am writing to share my positive experience with National Debt Program, an innovative and reliable company that has helped me manage my debts effectively. As a satisfied customer, I wanted to extend my gratitude by providing you with a detailed review of their services. Firstly, the team at National Debt Program was very understanding and empathetic towards my situation. They took the time to listen carefully to my concerns and provided me with a personalized solution tailored to my specific needs. Their approach emphasized financial education as a crucial aspect in overcoming debt challenges, which gave me a sense of confidence and control over my finances moving forward.
One significant advantage of working with National Debt Program is their extensive network of creditors and industry connections. This allowed them to negotiate favorable terms on my behalf and secure substantial reductions in interest rates and fees associated with my outstanding debts. Furthermore, they diligently monitored my account regularly to ensure that all repayments were made promptly and accurately, minimizing late penalties and overall expenses.
In addition, their professionalism extended beyond just managing my debts. The entire process was transparent, efficient, and hassle-free. Through regular communication, they kept me well-informed about my progress and provided timely updates on any changes or adjustments to my case. Moreover, their customer support representatives were always available via phone, email, or live chat to address any questions or issues I encountered along the way.
Reviewed July 4, 2025
Teresa made the call very easy and she did an awesome job in taking me through the process and explaining everything. She was very detailed in going over all of the paperwork as well. She made me feel comfortable and she was very patient. Teresa was very flexible in working with my schedule as well.
Reviewed July 4, 2025
I am extremely grateful and excited to begin this process with NDR. Ann ** is very cordial and made me feel valued, without shame of my debt situation. I know I’m stepping into a fresh start. I surely recommend NDR to others.
Reviewed July 4, 2025
Miguel was the agent who took me step by step thru the process. I was anxious at first but he was so reassuring and I felt more at ease. I'm so happy I clicked on your FB page! I will be debt free in 24 most and I can now afford groceries! Thank you so much!!
Reviewed July 3, 2025
Denise was great. Took her time. Explained everything in detail. Answered all my questions. Walked me through the process. Made the intake easy. Listened to all my concerns. Great service. No issues with Denise. She was very good. Stayed on the phone while doing the paperwork. Explained the paperwork. Understands the process and explained it well.
Reviewed July 3, 2025
When I first called in, of course I was nervous about it. But Mark let me know everything and explained it clearly. He made me feel more comfortable to start the process and I’m proud to say I started today! He truly made the process streamlined and made it very easy to start. He also is a nice person to chat with as well so the conversation did not feel transactional. All in all, I’m very excited to start my journey and I’m not sure this would’ve happened with him!
Reviewed July 3, 2025
The signing up process was very simple and the team was excellent. The team was friendly, professional and non judgmental. Both of the individuals I spoke with were patient and understanding. All in all it was a wonderful experience. I would definitely recommend them for anyone needing help to conquer their overwhelming debt. There was a sense of relief after working the team.
Reviewed July 3, 2025
Craig was my advisor and he was very patient in explaining my options and helping me understand the process. I am happy and excited to get my credit back on track with the help of great advice from Craig. Thank you for your time and knowledge explaining how I can stay out of debt once my debt is paid off.
Reviewed July 3, 2025
I’m really satisfied with everything that was explained to me about NDR and how it will help me get back on track with my expenses. I think this will be a great opportunity for me so that I will be able to put my family and myself in a better position.
We're thrilled to hear that you're satisfied with the guidance you received about National Debt Relief and that you feel confident about the opportunities it provides. Our goal is to ensure that families like yours can find peace of mind and improve your financial situation. If you have any more questions along your journey, we're here to help!
Reviewed July 3, 2025
My family is glad to be working with NDR in times of need. After an accident and many months without work, this was so needed to relieve some of the stress and debt that was accumulated over this time. The team is very friendly and professional, the process is easy to follow. Thank you!
Reviewed July 3, 2025
The process was seamless and a positive experience. I felt a sense of relief knowing I'd taken the 1st step in my financial situation. Thank you for making an uncomfortable situation positive and providing an encouraging response without judgment. The positivity and direction provided by Alex was proof positive that excellent customer service is still being provided.
Reviewed July 3, 2025
They are very good at their jobs. Not only helped me but fast. Would recommend them to anyone that really needs help like I did. My bills got a little out of line and they helped me get everything straightened out. Gave me three courses and we picked the best for me. Thanks so very much.
Reviewed July 3, 2025
I was given a very thorough and informative explanation of what you guys do and was happy with the service I received from my representative. I was told by my supervisor that this would get on track to paying off debt and I was relieved that I had such great help and guidance.
Reviewed July 2, 2025
My husband and I called at our wits end with how to pay our debt. We make good money but debt has us barely getting by. I think her name was Catina and she literally helped us so much. Both my husband and I were on the phone and I was so stressed. Today I literally feel lighter. She was so nice and did NOT make me feel like the POS I felt like lol. Loved her
Reviewed July 2, 2025
I am so glad I made the decision to resolve my drowning debt. Brenda was wonderful! She was extremely knowledgeable and very kind during the process. She went over each page of the application and gave time to ask questions before moving on. I highly recommend National Debt Relief to anyone who struggling pay check to pay check.
Reviewed July 2, 2025
Jericho made this process very stress-free. We need more Jericho’s in this world. He was knowledgeable, he knew the programs well. Very professional with a great personality. Loved my experience. Sending everyone to Jericho. He’s a very patient person. I can’t wait to send people I know that can benefit from his patience to him. He is in the perfect position.
Reviewed July 2, 2025
It was a very pleasant experience talking with staff and learning how the program work. Everyone was very transparent and upfront with information to help me make an informed decision. Deciding whether I would be able to follow through and be patient with the process was my issue. Changing some of my old habits and beliefs was challenging. I am grateful to all the staff the assisted me.
Reviewed July 2, 2025
Everyone was very helpful. I truly do appreciate the help that I received when I called in on the line. I am only 25 so I am learning and trying to get myself right for my future and I truly appreciate them taking their time to explain to me both Chris and Louis!
Reviewed July 2, 2025
I was very apprehensive about trying to get help for my credit problems. I had already tried to get a personal loan to help but was denied. I was spending nearly allmy disability check to make ends meet, but was drowning quickly. Saw you're add on TV and the Web. So today, I decided to call, said sent a hopeful prayer and waited. Imagine my surprise!when I was approved! I would like to put in a word for the wonderful and patient Janelle **. She helped me to navigate the whole process!! I never felt more at ease. So thank you aa!!
Reviewed July 2, 2025
Signed up for debt relief and was helped by Leigh. She was thorough and helped me. I had to ask for additional help with my signage but first with my password. It is hard to do something like this but both of these ladies made me feel it was ok
Reviewed July 2, 2025
Yes, I would definitely recommend this to my friends. They are very helpful. They work with you, they know their job, they're friendly. They EXPLAIN Everything in detail, one of the best companies I have been with. THEY MAKE YOU FEEL VERY COMFORTABLE. DON'T NEED TO BE NERVOUS ABOUT ANYTHING. DEFINITELY worth calling them.!!
Reviewed July 2, 2025
I was honestly feeling like I was at the end of my rope and the gentleman who handled my case has given me newfound hope. Thanks to his professional nature and kindness I have an actual shot of getting out of debt and the depression that plagues me. I honestly am very thankful for this program and the man that helped me.
Reviewed July 2, 2025
Evan was an amazing representative! He was friendly, actually showed compassion for my situation, and was very easy and comfortable to talk to. I was embarrassed that I was so far behind on my credit cards payments. I didn't feel any negative judgement, but instead encouragement! Which was a huge relief! I felt listened to and like they genuinely wanted to help. When a representative says he lives what he does, that speaks volumes to me about the amount of compassion in this program.
Reviewed July 2, 2025
My agent Sean S. executed with very efficient expertise!!! I am so excited to get out of debt and cut up these credit cards...and not ever go back!!! Thank you, NDR for dealing with my creditors and making it your priority that I pay less debt than I came to you with!!!
Reviewed July 2, 2025
Bret was very nice and helpful throughout this whole process. He made me feel comfortable and answered all of my questions and addressed my concerns. He was very professional and didn’t judge me on my financial situation. I’m glad I finally made the decision to consolidate my debt. I see a light at the end of the tunnel. I know I’ll have help through this process.
Reviewed July 2, 2025
The rep was nice and worked with me on the settlements, he contacted the right parties within your organization and done all the communication. I am very pleased with the outcome. So far it has been a good experience. I would recommend your service to others. Thank you for your commitment to helping people through these difficult times.
Reviewed July 2, 2025
One call and they are able to get me set up to save money and see a clear path to financial freedom. Lower monthly payments and flexible options for those payments really will help. I have just signed up and I'll reserve final judgement when my debts are resolved and I have a better credit score.
Reviewed July 2, 2025
My agent gave great descriptive detail on anything I was concerned about before the process began. Made the process easy and worked around my schedule before enrollment to discuss all the details. I feel great about my decision to proceed. He advised me on all the steps to take to benefit me within this program. I feel secured about what to expect.
Reviewed July 1, 2025
This whole process has been less stressful thanks to the help that Carlos ** from NY has provided. He has gone above and beyond to help us understand the process and set up our accounts. He guided us step by step through the entire process and gave us recommendations on how to participate in the program as a couple.
Reviewed July 1, 2025
Sean ** was very helpful and relatable. He answered all my questions and helped find the best solution for us. When I was put in contact with NDR I had no idea what my options were and what they could offer, I'm glad I called and am ready to live debt free.
Reviewed July 1, 2025
My experience when enrolling was easy. The lady I spoke with was sincere, nice, cared about my situation, very helpful with my questions, and very knowledgeable. She did not make me feel like a bad person to have debt and need help resolving it. And what a relief to be able to lower my debt. I would definitely recommend National Debt Relief.
Reviewed July 1, 2025
When you hear the saying, you expect to never be a part of that experience. I can comfortably say with the situation I was in, this is most definitely the once in a blue moon chance and opportunity I have ever been given. I don’t believe anybody out there can come close to this type of expertise and help!
Reviewed June 30, 2025
Isaiah was extremely helpful with helping me apply for debt relief. I am grateful to have an option that will have my debt paid off much sooner than I normally would. This was a friendly interaction that made me feel comfortable and ready to move forward! I feel like I can have my life back and not worry about how much money I’m spending on debt.
Reviewed June 30, 2025
Very pleased with the customer service I received from Mr Alffi **. Explained everything well and helped me through the process! I was able to start the account and was explained how this will help my future with the program. I plan to add more debt to my account and be debt free one day.
Reviewed June 30, 2025
Had a very good experience with them. Fatimah was very helpful and reassuring. Wasn’t sure about debt relief as I had no one I knew who used this. In a very tough spot and bankruptcy is not the answer. At this point everything went smoothly. All that’s left is for both of us to hold up to the agreement. Feel confident with Debt Relief. My problem now is trying to find enough general information to fill out this form.
Reviewed June 30, 2025
They were understanding, respectful, considerate, comforting, and overall nice. They talked me through the whole program and helped me understand how it works and just keep my head up and think about the positives. That I shouldn't let my current situation hold me down and stress me out. The overall experience was very calm and relaxing knowing that I'm in good hands.
Reviewed June 30, 2025
Our agent did everything possible to set up our accounts quickly and completely to meet our needs and stay within our budget, and all paperwork work went through quickly so program could start right away, and call back to start program with same agent was prompt and was completed as promised after first phone call.
Reviewed June 30, 2025
My experience was great, am happy for this program. The lady was very patient and it was great working with her. She is the best. God bless you for taking out the time to work with me so we could get done... Once again, I am grateful.... looking forward for peace of mind.
Reviewed June 30, 2025
Brian was very patient with me with all the questions. He's very knowledgeable and very friendly and made it easy to understand how the whole process works. If this one individual could work with every person I know; I would send everybody to him!! Thank you again for the wonderful experience.
Reviewed June 29, 2025
They were very helpful and made me feel like normal human being who just runs into bumps in the road sometimes. It’s a learning experience being on your own. Julie was very nice and helpful through the process and answered any concerning questions I had. I am just glad I came forth in making the first step towards being debt free.
Reviewed June 29, 2025
I had a great experience in my enrollment. I had a step by step reading explanations. Overall great experience with the person that helped me. He was great. Awesome help and made sure I understood 10 out of 10 and I like how he was able to guide me in the right direction to be able to start my process.
Reviewed June 29, 2025
The service provided by the two agent I dealt yesterday with was very good, I was satisfied and very happy to start working with this group of people. Yesterday was the beginning of a long relationship. Towards my financial freedom. By taking the first step that is getting out of debt..thanks for the help.
Reviewed June 29, 2025
My service rep was very kind and courteous. He spoke very distinctly so I could understand and explained my options for settlement. He had reviewed some concerns I had concerning a call I had received a few days earlier. A great company to work with and establish payment for loans and credit. I would truly recommend this company.
Reviewed June 29, 2025
The whole experience with NDR was 100% at a Professional Level. The Gentleman was a 5 Star Agent. He was very patient with me, answered all my questions and explained the process in detailed. I thought I had no options for my financial issues. He assured me that I had options and it was with NDR. After signing up for this program that was the 1st time I had a Good night sleep in many months. I can not stress enough how Professional this Gentleman was the entire process. 5 Star for NDR and 6 Stars for the Agent that I was sure that this was a program for me. Thank You NDR and G-man.
Reviewed June 29, 2025
It was 2022, and I was looking for help with a very aggressive debt collector. I started looking online at debt settlement and consolidation when the National Debt Relief ad came up. I did a little more research and then called to figure out if I’d be eligible.
At that time, I had a few closed lines of credit, an auto loan, and an American Express card with a higher balance that had been referred to a very aggressive law firm for collections. A lot of it was confusing because I was getting letters and requests for money from people I didn’t recognize. I didn’t know how to communicate with the more aggressive debt collectors because they were so traumatic—they were bullying and wouldn’t listen to me. I made a few payments, but I was really struggling and couldn’t negotiate a lower monthly rate.
When I confirmed my eligibility for National Debt Relief, I asked to have all my lines of credit enrolled while paying off my car separately, since it was already in collections with Ford Motor Credit. I was ready to live without any lines of credit and consolidate whatever payments I could make, which is what I was really happy to do.
Everybody I spoke to at National Debt Relief was really knowledgeable, and I felt like I always had my questions answered. They provided a buffer between the debt collectors and me, explained how different institutions and collection practices work, and shared stories of similar situations. This helped me because it no longer felt so dramatic and personal, like I was being attacked for not being able to make those unreasonably high payments.
From 2022 until January of last year—about 15 months—I was making a near $500 car payment and additional consolidated payments at National Debt Relief of a little over $300 a month. So I was paying around $800 a month just to get out of the auto loan and take care of my other debt. The law firm, however, wanted another $500 a month. But I wasn't in a place where I could make $1300 a month for debt payments.
I chose full austerity and eventually paid off my car. That was almost $500 a month I didn't have to pay anymore. Even during that time, the law firm was so unreasonable that National Debt Relief staff said, “Wow, they’re terrible. We can’t deal with them either.” The law firm even tried to bully the team, and the account was ultimately dropped from the program.
After paying off my auto loan, I went back to the law firm and offered them the $500 a month I had been paying toward my car. As a result—especially after they had been enrolled and then dropped from the program—they slashed my total amount owed by nearly 75%, and we reached a settlement. The account was paid in full just two months ago, and I’ve already recommended National Debt Relief to people I know who have trauma and hesitation around confronting their debt.
Reviewed June 28, 2025
Jasmine explained everything in terms easy to understand. She was a joy through such a stressful time. She guided me through explanations of every step. Also, Jasmine helped me set the online portal so I could keep up with my progress. If anyone is having trouble with their credit, this is definitely the place to start.
Reviewed June 28, 2025
After the great reviews and checking the BBB I decided to give NDR a call. The debt spec. answered all questions. Took ownership to my issues with excellent phone etiquette. I was very pleased with the final closing amount. The whole process was very timely. I'll give it a try.?
Reviewed June 28, 2025
After vacation travels and other expenses my credit card debt increased and became hard to pay off due to the banks’ high interest rates and unwillingness to provide easier payoffs. Discovering National Debt Relief I asked them for help, and was impressed by their helpful and effective accommodation. I expect this to improve my financial situation a great deal.
Reviewed June 28, 2025
Emilio was perfect in every way. He explained everything to me in a patient, and informative manner! I felt very comforting from the start. He’s there for me every step of the way! He also took the time to answer any questions that I had no matter how small they might have been!
Reviewed June 28, 2025
Marcos was wonderful at walking me through the whole process. He gave me peace of mind and answered all my questions. It is such a big stress and anxiety relief to have been enrolled into this program. So happy to have tuned into that NASCAR race so I could learn about National Debt Relief. Haha.
Reviewed June 28, 2025
Lost my first wife after 32 years. I was pushed into finding a second marriage, Things did not work out and we got a divorce. In the process she was a lot smarter than I was and took me for everything. So I just got myself deeper and deeper in a hole. I signed up with a company and did not see any action after 4 months and I finally called and cancelled their services. Then I saw your ad on the TV and desired to call your company.
Your rep went thru procedures and explained to me how your company did business and did it in a way that I could understand how your company worked. We then went thru each bill amount. He wanted to make sure that he had covered each vendor that I had and was wanted to try to work things out so that I could get out of debt. I have contacted one other company and I am waiting on their bid. Then I will review both and decide and decide which company will work out for me.
Reviewed June 28, 2025
When I tell you I didn’t know what you to expect, Jason went above and beyond. He’s a family man who can relate and he was honestly one of the best customer experience personnel I’ve ever dealt with. Answered ever question with a knowledge I didn’t know could be attained and it honestly felt like I knew him for years. Not only did we end up with a solution I was more than happy with the entire process was enticing and had me smiling the entire time. Would recommend this gentleman to anyone any time and am thoroughly happy with the whole process. Thank you Jason for improving my financial stability and giving me the confidence I needed for life financial success from here forward. Huge respect to NDR and the people they hire to improve our lives.
Reviewed June 28, 2025
Consultation with your representative today was very good and positive. He handled my situation with Care and explain everything to me perfect. My mind is at ease. He talk me off the ledge. It was easy to follow his instructions. Because of the way he handled my situation. I really recommend National Debt Relief, to all my friends.
Reviewed June 27, 2025
I was contemplating on using a service to help clearing the burden of insurmountable debt I was in. But after talking with Ronnie, he helped me sign up and minimize my debt to where I could see daylight again. Ronnie was pleasant and pointed out how, when and what is possible to achieve the desirable results. I highly recommend this service! Thank you again!
Reviewed June 27, 2025
Kelly ** was amazing to work with. She was clear and competent and knew her work inside and out. She was a pure pleasure to work with. She was kind and patient throughout the process. I would recommend NDR to anyone just because of her caring and concern. Her empathy in this insecure time of our lives was reassuring that the memory of the America we may be losing will continue to thrive and survive. Thank you for helping us find an option for our unforeseen health issues that have put us here. May you continue to provide the program to those in need.
Reviewed June 27, 2025
We have used them years ago. They are easy to work with.. They are very helpful. They are able to make a negative into a positive so life is less complicated. I am very happy to have them in my corner. They do all the heavy lifting. They check things out and do what is best for us.
Reviewed June 27, 2025
If I could give zero stars I would. If you decide to use them good luck because the savings are offset by their fees. Don't expect saving as much as they say so on the initial call. On one account they are paying $50 a month to my creditor while pocketing $143 as their fees. Settlement for that account was $3,969 with fees of $1,657 (by charging you 25% of the initial amount owed) by the time the fees are added it is only 15% saved. Whatever you do please consider this when deciding to go with them because where they can, they take the entire fees out first then they pay the creditor. We got the account built up to close to $1,000 and in one day took over $800 in THEIR fees. I wish I'd have known about their ineptitude before I agreed to this BS. Oh and if you decide that bankruptcy is the only hope, They keep their fees.
Reviewed June 27, 2025
First I wanna say thank you for Mr. Joseph **. Did great great great customer service then stay with me until everything done ✅ and I wanna say he’s the right person in right place and has more high level knowledge and experience: The way he explains about this company (National Debt Relief). Thank you 🙏 again Joseph B.
Reviewed June 26, 2025
David ** was very helpful and very pleasant helping set up my agreement. He explained every facet of what would take place, the total process from after agreement started and through until the end, told me about legal team that was available. David was very knowledgeable in all areas of services supplied by National Debt Relief.
Reviewed June 26, 2025
Eric ** was a patient & excellent listener. I would recommend the service to anyone who needs help with their debt. I was nervous, but came away with some peace of mind. It helps to at least get information & options. Particularly senior citizens. Or anyone who is not sure about debt.
Reviewed June 26, 2025
The agency is a friendly and professional and told me what I needed to know about the program and how it works and I was able to be approved and I am happy with everything that I was told and I am so thankful for it and excited about it. Thank you very much for letting me in the National Debt Relief.
Reviewed June 26, 2025
Getting rid of my credit card and my debt with Republican Finance. The staff was knowledgeable. He helped me through some stuff that I didn't understand. I'm going to find out they were put in everything towards interest instead of principal like they told me they would do.
Reviewed June 26, 2025
I received an excellent customer service from the client manager!! I was considering canceling the debt relief program because of credit score concerns, but I was reassured that it would only help me in the long run and I would be able to still make the large purchase I had in mind since I just enrolled in the program! I truly appreciate the fact that my concerns were properly addressed and without forcing me to make any decisions; I got proper help in a professional and kind manner!!
Reviewed June 26, 2025
I would definitely recommend National Debt Relief to people I know who need help with their financial situation, thanks to Mr. **. He explained the remarkable program thoroughly and enrolled me in the best plan that fit my financial needs. I am a very satisfied client. God bless Mr. **.
Reviewed June 26, 2025
Mark was an excellent representative for your company. He was knowledgeable, friendly, and seemed to care about my needs and concerns. He was patient with me, and answered all of my questions thoroughly. Mark was also very good about letting me know how long things would take, and what to expect along the way. I'm very happy with the service I received.
Reviewed June 26, 2025
She helped me so much get in this program. I highly recommend her for helping people get into National Debt program. I was so overwhelmed with bills with high interest rates. Maybe I can to start to save money to buy groceries, gas and other essentials. So maybe I can have peace of mind soon. Thank you so much, it's really appreciated.
Reviewed June 26, 2025
My rep Jordan was very understanding and patient. I am mad at myself for getting this far in debt, but hopeful with NDR help. A slight weight has already been lifted off my shoulders and I know more will be too once payments start to be made. I am hoping with the savings, I can make extra payments as well and get out of debt even faster.
Reviewed June 26, 2025
I decided on this company based on this company based on the reviews. Some companies were cheaper but I need to know everything will be handled correctly. The costs much more than I thought it would and the length of time to fix my debt is much longer than I had hoped for, but if it all works out as I was told, this will be a great solution to my current financial issues. Thank you in advance for your assistance.
Reviewed June 26, 2025
I highly appreciate it to Mr. **, it was such a honored talking to him. And taking me to journey of freedom. I thank him for taking care of me smoothly without his help and try hard to explain how the process till we made it at end. He is such a helpful guy and such s sa.
Reviewed June 25, 2025
I’ve used National Debt Relief many years back. I went through their program and completed it, and it seemed to have worked pretty good for me. Recently, I got into another situation and ran up a couple credit cards. I was paying on them and not able to really cut into my balance or anything. Because of that, I gave National Debt Relief another call and entered into their program again. I just completed it in February or March of this year.
Their reps were pretty responsive. There were times when they didn’t have answers to anything and they said they’ll get back to me within 72 hours. It was a little frustrating a few times when I asked about possible ramifications before, during, and after the program. They told me to stop making payments because they will be dealing with the creditors. That had a negative effect, and my credit score went down a little bit. I asked them about it, and the gentleman said that it will go back up after it gets through the credit bureaus. It wasn’t very clear the way they said how everything could be affected afterwards.
The whole time I was with them, I got letters saying I was past due. They said to just ignore it, which is a little fishy, but that’s part of their process. Whenever I received a call from a creditor, I referred them to National Debt Relief. After that, I didn’t get any more calls. I was a little concerned about not making any payments and my credit score taking a dip. In the end, they did finish everything and now I don’t owe anybody anything.
Reviewed June 25, 2025
I was in debt, and I was concerned because it seemed like my high-interest-rate loans would eat up the payment, and I was in a cycle where I felt like I couldn’t get anything paid off. And so, I seek out National Debt Relief services.
The person who helped me set everything up was great. I was anxious about the situation of being in debt. I felt like I was kind of at the end of my rope, and I wasn’t sure what I was gonna do. And when I talked to her, she made me feel like I could talk to her. And she reassured me that NDR was gonna help me.
I had a lot of questions along the way. And any time I would call in, if I didn’t talk to her, there would be somebody. Or I could send an email, and they would get back with me. And every time, I always got an answer. And they were always professional. But the girl that I talked to the first time reassured me that it was a good choice. She just put me at ease. She was top-notch.
The program ran for a year and a half. I set it up for a longer time, but once I started seeing the light at the end of the tunnel and things started getting settled, I tried to make larger deposits, and I started seeing that I was able to apply that money to pay some things off early. And the payment was reasonable. It also felt manageable because it was included in my payment structures that were set up.
Reviewed June 25, 2025
I just wish I had called National Debt Relief long before now. What a relief to know I can get relief and the creditors won’t keep hounding me. It’s refreshing to know that my debt will be reduced. I’m so happy to not have to worry. Maybe now I can sleep better at night. Thank you!
Reviewed June 25, 2025
During the process there are a few simple questions to answer and the lady helping me was extremely friendly and patient. I am very satisfied with everything we accomplished and am eager to get back to having a good credit again. My monthly payment is reasonable and affordable even with today's economy. I highly recommend National Debt Relief to anyone struggling with collections or unaffordable debt.
Reviewed June 25, 2025
The specialists were so kind and caring. This is a great solution for me to get debt free. I just pray it actually works like research shows it does! Credit card interest has gotten completely out of control and with the reduction in household earnings after the death of my husband, it has become so stressful trying to keep up, much less get debt free.
Reviewed June 25, 2025
Frank was very clear and thorough in explaining everything to me. He made sure I understood every aspect before moving on. He answered all my questions. I feel like I made the right decision. At this point I would definitely recommend NDR to anyone who is in a similar situation. I looked forward to the relief from stress by doing this.
Reviewed June 25, 2025
Michael ** is my debt counselor. He completed my enrollment making it seamless process. He is extremely compassionate and knowledgeable and demonstrated empathy and compassion. Great Choice and I highly recommend your company. I look forward to becoming debt free through this program. You should advertise more and in the advertisement explain more in detail how your program works
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