RushCard Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
About RushCard
RushCard gives users more financial control by only letting them spend what they load onto their prepaid Visa RushCard. You can use RushCard for long-term savings or day-to-day purchases and deposits. The direct deposit program lets cardholders with qualifying deposits receive funds up to two days early. Select from two different plan options.
- RushGoals saving feature
- User-friendly mobile app
- Early paychecks with direct deposit
- Higher fees than some competitors
RushCard Reviews
Filter by Rating
- (2,101)
- (456)
- (309)
- (286)
- (1,932)
Popular Mentions
- 4,947,670 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Recent
- Recent
- Oldest
- Most helpful
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,947,670 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed June 28, 2015
My card was lost today 6/27/2015 while I was at the movies. I just happened to leave it with the server and didn't realize it until several hours later because I didn't need it. So I went back and they said one has retrieved or found it so I immediately tried to contact customer service to put a hold on the account to prevent further use... I called over 10 times to no avail, the phone just rang and finally the call ended on its own. Now I can log into my account through my smartphone and I was watching how the card was being used without my permission literally. I kept trying to call NOTHING. Now in the morning, I'm going to call again and demand an answer as to why after the hours of 11:00 pm, there was no success in reaching customer service which could have prevented unauthorized transactions. And the only I gave it 5 Stars is because I noticed that who's ever monitoring the Rushcard Customer Review on this site only responds to positive feedback.
Reviewed June 28, 2015
I don't like when taxes are issue. You guys allow the state or federal take the refund back without notifying the cardholder. I will continue to use the card for small payments.
Reviewed June 27, 2015
I don't like that I have to go thru all this bs to get a new card. I fax all my information over to them twice because they have so many people that work for them who don't understand or speak English. Do I have to go out my way and send over this information again. I been with them for 6 years or more. Very disappointed with the way they treat me after all these years. I am getting rid of them as of July when I receive my new card so I can close my account since they won't do it unit sent in my information again. Okay that's cool because I won't have to worry about going through this again because I am leaving after all these years and I would never recommend it to nobody else in my family. I recommended this card to around 30 people friends and family. Never again.
Reviewed June 26, 2015
Last evening, I visited my local Walmart with the agenda to make a withdrawal from the MetaBank ATM or whatever it's called now, just a ATM that doesn't charge a transaction fee. I attempted to withdraw $300.00. Well, the ATM froze during my transaction and I notified a Walmart employee, as I was concerned that if I went to another Walmart's ATM, it would say I withdrew $300.00. The ATM jammed. When she reset it, the monitor's message said I was due $140.00! I told the Walmart employee I attempted a $300.00 withdrawal. Also, the ATM's toner was out and no printed receipt for proof of withdrawal or balance was available. Of course, there was nothing she could do. I took the $140.00.
I called RushCard and was on hold for over 10 minutes. Yes, my balance was $300.00 less than it should be. I had no proof to account for the $140.00. My card was deemed invalid when I tried to find my statement online. Tried calling 3 more times and each time was on hold too long. The next morning, I called RushCard customer service, and the helpful clerk confirmed the $140.00 and the $300 was pending investigation. In 24 hours I should see the correct balance with only $140.00 withdrawn. If I needed that money right away I would be so livid. Let's see how things turn out in 23 hours.
Reviewed June 26, 2015
I like RushCard better than credit unions. It's more secure in some ways. I've recommended it several times and I'm kind of affiliate business and I have my employment as well. They're nine out of 10 for me.
Thanks for the great rating, Quinton! If you ever have any questions for us please let us know and we'll get you the answers you need. Thanks again and enjoy your RushCard!
Reviewed June 25, 2015
I've had my Rushcard for seven months and I use the direct deposit feature with my job. It's awesome just the way it is and I'd recommend them.
Reviewed June 25, 2015
Courteous and fast service to my request. Representative was very understanding and went the extra mile to help me with my issue. Would definitely recommend RushCard to anyone.
Reviewed June 24, 2015
I've used it to pay bills and make online purchases and I've noticed that they add money to my card when I use it certain times out of the month.
Reviewed June 23, 2015
I hate calling RushCard customer service. Always someone overseas who speaks and understands English fluently. Also if I have a second card and I misplaced my primary card I should be able to transfer those funds over to that account. I couldn't feed my kids for 4 days because I didn't have any money.
Reviewed June 23, 2015
I've had my RushCard for so long and what I like about it is that I get paid two days earlier and that I can see what I'm paying through the app. When you're out of money, you're out of money. One time, my PayPal account got hacked and got $70 off my RushCard. They froze my card and I couldn't use it until I got a new card, which sucked but it wasn't bad. I would recommend them to a friend.
Thanks, Joseph! Getting your money ahead of schedule is one of the great benefits of having a RushCard and with our app you can keep track of all your transactions. Thanks for recommending us to your friends!
Reviewed June 23, 2015
I am pleased, actually more than pleased with RushCard. I wish I had a little more privileges with the card like credit options or ability to charge in emergencies. Have a credit limit. But other than that I am totally pleased with the card. So pleased I have two and will be ordering my daughter one.
Reviewed June 22, 2015
Been a Rushcard holder about maybe two or three years. I learned about them from a friend. I had no bad experience paying bills, making online purchases or using direct deposit. Everything's been fine. I've called customer service for questions that I had - nothing major and they've been friendly to answer.
Thanks for the great review, Latonya! Glad to hear that you've had a great experience paying bills and making purchases online. Thanks for being a RushCard holder for the last few years and if we can ever be of service please let us know.
Reviewed June 21, 2015
It is convenient to have RushCard. With this card, I am able to manage my finances better. I am able to pay bills and make online purchases with it. They have good customer service too. I also noticed that since I got it, I get my money real early on one of my jobs. And as for my other job, I get it a little later but it's still the day before.
Thanks for the great review, Rhonda! We're glad that you're able to manage your finances better with your RushCard and that you're getting your money early. Don't hesitate to reach out if you have any questions!
Reviewed June 20, 2015
I really love my RushCard. I love how I get paid early and twice there was problems getting my money out but it was resolved quickly and with professional courtesy. I would highly recommend this card.
Reviewed June 20, 2015
I barely use my Purple Diamond for months because I'm no longer receive SS benefits since September 2014. I didn't want to delete or closed. I decide to keep it as for emergency needs.
Reviewed June 20, 2015
I've had Rushcard for a couple of months, I heard about them from a friend. I'm enjoying the card because I haven't had any problems with it. I've had my paycheck loaded to my card early.
Glad to hear you haven't had any problems, Stella! If you ever do, we're here to help so please let us know how we can assist you. Thanks for reaching out on ConsumerAffairs!
Reviewed June 19, 2015
I've only had RushCard for a few months and so far it's been horrible! They state you get your money TWO days faster... NOT TRUE! My payday is Fridays. My money doesn't post until Thursday morning at midnight! Secondly, I was out of state relocating and I lost my card! Well, they said if I ordered a new card it would 7 days to come in and I couldn't transfer my money to another card I had because it was not a RushCard! Basically, I was stranded in an entirely different state with no money! Then, once I made back to my home, I waited 7 Business days and my still hasn't shown up!!! This is HORRIBLE!!! Thanks RUSHCARD! I missed two interviews because of your INCONVENIENCE!!!
Reviewed June 19, 2015
I get my paycheck two days early because of RushCard. It's convenient for me because I pay my bills and make online purchases with it and I love it. I don't have any problem with it.
Reviewed June 18, 2015
I was having so many problems with banks. My wife told me about RushCard - that I can have my check actually downloaded onto my card and it definitely helped with my issues.
Reviewed June 17, 2015
I use RushCard for direct deposit. I like using it and I enjoy it overall.
Reviewed June 17, 2015
In March of 2015 I filed a dispute regarding a fraudulent transaction. I conference the call with RushCard and the merchant and they agreed the charge was not authorized. I received confirmation from the merchant Expedia stating the charge was not authorized and they agreed to consider the case closed because I had already received the provisional credit from RushCard. Now in June 3rd RushCard has reversed the credit stating they concluded the investigation and found no error. How can they state there is no error when I conferenced the call with the merchant and also provided correspondence from the merchant stating this was definitely fraud. I will be filling a small claims in court along with a complaint with the BBB.
Reviewed June 17, 2015
I received an email in May inviting me to enroll in direct deposit. It stated that if I signed up I would receive $15 on my account before the first of the month. After many calls and emails I'm told daily that I am eligible but I have to wait because it's been escalated but no response. Really???
Reviewed June 17, 2015
Rushcard is the worst prepaid card services EVER. Please don't use them. The customer service is the worst I've ever seen in my life. You're not allowed to speak to a Supervisor nor will they give you corporate Number. I had three Reps hang up on me and not call back. Please don't use them.
Reviewed June 17, 2015
My account was compromised, I've contacted RushCard over and over and the dispute department, filled out the dispute form numerous times, letting them know I was in the hospital ICU when the supposed transaction took place and they still let the company charge my card. First for over $300 and it came out of my account, then for over $500 which came out of my account. And now the company is trying to take another $3000 from my account which is leaving my account negative over $3000. HOW IT'S A PREPAY, there is no way a prepay can go over the limit! And it was for a car limit, I DON'T DRIVE, I WAS IN THE HOSPITAL ICU FOR SEIZURES and in a COMA FOR FOUR DAYS when the supposed car was rented, and in the hospital for over 3 weeks with complications from it, and with pneumonia and complications from my cancer.
I haven't driven in over TWO years! They won't even return a call, help me with the issue, are letting the criminal get away with it. The business victimize me as well and RushCard is victimizing me AS WELL. I have been a VERY GOOD and LOYAL customer for over 6-7 years and referred customer to them and praised how wonderful they are and this is how I am treated. WOW, what a thank you. I get left, released from the hospital after cancer treatments, without my social security checks for two months, with no way to pick up my medication, no way to return home from VA to NV, and not a dime to my name and NO HELP FROM RUSH. THANKS RUSH!
Reviewed June 16, 2015
I have been a Rush Card holder for many years and it used to be a great debit card company until they change for the worst. My funds has been stolen off my account multiple times on 3 different occasions. When I called to dispute these unauthorized charges, they tell you to try to call or contact the merchant and if they can't help you then to called Rush Card back, then rush Card will file a dispute which will take up to 90 days. Then you have to block your card and pay a fee to have another card expedited to you. Also the max cash you can withdrawal from the ATM is $500. Not to mention all other restrictions that was recently added which made being a rush card customer not so great anymore.
Reviewed June 16, 2015
I've been a member for a year now and my experience with RushCard has been fantastic. I've been able to manage my finances better with this card as I get to count how much money I spend in a month. I called the Customer Service one time because I had loaded some money and it took longer than a day for it to get on the card. I was bothered when it said I have to pay a fee for my money to be loaded on a card and that I had to call them about it. They fixed it eventually and I didn't have to pay a fee, so that was nice of them. I've also been using to pay bills and make online purchases. Unfortunately I think I misplaced my card and I'm still trying to find it.
Reviewed June 16, 2015
I am very disappointed with the way I was treated by a manager in the corporate office of Rushcard. My card was stolen and they want to charge me $30 to get a replacement in 1 to 2 days. I cannot afford the fee and cannot wait the normal 7 to 10 business days as I have children to feed. She basically told me it's not their problem and that they don't appreciate me as a loyal customer. All of their reps lied to me and told me they can't waive the fee when I know firsthand they can because my mom uses them and had the same situation and they waived it no problem. I pay a monthly fee every month as well as atm fees and they can't cover a one time $30 fee as a courtesy for a loyal customer who has never had an issue before. They have horrible customer appreciation and I will be canceling my account as soon as I can.
Reviewed June 15, 2015
I just wanted to say how pleased I am with the card and its services. I get my pay up to two days in advance as promised. I get the text when my funds are low and when I call customer service for any reason I am always pleased with the professionalism from staff. The card is the best thing for me to handle my money. Thanks RUSHCARD.
Thanks, Larry! We're thrilled that you're happy with your RushCard and with our customer service. We strive to help our customers any way we can so please let us know if there's anything we can ever do to help.
Reviewed June 15, 2015
I really like the RushCard, I just wish there was an actual bank you can visit to take out a large amount of money and or add cash deposits. Other than that I really don't have any issues. I like the fact that there are now ATM machines that don't charge a fee althouth the limit you can take out is usually between $200 and $300. Sometimes that's not enough so I go to another ATM that allows more.
Reviewed June 14, 2015
I have been with RushCard for several years. It has been a very good experience to be using your services. Thank You for everything.
Reviewed June 14, 2015
I've been using Rushcard for a couple of years now. I've paid for some online purchases using it but mostly I use it to pay my rent. One thing I don't like about it is that I can only withdraw $400 at a time. I do get my check early though, which is good.
Reviewed June 13, 2015
I've had Rushcard for three years now. I like how they send text alerts to inform you of your account balance and whenever money is taken out of or deposited into your account. I've used it to pay my bills and buy stuff online. Recently I've been having the need to call them to ask where my deposit was because usually it appears in my account two days ahead of time. This hasn't been the case lately, but it's probably not their fault.
Hi Pier, thanks for the great review! Our text alerts are just one of the great benefits of having a RushCard and we're glad that you've been able to pay your bills online. Please let us know if you ever have any questions and thanks again for reaching out on ConsumerAffairs!
Reviewed June 13, 2015
RushCard made it so much easier for me to pay my bills and online purchases while minimizing fees. It's easy to use direct deposit too. I've recommended it to a lot of people. Those starting off their new jobs and complaining about getting and cashing their check.
We're glad we made things easy for you, Vanessa! Thanks for recommending us to your friends and we're always here to help if you need us.
Reviewed June 12, 2015
My RushCard experience has been good and I've had no problems with the card.
Reviewed June 11, 2015
She said "no," so I asked her to repeat what she said on her recorded line. It wasn't the same just for the service she gave me plus hanging up in my face (listen to call) over talked me and hung up. I wasn't outrate in my eyes dealing with customers all day. I was stern but not rude. I feel this should be address but in the mean time I will be changing my direct deposit and discontinue my service with Rushcard. The company was great at first but one apple will spoil a bunch if this supervisor is training her staff this way. I won't be the last customer you lose..
Reviewed June 11, 2015
Hello my name is ** and I am having a big problem with this Rushcard. I've been waiting for my direct deposit for over a month to post to my card and still it has not shown up. I've been calling everyday no help with the customer service people. Ask to speak to a manager. He didn't help me one bit. I am so ready to sue them to get my money back. I never had this problem with a prepaid card before. I am really stress.
Reviewed June 11, 2015
I've learned about RushCard from a friend, and since using it, I have been able to manage my finances better because I put my money on the card and I leave it at home. It's pretty convenient because I have been able to pay my bills and purchase things online. RushCard is user-friendly and I would recommend it.
Thanks for recommending us, Malisa! It's great that we're able to help you manage your finances and we're always here to help so let us know if we can be of service. Thanks for being a valued RushCard member!
Reviewed June 11, 2015
I had a company charged my card twice without authorization for the second and I attempted to dispute with the merchant who claimed they did not see the second transaction so I contacted RushCard and opened a claim. Fax all paperwork back and I have waiting to receive my refund since April 21st. I do feel like this is very unacceptable seeing how I have done everything asked of me. And when I call into customer service they don't have anything to update me with regarding the progress. Makes you really consider not using their services any longer. Up to 90 days to complete. This is CRAZY.
Reviewed June 10, 2015
Rushcard has been working fine for me. I've been with them for a year now and I receive my money earlier than I expect for direct deposit. I use the card for paying bills and making online purchases.
Reviewed June 10, 2015
The best part about having RushCard is that I can't overdraft. I also use it a lot for paying bills and making online purchases. I use direct deposit and I never had any problems with it. As soon as I set it up, it was smooth sailing from there.
Thanks for the great review, Deja-Renee! Direct deposit is just one of the many features that our customers love so we're glad that you're getting the most out of your card. Please let us know if we can ever be of service.
Reviewed June 9, 2015
I lost my card 3 weeks ago, when I lost it I found it the next day. So I call to order a new card. I had to answer dumb security questions about the area I live in which I didn't know because I was was new to the area. So eventually I sent in 3 documents (license, social, proof of residency). Had to wait 2 days to be told my proof of residency is invalid. I sent it 3 to 4 more time every other day just to be told corporate haven't even took the time out to look at it. So it had to be escalated. Mind you I need gas in my truck, food to eat, I have a phone bill due, my credit card bill is due. My credit will probably be messed up by the time I get my replacement card. I get paid biweekly. My first pay period passed already, money I can't use. And my next pay period is coming up, that's too long to wait for your own money. Then the employees keep telling me different things which is so unprofessional.
I don't recommend RushCard for no one with responsibilities or bills to pay. This is about one of the worst times of my life where I can't pay my bills when I know I actually have the money to do so. I should not have to go through this much trouble for my own money and I'm not even one to do reviews but it's almost been a whole month and I'm angry and fed up.
Reviewed June 9, 2015
RushCard doesn't let you go overspend and you'd only spend what you have so that really helps. Just about a year ago, they let you pay gas on it so that helps too. I reload my RushCard using direct deposit and I am able to pay bills and purchase online with it. Overall, it is easy to use, budget-friendly and convenient.
Thanks, Tabatha! We're glad that RushCard is helping you to not spend too much and that you can use your card at the pump. Thank for reaching out on ConsumerAffairs!
Reviewed June 9, 2015
I'm glad I have RushCard. One of the good things about it is that I don't have to work on checking my account because I get an automated alert to know what my balance is. Also, when I get a check from somebody, I can put that on my Rushcard so that I'm not getting a check in the mail. In addition, their customer service doesn't have complaints, attitude, and back talking. Otherwise, I wouldn't still be with them. Just like when I had something I didn't understand, a sales rep let me know. They're very good.
We're glad you have a RushCard too, Yvette! Thanks for being such a loyal RushCard customer and for leaving a great review on ConsumerAffairs. If you ever have any questions or concerns we're always always here to help!
Reviewed June 8, 2015
RushCard is practical. It has helped me a lot in putting away money to pay for bills. I'm more careful when I use it. Everything has always been very well.
Reviewed June 8, 2015
I have been a RushCard owner for MANY years. I have had the absolute worst experience with using RushCard services. My account was hacked and someone had my card sent to my home charging me $30 to expedite. I had the rep basically say I was lying because she must have asked me 6 times if it was true, that I did not order the card, it was delivered to my house and that I now have the card. After telling her multiple times that I did not order my card and I would like the $30 refunded to me, she blocked my account.
So now I have to speak to a supervisor. I had to upload verification onto the website in order to get it unblocked. It is still not unblocked. This is not acceptable. There should be some way to access my money in this kind of case. Oh, and the rep tells me I have to go through FedEx to get my money back. Which came to be untrue because I called FedEx and the money was taken out from THEIR account not mine. So it is up to RushCard to return my fees.
Then I tried to transfer $30 to another account when my account was first unblocked and don't you know for some reason it transferred $30 9 times. So, I call to dispute this, the rep tells me I have to have mine and the other persons account blocked for 60-90 days. That is absolutely ridiculous. So due to all this I had my car payment bounce and you have refused to pay that fee as well. It is now almost a week later, no resolution and I still can't pay my rent or car payment. I am so scared to continue doing business with them, that I stopped my direct deposit until all this is cleared up. I have MY money sitting in my account and I cannot touch it. Very disappointed and worried.
Reviewed June 7, 2015
I figured out that the more money I have in my pocket, the more I'm gonna spend. So I thought I could go cheaper on the RushCard, and I've had it for three years now. I have used it to pay bills or make online purchases. I also do direct deposit and stuff but I reloaded in a store and got a money pack. I also get paid earlier. They have like bank accounts.
Reviewed June 7, 2015
I've had Rushcard for around four years. I'm able to see what I'm doing with my money and use it to pay bills and make online purchases. The customer service reps were nice to me when I called them.
Thanks for the great review, Felyca! We appreciate you reaching out and leaving a review on ConsumerAffairs!
Reviewed June 6, 2015
I sometimes use RushCard to make online purchases. However, I don't do direct deposit to it. I just load money on it. RushCard definitely helped manage my finances a little bit better.
Reviewed June 6, 2015
On May 27, 2015 I transferred funds to my mother in the amount of $200.00 for her birthday. Given the fact she is a RushCard member herself, I conveniently used the card to card transfer option. Accidentally, I pressed the send button too many times (sending 5 transfers for $200.00), transferring my mother an excessive amount. I checked my online account and 3 of the transactions were cancelled and I had my mother transfer back the other $200; leaving her with my originally planned birthday gift of $200.00. I went to the gas station to use my card and was informed it was blocked. I immediately logged into my online account; keep in mind I still have access at this point, and checked my balance verifying everything is good, and it was. I then called RushCard, whom I've been with for a few years now, and spoke with a customer service representative who took me through an extensive verification process.
Albeit, I answered the questions right and my account was still blocked. I was told to email documents with my first and last name, the last four of my social security number, and home address to agent@rushcard.com. I sent each document, received the confirmation number known as the LTK, and was told it'll take 24 to 48 hours to resolve, and that it is being sent up to the "corporate office". This was on May 29, 2015. June 2, 2015 I spoke with ** and he told me they never received my information even though I got the confirmation (LTK) email and that I had to send everything again. Except to id@rushcard.com this time. I sent them and received another confirmation email with the same LTK reference number. Between June 1-5th, 2015, I spoke with numerous representatives to include **, and each one repeated the same thing. That they haven't received any documents, even though they acknowledged my LTK confirmation number.
This has cause a tremendous amount of stress on me and my family. I am a Veteran and Wounded Warrior, suffering from PTSD and TBI, and this has had me spiraling into depression and anxiety attacks. Losing sleep at night and affecting my work and family life. Thinking how can I get my hard earned money to pay my bills, rent, and get groceries for my family. They have hung up on me multiple times leading me to call back and be outside of my character lashing out at them out of frustration. I'm getting to the point I feel like I can't take it anymore. Can someone please resolve this matter and soon? Please!
Reviewed June 5, 2015
I like RushCard. It’s very convenient and I also use it to make online purchases. I like the direct deposit and it's kind of good because I pay my bills. I’d definitely recommend them to a friend.
Reviewed June 5, 2015
Been a customer for years, had an upgrade and a new line added with the idea if we paid on time each month we could get an upgrade after 12 months only to learn after 2 months that was no longer available. Still like the service but only upgraded for a promise I was denied 2 months later that cost me an upgrade cost from $56 a month to $90 for same service. Felt like I got scammed on a promise you changed AFTER I bought into.
Reviewed June 5, 2015
I was able to manage my finances better since I started using RushCard. I like that I'm not carrying cash. It also makes it easier for me to pay my bills. I do the direct deposit for work, and it all pans out perfectly. When I had a couple of problems with it, I was on the phone with their team, so things turned out well eventually. RushCard is cool, and I would recommend it!
Hi Quenia, it's nice to hear that your RushCard has helped you manage your finances and not have to carry cash around. Thanks for telling your friends we're "cool"- we appreciate it!
Reviewed June 4, 2015
I had been a RushCard user for 5 years. I loved the card until they switch to a different bank. My direct deposit was returned to my employer without any notice. When I called to find out where my money was, they told me it was returned because it didn't have my name on it. My employer told me that they had been sending the money that way for the entire 5 years. I had to wait 3 days to get my deposit. That's terrible for someone who is living from check to check. I stop using RushCard for direct deposit. My boyfriend's direct deposit usually shows up on Tuesdays. By Wednesday June 3, 2015 the deposit still wasn't there. When he called them, he was told the system had gone down. No notice or email was sent out about this problem. Again for someone living check to check, this is a problem. It's Thursday morning June 4, 2015, he still has not received his deposit.
Reviewed June 4, 2015
I've been able to manage my finances a lot better since having RushCard. I pay bills and make online purchases with it and I used relocations for direct deposit. It's a good experience and I'm very happy with RushCard.
Thanks for the great review, Rolando! We're happy that you're happy with your RushCard :)
Reviewed June 3, 2015
I spoke with a agent today wanting to get a replacement card… He asked me questions for security check. One of those questions was "What hospital is closest to my NEW address?" I explained to the agent that I just moved here, to please ask only questions about me. He said he can't and I asked to speak to a manager. The manager name was **. He told me I failed my test and can't take it anymore. He said that I still will get direct deposit on the card. After I begged for it not to be! I told him I've been with RushCard for years and didn't understand why he could not assist me. He was very blunt, not friendly at all and very sarcastic (should not be a manager!). I asked him "can I speak to someone else" and he refused to let me, which made me cancel out my card completely. I don't appreciate this and will never suggest you guys to no one ever again.
Reviewed June 3, 2015
I've been able to manage my finances better with RushCard. I am a member for four years and was able to use my card to pay bills or make online purchases. I've also used the reload locations. I'd recommend it, it's good and useful to have.
Thanks for being with us for four years, Rebecca! We appreciate you recommending us to your friends and hope we can continue to serve you.
Reviewed June 3, 2015
Rush Card lost my direct deposit when they switched to Metabank. The customer service is useless. I fear my money is gone and bills are due!!! Word of advice leave Rush Card alone get a bank account!!!
Reviewed June 3, 2015
I like having RushCard. It's convenient to be able to do direct deposit or the reload locations. I got another one because I want to do a gym membership and I didn't want to do a gym membership with the gym having access to any account that they could just take money or do anything. Recommended.
Hi Deborah, we're glad that we could help you stay in shape at the gym with your RushCard! Thanks for the great review and for reaching out on Consumer Affairs!
Reviewed June 2, 2015
I really hate my RushCard. I just don't have any time to start over with my deposit and set it up with a new bank.
Reviewed June 1, 2015
I really like Rushcard and everything about it. It's wonderful.
Thanks, Mary!
Reviewed June 1, 2015
I have used my RushCard to pay my bills and make online purchases. Reloading at their reload locations has been easy too. However I had a problem with my card and the customer service told me it would take 90 days to investigate but I haven't heard anything. I think it should not take that long. Besides that problem, they have been fine and I would recommend them.
Reviewed May 31, 2015
It's convenient for me. I get my direct deposits on the card and it comes two days early. I can use the app and see how much I have and where I'm at with it. I also get their text and email alerts. I just love Rushcard. It's simple, easy and very beneficial.
Hi Shelli, thanks for reaching out. The RushCard app is a great way to stay on top of all your finances and we're happy that you're pleased with your card.
Reviewed May 31, 2015
RushCard have a pretty user-friendly website. I just go there and find what I need. I'm satisfied with their service.
Reviewed May 31, 2015
Changed my name and wanted a new card to reflect my state ID. Service was good, just hard to understand some personnel with accents.
Thanks, Tiffany! We're glad we could help you out and please let us know if we can ever answer any questions.
Reviewed May 30, 2015
I heard about RushCard on a commercial. It helped me manage my finances better and I used it to pay my taxes. I can rely on the employees to be there when I'll be in touch with security that's why I have recommended them to a few people.
Thanks for recommending us, Ira! We're always here to help so let us know if you ever have any questions about your card. Thanks for being a loyal RushCard customer and for reaching out on ConsumerAffairs.
Reviewed May 30, 2015
I have been able to manage my finances better since I started using RushCard. I like that the direct deposit comes in two days early, and that I'm able to track my transactions right from my phone from the application. There are certain bills that only accept checks but, through RushCard, I've been able to pay those bills even though I don't have a checking account. When I lost my card not too long ago, they sent me a wrong replacement card. I was even charged the expediting fee to get the card here quicker. When they realized they made a mistake, they reimbursed me for the expediting fee and sent me the right credit card. I would recommend them.
Hi Saahir, thanks for recommending us! We're always here to help so don't hesitate to get in touch if you ever have a question or need assistance. Thanks for reaching out on ConsumerAffairs!
Reviewed May 30, 2015
Keep up the good work.
Reviewed May 30, 2015
I have had the Baby Phat card for about 8 years. I always get compliment on how cute it is. I use this card for my shopping/hair appt budget and it helps me stay within my monthly budget. Easy to use!
Thanks, Misty! That's great that we could help you stay on budget and we appreciate the review on ConsumerAffairs. Please reach out if we can ever be of any help answering questions.
Reviewed May 30, 2015
I love my RushCard. I love the fact that I could get my payment within 2 days before my actual payday. My only issue is that since the bank changed, I am not able to get it until late in the evening now.
Reviewed May 30, 2015
I obtained a RushCard when I was just starting out on my own but it has been over 10 yrs and I no longer use the service. I have nothing negative to say. There were never any issues and I used to get so many compliments on the card design. The company has grown so much since then and I think that is awesome!
Thanks, Stephanie! We couldn't have done it without you and that's fantastic that you're getting so many compliments on your card. Thanks for reaching out on ConsumerAffairs!
Reviewed May 30, 2015
Rushcard service has treated me fairly good other than those couple of times when I hate to pay the debit card because they charge me and my deposits don't go through quickly enough. It does help me manage my finances better so I do recommend them. Thank you, RushCard for helping me with my financial endeavor. I do love your card and I will ask other people, my friends and family to go with RushCard if they don't have it.
Reviewed May 29, 2015
I have been a customer or client of RushCard for a few years. In the beginning, I only used the card for internet purchases only, only putting the amount of money I was going to use that date on the card. After a few times, with absolutely no problems, gradually I started adding money for my personal use. Now after a couple years RushCard is the only card that I use. I'm even going to get a Direct Deposit for my social security. That's how much I trust RushCard!
Thanks for trusting us, Lloyd! We appreciate the review and you choosing to keep your social security with us. Please don't hesitate to reach out if we can ever be of service.
Reviewed May 29, 2015
I love it's always on time always.
Reviewed May 29, 2015
I have used RushCard for about 4 years now and along the way have recommended my whole family. It started off great with no issues until recently. They switched to that new bank and the other night I called to check my available balance and it told me how much I expected to have. Once I reached the store and made a purchase it stated I had to pay a difference. When I called back to check my account my balance was at zero. I called customer service and they couldn't explain where my money went and was not doing anything to help. I even spoke with a manager. I was disgusted that was all the money I had at the time. So I took a complete lost and don't know what to do. I am no longer going to use that card. I'm done with their services and highly disappointed and I'll will let my family know as well. I'll go with Chase liquid card.
Reviewed May 29, 2015
Love the early direct deposits...and just fun to have! Never have to deal with banks.
Hi Rayshawn, we're so happy to hear that you're having fun with your RushCard. We value your feedback and we'll be working hard to make sure that your fun continues. Thanks again for reaching out on ConsumerAffairs!
Reviewed May 29, 2015
I got my RushCard so I could use to order things online and it has been great! No fear of my banking account being compromised. Have recommended to friends!
Hi Debra, we're glad that we could take the fear out of your banking experience and we thank you for recommending us to your friends. Please don't ever hesitate to reach out if we can be of service!
Reviewed May 29, 2015
I've had a great experience with RushCard since it allowed me not to carry cash too much. I use their direct deposit facility frequently and the process is pretty good. The team they have are always friendly, knowledgeable and my interactions with them is secure - they always ask my security questions whenever I call in with a question.
Thanks, Tamika. We take security very seriously and we're glad that you feel secure with us. Thanks for reaching out on ConsumerAffairs!
Reviewed May 29, 2015
I have had my Rushcard for 10+ years. I use it for direct deposits (which always post sooner), tax return, and online purchases and more. Never had a problem. Thanks Rushcard for everything.
Thank you for everything, Sherrica! Thanks for being with RushCard for ten years and for taking the time to visit us on ConsumerAffairs. We hope to serve you for at least another ten!
Reviewed May 29, 2015
It helps me keep control of my money. Easy access to it on my phone. Free atm usage. I love it. I've been out of debt since I got RushCard and hope to stay out of debt. Quicker pay day too, I love that.
We're happy that you're happy, Nicole. Thanks for telling us why you love your RushCard!
Reviewed May 29, 2015
I love my RushCard and would never go to another prepaid card again.
Reviewed May 29, 2015
Great and useful.
Reviewed May 29, 2015
I’ve been satisfied so far except for all the charges that Rushcard charges: they charge you money to put money on the card and charge you money to take money off of the card. It's kind of expensive. However RushCard is a quick and easy way for my husband to get money to me when I need some money. When he's working out of town, he can just go to a Walmart and add money to the account number.
Reviewed May 29, 2015
For some reason, my cards were blocked. Not Happy.
Reviewed May 28, 2015
Excellent direct deposit, no standing in lines waiting, safe for using online. You can always check balance with the Rushcard App. Set for alerts to your phone or email.
Reviewed May 28, 2015
My direct deposit comes in later now that the upgrade is finished plus I cannot stop a transaction from going through. Those are the only two problems that I have with the card. Other than that, I love the card.
Reviewed May 28, 2015
RushCard has been very convenient, helpful with budgeting my money. I've been able to have my income direct deposited onto my card. I can make purchases/transactions at stores and online without any hassle or delays. The company is very informative and shows appreciation to RushCard family. I use the term family because that is how I feel about the team at RushCard. If I misunderstood something, misplaced my card, or had any concerns, customer service has always helped me as well maintained their professionalism, politeness, quickly and efficiently. I have and will continue to refer people as well using your services myself. Thank you keep up the great work.
Hi, Ikesha! We appreciate you being part of our RushCard family and are so pleased to know that you're getting the most out of your card. Customer service is always here to help you and if you ever have a question or concern try us here at ConsumerAffairs. Thanks for letting us know how you feel and for being a valued RushCard member all these years.
Reviewed May 28, 2015
I have been a Rushcard customer for over 10 years, they have great customer service and have helped me in the past when my identity was hacked. The best thing they did was add bill pay and card to card service. Will recommend to all friends. Keep up the good services.
Thanks, Beverly! We'll keep it up and thanks for continuing to recommend RushCard to your friends.
Reviewed May 28, 2015
I don't remember exactly when or why I started using RushCard, but my experience has been wonderful. I recommend it to my family and friends as an alternative to a bank account.
Hi, Andrea- thanks for recommending us to your family and friends!
Reviewed May 28, 2015
I Love using my card. It's easy, convenient and the low fees with the credit. I wish you would do the cash back thing again. Had its rewards for me. Also more wider range of ATMs we can use with no fees, every place I go in Philadelphia basically getting charged 5-6 dollars. Other than that the card is great to have. I had this for well over two years.
Hi Latesha, thanks for keeping your business with us and we're glad we've been there for you all this time. Please don't ever hesitate to offer your feedback and we'll always work to bring you the best service possible. Thanks for reaching out on ConsumerAffairs!
Reviewed May 28, 2015
I LOVED RushCard until they changed to MetaBank. I used to get my check every two weeks and get it one day early AND early in the morning (5:30 am). I emailed them to ask if this would be SOP moving forward and got an automated response. When someone DID email me back, it seemed to be automated with a name attached at the end. I tried to call and was kept on hold for 20-30 minutes each time (I called five times). I have held TWO, not ONE but TWO RushCard accounts for SEVERAL years. At this point, I will be closing my accounts in the next few weeks and going to a traditional bank. I don't like the way that my business is taken for granted by MetaBank. Service from RushCard was great before the change. Now, honestly, the service sucks.
Reviewed May 28, 2015
ATM fee - Liked it before where you can take off up to a thousand, one fee. Now you have to pay two fees just for 480 when teller is not available.
Reviewed May 28, 2015
I have been with RushCard since 2006. I have been satisfied until recently. The last 6 months with RushCard has been terrible. When and if you get a customer service representative, they have no clue what is going on. Trying to get them to look up anything on my account has been like trying to kill a bear with your bare hands. I have been on hold today a total of 7 times since 8:00 am central times. Each time for over 22 minutes. I am on hold currently, and the timer is at 11.50 minutes. I just want to know where my direct deposit is. Ever since they switched to the new direct deposit, I have not gotten mine. I have had to get my job to give me a paper check for the last 3 weeks. I didn't change any info, RushCard sent everything to my employer to change, so I never saw the paperwork until this week. I am not happy by any means.
Reviewed May 28, 2015
Not too happy with the change of banks and not getting my deposits 2 days early anymore.
Reviewed May 28, 2015
I have had my card for a long time. It help me a lot. I am 64 year young. I pay my bills with it. I order online. It is so helpful.
Thanks for being a long-time cardholder with RushCard, Belinda, and for letting us know how you feel. We appreciate it and are always here to help!
Reviewed May 28, 2015
Great attentive customer service. Minimal wait time to speak with representative.
Reviewed May 28, 2015
I have had an amazing experience with RUSHCARD, they have enabled to use the benefits of a debit card and a credit card. My dealings with customer service have always been pleasant and prompt. I would recommend this card to anyone and I have recommended it to multiple people.
Hi, Antoinette- thank you so much for taking the time to tell us about why you love your RushCard. We really appreciate you recommending us to your friends and hope you'll reach out if you ever need any questions answered. Thanks again!
Reviewed May 28, 2015
Whenever I inquire about anything, I received an immediate response.
Reviewed May 28, 2015
I love RushCard. It's the best way to manage your money....
Thanks, Nadeia! We appreciate your feedback.
Reviewed May 28, 2015
I have been a RushCard customer since 2005. Up until about 3 months ago (when they switched to MetaBank), I had always received my direct deposit 2 days early. Now I'm getting my check 2 days late. When I call every week to speak to customer service they lie and tell me that they have not received the direct deposit from my employer. I know this is a lie because I work in Finance and have authorization to send over my own check to RushCard on TUESDAY MORNING. So why am I not receiving my check until THURSDAY EVENING?! Even if this were a regular bank, the latest I would receive my check would be Thursday morning. DO NOT USE THIS SERVICE!!!
Reviewed May 28, 2015
Love Rushcard. Been a customer for over 10 years and plan on 10 plus more.
Thanks, Tasha! We look forward to serving you for the next ten years!
Reviewed May 28, 2015
Wouldn't choose any other card. Good job! Get my pay two days early and even earlier on holidays.
Thanks, Michelle- getting your money two days early is just one of the many benefits of having a RushCard. Thanks for reaching out on ConsumerAffairs!
Reviewed May 28, 2015
Why if you guys say up to 2 days early on pay my money was already sent off to me and it's not in my account?
Reviewed May 28, 2015
I have had my RushCard now for over 5 years and OMG! This is the best card I have ever had. This card has help me budget so well and when they made it so you could get gas that just made me love it even more!!! I cannot spend more than I have and that has helped me live below my means which in turn has helped me save thousands over 5 years!
OMG, Tabatha! Thank you so much for the great review and we're thrilled that you've loved your RushCard all this time! Saving money is so important and we're glad to hear that we've help you save thousands. If we can ever be of service answering questions or getting to the bottom of any issues that may arise, please don't hesitate to reach out on ConsumerAffairs.
Reviewed May 28, 2015
Thank you for your hard work.
Reviewed May 28, 2015
This card has been very convenient for me and I can use it anywhere! The only problem that I see is the deposit! The moving from one bank to Another and I use to get my deposit at 6 pm every Wednesday but now they come anytime late night and that's not so convenient for me... but other than that it's been GREAT!!
Reviewed May 28, 2015
My chief Complaints are... the $1 charge with every transaction not including if you're at an ATM that isn't free. Second, my balance sometimes mysteriously changes. And no one else have access to my card. Other than this I like my RUSH and I'm proud to have it. Thanks!
Reviewed May 28, 2015
Very excited on how I get my money two days before my payday - convenient.
Thanks, Januelle! Getting your money two days early is just one of the many great things about having a RushCard.
Reviewed May 28, 2015
Getting direct deposit early really helps me keep my bill payments under control and paid on time. I also love the fact that I don't have monthly maintenance fees like the regulated banks do. I also like the fact that those $1 transaction fees are automatically added back to the card for point of service purchases.
Great to hear, Tracy. Thank you for taking the time to let us know how you feel on ConsumerAffairs and we're pleased to know that your RushCard is working hard for you. We're always here if you need us so let us know if we can ever be of assistance.
Reviewed May 28, 2015
This card has been a blessing in my life. Having access to my direct deposit early has been amazing. Great job...
Reviewed May 28, 2015
I think they should deposit my check at midnight not at 5pm.
Reviewed May 28, 2015
I love Rushcard. Everything is super convenient. It's pretty much accepted everywhere.
Reviewed May 28, 2015
I have had RushCard for years. Love it.
Reviewed May 28, 2015
I have automatic deposit with RushCard. It makes me manage my finances better. I like that I can use my RushCard anywhere and I never had a problem using it. The reload locations are also great as my daughter can load money into my card when I'm running out of money when I'm out of town. A couple of years ago, however, when I had put my taxes into my Rush account, my money was fraudulently compromised. But, they were able to rectify the problem. I would recommend them to a friend.
Reviewed May 28, 2015
I have been a customer for a very long time (since 2012), never had ANY problems until now. The direct deposits are not coming in a timely matter as in the past. When did they get such a low limit on how much money you can withdraw within 24 hours? Since the switch to the new bank, I can't even access Text Alerts! I have called several times and no one seems to know what's going on. Never thought I would say this, but this maybe the end of my relationship with RushCard!!
Reviewed May 28, 2015
No complaints, even when I experienced a problem with a vendor, RushCard was able to resolve issue.
Thanks, Kim! We're always here to help resolve issues or answer any question you may have. Thanks for being a valued RushCard member and for reaching out on ConsumerAffairs.
Reviewed May 27, 2015
RushCard has too many fees. I had 33 dollars on my card that I needed to take off and I could not take it off because it kept telling me insufficient funds and when I called and spoke to a customer service rep, she informs me that RushCard has all these fees that's why I could not take the money off the card. I will be cancelling this card.
Reviewed May 27, 2015
I've been with RushCard for seven years now and I've had an awful experience with them. I'm still waiting for them to send me a paper about a dispute that I made for the first time since I've had the card. I am angry with this experience although RushCard has helped pay bills for the last couple of days.
Reviewed May 26, 2015
I did a cash advance at Bank Of America. Had them pull my entire paycheck off and deposit it into my account. Something went wrong on Bank Of America's end and they voided the transaction. I called RushCard to explain to them what had happened. They told me my funds were put on hold for ten days. Mind you I have four children at home. There's 2.11 in my account. I've been with RushCard since 2010 direct deposit from my job the entire time. I explained to the rep that-that was the only money I had. She let me know that there was nothing she could do to lift the hold on my fund. I have to go ten days with 2.11 in my account. I'm a single parent "what do I tell my hungry children." :-( I'm going to cancel my Rush Card account as soon as my ten days expire.
Reviewed May 26, 2015
I got Rushcard when they were just starting with direct deposit. I've been able to manage my finances better. I just wish there were other types of plans, though. Nonetheless I would recommend Rushcard.
Reviewed May 26, 2015
I lost 104 dollars - it's bull then they cancelled my card so I can't call. They said I'd know something in two weeks. Well it's been month. I needed my money. This is a bogus card - you can't call, talk to none without a card number so wtf. You supposed I asked for the order to be stopped it's nuts so now I've heard nothing so what good does it do to have it if you can't keep stuff from happening.
Reviewed May 25, 2015
I used to absolutely LOVE my RushCard. I've been a member since 2004!!! Now I'm a little upset because they switched to only $500 daily withdrawal limit from an ATM. The reason I liked this card rather than a bank is because of the different usage versus a bank. Now it's the SAME as a bank's withdrawal limit.
Reviewed May 25, 2015
On May 11th 2015, I called Rushcard because I had my account hit for 2.14, at Popeye's Chicken in Miami Beach Florida, and I live in Kansas. First I called Popeye's chicken and they stated that the card was used at the drive thru. Luckily I only had that amount on my card. Anyway I called Rushcard and they was able to cancel that card right away. They gave me an option to have it overnighted for 30.00, or they would mail me the new card and it would take 7 to 10 days. I get paid every two weeks so I wasn't too worried. I just told them to send it normally. I went on with life thinking it was all taken care of.
On May 20th my direct deposit went through and I received my text alert that I received my deposit. That's awesome, but I hadn't received my new card in the mail yet. I knew I had til the next day would have been the 10 days. I went ahead and called just to confirm they sent my card, that was that Wed. Night. This is where it all went crazy. When I called Rushcard to check on my new card, the customer service agent jumped the gun and immediately blocked my new card because my name is Larri and I have a female voice (I am a girl). I had her transfer me to a supervisor, and the supervisor also til me that was the reason the customer service agent blocked my card. The supervisor apologized for the inconvenience and said it would all be taken care of not to worry as it was a mistake on their part.
The next day I received my new card in the mail. Unopened and still in the envelope that Rushcard sent it to me in. I opened it. I called Rushcard to make sure all was good to go. They told me I had to fax in a copy of my Social Security Card, driver's license and proof of address. This was really unfair, but I did it anyway. They also now denied that was the reason they blocked it. They now are saying it was blocked because the card was already active and someone must have activated it. Well I know that is completely untrue, because when I received it in the mail, it was all intact in the envelope they sent it to me in, so that card was active from the time they placed it in that envelope.
Unfortunately this is all happening over memorial weekend and my birthday falls during this weekend. And I have money and cannot access it. I also have several bills that was due, and several things are going to be turned off by this Tuesday, yes May 26th 2015. Now I am in limbo and I know I gave the money and I have lost all control of my own money, all because I am a girl with a boy's name.
Reviewed May 25, 2015
I have been with RushCard for over 2 years now, never had a problem with my direct deposit until they switch to Meta Bank. I use to get my payroll deposit on Wednesday at 5:30 EST now my deposit are starting to post to my account after 11 pm EST. I also sign up to receive my child support payments on my RushCard. I was receiving my Payments every Friday at 06:00 PM EST until this new routing number, now I receive them same day State of Texas would post it to their debit card. If I would have known this I could have stayed with State of Texas Debit Card. Rushcard is not honoring their brand to their Value Customers. When you call customer service they act like they don't see the deposit or clueless about when the funds will post to your account. I am really considering going to another company.
Reviewed May 25, 2015
I'm in love with my Rushcard. My friend recommended it to me. I am able to manage my finances better with it especially as I learn how to reload it. I use it to pay bills and make online purchases. Everybody's been very pleasant at Rushcard. I never had a dispute with them. Their customer service is very excellent. I would recommend them.
Hi Deserie, we love that you love your RushCard! Thanks for recommending us to your friends and telling everyone about your excellent experience with customer service. We hope that your love affair with your card continues and if we can ever be of help answering any questions don't hesitate to reach out.
Reviewed May 25, 2015
I stopped my direct deposit after you decreased the maximum daily withdrawal amount to $100. Who are you to deny me access to my money???
Reviewed May 25, 2015
I am a trusting, 60ish year old lady, totally disabled. I have had, and use regularly, this life altering, stressful, unprofessional thing called a RushCard. I have had my Long Term Disability checks directly deposited for almost 2 years. A week prior to traveling out of state, I phoned RushCard to reassure my account was alright. I had received a scam call, so phoned to be assured all was well. I was told it was not RushCard that called, but everything was just fine with my account. As we were saying goodbyes on the phone, the RushCard agent suggested putting a "secret word" on my account in case anyone tried to gain information from my account. I asked how we do that, she stated she would simply ask a series of questions, that was quick and easy.
Perhaps people manning phones in a call center based in the Philippines, feel they speak fluent English, the fact is, they do not speak nor understand the nuances and shortened ways most Americans or USA citizens speak. Nor do they understand what we are saying, despite their insistence otherwise. They are so insistent that they speak and understand English. Theirs is an extremely broken and limited English vocabulary, mostly scripted. Effective communication is absolutely impossible.
I was being driven to the airport by my daughter, I stopped to make a small purchase and withdraw traveling money. Mind you, I am 100% disabled and have no other credit cards or other funds, anywhere, any way. My card was not approved. I panicked... as I left the store empty handed and was literally on the freeway to the airport for plans which I could not change. But now I was flat broke, not even able to check in at the hotel upon arrival at my destination, let alone pay my bills which I'd intended to do via my RushCard. My visit is a 2 week visit and rent, auto pmts etc would be coming due while I am away.
As my daughter continues to drive me to the airport, I immediately phoned RushCard, & in broken English I was told my account was permanently blocked. I was livid, panicked and scared to death about the situation I would be forced into, simply because a RushCard agent cannot understand English beyond their script and I demanded a supervisor to find out WHY my account had been BLOCKED?? This is MY MONEY and for no reason, they are causing physical symptoms and conditions which could cause me great harm... as I'd stated, I am totally disabled and need my disability income. By now we had arrived at the airport, my daughter pulled up curbside to the airline. Still, I was on the phone with a supervisor at RushCard getting nowhere.
Not ONE of the several people I spoke to in the Philippines could explain to me WHY my account was blocked, only that I was NOW required to MAIL THEM all sorts of documentation to verify who I am... which EVEN IF I were to do it, it's impossible to do from an airplane or from another state. It would be 2 weeks before I'd be home.
As I read all the other complaints here, so many are similar to mine. This company is stealing, ransoming our money, making excuses and reading scripted generic answers and explanations. We are helpless, because we are at their mercy and discretion as to whether or not they feel like correcting their errors. I gave ID when I got my account which says **, but explained that I've always gone by **. So because in the "secret question" fiasco, I'd answered ** (which is printed on my card... RUSHCARD'S doing, not mine), and my identification reads **, they permanently BLOCKED my account. Luckily, I caught my monthly disability check for next month, so no more checks will be directly deposited in that account. But they are still holding my money already in the account hostage, as I go hungry and ended up sleeping in a shelter until my return flight June 2nd.
I've phoned RushCard a total of almost 300 times, desperately trying to reach a USA based call center to speak to someone who understands English and whom I can understand. As you all know, there are so many prompts you're required to push a number for. Each and every time, I get a Filipino speaking person. I've attempted to discuss this several times with the ones who answer the phone, also (again and again) a supervisor, which creates more frustration than before. It worsens with each call. They repeat the same things over and over because they have a script they stick to regardless the individual situation or circumstances.
It's been since early on May 20th, I continue to call and continue to get nowhere. There IS a USA based call center. You would think out of hundreds of calls in a day, day after day, that I'd randomly get a USA center at least once. Now when I call, I simply and courteously ask "Are you in the Philippines or USA?" Every single time, it's the Philippines. I've had so many dealings with them over the past several days. I know where it will end up after wasting energy, emotion and time trying to get them to understand English. There is/are zero reason(s) for my money to be blocked. My ONLY hope is reaching a USA based call center... and that seems unlikely after so many days and constant calls. These calls are what fill my days on this 2 week visit out of state.
I pray my phone isn't disconnected, as that is one of the auto pays I have set up with this account. I have no money to open another account. Little did I know, the place I trusted with my money was the scam and the ones I needed to be wary of. There is a box below, to request an attorney to contact me. I want to, but I hesitate because I'll likely get a Filipino speaking attorney. What grief they've caused in my life. For no reason.
Reviewed May 24, 2015
I’ve had a RushCard since they first came out. The only benefit I saw is that with RushCard, you get your pay deposited sometimes two days earlier versus my other card. However, I really wish that they would do overdraft protection if you have direct deposit. I wish they had that because I really don’t like my other card's monthly fee. It’s much higher than what I pay on Rushcard. But I had to cancel some of my money from RushCard to put it on my other card as my back up. But I still like it. I just got a new one the other day and I’d recommend them to others.
Reviewed May 24, 2015
I learned about Rushcard through my son. I have direct deposit and I use RushCard often as my ATM. I'd recommend it.
Reviewed May 24, 2015
I called 4 times and I got hung up all the time. They blocked my card without my permission. Now they are holding my money hostage. Can someone stop these people from doing this. I work hard for my money. Someone should go to jail.
Reviewed May 23, 2015
It’s been an inspiring experience. Using direct deposit I get my money a day in advance. I had no problems everywhere. Every time I have a question, I call their staff and they’ll be more than glad to answer. They’re very polite while they’re doing it. They’re not like some other places where you call and they’re rushing to get you out of the phone. They will take their time to answer all your questions. The guys at RushCard have left me at awe with the service.
Glad to hear that you're inspired and in awe, Luis! We're always here to help so please let us know if we can be of assistance and enjoy your card!
Reviewed May 23, 2015
Rushcard has allowed me to do everything online. I like the 1% cash back that they are offering on every credit card purchase at the moment. I use it for direct deposit and get my check most of the time two days earlier. It is great and has been working out. Their staff has been very pleasant and the people that I talk to are pretty knowledgeable with what they're doing every time I call.
Hi Murice, thanks for taking the time to tell us how you feel about your RushCard on ConsumeAffairs! Getting your money two days early and 1% cash back are just some of the great benefits of having a RushCard. Don't hesitate to reach out if you ever have any questions as we're always here to help. Thanks again!
Reviewed May 22, 2015
I was able to use it to pay my bills and make online purchases. I feel that I’ve been able to manage my finances better. Recommended.
Updated review: May 28, 2015
The $5.00 issue has been resolved after several hours of calling and hang-ups. As for the service overall, The Rusch Card is not as reliable and trustworthy as I grown very use to for many years. I am not at all happy with the changes that resulted in a $5.00 error as well as being paid very slowly on my direct deposits, and being lied to by the agents. I never had any issues nor felt worried about my money like I do now. The trust factor is very low for me. I have learned there are many others who feels the same way and has also designated not use the card on an everyday basis.
Original Review: May 22, 2015
I have been using the RushCard for about 5 years. Never had any issues that caused such an upset. I called customer service a total 16 times from 05/10/2015. From this date I discovered that I was charged ATM Fees from using a Money Pass ATM. I was placed on hold for over 30 minutes numerous times, called back and was put in a loop not to be answered and to be ignored. As many times that I called, I was told that my account was not noted which caused me to repeat my issues each time that I called. The funny thing is that the first situation was all over $5.00 which I understand was a mistake, it became much more than when I was treated so badly by their agents.
In addition, I haven't been getting my text messages or my Direct Deposit in a timely manner. The agent that I spoke to about the status of my direct deposit, the female agent had the nerve to say it was my employer's fault and they sent it late. Funny thing about that, I work with payroll so I know when deposits go out for all of our employees around the world. As I told every agent that I spoke to: "I have been a Rush Card member for many years, I always trusted the Rush Card to deliver what I need and when I needed it. I do not recall when I ever having any issues or felt worried about MY MONEY with the Rush Card, something changed which now made me a very dissatisfied member." At this point, I am unable to trust the Rush Card services and their agents are not professional at all.
I earned my money and I used Rush Card to give me access to my money in convenient way at a low cost and pay my bills. This ordeal is an outrage and I am very disappointed in the Rush Card services and I am especially not happy dealing with Meta Bank. After reading other people's reviews, I see that these types of errors and major mistakes often happen when I used the Netspend card. They made a major life altering mistake which made me run to get the Rush Card in the first place. Things have been very peaceful and never been worried about my money. The uncertainty about your money is not good business. I do not trust them anymore... It's time to let it go... What a shame.
Reviewed May 21, 2015
They helped manage my finances and the people that I talked to have always been courteous, kind and they always go out their way to help me. And anytime I have any problem arise, they handle the situation. The only thing is that I noticed they do take a bill out for every transaction. Because before it was all free and there was no extra charges. But in a way I understand that and I would still recommend them.
Hi, Leroy. Thanks for reaching out and letting us know that we're helping you manage your finances. We're always here if any problems should arise so don't hesitate to reach out anytime.
Reviewed May 21, 2015
Is dispute form and now freaking got an email from you saying that you needed more information to assist you in the investigation of someone stealing my card and withdrawing 440.00 dollars from my account at a ATM in OKC. It says, complete the attached dispute form and return to you within 10 business days from the date of this letter. I have been trying for 4 days to get a hold of this dispute form and no freaking luck. I need help now. I only have a few days left. Help me please.
Updated review: May 22, 2015
I was ready to call the payroll company to get the trace number Rushcard asked me for, but 12 minutes before the payroll company office opened, I received a text message from Rushcard that my direct deposit, although five hours later than when they used JP Morgan Chase Bank, processed on my account. My initial complaint stands with regard to delayed processing by MetaBank, but my issue is resolved.
Original Review: May 21, 2015
I updated my routing number as instructed on May 7th and one hour later my delayed direct deposit hit my funding account, but today, my direct deposit is nowhere. My payroll company processed the data and sent it to MetaBank, but RushCard Customer Service can only tell me what they see on their screen: no direct deposit on my account. Despite the first direct deposit transaction being successful although 4.5 hours later than before the routing number/financial institution changeover, I'm waiting to find out the status of my hard-earned money. Once I send the trace number from my payroll company to RushCard, RushCard can, on the phone with me, look into more detail on where my money is. If that doesn't resolve my money in limbo, they will contact headquarters or corporate office to investigate which takes one to two business days.
After working a full pay period, one to two business days is a long time to find out where hard-earned money is, so I'm considering changing my account from RushCard to a different company. I've already had to change my account (close one card then open a new one) that not only delayed all financial transactions with the processing and the in-transit times, and that was less than a year ago. My point is that cardholders who faithfully deposit their money and those who directly deposit their entire paycheck into RushCard accounts should not have to think where their money is and should have immediate access to their funds.
Reviewed May 21, 2015
My mother told me about Rushcard and it helped me with my finances. It's good to carry my own money in a card and its benefits is better than having a credit card. The overall experience is great. Rushcard is better than any other card or a known brand of card that's out there. They work with you and they've been good. I just love the company and the card.
Thanks for the kind words, Cindy. We appreciate you reaching out on ConsumerAffairs to tell us about your experience and it's great to hear that you think RushCard is the best card out there for you.
Reviewed May 20, 2015
I have been a with RushCard for a while now. Ever since they switched banks deposits are taking longer and nobody can give you information. When I talked to customer service they keep repeating themselves. ESPECIALLY when it comes to how they deposit the funds as soon as they receive them. I am greatly disappointed in how they are doing things now. They need to start telling us more information besides sounding like a bunch of robots.
Reviewed May 20, 2015
My card has been blocked for two weeks now. I have been sending in documents to verify my address. Everything keeps coming back invalid. I have spoken to numerous of supervisors and I have gotten nowhere. I keep asking for a direct line to a corporate office and no one gives me one, stating they only talk to corporate their emails. I need my card unblocked today. I have bills I have been falling behind on due to this issue. Please help ASAP!!! I have been with RushCard for 5 years and nothing like this has ever happened to me!!!
Reviewed May 20, 2015
I've been with Rushcard for a long time. It's easy to manage my finances and it's more convenient because I can do everything online. I pay, do purchased with it and also rent. However, it's very difficult to rent a vehicle with the card. But overall it's satisfying and very convenient.
Hi Luz, thanks for reaching out on ConsumerAffairs. We thank you for being a longtime RushCard customer and appreciate you taking the time to share your experience. RushCard is a great way to manage your finances, pay your bills on time, and make purchases online so we're happy that you're happy!
Reviewed May 20, 2015
I haven't had a bank account for years, just the RushCard. Since using it, I get paid two days earlier from my job and I get my taxes two days before it's supposed to come. It's a big advantage as I don't have to wait in line any more. I'm always shopping online with it. I also liked that they came up with a different color option for the card. When I first got it, it was the pink card but now, I've got a purple one.
Hi Wellma, that's great to hear! Glad you like your new RushCard colors and are able to use it for all your day to day needs. If we can ever be of help don't hesitate to reach out and thanks for being a RushCard customer!
Reviewed May 19, 2015
RushCard is a nice card and I like it a lot. I use the card for my direct deposit and I keep it mainly because they release my payroll check a lot earlier than everybody else at my workplace so I get paid three days before everybody else does. It's a whole better than dealing with banks right now. It's just like a regular debit card. So I'm satisfied with everything that they offer.
Thanks for great review, Willie. Getting your money early is just one of the many perks of having a RushCard and we're pleased to know that you're the envy of your friends at work. Thanks for being a valued RushCard member and for reaching out on Consumer Affairs.
Reviewed May 19, 2015
I found a purchase for $6.73 from an Exxon that was made while I was at work. My card was in my pocket and NO ONE has access to my card. Nor my pin. I had just gotten paid and they could have gotten more. I called to dispute the transaction and I spoke with **. He said I either had to admit I made the purchase or he would be forced to cancel my card. I said, “No do not cancel my card. Let me speak to a supervisor.” I was transferred to ** who informs me my card is already cancelled. I get upset and asked her to put me through to a supervisor. I got ** who was indifferent to my problem. Told me if I wanted access to my account faster than the standard 10 days then I can pay $30.00 dollars and they would FedEx it. Heck No. So I asked for someone above them. ** told me “I will transfer you but you will get the same answer." I said, “Thank you for your prediction but I'd rather speak to someone else.”
I got **, who did apologized for my inconvenience. He offered again to allow me to PAY $30.00 for express delivery. Again I declined. I explained I only had a part time job and was now unable to pay my rent. Which I pay by the week and will be evicted by the 10 days. He kept telling me how sorry he is for my inconvenience. No help whatsoever. So now I can’t access my money and my next paycheck will deposit in 8 days and will not have access to any money for TWO more days. RUSH CARD IS **. Do not, DO NOT, do not use this company. I am so very angry that they would not allow me to withdraw the money off my card before they cancelled it. Had they done that small courtesy I would have been able to pay my rent and eat this week. Now I do not know what to do. UNHAPPY CUSTOMER!!!
Reviewed May 18, 2015
Rushcard is my first prepaid debit card and I enjoyed it so I stayed with it. My transactions are covered and I have no problems with it. I can use it everywhere and I use the reload locations.
Hey Terry, thanks for being a long-time RushCard member. We appreciate your loyalty and are excited that you've had a great experience. You can always use your RushCard anywhere for all your purchases and please let us know if we can ever answer any questions for you. We're here to help!
Reviewed May 17, 2015
My card got blocked, after receiving my replacement card I paid $30 to get to me quicker. $301.00 was taken off my card saying western union reversal/cash deposit. I got in touch with western union and they said they sent email to release my funds so I can get my money, but still no response. I called rushcard, talking to numerous reps, and finally someone listened and got it sent to escalation. I've been with them for 4 years and I never had an experience like this... still waiting on answers. I also swear I wasn't the only one that got $301.00 taken out the bank... what's going on with this?? Keep in mind I have a card I paid $30 for that's blocked for no reason.
Reviewed May 16, 2015
My friend recommended Rushcard to me and my finances have been doing very well since using it. I get my money early so I can pay my bills a little earlier than I have to. I usually use direct deposit with it and it's also convenient that I can pay bills online. Also, everybody that I've talked to was very friendly. They solved the problem and it made my day. It was an excellent experience.
Hey Marlon, we're so happy that you've had an excellent experience with your RushCard and with our customer service. We're always here to help if you need it so thanks for being a valued RushCard customer and for reaching out on ConsumerAffairs!
Reviewed May 16, 2015
I haven't had any serious issues with customer service. Every time I call, customer service always have been courteous and knowledgeable. Keep up the great work!
Hi Katrina, thanks so much for the feedback! We always appreciate it when our customers reach out on ConsumerAffairs and we're thrilled that you've been happy with your customer service experience. Please don't hesitate to reach out again if we can ever be of help and thanks again for being a loyal RushCard member.
Reviewed May 15, 2015
I am livid. This is the second time it's happened. I have been a customer of RushCard for quite some time now and I don't understand how they can be so callous with their customers. I have a hold on my account but the merchant released the funds several days ago. I call CS to ask them to release the funds -- they give me this whole run around about I have to send a letter on company letterhead, include certain info yadayada. I had already sent them the email from the merchant stating the funds were released but Rushcard is still withholding my money.
So I get the merchant to send a letter on letterhead etc. I also call CS back and have the supervisor ** (pronounced **) on the phone with the merchant who tells them they will also fax this letter. ** is still telling me it's going to take even more time to release my money even though the merchant has stated in 3 different ways that they authorize the release. This is MY money and there is no reason for them to continue holding it. I've done everything they asked and provided all the documentation. Still no money. I'm seriously considering finding another card to send my hard earned money to every two weeks. They don't deserve my business.
Reviewed May 14, 2015
Rushcard has helped me a lot to save money and buy stuff when I want. I use Rushcard to pay online bills and purchases as well and it's easy as 1-2-3. It has been good.
Hi Antonio, we're so happy that your RushCard has helped you save money and we agree that having a RushCard is as easy as 1-2-3. Thanks for sharing your experience on ConsumerAffairs and please let me know if we can ever be of any help.
Reviewed May 14, 2015
I have been with Rushcard for years. I have not had too many problems with my account, but here lately the direct deposit has not come in a timely fashion. They should not advertise that they will give you your deposit two business days early and not deliver on that. They changed banks and routing numbers and if that is the problem they need to say so. When you call the customer service reps are clueless. They can't ever give you any information. They repeat everything that you see online. They are not helpful at all. It is almost 1:00 in the morning and still nothing.
When I called the rep told me that my payroll department may have the wrong information so I asked if the last deposit that I got on 4/29/2015 had the old direct deposit information or the new and he said it had the new information so that kind of ruled out them having the wrong information. I guess I should just change my direct deposit to go to another account. Thank Rushcard for messing up my money.
RushCard Company Information
- Company Name:
- RushCard
- Year Founded:
- 2003
- Address:
- P.O. Box 42482
- City:
- Cincinnati
- State/Province:
- OH
- Postal Code:
- 45242
- Country:
- United States
- Website:
- www.rushcard.com