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SBG Funding Reviews

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About SBG Funding

SBG Funding is a business financing firm with a quick online application process for various business loans. You can get a term loan or business line of credit as well as financing for equipment or to borrow against invoices. Businesses need to be in operation for at least six months and meet other borrowing criteria.

Visit sbgfunding.com
Pros
  • Convenient online application
  • Options to pay weekly or monthly
  • Term loans up to $1 million
Cons
  • High minimum revenue qualification
  • Limited information online about credit requirements
  • No inventory financing or asset-based loans

Helpful Reviews

Attleboro, MA
Verified purchase
Funding is always so fast and easy. Definitely would recommend. Zach is always great to work with. I always appreciate how professional and pleasant he is to work with. SBG contin...

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Ashland, OR
Verified purchase
We worked with Cole and he did some serious magic with our funding, always stayed connected and informed us along the way. Our future funding will always go through Cole and SBG Funding.

Read more

Our editor’s take

For small business funding, SBG Funding offers term business loans, lines of credit and other types of loans. It provides loans that are partly backed by the Small Business Administration (SBA) and loans specifically for equipment and invoicing capital.

If you meet the basic criteria to qualify for a loan or other type of business financing, you can apply quickly online with SBG Funding. The company states that most applicants receive funding within 12 hours or by the next business day.

How does SBG Funding work?

If you run a small business that’s been operational for at least six months, you may qualify for funding with SBG Funding. Determine what type of loan you require before applying online.

For larger needs of up to $10 million, you can apply for an SBA 7(a) loan with SBG Funding. Business lines of credit and bridge capital loans are shorter-term options that may serve you. For most SBG Funding products, you need at least a 600 FICO score to qualify.

SBG Funding products

Whether you want a term loan or a line of credit, SBG Funding has plenty of business loan options.

Small business term loan: Get financing of up to $1 million with term lengths of six to 48 months. Your business must have been operational for at least six months, have at least $180,000 in annual revenue, and have a minimum FICO score of 550.

Business line of credit: An SBG Funding business line of credit provides revolving credit for 12 to 48 months. Credit lines go up to $1 million and you only pay for the amount you use. To qualify, you need to have been in business for six months, have $180,000 in annual revenue, and have a FICO score of at least 550.

Bridge capital: A form of business funding for shorter-term needs, a bridge capital loan provides up to $1 million in funding with terms from six to 24 months. Qualify with $350,000 or more in annual revenue, four latest bank statements, and a minimum FICO score of 600.

Equipment financing: With terms from one to seven years and rates beginning at 3.75%, SBG Funding can finance up to 100% of the value of business equipment.

Invoice financing: Borrow against unpaid invoices to get paid up to 90% on eligible receivables.

SBA 7(a) loan: You can take out SBG Funding loans that are partially backed by the Small Business Administration. There’s no down payment, a maximum loan amount of $10 million, and terms from two to 10 years. Interest rates begin at the prime rate plus 2.5%. You need two years in business, profitability and a minimum 650 FICO score.

» COMPARE: Best business loan companies

SBG Funding costs

SBG Funding’s website doesn’t disclose all rates and fees, but it does include some information. To double-check current rates, please contact the company directly. All costs listed below are accurate at the time of publishing.

  • Business term loan: Costs are variable and some options have 0% closing costs, while others may have fees of 0% to 5%.
  • Business line of credit: Costs depend on the approval terms and range from a 0% to 2% draw fee. There are no maintenance, annual or inactivity fees.
  • Bridge capital funding: Rates start at 1.92% per month.
  • Equipment financing: Rates start at 3.75%.
  • Invoice financing: Rates start at 0.25% per week.
  • SBA 7(a) funding: Rates start at prime plus 2.5% with no prepayment penalties.

SBG Funding FAQ

Does SBG Funding do a hard credit check?

SBG Funding conducts a soft credit pull for pre-approval; however, it does a hard credit check before disbursing funds.

Does SBG Funding require collateral for business loans?

SBG Funding does not require collateral unless you are applying for equipment financing or an SBA loan.

What credit score is needed for an SBG Funding business loan?

To qualify for a business loan with SBG Funding, your business must have a minimum 550 FICO score.

What are the odds of getting approved for SBG Funding?

The company states it has an 85% approval rate.

Still have questions?

Is SBG Funding legit?

Businesses can use SBG Funding to secure necessary funding to achieve maintenance and growth. However, SBG Funding doesn’t offer asset-based loans or inventory financing, unlike some other business lenders.

Although SBG Funding offers rapid loan approval and funding, its available online information may be misleading. For example, the FAQ section states that you need above a 600 FICO score to get a line of credit, but in the main business line of credit section, the minimum listed is 550.

Your loan specifications will depend on your business and its financial performance. As with all loan products, it’s crucial to understand the term length, interest rate, fees and other penalties involved before borrowing money.

SBG Funding Reviews

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    How do I know I can trust these reviews about SBG Funding?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 35
    Profile pic of the author.
    Contract & TermsPrice

    Reviewed Aug. 31, 2026

    Corey was great to work with throughout the entire funding process. He was very attentive, communicated with me every step of the way, and acted as the liaison between me and the funding companies. I also appreciated that he took the time to find a funding option that made sense for my business without putting me into something that would cost me more than necessary. I would definitely recommend working with him.

    Thanks for your vote!
    SBG Funding
    Response from SBG Funding

    Thank you for the thoughtful review! We’re glad Corey took the time to understand your business needs, and helped find an option that made sense for you. We appreciate your recommendation!

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      PricePunctuality & Speed

      Reviewed Aug. 12, 2026

      Adam at SBG was easy to deal. The experience didn't feel pushy; he gave me up-front info, and it was lightning fast. Overall, it was a good experience for what I needed. I needed access to capital quickly, and that is what I got. Capital this quick is never cheap, but I felt like I was dealing with someone who wanted to get the job done for me rather than push me into something I didn't want.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for sharing your experience! We’re glad Adam provided clear, upfront information and helped you access the capital you needed quickly without any pressure. We are happy he found a solution that worked for your business!

      Profile pic of the author.
      Punctuality & SpeedStaffLoan Process

      Reviewed Aug. 12, 2026

      Adam at SBG Funding was incredibly helpful in securing a loan for my business. From the start, he focused entirely on moving the process forward as quickly as possible. He answered all my questions, kept things simple, and made sure the funding came through fast. If you need a helpful professional who gets things done without wasting time, ask for Adam. I highly appreciate his help and fast work!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the fantastic review! We’re glad Adam made the process fast, simple, and efficient while keeping you informed and answering all your questions. We appreciate your recommendation and are grateful for the opportunity to support your business!

      Profile pic of the author.
      Customer ServiceStaffTransparencyCommunication

      Reviewed June 30, 2026

      I had a great experience working with Adam ** at SBG Funding. Adam was professional, responsive, and made the entire funding process smooth from start to finish. He took the time to answer all of my questions, kept me updated throughout the process, and was transparent every step of the way. His customer service and attention to detail really stood out. I highly recommend Adam and the team at SBG Funding to anyone looking for a reliable and efficient funding partner. Thank you for making the process so easy!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the fantastic review! We’re thrilled to hear Adam provided professional, responsive, and transparent service throughout the process. We appreciate your recommendation and are grateful for the opportunity to support your business!

      Profile pic of the author.
      Customer ServiceTechPunctuality & SpeedStaffLoan ProcessTimeliness

      Reviewed June 19, 2026

      I was in a very difficult situation, my credit and financials for my business are bad shape. I needed to find short-term financing fast! Nick ** at SBG Funding helped me secure a loan and access funds the same day!! He worked diligently and clearly communicated every step of the way. When I thought we had exhausted every option possible, Nick came out with the one approval I needed to keep me from a situation that would have taken years to recover from. I cannot thank Nick and SBG enough for their hard work, communication, and commitment. It is not an exaggeration to say, Nick's help was life-altering. Thank you so much Nick **, I hope I am only one of many stories about people you help in the future.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the heartfelt feedback! We're honored to hear that Nick was able to help during such a critical time for your business. Providing clear communication, persistence, and access to funding solutions when business owners need them most is exactly what we strive for. We're grateful to have been part of such an important moment in your journey. Wishing your business continued success!

      Reviewed Sept. 8, 2026

      Angelica at SBG funding has been great! She was a pleasure to work with and answered all my questions in detail

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Hi Ryan, Thank you for the great feedback! We’re happy Angelica took the time to answer all your questions and made the experience a positive one.

      Profile pic of the author.
      Punctuality & SpeedStaff

      Reviewed Sept. 1, 2026

      Just had an incredible experience with SBG. I was looking for a quick bridge, and I was able to find a rep that was so incredible knowledgeable and efficient. Ask for Renata if you need anything!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the great review! We’re glad Renata’s knowledge and efficiency made your experience such a positive one. We appreciate your recommendation!

      Staff

      Reviewed Aug. 30, 2026

      Most brokers I've worked with are so aggressive and manipulative, but not Renata. She was the kindest, most thoughtful broker I've ever spoken to and I'm so grateful for her help. Would recommend her to anyone!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful review! We’re glad Renata provided a thoughtful, supportive experience and made you feel comfortable throughout the process. We appreciate your recommendation!

      Customer Service

      Reviewed Aug. 28, 2026

      This was one of the best, easiest and fastest processes I’ve ever experienced with funding! Andrew called me and 9:00 am and I was funded by NOON. Literally answered all my questions and got me above my expectations for my circumstances! If anyone is feeling hesitant I say DO IT and hit Andrew. He will make this process the best for you as it was for me!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the amazing review! We’re glad Andrew exceeded your expectations, answered all your questions, and made the entire process so quick and easy. We appreciate your recommendation and trust in SBG Funding!

      Profile pic of the author.
      Punctuality & SpeedStaff

      Reviewed Aug. 28, 2026

      Nick was a pleasure to work with and super helpful during the process, he was upfront about all the details and that goes a long way. Appreciate his help for sure, and process was quick!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the great review! We’re glad Nick was helpful, transparent, and made the process quick and straightforward. We appreciate your trust in SBG Funding!

      Profile pic of the author.
      Staff

      Reviewed Aug. 27, 2026

      Anthony, thank you for taking the time to look into financing options for my cleaning business. I really appreciate your help and guidance. I’m looking forward to working together in the future and building a great business relationship.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the great review! We’re glad Anthony provided helpful guidance while exploring your financing options. We look forward to working with you in the future!

      Profile pic of the author.
      StaffLoan Process

      Reviewed Aug. 26, 2026

      Bushra has been great and helped my husband get a loan within a few days. I will be coming back to SBG for future loans.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the kind words! We’re glad Bushra made the process quick and easy. We look forward to working with you again!

      Profile pic of the author.
      Punctuality & SpeedStaff

      Reviewed Aug. 20, 2026

      Wonderful to work with, a great guy, professional, fast funding, and will definitely work with Andrew ** again!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review and recommendation! We look forward to working with you again.

      StaffLoan Process

      Reviewed Aug. 20, 2026

      Jared ** was amazing. This was one of the easiest and fastest business loans to take out. He went straight to the point. The process was smooth. Thank you again, Jared.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the great review! We’re glad Jared made the process fast, straightforward, and smooth from start to finish. We are happy you had such a positive experience!

      Profile pic of the author.

      Reviewed Aug. 18, 2026

      Corey was absolutely great at everything. Make the process smooth and easy. Highly recommend.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate working with you.

      Staff

      Reviewed Aug. 13, 2026

      They were friendly, knowledgeable, thorough & patient. Brett ** went through several options with me to find the best program for my corporation.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful review! We’re glad Brett took the time to explain your options and help find the right fit for your business. We are happy you had such a positive experience!

      Staff

      Reviewed Aug. 6, 2026

      Zach did a great job helping us find options that worked for us and guiding us through the process.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Hi Edward, Thank you so much for the review! We appreciate it.

      Profile pic of the author.
      Staff

      Reviewed Aug. 5, 2026

      It was a pleasure working with SBG funding and Angelica was a total sweetheart. She guided me through this with no problem and was almost all the way through. I would recommend her to anyone when they work through SBG funding.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful review! We’re so glad Angelica made the process smooth and easy while providing friendly, supportive service every step of the way. We appreciate your recommendation!

      Profile pic of the author.
      Staff

      Reviewed Aug. 4, 2026

      Angelica is the best!! Thank you very much for your help

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the 5-star review! We appreciate working with you.

      Reviewed July 31, 2026

      Great company , Erika ** has good experience and knowledge.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Hi Kamini, Thank you so much for the review! We appreciate it.

      Profile pic of the author.
      Staff

      Reviewed July 30, 2026

      I was not sure of what might be possible for funding my business however Charles made this process easy and was able to help access funds to help my business grow.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for your kind review! We’re glad Charles made the process easy and helped you secure the funding needed to support your business’s growth. We are happy we could help!

      Profile pic of the author.
      Customer ServiceStaffHonesty & Transparency

      Reviewed July 30, 2026

      Alexander ** is fantastic. He made the financing process easy with his awesome communication skills and honesty. He was a huge help to me and I am grateful!!!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful review! We’re thrilled to hear Alexander made the financing process easy with his honest, clear communication. We are grateful for the opportunity to support your business!

      Profile pic of the author.
      Staff

      Reviewed July 30, 2026

      Jared ** was nice to work with. Even when I asked for a Spanish representative and he doesn’t speak Spanish we figured out a way to communicate and he was so respectful!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for your thoughtful review! We’re glad Jared was respectful, accommodating, and committed to making communication work throughout the process. We are happy you had a positive experience with our team!

      Profile pic of the author.

      Reviewed July 30, 2026

      Andrew worked extremely hard to secure me financing. I would highly recommend working with him to get funded.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for your wonderful review! We’re glad Andrew’s hard work and dedication helped you secure the financing you needed. We appreciate your recommendation and your trust in our team!

      Profile pic of the author.
      Staff

      Reviewed July 27, 2026

      Adam B was extremely helpful and easy to work with! Looking forward to conducting more business with SBG!!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Hi William, Thank you so much for the 5-star review! We look forward to working with you again.

      Profile pic of the author.
      Customer ServiceStaff

      Reviewed July 24, 2026

      Nick ** at SBG Funding provided excellent customer service throughout the entire process. He was professional, responsive, and made everything simple and easy to understand. I highly recommend Nick ** and SBG Funding to anyone looking for business financing. ⭐⭐⭐⭐⭐

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful review! We're thrilled to hear Nick provided professional, responsive service and made the funding process simple and easy to understand. We appreciate your recommendation and are grateful to support your business!

      Profile pic of the author.
      Punctuality & SpeedTransparency

      Reviewed July 24, 2026

      Angelica is a pleasure to work with. She is transparent & communicates quickly.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you! We’re glad Angelica provided transparent communication and responsive support throughout the process. We appreciate your trust and the opportunity to work with you!

      Punctuality & SpeedStaff

      Reviewed July 22, 2026

      Excellent service! Andrew ** was professional, responsive, and made the funding process quick and easy. Highly recommend.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate your business.

      Profile pic of the author.

      Reviewed July 22, 2026

      Angelica at SBG has been a pleasure to work with. Thank you!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate your business.

      Profile pic of the author.
      StaffFollow-Through

      Reviewed July 20, 2026

      Andrew ** was great in leading me to the right product for my needs. His guidance and follow through was much appreciated. Thanks!

      Thanks for your vote!
      Profile pic of the author.
      StaffLoan ProcessCommunication

      Reviewed July 17, 2026

      Corey was amazing to work with—kind, compassionate, and always willing to go the extra mile. When challenges came up, he didn't back down; he found solutions and kept me in the loop every step of the way. Thanks to his extra effort, I secured the loan I needed. I'm so grateful for his help and would absolutely recommend him to anyone. Thanks again, Cory!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for sharing your experience! We're so glad Corey was able to guide you through the challenges and help you secure the funding you needed. We'll be sure to share your thoughtful feedback with him. We truly appreciate your recommendation and wish you continued success with your business!

      Punctuality & SpeedStaff

      Reviewed July 16, 2026

      Andrew ** is highly efficient and helped us achieve results quickly; he addressed our needs with great speed and effectiveness. We are very grateful to Andrew ** and his team.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate your business.

      Profile pic of the author.
      Staff

      Reviewed July 16, 2026

      Anthony was a pleasure to work with! He was knowledgeable, professional, and took the time to help me find the best funding option for my needs. He made the entire process smooth and stress-free, and I truly appreciated his guidance every step of the way. I highly recommend working with him!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the recommendation! We're so glad Anthony took the time to understand your needs and helped make the funding process feel easy from beginning to end. We'll be sure to share your kind words with him, and we're grateful you chose SBG Funding.

      Profile pic of the author.
      Staff

      Reviewed July 15, 2026

      Alexander ** did a great job helping me figure out which path to take in getting funding for my business. Very pleased with the results. John

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      John, thank you for your kind words! We're delighted Alexander could help you navigate your funding options and find the solution that worked best for your business. Wishing you continued success, and thank you for choosing SBG Funding!

      Staff

      Reviewed July 8, 2026

      Andrew ** with SBG came through for me. Found funding for me at a desperate time on terms I can work with. Will definitely use SBG again if needed. Andrew was great, friendly and helpful.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for trusting SBG Funding when you needed us most. We're so pleased Andrew was able to find a funding solution that worked for your situation while making the experience friendly and supportive. We look forward to being here for you and your business whenever you need us again.

      Staff

      Reviewed July 7, 2026

      Corey at and SBG Funding was so helpful and clear. He was kind and thorough. He made a peace during a challenging time as a business owner.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for sharing your experience. Knowing Corey was able to bring clarity and peace of mind during a challenging time means a great deal to us. We appreciate the opportunity to support your business.

      Punctuality & SpeedStaffLoan Process

      Reviewed July 2, 2026

      I'm very grateful for the fast service. I received my loan much sooner than expected and the entire process was quick, easy, and professional. I highly recommend this company

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate your business.

      Profile pic of the author.
      Staff

      Reviewed July 2, 2026

      Very knowledgeable staff with multiple funding options available. Overall a great experience!!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate your business.

      Profile pic of the author.
      Verified purchase
      Customer ServiceStaff

      Reviewed July 2, 2026

      Through the entire process of applying to approval then funding, I had the pleasure of dealing with one person, Angelica **. She was cheerful and very helpful with every phone call and all the questions that I hammered her with. If given a choice, ask to work with Angelica.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for taking the time to share your experience! We're so pleased Angelica was able to guide you from application through funding with patience, positivity, and clear communication. We appreciate your recommendation.

      Staff

      Reviewed June 30, 2026

      Angelica was a pleasure to work with. She was easy to communicate with, answered all of my questions, and made sure I understood my options every step of the way. Her expertise in business financing and dedication to helping clients stand out. If you’re looking to expand your business, I highly recommend reaching out to Angelica.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful review! We’re so glad Angelica made the process easy to understand and took the time to guide you through your options. We are happy she could help support your business growth!

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      SBG Funding Company Information

      Company Name:
      SBG Funding
      Address:
      240 W. 40th St., Ste. 8
      City:
      New York
      State/Province:
      NY
      Postal Code:
      10018
      Country:
      United States
      Website:
      sbgfunding.com