Follow us:

Struggling with Credit Card Debt?

Get relief and reduce what you owe

Debt Relief Options
ConsumerAffairs Unaccredited Brand

National Recovery Agency

National Recovery Agency
Overall Satisfaction Rating 1.13/5
  • 5 stars
    1
  • 4 stars
    0
  • 3 stars
    0
  • 2 stars
    0
  • 1 stars
    30
Based on 31 ratings
SHOW RATING DISTRIBUTION

Struggling with Credit Card Debt?

We'll match you with the right company that knows what you need.

This company is not yet accredited. To learn more, see reviews below or submit your own.

Struggling with Credit Card Debt?

Get relief and reduce what you owe

Debt Relief Options

Get trending consumer news and recalls

    Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

    Struggling with Credit Card Debt?

    Are you this business?

    National Recovery Agency Reviews

    Sort: Recent
    Filter by: Any

    A link has directed you to this review. Its location on this page may change next time you visit.

    Page 1 Reviews 1 - 10
    Rated with 1 star
    Verified Reviewer
    Original review: Sept. 10, 2019

    After months dealing with this company and other parties about an unpaid medical bill (that never arrived because the doctor had the wrong address) I finally settled the debt with original billing agency who was told by the NRA that my account was closed and I was out of collection. Fast-forward one month and I get a call telling me that I still owe the same debt for the same doctor on the same date of service. In fact, the NRA agent could even verify that it was a second, identical, account. Still, I have "prove" that the outstanding debt was paid. How, I wonder, do I prove that an outstanding debt for a separate (but duplicate) account was paid when payment for the original (and correct) account isn't proof enough??

    And of course, the agent wasn't helpful at all, just telling me over and over to "fax in proof". Who has time to deal with this crap!? Now I have to waste more time dealing with them because if I don't they can screw up my good credit over a scam! I'm livid. I'm going to file a complaint with the CFPB and send an official letter disputing it, for whatever it's worth. BTW, I'm giving this agency 1 star ONLY because I have to, to submit this review.

    Read full review
    3 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Aug. 27, 2019

    It’s been almost a year now I’ve been trying to get away from this company. Somehow they got my student loan debt and said I had to set up arrangements for 5 months of wage garnishment AND pay them on top of that. Well I’ve sent documentation 3 times now and it’s been almost a year that I’ve been garnished. They said it was 5 months and every time I get to the end of 5 months they tell me that THEIR company hasn’t received enough money so they keep rolling it over. I don’t know what to do at this point. This is a VERY crooked company and I’m worn out.

    4 people found this review helpful

    Not sure how to choose?

    Get expert buying tips about Debt Collection Agencies delivered to your inbox.

      Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      We value your privacy. Unsubscribe easily.
      Are you this business?
      Rated with 1 star
      Verified Reviewer
      Original review: Aug. 15, 2019

      NRA is a scammy debt collector! Everyone of you who get a call from NRA should first find out what debt they are calling about? Most of the time the debt is not valid. NRA is supposed to send you a letter in the mail informing you about the debt and your options. They never do it because they are finding outdated information from off the internet. They are not even the real debt collectors for anybody.

      1. Call CFPB Consumer Finance Protection Bureau cfpb.gov and make a complaint. This is a federal agency who will contact them and ask them for proof of the debt. If it is a real debt and they are really the debt collectors of that debt, the CFPB will get that information for you. At that point, you can request CFPB help to handle NRA or use that information to clean up your credit report and stop them from ever contacting you again!

      2. If NRA is reporting the debt on your credit report. Write a letter to each of the Credit Reporting Agencies (CRA) Equifax, Experian and TransUnion (where NRA shows up) disputing the debt. Google for a sample CRA dispute letter. If NRA cannot prove they own the debt, they will be deleted from your credit report.

      3. Keep a record of all calls with as much detail as possible. Talk to them and ask them the details of the debt they are calling about, and their name/address and contact info.

      Do NOT provide any personal information except to confirm your name and the last 4 of your SSN... Do this ONLY if they already have it. Do not give your address or email or bank info or confirm any debt even if you recognize it eg Citibank or Visa etc. After you get this information, tell them not to call you but send you all communication in writing only. And that you will reply to their letter once you get it. They never send a letter, and maybe they will stop calling you! If they do continue, look up a local Attorney who handles "credit card debt collectors" or "sue debt collector". Google it and call them. These attorneys will sue them on your behalf for free and you will end up getting paid a lot of money due to FDCPA and FCRA laws that protect consumers like you. Good luck!

      Read full review
      10 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: April 29, 2019

      This company calls BOTH my home phone and cell phone every. Single. Day. In every call, the caller ID says it's them, but they just hang up. I have received nothing from them in writing in the mail. If this was a legitimate business matter, they would conduct themselves in a business like manner, including identifying who is calling, company name, and why they are calling. ENOUGH already.

      12 people found this review helpful
      Rated with 1 star
      profile pic of the author
      Verified Reviewer
      Original review: Aug. 10, 2018

      I was called from NRA daily in regard to a payday loan I never took out. They even called me at work numerous times. I filed a report with the Attorney General in my state of Rhode Island. They told me to go to the local police of the city I live in and file a report so there is a paper trail. The Attorney General's Office took the phone number from me that I had and called NRA. When they finally picked up the consumer affairs lad at the Attorney General's Office tried to get information and they hung up on her. She relayed to me that the company is running a scam. They try to frighten people to give them money. If they call hang up or block the number.

      23 people found this review helpful
      How do I know I can trust these reviews about National Recovery Agency?
      • 2,208,408 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.

      For more information about reviews on ConsumerAffairs.com please visit our FAQ.

      Rated with 1 star
      Verified Reviewer
      Original review: July 18, 2018

      Received a notification that an account was placed into collections on my credit report. Go to my credit report and see it's from National Recovery and call the number provided on my credit report. First person I spoke with couldn't locate my account and once I refused to provide my SSN, he hung up the phone on me. Second time I call, the person was able to find my account, but couldn't provide me any details on the alleged account, confirmed they didn't try to contact me, and became combative when I asked for supporting material for the account (I asked them to send me the details of the alleged amount due along with paperwork with a header from the original creditor stating balanced owed) then also hung up.

      Here I am just trying to clear up my credit report and no one there is even competent enough to hold a conversation. I believe their tactics are illegal and just inhumane. How can a company operate by throwing collections on a credit report without even trying to contact a person first. The collection account is all of $163... I will fight this through the credit agencies as I cannot get anywhere with this company. Call BBB STAT!!!

      Read full review
      18 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: June 8, 2018

      I have been a military spouse for well over 8 years. I know my rights. I know I do not owe state taxes anywhere we are stationed EXCEPT FOR HOME OF RECORD. They told me I was not exempt from state taxes and I owed over 300$. They threatened to take out money from my wages since I refuse to pay them. I told them good luck, I don't make money because I am just a SAHM. MilSpo are exempt from state taxes except home of record.

      8 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: March 12, 2018

      They call me constantly telling me I have student loans. I do not HAVE ANY. They call everyday sometimes 3 times a day. I've been asked to put on their DNC list at the minimal of 40 times. I feel like the whole thing is a scam. I just tried to call. It plays music and says someone will be right with me. Then it hangs up. This business isn't even credited. They are scamming people out of money.

      24 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: March 1, 2018

      On February 26 it was discovered that my husband's tax refund had been taken to pay for a student loan debt that is in arrears. They were able to do so because my name is on the tax return even though I am unemployed. I never received a letter or a phone call stating that they were about to do this. To make matters worse, I have never received anything from them at all regarding the student loan debt. Previously I was handling it through the Department of Education. I have tried multiple times over the last few days to contact National Recovery to make payment arrangements for a student loan debt. Every time I have called, there is a brief message saying that it is a debt collector and there is a few seconds of music and then silence. No one answers. How am I supposed to fix this situation when I cannot get anyone on the phone?]

      44 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: Dec. 10, 2017

      I received a collection notice demanding a $98.98 payment for a debt they said I owed. I have found out it was from the Bradford Exchange who has been no help either. Neither has the supposed creditor, Collectibles Today Network. I have not received any letters or notices from anyone until I RECEIVED the collection notice. I have been hung up on, my emails ignored and no one has answered my questions as to why they are trying to collect this money. I'm at wit's end on what to do next. I don't want my credit ruined but I really don't think I owe anyone any money in this matter.

      12 people found this review helpful

      Not sure about National Recovery Agency?

      Struggling with credit card debt? Get matched with a debt relief provider today.

      Loading more reviews...

      National Recovery Agency Company Information

      Company Name:
      National Recovery Agency
      Website:
      www.nationalrecovery.com

      Make the best choice, every time

      Join our community to stay up-to-date with the latest reviews, recall notices, and brand recommendations.

      Our community members are happier with their purchases than consumers who didn’t research before buying. To see why, sign up below!

      Thank you

      Keep an eye on your inbox, the latest consumer news is on its way!