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National Debt Relief Reviews

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About National Debt Relief

National Debt Relief is one of the largest debt settlement companies in the U.S. Founded in 2009, National Debt Relief negotiates with creditors to reduce how much you owe on unsecured debts such as credit cards, personal loans, medical bills, private student loans and collections. It offers personalized plans to help you resolve debt, along with support from dedicated debt specialists.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations
  • Professional and responsive customer support
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

Over 50k reviews since 2016

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    How do I know I can trust these reviews about National Debt Relief?
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    Page 10 Reviews 1435 - 1635
    Verified purchase
    Staff

    Reviewed June 17, 2025

    Samantha was great, explaining everything and was able to help me decide to do this. I am confident NDR will finally free this financial burden I have had and assist me with better choices when it comes to my finances. I am looking forward to a debt free future. Thank you NDR!

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    Sales & MarketingPriceStaffBilling

    Reviewed June 16, 2025

    The customer support I received from National Debt Relief was excellent. They were understanding and set up a payment schedule that was affordable. I did what I could until I was able to pay it off, and then I paid it off. I’m just happy all of that debt has been resolved.

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    PricePunctuality & SpeedOnline & AppRefunds & PayoutsStaffTransparency

    Reviewed June 16, 2025

    Everybody at National Debt Relief was very polite and kind. I definitely would recommend them to a friend.

    Well, at that time, we were in a lot of debt and did some research on what systems might be out there to help us and we found them. I read up about them and they seemed to have more positive than negative online remarks.

    And so, I called and asked for a consultation and then they discussed their plan and how that works. It fit with what we were wanting. They're very upfront with the cost, and what they plan on getting for you.

    Since we just finished, I actually called them up because I had overpaid. It should have been done. And they said I’m correct, and that they’ll stop withdrawing. Then they submitted a refund check to us and closed the program.

    The only thing is their user interface. I would change some of their UI on their application or website. It's changed over time because I've been in it for about four or five years, and there's still no real easy way of submitting material that you guys need.

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    Verified purchase

    Reviewed June 16, 2025

    James assisted me with setting up my debt relief. He was awesome! He explained the program to me in detail. I really appreciate his knowledge! I definitely would recommend debt relief to family and friends. I don't know what else to say except trying to submit this is ridiculous. Lalala.

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    Staff

    Reviewed June 16, 2025

    Pamela was wonderful helping me navigate my financial struggles. She was with me for every step of the way from start to finish with getting enrolled and made the whole process very easy for me. She was kind, helpful, and empathetic. She was even able to work with me through my limited availability. I can recommend her enough!

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    Punctuality & SpeedStaff

    Reviewed June 16, 2025

    Really appreciate Joseph for his service and guidance to become debt free. He made it quick and easy process, also understandable to know where I’m at. I definitely will recommend to family and friends who also need help with debt. I wouldn’t have gone forward with it without Joseph’s help. Thank you again Joseph.

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    Punctuality & SpeedStaff

    Reviewed June 16, 2025

    Staff are very friendly & kind. Ivan M was supper helpful and went through every step by step, took his time and had patience with me. Answered all my questions, and convinced me to start this new journey. I’m very excited and can’t wait to start! Thank you Ivan for all your help! Very much appreciate your help and kindness!

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    Staff

    Reviewed June 16, 2025

    The process was actually very easy to get started and the personnel that we talked to were very friendly and very thorough. It has been a very good experience so far. It seems like there is going to be a lot of benefits from this program. We are just getting started. But I am looking forward to the end result, and I would recommend this so far to anyone I was starting to drown in debt, and these guys have them offered a way to work out of it. So I am very thankful for their help and support.

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    Customer ServiceStaff

    Reviewed June 16, 2025

    I did some research on different companies and National Debt Relief had a better outcome on things than the others did. I first heard about it on Facebook. The customer service representative seemed to be very pleasant and knowledgeable and knew what they were talking about. I'm glad I did it and got out of that debt.

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    Customer ServiceStaff

    Reviewed June 15, 2025

    Incredibly nice and patient, encouraging and had a great phone voice. Thanks to him, I have a more complete view of our finances and feel we are on a good track to relief from our current financial difficulties. I don’t know of others to recommend NDR to, I don’t know their finances, but if someone asks, I will recommend.

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    Punctuality & SpeedOnline & AppStaffBillingEase of Use

    Reviewed June 15, 2025

    I had credit card debt, and childcare expense was too much to handle, so I reached out to a representative and touched base on what my debt was and what the minimum payments were for each. He explained the difference between paying them off early and helping my credit if I did it with National Debt Relief versus continuing to make the minimum payments and taking a longer time to even scratch the surface. The only thing is by the end of it they weren't willing to work with me on payment plans. But we were able to settle everything quickly, so that was the plus side to it. It was beneficial in the long run because it helped me set my expenses in better order and be able to live off of my current means.

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    Staff

    Reviewed June 15, 2025

    The young lady who helped me did a AMAZING JOB. She made me feel welcome and assured me. So she get an A+ in my book. So with that being said I will for sure be telling family and friends about you guys and the service I have received. Thank You, Gilbert L

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    Punctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed June 15, 2025

    My debt has been paid off and working with National Debt Relief was easy and not complicated at all. I just turned in my debt, decided on a doable monthly payment, and they took it out every paycheck. When I was almost done, I made one extra payment. If I had any questions, I just called in and got somebody right away. However, they continued to take out money from my account, and it took a minute for them to refund it, but once they did, it was fine.

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    Customer ServiceStaffTransparency

    Reviewed June 15, 2025

    Matthew C. was very helpful with his explanations and guidance completing the sign-up process. His clear communication and thorough understanding of the steps involved made the experience smooth and stress-free. He patiently addressed all my questions, ensuring I felt confident and informed. His support was invaluable, and I truly appreciated his dedication to excellent customer service.

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    Verified purchase
    Staff

    Reviewed June 15, 2025

    Brad ** spent quite a bit of time making sure we understood the program and the benefits to us. He answered every question we had and walked through the process with us step-by-step. I felt completely comfortable with the process and relieved to have help now, and in the future, as we eliminate our debt.

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    Staff

    Reviewed June 14, 2025

    We had a wonderful experience. Our representative was patient and took the time to explain everything to us. She made the process much easier than expected. We feel very good about the decision we made. We now have peace of mind that we previously didn’t have. We highly recommend this company.

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    Punctuality & SpeedStaff

    Reviewed June 14, 2025

    Nellie was so helpful and made me feel like I was not the only one that needed NDR help. She walked me through all of the paperwork, explain everything to me, and answered my questions. Very professional and knowledgeable. I can’t wait to be debt free and finally have a savings again!

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    Verified purchase
    Staff

    Reviewed June 14, 2025

    Your associate was very helpful and answered every question or concerns that I had. I was very pleased with with the professionalism of the associate that helped me with my claims. Thank you for all of your assistance.

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    Customer ServiceStaff

    Reviewed June 14, 2025

    We have the great opportunity of being helped by Shane ** and Albert ** who did such an amazing job walking us through every single detail of the program as well as following up with us in anything we could need help with. They were both always eager to help us in every step of the way. In general terms it was such an amazing experience. Thank you guys!

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    StaffBillingTransparency

    Reviewed June 14, 2025

    I rarely leave reviews, but my experience with National Debt Relief deserves to be shared. Like many people, I found myself overwhelmed by debt that had spiraled out of control. The stress was constant, and it felt like there was no way out. I was hesitant at first to trust a debt relief company, fearing it might be too good to be true. But reaching out to National Debt Relief was one of the most important decisions I've made for my financial and emotional well-being. From the very beginning, their team treated me with respect and compassion. They didn’t judge my situation or make empty promises. Instead, they walked me through exactly how the program worked: Negotiating with creditors, consolidating payments, and giving me a realistic timeline for becoming debt-free. What stood out most was their transparency — I always knew what to expect, and every step was clearly explained.

    The process wasn’t always easy. It requires patience and a willingness to stick to the plan. There were months where I had doubts, but National Debt Relief continued to communicate with me and advocate on my behalf. They reduced my total debt significantly, and I paid off what I owed in less time than I imagined possible. Now, for the first time in years, I’m no longer living paycheck to paycheck. I’ve started saving again, and I finally feel like I have control over my financial future. If you're struggling with debt and unsure where to turn, I wholeheartedly recommend National Debt Relief. They don't offer a magic fix — But they do offer real help, with integrity and care.

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    Staff

    Reviewed June 14, 2025

    Andrew was compassionate and not judgemental. He thoroughly explained terms and conditions without sounding like a robot going through the motions. He seemed kind and very knowledgeable walking me through each step with patience and understanding. Looking forward to my financial freedom journey with National Debt Relief. Thank you for your time and service.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 14, 2025

    I found National Debt Relief online and talked to them. It was easy to enrol in their program. If I had a question, I would just call them and they were pretty good about answering it. I graduated early and I was happy with it. They got me through it and got it over with.

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    TechStaff

    Reviewed June 14, 2025

    My provider was very knowledgeable. Very patient with me. Explain things very thoroughly and showed a very good concern for what's going on with my life to bring me to this point where I'm looking for help with my debt. So what was proposed and what was given to me seem like the best solution and he was very patient with me and explain things very well and I appreciate that.

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    Customer ServicePunctuality & SpeedHonesty & Transparency

    Reviewed June 14, 2025

    Not sure why they have an online chat if the first thing they say is you have to call. Do not even offer a chat option at that point, and then to lie over and over about it would be a quick call, and take no time at all but then being on the phone for over 45 minutes. I know it’s a good thing but just lie after lie to get you started isn’t a good look

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    StaffLoan Process

    Reviewed June 14, 2025

    I‘m a single teacher that took my out some loans when I moved to my new place this year and came upon some hard times, I was so overwhelmed. Eric was so kind, attentive, thoughtful and professional, putting my mind at ease as a first time working with a debt relief program. I know I’m in good hands and largely feel that reassurance because of the deeply personalized and trustworthy experience I had with Eric helping me out. Thank you, Eric and NDR! I’m feeling so relieved to be getting such personalized support to see the light at end of tunnel of getting back to being debt free.

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    Customer ServiceSales & MarketingStaff

    Reviewed June 13, 2025

    Hello, my name is Melinda **. Today, I had the most wonderful experience over the phone with this man. At first I thought it could be a scam but the more I talk to this man the more I realize I was truly talking to a professional. He was truly amazing and and I want to thank each and everyone of you For your help. God bless you all. Sincerely Melinda J **.

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    Staff

    Reviewed June 13, 2025

    I'm hoping this works well cause, I need all the help I can get for I am only on a fixed income and can't afford not having help. So I'm putting my trust in you to help me clear this problem. And I want to thank you for you help and concern.

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed June 13, 2025

    Signing up for National Debt Relief was easy. I was in a program for a year and a half. Communication was very good. They called and answered all the questions. They called me back right away. They kept me informed. They tried to settle as many settlements as possible, as soon as possible. It was a good experience.

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    StaffBilling

    Reviewed June 13, 2025

    I was contacted to approve a payment to pay off creditor and it was a huge savings for me. Debt Relief is great at this. My bad credit is being handled in an amazing way by Debt Relief. Thanks to all. Me finding National Debt Relief has been a blessing to me and helping my bad credit to get resolved.

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    Verified purchase
    Customer ServiceStaffBillingRates

    Reviewed June 13, 2025

    I had 1 credit card I owed a lot on. NDR helped me lower my debt and set me up with a monthly payment I can afford. My Credit card will be paid off in 33 months. If I did not contact NDR I would have spent 18k on interest by the time my credit card was paid off. Not only did they save my 18k on interest they also lowered the amount I owe by 4k. The man I talked to on the phone was cool and he explained to me how the process works. I was all for it. Highly recommend it!

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    Staff

    Reviewed June 13, 2025

    I’ve just put myself in a bind. I can’t get out without help so I’m signing up for some stuff so I can get it straightened out. I borrowed money to other things now I can’t seem to get it back to where I need it. Please help if all possible.

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    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed June 13, 2025

    Aaron was great, very patient and excellent customer service skills. We encountered some technical difficulties and he was very patient when figuring it out. His explanations of the program were easy to understand. He made sure that I understood and answered all of my questions. Would highly recommend to anyone needing assistance with their debt. Well done.

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    Customer ServiceMaintenanceStaffLoan Process

    Reviewed June 13, 2025

    Absolutely wonderful! I called to get another bridge loan and was directed to your site. What a great break for me. After hearing and understanding your program it is Absolutely what I needed. My representative was over the top friendly and helpful. After the call and being set up with the program I felt a great sense of relief! I'm on a plan now that is comfortable financially for me and gives me great hope now. Thanks again for what you did for me. Peter

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    Staff

    Reviewed June 13, 2025

    My representative Mr Ricky explained everything to me several times so that I can understand and trust that you guys could help me so I am taking the rest to go ahead and get this help and pray that everything works out good for me cuz I do want to pay them back and your program is very beneficial and I see you help many many people.

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    Customer Service

    Reviewed June 13, 2025

    What I heard on the internet about NDR sounded good so I went with them. Enrollment was easy and the whole program took about a year. Everything was just cut and dry, and simple. It ain’t no rocket science.

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    StaffBilling

    Reviewed June 13, 2025

    Everybody from National Debt Relief has been pretty fluid. However, I realized that whatever you put into the program that is not written off ends up going back on your taxes. That’s a big one to let people know because I wasn’t aware of that until I got taxed out at $175,000 last year. That was a huge impact for me cause I ended up paying 5 grand back to the federal taxes. I didn’t like that because whatever the credit departments don’t receive from you, they add it to your income. But outside of that, they have a pretty good program. It’s very helpful, but you have to be very cautious of that side of it.

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    StaffLoan Process

    Reviewed June 13, 2025

    I felt lost but now I see. My mom passed but before she died she said take care of buddy. Well I tried to but I fell behind trying to keep a roof over our head trying loan after loan until I found debt relief. Now I feel a little better. Thank you for your help.

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    Customer ServicePriceStaffBillingRates

    Reviewed June 13, 2025

    I had a lot of credit card debt and I was beginning to get super tight where I couldn’t afford groceries or gas. So, I had to do something. I called National Debt and told them that I was interested in setting up an account.

    They asked me how many credit cards I had, how much the total debt was, and then they got me enrolled. It was super easy. I just did two payments a month out of my biweekly paychecks. Then they negotiated and paid everything off for me.

    I signed up June of either ‘22 or ’23, and I got it paid off in March of this year. So, it took two and half years at most. It was probably one of the best decisions that I made so I could get my debts paid off. It also made it a lot easier to balance all of my expenses.

    The representatives were all top tier, really nice, completely helpful, and they answered all my questions in full. Anytime something came up, like when I wanted to pay more or when I did my full payoff in March, they were very helpful with the whole process. They walked me through it step-by-step and told me what to expect and how everything would go.

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    Customer ServiceStaffBillingLoan Process

    Reviewed June 12, 2025

    It was a life-changing. I was hesitant to reach out to National Debt Relief at first, but it turned out they were very helpful. They've got great support if you have questions. Depending on how much money you need to consolidate, that's how long it's gonna take you to do it. Mine was a little over a year and a half. But I wasn’t $30,000 in debt, I wasn't anywhere near that. Mine was easier to pay off, easier to take care of, and it’s been paid off.

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    Reviewed June 12, 2025

    I saw National Debt Relief on television, they had examples of people and testimonies. So I decided to go with NDR, and my interaction with the person who helped me was positive.

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    StaffBilling

    Reviewed June 12, 2025

    Things were already tough from the moment I first signed up online. I was going through a divorce, and my wife hadn’t been paying the bills on time. That’s how I ended up in debt.

    When we split up, I told her I’d take all the debts and figure it out myself. Luckily, I found National Debt online. They helped me get everything paid off. Now that I’m debt free, I feel great.

    National Debt helped me so much. I didn’t really know what to do at first, so there was a bit of a learning curve when it came to dealing with debt collectors or figuring out how to get everything paid. I wanted the debt gone as fast as possible.

    Once I understood how National Debt’s process worked, everything made sense. I ended up finishing my payments even sooner than I expected, which was a great surprise. National Debt did a great job.

    The length of the program depends on how much you owe and how much you’re able to put in. That’s what I liked about it. It was far better than companies that claim they’ll consolidate your debt, because that’s not what National Debt does. They worked out a payment plan that actually fit my budget, so I could keep living my life without the debt impacting me anymore.

    I didn’t even realize National Debt had lawyers. At one point, I was freaking out because one of my accounts went so far into collections that they were going to take me to court. I had no idea what to do. But once I reached out to customer service, they told me to send them all the documents, and they took care of everything.

    The only thing that confused me was that I wasn’t able to see how much I still owed either on the website or through the separate bank account they set up for my deposits. I was so surprised to find out I didn’t owe anything anymore. When I saw a refund, I decided to call and confirm that I was free and clear.

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    Customer ServiceStaffBillingTransparency

    Reviewed June 12, 2025

    National Debt Relief was good, and I liked it. It helped me a lot. It took me a while to pay it off, about five years to pay it. But I'm all done paying it.

    I had to go through another process to pay a debt that I owed a while back. And with National Debt Relief, I was paying the debt on time. They did it automatically out of my payments, out of my checking, bi-weekly. Well, I think it was like weekly or monthly.

    All communication with customer service went through my caseworker. They emailed her about the payment that I was going through, and they were sending me letters saying how it's doing.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffBilling

    Reviewed June 12, 2025

    I have been with the program for five years, and it worked for me. Since I was in debt and my interest was just getting so high, I tried it again. National Debt Relief got me out of debt, and I don’t get those crazy calls and bills anymore. Their payment plan was fine. I could afford it, I paid it off, and everything was great.

    Seriously, they’re fabulous. I love them, and I hope I don’t have to use them again, but I’m glad I did. The customer service was great, very professional, really nice, and they know their job. I’d totally recommend National Debt Relief 100% to everybody.

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    StaffBilling

    Reviewed June 12, 2025

    I reached out to National Debt Relief because I’d gotten way over my head with a Sam’s Club credit card. The amount they wanted me to pay back was just astronomical. I simply could not afford it. I found the company on the television and decided to go to them to get some help.

    The whole process was very easy and it helped me considerably. The person I worked with was very kind over the phone and made me understand how everything worked and helped me with any and all issues that I had.

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    StaffBilling

    Reviewed June 12, 2025

    Curtis ** gave me all I needed to verify everything I had a question about. I basically was living on credit cards. I knew there was no way I could get out of debt without help. I got notice from one card thanking me for my payment that very day.

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    Customer ServiceStaffBilling

    Reviewed June 12, 2025

    National Debt Relief helped me a lot because I was struggling with all my credit card debts. So, it was hard for me to pay them separately. But by the consolidation system, I was able to put all of them in one and then make the payment. And I constantly call once or twice a month or every other month, and it would be a different person every time, but all of them were able to help and assist me during the process, and answered my questions.

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    Staff

    Reviewed June 12, 2025

    I stumbled upon National Debt Relief on accident, and I am so glad that I did. Enrolling in the program was extremely easy because my direct Agent Andre ** did his thing. He was very personable and knowledgeable and did not hesitate to answer any questions that I had. While I have not yet officially started paying towards the relief program, I have very high hopes. I would highly recommend this program to anyone who needs it.

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    Sales & MarketingStaff

    Reviewed June 12, 2025

    If I hadn’t joined the program of National Debt Relief, I would still be in debt. I finished it and they did what they would say they would do. The whole process was very good so I’m very satisfied with them.

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    StaffTransparency

    Reviewed June 12, 2025

    I feel cared for and understood. The agent was very clear in his explanations and answered all my questions as I asked them. It is important to feel understood in financial situations and to have found the best options for me. Mr Jose ** is an excellent agent, very understanding and very patient.

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    Punctuality & SpeedStaff

    Reviewed June 12, 2025

    Signing up for National Debt Relief was super simple and easy. I had someone guiding me through the process, which helped me understand exactly what was happening. Any questions I had were answered quickly, and it was always a good answer. I felt taken care of, and I believed the people I worked with truly cared.

    National Debt Relief has given me peace of mind and reduced my stress by helping me resolve my financial situation. It was also a good learning experience that encouraged me to pay better attention to my finances. While this program is a blessing that exists, it should be something that we do not need. Debt relief should be a last resort.

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    Staff

    Reviewed June 12, 2025

    Aaron was amazing and super helpful through the whole process. The application process was super simple and easy. Everyone I talked to sounded like they actually cared and did their best to assure me my debt problems would be handled. I feel I’ve made the right choice choosing National Debt Relief to help me get back to being debt-free!

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    Sales & Marketing

    Reviewed June 12, 2025

    I worked with Jerry ** and he was great. He went thru everything in the program, made sure I understood everything. He didn’t pressure me and he make sure I knew it was my choice to make. I’m glad I decided to go with your company. I feel real confident I make the correct choice.

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    Customer ServiceStaffBilling

    Reviewed June 12, 2025

    I was very satisfied with National Debt Relief. I didn't know who else to call about my debt, and I knew I couldn't get rid of it alone and I needed help. I saw their commercial on TV and I called. The representatives were all professional, knew what they were doing, and gave out the right information. We set up my payment plans, I agreed to all their terms and we went from there. Right now, I'm debt-free and I feel pretty good about that.

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    Customer ServiceStaff

    Reviewed June 12, 2025

    My Representative was Jay, he was very professional and knowledgeable from the beginning throughout the entire process. He has been available whenever I had questions, and I really appreciate him. I will tell everyone I know that is in need of help to contact National Debt Relief to see if they qualify for the program. I'm really grateful that I made the call when I did.

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    Punctuality & SpeedStaffBillingRates

    Reviewed June 12, 2025

    National Debt Relief enabled me to consolidate all my bills into one and pay them off. I did not have to struggle about which bills I can pay this month. I was able to pay everything off and got myself a car with a nice interest rate.

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    StaffRates

    Reviewed June 12, 2025

    Dealing with National Debt Relief was easy. There was nothing to it. They were eager to help me. Enrolling in the program was relatively simple. Going through it relieved a lot of my stress. It’s good to be out of debt.

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    Customer ServiceRefunds & PayoutsStaffBillingRatesTransparencyCommunication

    Reviewed June 12, 2025

    I did not want to go asking for my folks or getting bank loans, and then found that National Debt Relief was the easier track to go. The enrollment process went well, and everyone was so nice to me. They understood my frustration and made it feel better, and they answered my questions too. I had a nice gentleman email me, telling me to call him. When I did, he gave me the great news that I was done with all my accounts and I would be getting some money back. It really helped me in the long run.

    I also liked that I could call ahead and say, “I need to lower my payment or up my payment,” as my paychecks fluctuated, and they worked well with me on that. The timeframe I was in was about two to three years. Customer support was very good, and I got somebody different every time.

    The program has made an impact on my life by being able to pay off my own debts with the money I could put in there and not having to feel that I was begging for money from anybody. It is a wonderful program. Use this company as they are there to help if you have an issue of overspending and going out of your means. It is a wonderful program, and I would do it again if I needed it. It helps to have somebody in your corner.

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    Customer ServicePriceStaffBillingRates

    Reviewed June 12, 2025

    I was at work one day and I did a Google search. I’ve read a lot of good reviews on National Debt Relief, so I called them up and it was easy to set up with them. They explained everything very well. I was setup for autopay in my payment plan, and that was done with a very knowledgeable lady rep on the phone. Before we even did anything else, she really broke it down for me and told me how it was going to work. Customer service was great. I never ever had anybody that was rude or didn’t know what they were talking about.

    I am a single mom and I had $10,200 in debt, and I needed help to get some of that paid off so I could continue paying notes on my house easily without the high interest. With National Debt Relief, it was about $3,200 cheaper paying off my debt that it would have been keeping it the way it was.

    if I ever had any questions, I called and somebody helped me. If my account did not go through, they would call me. I moved jobs and my biweekly payment changed, so we had to up the price a little bit. Once, we changed it so that we could stay on schedule, and that was not too bad. I already tried to get my stepmom to go to National Debt Relief. because they were easy to work with.

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    Punctuality & SpeedStaff

    Reviewed June 12, 2025

    Jericho is the man! Explained everything perfectly and he helped us to better understand how the process will go. He was insightful and great to work with. He was very quick and thorough while going through everything.

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    StaffHonesty & Transparency

    Reviewed June 12, 2025

    I had the pleasure of speaking with the representative named Salley **. She explained the options available for me and really dug deep to make sure I found the best available option. The hardest step is coming to terms with the financial hardship one is under, and initiating the steps to get your head above water. Salley really made me feel I had someone looking out for me. I felt no sense of judgment or disappointment in tone, that would make oneself feel worse; only an open, honest, companion like conversation. I felt comfort and I feel hopeful they will be able to get me out of the bad debt that has accumulated.

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    Reviewed June 12, 2025

    My experience with Mr. Lawrence was pleasant. He placed me at ease and gave me confidence with his knowledge of this program that this is a viable method to reduce my debt to income ratio. With the program it will free up some much needed capital back in to my home. I do plan on recommending your program to friends and family as I watch the program work for me.

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    StaffBilling

    Reviewed June 11, 2025

    This rep made me feel as if my life would be back to normal! I was very depressed with the state my bills... I have never been in this situation, but Steve... was/is here for me. He was excellent in explaining every step of the way... Thank you NDR... I'm on the comeback trail!! Thank you Steve D!

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    Customer ServiceStaff

    Reviewed June 11, 2025

    My contacts were both polite and informative about their product. I am very happy to have called National Debt Relief to help me solve a major problem in just 4 years. I would definitely recommend N.D.R. to my family and friends in the coming future. I am looking forward to starting a new life with savings they have provided for me. My midlife crisis is over and I can now begin to r enjoy life here in Florida. I will also begin to enjoy sleeping at night knowing my debt is slowly being paid by me. Not bankruptcy. To all those who read this, please do not take anything for granted anymore.

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    Staff

    Reviewed June 11, 2025

    Fred was kind, understanding and efficient. At first I was not sure this program was the way to go, but what he said made sense, he made the process of signing up easy. It will be great to finally stop the cycle of debt left over from the pandemic. I felt great relief after we were done. Thanks Fred!

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    Customer ServiceTechStaff

    Reviewed June 11, 2025

    My representative was friendly and made me feel at ease about signing up for their program. They walked me through the contract and how to go about handling the creditors that NDR would take over and begin working toward resolutions with. They also provided me with information to give to my creditors so that I would not have to handle the harassment calls or letters.

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    Customer ServiceStaffBilling

    Reviewed June 11, 2025

    I joined National Debt program for my relief from my credit card debt. I’m so happy I did. I can breathe again and stop worrying. National Debt will take care of all debt and worries by cutting my debt almost in half. Thank you National debt. They are so professional and took me through the process. If you’re suffering from debt like I was Please call them. Help is on the way. Just a phone call away.

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    Customer ServiceStaff

    Reviewed June 11, 2025

    Ray took great care of me over the phone and walked me through the entire process step by step. He patiently answered all questions. He was very helpful and did not appear to be judgmental of me getting into this situation. I would be happy to recommend him and your service any time.

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    Staff

    Reviewed June 11, 2025

    Chandler worked with me and explained everything very accurately and in a manner that made sense to me! He was very pleasant and professional. I felt comfortable with the decision I made to enroll upon my approval! Thank you so much! I will definitely recommend this service to my friends and family should they ever need it!

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    StaffHonesty & Transparency

    Reviewed June 10, 2025

    I firmly believe that National Debt Relief should simplify the process of connecting with creditors to less than 100 days. A faster turnaround would not only alleviate my stress but also significantly enhance the overall efficiency of the service. I had the pleasure of interacting with An *8, who provided me with outstanding support; her friendliness, honesty, kindness, and genuine care truly stood out. However, drastically reducing the application timeframe would greatly increase my sense of relief and elevate customer satisfaction to new heights.

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    Transparency

    Reviewed June 10, 2025

    Had a good discussion with Annabelle in regards to a settlement approval. Annabelle explained all necessary information and amounts for the settlement. She also clearly explained the remaining actions for the update on my account. Pleased with the work that National Debt Relief has done on my behalf in settlement.

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    Customer ServiceOnline & AppStaffRates

    Reviewed June 10, 2025

    I had a great welcoming on my phone consultation with Catina **. She was very patient and walked me through everything I needed to know. I would rate her a 5 star just on how she listened to my story and really was making this experience as easy as possible for me. So I thank you again. Catina!!!

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    Customer ServiceStaff

    Reviewed June 10, 2025

    My debt representative Jolene was fantastic!! She made me feel so at ease about how I could slowly chip away at my $11k+ in debt. I already feel better knowing that in less than 3 years I will be debt free! I would highly recommend debt relief! Best call I've made ever! Thank you!

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    Staff

    Reviewed June 10, 2025

    Andy was very informative, and helpful. Made it very easy, and understandable. We were falling behind and they were there to show my wife and the light at the end of the tunnel. Now we have a chance at a fresh start. I always heard about it but was skeptical. But looks like it’s for reals, and we will have it settled up in half the time.

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    Customer ServiceStaff

    Reviewed June 10, 2025

    Matt was very professional through the process. He explained, every step clearly so we would understand as we went forward. I’m really happy I got Matt on the phone when we called. Thank you for your help. Thank you. Thank you. Thank you.

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    StaffHonesty & Transparency

    Reviewed June 10, 2025

    Honestly, I have heard of National Debt Relief and have seen it just about everywhere. I even spoke with a rep from National Debt Relief a few months ago and I still did not feel comfortable. However, a couple weeks ago, maybe even less, I spoke with Keith ** and I have never felt more confident about my debt and financial future. He answered all my questions, was so patient and did not push! That is what I appreciated the most.

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    Customer ServiceStaff

    Reviewed June 10, 2025

    I would like to thank NDR and the representative who handle my call for help. The help I have received so far has been outstanding, and I’m great full! Can’t remember the name of the representative at this moment but she was excellent! My many thanks to her for her assistance. My thanks. Luis

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    Staff

    Reviewed June 9, 2025

    The experience of dealing with National Debt Relief was a pleasant one. Andrew was very professional and knowledgeable as well as helpful. I would recommend them to others. In addition, I would use their services again myself. I would use their services without reservation. In addition, my family members would be encouraged to use the services of National Debt Relief.

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    Staff

    Reviewed June 9, 2025

    I worked with Arthur and can't say enough good things about him. He is very knowledgeable and professional while being empathetic and compassionate. I have a lot of shame around my financial situation and he listened and offered re-assurance that there was a light at the end of the tunnel. I am very grateful and look forward to working with him as I venture into this program.

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    Customer Service

    Reviewed June 8, 2025

    Garin ** made this process very easy to go through and was very detailed. If I have any questions I will be going to him as I feel the most comfortable with him. Never felt forced and very relatable. I appreciate his patience and him giving me his email and work number in case I had any questions or concerns, especially in times like this.

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    Customer ServiceStaff

    Reviewed June 8, 2025

    I was looking for help with my debt and have looked at many options and this one kept circling back to me. Finally called and was very happy I did! Excellent customer service, very impressed with the knowledge and friendly as well! I look forward to continuing to help with clearing up my debt with this company in future! I will recommend to anyone that asks going forward.

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    Staff

    Reviewed June 8, 2025

    Working with National Debt Relief has been a surprisingly positive experience, thanks in large part to their respectful and nonjudgmental approach. From the first conversation, I felt heard and supported—not criticized. Charlie ** was kind, patient, and took the time to walk me through the process in a way that was clear and compassionate. Managing debt can be overwhelming and emotional, but their team treated me with dignity and helped me feel confident about taking control of my financial future. I truly appreciate their professionalism and the human touch they bring to this important work.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 8, 2025

    I called and opened an account and the people were very nice. They take the time with you. I felt very comfortable going through the process. Would recommend them to anyone who has a hardship. They guide you all the way through the process. They take their time with you.

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    Sales & MarketingStaff

    Reviewed June 8, 2025

    Mark H. perfectly guided me through the whole process explaining in full detail everything from how the program works to the legalities of it all. He was patient and thorough throughout the process, and never pressured me into jumping into something I didn’t fully understand. His knowledge exceeded my expectations. I would recommend Mark to anyone needing to go through this same program.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 8, 2025

    I should have started this a long time ago but better now than never! The process was easy and efficient. I can't wait to save money and get these calls from coming in! My representative was very helpful and explained everything to me thoroughly! I am ready to start this new adventure and start rebuilding my credit and saving money as well!

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    Staff

    Reviewed June 8, 2025

    Frank ** was the sole reason for my wife and I signing on with NDR. Frank was knowledgeable, empathetic, and truly engaging. He answered all of our questions and put our minds at ease. Keep up the amazing work Frank, you are truly and asset to NDR. Thank you for your assistance!

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    Staff

    Reviewed June 7, 2025

    I almost changed my mind about using your services but your agent pointed out the advantages and made me realize what a good choice it would be. He was extremely helpful and very knowledgeable and pleasant. I’m glad I chose to continue on with your services. I am anxious to see the results. Thanks again for your help

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    Staff

    Reviewed June 7, 2025

    This was a great experience. Knowledgeable, patient, kind. Exactly what I was looking for. Helped me through every step! Wonderful! Explained my plan in detail. Answered every question I had. I felt very comfortable speaking with my representative. He gave me such confidence that I was in fact making the right decisions to be debt free, which is my primary goal. I would definitely recommend NDR to a friend or relative.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 7, 2025

    I called after filling out the online paperwork. I was nervous but I was getting desperate for help. It was very late so I wasn’t sure what I was going to be able to accomplish. The gentlemen I spoke to was incredible. He was kind, understanding & patient. He was very thorough, answered all my questions and made me feel so much better.

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    Staff

    Reviewed June 7, 2025

    The gentleman I had was very awesome at his job. Not sure if he knew I was nervous or not, however he helped me relax through the whole process. Not that I ever want this to happen again, I would hope to get him again. He was very knowledgeable and walked through the process and made sure I understood everything and answered any questions I had. Thank you.

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    Punctuality & SpeedStaff

    Reviewed June 7, 2025

    He was very helpful explaining everything how it works, explained how much we would save by doing this and walked us through the whole thing step by step I would most definitely tell my friends and family about this if they need the help. 100% will. Can’t wait to see the changes that will come by doing this. Let’s show them how it’s done.

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    Customer ServiceStaff

    Reviewed June 7, 2025

    I called and was able to get a plan in place for my debt. Derek is amazing and I really appreciate him helping me out! It was a relief knowing that I would be able to get out of debt sooner! He was great! He was very professional and called me back to work with me and I was extremely happy with the results!!!! I’m sure glad I called because I was so ready to file bankruptcy because I didn’t know what else to do! I don’t think I would have been able to ever get out of debt without the financial assistance from your company! Good job on taking care of me and I appreciate him. He was kind and helpful and made me feel better! Give him a big kudos for me! Thank you!

    Amy J.

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    Staff

    Reviewed June 7, 2025

    My experience with you guys was wonderful. Keep doing what you are doing. Helping customers get out of debt. Thank you for your help and assistance. It is well appreciated. I will recommend you to others that I know for them to get out of debt with this program’s assistance.

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    Customer ServiceMaintenanceStaff

    Reviewed June 7, 2025

    My representative was Johnny, and he was very good and explained everything to me. The only thing that needs to be fixed is his headset as it's though to hear him. I would recommend this to anyone that is having problems with their debt. Any questions that I had during the process were answered right away and I feel so much better that I called and got the ball rolling.

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    Staff

    Reviewed June 7, 2025

    The agent was very helpful and knowledgeable and the enrollment went smoothly. They have no problem with me researching other options and I will give him to go or cancel the enrollment to start next month by the mid of this month. At this time, I am leaning towards NDR but has some more questions about the law department. I do not want to get sued.

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    Staff

    Reviewed June 7, 2025

    Hunter ** was on point. He was very professional and very informative. I had plenty of questions and he answered them right away and he really made sense. I'm totally convinced that with his help I'm going to be debt free in a couple years. To actually say that is awesome. It really takes some stress away. Thank you Hunter.

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    CoveragePriceStaffBillingLoan Process

    Reviewed June 7, 2025

    I didn't know there was an option such as this to help with my loan debt. I can finally breathe. Nick was great and he explained everything to me. I am completely satisfied with this option. The only thing I didn't know was that you need to make payments on your loans for the first six months to avoid a lawsuit. The payment plan is affordable and I can sleep easier knowing that my bills are covered.

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    Billing

    Reviewed June 7, 2025

    I am some experience in finance but my wife does not. I understood the process of my credit cards (what could be restricted) and he was very positive what will be done, I know it will take a while to accede the best result. It will take a few months to get started and I hope it will do me good,

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    StaffHonesty & Transparency

    Reviewed June 6, 2025

    Frank was knowledgeable and helpful. He gave me time to ask questions and he answered them honestly and made me feel comfortable speaking with him. He walk me through the process of filling out the application, told me what to expect in the coming months. He did an awesome job.

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    Punctuality & SpeedStaffTimeliness

    Reviewed June 6, 2025

    They made this process very easy to understand and I would recommend them anyone. It was quick and had an answers in minutes. They sent all my paperwork within minutes and explained what each step would be in process of getting my life back under control and being able to put money into savings.

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    Reviewed June 6, 2025

    The agency explains everything to me that is why I decided to go with this company. She made sure I understood everything before she move on. She really explain everything from start to finish. Filling out the application I was walk thru it line by line ensuring that it was understood.

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    Punctuality & SpeedStaffTransparency

    Reviewed June 6, 2025

    Summer updated my file information and took such a load off my mind, preventing what could have turned into a complicated governmental error with serious financial consequences. She turning a potential crisis into a win-win for everyone involved! Summer was on top of it—quick, clear, and incredibly reassuring. Her bright personality and calm professionalism made me feel seen, heard, and genuinely cared for. She turned a potentially stressful moment into a smooth, successful resolution. It's rare to encounter someone who handles business with such grace and joy.

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    Staff

    Reviewed June 6, 2025

    Being in your program it helps me a lot to start again moving for a better life. Thank you again..As I have mentioned your office is really a big help to those people to has the same situation like I do and hoping you can help more for the near future..

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    Customer ServiceStaff

    Reviewed June 6, 2025

    The agent was knowledgeable and patiently explained everything to me to help me better understand the process and benefits of the program. I appreciated his willingness to spend the time necessary to help me better understand what I was doing. I’m sure I will benefit greatly from this program. The agent was very pleasant to talk to with and not at all rude or pushy.

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    StaffBilling

    Reviewed June 6, 2025

    Thank you for your time! The representative was very helpful and pleasant. I would recommend giving this a try. I was hesitant but I am giving it a try. My monthly payment is a lot less than it would be if I tried to pay off debt on my own.

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    Staff

    Reviewed June 6, 2025

    Freddy was polite and understanding while explaining the answers to my questions! I appreciate the time and effort he took to help me get out of the burdensome debt that I had acquired over the last decade. With help from National Debt Relief I can see the light at the end of the tunnel!

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    Staff

    Reviewed June 6, 2025

    National Debt Relief has helped me approve decisions concerning my account that have been settled in a manner that I approve. They have done this in short period of time, 6 months to be exact. The account is being paid in 7 months. I hope that my other accounts are settled in the same manner.

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    Staff

    Reviewed June 6, 2025

    Crystal ** was kind, patient, and very polite in explaining everything to me. I had spoken with Franklin the day before, but clearly hadn't understood all I do now. I have signed up and look forward to being out of debt in a reasonable amount of time! I am not sure how I got into the position in which I find myself, but now I know how I will get out of it.

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    Staff

    Reviewed June 6, 2025

    Ken ** was the best advisor. He was very detailed and thorough. He provides me all options and guided me to make the right decision. He has relieved an immense amount of stress for myself. I could not be happier with my experience. I feel a weight has been lifted off of my shoulders.

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    Staff

    Reviewed June 6, 2025

    Sarah was invaluable, understanding, and patient. She took the time to listen to what I was going through and took every measure to help. I wish there were more understanding people like her. She took Pride in your position and aimed to help me get help. I give her 2 thumbs up for all her work and dedication.

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    Punctuality & SpeedStaff

    Reviewed June 5, 2025

    Bryant was the specialist that helped me through my enrollment. He was amazing and very helpful all the way. He answered all my questions and made sure I understood everything. He was very patient and very caring towards making my experience easy and fast. I will definitely be recommending friends and relatives.

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    Customer ServiceStaffFollow-Through

    Reviewed June 5, 2025

    Gigi, although initially helpful and entirely positive, she failed to call as promised, nor did she call to apologize nor reschedule. Our experience with Jason was entirely positive although brief. Samantha was extremely knowledgeable, helpful, courteous, patient, and attentive.

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    Customer Service

    Reviewed June 5, 2025

    I genuinely had a smooth and great conversation that led to me signing up with the program. I genuinely am excited to clear up the debt and happy to be free of debt in the next few weeks. Thank you for a great customer service experience. I look forward to graduate from the program.

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    Punctuality & SpeedStaff

    Reviewed June 5, 2025

    The individual was very helpful and also explained the details. And also answered the questions I had. I would highly recommend. I look forward to having their help on getting out of debt. I was recommended by my brother in law and he had a lot of good things to say about this company so I really can't wait to get out of this debt. So glad there is a company out here like this to help people.

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    Staff

    Reviewed June 5, 2025

    Ari was a very knowledgeable about his job and he helped me feel better about my situation. He walked me through the process step by step. Hands are all of my questions and like I said he was very knowledgeable about his job and he made me feel better about my situation.

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    Staff

    Reviewed June 5, 2025

    I was helped by Adam ** and he was extremely diligent, helpful, and supportive. I received great service. I definitely recommend this service if you're struggling to keep up. Everything was explained in detail including a timeframe that works for me. Here's hoping I can repay this in a short period of time.

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    StaffLoan Process

    Reviewed June 5, 2025

    They were great! I was able to secure the loan for the amount I asked for. I was helped by a fantastic fellow who was very kind and knowledgeable. I am pleased to say I received the loan because of him.

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    Customer ServiceStaff

    Reviewed June 5, 2025

    I was so nervous to take this step or move forward with National Debt Relief—but I knew it was time, and I needed help. From the very beginning, they made everything so easy and reassured me that it’s okay to ask for help. The team wasn’t pushy at all—they asked thoughtful questions, gave me time to respond, and truly listened. It was a breath of fresh air during a stressful time. I highly recommend this company to anyone looking for debt resolution or negotiation services. They genuinely care and make you feel supported every step of the way.

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    Staff

    Reviewed June 5, 2025

    I was thankful to speak with people who understood the situation we were facing. They showed compassion and empathy. It is never fun to discuss financial struggles with others, but National Debt Relief made it easier. I sensed that I was speaking with people who truly cared about helping others.

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    Staff

    Reviewed June 5, 2025

    My experience with Carlos was great, he helped explain the program and all the benefits of it. We were able to set something up and I'm looking forward to being debt free in a few years and being able to not worry about my massive debt anymore so I can save money for my future.

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    Customer ServiceStaff

    Reviewed June 5, 2025

    Dwayne ** was so patient and worked with me over the course of a few days. I had to hang up a few times and I was so busy. I was on and off the phone. He was able to work on getting me approved and helped me out a ton!! Great company and representative.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed June 5, 2025

    They explained every detail in how they are going to help eliminate our credit card debt. Both Richard and Lakeesha were very personable, professional and made it very easy for us to go with the program. They showed us how much we would save with the payment plan. Richard said he would would call us at 4:43pm and he called at exactly 4:43pm. No one I have ever dealt with before has been that punctual and professional.

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    Customer ServiceContract & TermsStaffBilling

    Reviewed June 5, 2025

    I was lucky that when I first called NDR, it was Timi ** who answered my call. She was pleasant, friendly, patient and respectful in asking personal information needed for the application. She made sure that the whole process from application, approval through the months of installment payments were stress-free and all for my benefit.

    When I received the agreement, she called to explain the contents of each page, especially those where I had to initial and sign my name. I felt that she did so adapting to my level of understanding. This is the part of the process where any of her clients would feel her humanity. Timi ** returns calls and answers emails on a timely manner. Her work with me can be described as efficient, stress-free. pleasant and very informative. She makes a client feel that she and NDR are there for the good of all clients they serve.

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    Reviewed June 5, 2025

    Mike was great. He understood what ive been facing. He's compassionate and I needed that. It's been a horrible year, culminating with the passing of my mom in Dec. 2024. My stepfather died the week I lost my job during Covid. Once the quarantine were lifted, I could not get another job. My soc sec is less than 50% of what I made in salary.

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    Customer ServiceTechStaff

    Reviewed June 5, 2025

    This was my first time to apply for a debt relief. The agent that worked with me was Marcus **! I remember his name because he was so patient and understanding and I had no knowledge with financing. He explained everything with plain English! We were on the phone for a long time and he helped me go through the contract helping me to sign the contract in the few pages! It was so easy to go through the process! I would definitely advise a friend or a family member to apply the National Debt Relief org. Thank you National Debt Relief for giving me peace of mind!

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    Staff

    Reviewed June 5, 2025

    Dillon was extremely helpful and very patient and understanding. He was extremely professional and explained all my options. He made me feel very comfortable and valued as a person. The process was fairly straightforward. I would highly recommend Dillon and TurboDebt for people trying to get out of debt. I felt very comfortable with him.

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    Staff

    Reviewed June 4, 2025

    I was very apprehensive and sad that I had to make this decision. Tiffany ** was my enrollment counselor through this process and she was amazing and made me feel like it was okay. Through loss and hardships I was in this position and glad I could work with someone without judgement and made me feel like it was an okay decision.

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    Staff

    Reviewed June 4, 2025

    Connie was incredibly friendly, knowledgeable, and well-spoken when walking me through the details of the program. She explained everything clearly and made sure I understood the benefits and next steps without feeling overwhelmed. Her professionalism and patience made the whole process feel smooth and approachable. Definitely appreciated her support and clarity!

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    CoverageStaffBilling

    Reviewed June 4, 2025

    I have never been in debt before and this was my first time in debt. I've heard of credit card debt, car insurance debt, but never my debt back rent debt. Until I gave my information to a creditor and knowing the consequences of if I didn't pay it I would seriously be in a lawsuit. I was really stressed and panicked. Thank God I found National Debt Relief. They made it so easy to apply and once documents were provided I was approved and I would be getting the help I needed. Now I don't have to stress about trying to pay the creditor off in a short amount of time. I can pay in small amounts till my debt is off while being struggling with expenses on living. Thanks to the programs I can breathe a little and be able to know my debt is in good hands.

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    Customer ServiceStaff

    Reviewed June 4, 2025

    Life happens and expenses pile up, unfortunately. I was very anxious prior to the call about admitting that failure, but Donny was very professional and helpful. He talked me through the process step by step and answered my many questions without me feeling rushed or belittling me for my financial situation. I am very thankful for his help. For anyone thinking about reaching out for help, put your pride aside, and make the leap.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 4, 2025

    Professionalism at its best. Friendly customer service. Representative was well knowledgeable on his job and made the process go fast and easy. I would definitely recommend National Debt Relief to my friends and family. I am looking forward to the future and being free of debt. Also looking forward to all the training they are offering for debt relief and investing my extra money.

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    Staff

    Reviewed June 4, 2025

    I was very happy with my debt counselor. She was able to answer every question and put me at ease. She was very patient and helped me understand the process. l appreciate her help. I would definitely recommend this program to others. Thank you for having great help that knows what is going on and understands what people are dealing with without making them feel demeaned.

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    StaffHonesty & Transparency

    Reviewed June 4, 2025

    Cameron ** was amazing. Super professional, compassionate, and communicative. It’s not a fun experience to go through, but he made me feel that everything will be ok. We all go through some unexpected life experiences that can reverse your good fortune and NDR is here to help. Honestly, everyone that I have had interactions with have been just lovely.

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    PriceStaff

    Reviewed June 4, 2025

    N/A Help to get all my account together and able to get them paid over time! Need some kind of help with all my account which he schooled me on a lot of stuff I did not know of that I got out of what he told me is! Which is the best thing I Did!

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    Staff

    Reviewed June 4, 2025

    I am just so thankful I am on this journey to get out of debt. I was drowning and could not sleep at night. It was so nice to speak to someone that was reassuring and non judgmental. She was patient with me and made sure I got all my questions answered and assured me that I will get out of debt and have a better financial future. Really appreciate that.

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    TechStaff

    Reviewed June 4, 2025

    My customer representative was knowledgeable about all aspects of where I was and where I needed to go. He was totally accommodating and understanding of my needs! He made every effort to find answers to any questions I had. The review of the contract was exceptional. I actually understood the terms and conditions of the final document.

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    Staff

    Reviewed June 4, 2025

    John has been very helpful. I'm hoping this process will be beneficial for us, in helping achieve our financial goals. We are in a financial bind and are hoping that this will alleviate some of the pressure and free us up a bit.

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    StaffBilling

    Reviewed June 4, 2025

    It was easy to get in contact with a representative and they were able to help me with any questions I had about the program. Daniel the representative went through the whole program with me and told me how much I'd be saving and gave me a great payment plan that works best for me.

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    Punctuality & SpeedStaffTimeliness

    Reviewed June 4, 2025

    I was very very fortunate to get help through your very unique Employee: Jason **. He was very patient, I had a lot of questions and he went out of his way to answer them and he made me feel very comfortable in helping me make decisions. He even set up an appointment with me the next day in order to finish my application. Because it was my Birthday and my family was waiting for me in the Restaurant. So he told me, "I'll tell you what, go and enjoy your family and your Birthday. And we will resume tomorrow." He is a Wonderful human being. Thank you!

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    Staff

    Reviewed June 4, 2025

    We were able to communicate with each other. Connections and hearing was very good. I was able to give the information that was needed with little difficulty. Karen made the information understandable. Karen was very patient, guide through everything in the process, understood my situation, answer all my questions and I felt more confident about my situation. Thanks for your service and being available for me. June 3, 2025

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    Staff

    Reviewed June 4, 2025

    Very knowledgeable and professional. Really tried to understand my situation and explained in great detail the whole process. At the end they made sure I had all the contact information I needs in case I had additional questions. Also let me know there was legal help available if I needed it and if I got any harassment from any of my lenders to contact them immediately.

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    Staff

    Reviewed June 4, 2025

    The gentleman who worked with me was knowledgeable and very helpful. This is the second time I have tried to take this route, the first time failed because the company failed. The reputation and the professionalism of this company is excellent. The solution we arrived at as the final will allow me to be debt free in 5 years. There is no prepayment penalty and no pressure to sign.

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    StaffTransparency

    Reviewed June 4, 2025

    After a lot of research, and the thought of my impending debt. I finally decided to contact an institution on a debt consolidation plan. After speaking with a representative I felt so much so much at ease with my debt problems. I was explained the process and procedures in depth, as to help the layman to understand. I can’t imagine having a better, more in depth explanation of what I was going to experience. Everything from the fees to the process, nothing was left to the imagination. Thank you.

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    Staff

    Reviewed June 4, 2025

    We worked with a very experienced woman. She explained everything to us. She was very nice, patient and knew exactly how to help us. Our experience was definitely a 10. She walked us through everything and had an answer to all of our questions. She did great job. We would definitely recommend this program to anyone that needs debt relief.

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    StaffBilling

    Reviewed June 4, 2025

    “I can’t thank NDR enough! I was drowning in credit card debt and felt completely overwhelmed. Their team walked me through every step, explained all my options clearly, and treated me with respect—not judgment. Within a few months, I saw real progress and finally felt in control of my finances again. Highly recommend them to anyone struggling with debt!”

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 4, 2025

    I was helped by Ken **... I'm BIG on "customer service" and he was great.. Not only was he very knowledgeable, but he was also very patient, showed empathy, and made sure to not only put be at ease, but he took my time into consideration and did his best to go through the process quickly,. After speaking with him, I felt much better about my situation. Ken is an excellent ambassador for the company.

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    StaffBillingFollow-Through

    Reviewed June 3, 2025

    The agents were knowledgeable, patient, and thorough, There are many alternatives and they are prepared to take clients to where they are able to achieve their goals and live their future debt free without burdensome payments. They follow through whenever we had questions and answered them directly. The experience was good.

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    Staff

    Reviewed June 3, 2025

    Our experience of applying for help from the National Debt Relief company was a very good one, thanks to the assistance of Samantha who guided us thru the whole process with her concise knowledge of the program, having used it herself, and her patience and calm demeanor down to the last minute. We have used this program some years ago and were very pleased with the whole process at that time also.

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    Customer ServiceCoverageStaffHonesty & Transparency

    Reviewed June 3, 2025

    We talked to Jericho ** today. Prior to the call, my fiancé and I were constantly stressed and anxious about how we were going to cover our next upcoming expenses. After the call, we were filled with so much relief and honestly pure joy. I can honestly say I have not cried happy tears in a very long time. Jericho made the process incredibly easy and he helped us immensely. He was kind, lighthearted, funny, and incredibly intelligent and made sure to answer ALL of our questions and squander and doubts or hesitations. He is an exemplary employee and deserves more recognition than we can provide. Thank you again, Jericho. You are an amazing and kind person and deserve all the best.

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    Customer ServicePriceStaffLoan ProcessHonesty & Transparency

    Reviewed June 3, 2025

    I'll be honest, at first I was skeptical and unsure, especially given how many loans my fiancé and I have between us. But the agent we worked with was able to explain how it worked and answered every question we had. My fiancé and I went from paying an arm and a leg to being able to finally breathe financially. The call process was just under two hours for us but was well worth it. I'll definitely be recommending NDR to anyone who fell in the hole like we did.

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    Staff

    Reviewed June 3, 2025

    The operator was awesome. She explained everything easy enough for me to understand. Good Worker. Attentions to detail, etc.. I highly recommend her for advancement and a pay raise. Thank You Ma'am for all that you do for us Veterans.. I will highly recommend your services to my colleagues. Once again,, Tango Yankee!

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    Customer ServiceStaff

    Reviewed June 3, 2025

    I thought we were going to have to take bankruptcy. I'm a big NASCAR fan, and Denny Hamlin is who I've rooted for since 2013. He started carrying the National Debt Relief sponsorship this year, and I look to y'all for help. I had a tremendous experience and feel much better about everything. The whole thing was easy, and Sherveen made it even easier. She's very knowledgeable, understanding, and had a real soothing voice on the telephone. By the time I was done, I felt much better! Thank you for your training of your employees to the level you have done it!

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    Reviewed June 2, 2025

    I was at my wits end dealing with my debt. I retired from nursing after covid, which left me too weak to return to the work force. I had never been on a fixed income, and easily overwhelmed my budget before I realized it. Thank you so much for setting me on a path to be debt free. I will always be so thankful for your company.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 2, 2025

    Johnathan was reliable and helpful in discussing my options. He went through Lots of details and gave full answers to my many questions. I am glad I talked with him about my problems with a previous company. Now I feel my account will be handled correctly and quickly. As a senior I find this a very important part of customer service.

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    Customer ServiceStaffTransparency

    Reviewed June 2, 2025

    Signing up for the program was very easy. Detailed explanations for all my questions. Rep was very polite and knowledgeable. Would recommend to others in a similar situation as mine. They understood my issue and did not get any negative attitude at all. Experience was very pleasant and simple to complete.

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    Staff

    Reviewed June 2, 2025

    Anthony ** was patient and kind and explained well. I feel hopeful again! Like I can take a big breath! I had many questions which he patiently answered. Three hospitalizations had put me behind and lowered my credit score which has been humiliating and mentally exhausting. Mr. ** represents NDR professionally.

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    MaintenanceStaffBilling

    Reviewed June 2, 2025

    I am hoping to clear my debt. With the help of Anthony, we worked out plan. Even though it's going to be very hard for me I'm going to try to stay on course. I've been in debt since my ex lost her job. We used to pay 50/50 on all our bills. With her not working I was left paying all the bills.

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    Customer Service

    Reviewed June 2, 2025

    Paul ** was great. I had many questions and I was extremely anxious about doing the debt consolidation. We talked for three hours and when I got off the phone, I felt such a relief. I feel like I am finally going to be out of debt and it won't take a lifetime to get there.

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    Staff

    Reviewed June 2, 2025

    My experience with National Debt Relief has been great so far. All of my questions were answered and everything was explained very well. The amount that I will be able to save will help me out. So if anyone is in need of a debt relief program this is the right one.

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    Staff

    Reviewed June 1, 2025

    He was very patient with us. He explained everything real good to us. He took time with us. He did a very, very, very good job. He has to do a budget. He has each and every question that we had. He explained everything paragraph by paragraph paragraph. You really really really really took good time with us to make sure we understood everything and even at explain to me explain it to my wife and that’s not hard. You have to explain it to her again 'cause it took a little longer, but he was very, very considerate.

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    Customer ServiceStaff

    Reviewed June 1, 2025

    It was mentioned in our call, "You can have all your ducks in a row, but once finances slip, you lose peace of mind." It doesn't matter how good things are, financial security is paramount to feeling safe and comfortable. I took a chance with this program, after so many things not panning out, I was ready for it to fall through. Paul was able to work with me through the whole process and helped me through it without my doomsday disposition interfering. He was personable and kind, and overall patient and informative. If you've got debts you're struggling with, this is the place to go. Highly recommend!

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    Punctuality & SpeedStaff

    Reviewed June 1, 2025

    My experience with NDR has been excellent. My representative, James, was professional, knowledgeable, patient, and kind. He made it easy to become acquainted with the process and answered all my questions completely. I would highly recommend anyone needing NDR’s services to join their program. The debt relief schedule is reasonable and an excellent way of getting one’s financial affairs back on track.

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    Staff

    Reviewed June 1, 2025

    Manny was very knowledgeable about debt issues. He explained patiently, with concern for my plight, the ends and outs of debt issues. He did so in language that I could understand. He let me make my own decision based on the facts he presented. I felt that he really cared.

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    Customer ServiceMaintenanceStaff

    Reviewed June 1, 2025

    Explained everything very well. Very polite. Great customer service. If everyone is as plight as him I would definitely recommend. One of the best things is I can understand him. I didn't get a non-English person that spoke broken English. Thank you very much for helping me with this. Thank you.

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    Customer ServiceBillingTransparency

    Reviewed June 1, 2025

    I went with National Debt Relief because my brother-in-law had used them, and this was the only company I really looked into. The enrollment process was very smooth. I’ve completed the program which took about three years.

    Sometimes it was confusing to me, but they emailed everything I needed, and I have my own account online. It was easy to manage my payments.

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    StaffBilling

    Reviewed June 1, 2025

    I turned to National Debt Relief because I had credit card debt and needed help consolidating it. My program was supposed to last about a year and a half, but I was able to finish it within a year. Finishing the program felt like I graduated.

    I would definitely recommend National Debt Relief. I even got my husband on it. Because it really worked. It gave me peace of mind and really helped me. If you go into it and looking for a smooth transition and relief, definitely recommend it.

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    Customer ServicePricePunctuality & SpeedStaffBillingCommunication

    Reviewed June 1, 2025

    I had just recently retired, and I was on a fixed income. I just had too many bills. I always paid my bills on time, but I just didn’t have the money anymore.

    National Debt Relief was very easy to set up. I just did it over the phone while I was in the car. Initially, I got a little frustrated because my creditors were calling me and writing to me, but after they explained to me that I had to do three months, it was good. I have always been able to get someone on the phone, and they answer my questions to the best of their ability to satisfy my curiosity. I have nothing bad to say about them at all.

    I graduated in the beginning of May, and my credit score is more than it has ever been, at 752.

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    Customer ServiceStaffTransparency

    Reviewed June 1, 2025

    I had called to join this service. I had spoken with a gentleman named Jason **. Let me tell you that he was awesome. He was very patient and kind. We were on the phone for a very lengthy amount of time discussing my accounts. He reassured me that I did not need to stress or worry about any of my finances. He said that those at National Debt Relief will help me with everything that I need and stated that they would have my back with any issues that occur. I am definitely excited to choose them for my assistance and to see how the process will come out in the end. I will definitely do an update review when I start to see results which they said will start soon. Thank you Jason for your kindness and encouragement and thank you NDR for taking this burden off of my shoulders.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 1, 2025

    The customer service representative was friendly, reassuring, patient, helpful and understanding. I recommend anyone in need of help with debt relief seek help from National Debt Relief! Thank you! Start here first for a fast track to debt relief. It was a good experience. National Debt Relief makes it feel like I’m getting fresh new start on life. Thank you, again!

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    Staff

    Reviewed May 31, 2025

    I was a nervous wreck trying to get all my information correct for the agent to set up my account. He kept assuring me I was alright and would walk me through everything. He did just that and stayed with me every step of the way!! Thank you National Debt Relief.

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    Staff

    Reviewed May 31, 2025

    I was very pleased with his performance and presentation and personality. I felt very confident and positive about him and my situation. This was very important to me. I felt like he really cared about my situation and was willing to do everything he could to make my situation better.

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    Customer ServiceSales & MarketingStaffBilling

    Reviewed May 31, 2025

    The customer service was great, and everybody at National Debt Relief was professional. Every time I called, I could understand the person on the phone, and they could understand my situation. Whatever I was calling about was resolved. So, I never got off the phone where I felt like I had needed to make another phone call.

    From the start to the finish, even when I had some hardships when I was in the program, I was able to either push some payments back or make extra payments. Even when we were in negotiations, we never did anything that I did not feel comfortable with. I don’t have any complaints with the service or the program. It was totally awesome.

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    Customer ServiceStaff

    Reviewed May 31, 2025

    Janet heard how nervous I was and was so kind to me. We spoke about how no one wants to end up in this situation but life happens. I could not believe how understanding, empathetic and truly helpful she/NDR were to me. I was so anxious at the start of the call, by the end, well I still haven't stopped smiling.

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    Staff

    Reviewed May 31, 2025

    I am so satisfied with debt relief. It's helped me to be at ease with my mind with all my creditors. Thank you. I would recommend this to my family, coworkers and friends. Debt relief has helped me feel so much better about my debt getting it resolved, thank you.

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    Customer ServiceStaff

    Reviewed May 30, 2025

    Mr ** was the person I was dealing with when I signed up. He was very professional and understanding. He helped me navigate your system through my phone as I’m not the best with computers. He was very kind and understanding to a person who has a blind left eye. I'm grateful for the extra time he spent with me.

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    Staff

    Reviewed May 30, 2025

    Thank you for help setting me up with NDR! I do appreciate your professionalism!! The people who helped me were very accommodating, resourceful and courteous especially Michelle, she was a total delight! Please consider giving her a raise!!! I am very grateful you all exist! I have heard a lot of great things about NDR!

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    Staff

    Reviewed May 30, 2025

    Found NDR on my mortgage website. The agent I worked with was very knowledgeable, professional, and caring of all my needs. Made it as easy and painless as possible and gave me a lot of stress relief. Glad I found them through my mortgage company and highly recommend them.

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    Customer ServiceStaffBilling

    Reviewed May 30, 2025

    The customer service was excellent. The agent was very understanding and explained everything to us. We were very overwhelmed with a $90,000 balance owed on credit cards. We were facing garnishments from our checks and facing bankruptcy. They consolidated our debt into smaller payments. The process was painless and we're able to sleep again.

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    StaffTransparency

    Reviewed May 30, 2025

    All through the explanation of the process and inputting of my information, the representative answered and explained every step of the process. I was greatly appreciative of her care and made the process easier for me. Very impressed with this company. Everyone should go with National Debt Relief when looking to consolidate and reduce their debt.

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    StaffRates

    Reviewed May 30, 2025

    I was hesitant to go into a debt relief program, but I didn’t have any choice. I did some research and National Debt Relief had the highest ratings of all the programs available. Debt Specialist James **, walked me through the process in no time and had a heavy burden lifted from my shoulders. Now I can breathe again!!! I highly recommend this program for anyone who is struggling to pay their debts. Thank you so much!!!

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    Punctuality & SpeedStaff

    Reviewed May 29, 2025

    Walked me through the whole process and made sure I understood process. Explained everything thoroughly and answered all my questions. Very polite and informative. I am hopeful that this would help me financially and raise my credit scores. Can’t wait to hear some type of progress and be able to move forward.

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    Billing

    Reviewed May 29, 2025

    He was very skilled in his knowledge of everything that I needed to know about what I was doing and not doing but mostly to get back on the right path what I am going to be doing going forward. I can't thank you enough. It's hard to believe that this all started because the Social Security's stopped my checks. I had depended on that for myself and my disabled Daughter. So I got a credit card then another that escalated. I feel a bit relieved that it's getting done and I'm not alone.

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    Customer Service

    Reviewed May 29, 2025

    Ashley was really easy to work with. She had a gentle quality about her and was able to give me answers right then and there while we were on the phone together. She walked me through the forms I needed to sign. I really enjoyed working with her and look forward to the opportunity of working with her again in the future if need be. Please give Ashley my sincerest. Thank you for making a difficult time all that much easier.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 29, 2025

    Great customer service. Very helpful and friendly. They answered all my questions and took their time. Explained everything clearly. They explained to me about how to save money and to keep a budget. They evaluated my credit report and put me on a monthly plan. They were very dependable and nice.

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    Customer ServiceStaff

    Reviewed May 29, 2025

    Guy on the phone was amazing. Need more people like him. :) Got me thru the whole process easily!!!! I highly recommend reaching out to the National debt relief program if anyone else’s is struggling!!!

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    Staff

    Reviewed May 29, 2025

    Every person with National Debt Relief has been so supportive, helpful, and understanding. After a close loved one passed away, each person with National Debt Relief that I have had to inform has gone above and beyond to be caring and show the best that humanity has to offer. I am so grateful for each and every one of them.

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    Customer ServiceCoverage

    Reviewed May 29, 2025

    Covered all information and made me feel comfortable even on a cold call first contact, we resolved everything in one call. 10/10 service. I was only transferred once and it was necessary to loop in the second department for my case. Keep up the great work, you really are making a difference in peoples lives, especially when some of us are at an all time low.

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    Staff

    Reviewed May 29, 2025

    This was one of the most difficult yet freeing decisions I've ever made. I was incredibly embarrassed for allowing my debt to get so out of hand, and in tears about both my daunting financial situation and for feeling like I was destroying my credit, but Matt was so kind and understanding of my situation. I have a long way to go but I now feel like a weight has been lifted off my shoulders so I can start to rebuild. Thank you, NDR!

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    Customer ServiceStaff

    Reviewed May 29, 2025

    David called when I requested, and made it very comfortable to ask questions and find a safe space to talk. He was very knowledgeable and gave the perfect advice I needed. Strongly recommend to others going through the same situation. I’m very grateful NDR exist and they have David there to help people find relief and learn more about getting out of debt.

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    Staff

    Reviewed May 29, 2025

    Nate was very informative and answered all my questions as we walked through the process. Most of all I appreciate how patient he was. Dealing with your debt is a major factor to face. So explaining each step of the process in terms I understood before we moved on to the next that was very important to me and I appreciate it so much. I feel so much better about my financial situation. Thanks again Nate for your help.

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    TechStaffBilling

    Reviewed May 29, 2025

    It was explained to me fully to where I could understand it, they walked me through the process politely. They informed me of where I stood as far as payments were to be and how much and also the term of the contract, I am well pleased with the process helping me in this matter.

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    Staff

    Reviewed May 28, 2025

    My experience with NDR was professional and caring. I know that by choosing NDR I will not regret my choice. I am grateful for NDR helping me to becoming debt free. I hope that when my review is read by others that they will take that leap forward to becoming debt free with NDR. Thank you NDR.

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    Staff

    Reviewed May 28, 2025

    Jonathan was great. Informative but not pushy. Very professional, answered all my questions and confirmed with me multiple times that I understood all the terms being explained. I would recommend this program to others trying to get out of debt as well. It was a pleasure to deal with someone who genuinely wanted to help me and didn’t judge how I got into so much debt.

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    Customer ServiceStaff

    Reviewed May 28, 2025

    Lamar explained everything thoroughly to me and answered all of my questions. He helped me reduce my stress. He explained what I could be helped with which was more than what I originally thought. He walked me through the entire process. He told me when I would be receiving the emails and what the title would be. He helped me set up my account. I am so thankful for him.

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    Customer ServiceStaffTransparency

    Reviewed May 28, 2025

    Updated on 09/22/2025: Great service very happy with everything they have done so far. I hope they are as good on my other accounts. I have been able to make ends meet since using there service. I recommend this service to everyone in debt they can help anyone. Please keep up the great service.

    Original Review: Great customer service, took all the time needed to explain everything to me. Answered all my questions and explained each and every page to before I signed it. Wonderful person to represent your company. Can’t really think of much more to say except please keep up the great service and great customer care. Thank you for all your help.

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    Staff

    Reviewed May 28, 2025

    My advisor Nick ** was very professional, positive, informative. Explain the program in detail and spend time with me and didn’t make me feel rushed to make my choice. He gave me hope for a better future financially choosing National Debt Relief. I’m looking forward to experiencing the financial relief in the near future with moving forward with your company. Thank you for the Professionalism and guidance.

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    Staff

    Reviewed May 28, 2025

    I would recommend this service to anyone who is struggling with debt. Everyone was helpful. Always answered my questions. Never had an issue that they did not help me with. I love my experience with them. I don’t know what else I would have done with all the things that were going on in my life.

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    PriceStaffBilling

    Reviewed May 28, 2025

    I have just started the process for debt relief and it has been easy so far. Now I want to see how the rest of the program work out. The economy is not kind to us Senior Citizens who only have SS benefits with all the increases that are many times greater than our cost of living increases. I get a decent amount from SS compared to many of the people I know. Over the years since I became disabled the cost of food and about everything else has really gone out of sight. I remember my family members saying they were looking forward to their “Golden Years” (retirement) but I can see no such thing with my retirement. I have tried to make money over the last 25 years doing odd jobs and selling items that were left to me by family members. Which was not always easy on me with my disabilities. Hoping things will look up over the next couple of years. No more Credit Cards for me. It will cash only as I used to do for many years. A limited

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    Customer ServiceStaff

    Reviewed May 28, 2025

    Called in to follow up with Vince ** in filling out my application. When I got Denise on the phone, she was more than happy to jump in and help me out. She conducted herself in a very professional manner and was very knowledgeable and took her time in explaining the program and answering all of my and my wife's questions. After completing my application, I had called back a couple of times with questions for the success team, who also conducted themselves very professionally. So hats off to the all-star team, keep up the great work.

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    Staff

    Reviewed May 28, 2025

    My experience with national debt relief was a good experience for me. I had Juan ** help me through the full process of your company debt relief program. Juan was very good at listening to my concerns and helping to understand all that is involved with process. I would recommend your services to other that may need help in this area.

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    Customer ServiceStaffTransparency

    Reviewed May 28, 2025

    We have been very pleased with the agents we have been working with and the communication and offers and updates of the status of offers from the creditors and to help us in ways to better our offers over all. Also to build our credit back faster and not get phone calls after phone calls. We thank each and one of you for all your hard work and continue support with our creditors.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, 30th Floor
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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