AnnualCreditReport.com Reviews

Not a single time over years have I been able to get all three credit reports. Within the past few days, I can't get even one because the system says it can't validate who I am. It's a load of hooey. I give them all the info they ask for and scoff at me.

Garbage.. IT NEVER WORKS. EVER! There is ALWAYS an error no matter what you do. Tried to get the next report. Same error. It ALWAYS makes you start over then right back to the same error. This site has been absolutely USELESS....

This site is absolute complete garbage, it's totally ambiguous how to even access your report, and if the site has a hiccup while trying to access one of the 3 credit reporting agencies you're completely out of luck. You'll get an error stating that you've already accessed your report when you haven't, and there's no way to view it. How a site this bad exists is a mystery, don't waste your time!

Page failed to make progress after I entered all the required information. Instead, it just displayed a spinning circle while attempting to retrieve the reports from the various providers. This is useless.

I've been using AnnualCredit Report for a number of years. I haven't had any scammy or legal issues. This year I called in on the phone as I usually do and the phone system seems to be malfunctioning. I understand that technical problems do arise. The thing I didn't appreciate was getting a letter in the mail blaming ME for misinformation and an inability to process my report. I was accused of providing inaccurate or incomplete information. That was not true. I called in and properly enunciated every letter of my name and gave my correct information as prompted. I find it highly insulting that they lack accountability for their technical malfunction. I then went to the website to get my reports online and well, well, well... the website wasn't working. Geez, big surprise.

Please don't waste your time with this company. Zero help with service, zero help on the website, zero help on the phone. You would think that something as important as your credit report would illicit a reputable company, but no. Don't give this company a word of your personal information, and please don't share with your trusted contacts.

Just buffered after I put my personal information in and not anything else. What a great job and I glad I didn't have to pay for the services they provided me with. So how do I get my credit rating for renters an apartment or admission to a mobile home park community.

Wow, from one to 10 this site is -11. I have tried to access my free credit report countless times over the last THREE YEARS. It is a scam. You can find an endless stream of complaints about this very same issue going back years. Come Judgment Day the people behind this scam are in big trouble.

It's just freaking horrible. You waste time and you risk losing your personal information via the dark web. And After you're done these scammers don't even give you a credit Score so it's not safe. It's just a complete waste of time.

I'm NOT here to claim this is a fraudulent site. It's NOT! It does offer FREE CREDIT REPORTS ONLY asking with other PAID services that people automatically click on & don't read FIRST! ie; I believe all 3 offer to SELL consumers a CREDIT SCORE (not a FREE Report/service) OR they offer each bureau's PAID memberships that one, again, MUST READ CAREFULLY & REFUSE before mindlessly pushing "accept!" Hence, all these 'fraudulent" charges that Steve fraud at all, you just didn't realize YOU clicked to accept...