American Capital Group Reviews

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About American Capital Group

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American Capital Group delivers equipment leasing and financing services, providing tailored financial solutions for acquiring business equipment. The company offers flexible leasing options and personalized service, helping businesses secure the tools for growth and operational efficiency.

Visit www.acgcapital.com
Pros
  • Positive customer support experience
  • Online tools available
Cons
  • Lengthy application process reported
  • High interest rates

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American Capital Group Reviews

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    How do I know I can trust these reviews about American Capital Group?
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    Page 1 Reviews 0 - 15
    StaffProcess

    Reviewed Feb. 15, 2017

    I like the customer support. I needed the loan so I grabbed it from there and needed help. They were nice and everything was good. I'm in and I got the loan. The process was a little bit long though. The girl took nice but it took them a while so I'm not so satisfied with that. However, the greatest concerns about the rates and terms were okay. A lot of things to read but I read it and then they agree to it.

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    Contract & TermsOnline & AppStaff

    Reviewed Dec. 7, 2016

    Didn't really need the support much, but when I did, my questions were answered and they were very helpful. I'd use them again based of the support I received. Top notch! The application process was pretty straightforward. I have good credit so there were not a lot of hoops to jump through. All in all a pretty pain free experience. The rates and terms were acceptable. Again by having good credit my rates were pretty low and because this was going to be repaid rather quickly, the terms were right for the purpose. The online tools were fine though I didn't have much use for them. The exception being at the beginning, and maybe time to time to check balance and such things.

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      Contract & TermsPunctuality & SpeedStaffProcess

      Reviewed Nov. 6, 2016

      Customer support was great. They were such great listeners and they also answered every single one of my questions and they walked me through the process of my loan. Application process was great. It didn't take too much time and the people were also very nice to me and the process went by really fast. Rates and terms were great. The rates and terms stayed the same. Throughout the whole process nothing changed, everything stayed the same. Online tools were very reliable. Everything I needed online was there and I was very happy that everything online was there. The tools were very useful and they were very productive.

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      Customer ServicePrice

      Reviewed Nov. 5, 2016

      A business loan but at a rate of 14.9% which is unfortunate because it was absolutely necessary for our clients. I would though likely recommend this to future loan seekers. It was easy very easy. Swift fast not a big deal to apply for. The customer service was second to none. I would highly recommended for any business looking for a swift application process. Way too high interest rate, and I mean extremely high at 14.9% but when you and your business need a loan there's not much other option than to bite the bullet.

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      Customer ServiceContract & TermsPriceStaffEase of UseProcess

      Reviewed Nov. 4, 2016

      This company's customer support was really great. They went above and beyond to make sure they met my every need. They were professional and answered all my questions. This company's application process was simple and easy to understand. I was able to answer all of the question with ease and understanding. The rates and terms were easy to understand and very reasonable. The rates are affordable for anyone. I like the ease of process. The online tools were convenient and easy to use. The tools helped me navigate the site easier and with better understanding of what everything does.

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      Customer ServicePunctuality & SpeedOnline & AppStaff

      Reviewed Nov. 1, 2016

      They really help me out and I'm very happy with the result. The customer support answer all my questions and they was very nice and friendly. The application work liked a charms. It help me with stuff that I did not have the answer. They let you put in questions you have and the customer support will response quick. The rate was very quick and easy to get the result. I'm very happy to finally got sometimes that help me with a loan. Love this businesses loan. I give them a very high rating. This so helpful. It help to get a lot of stuff done real quick and I'm happy for that.

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      PricePunctuality & SpeedStaffEase of Use

      Reviewed Sept. 15, 2016

      The customer support is really good. They help you a lot. It is awesome. Macizo macizo awesome. Very good help. They are available all day every day of the week. Very excellent service. It was very easy. They did not ask a lot of questions and all the questions were easy peasy lemon sleazy. Super short for a good time it was very good application and I got a lot of help filling it. It is not expensive, it is very good at your comfort and budget. It is very excellent. I am very very very satisfied because I am able to pay the cost of it at my own pace just how I like it. Online tools are very easy to use. It is not confusing. A little kid can learn how to use it.

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      Customer ServiceContract & TermsOnline & AppStaffEase of Use

      Reviewed Sept. 9, 2016

      The customer service is beyond excellent and they truly do care about you as a customer. They answer all the questions that you have for them. You will not regret your decision with getting a business loan. The application process is beyond excellent and very easy to use. You can tell that they truly do care about you as a customer. They answer all the questions that you have for them. You will not regret your decision with going with this company. The rates and terms is beyond excellent and easy to understand. Unlike other loan companies you will not find it hard to understand what you are reading. The online tools is beyond excellent and easy to use. You can tell that it was made with its customers in mind. They answer all the questions that you have for them.

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      Customer ServiceContract & TermsPriceStaffProcess

      Reviewed July 1, 2016

      The customer service is out of this world it's amazing. It isn't a computer or making you be on hold forever. Every time I called I always got a customer service representative. The process application is easy and simple and not as intimidating as other financial loan places. They make it easy and don't make you feel uncomfortable. The rates and terms are also great, you get what you need and what you want. It isn't as expensive as other financial institutions. I would highly recommend. The online tools are great. You can go to the online site or download the app through your phone so you can always check your account when you feel the need to.

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      PricePunctuality & SpeedStaff

      Reviewed June 21, 2016

      They were very helpful. They tended to my every need and were always there for me. I walk in and they greet me. It's very pleasant and nice in the loan office. Very quick and fast. They got me in and out in no time. I would definitely do it again. I loved the whole experience that I had with them. Great. Very cheap. And it is still very good. I'll tell you I wouldn't do business with anyone else besides them because they are so damn good. They could be a little better but that's ok. They still work like they should and give me the information that I need. IGN 10/5 would use tool online again.

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      Customer ServiceContract & TermsStaff

      Reviewed June 16, 2016

      If I ever had an issue, which I rarely did, customer service was pleasant and easy to do business with. They were patient and went beyond to help. I was able to understand all the lingo easily thanks to the rep I was dealing with. Not too long nor too short. I felt that the format was easy to understand and fill out. Terms were quite possibly some of the best I've seen. It filled all the needs I was looking for. No issues with any of the rates and terms. I haven't used much of the online tools, but they were clear and easy to understand. Graphics are looking good and as a visual person, I did not have any major issues.

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      Customer ServicePricePunctuality & SpeedStaff

      Reviewed June 15, 2016

      They were very cooperative, and friendly. They would answer any question I had thoroughly and thoughtfully. They were quick to respond and I truly enjoyed my experience with them. First off I applied for the loan. Then they looked at my information to see if I qualified and then they got back to me within the next week. I had about probably 5 percent interest and I am being helpful to others with my description of this experience. It was pain free, quick and I got my money fast. I went to their website to apply for the loan and they communicated partially through email and they were clear in their emails what would happen.

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      Online & AppStaff

      Reviewed June 9, 2016

      This company has the good customer support. When we contact the bank they provide a good knowledge staff at the office. They provided a good staff feedback and I loved the staff and the company overall. The application process was just as the same as other companies but this took some more long. I had to fill in all the papers with all the options. They had some of the online tools available on their website.

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      Customer ServiceContract & TermsPunctuality & Speed

      Reviewed May 31, 2016

      The customer service is great and were very willing to help me and to walk me through any questions and concerns that I had. They took all my information down and were always fast on getting the information I needed. The application process was a little overwhelming for me at first but the amazing support and customer service helped walk me through each and everyone question. Because my credit wasn't as high as I wanted it to be my rates were a little more than I would thought but they really helped me a lot and walked me through finding terms that I could be accounted for. Their online tools were really amazing and they helped me a lot I could find all of the answers in the facts section, I also found their online tools easy to access and they easily pulled up.

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      Contract & TermsOnline & AppStaff

      Reviewed May 28, 2016

      They are very concerned and look forward to helping you out. Customer support was really helpful. They made sure I got good service and addressed any doubts I had at the time. The application process was very simple. I didn't have to worry about unnecessary errors. Everything was laid out perfectly and was straight to the point. Also didn't use big words, like some. Everything was straight to the point. I didn't have to worry about unnecessary hassles about finding things out. Terms were very descriptive and addressed everything you may or may not had known. The online terms go hand and hand with the site. It makes the use of the site very fluid and efficient. There's nothing that I can see is wrong with the tools, it's too simple for problems.

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      American Capital Group author review by Ashley Eneriz

      Started in 1995, American Capital Group provides funding for businesses to obtain equipment. Additionally, American Capital serves as the middleman between vendors and equipment lessees for business owners seeking equipment to lease. Products: 100 percent financing for the cost of new or used equipment including tax and shipping. Personally tailored leasing programs. Offerings include application-only, start-up, 100 percent finance, FastTrack and Flex-Pay programs. This company also offers funding for inventory management and specialized customer projects.

      • Interest rates: Borrowers may call for a quote.

      • Service: Phone, fax, and mail contact available.

      • Borrower qualifications: The borrower must have a viable ongoing business concern. Additional qualifications are dependent on the specific lending program.

      • Fast approval process: Rapid quotes available by phone. Fast Funding program gives borrowers cash within 48 hours of American Capital receiving the customer lease agreement.

      • Loan limits: Finance equipment valued from $5,000 to $2,000,000.

      • Repayment options: Flexible repayment options allow the borrower to break the equipment purchase into several terms in order to match lease payments with revenue over time.

      • Equipment leasing calculator: Useful calculator available to determine profit after deducting lease payments as well as return on investment tool.

      by Ashley Eneriz Deputy Editor, Personal Finance

      Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

      American Capital Group Company Information

      Company Name:
      American Capital Group
      Year Founded:
      1995
      Address:
      8105 Irvine Center Drive, Suite 750
      City:
      Irvine
      State/Province:
      CA
      Postal Code:
      92618
      Country:
      United States
      Website:
      www.acgcapital.com