World Finance Corporation

For several years I have been an on time loan customer paying nearly $200 a month to World Finance. I should have questioned my instincts when the LOAN OFFICER SUGGESTED DOCTORING PAPERWORK TO GET APPROVAL. However, I was backed into a position that I needed the cash. The knowledge that most of their applicants are in 'some type of need' puts the practice of allowing 'wink wink' documents as federally illegal. It is also a practice of coercion, to get people to sign loan documents for which they are desperate to obtain funds at extreme interest rates. Also federally illegal. But I digress.

I took out a loan with this company due to the fact I fell short of cash after being on sick leave. Listening to one of my friends >> I shouldn't have and they approved me for a $1200 loan. I fell behind on my payments and when I spoke to one of associates in the Pontiac, IL office, she noted my account that I would be making a payment. The manager in the Matteson, IL office ignored the notes on the account and went ahead and send a wage garnishment to my employer.

I've been a customer for 8 years. Yesterday I made a payment and asked where I was at because I was thinking of taking a vacation in a few months. Told me I should be fine and reminded me I was available for a 1000 dollar increase if I needed money sooner. Last night my mother's twin brother passed away. So with having to travel from Missouri to Texas with taking off work that 1000 that was available was a godsend. Until I went to borrow and manager of Grandview MO branch said it wasn't available. Not sure how computer says it's there one day but not the next. Why blatantly lie to your customers who have been in good standing for 8 years??

I had my taxes prepared recently at World Finance in Waxahachie TX. I could have done them myself, but I have a vacation to Mexico planned and wanted to be sure and have my return deposited and accessible before I left. I specifically asked what the charges were, and was told $79 for two w-2 forms. I also had some mileage deductions to consider, and asked if it would cost extra. The answer I received was no, it shouldn't affect the charges.

I've been a customer with the company for almost five years at the branch of Alexandria, LA and I can safely say that I have had the most wonderful experience being a customer of theirs and hope to be one in the future as well.

I was approved for a loan, and I went down to the Piedmont location to submit my documents. The employee (Tanya) and her manager are really two of the dumbest people I have ever met. Tanya took a look at my pay-stubs and apparently could not understand simple arithmetic. She claimed my pay-stub amount was incorrect and for that reason, she would not be able to proceed with my loan. She showed my stubs to her manager, who also was too dumb to realize that the math added up. I handle two separate accounts for one corporation, and therefore I receive two different pay-stubs. I explained this to her manager, and to my amazement she still couldn't wrap her tiny brain around this simple fact. I think I am actually more annoyed at how stupid they are, rather than the fact that I wasted my time driving down there and did not get the loan I was approved for.

Worse place to get a loan. Went in and loan was ready but social security card has my maiden name and driver's license has my maiden and married name. They wouldn't take it. Never had problems but today. They were rude as hell. Never will I recommend them to nobody. This was in Chesnee, SC.

So far I have been very pleased with World Finance. They have helped me with a couple of small loans. Their payment option is low and manageable and every time I have gone in to see them I was greeted well and made to feel welcome.

This place is a joke. I have been waiting for over a week for a response on my approval status. Every time I call to see if I'm approved I'm told that I will receive a callback later on that day or the next day. Not to mention when I went into the office to fill out my paperwork I was told that I would hear back from someone later that day. Just full of lies and excuses. I don't recommend this place to anyone that is in need of a loan for an emergency. Not surprised why the ranking is so low. 1.3 overall.

I was close to paying my loan off a few months back. I owed less than 1,000 when I lost my job. I called to let them know I may be a few days late. Waiting on my last check. I was told I physically had to come in and talk to them. And was forced into re financing my loan. After I told them I did not want to. I was told it was either that or they would confiscate my valuables. Now I'm back to owing 2,000 on a 1300 loan. When if they would have waited a few days I possibly could have it paid off by now.

I had a ray of hope when I was told "Your loan is approved." Day 1 I had award letter downloaded on my cell phone and thought they would use their email to pull it and print it; my printer was out of whack and that was one of the reasons I wanted the extra $. Stated they weren't able to do. I went to my apartment office and they printed the letter. Day 2 went back... mind you it's 98-101 degrees in the Dallas, TX area. I'm walking back and forth, I ride public transportation and, I was happy that I now had the award letter, and all other essentials necessary. DUMB as DIRT staff couldn't wrap their heads around the printed letter that had July 20th date but reflected my 2 diff incomes.

World Finance tells the client that INSURANCE IS REQUIRED on the loan which is tacked onto the amount which is UNGODLY and almost doubles and/or triples the loan amount!!! They tell you that it is required, however, the back of the contract shows it is NOT MANDATORY!! When I inquired about it, they said it is mandatory to carry it which is not what the contract says. I had a 3 week medical leave without pay from my employer in which that insurance should've covered the monthly payment so as not to create a hardship. The Ringgold office knew I was on medical leave, but never initiated offering for the so called REQUIRED insurance that they tacked onto my loan to cover that month's payment. Instead they chose to harass me over it knowing that I had no income coming in for 3 weeks. Clients are being required to pay for insurance which does them absolutely no good during a hardship.

First let me start by saying that I've had my car financed with World Finance since June 2013 and I've always either made double payments, paid early, or been on time with my payments. Well with an interest rate of 42% it's made it difficult for me to pay the load off completely. The vehicle financed through them is a 2005 with very high mileage and is falling apart. So about a month ago I purchased a brand new vehicle from a dealership and have lower interest and the same payment. In this month I've been in contact with them and have been trying to sell it to my mother (who I can't lie has been dragging her feet). However it's been 1 MONTH!

I have received calls from employees at the World Finance Company in Savannah with wrong information. My account has been mixed up at least twice with other customers. They took someone else's money and put it on my account and then I was told today that I came in the office and renewed my loan when all I did was make a payment. I am also being told that I need to pay late fees that I already paid and was told that I did not have any more, I get a call today saying that I have three. I will never do business and or recommend this company to anyone. Lastly, the employee was extremely rude to me and was having a shouting match with me over the phone threatening to report to the credit bureau.

Went in to pay my loan, employee, fairly new, extremely rude. They call your house even if your grace period is not up, and I even phoned them after the 10th to let them know I'd have it paid by the 20th, the end of our grace period. Last month I paid with cash, the employee was to give me 2 separate receipts because one was for $2 that I paid on the one late fee, which this is the 1st time we were late. Gave the guy $100 and he gives me one receipt back for $2, not the hundred. I caught it when I got outside, went back in and the guy looked shocked. I do believe he was going to take that bill.

I've dealt with this place for many years but never tried their tax services. I was in office to handle business regarding my loan and the branch manager asked if I wanted to do my taxes and told me I can get a check that day for 1500. Ok... I told her this is too good to be true and she replied "yes you can, you have your w2s." And I did. We start the process didn't take very long at first. But what I am PISSED off about is that no I didn't leave that day with a check for 1500. This lady straight mislead me into doing my taxes with them at a high charge but you are thinking you will get the 1500 with 0 interest rate. But the catch is they send your taxes to the IRS but in order for World Finance to cut the check the IRS have to accept your taxes. That's a bunch of BS. I'm thinking once they send the taxes not actually accepting. So she tells me 15 mins. to see if I owe any back taxes etc. Running game. Lol. Then she will cut me a check.

I received a flyer in the mail from World Finance that had me believing that I could get a loan very easily. I filled out an online app and did not get a response so I went into the office and did an app with one of the employees. She did not tell me that they do a hard credit check until she finished the app. She then asked me how much I wanted to borrow. She told me that they would call me within an hour to let me know if I was approved or denied. I waited 3 days before I finally called them and she told me that I was denied. I feel like this is a very unprofessional company. They gave my brother in law a loan and his credit is messed up and he has not paid them a dime. And he said he doesn't plan to either. I also have read most of the reviews on this company and they suggest that this company is not a good place to get a loan from anyway. I am sort of glad that they turned me down.

If there is ever a class action suit on them I am in. I fell behind on payments and they continuously came to my house and harassed my son who is special needs while I was not at home and had a sheriff served him, not me while I was at work, which I feel is somehow illegal. I accept responsibility for falling behind and recently paid them off through a garnishment, thank the lord, however, the way they came to my home was a HUGE chance they were taking especially since my house was broken into and I did not know who they were immediately.

First I'd like it impressed that I've never been late on my loan payment, so I have no complaints there. My complaint is in their shark tactics for getting the unsuspecting person stuck in revolving debt. Every time I make a payment they do anything they can to talk me into adding to the already existing debt. When I declined this past time and asked for the pay off they said "Well we hope you won't do that" and got snarky. Listen...you guys pay it off, get yourself out of debt and don't use them out of desperation if you don't have to. And please don't fall into any traps. It's easy to do. Keep your receipts, pay on time and don't add any more debt from them.

After the process of the application and I was told that I was approved. Was advised to bring in documents which I complied to. Then I was told that because my bank statement did not have my name on it I was turned down after the reps eye balled all my documents. I don't if they were expecting some different or what. But I glad they turned me down. Now I have saved myself some money, plus I have excellent payment history no missed payments or late payments in over 5 years.

Colonial Finance on Lomas Ave. Ne turn into World Finance at Eubank Ne and at all Credit boroughs still showing as a Colonial Finance messing up my credit. Why can't they change it? Bad business!

I first went to this company as many do, to catch up. I fell behind. I asked if they would take payments each paycheck. "NO" is all I got. I couldn't make the payments they suggested that I renew, so I did. I went to school and lost my job at the same time and yet again was not able to make the full payment yet again they would not work with me. Now I got a legal notice and they are going to garnish my wages. If they would have worked with me they would have received more than my payment was each month by working with me. Now I don't have enough money to pay my basic needs like electric, gas to get to work or even food.

I was introduced about World Financial Group from a good friend of mine. I was able to learn how to cut the expenses, save money and build the financial foundation. I graduated one of the top school in U.S. However the college never taught me how to manage my own finances. That is why middle class continue to struggle. I see some of the complaints from other people however I disagree them. It is always depends on people who explains about the finance concept. Their Financial Literacy Education Campaign is the best ever! No other industries can beat it. If you do not believe it, you should check out their "Saving your Future" book from World System Builder. Please look at the facts first before starting complaints. Lots of people barely have anything to do but write a bad review behind the curtain without knowing the fact.

Tax Year 2015 I got my taxes done at World Finance to pay off a loan that I previously had through them with the 0% interest rate on the $1,500 advancement they offer. This advancement the same day that your return is accepted by IRS. However I have waited 21 days and no return, so I called IRS to find out that they failed to send the form 1095-a which is the health care form. I took the form back to them, they sent it again to a number that their tax professionals told them to send it to. I told them that the IRS told me to send it to the one that was on the letter when I got it. They assured me that their tax professionals knew what they were doing so four weeks later I call the IRS to find out the status. I find out they have never received the forms so in all I am waiting seven weeks now just to start my six to eight weeks all over again.

I went to World Finance Corp. this morning for taxes. I have lost everything the past few years and still in process of getting my ID's. I was dealing with a lady at the front desk when she asked for my ID so I give her my SS card. She then asked for ID. I told her my TDL is expired. This guy at a desk in the back overheard and said "We don't take expired IDs so just go find somewhere else"! Very rudely said! I'm not accusing, but being the only ** person in there, I felt as this was somewhat of a racist act! Instead of being nice and trying to help, that's the treatment I received from this place! This is the office at 6500 North Few in Houston, Tx! I hope this comment gets to them real soon!

We have got a loan for Christmas. Paid it back, it was for collateral. I asked if they wanted my first born. "Seriously." But #1 customer, great standing letters coming 3x a week. Then due to health issues took out a title loan, they took my new title & my chipped key, they sent my title in, got a call from Lisa my insurance agent telling me that my "custom" truck she had a new title saying it was (salvaged) told me to look into it. I went back to "WF". Told her I needed a copy of my title, after a big nasty argument including me saying I'm calling the police & her calling her mngr, I finally get the copy & sure enough it was in the top corner "salvaged", then we had to take chapter 13.

I went to them to buy a RV, I was $4000 short. They wanted me to sign over my $21,000 Toyota Camry 7000 Chevy truck, plus they would hold the title to the camper, plus sign over my old RV. Then they wanted the deed to my farm, plus my wife as a cosigner. I got only one thing to say about this. It's a good thing I didn't want $5000. I would hate to give them my kids & pets too.

I recently had some health issues, I am on disability and am about 4 months behind on my payment. I first took a loan out with them several years ago and paid the loan off and renewed the loan, paid off and took another loan out several times. I was in good standing with them until this point. I am curious as to what will happen to me. I contacted them a while back and told them I couldn't afford to pay the payment could they take half. They said no but they could renew. So now I'm back at over 1,000 to pay off and still not enough to make the full payment. I don't know what to do. JUAN if you are out there please advise me of my options. Thanks.

At first the Lawrenceville location seemed ideal to borrow from. However, my thoughts regarding this soon changed. Even after you let them know when you are coming in to pay they constantly call from different numbers, and act like they did not know you just talked to them that same day! They harass people! Meanwhile, I was late 2 times but ended up paying off the full amount of the loan and they still put a negative comment on my credit. So even if you pay them off and satisfy the loan and close the account they will add negative information about you on your credit (after the account closes paid in full)!!

I swore I never would borrow money there again. However that was before my tooth broke. I had not missed a payment. I went in and they had the loan ready and I got the money. A few days later after my emergency dental work, I began to go over the loan and realized that if they could add any and all insurance to the loan, they did. I borrowed the least amount of dollars and by the time they added interest to this my payment was 97.00 for 10 months. My prior loan was over 800.00 for 10 months, but due to the ungodly pain I took the money and went to the dentist.