Lincoln Aviator extended warranty overview
When you purchase a brand-new Lincoln Aviator, you’ll have the choice of four different Lincoln Protect Extended Service Plans that can help reduce the financial impact of certain repairs as your vehicle ages.
Coverage terms and mileage limits
These plans are meant to kick in after the factory warranty period ends. Lincoln’s factory warranty on new cars offers bumper-to-bumper protection for the first 4 years or 50,000 miles and powertrain coverage for up to 6 years or 70,000 miles. These plans are comprehensive and meant to cover repairs due to manufacturer defects or failures.
Once that period ends, you can purchase extended warranty coverage. Lincoln even lets you finance the warranty for up to 30 months.
Note, however, that you’ll have a separate warranty payment if you wait to purchase the extended warranty. Buying at the time of sale and financing the warranty lets you make one monthly payment for both your vehicle and your warranty.
What it covers and excludes
Your Lincoln extended warranty covers defects in materials and workmanship, not normal wear and tear on covered components. Exclusions include routine maintenance items like oil changes and tire rotation, cosmetic damage, preexisting conditions and after-market modifications.
Deductibles and claim basics
Lincoln offers a range of deductible options, from $0 to $200 per visit. Lower deductibles mean you’ll pay more for your extended warranty, while accepting a higher amount to be paid upon service completion can save you money on premium costs.
For covered repairs, you’ll simply file a claim through your local authorized Lincoln dealership. Once your warranty coverage has been verified, your repair will be completed with certified Lincoln parts and work performed by factory-trained technicians.
Lincoln Protect plans for Lincoln Aviator
Lincoln offers four manufacturer warranties that we’ve broken down by what they cover, their key exclusions and more.
Lincoln PremiumCARE
Lincoln PremiumCARE is the most comprehensive extended warranty option, covering more than 1,000 components.
What it covers (not an exhaustive list):
- Engine
- Transmission
- Electrical
- Fuel system
- Front and rear-wheel drive
- Steering
- Brakes
- Suspension
- Heating and A/C
- Emissions
- High tech
- Audio
Key exclusions: See plan details for exclusions
Term limits: 8 years / 150,000 miles
Deductible options: $0, $50, $100, $200
Lincoln ExtraCARE
For mid-tier coverage that’s still quite generous, the brand’s ExtraCARE option covers 113 components affecting drivability and performance, such as brakes, steering, electrical and suspension.
What it covers (not an exhaustive list):
- Engine
- Transmission
- Front and rear-wheel drive
- Front suspension
- Heating and A/C
- Steering
- Brakes
- Electrical
- High tech
Key exclusions:
- Rear suspension
- Audio
- Emissions
- Safety
Term limits: 10 years / 175,000 miles
Deductible options: $0, $50, $100, $200
Lincoln BaseCARE
Lincoln’s BaseCARE functions like an elevated powertrain warranty, covering 84 essential components for basic protection.
What it covers (not an exhaustive list):
- Engine
- Transmission
- Front and rear-wheel drive
- Front suspension
- Heating and A/C
- Steering
- Brakes
- Electrical
Key exclusions:
- High tech
- Rear suspension
- Emissions
- Audio
- Safety
Term limits: 10 years / 175,000 miles
Deductible options: $0, $50, $100, $200
Lincoln Powertrain CARE
PowertrainCARE is Lincoln’s most affordable option, covering 29 critical engine and transmission components.
What it covers (not an exhaustive list):
- Engine
- Transmission
- Front and rear-wheel drive
Key exclusions: See plan details for exclusions
Term limits: 10 years / 175,000 miles
Deductible options: $0, $50, $100, $200
Lincoln Aviator extended warranty cost
On average, you should expect to pay between $2,600 and about $3,400 for a mid-tier extended warranty on your Aviator. A limited third-party extended auto warranty may cost a bit less, while a brand-specific premium-level warranty on a luxury SUV from Lincoln can cost as much as $4,000 to $8,000.
Cost factors
When it comes time to decide whether to cover your Lincoln with an extended warranty, consider that the following factors can impact warranty pricing:
- Coverage level: Lincoln’s premium extended warranty brings ultimate peace of mind, but it costs nearly twice as much as its mid-tier warranties.
- Current vehicle mileage: As the mileage ticks higher on your Lincoln, it’ll become more expensive to cover it with an extended warranty.
- Vehicle age at purchase: Similarly, once your Lincoln is older than 10 years, it won't be eligible for extended warranty coverage. Each year your vehicle ages before then, the warranty will cost more.
- Coverage term length: Longer coverage equates to a higher price but more peace of mind in the event of a major repair.
- Deductible amount: A lower deductible (the price you pay out of pocket for each covered repair) means you’ll pay more for the warranty itself, and vice versa.
- Trim level and technology packages: The Aviator offers an elevated driving experience, but that comes at a price. You’ll pay more for an extended warranty on the Aviator than you would for a more basic vehicle.
- Geographic location: Extended warranties often factor in the cost of living.
- Purchase timing relative to factory warranty: It’s cheaper to purchase an extended warranty while your car is still covered by the factory warranty.
Despite the slightly higher Lincoln extended warranty price tag, your Aviator qualifies for interest-free financing. You can take up to 30 months to pay for the extended warranty, and there are no eligibility requirements for these payment plans.
Lincoln Aviator warranty buying tips
Before you commit to an extended warranty for your Aviator, read the fine print so you know exactly what’s covered. Coverage plans vary widely, so familiarize yourself with your plan before you need a repair. Below, we’ve included a list of questions you may want to ask:
- What parts and systems on my Aviator are covered and which are excluded?
- What deductible options are available per visit for covered repairs?
- Is the warranty transferable if I sell the vehicle, and if so, is there a transfer fee?
- What happens if I decide to cancel my warranty? Will I get a refund?
- What mileage or usage restrictions, if any, apply while my vehicle is under warranty?
- How do I file a claim for a covered repair, and what is the approval process?
- Are regular maintenance records required?
- Are any extras, like rental car reimbursement and roadside assistance, included?
FAQ
What does Lincoln Protect PremiumCARE cover?
Lincoln’s top-tier extended warranty covers more than 1,000 parts and components and is considered very close to the factory warranty. Covered items include the engine, transmission, high-tech components, audio, steering, brakes and more. Check your plan paperwork for a full list of what’s covered and what’s excluded.
Are Lincoln extended warranties transferable?
Yes, your Lincoln extended warranty can be transferred to a new owner as long as it’s fully paid if you’ve opted to pay in monthly installments. A transfer fee will apply.
Can I cancel my Lincoln extended warranty?
Yes, Lincoln offers a pretty generous cancellation policy for your extended warranty. Most offer a limited window for a full refund (typically 30 to 60 days), then offer a pro-rated refund after that period. If you’re still making payments on your warranty, the refund will go toward your loan balance rather than your monthly payment.
Is a Lincoln extended warranty worth it?
Whether an extended warranty is worth it for your Aviator is a personal decision that depends on your car’s condition, your financial situation and your risk tolerance. Because of their luxury details, Lincoln vehicles have higher repair costs than some brands, especially if you choose to use certified parts for your vehicle.
Lincoln’s website lists engine repairs at $4,000 to $6,000. High-tech issues could cost upwards of $1,000, and heating and A/C repairs could cost you between $1,000 and $2,000 without warranty coverage. With these and other high repair costs, even the premium coverage could be worth it if you end up facing a large repair for your Aviator.
When to skip extended coverage
There are a few situations where it might be wise to skip the extended warranty on your Aviator. This can potentially save you money in the long run, especially given the high cost of these extended warranties.
- Low usage: Perhaps your Aviator is a spare vehicle, or you don’t rely on it much to get around. In this case, you’re less likely to face major repairs as long as you keep the vehicle well maintained.
- Short ownership period: If you’re only planning to keep your Aviator for less than 5 years, an extended warranty may not make sense.
- You’re able to cover repairs: If you’ve got an emergency fund that would allow you to comfortably cover all but the most expensive Lincoln maintenance, you can likely save the money you’d spend on an extended warranty.
Article sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:
- Lincoln Motor Company, "Extended Service Plan." Accessed April 23, 2026.
- Lincoln Motor Company, "Lincoln Protect." Accessed April 23, 2026.
- Lincoln Motor Company, "How do I cancel my Lincoln Protect Extended Service Contract?" Accessed April 23, 2026.
- Lincoln Motor Company, "FAQ." Accessed April 23, 2026.
