Best Renters Insurance in Milwaukee, WI
More than 40% of Milwaukee residents rent their homes, creating a real need for renters insurance in Wisconsin. Renters insurance replaces personal belongs and provides liability coverage if someone is hurt in your home. To help you choose, check out our list of the best renters insurance companies in Brew City to protect your assets.
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Top 12 Milwaukee Renters Insurance Companies | ||||||
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Offers renters insurance online in 28 states and Washington, D.C. Covers personal property, liability, loss of use and medical payments. Extra Coverage for expensive possessions. Fast sign-up and claims. Starts at $5 per month. | ![]() | Get a Quote | ||||
Read Author Review | Offers a variety of discounts, including ones for installing security devices and bundling multiple insurance policies. Free online quote available. Employs Spanish-speaking representatives. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Offers a discount for AAA members. Analyzes 12 different renters insurance providers to deliver the best quote. Provides instant online quotes 24/7. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Provides renters insurance quotes from 14 different carriers, including Progressive, MetLife and Travelers. Offers free online quotes. Consults with customers to help choose the best plan. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Provides free quotes online. Works with 15 different insurance carriers. Offers options to extend coverage for flooding. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Employs English- and Spanish-speaking agents. Offers a wide variety of insurance options and add-ons to bundle with your renters insurance for a discount. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Provides renters insurance quotes from 17 different providers, including Acuity, Erie Insurance and Zurich. Offers free quotes online. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Offers Milwaukee residents renters insurance quotes from up to 15 different insurance providers. Provides a wide variety of coverage options that can be bundled together for savings. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Works with 25 different insurance companies to provide renters insurance. Specializes in Erie Insurance coverage. Offers free renters insurance quotes to Milwaukee residents. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Offers bundling discounts. Provides savings for Milwaukee residents with home alarm and safety equipment. Delivers free renters insurance quotes online. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Partners with more than 40 insurance carriers. Provides free quotes online. Consults with customers to help them choose between multiple packages. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | |||
Read Author Review | Offers free online quotes. Responds to all inquiries within 24 hours. Delivers discounts for referrals. Provides a customer satisfaction guarantee. | ![]() | Chat with a ConsumerAffairs decision guide Live agent |

Renters insurance covers Brew City tenants from several costly misadventures. Unfortunately, your landlord’s insurance on your home covers the building itself but offers no reimbursement for your damaged items. Renters insurance is the best way to cover your personal belongings in the event of snow, wind or hail storms in Milwaukee.
It also makes sense for Milwaukee tenants to purchase renters insurance to cover any stolen property. Renters in the City Center and University of Wisconsin-Milwaukee students in the Upper East Side should consider purchasing renters insurance due to high crime rates in these areas. Though West Milwaukee, West Allis and Wauwatosa have lower crime rates, renters in these neighborhoods still benefit from renters insurance.
Renters insurance cost in Milwaukee
In Milwaukee, renters insurance can be relatively affordable. It typically costs between $9 to $18 a month, which works out to between $115 and $215 a year. Insurance providers assess the cost by looking at various factors, including the value of the insured belongings.
Where you live also affects the cost of your renters insurance. If you live in a neighborhood with higher property crime rates, providers typically charge more for renter’s insurance. Residents in suburbs like Brookfield, Whitefish Bay or Mequon may also have higher renters insurance rates because of the larger properties common in those areas.
Renters insurance discounts in Milwaukee
There are multiple ways to save on renters insurance premiums. Companies offer discounts to renters who install protective devices such as smoke detectors, fire extinguishers or burglar alarms. Many insurance providers also offer lower rates to retirees or Milwaukee residents who work from home.
Insurance companies also offer discounts for bundling renters insurance with other types of policies, including car insurance. Some businesses provide savings for being claim-free or setting up an auto-pay option.
When looking for renters insurance policies in Milwaukee, shop around and gather quotes from multiple carriers. It’s essential to compare costs, but be sure to evaluate each company’s reputation and coverage options as well.
Can a landlord require renters insurance in Milwaukee?
Neither the State of Wisconsin nor the City of Milwaukee requires you to purchase renters insurance, but your landlord may require it as a condition of your lease. Mandatory renters insurance is legal and becoming more popular among leasing companies.
Even if your landlord doesn’t require renters insurance, purchasing a policy is a smart way to protect your belongings. For an average of $14 per month, you’re prepared for a disaster or accident.
Your renter’s rights in Milwaukee
If you have questions about a renters insurance requirement or any other renter’s rights issues, several organizations offer helpful resources. A few nonprofit organizations exist to protect tenants from being mistreated by landlords, such as:
- Wisconsin Landlord/Tenant Guide: A clear guide for landlords and tenants to understand their rights and responsibilities to each other.
- State of Wisconsin Rental Insurance Guide: A two-page guide from the Wisconsin Office of the Commissioner of Insurance about renters insurance and how to choose the right company.
- The Fair Housing Council of Milwaukee: A nonprofit organization that fights illegal housing discrimination in Milwaukee and throughout Northeast Wisconsin.
- City of Milwaukee Tenants Rights and Responsibilities: Provides the basics of rental contracts, eviction and renters’ rights and how to handle problems should they arise.
- Wisconsin Tenant Resource Center: A nonprofit organization that provides information, referrals and education about renters’ rights and access to conflict resolution solutions.
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Milwaukee renters insurance company information

Allstate offers renters insurance for just a few dollars a month when it’s added to an existing policy held with the company. The provider has multiple online resources for Milwaukee residents to learn about renters insurance options. Allstate lets you file or follow up on a claim online.
- Service areas: Shorewood, Glendale, Whitefish Bay and Milwaukee
- Address: 4010 N. Oakland Ave., Milwaukee, WI 53211
- Phone: (414) 961-1166
- Hours: M - F: 8am - 5pm; Sat: By appointment
- Website: agents.allstate.com/andrew-j-mccabe-milwaukee-wi.html

Friedle Insurance Agency partners with 17 different insurance providers — including Acuity, Erie and Zurich — to get Milwaukee residents a variety of coverage and pricing options. The company offers multiple add-on options, including flood insurance, to ensure everything in your apartment is adequately covered.
- Service areas: Wauwatosa, Milwaukee and Brookfield
- Address: 7700 W. Bluemound Road, Ste. 110, Wauwatosa, WI 53213
- Phone: (414) 475-0110
- Hours: M - F: 8:30am - 5pm
- Website: friedleinsurance.com/renters-insurance

Procter Insurance Agency works with 15 different insurance groups, including Erie Insurance, Progressive, Liberty Mutual and The Hartford. The company offers comparison shopping for renters insurance. Customers can save by bundling renters insurance with auto insurance.
- Service areas: South Milwaukee, Cudahy, St. Francis and Oak Creek
- Address: 2315 10th Ave., Ste. 105, South Milwaukee, WI 53172
- Phone: (414) 762-8900
- Hours: M - Th: 8:30am - 5pm; Fri: 8:30am - 4:30pm
- Website: procterinsurance.com/auto-home-and-personal-insurance/renters-insurance

Brew City Insurance works with 12 different insurance providers, including Progressive, AAA and Foremost. The company offers online bill pay and access to each company directly from its website. Brew City Insurance provides instant quotes online at any time.
- Service areas: South Milwaukee, Cudahy, St. Francis and Oak Creek
- Address: 2937 S. Chicago Ave., South Milwaukee, WI 53172
- Phone: (414) 762-6600
- Hours: M - Th: 8:30am - 4pm; Fri: 9am - 1pm
- Website: brewcityinsurance.com/Products.html

DernCo Insurance Superstore provides customers with personalized quotes from up to 14 different renters insurance carriers in Milwaukee. Licensed staff members help customers decide which renters insurance package is best for them. Bundling insurance products is simple and can provide instant savings.
- Service areas: West Allis, New Berlin, Greenfield, Greendale and Hales Corners
- Address: 10335 W. Oklahoma Ave., Ste. 203, Milwaukee, WI 53227
- Phone: ( 414) 935 - 5700
- Hours: M - F: 8am - 4:30pm
- Website: dernco.com/renters-insurance.html

The Insurance Office compares renters insurance in Milwaukee from more than 40 insurance providers. The company offers personal customer service and saves you time and money when searching for options. Get started with a free online quote.
- Service areas: West Allis, West Milwaukee, New Berlin and Wauwatosa
- Address: 8831 W. Greenfield Ave., Milwaukee, WI 53214
- Phone: (414) 302-0101
- Hours: M - F: 8:30am - 5pm
- Website: theinsuranceofficemke.com

Frank Medina spent years in claims before becoming an insurance agent. He uses that experience to help you parse your lease, list your belongings and make sure you have the coverage you need. In addition to standard renters insurance, Medina’s firm offers several add-on options.
- Service areas: Downtown, Third Ward, Fifth Ward, Milwaukee and Bayview
- Address: 342 N. Water St., Ste. 600, Milwaukee, WI 53202
- Phone: (414) 877-0777
- Hours: M - F: 9am - 5pm
- Website: frankmedinainsurance.com/renters-insurance

Though agents at Schwade Insurance specialize in Erie Insurance packages, they also provide quotes from 25 other insurance companies. Schwade Insurance also lets clients file claims and pay bills online. The free online quote tool shows multiple options, allowing you to compare policies.
- Service areas: Brookfield, Wauwatosa, Butler and Milwaukee
- Address: 8131 W. Capitol Dr., Milwaukee, WI 53222
- Phone: (414) 462-5000
- Hours: M - F: 8:30am - 5pm
- Website: schwadeinsurance.com/auto-home-and-personal-insurance/renters-insurance

State Farm offers comprehensive coverage and the ability to bundle multiple insurance products, including auto, motorcycle and flood policies. The company provides tips on home inventory to help you accurately calculate how much renters insurance you need. It also offers multiple add-ons, including pet insurance and identity restoration.
- Service areas: Brown Deer, Milwaukee and Menomonee Falls
- Address: 7919 N. 76th St., Milwaukee, WI 53223
- Phone: (414) 355-1141
- Hours: M - F: 9am - 5pm
- Website: statefarm.com/agent/US/WI/Milwaukee/Karin-Bojarski-vella-7HZ1B1YS000

Freeway Insurance’s licensed staff offers 24/7 customer service for claims and renters insurance questions. For customers who’d like to learn more about renters insurance, Freeway Insurance has an extensive FAQ page on its website. The company has extended office hours to accommodate working Milwaukeeans.
- Service areas: Walker’s Point, Fifth Ward and Milwaukee
- Address: 821 S. Cesar E. Chavez Drive, Ste. A, Milwaukee, WI, 53204
- Phone: (414) 501-3055
- Hours: M - F: 9am - 6pm; Sat: 9am - 3pm
- Website: freewayinsurance.com/office-locator/milwaukee-car-insurance-53204-wi

Young’s Insurance is an independent insurance agency that offers coverage from multiple renters insurance providers. The company gives free, specialized quotes for renters insurance on its website or by phone. Young’s Insurance guarantees a representative returns website inquiries within 24 hours and phone calls within an hour. It carries many insurance products to create bundling opportunities.
- Service areas: Downtown, Third Ward, Fifth Ward and Milwaukee
- Address: 788 N. Jefferson St., Ste. 720, Milwaukee, WI 53202
- Phone: (414) 225-4434
- Hours: M - F: 9am - 5pm
- Website: wi-autoinsurance.com
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