Allianz Global Assistance Reviews

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About Allianz Global Assistance

Allianz Global Assistance is one of the largest travel insurance companies and offers proven trip protection for vacations across the world. Allianz travel insurance helps cover the cost of delays, medical expenses and even cancellations. Plus, coverage also includes free access to assistance services like interpreters.

Pros
  • Affordable price
  • Straightforward coverage
  • Multiple coverage levels
  • Worldwide assistance
Cons
  • Can only cancel for specific reasons
  • Coverage not always flexible

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I submitted a request to received a refund for plane tickets to San Diego California in July 20. I'm in the military and I was unable to travel. It was a smooth process. I would l...

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How does Allianz travel insurance work?

Allianz trip insurance policies come in three tiers: Basic, Prime and Premier. Basic includes trip cancellation and interruption benefits as well as some medical and baggage coverage. Prime offers somewhat expanded Basic benefits and free coverage of children under 17. Premier protection comes with all the Prime benefits as well as expanded post-departure benefits, including bag delay, change fees, concierge services and more. It also includes more reasons for cancellation.

Allianz can help you personalize coverage to mitigate risks that might occur based on the type of trip you’re taking. For example, you can choose to add rental car protection or medical insurance for an additional price. Customers who travel a lot can buy multi-trip or annual policies.

Using the Allianz app

With the free Allianz TravelSmart app, you get instant access to their coverage benefits anywhere in the world, which lets you file claims easily and stay a step ahead during travel. In an emergency, the app can help you locate a screened and approved medical facility immediately.

Allianz travel insurance cost

Allianz travel insurance plans start at just $23 per trip. The cost of travel insurance varies based on the travel destination, length of a vacation, what type of coverage is needed, the cost of the vacation, the age of the traveler and a few other factors.

For reference, we requested a quote for a five-day trip to Mexico and received a quote for $139 for Premier coverage, $84 for Prime and $62 for Basic. Because the company is so large, it can offer low prices while also guaranteeing payouts.

Keep in mind that cancellation insurance only covers unexpected events, not foreseeable ones. Talk to a company representative if you have any questions about what is covered by your policy.

Allianz Global Assistance FAQ

What is a covered reason for trip cancellation with Allianz?

Covered reasons include unexpected natural disasters, divorce, severe injury, death and other events.

Does Allianz travel insurance cover flight changes?

Yes, for covered reasons. Each policy will outline what reasons are covered.

Who owns Allianz?

Allianz Global Assistance is owned by Allianz SE in Munich, Germany.

How many countries does Allianz operate in?

Allianz travel insurance operates in more than 70 countries across the world.

How do I submit a claim to Allianz?

Travelers can either file a claim on the company’s website or with the Allianz TravelSmart app.

Is Allianz Global Assistance worth it?

Allianz Global Assistance is one of the largest travel insurance companies and offers the financial protection needed to travel confidently. The company provides a variety of options and tiers of coverage, so most travelers can find the right kind of travel insurance for their needs and budget. While some competitors do offer more flexibility and customization in their travel insurance, like adventure coverage or cancellations for any reason, Allianz’s low prices make the company a good choice for most travelers.

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Allianz Global Assistance Reviews

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    Page 1 Reviews 0 - 10
    Coverage

    Reviewed May 9, 2026

    Bought insurance for concert tickets. Mother in law went on hospice. Of course Allianz said it was covered. They requested paperwork. We sent it. They want more paperwork. Send that. Want more. See where I’m going??.. There won’t be any paperwork that’s enough. Don’t use this company. Bad business.

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    Customer ServiceCoverageStaffTransparencyCommunication

    Reviewed May 7, 2026

    I purchased travel insurance through Allianz Travel Insurance and unfortunately my experience with the claims process has been very disappointing. I filed a $300 claim over 7 weeks ago, and the online status still only says "In Review." I have called customer service four separate times and was promised a callback within 24 hours each time. I still have not received any response or update regarding my claim. The lack of communication and follow-through has been extremely frustrating. Based on my experience, customers should be aware that filing a claim may involve long delays and poor communication. The customer service has not been responsive, and the process has not been handled in a timely or professional manner.

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      Customer Service

      Reviewed May 6, 2026

      Horrible Technical Customer Service - they can't handle a basic RESET PASSWORD.

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      CoverageSales & MarketingRefunds & PayoutsStaffRates

      Reviewed May 6, 2026

      The most horrible services ever created. They will not honor any claim or refund and they will fight you tooth and nail to give you nothing. Everyone is better off saving 52 bucks for themselves instead of feeding it to this rat company and lining the pockets of whatever rat ceo works here. This is scam and I'm surprised they are still allowed to operate. Everyone DO NOT get insurance on your tickets. They will NOT HELP YOU.

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      CoverageTech

      Reviewed May 4, 2026

      Purchased insurance for international travel and had to cancel the trip more than 1 month in advance due to being a mental health provider and being unable to get coverage to go. The travel insurance was $400. I submitted all documentation provided by Air Canada and Allianz had denied the claim, so essentially lost $400 and now attempting to at least get a travel credit with Air Canada.

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      Coverage

      Reviewed April 27, 2026

      I got an Alliance insurance policy for a trip from Michigan to Florida. A situation beyond my control arose, requiring me to change the flight dates. I discussed this with the airlines, and they said I was okay to change your flights, as you and your wife had insurance, and would be covered for the difference based on what Alliance had on the Delta website. However, Delta wouldn't process the claim directly; I would have to do it separately, and I was assured I would get the difference back. I submitted my claim to Allianz, and they declined it because the flight took place in the US.

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      Customer ServiceCoverageStaff

      Reviewed April 25, 2026

      It’s been over 6 months. It’s been over 6 months since the accident and filing a claim. I had the misfortune of being a passenger in a very violent car crash while on tour in Tanzania. I suffered multiple fractures and almost lost my dominant hand. Ended up in a hospital in Nairobi, Kenya for almost a month where I underwent multiple surgeries. To this day, they REFUSE to cover any of my claims, not medical evacuation, not trip interruption, nothing. I have submitted time and time again the same paperwork they keep requesting just to get the response “we need more information”. Even if you send them EXACTLY what they requested, they pretend they did not receive it.

      I’ve never dealt with such a heartless organization. Then again, what should one expect from a company that has been complicit in an ongoing gen0cide. These are not people, they are monsters. And I would like to thank all the people at Allianz that have refused to help me thus far: Christy **, Scott, Troy **, Alfred, Karen G., Tamara R., Tiffany B., Lynette C., Valerie and the countless unnamed. May you all never know peace.

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      Coverage

      Reviewed April 23, 2026

      I’d leave a negative star if I could. Bought $800+ home opener tickets with insurance. Got in an accident 2 weeks before the game. Car was totaled and I live 9-10 hours away from the stadium. They denied my claim because it wasn’t 24 hours before the event. DO NOT USE THEM.

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      Reviewed April 11, 2026

      We have sent in pages (about 30) explaining our trip interference due to airport closure and inability to fly back to the states from Germany. They keep asking for more paperwork and proof, and we learned today they closed our claim. We’ve been sending paperwork and proof from our airline for 3 months.

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      Reviewed March 24, 2026

      Their workers are the most deplorable and vile creatures to work for this disgusting and shameful "company". I recommend not to give any money to this group unless you don't expect anything in return and want to give your money away. Good riddance and hope they go out of business as soon as possible.

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      Allianz Global Assistance Company Information

      Company Name:
      Allianz Global Assistance
      Year Founded:
      1985
      Address:
      P.O. Box 71533
      City:
      Richmond
      State/Province:
      VA
      Postal Code:
      23286-4684
      Country:
      United States
      Website:
      www.allianztravelinsurance.com