
Intercontinental Capital Group Reviews
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About Intercontinental Capital Group
InterContinental Capital Group is a mortgage lender that offers traditional mortgages, mortgage refinancing and reverse mortgages. It provides personalized service through licensed mortgage experts in 46 states and Washington, D.C. The company is licensed as a Title II Mortgagee. It doesn’t provide clear rates on its website, however.
- Local licensed mortgage experts
- No additional collateral
- Electronic loan center
- Not available in all 50 states
- Officers might change
Intercontinental Capital Group Reviews
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Reviewed March 28, 2020
Avoid working with this company, I implore you. Downright lies, questionable practices, poor service, 5 months wasted and $1000 LOST, and we couldn’t even close the deal. FHA Streamline Refinance is one of the easiest types of loans to do. Five months into working with this company and it’s now clear to me that all they do is a bait and switch. Like many others, last October, I received a marketing mail piece promising an amazing rate and no cash to close. I got a quote from this company and to others to cover my bases. ICG said that they could offer a deal significantly lower than the other two, but for some reason they weren’t able to show me that deal on an official loan estimate, they claimed there was some issue with their software. That should have been my first red flag, but I decided to move forward with them anyway, eager to take advantage of this “awesome” deal.
Almost immediately the deal changed, they said the interest rate would actually be a little bit higher and I would need to pay $500 cash to close. Even so, this was still a better deal than the other two companies I got a quote from, including my existing mortgage servicer. Then began a multi month process of them saying they were working on it while I had to constantly ask for status updates. They always said it would just be a week or 2 but 2 weeks turned into 5 months. The deal changed 2 or 3 more times as the cash to close kept getting higher and higher. They hit my credit and my parents' credit (they were co-signers) at least twice each. We were all asked to e-sign paperwork at least 6 different times. The loan officer quit and I got reassigned during this period... Still had to constantly call them and ask what was going on.
In the 5 months waiting I’ve lost 10% of my refunded upfront PMI on my original loan which is over $600 and spent several hundred dollars on mortgage payment late fees... They told me multiple times to wait and not make my mortgage payment because we were going to try and close before end of month. All together I’ve lost just under $1000.
Then they tell me there’s nothing they can do and my cash to close will be over $2000. I say forget it, and then they say, "Oh wait. We made some changes and now we are ready to close and it will be $567 cash to close." I say great and they put together the closing documents and send a mobile notary for me to sign at closing. But the closing documents say that I need to pay over $2000 cash to close. This is 7 o’clock at night, but I call my loan officer and he says that’s incorrect but I should go ahead and SIGN THE DOCUMENTS ANYWAY. I am of course uncomfortable about this, but the officer sends me an email with written documentation that although I am signing the closing documents as is, the actual cash to close will only be $567 as discussed.
The next business day, I have to call them again to figure out what’s going on, and after waiting a while, they say oops they made a mistake and actually the cash to close will be over $2000. So I feel like I have been completely taken as a fool at this point, and I informed them that I want to cancel the loan. But then, magically, I get an email from a supervisor saying he wants to make this deal work. So I tell them if they can honor the deal that we discussed by email with $567 cash to close, then we can close it, and he says, "We’ll make it work." Two more weeks go by, of me continually asking them for status updates, and then the loan officer tells me that the best they can do now is over $3000 cash to close, even more than the closing documents I already signed!
I am a small business owner, so I take negative reviews very seriously, and I only leave a negative review for a business when I feel like it is imperative that I warn future customers of that business. This company has lied to me, wasted months of my time, and cost me nearly $1000. Please please choose another financing company for your FHA Streamline Refinance.
Reviewed July 3, 2019
When I started this loan process, I was very pleased with Donald ** and his assistance to make the loan happen. For some reason Donald is not longer working with me and now Marcel is working (or not working as the case maybe), and has been ignoring my questions and will not give me a straight answer as to the status of the loan. I have been waiting almost 2 month to see if you are going to fund the loan and I can’t get a straight answer or any answer to my inquiries. ‘The strength of any company can be judged by its foundation. At ICG our foundation is a commitment to do right by our customers the first time and every time’. From my perspective, this is **. You are playing with peoples financial life and timeliness is essential. I find you unprofessional and would never recommend you company after my experience. If I were to answer your survey now, I would give you an F or zero.
Reviewed Dec. 20, 2018
InterContinental is very good and I love everything they did for me. They've got referrals that are good. It was a good friend of mine that referred me to them. They worked with a lot of realtors and the realtor is like a friend or a family. I worked with Eric, my loan officer, and he was very on point with everything. Any questions I had, he answered thoroughly. He did everything I asked him to do and any time I had a question, he got back to me right away. I tried to refi with InterContinental as much as I could. Whoever needs a mortgage, I would definitely refer them.
Reviewed Dec. 19, 2018
I gave InterContinental all the records they needed and we started from there. The lady talked nicely to me and the people who appraised the house were very good. Also, the reps answered all my questions. The guidance I got was excellent and it was handled very nicely. I called this morning to see if they received my payment and they played on the tape that they received it on the 11th. InterContinental is very good.
Reviewed Dec. 16, 2018
I heard about InterContinental Capital Group through a friend, and that company helped me with a homeowners loan. What I needed, they have worked out, and they were friendly. They were no hassle to work with, too. Our interactions, as well as the guidance I got from them, were positive.
Reviewed Dec. 10, 2018
I worked at a dealership and I met one of the loan officers who worked at InterContinental there. InterContinental has way better rates and an easier process. I got a new home mortgage from them and I received top of the line guidance. My loan officer was very responsive and direct. He was also easy to get in contact with. It was very, very refreshing that he was just one text or phone call away. It was a smooth and straightforward process too. I just had to supply the documents needed, logging into the account online. I would definitely refer InterContinental to my friends who want to get a house with no games played.
Reviewed Dec. 9, 2018
InterContinental had the best deal for me for a traditional mortgage. Their loan officers were very professional, very informative, and really punctual. I had a good experience overall.
Reviewed Dec. 8, 2018
A friend of mine who had a good experience with InterContinental told me about the company. I went ahead with them and felt comfortable with the guy I dealt with. I met him a couple of times, and he was a nice guy. He was pretty smooth too and my questions were answered. The guidance I got from them was pretty good. Overall, using InterContinental's services was a good experience and I'd recommend them.
Reviewed Dec. 5, 2018
My friend recommended InterContinental Capital Group. I worked with them to refinance my son's mortgage and they worked back with me. Everything was excellent and everything about them was the best. The rep I had was very professional. Every time I called, he always called me back. Then, when I had additional questions, he would find the answers and call me back. The whole process took a couple of weeks, which wasn't long, and they had it down pat. Overall, InterContinental Capital Group provided very good service and was very responsible.
Reviewed Dec. 1, 2018
I used InterContinental for a mortgage to buy a home. It was my first try and everything went smooth, so I stuck by them. The application process was quick and it was more of a smooth sale in getting all signatures together. Everything is interconnected on the computers, with the app that everybody’s connected with the realtor, the buyer, and the seller, so it’s a lot easier. If I had a question or concern, someone gets back to me with an answer right away. Their representatives have excellent knowledge and expertise. They were also very prompt and they worked very hard to make sure it would go through with all the paperwork. The loan officer was on top of it and everything was perfect. I’ve heard a lot of harsh words from a lot of people when on the last day before closing, thing are always popping up, but I luckily never had that experience. InterContinental has been nothing but good stuff and it was a pleasant experience.
Reviewed Nov. 27, 2018
A friend of mine is the manager of an InterContinental Capital Group branch over here in New Jersey. I've known him for a long time, so I go to him. He gave the interest to me and I made the decision to work with him because I asked him before. He tried to do the best with the interest for me. We went with the mortgage them. I bought a new house and he did everything for me during the application process. I went over there and told him what I needed. He filled up all the application and I signed it. Everything was okay. I recommend InterContinental because I know him.
Reviewed Nov. 25, 2018
I got my loan with InterContinental Capital Group. They vetted me and approved the loan. The person that handled was somewhat professional. But towards the end, it was kind of like she wasn’t involved anymore. She just kinda filled me in and then it was over after that. The overall experience, I would never go back, but it’s a learning experience. I didn’t know any better.
The house that I purchased was a government-owned house, so they have their own rules and regulations, which they couldn’t apply to because they were too busy at the moment. But it’s done. My mortgage was sold so the new service is pretty much one of the best ones that I’ve had. I had to pay two extension fees due to their lack of getting back to me on my request.
Reviewed Nov. 24, 2018
My Realtor introduced me to someone at InterContinental Capital Group. I got the first loan and I need an extra money to do some stuff in my house. I gave the rep whatever he needed. I've been trying to get in touch with their rep for the past four months and he would let me wait and nothing happens for my second loan. He would say he would call me back in an hour and nothing happens. Also, he would say he would jump in my file and give me an update in 40 or 20 minutes but nothing happens. The first loan was like a regular loan and they were fast to process it for me because they were gonna sell it to a different company. As soon as they hook you up, they don't care. They got their commission. But right now with the second loan, when I need extra help or something else, there's nothing happening in there.
Reviewed Nov. 23, 2018
We just purchased a home and InterContinental Capital Group was one of the mortgage companies that picked up the mortgage. I didn’t have a problem getting the mortgage. I had decent credit and I don’t think we had too hard of a problem getting it. They did the application in one day and the mortgage came through in less than a week. I talked with one guy that handled it and his main thing was to sell the mortgage and get me refinanced. Everything has been fine with me. I would recommend InterContinental. They're a good mortgage company.
Reviewed Nov. 22, 2018
I went through a really bad experience with InterContinental Capital Group. I was passed off to different people. We started with one broker who was at Jersey Mortgage and then she transferred to InterContinental in the middle of the whole transaction and didn’t tell me. She took all the documents we gave to Jersey Mortgage and had us give them all to her again so that she could do it through InterContinental Capital, her new employer. It was a nightmare and we almost didn’t close on the house and had to push our closing back a couple of days. I wouldn’t refer anybody to InterContinental Capital Group.
Reviewed Nov. 21, 2018
I didn't have a reverse mortgage and the rep from InterContinental Capital Group worked tirelessly in trying to get me board up. I worked with them on mortgage funds from an investor property and the guidance that I have received from them was good. The overall experience was quick and to-the-point. I would tell others to give InterContinental Capital Group a call.
Reviewed Nov. 20, 2018
InterContinental Capital Group was more thorough and explained options better. The loan officer I worked with was very helpful and answered any questions that I had. Overall, it was a painless process and they were on top of things. I would recommend them.
Reviewed Nov. 18, 2018
I went to the rep who did my mortgage and he got me the insurance in the bank. The process of getting the mortgage took around three weeks and the rep dealt with InterContinental Group. He got me the mortgage rate, called me up and I signed the papers. Everything went smoothly and it was a good experience.
Reviewed Nov. 15, 2018
I got a mortgage from InterContinental Capital Group to purchase my mom’s house but it wasn’t an easy ride. I dealt with multiple people and the party over in the New Jersey side were very annoying to deal with. They were pompous and very impatient with the whole things. The people in New York fixed their screwups though and got the loan done. If it wasn’t for the folks in New York bailing them out, the deal would have collapsed. I wasn’t happy with the interest rate that I settled with as well. They were saying one thing and in the end, it became another. I didn’t expect something so easy to become such a headache. It wasn’t supposed to be so much of a headache because all I did was buy out my brother on a house that my mom owned. InterContinental should lose the arrogance and be more respectful of people and learn how to talk to people. I will not ever use them again unless they can guarantee me something.
Reviewed Nov. 14, 2018
A childhood friend of mine, Rob, who works at InterContinental Capital Group helped me get my mortgage on my first house that I bought. He was the loan officer and he handled everything for me. Whatever other people needed to be involved, he took care of it all. He was great. He handled it with a very high level of professionalism despite the fact that we've been friends for a long time. We threw around a few different options of what kind of mortgage to get, so he laid out all the different possibilities, the good and bad things about each one. He was very thorough. He walked me through all the different phases of the mortgage acquisition and did so not only professionally, but extremely friendly. It was an overall great experience.
Reviewed Oct. 29, 2018
I refinanced with InterContinental Capital Group and had a great experience interacting with their rep. The rep had gotten back to me one time and did the things they were supposed to do. The process was very easy and they did very well with guiding me on making decisions.
Reviewed Oct. 27, 2018
The people at InterContinental works as soon as they have all the information, or if you give all the paper that they ask or need. If you give all the information when they ask for that, you don’t have any problem. But if you get slow, they’re gonna be slow as well. The loan officer I dealt with was very good, so everything went smoothly. He has about 30 years experience in doing this. Everything was easy and I recommend InterContinental.
Reviewed Oct. 24, 2018
I was in banking for about 30 years. I was a vice president of the bank and the Chief Loan Operations Officer. So I knew all about what reverse mortgages were. They come in handy when you get up to a certain age, especially when you’re on a limited income. And at this point, I was on a limited income. I have Social Security of $990 and that doesn’t leave very much when you are paying out over $600 on a mortgage payment.
The loan officer I dealt with at InterContinental was terrific. I really liked him and I was extremely comfortable working with him. He had a friendly-sounding voice when he talked to you and he didn’t high pressure you. He went out of his way, was really right there for you and made sure that everything was understood. I also let him know that I knew about the process and that helped a bit too. And because it's a year and a half before you can refinance, I’ve asked InterContinental to call me back to see if my appraisal might have gone up. I’ve been told that it might be and to refinance so that I can maybe get a little bit more out of the equity.
Reviewed Oct. 23, 2018
My brother told me about InterContinental Capital Group and set me up with them. They have a good reputation and their offer was good, so that helped me decide to go ahead and use their services. Although I did not go back up through someone else that I wanted, my experience was good and the people that I worked with were knowledgeable. Also, I always got a prompt reply and that makes the customer happy. The services that InterContinental is offering are good so they should continue doing that. I would certainly recommend someone to them.
Reviewed Oct. 21, 2018
InterContinental Capital Group had the lowest rates for a regular mortgage. They were solid too, and the process was straightforward. There was some back and-forth that is typical when you apply for a mortgage, and they were responsive and professional. Our interactions were predominantly via e-mail and then there were some phone calls to clarify. The lenders were headstrong on what they could and couldn't do, and I thought they were pretty good.
Reviewed Oct. 19, 2018
I liked the lady who I was dealing with at ICG. Her name was Tina and she was pretty good. She was very nice and she explained everything to me. I got an FHA loan and I would recommend ICG.
Reviewed Oct. 18, 2018
I heard about InterContinental Capital through a friend of mine. The mortgage broker whom he hooked me up with worked for that company. He got things done while others couldn't. He was excellent and professional. Without this company, I never would have purchased my house. I've referred this company to two friends. They both received and InterContinental did a good job with their mortgages as well.
Reviewed Oct. 17, 2018
The rep from InterContinental Capital was good but I felt rushed and at one point, I almost didn’t proceed. Everything pushed through and came out fine but if I were to refinance again, I would think about it again because if I had some questions that were not answered, they were not until the whole process was done. Every time I called, I felt like they were doing me favors and not a service.
Reviewed Oct. 9, 2018
InterContinental Capital Group called me at the right time. I did a streamline refinance through them two years ago. Then, their customer service called me, and emailed again to try to do another refinance. I’ve explained to them the situation and they still wanna push on. I know that it was not gonna move forward, and then it didn't move forward. So, that was my frustration.
Reviewed Oct. 8, 2018
A guy I went to the gym with does a lot of great posting on Facebook about his success experiences with the InterContinental Capital Group, so I thought they would be a good pick. I went through a lot with the people that I worked with at InterContinental, There was a guy there that would call and I had his cell phone number, which I had gotten down. I received good guidance from them and I didn’t have to do anything but follow their directions.
Intercontinental Capital Group Company Information
- Company Name:
- InterContinental Capital Group - CEO Dustin DiMisa
- Address:
- 265 Broadhollow Road, Suite 220
- City:
- Melville
- State/Province:
- NY
- Postal Code:
- 11747
- Country:
- United States
- Website:
- intercontinentalcapital.com
