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National Debt Relief Reviews

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About National Debt Relief

National Debt Relief is one of the largest debt settlement companies in the U.S. Founded in 2009, National Debt Relief negotiates with creditors to reduce how much you owe on unsecured debts such as credit cards, personal loans, medical bills, private student loans and collections. It offers personalized plans to help you resolve debt, along with support from dedicated debt specialists.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations
  • Professional and responsive customer support
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

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    How do I know I can trust these reviews about National Debt Relief?
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    Page 11 Reviews 1635 - 1835
    Verified purchase
    Customer ServiceStaffBillingRatesHonesty & Transparency

    Reviewed May 28, 2025

    If you're feeling overwhelmed by debt, National Debt Relief offers a practical and compassionate solution. With excellent customer service every step of the way, they make it easier to take control of your finances and finally breathe again. Their team is understanding, professional, and committed to helping you find the best path forward—without judgment or pressure. One of the biggest benefits is the reduced interest and the shorter time frame to become debt-free. Instead of paying more than you earn and seeing little progress, National Debt Relief works with your creditors to negotiate lower payments, giving you a manageable monthly plan and a clear roadmap toward financial freedom.

    Many clients, like me, were stuck in a cycle of minimum payments and rising balances. National Debt Relief was the fair, honest, and realistic solution I needed. They helped me regain control and focus on achieving my long-term financial goals—not just surviving paycheck to paycheck. If you're drowning in debt and don’t know where to start, National Debt Relief could be the total relief you're looking for. It’s not just about the money—it’s about peace of mind and the freedom to plan your future.

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    MaintenanceStaffBilling

    Reviewed May 28, 2025

    The procedure of NDR was explained thoroughly. Payment to NDR was broken down for me to understand. The Rep. was very responsive to my questions, and explained everything so I would understand the process. I was told what to expect from NDR, and what would be e-mailed to me for my use.

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    Staff

    Reviewed May 28, 2025

    I think the girl that helped to me's name was Kelly, and she was amazing. She walked me through everything and I asked a lot of questions, and she helped and had great answers every time. I would definitely recommend her to help other people. She walked me through every step until I understood everything.

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    Staff

    Reviewed May 28, 2025

    James is very professional. He is informative and accurate. He is knowledgeable and understanding. He knew the answer to every question or concern we had. He was also patient with us and took all the time we needed. We will recommend him to our friends and family. We're thankful to be able to reach him if necessary and have access to our account.

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    Staff

    Reviewed May 27, 2025

    My experience was great. Rep was very patient and very informative. I will definitely recommend friends who need help. He took me step by step without running out of patience. He helped me right through line to line.. I'm very satisfied. Also offered me help when I need and will reach out to make sure I get through with everything. He is a gem.

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    Staff

    Reviewed May 27, 2025

    Fernando was very helpful and thorough with every bit of information. He was extremely patient. He made sure I understood what was needed and every step of the process. Fernando was able to answer every question and concerns. I highly recommend National Debt Relief to everyone who is drowned in debt.

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    StaffBilling

    Reviewed May 27, 2025

    Had a really easy time setting up our account going to really help us make like much better. I wish we would have had done this sooner. Easily got set up with a great payment. I would for sure tell others. The payment saves us a lot of money each month.

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    Billing

    Reviewed May 27, 2025

    I was struggling with doing the program due to past experience. It causes me a lot of stress not making Payments on my bills. Andrea talked with me and we were able to make some modifications and I feel relieved already. I will be able to use this program and not feel as stressed about it.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 27, 2025

    I just want to take the time to thank and give a shout out to ALENDRY **! He went above and beyond to assist me during this hard time. I was nervous amongst other feelings about National Debt Relief as I have attempted to get help with my debt by 2 other companies and I was extremely disappointed and still left with the debt. ALENDRY was patient, kind, and confident. He took care of my needs and has assisted with getting me on track along with his supervisor. Thank you soooo much for your kindness and professionalism. This is what customer service is about!

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    Customer ServiceStaff

    Reviewed May 26, 2025

    My agent Joe was very kind and helped me through the process excellently!! I feel confident with him on my side! I feel like a true burden has been lifted off my neck and shoulders! Joe was as happy as I was so it was great! I feel I can call on him at anytime to answer my questions and help me out!

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    Verified purchase
    Staff

    Reviewed May 26, 2025

    All info was 100% helpful. Hope this will help me at my age. Feel bad I could not manage life better. Matt was extremely helpful in getting me signed up. I hope all goes well from here forward. Thanks again for the help. I will do all I can not to repeat this ..

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    Staff

    Reviewed May 26, 2025

    David ** reassured me in what he explained to me about his role, as well as NDR role and answered all of my questions, funny, not too serious, very nice person, thanks for your help, financially! I hope this is my last stop to get me out of this financial hardship that I have been stuck in for some months now!

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    Verified purchase
    Loan ProcessRates

    Reviewed May 26, 2025

    My wife and I were overwhelmed and we were both unsure of our next move but thanks to John who took the time to explain the process of your program, we are now able to see the light at the end of the tunnel. We are able to rest much better and not worry about the pitfalls of high interest loans.

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    StaffBilling

    Reviewed May 26, 2025

    I would like to thank Fred **, our account advisor with National Debt Relief, who walked my wife and I through the process of consolidating our credit card debt. He was incredibly knowledgeable, helpful, personable and diligent with his aid through this process. We can't thank him enough for giving us peace of mind and terms for a feasible way to reduce our debt and back on track with our personal finances. Thank you so much Fred and National Debt Relief!!

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    Staff

    Reviewed May 26, 2025

    The gentleman that helped me was very professional and knowledgeable! Gave me peace of mind that I am able to get help. Any questions I had, he was able to answer. He took his time to go over things with me and make sure I understood everything. I’m excited to be able to the help I need to get back on track.

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    Verified purchase
    Staff

    Reviewed May 26, 2025

    John was very kind, personable and patient with me. I’m very grateful for the help. I didn’t really understand a lot of it, but he was really helpful in explaining the way it all works and would best suit my circumstances. Thanks to John, my mind is at ease and I have confidence again that I can get things right.

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    Staff

    Reviewed May 25, 2025

    Yes I would recommend. Excellent service. Very patient and professional and friendly. I am extremely grateful for the help I'm going to receive. I was feeling overwhelmed and now I feel as though there is light at the end of the tunnel. The professionalism I received from Jennifer ** was evidently a reflection on the company National Debt Organization. Thank you Jennifer **.

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    Customer ServiceStaffBillingRates

    Reviewed May 25, 2025

    Our financial assistant was Vincent T. He was outstanding in listening to our needs then putting it to paper. His attention to detail was clear when he responded back with what he thought would be a good move in getting our financial status back in order. I appreciate his sincere kindness towards my wife and I. I would highly recommend this program to anyone that feels like they cannot get anywhere due to the crazy interest rates we are experiencing today with credit cards. Thank you Vincent, and Thank you National Debt relief.

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    Customer ServiceStaff

    Reviewed May 25, 2025

    I had an excellent experience with National Debt Relief. The representative who assisted me, Ariel **, provided the best customer service I’ve ever received. He was kind, patient, and extremely clear in explaining every step of the process. He made me feel confident and well taken care of throughout the entire experience. He truly deserves recognition for his professionalism and dedication!

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    StaffHonesty & Transparency

    Reviewed May 25, 2025

    I was taken back by Britney. So kind and explained everything so well. She understood and didn't shame me. Excellent. Very personal and knew this was a hard decision. I am more than happy...makes my heart smile at the choice I made.😃 Honesty and knowing what she was talking about amazed me. This was one tough decision but Britney made me comfortable about it.

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    Customer ServiceStaff

    Reviewed May 25, 2025

    The person I was dealing with was very patient with me. I was trying to download from my cell phone onto my computer and I was having problems so I did everything on my cell phone. It took quite a while because trying to sign my name with my finger then he stayed with me step by step to sign and answer all the questions. When finished we both said hallelujah.

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    Staff

    Reviewed May 24, 2025

    Mr. ** was very professional and informative. He answered all my questions and gave reassurance the program was for me. It will address the hardship. The stress relief this program offers for my future is enormous. Here’s looking forward to this hardship in my life to be gone. Being able to see retirement in my future is wonderful. Thank you Mr. **.

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    Staff

    Reviewed May 24, 2025

    What an amazing experience and very informative. I feel as though I can see the light at the end of the tunnel of my debt problems. My divorce had me in a financial spiral of debt and not allowing me to make any progress. As I talked to Dave my representative I felt heard and answers on how I could change my financial position. Thank you.

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    TechPunctuality & SpeedStaff

    Reviewed May 24, 2025

    Leslie was my in-take provider and was professionally friendly. Explained everything more than once!!! And was able to quickly organize my files to provide the NDR service to my financial situation. I'm grateful and looking forward to my debt relief. Looking forward to NDR's program.

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    StaffBilling

    Reviewed May 24, 2025

    Everything is working out so far, but when I signed up I was told I would never ever have to pay more than 320 biweekly. With the past three deals I have had to make extra unexpected payments which was not what I was promised multiple times. I'm glad it is helping me get out of debt so far, but I still have 10 grand that hasn't been signed up for yet in the program and I know I can't afford any extra payments for them, which is what I have come to expect. Not sure of how this will continue to play out, but so far I am making it work.

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    StaffBillingRates

    Reviewed May 24, 2025

    Peach of mind, I am happy with National Debt Relief because it saved lot of money. Otherwise I have pay lot interest with payment. At end of time I will lost lot money. National Debt Relief help me to save all of that, that is why I gave lot of thanks to National Debt Relief.

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    Verified purchase
    Staff

    Reviewed May 23, 2025

    I really enjoyed working with Rasan, he was so kind and helpful! Rasan listened to my needs and offered the best support. He also made sure that I could afford the program and that the budget set up would not be too much for me to maintain. I know that I will succeed in their program and I feel a huge weight lifted off of my shoulders now that I am signed up with National Debt Relief!

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    Customer ServicePriceStaffBilling

    Reviewed May 23, 2025

    National Debt Relief has been very helpful and has put my mind at peace. I now feel like I'm on the right path to resolving my debt. The monthly payments are reasonable and affordable. The person I talked to on the phone made me feel like I was his number one priority. I would recommend them to a friend.

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    Staff

    Reviewed May 23, 2025

    Ms. Natalie was informative and knowledgeable in everything she said and gave us. Very helpful throughout whole process. I felt better after speaking with her and setting everything up. My finances have gotten out of control for a while and the stress was causing health problems but now the stress will relax.

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    Staff

    Reviewed May 23, 2025

    I want to thank Jennifer for putting me at ease as she walked me through the process putting me at peace. Knowing that I was in a rough situation needing help as a single mom of three. Thanks for giving me the opportunity to be on the road of freedom.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 23, 2025

    It was a difficult decision to make to contact NDR. I called today and had the pleasure of speaking with Doug, who was very knowledgeable and provided good advice on how to handle my situation. It was 100% complete within 24 hours. I can’t wait to be debt-free in 48 months.

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    Customer ServiceStaffBilling

    Reviewed May 22, 2025

    I felt good that Vincent was helping me out and giving me all the information I needed and answering all my questions. So far, it has been great. 5 stars. Just gave my first payment. Let's get it going!! I will give a follow-up in about 6 months or so to give a more detailed experience.

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    Verified purchase
    Customer Service

    Reviewed May 22, 2025

    I recommend National Debt to all. I am paying a low monthly fee. I have not been a member for a year and I already have 8 resolved debts handled when starting with 11. My debts were all resolved with pleasing amounts. I do not receive any more harassing debt collector calls. If any changes occur I also have an option to call back anytime.

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    Staff

    Reviewed May 22, 2025

    I worked with Reynaldo ** and he was an awesome guy to work with, he made the process extremely easy. He took the time to answer all the questions I had. I would highly recommend your company just because of his help and expertise. It was nice to be able to speak with someone that was both knowledgeable and empathetic. He went the extra mile every step of the process. He is the type of guy a 5 star company is built around. Thank you again

    David M

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    Staff

    Reviewed May 22, 2025

    While these are tough times for me in my life, it was nice to hear a person on the other side that appeared to care. Andrew ** was compassionate, kind and very knowledgeable. He demonstrates professionalism and I'm sure he is an asset to your company. I commend him on his dedication and service. Thank you.

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    Customer ServiceStaffHonesty & Transparency

    Reviewed May 22, 2025

    My experience was very business like and honest and compassionate. Asked any questions I wanted. Gave me choices while walking me through the process. Responses were genuine and focused on my situation. The was heartfelt. That goes a long way, when you are going through things. I want to thank you for your help.

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    Punctuality & SpeedStaff

    Reviewed May 22, 2025

    You guys were so helpful and gave me a huge relief. I would recommend to friends and family. Looking forward to a much brighter future, because of you all, I can breathe easier now. The process was so quick and easy. Representative was so friendly and empathized my situation with me. I am so excited to move forward with my new budget plan. I will use the free financial resources that are accessible as well.

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    Verified purchase
    Staff

    Reviewed May 22, 2025

    My experience with National Debt Relief was amazing. It was for debt consolidation and debt resolution. They helped me out a lot. The enrollment process was easy. I would definitely recommend it to someone. They helped me get my credit back up. It went well.

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    Customer ServiceStaff

    Reviewed May 22, 2025

    I would recommend National Debt Relief to anybody. The customer service was good. They were very helpful.

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    Staff

    Reviewed May 22, 2025

    Your representative that I spoke with the name is Mr. Steve **. He was great. He had good knowledge of your product, very kind understanding and patient. He took his time and went through everything one by one with me he made me feel comfortable so that I can make a decision that is good for me at this time. Thank you very much Mr. **.

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    StaffRates

    Reviewed May 22, 2025

    Thank you to the representative I spoke with, he was very pleasant and professional, and I felt much more at ease than when I first contacted NDR. He explained the situation thoroughly, demonstrated a genuine interest in my concerns, and took the time to address my other anxieties. I would not wish this situation on anyone. This company has been endorsed by Forbes and the Better Business Bureau. Please consider increasing the bonus for the individual who was assisting me. I would like to express my gratitude for your assistance.

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    Customer ServiceStaffLoan ProcessRatesTransparency

    Reviewed May 22, 2025

    My dad told me that I needed to get a debt consolidation loan. I started searching online and found National Debt Relief. The enrollment process was easy and simple. It took nothing short of an hour. They helped out with a lot of stuff and did a lot of research. They asked me questions like how much my debt is and how much I am looking to get released. I started with them back in October 2023 and was with them little bit over a year. The program is very user-friendly, where the customer, like me, always has control of how much money I could put in. I was able to consolidate all of my debt. They gave me phone calls along the way and let me know things like this credit card or bank is offering this sort of deal to clear the credit card debt. I definitely recommend National Debt Relief.

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    Punctuality & SpeedStaff

    Reviewed May 22, 2025

    The guy was very helpful. He definitely made the process of applying quick and simple. He well explained how to apply and guided me through the whole process. I thought it was going to be difficult getting my application done today. He definitely heard the frustration in my voice and encouraged that I will be fine and have my credit affected in a positive after 6 Months or so,

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 22, 2025

    Bianca was very helpful. Her responses were quick and everything was set up for me. She helped me set up my account and managed to save me about 1100 dollars a month. Thank you National debt Relief for having her as an employee. I really appreciate the help she has given me on finding a debt solution.

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    Customer ServiceStaff

    Reviewed May 21, 2025

    Enrollment was a fairly simple, staged process. They gave me good feedback and followed up with me. It was a half-hour conversation, and then the next day, I was enrolled for debt resolution. I was in the program for two years. I'm completed now. It was a straightforward process and the end result was good. Two thumbs up.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed May 21, 2025

    It was good working with National Debt Relief. I went through debt resolution with them. It was pretty easy. A lot of it was a phone call. And then I had to fax or mail some things. That's just kind of what you have to do. That was probably the only annoying part. But everything else was on the phone.

    Before I decided to go with them, I did a lot of googling to get some reviews. There were mixed reviews for everything, every product ever made. So, it's hard. Of course, you're gonna get fifty-fifty on everything. But I just read some testimonials that really resonated with me. They sounded pretty good.

    Their service was outstanding. It allowed me to have a lot more freedom. It helped me be on a more stable schedule. It was a long journey because of what I could afford but it was really beneficial in the end. And I came out on top.

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    Customer ServiceStaff

    Reviewed May 21, 2025

    It was great working with National Debt Relief. They have good customer service. We absolutely recommend them.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed May 21, 2025

    I had some debt that was building up, and I was having trouble paying it off, so I reached out to National Debt Relief. Honestly, they seemed the most trustworthy.

    I had talked to them on the phone, and I sent them some information about the creditors and the account I had with them. Then, they got in contact with the creditors to come up with a resolution for payments and a payment plan for them, and that’s pretty much how it worked.

    The program took about four years to get everything paid off, but that’s just because of my debt and the monthly payments I could make. The payment process was easy. I had no problems with it.

    It was good that they didn’t hound me for anything. They talked with me and helped me with anything when I needed it. They’re quick to respond. Their website was pretty intuitive, and I had zero questions about it. It all made sense.

    They helped me get the debt consolidated and paid off. National Debt Relief is definitely life-helping.

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    Customer Service

    Reviewed May 21, 2025

    I hadn't even considered any other lending companies. I just saw National Debt Relief commercials on TV. Their customer service was great. After I submitted the request and everything else, they contacted me back. And over a couple of phone calls, we coordinated everything, and I got documents sent in, and they took care of everything else. They were really simple and really easy to do, and I'm very happy that I was able to get things taken care of.

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    Staff

    Reviewed May 21, 2025

    Rose helped me out and was very delightful and very helpful when getting me started with National Debt Relief. My experience was smooth and very easy, at the end I was very pleased with the outcome of the service! Would recommend 10/10 to friends or family. I am now off to a great start to my future because of National Debt Relief.

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    Punctuality & SpeedStaffRates

    Reviewed May 21, 2025

    My Rep was great to work with and made the whole process smooth and quick. I would definitely recommend NDR to everyone so they can try to save on all the interest and increases. Go before it gets too bad so you can get the help now. Interest rates will and are just continue to go up.

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    Staff

    Reviewed May 21, 2025

    The representative was pleasant and informative. The information I received was very helpful. I was a little confused about the program at first. Then it explained to me in full detail. So now I understand. I’m very thankful for the information and the opportunity. This has been helpful to me.

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    StaffBilling

    Reviewed May 21, 2025

    John was an amazing help and took the time to walk me through the process. He made sure that I understood what would be happening with my debt and was able to lower my monthly payments. I am very satisfied with my outcome. I would greatly recommend this National Debt Relief.

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    Reviewed May 21, 2025

    I couldn’t have asked for a better consultant and reception when I decided to join National Debt Relief. After talking to him I felt a sense of relief and knew I was in the right place. Ray walked me through every step, explained everything clearly, and answered every question. I had no doubts and knew Ii was in good hands. Ending our meeting I told him I would surely sleep better that night knowing I had taken the first step to debt resolution, and how he had made it so easy and reassuring, and being there for me 24/7.

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    StaffTransparency

    Reviewed May 21, 2025

    I am writing to express my sincere appreciation for the exceptional service provided by Wyatt **. Unlike previous experiences, I felt completely at ease, a significant relief given past challenges. Wyatt demonstrated remarkable intuition regarding my situation and maintained a high level of professionalism throughout our interaction. His step-by-step explanations were incredibly clear and helpful. I am genuinely grateful that he was my representative. The immense stress I've been experiencing, which has impacted my health, has been greatly alleviated thanks to his assistance. He made the process incredibly easy and helpful. Wyatt truly deserves recognition for his outstanding work. I am extremely satisfied with our conversation and now feel much more optimistic about the future.

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    Customer ServiceStaff

    Reviewed May 20, 2025

    My agent was supremely thorough and clear when connecting me with the optimum plan for my debt consolidation. Her customer service communication was what made the difference for me in finding the best plan for my current financial recovery. Top marks to her in every professional regard. I feel confident because of her guidance that I will be clear of debt within a reasonable time frame.

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    Staff

    Reviewed May 20, 2025

    The representative that assisted me was extremely helpful. He was knowledgeable about the process and was able to thoroughly explain it to me. I was unsure of taking this step towards debt relief, but he assured me that I would successfully get rid of debt with the help of National Debt Relief.

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    Staff

    Reviewed May 20, 2025

    I reached out as I was in need of debt assistance. Phillip ** helped me immensely. Phillip is a consummate professional, very friendly and knowledgeable. He took the time not only to assist me, but educate me as well. He is a plethora on knowledge. In addition, he is a veteran as I am. It was very relieving to have a veteran help a fellow veteran. It brought back the awesome feeling of camaraderie that is shared among the military family.

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    PricePunctuality & SpeedStaffRates

    Reviewed May 20, 2025

    Representative made the language in the process understandable. Answered questions that I had from signing up, any legal matters, the savings that I should have during the course of the process. Can’t wait until the end of the year to see what type of money I can put towards my retirement account after saving. I’m really happy that I made this decision because I couldn’t seem to get ahead with the interest rates that I was being charged by my creditors.

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    Customer ServiceStaff

    Reviewed May 19, 2025

    I was in deep financial debt and it had become very stressful. I decided to make a call for help and was immediately put at ease. National Debt Relief saved me and I am getting back on my feet. I have made the right decision to obtain National Debt Relief for help.

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    Customer Service

    Reviewed May 19, 2025

    The enrollment process was so simple And I appreciate the customer service that Randy provided along the way! He made me feel comfortable and confident that I would be able to reach my financial goals with zero judgment for my current financial situation. I am grateful that this service exists and am hopeful that it’ll get me back on track financially.

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    Staff

    Reviewed May 19, 2025

    Excellent experience so far! The lady was friendly and didn't make me feel stupid! I would highly recommend this service so far! Hopefully I will be debt free soon!!!! She answered all of my questions! So informative and polite. My peace of mind is so much better. Thank you for taking the time! Your service is much appreciated!

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    Rates

    Reviewed May 19, 2025

    The plan was described to me and everything that was going to take place with my debt. How much interest I was paying and how much I would be saving. How long it would take which surprised me wasn't long at all. So much pressure off of my Shoulder. Very personable and pleasant. Did throw blame on me. I was just wowed. I'm very thankful. 🙏 😌 🙌

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    Punctuality & SpeedStaff

    Reviewed May 19, 2025

    Mark ** was extremely thorough and helpful, making sure I understood everything. He treated me with respect and kindness (he could've made me feel like a deadbeat, you know, some do, when you are in debt). I feel very good about this decision and hope to pay off my debt even faster than scheduled, but if I need to take every single month that's scheduled, that'll be fine, too.

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    Staff

    Reviewed May 19, 2025

    I want to say what a wonderful experience I had with Jericho. He was thorough and professional. There is always shame associated with getting into such debt. Jericho helped me feel at ease and I truly appreciate that. I will be recommending him to anyone I know that may need assistance.

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    Punctuality & SpeedStaff

    Reviewed May 19, 2025

    I spoke with Aaron and he was very patient and understanding. He answered all my questions and listened to what I had to say. I had a scheduling issue and he was very accommodating. The process was very easy to understand and easy to complete. I would recommend the service to anyone who needs assistance.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 19, 2025

    Victor spent hours on the phone with me related to my concerns and all the other companies that I had tried to contact for debt relief. He was amazing. Patience and understanding and listening was so much appreciated by me. Although I am early in the process, I have great faith that I will finally become debt free. THANK YOU FOR YOUR KINDNESS, LISTENING, AND INCREDIBLE KNOWLEDGE YOU SHARED WITH ME.

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    Staff

    Reviewed May 18, 2025

    They were very sensitive to my financial situation, Nicol ** is an excellent agent who have the ability to explain the process of getting the financial assistance thru the program very well. I feel so much better about the control I will have on my financial life. Thanks National Debt Relief.

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    TechStaff

    Reviewed May 18, 2025

    They were very nice and understanding. Joe explained the program very well. He went over all the details of the contract. Was very specific on all of it. I was impressed with quickness of getting approved for the program. I was in trouble. Did not know where to go to get the help I needed.

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    Reviewed May 18, 2025

    I am just starting with this I hope it goes as well as they makes it sound and I will be very appreciative as I have been struggling for quite some time so hopefully this will work and I can get straightened out and have money again and stop being depressed and enjoy my life

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    Customer ServiceStaffBillingLoan Process

    Reviewed May 18, 2025

    I was hesitant to apply for a debt relief because I thought it would take up to 74 months to finish paying like a car loan. But when I finally called to inquire, the agent (Mark ** is the best!) explained everything in detailed and I was so surprised with the program! From paying $700+/month on credit card debt to $200+! Also my total credit card debt has been reduced to approximately 40%. I would recommend NDR to everyone struggling to pay off their debts.

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    Customer Service

    Reviewed May 18, 2025

    My aunt and I have been trying to find a way to get out of debt. So we came across NDR and researched them. Then Gracie ** emailed me and we started the process to get fully approved and my aunt and I was fully approved and now all of my debt will be paid off and I will be debt free. Thanks to Gracie and the NDR team!

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    Staff

    Reviewed May 18, 2025

    Tyler was extremely knowledgeable and friendly. There was no judgement in his voice and made me feel like everything was going to be alright. Finally feel like I will be able to get out of debt and can feel the stress melting away. In the past I felt judged, pressured, and couldn't see light at the end. However Tyler was able to put my mind at ease and erased doubts that this is the way to freedom.

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    Staff

    Reviewed May 18, 2025

    Pedro was absolutely wonderful. Patient, very professional, explained everything with details and was very empathic with my very stressful situation. He made me feel heard and that their promising solution program. I’m very excited to have a fresh start thanks to this available program. I would definitely recommend this program to anyone and everyone in a similar situation.

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    Reviewed May 17, 2025

    About two years ago, I had an extended period of unemployment. The fact of the matter is, no matter how much I made or how much I paid, my debt was doing nothing but growing. I only wish I had known about this company sooner. Within just a few minutes, I was on my way toward the light at the end of the tunnel.

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    Customer ServiceStaff

    Reviewed May 17, 2025

    Very good experience. I was skeptical at first but Cole answered all my questions and explained everything to me. I am so relieved I finally called you to get the help I really needed badly. Now I feel good that I can repay my debt, especially in a shorter timeline. I can not thank you enough.

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    PricePunctuality & SpeedStaff

    Reviewed May 17, 2025

    It’s an easy process, Kegan ** was very much in depth with the whole process. I was a bit skeptical but he had explained different options and guided me to what I would hope would be the best way to rid my debts and start a new chapter. I’m assuming it’ll take several months but I hope it’s worth the wait. Thank you for your service and support.

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    Reviewed May 17, 2025

    I came to NATIONAL DEBT RELIEF, hoping to resolve the issues I have with my how to control spending. So far things have good with the initial contact that I have with the guy who’s working with my case. I look forward to resolving my debt by continuing to work with NATIONAL DEBT RELIEF.

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    Staff

    Reviewed May 17, 2025

    Everything was easy to understand and the person that gave the information was good and explained everything very easy. He guided me good too all the Way to end of the process and answered any questions that I had. He was very attentive during the process of my involvement in this program. He explained step by step all the guidelines.

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    Customer ServiceOnline & AppStaffBillingLoan ProcessRates

    Reviewed May 17, 2025

    After trying for years on my own to get on top of credit card debt acquired in hard times, I decided to seek help before I got behind. I was circling the drain just making the minimum payments and maybe a little extra when I rarely could but I knew before long it was going to catch me and I'd start to miss payment or even default all together. My credit suffered due to the maxed out cards so getting a loan just wasn't an option. I researched debt consolidation and found National Debt Relief. They are accredited on the Better Business Bureau and had great reviews so I gave it a shot. I filled out the short form on their website and got a call from their representative, David. He was so very understanding and gave me all of my options and every tiny detail about each.

    He reviewed all my debt that was eligible and even went over every aspect of my budget down to every dollar I typically spend in a month to make sure the consolidation payment would fit and not put me back in a bind. The call was lengthy, about 2 hours, but it was start to finish on the entire process. It saved me nearly $700 a month now and $63,000 in the end of what I would have paid in debt/interest on my own. And I'll be done with all of it within 4 years instead of 50! I started out feeling terrible for asking for help but by the time everything was set I knew it was a solid choice and he made me feel comfortable and confident in it. I highly recommend this company to anyone that is struggling in today's economy and trying to get by under the weight of non-secured debt.

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    Customer ServiceCoveragePunctuality & SpeedMaintenanceStaffRates

    Reviewed May 17, 2025

    I have always been one to handle money very well. It seems now later in life I have gotten myself into real issues with finance and have not been able to position myself to get things paid off. I am always paying late fees or just covering interest and debt still there. It is getting harder to stay current, so I reached out to National Debt Relief to ask what can be done. Your person who took my call was very helpful in explaining exactly how your program worked and how it would help and benefit me to get out of this debt. He was very patient and answered all my questions very clearly. I always struggled with the thought of getting into a program to consolidate my debt and clean it up for good. After to National, it just felt right and I knew this was my only way out. Thank you for your help to get my life back on track.

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    Customer ServiceStaff

    Reviewed May 17, 2025

    This experience gives you a sense of relief. Shannon was excellent. I could not ask for better person to allow me to understand the process. So glad I decided to make the call. Detailed step by step for clear understanding. She answered all my questions. I felt very comfortable talking to her. If you are on the edge as I was go for it. You will not be disappointed.

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    Staff

    Reviewed May 17, 2025

    So thoughtful and kind. Didn't rush and explained everything completely. In difficult situations it is easy to feel overwhelmed and irresponsible; Garin was deeply empathetic and incredibly helpful. Life happens and being treated with respect and dignity is something that has been lost a lot in this world. God bless you!

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    Sales & MarketingRefunds & PayoutsStaffTransparency

    Reviewed May 17, 2025

    I was iffy in the beginning but once I believed it was not a scam I was excited for the help they offer to get you back on track. I greatly appreciate the company for helping with one’s debt. They keep you updated if they have offers to resolve and give you the rundown of how much will be paid for each one.

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    PriceStaffBilling

    Reviewed May 17, 2025

    She was kind and knowledgeable. Was able to answer all my questions. Helped me with things I didn’t know how to do on my computer. I like the payment she quoted to me and the time it will take me to pay off all debts. Didn’t have to pay upfront payment to get started.

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    Customer ServiceStaff

    Reviewed May 17, 2025

    Rep was very informative and spoke professionally. Never felt undermined. Clarity in details in every step of process. Answered my questions throughout the stages gone through. Made sure all paperwork processed through internet and my ability to register and login. Feel very comfortable with information provided and contact phone numbers to make adequate decisions.

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    Staff

    Reviewed May 16, 2025

    The gentleman who helped me was so informative and patient and really explained the process to me and took his time even though I’m sure it was well after his work day was concluded. It really swayed me all the way to sign up because he was able to answer all my questions and teach me a bunch about this program.

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    StaffBilling

    Reviewed May 16, 2025

    My certified debt relief specialist is AMAZING! Mr. Recardo **. He educated me about the program, reduced a significant amount of stress, that I was feeling about my BILLS and gave me HOPE. This is a program that seems to have integrity and compassion for individuals that need assistance.

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    Online & AppStaff

    Reviewed May 16, 2025

    I found your service online and I'm glad I went through with your plan. Mike ** was the best, he explained everything in great detail, was great communicating with me and a true professional. Thanks Mike! I would definitely recommend to anyone looking for debt relief, you won't regret it. Thank you very much!

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    Staff

    Reviewed May 16, 2025

    I spoke with Diana in depth about National Debt Relief and the benefits it would have for me. She is very knowledgeable and super nice. Diana was patient with me and took the time to go over every aspect of the program. She is very helpful, I hope that everyone gets a Diana when they contact National Debt Relief. Thank you!

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    Staff

    Reviewed May 16, 2025

    Matthew was polite, explained the process in a way we understood and helped us get through the application with ease. He eliminated a lot of the stress by assuring us that he and NDR would advocate for us all along this process. As senior citizens, we were skeptical. Thank you.

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    Customer ServiceStaff

    Reviewed May 16, 2025

    Raymond was very professional and cared about my situation. He did everything in his power to get me the best deal to get out from under my debt. I have been very leery of making this step, but he made me feel confident in what we were doing. He tried his best to make me understand all aspects of this decision. I would definitely recommend giving them a call if you're struggling with debt.

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    Staff

    Reviewed May 16, 2025

    It wasn't as bad as I thought it would be, there was no judgment on the other end at all. Jim ** was my agent who worked with me and clearly explained everything that would be happening in the next few months. What I should do and should not do.

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    Staff

    Reviewed May 15, 2025

    My experience setting up a new account to help get us out of debt was excellent. Brenda ** was extremely helpful and took her time to explain every step of the process to us and made sure it was clear before we moved to the next step. I can't thank her enough!

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    Staff

    Reviewed May 15, 2025

    Mr ** was like God sent. He made everything easy and he was willing to make sure that everything was going to be fine. He was making sure that I felt better and that it was going to be great. He had to make sure he was going to settle everything and assure me that I was to have good debt relief free life. Mr ** you are amazing and thank you. 😊😊😊

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    Contract & TermsSales & MarketingStaff

    Reviewed May 15, 2025

    I found National Debt Relief through an ad and saw on a NASCAR event. I have been struggling after hardships over the past year. Talking with their representative about my situation and learning that there could be a solution gave me hope. Today I was able to sign the agreement and I can breathe again. Struggling with finances on a fixed income is very stressful. She helped me and was caring, concerned, and empathetic to my situation. Highly recommend!

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    Customer ServiceSales & MarketingPricePunctuality & SpeedStaff

    Reviewed May 15, 2025

    I was called and Sherry R. Put me at ease real quick. Asking for help is hard, but Sherry never passed judgment and made me feel very comfortable talking with her about my situation. Sherry was very polite and very knowledgeable. Sherry was easy to understand and she never tried to give me something I didn’t need and helped me a lot to navigate through this process. Sherry had a great attitude. I have called other companies but they just wanted to rush me, not explain any of the process. Sherry went over everything with me to make sure I was clear on what avenue I was taking. So Sherry was awesome and professional through the whole process and had me comfortable doing business with her company.

    I don’t give 5 stars because there is always improvement but with Sherry, she took care of me and made me feel important and she could help me with my situation. I recommend Sherry for all sales. No she did not coach me because this is straight from me. I appreciate everything Sherry has done for me and I was very happy after speaking with her. Sherry deserves 5 stars. Because of her I will recommend my friends and family to her company. Thank you for making me feel important and worth something. Have a great day.

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    StaffHonesty & Transparency

    Reviewed May 15, 2025

    Very professional and knowledgeable of the subject. Explained step by step the process. Answered all questions with professionalism and honesty. He listened to our concerns and provided guidance and give us the best recommendation possible to fit our necessities. The website was very friendly. It gives a lot of information of the options that the company provide.

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    Reviewed May 15, 2025

    Did great with answering all questions, and show a lot of empathy. I would recommend her and services because of what this can do for you. I feel like I have my life on track again, and again, and again, again, again, and they will walk you every step of the way. She did a great job.

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    Customer ServiceStaff

    Reviewed May 15, 2025

    I was concerned when I called National Debt Relief that I would find the process to be confusing and time-consuming. On the contrary, the associate who helped me was extremely knowledgeable and kind. To be able to sign on with NDR in a matter of twenty minutes or so, was better than I could have imagined. I wish that I had called sooner. I am truly grateful for the positive experience.

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    Customer ServiceStaffBillingRates

    Reviewed May 15, 2025

    The customer service rep who helped me through the process was very kind and helpful. He patiently answered all my questions and was able to help me understand the differences between programs and which one would be the best route to getting out from under my credit card debt. I never felt that he was trying to sell anything in particular, but truly had my best interests at heart. I would recommend this company to anyone needing to become unburdened from credit card debt.

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    Customer ServiceStaffRates

    Reviewed May 15, 2025

    I did not realize that an offer had been made by one of my creditors. As happens, life gets busy and pulls you in several directions. NDR did not allow too much time to pass, before calling to make sure I was aware of the offer and to get a response. As always, they are professional, friendly, and have my best interest at heart!

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    Staff

    Reviewed May 15, 2025

    I had a wonderful experience with National Debt Relief. They were Very helpful and Andrew from Turbo Debt was Amazing! Thank you so very much for all your help. I appreciate you greatly. I will recommend you to others.

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    Staff

    Reviewed May 15, 2025

    From the beginning throughout the entire process of my interview, I was treated with the utmost respect and dignity. All pertinent details were explained in allowing me to question anything that I wanted to clarify. The preciseness way that I was treated indicated how well qualified the employees were in their positions.

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    Customer ServicePunctuality & Speed

    Reviewed May 15, 2025

    Very good customer service and had a fast and easy walkthrough all the questions and handled everything so professionally. Would recommend to anyone having credit or debt issues. Their online system is so easy and dashboard is very easy to follow. I am so happy I was able to be approved so quickly with no hassle or waiting forever on the phone or being transferred to fifty million people.

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    StaffBilling

    Reviewed May 14, 2025

    I was happy that they can lower my payments and I don’t have to pay as much. The process was a little lengthy, but the agent was very nice. I was glad I chose to do this. The agent made me feel excited about consolidate my debt. I was glad the agent made it easy.

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    Punctuality & SpeedStaff

    Reviewed May 14, 2025

    Unable to pay down my debt in less than the next 20+ years was my reality. So when a random financial article linked suggested this service complete with links, I cautiously made contact, and in a few minutes had a scheduled consultation. By the next evening I was enrolled in the only legitimate path for me to be debt free in 5yrs or less. My agent was knowledgeable, understanding and professional while being engaging and patient. A real person with a real solution for my insurmountable debt. AJ ** was a Sigh of Relief personified. National Debt Relief gets it! I am forever grateful.

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    Staff

    Reviewed May 14, 2025

    My agent was extremely helpful and knowledgeable regarding National Debt Relief. He explained all the details of the program well. He was well informed and took me through the process step by step, patient, as I’m not very technical with computer technology. My husband and I were very pleased to have assistance during our hardship.

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    Refunds & PayoutsStaffBilling

    Reviewed May 14, 2025

    They seemed to go out of their way to help me. When I had a solution with a credit card company they handled it. Eventually after six months on time payments Reach financial took on my debt and lowered my monthly payments. Paid off all my creditors. I should be done by the beginning of next year only took a little over a year to pay back creditors.

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    Customer ServiceStaff

    Reviewed May 14, 2025

    I recently had the pleasure of interacting with one of your customer service representatives, and I wanted to share my positive experience. The representative was incredibly knowledgeable about the product and was able to answer all my questions with ease. His friendly demeanor and approachable nature made the conversation enjoyable and stress-free.

    He took the time to understand my needs and provided tailored recommendations that suited my situation perfectly. Throughout the interaction, he maintained a professional yet personable attitude, which made me feel valued as a customer. His ability to communicate complex information in a simple and clear manner was impressive. Overall, the representative's excellent service convinced me to proceed with the purchase. I am very satisfied with the support I received and would highly recommend your customer service team to others.

    Simon **

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    Refunds & PayoutsStaffBilling

    Reviewed May 14, 2025

    Mr. ** explained how NDR works and how I could get out of debt with their program, I'm looking forward to getting out of debt and be able to pay my bills and maybe save some of my limited income. Mr. ** was very cordial and friendly and professional in our conversation, and I look forward to working with him again should any questions come up.

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    Staff

    Reviewed May 14, 2025

    Talking with the representative and how he outlined everything was awesome. He made things easy for me to understand. Talking with him about my dept and how I got there was very refreshing. I know they hear and listen to many people's problems. Thank you for all the help and I will do my part as a member.

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    Staff

    Reviewed May 14, 2025

    The service provided by your company was informative, and complete, I really did not have any questions remaining after the application and presentation was finished. My only complaint would be that our representative was increasing difficult to understand his English. He is **, and my wife is **, so I know the hardships people face when new to English. His speech was heavily influenced by his primary language. The longer we went through the presentation, the more difficult it increasingly became to understand what he was saying. And the only reason it bothered me was because we were working with a really important situation that we need to get right, and to understand thoroughly. I’m happy the my wife was listening in, to help me with what he was saying, otherwise I’m not sure I could have completed the process accurately. Only for consideration. Otherwise he was intelligent and thorough. Thank you for everything.

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    Staff

    Reviewed May 13, 2025

    Alan was fantastic to work with. He walked us through everything step by step, and explained everything in detail so we always understood what was going on. He also took time to answer any questions we had along the way. We just started our journey but are excited that we are on our way to being debt free!

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    Customer ServiceStaffLoan Process

    Reviewed May 13, 2025

    Chase really assisted me with my debt and I was happy with the service. We spent an hour on the phone. He was very polite and great job explaining everything. He understands that circumstances do happen for people. I am very satisfied and glad that my debt will be resolved. He also helped me with my student loan.

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    StaffBilling

    Reviewed May 13, 2025

    The agent was pleasant. Eased my fears. Explained everything to me. All my questions were answered. Options were explained. I am very happy. I should have done this some time ago. Was really stressing about these bills. I highly recommend them. If you need help come here. They were a great help. Eased my mind.

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    Staff

    Reviewed May 13, 2025

    My agent was very very professional yet patient. She was detailed. She knew her job. Mia is an asset to Debt Relief. There are agents and then there are agents like Ms Mia that make a difference in someone's life. She was patient even when I was interrupted by personal issues.

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    Staff

    Reviewed May 13, 2025

    I was helped by Rue ** and she was not only very personable and pleasant to talk to, but I feel like she was very thorough with the information I needed while answering questions I had. The process was more lengthy than I anticipated but I understand as necessary. I had already looked into the program so I did have a good idea about how the program works. Very happy with my decision on who I went to to help with my debt issue.

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    Customer ServiceStaff

    Reviewed May 13, 2025

    She was absolutely amazing and a pleasure to work with. She made things very simple and easy, and I really appreciate her. I thought the process would be hard. However, it's like I say she made things easy and she was a pleasure to talk to you. I would recommend your company. However, my customer service with Raquel was amazing, and I would do it all over again if I could talk to her.

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    Staff

    Reviewed May 13, 2025

    I was treated very well during the interview and intake of my information. This was a very grueling experience requiring a lot of different information and I am so very glad that I had the assistance of my sister to help me along. The representative, Ari **, was extremely professional, courteous and explained everything in layman's terms so that I understood.

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    Staff

    Reviewed May 13, 2025

    The Debt Specialist was professional and experienced with the company was very knowledgeable and kind. She explained how the National Debt Relief service would auto draft money into my “escrow” account and once enough was in there they would start to negotiate the terms of the repayment of the debt.

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    Staff

    Reviewed May 13, 2025

    Denise was very helpful. She had the patience and compassion to deal with a senior citizen like me. I would definitely recommend the service to a friend. She was also knowledgeable about there being stricter laws in my state of South Carolina.

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    StaffBilling

    Reviewed May 13, 2025

    I was happy speaking with the representative. It was easier than I thought. Hopefully, this will help me live debt-free. I was made aware that to negotiate my debt, I would have to not make payments, which for me is a rare circumstance. I'm a bit nervous about not making payments to my creditors.

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    Customer ServiceCoverageStaffLoan Process

    Reviewed May 13, 2025

    Tina helped get me set up with the program. I was already with a debt management company, but they didn’t cover certain loans. Tina ensured I had all the information necessary to make an informed decision that was the best for my situation. I decided to make the switch to settlement. Tina made the process so easy and painless - Helping me all along the way, giving me the best customer service, and having zero judgment for my financial conditions. She made a connection with me and helped me feel supported through the process. I could not recommend her more!

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    Customer ServiceStaff

    Reviewed May 13, 2025

    Made the process super easy from start to finish. Everything was explained in depth before I proceeded. Excellent customer service from Pamela as well. She made me feel comfortable with every decision I was making. There was no pressure from her to do anything. I felt super safe and secure as she walked me through the process.

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    Staff

    Reviewed May 12, 2025

    David was very thorough. He walked me through the entire process and letting me know his it would work. I felt very comfortable with the process after talking with him. I was nervous in the beginning but after his walk through I was happy to start the process and get my credit score back up.

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    Staff

    Reviewed May 12, 2025

    Daniel addressed all my concerns. Explained the benefits of the program. Speaks clearly. Is patient. Has a grasp on all the details or workings. Overall very satisfied. Would recommend to a friend or relative.

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    Staff

    Reviewed May 12, 2025

    NINSO did an excellent job at answering all questions and concerns. He was very courteous and ensured that I understood each item before moving on to the next. If your service is as great as NINSO convinced me that it is, I will definitely recommend your service to my acquaintances who are in similar circumstances such as I am.

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    Punctuality & SpeedStaffBilling

    Reviewed May 12, 2025

    I really appreciate my agent Joseph. He was professional, informative and compassionate about my current situation. He made the process super east which eased my anxiety. I feel so much better and more organized about my debt payments. I highly recommend NDR. They truly care about their customers. Everything was explained to me step by step. The whole process was quick and easy to understand. You will not regret getting help.. You will feel like you can breathe. Thank you National Debt Relief.

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    Customer ServiceStaff

    Reviewed May 12, 2025

    I would given a 5 star but once I talked to the rep. About if the credit is enrolled into the system. The creditors should stop calling. When asked he gave me an answer "they will still call you." It would be nice they could call all creditors and notify them that we are enrolled into the program.

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    Refunds & PayoutsStaffBilling

    Reviewed May 12, 2025

    I felt so relieved. I felt like someone was listening instead of judging me for my misfortune that happened during Covid, I was just surviving not living at this point. I was a slave to the time clock just to pay my credit card bill, thank you for the help I really needed.

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    Customer ServicePriceStaffBillingRates

    Reviewed May 12, 2025

    I’ve seen National Debt Relief through a TV commercial, and they seemed reputable compared to other options. We set everything up over the phone and then signed the documents they sent us.

    I stopped paying my credit cards and started paying NDR instead. They didn’t make payments directly to the credit card companies, but they negotiated with them and explained what we were doing.

    It was supposed to take two years, but I was paying about two-thirds more than the required monthly amount. I don’t remember the exact payment they asked for, but I paid extra each month and ended up paying it off in 13 months.

    I was hoping it would help more, but it’s only been a little. Now that I’ve lost my job, it’s made a big difference in my ability to pay the remaining bills. We’re working through it and looking into options like a second mortgage or refinancing.

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    Customer ServiceStaff

    Reviewed May 12, 2025

    Immediately felt at ease and in capable hands for dealing with a stressful situation. Service was informative and professional, communication clear and concise.

    Only now started the program but so far everything is a-ok. I can say I would definitely recommend NDR to someone in my situation with a similar debt burden.

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    StaffBilling

    Reviewed May 12, 2025

    Matt was very helpful and friendly with me all the way through. I was feeling hopeless but with National Debt Relief, I'm certain I can finally get back on track with everything. They were able to bring all my payments down to a reasonable amount every month. I would recommend this service to anyone who is struggling with debt.

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    Staff

    Reviewed May 12, 2025

    My experience was great and very helpful. The employee was great at making sure, I understood what was going on. He also made sure that we found what would work best for me and my situation. I am looking forward to getting everything work out. I hope that everyone has a great experience like I did.

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    Staff

    Reviewed May 12, 2025

    I think the people were courteous and helpful. Showed compassion to my needs. I just started this journey with them and will see how it works out but so far so good! In this day and age we unfortunately some us fall into debt. Glad NDC is around to assist and lift the burden.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 11, 2025

    National Debt Staff calls when concerns arise, offers solutions to financial burdens after negotiating the best possible outcome. I am pleased with the speed in their service response usually within 24 hours. They have been able to save us thousands of dollars and help us get of debt and become stable financially.

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    Customer ServiceStaff

    Reviewed May 11, 2025

    Made the whole process easy, reps explained everything thoroughly. They were always pleasant and very helpful. They were very knowledgeable and answered all and any questions I had and made sure I was comfortable with the information provided. Would definitely recommend this company to anyone that needs financial/debt relief. I’m glad I made the call to National Debt Relief.

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    Punctuality & SpeedStaffBilling

    Reviewed May 11, 2025

    All I have to say is, if you need help with Credit card debt NDR is where it's at. Mr. Shabazz was awesome. He was professional, prompt and patient. This was an experience that brought me so much relief and now I can start over and save money. If you're looking to get some relief from your credit card debt this is the place to be.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 11, 2025

    My Agent was extremely helpful and very understanding. They helped me with every step of the way. They are very patient and kind. Highly recommend them if you're looking to get out of debt and obtain a better credit score! They took the time to explain everything clearly and made the entire process stress-free. I never felt judged, only supported and encouraged throughout my journey. Their professionalism and genuine care made a big difference. Thanks to them, I finally feel hopeful about my financial future. Truly grateful for their help! They listened to my concerns, answered all my questions promptly, and followed up regularly to make sure I was comfortable and confident with each decision. I never imagined getting out of debt could feel this manageable. If you're feeling overwhelmed or unsure where to start, I can’t recommend them enough. They truly go above and beyond to ensure you feel empowered and informed. Their support gave me the courage to take control of my finances. I'm so glad I reached out—this experience has changed my life for the better

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    Staff

    Reviewed May 10, 2025

    My rep Whitney was absolutely amazing to work with. She explained everything in detail and answered any questions I had with ease. I have been contemplating back and forth on debt relief for a while. Finally took the leap and was very pleased with how easy the process was. Happy to finally be moving in a positive direction with my debt.

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    Staff

    Reviewed May 10, 2025

    Lauren was patient, informative, and thorough. Kind voice. Great sense of humor! I was reassured I made the best decision for my situation. If all intake personnel are as good as Lauren then there should be many enrollees to NDR's programs. I look forward to getting out of debt while reducing my balance liability by $20,000!

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    Staff

    Reviewed May 10, 2025

    Crystal ** is such a kind and genuine person. Incredibly knowledgeable and willing to help in any way possible. She guided me through each step, answering questions and giving feedback. She's an absolute asset and needs a raise for her effort and genuine understanding. Thank you so much. I appreciate the helpful advice and understanding. In this day and age it's a miracle just to receive half of the help she provides. I can't say enough about how much her efforts are appreciated

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    Staff

    Reviewed May 10, 2025

    I have to say the overall experience and the way they explained it was amazing. I want to say they made sure I understood the process and made sure I could afford. They did not set me up for failure. I recommend this program if you have a lot of debt.

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    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed May 10, 2025

    I couldn't be more pleased with my experience! Everything was smooth and professional. What really stood out was the direct attention to detail and patience my agent displayed throughout the entire process. Everything was explained and broken down to my satisfaction. The agent was also quick to respond, friendly, and genuinely helpful.

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    StaffHonesty & Transparency

    Reviewed May 10, 2025

    Just started my debt free journey and I can honestly say it has put my mind at ease. Thanks for the opportunity. Would highly recommend if you want a brighter future. The Agent was very understanding and kind. We all make mistakes and it’s so God sent to have a program to correct them.

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    Reviewed May 10, 2025

    Sean L was so incredibly genuine. He explained the options & plan thoroughly. Answered my questions confidently. This plan now for me is such a huge relief - like I can buy gas & groceries now - I can see a future again - there’s hope and not despair right now. It’s just such a relief on your mind & health actually.

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    CoveragePunctuality & SpeedStaff

    Reviewed May 10, 2025

    From start to finish Tracy was professional and understanding. The process had some speed bumps in documents needed and she was understanding and patient while I was able to obtain what was needed to provide to underwriting. Tracy made this difficult situation much easier to handle. I appreciated her time and professionalism throughout the process.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaffBillingTransparency

    Reviewed May 9, 2025

    I had a very good customer experience with National Debt Relief. Everything was explained to me and everything was detailed. There was one point where I thought I wasn’t gonna be able to make the payments anymore because my job had kind of downgraded on me. The lady that I spoke with was very nice and understanding. She helped me out where they actually did just one payment instead of two.
    We did autopay for it to come directly out of my account. That was the best thing and the easiest way because I’m very forgetful.
    I was able to get myself together and get back on my feet where I can do the two payments. That was a plus because I didn’t think that was even possible. And I told her I was going through a lot at that moment, but I really wanted to get my credit stabilized. Before I knew it, I was done. I was finished. The program ran for a little less than two years, and I actually got my cards paid off.
    Being with National Debt Relief worked out in my favor. My credit score went up a little, so that was good. I’m back in my 600s now because I had dropped from almost 900 all the way down to 400. I had messed my credit up really bad because I had never dealt with credit cards before. When they started giving them them to me, I went totally crazy. I didn’t understand the interest and all of that, so I put myself in debt.

    I’ve been telling people about National Debt Relief because I work with a street health center. We get people coming in who are in crisis with their credit cards and trying to get stabilized. I always tell them about my experience with it. Hopefully, they’ll use them too.

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    Customer Service

    Reviewed May 9, 2025

    I wanted to settle my debt and National Debt Relief had good ratings. Customer service was good and the enrollment process was easy.

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    Refunds & PayoutsStaffBillingRates

    Reviewed May 9, 2025

    I have been a client of Natl Debt less than a year and they have been so diligent about reducing my credit card debt. My debt took all of my social money and my household money because the interest rate kept going up and I was paying such a small amount on the principal, I was buried in debt. I could see no way out until debt relief helped me. I didn’t know they could be so effective. I am thrilled to be able to pay my bills successfully

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    Customer ServiceStaff

    Reviewed May 9, 2025

    I had a fantastic experience with Austin over the phone. He was friendly, knowledgeable, and got me through the process effectively and efficiently. He took the time to listen patiently and made sure all of my concerns were addressed without rushing me. It really felt like he cared about helping me, which made a big difference. In a world where customer service can often feel impersonal or frustrating, this call was a breath of fresh air. I truly appreciated their professionalism and positive attitude throughout the conversation. Thank you!

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    Staff

    Reviewed May 9, 2025

    I have only high praise for my experience. The program was explained thoroughly & all my questions were answered & very well explained. The representative I was fortunate to be connected to was William - he was knowledgeable, well spoken, very professional but also very compassionate & understanding in my situation.

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    Customer ServiceTechPriceStaffBilling

    Reviewed May 9, 2025

    I had a very good experience with National Debt Relief. I’ve graduated from the program and I'm happy that my debt's paid off. The initial process was quick and simple. I faxed them a list of my creditors, they set me up on a payment plan, they emailed me the contract and initial bill, and that was it. They lowered my monthly payments, so it was easy to pay it off.

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    CoveragePriceBilling

    Reviewed May 9, 2025

    Flexible Repayment Plans: Tailors solutions based on income and financial situation and a structured way to become debt-free without extreme measures. Instead of juggling multiple bills, you make one affordable payment into a secure account. I found the National Debt Relief program to be a huge relief for me and my family, saving me a lot of money for covering other expenses

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    Staff

    Reviewed May 9, 2025

    I was skeptical at first, but after talking to Rico, I felt better. He made me feel positive about my choice to use National Debt Relief. He explained everything from beginning to end and worked with me on everything I needed to get started. Plus, he made me feel comfortable, which is important when dealing with this subject. Thank you for having such knowledgeable and caring people, like Rico, on your team.

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    Customer ServiceStaff

    Reviewed May 9, 2025

    Mj helped me out in every way to get me out of debt. I originally was with JG Wentworth which is not a good debt company at all. Mj called, emailed and communicated with me to get me into the program. I really appreciate her customer service to help me resolve my debt.

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    StaffBilling

    Reviewed May 9, 2025

    I reached out to NDR to consolidate my bills, and the process seemed easy. The program helped us for a short time until we were able to get things figured out, but no, it’s not the best for us.

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    National Debt Relief
    Response from National Debt Relief

    Thank you for taking the time to share your experience with National Debt Relief. We're pleased to hear that the process was smooth and the support provided by our representatives was straightforward during a challenging financial period for you. It's wonderful that our assistance was beneficial. We always encourage potential clients to evaluate our services to ensure we're the right fit for their needs. If you have any further feedback or inquiries, please don't hesitate to reach out.

    Sincerely,

    National Debt Relief

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    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed May 9, 2025

    National Debt Relief said what I needed to hear when I talked to them so I went with them. The process was simple and easy. It seemed very transparent and not complicated. They were also responsive with getting things handled and reaching out for anything.

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    Staff

    Reviewed May 9, 2025

    A very good experience with Alex. He explained how it worked and answered every question I had. He took a lot of time to make sure I understood everything. I so appreciated his effort with me. I would highly recommend him to anyone who needs help. Thank you for help and Patience.

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    Sales & MarketingPunctuality & SpeedStaff

    Reviewed May 8, 2025

    Enrollment with Endurance was easy, and I never felt like anything with them was very difficult to do. They asked me what creditors that I’d like to put through with them and then they did all the work from there. I was in the program a little over a year, and I loved both the process and the outcome.

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    Punctuality & SpeedStaffTransparency

    Reviewed May 8, 2025

    The experience was great. Kelly who was professional guided me all the way. 1 1/2 hours later I was approved. She made it simple and answered all my questions. Now I can breathe relief. She went over it real thorough. I asked a lot of questions. All were answered. We even had to go back a few times and update a few things.

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    Customer ServiceStaff

    Reviewed May 8, 2025

    I’m not the kind of guy who uses debt relief, but I did it with National Debt Relief and everything was good. The process of setting it up was thorough, and I had a great experience.

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    Customer ServiceContract & TermsStaffBilling

    Reviewed May 8, 2025

    National Debt Relief was wonderful. I made a call and the representative was knowledgeable. I went with the credit card consolidation and they put the number of years it would take, but I took longer with their permission because of circumstances that happened in my life. They were very good about helping me and setting new numbers each month if I had to change and then sending me a schedule to show me the final payoff date.

    The program is not easy because you don't use any credit cards during that time. Everything is on a debit card and cash. But you learn to live with that and it goes smoothly and it really changes your life. I was pleased with it. The only thing was, in the end, when I thought I was going to have a final date, there was an extension that they wanted to do, but I wanted to move it up. To negotiate with the lawyers in the end, there was a fee, which I didn't expect. Everything else was okay.

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    Customer ServiceStaff

    Reviewed May 8, 2025

    I enrolled with National Debt Relief over five years ago. I know I didn't have any issues or I wouldn't have stuck with it. Whenever I sent them messages with any questions, there was an answer within a day, which was good. They were very easy to work with and got everything sorted for me. I have now bought a house.

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    Verified purchase

    Reviewed May 8, 2025

    I didn’t have any issues dealing with National Debt Relief. It took longer than I expected, but it was fine. I had a great experience.

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    Customer ServiceStaff

    Reviewed May 8, 2025

    The agent was very knowledgeable and understanding. Jeremy explained the whole process step-by-step. He took the time out to answer all of my questions and gave me a callback number. In case I had any other questions. At the end of the process, I felt relieved that I was able to get help with my outstanding debt.

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    Customer ServicePriceStaffBillingEase of UseRatesTransparency

    Reviewed May 8, 2025

    National Debt Relief was the best. I would refer them to a friend. I saw the TV commercial, we set up everything over the phone, and then they sent me everything online. I set up online payments, and after the overpayment I made, they returned it to me. The person that worked with me was awesome. They always sent emails and always stayed in touch.

    The program was for five years, and I’m out of the program now. National Debt Relief negotiated for you, even during COVID, they worked something out. The program really helped me out.

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    Staff

    Reviewed May 8, 2025

    Devon was very knowledgeable and courteous. He was very detailed oriented and made things very easy to understand. Explained in great detail how the program works and what I can expect next. Assisted in setting up my account and bank information. Explained information how to refer my creditors to the program.

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    Online & AppStaff

    Reviewed May 8, 2025

    Helpful with information, understanding the service that's being offered to help me out with debt, process was easy and will recommend to family and friends. Agent walked me through how everything works and the saving I'll be making. I found out about the services online through social media, enter my info and it showed the amount of debt I had and from there were able to know what was able to be taken care of and most or more of the debt was taken care of. Thank you.

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    Customer ServiceStaff

    Reviewed May 8, 2025

    Lisa ** demonstrated outstanding customer service. I didn’t feel like a number, I felt as if we were neighbors. She was so informative about the program that I felt so much at ease after our phone call. Thank you Lisa for your patience and support. I will definitely recommend friends! Thank you again for the amazing support!

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    Customer Service

    Reviewed May 8, 2025

    This was such a great experience. I’m so happy that I took the leap and made the call. Fred was the best and I can’t thank him enough!!! I highly recommend anyone struggling as I was go ahead and make the same call I did. I will soon be debt free, finally I will be free of all the stress and financial stability.

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    Staff

    Reviewed May 7, 2025

    Jonathon was so helpful and patient with me during the process. It was a hard deal but with inflation and the world these days it was my best decision to go through it process. I would recommend this for anyone that is stressing out over their finances. Life is stressful in itself and we do have to survive

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed May 7, 2025

    After seeing commercials on tv I felt like they were talking to me directly because I was drowning in debt! However, I was unsure about calling so I put it off for months. I’m so glad I finally reached out online, as passive as it felt, but with minutes Steve called and discussed the process. He answered any and all my questions, probably several times over, which took over an hour but I never felt rushed or pressured throughout the entire process. Steve reassured me I was doing the right thing and I truly believe in the process and can’t wait to be debt free! Steve is my saving grace! Thank you Steve ☺️

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    Customer ServiceStaff

    Reviewed May 7, 2025

    Everyone is nice and easy to work with and understands my situation and wants to help. We were going to file bankruptcy and was undecided then I seen National Debt Relief and decided to give them a call. It has helped tremendously since I wasn’t working and had no income coming in

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    Customer ServiceStaff

    Reviewed May 7, 2025

    Jordan was EXCEPTIONALLY patient with me! I am a Tech idiot! He patiently explained everything & helped me walk through the process and believe me that wasn’t easy as I am a technological IDIOT!!! I feel confident that this was the right decision! I am so happy I called! & during the night I thought of more questions and called customer service and I’m sorry I didn’t get her name but she also was wonderful!

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    StaffBilling

    Reviewed May 7, 2025

    Was pleased with the way the staff explained things and helped me out, they were also very friendly and knowledgeable. I would definitely use this company for debt relief in the future. I personally at this time was not able to give up certain credit cards for the type of travel that I do.

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    StaffRates

    Reviewed May 7, 2025

    Yes, I would recommend this to a friend. Ramy was very professional, very nice and respectable. He explained the whole process very well. He answered all of my questions very professionally. Ramy was very patient with all of my questions. I gave you a five star rating. If there were more stars, I would’ve given more.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed May 7, 2025

    Needed to consolidate credit cards. These people did so quickly and so far, doing good. Excellent debt relief rep! Give him a raise! Keep up the good work. Would recommend them to anyone who needs help! Call them when you need help. They are there for you.

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    StaffBilling

    Reviewed May 7, 2025

    Matthew ** was outstanding to deal with. Answered all my questions and gave me some peace of mind. Very personable when he was guiding me through the process. I had my doubts but now that we are in motion I feel like this was the right choice. Even after the account was set up, it was easy to reach back out to Matthew and get some more advice. I would highly recommend this to anyone struggling to chip away at Credit Card debt, making the minimum payments to card companies was literally getting me nowhere.

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    Customer ServiceStaffTransparency

    Reviewed May 7, 2025

    Jay helped me set up my debt consolidation and payoff program. Most comprehensive and detailed explanation of the program and my responsibilities. A very nice experience with her on the phone. Appreciated her patience while I worked on my laptop to complete the application and finalize the process. Hope all of your agents are as helpful and pleasant as Jay!

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    Staff

    Reviewed May 7, 2025

    Everyone that I've talked to and dealt with have been very professional and helpful in explaining everything in detail. Vincent was the first person I talked with and he actually made me feel good in helping me and getting the process started and if everything goes as good as the beginning I believe it will work out to my benefit. Thank You all.

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    Customer ServiceStaff

    Reviewed May 7, 2025

    Steve was very kind and professional. He explained everything to my understanding and helped me through the whole process. He even called me back several times when my phone wouldn't let me do the signatures while being on the phone. He was very nice and I would recommend him to anybody.

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    Staff

    Reviewed May 7, 2025

    My experience with Brian **, was an outstanding one. He helped me in every way he possibly could. He also walked me through the application process. If I could give 10 more stars, I would. Thank you, Brian for your hard work and dedication to me, never stop showing concerns to others. 😊

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 6, 2025

    The procedure seemed organized and fairly expedient. I am waiting to see how things go over the next year regarding NDR services. NDR has a good reputation according to various sources. I hope they deliver what they promise to let me gain financial independence. The agent seemed courteous and knowledgeable regarding the procedure and responded quickly to my questions.

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    Contract & TermsPricePunctuality & Speed

    Reviewed May 6, 2025

    She was awesome. Going to go over everything with my wife to make sure that she is OK with it. Then we will make our decision. A little scared of the late fees that will be accumulated. If the creditors don’t take the agreement, how much more will it cost. Things to consider.

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    StaffTransparency

    Reviewed May 6, 2025

    This was my first time needing debt consolidation and I was really struggling with the decision mentally and emotionally and she was just so friendly, caring, and supportive on top of being resourceful, timely, and thorough in her explanations. I couldn't and maybe wouldn't have done it without her! Thank you!

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    Staff

    Reviewed May 6, 2025

    My advisor was Mr. Leonardo ** who had a lot of knowledge about the company. Mr. ** was thoughtful, soft spoken and cared about my situation. I felt comfortable and confident that I would make the right decision. He is a valued employee for the company. Excellent company and would definitely recommend National Debt Relief. I will definitely recommend the company to anyone that is in the same situation.

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    Staff

    Reviewed May 6, 2025

    The Representative that helped was very professional and very informative. She told me all about debt relief and how they could help me. She knew the answer to every question I asked her. I signed up with her plan for me and I am excited to pay off debt within two years. Her name is Sandy.

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    Customer ServiceSales & MarketingStaff

    Reviewed May 6, 2025

    I was on Facebook and saw an ad for debt relief. I talked with a virtual assistant which had a man named Christian ** call me. He was very polite and helpful. We discussed my debt and helped me set up with National Debt Relief. I'm very pleased to be involved with this company and hopefully within a few years I will be debt free. Thanks Christian and National Debt Relief!

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    Punctuality & SpeedStaff

    Reviewed May 6, 2025

    I have started this program about a year ago and wasn’t sure about the benefits and the outcome so I quickly quit the program and realizing that I had to put in some of the work and money for the program to work. Now I’m even more in debt and reached out again this time with a better understanding and hoping for a brighter outcome.

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    CoverageRefunds & PayoutsBilling

    Reviewed May 6, 2025

    I was skeptical about this whole process. But it was a very smooth process that took only a little over an hour. And the savings are remarkable. Thank you National Debt Relief. I am now able to buy groceries, my car insurance, and pay my medical bills that were in collection.

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    Staff

    Reviewed May 5, 2025

    Very knowledgeable person, helpful as can be with description and patience. Made me feel comfortable about doing business with your program. Would recommend your company going forward. Thank you. Very nice representation of the process. Completely comfortable with your support moving forward. Great job sir. And thank you again. That’s all for now. Good day sir. Thanks you. Mr N. **.

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    Staff

    Reviewed May 5, 2025

    Representative very helpful and made the process very easy. I appreciated that the application process was all online and completed in a short amount of time. I am happy to know I have support during the debt relief process. I feel great relief after entering the program and look forward to being debt free.

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    Punctuality & SpeedStaff

    Reviewed May 5, 2025

    Jenny ** made my experience very pleasant and fast. She always made sure I was understanding the material and always asking if I had any questions. Will recommend her to anyone who may need these services. Very pleased with the outcome of my enrollment. Super excited to see results. Thank you Jenny.

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    Customer ServicePriceStaff

    Reviewed May 5, 2025

    Onur was amazing to work with!! He explained every step in depth. He was clear with what I could expect from the program. His communication and customer service was top tier. He let me know what all my program costs, fees, and savings would be. After speaking with him, I felt that this was the best decision for me.

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    StaffBilling

    Reviewed May 5, 2025

    I was very pleased with the information and the courtesy shown to me by representative Alexander **. He walked me through every step and if I didn't understand he would explain the information fully. This program is helping me eliminate three different creditors down to only one payment and pay off in a shorter amount of time.

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    Staff

    Reviewed May 5, 2025

    Overwhelming debt sucks. It feels daunting and causes anxiety and stress. I know that it's a long road, but NDR let me see a light at the end of the tunnel. Big thanks to Aaron B! He clearly communicated the plan and made sure that my wife and I understood everything and seemed to genuinely care.

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    CoverageMaintenance

    Reviewed May 4, 2025

    I've completed 1 full program. The 2nd time my life was falling apart so I canceled my program due to financial hardship. Re-enrolling once I was ready and more able to get my life back on track was just as easy and made me feel just as supported and on my way to fix my life as the first time.

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    Customer ServiceBillingLoan Process

    Reviewed May 4, 2025

    Joseph is well-versed on National Debt Relief issues. He explained in detailed how to be free from debt on credit cards and loans. I will recommend this debt relief to my family and friends. As I’ve said, he knew what to tell the consumers the pro and con of the company. He answered all my questions in case my creditors called me for not paying the monthly payment.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, 30th Floor
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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