World Finance Corporation Reviews
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About World Finance Corporation
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- Quick loan processing times
- Flexible payment options
- High interest rates
- Frequent harassment for payments
World Finance Corporation Reviews
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- 4,885,129 reviews on ConsumerAffairs are verified.
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Reviewed May 1, 2026
The staff is always friendly and you get your loan quick, they always report to the 3 main creditors to help build your credit up, I've been doing business with Jackie ** for over 10 years and she has always helped me out with a loan of my choice so whenever I get in a bind I know I have the world to fall back on, really great people that treat you like family, Thanks. You guys you are the best ... Joyce
Reviewed March 14, 2026
I used them many years. Paid them off. Had go back. Get caught up on bills. Very good to me. Thank you. Will continue using them. Very dependable. Can trust them. Will recommend this to anyone in need.
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Reviewed March 10, 2026
The staff at the Moody office are great. They are very friendly and great at their jobs.. Susan goes above and beyond for her customers. I have been doing business with them for many years and have no intentions of ever changing.. If you need a loan go to World Finance Moody for fast, friendly service. One of the best choices I ever made. They won't disappoint.
Reviewed Feb. 23, 2026
Jennifer and Miranda are the best! They are friendly, always smiling, and happy to help you with what you need. They are fast and they make it so easy. They work hard and will work to help get you where you’re going! I love you girls!
Reviewed Feb. 19, 2026
This review about World Finance Corporation is short and direct to the point. WFC was Paid-in-full in December 2025. They cashed the check that I paid them with shortly after Christmas. While reviewing my Credit Reports, a week ago, I noticed that there's still a balance owed on the Paid-Off account; the exact amount that I Paid-in-full back in December 2025.
I immediately submitted a dispute with Experian. Yesterday, I received the results from Experian for the dispute. WFC is reporting to Experian that the Paid-Off still has the exact same balance that they have already received by cashing the Certified Check that mailed to them via Certified Mail. I definitively know that they received the check, and according to the bank the check cleared the bank on or near January 2, 2026. I'M PISSED!! WFC has A LOT of explaining to do. My first question is: what the hell did they do with the money that I Paid-Off that account with? This is just beginning, because they have to and need to fix the questionable mess that they have created ASAP. Just be careful dealing with WFC!!
Reviewed Feb. 9, 2026
Please make sure you write down your confirmation number each and every time you make your payment and make sure you keep your receipts in a safe and secure place. Please make sure you go get your receipts each and every time you pay by phone or online. Several payments missing. They don't send receipts to your Gmail like they said they would do. I am letting you know that they are not honest when it comes to your payment History and would turn you in to credit bureau in a instant. But are very slow when it comes to missing payments. Not professional and just don't care when it comes to figuring out what happened to online payments with confirmation number. I been paying twice a month sometimes. But they only received one payment. Why????
Reviewed Feb. 5, 2026
Worst place to do any business. DO NOT get a loan from this company..DO NOT LET THEM FILE YOUR TAXES. THEY WILL RIP YOU OFF. IT'S BETTER TO JUST WAIT IT OUT AND BE PATIENT.
Reviewed Dec. 29, 2025
I have been a customer of World Finance over 10 years, I haven’t had a bad experience… I frequent the store in Snellville. Heather and ALL the staff have been nothing but superb to me. I would definitely continue to refer you to others. Thank you for all your service.
Reviewed Nov. 27, 2025
I recently had a deeply frustrating and unprofessional experience with the Pearland World Finance branch and their district manager, Julio. After paying off my loan on November 6, 2025, I applied again on November 8. During that process, I was informed that I would need to wait 14 days before borrowing again. The representative at the time asked whether I could wait until November 26, 2025 for the loan to be funded, and I agreed.
On November 17, Jennifer contacted me and started another application. She clearly stated that I was approved for $1,800 and that it would be funded on November 26 at the end of the waiting period. I relied on that information to plan my finances. When I called on November 26, I was suddenly told that the policy had changed “because people were scamming the system” and that I would now have to wait until December 6. No one notified me of any policy change, even though I had an open application. When I asked how this was possible, both Samantha and Julio gave conflicting dates for the policy change: November 19 vs November 21. Neither could provide documentation supporting either date.
I went to the branch in person to request a copy of the application I submitted. Samantha refused repeatedly, stated the application “no longer existed,” and showed no concern about how their misrepresentation affected my financial situation. She also tried to deny that we had spoken earlier that morning. When I requested an adverse action letter, which a lender is legally required to provide if they deny or rescind an application, I was told I “should have received it by email,” even though no email was ever sent. They still refused to print any documentation for me repeatedly.
Every single documentation request was denied. Samantha also claimed that no one was above her when I asked for a supervisor. That was untrue. The company’s own customer service line later informed me that Julio was the district manager. The customer service team showed more professionalism and empathy over the phone than Samantha and Julio did in person.
Julio’s tone and attitude were dismissive. He repeatedly stated the policy changed, and that he “didn’t care” if I submitted the application before the change. He refused to acknowledge that their own employees told me multiple times that I would be funded on November 26. Instead, I was treated as if I was doing something wrong simply because I paid my October 22 loan in full on November 6.
I will be escalating this matter to corporate and filing complaints with the CFPB and the Texas Office of Consumer Credit Commissioner. I would strongly caution anyone considering doing business here. Misrepresentation of loan terms, refusal to provide documentation, removal of applications from customer accounts, denial of legally required adverse action notices, and complete disregard for how these actions affect customers and their families are unacceptable, especially from a company that advertises itself as helping people in difficult times.
Reviewed Nov. 19, 2025
This company is a fraud mill. I will be suing them. They absolutely need to be shut down. They placed a fraud loan on my credit and refused to remove it. I filed a police report and filed a formal complaint with the Consumer Financial Regulations Bureau and will also file a complaint with Better Business Bureau and sue for damages.
World Finance Corporation Company Information
- Company Name:
- World Finance Corporation
- Website:
- www.loansbyworld.com