RushCard Reviews
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About RushCard
RushCard gives users more financial control by only letting them spend what they load onto their prepaid Visa RushCard. You can use RushCard for long-term savings or day-to-day purchases and deposits. The direct deposit program lets cardholders with qualifying deposits receive funds up to two days early. Select from two different plan options.
- RushGoals saving feature
- User-friendly mobile app
- Early paychecks with direct deposit
- Higher fees than some competitors
RushCard Reviews
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Reviewed May 12, 2015
I like my Rushcard. It's pretty easy to use and I've been able to use it to pay bills and make online purchases. I usually do direct deposit on it as well. It's really hassle-free.
Hi Antonio, we're thrilled that you like your RushCard and find it easy to use for all your purchases. Direct deposit is just one of the many great features of being a RushCard member and we really appreciate you letting us know what you think.
Reviewed May 9, 2015
Three weeks ago while out at dinner with my family I went to pay my bill and to my surprise my card was declined. I knew I had the money available and there should be no reason it wouldn't go thru. I decided to call RushCard to see what the problem was. I was told that there was suspicious activity on my card and it has been blocked. While I appreciate them looking out for me it would have been nice if they would have informed me that they blocked my card. So I sat at the restaurant with my family in tears as I had no way to pay for the dinner that I just enjoyed.
Well someone offered to pay for my dinner and RushCard charged me 30 dollars for a new card. I get emails everyday from RushCard about bogus advertisements but they didn't email me about suspending my card. I was told that Russell Simmons himself sent me a text that my card was being suspended but he must have the wrong number for me in his contact list since I never received that text.
Anyway that issue was resolved. Then they go and change banks on me and tell me that they notified my employer. Well currently my employer is Pennsylvania unemployment and when I contacted them they never received notice. I went and did all the proper paperwork to ensure that I would get my money but it was too late and the state issued a paper check. Well then after I receive my check and upload it thru the picture thing my money is on my card ready for me to spend how I care to spend it...or I thought. I get an email stating that my transfer has been completed. Being that I didn't make a transfer I call RushCard right away.
After two hours of the torture with customer service I finally get the dispute department and feel like I'm getting somewhere. I just had to wait 1 - 3 hours for the dispute form to be sent to me via email. Well 5 hours went by and no email. I call back and was told to wait 1 - 3 more hours for it to be sent. Well twelve hours later I received the email, 3:30 am, my time. When I wake up I fill out the paper and correct the information that RushCard took the initiative to fill out for me. I went to fax the paper like I had been instructed and after 5 hours of failed faxes I got fed up.
I called customer service and asked how their fax could be busy for 5 straight hours and I recieved no acceptable answer. But the rep was still helpful and instructed me to upload the papers from the website. So now finally, around 1 pm on Monday afternoon, I get the papers to RushCard. Now it will take 1 to 2 business days to investigate my dispute. In my opinion it's pretty cut and dry. Someone hacked my online account and transferred 400 dollars from my account. But whatever, I'll let the process do it's thing.
I call back on Wednesday, the second business day, and I am informed that they just now assigned someone to my claim. It will take 1 to 2 business days to investigate and provide a provisional credit for my dispute. Well it now sits at 11:04 pm on Friday night and no answers. Which means that I won't have anything until at least Monday afternoon. I am ready to contact a lawyer and everyone of the negative posts I see on every website I can find because I will not let RushCard take my money.
The only good thing I can say at this point is that out of the 30 or more customer service reps I've spoken to, that I had probably 5 very helpful or at least polite ones. I do have every correspondence and everything I need to keep track of the incident. I even have the police report number that I filed on the same day as the theft and I will follow up with any other avenue I feel appropriate until RushCard stops ripping people off.
Reviewed May 8, 2015
I have been with RushCard for over 6 years. I had 2 accounts with them and this is the second time my card had been compromised. I had a total of $970 worth of transactions made on my account through Google that I did not make nor gain from. RushCard told me they denied the claim because my card was in my possession. Mind you those transactions were through Google so whoever had my information did not need to PHYSICALLY swipe my card. Their customer service sucks, they were not helpful at all. When I tried to talk to someone to get more info on why the dispute was denied they told me they could only give me a FAX number. I guess I have to get a lawyer to get my money back. I would no longer be a RushCard member. Good luck to anyone that continues to give them your hard earned money, you will eventually be a victim too!
Reviewed May 8, 2015
I filed my taxes and had my refund amount of $4,990 deposited onto the RushCard. I had received my card on April 11, 2015, and on April 12, 2015 I went to an ATM and it was blocked and didn't let me get any money out. I have sent all information that they have asked for including bills, social security card, I.D., marriage licenses, and birth certificate. Today is May 7, 2015 and I have yet to still get my card unblocked. They will not close my account and send me a check. I get the run around from people overseas who can't even speak English, much less answer my questions. This isn't a small amount of money. I am very dependent on this money. I'm a single mother of three and this company has caused nothing but stress and has stolen my money. Please help!
Reviewed May 8, 2015
I am a loyal customer to RushCard. Recently they changed banking institutions and notified direct deposit customers of the change. But something is wrong because now I get my direct deposit extremely late. RushCard should investigate because this can be problematic for current customers.
Updated review: May 14, 2015
After speaking to Morgan at the corporate office, this was taken care of. RushCard has gone above and beyond what I expected while following up on this matter. Taking the care they gave me since this complaint into account, I have to upgrade my rating of RushCard!
Original Review: May 7, 2015
RushCard changed routing numbers. I didn't get my pay as I always have on Thursday morning at 5 am EST. My employer verified that he did process the dd as usual. RushCard claims to have never gotten it. I asked about this issue two weeks ago when Paypal sent me an email telling me that MetaBank didn't recognize my account number. I was assured that my pay would be deposited as usual without any issues if my employer used the new routing number. I have been on the phone all day and haven't made any progress. I'm not sure what is going on but I am not a happy customer.
Thanks, Casey! We're so glad we could go above and beyond your expectations to help you out. If there's ever anything we can do to be of service please don't hesitate to reach out. Thanks for being a valued RushCard customer!
Reviewed May 6, 2015
I have been with RushCard for over 7 years. I have never had any problems till this year. The most recent one is when looking through my transactions I noticed a 400 withdrawal from my account that I did not do. I filed a dispute and was told a week later they investigated it and they weren't going to refund my money. They investigated it for less than a day. I don't understand how a 400 withdrawal was made from my account when I had my card so I am starting to think that no one really withdrew it RushCard did. I am looking into getting a lawyer and don't understand how they keep getting away with this.
Reviewed May 5, 2015
I am reading the complaints regarding the RushCard direct deposit alerts. I did receive the email and text messages alerts. I think I received a total of 20 altogether LOL. I have been impressed with the integrity of RushCard and their reliability. I've been a RushCard customer for about 5 years now. I purchased RushCard because I have a daughter in college and it was the easiest way for me to get money to her. I would transfer money from my card to hers.
The bank where my daughter is located did not have a branch in the city that I am in, so I thought this would be the quickest way to get her money. I purchased a card for her and one for myself and I would transfer money as needed. I have never had issues or problems with RushCard that they did not solve right away for me however, this past week with my DD, IT DID NOT COME THROUGH!!!
I changed the information as required and for some reason both times my employer sent the DD through (1st time Wednesday April 29th and the 2nd time yesterday, Monday, May 4th) the deposit was denied without explanation. At least give an explanation. Now my employer has to issue me a paper check which will not be ready for 24 hours. I was told by the rep from RushCard to make certain that I have the correct information which I did and read back to her. It is not the rep's fault that this happened nor it is the rep's fault that I don't have money in my pocket, so I couldn't tear her apart with my anger.
I have resolved the fact that this is not a bank, it may be convenient but when things happen such as this the reps can do only so much. For now, I will change my DD to $25.00 with RushCard and load money onto the card at Wal-Mart, Walgreens or CVS as needed until they get this straight. First time in 5 years I'm disappointed. This sucks!!!
Reviewed May 5, 2015
Had the RushCard for about a month now. Not satisfied with it and switching to a new bank as soon as I get paid again. Pros: Get your money a day early (if your employer supports that system); Direct deposit is free; and Occasionally they give promotions to new customers. Cons: Steep fees for card usage ranging from $6-15 per month; $3 card reload fee; Disabled point of sale cash back. Forced to use an ATM to withdraw cash; The map of their free ATMs is sometimes completely erroneous. The only surcharge free ATM listed near me is for a location that went out of business a year ago. Moneypass is quick to add new locations to their map but almost never removes old locations even after being informed; Terrible customer service.
No fraud protection (they say they provide it, but if something happens they only do anything if you jump through a million hoops and contact them daily for months) and every part of their service is designed to have a fee to do it. They say they deposit checks via phone but only if you are willing to wait 10 days for it to clear for the free version or they charge you $5 to get the money immediately. Overall there are much better debit card providers out there.
Reviewed May 5, 2015
This is the first time since I've been a customer with RushCard, that my direct deposit has not posted at 5 a.m. on a Tuesday. This is bs... My direct deposit has never been late but since they changed the bank over and changed routing numbers, all hell has broke loose. I've been a customer for over 2 years and if I can't get my payroll early as usual I'm changing to another card.
Reviewed May 4, 2015
This is the worst service ever. I called to dispute a charge on my card and my card has now been compromised, with it being compromised I have no access to my funds in my account until my replacement card comes in. That's a inconvenience to me because now I'm going to be late in paying bills because Rush doesn't have any other options for their customers to have access to the funds in their account for times like this. This has me reconsider my account that I have with Rush, and I will be switching to another company that will allow you to have access to your funds when there is a situation as to when you have to report your card lost, stolen, or to dispute a charge.
Reviewed May 1, 2015
On April 29, 2015, $263 was taken via ATM withdrawal from my RushCard. ONLY I NEVER MADE AN ATM WITHDRAWAL. I tried calling the RushCard Customer Service Number (866-787-4227) MULTIPLE TIMES and was unable to get a live person on the phone to gain information on this transaction and to file a dispute. I waited until the next day and still was unable to get a live person on the phone. I am now out of $263. I have moved my direct deposit to another bank because at this point I don't feel safe with RushCard.
I'm a little concerned as to how you have a 24 hour customer service line but no one answers the phone. When I call I'm either on hold until I've waited so long that I've decided to hang up or it sounds like someone is picking up and then hanging up or it rings busy. My account was compromised so RushCard has officially lost a customer. I will never have anything good to say about the company. I don't know how Russell Simmons stands behind something so unprofessional!! I'm in total disgust!!
Reviewed May 1, 2015
I had two transactions post to my account on 4/12/15. I called to file a claim. Was emailed forms to fill out and email back. I followed the instructions and was given the questions by phone. Answered them correctly. Was advised that I would have my money in 7-10 days. Of course I called ten days later and was told they never received the forms and the number provided on the forms was incorrect. Not only have I been on hold for hours at a time to be disconnected NO one speaks correct English. I have been on hold for 45 min to an 1 hour to be disconnected or given the runaround.
Today is 4/30/15. I call my card and to my surprise I am in the overdraft. How is this possible when my account is zero because the credit has not been posted to my account. Well after 3 hours and 7 people later the answer I was given is I made a withdraw on 4/22/15 for 42.50 that was never taken from my account (Even though it was an ATM machine.) And that since the money was on a system hold by my card, I now owe money. This is one of the most made up rip-offs anyone scheming company can come up with. The money that came out the ATM machine was on a system hold. Then my credit that still has not been posted would have to be reviewed again to make sure I am eligible for it. I have wrote the BBB. I have called the Card Holders Associations and I have written into the State of Consumer affairs of unlawful practices against a consumer. If you're reading this then you must have already been duped too.
Reviewed April 30, 2015
I've been a RushCard customer for a while now. After using the card for a bit I decided to have my bi-weekly payroll funds deposited to my card. I was so excited when I received a text message on a Wednesday evening telling me my Direct Deposit was early. This then became the normal. Every Wednesday, like clock work, I received my payroll deposit early. My mother then needed a card, her job would no longer be cutting paper checks and encouraged everyone not affiliated with a bank or credit union to get a prepaid debit card. I referred my mother to RushCard. She had a heck of a time getting it. The first RushCard she signed up for never came. This presented a problem.
Upon applying for the card online they give you an account and routing number before you have the card physically in your possession. My mother gave this info to her human resources department and thought nothing else about it until her payday came and went and still no card. She called Rushcard back, polite they were, but the representative could not find any card ever being issued to her. So, they issued a new one. Her job let her know that the funds had been returned due to her card being invalid. The new card came, she activated it, loaded it, tried to make a purchase....insufficient fund. Confused, she called RushCard. They told her her card was "locked because she activated it with a pin". Again, they were very polite and they couldn't explain what they meant by "locked because it's activated with a pin" but they straightened it out.
Months have gone by with no incident my mom receives her payroll deposit early too. Then... I prepared my taxes, filled in the direct deposit info and my taxes got rejected because of an incorrect routing number. I call RushCard and on the automated service line they give you the routing info, I double check and it's the same one I had put on my taxes. I hold for a representative who gives me the correct routing info (Which happens to be the exact same number with a zero in front) and tells me they are in the process of switching from Chase to MetaBank. After I straightened out my taxes I didn't think anything else of it. I am a single person who lives check to check, I hadn't even realized how much I had become dependent on the early deposits until yesterday. For whatever reason I didn't receive my deposit early which set off a series of cry worthy events.
I had to drive home from work Praying I didn't run out of gas and I had a shut off notice from the electric company waiting on me - Not to mention, I have NO food in my house. Woke up this morning and still nothing. I called customer service just to find out if there was something at least pending for my account and was on hold for 25 minutes before being transferred to a survey that wanted to know about my experience with customer service. I understand that its a courtesy to have your money deposited early but it would sure be great to know what's going on. So, I visited their Facebook page just to see if maybe they had posted about delays or computer issues. To my horror there where hundreds if not thousands of people on there complaining about not receiving their taxes, social security, disability or paychecks at all, not to mention early!
The one response I seen from RushCard over and over was that "We are really sorry for the delay in posting your deposit. If you don't received your deposit by your actual payment day, please reach out to us for further assistance. We sent notices to many of our members employers requesting they use the most up to date routing and account information for you. If your employer hasn't updated your card account information, there may be a delay in your deposit being posted. We are experiencing high call volumes and our customer service phone lines should clear up shortly. When there are updates made to direct deposit it can take 1-2 pay periods for it to go into effect, but the payroll can continue to come to the JP MORGAN deposit ID, with no issue." Usually that would be enough information for me but I am freaking out right now.
I don't know if this is going to take weeks to clear up or if I will be payed on this coming Friday (actual Payday). My electric is scheduled for shut off tomorrow. I took today off work cause I have no gas in my car. Did I mention I have No groceries in the fridge? Customer service is impossible get through, I waited 45 Minutes just to get hung up on! Tomorrow is the first of the month and rent is due. Can't borrow money from mom - her payroll never deposited either... I am completely freaking out!
Reviewed April 30, 2015
My card was misplaced during a recent move. I logged on the website to block my card just in case it really did get lost in the move after a few days of not being able to locate it. Once I found the card, apparently the block was irreversible online. It seemed odd that you can place your card on block in a matter of seconds but you have to call & speak with a rep to get the block removed. I have been calling RushCard since 8 am this morning & it is now 4:30 pm. I have sat listening to the elevator music for increments of 45 minutes on numerous attempts & after calling about 4 different numbers associated with them, I have not got an answer yet. It's almost like once your card is blocked, your calls are sent to a dead end or something. One of the attempts I even got asked to do a survey asking about an experience with the customer rep that hadn't even answered the phone.
After hours of elevator music and multiple unanswered phone calls, I sent an email asking corporate to unblock my card or send me a new one so I can get my remaining funds & shut the sucker down. I doubt that corporate does anything seeing how others had the similar problem and people are still without their funds. How could a company be responsible for your finances & you can't even get in touch with ANYONE? They're out right stealing from us!!! At first everything was good, receiving my direct deposit like clockwork, paying bills with the card... everything seemed legit. If this was Fifth Third, Chase, PNC... this same problem would have been resolved within minutes with confirmation of a new card being sent out before even hanging up the phone! Why are they different?
Russell Simmons is into some foul play, taking advantage of those who might rely on prepaid card services (for whatever reasons). RUSHCARD NEEDS TO BE STOPPED & HE NEEDS TO BE PUNISHED. Bills are due, gas & food is needed for my family & I have not the slightest idea when I will be seeing that money again... We're suffering behind this scam that we all once trusted.
Reviewed April 30, 2015
I have been with Rush since 2010. I never thought prepaid cards went into overdraft. As of today my account is in the negative $128.89. How & why? I've called twice and haven't spoke with anyone. On hold a total of 35 minutes. I need an accurate explanation. I've trusted this company with my direct deposit to ignored and charged a ghost overdraft fee.
Updated review: July 22, 2015
Rush card was able to resolve this issue! I wish it wouldn't have went this far, but they did take care of me and also given me an extra bonus as well. Thank you rush card for taking care of this matter. Thanks.
Original Review: April 30, 2015
I checked my account to find out there was a $303 dollar transaction took out of my account. Which at the time I didn't even have that much in my account which put me at a negative balance. I called RushCard and they were rude about the situation and the lady hanged up the phone in my face. Each time I call back in on hold for literally 50+ minutes. No one speak proper English and they are completely ignoring that this was not me that took this money I did not even have on my account. Unacceptable. I will be going to another financial institution and if they continue to steal my money I will be contacting a lawyer about this matter.
Reviewed April 30, 2015
RushCard caused a lot of issues with the change of banks and routing numbers for those that use RushCard for direct deposits and direct debits for billing purposes. We were not properly notified via certified mail or email prior to this change going into effect and I do not like how they were able to contact employers asking them to make changes to my personal file. RushCard needs to do a better job of notifying their customers about IMPORTANT changes such as this. This now has caused an issue with a deposit I am waiting on since Monday, April 27th, 2015.
I now have to wait for the transaction to be declined and reported back to the issuer before they can MAIL me a check instead of the deposit taking place. This is bad business. I have 3 checking account but I use RushCard for the early deposit feature (2 days early). After this has happened, I may change that and wait until the day I normally am supposed to get paid. This is bad business practice Rush and we need for you to do MUCH better than this.
Reviewed April 30, 2015
Within the last month, I have had to speak to a CSR and both times the service was less than desirable. The first call, the CSR was so rude that I asked to be escalated. She promptly abandoned the call. The second call, it was clear the CSR was lying through her teeth. She couldn't stop stuttering and offered no viable solution to my issues. Secondly, RushCard advertises that your account will reflect your payroll direct deposit TWO days early. Sorry, that is false!!! In addition, they have held a disputed charge for a month and will not put that amount back into my account. Even though the vendor has contacted them and proven that the charge was made in error. I have yet to receive the text messages of my card activities!!!
Reviewed April 30, 2015
I am not a person who typically bashes a company. However, I'm experiencing the absolute worse situation with RushCard. I typically get my paycheck direct deposited onto my RushCard, which I have been doing for almost 2 years now. It usually posts on Wednesday at 7 pm EST. But this is not the case today. My job has released funds to this company and I have yet to get it posted on my account, and it is now Thursday, 8:20 am. I have contacted RushCard all throughout the night only to sit on hold for hours, to be disconnected and to get several different answers.
This morning alone (as I type this), I have been on hold for 52 minutes waiting to get answers. I've been reading RushCard's Facebook page to learn there is a major problem, but no one is getting answers or their money. I am completely disgusted with the lack of customer service and also with the lack of resolution. If I had a way to cancel today without interfering with my paycheck, I would. There is no recovery from this and I will never deal with this company again.
Reviewed April 30, 2015
I've had RushCard for about 2 years now. I get paid on Fridays from my employer but since I get early load, it's every Wednesday at 7 pm. Today it didn't come so I called customer service and waited for a rep for 37 minutes. When I finally get someone they tell me my employer didn't pay. I know that's not true because a coworker also has this card and said she didn't get paid or her mom who doesn't even work where we do. So by putting two and two together I figured RushCard effed up pretty badly and everyone was calling in.
I look through my 7 trillion emails from RushCard, turns out they sent an email on Monday saying they were changing our direct deposit info and "notified" our employers to change it. I did not authorize any account changes so why would they do this?! Then I talked to a supervisor there and he told me if my money isn't on the card by 9:30, then I'm pretty much SOL. U N A C C E P T A B L E!!! Then he disconnected. I've called back 4 times and have had to wait on hold 30+ every time and they keep disconnecting me! I would never recommend this company to my worse enemy! Terrible customer service and no help on the website. Nooo help.
Reviewed April 30, 2015
So RushCard made a bank change… and now our direct deposit has changed. I usually get my deposit no later than 6:45 pm. I called them at 7:30. Called my employer. Guess what, we won't get it to the pay day. Smh. I will be canceling.
Reviewed April 29, 2015
I love RushCard! I have been a customer since the early 2003. I recently was taking a trip to California and called Customer Service to inform them that I would be using my card there. The customer service rep assured me that it would be fine. He put my mind at ease and was very knowledgeable. Everything was fine!! Great Customer Service!!
Hi Wanda, thanks so much for being a loyal customer since 2003! We're thrilled that you love your card and that you're able to use it wherever life takes you. We always strive for great customer service and if there's anything we can do to help don't hesitate to get back in touch. Thanks for reaching out on Consumer Affairs!
Reviewed April 28, 2015
I use RushCard now for my allowance. I'm able to use it everywhere, online, and to make withdrawals and it's convenient.
Hi Shamika, thanks for reaching out on Consumer Affairs! We're so glad you're enjoying your card and that you're able to use it for all your needs everyday. We love hearing from our customers so don't hesitate to get back in touch if we can be of any help.
Reviewed April 27, 2015
I have received Social Security benefits for over 5 years on my RushCard. Never any issues. I get the payments early and have had no complaint until now. My benefits from SSI are being suspended because of RUSHCARD!!! Upon logging in to my RushCard online account, I noticed a box stating RushCard had changed their banking and account information, and was notifying employers of this change for all direct deposits. Immediately I checked all of my emails to see if I had been notified of this change...no. I save everything I get, and nothing but reminders and ads from them. Called RushCard to get information, and was told that they would just transfer the upcoming deposit to the new account, and that we should call Social Security and provide them with the new routing and account numbers that I was never notified about.
Called Social Security. They had NOT been notified by RushCard, and said that even if they were, they would only accept updated information from the beneficiary. We were also advised that since both the routing and account number had changed, the payment would bounce back, and my benefits would be automatically suspended for up to 90 days while I provided documentation and appealed the decision. In addition, we had to provide the old routing and account numbers in order to update to the new account info. Since the old routing and acct are over 5 years old, I was unable to provide that info, as RushCard had deleted it (and didn't have a 5 year old direct deposit form on hand). So NOW I have to go into the SS office and start an appeal.
Called RushCard back and was actually cursed by a foreign rep who was rude and kept insisting that ALL cardholders had been informed of this change via email (this is a lie, and verified by many other complaints I've seen in recent weeks online). They also stated they have updated their systems and could no longer provide the old account information to verify with Social Security (even though that is the info they have used for 5 years to receive and process my payments each month). This is going to happen to MILLIONS of people who receive benefits on Thursday. NO ONE was notified.
I'm waiting on a call back from RushCard. The manager ** promised me she would have someone research and contact me within 2 hours. I'm recording everything. This was done illegally, without notifying any cardholder. If my payments are suspended I will be evicted. I'm disabled and not able to leave my home. I am searching for a number or a way to contact RushCard HQ.
Reviewed April 26, 2015
My husband and I both have RUSHCARDS that we "thought" were a great idea. We've been long time cardholders with Rushcard and cannot ** believe the ** we been experiencing. First off my husband tried to withdraw $700 off his card and was denied (over $1000) on his card! Went to Chase bank and tried and was Denied again due to being over his daily limit!! He had not used this card that day at all!! Called customer service and of course, get the same non English speaking foreign ** and was given a 1 hour run around with absolutely no explanation for why his card declined!!
Away RushCard immediately we are going to open up a normal bank account and get rid of this fraudulent card. I suggest everybody do the same!!! So many other crazy ** situations have taken place with this card and not one time have we been able to get any help from customer service and don't you think it's strange that most people's cards are expiring in May 2015 and no one has received the replacement yet??? Move your money now before something bad happens BECAUSE IT DEFINITELY WILL W/ THESE PEOPLE! NO ACCOUNTABILITY for anything. Everyday you got these people hold on to your money is everything you're taking a risk.
Reviewed April 26, 2015
My direct deposit hit last Wednesday and last Thursday someone took my money. I immediately contacted Rush Card and advise them that I did not lose my card however an unauthorized purchase had been made. They canceled my card that evening and told me they were going to fax me a dispute form that I was to fill out and fax back to them. And so I did just that filled out the dispute form and faxed it to them. I received my replacement card today in the mail only to check the balance and for it to still be zero dollars. So I immediately contacted Rush again for them to tell me that they were denying my credit because I made the purchase.
It was impossible for me to make a purchase because it was at a stop and shop an hour away from where I work and live. I work Monday through Friday from 11 AM to 8 PM and the transaction was made around 730 that evening. For them to tell me that I wasn't at work and that I drove an hour away to shop at Stop & Shop was ludicrous. But what's even more ludicrous is that I informed them again it wasn't an unauthorized charge and they refused to credit my money back... my stolen money back!
Reviewed April 26, 2015
Time went in on my paycheck. RushCard was three days early. I was impress. But on one pay period because time went in on Thursday and it fell into the weekend, I just received my check the day before my payday not three or two days before. Because of that I was broke for that whole entire weekend. My payday was really on the 22nd but instead of receiving it on the 19th or the 20th I received it the 21st instead.
Reviewed April 25, 2015
Twice now my money has been stolen from someone getting my card number in another country. First time it took a couple weeks to get it back and now the second time I've gotten the runaround, I have been blamed for using the card to charge 21 charges over what was on my card. Seems no one at the call center understands English enough to hear the part where the card was hacked and we didn't make the charges and have proved we didn't. I have been told it was my fault for using Amazon, and when I asked if I could have the money sent to my other card, that I got back from making phone calls and sending email to the companies the fraudulent charges were made at, I was told no the acct is blocked.
I asked when should I get my new card, I was told there was never a new card ordered when I told them on Monday when all this happened we would need a new card. It's now Saturday, we have no money, can't get gas to go to work, can't get groceries and have no way of getting to our money. I have been using RushCard for close to 10 years. Within the last year the company has gone downhill and just don't care. They are ripping people off and getting away with it.
Reviewed April 23, 2015
I have had a RushCard for about a year. At first I loved it. It seemed convenient and perfect for me. And THEN I find out while wondering where the eff my direct deposited paycheck was, I see a notification on my app saying that they were "updating" their direct deposit blah blah. So I call and a rep tells me that they sent emails to customer employers stating that the routing information was changing... Employers? As I explained to the rep, I'M the customer NOT my employer. That's my HARD EARNED money and they don't have the right to mess with it without contacting me! I get a MILLION stupid emails a month from RushCard telling me how to reload my card, etc but when this happens I am not notified?! This is UNACCEPTABLE! I have a RIGHT to know that the company is making changes that will affect me so that I can PROACTIVELY handle accordingly.
I hope RushCard is sued and goes out of business. It's SHADY BUSINESS practices to do this without notification. THEN the rep told me I have to follow up with my employer. ME?! I didn't request any changes to my deposit! THEY did. Without my permission. I don't work at the type of company that will just UPDATE information based on a third party. I am absolutely disgusted. When I get my check I'm taking ALL the money out of my account and closing it. Eff RushCard AND Russell Simmons!
Reviewed April 21, 2015
I've been a RushCard holder for the last 6-7 yrs. It’s very convenient. It makes things easier as far as direct deposit and I like the idea of being able to receive my direct deposit early. Also, customer service is very helpful and friendly. Those are a lot of reasons why I choose to stay with Rushcard. The only drawback that I have is when I try to make a withdrawal, I’m limited as to what I can take out.
Thanks, Jennifer! We appreciate you telling us all the reasons you love your RushCard. Our early direct deposit is just one of the many benefits of having a RushCard and we're always striving to do all we can for our customers. Thanks for your loyalty for the last seven years!
Reviewed April 20, 2015
I can't believe this company exist. I had a strange feeling about having my tax return put on this card. So I get my card and activate it two days later when my return was on my card. Thank the Lord I went grocery shopping and then bang, the next day my card was BLOCKED. On a friday at 4:30 pm. Horrible. I call customer service whom I had talk to plenty of times about various things but when I call about my card being block, the guy tells me to upload my dl, ss, and bill via phone which they will receive immediately or fax which will take 1-3 days. I said "I will upload it via my phone", he said "No need to rush because corporate is closed right now and will not be open until monday", OKAY great. So monday comes around, I upload everything dl, ss, phone bill, lease, and 1040 tax return so they can release my money. After reviewing all the horrific gross stories about them keeping peoples money, I wanted to be very cautious. So I sent everything.
I call them and the CSR lady says "call back in 3 hours and we should have it". I ask for her employee id so that I could keep track of all the different people I am speaking with and giving my information to. She said "I cant give you that information." I call the corporate office and was on hold for 32 minutes, the 513-489-7874 not one time did someone come to the phone. I faxed my information to corporate at 513-247-2725 and found another number and they said "wrong number to unifund 513-489-8877." This is really crazy. This is injustice at its best and I am fed up. I called customer service again and she said they still have not received the documents. What the H*** is going on. Then when I ask her for a manager she forwards me to the survey. I don't think they want me to participate in their survey.
I am just so frustrated and after reading the reviews (which Lord knows I should have done before I sent my funds to this company), I should've knew better. I will be contacting the attorney general in Ohio, and the sad part about it is they are located in Cincinnati, my city where I am located. If I don't have my money tomorrow I'm going to the corporate office. I will contact the local paper and news if I have to, but this is ridiculous and so unfair. If you require information for verification purposes do it at the beginning when the card is ordered not when my money is on the card and you'll are getting interest off of my hard earned dollars. I'm just so glad this happened before I got my other direct deposits to this horrible card.
Reviewed April 20, 2015
It is so helpful to get your money a few days early. Just when you think it's the end of the road, here comes that direct deposited. It make your bills payments look good on your behalf, when your bills get pay before the due date.
Thanks Yvonne, we're glad that your RushCard is making you look good and that you're able to use it to pay your bills early. Thanks for taking the time to share with us why you love your RushCard and for being a valued customer!

Reviewed April 18, 2015
Three hundred and three dollars was taken off of my RushCard and I didn't do it. I filed the dispute and three days later RushCard told me it wasn't no error. I know it takes more than 3 days to go for a merchant to contact RushCard. I am so disappointed with RushCard. I work hard for my money and for a RushCard to say that it wasn't no error when I know that there wasn't a full investigation done. I been with RushCard for almost a year thinking about closing out my account. I would not recommend no one to use RushCard.
Reviewed April 18, 2015
A great company to get a unsecured credit card from to help build up your credit.
Hi Latrice, Thanks for reaching out about RushCard on Consumer Affairs! Building your credit is so important and we're so glad that you've been able to do it with us. We really appreciate the feedback and don't hesitate to get in touch if we can ever be of service- we're always here for you!
Reviewed April 17, 2015
On 4-15-15 I was trying to delete my wife's old contact that I had in my transfer money contact. As I was trying to do so I got a box that pops up saying error so I refreshed the page. After refreshing the page I noticed that my balance was very low. After checking my account when it popped up error. It had sent 26.00 dollars 7 times to the old contact I was trying to delete by the time the phone refreshed. The 189.00 dollars that system sent was for light bill that are now off due to RushCard not fixing their mistake.
I talked to the dispute department where they advised me that the funds were still in the other account, that they blocked it so it would remain there, that I needed to contact customer service and ask speak to a supervisor to have funds put back on account. After been on phone with customer service they tell me it has to be done by an account specialist and would take 1-2 days. It's been 3 days yet still no money. I'm getting sick of the lies and lack of trust in this company. Thanks a lot for having my lights turned off cause y'all playing with people's money.
Reviewed April 16, 2015
I have Rushcard since 2003. I don't use it much anymore because I have credit union account. It still works great when my kids need to make purchases that I don't want attached to my account. The experience has been wonderful!
Hi Khalia, Thanks for reaching out on Consumer Affairs and for being a loyal customer since 2003! We always appreciate the feedback and are glad you've had such a great experience. Thanks again!
Reviewed April 16, 2015
I had a good experience when I had Rushcard years ago.
Hi Brandi, thanks so much for taking the time to share your experience with us! We're thrilled you had such a great experience and we're always here to help if you need it. If you ever have any questions we can assist with, or simply need a bit more information, just let us know or you can always email community@rushcard.com. Thanks again!
Reviewed April 16, 2015
I was charged 3 atm fees which should of never happen because I went to the atm location on their website. Have been waiting since monday. I already sent over my information and my account is in the negative because of rushcard. And have called cs and they can't do anything.
Glad to hear it. Thanks for reaching out on Consumer Affairs!
Reviewed April 16, 2015
On March 29, 2015 I received a rush text alert stating my card had been blocked and to call. So I called in and the representative told me there was a suspicious transaction on March 28, 2015 at 9:42 pm for the reason the card was blocked and he said I would have to wait 24 hrs until I could make a dispute so I waited 24 hours and made a dispute on March 31st. After making that dispute and was informed I would receive an email 1 to 3 hours to get the dispute form so that I could sign no form was ever sent so I called back and same thing was said again on April 1, 2015 but still no email. Another call on the 2nd to give a fax number instead to see if that would work but still no fax. I had done got fed up so I made a complaint with the Better Business Bureau and after that complaint was sent over to RushCard then finally they faxed the dispute form on that Friday April 3rd which I signed and sent right back.
Moral of the story I still haven't received my funds after I was told I could get a provisional credit after 10 business days which was April the 14th 2015 by midnight. Called back and there are all kinds of excuses and the merchant doesn't even exist to my knowledge which is Cattleya International. All I want is my money that I work hard for and I will be happy.
Reviewed April 16, 2015
On April 10th, when I tried to use my card, I called customer service and was told my card had been compromised. I was told I needed to send my id, ss card and proof of residency. I did, now it's 4/15 and I'm still sending more paper work. I don't know what else to do so I called BBB.
Reviewed April 15, 2015
A email was sent to me stating “next load on us! We will reload 4.95 back to your card within 14 day if you load your card before April 30, 2015.” I called them to find out when the reload reimbursement will take place. They say they are advertising no such thing! But I have it saved in my email. Wow, after having this card for over 3 years they are going to lie about 4.95 really!!!!
Reviewed April 15, 2015
I went to get money off ATM and my card was block with no notice April 11 - I use 3 different ATM... I called. They had me to fax SS, card ID, and a utility bill - I did. Then they tell me I have to wait a week to receive a check in the mail. They won't provide you with no information. I will get a lawyer and sue RushCard for this embarrassment. I can't pay my bills. Russell Simmons will pay for this... Unsatisfied customer.
Reviewed April 13, 2015
First, I had a hotel stay last week that was paid for IN CASH. My card was given in case there was a problem. This occurred on April 4, 2015. The transaction was a total of $123.10. I called the hotel on Monday, April 6th to verify my card was credited. They told me it was. I called on TUESDAY, April 7th. I spoke to customer service. I was told I would have the credit no later than April 10th - 3-5 business days after the credit was issued. Well guess what, today is the 13th and viola, no credit. And the idiot in your customer service says it should post sometime next week. WHY was I told on Tuesday I would have it by Friday??? It takes you 2 minutes to send MY MONEY away, and you make no reasonable effort to get it back to me within YOUR stated time frame. This is completely not acceptable. Why not tell me on Tuesday what needed to be done to get my money back, by Friday, like you told me.
Second, I have a transaction from December 2014 for $995 that I never received. Unlike every other dispute that I've had with my other Visa Credit Cards, NO Provisional credit was issued. I didn't complain about this, mostly because I believed that this issue would be handled in a timely manner. It is now April 13th, 2015, FOUR months from the original transaction and I am STILL out the $995. I have been promised that I will receive an email update, I have called, faxed and emailed ALL information ever requested from me and every time, the date gets pushed back and back and back - until just today, I was told I have to wait until April 23rd.
How is it that other banks have the ability to solve these matters within a month or two and this credit card just takes its sweet time. They can't even tell me what the hold up is? Really unacceptable - and what's worse is that I get a different story from whomever I speak to - sometimes I'm transferred to customer service, sometimes I'm told I need to email. Sometimes I'm transferred to the chargeback people - who then hang up on me. I call now and they need 5 minutes to read all the notes on my account - just to push it back a couple more weeks.
Finally, and trust me, this exact email will be posted everywhere this weekend if someone competent can't help me. In February, while I was still happy with my card, I filed my taxes and asked that my return be put on my RushCard, like they be a customer today with 30+ emails and on their website. Imagine, to my horror, my $5,000 return was sent back to the IRS because it was my husband's return. My husband used his credit union and got the money March 9th. Rush Card got my deposit on March 6th and without even contacting me - because they ASSUMED I read all of the fine print regarding tax returns, they just sent it back to the IRS.
So it's April 13th and not only am I still out my $5,000 + $995+$123 = $6,118 for a single Mom with 3 children. I have had the third party thing explained to me 15 times, yet no one from this company can explain why it is that I filed with the IRS for TEN years this same exact way and Wells Fargo deposited the money every time and you guys sent it back. It's fine, I'll use Wells Fargo next year - I think consumers just need to be aware of all of the ways you give me and I'm sure others the runaround as if you are entitled to keep $1,118 of my money for as long as necessary and not give honest answers as to why this has been done to me.
Reviewed April 12, 2015
My card was court ordered blocked in October 2014 I went to court and resolved that situation and my card was Court ordered unblocked in March 2015 as of today, a month later, rushcard has not unblocked my card so I can get my money and be done with them. I was told to fax over the documents stating that the card is to be unblocked and it would take 1-2 business days to get my card unblocked. I have called every day since March 12th and nothing has changed. I explained to the customer service representative that rushcard is violating a court order by not unblocking my card. I was informed that corporate handles blocked cards and my account is still being reviewed by a corporate representative named **. I cannot personally talk to **, they won't give you corporate direct number.
How can they get away with holding people’s money like this? I've called them, emailed them, and a month later I'm still waiting for my money!!! I will be calling the better business bureau and trying to contact an attorney to see what I need to do to get my court ordered card unblocked. UNBLOCKED!!! I'm furious with Rushcard I know what they are doing is illegal defying a court order. Again, how can they get away with this?! I work hard for my money and I need it!!!
Reviewed April 4, 2015
On March 17, 2015 I was unawared that my card was block until I went to an atm trying to pull out some of my money. I called customer service a million and ten times AND none of them can barely speak English. They told me I need to send a copy of my social security card, State ID, paystub, banking information, and my IRS state and federal check. Went straight to my RushCard so when I sent them all my documents they telling me it's invalid so now they telling me to go to the social security office to get a letter as proof of address when they don't do that. It's like asking for the impossible so I had to apply for a social security card that I don't even need.
I explain to the nice lady at the social security office that RushCard is trying to steal my money and that my money is blocked and stucked on a RushCard. She was a field manager, she told me if this letter don't work to take them to court and sue them for every day that they hold my money. So I sent them this letter from the social security office and they still telling me that it's invalid.
How is anything invalid coming from the social security office?? They had the nerves to tell me my social security card is expired, how is my social security card expired when I'm on the phone with you so I asked to speak with someone who knows what they doing. I asked to speak with a supervisor or management and he asked me why? I hanged up and called back to another person who don't speak English and could barely make out what these people are saying. Long story short it's been 18 days now and my money STILL blocked. They keep telling me to send in documents that I've already sent to them repeatedly.
I emailed, I faxed it and their 1-2 business days turned into 18 days and it's still blocked. They telling me to resend everything. I'll do no such thing. I'm taking these ** to court. It's caused me stress and loss of sleep. I'm borrowing money from friends. All that money on my RushCard, I now gotta pay everyone back who I borrowed from. I'm not letting them get away with this. I'm suing them for all my pain and suffering, lack of sleep. As of April 4, 2015 my card is STILL blocked.
Reviewed April 3, 2015
I advise any one to not get Rush Card pleaseeee.. I had my card stolen 03/21/15 and money was taken off my card at the ATM. I called Rush immediately after I recognized that it took place. The card was blocked. I then had to wait 7 full days to get another card in the mail. They then told me that after 10 days I would get a provisional credit while they continue the investigation. Well 3 days later they said they completed the investigation and from the looks of my transactions it was valid. These people did not even contact the store, ask for video, picture proof or nothing. They simply went by how many transactions was made on my card.
Your money is suppose to be "FDIC". Well not with Rush Card so if your card is lost or stolen do not expect them to give you your money back!! This company is a fraud and is owned by money hungry people. All they do is take take take. If you are broke and your family put 10$ on your card and you owe 7.95 in a monthly fee they will take that too and leave you broke. I will never deal with this card again!!!!!
I'm sorry to hear that. I will go ahead and have one of our resolution specialists reach out to you so that we can get this resolved ASAP. Let me know if this doesn't fix your issue. Thanks
Reviewed March 31, 2015
Experienced hardship after Reported card lost when I got off of a bus on feb 25th 2015. They placed block on card, advised me new card should arrive in mail 7 to 10 business days. No card. Ordered new card online, registered it and called to have bal transferred. Advised couldn't be done but have to wait for replacement. On March 24 I paid the $30 expedited fee advising that I need my SSD funds to live off and pay my rent and utilities. Card arrives fri March 27th via fed Ex. Activated it, transferred $150 to second card online then went to withdraw rent money, etc to be notified exceeded the $500 daily withdrawal limit.
Normally been able to withdraw up to $800 per transaction at capital one's atm. After being denied the $800, tried $500, denied also. Went to chase bank to attempt to withdraw $500, and was denied. My total balance during that time on that card was $1,371.76. Never had this issue before. Called in and Was advised of new policy effective sometime in 2014. Prior to losing card and reporting it hadn't had this type of restriction. This has caused stress by not being able to properly pay my bills on time and being denied total access to my social security disability benefits which I have directly deposited to rush card. This is a terrible hardship and stress of it has affected my health and well being.
Reviewed March 28, 2015
On 3/19/15 around 1am (pacific time) I received a notification to call RushCard so they can release a pending direct deposit. I called and spoke with a rep that state I have a pending deposit on over $10K and in order to have the funds released I had to show proof why I was receiving the money. I thought that was very strange. I have been with RushCard since 2011 and I use this card to receive my Disability which comes from the US Treasury. Every month since 2011 I would receive a direct deposit from the same facility. The rep told me I need to send them a copy of my ID, SS Card and a letter or document explaining why I am receiving these funds and that RushCard can only hold the deposit for 7 days and after that it would be returned.
At that time I informed the rep that when dealing with the Federal Government it can take up to 2 weeks before I receive any documentation in the mail stating what the funds are for. I called back later in the day on 3/19/15 and spoke with a manager and told them my concerns and explained everything all over again, the manager told me I could submit a screenshot from my online account with the US treasury, that shows my Full Name and the date and amount of the deposit. I submitted all the documents by uploading to the site in which they received in a matter of minutes. The manager states “ok I have the document, I will submit to our Corporate Account Executive to review and we will have an answer in 1 to business days.” Keep in mind that this call was on a Thursday. So the manager said that Monday 3/23/15 will the 2nd day.
So on Monday 3/23/15 I call and the rep tells me the document doesn't have enough proof, and that my name does not show on the screen shot. I have to explain to the rep that my name is in the top right of the screen shot and again explained how long it takes to receive mail and/or a letter. The rep says he will re-submit with the new info I gave him (that my name was on the document) and in re-submitting in will take another 1-2 business days (Wed 3/25/15). I call back the next day Tuesday 3/24/15 for an update, I speak with another manager and he says the Exec. rejected and needed a letter. I told him the same story about how long it takes to receive the letter, but they have a document that shows the amount, who it came from and my name, not to mention this is the same facility that has been depositing on this card since 2011 every month.
This manager stated he sent the Exec an email explaining this EVERYTHING and tells me it will take up to 1-2 business days to hear a response back to see if he can release it. Now it’s Wednesday 3/25/15, I call back, speak to another manager, go thru the whole situation again and he checks my account and tells me it’s still been rejected and they need other proof. I mention all the other deposits that have come from the same location every month since 2011 he says “well that should make it no problem for the funds to be released.”
I then says, “this is day #6 of the day we can hold your deposit” and he then says “I am sending a high priority request to the account Exec. to hold your funds so that they will not be returned” (I explained that if they are returned it may take another 3 weeks for me to get these funds back and they are needed to pay for another surgery to restore my ankle). He informs me “there is no request to return your funds don't worry about it and to give it 1-2 business days for an answer.”
On Thursday 3/26/15 (the 7th day) I upload and call RushCard and tell them I just receive the letter they requested. I was transferred to a manager that stated “this was the document that was need” and he stated he resubmitted to the Account Exec/release the deposit into my account. The manager stated that the Account office was closed, it was 2:30pm pacific time and that I needed to wait another 1-2 business days before the funds will be released. I got upset and reminded them that I have been calling everyday since 3/19/15 to have RushCard release my funds and that 3/26/15 was the 7th day for holding my funds. He said “we will not return funds but will be able to release the deposit to your account after it has been reviewed”. I told him that I have been telling my landlord and all my bill collectors that I would be paying my rent and bills by 3/27/15. He stated “I will inform them of your situation and place this at a high priority and to call back on Saturday 3/28/15 for a response.”
So this morning 3/28/15 I call and only ask to speak with a manager, the rep did not want to transfer me, she put me on hold, came back and said “just so you know we returned your deposit and please hold for a manager.” Once this manager got on the line, she stated that the rep was correct that the funds were returned on Thursday 3/26/15 (the 7th day). I was livid. I told her that I had been calling everyday and on the day the funds were returned I spoke with a manager and he did not tell me that the deposit was return to the US Treasury.
I am so pissed that after talking to 2 managers after the Deposit was returned no one told me until today. I explained to her my situation, that I had promised my landlord and bill collectors I would be paying on my bills. Now I have to wait till Monday 3/30/15 to speak with the Social Security Administration to see what happens now and when I might receive my funds again. Thanks to rush card I maybe put out on the street.
Reviewed March 26, 2015
I hate calling into customer service and the call gets routed overseas. And the representatives don't understand a word you be saying and their communication is horrible. You be asking about a question and they don't even know how to answer the questions. And they give you something but you wasn't even requiring about. And when you ask to speak to a supervisor instead of putting the supervisor on representative still want to talk to you. Something needs to be done about this, Russell Simmons. Need to stop bring cheap and have the customer service here in the United States!
Reviewed March 26, 2015
I have been a customer of RushCard, having 3 Visa prepaid card accounts, for over 6 years. RushCard is refusing to honor their of "provisional credit after 10 days" following the return of a customer dispute form for fraudulent charges. The morning of 2/21/15 I woke up to 33 text message alerts on my cell phone from RushCard's automated system informing me that one of my 3 RushCards was being charged in increments of $50, $30, and $10. My physical card was still in my wallet and no one has access to my card. I immediately transferred what money remained on my account to a different card in order to salvage some of my paycheck, but by that time, whoever was doing this had stolen $1700.
I called RushCard customer service immediately and begged them to do something because some thief was in the process right now of stealing my money, and they told me they could not do anything and that I would have to wait it out until whatever they were stealing had posted. I kept checking my account by web login constantly and finally on the morning of 2/24/15, I saw the transactions had posted.
I immediately called RushCard back, and reiterated that these fraudulent charges had now posted to my RushCard account. The RushCard representative (** as later indicated in her email signature) asked me some questions and then told me she would be emailing me a dispute form, which I would need to complete and return within 10 days in order to receive a provisional credit, which is what they issue to return the money stolen from me ($1700). She emailed the form to me on 2/24/15 at 10:10 AM and I completed, signed and faxed it back, faxing it to the number indicated on their form, 917-383-0567, at 11:34 AM.
In spite of my having gotten the fax confirmation, I still called RushCard so I could be 100% certain they received my form. I called back 3 different days just to be sure, being told each time by their representatives (first **, then **, and then a gentleman whose name I did not get) that yes, my form had been received on 2/25/15, and that everything was in progress. These calls are recorded by the way. The representative named ** even went so far as to provide me with the date of 3/11/15 as to when I would receive my provisional credit. Because I did not receive the credit on 3/11, I called RushCard to inquire how and when the credit would be received.
I was transferred to supervisor, **, and told that my form was received on 2/27/15 (not true, it was received on 2/25/15) but that it was not "linked" to my account. She then said she would link it. Then she continues typing in the background and then said, "Ok never mind," and that now she can't see my form and that I needed to call back in 1 to 2 business days to see how that would be handled, which I found unacceptable. I called RushCard the following morning of 3/12/15 and then I spent another hour being told by RushCard reps that my form could not be found, and as a result, I would not receive the provisional credit.
I asked to talk to a supervisor. I got ** who told me that my form was missing, and that she could not explain why 3 different RushCard representatives on 3 different occasions confirmed receipt of my form. When I asked if I could talk to their Dispute department, she told me I could not because they only talk with people reporting an issue for the first time and she refused to transfer me. She also would not offer the name of anyone else I could speak with and at that point refused further help. I immediately did what they instructed me to do, and during the 10 day waiting period 3 representatives confirmed they had my form but then when my 10 day time limit expired, they then claimed they did not have my form and as a result now refuse to honor their policy and return my money.
Reviewed March 25, 2015
I had set up card to card transactions to be taken from my account every month, but the card expired so I forgot to change it so they took it off my card. I forgot to change it so they transfer it out my new account. My new card has all my money on it. Now my new card is blocked with all my money on it can't get.
Reviewed March 25, 2015
Please help, who do I speak with???? My card will be expiring in a couple of months, so I called to find out how soon I get replacement cards. To my surprised, I was informed that I will be getting not only a new card but also a new number, wtf. I told them I don't want a new number. I have my accts connected to this card number, automatically taken payments out. The rude person kept telling me everything will be switched over.. I told him I didn't want a new card number, you'LL can't switch over my gas, light, water, etc... Plus I remember my #. And more importantly, what is the reason for changing my card number???? Who do I contact because I'M tired of talking to this disrespectful people, that act like they're Russell Simmons and that this their money.
Reviewed March 24, 2015
Lost/dropped my wallet in February, didn't notice until I got home. So I looked for also called back where I was to see if they found it. No one found it, so I went back to look for it. I then got a text saying my card was used twice. I called to report it and stopped the card. Before I hung up I found out it was used again. Over 900$. I then filed a police report. Long story short I got the running around and talked to so many people.
I wasn't giving any notice that they didn't get all the pages I faxed until after I call on the day I was told I should have my money back. My claim was then closed a week after the second fax with no money back. I sent a letter fighting the results. My case was open back up. 11 days later my case was closed again without my money. They also closed my whole account without notice. They did email me this time to tell me my account was at risk. That's when I was told I wasn't get my money back. They closed my account, and It will take 7-10 day to get the rest of my money that was on the card. I have yet to find out who used my card.
Reviewed March 23, 2015
Worst place to ever put your money. If you don't have to DON'T!!!! Recently just went through identity theft. Someone from Barcelona, Spain hacked my card information and purchased a flight and a few other misc. items. I first had to argue them down that I was not in Barcelona that I was in the United States. This is the first time anything like this has happened where internationally someone stole my card information. They suck and only hire foreigners that have bad communication to handle customer service. You will never get anyone from corporate unless you dig and dig and dig and even still its useless.
Reviewed March 21, 2015
My tax refund was loaded to my RushCard. That was my first mistake. Unfortunately that was my biggest mistake I ever made in my life.
I called the company and advised them that my money wasn't available. They told me they would send me another one. Then they asked me when did it happen as if they couldn't see this. They told me to send in my identification cards in, no problem. I SENT MY DRIVER'S LICENSE, MY PASSPORT, MY SOCIAL SECURITY, MY LIFE INSURANCE POLICY AND EVEN MY W2'S five different times and they kept saying they never received it. Telling me to keep faxing it in to them.
It's a disgrace to a company to have this kind of customer service. It's been over a month and still nothing has been done. Russell Simmons need to do something about this indecency and disrespect to his customers.
Reviewed March 16, 2015
I have been a customer with RushCard for several years now. I am livid and horrified and the customer service I have received over the past few days. Here is what happen. It started when I went to my own financial institution on 3/13/15 to do a cash advance utilizing my RushCard that my entire paycheck direct deposited to. I went into the bank and tried to withdraw $1,900.00 to cover my car payment and rent that was due. My transaction was declined even though there was $2,300.00 in the account. I, at that point, called into RushCard to find out what the issue was. They informed me that I could only take out $1,500.00 over the counter and $500.00 from the ATM within a 24-hour period which is some new procedure. In the past, I have been able to modify my account and remove all funds if needed. I proceeded to the ATM, I took out the $500.00 for my car payment. I still needed the additional $1,400.00 to cover my rent.
Well per my personal bank, they can only run one cash advance transaction per day and that I needed to go to another bank if I wanted to do the cash advance. I proceeded to another bank and it was Nevada State Bank. I went inside of the bank, the teller called me to the window, I stated that I wanted to do a cash advance. She, at that point, asked if my address on my card matched the address on my license. I told her no, the correct address was on my debit card. She still ran my debit card. The transaction was declined according to her because of my address not matching. I said, "No problem, let me go to my branch where I never have any issues." I proceeded to do the cash advance again (TO GET MY OWN HARD-EARNED CASH OUT). I was told that my transaction was declined due to insufficient funds and I clearly still had over $1,800.00 left in the RushCard account.
I called again immediately and they informed me that a transaction for $1,400.00 had taken place from place from Nevada State Bank. I immediately return to Nevada State Bank to find out where is my money. The bank manager and I called RushCard to inform them that the transaction had not taken place, that it was voided. We spoke to one of the few associates that speaks and understands English. We were informed that the bank manager needed to fax all my information as well as the transaction authorization number.
He did better than that, he provided the voided receipt showing that the transaction was never completed and that I never received my cash. They also asked for a number of the bank to call back and confirm. Well I let about 10 minutes go and I called RushCard again to see if they had received the fax. At that point, they inform me that it takes 3-5 hours to receive a fax. I have never heard of anything so ridiculous in my life.
Again I wait and call back twice on Friday evening with no fax info being recovered by them. I call on Saturday morning, they claim there is still no fax and there is nothing anyone can do. I call first thing Sunday morning to speak with a Russian whom I could barely understand and she tells me there is nothing she or anyone can do for me. I am LIVID at this point. I ask to speak to the manager, they put ** on the line who was rude and uncaring about me as a customer!! I no longer wanted to speak with **, I asked for her supervisor's name and a corporate phone number which she refused to furnish me with either. Apparently she noted something on my account because I was continually hung up on the next several times that I called.
I spoke with someone this morning that informed me that the fax was received with the voided transaction and I would not be getting my own cash back into my account until 3/23/15. I am a District Manager for a major burger chain and I have never seen anything like the non-customer service exemplified by the staff at RushCard. I will be filing a formal complaint with the Better Business Bureau, the Consumer Complaint Agency, as well as contacting all of the local news stations here in Las Vegas. I will not recommend your company to any of my company's new hires or anyone looking to switch direct deposit providers. I also went on your site only to see so many of your other customers that have been treated in the same manner as myself. I have never had so many problem trying to retrieve my own cash ever in my entire life. I just want my money so I can close this scam of an account quickly!!
Reviewed March 13, 2015
Blocked my card for no apparent reason that I have a son that's in the Georgia Department of Corrections. Card in my name - I have had this card for close to eight years. Because my son asked me to transfer some money to another card they blocked mine - told me I couldn't be a customer anymore because the other card holder was another inmate. Question why can't an inmate have a card? How does a family save money for their love ones that's incarcerated? And last but not least how can my card be blocked - I'm not the inmate my son is?
Reviewed March 12, 2015
The Rush Card company is full of crap. They will trick you into spending more money thinking you'll get rewarded for it and you don't. I got an email from rush card on 02/12/2015 telling me it’s my lucky day. The email says If I spend $500.00 on my card between then and 03/31/15 you will get $15.00 by the 1st day of the next month as a thank you. LIES LIES LIES!!! I spent $2000.00 on my card in February thanks to taxes. I called rush card and asked why I didn't receive the credit. The rep says he opened a ticket for me. I was told to wait 2 business days and I would be credited.
I waited 4 business days and called and asked why I STILL haven't received the credit. I was told that the only offer I was supposed to get was a credit of $10.00. I told them they were wrong and I wanted to send him a copy of the email but he refused to give me an email address. The rep says that they feel I was lying about the offer. IF I’M LYING THEN WHY WON’T YOU LET ME SEND YOU THE SCREENSHOTS of the Email? Russell Simmons should be slapped for this. Don't make promises your company can't keep. I will make a youtube video on this also, that way I can show people UNIRUSH is a FRAUD.
Reviewed March 11, 2015
On 03/04 I purchased a flight from US Airways. I received an error message from US Airways stating that I had insufficient funds. I knew that was not possible because I had just received a large deposit. I checked the balance on my RUSHCARD and it confirmed that my transaction from US AIRWAYS went through and there was a pending amount. I contacted RUSH card and was told that yes, the transaction went through however, subsequently when speaking with US AIRWAYS I was told that RUSHCARD is holding onto the transaction and will not release the funds to issue the ticket. Since 03/04 I have spoken with RUSHCARD on 03/04, 03/05, 03/09, 03/10 asking for assistance. Everything with them is a scripted response. US Airways had sent them a release and because US AIRWAYS did not put a contact name and phone number they rejected the transaction.
I requested that RUSHCARD contact US AIRWAYS to follow up with the request and provide them with the supervisors name and phone number and they replied that they will not do that. So, RUSHCARD will not contact my merchant, cannot speak with a supervisor and get a contact name and phone number to resolve and all the customer service representatives cannot say anything other than “yes, the transaction is pending”.
I don’t understand how they can legally hold onto my money for over a week without releasing the funds back to me. How long can they legally hold onto my money in a pending status. RUSHCARD told me that I cannot dispute the transactions because it is in a pending status. This is ridiculous. RUSHCARD has the absolute worse customer service in the universe. They don’t care to resolve your issues, they do not provide contact information for a supervisor so that the merchant can follow up. What is a consumer supposed to do. Do not ever open a RUSH CARD if you value your money.
Reviewed March 8, 2015
Activated new card one week before and the next week someone made a $33.43 transaction the very next week. Called rushcard to dispute and was told that card would not be deactivated, had to tell them to deactivate it. This is the second time unauthorized transactions have been done on my card. The 1st time they investigated and I was told the transaction was valid and it was not. Don't let them tell me that again this time, because I am not letting this go this time. I work too hard for my money for someone to be able to just take.
I will be filing a class action suit against rushcard. They need to get their security together. I am transferring money to a real bank card after this. Your money is not safe with rushcard. You might as well throw your money up in the air. And the stupid questions you're asked when you dispute a transaction "Did you give your card number to anyone?" Are they serious!! I'm done with flushcard...rush.
Updated on 03/09/2015:
3/9/15 3:30 pm please read prior complaint about Rush card, I have a new matter while completing my dispute form for Rushcard, I tried to access my online acct info and they have blocked me from logging in my acct. I called Rushcard and was told my acct was unlocked and while I had them on the phone I tried to log into my acct again nothing, told the Rep I still was unable to get in and she tells me I may be entering a wrong password or user ID. I assured her it was correct and continued to try and access my acct… nothing. I was then told by Rep to reset my password, tried that also nothing and the whole time rep repeated it had been unlocked, while in conversation the call suddenly switched to their survey and then I was disconnected.
Called again, same thing, was told by Rep, ** that acct was unlocked. I also asked for address for Corporate office was told I would have to e-mail www.rushcard.com not happening, I would get same run around so if anyone is interested in going in on a Class Action suit against Rushcard, please email me **. I am done playing games and will not be treated this way.
Reviewed March 6, 2015
On Monday Feb. 23, I couldn't find my rushcard (thought that I left it at the grocery store). I called Rushcard to cancel that card and to have another one mailed to me. The customer service rep. asked me if I thought that I would find the card, I didn't think that I would (thought that I left it at the grocery store). The customer service Rep. Stated: “I will send you a new one, you should get it in 3-5 days." On day 5 I called again, Rushcard wanted to charge me $30. I said “NO". Now they are telling me it will take 10 business days. It's now day 10, I have not received the card. MY money is limbo, I can't pay bills, buy food, medicine, etc. Oh and by the way I am a disabled senior citizen on a fixed income.
Reviewed March 6, 2015
I'm sick and tired of having to send emails with regards to my money!! This is NO way to treat a customer, if this is how you all operate then expect to lose a lot more customers. I should not have to do this every time there is a problem. These funds should have been released a LONG time ago, the typical turnaround time for any company is 3-5 days, there is NO reason whatsoever so hold these funds for LONGER than week.
Reviewed March 3, 2015
I filed a claim, my card was stolen after 11 years. Rushcard closed my account Jan. 3. It's March 3, I still haven't received my check for my balance. Everytime I call it's on the way. Rushcard is a scam and I'm starting to think they are trying to keep my balance. Something needs to be done about them.
Reviewed March 3, 2015
This is by far the worst company I have ever dealt with in my life. I got this card to have my tax return direct deposited to, but unfortunately an ex so-called "friend" tried to steal my money by ordering a new card in my name and having mine canceled. Luckily, I found out before she got access to my funds and alerted the company. They then blocked the entire account and requested proof of address and proof of ID which I immediately faxed and emailed. 1-2 business days stretched out to 3 weeks with me calling every day and getting different answers damn near every single time, until the corporate office made the decision, without ever attempting to contact me personally to close the account.
At the point I still had a balance of over $2000, when I contacted them again about getting my money back I was given NO answers only the standard reply of "Corporate office is looking into this matter. Call back in 1-2 business days." It has been a month and from what I see, they have done NOTHING but try to finish what the first person attempted, and steal my money. This company sucks royally. I will NEVER USE AGAIN. I GIVE NEGATIVE SCORE.
Reviewed March 2, 2015
I have a RushCard service for more than 3 years. Better than WF & BOA, no overdraft, paying bills perfect and fast. If you don't have money in your account no one overdraft it. I have IPhone and RushCard app in Apple. Perfect, it's just my opinion. But doesn't work for passbook - nothing perfect on this world.
Reviewed March 2, 2015
I lost my Rushcard on 2-14-15, I immediately called them to cancel the card and request a new one. The rep told me then that I could pay a 30 dollar fee to have it expedited or it would take 7-10 business days to receive my card. I agreed to 7-10 business days. I called about two weeks later and spoke with someone who stated "yes we mailed it out on the 18th" and I should receive it by Friday. It did not come so I called again Saturday, was on hold about an hour between 4 different reps because I kept getting hung up on/or disconnected. I asked to speak with a supervisor hoping to resolve the issue and she ** was only interested in reading the notes in the system not correcting it.
They stated that yes I did call and change my address but it was changed to my old address, the address I just moved form in December. Now what since does that make since I called in several times before that to confirm how to have my taxes loaded onto my card and changed it. Instead of ** the supervisor say "yes Mrs. we're sorry for this error. We will expedite a card today," she told me I would have to pay a 30 dollar fee if I wanted it expedited. No apology, not "i'm going to correct this," nothing but reading notes and trying to blame me for this. What ever happened to customer service, I have a Rushcard for over 4 years now and I've never been so disrespected by a company in all my life. Then before I even receive my new card they have taken the fees from the card. I am so angry about my experience with them.
Reviewed Feb. 28, 2015
I have been a loyal customer with Rushcard for over 5 years. I waited for my deposit for 5 days, knowing that it should've been in my account. I found out only by continuing to call that my deposit had been sent back to my place of employment. When asked why, I was told that there was a block on my account, but NO ONE FOR 2 WEEKS could tell me as to why there was a block. I had not called the card in stolen. There were no notes. The representatives even said that they had never seen anything like this and that it was of no fault of my own. So, then I had to find out that my Federal tax return was being rejected, and that the block could not be taken off of my account, and they still are not aware why CORPORATE has it on there. I have recommended several people for Rushcard, but this is very unprofessional and unethical. You have to stand by the integrity of your company. If not, as you will see, customers will go to a better one. Thank you for your time.
Reviewed Feb. 27, 2015
At 10:00 PM on 2/26 my direct deposit posted onto my Rush Card account. I was notified of that through Rush Text Alerts. At 12:57 AM I received another Rush Text Alert that says a transfer of $631.00 is scheduled to be sent to PHILIPP at 1:12 AM. PHILIPP is one of the cards that is on my list of people that I can transfer money to. I have borrowed that card from my friend Philip before when I lost my card and was waiting on a new one. Other than that I transferred small amounts of money to my friend’s card when he needed to borrow it or vice versa. Other than the time I lost my card I never transferred this amount of money to any card joined to my account (which includes my mother and my boyfriend) let alone to PHILIPP.
PHILIPP is the name of a card that is joined to an account that is no longer in use and was disposed of. This card was my friend’s card that he threw out without my knowledge and so I never separated the accounts because I didn't know that he wasn't using the card anymore or that he threw the card away so I didn't see any need to. So when I call to stop the transfer, that hasn't even happened yet, the customer service rep (instead of immediately cancelling the transfer) he argues with me and accuses me of transferring the money on my phone, refuses to transfer me to a supervisor, then hangs up on me. I call again and a woman answers and also argues with me and accuses me of performing this transfer once a month; when I haven’t made a transfer to that card since last year. Then I finally speak to a supervisor who also argues with me.
So then I call PHILIPP and of course he doesn't have the card and after he and I are brainstorming about how can we get the card number and she’s sitting there on the phone silent then he asks her, well don’t you have my card information? She says, well I can use your social. Why someone didn't say that in the first place, I have no idea. He gives her the social and she says my money would be to my card within the hour. This morning I wake up and my money is still not there and my card’s pin number was changed. I call Rush Card back. The representative says that the people I spoke to last night did not block the PHILIPP account from my card, but she said she did (Later I went online and ended up doing it myself). She then told me that she would sent in the complaint and it would take 2 days to process.
And when I went to get some food with the $17.00 I had left on my card it said the PIN number was incorrect. So I then asked her about that and she starts up the whole conversation again that I just had with the people at 1 AM. I said I already told you this story, she says that she just looked at the account again (even though she said that she saw the data from the call I placed earlier this morning). Then she accused me of being a liar telling me that I said I didn't know PHILIPP when the first thing I said to her was that we called him and he gave us his social security number. Why would someone I didn't know give me their social?? And how could I not know someone that is on my list of contacts? She then transferred me to the claims department after informing me that she would be blocking both cards.
The only person who spoke to me with respect was the claims agent (Rene). He was the only one who helped me, the only one who suggested that I file a police report, and the only one who told me any valid information. He said that I would have to wait 45 days for them to come to a conclusion. Now I am out $631.00 and soon to be out of a place to live if I don’t get my rent money back. This year is also the first time I have ever had issues with Rush Card and I've been with them for years! I've recommended them to many of my friends, now I feel like an idiot.
Reviewed Feb. 27, 2015
I am so fed up with this mess. I have not really had many issues with Rush until they changed dang banks this year. Who in the crap is MetaBank and where are they located? Other than the fee structure, I never had issues with getting any deposits. I think I will be cutting this card up asap. IRS states my refund was deposited on 2/19/2015 which was 7 days ago. Rushcard says there is no record whatsoever in their system. They never received it, they say. The IRS said that Rushcard has the money somewhere and they just holding it cause they can. Wtf, I am beyond pissed and CS is worse than it has ever been in the five years I have been a customer. I'm done! Banker you have been warned! Seek services elsewhere!!
Reviewed Feb. 26, 2015
Bought a Rushcard today, just to pay a bill with. How about bad card number right out of the package? I have been back and forth for two hours now on the phone and on the 4th transfer and been on hold now for 20 min. Can't register the card, says number and security code doesn't match. Customer service has gotten me nowhere. This is stupid and ridiculous all at the same time. I just either want this card activated or my money back simple as that. I got bills to pay and money floating somewhere and I have a bad card. Go figure!!!
Reviewed Feb. 24, 2015
I have been a RushCard account holder for 4 years and 8 months. In all of that time I have had a direct deposit from the VA. Although I have been a loyal customer for so long I have been dissatisfied with the service I have received. As of January (a customer for 4 years and 5 months) when the government have its mandatory raise my pay went to 3028.90. With that being said RushCard continues to say that they don't hold funds - my funds are continuously being held and pending. Every time I speak with an agent they tell me something different. What got me the last time was the tier 2 manager told me receiving my check early was a benefit and then told me I wouldn't be getting my check early. What is the point of my hard earned money pending and why wouldn't I have just gone to a traditional bank. You can't contact corporate and I don't have my money.
Reviewed Feb. 24, 2015
I had direct deposit set up and the first check went in one day early. The second went on my pay date. The third went in day after my pay date, and the fourth never received. The each pay week, I would speak to at least 3 reps and I would get different answers from rep. Every time I called, no accountability, no supervisors available, and a very serious language barriers with some of the reps. And I sent email to Rush - no response, and they state they will get back to you within 12 hours. It's been 72 hrs. Horrible company. They should be shut down because no one is accountable.
Reviewed Feb. 21, 2015
So I filed my taxes, had it sent to my Rushcard on January 23. I got accepted by it but I still haven't got my refund; suppose to have got it on the 13 of February, which I still haven't. God could it be 'cause my name is spelled 'Ashly' but it's 'Ashley' on my card? Do you think that's the problem - one little letter?
Reviewed Feb. 21, 2015
Just recently got this card 2 weeks ago and every single customer service person I talked to was rude rude rude! Does Russel Simmons not read his reviews... your service is horrible! What kind of customer service training are you doing.... for real! I have never been so frustrated in my life and I got 5 kids... All I wanted to know was if my card is inactive is my direct deposit going to make it active.. simple question to ask the company that should know this BUT no too hard, apparently is rocket science. When asked to give my card is invalid. How is my card invalid if I'm looking right at it and reading the numbers your company printed. So I call. Well when I call the girl can't answer my questions, gives an attitude, tells me to hold and transfer to me to a survey.. lol! And guess what I rated you a 0...
I get on the phone again, don't even ask to speak to anyone, I asked for a supervisor and guess what just as ignorant. She said and I quote "All our cardholders have different account number. Your money might have went to another account." Mmmmmm so why is my money going to another person account ma'am and I quote again "Well the card you have may be attached to another account." Huh? She has a very heavy accent, not understanding her and she's not understanding me. The question is simple you guys, "is my direct deposit going to make my account active?" By then I'm asking why my card is invalid now since I'm getting the message and again the supervisor is telling me "I don't know all our cardholders have different account numbers." WHAT!!!
I don't understand this... so here I am pissed as well wondering who is gonna get my direct deposit. Where the hell it's going and I need that money to pay for my little girl's dance class and clothes that she's been looking forward to! So Russell Simmons or who ever owns this company now I know my money is chump change to you in your pocket but look my little girl in the face and tell her I don't give a ** about your daddy's money cause I'm making mine... Ridiculous. Telling everyone to stay away from this company. Ain't worth the trouble... should have listened to my wife and got a AMEX BLUEBIRD or NETSPEND CARD. She has both and has never had any issues.... Anyway had to vent. Have a good night!
Reviewed Feb. 17, 2015
On January 23rd I went to a CVS store and reload $70 on my rushcard. It reloaded successfully. On January 27 I reloaded $400. As of February 17 there's 0 balance on my card, my money never made to my card. I reach out CVS, rushcard, greendot help me.
Reviewed Feb. 17, 2015
This card is not secure. Anyone that has your ssn can check your account info on the IVR or with a rep. This card needs a pin instead of ssn and last 4 digits of card to access acct info. Just pitiful.
Reviewed Feb. 16, 2015
I was trying to withdrawal my money from my Rushcard on February 14, 2015 @ 8:30 am, they told me access was denied due to over withdrawal locks my card. I call customer service spoke with the representative states someone utilize the card at US bank on the 13, of which wasn't true. I calls US bank to dispute the 500 amount, the representative tells me was overdrawn. Only to find out it was an error that Rushcard made, I spoke with the dispute representative, he acts rude and tells me, "I am going to charge you fee and reorder you a card." I did not want him to reorder me a card, I want him to unlock the card I have in my possession so I can utilize it. Now he hangs up the phone, I call back and spoke with the customer service department person by the name of **, push me through to a supervisor by the name of ** to undo the problem that happen.
I was instructed to fax the receipts, she still tells me that they could unlock the card because the dispute department reissued one and made me pay a fee of 30.00 to expedite my new card. When ** have stop the issuance of the new card and just activated my card free of charge, now I have to wait until Wednesday until my card come through FedEx to get to my money - that's not fair. I have been with Rushcard for 8 years, now they giving me problems I just don't want to deal with anymore. I thought the customer had the rights to pick and choose whether they want something, not the company. I couldn't even get the supervisor to give me the right number to her boss.
Reviewed Feb. 14, 2015
My money was stolen off my card by an individual that I don't know while I was incarcerated for six months. When I got out I did everything rushcard told me to do. I even got letters from the state notarized confirming I was incarcerated during the time my money was stolen. I even got out and made a police report. I sent three different rebuttal letters because they denied paying my money back saying I was responsible but how and I was incarcerated. I think they just don't want to pay me back my money.
Because $2,163 was taken off my card and that money was deposited on my account I feel they are responsible for paying my money back and they not trying to work this out and I'm highly upset. After I sent them all the documents and tangible proof of my incarceration and they still won't pay me my money back and I want to know the real reason why. I would like to talk to Russell Simmons myself about this problem because I thought if you have all documents and police reports that the bank is supposed to reimburse for what was stolen but I guess that's not the case with rushcard.
Reviewed Feb. 14, 2015
I have been a Rushcard customer since 2011 and I'm very disappointed here lately. Every Customer Service number that I call Never leads to speaking with an "actual" person, I have sent documentation to change my name because I got married and my card expires in March and...guess what??.This morning I actually found a number that "works" only to find out that I need to send my ID back in because it was not readable. Hello, you guys have my phone number.
Also I have transactions that have been pending since February 4th and the vendor cleared this to come off on the 4th but it will not be credited back to my account until 8:27 and 8:30 TONIGHT!! I don't know what is going on with Rushcard but I have Never had any issues until this year and I have been reading a LOT of bad reviews online this week. I have Already started the steps to actually go with another Debit Card company but I just want you to be aware of the Crap that YOUR CUSTOMERS are having to deal with. Thanks, -- A Very Unhappy Customer
Reviewed Feb. 14, 2015
I normally get my direct deposit on Thursday at 9 but yesterday it didn't come. I waited until 10 to call RushCard. I was informed the system was down and it would take about 2 hours. The customer service rep told me she did see my direct deposit pending. It came at 1:33 in the morning. I made 4 transactions and at about 8 o'clock p.m. I received alert that I had $1. After speaking with another rep there were 20 Fraudulent charges made in about 3 hours. And I have to wait 10 days to even dispute this....After 3 years of my business.
Reviewed Feb. 13, 2015
I have been with Rushcard for almost a year. I get my work check and SS deposited weekly and monthly. Anyway, once I ordered something off Amazon. I cancelled the order. Amazon sent a letter that the funds had been returned. However, 6 months later I never got my money back. I let it go...then I had another merchant accidentally take a double payment of $297.54. They too sent a letter to refund the money. Indeed it was refunded but it took 10 days. By the way, the double payment came out New Year's eve (then Feb. 1st come, I'm expecting my 1st check of $1,220 which I have been getting the same time every month for years). The check was sent to my RC as it always had been. I checked the account and nothing. I called Rushcard and they said my SS check was sent back because it didn't not have my whole name on it.
I said, "isn't it electronic?" They said, "yes everything was correct - it just didn't reflect your last name so it was sent back." It has been 12 days and I haven't received my check. The account number is screwed. Rushcard has nothing but general help. Anything other than that, you are out of luck. I did like RC but the headache and the lack of customer service has me over the 2-day early privilege. I'd rather wait until the day of. Once I sort out my money or even get it. I'm cashing it out and closing my cards down. This is horrible. For the first time in a long while my bills are late, my rent is late it has been so stressful. I'm so glad I have a job or I wouldn't be able to feed my kid and I. I'm in a bind now and RC don't give a damn. You've lost a good customer.
Reviewed Feb. 13, 2015
I've had a Rushcard since around 2008. Never had too many problems with them. This year they decided to reject my tax refund, due to one # being incorrect on the account #. However, that SAME INCORRECT # has worked for the last FOUR tax seasons. Go figure. Anyway, it took me about a dozen phone calls to even find out it was rejected. EVERY SINGLE customer service rep had a different answer for me. From "there was never a deposit" ...to "every amount is handled differently". Now, my refund was rejected and sent back to Tax Products who will issue me a PAPER CHECK.. another 5-7 days... and I have NO IDEA how I'm going to cash this check because I don't have a traditional bank account.
To add salt to my wound, now my PAYROLL CHECK has not hit my account yet, it's ALWAYS been in my account by now before. AND The Rushcard app on my phone isn't working and I can't get thru on the phone to them!! This whole thing has me so stressed I'm literally getting sick. I have bills piling up & Rushcard has ** up my whole life right now!! Canceling my direct deposit and cutting up this card!!!!
Reviewed Feb. 12, 2015
Nothing has happened to me at this point as I am waiting for my card. I was going to have my taxes deposited on this card but, after reading the complaints I don't think I will. I'll try it for just loading cash.
Reviewed Feb. 12, 2015
I have been waiting on my taxes for a week now. Fax everything they ask for. Every time I call they give me fake information, it's always different. Me, I have to wait 1 to 2 business days. Money still not on my card. I would never refer rushcard to anybody. It's a rip off, a scam. Need better customer service rep. I hate I have the card taking money without me knowing. Russell, you need to shut this business down is no good.
Reviewed Feb. 12, 2015
I have been a Rushcard customer for 4 years. Recently I was set to receive a replacement card, as my old one was expiring. I updated my address online 2 months before they sent a new card. I even called the toll free number to verify. Two months later, my daughter received her replacement card, but I do not. I call Rushcard, as I am about to receive my direct deposit. They tell me that my card was returned, but they don't know why. I'll have to pay them $30 to rush me a new card. The mistake I later find out? They mailed my new card to my old address! It was returned. They made a mistake, but I have to pay for it? No way... They are crooked. Do not get one of these cards!
Reviewed Feb. 11, 2015
February 9, 2015 Amazon took $105.66 from my rushcard. I was fine with it because I called and got it straightened out. Prior to that I called Rushcard support to find out where the $105.66 went. Long story short, the lady argues with me and compromises my card prior to me telling her my checks are direct deposits go to it and there is one coming. Rushcard is NOT worth using. The representative argue, don't listen and quite frankly, aren't worth 25 cents.
Reviewed Feb. 9, 2015
I had my child support payment going to my RushCard, and I never received my child support payment for May 2013. I called RushCard and they claim to have never received the deposit but the money was coming from the military Defense Finance and Accounting and they say they transmitted the money to RushCard. The paralegals at DFAS were looking into it but RushCard never offered any assistance and it's been almost two years now and I haven't received any word on my deposit. It's not fair that my ex-husband has dedicated his life to this country and RushCard takes the money he is earning to support our daughter.
Reviewed Feb. 9, 2015
Well I am suppose to receive my tax return tomorrow, I've lost all hope for Rushcard and I'm expecting the worse. Just about everything everyone has wrote has been true. I called ahead of time just to verify that my tax return won't be held due to my husband and I filing joint a return and the deposit is in both our names but the rushcard account is mine. I was told to sign my husband up for an account and there is escalation put in and I even spoke with a supervisor name Chris. I was fed a bunch of BS just like everyone else. Same problem, different scenarios. I would never ever recommend Rushcard. I'm highly disappointed.
Reviewed Feb. 9, 2015
I'm waiting for my tax refund since 2/4/15, called numerous times about 10 times since I was suppose to receive my refund. Now it's 2/9/15 which I'm told will still not receive until 2/12/15. I was never told of any problem until now. Why wasn't I told ahead of time about mistakes on others behalf? REALLY PISSED!!! Need better qualifying people to assist customers in difficult situations. Please contact me ASAP, my number is listed.
Reviewed Feb. 8, 2015
Would give zero if I could. Taking money out of account balance with out notification of why. Got hung up on every time I tried to make inquiry. Bottom line RUSHCARD IS A RIPOFF.
Reviewed Feb. 6, 2015
I have been a loyal customer to Rushcard for several years...and every time I get a deposit always have to see me at my ID my social security proof of address now that my money is deposit on my card...and they have accepted my ID and social security. Now they're telling me my proof of address have to be verified as well which is shipped already been verified. I have my old address on my bills with my new address showing that I just move.
I don't know what is wrong with this company but Russell Simmons he needs to get it together before he find yourself in a the biggest loss. Somebody needs to sue this guy because the people he is the worst people and this is the worst company I have ever deal with. Russell Simmons you need to close this company down because you are not running your company right. I cannot wait into a lawyer pick up these complaints and start filing lawsuits cuz I'm going to try to be the first one in line. This is the worst I mean the worst the worst the worst company I have ever seen. They need to take all your stuff offline. You need to just close your company down....SAD. COM.
Reviewed Feb. 5, 2015
My husband's card was blocked because of his account not being updated. We have faxed all types of information for them to say oh we still can't unblock it for 1 to 2 days! Once we get our money off I'm cutting it up and change companies asap!
Reviewed Feb. 5, 2015
On January 29th, I called Rushcard's customer service to receive my account information to file my taxes. The customer service rep gave me an inaccurate account number which has led to major turmoil. I know when my taxes were released to check my balance. It kept saying $0.00. I knew this was an error as of today because I had already waited two days for it to post. I called customer service and asked for a supervisor...the rep never transferred me. Instead, she tried to take care of the situation at hand. The rep discovered that the agent I spoke to on the 29th had given me the wrong account number and the funds were in an inactive account. She stated that she was filing an escalation and it would take 1-2 business days. I explained to her that Rushcard is the at fault party and I do not have 2 days to wait due to my current issue.
After going back and forth with her for about an hour, I was finally transferred to a supervisor. After speaking to a supervisor, he advised me that everything was being taken care of and my funds should be there today or tomorrow because he was going to contact their financing dept. I asked for his name and he told me his name was Blake. I called back 2-3 hours later to check on the progress of the transaction and asked customer service to transfer me to Blake the supervisor. The rep says, "There is no one by the name of Blake that works here!" Immediately I was annoyed because I know I DID not speak to a ghost!!!
I explained what was going on to the agent and she put me on hold. After holding for about 30 minutes she hangs up in my face and transfer me back to the main menu. I hang up and call back. This time when I called back an agent answered the phone and said, "Can you call back in an hour or two? We are busy!" Really!!!??? What place of business operates like this!!!??? I called back and at this point I'M outraged at the pathetic, childish, unprofessional assistance I have received.
I asked to speak to a supervisor and the agent says, "We do not have a manager in this department!" I knew he was lying!!! Then he says, "It will take 20 minutes for a manager!" As soon as he transferred the call a supervisor immediately answered. I told her everything that had occurred within the past few days. Then she went back to the 1-2 day waiting period and I explained to her I was not in the position to wait. I also brought up the fake name issue and she boldly take up for the fake supervisor saying, "Oh...we all have fake phone names....that is okay!" Realllyyy!!! This business needs to be shut down and I will not stop until I raise public awareness!!!
Reviewed Feb. 3, 2015
I went to New Orleans for a vacation - it turned into a nightmare. I've had rush card since they were introduced. I went to check in at hotel. Paid using rush card 1,223. As I was going up to my room I get an alert that my card had been charged the same exact amount. I started calling rush card cause we were many miles away (Oklahoma), and to cover their asses they said it was a hotel employee, that swiped. I instantly ran down there to desk. Needless to say it took 4hours to get an understanding of what happened. It was a employee of rush that speaks another language, authorized the charge, and it was 2min in between both transactions and I signed up for alerts. It took 1 month to get my refund. I knew then I was just a number, for this company....RUSSEL SIMMONS whoever look into the business. I'm upset and it was the worst trip because I had limited funds due to employee error.
Reviewed Feb. 3, 2015
I have been a loyal rushcard customer for 5 1/2 years until January 27th of this year. My ex wife told me to do a card to card transfer from her rushcard to mine and that's when all the hell began. I transferred the money at 6 am. By 8:45 my card was blocked because allegedly she didn't approve the transfer but she told them she did. So now here I am on Tuesday doing everything they asked to get my card unblocked. They told me to fax a copy of my social or my driver’s license. I sent them both because if they couldn't see one document they had the other and they could use that. No, they were only focused on the license. And I had to fax them copies of it 15 times and they all were denied by rushcard! I have been faxing them papers since Tuesday and now here it is on Friday.
By now my paycheck was deposited on the card and my income tax and I can't touch it. All I can do is look at the amount. I am furious by Friday and ready to hurt someone! I called rushcard for the 4th time and NOW they tell me to email my documents and they will send my money as quickly as possible. But this supervisor lied just like everyone else I spoke to. So now I'm just calling them on a daily basis to harass them and to listen to them lie to me over and over. I just moved into an apartment with my girl and 3 kids and thanks to rushcard I have NOTHING TO FEED MY FAMILY!! Can someone tell me what to do to get my money from them?? I have 9 grand in my account I can't touch! I have to beg people to help me feed my kids!!
Reviewed Feb. 3, 2015
I contacted Rush Card around August 15, 2014, when I discovered there was fraudulent activity on my card. I immediately cancelled the card and soon received a new card. I also requested a statement from May to August, asking customer service if it would be all right if I could dispute the charges via mail service as I would not be able to call back until after December 15, 2014. She told me no and to wait until I was able to call back.
I called back January 8, 2015, filed my dispute and on January 9, 2015, my Rush Card was blocked. Today is February 2, 2015 and my card remains blocked with $3980.30 of my money. I have provided Rush Card with the required documents for ID verification and they still are giving me the runaround. I really don't understand why they are blocking my new card. I'm not disputing any charges on it. Rush Card says they want to make sure I am not the thief. I told them the thief wouldn't go and file a police report.
Rush Card customer service sucks. They know that they are ripping people off. The same thing has happened to me that have happened to others. This Rush Card should be put out of business and a class action be filed. I am planning my own campaign to saturate the Internet with NO RUSH CARD ads. I want to see and be part of the community that causes freezes, holds and liens to be placed on Rush Card owners and staff members' assets. Good luck to you my fellow Americans who have been ripped off by Rush Card. An angry army vet.
Reviewed Jan. 30, 2015
I am a very dissatisfied customer... The communication is very poor within this company and every time I get on the phone someone is telling me something different.. I have been having the same problem for almost two months now and nobody helped or solved anything.. I would never recommend this card to anyone and as soon as my money hit I'm canceling mine.. But my suggestion to y'all is have some professionalism about yourselves and the company so y'all can help the next people who gets suckered into getting this card.
Reviewed Jan. 29, 2015
I have been with rush card since they were giving out rewards. I ordered another card and cancelled my old card and they left my old card active and transferred my deposits to that canceled card. The rep said it was my employer's fault but I had spoken with my employer before I called the Rush Card rep. So they told me to cut up my new card and that they would send me another card to my old account and that was to cover their butts. So when I received the new card it was due to expire THE FOLLOWING MONTH!
I was outraged and the rep had to send me a different card with different numbers, which made 4 cards active under my name. In the meantime $800 of my rent money was held for a week, which caused me to have a $200 late fee, which added up to $900 total I had to pay at my residence. Today I waited for my deposits to post on time and I was told there weren’t any deposits pending from my employer. I called SEVENTEEN TIMES just to speak to a manager and the manager told me she found my deposit but it didn't post automatically because of missing info. But I received my previous deposit just fine with no extra info needed. RUSH IS A SCAM AND I WOULD RECOMMEND NETSPEND WHO HAS HELD THEIR WORD AND PAYS THEIR REPS PRETTY DECENT. Rush is bull and I'm very unhappy today.
Reviewed Jan. 27, 2015
I tried purchasing a download on my Xbox thru Microsoft with my RushCard which I've been using since 2012. Long story short I couldn't get the download but was charged for it. I contacted Microsoft whom informed me that indeed a refund was due but couldn't be issued because I deleted my card info offline and to contact RushCard to get my refund. I contacted RushCard and the representative told me I had to dispute the charge and I did only to have RushCard tell me the charges were valid and no refund was due.
Reviewed Jan. 26, 2015
I've been with Rushcard 11 years. I have always had Direct Deposit from my employer and now for my SSDI funds. I was out of gas and I spoke to several different people saying they could not give me about $5.00 just so I can make it to my bank... 11 years! 2nd incident, I ordered my routing # from a older acct 3 weeks ago. Never received. 3rd, ask for a replacement card 3 weeks ago... NEVER RECEIVED. WELL, EVERY GOOD THING MUST COME TO AN END. Needless to say... this will be my Last load!!!
Reviewed Jan. 23, 2015
I have been with Rush Card almost 5 years, I just got off phone seeing an unknown merchant has charged 19.99$ to my card. The first customer service representative tells me I can't simply dispute a charge. I'd have to wait until February 2nd for this charge to settle then cancel my card and wait 7 to 10 days for new card.
I told her NO I need access to my money on the card. I'd rather lose the 20 bucks and block merchant from further charges. This lady says, "Ok" and asked me to hold. After about 5 minutes comes back tells me my card has been canceled. A new one will be in mail. I'm like NO WAIT WHAT PART OF NO DID YOU NOT COMPREHEND. She tells me when you call them and say there's been an unauthorized charge, you have no choice. It's RIDICULOUS! I cancelled my account with them. I will NEVER do this again.
Reviewed Jan. 19, 2015
I went to a Shell gas station to pump gas on 1/17/2015 in Fort Mill SC. The Shell gas station was out of gas, but a hold was put on my Rushcard for $52.78. I never pumped any gas because the Shell gas station ran out of gas. I called Rushcard and spoke with 3 representatives and 2 managers that told me I have to wait 10 days for the hold to be released by the merchant. I explained to them that I never pumped any gas and the hold is for nothing. The first supervisor asked if I had the receipt? The first 3 reps I spoke to hung up on me and gave me the run around. When I spoke to his manager Jonathan ID# ** he gave me the run around too. PLEASE PLEASE PLEASE do not use Rushcard. Make the sacrifice and deal with a REAL bank, one you have access to physically. This is not worth the aggravation. I will cancel every Rushcard that I have and bank with a real financial institution from now on. Never again will I use prepaid!!!
Reviewed Jan. 19, 2015
I have been a RushCard customer for a couple of years now. I just set up direct deposit with them and it has been nothing but a nightmare. They tell me that my employer didn't match the right information to my acct., but this has been the 4th time to get my check deposited to my acct. They said it takes 2 business days and they still haven't gave me my money. I have worked hard for my money and I have 5 kids that I have to feed. To make things worse, they say there is no way that we could speak to anyone other than the member services. How is this possible. How come we can't talk to upper management to see what's going on...I think this company is just too much!
Reviewed Jan. 17, 2015
I have been a customer with Rushcard for over 12 years. I have always received my direct deposit from my job on Thursday. When my deposit didn't post I called and they stated because the names didn't match. They couldn't deposit my check until I verified some information. Now I have been depositing my check for over 3 years in my maiden name and all of a sudden you come up with this bull... Well I did what they asked and here it is Friday January 16th and I have yet to receive my deposit. Mind you I confirmed my direct deposit at 5 am Friday morning and here it is 1 am Saturday and still no deposit.
Is this how you treat your customers that has done business with you for over 12 years? I am filing a formal complaint and my check is going to cost them double or triple when I'm done. They have no right to hold my only source of income after I complied with your demands. I have called these people 4 times and get the same runaround. I'm fed up with these companies that take people's hard earned money and play god and do what they want when they want. They have pissed off the wrong person. 12 years worth of service and this is how you treat people???!!!!
Reviewed Jan. 16, 2015
Russell Simmons, I don't know who you have working there but I been waiting on my replacement for over two weeks and I got paid again.. I wasn't able to pay my rent because of my card not being at my address. Russell it has been about 3 of your employees that have given me the wrong information and that information has gotten me to the point where I'm at right now.... I hope my card is here tomorrow, if not I'm getting evicted. I did not have a problem with rushcard until I needed a replacement so I hope you get to see this because this is really in call for. Have a good night.
Reviewed Jan. 12, 2015
I've been a member of Rushcard for 6 yrs and I never had a problem with them until they hooked up with Meta Bank. I never had issue taken out as much as I wanted when I wanted. Now that Meta Bank is a part of Rushcard I have a certain amount I can get and 24 hr time frame to get more of my FUNDS. I don't mind so much the daily limit but 24 hr time thereafter is BS. I think it's time to move on.
Reviewed Jan. 12, 2015
I am new to Rushcard. On December 30, 2014 I used my card to pay for a room for New Year's Eve. The hotel was having issues with their computer and ended up having to swipe my card twice. Well I didn't realize that I have two pending transaction from the hotel until I was trying to buy groceries and my card declined. I was like wait I just got paid and I know I have money on this card. So I got online and looked at my account and saw that the hotel had two pending transactions on my card. The first thing I did was went back to the hotel, talked to the manager and she told me that their system only shows one transaction. So my next step, I called customer service at rushcard and she said that because the transaction was over a certain amount, the hotel would have to fax over a letter stating that they would only collect on one transaction. She even three way call the hotel manager and explained that to her. So I was like ok I have to wait on the manager from the hotel to fax over the letter...
Long story short the manager never did so I called back to rushcard spoke to a supervisor named Chris, and he said the same thing about how the hotel would have to fax over the letter. Well I told him that I had been getting the run around from them and when he called they actually hung up on him twice and he released my money back to my account on that phone call versus me having to wait for the money to be released back to my account 11 days later. I haven't had any other problems... THANKS Chris!!!
Reviewed Jan. 9, 2015
I lost my card on 12/16/14. I was paid Direct Deposit on the 12/26/14. I transferred my money to my daughter card on 12/26/14 then inadvertently misplace her card. She call in on 12/30/14 to request another card. They blocked her card but never sent out another card. It is now 1/9/2015 and because one of the representatives was speaking broken english and my daughter was answering question she could not clearly hear due to his native tongue, she fail some silly ** test that could not be asked again for another 24hrs. Or she could send her information via fax and they would send her a new card.
Reviewed Jan. 5, 2015
I get my SSI benefits direct deposit to my Rushcard. I paid my Sprint bill of 277.01 on Dec 26 2014. Sprint went back in on the 28 and took 277.01 again. Sprint caught it and refunded the money or never took it. Rushcard put a hold on the money and won't refund me my money. 7 days later and my money is still not returned to me. It still says pending like they're trying to give my money to Sprint instead of returning it to me. Now my rent is late cause they won't release my money. I called Rushcard 2 and the representatives were nasty and told me my money won't be considered being returned to me until 11 days. Meanwhile my rent is still not paid and I'm on a fixed income with two kids. I'm canceling my card after they return my money. I don't recommend anyone use Rushcard.
Reviewed Jan. 4, 2015
So yesterday I was trying to complete an offer on magic piano for free credits and it said that I could obtain a free Rushcard and then I went to try and fill the info out and it wouldn't take my info and kept saying it was incorrect when it was actually correct. It took me to an irrelevant website and I was trying to resolve the issue by emailing them what happened and they just kept saying incorrect, "we were unable to process your info because it's incorrect" and it's not. I gave my correct name, date of birth, address and my SSN and my credit card info so I'm never coming here again.
Reviewed Jan. 3, 2015
I'm having an issue with my Rushcard account. I put in for a transfer from one debit card to my Rushcard. The transfer of funds has been sent from my bank to my Rushcard. I've been calling customer service and according to them they don't see any pending transactions. Like what kind of BS is this?
Reviewed Jan. 1, 2015
What happened was the non speaking English lady blocked my rush card without me telling her to. She admitted that she misunderstood me but by that time my card was blocked. My direct deposit to pay my rent was coming in that night now I have no card, no rent money and threatened eviction. On top of that the dizzy broad is charging me $30 to expedite my card. I hate these ppl to theac.
Reviewed Dec. 30, 2014
I've been a customer with RushCard for a little over two years and I would like to say the only thing they are good for is depositing my check two days early. The first problem occurred when I pumped gas, not knowing that when you pay at certain pumps $75 of your money is held, for what I do not know, that happened twice, but hey the first time shame on you and after the second it’s shame on me. But what really took the cake was when I purchased an Iphone from Amazon for $104 on Dec. 26, 2014, I then decided to cancel an hour later by contacting Amazon...... I received an email that my order has been cancelled but why is the money still pending on my card, called RushCard and here we go..... Amazon will have to fax something to them proving the order has been canceled yada yada yada, oh and my favorite Amazon is holding my money which is silly because I canceled the order an hour after I placed it and they can get into trouble for doing that, like I told the supervisor why is RushCard involved in this transaction anyway?? What is the reason for you holding my money?? The only people that seems interested that I get my money back is Amazon. I can't wait till I get my money back, I am going to a legit government issued bank.
Reviewed Dec. 30, 2014
The customer service can't understand English. If you ask to speak to a supervisor, there is none .....garbage.... trash.......junk....All I want is an explanation to the problem that I am experiencing......garbage, trash, junkkkk...
Reviewed Dec. 30, 2014
I called in a replacement card thru rushcard on the tenth of December. Here it is now the 29 of December, no card, my kids woke up to nothing for Christmas but two of my paychecks are stilling sitting on that card and they even lock my acct. so I couldn't transfer any of my money to get it but after almost a month of waiting on my money I expedited another card and they're saying they don't even have a tracking number for me to check the status (I found the other card was never shipped) and I had to pay $30 for that. VERY POOR SERVICE AND WOULD NOT RECOMMEND THEM TO ANY. "STAY AWAY FROM THIS COMPANY."
Reviewed Dec. 28, 2014
I've been a loyal rushcard customer for two years, and never had a problem. I get $402.50 taken out of my account. I go through the start of the dispute process. They informed me they could email me the dispute forms. This process started on December 3, 2014 it's now December 27th no forms yet. I asked them to mail the forms on December 5th. ... and still no forms. I have called them a total of 46 times. No papers yet. What can I do but leave the bank. Other than this it was a great bank.
Reviewed Dec. 22, 2014
I have been with RushCard for 3 years now and Sunday is the first time I’ve actually encountered a problem. I lost my card at Kroger and I found out someone had used my card and spent 36.00 bucks. So I called RushCard to get a replacement card and they told me it would take 7 to 10 business days for the card to arrive. THIS WAS ON THE 14th. Everyday since then, I have been getting the run around about when my card would be arriving. The last representative I spoke with told me I had two cards coming only because my request to get a new card was never processed. Now I’m mad! I told him I spoke with 6 different people about when my card would be arriving, I was told it's been sent out already or it hasn’t been processed. I’ve been lied to over and over again. I get paid on Wednesday! I need my money. As soon as I receive my card, I'm switching to the Credit Union. BEWARE of this company!
Reviewed Dec. 21, 2014
I've been with Rushcard for about 2 1/2 years and never had a problem until they switched banks in May of this year. I lost my card and had to call them to report it and to get a new one. They was supposed so that I could get my money on my company card and when I got paid, well it went to the my Rushcard bank. The girl didn't cancel the direct deposit. So here I am without my check still waiting. Oh, and spent 30 minutes on hold just to get nowhere fast and I wish they would've asked me about delivery day. In two years never had that offered to me. Use to get my check two days early now I'm lucky if I get it before 6:00 PM on Friday nights. I stay on the phone with customer service more now than I ever have in the past. It not worth the headache. I'm canceling my account after or whenever my money decide to get here.
Reviewed Dec. 20, 2014
I have been a rush card customer for years, until TODAY. I have never dealt with such a shady, rude, and oblivious company in my entire life. I called this company over a week ago because my card was lost. I was told the card would arrive at my home within 5-10 business days. After no sign of my card, I called back and was told it could take up to another 1-2 weeks. I asked to speak with a supervisor, she offered me a 2 day shipping for another card at $30. So now there were two cards on their way to me. First card arrives, and I hold on to it because had this 2 day card on the way now. Which, mind you, should have been offered to me THE FIRST time I called about my original card being lost. My two day card was supposed to arrive at my home today.
I called the company today and spoke with over 10 people and actually am on hold to speak to another supervisor NOW. No one has any idea why my card hasn't arrived. There is no tracking number. The notes are incomplete and I have over 1k on this card that I have not been able to access for weeks. The last person I spoke to, I once again explained my situation and I was put on a SURVEY when I was told I was being transferred to a supervisor. I cannot believe this place is in business. THIS PLACE IS A NIGHTMARE!!! STAY AWAY!!!
Reviewed Dec. 19, 2014
I purchased some items and check my balance to see what was the ending balance. Only to find that some money was missing. I contacted Rush Card to see where the additional transaction was made. The representative informed me of the discrepancy, I informed him that I did not recognize the transaction. Mind you Rush Card has a verification system in place i.e. SSN, sixteen digit card number and DoB and this is prior to any information concerning your account being divulged. The male representative informed me that I needed to send in additional documents. My question to this individual was "why is this necessary when I have clearly verified all of the information pertinent to my identity. This is policy was the answer given... I informed him that I did not feel comfortable send my person information via fax and informed him to leave my card as it is and that I will stop my direct deposits from going to the card and eventually cancel. At this point I asked if my card was still active. The individual I was speaking said it was...
I attempted to make purchases with my card for Christmas, the card declined each time. I contacted Rush Card again and found out that my card was blocked. The previous rep failed to mention this detail. I asked to speak with a supervisor, at this point I have livid. I was transferred to Ron whom was very disrespectful and stated that there is nothing that can be done until I fax over requested documents. Customer service is a joke as he basically stated that the first rep was doing his job and informed me correctly...
Reviewed Dec. 19, 2014
I have always been a fan and supporter of RushCard until they switched banks. It all began in November when I swiped my card at the postal office, where I always go, and it declined. RushCard is no longer recognized by them. Then I was declined at the ATM and was forced to go into a bank to withdraw money. The incident that has pushed me overboard and that has caused me to end my relationship with them happened today 12/18/14. I went into Walmart to purchase a money order and get $20 cash back. The total for all was just over $1,000.00 - it declined on Walmart end 3 times. I call RushCard while still at Walmart, and they have deducted the amount. I explained to them that it declined on this end but they insist that Walmart has the money although my three receipts clearly read declined.
I asked for a Manager. I get a supervisor after holding for 20 mins. I again ask for a Manager and was placed on a long hold again. I'm on the phone for 1 hr 30 mins, all while still standing at Walmart - I am told that it is showing pending that I have to wait until 12/28/14 for my money to be released back to me. For the life of me I am not following this process when I am seeing that the transaction was declined. The Manager hung up on me - his name was Ron ID#**. He explained that it was not possible for anything to be done and hung up. I will not be doing any more business with this company. I am out of my money until the 28th. There goes Christmas plans of traveling and completing my shopping. I gave 1 star but wish there was an option of giving no stars.
Reviewed Dec. 18, 2014
I've been w/ Rushcard going on 8 yrs and as the yrs progress the customer service gets worse. The reps stated they can't hear you and hang up. God forbid if you lose your card, it is a nightmare. If able, PLEASE avoid doing business with them, it will save you a lot of stressful moments!
Reviewed Dec. 17, 2014
I've been dealing with rushcard for the last 7 years and it seems as though every year things get worse. The customer services is flat out terrible. Half of the time you're speaking with representatives who don't even speak English. You would think that your loyalty to the company would amount to something but it's been made obvious on several occasions that rushcard main priority is rushcard itself and not us. The situation that really irritated me occurred when I needed to request a new card. Whenever my card was lost, I was told to block the card. I did so not knowing that once I did so, I couldn't transfer my funds of direct deposit onto another card.
After being given the round for over 30 minutes, I was told that the only way that would have access to my funds would be if I requested another card. I was told that in order to do so I would have to pay a $30 fee to expedite the card. Whenever I asked how long it would take to come standard mail, I was told that they had no way of knowing because they didn't know where the card was coming from. I sat around with $400 in limbo and couldn't get a straight answer from anyone. To top things off I had to pay an additional card replacement fee. I wouldn't recommend that anyone use rushcard. It seems as if they extort money from us every chance they get. I will no longer fatten Russell Simmons pockets and I suggest that take heed to the warning.
Reviewed Dec. 14, 2014
I called Rush to activate my replacement card because someone had taken money out of my account that I didn't even know. Once I got my card. I called Rush Card to start the process of activation. I called the number that was on the letter that they had sent me in the mail. I could not activate my card because the security code could not be recognized. I tried it three time when the system switch me to customer service department. Once there I explained my problem with my card. I had to explained that night for five times and they still couldn't fix my problem. The next day I called again about seven times and finally I got a customer service that activated my card. I went to the store and it worked but I still could get no money from it. I had to call now a third day about why I could get money from my card. I went through the same battle as I did before, but this time I called four time and my security code does not work yet. I can't get my money out of my own bank account.
Reviewed Dec. 12, 2014
On December 2nd, I was going to purchase something on hsn.com and right after I paid for it, I decided to cancel it. That night I called Rush Card for the first time and after being on the phone with a representative who claimed to be a supervisor and told me that if we call them and they verify that it was not a valid charge, they will release my money. We called and spoke to hsn. Rush card rep is the one who dialed the number and we were on a 3 way call. The hsn rep verified not a valid charge and no money was being taking or will be taken. Hsn rep was still in the phone when rush card rep totally changed her tone and told me that they still couldn’t release it. I requested a manager and she placed me on hold and eventually after 30 minutes she hung up.
The next morning, someone claiming to be a manager called me and started the same way saying that if he called hsn, then they could release it. Once again here we go. He called hsn and we got mary on the phone and mary, the hsn rep, told rush card rep the same thing. At the end of the call rush card manager said I would have my funds released in 3 days. I waited for 3 days. Actually even longer because that was as of December 3rd and I didn’t call again until December 8th. Then after being on the phone again for 3 hrs, I was told that was incorrect and had to wait till the 12th. Well today is the 12th and I had called again because once again the money still hasn’t come available. I was on phone this morning, spoke to first rep, they said they couldn’t do anything.
Got on phone with 2nd rep claiming to be a supervisor who told me they still couldn’t release my money. I asked to speak to a manager and I was then placed on hold for an hour. Supervisor never came back on the phone and after an hour of waiting, representative hung up and I was transferred to a survey to take a survey based on customer service and well of course, I failed them. But here I still sit and they still have my money pending and yet nothing is being resolved. I feel helpless. How can they just keep holding my money and really refusing to speak to me. Everyone says something different but none help me.
Reviewed Dec. 11, 2014
I was denied access to sign up for Netflix, tried to call Rushcard but no answer. So I checked your website and found that a number of people have similar complaints!
Reviewed Dec. 10, 2014
Being charged fees that's not supposed to be charged 2.50 for. Nothing. I have been going to the ATMs I am suppose to, still being charged 2.50 and this has been for the last 5 years and I want my money back.
Reviewed Dec. 10, 2014
I called to check on the balance in my Rush Card Visa account on Dec. 8th because my daughter needed money. When I called, the automated system stated I had a 0 balance. My last purchase was on Dec. 7th which left a balance of $347. I spoke with several agents to find out how this could have happened. I was told that there were 3 transactions from a supermarket called Stop and Shop at 1129 Rt.34 North in Aberdeen, NJ. at approximately 2:39 pm and 2:58 pm. I was at work in Bethesda, Md. 20817 with my Visa card in my purse locked in my locker until I left work at 4:30 pm. They said if I wanted to dispute the debited transactions that a form would be faxed to me within 2 to 3 hrs.
I waited 6 hrs and no form was faxed. I made repeated calls and still no fax. They said they would send to my email. I gave them that at 7 pm today, Dec 9th. It is now 11 pm and I still have not received the form to dispute the transactions to start the investigation. I don't have any money for the rest week until next pay day Dec 17th. For the last 2 days I felt like I was getting the run around. No answers. Every agent I spoke to asked the same questions as if my information was not updated. I am so frustrated. Never had a problem with my account before since I signed up.
Reviewed Dec. 9, 2014
Signed up for direct deposit and deposit was held for a week - had to fax in numerous documents to verify who I am. Do not sign up for a card. This company is trash.
Reviewed Dec. 6, 2014
I was alerted by Rushcard 24 hours after someone charged up my card for $2,000.00. Rushcard says can't file a dispute until they post. I live in Greensboro NC. I contact these stores to find out they are in Arizona these transactions were done.
Reviewed Dec. 5, 2014
My relative had a Rushcard and he passed away. And it was $796.85 left on his Rush card. They blocked his card where I couldn't get the money. I faxed them his death certificate and I also had durable power of attorney to handle his affairs. Rush card claim they sent the money to the state unclaimed property site. I call the unclaimed property and they told me they had no funds there for my relative. Rush card claim they sent the money to the state September 10, 2013. I found out they never sent any money to the state of Texas. It's like they're trying to keep the money that don't belong to them. My relative died December 6, 2012 and I have been trying to get this money ever since he passed away. And they've been telling me different lies ever since then. This company is nothing but a fake. Consumer beware. I wouldn't recommend this card to no one.
Reviewed Dec. 4, 2014
Rush card advertises "receive your direct deposit early as well as online access." WRONG! I have had nothing but problems with this card. The card gets declined even when I have funds and Rush Card always states they don't see any declined transactions. I have not had online access in almost a month and the final straw is Rush card failed to process my direct deposit which in return, caused my auto payments to be returned. I was on hold for 45 minutes with no success. I have never been so inconvenienced.
Reviewed Dec. 1, 2014
I have never been able to log on the online system. Maybe I did once to set up the account, but can't get back in for nothing. I can only check my account by calling the automated system. The customer service phone line is choppy, hard to understand what the person is saying. Hopefully I will get my direct deposit soon. Then I am taking my money elsewhere.
Reviewed Nov. 24, 2014
Well I have been a Rushcard member for the past six years and I totally love this company. The only thing I am upset about is that they started off giving monthly rewards, but as of last year I stopped receiving them. Anyway, I have been getting my direct deposits two days early. Rushcard is always right on point whenever there is an issue that may come. I really wish Rushcard will start letting customers over draft.
Reviewed Nov. 23, 2014
I've been with Rush Card for over 10 years. And I always have problems. Their customer service reps are inadequate because they are too cheap to pay for good service. They advertise that they deposit your paycheck 2 business days before your payday. And my payday falls on the 10 and 25. So I should have gotten my check Friday but I'm still waiting. Last pay day was 11/10 and you got my deposit 11/6. Never had a problem before. You call them and they claim they don't see anything pending. The government should better regulate companies like this. Making claims and unable to deliver.
Reviewed Nov. 22, 2014
I purchased a RushCard, loaded cash at the register, and a MoneyPak later that day so that I could make an online. I could not use the card and waited for the plastic card to arrive. Upon arrival I tried to activate it and they said it had been blocked and I needed to send all kinds of documents or they would keep the money, the card would be suspended, and I would never get the money back. I repeat, he specifically stated when I said I did not send the required documents in 10 days (I lost my SS card), that I would not be able to receive my money back, ever. How on earth can this be legal??
Reviewed Nov. 19, 2014
I have been a Rush card member for about 5 years now, in the beginning I was signed to the plan with the monthly charges for Direct Deposit...now most of us who have rush card might have issues with having a bank account or something or another, so I won't come on here holier than thou. But after almost 4 years of service with them, all of a sudden every transaction I make is costing me an extra dollar. I called a few time to tell them about it, and I was told that rush card doesn't do that. I asked to speak with a supervisor and I'm given the run around about that too. Finally today I speak with a bold rep, who flat out tells me that yes they do charge, but only to members who have the pay as you go.
Now I told him to look into his records to see that I've never been charged that dollar amount. (now I have nothing against India) but when speaking with some of the reps from India (which all of them are because rush card outsources) they don't let you speak and they are very programed. At the end of the day I was out making a transaction, and as per previous agent's advice I made this purchase thinking this should be fine... and lo and behold still charging me a dollar. I hate rush card because nothing is factual with this company , and yes I've dealt with their hidden fees and crazy rules...but as of today I'm leaving and cancelling with rush card. Please if you're thinking about rush card, don't it's a rip off period point blank! I dealt with it for a year too long!
Reviewed Nov. 17, 2014
This rush card ** is holding my money from ssi because they can't verify who I am. If I wasn't who I say I am ssi wouldn't sent my money on this ** up account. Ya feel me I'm going to ** sue. My no is **, my name is **.
Reviewed Nov. 14, 2014
On the 10th of November I requested a new card be expedited to me so that way it would be here by the time I received my check on Thursday. I misplaced the old one. I receive my new card 11/13/14, called to activate, everything went ok, no problems. Later that night I tried to go to an A.T.M. but the A.T.M. said it was unable to process this. I called rushcard and spoke with a representative who advised me that they were having maintenance issues and that I just needed to re-activate my card and then to wait about an hour before using the card. I waited the whole hour then went back to the A.T.M. and again my card was not working! I called rushcard again and again, the representative said they were having maintenance issues and I needed to re-activate my card! One more time I was assured that I needed to re-activate my card again and it would work. It was almost 11pm by this time so I went home and thought I would try it in the morning.
This morning (11/14/2014) I went to the A.T.M. again and this time it was saying that my card was invalid! I called rushcard again and a lady told me that this card I have here was the old one not the new one. I proceeded to tell her that this card was the one I barely received not the old one, I lost the old one! Then she tells me, "Well it looks like they issued you a new card today and you will be receiving that on Monday!" I was so infuriated at this time! I told her, "No this is ridiculous, this is why I ordered my card on Monday to be expedited, so it would be here on time, and now you're telling me I have to wait! I have 2 young boys and I am single mom. I had a lot to pay for today, including groceries and I really needed that card!" I told the representative that I wanted to speak to a supervisor! She transferred me just for that person to tell me the exact same thing! I then asked to speak to someone above him and of course that lady (Rhea) said the same thing! Rhea informed she would waive the fee for this card but why should I have to pay for the first card when I couldn't even use it, and why should I even have to wait for another card when I ordered mine to be here on time. They were the ones who messed up!
All in all I am so unsatisfied with their service! I never requested another card to be sent, I only needed this card activated and now me and my babies are screwed, thanks to rushcard!! All I know is I am taking my business elsewhere! I can't wait to receive my money so I can just cancel with rushcard! I was warned to not get a rushcard, but it was convenient at the time, and of course I didn't listen! It would of saved me all this trouble!!
Reviewed Nov. 12, 2014
My card was stolen and used, Close to $500 in unauthorized funds. I reported this within hours of the theft and use. I waited and kept in contact with Rush customer service. Twelve business days after they received my paperwork via fax, I was told I would NOT get my money back. Rush requires a direct deposit set up to cover any loss by theft. Visas Zero liability policy does not require this. RUSH has a Zero liability policy with strings attached. All along I was told nothing about this direct deposit requirement. Rush is not consumer friendly. The fees they charge is all they are interested in. If you do not care if your money is protected and you love paying fees -- RUSH IS YOU CARD.
Reviewed Oct. 27, 2014
I've had Rushcard for a year now, the first time I was with them for two years. I am currently unemployed and had my daughter send me a care package. I went to withdraw money to put on my Rushcard and get a few things at the store. When I get to the store to make a purchase, they (Rushcard) had taken their monthly fee of $7.95. Free direct deposit but there's a monthly fee which means direct deposit is not free. I called to get my money back and they said no! Point blank period. I will not be using this card ever in life again. And will not refer or recommend this card to anyone again.
Reviewed Oct. 27, 2014
I have gotten the run around for a week about my account "being blocked. " They asked for documents regarding my address, SSI card, and proof of address so I, of course, sent those documents to them so that it would fix my account. After the weekend I called them to see if my account was "unblocked" but of course it wasn't. They said that they needed better documents regarding the address and a clearer copy of my I.D because in the copy they could not read it. What kind of bologna is that? There was nothing wrong with the copies that I sent them. When the lady told me that she was "zooming in" to read it I thought to myself, "Either that she make it legible to read or be the problem for it not being able to be read."
I am still having problem as I am writing this because I asked for a corporate number to call and the lady told me that "there is no direct number to the corporate office, that she would have to send a notice and that it could take up to 24 hrs for corporate to call depending on the time that they get back to them about it." To me this sounds fishy so I plan to call the "Better Business Bureau" over this. When I told the lady that she perked up and started to be nicer and repeated everything again. I told her that I understood but there was no reason for my account to be blocked in the first place. She said that nonetheless I needed to send the documents within 30 days or they were going to send the money to IL. (a state I used to live in) I told her that if that happened that I would sue them. In a smart ass tone she said "Ma'am we will be expecting that." I said, "I bet you will" and hung up.
Reviewed Oct. 26, 2014
Rushcard is the worst. I wouldn't recommend this to anyone. They charge to load the card, they charge to use the card, they charge to get money off the card. I called to update my address with them and in doing so, they placed a block on my card. I can't access my account unless I send a copy of license, social security card, and proof of address. Mind you I didn't even have to submit documents to even get the card, so I'm not sure what sending these documents will prove. I was also told when I got the card that they would take a dollar for every swipe and it would be refunded to me on the 15th of each month. Haven't received a dime. A bunch of liars who steal your money. Your best bet would be to get a green dot, at least they only charge you to load your card. They don't take a little bit of your hard earned money with each purchase.
Reviewed Oct. 25, 2014
On 10-2-2014 I put 500 on my rushcard. I try to pay my bills and I couldn't. They put a block on my card for a deposit that wasn't suppose to be made back in 8-27. I have faxed them papers, was told be 1-2 days. It's now been over a month, my bills still aren't paid and my card is still locked. I've been calling them damn ** everyday, all day flipping to get my money back. And all they can say is, "I understand, I'm sorry." No ya don't understand if ya taken money from me and my kids. So in return I've called the police, got no help there. So I have contacted a lawyer to put a lawsuit on them to get my money back and take every one of their jobs. And they can go back to where they came from. I'm not gonna fight with them anymore. Because I keep getting told different things.and I don't play games.
Reviewed Oct. 24, 2014
I had fraud committed on my account so they had blocked my account and reissued me a debit card. Now it's been more than a week where they have requested documents and I have sent all documents needed. They always gave an excuse that they did not receive a fax. Finally over 15 faxes later they finally have all the documents needed. They said it was going to take one to two business days. Tomorrow will be the fifth business day that corporate is holding my funds illegally because all documents have been submitted. Every time I call customer service I get hung up on or they say they send corporate emails which about 4 emails have been sent out and still no reply. I have been evicted and my cell phone has been shut off and I have two children who need diapers, milk and clothes which is winter now and I can't provide for my family. It's sad that it had to get this bad and still no help from Rushcard. I will be closing my account after I get my funds somehow. They are thieves and selfish business...
Reviewed Oct. 15, 2014
I called Rushcard to report my card stolen and the unauthorized transactions. I was told my card would be replaced plus the money stolen and my balance. I called back later the same day to verify the information and address and was told by a rep and supervisor basically good luck on getting my money back. I have had Rushcard for years. This made me, my husband and other people I know cancel all their cards thru Rushcard. Never again will I deal with or trust this company.
Reviewed Oct. 15, 2014
On Oct.1, 2014, my card was blocked. I called and was speaking to a rep named Marc. He told me it was blocked due to proof of address. I told him it's the same address they mailed the cards to. He said they need proof, so my daughter faxed them. They stated they was black they could't see them. Since then I have faxed them twice more making that 3 times. They keep saying they can't find them. I told them, "Send me a check." They stated they can't access my account without proof of address. This is a prepaid card, why is my address so important? What am I suppose to do? I need some help. It's been 2 weeks. Am tired of going in circles with these people.
Reviewed Oct. 14, 2014
I want to use my card online to purchase an airtime load and suddenly my card got declined and I call this rush card company and they told me that my account was already block. And I don't know the reason for doing this to me. I load my card so when I go to work I can used it and buy food since my job is live-in care. I load the card from moneygram and I told them that they need unblocked my account because I need it badly to buy load and food since I'm on my work and they told me that they can only send me a check. This company is so stupid, I don't recommend this to other user.. They should unblock my account because they don't have any grounds to block it. I didn't use it for gambling or illegal activity.. This rush card is very stupid company.. I hope nobody would ever use this card anymore.. They only take money from the user.. I'm so mad and so disappointed using this card.
Reviewed Oct. 11, 2014
Customer service sucks, this card sucks. I'm cancelling once I receive my money and I will deter others from signing up. Months ago they also tried to tell me I took 300 dollars out of a ATM which they just debited from my account. I did take $300 out but only once. They doubled my transaction and showed I took that amount out twice seconds apart. I provided documentation and I received my money a month later...unacceptable.
RushCard Company Information
- Company Name:
- RushCard
- Year Founded:
- 2003
- Address:
- P.O. Box 42482
- City:
- Cincinnati
- State/Province:
- OH
- Postal Code:
- 45242
- Country:
- United States
- Website:
- www.rushcard.com