SBG Funding Reviews

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About SBG Funding

SBG Funding is a business financing firm with a quick online application process for various business loans. You can get a term loan or business line of credit as well as financing for equipment or to borrow against invoices. Businesses need to be in operation for at least six months and meet other borrowing criteria.

Visit sbgfunding.com
Pros
  • Convenient online application
  • Options to pay weekly or monthly
  • Term loans up to $1 million
Cons
  • High minimum revenue qualification
  • Limited information online about credit requirements
  • No inventory financing or asset-based loans

Helpful Reviews

Attleboro, MA
Verified purchase
Funding is always so fast and easy. Definitely would recommend. Zach is always great to work with. I always appreciate how professional and pleasant he is to work with. SBG contin...

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Ashland, OR
Verified purchase
We worked with Cole and he did some serious magic with our funding, always stayed connected and informed us along the way. Our future funding will always go through Cole and SBG Funding.

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Our editor’s take

For small business funding, SBG Funding offers term business loans, lines of credit and other types of loans. It provides loans that are partly backed by the Small Business Administration (SBA) and loans specifically for equipment and invoicing capital.

If you meet the basic criteria to qualify for a loan or other type of business financing, you can apply quickly online with SBG Funding. The company states that most applicants receive funding within 12 hours or by the next business day.

How does SBG Funding work?

If you run a small business that’s been operational for at least six months, you may qualify for funding with SBG Funding. Determine what type of loan you require before applying online.

For larger needs of up to $10 million, you can apply for an SBA 7(a) loan with SBG Funding. Business lines of credit and bridge capital loans are shorter-term options that may serve you. For most SBG Funding products, you need at least a 600 FICO score to qualify.

SBG Funding products

Whether you want a term loan or a line of credit, SBG Funding has plenty of business loan options.

Small business term loan: Get financing of up to $1 million with term lengths of six to 48 months. Your business must have been operational for at least six months, have at least $180,000 in annual revenue, and have a minimum FICO score of 550.

Business line of credit: An SBG Funding business line of credit provides revolving credit for 12 to 48 months. Credit lines go up to $1 million and you only pay for the amount you use. To qualify, you need to have been in business for six months, have $180,000 in annual revenue, and have a FICO score of at least 550.

Bridge capital: A form of business funding for shorter-term needs, a bridge capital loan provides up to $1 million in funding with terms from six to 24 months. Qualify with $350,000 or more in annual revenue, four latest bank statements, and a minimum FICO score of 600.

Equipment financing: With terms from one to seven years and rates beginning at 3.75%, SBG Funding can finance up to 100% of the value of business equipment.

Invoice financing: Borrow against unpaid invoices to get paid up to 90% on eligible receivables.

SBA 7(a) loan: You can take out SBG Funding loans that are partially backed by the Small Business Administration. There’s no down payment, a maximum loan amount of $10 million, and terms from two to 10 years. Interest rates begin at the prime rate plus 2.5%. You need two years in business, profitability and a minimum 650 FICO score.

» COMPARE: Best business loan companies

SBG Funding costs

SBG Funding’s website doesn’t disclose all rates and fees, but it does include some information. To double-check current rates, please contact the company directly. All costs listed below are accurate at the time of publishing.

  • Business term loan: Costs are variable and some options have 0% closing costs, while others may have fees of 0% to 5%.
  • Business line of credit: Costs depend on the approval terms and range from a 0% to 2% draw fee. There are no maintenance, annual or inactivity fees.
  • Bridge capital funding: Rates start at 1.92% per month.
  • Equipment financing: Rates start at 3.75%.
  • Invoice financing: Rates start at 0.25% per week.
  • SBA 7(a) funding: Rates start at prime plus 2.5% with no prepayment penalties.

SBG Funding FAQ

Does SBG Funding do a hard credit check?

SBG Funding conducts a soft credit pull for pre-approval; however, it does a hard credit check before disbursing funds.

Does SBG Funding require collateral for business loans?

SBG Funding does not require collateral unless you are applying for equipment financing or an SBA loan.

What credit score is needed for an SBG Funding business loan?

To qualify for a business loan with SBG Funding, your business must have a minimum 550 FICO score.

What are the odds of getting approved for SBG Funding?

The company states it has an 85% approval rate.

Still have questions?

Is SBG Funding legit?

Businesses can use SBG Funding to secure necessary funding to achieve maintenance and growth. However, SBG Funding doesn’t offer asset-based loans or inventory financing, unlike some other business lenders.

Although SBG Funding offers rapid loan approval and funding, its available online information may be misleading. For example, the FAQ section states that you need above a 600 FICO score to get a line of credit, but in the main business line of credit section, the minimum listed is 550.

Your loan specifications will depend on your business and its financial performance. As with all loan products, it’s crucial to understand the term length, interest rate, fees and other penalties involved before borrowing money.

SBG Funding Reviews

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    Page 1 Reviews 0 - 25
    Profile pic of the author.
    Customer ServiceStaffTransparencyCommunication

    Reviewed June 30, 2026

    I had a great experience working with Adam ** at SBG Funding. Adam was professional, responsive, and made the entire funding process smooth from start to finish. He took the time to answer all of my questions, kept me updated throughout the process, and was transparent every step of the way. His customer service and attention to detail really stood out. I highly recommend Adam and the team at SBG Funding to anyone looking for a reliable and efficient funding partner. Thank you for making the process so easy!

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    SBG Funding
    Response from SBG Funding

    Thank you for the fantastic review! We’re thrilled to hear Adam provided professional, responsive, and transparent service throughout the process. We appreciate your recommendation and are grateful for the opportunity to support your business!

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      Customer ServiceTechPunctuality & SpeedStaffLoan ProcessTimeliness

      Reviewed June 19, 2026

      I was in a very difficult situation, my credit and financials for my business are bad shape. I needed to find short-term financing fast! Nick ** at SBG Funding helped me secure a loan and access funds the same day!! He worked diligently and clearly communicated every step of the way. When I thought we had exhausted every option possible, Nick came out with the one approval I needed to keep me from a situation that would have taken years to recover from. I cannot thank Nick and SBG enough for their hard work, communication, and commitment. It is not an exaggeration to say, Nick's help was life-altering. Thank you so much Nick **, I hope I am only one of many stories about people you help in the future.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the heartfelt feedback! We're honored to hear that Nick was able to help during such a critical time for your business. Providing clear communication, persistence, and access to funding solutions when business owners need them most is exactly what we strive for. We're grateful to have been part of such an important moment in your journey. Wishing your business continued success!

      Profile pic of the author.
      Sales & MarketingPunctuality & SpeedStaffLoan Process

      Reviewed May 23, 2026

      I just had my first business loan funded with this company and had a really seamless and positive experience! Andrew ** was the sales manager I worked with and he was knowledgeable, pleasant, and communicative throughout the whole process. He discussed options with me to find the best fit for my business and situation, and got the loan approved and funded fast. Thank you again, Andrew! You rock. :)

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the thoughtful feedback! We're glad Andrew provided knowledgeable, communicative support and helped you find the best fit for your business. We appreciate the opportunity to work with you and are thrilled your first experience was a seamless one!

      Profile pic of the author.
      Punctuality & SpeedStaffLoan Process

      Reviewed May 4, 2026

      I had an excellent experience working with Charles ** from SBG Funding. From start to finish, Charles was knowledgeable, responsive, and genuinely committed to helping me secure the right loan for my needs. He took the time to explain every step of the process, answered all my questions promptly, and made what could have been a stressful experience feel smooth and straightforward.

      What really stood out was his professionalism and dedication—he went above and beyond to ensure everything moved quickly and efficiently. Thanks to Charles, I was able to secure the funding I needed without unnecessary delays or confusion. I highly recommend Charles ** and SBG Funding to anyone looking for reliable and trustworthy financial assistance.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Charles clearly made a strong impact with his responsiveness, clarity, and dedication really come through. Great to hear the process felt smooth and efficient from start to finish. Thanks for the recommendation!

      Reviewed April 30, 2026

      I decided to take on the journey of becoming an Entrepreneur, I wasn't aware of how many moving parts that came with, including finding funding for my business(es). Working with Marsha opened my eyes to some possibilities I didn't even know I met the criteria for. I look forward to coming back when it's time for bigger projects.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Appreciate you sharing. Starting a business comes with a lot, and it’s great to hear Marsha helped uncover options you didn’t even realize were available. Looking forward to working with you again as you grow!

      Staff

      Reviewed July 8, 2026

      Andrew ** with SBG came through for me. Found funding for me at a desperate time on terms I can work with. Will definitely use SBG again if needed. Andrew was great, friendly and helpful.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for trusting SBG Funding when you needed us most. We're so pleased Andrew was able to find a funding solution that worked for your situation while making the experience friendly and supportive. We look forward to being here for you and your business whenever you need us again.

      Staff

      Reviewed July 7, 2026

      Corey at and SBG Funding was so helpful and clear. He was kind and thorough. He made a peace during a challenging time as a business owner.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for sharing your experience. Knowing Corey was able to bring clarity and peace of mind during a challenging time means a great deal to us. We appreciate the opportunity to support your business.

      Punctuality & SpeedStaffLoan Process

      Reviewed July 2, 2026

      I'm very grateful for the fast service. I received my loan much sooner than expected and the entire process was quick, easy, and professional. I highly recommend this company

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate your business.

      Profile pic of the author.
      Staff

      Reviewed July 2, 2026

      Very knowledgeable staff with multiple funding options available. Overall a great experience!!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate your business.

      Profile pic of the author.
      Verified purchase
      Customer ServiceStaff

      Reviewed July 2, 2026

      Through the entire process of applying to approval then funding, I had the pleasure of dealing with one person, Angelica **. She was cheerful and very helpful with every phone call and all the questions that I hammered her with. If given a choice, ask to work with Angelica.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for taking the time to share your experience! We're so pleased Angelica was able to guide you from application through funding with patience, positivity, and clear communication. We appreciate your recommendation.

      Staff

      Reviewed June 30, 2026

      Angelica was a pleasure to work with. She was easy to communicate with, answered all of my questions, and made sure I understood my options every step of the way. Her expertise in business financing and dedication to helping clients stand out. If you’re looking to expand your business, I highly recommend reaching out to Angelica.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful review! We’re so glad Angelica made the process easy to understand and took the time to guide you through your options. We are happy she could help support your business growth!

      StaffTransparencyTimeliness

      Reviewed June 28, 2026

      Angelica is very transparent about the process and knowledgeable in the business financing space. She explained the factors used to determine if l qualify. If you need to expand your business, SBG can get you the funds in the same day. Highly recommend reaching out to Angelica.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      We're grateful for your recommendation! It's great to hear Angelica's transparency and expertise gave you confidence throughout the process. Thank you for trusting SBG Funding!

      Profile pic of the author.
      StaffLoan ProcessRates

      Reviewed June 27, 2026

      They helped us go from a business loan with a high interest rate to a loan that was manageable and reasonable. We also appreciate their promptness and thoroughness.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate working with you.

      Staff

      Reviewed June 23, 2026

      Charles was awesome in helping us to get the fundings for our business. I highly recommend them. Very smooth transactions and he explained everything very clear.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for your review! We're delighted to hear that Charles provided such a smooth and positive experience while helping secure funding for your business. Clear communication and exceptional service are what we strive for, and we're glad Charles took the time to explain everything along the way. We wish you continued success with your business!

      Profile pic of the author.

      Reviewed June 23, 2026

      Anthony with SBG Funding did a phenomenal job getting our company approved and situated. I’d highly suggest working with him, as well will be dealing with him for all of our future endeavors. Super nice guy and super efficient and incredibly smart with what he does. 5/5 stars all the way!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for your fantastic review! We're thrilled to hear that Anthony provided such exceptional service and helped get your company approved. We're glad they made such a positive impact on your experience. We appreciate your trust and look forward to supporting your future business endeavors. Wishing you continued success!

      Profile pic of the author.
      Punctuality & Speed

      Reviewed June 22, 2026

      Great experience, easy to work with, quick funding.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you so much for the review! We appreciate your business.

      Punctuality & SpeedStaff

      Reviewed June 17, 2026

      Working for Corey was a pleasant experience throughout. I have a very rough schedule; Corey was patient and worked with me to get what I needed. I would recommend Corey to all my friends and colleagues. He is professional and knowledgeable and help me through the process.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for sharing your experience! We’re glad Corey was able to work around your busy schedule and provide the support you needed throughout the process. We appreciate your recommendation and are happy Corey’s professionalism and knowledge made such a positive impact!

      Profile pic of the author.
      StaffLoan Process

      Reviewed June 16, 2026

      It was my first time getting a loan with this company and was absolutely excellent, Mitchell was the best in the whole process and he helped me so much for to get the funding. I recommend him. 🙏🏻🙏🏻

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful review! We’re thrilled to hear your first experience with us was an excellent one. We’re glad Mitchell was able to guide you through the process and help secure the funding you needed. We appreciate your recommendation!

      Profile pic of the author.
      StaffLoan Process

      Reviewed June 16, 2026

      Corey was an awesome help in working with me to get a business loan. Other than being pleasant to chat with, he was on top of communicating all the important things with me, and wasted no time when we could proceed to the next step. :)

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the great feedback! We're glad Corey made the process smooth and kept you informed every step of the way. We are happy to hear his communication and responsiveness helped create such a positive experience.

      Profile pic of the author.
      Customer Service

      Reviewed June 10, 2026

      Corey and SBG funding were great. Was a straightforward, streamlined experience, with great service. He answered all questions direct, no ambiguous responses. Would recommend and use again should there be a need in the future for other capital needs.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the wonderful feedback! We're glad Corey and the SBG Funding team provided a straightforward and clear communication throughout the process. We look forward to assisting with any future capital needs!

      Customer ServiceStaff

      Reviewed June 9, 2026

      Excellent service, easy to work with, superior communication skills, highly recommend.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Hi Joe, Thank you so much for the review! We appreciate your business.

      Staff

      Reviewed June 1, 2026

      Owen was extremely helpful in securing funding for my company. He explained the process clearly, answered all of my questions, and made the experience smooth and straightforward. I would highly recommend his services to others.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the great feedback! We're glad Owen made the process smooth and straightforward while providing clear guidance every step of the way. We appreciate your recommendation and the opportunity to support your business!

      Profile pic of the author.
      Customer ServicePunctuality & Speed

      Reviewed June 1, 2026

      I had a great experience working with Mitchell over at SBG. The communication was great which made the process and fast funding that much easier. I will be using SBG again for any of my funding needs. Thank you Mitchell.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the great feedback! We're glad Mitchell's communication and support made the process smooth and helped you secure funding quickly. We appreciate your trust and look forward to assisting with your future funding needs!

      Customer Service

      Reviewed May 30, 2026

      Owen understood my needs and worked diligently to make sure we accomplished that. His customer service is exemplary.

      Thanks for your vote!
      StaffTransparency

      Reviewed May 22, 2026

      I worked with Corey ** and was very appreciative of his help. He was transparent and efficient, both of which can be hard to come by in this industry. If I need additional assistance with funding, I'll get back in touch with Corey.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the thoughtful feedback! We're glad Corey provided transparent and efficient support throughout the process. We look forward to working with you again in the future!

      Profile pic of the author.
      Sales & MarketingPunctuality & Speed

      Reviewed May 14, 2026

      Alex ** was awesome! He was able to secure our Business Line of Credit very quickly. He also made the process simple and easy.

      Mark **
      Co-Owner, AmeriVentures, Inc.

      *Author of “Thrown IN” & “Sales Success” w/Zig Ziglar

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for the great review! We’re happy to hear Alex provided such a smooth and efficient experience while securing your business line of credit. We appreciate your feedback!

      Profile pic of the author.

      Reviewed May 14, 2026

      Easy money. Very streamlined process and they were very flexible.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thank you for your feedback! We’re glad to hear the process was smooth, streamlined, and flexible for your business needs. We appreciate the opportunity to work with you!

      Staff

      Reviewed May 4, 2026

      Marsha is a standout professional who manages to be both incredibly kind and impressively straightforward. She has a 'no-fuss' approach to collaboration that makes her very easy to work with, you always know exactly where you stand. I would recommend her to everyone.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Marsha’s clear, no-fuss approach really stands out. Being both straightforward and easy to work with makes a big difference. Thanks for the recommendation!

      Profile pic of the author.
      Staff

      Reviewed April 30, 2026

      We had a 5 stars experience with Charles. His knowledge helped us acquire funding for our big boom in business!

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Thanks for sharing! Great to hear Charles’s expertise helped support your growth during such an important time!

      Staff

      Reviewed April 28, 2026

      SBG rep, Renata was a pleasure to work with, she was very knowledgeable and explained all my options with detail, I would definitely work with her again.

      Thanks for your vote!
      SBG Funding
      Response from SBG Funding

      Glad to hear Renata made the process clear and helpful. We appreciate you sharing your experience and look forward to working with you again!

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      SBG Funding Company Information

      Company Name:
      SBG Funding
      Address:
      240 W. 40th St., Ste. 8
      City:
      New York
      State/Province:
      NY
      Postal Code:
      10018
      Country:
      United States
      Website:
      sbgfunding.com