SBG Funding Reviews
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About SBG Funding
SBG Funding is a business financing firm with a quick online application process for various business loans. You can get a term loan or business line of credit as well as financing for equipment or to borrow against invoices. Businesses need to be in operation for at least six months and meet other borrowing criteria.
- Convenient online application
- Options to pay weekly or monthly
- Term loans up to $1 million
- High minimum revenue qualification
- Limited information online about credit requirements
- No inventory financing or asset-based loans
Helpful Reviews
Our editor’s take
For small business funding, SBG Funding offers term business loans, lines of credit and other types of loans. It provides loans that are partly backed by the Small Business Administration (SBA) and loans specifically for equipment and invoicing capital.
If you meet the basic criteria to qualify for a loan or other type of business financing, you can apply quickly online with SBG Funding. The company states that most applicants receive funding within 12 hours or by the next business day.
How does SBG Funding work?
If you run a small business that’s been operational for at least six months, you may qualify for funding with SBG Funding. Determine what type of loan you require before applying online.
For larger needs of up to $10 million, you can apply for an SBA 7(a) loan with SBG Funding. Business lines of credit and bridge capital loans are shorter-term options that may serve you. For most SBG Funding products, you need at least a 600 FICO score to qualify.
» READ MORE: How to get a business loan
SBG Funding products
Whether you want a term loan or a line of credit, SBG Funding has plenty of business loan options.
Small business term loan: Get financing of up to $1 million with term lengths of six to 48 months. Your business must have been operational for at least six months, have at least $180,000 in annual revenue, and have a minimum FICO score of 550.
Business line of credit: An SBG Funding business line of credit provides revolving credit for 12 to 48 months. Credit lines go up to $1 million and you only pay for the amount you use. To qualify, you need to have been in business for six months, have $180,000 in annual revenue, and have a FICO score of at least 550.
Bridge capital: A form of business funding for shorter-term needs, a bridge capital loan provides up to $1 million in funding with terms from six to 24 months. Qualify with $350,000 or more in annual revenue, four latest bank statements, and a minimum FICO score of 600.
Equipment financing: With terms from one to seven years and rates beginning at 3.75%, SBG Funding can finance up to 100% of the value of business equipment.
Invoice financing: Borrow against unpaid invoices to get paid up to 90% on eligible receivables.
SBA 7(a) loan: You can take out SBG Funding loans that are partially backed by the Small Business Administration. There’s no down payment, a maximum loan amount of $10 million, and terms from two to 10 years. Interest rates begin at the prime rate plus 2.5%. You need two years in business, profitability and a minimum 650 FICO score.
» COMPARE: Best business loan companies
SBG Funding costs
SBG Funding’s website doesn’t disclose all rates and fees, but it does include some information. To double-check current rates, please contact the company directly. All costs listed below are accurate at the time of publishing.
- Business term loan: Costs are variable and some options have 0% closing costs, while others may have fees of 0% to 5%.
- Business line of credit: Costs depend on the approval terms and range from a 0% to 2% draw fee. There are no maintenance, annual or inactivity fees.
- Bridge capital funding: Rates start at 1.92% per month.
- Equipment financing: Rates start at 3.75%.
- Invoice financing: Rates start at 0.25% per week.
- SBA 7(a) funding: Rates start at prime plus 2.5% with no prepayment penalties.
SBG Funding FAQ
Does SBG Funding do a hard credit check?
SBG Funding conducts a soft credit pull for pre-approval; however, it does a hard credit check before disbursing funds.
Does SBG Funding require collateral for business loans?
SBG Funding does not require collateral unless you are applying for equipment financing or an SBA loan.
What credit score is needed for an SBG Funding business loan?
To qualify for a business loan with SBG Funding, your business must have a minimum 550 FICO score.
What are the odds of getting approved for SBG Funding?
The company states it has an 85% approval rate.
Still have questions?
Is SBG Funding legit?
Businesses can use SBG Funding to secure necessary funding to achieve maintenance and growth. However, SBG Funding doesn’t offer asset-based loans or inventory financing, unlike some other business lenders.
Although SBG Funding offers rapid loan approval and funding, its available online information may be misleading. For example, the FAQ section states that you need above a 600 FICO score to get a line of credit, but in the main business line of credit section, the minimum listed is 550.
Your loan specifications will depend on your business and its financial performance. As with all loan products, it’s crucial to understand the term length, interest rate, fees and other penalties involved before borrowing money.
SBG Funding Reviews
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Reviewed May 23, 2026
I just had my first business loan funded with this company and had a really seamless and positive experience! Andrew ** was the sales manager I worked with and he was knowledgeable, pleasant, and communicative throughout the whole process. He discussed options with me to find the best fit for my business and situation, and got the loan approved and funded fast. Thank you again, Andrew! You rock. :)
Thank you for the thoughtful feedback! We're glad Andrew provided knowledgeable, communicative support and helped you find the best fit for your business. We appreciate the opportunity to work with you and are thrilled your first experience was a seamless one!
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Reviewed May 4, 2026
I had an excellent experience working with Charles ** from SBG Funding. From start to finish, Charles was knowledgeable, responsive, and genuinely committed to helping me secure the right loan for my needs. He took the time to explain every step of the process, answered all my questions promptly, and made what could have been a stressful experience feel smooth and straightforward.
What really stood out was his professionalism and dedication—he went above and beyond to ensure everything moved quickly and efficiently. Thanks to Charles, I was able to secure the funding I needed without unnecessary delays or confusion. I highly recommend Charles ** and SBG Funding to anyone looking for reliable and trustworthy financial assistance.
Charles clearly made a strong impact with his responsiveness, clarity, and dedication really come through. Great to hear the process felt smooth and efficient from start to finish. Thanks for the recommendation!
Reviewed April 30, 2026
I decided to take on the journey of becoming an Entrepreneur, I wasn't aware of how many moving parts that came with, including finding funding for my business(es). Working with Marsha opened my eyes to some possibilities I didn't even know I met the criteria for. I look forward to coming back when it's time for bigger projects.
Appreciate you sharing. Starting a business comes with a lot, and it’s great to hear Marsha helped uncover options you didn’t even realize were available. Looking forward to working with you again as you grow!
Reviewed March 29, 2026
I’ve been wanting to get a loan to ramp up my business but I have been going about it wrong. I wasn’t getting payments in my business account all the time. Sometimes my clients send money to my personal account or pay cash, so my revenue is very low. Marsha told me what to do specifically so that I would qualify in 4 months. No one has ever took the time to explain that to me. She is a gem! When I’m ready I will be reaching out to her specifically to get funding.
Thank you for sharing your experience! We’re glad Marsha took the time to guide you and set you up for success.
Reviewed March 27, 2026
Having all of your worries put to ease isn't always an easy task when ot comes to looking for help with a business. Thankfully, Marsha ** from SBG Funding did just that, they were very personable and made sure all my questions were answered. I look forward to working with her and SGB again in the future!
Thank you for your feedback! We’re glad Marsha was able to put you at ease and provide clear, personable support throughout the process. We look forward to working with you again!
Reviewed June 10, 2026
Corey and SBG funding were great. Was a straightforward, streamlined experience, with great service. He answered all questions direct, no ambiguous responses. Would recommend and use again should there be a need in the future for other capital needs.
Thank you for the wonderful feedback! We're glad Corey and the SBG Funding team provided a straightforward and clear communication throughout the process. We look forward to assisting with any future capital needs!
Reviewed June 9, 2026
Excellent service, easy to work with, superior communication skills, highly recommend.
Hi Joe, Thank you so much for the review! We appreciate your business.
Reviewed June 1, 2026
Owen was extremely helpful in securing funding for my company. He explained the process clearly, answered all of my questions, and made the experience smooth and straightforward. I would highly recommend his services to others.
Thank you for the great feedback! We're glad Owen made the process smooth and straightforward while providing clear guidance every step of the way. We appreciate your recommendation and the opportunity to support your business!
Reviewed June 1, 2026
I had a great experience working with Mitchell over at SBG. The communication was great which made the process and fast funding that much easier. I will be using SBG again for any of my funding needs. Thank you Mitchell.
Thank you for the great feedback! We're glad Mitchell's communication and support made the process smooth and helped you secure funding quickly. We appreciate your trust and look forward to assisting with your future funding needs!
Reviewed May 30, 2026
Owen understood my needs and worked diligently to make sure we accomplished that. His customer service is exemplary.
Reviewed May 22, 2026
I worked with Corey ** and was very appreciative of his help. He was transparent and efficient, both of which can be hard to come by in this industry. If I need additional assistance with funding, I'll get back in touch with Corey.
Thank you for the thoughtful feedback! We're glad Corey provided transparent and efficient support throughout the process. We look forward to working with you again in the future!
Reviewed May 14, 2026
Alex ** was awesome! He was able to secure our Business Line of Credit very quickly. He also made the process simple and easy.
Co-Owner, AmeriVentures, Inc.
*Author of “Thrown IN” & “Sales Success” w/Zig Ziglar
Thank you for the great review! We’re happy to hear Alex provided such a smooth and efficient experience while securing your business line of credit. We appreciate your feedback!
Reviewed May 14, 2026
Easy money. Very streamlined process and they were very flexible.
Thank you for your feedback! We’re glad to hear the process was smooth, streamlined, and flexible for your business needs. We appreciate the opportunity to work with you!
Reviewed May 4, 2026
Marsha is a standout professional who manages to be both incredibly kind and impressively straightforward. She has a 'no-fuss' approach to collaboration that makes her very easy to work with, you always know exactly where you stand. I would recommend her to everyone.
Marsha’s clear, no-fuss approach really stands out. Being both straightforward and easy to work with makes a big difference. Thanks for the recommendation!
Reviewed April 30, 2026
We had a 5 stars experience with Charles. His knowledge helped us acquire funding for our big boom in business!
Thanks for sharing! Great to hear Charles’s expertise helped support your growth during such an important time!
Reviewed April 28, 2026
SBG rep, Renata was a pleasure to work with, she was very knowledgeable and explained all my options with detail, I would definitely work with her again.
Glad to hear Renata made the process clear and helpful. We appreciate you sharing your experience and look forward to working with you again!
Reviewed April 22, 2026
I needed some quick funding and Anthony was just the guy I was looking for! He found some great options and got me funded in a Quick and efficient manner. I would definitely recommend him for any other person looking for some financial assistance!
Glad Anthony was able to move quickly and find the right options for you. We’re happy we could help!
Reviewed April 21, 2026
Anthony was great. He got us approved and funded in 24 hours. Highly recommended.
Thank you for the great feedback! We're glad Anthony was able to get you approved and funded so quickly. We appreciate your recommendation!
Reviewed April 14, 2026
Great communication throughout the process. Recommend to anyone. SBG Funding. Ricky ** Account Executive.
Thank you for your feedback! We're glad to hear you had great communication throughout the process. We appreciate your recommendation!
Reviewed April 9, 2026
Zach is my man!!! He is Very kind & helpful. Quick & Easy. Really appreciate you. Thank you very much again.
Thank you for the great feedback! We’re glad Zach made the process quick, easy, and enjoyable. We appreciate your support!
SBG Funding Company Information
- Company Name:
- SBG Funding
- Address:
- 240 W. 40th St., Ste. 8
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10018
- Country:
- United States
- Website:
- sbgfunding.com
