National Debt Relief Reviews
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About National Debt Relief
National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.
Visit www.nationaldebtrelief.com- Free consultation with debt coach
- Free debt relief quote
- Several accreditations
- Easy enrollment process
- Fees can reduce overall savings
- Not available in all states
National Debt Relief Reviews
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Reviewed April 20, 2025
I have just begun with NDR. I am anxious to get going and see results. I am a widowed, stay at home mom of six kids. Our rising cost of living and gas prices are really taking a tole on our family. I look forward to getting us back on track!
Reviewed April 20, 2025
At 80 years old, a believer in God and circumstances you would not wish on your enemies- we always tried to pay our obligations. However, it does not matter how many of them you paid the circumstances of life beyond your control matters not. Pay or else and stand alone against the wolves, or give them a chance to explain their program. YES THE WOLVES WILL SAY- congrats we will help at-" 490% int and loan a pittance of what you need. National Debt Relief was the only one who provided a potential answer and way out of debt and help. Understand, no one cares when your backs against the wall- they offer hope. In faith we go forward for the first time in a long time with hope for our future.
Reviewed April 20, 2025
Jerry was very nice, very informative and everything was done in a very timely matter. Since I just started, I don't know how it will all go but feel very confident it will be a good solution for me. The process has been easy so far and getting all of the information was quick too. Jerry answered all of my questions and concerns.
Reviewed April 20, 2025
Joann ** was smart, responsive, kind, knowledgeable and beyond helpful. She went out of her way to obtain each individual Annual Report when we were unable to get all three. In the end, we utilized Experian. Because I'm not very computer savvy, her Supervisor Tabitha had to jump in to help me. Both women were amazing and will continue to sing their praises.
Reviewed April 20, 2025
Brian was very helpful throughout the entire process. One of a kind. He was patient, explaining everything in detail. Even though my wife and I asked at least 100 questions. And he was very understanding that we had all these concerns. He spent two mornings on the phone explaining step by step the process of your company.
Reviewed April 19, 2025
Frankie was well-spoken, very informative and professional. He answered any questions that I had and explained everything thoroughly. His knowledge on Debt Relief made the process so much easier. I learned alot today from understanding settling with the credlit card companies. Credit score involvement. Biweekly automatic payments. And what to expect moving forward. Thank you for your assistance today.
Ashly
Reviewed April 19, 2025
Manny took great care of me and answered all of my questions. He is truly exceptional and I do appreciate all of his guidance and assistance. His understanding of my situation, and relation to the situation really made it easier to understand and assist. Thank you so much for everything and being a hanging and not a robot.
Reviewed April 19, 2025
Debt is not something I am proud to have, but unfortunately I do. The stress of trying to keep up or make on time payments is oftentimes very overwhelming. It's never ending. I really appreciate the patience and time taken with me in this sensitive matter. Thank you April for making this process easy and giving me peace of mind.
Reviewed April 19, 2025
Roni T. was the sweetest woman to talk to! She guided me through this whole process with knowledge and grace. I was unsure of going through with this and she ensured that I was 100% comfortable and confident with proceeding. She answered all of my questions even the ones I was afraid to ask. This process was extremely easy to start and navigate to the end. Looking forward to a debt free future.
Reviewed April 19, 2025
The application process was easy and greatly explained by Jeff. I had my doubts and lots of questions and he was very patient and explained all to me. If you are in debt way over your head, it would be worth your while to at least talk with them and have them explain the process.
Reviewed April 19, 2025
Luis was very knowledgeable, super nice. He explained everything in detail. I look forward to getting out of debt and saving money for a down payment on my own home. That way I don't have to rent anymore. Getting out the vicious debt will help me to plan for my retirement as well.
Reviewed April 18, 2025
The person on the phone, Marcus ** was very, very helpful and well informed about this service to help wee Americans like me, as a person born in 1951. This debt program should be used by anyone, no matter their debt, and this program will save me so much high interest over the next 38 months. I'm so glad I've gone this route.
Reviewed April 18, 2025
Justin ** was great. Very empathetic and warming. Discussed all options per my situation. Took the time to know my situation. Could not have had a better debt specialist. Job well done and great communicator. Looking forward to working with Justin again.
Reviewed April 18, 2025
Our specialist was very detailed and very, very friendly. She was able to give my family a light at the end of the tunnel. Thank you to the amazing team who was able to take care of my family. Definitely will recommend. Also the process for getting everything set is was very quick
Reviewed April 18, 2025
Very thorough and detailed process. Glad to see that the savings account is FDIC insured. My representative was great she was kind, considerate, caring and very understanding. I will definitely tell my friends to use this service. We went through every detail, it took about 50 minutes and she answered all of my questions and walked me through the process. Very transparent and up front about everything.
Reviewed April 18, 2025
This is the second time in the program, and I am always impressed with the customer service I received. Genesis ** did a wonderful job of helping us enroll again. She’s has a good sense of humor, strong skills in her job, and very knowledgeable. I she made our stressful hardship a little easier. Thank you Genesis!
Reviewed April 18, 2025
Making it easy and understanding the guidelines in getting out debt, now I can live and breathe easier not worrying about my future and retirement. Now I understand and knowing credit card companies is about making money. They don't care about your health or your well being, believe me I learned my lesson, now I know there's hope in my future. Thanks Louie so much
Reviewed April 18, 2025
National Debt Relief negotiated with whoever I owed money to, how much to pay back. I paid them a monthly amount, and when somebody settles, they paid them. They acted like the accounting to settle the debts.
I barely remember the enrollment process, but there was just a lot of phone calls with the agent. They walked me through the rules and regulations, set up the bank accounts, and they had me sign on to the website.
I would use National Debt Relief again if I have to. Hopefully, I never will.
Reviewed April 18, 2025
It was a pretty smooth experience with National Debt. They answered my questions and walked me through the process. If I called, I would get a response and that was what made me happy. I’ve been in the program for over three years and I’m just at the end of it.
Reviewed April 17, 2025
I worked with Catina **, and she was fabulous. Very kind, charismatic, and clear in her explanations. She helped me get through the process quickly and with little headache. It was also very nice because she works in the evening, and my schedule is a late 2nd shift so it was perfect. 10/10 would definitely recommend!
Reviewed April 17, 2025
When I read the advertisement about National Debt Relief and compared it to some others, it sounded like the safest option to me. They enrolled me in a program where I pay so much a month, and they worked out the amount to be paid to pay off the different people I owed.
The enrollment process was easy to understand, so I didn't have any doubts about it. Once the payment started coming out of my bank account, I didn't even think about it. I would get a notice every now and then that something was paid off, and it was celebration time. I paid off like $26,000. I'm debt-free. It really helped me.
If I needed to, I’d choose them again, but I hope I don't have to. The customer service was outstanding, and I have been telling other people about them.
Reviewed April 17, 2025
Robin was very professional and reassuring. This was absolutely the right decision for me. I have been drowning in debt, but I still wanted to pay my bills. I am looking forward to being debt free in just 48 months! If you have been looking for a way out of the vicious cycle of all those monthly bills, this is what you have been searching for.
Reviewed April 17, 2025
I was looking for debt consolidation on Google, and then National Debt Relief popped up. So, I went into it and called, and then started from there. The setup process was super easy, simple, and safe. Customer support was very responsive, there was no real wait. If there was any problem, there was a solution. I had to move some deposit times on another day, and then it got solved super quick.
When getting set up, they made an estimated time. I’m looking at the progress by going on their site, and they say that I will be done by this time. The end date would have been in June 2026, but then I ended up moving jobs, and then ended up taking out my retirement early and paying off the three grand, and then I paid off the rest.
Even though it was only credit card debt, I feel like that, on certain experiences, it would be different if a provider or one of the credit lines was more difficult. Because I could see how it could definitely ruin people’s lives. But, mine has really changed it. My credit score is almost 700 now and it’s a life changer.
Reviewed April 17, 2025
I had a very high debt of about $40,000 with the credit union but I didn't want to have to file for bankruptcy. I looked at the reviews for National Debt Relief and decided to go with them. They took care of what I needed to do, going to bat for me with lawyers at the ECU, to collect the money. I was able to pay over time, and I did have my debt reduced. It was a satisfying experience. And because of that, today, I have a credit score close to 800. They’ve provided excellent service.
There was however, a couple of people who sounded a little intimidating. Their tone of voice, when you're scraping by and you're trying to make sure you pay your bills on time, is not uncommon. And that's kind of to be expected if you owe money.
Reviewed April 17, 2025
National Debt Relief’s ad was the first one I saw among other companies. They worked with us for our debt resolution. I got online and inquired about debt resolution, and then I was called. The process was very simple online. I had to get information about the different credit card debts that we had and they consolidated those. Then they set up a payoff schedule and we paid them off. It worked very well.
Their customer service was always wonderful. They were very helpful, very nice, always ready to answer questions. National Debt Relief helped us. We didn't know how to deal with our debts and how to handle them. And they made it possible for us to pay it off and relieved our minds of that worry. We've paid it off far quicker than we ever could without them. It was great.
Reviewed April 17, 2025
I was in a bad spot and saw National Debt Relief’s ad on the internet, so I took advantage of it. I did the enrollment on the phone, no big deal. They seemed to be nice people. After I got the process started, they just took the money out when they needed it every month. I didn't really deal with them very much. I ain't got no complaints.
Reviewed April 17, 2025
National Debt Relief was wonderful. Every time I called them, they answered my questions to my satisfaction and were able to look it up. I was with them for four years, and I was getting out of debt, so I went with them and it was a pleasant experience. I highly recommend them. I've heard that there are other debt consolidation companies that aren't very good. But they're excellent. They were reliable, and I appreciated it.
Reviewed April 17, 2025
National Debt Relief’s commercials stuck in my mind when I needed help with my debt. So, that’s why I went with them. And their customer service was always good and pleasant. I was impressed by the constant communication. I was always kept in the loop of any progress or anything new that came up regarding my account. Their rate was also pretty good. And since graduating, I’m doing a lot better.
Reviewed April 17, 2025
I went with National Debt Relief because I was in a bad situation and had read the reviews on them, and they looked like they were a solid company. And they are.
Chase Bank sued me for not making a payment for three months because I was told not to by another debt relief company that went out of business and took my money. Fortunately, by that time, I was already part of National Debt Relief, whose own lawyers negotiated on my behalf a payment plan back to what it should have been.
National Debt Relief was extremely transparent from the very beginning. I can go on their website on a weekly basis if I want to know how much money I paid into my debt and how much money I have left to pay.
There were a few times I had to call them, and they were very supportive and gave me the answers that I needed. I would highly recommend them.
At one point, they sent me payment plans that were untenable for me – because I had two other credit cards I was paying at the same time – and I would refuse every time because I couldn’t afford it, so the lawyer said she would go back and try to get me a settlement that is more affordable to me.
Reviewed April 17, 2025
Saving me A LOT of money!!!! Credit cards was eating me alive! Didn't know where to turn to!!! Was referred by several friends and it's great!!!! Thanks soooooooo much! I won't be worrying now and can actually sleep! No more sleepless nights!!! They solved the issue for me. No more credit cards to get hacked either!
Reviewed April 17, 2025
Michael was very patient with me. I asked a lot of the same questions over and over again. He was very calmed in answering all my questions, that made me to understand what National Debt Relief was all about. He was the reason why I decided to go ahead with the process.
Reviewed April 17, 2025
National Debt Relief has helped me with my worries and concerns. Andrew ** was very professional and friendly. He helped me every step during my process. I want to say I appreciate everything that was done by the whole team. Thank you very much. I feel a lot of relief that the future will be bright and easy with less stress
Reviewed April 17, 2025
The dedication and knowledge provided by the representative I worked directly with helped me have a positive experience, I was not left with any unanswered questions. The team member I worked with provided an excellent experience and will allow me to clearly share my accolades when referring the service to friends and family.
Reviewed April 17, 2025
I got COVID and didn’t know what to do with my debts. I felt everything was falling apart. When I heard about National Debt Relief from TV and radio commercials, I decided to make the call. They took care of my debts and found a solution to my problems. If I had issues, I just called them, and they were very helpful and looked into it. I’m already finished with their program. Now I’m able to live life in a very financially healthy way. I had an excellent experience with them.
Reviewed April 17, 2025
My husband found out about National Debt Relief and asked me if I wanted to go with them. They did a debt consolidation for me. The enrollment was easy. If I had to take off work and needed to stop my payments, it was no problem. Every time I called and had any questions, they had all the right answers. I didn't have any problems with any of the other people that I had to deal with, like the credit card companies. I’m finished with it. They were great.
Reviewed April 17, 2025
National Debt Relief found a way to lower my debt and lower my payments. I didn't need to contact them, except when I had to okay a payment. Everything went smoothly and I’m already finished with the program.
Reviewed April 17, 2025
The whole experience with National Debt Relief was good. When you’re back up against the wall and somebody has a realistic plan and ability to help you get out of it, it’s amazing. It’s a life-changing event. It took me three years to complete the program, and, without a doubt, it is worth it.
Reviewed April 17, 2025
My correspondent was so patient, understanding, and kind. We had several snags trying to get me enrolled, and he stuck with me every step of the way. I’ve never before worked with someone so easy to talk to, and get along with. I am eternally grateful to have worked with him. Anyone who has the opportunity to work with him is extremely lucky.
Reviewed April 16, 2025
If you get yourself in a mess, National Debt is a good way to get a bit of relief. I’ve completed the program and it was good. I was in a bad way and National Debt Relief was able to take some of the stress off of me.
Reviewed April 16, 2025
Larry is the best. Was a great help and very polite and super helpful! I would recommend NDR to all family and friends struggling. I feel strong about the help this is gonna give me! Glad a friend recommended N.D.R to me. I believe this is gonna help me provide and do more for my family with less stress!
Reviewed April 16, 2025
I had my doubts about the program at first. But after going through the program and reading some of the information I felt somewhat relieved. I still a few questions I need to get answers. I will contact Tiffany soon. I didn’t find out where the savings account will be.
Reviewed April 16, 2025
I will say that it took me quite a while to take this step and contact someone to help me. When I spoke to the gentleman that was helping me he definitely took the time to explain everything to me and was extremely patient with me trying to wrap my head around all of this. I didn't realize how much in the hole I would have been in the future until he really took time to break everything down for me and when he did I was blown away and not in a good way. To hear the amount that I would have paid 10, 20 years from now was gut-wrenching and a huge eye opener. Hearing the potential of being debt free in 26 months compared to still paying my credit cards years and years down the road was a no-brainer, so I took the leap of faith yesterday and I'm pretty darn excited. I just signed up and I'm very motivated to be free of this stress and Money Pit that has been created. I can't wait to see what is on the other side.
Reviewed April 16, 2025
When I started the process, I was talking to one guy, and when I tried to call him back, he wasn't available so another guy took over. I felt like I was repeating all the same information. Also a lot of what I was asked could have taken from my application. I felt like it was very time consuming.
Reviewed April 16, 2025
There’s nothing worse than being in a bad situation and not knowing quite where to turn. I was scrolling on Facebook and I came across what could be a solution. I ended up calling the phone number that led me to a very professional young man named Adam **. I basically explained to Mr. ** that I was drowning in debt due to personal loans, credit cards, etc. When I tell you, this young man spent three hours with me to see to it that I had a solution, I kid you not. He was compassionate, patient and thorough. He answered all of my questions and calmed some of my deepest fears. By the time our conversation was over, I felt that bricks have had been unloaded off of my shoulders. I felt that I could breathe freely again and that, through diligence, hard work and consistency, I would be able to one day be free of debt. I cannot thank your company enough for having great judgment in hiring remarkable individuals. God bless you.
Reviewed April 16, 2025
Rob was wonderful to talk to and understanding and kind especially since I had my 3 year old granddaughter in the background not always cooperating. He explained everything to me patiently, answered all my questions and made me feel secure in my decision to sign with his company unlike others I talked to from another company.
Reviewed April 16, 2025
National Debt Relief looked more legit than other companies, so I reached out to them. Setting up a program was easy. They looked at my income versus the payments I have and looked at what would be affordable and comfortable for me. The customer support was easy to get ahold of, responsive to calls and emails, and took care of any concern that came up. One time, my vehicle broke down, and I contacted them to skip a payment for me. They added it on to the end of the time, but they let me jump a month so I could fix my vehicle. With my account online, I can see which debts have been settled, which have been paid in full, and how many more payments I owe. I’ve said positive things about them to my friends. They helped free me up from debt, helped me make payments and get it settled.
Reviewed April 16, 2025
I was very skeptical when I made the call but after spending a great deal Of time with the representative I feel so good about deciding to end the stress and get my life (however long I'm around) in control so that I didn't leave my kids stuck with my debt. If you are in debt as much as I was this is a great program.. I was scared at first but after I was finished I felt true relief of my stress.
Reviewed April 16, 2025
John with National Debt Relief was outstanding, professional, and helpful with my situation. I am grateful and thankful that National Debt Relief was able to help me. I would strongly recommend National Debt Relief to any family members, friends and anyone I will come across. Please continue this wonderful service that helps individuals like myself. Thank you.
Reviewed April 16, 2025
I had credit card debt and I was in the program for three years. National Debt Relief was great. They took all the information on my credit card debt and set up a payment system. All the reps I talked to were really nice to me and answered all my questions. I'm done now, and it feels wonderful. I regret that I was in that position. But it was nice to have debt relief to take care of that.
Reviewed April 16, 2025
Updated on 04/27/2025: Update- did talk to a supervisor in the complaint dept who handles consumer reviews after writing this review and she listened to all the original call and the rep did give me the correct amount less to settle. I did not see it on my call log though. She did as a do adjustments as a courtesy. I did thank her for that -it did take me writing this review to get results.
Original Review: They are not as good as they sound. When first started thought I could put one cc on the program with a Credit Union and was told ok but then since have a lean on my car with the Credit Union I could not and I told the person who help me set this up about that as well. Told "Oh, Sure." That put me back many months as they gave me money back to get the credit card current.
Then went to settle on one of my credit card. The person told me settling for the full amount. Wanted me to increase my payment. I advised her not increasing my payment if not settling for a lesser amount. This happened twice. Then the credit card company started legal action and my only option was to settle for the full bal. They DO NOT explain the settlement very well. I come to find out the first call to me they would of settled for half but the person never ever said that. Now taking longer to pay off. I also now have legal fees added to my bal. I tried to talk to a supervisor 3 times - people said, "Will have one call you." NEVER DO. Just watch it.
Reviewed April 16, 2025
This program is 100% real and legit. At first I thought it was a scam but I did it with faith and I find out that it’s legit when I finally got my winning money, such a big opportunity, this is a blessing in disguise to me.
Reviewed April 15, 2025
National Debt Relief strives in customer excellence. They went above and beyond to make sure all my question were answered and everything was explained to us step by step and how the program works. Easy and quick approval for the Debt Relief Program with very affordable monthly payments. The program time line is much quicker to pay on our debt than as if we would have Consolidated our debt.
Reviewed April 15, 2025
Due to the past several years of rising cost of almost everything, it has been hard stretching our paychecks. I had been contemplating doing this for a while. Received a call from Matt who was awesome. Matt was very nice and explained everything thoroughly. He answered all of your questions which made this decision easier to make.
Reviewed April 15, 2025
National Debt Relief made it simple and understandable to get me started. I was in the program for four years and I'm finished now. I liked it in the portal. I never used it as much as I should, but that was cool. I would recommend National Debt Relief.
Reviewed April 15, 2025
I reached out to the National Debt and was lucky to get a great representative. His name was Lesley. He was very explanatory efficient and thorough. But what I really enjoyed was his compassion and empathy towards the me and his willingness to help. He made the process very easy to go through and to understand. I was thrilled with the program and the results that I got. I felt immediately relief and I have a goal that is totally reachable, and saved me thousands of dollars! I would tell anybody and everybody to try this if it fits your needs.
Reviewed April 15, 2025
Worked with Kirmo **. He made this experience more comfortable to go through. Everything was explained where I could understand the process and I was guided through the process step by step. I will definitely recommend NDR to anyone who needs it. Thank you for being an alternative to bankruptcy or a collection agency.
Reviewed April 15, 2025
My situation is not uncommon but I was treated as an individual and given the support I needed to feel like I would be able to manage my debt for the first time in years. My agent was understanding and worked with me to obtain a result I would be happy with.
Reviewed April 15, 2025
I was intimidated/nervous before calling. But it felt like I was talking with someone of known for years. The process was quick. Under an hour and we were done. Living in the Biden world for 4 years really took its toll and this took a lot of that stress away.
Reviewed April 15, 2025
Chris ** provided an excellent support understanding and registering to the program. I appreciate the support and guidance. I will recommend C ** to anyone that is interested in debt consolidation. You can email him or call and describe your needs and he will walk you thru every single step. Read all the lines, add multiple signature and understand what you are really doing.
Reviewed April 14, 2025
I had a great experience with Daniel **. He offered me great information about my debt options. I am 72 years old and would like to be able to retire someday! I was paying so much interest on my credit card debt. Now I can hopefully rest much easier without having to worry about how I am going to pay off my credit cards. I had very good credit but I was struggling trying to pay my bills. Thanks for coming up with a doable solution!
Reviewed April 14, 2025
Duayne did a fantastic job explaining everything to make life easier. Worked with to clear up debt and which card to keep in case of travel or emergency. Plus explained how to pay earlier if I wish. Very personable and fun, would recommend to those that need a break to catch up.
Reviewed April 14, 2025
This is something that I felt can help me, and I can trust and hopefully in the near future I'll be able to live in a peace of mind with my limited benefits. This will help me control the expenses and have a savings and start fresh. Agent had explained what I needed to provide and what would be my terms.
Reviewed April 14, 2025
I got set up with a plan today and had every single step was explained to me so well. Any questions I had were answered. Absolutely wonderful customer service. Instead of feeling stressed and nervous I feel lighter knowing there is an end goal in sight. I cannot recommend this enough to anyone in this situation.
Reviewed April 14, 2025
I was looking on the internet and found National Debt Relief. I called and checked on what they do and say. My experience was okay. I got what I needed done. The customer service was good and helpful. The program worked great for me. I liked it.
Reviewed April 14, 2025
In the beginning of my credit, resolution journey, I was skeptical, but over the days and weeks that skepticism turn to true belief that this journey was in fact worthwhile. The NDR team worked diligently from the very start to resolve my debt in a very timely manner. I thank each and every member of this team for their professionalism and work ethic, which has made this journey easy. I highly recommend NDR. We are debt resolution journey.
Reviewed April 14, 2025
Matthew was phenomenal in answering all my questions. I had A LOT! TRUST ME. He spent 2.5 hours on the phone with me and at no time did I ever feel pressured! He was personable, understanding and assuring! Overall, excellent experience with National Debt Relief! I feel relieved that I received the best deal with NDR!
Reviewed April 14, 2025
Taron did a great job of explaining the program and what would happen. He was very patient with me as I asked questions, and answered them in a timely fashion. It was a good experience and a lot of weight was left off my shoulders. I would recommend this anyone it wants to take care of their debt.
Reviewed April 14, 2025
The program was described very well to me and the agent spent a significant amount of time going over the details. While there is going to be some stress for the first few months the projected long term benefits seem to outweigh that issue. I would recommend asking for a second review in a year after I have had some time to see progress in my debt relief.
Reviewed April 14, 2025
I had a great conversation with Tyler S. He was very helpful and answered everything I had asked. I feel a lot more comfortable with moving on with the program now and am ready to take the next steps to being debt free. I recommend anyone falling behind too much to make a call to Debt Relief. Thank you Tyler!
Reviewed April 14, 2025
Everything went very well, and I could not be happier. I have a renewed sense of hope for my financial future. The process was very easy. I highly recommend. Everyone was super friendly. It felt like I was dealing with friends.
Reviewed April 14, 2025
My husband did his research and wanted to go with National Debt Relief. Getting signed up was easy. They worked with us and we had a great experience. They’re vey professional all the way around.
Reviewed April 14, 2025
Gary absolutely met and exceeded expectations. He was very informative and provided clear information that helped me make an informed decision. He also strived to stress the reliability of National Debt Relief to me. When it came down to brass tacks, he stressed that National Debt Relief works for the people that are looking for a way to lessen the burden of financial hardships.
Reviewed April 14, 2025
My intake specialist was very helpful in explaining the process and budget planning. He was patient and answered all of my questions. The entire process took over 2 hours, but the time passed very quickly as we worked through the various requirements. I am feeling relieved and hopeful that this will allow me to get out from under my debt.
Reviewed April 14, 2025
The man was very nice and outgoing and very helpful with what I needed and wanted and overall made the process very easy on getting a loan when times got rough and I got behind on some stuff. But he talked to me like we had known each other for year so that made it less stressful.
Reviewed April 13, 2025
I finished my program early in ‘25, even though my estimated graduation was until ‘28. I first heard about National Debt Relief from a commercial on TV, and based off reviews, they had the best reputation. No company had perfect records, but this company had the best reviews.
The program was pretty simple and everything was pretty smooth. I just followed whatever they told me to do and stuck with it. The impact was huge because the constant phone calls stopped as soon as I entered the program. Customer support was pretty quick, too, and they were able to handle my issues directly over the phone. I’d definitely recommend National Debt Relief to anyone that needs it.
The website was pretty good and made it pretty clear to track progress, but the emails were a little tough to understand, so it would be good to create an app.
Reviewed April 13, 2025
Rashad W. treated me with courtesy, friendliness and respect. He is knowledgeable and patient, answering my questions and explaining things clearly. I appreciate his professionalism and the assistance given to me. Thank you, NDR, for offering this service to our population. Your television commercial was effective in drawing my attention to your service.
Reviewed April 13, 2025
My experience with Tee ** was the best. He was knowledgeable. He explained everything precisely and he helped me feel at ease with the process. I would recommend National Debt Relief in the state of America right now. I think everyone. Of some type of hopefully this will give me the catapult I need for financial orbiting for my future living.
Reviewed April 13, 2025
I had the pleasure of working with Lisa ** for my debt relief process, and I cannot speak highly enough about her professionalism, knowledge, and compassion. From the very beginning, Lisa made me feel heard and supported. She explained every step of the process clearly and patiently, and was always kind whenever I had questions or concerns.
What really stood out was her genuine care—Lisa didn’t treat me like just another client; she treated me like a person going through a difficult time and truly wanted to help. Thanks to her guidance and encouragement, I feel more confident and in control of my financial future. If you’re looking for someone who is both highly competent and incredibly kind, I wholeheartedly recommend Lisa **. She turned what felt like an overwhelming situation into a manageable and hopeful journey. Thank you, Lisa—you’re amazing!
Reviewed April 13, 2025
Very good experience. Representative was very knowledgeable about all subjects. He was patient and thorough in describing all phases and answering my questions. I felt like he was being honest about topics and explanations, and answering questions truthfully, and very patient with helping me to understand what I was doing. Very personable representative.
Reviewed April 13, 2025
I saw some advertisements of National Debt Relief on TV and looked it up online. It made me interested because my situation wasn’t getting better, and my husband at the time wasn’t trying to find any solutions. I honestly didn’t see any other way out.
Starting the program was really easy, and they explained how it works. It was that your debt doesn’t automatically get accepted and has to be negotiated. My credit did take a really hard hit, but it’s been rebuilding since I paid it all off. It’s a long process that took a couple of years. The website was super helpful, and any time I had a question, the response was almost immediate.
The program stopped the cards from growing interest on the debt and froze it somewhat. It does show up as late payment, which hurts your credit. I enrolled as many cards as I needed and started an account with the Brink bank, which cost a lot of money, but it's nothing like paying down those cards for 20 years. And so, I was able to pay the dues twice a month. Once you reach a certain amount, they negotiate with the debtor and pay down the debt slowly. I was able to put in a giant lump sum after my divorce, and they paid them all off. It’s helpful because it's like paying off the consolidated bill, so I’m not paying off four little bills. I was able to track how much I had every month and check on how far I've gotten. When debts were negotiated and paid off, they informed me and showed how much I saved. It saved me over $20,000, and once you join, the interest stops growing.
Customer support was excellent. Any question I had, whether about how much I’d pay off or my current outlook, was answered through email or the same day. The staff were compassionate, thoughtful, attentive, and nonjudgmental.
The program had a huge impact on my life. It helped me get out of a really bad marriage faster and got me to where I needed to go. I would have never been able to get out of that debt myself without their help. I paid off my debt two years early because of a settlement from my ex-husband, though the program was originally planned for about a two-year period.
This is a completely healthier alternative to bankruptcy. There’s a way out that doesn’t destroy your life. Yes, your credit takes a hit, but it’s repairable. My credit has gone up about 150 points so far. It really is a lifesaver. I felt like I had no other way out, and enrolling my debt helped me.
Reviewed April 13, 2025
I got National Debt Relief for debt resolution and have been with them for five and a half years. They were very understanding during COVID. We were very impressed with how we could hold our payments for the month that we needed to. They also paid the plan. If we had the money in our savings, they okayed it for them to pay it because we had a set date as to when our payments were going to start back up again. So we didn't fall off any payment arrangements and that was very good. Overall, we were very pleased with the plan from start to finish.
Reviewed April 13, 2025
Because of National Debt Relief, I am now debt-free, I am able to afford my medical bill, and I have a little extra money. I don’t have the stress of the debt over my head from my credit cards. They were really easy to work with. It was easy to check my progress online because they kept it up to date. Any time I called them, I always had someone who was helpful. They explained what was going on or what needed to be done if I didn’t understand something. With them, I didn’t have to worry about anything.
Reviewed April 13, 2025
I had over $30,000 in credit card debt. I honestly never knew how I was going to get out of that hole of debt. The program I signed up in with National Debt Relief worked out for me, and I am now debt-free. It was a huge burden that's no longer on me.
The customer service was so incredible. Any time I had a question, I got a very quick response. If not an immediate response, the people were always kind, helpful, and really empathetic. Being in debt was overwhelming and it was hard on so many different levels. Being respectfully treated helps not only on the financial level, but also on the human level. I'm very grateful that my problem got resolved as fast as possible. It's worth every penny, and I would absolutely recommend National Debt Relief to anyone in debt.
Reviewed April 13, 2025
I dealt with National Debt Relief years ago, and returned for a second time. The signup process was easy, it took a minute for me to catch on, but they walked me through everything. They even called back for a couple of days to make sure I understood.
The quality is well above A grade. They’re very professional, and if they don’t know an answer, they’ll find someone who does. They’re kind, considerate, and always offer alternatives. Like one time, when I couldn’t make a payment, they provided another option that worked out well for both sides. I would very much recommend them to everyone.
Reviewed April 13, 2025
Ariana ** is amazing at what she does and was so kind, relatable, and sweet the entire time we talked. I highly recommend her to anyone needing help with their debt. I give her five stars for her exceptional service and personable nature. She gave me peace of mind that I've been needing for a very long time now. I'm immensely grateful for her.
Reviewed April 13, 2025
Treated with respect. Intake was thorough and efficient. Everything was explained in great detail. The representative helped me understand what all I was able to include as expenses. When information was ready to go to underwriters she explained how the process would go and how long it would take for response.
Reviewed April 13, 2025
Talked with Bash who guided me through the process of getting my debts under control. I feel confident that we will work together to achieve this! I used them years ago and I felt grateful to have the debt all behind me. I was out of work for 9 months recently and felt I should probably give them a call. Bash was wonderful and patient as she took me through the process and I'm now looking forward to being debt free again!
Reviewed April 13, 2025
Mr. ** was so pleasant, and informative. He explained how and what National Debt Relief could do for me. He has such an AWESOME personality, He encouraged me with his HONESTY, which is why, I chose, to allow, his program to help me, during my financial hardship. Thank you Mr. **, your kindness and support shall not be forgotten.
Reviewed April 13, 2025
David was a great help, he explained everything, to me and was a great adviser. Explained every option available to me. And helped me thru the process, to get my credit cards in order without high interest rates. Dave is a very nice man and was so helpful.
Reviewed April 13, 2025
My experience with National Debt Relief has been good. Their customer service is great and working with them has improved my life. I would recommend them.
Reviewed April 12, 2025
They explained all my options. Make sure I understand everything that’s going on and when everything‘s supposed to be taken care of. The adjuster make sure I understood everything and answered all my questions. So far they're reliable and very happy with the service. I plan on sending all my friends that need help with their debt to National debt relief.
Reviewed April 12, 2025
My experience with NDR was amazing. I worked with Lisa N and she was the best! She supported me through the whole process and didn't make me feel judged about my debt. She made me feel like family. I am so relieved I finally found help with my debt! I would refer this company to anyone that is needing help resolving their debt issues. It is the best customer service!
Reviewed April 12, 2025
Juan was very friendly and knowledgeable. He answered all of our questions quickly and explained things so we understood them. He's the reason we signed our contract. He's trustworthy and that was important to us. We also like the way the program works and the reliability that is offered. We look forward to working with your business.
Reviewed April 12, 2025
I was not feeling well when I had my phone interview. I appreciate how much patience and understanding I felt during the interview. I asked a lot of questions that were thoroughly answered. I feel confident in my ability to get out of debt and that National Debt Relief will be there for me if I need it.
Reviewed April 12, 2025
Oscar, who helped me set up acct, was very helpful and took the time to explain in detail everything to me., and went over all the paperwork. He also gave me phone #s that I can reach out to any time with any questions or concerns. He let me know that I would receive paper copies of everything we went over.
Reviewed April 12, 2025
The staff there is very friendly and are helping me deal with fixing my credit. I was amazed how fast the process was to complete. I'm now well on my way to a better, more comfortable financial situation. Also, the payments are very manageable. I would definitely recommend NDR to anyone with debt problems.
Reviewed April 12, 2025
What a great feeling. Such a relief. Experience. Caring. Motivated. So grateful for the patience and support that was given during the time spent with my debt specialist, Bryant **. I highly recommend NDR to anyone who is in need of their service. Thank so much for all that you do. God bless.
Reviewed April 12, 2025
The reps are so motivating and reliable. They are on time with call appointments. The program helps me in so many ways but most of all, mentally because it makes me gain my financial freedom. This program is highly recommended to those who are struggling paying their debts and not having left on them because of super high interest rates from creditors. I hope to finish my loan early so I can be debt free and enjoy my life. I encourage people who are in need of help paying their debts, the more you wait the more you lose money.
Reviewed April 11, 2025
Had a wonderful experience... Everything was well explained to me so I would understand it all. The gal that I dealt with was very nice and helped me all the way through the process... Enjoyed doing the joining with her. What I also like is I can call her any time if I have any problems.
Reviewed April 11, 2025
Paul was extremely helpful and very knowledgeable about the program. He explained every detail and helped me understand how the program would be beneficial to me. I would hope that everyone would have the positive experience that I did. I look forward to being debt free in the future. Thank you Paul for taking the time to walk me through all of the details and making this a smooth sign up.
Reviewed April 11, 2025
The agent spent almost 2 hours with me answering any and all questions I had. Went through every page of the contract, made me feel like she really was trying to help me out. After our conversation, I hung up feeling like my life is about to change for the better.
Reviewed April 11, 2025
Joseph was very informative about my case. He knew and know what he’s doing. Every question I had he answered them and I was having to do my paperwork but had to tell him to hold on I am tiring to do it. He said take your time. Thank you so much Joseph. Glad you were able to help me.
Reviewed April 10, 2025
Steven the account representative was extremely knowledgeable and patient while my on-boarding. I feel there is great value in this program. I am hopeful that it helps mitigate my ongoing debt issues. If successful I will sing the praises of this program to others in similar positions. In today's economy it is easy to fall victim of suffocating debt.
Reviewed April 10, 2025
John
Reviewed April 10, 2025
It was great. Rachel did a very good job at explaining everything. She informed me on everything. She was very professional and knowledgeable. She left no stone untouched. I would definitely suggest her to all my friends and family of her services. She is a definite asset to your company.
Reviewed April 10, 2025
I came to NDR after speaking with another company who told me if I was able to negotiate my debt down further, I wouldn't need the help. Julian, however, understood exactly what I was saying and his years of experience definitely show. NDR had the better disposition. Working with people who are knowledgeable and treat you well regardless of your situation will always win me over.
Reviewed April 10, 2025
Thank you for giving me a sound mind when signing up for these services as I have fell victim in the past to one of these schemes. Shoutout to Frankie ** for walking me through it all and answering all my questions. I look forward to graduating the program and being debt free.
Reviewed April 10, 2025
I’ve been thinking about this for a while of doing this. Saw the advertisement. Decided to go ahead. I was so glad I did. It went easier than I ever expected it to in a matter of an hour. It was done. Now all I gotta do is stop all my automatic payments. And the rest should take care of itself. I’m expecting good results from this so we’ll see.
Reviewed April 9, 2025
Jamie was professional and friendly. He answered all my questions. He made sure that I had pen and paper to write down the information I needed for my application. I felt like we was a team working in my favorite to get my bills consolidated. I would recommend friends and family to try this company. I know it will help me in years to come. Thanks National Debt Relief!!!
Reviewed April 9, 2025
I was nervous at first to do another debt relief consolidation but your representatives really put me at ease and gave me a sense of peace and a big weight off my shoulders. I'm glad I don't have to stress as much and your staff is very helpful and informative.
Reviewed April 9, 2025
April 9, 2025. This morning I received a call from National Debt in reference to an Old Checking Account. The representative added my TD bank account to my list of bills and told me they would begin the bargaining. I was so relieved to have this added to my Debt Relief account. She was Polite, professional and thorough. I appreciated her being polite and respectful.
Reviewed April 9, 2025
Problem with my bank draft was resolved with patience and professionalism. Each time I contacted the office regarding the issue they were polite and extremely helpful. They understood and it was obvious they cared about my situation. I would certainly recommend NDR to my friends and family. Thank you so much.
Reviewed April 9, 2025
Corey handled getting me set up with my account. This gentleman exhibited excellence with his professionalism, patience and thorough explanations. People like this you don't want to lose. I am looking forward to working with Corey if I need any questions answered, and Corey is easy to talk to. Thank you, Corey.
Reviewed April 9, 2025
My experience was very pleasant and my debt specialist was very helpful. She explained everything very well. I'm looking forward to working with the agency to resolve all of my debt. Thank you for a wonderful experience. She was very professional and got back to me immediately. If I run into anyone else who is experiencing a lot of debt I will definitely recommend your business. Thanks again for approving me and I look forward to working with you.
Reviewed April 8, 2025
High interest payday loans coupled with levy on wages by state tax collectors is my reasoning for becoming involved with National Debt Relief. Rose ** was my agent helping me. She was excellent and patient with some email challenges I had. She made me feel less stressed about my financial situation. Helped me develop a good plan to remove the financial challenges from my life. Having the access to legal representation is another big reason I chose to enter into this program. I have no real idea on what I could be facing in the coming weeks as far as legal challenges but I feel better that I have National Debt Relief and all the resources backing me.
Reviewed April 8, 2025
The service I received was very good. I was told what was going on the whole way through from start to finish. The customer service rep was very informative and gave me time to ask questions. I never felt like I was being pushed into joining. I was provided with the phone numbers I would need and was explained the process everything would be. I was very happy with the information provided and the fact if I had questions was provided the time to ask.
Reviewed April 8, 2025
We had an incredible experience with National Debt Relief, as they made the whole process really easy for us! They explained how everything worked, what they were able to do for us, and got us set up on a plan to become debt free! We had no idea how we were going to get out from underneath this crippling debt, but thanks to National Debt Relief, we now have our path mapped out for us!
Reviewed April 8, 2025
Skarlet was exceptional. I have been financially overwhelmed for quite some time. She was patient, thorough and kind. The sense of relief I felt almost immediately for palpable. I cannot express enough gratitude for the time spent going through my financial situation. I appreciate the level of detail and professionalism I experienced yesterday. Thank you.
Reviewed April 8, 2025
The information given to me was very helpful in deciding how to reduce my debt and to control my finances. This information will help me to handle my bills and control my purchases more responsibly. Your staff is very excellent in helping me with my debt and finances.
Reviewed April 8, 2025
I was unsure of what was expected but Chris P. Was very patient and understanding to my current situation. He took his time to answer all my questions. I did not feel rushed. He was thorough when he explained the process and made me feel that this was the right thing to do to help myself get back on track with my finances.
Reviewed April 8, 2025
Very professional and courteous. They were very knowledgeable and patient explaining to me how the program works. They seemed very interested in trying to understand my reasons why I was seeking the debt relief and why it was so important to me. They were very patient in answering all my questions. I felt very relieved and confident in their ability and sincere desire to help me. Thank you.
Reviewed April 8, 2025
It was very easy and the gentleman was very courteous and thorough. I would certainly recommend to my friends. You don't know how much I appreciate it. All this weight has been lifted off my shoulders, I am able to sleep at night. I am so thankful to Freedom Debt Relief. It was a wonderful 🙌 experience.
Reviewed April 8, 2025
Josue was very polite and provided me with information allowing me to understand what debt relief is. He was informative and patient with me. He helped me throughout the process. He provided me with the contact numbers for customer service. Explained that I could also reach him at his email and number.
Reviewed April 7, 2025
I had a great experience with Blake **! Blake was very helpful throughout my experience. He gets a A+ thanks to his help. He was Super. He had so much patience with me. Blake exampled everything that he had too. I was very wary at first, but he helped me feel confident through this process.
Reviewed April 7, 2025
Our specialist Sergio helped us figure everything out. He gave us all of our options even with me changing my mind several times and delays on finishing enrolling he stayed super nice and helpful. He made everything easy to understand. I love how he kept explaining everything even when I kept having to interrupt and ask questions. We will finally get our lives back now. No more being slave to credit cards!
Reviewed April 6, 2025
Randy ** was super helpful and knowledgeable and took his time with me. I would recommend this service to anyone in a similar situation. I was happy he was able to work with me on a Saturday because I'm super busy during the week. We had to reschedule a few times but was finally able to connect on a Saturday afternoon.
Reviewed April 6, 2025
I was skeptical at first. Jennifer and National Debt Relief were able to rid us of our significant debt due to high interest rates. Finally, Our financial future seemed to have light at the end of the tunnel. Thank you.
Reviewed April 6, 2025
Alberto was very professional and took the time to explain everything to me. Solid information and went the extra mile to see that I was satisfied with the outcome. Highly recommend National Debt Relief to anyone needing help with their debt. He showed me how my debt could be erased in as little as 2 years with a reasonable payment every month. As I am on a fixed income he made it easy for me to understand how the program works and what I needed to do to complete and get out of debt.
Reviewed April 6, 2025
Agent Tony **, was outstanding. He walked me through the process, answered all of my questions, very professional, very knowledgeable. He is truly an asset to your company and myself as well! Your program will not only reduce the total amount I owe on high interest credit cards, but also gives me peace of mind moving on in my life.
Reviewed April 6, 2025
I was unsure about contacting them at first but the customer service I received when I inquired was outstanding and professional. Everything was explained thoroughly and any question I had was answered. I highly recommend using this company if you are in need. I look forward to working with them through this journey.
Reviewed April 5, 2025
I couldn't ask for a nicer person to help. He went over every thing for my husband and I when we had questions he answered them right away. I'm so glad that I finally made the decision call. I woke up early this morning feeling so much better knowing I finally asked for help. I would recommend other people that needs help to call.
Reviewed April 5, 2025
Jordan walked us through step by step. It took me almost a year to take the leap because I felt so ashamed & felt like a failure. We will forever be thankful for Jordan & all of his help! We are thankful that NDR exists to help in situations where no matter how hard you try there is no resolution.
Reviewed April 4, 2025
I have had a good experience with National Debt Relief. The agent I spoke to was very knowledgeable of what she was talking about. I’m very glad they way she helped me out. I would say keep doing the good work. I wish I have this long time ago, would be debt free by now.
Reviewed April 4, 2025
Great service. Team worked well with me. Took time to make sure I understand what is happening. Would recommend An outcome that really helps to reduce anxiety and stress that comes with debt. The team was really professional and helped to make sure I was comfortable and understanding what is going to be to be out of debt.
Reviewed April 4, 2025
My experience was great with Mr. **. Thank you. Mr. ** went over everything with me. And I was very pleased with him. The way he explained to me what made me to go ahead with the process. And I will most definitely recommend my friend if they are in need for someone to help them with their debt.
Reviewed April 4, 2025
The representative took his time with me. I am blind & not internet experienced. He was very kind and courtesy to me. He helped me with all the paperwork & help me. Guide me through the paperwork to be filled out. I would recommend this company to my friends and family.
Reviewed April 3, 2025
My experience was wonderful! I feel a huge burden lifted now that I qualify for the relief! Thank you Brad so much for explaining everything to me and answering all my concerns. I’ll be sending my loved ones your way! Life shouldn’t be so stressful! :) With this debt relief I will be able to plan for my future and put my money into savings and maybe spoil my grandkids a little. Again thank you so much!
Reviewed April 3, 2025
I worked with Jenni on my contract and her patience, expertise, and professionalism was exceptional. It was a tough decision for me to make but Jenni patiently walked me through the details with kindness and with confidence in the next steps. It was not easy to call NDR but there was no choices at the time. Thank you and please thank your highly skilled representative who handled my questions with ease, comfort, and understanding. Staci B
Reviewed April 3, 2025
Alex was very nice, pleasant to talk with, and knowledgeable with the program. We went through the process step by step and reviewed all the signatures. Everything was submitted online. I had to go into my credit cards and take off auto pay. Now just waiting for them to proceed with it all. I feel such a burden has been lifted off my shoulders.
Reviewed April 3, 2025
The agent was very enthusiastic about correcting the creditors on my account. She respected my concerns about one account that I did not recognize and had it removed. Also added one for Power Finance that was not listed. Great service. She was polite and resolved all my issues. Thank you so very much.
Reviewed April 3, 2025
I had Chris as my consultant. I couldn't have ask for a better person. He was awesome. He was very easy to talk to. He was very polite. He was very easy to deal with. He is a very good asset to your company. I had a wonderful experience dealing with Chris.
Reviewed April 3, 2025
I had calls on April 1, and April 2. On both days Specialists will were very patient and answered my many questions with detail. They were polite and very knowledgeable. I was unsure and nervous about applying and utilizing the National Debt Relief. Valentine helped ease my worries. I have had a good experience so far. I did not have to wait on the phone for customer service.
Reviewed April 3, 2025
Karen ** was my representative as I was new customer going off a friend's referral. Karen was nothing but helpful and dedicated to helping me lower my debt and regain my financial independence. We had lost phone connection a few times while I was trying to apply and she always called back and was persistent to helping my future finances. Thanks to National Debt Relief, my bestfriend Amanda ** referral, and Karen **, I am on my way to all of those things.
Reviewed April 3, 2025
Ray was an absolute professional. He explained everything in an amazing manner. He was so nice. He walked me through everything in a way that didn't make me feel like a moron. I was impressed with him and would be happy to recommend him and your company to anyone needing help. Please thank him again for me.
Reviewed April 2, 2025
It was one of the best, thorough and thoughtful. The whole exercise brought some relief to the family. It is my anticipation that I will be able to build my credit now that the relief has been sought. I would certainly recommend some of my friends and relatives who are in the same predicament. I was mostly thrilled by savings that resulted after the application.
Reviewed April 2, 2025
When getting help I did not feel judge at all. Jaime was really great help. He helped me feel relieved from the debt I had unfortunately collected. It was a really easy process and it was well explained. I haven't felt this relieved in many years. I'm thankful I found this organization.
Reviewed April 2, 2025
David has literally transformed me by the way he conducted business throughout. His behavior is very commendable and was displayed as mature with good grip of the knowledge of his job. He is very patient, excellent listening skills and his ability to extract information without demeaning the client is amazing.
Reviewed April 2, 2025
Mr. Joseph ** was very helpful and knowledgeable and answered all my questions. He explained everything to me step by step and he would stop and ask me if i had any questions on anything he explained and if i did he would answer them. I was very pleased with his patience and understanding.
Reviewed April 2, 2025
I talked with Nathan and asked a million questions! He was patient with me and guided me step by step! Everything was easy and I felt confident in my choice! I feel a breath of fresh air knowing my debt is being worked on with the help of National Debt Relief! I can not thank Nathan enough!
Reviewed April 2, 2025
I had a great experience with NDR. The person who helped me was very informative and helpful. I know will be able to get out of debt faster. I would refer any of my family and friends if they needed to get out of debt fast. I should be debt free in about 41 months or sooner.
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