Capital One Venture earns miles that can be redeemed for airfare and travel expenses. Venture miles are less flexible than cash back rewards, but the card’s extra perks and benefits are worth it for frequent travelers.
- Earn unlimited travel rewards
- $0 introductory annual fee
- High sign-up bonus
- No intro APR
- Less flexible rewards
Everything you use this card for garners points to use to erase travel purchases. There are no gimmicks or coupons or savings or discounts. You use your card, earn points…Read full review
This is the best credit card I have used. If they see something that doesn't look right I get a message or a phone call. Even though this card has a fee, I am able to get money back...Read full review
Capital One Venture card review
Capital One Venture Rewards credit cards are extremely popular because of the high rewards rate. The Capital One Venture card earns miles back on every purchase, not just travel-related expenses like its competitors. Plus, there’s an opportunity to earn 50,000 bonus miles within three months of opening an account. Cardholders get the most out of Capital One Venture when they redeem miles for travel expenses.
- Capital One Venture card rewards
- Each Capital One Venture card purchase earns unlimited 2x reward miles, and you earn 10x miles for each dollar spent when you use your card at Capital One’s hotel partners. Cardholders can transfer their Capital One Venture rewards miles to more than a dozen travel partners. Plus, Capital One Venture cardholders have the opportunity to earn a 50,000-mile welcome bonus if they spend $3,000 within three months of opening their account. There’s no limit to how many miles Capital One Venture cardholders can earn, and miles never expire as long as the account is in good standing.
- Capital One Venture card benefits
- In addition to easy rewards, the Capital One Venture credit card comes with travel, access, protection and management benefits.
- Global Entry or TSA Precheck: Get a statement credit for Global Entry or TSA Precheck application costs.
- Travel insurance: Automatic travel accident insurance covers losses when you use the Capital One Venture card to book travel fare.
- Exclusive events: Capital One Venture cardholders get VIP access to sporting, music and culinary events.
- $0 fraud liability: You aren’t responsible for unauthorized charges if your Capital One Venture card is lost or stolen. Plus, you get alert notifications about suspicious activity on your account.
- Mobile app: Access your account, view your balance and transactions, pay your bills and check CreditWise at any time through the Capital One mobile app.
- 24/7 customer service: Capital One Venture customer service representatives are available around the clock.
- Capital One Venture card fees
- Capital One Venture waives annual fees the first year and charges $95 each year after. There are no foreign transaction fees for overseas purchases. Late payment fees are up to $39.
Capital One Venture card comparison
Below, compare Capital One Venture, American Express Cash Preferred Blue and Chase Sapphire Preferred credit cards on rewards, sign-up bonus, intro APR and annual fees.
|Capital One Venture||Chase Sapphire Preferred||American Express Blue Cash Preferred|
|Credit card rewards||2 - 10x miles back on every purchase||1 - 2x points on every purchase||1% - 6% cashback on every purchase|
|Signup bonus*||50,000 miles||60,000 points||$250 statement credit|
|Intro APR||0% for 12 months|
|Customer satisfaction||Learn more||Learn more||Learn more|
|Credit card rewards||Signup bonus*||Intro APR||Annual fee||Annual fee waived first year||How to apply|
|Capital One Venture||2 - 10x miles back on every purchase||50,000 miles||$95||Learn more|
|Chase Sapphire Preferred||1 - 2x points on every purchase||60,000 points||$95||Learn more|
|American Express Blue Cash Preferred||1% - 6% cashback on every purchase||$250 statement credit||0% for 12 months||$95||Learn more|
Capital One Venture FAQ
- How does Capital One Venture card work?
- Capital One Venture credit cardholders earn travel rewards for each dollar they spend. Miles are then redeemed for travel and statement credits against travel purchases at 1 cent per mile. You can also transfer miles to more than a dozen airline partners. With Capital One Purchase Eraser, you can book travel with your Venture card then redeem miles for a portion of the cost.
- What kind of card is Capital One Venture?
- Capital One Venture is a travel rewards credit card. Cardholders earn miles when they make purchases with their Capital One Venture card and can redeem those miles for travel purchases.
- How much are Capital One Venture miles worth?
- Capital One Venture miles are worth 1 cent per mile when you redeem through the Capital One Rewards Center. You can redeem Capital One Venture miles for nontravel-related expenses, but rates vary and can change without notice. Get the most out of miles when you fly with Capital One Venture’s airline partners:
- Air France KLM
- Air Canada
- Asia Miles
- Avianca LifeMiles
- Emirates Skywards
- Etihad Airways
- EVA Air
- Hainan Airlines
- Qatar Airways
- Singapore Airlines
Is the Capital One Venture card worth it?
Capital One Venture cards are great for people with good or excellent credit who want easy travel rewards. You get the most of out the Capital One Venture if you spend $10,000 or more with the card per year and frequently stay at hotels.
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I was travelling in Vietnam and wanted to access my Capital One Venture card to make sure I was not incurring any unauthorized charges. They wanted to text a verification to my US phone number which did not work in Vietnam. I contacted customer support via Skype and explained my situation. I asked them if they would text me on a Vietnamese phone number because I had purchased a SIM card for use in Vietnam. Answer: No. I asked them if they would email the verification code to me like American Express does. Answer: No. They then suspended my credit card so I could not use it at all. They advertise this card as the best for international travel. I fail to see how that is the case when they will not use available means to verify the account holder and then suspend the card when you call customer support for help.
This is a very scary time for everyone with the pandemic of the coronavirus. We are told to stay at home and only go out for essentials. Majority of vendors are closed. Everyone in my household is out of work. I planned a trip to Japan six months ago and had everything booked. I was charged and it is already paid for. Even through this trying time, the hotel and airline are refusing to refund us our money. We tried to dispute with our credit card company and was denied. We even tried to get a credit for the future and was denied.
It is very disappointing that Hotels.com, Globehunters.us, and Capital one is giving us this type of service. You should be a little more understanding and lenient based on what is going on in this world. I would never book through them again let alone use my capital one credit card. I understand that this is not capital one's fault but they should have their consumers back like other credit card companies such as American Express. I regret not using that instead. Because of this experience, I will no longer be using my card and they lost all future business I give them.
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Very poor customer care service, staff doesn’t have enough knowledge to answer questions s/p when you want to cancel your flight booking. We have Venture card & when I called to cancel a flight booking, they transferred me to 3 different persons & put me on hold for 3 hours and finally when they answered they said it’s not their department so you have to call back tomorrow as they are closed now.
Set up an adventure account with Capital One for balance transfers. They quoted me a figure for the balance transfer. I complied with the transfer and made my first payment. Then they charged me $390 in interest on a 0% interest transfer that I was told. I called and they refused to help, fix, or help find a solution to correct the increased interest problem. Very uncooperative and disrespectful to the consumer that is hardworking. Unwilling to find resolution and told me to call back and speak with another supervisor at another time. Unwilling to transfer me. "So what. You have to wait on line for another 30 minutes so well," supervisor declined to help with a resolution. His name was John #** in Virginia. I find this transaction fraudulent and misleading for consumers.
I have Capital One Venture credit card and have been charged fraud and reported it to capital one and started an investigation. They found out it was a fraudulent charge and send me another card. On my 2nd bill cycle kept getting charged from the same fraudulent account even on the new card they send me. I tried to resolve the problem with the customer service but no help. On the 3rd bill cycle, I decided not to use the card and guess what - the same fraudulent charge happen again. I decided to cancel the card because they can't resolve their problem and bad customer service.
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Extremely disappointed with my FIRST customer service experience with Capital One. I applied for the Venture card literally last night because I saw a great deal on a flight & wanted to complete my booking (also the incentive!). Unfortunately for me, one- they cannot issue me the card number regardless of any security verification I can provide & Two- they cannot expedite my card. Great, right?! More than likely that price won’t be available by the time the card arrives. Had I known, I wouldn’t had ran my credit and applied; as that was the WHOLE purpose of getting the card.
In addition to that, I received an email stating my card would be mailed out within 7-10 business days & “In the meantime, let’s set up your online account if you haven’t already.” For some reason I wasn’t able to add my cell number & was referred to call customer service. As I was explaining this to the rep. she said, "You cannot sign up for the online account until I receive your card in 7-10 business days." I told her it says “IN THE MEANTIME, LETS SET UP YOUR ACCOUNT” not “set up your online account once you’ve received your card in 7-10 business days.”
The rep. repeatedly told me she understands it says that on the email, but she’s telling me now that it cannot be done until I receive the card. IT LITERALLY SAYS IT ON THE EMAIL/IN WRITING THAT I CAN SET IT UP. & again she said very rudely says “Well, I’m telling you now that you can’t.” Okay capital one, so then your email needs major adjustments because that’s FALSE advertisement. Capital One- PLEASE DO BETTER. Provide better service & other resources to your customers. If this is my first experience I can only imagine what’s yet in store.
Re: Capital One - Venture One Card: Fraudulent transactions occurred Friday evening 1/10/2020. None of which were flagged by Capital One, even though 3 of the 4 exceeded $6,000 each, the 4th was $3,240. I notified Capital One within 1 hour of them occurring. The good: Replacement card issued and received Monday late in the day 1/13. The bad: Capital One had approved 4 fraudulent transactions which, when added to my current balance, exceeded my credit limit by $10,000. No one at Capital One could explain how that could happen. It is my belief that the 1st of the 4 transactions which would have exceeded the limit should have been declined as should have all subsequent fraudulent attempts.
Bottom line, even having received a replacement card, there was no available credit to use because of Capital One's approval of those transactions in excess of the limit. 4 calls to them yielded 4 different estimates of when the card would be usable again, all different, but the last fraud rep said the investigation could take 90 days. As of 1/15/2020 the card has been restored to usable with available credit. Main complaint is the inconsistent explanations from both Customer Service and the Fraud Department. They should have been more knowledgeable. Rating is satisfactory in spite of poor customer service rep explanations, the outcome seems satisfactory in terms of timing.
I was at dinner on New Year's Eve. Went to pay for dinner and my card was declined. Embarrassing...So I called to see what the issue was. The first 'Fraud Department' person I spoke with asked if I went online to report my declined charge as fraud. What?? I asked to speak with a supervisor and she hung up on me.
Called back. Started over and had a similar experience. No explanation as to why my card was declined. No supervisor's available. Her advice, 'Call Back Tomorrow'. Really? Mind you, I owe zip on my card and have paid the amount due in February in advance (As is customary).
I have Capital One Venture for past 5 years. I pay my bill on time. I keep my points and everything I have not even used. Once I have 47400 sky mile point I wanna redeem it. They tell me I only have $474 worth of sky miles. If I use that as in cash they drop it down at $230. This is ridiculous. This Company is a scam. I can't believe I wasted my time with this company. I call them to see if I can use the 47400 points to donated for earthquake in Albania and they told me they can't use that. I ask them if I can use those points in cash money towards their cards I can use the card for donating the money to earthquake the people a died in Albania and they told me I only have 47000 miles. If I can exchange that to cash it would be $230. That's **.
I signed up for the Venture card back in 2018. A few months later, I was hacked. That's when I learned their fraud department is an absolute sham. They kept calling me and calling me, so I initially thought the number I kept seeing on my phone was spam. Then I called them myself... And found those phone calls really were from Capital One. I fought with them for several months, but they ultimately rejected my bank statement. It wasn't until my fiance and his father all got on the phone with me one time that the lady on the phone listened.
Less than a month later, I got hacked and blocked from my accounts again - by the same hacker! And the bank sided with the hacker (and did so for more than a year!) I gave up for a while, got married, and moved into my husband's apartment. Then I tried again. No way. They wanted a utility bill under my name and my IDs updated to show my new name. The second request seemed reasonable. But our utility companies would not change their statements to be under my name.
I again gave up for a while, and only recently tried again since my husband and I now have a house and I am responsible for the electric bill. Now Capital One will only accept utility bills from the last apartment, and they want my maiden name on the documents! It even took asking to talk to a supervisor today, who was a total rip-off of Charles Miner from The Office. No reasoning with him either. At least he finally closed the wretched accounts. And now I totally refuse to do business with Capital One ever again.
Capital One Venture Company Information
- Company Name:
- Capital One Venture
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