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Stash Reviews

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About Stash

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Stash is a personal finance app that can help you invest for your future. With Stash, there are subscription options for investors with different levels of experience, and you have the ability to invest in thousands of stocks and ETFs. Prices start at $1 per month, and you can get started investing with $5.

Pros
  • Invest in fractional shares
  • Plan options for a variety of investors
  • Investment advice available
  • Plans include life insurance
Cons
  • Unconventional pricing
  • Not designed for day trading

About Stash

Stash is a smartphone app that offers investing and banking. It's designed for long-term investing, not day trading. That means — beyond investing in fractional shares of stocks and ETFs — you can also use Stash to open an individual retirement account (IRA) or investment accounts for children. More than 5 million customers have signed up to use Stash’s platform since it started.

How does Stash work?

To join Stash, you’ll first answer a few questions about your financial goals and experience. This can help the app tailor its advice to your needs. From there, you can choose which of its three subscription plans work best for you: Stash Beginner, Stash Growth or Stash+.

Once you’ve chosen a plan, start putting money into your accounts either by direct deposit from your paycheck or by manually adding funds. You can then invest in your choice of thousands of stocks and ETFs or put money away for retirement.

You can also bank with Stash, giving you access to automatic saving and investing tools and the company’s Stock-Back Card, which earns you stock rewards as you shop with certain brands.

Stash plans

You can choose between three plans:

  • Stash Beginner is for investors who are just starting out. It offers advice for beginners, access to a Personal Portfolio and banking and $1,000 of life insurance from Avibra.
  • Stash Growth includes everything from the Stash Beginner plan, plus personalized advice geared toward growing your personal finances and access to a Smart Portfolio and a Retirement Portfolio (Roth or traditional IRA).
  • Stash+ is the company’s most comprehensive option. This plan includes everything in Stash Growth, plus two investment accounts for kids, a monthly market insights report, $10,000 of life insurance from Avibra and other benefits.

Stash fees

Stash’s plans come with a flat-fee subscription model. Prices vary by plan, but here’s how Stash’s rates break down at the time of publishing:

  • Stash Beginner costs $1 per month.
  • Stash Growth costs $3 per month.
  • Stash+ costs $9 per month.

In addition to the subscription fees, you will also pay additional fees for investing, including expenses reflected in the pricing of the ETFs in your investment account(s).

There will also be fees for various ancillary services charged by Stash and your account custodian. A full list of these fees can be found in the Ask Stash portion of its website.

Stash FAQ

What is the Stash monthly fee?

Stash’s monthly fees start at $1 per month for its beginner program and range up to $9 per month for its most advanced subscription. There may also be additional fees on top of your monthly rate, depending on your investment strategy.

Can I cancel my Stash account?

Yes, you can close your Stash account on its website. The process can take up to 10 business days, though.

What type of investment accounts does Stash offer?

Stash offers brokerage accounts, traditional and Roth IRAs and custodial investment accounts for children.

Still have questions?

Is Stash legit?

Stash is a legitimate way to invest. Unlike many other investment apps, Stash is more of a long-term investment tool, so it’s important that you understand what type of investing you want. You should also familiarize yourself with the company’s pricing structure since it’s relatively unconventional and hard to compare with other brokerage platforms. That being said, Stash can be a good option for investing and banking from your smartphone.

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Stash Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceSales & MarketingPriceOnline & AppCommunication

    Reviewed May 1, 2026

    This app and service are wildly overpriced for what they deliver. Whatever legitimate value may exist here is buried under a mountain of frustration, poor support, and a customer experience that feels almost intentionally hostile. If you enjoy digging through FAQs, chasing vague answers, and being left on your own when something goes wrong, then maybe this is for you. But if you expect actual customer service after spending your money, prepare to be disappointed.

    Straight and simple: avoid this company. Avoid the app. Avoid the service. Do not put your money into this thing unless you are comfortable watching it disappear into a black hole of poor communication, weak support, and buyer’s remorse. There may be worse customer experiences out there, but this one is doing its level best to compete.

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    Refunds & PayoutsStaff

    Reviewed April 15, 2026

    I tried to withdraw my roth ira. The company makes it so impossible to withdraw. I have a disability that it's hard for me to fill the paper work to get my money. I WILL NOT INVEST IN THIS Company EVER AGAIN. I DON'T NOT RECOMMEND investing in this company. They don't care about the customers.

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      Price

      Reviewed April 15, 2026

      This company is the worst! I have put money into it over two years with ZERO to show for it. I’ve cancelled over a year ago and the keep charging me random amount every few months. $6 $9 $2 $3. Terrible. Still disputing charges for over a year.

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      Price

      Reviewed Jan. 7, 2026

      Do NOT use this app, they can freeze your account and hold your money! I did the 7-day trial and decided to switch to another investing app. When setting up the new app, it asked if I had funds elsewhere and offered to transfer them, so I agreed, not knowing Stash charges a $100 transfer fee. The transfer failed, and Stash froze my account. Stash told me the new app had to cancel the request, but the new app said they don’t do that and the transfer was already failed on their end. Now Stash claims it’s “escalated internally,” and I still can’t access my own money. They’re literally holding my funds because they can’t figure out how to unfreeze my account. Do NOT use this app.

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      PriceHonesty & Transparency

      Reviewed Aug. 13, 2025

      They're unreliable and full of hidden fees. Costs money to withdraw even at a surcharge free ATM, there are transaction limits, and it otherwise attempts to be the one to control your money and how/when you access it.

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      Customer ServicePriceRefunds & Payouts

      Reviewed July 14, 2025

      I signed up for Stash about five years ago and thought I had canceled shortly after. Apparently, the cancellation didn’t go through, because I recently started receiving emails about account statements. When I logged in to finally close the account, I was unable to cancel it on my own. Then I began receiving emails that they were trying—and failing—to charge the old card on file.

      I called customer service and was told the only way to cancel my account was to relink my bank account. That made no sense, but I did it just to end the ordeal. Once I linked it, they immediately charged me $3. I didn’t notice the first charge, but saw a second $3 fee the next month. When I contacted them, they offered to downgrade me to a $1/month account. I don’t want any account. I just want it canceled and my $6 refunded. I followed up via email, but nothing has been resolved. This feels like a very sneaky, manipulative way to retain users and collect fees. I would not recommend Stash to anyone.

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      Customer ServiceSales & MarketingPunctuality & Speed

      Reviewed June 25, 2025

      Stash has been a complete disappointment and I am convinced they are a scam. I was a Stash banking and investing account holder for almost 10 years. It wasn’t until I tried to move funds out of Stash that I realized how incredibly bad they are. First, they have extremely low limits on moving funds OUT of the bank account. They make it hard for you to access your own money. When I then asked to close my bank account and obtain my funds, they did not have a way to move the money electronically. Rather they had to cut me a check. 🙄. So 3 weeks later I still had not received my funds. Only to find out they sent the check to the WRONG ADDRESS. They confirmed the check had not been cashed. So I asked them to void the check, reissue another check and overnight the new check to me.

      Since it had been three weeks I asked for the new check to be expedited. Literally losing money as I had planned to put the funds in a high yield savings account. They said that was impossible. I’m on the phone for two hours with customer service in Philippines who are unhelpful, not educated on the product or operations. I got so frustrated that I also decided to cancel my investment account. They take your money very easily and make it hard for you to access your own funds when you need them. They refuse to take accountability for their mistakes and have a poor customer service team. Find a better place to put your money.

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      Customer ServicePricePunctuality & SpeedRates

      Reviewed June 3, 2025

      If I could give a 0 rating I would. I closed my account and five years later, still haven’t been able to get them to stop charging me every month. I called, got an email that it was closed, and all they would do is offer my $3 monthly charge back when I never signed up for that in the first place. An absolute joke of a company.

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      Customer ServicePricePunctuality & SpeedStaff

      Reviewed May 5, 2025

      Very disappointed with STASH...I had to waste a few hours going back and forth via email to ask a simple question about why I was being charged a subscription fee..and then they froze my account for no reason...Then I had to wait on hold for almost a half an hour listening to horrible music until a representative finally picked up...I do not recommend this company anymore...the person who finally helped resolve the situation was very good, but customers should not have to go through this in order to get a competent person to help out.

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      Customer ServicePunctuality & Speed

      Reviewed Feb. 11, 2025

      They have been a good company for me. I was a Pioneer with them and I even had a banking account with them. However they suddenly closed my account with no reason. They stated I had violated one of their codes however they never stated what it was. I called them and they still did not have a reason for me. It's been over a month and a half and I am still waiting for them to liquidate my assets.

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      Stash Company Information

      Company Name:
      Stash
      Website:
      www.stash.com