SBG Funding Reviews
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About SBG Funding
SBG Funding is a business financing firm with a quick online application process for various business loans. You can get a term loan or business line of credit as well as financing for equipment or to borrow against invoices. Businesses need to be in operation for at least six months and meet other borrowing criteria.
- Convenient online application
- Options to pay weekly or monthly
- Term loans up to $1 million
- High minimum revenue qualification
- Limited information online about credit requirements
- No inventory financing or asset-based loans
Featured Reviews
Our editor’s take
For small business funding, SBG Funding offers term business loans, lines of credit and other types of loans. It provides loans that are partly backed by the Small Business Administration (SBA) and loans specifically for equipment and invoicing capital.
If you meet the basic criteria to qualify for a loan or other type of business financing, you can apply quickly online with SBG Funding. The company states that most applicants receive funding within 12 hours or by the next business day.
How does SBG Funding work?
If you run a small business that’s been operational for at least six months, you may qualify for funding with SBG Funding. Determine what type of loan you require before applying online.
For larger needs of up to $10 million, you can apply for an SBA 7(a) loan with SBG Funding. Business lines of credit and bridge capital loans are shorter-term options that may serve you. For most SBG Funding products, you need at least a 600 FICO score to qualify.
» READ MORE: How to get a business loan
SBG Funding products
Whether you want a term loan or a line of credit, SBG Funding has plenty of business loan options.
Small business term loan: Get financing of up to $1 million with term lengths of six to 48 months. Your business must have been operational for at least six months, have at least $180,000 in annual revenue, and have a minimum FICO score of 550.
Business line of credit: An SBG Funding business line of credit provides revolving credit for 12 to 48 months. Credit lines go up to $1 million and you only pay for the amount you use. To qualify, you need to have been in business for six months, have $180,000 in annual revenue, and have a FICO score of at least 550.
Bridge capital: A form of business funding for shorter-term needs, a bridge capital loan provides up to $1 million in funding with terms from six to 24 months. Qualify with $350,000 or more in annual revenue, four latest bank statements, and a minimum FICO score of 600.
Equipment financing: With terms from one to seven years and rates beginning at 3.75%, SBG Funding can finance up to 100% of the value of business equipment.
Invoice financing: Borrow against unpaid invoices to get paid up to 90% on eligible receivables.
SBA 7(a) loan: You can take out SBG Funding loans that are partially backed by the Small Business Administration. There’s no down payment, a maximum loan amount of $10 million, and terms from two to 10 years. Interest rates begin at the prime rate plus 2.5%. You need two years in business, profitability and a minimum 650 FICO score.
» COMPARE: Best business loan companies
SBG Funding costs
SBG Funding’s website doesn’t disclose all rates and fees, but it does include some information. To double-check current rates, please contact the company directly. All costs listed below are accurate at the time of publishing.
- Business term loan: Costs are variable and some options have 0% closing costs, while others may have fees of 0% to 5%.
- Business line of credit: Costs depend on the approval terms and range from a 0% to 2% draw fee. There are no maintenance, annual or inactivity fees.
- Bridge capital funding: Rates start at 1.92% per month.
- Equipment financing: Rates start at 3.75%.
- Invoice financing: Rates start at 0.25% per week.
- SBA 7(a) funding: Rates start at prime plus 2.5% with no prepayment penalties.
SBG Funding FAQ
Does SBG Funding do a hard credit check?
SBG Funding conducts a soft credit pull for pre-approval; however, it does a hard credit check before disbursing funds.
Does SBG Funding require collateral for business loans?
SBG Funding does not require collateral unless you are applying for equipment financing or an SBA loan.
What credit score is needed for an SBG Funding business loan?
To qualify for a business loan with SBG Funding, your business must have a minimum 550 FICO score.
What are the odds of getting approved for SBG Funding?
The company states it has an 85% approval rate.
Is SBG Funding legit?
Businesses can use SBG Funding to secure necessary funding to achieve maintenance and growth. However, SBG Funding doesn’t offer asset-based loans or inventory financing, unlike some other business lenders.
Although SBG Funding offers rapid loan approval and funding, its available online information may be misleading. For example, the FAQ section states that you need above a 600 FICO score to get a line of credit, but in the main business line of credit section, the minimum listed is 550.
Your loan specifications will depend on your business and its financial performance. As with all loan products, it’s crucial to understand the term length, interest rate, fees and other penalties involved before borrowing money.
SBG Funding Reviews
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- 4,773,172 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
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Reviewed Aug. 11, 2025
Working with this business loan company was a truly positive experience. From the very start, they were efficient, knowledgeable, and, most importantly, treated me as more than just a number. They took the time to understand my current situation and worked with me to find the right solution, meeting me exactly where I was. I would especially like to commend Mr. Edmond **, the account executive who handled my case. He demonstrated exceptional dedication, working diligently across time zones to ensure that every detail of my business loan was finalized in a timely and accurate manner. His professionalism, responsiveness, and genuine care for my success made the process seamless and far less stressful than I anticipated. If you are looking for a business loan company that delivers both expertise and a personal touch, I highly recommend their services.
Thank you for the thoughtful review! We’re so glad to hear your experience was efficient, knowledgeable, and personal from start to finish. Edmond’s dedication, responsiveness, and genuine care truly reflect the service we strive to deliver. We appreciate your recommendation!
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Reviewed July 2, 2025
I am a small and very new business owner, well actually was sol proprietor and clicked a funding link even though I had no business doing it. Then Jack called as I'm sure my lead came across his desk. When I answered I shot straight with him told him I didn't even have an EIN yet and how today I was going to pay $599 to a company to set up my llc and EIN. Jack Immediately was like, "Don't do that! You can get it done free on the IRS website." He said, "Give me 1 min." Sure enough 30 second later I had a link texted to me that was an issue domain and EIN setup page. So today thanks to Jack I officially formed my company! Jack saved $599 and 30 days of waiting, to me that is absolutely huge and the best thing is he didn't do it for anything other than to help another guy out. Which I greatly appreciate and because of this and influx of cash I need I will solely be going to Jack!! You should too. He is a great guy!!
Thank you for sharing your story! We’re so glad Jack was able to offer honest guidance and real help right when you needed it most. Saving you time and money is exactly the kind of support we’re proud to provide. We're excited to be part of your journey from day one!
Reviewed April 28, 2025
I very rarely leave reviews, but when you receive service from an individual that surpasses all expectations, I am compelled to provide feedback. As a first time small business owner, I am still navigating getting financing for company's continue growth, and never hear of SBG Funding but I am lucky to have found them and even luckier to have met Mohammad **.
Within our first call, Mo demonstrated a professionalism, candor and honesty that immediately put me at ease. In a few words he demystified the process and even candidly addressed my latent skepticism given the number of text message offers I received lately. Mo provided a white glove service and partnered with me throughout the entire process. He was responsive, proactive and always positive. Without him I may have given up the process, but his grit and tenacity kept me going and enable me to get the financing needed for my business. Mo is truly a credit to SBG and a rare individual in a sea of firms that often times are difficult to navigate and trust. Thank you, Mo!
Thank you for the thoughtful review! We're truly honored that Mohammad made such a strong impression during your experience with business financing. His professionalism, honesty, and dedication to guiding you through every step are exactly what we strive for at SBG Funding. We're proud to support your business as it grows. Thank you for sharing your story!
Reviewed April 25, 2025
I had the absolute pleasure of working with Sam to secure a business line of credit through SBG, and I can’t say enough good things about the experience. From the very beginning, Sam was professional, knowledgeable, and truly took the time to understand the specific needs of my business. He made what could have been a complicated and overwhelming process feel straightforward and stress-free.
Sam was always available to answer my questions, provide updates, and explain each step in a way that was easy to understand. His guidance gave me a lot of confidence throughout the process, and his responsiveness was impressive — I never felt like I was left waiting or wondering what was happening. Thanks to Sam’s help, I was able to secure the funding my business needed to grow and pursue new opportunities. His expertise and commitment to client success are truly unmatched. If you are looking for someone who genuinely cares about helping you succeed and knows the ins and outs of business financing, I highly recommend working with Sam. He made a huge difference for me, and I’m incredibly grateful for his support!
Thank you for such an outstanding and heartfelt review! We're thrilled to hear that Sam provided a professional and efficient experience. We’re honored to have been part of your growth journey. Wishing you continued success!
Reviewed Feb. 27, 2025
Michael ** of SBG was so easy to work with and was extremely helpful from the start. He knew what we needed and understood our constraints. Being retail there are times of the year you just aren't as busy as others and you are under a crunch to come up with monies to continue to be operational with the right repay options which in my case needed to be monthly versus weekly as there are days in the retail environment sales are not there. Michael's keen insight into my business made him the right person for my needs. SBG clearly cares about the business and the businesses need. SBG is the right choice for any business small or large that is seeking a loan.
Thank you for sharing your experience! We're thrilled to hear that Michael provided the insight and support you needed for your business. We're glad we could tailor a repayment option that works for you. Wishing you continued success, and we’re here whenever you need us!
Reviewed Nov. 7, 2025
I was having a hard time getting a loan from other banks being our Business was so new. Alex stepped up and got us the funding we were needing. Very easy process to get a loan and extremely fast. Would highly recommend.
Thank you for sharing your experience! We’re so glad Alex was able to help your new business secure the funding it needed quickly and easily. We appreciate your recommendation and look forward to supporting your continued growth!
Reviewed Nov. 4, 2025
Corey ** was concise, professional, and efficient. I appreciated his candor and approachability. Great to work with. Spent time discussing the actual percentage and cost of money. Overall, it was a good experience in an area that is often frustrating for small businesses.
Thank you for sharing your experience! We’re glad to hear Corey provided clear, professional guidance and took the time to explain everything in detail. We appreciate your feedback and are happy we could make the process smooth and transparent for your business.
Reviewed Nov. 1, 2025
Brendan was great to work with! Everything was so easy and so helpful! Brendan kept us updated on everything and step by step. The process was very quick. I would recommend this company and service for a quick capital fund.
Thank you for the great feedback! We’re happy to hear Brendan made the process easy and kept you informed every step of the way. We appreciate your recommendation and are glad we could help with your funding needs!
Reviewed Oct. 27, 2025
We needed financing to grow our business and Corey at SBG Funding is the only one who could make it happen. We started the process with Corey and shopped around with several other lenders. Aside from giving us what we needed for the best deal (by far), Corey is responsive, patiently answered all of our questions (and we had many), and personable. I'll definitely call him again should we need financing for future expansion.
Thank you for your wonderful review! We’re thrilled to hear Corey provided responsive, patient, and personable support while helping you secure the best financing option. We truly appreciate your trust and look forward to assisting with your future business growth!
Reviewed Oct. 23, 2025
Alex ** made everything so fast and easy for me. Really helped me out a lot from beginning till end. Very exceptionally knowledgeable. I would definitely recommend to my friends and clients. Thank you again very much.
Thank you for your review! We’re thrilled to hear Alex made the process fast, easy, and informative from start to finish. We appreciate your recommendation and are glad he was able to provide such great support!
SBG Funding Company Information
- Company Name:
- SBG Funding
- Address:
- 240 W. 40th St., Ste. 8
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10018
- Country:
- United States
- Website:
- sbgfunding.com
