Alfa Romeo Giulia extended warranty: cost, coverage and plans

Alfa Romeo Giulia extended warranty coverage

An extended auto warranty is an optional, paid extension of the factory warranty your Giulia comes with. For context, Alfa Romeo Giulias come with the following warranties from the factory:

• A four-year/50,000-mile bumper-to-bumper warranty
• A six-year/100,000-mile powertrain warranty

Factory warranties follow the vehicle, not the owner. So if you buy a 3-year-old car with 20,000 miles on it, you still have one year or 30,000 miles worth of factory bumper-to-bumper warranty remaining.

For an extended warranty on your Alfa Romeo Giulia, you have two options:

1. Buy the official Alfa Romeo extended warranty, called Mopar Vehicle Protection.
2. Buy a plan from a third-party extended warranty company, which allows you to take your car to any ASE-certified mechanic for repairs.

Regardless of whether you go with an extended warranty from a dealer or a third-party provider, you’ll typically get the most value by purchasing whichever plan offers comprehensive, exclusionary protection (often called bumper-to-bumper or Platinum). These plans cover 90% or more of the parts on your vehicle. Less comprehensive Gold, Silver and powertrain plans are less expensive, but the coverage they provide may leave you no option but to pay out of pocket for pricey repairs.

Note that auto warranties only pay for repairs and replacements of parts that are specifically covered and fail from normal wear and tear. They don't cover damage from accidents or aftermarket modifications. Repairs also aren’t typically covered under warranty if you don’t properly maintain the vehicle.

In general, here are the differences between what a bumper-to-bumper warranty and a powertrain warranty cover:

Note that some extended auto warranty plans fall somewhere between bumper-to-bumper and powertrain coverage.

» LEARN: What to know about manufacturers’ extended warranties

A ConsumerAffairs investigation found that only 41% of American drivers surveyed had enough cash to cover a $1,000 repair bill, and 13% of respondents had no way to handle a repair bill that large, even with credit.

How much does an Alfa Romeo Giulia extended warranty cost?

We were quoted $3,446.44 a year from olive for three years of bumper-to-bumper coverage for a 2021 Alfa Romeo Giulia registered in Austin, Texas, with 55,000 miles. This third-party quote assumed a $100 deductible.

The “official” Alfa Romeo extended warranty is called Mopar Vehicle Protection, and it may cost less than a third-party option. Be sure to get a quote from your local Alfa Romeo dealer to compare your options.

In general, quotes for extended auto warranties vary based on coverage, vehicle, deductible, location and other factors. A 2022 Giulia with zero miles typically has cheaper extended warranty options than a 2020 model with 50,000 miles, for example.

To be sure you're getting a good deal on an extended warranty, compare quotes from multiple providers.

For context, the average cost of an extended warranty is around $1,000 per year of coverage. The quotes we collected for our hypothetical 2021 Alfa Romeo Giulia were more expensive by comparison.

Note that the quotes above were for comprehensive coverage and therefore more expensive. If you just need a powertrain warranty, the annual price will be lower.

Keep in mind that some extended auto warranties start from the original owner's purchase date of the vehicle. So if the factory warranty lasts for four years and 50,000 miles, a six-year/100,000-mile plan may only provide two additional years or 50,000 additional miles of coverage.

» LEARN: How to choose an extended car warranty

Alfa Romeo Giulia extended warranty pros and cons

Is an Alfa Romeo Giulia extended warranty worth it?

Yes, an Alfa Romeo Giulia extended warranty is worth it. In general, an extended auto warranty is worth it if any of the following are true:

1. Your vehicle has a bad reputation for reliability.
2. The warranty costs less than you expect to spend on repairs.
3. A big repair bill could hurt you financially.
4. You don’t mind paying for peace of mind.

While J.D. Power and RepairPal don’t rate the Alfa Romeo Giulia’s dependability, common issues include electrical problems, engine misfires and anti-lock brake failure. A Giulia’s manufacturing year can have a big impact on how common these issues are, so we recommend you do your research as you decide whether an extended warranty is worth it.

However, in general, the expensive nature of Alfa Romeo Giulia maintenance suggests that an extended warranty is a good idea. The likelihood of needing repairs and the prices we found for Alfa Romeo Giulia extended warranties means you’re likely to come out ahead by purchasing a protection plan.

» LEARN: Pros and cons of extended auto warranties