Progressive RV Insurance Reviews

On Jan 19, 2026 I called Progressive to make changes on my RV policy so I could lower my yearly insurance premium and got a price for the year - should I pay now - the agent (who was awesome) said "yes you can or just wait in Feb and the policy will auto renew," so I said may as well wait. So Feb 21, 2026 I get a notice for the auto pay amount but it was 15% higher - called Progressive and their robot of an agent kept repeating "insurance goes up insurance goes up." I tried to explain that I had a price given for the year on Jan 19 - person did not want to hear that so asked for a supervisor - same mantra spewed by the supervisor. I explained that I could of paid in full back on Jan 19 for the year - silence and then - the spew of insurance goes up and then "well that's the way it is"

Progressive RV insurance. Totally horrific experience. Was living an RV full time. Caught on fire. And went to file a claim. And that's when the idiocracy started. Nothing near advertised. Completely homeless without any help from this insurance company at all! Save your money, put it in the bank, draw interest. You're just giving it away to them for nothing.

Having Progressive RV insurance is a little better than having nothing at all. I had a flat tire in a Louisiana construction zone and could not stop. Damaged the tow vehicle severely and fractured a front brake line. The damaged line was not discovered until a week later. Progressive refused to pay as it was not on the original claim. Would only approve after-market parts. Do not use them! Seek a reputable company.

By far the absolute worst insurance company. I wouldn’t let them insure my toothbrush. Disgusting customer service and completely distrustful and disrespectful, how can the “inspector” make a decision of 10k repair, did all the maintenance that the manufacturer recommends. They are a joke of a company, no wonder they make billions every year. Clowns

If I could give progressive RV full-timers insurance -10 Stars I would. This is a scam insurance policy. I had them for 10 months then I had a water leak under my panel because something in the air conditioner malfunctioned. 10 days before that I told progressive I had scraped a low awning while getting gas and my RV repairman thought that may have been the cause for the water leakage I didn't think I did anything but scrape it. I had filed a claim for the air conditioner with my aftermarket warranty but that wasn't going to pay the water damage that was what progressive was supposed to do. When I called to file the claim the woman on my claims Representatives team told me that there was only a 50% chance they would pay that claim because they normally don't pay water infiltration claims. I explained to her that it was coming from the air conditioner not through the roof. She didn't seem to care.

Had my camper 3 years. Rv center had a third party spend 2 hours explaining all maintenance and recommend products to use. Did all the maintenance plus some. When a tree fell on my roof. Broke the wood underneath and stretched the roof material it started leaking. I called in a claim and Progressive guy came out, walked on my roof! You can't walk on the roof of a keystone passport ultralight, look it up. Now he claims he heard cracking everywhere and It wouldn't be covered because I didn't do enough maintenance to it. It never leaked before the tree hit it but they won't pay. I will be taking them to court.

Received an emailed RV quote of 598.98 and I called Progressive with a question. Once my question was answered I was ready to pay the quote for the year. The agent offered to process the policy for me so I didn't have to do it online and came back with 586.01 and when I asked about the price difference...I was told that it was less because I would accept electronic billing instead of paper statements. However, it was a switch and bait technique....The agent changed the policy coverage without telling me. This is definitely a phishing scam and feels very deceptive ...Downright fraudulent. PLEASE be careful. I was actually considering bringing over my other business - 3 autos and home ....BUT NOT NOW OR EVER.

The insurance was reasonable but don't be fooled by the included "roadside assistance". I have only had it for a couple of months. I called twice. They were not able to assist me because there was no one in their network that covers the area. They were more than happy to put me in touch with someone I can pay for assistance. Granted one of the times was in the middle of nowhere Texas. The second time I was in the DFW area. I am sorry but if they cannot find anyone in their network in a large metroplex like that, then the service is essentially nonexistent.

We have been paying Progressive for years for RV insurance and recently had our RV engine go out in the desert. We have waited two days and spoken with multiple representatives from all over the world who are unable to help us with getting our RV towed. They keep telling us there are no tow trucks available. Long story short, my husband was able to find a tow truck on his first phone call. I am now looking into new insurance with a reliable company who doesn't outsource to other countries. DO NOT WASTE YOUR TIME OR MONEY!

I recently purchased a travel trailer and was shopping for RV insurance as well as roadside assistance. I selected Progressive based on price and word of mouth. The day after I picked up my travel trailer, I blew a tire on the highway and was stranded in 95 degree weather. I contacted Progressive to get assistance with changing my tire as I did not have a suitable jack. After wading through the phone menu, I received a text with a link to fill in all the information about my issue, location, type of camper, etc. After 1 1/2 hours, I received a call from a tow truck company who did not have any of the information that I had provided. When he heard it was a travel trailer, he said "Oh, we don't do trailers". My wait clock for service would start all over again... Very disappointed at starting the wait time all over again so I had to pay out of pocket for another company to come help me out. Do not trust Progressive for roadside assistance!

I made a few changes to my policy via my policy holder portal before I left for vacation to include collision, update my deductible, etc. When I came home, I needed to file a claim due some damage to the rear of the vehicle. They denied the claim, stating that the "changes were never made." What is the point of giving policy holders the ability to adjust their coverage online if they aren't going to honor the changes!!!! I would not recommend Progressive and intend to go back to Geico! The only reason I switched to Progressive is so that I could get an umbrella policy via USAA:-/ USAA needs a new affiliate for their RV insurance!!!

My RV is parked in the Sierras where there was 60 feet of snow this winter. I cleared the roof every few weeks, but after a very heavy rain followed by 6 more feet of snow, the roof fell in several inches in one corner. I carry comp, so I reported a claim. I sent photos of the cleared roof, the sheer amounts of snow surrounding the RV, etc. They denied my claim due to "Several months of water damage". HELLO!! How was I supposed to remove the cover to inspect when the snow came up to the roof?! DO NOT USE PROGRESSIVE. They used to be good 20 years ago. No longer.

We recently had roof damage on our RV while relocating from Florida to MD. During a storm we experienced a large water leak near our rear window and roof area. I made a quick patch and brought it in to a Camping World for them to look at. They inspected it and advised me to submit a claim. I submitted the claim and waited for a response. Just prior to our relocation we had a 250 point inspection complete and a full service. The insurance adjuster denied our claim for seal failure due to lack of maintenance.

Have had Progressive RV insurance for about 3 years now. Last summer had my catalytic converters stolen and Progressive was there to help get them replaced in time for a cross country trip. When we go back still had some issues and ended up having to take to a dealer an hour away. The dealer caused some damage to the awning and refused to admit it. I thought, that is what insurance is for and started a claim. Progressive, again, did a great job on helping me get it fixed. The other day I got a non-renewal notice from them. Think it is odd for a company to non-renew a client that pays on time, had 1 moving violation in 40 years, has only ever submitted 2 claims to an insurance company for a total of $1500. Was going to switch my auto and home to them this year, glad I waited. I get having metrics and flags to ID poor risks, but think you need to look at all of the information about your clients.

I rolled my truck and camper which were total losses. The auto division handled my claim in a professional and timely manner. Camper loss was just the opposite. A month later and my camper has not been retrieved from storage for inspection. I had to call the storage lot and State Police personally to make sure it could be picked up by progressives towing service. Adjuster was sarcastic and I had to call towing service myself to make sure camper was picked up. Wish.

We have an RV insured with Progressive. We have never had a claim or problem. We got a leak in the slide after Hurricane Ida. The adjuster came out and after he tried to tell us that there was old tape on the slide and it won’t be covered. He said someone else would look at it. Then we saw the claim in the app and the next day it was closed. No one called us and we have not been able to get a hold of the adjuster at all. I have called the supervisor and no answer. Nothing! Stay away from this shady ** company! Old man at RV place told me to only use Geico and that Progressive is the worst company and never pays out! Now we know!

While coming home from San Diego, something hit our RV, and when I called to report our claim, it took over 21 days for someone to call back and inspect the damage to my RV. It took them another 12 days to tell me they are going to deny the claim. Once the adjuster called, he said that my claim would probably be rejected by the picture I submitted. I had a 2007 Dutchman Class C RV that was hit by a piece of wood, and at impact, the wood ripped off a portion of the fiberglass. Progressive denied the claim saying it came off due to the dilapidation of the glue not adhering to the fiberglass.

I put a claim into Progressive RV ins. (I bought it thru FMCA, I have had nothing but good experience with FMCA up until this). They took forever, over a month to come out and see the issue. Once they did come out the adjustor quickly told me it was denied. I asked about appeal and he snapped at me, was extremely rude and short. Said, "This is not like Homeowners insurance and that you people all say the same thing..." whatever that means. I guess we are all stupid other than him. He was rude and condescending the whole conversation, which since I was in my car my wife heard as well. Clearly from the beginning his mind was made up to deny the claim.

I purchased RV insurance from Progressive on December 19, 2020 on the recommendation of Campingworld. On the date of purchase I paid $309.88. I was told by the agent at the time of the purchase that I could cancel the policy at any time without penalty. A few days after buying this policy, I found better coverage through another carrier for less than 60% of Progressive's rate. I cancelled Progressive on January 4, 16 days into the term of the policy. On January 6, I received email confirmation of cancellation with an invoice for another $218. Alarmed that I would be paying more than $500 for 16 days of insurance, I phoned Progressive and was told they were entitled to 90% of the prorated term amount and 10% of the next term amount. This is nothing short of fraud. BEWARE OF PROGRESSIVE.

On September 16, 2020, we lost our RV in hurricane Sally. I reported it right away, only to hear back from them a week later to be told they were not sending adjusters out due to 35COVID-19. They were only accepting photos, so we sent 35 to only to get a call stating the female caller could only see a few damages. I demanded we had an adjuster come out, as well as paid for one ourselves. This process took another 2 weeks, in the meantime, we are paying for a motel. At the time I took the policy out we were not given any options for emergency stays such as this.

They sold us full coverage on a recreational vehicle. We had water damage and an adjuster came out. He said most of the time claims are denied on RVs. Well he was right. It was denied. They should have told me 3 years ago when they were taking my premiums!! Tried half dozen times to contact my assigned claims representative. She never returned our calls. We have since cancelled with Progressive.

Called last week, filed a claim on wet TV, no air from storm. Leaving on vacation in 2 weeks. I had to call them today to get someone to get something going because they were supposed to call me. Then they said they will get some adjuster to get with me, they don't know when? Really.

What a p.o.s company. They do anything to deny your claim. To delay it they have a guideline of tactics they use to the t. Look it up on the web scumbag business tactics!!!! My new motorcycle got stolen and even with a police report they denied me, called me a liar and that the police paperwork looked fake!!!

I have never had an issue with insurance providers before Progressive. They are shockingly deceitful and ridiculous. I had a claim that they admitted was covered under my policy, but would not take care of the damage. I had wind damage to my trailer, which allowed water to enter the trailer, causing thousands of dollars of damage. A vent was blown off, they covered the vent ($300), but not the resulting water damage, how does that even make sense? And trying to fight it is an endless struggle to chase it up the stonewalling chain of command. I finally gave up, which I'm sure is their strategy. Save yourself the headache, and go with a more reputable firm. NEVER AGAIN.

I bought an older Class A 5 years ago. Last year I had listed it with a consignment facility in Nevada as I was moving to Oregon. After 8 months they were unable to sell it so I went and brought it to Oregon. I noticed a large crack in the upper corner of the windshield and right after getting it here there were several large rain storms and I was unable to get the cover on. I contacted Progressive to file a windshield claim. Initially I was told, "No problem. Safe auto with the out to do it," however when I mention there was some water damage inside due to this rain they said, "Oh no. You need to now highly different claim."