LTC Consumer

LTC Consumer Reviews

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About LTC Consumer

LTC Consumer is an independent website that provides consumers with information and resources on long-term care. LTC Consumer has long-term care insurance specialists on staff and is dedicated to helping you compare prices and find a long-term care program that fits your needs. Visit the LTC Consumer website for more information on the benefits of long-term care insurance!

Pros & Cons

Pros
  • Certified long-term care specialists
  • Get a quick quote online
  • Free resources and information
Cons
  • Not a long-term care provider

What does LTC Consumer do?

LTC Consumer believes it’s vital for individuals to have the freedom to research their long-term care options, which is why the company provides clear resources and information on the benefits of long-term care plans on its website.

Long-term care plans function like an insurance policy, so it’s essential to consider multiple providers before purchasing one. LTC Consumer strives to provide consumers with the information they need to compare insurance policies. If you’re not sure what to look for in a long-term care plan, you can speak with LTC Consumer’s staff of certified long-term care specialists. They help you compare providers and decide what specific features you need.

Long-term care insurance covers a wide variety of treatments and aid-giving options, including home health care, adult care assistance and help with cognitive impairments, including Alzheimer’s disease or dementia. Long-term care insurance helps people who struggle with daily activities, including:

  • Bathing
  • Eating
  • Dressing
  • Using the toilet
  • Continence
  • Transferring

How LTC Consumer helps you choose the right plan

LTC Consumer helps you select the right long-term care plan by narrowing the options based on your specific needs. When it comes to long-term care, the right plan for you is one that fits your requirements.

Different long-term care plans cover the following services and facilities:

  • Home health care
  • Respite care
  • Hospice care
  • In-home personal care
  • Adult daycare centers
  • Assisted living facilities
  • Nursing homes
  • Memory care facilities

Work with one of LTC’s insurance specialists to discover what kind of coverage best suits you. Speak with an LTC Consumer Specialist to find out if you qualify for discounts. You might be eligible for discounts based on the following factors:

  • Good health
  • Marital or domestic partner status
  • Valued client/multiple-party discounts
  • Multiple family members applying with the same carrier
  • Group rates available through your employer

Is LTC Consumer worth it?

LTC Consumer is an independent website that provides consumers with resources and information on long term care plans. If you’re searching for advice on purchasing long-term care insurance and need professional assistance, LTC Consumer's team of experts helps you find the right fit.

LTC Consumer Reviews

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    How do I know I can trust these reviews about LTC Consumer?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Staff

    Reviewed July 18, 2024

    LTC and Richard have been excellent. He did a good job of explaining all options and taking us step-by-step through the process of getting Long Term Care insurance. At every step he answered all of our questions and gave us insight so we could make decisions. Richard was a great addition to our retirement planning team.

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    Customer ServiceStaffProcess

    Reviewed June 26, 2024

    I was a skeptic going into this process, but my experience was awesome and concluded with my total satisfaction in a great product. I had not used an insurance broker prior to this encounter and I had a lot of questions about short and long term care products offered by various insurers. I mean a LOT of questions. It look several weeks and many video chats, emails and phone calls, but Dan was patient, informative and compassionate. He answered every question I had and honestly did not try to push me towards a particular product. My sister, who is a geriatric nurse, reviewed all of the information with me and she also had questions.

    Again, Dan was patient and kind and gave me many revised quotes based on the many scenarios I threw at him. I cannot emphasize enough how much I appreciate the care, consideration and professionalism I felt throughout this process. I feel that I have purchased a wonderfully useful tool for my family to use should I require additional care. For that I am extremely grateful.

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      StaffProcess

      Reviewed June 7, 2024

      Samantha ** with LTC Consumer recently counseled us through the consideration and purchase of Long Term Care (LTC) insurance. Samantha was fantastic at explaining how the products and options work along with patiently answering our questions and evaluating our counter proposals. She was a pleasure to work with and made what could have been a hard and confusing process simple and pleasurable. I highly recommend her for your LTC needs.

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      Punctuality & SpeedStaff

      Reviewed May 31, 2024

      Lucy was so helpful and patient. She answered all my questions, addressed all my concerns, and illustrated my options so I could make an informed decision. She waited for me to think things over, but did not press or pressure me. Lucy also worked around my schedule for interviews and the application process. I was impressed with her knowledgeable professionalism and also felt that she cared.

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      Staff

      Reviewed May 30, 2024

      Our LTC Consumer Specialist was very professional, knowledgeable, personable, and gave us a higher level of confidence while purchasing insurance with which we had no prior experience. She answered all our questions, and is committed to following the underwriting process of our application as it goes forward, and available for further consult if needed. Very pleased to be working with LTC Consumer.

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      Staff

      Reviewed Sept. 5, 2024

      I am very satisfied with the service level that was provided by Richard. He was patient and provided me with several LTC options to consider. Richard answered all of my questions and guided me through the application process for the Long Term Care policy that I chose.

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      Reviewed Aug. 24, 2024

      I really want to have something to review before I ever talk to someone. I feel that the attitude that we have to talk before I can have something to review is antiquated. Dan was excellent but please give me something to look at so I have a clue before we talk.

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      Staff

      Reviewed Aug. 23, 2024

      We would Highly recommend this company, and hopefully you will get Sam for all your needs. She was Awesome, very professional, friendly, and patient helping us to understand everything. Big Thanks to Samantha ** who we consider a friend now :)

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      StaffProcess

      Reviewed Aug. 22, 2024

      Great experience and extremely informative. We had a series of meetings before I knew what I wanted and the process was very flexible. I'd definitely recommend LTC Consumer if you are thinking about LTC insurance.

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      Customer ServicePunctuality & SpeedStaffProcess

      Reviewed Aug. 19, 2024

      Richard responds very quickly to emails. He is always prepared for meetings and does his research so that he has all the information that is needed. He is very knowledgeable about long term care. He guided me through the process and answered all of my questions.

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      LTC Consumer Company Information

      Company Name:
      LTC Consumer
      Website:
      ltcconsumer.com