Credibly Reviews

The VERY first payment on our agreement was flagged as “potential fraud” by our bank and getting ahold of them to update the information took about a day. Once we cleared it up we were good to go but a month later I found out they had placed UCC Liens on ALL of our businesses. We were given the “criminal” treatment and it created financial chaos in our lives. Find a better company who has more common sense to address these minor issues.

Danielle ** has been excellent to work with during this process. She is a good asset and really helps small businesses owners like me. If you are in need of a first time loan she is the one to work with.

Danielle ** was fantastic to work with! She was quick to respond, provided clear options, and made securing financing for our business seamless. Her professionalism and support were outstanding. Highly recommend!

Danielle ** from Credibly provided me one of the best experiences I’ve ever had as a small business trying to access working capital. The process was quick, easy and she was very knowledgeable. Danielle was attentive to my needs and funded me quicker than ever. Answered all of my questions promptly, and made me feel confident every step of the way!! 5 STAR EXPERIENCE! Highly recommend! Thank you Danielle and the Credibly team!

I was very disappointed in Credibly customer service. I would describe their customer service as rude, untrained and uneducated. Considering I am at the end of the loan term, paid timely for 10 months and it was very profitable for them, I was surprised to see how unprofessional and rude they have been. Stay away..not worth the terrible customer service!

This is now our 4th or 5th time engaging Credibly for our funding requirements. Simply put, they have repeatedly offered us the highest loan amounts with the very best payback rates and terms! Our main contact, Scott, has always gone out of his way to ensure that he finds the best option for our companies. This has been a genuine lifesaver and allowed us to effectively scale/expand our services for the communities we serve! Scott is unequivocally a tremendous asset for Credibly and we always look forward to working with him when the need arises because we ultimately have full confidence that he will deliver!

The process with Credibly is very fast and Paul ** made renewing my loan a smooth and seamless process! He was very responsive and quick to respond. However I wish the cost of funding was lower. I hope with continued business it will!

Had an amazing experience, Mick ** was honest, gave great advice and most importantly was kind. Long term business relationship being built and we kept in touch through Linkedin! 5 stars across the board.

Deven ** was great to work with. He explored every angle to find an option for us that would help us in a crucial time. He stayed in contact throughout the process and eventually helped us secure funding. I would definitely work with Deven again.

I heard it was a nice process securing a business loan with this company and that was exactly what I experienced. Scott was also great to work with! He made sure everything happened quickly and efficiently without causing any headache on my end. Would do business with them again.

I had a great experience working with Khayluv ** from Credibly. The funding process was simple, smooth, and hassle-free. Khayluv and his team were professional, knowledgeable, and attentive throughout the entire process, making sure all my questions were answered and my needs were met. I highly recommend Khayluv and the Credibly team to anyone looking for efficient and reliable funding solutions.

Our business needed some assistance with cash flow so we called Credibly and spoke with Aaron **. Aaron was understanding, professional and extremely efficient. He guided us through the process quickly and was able to secure the funding we needed in a matter of a few days. Sifting through online options for small business loans can be an overwhelming task. I would highly recommend Credibly, and in particular, Aaron, as a trustworthy and reliable funding solution.

Easy to the information and Ryan kept his word. Funding in 24 hrs. Very communicative and informative. Need quick cash advance with a fix rate? Reach out to my guy Ryan and he will take care of you quick and fast.

Mick ** took the time to really understand my business and how it functions and worked round the clock and on holidays to help me bring funding to conclusion. He provided sound advice and stayed in constant contact with me throughout the process. I highly recommend him and Credibly.

Mick was great to work with. He was extremely knowledgeable and helpful from start to finish. I would highly recommend working with. The process from start to finish took less than 48hrs. We will be working with Mick in the future.

Aaron was very helpful! He followed up with all my question and concerns and even went above and beyond to ensure I was aware that he was tracking down answers and following up but just didn't get a response yet. That was very helpful and I appreciated that consideration for sure. I would recommend to anyone needing help.

This process was really smooth. Mick ** was super informative and very professional. Everyone from sales to underwriting communicated very well and kept me up to date the entire way through. Very satisfied.

This is the second time receiving funding from Credibly. Like the first time the process was stress free and very professional. With help from Paul ** the whole process took only a couple of days. This was from initial call looking for funding to the funds being deposited into our account.

Phillips and Chad Represent! They walked me through the process and help our company meet its next growth goals. We are going live on Good Morning America and the View over the next few months. Thanks guys.

Good customer service interaction. Very helpful and insightful. Wasn’t rude or disrespectful and although I wasn’t able to get funded through them, my rep was professional, insightful and provided me with valuable info moving forward.

Mick ** was fantastic. He handle our request with care and thoughtfulness of the business and how he could help. I wasn’t forced into anything or sold on numbers. I was giving the service a business owner is needed.

Mick **, went on and beyond with get my approve loan after 2 month of backing up rejecting it, he was still able to get me the loan after 2 month waiting, he got me approve fast and really response and helpful throughout the process, thanks.

Danielle ** with Credibly was simply amazing and made the whole experience seamless. From start to finish was a matter of days and we received our funds the same day we were approved. I would recommend Credibly to anyone looking for funding. Great Company!

Brien is extremely unprofessional and not polite! It seems like only 3 people work there and almost every time you call you’ll get the same person! Apparently Unprofessional and illegitimate company! I have a balance I am trying to pay and they’re pushing me off the edge to send it to outside collection company.

Got a loan on June 7th 2022- the loan was for 14 months. Payable weekly! Before you agree to a loan find out how many weeks they consider in a month. Credibly sees 5 weeks per month which means you are paying more than 14 months! In 2020, 2021, 2022 and 2023 only 4 months out of the year have 5 weeks. Sounds unfair to me. In 2024 there will be 5 months that have 5 weeks in it! So be prepared! Good Luck. I’m almost done & will not repeat that mistake. They also charge you $775 origination fee to take your money oh and $50 each month they withdraw from you to boot. A girl trying to Peter & Paul.

I received a Small Business Loan through another company from them at 60 percent interest. I was having to pay $110 everyday to them. I made it through 6 months with no concerns but my business plummeted from Covid. In January, when I went to contact them about my account to ask to have my payment decreased, I discovered they had breached contract by collecting payment on a Saturday in January and a holiday as well. The following Monday they collected a payment on President's day. Of course, both payments were in presentments Saturday and Monday. Tuesday morning they posted because the bank was closed Saturday and Monday. I immediately put a stop payment on their collections.

I applied online and was declined. Someone by the name of Cecil called me and promised that he would help me obtain a loan from Credibly that he worked for the company. Even though, I told this man that I had an already approved loan but wasn't too impressed with its payback offer, he told me to cancel the loan and promised that he must get me approved with his company. I went ahead and did as he asked. He asked me for more documents and I went ahead to forward him more documents. At the end, it so happened that he couldn't fulfill his promises and started sending all my calls to his voice-mail. Afterwards, I received an email asking me to fill out an application for a loan pre-qualification from this same man. I was in shock, didn't know this level of unprofessionalism existed. Please don't waste your time with this company. A complete waste of time. Move on to other companies.

I read the bad reviews but I still submitted a loan to Credibly….. Rob ** was completely unprofessional and handling my application. He did not communicate anything. I had to text him and ask him what was going on and when I did he told me that they had denied my loan because there was only one deposit per month, but that isn’t true. There’s actually a minimum of two deposits and I asked him why they didn’t consider that and he did. Again stated that there is only one deposit for the same amount. Apparently he cannot read a bank statement and he should not be working in a lending institution.

They will tell you they can fund your business, after knowing the details of your company, financial picture, and credit. Then, they will decline you for the same things you already told them and they said were well within the underwriting parameters for an approval. Waste of time, and effort.

#Credibly cancelled all the loans that were being processed thru #LibertyBank then thru #Celticbank and I only found out by a #Celticbank insider per email from **. Nothing connects all 3 Companies, I saw thru my spam that #Liberty and #celticbank were connected. This email went on May 21, 2020. The Applicants got Nothing, Nada, Zip. #ClassAction #LibertyBank #CompletelyScrewed #CARESAct #AttorneyGeneralOfOhio #AttorneyGeneralofNewYork #Uncredibly #NoCredibly #LawSuit #ThisIsWhyPublicHatesBanks

Almost no customer service. I waited for 3 weeks for an update on the application for PPP. They outsourced it to a different service, which outsourced it to a different service, which denied my loan information. It turns out my monthly payroll was too low to be considered by this service, so it was a complete waste of time. 0/10. Do not recommend.

Moe Ghani CEO, whatever, is dishonest. He makes promises he can't keep. I had 3 days to cancel a loan and I was on my way to the bank to cancel. He told me he would look like a real ** (you fill in the symbols) if I did and give it a few months and he would make things right. He never did. He said he could get me a better loan, not interested. Now during this crisis they've drained my account and keep trying to get more and are sending me threatening emails. Avoid this company, they are not good, BEWARE!!

I was contacted several times by Dante ** from this company regarding a business loan. He was so rude and offensive that I asked to speak to his supervisor & his sarcastic answer was, "good and while you are at it you can tell him I said hi". He put me on hold and then hung up on me. I called him back and he just would pick up and hang up, but is continuing to text me about a loan deal! None of the phone numbers to Credibly's business work, they all just ring with no answer. I tried contacting Ryan Rosett or Edan King who are the Co-CEO's of the company but they are unreachable. The company name should be Scamily not Credibly!

This company, Credibly, offered me a 60% APR loan over 6 months for my company! Are these guys for real? This is extortion. Terrible experience also with Nathan the "senior loan officer". Very arrogant on the phone and really not caring at all about the business. Stay away!

Credibly is a terrible company. They are vague, their process is questionable, and they don't care about their clients at all. They don't explain the process: how much you will be paying, how often, at what rate - until you are at the end of the process. This is not a credible company. They use vague terms, like 19:1, and when you ask about what it means, they are condescending and vague. In addition, they don't tell you that you will pay DAILY until the end of the signing process.

Good service. The people there are very helpful and friendly. I would recommend the service to anyone looking to get a loan in the future. They listen to you and cater to your needs. Great people. The app was really easy to fill out. It was basic questions without all the extras you don't need. Short and simple which is always nice. The rates were not bad at all. They are very reasonable and affordable. I would recommend it to anyone and to everyone's looking to apply. Online is really great. You can find everything you're looking for on there by yourself without having to call someone and it's open 24/7 which is great.

The loaners helped all through the application, all the way until the contract was signed. They help me understand the key factors of the loan I was getting. The application was very well detailed, the application wasn't hard to finish. It was successful on getting me applied and strike a deal, with the details outlined in my application, and get what I wanted. The rates and terms were ideal for my type of business loan and it was good terms that allows me to pay when I want. The terms and conditions were made clear and explained so that I wouldn't be surprised or get something unexpected. The online tools that were given to me show me the interest rates that my loan comes with, and makes it easier to follow with my payments. The tools are very efficient and reliable.

Their representatives are always polite and friendly. I first went online to apply for an application. It only took about an hour. The questions tend to be pretty simple although I did have to look up some of my financial history beforehand. The rates were a little below average which Is why I choose to do business with them. The terms were pretty standard and very agreeable. The online tools were normal. They were a bit confusing at first but after a while I got the hang of it. Then I found the tools very helpful in determining my investment needs.

I have applied but I've been rejected. The customer support were very helpful and try to get me in. I am happy with the customer support. It's kind of difficult to figure out how the app works and it took me some time and several calls to the customer support to get the hang of. The terms are very, very strict and can't apply for everyone. I had to do a lot in order to be accepted and I have to fill a lot of forms. The online tools is quite helpful but sort of difficult to deal with. They need to make it applies more for everyone that uses the online tools.

They were very helpful and fast. They are very professional. I applied for a loan and received an answer in less than a week. They answered every and all questions I had. I put in an application online. It took about an hour to completely fill out. When I had questions I had a chat that helped me. I scanned all of my information to my computer and attached it to my application. Their terms and very straight forward and how long you have to pay back is a usual amount. Their rates are a little higher than others but, they accept more applications than most. Their online tools are very useful. There is a calculator that will calculate your payments with their rates and it is great. They have a live chat so if you need help they are there.