Disclosures

Capital One Venture Reviews

4,920,214reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Capital One Venture

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

The Capital One Venture card can help you earn points to use for travel. Read more Capital One Credit Cards reviews to learn about other Capital One credit cards.


Visit www.capitalone.com/credit-cards/venture
Pros
  • Earn unlimited travel rewards
  • $0 introductory annual fee
  • High sign-up bonus
Cons
  • No intro APR
  • Less flexible rewards

Helpful Reviews

Chestnut Hill, MA
Verified purchase
Capital One Travel is the WORST! They left us stranded without a hotel reservation for four nights. We had prepaid for the stay, but they never booked it. The hotel, the Hilton, h...

Read more

Toms River, NJ
Verified purchase
This is the best credit card I have used. If they see something that doesn't look right I get a message or a phone call. Even though this card has a fee, I am able to get money ba...

Read more

Capital One Venture card review

Capital One Venture Rewards credit cards are extremely popular because of the high rewards rate. The Capital One Venture card earns miles back on every purchase, not just travel-related expenses like its competitors. Plus, there’s an opportunity to earn 50,000 bonus miles within three months of opening an account. Cardholders get the most out of Capital One Venture when they redeem miles for travel expenses.

capital one venture rewards credit cardRecommended Credit:
Good or Excellent
Capital One Venture Rewards
  • One-time 50,000-mile bonus if you spend $3,000 in first 3 months
  • Earn 2x miles on every purchase + 10x miles on select hotels
Learn how to apply
Capital One Venture card rewards
Each Capital One Venture card purchase earns unlimited 2x reward miles, and you earn 10x miles for each dollar spent when you use your card at Capital One’s hotel partners. Cardholders can transfer their Capital One Venture rewards miles to more than a dozen travel partners. Plus, Capital One Venture cardholders have the opportunity to earn a 50,000-mile welcome bonus if they spend $3,000 within three months of opening their account. There’s no limit to how many miles Capital One Venture cardholders can earn, and miles never expire as long as the account is in good standing.
Capital One Venture card benefits
In addition to easy rewards, the Capital One Venture credit card comes with travel, access, protection and management benefits.
  • Global Entry or TSA Precheck: Get a statement credit for Global Entry or TSA Precheck application costs.
  • Travel insurance: Automatic travel accident insurance covers losses when you use the Capital One Venture card to book travel fare.
  • Exclusive events: Capital One Venture cardholders get VIP access to sporting, music and culinary events.
  • $0 fraud liability: You aren’t responsible for unauthorized charges if your Capital One Venture card is lost or stolen. Plus, you get alert notifications about suspicious activity on your account.
  • Mobile app: Access your account, view your balance and transactions, pay your bills and check CreditWise at any time through the Capital One mobile app.
  • 24/7 customer service: Capital One Venture customer service representatives are available around the clock.
Capital One Venture card fees
Capital One Venture waives annual fees the first year and charges $95 each year after. There are no foreign transaction fees for overseas purchases. Late payment fees are up to $39.

Capital One Venture card comparison

Below, compare Capital One Venture, American Express Cash Preferred Blue and Chase Sapphire Preferred credit cards on rewards, sign-up bonus, intro APR and annual fees.

Capital One VentureChase Sapphire PreferredAmerican Express Blue Cash Preferred
Credit card rewards2 - 10x miles back on every purchase1 - 2x points on every purchase1% - 6% cashback on every purchase
Signup bonus*50,000 miles60,000 points$250 statement credit
Intro APR0% for 12 months
Annual fee
Customer satisfactionLearn moreLearn moreLearn more
* See terms and conditions
Credit card rewardsSignup bonus*Intro APRAnnual feeAnnual fee waived first yearHow to apply
Capital One Venture2 - 10x miles back on every purchase50,000 miles$95Learn more
Chase Sapphire Preferred1 - 2x points on every purchase60,000 points$95Learn more
American Express Blue Cash Preferred1% - 6% cashback on every purchase$250 statement credit0% for 12 months$95Learn more

Capital One Venture FAQ

How does Capital One Venture card work?

Capital One Venture credit cardholders earn travel rewards for each dollar they spend. Miles are then redeemed for travel and statement credits against travel purchases at 1 cent per mile. You can also transfer miles to more than a dozen airline partners. With Capital One Purchase Eraser, you can book travel with your Venture card then redeem miles for a portion of the cost.

What kind of card is Capital One Venture?

Capital One Venture is a travel rewards credit card. Cardholders earn miles when they make purchases with their Capital One Venture card and can redeem those miles for travel purchases.

How much are Capital One Venture miles worth?

Capital One Venture miles are worth 1 cent per mile when you redeem through the Capital One Rewards Center. You can redeem Capital One Venture miles for nontravel-related expenses, but rates vary and can change without notice. Get the most out of miles when you fly with Capital One Venture’s airline partners:

  • JetBlue
  • Aeromexico
  • Air France KLM
  • Air Canada
  • Alitalia
  • Asia Miles
  • Avianca LifeMiles
  • Emirates Skywards
  • Etihad Airways
  • EVA Air
  • Finnair
  • Hainan Airlines
  • Qantas
  • Qatar Airways
  • Singapore Airlines

Still have questions?

Is the Capital One Venture card worth it?

Capital One Venture cards are great for people with good or excellent credit who want easy travel rewards. You get the most of out the Capital One Venture if you spend $10,000 or more with the card per year and frequently stay at hotels.

Shop with confidence

Compare with top companies

Capital One Venture Reviews

Filter by Rating

  • (18)
  • (9)
  • (3)
  • (3)
  • (118)

Popular Mentions

    How do I know I can trust these reviews about Capital One Venture?
    • 4,920,214 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Capital One Venture?
    • 4,920,214 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Profile pic of the author.
    Customer ServiceContract & TermsBilling

    Reviewed July 11, 2026

    The rewards benefit is terrible. They refuse rewards because the merchant did not "code" the transaction correctly - no recourse on that. They have agreements with Vrbo, but didn't allow us a redemption for a $4,396.51 payment to Vrbo. There used to be other ways to redeem, but I don't see them anymore. Customer Service isn't bad, it's non-existent. If you're looking for travel rewards, keep looking.

    Thanks for your vote!
    Customer ServiceHonesty & Transparency

    Reviewed July 8, 2026

    HORRIBLE experience with Capital One Travel. Booked a house through Capital One (Evolve). Main bedroom infested with bed bugs. Pictures to prove (live bugs and 15+ bites). Capital One was USELESS. Offered me $200 when I used $60,000+ points. We had to launder everything, throw away luggage, wake our children up in the middle of the night. Just an awful experience. Told us they spoke to the homeowner who denied anything. Such a lie because the homeowner called and spoke with us personally. I spent hours upon hours on the phone between my Capital One Venture card and Capital One Travel. Ended up cancelling the Venture card because the customer service was horrid. Never would I book with them again.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Credit Cards delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Customer ServiceStaffBilling

      Reviewed June 27, 2026

      If I could give this company zero stars I would. Totally inflexible in their ability to solve my problem. I have a Magicjack phone because I travel. It does not accept sms texts or short codes. I recently had fraudulent activity on the card, reported it and they closed that account and issued me a new account number. But in order to get the physical card they want mt to call and receive a code which I have continuously explained that I cannot receive those. I tried changing the phone number but guess what…they want to send you a code by phone to do chages.

      Continuous calls to support, which is not in the USA so language is an issue, resulted in the same tired response..”that is the way our system works”. No help, no flexibility, unable to think outside the box. So now I have no credit card and cannot change anything on the account because of their fixation with codes and inflexibility. Be prepared for a bad experience. PS...They do not support email communications.

      Thanks for your vote!
      Verified purchase
      Sales & MarketingPriceRefunds & PayoutsBillingTransparency

      Reviewed June 8, 2026

      Capital One Venture has been an extremely disappointing experience. I was denied a refund for charges from a merchant who never provided the services I paid for, even after submitting full documentation proving the airline cancelled the flight. Capital One refused to stand behind their customer, ignored the facts, and closed the dispute without any reasonable explanation. A travel card that advertises protection and support should actually protect its customers. Instead, I was left paying for services I never received. I would not recommend the Venture card to anyone who expects fair treatment or reliable dispute resolution. I will be canceling my credit card with Capital One Venture.

      Thanks for your vote!
      Verified purchase
      Customer ServiceRefunds & Payouts

      Reviewed June 8, 2026

      Zero stars! I booked flights through Capital One. I made sure to pay extra for seat selection since I'm traveling with my kids. The Capital One site allowed me to choose my seats, then I received an email stating that the seat selection was not approved and I needed to go on the Delta site to select my seats. I went to the Delta site and only paid seats were available. I then called Capital One and explained the situation only to be told I needed to call Delta that they couldn't do anything. I then called Delta and they said the ticket Capital One sold me did not include seat selection even though the listing said it did, even on my Capital One receipt it says free and shows the seats I selected. Delta then instructed me to call Capital One back.

      With all the back and forth and limited seating available for 3 people to sit next to each other I paid Delta directly an additional $320 cash plus points to be able to choose seats that were supposed to be included for free. This is beyond ridiculous. I even spoke to a manager and was willing to email my receipt showing that I paid the additional money. She didn't want to do that so I said well look up my pending transactions you will see one to Delta for $320 and she said she couldn't see it. Capital One sold me a ticket with incorrect information about free seats they need to refund me the additional $320 I had to spend on seat selection, on the Delta site it showed no free seats because they said the level of ticket Capital One sold me did not include free seats like it stated it did.

      Thanks for your vote!
      Price

      Reviewed May 3, 2026

      The first card that I had was getting hit with fraudulent charges, so they sent me a new card, and then the new card was getting hit by the same company before I even had it out of my mailbox! I had not even had the card in my hand yet to activate it. What is that say about Capital One's security? Well, it tells me enough that they can keep their third card for sure. I'll be settling up the account and closing that as soon as possible.

      Thanks for your vote!
      Profile pic of the author.
      Contract & TermsPunctuality & SpeedOnline & App

      Reviewed April 19, 2026

      I am sad to say that I definitely would NOT recommend this card!!!! I was told it was a VISA card on the website! Come to find out that they are now all discover cards!! My son is traveling to Italy and I did my research to ensure the best experience for him! It was too late to get another travel card without any fees for transactions! DISCOVER is not available in the college town and most of ITALY!!!! If you are traveling internationally DO NOT GET THIS CARD!! They refused to change it to a visa and I am beyond disappointed! HORRIBLE CARD!

      Thanks for your vote!
      Profile pic of the author.
      Customer Service

      Reviewed March 22, 2026

      What’s especially concerning is the nature of the verification process itself. After allowing an initial purchase, subsequent activity is flagged as “fraud,” and customers are then asked to upload highly sensitive personal documents through an emailed link. Even if this process is legitimate, it raises serious questions about how securely this information is handled and why such intrusive verification is required after the account has already been approved and used. I’ve also seen multiple reports of customers experiencing the same pattern, which makes this feel less like an isolated issue and more like a systemic problem. I have two other Capital One cards tied to the same online account??? How stupid is this!!!!

      Thanks for your vote!
      PriceRefunds & Payouts

      Reviewed March 20, 2026

      Capital One Travel is the WORST! They left us stranded without a hotel reservation for four nights. We had prepaid for the stay, but they never booked it. The hotel, the Hilton, had no rooms available, nor did any other hotel. But Capital One Travel did us the huge “favor” of refunding our reservation with no charges. Never again! Ruined our vacation.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingCommunication

      Reviewed March 18, 2026

      I recently did a balance transfer to my card for almost $18,000 and got charged over $500 for it. Then the next month the automatic payment hit and you collected the full payment included the almost $18,000 balance transferred (which doesn’t make any sense!!!). When I realized it, I called to fix it and I was told that within 10 business days I was going to get my money back. 2 weeks went by and nothing happened… I called again and I was told that they didn’t see that they requested my money, I was even told that this happens so offer that they had a regular procedure for it, because it happens to many people, then the very chatty and happy lady that helped me told me that this time for sure!!! Within 10 business days again, I was going to get my money back.

      Now over a month has passed by since my first phone call… after looking at my mailbox for over a month!!! Nothing came in, now I called a third time, “AFTER OVER A MONTH” from my first call. This time they said I was going to get transferred to a supervisor. This time, the supposed to be supervisor tells me that my request was denied, when nobody told me “IN OVER A MONTH!!!!” That this was up to approval. After getting extremely mad (which is rare on me) I demanded to get a refund of the fees that I was charged and didn’t use, of course I’m not going to pay that much money for one month when I wanted to use a full year (12 months). Now I’m waiting for an answer on that. This has been the worst experience ever!!!! Nothing makes sense, just the fact that there’s a big scam going on on Capital One’s behalf for sure.

      Thanks for your vote!
      Loading more reviews...

      Capital One Venture Company Information

      Company Name:
      Capital One Venture
      Website:
      www.capitalone.com