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World Finance Corporation Reviews

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About World Finance Corporation

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Visit www.loansbyworld.com
Pros
  • Quick loan processing times
  • Flexible payment options
Cons
  • High interest rates
  • Frequent harassment for payments

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World Finance Corporation Reviews

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    How do I know I can trust these reviews about World Finance Corporation?
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    Page 1 Reviews 0 - 40
    Punctuality & SpeedStaff

    Reviewed June 30, 2026

    Fast friendly service. Megan and Miranda are great to do business with. I was in and out in a matter of minutes.

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    Customer ServiceSales & MarketingTransparency

    Reviewed May 26, 2026

    We received a mail offer, inquired at the email listed on the mail. Established an online account added private sensitive information. Called in because the link was stuck on processing the application. Called in, verified our personal information social security numbers, address, income, landlord information. The admin assistant then said I'm having trouble with my computer and transferred us to some voicemail system. We called back and never got an answer, or update on our application. I think they are collecting people's information and scamming us! BE AWARE!

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      Punctuality & SpeedStaffLoan Process

      Reviewed May 1, 2026

      The staff is always friendly and you get your loan quick, they always report to the 3 main creditors to help build your credit up, I've been doing business with Jackie ** for over 10 years and she has always helped me out with a loan of my choice so whenever I get in a bind I know I have the world to fall back on, really great people that treat you like family, Thanks. You guys you are the best ... Joyce

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      Billing

      Reviewed March 14, 2026

      I used them many years. Paid them off. Had go back. Get caught up on bills. Very good to me. Thank you. Will continue using them. Very dependable. Can trust them. Will recommend this to anyone in need.

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      Punctuality & SpeedStaffLoan Process

      Reviewed March 10, 2026

      The staff at the Moody office are great. They are very friendly and great at their jobs.. Susan goes above and beyond for her customers. I have been doing business with them for many years and have no intentions of ever changing.. If you need a loan go to World Finance Moody for fast, friendly service. One of the best choices I ever made. They won't disappoint.

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      Punctuality & SpeedStaff

      Reviewed Feb. 23, 2026

      Jennifer and Miranda are the best! They are friendly, always smiling, and happy to help you with what you need. They are fast and they make it so easy. They work hard and will work to help get you where you’re going! I love you girls!

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      Maintenance

      Reviewed Feb. 19, 2026

      This review about World Finance Corporation is short and direct to the point. WFC was Paid-in-full in December 2025. They cashed the check that I paid them with shortly after Christmas. While reviewing my Credit Reports, a week ago, I noticed that there's still a balance owed on the Paid-Off account; the exact amount that I Paid-in-full back in December 2025.

      I immediately submitted a dispute with Experian. Yesterday, I received the results from Experian for the dispute. WFC is reporting to Experian that the Paid-Off still has the exact same balance that they have already received by cashing the Certified Check that mailed to them via Certified Mail. I definitively know that they received the check, and according to the bank the check cleared the bank on or near January 2, 2026. I'M PISSED!! WFC has A LOT of explaining to do. My first question is: what the hell did they do with the money that I Paid-Off that account with? This is just beginning, because they have to and need to fix the questionable mess that they have created ASAP. Just be careful dealing with WFC!!

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      Customer ServicePunctuality & SpeedStaffBillingHonesty & Transparency

      Reviewed Feb. 9, 2026

      Please make sure you write down your confirmation number each and every time you make your payment and make sure you keep your receipts in a safe and secure place. Please make sure you go get your receipts each and every time you pay by phone or online. Several payments missing. They don't send receipts to your Gmail like they said they would do. I am letting you know that they are not honest when it comes to your payment History and would turn you in to credit bureau in a instant. But are very slow when it comes to missing payments. Not professional and just don't care when it comes to figuring out what happened to online payments with confirmation number. I been paying twice a month sometimes. But they only received one payment. Why????

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      Punctuality & SpeedStaffLoan Process

      Reviewed Feb. 5, 2026

      Worst place to do any business. DO NOT get a loan from this company..DO NOT LET THEM FILE YOUR TAXES. THEY WILL RIP YOU OFF. IT'S BETTER TO JUST WAIT IT OUT AND BE PATIENT.

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      Staff

      Reviewed Dec. 29, 2025

      I have been a customer of World Finance over 10 years, I haven’t had a bad experience… I frequent the store in Snellville. Heather and ALL the staff have been nothing but superb to me. I would definitely continue to refer you to others. Thank you for all your service.

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      Brittany increased rating by 3 stars.
      Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffLoan Process
      After a positive interaction with World Finance Corporation, Brittany increased their star rating.

      Reviewed Nov. 27, 2025

      I recently had a deeply frustrating and unprofessional experience with the Pearland World Finance branch and their district manager, Julio. After paying off my loan on November 6, 2025, I applied again on November 8. During that process, I was informed that I would need to wait 14 days before borrowing again. The representative at the time asked whether I could wait until November 26, 2025 for the loan to be funded, and I agreed.

      On November 17, Jennifer contacted me and started another application. She clearly stated that I was approved for $1,800 and that it would be funded on November 26 at the end of the waiting period. I relied on that information to plan my finances. When I called on November 26, I was suddenly told that the policy had changed “because people were scamming the system” and that I would now have to wait until December 6. No one notified me of any policy change, even though I had an open application. When I asked how this was possible, both Samantha and Julio gave conflicting dates for the policy change: November 19 vs November 21. Neither could provide documentation supporting either date.

      I went to the branch in person to request a copy of the application I submitted. Samantha refused repeatedly, stated the application “no longer existed,” and showed no concern about how their misrepresentation affected my financial situation. She also tried to deny that we had spoken earlier that morning. When I requested an adverse action letter, which a lender is legally required to provide if they deny or rescind an application, I was told I “should have received it by email,” even though no email was ever sent. They still refused to print any documentation for me repeatedly.

      Every single documentation request was denied. Samantha also claimed that no one was above her when I asked for a supervisor. That was untrue. The company’s own customer service line later informed me that Julio was the district manager. The customer service team showed more professionalism and empathy over the phone than Samantha and Julio did in person.

      Julio’s tone and attitude were dismissive. He repeatedly stated the policy changed, and that he “didn’t care” if I submitted the application before the change. He refused to acknowledge that their own employees told me multiple times that I would be funded on November 26. Instead, I was treated as if I was doing something wrong simply because I paid my October 22 loan in full on November 6.

      I will be escalating this matter to corporate and filing complaints with the CFPB and the Texas Office of Consumer Credit Commissioner. I would strongly caution anyone considering doing business here. Misrepresentation of loan terms, refusal to provide documentation, removal of applications from customer accounts, denial of legally required adverse action notices, and complete disregard for how these actions affect customers and their families are unacceptable, especially from a company that advertises itself as helping people in difficult times.

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      Loan Process

      Reviewed Nov. 19, 2025

      This company is a fraud mill. I will be suing them. They absolutely need to be shut down. They placed a fraud loan on my credit and refused to remove it. I filed a police report and filed a formal complaint with the Consumer Financial Regulations Bureau and will also file a complaint with Better Business Bureau and sue for damages.

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      StaffLoan ProcessRatesHonesty & Transparency

      Reviewed Nov. 8, 2025

      I went to the Poplar Bluff Mo office for a loan, Michelle helped me with my loan. The office staff was very welcoming. I would recommend to all. Good rates with a smile and honest people. They aren't just people getting you a loan. They make you feel like a neighbor they are helping, with compassion not looking down on.

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      Customer ServicePunctuality & SpeedStaffLoan Process

      Reviewed Nov. 5, 2025

      Hello I got a loan from World Finance, and met the utmost nicest customer service representative Erica **, she was very courteous, knowledgeable and very friendly and charming that made me feel special, and also she has a gift of making you feel special. I know I was approved for the loan, but even if I didn't get it she was so nice that I would leave that store knowing there are kind and good hearted people like Erika. Service was fast and somehow it seems that I made a special friend. I would definitely recommend this place because all the staff are so nice 👍

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      BillingLoan Process

      Reviewed Nov. 3, 2025

      World Finance is a good loan place with nice people that works with you. The payments is very reasonable and fair. Very timely manner in getting you in getting you taken care of, getting you out the door with a smile on your face.

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      Customer ServicePunctuality & SpeedLoan Process

      Reviewed Nov. 3, 2025

      I applied online for a personal loan thru the Winchester, Tenn. office. I received an email requesting a few items, which I sent. Went into the office the next morning to finalize the loan with Vickie who was a delight to work with. She was funny and outgoing and got us thru the process quickly. I would recommend her and/or this company to anyone needing assistance. Would definitely return if the need should arise.

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      Customer ServiceStaffLoan ProcessHonesty & Transparency

      Reviewed Oct. 8, 2025

      I’m here because I feel like it need to be done. Don’t know if I’ll help but this is he. I feel I’ve been trying to get my online approval for a loan and I got it said the Manager and the other workers in the Batesville MS branch but every time I call for my papers to be sent to my phone for me to sign, it’s either they're busy or one of the workers are at lunch. Even after the other ladies get back from lunch I still haven’t gotten my paper to sign yet and today is Wednesday mind you. I called for this loan on last Thursday. I’m not a new customer and I’ve never had this problem before. I don’t go into the branch now because I’m handicap in a wheelchair chair and I can’t drive anymore. The manager there Jammie is usually very nice but yesterday she spoke to me with anger in her voice so after that I’ve been lied to more than twice I didn’t call back. If I didn’t need the money I wouldn’t be calling for a loan.

      he Batesville Ms. branch need more help and maybe the process will go smoother. This is the branch in Batesville Ms. which is my first time having this problem Ms Bettie **. I am a 81 yr old handicap lady. I need someone that’s higher up to check on this branch to see what’s going on please because I am a paying customer just like the customers that walks through the door but instead I handle my business online or over the phone but still either way I’m a paying customer regardless.

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      Staff

      Reviewed Oct. 4, 2025

      Mrs ** is very professional, she handled my situation very well. Everything was taken care of in a timely manner. I will use this company again, also recommend to my friend and family. Thanks for all your help.

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      Customer ServiceStaff

      Reviewed Sept. 26, 2025

      Kacie and Henry @ the Columbus, Ga store on Manchester Exp has made my experience very comfortable. They have excellent customer services and were very pleasant with helping me with my needs. I really appreciate their assistance and help..

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      StaffTransparency

      Reviewed Sept. 24, 2025

      I put it like this you treat them right and they treat you even better. I appreciate your team and staffing in Ardmore Oklahoma Sally, Dylan and Sara ** are great at what they do. Ready to help you when you're ready. They communicate real well the transparency is very good. Everything is authentic. Great relationship with these wonderful people for some years now. #TeamArdmoreLoansbyWorld.com #1

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      Staff

      Reviewed Sept. 23, 2025

      Thank you so much, Rachel at the Union. Mo office. She gave me a chance that I didn't deserve, but she trusted me. Was willing to help with no hesitation. 5 stars all the way. ♥️♥️♥️♥️ I will send friends your way when they need a helping hand. 💕💕💕

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      Customer ServicePunctuality & SpeedStaffBillingLoan ProcessTimeliness

      Reviewed Sept. 16, 2025

      I called to get a personal loan and the staff at the World Finance in orange grove location Gulfport MS assisted me very well and got me approved fast with a quick loan to help on my bills and with my kids. I appreciate her time and her patience on serving me as one of her customers today because she blessed me so I wouldn’t stress out on bills and etc. If you need help or in a bind and need quick $ go see Renee. She will make it happen the same day and you will get you funds right after the process is over the same day.

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      StaffLoan Process

      Reviewed Sept. 4, 2025

      I have been a long time great customer of World Finance for 7 years. I've had many many loans with them. I'm very upset with the company as there is a error in the credit reporting on my Transunion credit report that I've brought to their attention 5x in the past 5 months. I've sent in documentation of the blatant error to my "status" on an account that was paid off and closed 04/07/2021 yet they keep verifying its correct and they are reporting it correctly. They even sent me the reporting from all 3 bureaus, and Transunion shows the incorrect code, yet they pass blame and won't help me correct this.

      I've turned in several complaints to the CFPB (Consumer Financial Protection Bureau) and I submitted to the BBB, so far nothing has been resolved. My credit is everything to me, its how I make a living. My rights to accurate credit reporting by FCRA have been violated. They state that it's 3rd party reporting is misreading, even tho I sent documents directly from Transunion.

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      Customer ServiceStaffLoan Process

      Reviewed Aug. 25, 2025

      Terrible customer service employees have lack of knowledge and try to decline loan based on racial basis and income. This company are nothing but crooks and should be closed for poor ethics and integrity.

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      Customer ServicePunctuality & Speed

      Reviewed Aug. 11, 2025

      Great customer service and very nice. Polite and got the money I needed quick with no hesitation and I thank them for that. They are always right on time with everything and get the job done in a great time.

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      Customer ServiceSales & MarketingStaff

      Reviewed July 24, 2025

      This place needs to be shut down! They falsely advertise that they help with credit and they do nothing. And they make you stay on the phone for 30 mins asking all the questions that you already provided. Don’t waste your time.

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      Loan Process

      Reviewed July 16, 2025

      Letty ** was a great person to talk to for a loan. She was incredibly great. I would recommend anyone to go and get a loan with her. She was awesome and incredibly good. I will make sure she will be recognized by others

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      Customer ServiceStaffHonesty & Transparency

      Reviewed June 18, 2025

      The World Finance in Georgetown SC The staff is very helpful and honest. They have a great attitude and the place feels warm and inviting The office is always clean. When I needed help they was right on time. Thank you.

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      Punctuality & SpeedStaffLoan Process

      Reviewed June 6, 2025

      Go see Shannon World Finance Portland, Tennessee. Great experience working with her! They can take care of all of your loan needs. Fast and friendly service. Have done business with them for years! They’re also good for tax needs. They can get your taxes filed very quick and efficiently.

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      StaffLoan Process

      Reviewed April 21, 2025

      I think World Finance is a great place to get a loan. The staff is very friendly and go out of their way to make sure you get everything you need and are satisfied with the services they provide. I will recommend world finance to all my friends and family. I greatly appreciate all that they did for me. I will continue to go thru world finance for any of my future loans. So thank you all.

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      Customer ServiceStaffResolutionTimeliness

      Reviewed April 2, 2025

      I would like to thank Paco from 9008 Dyer St. for his professionalism, and assistance in a matter regarding my mother. And to the other employees thank you for assisting me in the right direction. I was able to resolve the problem within minutes. Great customer service. Do recommend.

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      Price

      Reviewed March 18, 2025

      This is the worst place to file taxes. Last year the lady marked me down for having the American school tax twice, and this year when I filed for my 2024 taxes, the lady wouldn't correct it. I took her proof and then she corrected it and I was charged additional $100 on top of the $575 she said I would be charged for 1 W2. Higher than HR Block and not near as good at what they do.

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      Punctuality & SpeedStaffLoan Process

      Reviewed Jan. 31, 2025

      Come in to World Finance and see Rachael to get all your tax and loan questions answered. Very friendly. Very convenient. Very fast. Like I said Rachel will take care of all of it. Rachaelsthebomb.com.

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      Customer ServiceStaff

      Reviewed Nov. 22, 2024

      There is no customer service at all. Whether you are approved or rejected no one calls to talk or discuss with you. Terrible customer service. I applied and they only reach out using email. I'm sure people would like friendly help. No more customer service.

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      Staff

      Reviewed Nov. 11, 2024

      The staff is so awesome. Dahlia is the best!! Never any issues with this company. All your finance needs are met!! The staff is so understanding and empathetic to your needs. So helpful and encouraging and always listening to my needs.

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      Staff

      Reviewed Nov. 5, 2024

      I am very pleased with the assistance I received from Teresa today. She was very professional and made me feel I was her only customer. She was helpful, attentive and assisted 100%. Thanks, Teresa should be more like you.

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      BillingLoan Process

      Reviewed Nov. 2, 2024

      World Finance and its parent company World Acceptance Corporation commit fraud and insert deferment payments illegally on your loans for nonpayment. In abusive attempts to make you pay.. Check your credit reports.. If you find it #tap in want me to find it #tapin #classaction #litigation **.

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      Punctuality & SpeedStaff

      Reviewed Oct. 8, 2024

      World Finance is a lifesaver! The service was fast & friendly & they went above & beyond to make sure I was able to get back more than I need! I was in and out of there in 30 mins. Mrs ** & Jazzmen are the best!

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      Staff

      Reviewed Sept. 17, 2024

      WONDERFUL staff. Went on and above to help me with my needs. Would recommend them for all your needs and on the plus side they do TAXES to go down and see these two beautiful ladies. A++++ in my opinion.

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      Reviewed Aug. 27, 2024

      Our experience was good, simple and sweet, fun. In other words it did not take long. Get you in and get you out and you will be on your way but, it was a good experience and I recommend family and friends.

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      World Finance Corporation Company Information

      Company Name:
      World Finance Corporation
      Website:
      www.loansbyworld.com