Freedom Debt Relief Reviews

Desperately wanting help I neglected to ask about the process which trashed my credit. It was the ways to a mean so it worked for the most part. The major guffaw that happened was that one creditor wrote me about being brought to court. I thought FDR was on top of it, but I was eventually sued in court with no heads up from FDR. I had to pay and am still paying the full amount plus interest.

Freedom Debt Relief was very helpful for my debt situation. I was able to get my debt under control and rebuild my credit. The loan repayment is helpful but it's a lot of money out a month so make sure you are aware of that. I didn't like that the company was vague about the income tax ramifications (all the 1099s). You can settle your debt, but you will pay it back one way or another either through direct payment, the loan or through income tax because you have to claim all that settled debt as income. Be AWARE of that because I wasn't.

Freedom got me out of a bind to get me into another bind... Interest rates are extremely expensive. After two years of paying the monthly of the debt with Freedom Relief there barely was a dent in what I owed. At the end with the high debt I had originally started, there was not much difference of what I previously owed to what I owed Freedom Debt Relief.

Very happy with the professional way I was treated and helped. Would recommend to a friend and have told friends that I was treated with kindness and very professional. If I had any questions I got them answered without having to wait or put on hold.

About two years ago I signed up with Freedom to help me pay off about $25,000. worth of credit card debt. Today all my credit cards are paid off and I've just bought a house! The plan worked and I never could've done it this fast without them. I had amazingly awesome customer service from my first contact to my last one - every person I dealt with was polite, friendly, and helpful. I am absolutely thrilled with this program and I would recommend it to anyone with a mountain of debt who truly wants to get out from under it and live!

From the moment I made the call to Freedom Debt Relief, I knew I was in good hands. Start to finish they made the process easy and it felt like a rock had been lifted off my shoulders. While I regret I put myself in the position I did, they understood my guilt and helped me every step of the way. The best part was their ability to stop all harassing phone calls from creditors. With their help I've been debt free since July 2016!

How long will I have to pay for past mistakes? Now I owe the government money for income on the amount of money you claim to save all of us loyal customers. I'm paying interest on the money I pay you and I have to pay them as well. I figure till all is said and done I will have paid more than I would have owed them (CC).

Freedom Debt Relief is helping me get my debt under control. They understand the stress I am going through. They have treated me very professionally. Their plan keeps me updated on what is happening to each account. I have access to an agent by telephone, email or text. I would recommend their services to friends and family.

Very eager to help me out with my debt problem which I created. You stated to me that my debt could be paid off in four years based on what I could pay and what you could negotiate down from the credit card companies. When you realized that this was going to take longer than the four years, it was decided that the best course to take (which I unfortunately agreed to) was for you pay off the debt and for me to repay you. While you were able to reduce the amount that I owed, you failed to disclose to me unless it was in the very small print that only a lawyer would see that the difference between the negotiated amount and the actual amount owed would be considered actual income and taxed. Maybe an oversight on your part or maybe not. I truly regret using Freedom and should have just filed for bankruptcy or found a better alternative. Your customer service is not customer friendly.

Very considerate, very helpful & answered my questions. Definitely this program is helping us become closer to being debt free. I can't wait to be done. Without Freedom Debt, I sincerely think i wouldn't have been able so determined to complete the program.

I like working with your company. The people that worked for you were always so helpful when I called. My questions were always answered in a timely and professional matter. Thanks to Freedom Debt and all your employees my debts have been resolved. Thank you again.

I was over $40,000 in debt and thought there was no hope. I worked with Freedom Debt Relief and after 4 relatively painless years, I am finally debt free and not a slave to my credit cards. I was nervous that this was a scam but when I asked questions, they always were ready to answer. I decided to trust in the system and let them do their magic. They were able to negotiate my debts way down and offered a loan to help pay them all off. They even have a website so that you can see what is being done and how your debt is decreasing. I finished paying off the loan and now my credit is listed as good. It took awhile but I did not have to do a thing. FDR handled it all. I am working hard to never let myself get that far in debt again.

Everything was great with Freedom Debt Relief. Kept me informed about my accounts. When I switch to Consolidation Plus Program continue paying the $326 to Freedom Debt Relief until debt paid off then, consolidation will be making any future payments. It can take up to 60 to 90 days to make the switch and for the four accounts to be paid. Did I must understand after 60 to 90 days the four accounts will be paid but you continue paying the $326 every month for 35 months. Did I misunderstand about when the accounts will be paid in full, where I'm at my accounts has been 60 to 90 days?

Thanks for helping me out. Was a long journey but worth all the trouble it took. Got what I needed from your people. Keep up the good works guys. Now need to rebuild my credit down the line this should help that happen. Thanks again everyone. Take care.

FREEDOM DEBT RELIEF is who I find to be Excellent, EFFICIENT, and professional. They are very courteous to the people in need of their help. I give a #1 rating, I would not hesitate to recommend Freedom Debt Relief to my friends.

Freedom Debt assisted me at the right time, their customer service was outstanding and response time was greatly appreciated during what seemed a scary and difficult time. They assisted and left you with your dignity in a difficult time. A great resource for your needs.

Was very pleased with everyone on how they got my debt down. Would still be paying on it if I hadn't called them. They were always there when I had an account to pay off to make sure I got it signed in a timely manner.

I researched several debt relief advertisers and found Freedom Debt Relief scored as more reliable than most of the others. They did exactly what they promised and more. Great people to work with; they were kind, compassionate, and informative. It is wonderful to head into retirement without debt hanging over us.

I was overwhelmed with relief when I found out that I could get help with my debt. And I was treated with such kindness that was sincere. It was a very easy experience that left me feeling so much better about my situation. I wasn't made to feel like a failure. Even when I spoke to client services I was treated like a real person. I had all my questions answered by both Steve and Ces and they both were very kind and friendly.

Didn't get enough help on how to respond to a debtor when I received a notice of being sued for the money I owed even though it was one of the debts being handled by Freedom. I had to pay for an attorney to respond to the legal papers and would have liked to receive help from your company on how to take care of the issue. That was frustrating. Maybe you should have a legal team to help with those issues so all gets done in one place. When I called I was told there was nothing you could do to help me.

At first I had no idea what to think about this program because I have never been in this position before. Well God led me to try Freedom and it was a true blessing. The people there took away my fears and introduced me to some of their great resources to help with all the stress. Thanks for all you have done.

This was the best thing I could of ever did and I'm so very happy. I made the right choice to leave it in the hands of FREEDOM DEBT RELIEF. They were very nice and very helpful every time I called. Thank you for being there when I needed you. I will recommend you to all my friends and family.

My experience with Freedom Debt Relief was very good. I now have one bill a month to pay, instead of several that I struggle to pay. I am still waiting on confirmation from many of my creditors saying that my debts have been resolved. I also wish that I had been told in the beginning that this would end in a consolidation loan. I am still much happier now.

Was a client of FDR and would not go that route again. They talk a good game but they only want you to go so far and then they bring in the loan people to lend you money at a high interest rate to pay off your debt. You can do the same thing with your creditors as they did. What I saved on my debt I had to claim as income on my taxes.

We were drowning in debt and I didn't know what to do. I found the Freedom Debt website and it was a true blessing. Freedom worked with our creditors and were able to work out a program where we could pay off our debt with easy bi-weekly payments. I can now sleep at night and we are on our way to improving our credit and staying debt free for life!

I Have been a trustful customer with you for a long time. Thanks for you I am now free of debt & am asking to help my brother who wants to consolidate his debts. I recommend you as a helpful resource. You can contact him via e-mail or phone. Fantu **.

I was feeling overwhelmed with all my debts. After contacting Freedom & talking with them I began to feel relief. Freedom representatives took the time to clarify each step I needed to take & was always there to answer any questions I had.

FDR treated me with respect and professionalism in my time of need. It was nerve-wracking to not cover my debt for a period of time but I now understand why that needs to happen. FDR did exactly what they said they would do -- they contacted each of my creditors and negotiated my debt down to a manageable number. They are truly an invaluable service!

I was very disappointed in the program. I ended up resolving my last 4 debits "MYSELF". 1 being with an attorney that I had to pay out of my pocket because every time the creditors wanted to settle for way less than what I owed Freedom, said I had to wait. By then they wanted to take me to court because Freedom wouldn't bother with explaining the situation to them. I would NOT recommend this program to anyone. I tell my friends to try and work it out directly with the creditors.

I heard about FDR on the radio. I called them and was immediately accepted and made to feel better about my situation. It was too big for me, but I was assured that they have helped people with much higher debt than I had. Within 30 minutes I was offered a solution to my problem and felt I could relinquish my anxiety to FDR. The program worked out exactly as was explained to me and there was always a very patient and caring person to talk to with any questions that I had along the way. In approx 2 years I was free of $22,000 credit card debt for around $9000. I encourage anyone to call FDR. They are for real and could be the answer to your prayers.

Totally satisfied with the program. Reduced our debt in 4 years just like it showed at the beginning of the program. We had 5 creditors in the program and you was able to get 4 of them to reduce our debt by half. Thank you for the wonderful services you have given us. Thank you.

I did make the 1st call needing help, but from that moment on, I felt like I was a number. A piece of pry. Helping this company to get all of their sales Commission, Interest percentage payment, among the other issues. Had to dispute 2 of the accounts. A very horrible experience. Glad it is over!

Everyone I dealt with at Freedom Financial were always helpful and very friendly. Freedom Financial helps people like me focus on paying down my credit cards and helped me get back on track. I would recommend Freedom Financial to anyone. It really works.

For those of us that have ever dealt with financial debt to the point you can't hardly breathe, Freedom Financial could be the answer for you! My wife and I were at our lowest point and we found Freedom Financial. We were treated with respect and kindness and we were able to get ourselves out of debt. We were able to finish the program early and we saved thousands of dollars! I would highly recommend them to anyone that is seriously looking to get out of debt. Thank you Freedom Financial for all that you do.

The staff was aware of the client situation and worked hard to come with workable solution for each account. And keeps the client apprised of any problems with each account. The staff is quick to answer any concerns the client might have.

Found the company very uncommunicative with me and within organization. Had to call several times to have issues attended to. Trouble with one settlement after graduated still showing I had a balance and they would not help in getting removed. Never received a graduation package but got some things emailed.

They help me get my Life back on track. I was able to purchase a new home. And get my credit score pretty decent. Freedom Debt gave me the peace and freedom. I want say thanks, Freedom Debt. I'm happy to recommend this service to anyone to whose in financial trouble.

I mean, I guess? In the end I didn't save much money, but it has forced me to stop using credit cards, so that's ultimately a good thing... When the settlement was complete, I was told I would be able to refinance my loan to get a lower interest rate. Can somebody send me information about that?

I was drowning in debt and as I prepared my 5 year plan before retirement, I didn't know what I was going to do. I contacted Freedom Financial and now I am on my way to debt relief prior to retirement.

My experience with Freedom Debt Relief has been fabulous. Customer service from beginning to end has been great, and the relief of knowing that they were there for me was just awesome. I was able to resolved my debts in less than 6 months. FDR was very true to their word and for that I eternally grateful. Thank you all for the great service you provide.

I was going through some really bad times in my life. I happen to see an ad from Freedom Debt Relief, gave them a phone call and immediately they started looking into my problems and said "we can help solve your problems." We started going through all my debt problems and getting in touch with all my creditors and started working with them to help solve my situation and now I can sleep through the night. The people that work there are very understanding pros. You just don't know how much they care and work with you plus they are ranked number one for what they do. Before you know it your credit history starts getting better. I thank Freedom Debt Relief for everything.

This company helped in a big way getting me to being debt free. It was a rough road but it was worth it. It took time but it was a learning experience. I was hesitant at first to work with this company but I figured I really didn't have anything to lose. Thanks.

It was a very stressful experience that created more problems than it solved for me. I was told my accounts were being worked on, communication with my creditors was up to date and it was not. I suffered humiliation after humiliation from agreeing to be in Freedom's program. I made a lump sum payment to pay off one of the balances and that wasn't even handled correctly.

Freedom Financial was a life saver! They handled all my creditors in a timely manner and stayed in touch with me with any settlements met. I was able to save so much by consolidating my debt with them! Also there to answer my questions and gave me all my options. Definitely recommend!

They answered every question I had and were very helpful. Never had any problem with the company. The only reason I gave them four stars instead of five is because nobody is perfect and can always be improving.

I have had a very positive experience with FREEDOM DEBT RELIEF. They have helped me to get my life together when I really needed somebody. I am just grateful to them. I make sure I pay them back and if I need them again I hope I can still receive the same help.

When the program was set up I specifically asked about the amounts that were forecasted to be paid and I was assured that it would be that amount or less. On a $50,000 bill that was forecasted at $20,000 we ended up paying $30,000 with your fees and taxes. We only ended up saving $2000.00 at most. More disturbing was the run around we got constantly. I felt when this went to the legal department they did not handle it in a timely manner and then a man showed up to our door to serve us with papers and would not leave when our two daughters were home alone. This is just one example of the letdown that we experienced.

I had to move and it was very hard to be able to rent a new house (I was worried about being homeless) and I had to borrow over $15,000 to pay the taxes that were sent to me because of the way Freedom Debt Relief changed what I owed (that was called income).

People were very respectful and polite. When you are in debt - that it is a huge relief not to be treated as if you were a problem. They were honest and clear about the tradeoffs of the different ways of paying off the money. Including the costs of theirs. They are helpful and responsive when I have a question. They are professional and I always feel as though I had a point person to talk to instead of starting over all the time.

I was in a lot of debt and wanted to retire because I had a few years before turning 65 years old. I contacted Freedom Financial for help. they were very helpful and answers all my question. I would recommend this company to anyone who wants to get out of debt and use a payment plan to do so. Thank you for all your help.

Very help and straight forward. No beating around the bush. Honest and forthright. They told us like it was supposed to be. They helped us get our acts together and a financial grip on our money. Made us see things differently and more clearly.

I regret filing debt consolidation with your company. To sum it all I paid too much total. I've been so depressed about it because I didn't expect those lots of charges and end up paying years and not even help me Much. I should not do it.

I thought this would be an awful ordeal, worried about what would happen to my credit rating. I have to say, Freedom made it happen without the stress and fear. Now I am debt free and very happy. I can now plan for a future I did not think I could have 4 years ago!

Freedom Debt Relief helped me tremendously to lower my debt. I was hesitant at first, I made that call to FDR and after speaking to a representative I decided to take that leap of faith, my faith was in the system/process that FDR offered. I decided to go hard and do a 2-year program. I got rid of 65% of my debt in 16 months, in another 8 months, I will be debt free. The percent of your debt as their fee is ridiculous, but I guess it's the price you have to pay for a peace of mind. My credit score, at 750 6 months after graduating from the program. Thanks FDR.

The name really says it all, you gain freedom from the debt, yet you have the peace of mind knowing that you fulfilled your responsibility to the company you owed. So nice to have someone actually be able to give real help to real people, I would tell anyone to get involved with Freedom because they really care.

I had a wonderful experience throughout this whole process. The agents were very knowledgeable, always willing to help and go that extra mile. I have nothing but an excellent experience throughout the process. I would recommend them to others always...

Freedom Debt Relief helped me a great deal. They made me a survivor! Their team was always available to answer my questions and be supportive. Asking for help and putting my problems out there was very hard for me. Please allow me to be a private person and remain thankful for all Freedom Debt Relief /Consolidated Plus have done for me.

This is a great program. Certainly helped my family get out of credit card debt. We were at our wits’ end and couldn't find a way out. We checked out different debt relief programs and finally settled on Freedom Debt Relief and we're so glad we did. Thank you!!

While it's a good thing to be able to consolidate all credits cards and have a company such as yours help with the process, I found it outrageous that after accumulating roughly 6,000 dollars over a ten month period, I was only credited with around 3,000.00 and have no clear idea or explanation as to where the rest of the money was spent. Secondly, while it's natural that my credit would suffer in such situation and would have to work at building it up again, I find it, again, outrageous to be charged a 23% interest for a loan.

Freedom help me to come back to the world of simplicity... I got my sleep back, rest well, no stress. They help me not only to my debt but also I learned a lot from their financial education online. I proud to say I'm free from debt and free from credit card since I been part of freedom... Now... I got my FREEDOM... Thank you all!

Overall my experience with Freedom was excellent! The representatives that I worked with were very helpful. It took a little time to build up money in my account, which was sometimes frustrating for me, but overall it was worth the time and effort. I would recommend Freedom Debt Relief to anyone seeking to improve their debt problem!

This program is excellent and trustworthy. Everyone was upfront with me and I felt like I never had to worry about settling my debt. Great program! Great employees! Great customer service! I would highly recommend freedom to anyone who needs help settling debt!

I'd give them zero stars but it won't let me. They didn't save me any money and this actually cost me more once they were done. Horrible customer service and follow up. My credit score went Down 280 points because of them! Never ever recommend or use them!!!

Everything went good except I'm having my paycheck garnished to pay off my Discover card which you all didn't help me with! So hopefully I won't be going through this again but if something ever does I won't use your company.

They did a good job. Communicated with us. And worked hard to resolve our debt issues. I have a much better understanding of my finances now. I would recommend them for anyone who is in over their heads in debt.

Everything was good. Was signed up for 4 years. It took almost 5 years to settle all in all. I would recommend FOR all accounts were satisfied! Customer service was awesome and all my questions were answered with all the information I required!

When I finished the program my Credit Score was 500. Now after 1 year later my Score is 746. This program really works!!! Easy to do. Just follow up online. My credit took time and you must make sure you make your monthly payments. Stay focused.

I was very pleased with the service. It helped me to recover, repay my debts within a reasonable amount of time. I always intended to pay my bills but fell behind due to the changes in the economy and changes in my job. The high percentage of the loans on top my usual payments made it impossible to make any payments on time, so I was falling more and more behind. The banks have no mercy, once you fall behind there is no way to recover but to seek help from institutions like Freedom Debt Relief. I was pleased with their service and the realistic plan they set for me. It worked very well as promised. I am very happy I took that step and happy to put that debt experience behind me. I am very careful not to repeat the same experience again by taking loans, I cannot afford. I am very grateful to Freedom Debt Relief. Thank You so much!

Choosing Freedom Debt Relief to help us pay off our debt was one of the best financial decision. We paid 75.000 in 3yrs. On scale 1-10 I rate their customer service at 8. Good PR, prompt for the most part. Nobody's perfect! :) I do recommend it to my best friend!

Freedom helped me to become debt free in under three years. I was about 100 grand in CC debt. Now I have no debt, I am free at last. I have no plans of ever going in CC debt again. I am very thankful to Freedom! If Freedom would like to interview me I would be happy to do so.

My experience came down to having to get a loan to pay off the debt that was going into delinquency. My credit score was so low that the loan I qualified for was at 18%. They were not totally up front with the whole process. Lesson learned!

I want to thank all of the people that I had the pleasure of working with! Everyone I spoke with was very helpful and respectful. Any concerns were handled as promised. I appreciate the follow through and would and have recommended the program to anyone who needs help!

Thinking about Freedom Financial, I can say that I was disappointed with the amount of time it took to pay off my credit cards. I think I was expecting a quicker turn around time. It did teach me to stop and think about what I wanted to buy or if it was something I needed. Maybe I just didn't know the right questions to ask when signing up. However, I'm glad I did as I learned a lot about myself and how I live.

I have been pleased with the quick responses to my inquiries and the handling of all my financial needs. I would recommend Freedom Financial for any resolving of financial needs. They also will help if there are any questions from creditors.

People were very professional and never made me feel bad about the situation that I'm in. Would highly recommend to a friend in need of getting out of debt. Program will assist me in getting out of debt and being able to sleep at night and not worry about it.

I found the folks at FDR to be very insightful and helpful. They successfully guided me through a painful process and I became debt free in a little over a year (although I had to dip into my 401K (my choice), which was my only resource).

Allowing Freedom Debt Relief to work with me in solving my debt crisis was an amazing and stress free experience. They were always available to answer my questions and give encouraging words along the journey. I am still on track with my finances and would recommend others to do the same.

When you think of the fees which are like 22% and the fees to later go onto c+ and later be 1099 you question whether or not they are there for you or them. I guess you do save a little though but if you ride out the interest they charge you for c+ it comes to about even.

I felt they were an answer to my prayers to finally be debt free. In eight months all of my credit card debt was resolved and consolidated into two monthly payments and I was no longer using credit cards to live on daily and actually started to save money. I thank God for Freedom Debt Relief!!!

I was not given all the information before I made a decision. I wanted to get a loan. I would not have closed my credit cards if I had all the facts. I got lawyer insurance but it was not needed because I transferred the accounts before that time.

In the beginning of the process we were happy, but by the end we were extremely unhappy and no one cared. We were NEVER informed of the 1099s that would come and the high taxes we would end up being responsible for and that seemed like a misrepresentation. We also received several 1099s late, after the April deadline, from Freedom and had to pay additional fees to the IRS for filing amendments late. We would not recommend a friend, for those reasons.

I requested a call to refinance the unrealistic finance charges and I was never called. I spoke to a representative regarding the amount of time left on my loan. I believed I was nearing completion and found I had another 4 years. I have paid for approximately 3 years, on time every month and I am considering contesting the loan for unfair practices for excess charges. I would appreciate a call to refinance the balance of my loan. Thank you.

Very unhappy with this company. Had to pay a lot of taxes due to not paying my bills off. I call and no one would talk to me. I had to pay $1900.00 due to not being told about a 1093C form. I think that is the number. I called again and was told that the forms had been mailed to me. I have NEVER received anything from this company.

We were lied to by initial contact rep. He told us as long as we completed all notices to CC companies we would never get calls/Emails/Letters/Judgment, which all happened often/Daily. We got mail for another party. We wound up paying a law firm in san diego. Capital One accounts which all letters had been sent to that we were involved with Freedom. We had to pay for judgment costs from the subpoena. Promises of reductions/adjustments took forever to finalize. There is more, this is the gist.

Medical issues prevented me from working, loss of medical benefits and struggling to get disability almost bankrupted me. The market crash took 40% of my savings, taxes on the remains balance took an additional 10%. All of the combined events were leading to a bankruptcy that was against my ethics and you stepped up to the plate and prevented that bankruptcy. You helped prevent a bankruptcy for me and for that I am grateful. Thank you, so much.

Working with Freedom Debt Relief was exactly what I needed. They were very helpful as to what information I needed to get started in my debt relief. Once I got the information to them they made it easy to understand how their program would work. I was very pleased with their program and recommend it to any who are struggling with debt. They keep you posted on what progress they are having.

I am happy to have business with FDR. They have a good program for you to get out of credit card debt. Anytime I have any questions, their customer service representatives are very helpful and thoughtful to answer my concerns. I definitely recommend FDR to you if you need help to get out of credit card debt.

We were screwed by this program and aggressively sold to a high-interest loan company which charges us 22+% interest. Instead of the three years of debt resolution promised by Wendy. We won't pay off this loan until 4 and half years later. Meantime we have been hit big time by the IRS and owe large tax bills. We would have spent less $$$ if we had just tried to pay off the original bills. This company sucks!

Extreme helpful, always answered any questions I had, always kept me informed as to what was going on with negotiations on all my accounts. They were extremely professional, yet very compassionate. They made me feel very comfortable during my entire journey of debt relief.

I never expected to need debt relief, but after acquiring some major medical bills I was forced to consider debt relief or bankruptcy to get solvent. I looked around and chose Freedom Debt Relief to try to help me out with my situation. They were very helpful and very caring and made the whole experience a lot easier to handle. Even though the monthly payback was really more than I felt I could afford, I stuck with it and worked the debt down quickly.

It was very easy to work with Freedom Financial and everything that I needed addressed was done with little effort on my party and to my utmost satisfaction. I would highly recommend Freedom Financial to anyone that is in need of support in bad times.

I felt I was not treated right because you were not honest with me. And you lost my cashier check on the payoff. I was given the runaround. When I was working I WAS IN CUSTOMER SERVICE for 30 years. I treated everyone the same way.

Always there when being harassed by collectors. Was penalized on taxes though and affected when purchasing vehicle with negative reports. I paid off loans regardless since bills were accrued due to medical issues and building home. None of credit companies were willing to work with me. No choice but to ask for help.

At the time that I contacted FDR I did not know where to turn. As I reached out to them they responded with kind words and words of reassurance. They made me feel somewhat relieved. At the end of the day (sic), they got me on the straight and narrow pathway and today that debt that they assumed for me is totally paid off in full. You can never overestimate the value that I place on your services. Thank you to all who helped me achieve what I wanted.

Everyone was so nice and understanding. They made the whole process so easy. I'm so glad I swallowed my pride and made the call. They were totally none judgmental. We managed to make extra payments and became debt free ahead of the agreed upon date originally given. Would definitely recommend their services.

Unfortunately you couldn't solve two of my account which that cost me a lot more than I suppose to pay. It is too late now but I have to say I wasn't happy at all. Instead you could find another way for me instead of end up in collection and pay lot more than I owe.

Given that going through this process is very, very stressful and upsetting for those of us who have struggled through it, every call to the client service line was very frustrating. Every person who answers the phone is very impersonal and not friendly or reassuring at all. I had several instances where I asked someone to call me back and they never did. Apparently they don't contact every creditor in the beginning to tell them the client is enrolled in the program and will be negotiating a payback amount. I had one creditor who wouldn't negotiate (not Freedom's fault) and sued me. Another creditor just got tired of waiting and sent me a 1099 for a large amount. My credit has still not recovered and I finished the program several years ago. It's just a miserable experience all around. I'm afraid I wouldn't recommend this company to anyone.

We could not been happier nor more satisfied with the help we received from this company! They keep the client updated constantly. The employees there are extremely nice, friendly, & always pleasant! AN excellent trustworthy debt company that treats their clients with appreciation!

I received great service and advice throughout my term with Freedom Debt Relief and was able to become debt free. I never received a call or a letter from my creditor during the entire process and have started receiving offers for new credit cards.

FDR is a great company, they have easy and helpful customer service and they got me about half off of each of my debts approximately. This system does absolutely ruin your credit however, which I knew going in. In hindsight, I would've rather have paid all of my debts and saved my credit.

My experience with FDR was very good. Personnel very helpful, nice. Handled my case promptly, speedily and answered all questions reassuring me constantly. Would recommend them highly. Easily accessible. Agents always available and took care of my case well. When they knew my situation not working, found another answer for me. I greatly appreciate them.

NOT HAVING ONE REPRESENTATIVE TOTALLY RESPONSIBLE FOR DEALING WITH ISSUES THAT ARISE. Was very frustrating dealing with so many customer service rep. And having to explain over and over the situation. The communication thru the personal online web of Freedom was not working throughout the whole program. All I can really say is that I have graduated and I am ready to move on.

This was an extremely helpful process. It sure reduced my anxiety and stress while I rebuilt my credit and finances. Thanks so much for all the assistance. I couldn't have rebuilt my credit without your assistance. All is better in my life. My credit went from 553 to 721 today.

THEY DID AN EXCELLENT JOB WHEN I WAS HAVING TROUBLE WITH MY CREDIT IOR and I thank Freedom Debt Relief for getting me out of debt. If I ever get into some trouble again I know can count on Freedom Financial but that not going to happen because I free and clear of debt.

Very good to work with in all phases. All debt was cut at least by 50 to 70 percent. This was a very good decision for me to choose this road to a better financial future. If any one needs help getting back on track with your money problems, I would recommend this service. Second to none. My email address is **. I would give you a thumbs up!

Although skeptical at first, Freedom Debt Relief pulled it off. They took my debt and within 1 year my creditors were paid. My credit score took a hit of course but rebounded quickly. 1 1/2 years later I am able to get bank loans and just leased a brand new truck!

Me and my family really appreciate the service Freedom Financial provided for us in helping us to resolve our financial problems, there's a lot of dedicated people who really cares about helping people get out of debt, thanks a whole lot!!!

I was so happy to come in contact with Freedom Financial. They have saved me from having years of debt to pay off. I have been debt free now for a few years and I just recently got a credit card again. This will be my 1 and only card and will never be in debt like I was. Freedom Financial was very helpful, process was easy and they did all the work. I can't thank them enough. If you are in major debt, trust Freedom Financial to help you. You will be glad you did.

It was well worth it. The deposit amount once I got start was hard but after a while I never even noticed but not that I'm done. It is so nice to have the extra money I can put back or make extra payments on my new home. That's, everyone was very helpful every time I needed help or had a question.

Good solution for getting rid of debt quickly. The reps were nice, answered questions by email quickly, it was a good experience. My accounts were settled pretty quickly and with thousands off the balance. At the end, I was given the choice to take a loan to pay off the creditors right away, so our credit could get back on track quicker.

Thanks so much. You were very helpful and your service was outstanding. Yes I would recommend to a friend or any one. Very happy with the experience. So thanks to everyone who did my acct. It all was so easy to understand, thanks a lot.

Without Freedom Debt Relief I would have filed for bankruptcy. Even though there were times it was hard to pay they still saved me from what could have been a lot worse situation. I'm 2 years from being debt free with a clean credit score. Thank you.

I had so much bad experience with Freedom that I would never recommend Freedom due to not reveal the truth about how the program works. Freedom need to let the customer knows that they taking part of the settlement that is made to the creditors.

FDR did assist me thoroughly during my financial hardship. Thanks to this program I paid off my credit card debts in two years instead of twenty. I look forward to inviting my friends or family members who are facing financial crisis.

My husband and I got into some financial debt, and FDR was 100% helpful in assisting us in paying off our debt with reasonable monthly payments. The plan was easy enough to handle. I would recommend this company to anyone that needed the help without having to file bankruptcy.

Seriously, the first benefit of these programs is knowing that a plan is in place and you can start to put your mind at ease. Everyone's details are different, but if you can handle the payments, you just sit back and let the program work for you. We started with almost 80k in debt. It only took 1 year to get the first 40 paid/settled, and 4 more years of 1 loan payment and we are completely debt free. 5 total years, and after 1 we are already rebuilding our credit with a single loan and all past settlements getting further in our history, as we rebuild credit.

Freedom Debt Relief was able to work with me in putting my finances in order and reduce my debt. They were patient and was available to answer an question anytime I needed them. I will recommend anyone who want to get out of debt.

Excellent team. Ready to help families to become financial independent. From the very beginning FDR provided the step by step to follow and guided us in each account settlement and during this difficult time. Your guidance provided us peace of mind to us. Our credit score increased exponentially and we are now enjoyed DEBT FREEDOM! THANK YOU!

Freedom Debt Relief literally saved my life. I was in what was an endless cycle of paying off minimum monthly payments, and would have still been paying 20 years from now, if not for the debt relief that Freedom Debt Relief obtained for me. I can't find words to thank them enough. They were professional, patient and hardworking. I would recommend them to anyone caught in the horrible web of endless debt.

I feel that your company was compassionate, helpful, caring, got very fair and amazing settlements of my debts. The majority of the time that I called in, I was helped, and my questions were answered. A fair amount of the time, when I called, I would get one answer from a person, and the next time I called in, I would get a different answer. This was frustrating and confusing for me.

I had a Very positive experience with Freedom Debt Relief. The staff were Very professional, and they responded very quickly to questions and its concerns. The bank kept very accurate accounting of settlements and my bank balance, and my statements were always available.

I am very pleased with Freedom Debt Relief, they help me quite a bit. They did what they said they would do. They also saved me quite a bit of money also. I would definitely recommend them. Thanks so much, by the way, I am still out of debt. And planning on staying that way.

You were so helpful with handling my accounts and relieving so much of a burden by helping me reach some financial freedom. Being able to settle those accounts has been able to allow me to spend much needed quality time with my baby girl as well.

I had five credit cards with high balances. The amounts were so high that as a widow I could never pay off these balances. After my consolidation meeting, FDR negotiated on my behalf balances at approximately 55%. I had paid a down payment to FDR so they could start negotiating each account with reasonable time frames. The only thing that I was not prepared for was the dramatic reduction of my FICO. It went from 2nd to the highest to 2nd from the lowest.

It took a while to get the process started but my debts are cleared up and my credit score is starting to rise. After I was in the program for almost a year I qualified for the consolidation loan where all my debts were paid off and I make one loan payment to one place. Its great. The stress and anxiety about my debts are paid.

Freedom financial was very helpful from the very beginning. They were easy to use. Every time I called they were available. I was so scared to get started asking for financial help because I didn't know what I was doing. Freedom Financial made it easy.

I enjoyed my relationship with Freedom. They did what they said they were going to do. They made a troubled situation very easy to deal with. I couldn't have completed it like they did. I would recommend them. Thank You.

The customer reps were always very friendly and helpful. The application process was fast and painless. They were very understanding of my hardships. They went above and beyond. I would recommend them to anyone that needs help with debt management.

I would like to give kudos to Sherry ** for her help in getting us on the best path to eliminating our large debt. She walked us through each step. She is very personable, which in today's world is a great asset. Thanks, Sherry!

Overall, the program did work, but between countless calls and emails (the web portal did not provide all info I had been looking for) it seemed that each rep I spoke with was on a different educational trajectory. Throw in the late 1099s which prompted an IRS audit, and I would not recommend the service.

We were very pleased with the way that Freedom Debt Relief helped us get out of a financial mess. They were very professional and helpful every step of the way, now our credit scores are back in the upper 700 hundreds.

The employees of this service care about their customers and work hard to help them get out of debt. I would highly recommend them to others. If you need them they are there for you through phone and email. This is a great service if you need out.

This program did cut my total payments made in half, however, my credit score did not return to a respectable level due to reporting by creditors. I would have been better off filing BK and saved a lot of money, and had a better credit score after seven years. Decide wisely, depending on how much you owe now and how much you can save by BK. In the end it will take at least 7 years to restore your credit score anyway.

Freedom Financial helped me to become debt free and I could not have done it without their knowledgeable and very helpful staff. It's the first time in my life since I first started working that I don't have credit card bills to figure in my budget and thank goodness because I am now retired and on a limited income.

I do agree that Freedom Debt Relief, did help me with my credit cards. But wasn't told that would affect my income tax return. I had pay $1,400.00 to the IRS this year. And next year will probably have to pay more to the IRS.

It was worth the wait and becoming debt free and the quickness of the operators of accounts to see that the little ones were paid first, and then the others get negotiated asap, more money saved the more you save in the long run. I'm glad I was patient with the process.

As anyone would know getting out of debt is hard, but if you find the right people to help you, it is possible. This is why I was lucky to find Freedom Financial, they walked with me through this. Now I am DEBT FREE, Thank You Freedom Debt Relief!

Until I questioned why it was taking so long to settle the last debt is when I told that account no longer existed and we could close my membership. I think that I should have been notified of the findings of that account. I am VERY HAPPY to be DEBT FREE. Thanks again.

I was extremely happy to have a friend recommend me to FDR due to my total credit card debt and not being able to meet their required monthly payment. After speaking with an FDR representative and forwarding all the information they needed they were able to resolve my credit card debt in half and then I was transferred over to the Consolidated Plus Program to set up my payment schedule with them.

I was shocked at the pressure to sign up for a loan to pay off my debt which costs about the same as the $10,000 your company saved me. After following your company's advice I now have the worse credit rating I have ever had and can't get a loan to pay off a 24% interest loan through consolidated plus. That is why I am unhappy.

If I'd ever suggest or encourage anyone to seek financial help, I'd have everyone call Freedom Debt Relief now! I was in so much debt that even though I paid on every card on time, I'd be dead before I'd be debt free. Not now! FDR is the answer... Don't consolidate your debt... Don't wait another day... Go to the phone right now! They've given me relief from the endless amounts of money I was paying each month, getting nowhere close to a zero balance. I had 10 accounts that were negotiated by these outstanding people, all resolved and paid off within 2.5 years! All of them! The amount I paid to FDR each month was even less than what I was paying my creditors but going nowhere. I'm so relieved... I've even recommended three of my peers to get into the program! Do it! Don't wait another minute!

I found out about Freedom Debt Relief at the right time. They were able to consolidate my debts and within 6 months, I started to see results. They are upfront about their process and let you know what to expect. I am on my way to a better financial future because of them. My credit scores have increased and I've graduated from this program into a debt payback program. I would recommend this to everyone.

I was very dissatisfied with the service. I had to pay $3,000 in taxes. Have told several people about my bad experience. Still paying very high interest too. They don't tell you this when you get started. Also had to update bank account info. Wasn't done had to call back. Poor customer service.

My overall experience was excellent in the beginning once I got signed up and started paying. I have called several times to see if you could reduce my interest rate. Now that you have me as a consumer you're nowhere around to help me. Because of this I will not recommend you to anyone who says they are thinking of using you. I am very annoyed over the situation.

Freedom allowed us to be able to live our lives without any anxiety or worries! We were able to manage our debts according to our income and became debt free within about 3 years. I am currently retired and my husband will soon be as well. We are thankful to the service provided by Freedom! Mahalo!

Yes, very pleased with the service & Have recommend the service. For me it was a lifesaver. They helped me get control of my finances after going through a trying time after my husband passed away. And I am out of words. But, a lot stress release after we started the process. I thank you all very much & appreciated very much.

Anytime I had a question or was being harassed by collection agencies there was someone available to help me. They assisted me with the correspondence I needed to send to certain companies. I was sent frequent updates and the site was easy to navigate to watch my progress.

When I contacted Freedom Debt, I was over 70,000 dollars in debt, and on a teacher's salary I didn't see an end to my financial problems. After speaking with a Freedom associate, I decided to give it a shot and was pleased by how easy, quick, and painless the process was. Within a few years I was debt free!

When I started to look for a debt consolidation company I went to the Consumer Affairs website to look for companies who did settlement consolidation. I did see reviews that were not favorable towards them. I decided to go with Freedom Debt and within a year they settled all of my debts. They always answered all the questions I had in regards to my financial situation with all my creditors.

Thank you so much for helping me get my finances in order. You save this teacher the embarrassment of having to claim bankruptcy or worse. I appreciate all your help, especially helping to keep my credit rating intact. I will recommend you to anyone needing financial help.