National Debt Relief Reviews
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About National Debt Relief
National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.
Visit www.nationaldebtrelief.com- Free consultation with debt coach
- Free debt relief quote
- Several accreditations
- Easy enrollment process
- Fees can reduce overall savings
- Not available in all states
National Debt Relief Reviews
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Reviewed Aug. 13, 2026
The staff have been nothing but knowledgeable and courteous. You guys have been a guiding light in my financial storm.
Reviewed Aug. 13, 2026
I've been with NDR for a year. They have been excellent. I would recommend them highly. I am a senior on fixed income. They have been a life saver.
Reviewed Aug. 13, 2026
Best settlement offer was only $1000 less than my $19,000 debt. Then add their fees. Better off with a low interest loan. Found them to be ineffective.
Hi Ms. Cook,
Thank you for taking the time to share your feedback regarding your settlement savings. A member of our team will be reaching out as soon as possible to discuss this further. You may also call us directly at 888-660-7427.
Sincerely,National Debt Relief
Reviewed Aug. 13, 2026
Best services, competent. Polite and good policies.
Reviewed Aug. 13, 2026
I’m so grateful to have been approved for the National Debt Relief program! This feels like a huge step toward getting my finances back on track and moving toward a more secure financial future. I’m thankful for the guidance and support throughout the process and excited to see what’s ahead. Highly recommend giving them a look if you’re searching for help with your debt!
Reviewed Aug. 13, 2026
Mark ** explained the program where it made sense to go this route and I am convinced so far that I have made a great decision to help me gain back my footing. Thank you Mark for listening to my situation.
Reviewed Aug. 13, 2026
Excellent work, I like, the experience is grateful.
Reviewed Aug. 13, 2026
Emily was very clear, on helping me understand everything, and made me feel comfortable in making a decision on choosing this to help clear my credit.
Reviewed Aug. 12, 2026
He did a great job of listening and informing me of my options. I was grateful for his kindness because of the stress level I was going through.
Reviewed Aug. 12, 2026
Good customer Service, good knowledge of important information for this service.
Reviewed Aug. 12, 2026
The agent was very friendly and very helpful in explaining the program. She answered all questions. I enjoyed very much working with her. Thank you.
Reviewed Aug. 12, 2026
Everyone I’ve talked to have been very helpful and amazing.
Reviewed Aug. 12, 2026
Very helpful and kind. Gave me peace of mind. All my payments rolled into one. Much simpler and saves me a lot of worry and money. Spoke to a very knowledgeable person. Bills will be paid much sooner with them. I got a fresh start and plan to make the most of it. A simpler life is what I needed.
Reviewed Aug. 12, 2026
I would like to thank National Debt Relief to help, people like me to get back on track but the most important to have the support and help to understand all process and the time will be affected but on the end, be happy and free of debt. Thank you.
Reviewed Aug. 12, 2026
Everything seems to be going smoothly so far. BUT the platform does not want to add my wife and co-debtor to communications. Thus, she cannot co-sign the documents or keep up with events.
Reviewed Aug. 12, 2026
Reina definitely did me the hugest favor by taking such a huge burden off my bag by lowering my payments and cutting in my debts in half. I definitely have debt relief now, thanks to Reina.
Reviewed Aug. 12, 2026
My experience with Diallo went great. He was able to answer all my questions and help get me set up to being debt-free. He had no issue repeating things to help me understand what exactly to expect. Overall, excellent.
Reviewed Aug. 12, 2026
Great service and very insightful. Lots of information.
Reviewed Aug. 12, 2026
Lisa N. was such a blessing. This was a thoroughly enjoyable process! I was so surprised. I have time if I’ve missed anything to ensure it’s included and I have peace of mind with legal coverage, if needed.
Reviewed Aug. 11, 2026
I can't believe how comfortable he made me feel, assured me that it was not anything to be embarrassed about.
Reviewed Aug. 11, 2026
All went great; everyone was very nice and brilliant. I felt good when we were done.
Reviewed Aug. 11, 2026
David ** was an exceptional help to me in my debt relief and I believe he is a great asset to your team. Give him a raise. He deserves it.
Reviewed Aug. 11, 2026
Kevin ** was professional, very informative, answered our question. I give him a 10 out of 10. Thankful for people like Kevin that get the job done in a sufficient amount of time and listens and goes over and beyond to help you understand.
Reviewed Aug. 11, 2026
Nice people, explained everything in a simple way.
Reviewed Aug. 11, 2026
We have received great service through NDR so far. Charlene ** was great when we initially spoke and we were hesitant to join at first because of a previous bad experience with another Company. She was very instrumental in us deciding to join by her reassurance and explanation of how the process works. We are still nervous but excited to get our life back to some set of normalcy by enrolling in the program.
Reviewed Aug. 11, 2026
Being a new client it's early for me to really know yet how this will all play out but so far the people from NDR have been just great and I already feel relieved of most of the stress my finances were causing me because now I have help in my corner. I went from a lot of worry and frustration to a little worry and a lot of optimism.
Reviewed Aug. 11, 2026
Lisa was fantastic. She was informative, respectful kind and honest. She answered all of our questions and concerns and is the reason we chose NDR.
Reviewed Aug. 10, 2026
Chris was amazing! He walked me through everything and made me feel so comfortable with the process and excited to tackle my debt. Although the process is long to sign up it didn't feel grueling because he made it as smooth and easy as possible.
Reviewed Aug. 10, 2026
Kyle ** was my rep that explained to me how the whole process of consolidation is done; thus, encouraged to sign up & give a try because I’m on a fixed income thru Social Security on disability. I believe this will correct my situation & improve my daily life!
Reviewed Aug. 10, 2026
The National Debt Relief team was pretty good and I didn't have any problem with them. I initially saw them in an advertisement and ended signing up with their program. Their customer service was great and they did their best to make sure I was okay if I call with a question. Working with them allowed me to save some money and I would advise others to try them out. I was enrolled in their program for two years and it's comfortable knowing that I paid off my debt.
Reviewed Aug. 9, 2026
I’m a new client and I just wanted to share a few words. All of the staff that I’ve dealt with so far have been very friendly, helpful and accommodating. I’m very pleased with the service that I’ve received so far.
Reviewed Aug. 9, 2026
National Debt Relief has literally lightened the load in my life! My debt Specialist Luke was amazing! Kind, knowledgeable, clear and friendly! The ease of which it took enroll and qualify was a relief in itself. Everything was explained and super easy to understand.
Reviewed Aug. 9, 2026
I was really in a bad way financially when I called NDR. I was nervous to call and the person on the other end of the phone was helpful and compassionate. They walked me through step by step. This is going to really help me move past all my debt....thankfully!
Reviewed Aug. 8, 2026
Just getting me set up to get all my creditors paid off is a big help. Can’t wait till everything is paid off and can start building my credit score back up. Don’t really have too much more to say but let see it work out for me.
Reviewed Aug. 7, 2026
Everyone I have talked to has been very helpful and nice to us. They have made sure we got on the website and have been keeping us up to date. They explained all the details of the program and made sure we have all the information that we need. We look forward to being debt-free!
Reviewed Aug. 7, 2026
Great and quick response and completely understanding. Amazing support. Was told exactly what was going to happen and received the email promptly. I give high praise to the person who helped me. I was given the help I needed promptly
Reviewed Aug. 7, 2026
I am very satisfied with the help I am receiving from National Debt Relief. They have been very helpful with repairing my credit. The Representatives have been very helpful and guiding me to use my computer to move the emails I received from the creditors.
Reviewed Aug. 7, 2026
National Debt Recovery has been exceptional to work with. Their team is knowledgeable, respectful, and consistently communicates with clarity. They handle every interaction with professionalism and integrity, making a typically stressful process feel manageable. I appreciate their transparency, efficiency, and commitment to resolving matters fairly. Highly recommended.
Reviewed Aug. 7, 2026
I had an excellent experience with National Debt Relief. The customer service representative was incredibly knowledgeable and helpful; they guided me through the entire process and asked the right questions to ensure everything went smoothly. I am very satisfied with the service I received and would definitely recommend this company to my friends and family. Thank you for your help!
Reviewed Aug. 7, 2026
My experience with my National Debt Relief was very positive. The gentleman, Kyle, who assisted me was very thorough in the explanation of this program. He was very kind and professional. I would recommend this service to anyone who needs help with their debt.
Reviewed Aug. 6, 2026
Very needed & great company & program. Excellent, knowledgeable & compassionate associates. Help for those who for whatever reason have too much credit card & other debt. Would highly recommend to anyone who has high credit card or other debt.
Reviewed Aug. 6, 2026
I have had a pleasant experience thus far. My questions has been answered. I am so glad for this Program. I was looking for a way to get out of Debt and this has calm all of my fears. My friend went through this Program and she had a lot of success. Looking forward in completing this Program.
Reviewed Aug. 6, 2026
They were so helpful and willing to help me when I was going through a really hard time financially. Extremely grateful for their help on everything and spending hours on the phone with me. Zach was very informative and helped me so much.
Reviewed Aug. 6, 2026
He was amazing and ever knowledgeable and honest. Funny and so kind. He took care of me. He explained everything and was very helpful and did a great job. I would recommend National Debt Relief and Rich to anyone. It was a great experience. Made me feel better about my situation and it helped me when I’m in a bind going through.
Reviewed Aug. 6, 2026
Mr. Paul ** did an amazing job explaining everything to me and helped me out though the process and answered every question I had. I’m looking forward to having assistance to become debt free with the help of the National debt relief program. Thank you so much in advance for what you all will do to help me to accomplish this goal. Becoming debt free.
Reviewed Aug. 5, 2026
After initiating a chat to learn if National Debt Relief services could assist me, I did not follow through for honest assumption that I wouldn't qualify or that I might be opening myself to more financial entanglement. An enrollment specialist followed up with a phone call in which I very quickly felt trust and confidence in her guidance. I was relieved to be speaking with a person and in this case a very compassionate soul. The process was very easy to follow and the results were quick. I did not expect to be feeling so relieved so quickly.
I own a business that has been open for over 50 years and am determined to help it thrive again after the last 6 years of serious setbacks due to circumstance beyond my control. Debt specialist Alex ** stepped in after approval and with the same quality of care I had thus far received, and finalized the consolidation process. My monthly debt payments were reduced by half and I can now purchase inventory instead of paying just the interest on my debt. I am very grateful for the relief I have been provided. It saved my business. Thank you.
Reviewed Aug. 5, 2026
I had been contemplating filing for Chapter 7 when I ran across your website and did some research and looked you up on the BBB. I decided to call and give it a try. Dale ** was awesome to deal with and had so much knowledge and answered all of my questions. I would 100% recommend NDR to anyone who is struggling to find the answer. I am so glad I didn't have to file bankruptcy and able to now sleep at night knowing I will have money left each month instead of wondering where I will get the money to pay the next bill.
Reviewed Aug. 5, 2026
Customer service when joining help me through the process step by step. Explained everything to me on how the system works. The person I spoke to was very polite and respectful to me and my problem and was able to give me my monthly payments.
Reviewed Aug. 5, 2026
My wife of 30 years passed away, and I incurred a lot of bills. But after that, I got defrauded. They got into my accounts. They opened up multiple credit cards, and they opened up multiple debit cards in my name, and then they charged on those credit cards. That's why I sent them to National Debt Relief. I paid all of her expenses, but the fraudulent ones are the ones I turned over. I filed a police report. I filed with some organization because of fraud on a senior. I went through two years of pure hell for that. There was another company that called me to do a similar thing. But their guy was preachy and demanding, and National Debt Relief wasn't. And they explained everything and gave me options or choices and information. So, I chose them.
My experience with NDR went fine. Everybody has been professional, courteous, polite, and friendly. I have had no problems with them at all ever. They kept me informed. They would call and ask me, or they would send me a message or email that there was a potential settlement, and I would call them and authorize it, and everything went smoothly. I would recommend them to anybody.
Reviewed Aug. 4, 2026
My experience with National Debt Relief has been fantastic! Shawn is was relatable, kind, and reassuring. I wasn’t entirely sure what to expect when I scheduled a call, but I was very happy that I did. I would recommend to anyone looking to handle their debt with true professionals.
Reviewed Aug. 4, 2026
They were patient and understanding. Awesome service, very clear. Willing to hear my problems and offered solutions to fix it. I’d recommend National Debt Relief if you want a clear stress free way to clear up your debt!
Reviewed Aug. 3, 2026
Ariana ** was absolutely wonderful to speak with as an initial setup of my account. She was patient, helpful, personable yet professional, in my opinion, this woman is the role model for how simplistic she made the situation. I already had a general understanding, but with the things I did not know, she was knowledgeable and knew what to do. Thank you again Ariana! You represent the company and customers very well. Take pride in your efforts, you’ve left an everlasting memory with me. One phone call on a workday for you, but it was a conversation that made a debt free future much more clear.
Reviewed Aug. 3, 2026
I am very pleased with the help I am getting from NDR. Adam, the man who guided me through the paperwork was very courteous and thorough and spent time with me to get it done right. A big thank you to Adam.
Reviewed Aug. 3, 2026
The specialist who helped me with my consolidation was wonderful. I feel terrible I forgot her name. But she was so helpful, patient and kind through the whole process. Since this is my first time in a program like this. She guided me with much reassurance and went into detail with what is to be expected while on this journey to becoming debt free. I appreciated her not just feeling like any other call marketer.
Reviewed Aug. 3, 2026
Two reviews:
Michael **, my debt specialist, was amazing! He created a safe space for me to discuss my financial troubles, which I had been bottling up and handling on my own for so long. He provided me with the necessary education so that I could make an informed decision. He offered me beneficial financial solutions and even a solution related to my career! And finally, the conversation felt personable and human, which is so rare in this day and age of AI.
Anguenettie, my Client Success Champion, responded quickly to my inquiry and provided me with all the necessary and even additional useful information. She was friendly and informed and I strongly feel like I can reach out to her if I have any issues or inquiries in the future.
Reviewed Aug. 3, 2026
I had the pleasure of speaking with Tammy for a little over 3 hours figuring out my situation. I was hesitant to reach out at first but but after those 3 hours, thanks to Tammy, for the first time in 8+ years I feel positive about situation and it’s all thanks to Tammy! She not only help set me up, but was very personal and related to a lot of the struggles I experienced. The patience and determination Tammy has is one of a kind and truly made not only my day better, but my life! Thank you Tammy!
Reviewed Aug. 2, 2026
Regret signing up. Headache after headache. Loss of available credit from accounts not included in this program. No contact with my creditors until accounts are 180 days late or charged off. Way too many phone calls/ emails from creditors in this program.
Thank you for taking the time to share your feedback. A member of our team will be reaching out as soon as possible to discuss your concrns.
Sincerely,
National Debt Relief
Reviewed Aug. 2, 2026
I was going through financial difficulties and it was taking a toll on me mentally. One day, I was using social media and an ad came up regarding debt consolidation. I reached out the next day, went through the whole process and now I am confident that things will resolve itself. Thank you.
Reviewed Aug. 2, 2026
Yes, my experience with the rep Randall ** was pleasant, and he was very informative about everything. I found out about everything that I needed to know in great detail and he was very thorough about those details. Thank you!
Reviewed Aug. 2, 2026
The whole process went smoothly, and it didn't take as long as I thought. I started off with a Debt Specialist who explained and went over my two options. A Manager then explained my contract in full detail. Before you know it, I was able to bring down my debt by about $8,000.00. Also, all the fees are already included in your loan payment. It felt like a getting a big monkey off my shoulder and I now have more financial freedom and less stress. I would definitely recommend this company to anyone who's struggling to pay their credit card bills.
Reviewed Aug. 2, 2026
I only was looking for a the cost to consolidate my cards so filled out all the questions and never got what I wanted. Had to speak to a person about it. I DID NOT WANT TO DO THAT. Then every day several times a day you no stop calling me like a dog with a bone. Extremely irritating and disrespectful. Then I contacted Turbo. To my surprise they use you so I’m stuck with an ambulance chaser. Now I may have used you on my own if you would not have called and kept calling me like I was your only hope to stay in business!
Reviewed Aug. 2, 2026
Raquel ** helped me out to start my debt relief program very easily. She was very helpful and knowledgeable. She signed me up very quickly with no issues. She was able to help guide me through the process of paperwork effortlessly.
Reviewed Aug. 1, 2026
Shawn ** is the best. Knowledgeable about the service provided, walked me through things, made it a safe space to talk, and he even spoke to my mother who called on her own accord. She was absolutely convinced this was the right course of action for me after speaking with him. Thank you Shawn, keep going sir.
Reviewed Aug. 1, 2026
I saw a commercial on TV for National Debt Relief and I went with them for either the consolidation or the resolution. The application process was easy and the reps did a great job in assisting me. I was happy to get it done as quickly as possible, as they did once I had some funds available for them to do it.
Reviewed Aug. 1, 2026
They were very knowledgeable and went through everything step by step with the program and what to expect in the next couple of months and they keep in contact with you throughout the whole process. They let you know everything upfront and tell you how much you will be saving and taking time off your repayment to help you get out of debt sooner than 20 plus years.
Reviewed Aug. 1, 2026
Top notch customer service making me confident about taking on this journey. Agent was amazing and sympathetic towards my situation. I’ve felt supported throughout the start of this process by each person I’ve spoken to.
Reviewed Aug. 1, 2026
I contacted National Debt Relief looking for advice, and I came away with an excellent solution. Their representative took the time to understand my financial situation and created a clear, manageable plan that could help me pay off nearly $60,000 in debt in just 57 months—instead of feeling like I would be paying it off for the next 57 years. For the first time in a long time, I feel hopeful and can see a realistic path toward becoming debt-free. I’m extremely grateful for the guidance, professionalism, and peace of mind they provided. I highly recommend National Debt Relief to anyone who feels overwhelmed by debt and is looking for a practical way forward.
Reviewed Aug. 1, 2026
OMG! National Debt Relief really helped me. I also want to give a big shout-out to Toni **. He was patient with walking me through the process and what to expect. He didn’t get off the phone with me until everything was approved, every T crossed and I dotted. Toni didn’t judge me or make me feel bad about my situation. Thank you so much.
Reviewed July 31, 2026
07/31/2026
Reviewed July 31, 2026
Finally!! On my way to being debt free. The path is long, but in the right direction. Agent was great, patient and informative. Excited to be on this journey. Can’t wait to explore options to be fully debt free. Thanks Tony.
Reviewed July 31, 2026
This was a very pleasant experience. I dreaded making the phone call, but I'm glad I did. The gentleman (I can't remember his name) was thorough, understanding, and explained everything in terms that I understood. He didn't laugh at my questions or at my situation. This process relieved a large stress in my life and brightened my future. Thank you.
Reviewed July 31, 2026
I had a gentleman named Josh. He was absolutely wonderful. Everything was explained thoroughly. This company is wonderful to work with. When I got off the phone it felt like a big weight was lifted off my shoulders.
Reviewed July 31, 2026
I had to ask for assistance again with my debt, but I knew that NDR would be my best option to regain financial freedom again! The agents are friendly and knowledgeable. They seemed to care about me as an individual. I appreciate the second chance to settle my debt using NDR.
Reviewed July 30, 2026
I am so glad I finally signed up for this debt relief program. The agent I talked to was very professional and explained all the steps I needed to take to sign up. He was very patient and took the time so I understood the options I had and what to expect.
Reviewed July 30, 2026
I was happy with my experience signing up for NDR. Diallo ** was extremely helpful and pleasant to work with. He explained everything clearly in a way that made sense, and I never felt pressured to sign up. They are truly out to help people like me in difficult circumstances find a better financial future. I can't say thank you enough to Diallo and NDR!
Reviewed July 30, 2026
The gentleman who helped me was very kind, knowledgeable, & professional. He took a good part of my time signing & initiating several pages after he waited & received confirmation I was eligible for your program. I was so excited I was finally going to get out of debt which weighed heavy on my mind. Then the next day I received an email stating you had found me ineligible. That very day my credit score went up 27 (approx.) Points. I was so crushed why had you taken up so much of my time & got my hopes up. I started with another company when I was 1st approached about debt relief but I read so many bad reviews & I read Forbes,which put your company 1st
I felt safe & I could finally relax. Now I get this review to fill out saying I had just signed up w/ NDR. I'm still very hurt & my chest hurts & tears fill my eyes because you went back on your word. If you have changed your mind & intend to accept me as your client I would be so very happy. So have you changed your mind & help me as you promised? Or is this just a mistake & you continue to refuse to help me? I thank you for the opportunity to tell you how I feel. Absolutely crushed. PS.- I don't know how to upload a receipt. You should have a copy of it along w/ all the other pages you had me sign.
Reviewed July 29, 2026
Very professional and accurate. The representative worked very responsible with me, everything was explained in detailed. If I had to do business with them again I would. I would also recommend family and friends to them.
Reviewed July 29, 2026
I was canceling my plan because I was worried about certain consequences doing the settle program. But the NDR representative helped me with the questions I had about the program and made me reconsider. The representative explained everything clearly and very professionally, and I was able to trust the program again. The representative was very knowledgeable and answered all my questions.
Reviewed July 29, 2026
My interaction with Stephen was very informative. The company as a whole seems to care a great deal about helping their clients get their debts resolved. After dealing with scammers, my stress level was enormous. I lost sleep and wasn’t sure how I would deal with this mess. Stephen spent time explaining everything. He showed me how I would be in charge of accepting any settlement. It has put my mind at ease. I’m ready to resolve the debt and get it behind me!
Reviewed July 29, 2026
The experience I had was great, it was fast, and I was able to understand the process. I am very grateful for the help they are able to offer with my debt. They explained each step and how the payments are made and how much I would be saving a year.
Reviewed July 29, 2026
The agent went over everything so we could understand what we were getting. He answered all our questions. He took time to go over every detail of each service and things work so we more relieved when we were done.
Reviewed July 29, 2026
I really haven't heard anything since I signed up and it is making me question whether I should have. My Rep was supposed to call me, but I don't believe I received a call. I got something, but it was all static. I also got bombarded by emails and offers and such. I wonder whether this was legitimate.
Reviewed July 29, 2026
Any time I had questions, it was answered and resolved, and I had no problems. It was a great experience. As far as the debt, it was all settled sooner than I expected. It went so smoothly. I'm very grateful that I was able to be accepted and got my debt behind me. If you need some help, and you’re willing to solve your debt, National Debt Relief will be able to help you, and I would recommend going with them.
When I signed up with National Debt Relief, I got this self-card. I'm a little puzzled about the self-card. From what I gathered the first time I did it, when I used the card and made the payment, the payments went back to my original card, and it's not been happening each time. So, I was curious where the funds were going, as far as the amount that I put on the card to open it with my cash. A couple of times, with the bank card that I paid it on, the funds went back there. I attempted to talk to the self-card company in the last couple of days, but I wasn't successful. One time, I was put on hold, and the phone was disconnected. The second time, the same thing. I'm still in limbo with it now.
Reviewed July 28, 2026
When I first started the program, Robert ** explained everything clearly. I understood everything. Since having National Debt Relief, my credit is back on the rise, my debts are getting paid off, by me, with their help. I actually received a check of $1.72 for an overpayment to a credit card. Thank you so much.

Reviewed July 28, 2026
This company is the biggest scam artists. You start off on the right foot everything is going great. Until your 1/2 way through your payoffs with your creditors. They can never tell you when you will be done paying. The app you use doesn't give you a end payment plan. It just goes on indefinitely until you literally have to close your bank account. I called and spoke to numerous agents and everyone of them gave me a different end date and with no written documentation to back it up. That's how they get you. They keep you in limbo with no documentation to fall back on. Stay away from them. Call the creditors yourself. Save the hassle.
Reviewed July 28, 2026
Mr. Ben ** Was excellent! He explained and went thru the enrollment process with me step by step, very nice and understanding. Now I'm hopeful the rest will go swell. He did a great customer service and will be recommending this program to friends
Reviewed July 28, 2026
Everything was explained very well. There was no pressure. Gave me additional information information for future reference. The experience was pleasant, reassuring and I didn't feel forced. I would recommend this to someone if they were in the position I was in.
Reviewed July 28, 2026
Seamless sign up for the program. Everything is explained completely. My initial call was initiated out of worry and despair over my financial situation. At the completion of my call and enrolling in the program, I came away with a feeling of confidence knowing that there is a way to survive the feeling of “drowning in debt”.
Reviewed July 28, 2026
I was trying to help my daughter and got myself into debt. I was down to my last choices and giving National Debt Relief a shot was one of the best things I ever did. The enrollment process was very quick, and the customer support reps were always there for me. Going through the program allowed me to release anxiety and the pressure of what to do next. Not having to worry about debt has been a big plus. My life has been a lot better. I've been able to get a brand-new house, and I've gotten my credit scores all the way up again. For anyone considering National Debt Relief, it doesn't hurt to ask, and if you don't ask, you'll never know. If you have lost every other way that you can think of to get yourself out of debt, you couldn't go wrong by checking them out. It would be a smart choice and I am so glad that I made it.
Reviewed July 27, 2026
Excellent presentation of the program. I will recommend to anyone interested. Just get in contact with any of the financial specialist and you will see a new economical solution for your financial needs. Ihara ** did everything right for me. Strongly recommended.
Reviewed July 27, 2026
I had a lot of debt, including credit cards, and I thought about how I could get out of it. I was lying in bed one night, and the commercial came on about National Debt Relief. I jotted the numbers down and said, “I'm gonna give them a try.” Once I told them what was going on, they got it all fixed and they worked with the lenders. I didn't call them. National Debt Relief did all the work and that was what I really liked about them. It was stress that I didn't have to deal with. I was not worried about trying to negotiate with the people that I owed. They did all the negotiating and once they had an agreement, they let me know. It was really good and I could get it paid in a timely manner.
I would have gotten done with them sooner because I was paying them twice a month, but I ran in a few difficulties, and they had to make me pay them about once a month. I got through paying my debt last year and I am relieved. I would tell people to definitely give National Debt Relief a try. They are very helpful and most of all, they are concerned, and they really work with people well. They took a lot of stress off of my situation.
Reviewed July 26, 2026
I cannot say enough good things about National Debt Relief was fantastic, largely thanks to my representative, Carlos **. He was exceptionally kind, patient and knowledgeable throughout my entire debt consolidation process. Carlos never made me feel judged and took the time to answer every single question I had so I felt completely comfortable. The overall process is very user-friendly, and it is a massive relief to finally have my debt under control. I highly recommend this program!
Reviewed July 25, 2026
Every person I dealt with, there were many, was extremely supportive and knowledgeable. They made the process very easy and clear. I was quite impressed by their knowledge and patience. Not much more to say. They explained every page.
Reviewed July 25, 2026
I worked with Adam **. He was professional, informed and respectful. There was not a hint of cynicism about my financial situation or how I landed there. I know who to call and what methods to use. I very much appreciated his dignity and respect on my behalf.
Reviewed July 25, 2026
Loved my Debt Specialist Ricardo **, he was so patient and helpful guiding me through the Process! I don’t know how to use technology very well and I was worried that I wouldn’t be able to figure it out, but he was so helpful and kind and made me feel like I wasn’t a burden!
Reviewed July 25, 2026
The agent did a terrific job. They took the time to explain everything and answer all questions from my son and me. He was understanding and patience. Would recommend to anyone. I'm hoping this helps me catch up on my bills.
Reviewed July 25, 2026
I had a whole bunch of old debt that I wanted to clear off. National Debt Relief was the first ones I contacted. I didn't have any other options, so seeking out their services worked out great. I did their program for debt resolution. Enrolling was easy. I didn't have a problem with customer support. They were good.
Reviewed July 24, 2026
The gentleman that helped us was extremely kind and helpful. He explained everything thoroughly and even answered our questions with a pleasant tone. He understood the situation we were in and made us feel better rather than embarrassed.
Reviewed July 24, 2026
Friendly, Understanding, Helpful, insightful and Not pushy. Great company to get yourself back on track with. Thank you Jonathon ** for your help and understanding to my situation. Everything is lined up, visual, and nothing is hidden from you. Pricing is catered to your situation and completely doable.
Reviewed July 24, 2026
A person I spoke to named Joseph was very compassionate and helpful in this process. All the contracts seem legit and he took a lot of time to go through them and explain it still new to this process. Hopefully, it’s everything he said it would be.
Reviewed July 24, 2026
Was a great experience, until now. I can’t get a hold of Phil. I originally didn’t have my student loans in the program and he offered to get on a 3 way call with my dad who is a co-signer. I called the number back about 15 mins after hanging up with Phil to take him up on the offer. I wasn’t able to speak to him directly, but was chatting with someone else who was messaging Phil and Phil gave the thumbs up to doing a 3-way call on Thursday July 23rd between 12-2. The day and time came and went and nothing.
Reviewed July 24, 2026
Pamela was such a great representative. Answered my questions. Clearly made the process feel easy and reassuring. Never got tired of me asking the same questions and was patient with me. Overall she is great at what she does.
Reviewed July 24, 2026
For the past few months, I've been living in a constant state of panic—waking up at 3 a.m., frustrated, confused, and desperately searching for a solution. I felt completely stuck and had no real strategy for dealing with my debt. The weight on my shoulders came from four credit cards and a private student loan whose minimum payment barely made a dent. Nearly 80% of each payment went toward interest, with only a small amount reducing the actual balance. The hardest part was knowing that, for the most part, I had no one to blame but myself. Aside from my private student loan—which I signed for at 18 without fully understanding what I was agreeing to—the credit cards had all started as interest-free offers.
I genuinely believed I would have them paid off before the promotional rates expired. Then life happened: a car accident, unexpected medical issues, and the rising cost of everything. That's what ultimately led me to NDR. I had the pleasure of speaking with Matt P., and that phone call changed everything. After reviewing my situation, he talked me through what felt like complete despair and reassured me that there was hope. His patience, knowledge, and genuine compassion gave me a sense of relief that I hadn't felt in months.
Matt carefully explained each step of the process, discussed alternative options for resolving my debt, and helped me determine the solution that made the most sense for my situation. At no point did I feel like he was trying to sell me something. If you're feeling overwhelmed by debt and don't know where to turn, I can't recommend NDR—and especially Matt P.—highly enough. I'm incredibly grateful for his guidance and for helping me see a path forward when I truly believed I was out of options.
Reviewed July 24, 2026
Adam was very professional and patient. Since I am not tech-savvy, he guided me through the process. He has the patience of Job. He also assured me that this is a legitimate company and the goal of the company is to get me from paying those high-interest payments.
Reviewed July 24, 2026
I had the pleasure of talking to Andrew ** from National Debt Relief. He explained very thoroughly how he could help me enroll in the program. I was very impressed and wanted to sign up immediately. Mr. ** was very thoughtful, and after our call ended, I felt relieved as if a heavy burden had been lifted from me.
Reviewed July 24, 2026
Mr. Walton ** was very helpful and very professional in helping manage my debt. It sure gave me peace of mind knowing I could consolidate! He explained everything to me and answered all my questions. I will now be able to pay my bills during my divorce! I was extremely worried about my credit cards, but now I feel at ease.
Reviewed July 24, 2026
A friend of mine told me National Debt Relief was really good. Also, every time I look on the TV, I see commercials about National Debt Relief. I signed up with them for debt resolution and their enrollment process was very easy. They helped me pay off my bills. I've completed the program and I've received really good customer support. Every time I called, they helped me with whatever I was asking about. They were always polite and talked with me with respect.
Reviewed July 23, 2026
Gasper did an excellent job explaining how the process works and guiding me through the options. I feel confident in the plan that I have chosen, and believe it will help us get rid of our debt. I appreciate the tips and support that he gave so that we can avoid finding ourselves in credit card debt again.
Reviewed July 23, 2026
I had a wonderful experience with Pernell who helped me get enrolled in the program. He was very helpful and explained everything to me perfectly. I am very excited to know I will be debt free in 38 months and so excited to know I have no more credit cards and don’t ever want another one again.
Reviewed July 23, 2026
Getting my debt under control has been a weight too heavy to carry. Jordan was amazing. From the moment he answered the phone he was kind, patient, and listening to everything I had to say. His reassurance through the whole process made my anxieties disappear.
Reviewed July 23, 2026
I’m confident in this program. Everyone I’ve spoken to is a top tier professional and courteous. They show empathy and fully explain the process so that I feel confident in how to proceed. The program is proven by many years of success. I’m glad I chose this program.
Reviewed July 23, 2026
I would like to thank Selena for professionalism in helping me out with this program, and also it was very explanatory of every detailed that left me with no questions to ask, I would recommend anybody with this program.
Reviewed July 23, 2026
National Debt Relief did a great job. The customer support was fantastic. When I asked them to pay off a certain creditor, they did. They settled the accounts and I got my credit cards paid off in a little over two years. There were settlement fees and they took a portion of the settlement, but there was no cost to sign up for the program. I've been in credit and collections all my life and I did this because I am terminally ill and I wanted to get my credit cards paid off before I die. The payments were all up to date but it was a higher payment than what I would have preferred and the interest was accruing. Paying it at the minimum or slightly above would not have gotten me paid off within the time frame that I did.
Reviewed July 22, 2026
Everything was explained fully and left very few questions about the hoped for results. The only thing that I question is your reliance on the computer 100%, not all people have grown up with it and don't rely on everything.
Reviewed July 22, 2026
Dennis ** was really helpful and explained everything to me in great detail. I give him a 10 and recommended him to anyone. He gave me the whole breakdown on me I needed help with. He asked me about how I got into debt and I told him why and he understands where I was coming from and he helped me get the help I needed. He was really helpful and understanding. I'd recommend him to anyone.
Reviewed July 22, 2026
Everyone I spoke with were so knowledgeable and incredibly helpful and kind. They explained the process and gathered all the information that was needed. I had trouble locating my tax return and Stephano did not lose his patience with me, but remained so kind.
Reviewed July 22, 2026
My representative that worked with me was absolutely amazing and very informative. He was able to answer all my questions. He explained how the program works and made me feel very comfortable. Thank you for all your help.
Reviewed July 22, 2026
I was contacted on Monday, regarding debt relief help. I spoke with Jayme **. He told me what this entailed and he already had what I owe in debt. It made it easy for me to understand what will be paid and how. I just went into my portal and reviewed the information, and I am happy with it. I would recommend this to anyone who would like not to owe so much. Thank you, Jayme.
Reviewed July 22, 2026
My representative was Denise ** and she was the best. She went through the whole program in great detail. She answered all of my questions in her presentation of this program. This woman deserves a big raise. I only had to ask her 2 questions. She was amazing. I recommend Denise ** to train me if I was an employee at NDR.
Reviewed July 22, 2026
At first, I was like just like anything else we've tried...scam. Just listening to the people, helping you is a wash of relief I haven't felt in a long time. We look forward to seeing what we can accomplish with this program.
Reviewed July 22, 2026
I am writing to provide feedback regarding my recent experience with Alex **, the agent who assisted me with the process. Alex was exceptionally kind and thoroughly answered all of my questions. Furthermore, he was highly accommodating and adapted seamlessly to my schedule. I greatly appreciate his excellent service.
Reviewed July 22, 2026
Quick and easy, no one telling you or forcing you to tell you that you have to make bigger payments and pay for a longer time frame, one price that you agreed on with no interest or no paying a service fee for their help. All around great and friendly service you can trust.
Reviewed July 22, 2026
I had a great experience with Scott. I thought that I would be in debt forever until Scott walked me through everything. I was amazed at how much money I would have available to me after the program starts. Thank you, Scott.
Reviewed July 22, 2026
National Debt Relief seems to make some people feel welcomed because its staff are described as patient, supportive, and calming during a stressful debt process. At the same time, reviews are mixed, with some customers saying the experience can feel risky or discouraging once the process starts. On debts being “sold off” by companies, that is common: creditors often sell charged-off accounts to third-party buyers or collection agencies. What usually matters is whether the debt is valid, who now owns it, and whether the collector can prove it; you should not ignore a collection notice if you want to challenge it.
Reviewed July 22, 2026
John from the Philippines was so smart and helped the bank problem, he rescheduled the autopay, discovered a page missing from the contract, had me sign and sent me written verification, and is still working on why my online portal will not allow me to reset with a new password so I can use the portal because he has tried everything with me including his supervisors. He has directed me to get the app and now I have to solve a problem with my phone. He will call me again August 2, 2026, to make sure the payment processed and to help me with the online portal again after I get the app. He deserves a raise and promotion.
Reviewed July 22, 2026
I think National Debt Relief is a great company to settle my debts. Since I am on the phone all day with my job last thing I want to do after work or on my days off is talk to someone on the phone. National Debt Relief does that for me and works with my creditors to get me a fair settlement.
Reviewed July 22, 2026
I used National Debt Relief before in the past and had a good experience. So, I did it again. The enrollment process was nice. The lady that helped me was very helpful and thorough, and made sure I understood everything. NDR helped me with consolidating my debt. It got me through it without breaking me. I get paid monthly. So, that was a help just to pay one bill as opposed to different ones. As far as the service, the notifications noting my progress in paying off my debt stood out. They let me know when a certain debt was resolved. If I ever get into another situation, I'll definitely be seeking out services from them again.
Reviewed July 21, 2026
First of all I would like to thank NDR for constructing a great plan for me. I also want to thank Mr Somon ** for taking up time for me out of his busy schedule to take my call. I will definitely recommend family and friends to NDR. They have certainly been a great help to me.
Reviewed July 21, 2026
When working with you my credit and loans to improve them, all you response is very helpful and I feel confident that my credit is being taken care of my credit and I know my credit score is getting better. Thanks for your help.
Reviewed July 21, 2026
There are people out there that can help someone besides getting harassment calls all the time. I spoke to a couple of companies and liked what I heard about National Debt Relief. Everything was great, and enrolling was easy. The program was not so confusing. It was very easy to understand and everything was right on the money. I consolidated my credit card, and my credit's already going back up. So, it's doing well for me. I told a friend about how good and how smooth it was and he might be calling them too.
Reviewed July 20, 2026
Everything seems to be going wonderful. I trust the process. All of my accounts are getting settled and my credit score is rising. I'm doing well now and I'm getting things that I need from my credit score.
Reviewed July 20, 2026
So happy I took the first step to debt relief. Looking forward to the end of paying off debt and a new chapter in my life. Thanks to National Debt Relief. I will highly recommend National Debt Relief to anyone who needs financial assistance.
Reviewed July 20, 2026
My experience with National Debt Relief today, July 20, was excellent. I had to contact them three different times, and on every occasion, I received outstanding service. All of my questions and concerns were resolved with clarity, patience, and impeccable kindness. In situations like this, having such professional and attentive customer service is greatly appreciated. I am genuinely very satisfied with the assistance I received and deeply appreciate the willingness of every representative who helped me.
Reviewed July 20, 2026
I don’t know what’s going on in my case right now. Hope to find out soon. Don’t know if everything’s getting done that we discussed. I don’t wanna put all my information on here but other than that, I had a great experience with my rep.
Reviewed July 20, 2026
Thanks to the National Debt Relief for changing my life to an easier way of thinking. Everyone I communicated with at the National Debt Relief Program was very friendly and easily accessible in working with me. I am looking forward to the financial plan starting and the steps to a successful completion. Thank you!
Reviewed July 20, 2026
I contacted NDR through a Google article on Friday evening. I was on the phone over 2 1/2 hours with Myra from Phoenix. She had me sign all of the signatures and said she would call me back Saturday morning to go over contract. I never got a copy of signed contract and she never called. I was transferred to customer service. They didn't help either. Today is Monday. I received an email from NDR. I called and explained how upset I am. She sent me a copy of my contract by email and postal mail. I am questioning NDR legitimately as a service.
Reviewed July 20, 2026
My overall experience is as amazing to say the least. The online quote portion was simple and the call from agent Richard ** was as smooth and as easy as can be. He took the time to answer all my questions in great depth. He was very detail oriented and explained the whole process to me step by step. He went over the contract with me and made sure I understood exactly what I was signing up for.
Reviewed July 20, 2026
Al **, who assisted me was very helpful, knowledgeable and patient with me throughout the process and explained all aspects of the assistance to be given, clarified items I didn’t understand the first time, itemized every debt to be included and that which was excluded, namely my back taxes, answered my questions, and didn’t rush at all. After we were done, he recapped all that was discussed, making sure that everything was clear to me, that at the end, I was so relieved that I felt like I just burst out of the ocean where I drowning!
Reviewed July 20, 2026
Nice job helping me to work on my bills to be consolidated as well. Be successful to pay easier by every month. That will help improve my credit score and pull up higher credit score and clean up my credit history.
Reviewed July 20, 2026
The enrollment at NDR was easy. I really like how clear the agent was. It was nice just to get all that information before you even start. Anytime I had any questions, I could just call and get a person quickly. And almost always, I got an answer. I like how everybody kept in touch with me and followed up with any changes. My experience was good.
I also used the online portal and looked at my schedule there. It was pretty easy to understand and very user-friendly. I've never done anything like this before, and it seemed pretty straightforward even to me. I paid off the program quicker. I got off a year earlier than expected. The program worked exactly as intended. I would definitely tell others to call NDR. It's worth it. And if anybody's feeling like debt has become an issue, this is something I would definitely recommend. It's definitely not something you would do as a first choice if you can get off debt on your own, but once things start getting bad, it's better to nip it in the bud immediately.
Reviewed July 19, 2026
I am sticking with this program. I am tired of going from one program to another and no results. I feel comfortable with this one that I should not have dropped it in the first place.
Reviewed July 19, 2026
I hurt my back and had to have surgery. I knew something had to happen, but I wouldn’t be able to perform the work and be able to pay a debt so I contacted National Debt and they gave me a plan that can reduce my debt and pay off the bills. I’m very thankful for it. 76 years old. My quality of life had to be interviewed and 9 months of recovery was not going to get my bills paid. Thank god I’ve got social security and a small pension from the fire dept.. National debt gave me a lifeline. AMEN JESUS.
Reviewed July 19, 2026
There is not much in this world I can give you more worry than finances. I am disabled so unlike in the past when I could just work extra or harder and get a promotion or a bonus I was truly at a dead end. No matter how hard I tried it just got worse. And then I finally realized if I didn’t do something different I would keep circling the drain. So I reached out to NDR And the people were so kind and helpful that I have peace that I have not had in years.
Reviewed July 19, 2026
My experience was quite a surprise to me. Where they very patient in helping with the understanding as to what National Debt Relief does. They explain why they take so many months to get started. 4 to 6 months when you first sign-up. Because your bills have to become delinquent. If you have been paying your bills. It’s not an easy thing to do, but they are here to help get you out of of all your debt.
Reviewed July 19, 2026
I recently enrolled into National Debt Relief after struggling to pay my debts all on my own. National Debt Relief provided courteous, compassionate, and thoughtful care in my time of need. NDR was exceptionally thorough in understanding my own personal situation and meeting my exact needs. I can only only say I felt so much welcome relief and joy after deciding to enroll in National Debt Relief.
Reviewed July 19, 2026
I enrolled with National Debt Relief a couple of few years ago and it went fine. The reps were good, and they were to the point. They told me what they were going to do, and I understood I just needed to make my payments on time all the time, and I'd be fine. That's what I did, and that's what happened. The customer service was great too. All the time, they answered the phone if I had any questions. I already finished the program and it helped out tremendously. It lowered my monthly bills by a lot. All in all, it was a good program and I'd recommend it to people. If they're in debt, facing high interest rates, it's a great thing to do. If they just stick to it and pay their money on time all the time, they'll get out of debt, and they'll be fine.
Reviewed July 18, 2026
Huge thanks to Phil ** for helping us through this process. He was kind, knowledgeable, and genuinely made a stressful situation as pleasant as it could be. His guidance and patience made all the difference. We're really grateful for his help. Highly recommend Phil.
Reviewed July 18, 2026
Alex, was really great with us. He truly explained the ups & downs of doing the debt relief program and getting our finances in Much better and affordable shape!! There was a problem with getting both signatures on the attorney's contract, but he stayed with us on it and was able to fix it. He was polite, friendly and thoughtful. We are thankful for his help and patience!!
Reviewed July 18, 2026
Very Pleased and Grateful for the helped I received. Mr ** was very helpful, kind and compassionate at the time to listen to my concerns and my questions. I'm glad I came across them, I really needed this. I finally can sleep now.
Reviewed July 18, 2026
I feel like I have hope that everything will be ok!
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