Lemonade Renters Insurance Reviews
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About Lemonade Renters Insurance
Lemonade is an online insurance provider offering many types of policies, including renters insurance. Lemonade Renters Insurance covers your personal belongings, protects you from liability claims and pays for alternative living arrangements if your home becomes uninhabitable. Plans are available in 41 states and Washington, D.C., and start as low as $5 per month. You can get coverage in minutes, and claims are simple and fast on the Lemonade app.
Visit lemonade.com- Flexible coverage
- Speedy payouts
- Low-cost policies
- Add-on coverage available
- Not available in every state
- Auto bundling only available in select states
Lemonade Renters Insurance Reviews
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Reviewed Sept. 13, 2021
Lemonade- truly can’t thank your baller employee Ryan enough. I haven’t ever filed an insurance claim before and was in a pickle after my clothes got stolen (bible. Let me know if you want me for your next ad campaign, I’ll provide a testimonial haha) but Ryan crushed it. He was so patient, understanding and was in constant communication throughout my claim. It truly felt like I had a big brother watching out for me and helping me out when I truly felt defeated, I hope HR is reading this because Ryan deserves a raise! Thank you again, Ryan - 12/10 experienced (maybe 13!).
Reviewed Sept. 11, 2021
I have used this insurance for 2 years for my bicycles and it works great! I've had 2 stolen and they paid for them both in full because I had registered them! Great bike insurance. Customer service is really kind and helpful and fast.
Reviewed Sept. 10, 2021
I just recently went through my claim process. Water damage. It was very STRESSFULL!!!! With A lot of Loss. My specialist Juli B. handled our claim. All of her communications were delivered promptly, professionally and clearly. She was very helpful. Based on my experience I will definitely recommend Lemonade as a reliable source for Renters Insurance. To my friends and Family.
Reviewed Sept. 10, 2021
All I have to say is I had copious valuable items stolen from me. It was a super rough experience, but Lemonade approved my claim super quickly. I was so surprised by their turnaround time, I called in to check if it was legitimate. I can only speak to this one experience, but Lemonade was amazing and I'll absolute use them again for my renter's insurance.
Reviewed Sept. 10, 2021
Laurin was incredibly responsive, helpful, and kind! She communicated with me every step of the way while my claim was being processed and I could not have been more pleased with Lemonade and the claims team! My claim was processed in a quick and effective manner and because of Laurin, I was well assured.
Reviewed Sept. 10, 2021
I have been a Lemonade customer for over a year, and I have nothing but positive things to say about the company and especially the representatives. Every single representative I have interacted with has been the exact opposite of the robotic, hotkeyed, reading from a script rep I am so used to. Their claims handling process was smooth and quick. I never felt like they were looking for reasons to deny my claim. My claims rep was extremely patient with me. Their app is absolutely gorgeous and intuitive. Changing coverage on rental insurance is easy. I recently added pet insurance through them and am absolutely stoked to switch my car insurance over whenever it's out. And on top of all that it is somehow the cheapest insurance in town. Go figure.
Reviewed Sept. 9, 2021
Clarissa was with me every step of the way! I am happy Lemonade is my provider and I recommend them to everyone! I am very satisfied with the services they provided me and will continue to do business with them.
Reviewed Sept. 9, 2021
I would be giving five stars if my policy rate were not going to improve for no fault of my own. When policy renewal comes I might drop the service because of this. Experience besides that was excellent! The process was easy and quick and my contact was good with Emily who helped along the way!
Reviewed Sept. 9, 2021
Sara was super helpful! She was responsive, followed up quickly, and was able to process our claim request. I don't have a lot of experience with insurance claims, but was so impressed with Sara, and felt that she really exhibited empathy after a really stressful and difficult time for us. I am so glad I chose to pay a little bit more for Lemonade insurance. Thank you!
Reviewed Sept. 9, 2021
I had an awful thing happen to me while traveling. Samantha at Lemonade helped, was incredibly supportive and pushed my claim through. It was a very positive experience. I would highly recommend lemonade to my friends. Thanks!
Reviewed Sept. 9, 2021
Whenever I had to make a claim, they respond immediately and take the time to analyze and try to help you. The person who assist us was super friendly and kept us 100 percent informed at every step of our claim. First level attention.
Reviewed Sept. 8, 2021
My experience with Lemonade was a positive one. I received a response from someone on the claims team within 24 hours of submitting my claim through the app. Once the claim process began any questions I had were answered within the hour and received payment from my policy within 24-48 hours of submitting proper documentation.
Reviewed Sept. 8, 2021
I had a fantastic experience with my renters insurance claim. I was evacuated from my home due to the Caldor Fire in South Lake Tahoe, and John could not have been more helpful. He was incredibly kind and was able to reimburse me with my loss of use coverage within a couple of days! It made a very stressful time a lot easier.
Reviewed Sept. 8, 2021
After an awful week dealing with major water damage in my home, I received news that my insurance claim was approved. I can't stress enough how much of a relief it was to have support throughout the entire process. My claim advocate was very responsive, let me know the status of my claim at all times, and turned my case around very quickly. Thanks to Thalia, my claim was turned around in only 5 days and I have already received my insurance funds which will allow me to put my life back together. Thank you very much, Lemonade.
Reviewed Sept. 8, 2021
Filing a claim with Lemonade was quick and easy. I especially appreciated how straightforward the service was. I was really stressed out following the theft of my laptop and filing a claim with Lemonade did not make me feel worse!
Reviewed Sept. 8, 2021
This insurance company really is one of the only insurance companies I know of that’s so easy to use. When they say they are on your side. They really are on your side. I am never ever going to leave Lemonade and will start using it more extensively once they have the car insurance out as well.
Reviewed Sept. 8, 2021
Zach was not only professional, but super friendly. My claim was open and closed all within one week. It was all like a tall drink of Lemonade! :-) I’ll keep them as my insurance provider now and in the future.
Reviewed Sept. 7, 2021
When a water pipe burst in my apartment unit in February, 2021, my family was instructed to move out during the restoration process. I contacted Lemonade for help, and they were extremely helpful from the beginning all the way through the end of the process. They informed us that we had coverage for our additional living expenses while temporarily residing away from our apartment. I found a local hotel, and my family moved there during the restoration process. We were initially told the repair process would take a few weeks. Then we were advised that repairs would take a month. We ultimately spent six months residing at a hotel until the repairs were finally completed. Lemonade's claim team was extremely responsive, patient, and helpful throughout this entire process. I cannot recommend Lemonade more highly for their incredible customer service and rapid claim payments.
Reviewed Sept. 7, 2021
Easy, seamless user experience for my theft claim. I was able to file the claim in about 20 minutes and within a week the funds were disbursed to my bank account. I would definitely recommend the user experience on Lemonade to someone who is looking for a place to find renter's insurance.
Reviewed Sept. 7, 2021
I could not be more pleased with the seamless process in making my claim. Everyone I spoke with was helpful, kind, and expeditious in getting my information. I highly recommend Lemonade Insurance. I have never had any better insurance experience in my life. Thank you, Lemonade!
Reviewed Sept. 7, 2021
Never thought renters insurance would come in handy!!! My husband's work tools got stolen from his truck and thankfully Lemonade paid us back what was taken!!! Keep in mind to always keep receipts or copies of anything expensive! Thank you so much Claudia for all your help!!!
Reviewed Sept. 7, 2021
Service was fast. Lemonade made making a claim quick and easy, it was terrible enough my property got stolen, I was able to do everything online, submit all my receipts and police report through the app, they walk you through all the steps to guide you through the claim process.
Reviewed Sept. 7, 2021
Recently my car was broken into at our residence. Not only was this alarming and completely out of the ordinary, but it also made my family and myself feel violated. Lemonade, was a sense of security!! Not only did they walk us through the steps needed, but they were sincere about our safety! They were understanding and responded timely. We knew that Lemonade was here for us, with our best interest at hand! As a parent you always try to prepare for everything! But this was something we never seen coming! Everyone should protect themselves with Lemonade! Especially before something it's too late!!
Reviewed Sept. 7, 2021
I’ve never submitted any type of insurance claim and nothing like this has ever happened to me. Samantha was very helpful. The whole process was very easy and I was shocked at how simple the process was and how friendly and helpful Samantha was. Thank you!
Reviewed Sept. 7, 2021
My claims rep Mitch navigated me through the process in a timely and efficient manner. From start to finish, the claim was approved and settled in about 45 days. There were a few snags but overall the process was seamless.
Reviewed Sept. 6, 2021
Devan and her team at Lemonade has exceed all of my expectations. My claim was handled quickly, and the communication has been absolutely stellar. This is the difference between best in class, and the rest. Keep it up!
-Kam **
Reviewed Sept. 4, 2021
My garage was burglarized and lots of items were taken. I filed the claim and Kailey followed up immediately, getting in touch with me and reaching out, letting me know the procedure I needed to do with the police department and everything which I did. I wasn't happy about the $1,500 limit on the undocumented items because all my items were most of my items were not documented. In other words I didn't have receipts for them so that really put a damper on things for me but Kaylee did the best job she possibly could do and got me as much money as he possibly could which was very important to me because I need to replace all of those items that were taken.
I also had a supplemental report of several items that I had not noticed missing initially cuz she just recently had finish that up for me while being very busy with other claims and I was pretty much unavailable the last few days here helping my grandmother so she really pulled through and knock cross the finish line for me whenever when I really needed it. Although I'm not really too happy with the payment policies of Lemonade Kailey did a great job with everything, followed through to the end and is a great asset to your company. No doubt about that.
Reviewed Sept. 3, 2021
Sam from Lemonade made the claims process super easy and painless! A few quick follow ups were needed but they were but extremely helpful throughout the entire process. They treat you like an actual human being instead of a number like many large corporations.
Reviewed Sept. 3, 2021
Took about 2 weeks to get resolved. No hassle. Very easy process. Great communication. Got back to me quickly. Never took long for a response. Quick resolution. Thanks for your help in my liability claim. That’s all I gotta say. Have a nice day.
Reviewed Sept. 3, 2021
My experience had been excellent. It was very easy to file a claim through the app and in less than 24 hours was connected to Juli, who seamlessly helped with handling my claim. Everything was resolved in about one day. You can’t ask for more :)
Reviewed Sept. 3, 2021
My placed flooded and my agent Stephanie took care of everything. We had problems contacting property manager but she got my claim in and resolved. She was detailed and would even call me weekly to let me know what was going on with claim. That high deductible is the only drawback. It's was almost $3000.
Reviewed Sept. 3, 2021
Thank you Jose from Lemonade for the wonderful and quick response that you gave me. Thank you for handling my case. Lemonade is a great insurer. I had no problems with my claim. Once again thank you for the excellent customer service Jose.
Reviewed Sept. 3, 2021
Very bad experience with Lemonade. After suffering burglary, they required excessive amount of pictures, receipts, police reports in order to show proof of loss. Then they took nearly 2 months to contact parties and finalize claim. They literally required a receipt for every book, pot, pan, blanket, towel, washrag stolen from storage unit. Was only able to submit partial claim of complete loss suffered. Even then, they dragged out well beyond timeframe allowed. Only finalized claim after threatening formal complaint with Texas department of insurance.
Reviewed Sept. 3, 2021
Amazing service from Lemonade. Never been happier. Claudia was great and she was very communicative and always helpful even though she was unwell herself. I've already recommended Lemonade to all my friends just for their service. 10/10 for great product and service.
Reviewed Sept. 3, 2021
Moved into our brand new apartment only to have a water pipe rupture on the second day living there which flooded our living room and destroyed our furniture. With Lemonade everything was so easy during a time when we were so worried. From claim submission to finalization it was around a week which is amazing! Can't recommend them enough. They were so so nice and helpful the whole time!
Reviewed Sept. 2, 2021
Very happy I chose Lemonade. I recommend it 100%. Very good service. Good communication. Juli was very helpful. She solved our claim fast, with lemonade you can have peace of mind and knowing you have a team that is going to help you in case something happens.
Reviewed Sept. 2, 2021
Adam worked on my claim and made sure the whole time I was informed on the status of my claim. He was very professional and has excellent customer service. I would highly recommend Lemonade Insurance and their team to anyone.
Reviewed Sept. 2, 2021
Lemonade is a great company. No problems with my claim. Specialist very knowledgeable. She was great. I will tell all my friends about Lemonade. They handle your claim real quick. Real good company to have everyone should have Lemonade. The staff is great. I advised everybody to go out to get Lemonade. Love it. Love it. Love it.
Reviewed Sept. 2, 2021
My claims representative Thalia was extremely helpful. I would definitely recommend Lemonade insurance to anyone who is looking for insurance. They made the claim process easy during a difficult time. She was quick in response time and answered all my questions.
Reviewed Sept. 2, 2021
21 days was all it took!! The Lemonade team is outstanding!! Everything went so smooth and easy! Any time I needed answers someone was there to answer!! Love love love them! Thank you all! I highly recommend Lemonade insurance for anyone who doesn’t have insurance yet!
Reviewed Sept. 2, 2021
The main diamond in my wife's ring broke. Our claim was approved and the money is on the way after a couple clicks of the mouse, a few emails from the friendly staff, and a quote from the jeweler. Sara was great to deal with and super friendly. 12-10 would recommend.
Reviewed Sept. 2, 2021
The entire experience made me feel like they didn’t believe me. It was unbelievably hard to reach on the phone. Every time I tried, they were never available. This was at different times throughout the day. Most correspondence was through email and I believe we should have a preference, because email use guarantees a 24 hour delay for progression. I had over 5,000 stolen from me. My scooter can’t be covered, even though it’s my property and not. Motor vehicle, which it doesn’t exceed 14 mph, I’m talking about a stand up scooter (not covered), ridiculous. I can’t replace any of the items because I’m only getting 1700 back because of a deductible of 2500. So, if I would’ve been carrying my laptop alone and nothing else, I wouldn’t receive anything… where is the assurance of being insured in that manner?
Having insurance, absolutely served no purpose whatsoever, but caused me to stress and waste my time, tracking down documents, days I couldn’t walk or move, I still had to make things happen for your long list of demands I had to produce to prove myself innocent in court to only receive the smallest portion which isn’t enough to replace the items stolen from me. This has been the most mortifying experience I’ve ever had with a business. Not only that, I was staying with Lemonade, with respect to the sternness of their actions to protect themselves as well as their insured, but after you’ve left me to where I can’t even replace my beautiful items stolen from me, I can’t even justify how or why!
Reviewed Sept. 1, 2021
I had a bicycle stolen which was covered by my renter's policy with Lemonade insurance. The company prides itself on its easy to understand policy. What's frustrating is the claims person I worked with would neither engage with me on the specific policy provisions I asked about nor would she even read the policy. An insurance policy is a contract. While there may be room for interpretation, the idea of a contract is to clearly lay out what's covered and what's not. The representative did quickly process my claim and sent funds equal to what my 5 year old bicycle would sell for in the used market. When I asked if this figure represented an "Actual Cash Value" (a defined term in the policy) settlement she insisted that the payment was "replacement cost" and they only pay actual cash value for antiques and collectibles.
The policy clearly states that my claim can be settled for "replacement cost without depreciation" a term she refused to even discuss. It is not possible to replace a 5 year old bicycle, or computer, or camera or whatever one has had stolen, with a 5 year old item that has not suffered depreciation. The representative insists that my claim is fully paid on a replacement cost basis. She also claims that the value of my claim is degraded because I purchased my bicycle new from an authorized dealer but the bicycle was advertised on ebay. There is nothing in the policy that supports her position. While she is quite confident in her statements, her resume would suggest that she lacks the skill to handle insurance claims with her most recent positions as an actress and a restaurant server. I asked that my claim be elevated to another party in the company.
The new claims representative initially also claimed that the policy does not cover new merchandise costs when replacing a stolen item covered by the policy. In a phone conversation with the California insurance commission disagrees, and literally laughed when I told them what Lemonade is trying to do with my claim. They also called into question the motives of this company and how they likely violate the Fair Claims Settlement Practices. It remains to be seen how the company will handle this claim. However, their actions so far seem to be a conscious effort to obfuscate the true coverage of the policy. For that I give them a single star.
Reviewed Sept. 1, 2021
I received outstanding service from the entire team at Lemonade, especially Sam ** from the Claims Experience Team. She was empathetic, responsive, and always proactively provided me with updates on my claim. It was very refreshing to work with an actual human as opposed to jumping through hoops with automated options like most insurance companies. I would highly recommend Lemonade to a friend. Thanks again for all your help!
Reviewed Sept. 1, 2021
I’ve never trusted insurance companies. Lemonade proves insurance and protection for your assets should not only be affordable, but simple. It really is that simple. Definitely a believer of rental insurance.
Reviewed Sept. 1, 2021
Kailey is just the sweetest. She took the time to explain everything about the claims process and answered any questions I had. If you are questioning if Lemonade Insurance is the way to go let me tell you stop questioning and get you a policy with them.
Reviewed Sept. 1, 2021
Emily was awesome. She got to the point and was very understanding and helped with all our questions and concerns. She was fast and to the point. Lemonade was easy to set up, and even easier to use when making a claim.
Reviewed Sept. 1, 2021
This is the first claim I've ever filed and I was super super stressed and worried. Lemonade made it so much easier than I could have ever hoped for. I cried happy tears after I finished filing my claim and seeing it get approved. They've turned a super scary and already stressful situation into something much more manageable. I'm incredibly grateful for this.
Reviewed Aug. 31, 2021
My wife lost her gold bracelet and was absolutely distraught. Fortunately it was insured with Lemonade under their extra coverage policy. Bailey from their claims experience team contacted us immediately and the claim was processed within an hour. Excellent service, very happy I made the switch to Lemonade!
Reviewed Aug. 31, 2021
The overall experience was pretty seamless. The initial request did take a bit longer than I would've imagined before I knew who was handling my claim, but after that everything was handled swiftly. I was notified they had been busy and they helped me get things taken care of.
Reviewed Aug. 31, 2021
I had the best experience with my claim and with Lauren's care, support for myself and the process, and her efficient communication. It was not a burden to provide the necessary documentation, and the ease of the automated claim submission reduced the stress of the entire process. Thank you so much for your help in resolving a hard situation.
Reviewed Aug. 31, 2021
My claim for my stolen property was given to me at exactly the amount I requested (minus the deduction), without depreciation, in 4 seconds. The form was simple and understandable, with pictures of receipts being adequate proof of ownership. I would recommend Lemonade to anyone trying to protect their personal belongings.
Reviewed Aug. 31, 2021
Katy was extremely attentive, kind, understanding and did a lot for me. She was very communicative and was thorough with every email she sent me. I was very grateful to have her as my agent! Katy was very positive, welcome and was clear on what she needed from me.
Reviewed Aug. 31, 2021
Jyn was very helpful for our insurance claim. Our building manager was very unhelpful (essentially lied about the cause of the damage) and the Lemonade team was able to successfully navigate this. Thank you very much to lemonade, Jyn and the rest of the team.
Reviewed Aug. 30, 2021
I had a very stressful situation with my bike being stolen and after entering all relevant information, had my claim instantly approved with no questions asked. What a a relief to have one less thing to worry about and feel so supported!
Reviewed Aug. 27, 2021
I was super happy with the level of service Zach my claim rep provided. I was unsure of my options in less the 24 hours Zach ensured me he would help with any concerns and questions and he did that and more.
Reviewed Aug. 27, 2021
I didn’t know I would get to file a claim so easily and it was just a breeze and the people were so helpful and nice. They made me feel so much better about the situation and I didn’t feel uncomfortable through the processes. Thank you!
Reviewed Aug. 27, 2021
Anya was absolutely fantastic for my claim! She worked through all the details just fine and talked with the police about my claim to sort things out and get my claim through in as fast a timeline as possible. Really happy with how this all turned out!
Reviewed Aug. 27, 2021
Great Experience! From the moment I submitted claim until it was approved. I was kept up to date on everything and my questions were responded to immediately and in a way I could understand. I worked with Zach and he was extremely helpful. Couldn't be happier with how this made us feel better after a stressful few days returning home to this leak/damage.
Reviewed Aug. 27, 2021
I had to make a claim for my apartment for damages and they were super fast and helpful throughout the whole thing. Super friendly people and answered every question I had. Always answered my emails within a few hours. I would definitely recommend!
Reviewed Aug. 27, 2021
I have a renters insurance policy with Lemonade, and I had my camera covered as an add-on. I was helped out by Sasha when I made a claim for my camera which got lost at a concert, and she was very helpful and informative with the process. She made it simple and easy to understand what was needed from me, as this was my first time making a claim. I’m glad I was able to get the issue resolved and I’m very grateful to Sasha for all her help!
Reviewed Aug. 27, 2021
Sara was quick, communicative, and positive! Her emails were very helpful. She answered all my questions rapidly and to the point, and kept me in the loop with everything that was going on. Much appreciated. Overall, she was great! Thanks, Camille
Reviewed Aug. 26, 2021
I recently had some water damage in my apartment while away on business. I worked with Zach. I had lost quite a few items due to the water damage. They did a great job making the claim process easy during a very frustrating time.
Reviewed Aug. 26, 2021
I would recommend Julia to everyone. She was punctual, genuine and comforting. I would do a follow up and she would respond the same day with and up date. I thank her for handling my issue. The Lemonade team was great.
Reviewed Aug. 26, 2021
My neighbor stuck his hand in a dog fight, got bit on the finger, then sued me for hundreds of thousands of dollars. Lemonade hired some great attorneys to represent me and after 2 1/2 years they settled for barely over his medical bills of $5K. I hardly had to lift a finger. Pretty awesome Lemonade.
Reviewed Aug. 26, 2021
Behind this high-tech genius of efficiency is the gift of personalized care and easily understood terms. If you dreaded the horrors of the mean, old insurance empire, then this is the sort of community you should join. When faced with the kleptocracy, who needs bureaucracy? Lemonade.
Reviewed Aug. 26, 2021
Julia was awesome. She kept me updated and always responded quickly when I had questions. The whole claims process was simple. I’m glad I had Lemonade to help me through an unfortunate situation. I highly recommend using them. I am 100 percent satisfied with the service that they provided. I am a customer for life.
Reviewed Aug. 26, 2021
The claim process was very smooth. My claim agent was prompt, communicative, understanding, helpful, and all the things I could ask for to make a bad situation less so. I feel silly procrastinating submitting my claim now that I know how painless it would be, thank you!
Reviewed Aug. 26, 2021
I had something valuable stolen from my car, made a claim through Lemonade, and the process was simple, human, and, to be honest, almost fun, which is an amazing thing to say about dealing with an insurance company. Most companies have apps that are badly automated and humans that are the same. Lemonade's app is a thing of beauty, and the people you deal with are real human beings that even send cat gifs.
Reviewed Aug. 26, 2021
Katy did a good job keeping in touch and reminding me to get the necessary tasks done for the claim. She was quick and thorough. She kept in touch well and made sure I was in the loop regarding my claim. 10/10. Would claim again.
Reviewed Aug. 25, 2021
Shelby who was my claims advocate was very attentive, and understanding. Any questions or concerns I had, she answered them in a timely, respectful, and professional manner. Her helpful attitude really put my anxiety and PTSD, from the unfortunate and tragic event I went through, at ease. I would definitely recommend my friends, family, and colleagues, to get Lemonade insurance.
Reviewed Aug. 25, 2021
Emily really helped me every step of the way and made sure I got all the help I needed! She is very fast at responding and knows what she is doing, so it made the whole process easy for me, especially since it was my first time!
Reviewed Aug. 25, 2021
I am excited I got my claim approved and paid. Hope for the claim was almost lost but Stephanie kept the line of communication open with prompt response to my mails. Kudos to Stephanie and her team. I will not hesitate to recommend them to anyone. Thanks Lemonade!
Reviewed Aug. 25, 2021
Lemonade was fast to help me in my claim and Jim was so helpful and friendly. He helped me out when I thought all was lost. I didn't get back the price of all items stolen but I got something back and it gave me at least the strength to go on. Thank you guys so much.
Reviewed Aug. 25, 2021
Jon was great to work with. He answered all my questions and handled the situation in a timely manner. Getting my items stolen was rough but the team at Lemonade made things a bit easier! I appreciate their great work on this!
Reviewed Aug. 25, 2021
This was my first time ever going thru this. Sam made so easy and helpful. Quick response and contact was so reassuring. I'm so thankful to have had good experience dispute the circumstances. I highly recommend everyone have insurance. I'm thankful for all help and support.
Reviewed Aug. 25, 2021
Cameron has been very helpful, nice and respectful. He went above and beyond for my family. I thank him for being there through this very rough time. Lemonade has been more than accommodating as well. We don’t know what we would have done without the rental insurance.
Reviewed Aug. 24, 2021
We found out we had a water leak in our apartment ceiling. Juli was very helpful in getting us reimbursed for our relocation to an Airbnb and hotel during the water damage repair in our apartment. She was clear and prompt in her replies. Very satisfied and can't thank her enough!
Reviewed Aug. 24, 2021
I struggled to get answers about my claim at first. Partially because of the automated interface with limited responses, partially because, when I finally did get to a human, 2-3 different people didn't understand my dilemma. After some back and forth, Stephanie finally stepped in and it was smooth sailing the rest of the way! She was super helpful, efficient, and kind.
Reviewed Aug. 24, 2021
I submitted my claim and the representative from Lemonade reach out almost instantaneously and once I filled out all the required paperwork. They received and reviewed my claim and accepted the claim within in seconds which really gave me peace of mind.
Reviewed Aug. 24, 2021
We had a flood in our apartment. I filed a claim and received a reply within the day. The follow up from Mike came quick. I am very happy with the professionalism and understanding from him and the Lemonade team. I will recommend this service to all my friends that rent homes and apartments.
Reviewed Aug. 24, 2021
Lemonade has been there for me two times. Once when I had my personal belongings stolen from me in the middle of the night and just now when we lost our family ring. Each time, Lemonade has made the process clear, simple, and easy. Communication has been quick and easy with an efficient process to have us back on our feet in no time. They have brought nothing but peace of mind knowing that they care for their clients and truly want to help. They provide the most transparency, easiest information to access, and straightforward technology. I couldn't have asked for a better company to work with and trust. Thank you Tamika and Lemonade team!
Reviewed Aug. 24, 2021
The process was easy is and painless! And Troy was awesome! And very helpful! Troy and the whole will literally walk you through the whole process! I thought the process was going to take longer, and I really didn't know if it was going to go through, because I never been through anything like this, but Troy and the Lemonade team made my experience great! Thank you lemonade team! Keep up the good work!
Reviewed Aug. 24, 2021
I did not get the proper payment for my items that was damaged. I feel like I'm paying for nothing. One pair of shoes was the only thing that was accommodated. I sent pictures and receipts for all items and the items were bought this year. This insurance is a rip off.
Reviewed Aug. 23, 2021
Almost a year ago, I was hit with a fire and lost everything in my apartment. The claims agents for Lemonade stepped in and help me with everything. They even helped with making the list as I was very lost at the time trying to put the pieces back together. When came to the payout, it came within days. This was very helpful. Thank You Vivian and team.
Reviewed Aug. 23, 2021
Excellent service. Eliana was very helpful and patient all the time. Very quick to respond and very professional. Overall very happy with support provided. Couldn’t have asked for a better service. Thank you for being available whenever needed. Happy to be part of Lemonade.
Reviewed Aug. 23, 2021
Let me say this, I am almost 50 years old, and have been dealing with insurance companies for almost 32 years. Lemonade is A-1. These guys rock! Fast, efficient, patient and really care. Clarissa my agent, was on top of her game. She was there every step of the way, from getting me a hotel, to kindly reminding me of info she needed, even after I ignored her for a week. ** State Farm, Allstate, and anyone else. Lemonade has made insurance easy. FINALLY A INSURANCE COMPANY WHO REALLY CARES!!!
Reviewed Aug. 23, 2021
Troy my advocate was amazing. He made sure I was heard and made sure that my experience was not long and so bad after all, He stayed on top of my claim and made sure I was comfortable! Thank you Troy at Lemonade for everything!
Reviewed Aug. 23, 2021
Lemonade was so easy to use. They give you step-by-step instructions on how to file a claim. By far the best experience and easiest interface I have ever used! I will be sure to recommend Lemonade to all of my friends.
Reviewed Aug. 21, 2021
Julie, is great! I did not like the first adjuster. He was not empathetic and told me it’s not a vacation and Julie was sweet, empathetic and knew this definitely was a nightmare not anyone’s dream vacation. She was fair but, sometimes needed your help in researching info. She was a 10. Be your own advocate. Know hotel prices, know the values of your items claiming as a loss, take your own pictures because their adjuster took many pictures irrelevant.
Reviewed Aug. 21, 2021
I would like to recognize claims adjuster Ricardo for providing outstanding customer service and assistance to me! Ricardo went above and beyond with helping get my claim processed after some things were stolen from my apartment. I really appreciate him being patient with me as though some days I was really frustrated. I’m so thankful for the agents as well at Lemonade Insurance because they provide outstanding service!
Reviewed Aug. 20, 2021
My landlord covered the damages when our electricity went out while on vacation but not the cost of all the food we lost. Lemonade was very quick to help us with our claim. It was easy and we got money within a couple days. I'm never been so happy with an insurance company before!
Reviewed Aug. 20, 2021
I submitted a renter's insurance claim with Lemonade after an accident occurred at my apartment. I was assigned to Juli as my Claim Advocate. Juli and everyone I spoke to on the phone at Lemonade were friendly and helpful. My Claim Advocate, Juli always responded to my emails the same day or within 1 day. She was professional, clear and organized. Juli's communication made me feel comfortable to ask questions about my policy and coverage. Lemonade covered the damages to my personal property and my hotel stay when I could not use my apartment. I highly recommend them and I will continue to be a loyal customer!
Reviewed Aug. 20, 2021
Our apartment flooded and worked with Deandre to process a claim to replace our stuff we lost. He was easy to work with and honest with us. I appreciate good business like this. Thanks to the Lemonade team and specifically Deandre! Give that man a raise!
Reviewed Aug. 20, 2021
Ryan was super helpful in getting my claim processed - quick, reliable, friendly, helpful. Couldn't think of a way that his customer support / claim management could have been better, he went totally over the top. Really good experience thanks to his personal efforts.
Reviewed Aug. 20, 2021
I have been having an overall good experience with Lemonade services. Everyone is so helpful, just sometimes it takes a little bit to reach them, but they’re very good with costumer service. I filed a claim and the process has been super easy and always guiding me through the whole thing.
Reviewed Aug. 20, 2021
Ali was great, I appreciated her help! Only complaint is obviously my reimbursement amount since the laptop was worth almost $2,000 and I was only reimbursed $1200 after my deductible. Like I said, Ali was great, I'm satisfied with how quickly the reimbursement was processed, however, I'm still having to come out of pocket for money I not really have as a law student.
Reviewed Aug. 20, 2021
I am so happy and impressed with this company. When I say they strive for greatness...it's an understatement. I was dealing with a flood in my kitchen unfortunately and was set up with a member of their claims team namely Jyn. Jyn was the real deal. She made me feel at ease immediately, she guided me through EVERYTHING, she would even work days she was off and on vacation. I mean just unbelievable. She was able to get me set up before I knew it. I can't even say how happy I am with her and how things turned out, she was always upbeat and professional and polite, answered every question I had. They really strive for greatness, every member I spoke with just made me feel heard and appreciated, which is something many companies have forgotten. I would recommend this company over and over.
Reviewed Aug. 20, 2021
Loved working with Jose. I filed a claim for my stolen items when my car was broken into and Jose was assigned to my case. He did a great job being transparent with me and he kept me in the loop the entire way of the process from start to finish. Would highly recommend Lemonade to any one of my friends 100%. Love you guys.
Reviewed Aug. 20, 2021
I love Lemonade! You can't beat the coverage for the budget friendly prices they offer! All of the staff, especially my agent Anya, are top notch! They are friendly, communicative, and go above and beyond to ensure you are covered for whatever situation you have experienced. This was my third claim with Lemonade and I've never been disappointed. recommend them to everyone and if 10 stars were possible... I'd give them a 10/10! Thanks Lemonade for taking such good care of me!
Reviewed Aug. 20, 2021
Lemonade was very helpful at first, but I'm pretty sure we did not come close to the budget they are saying we did and now we are being told that you guys can't help anymore. At the time we really need it most urgently they ignored my calls and emails. I am dissatisfied and will not recommend this company to nobody.
Reviewed Aug. 19, 2021
My experience with Lemonade has been great. It was easy to file a claim and any inquiries were responded to quickly. Would highly recommend. My rep Dalton was excellent to work with. He kept me updated along the whole process.
Reviewed Aug. 19, 2021
I have had Lemonade for some time but this was my first time needing to file a claim. Needless to say, everyone was so helpful! I got what I needed right away, had a hiccup with ALE Solutions and the second I called Lemonade to get assistance it was resolved in minutes, couldn’t recommend you guys enough!
Reviewed Aug. 19, 2021
Unfortunately, I had to file a claim; however, I was relieved that the process was painless, fair, and worked in a timely fashion. I had an unusual situation and they worked with me. Having been through the whole process, I’d definitely recommend them. Also, they respond to emails in a timely fashion!!
Reviewed Aug. 19, 2021
We had a water leak in our apartment and Luke from Lemonade was SOO helpful! The claim was approved within the same day, and he helped me find a hotel while it was being repaired. Luke made what otherwise would have been a stressful event - so simple! Thank you!!
Reviewed Aug. 19, 2021
It was totally unexpected when I woke up one day to soggy carpets. It turned out my upstairs neighbor forgot to close a faucet and flooded my apartment while I was sleeping. Whole cleaning process was a nightmare, but Lemonade made my life so much easier by reimbursing the damaged items within just a couple of days. My apartment requires renters insurance for every tenant, and to be honest, the only reason I went with Lemonade was that it was the cheapest option. But based on the experience I had, I would definitely go with Lemonade even if there were other cheaper options. I 100% recommend to anyone looking for insurance.
Reviewed Aug. 19, 2021
When my bikes were stolen, Katy from Lemonade helped me navigate the claims process and easily got me my money back. Now I have been able to get back what was lost and can go back to life as usual! I really appreciate Lemonade’s simple website and claims process.
Reviewed Aug. 19, 2021
Anya was very helpful and quick with responses. She was pleasant to talk to and her replies were clear and understanding. I wish the overall process could’ve been easier but I understand with stolen things it takes longer. Thank you!
Reviewed Aug. 19, 2021
I was worried when I had to put my claim through a video recording and virtual assistant, but then I heard from Morgan. She was empathetic, listening to me and showing compassion for the situation. My situation was definitely at the edge, a gray area in coverage to be sure. I truly felt that Morgan wanted to help me, she wasn't looking for an out. I'm more than pleased with Lemonade and would recommend them to anyone.
Reviewed Aug. 19, 2021
I had lost my iPhone who traveling to Florida and had filed a claim. The rep I talked to was very warm and polite and I was able to get my claim approved in a short period. I had a great experience with Lemonade.
Reviewed Aug. 18, 2021
We were very fortunate to have Jeremy as our point of contact at Lemonade. He was always available when we called or contacted him via e-mail, answering any questions or concerns we had regarding our claim. Lemonade couldn't ask for better representation!
Reviewed Aug. 18, 2021
I love Lemonade! To be honest I wasn’t sure what to do when the water damage in my apartment occurred but Luke with claims department helped me every step of the way. He was very professional and always kept me in the loop. He got me the exact price of my item and not a penny less! I can’t recommend them enough! Thanks Luke!
Reviewed Aug. 18, 2021
The claim experience through the app was impeccable. Highly streamlined if you have your docs ready and are moderately proficient with technology. I had my brand new $2,000 road bike stolen. Within minutes I started and closed the claim with a "Paid" status.
Thank you,
Justin T.
Reviewed Aug. 18, 2021
Morgan was my claim specialist after my Family and I lost our belongings and home to a fire. She was great to work with. She gave me accurate updates, communicated as often and quickly as possible and helped my family through a difficult time in our lives. Morgan and the team at Lemonade truly do care about its customers and I would highly recommend using lemonade! Thanks again!
Reviewed Aug. 18, 2021
This was my first claim experience with Lemonade. It was pretty easy and Emily was especially helpful (though there were several people that helped me when she was out). The only issue was trying to get a repair estimate when there are no local repair shops near me, but that was a minor issue. Overall I would recommend Lemonade.
Reviewed Aug. 18, 2021
This was the swiftest process ever. Everything was through the Lemonade App that collected all the necessary information for the claim. I received an email shortly after affirming that our claim has been received. They were absolutely transparent about the process and made it fast and easy. I was not worried about anything because I knew I was going to be taken cared of. Thank you Lemonade!
Reviewed Aug. 18, 2021
I had a great experience using the Lemonade app to file a claim. It was fast, easy, and made me feel taken care of as a consumer. With this being said it could be an even more seamless process. The AI frequently got my information incorrect and I had to go back and edit critical information. It also didn't let me edit past the last step I had completed, which makes it so you have to start all over again if you want to edit something early on in the claims process. I kept wondering if I could change this at some point and held out for a review claim screen at the end. It came and once again I couldn't edit information that I wanted to change without starting the whole process over again. Talk about a headache and it definitely added stress to the experience. I love your product for sure, but these small tweaks could definitely enhance the user experience. Feel free to reach out if you want more detail!
Reviewed Aug. 18, 2021
I've never had to file a claim before and had a very interesting issue caused by my building that wasn't clear at first if I should even file a claim, but Thalia and the Lemonade team made the process direct and were very helpful in helping me find temporary accommodations when work was being completed.
Reviewed Aug. 18, 2021
John was my rep and I’m absolutely lucky to have had him by my side. He has helped and walked me through every step needed. He did not put my case aside. He worked fast and efficiently. I would definitely recommend Lemonade to anyone who is needing renters insurance.
Reviewed Aug. 17, 2021
My claim was resolved eventually, but the waiting time was very long and there was no assistance when I needed to book accommodations. Agents were helpful in assisting me with filing the claim. I was told by the agent helping me file that Lemonade could book accommodations for me since my rental unit was not habitable due to the damages. But I didn't hear anything from my agent until the unit was fixed so there was no help with the accommodations.
Once the claim was filed it was hard to get any traction on it or receive any type of updates. I had called several times to get updates and didn't hear anything aside from my claim was under review and the agent on it wasn't available. It would be helpful if I was at least provided with a specified amount of time I could expect it to take to process the claim. When I first got help filing the claim the agent made it seem like it was reasonable to get some traction on my claim within a few days, but it took almost a month.
Reviewed Aug. 17, 2021
John from Lemonade was incredibly friendly, understanding, and efficient! He made the whole process so easy and explained step by step what was going to happen. I would definitely recommend Lemonade to anyone else if the service continues to be this great!
Reviewed Aug. 17, 2021
Juli from Lemonade was a blessing to our family. She went above and beyond to help us with our claim. She was very helpful with any questions I had and never skipped a beat! THANK YOU JULI!!! YOU'RE THE BEST!!
Reviewed Aug. 17, 2021
My adjuster, John, from Lemonade was amazing! He answered the phone every time, kind, friendly, helpful and thorough. John did everything in his power to help me through the entire process. He's very smart and will do whatever it takes to help his clients. He knows the whole process inside and out and will take as much time as you need throughout the process. I'm so grateful to John and all his help throughout this stressful time and very glad I got to work with him. Thank you Lemonade and thank you John!
Reviewed Aug. 16, 2021
Recently, someone broke into may car and stole many items. The Lemonade team were super responsive and settled my claim in a flash. I would definitely recommend Lemonade to a friend! When you need insurance, they are there for you.
Reviewed Aug. 16, 2021
Working with Zach and Lemonade was so seamless and hassle free. Zach was incredibly friendly and empathetic when I had a major AC leak in my apartment. The reimbursement for hotel was instant within just a day or so of my submitting the hotel receipts when I was displaced. I'm SO glad I chose Lemonade, as it's obvious from the other positive reviews, they are the best in NYC for renters insurance! Thanks Lemonade and ZACH!
Reviewed Aug. 16, 2021
I did not know the word easy and insurance could be used together in a sentence! Lemonade proved me wrong. Submitting a claim was very smooth and the lemonade team reached out day of to get all the information. They kept me posted throughout the process and I was in very good hands. It was quick and easy. So grateful for lemonade!
Reviewed Aug. 16, 2021
I have submitted my claim several days ago and Jeremy helps us went through the whole process. We called Jeremy couple of times to check the policy and status. He was super responsive and accountable, we got the approval notice after a week. Thank you Lemonade!
Reviewed Aug. 16, 2021
Great service! Thank you Alexas for all your help and making sure that my life got restored to normal. The entire team was extremely helpful. From the follow up emails to phone calls. Something that was a horrible event, Alexas and the entire team made it that much easier to deal with. Thanks.
Reviewed Aug. 16, 2021
Several of my electronics were damaged by the lightning storm on 8/12/2021 due to lightning strike. I submitted the claim using my renter insurance with Lemonade, the order got handled by Lemonade team within 24hrs and the reimbursement was issued right after that. The whole process was so easy and the Lemonade app is so friendly to use when submit the claim. I was very impressive and grateful. Thanks Lemonade, definitely a 5-Star experience.
Reviewed Aug. 16, 2021
Jose ** helped me with my claim, I’ve never had to use renter's insurance for anything until now. And wow, Jose was not only always attentive and available but extremely kind, empathic and knowledgeable. He deserves a raise or promotion or bonus or something because he went above and beyond in my opinion. Thanks to Jose I will tell all my friends about Lemonade experience. You rock!
Reviewed Aug. 16, 2021
Great experience with Samantha's help handling my claim. Seamless process on my end with Lemonade doing all of the heavy lifting to help have me covered. Thanks so much for your help in getting my claim processed quickly and easily!
Reviewed Aug. 16, 2021
This is by far the quickest claim I’ve ever gad processed. Originally, when the issue happened, I was procrastinating on filing a claim thinking it would be a long and tiresome process involving speaking with a dozen people. Lemonade proved me wrong. Their claims system is fast and easy. I got mine filed and approved in less than 5 mins.
Reviewed Aug. 14, 2021
Thank you, Erin, for assisting me with my claim! Erin made the process easy and simple. She took care of everything for me and sent me a kind voicemail and email to confirm that it is all settled. I appreciate the help!
Reviewed Aug. 13, 2021
Lemonade was so wonderful but most of all Clarissa was the best. She went above and beyond on helping me. Thank you so much. I would recommend a friend. Lemonade is great renters, home, pet and life insurance company. They don't charge too much neither.
Reviewed Aug. 13, 2021
Lemonade makes the process of filing a claim easy and quick. The app allows you to provide all necessary information before speaking with a representative. Claudia answered all emails with kindness, and was very efficient in her work. I appreciated the quick and clear communication to process my claim.
Reviewed Aug. 13, 2021
My experience with Lemonade Insurance company was the best customer service and 100% satisfactory experience that I've had in a very long time. My claim was handle in a very professional manner and I received my payment the same day. I highly recommend this company to anyone that has a home that they need to be insured. I am so happy and grateful to all the wonderful people that showed total kindness and understanding during a difficult time. Thanks so much for your time and effort!
Ms. **
Reviewed Aug. 13, 2021
This was my first time making a claim and Lemonade made it super easy and fast! I was able to have my claim approved within 3 days of filing the case. There was no long wait, no paper work. Everyone was super kind and helpful- from Chanel the claims investigator to Sasha, she went above and beyond what was needed to help me settle the claim. This was my first time filing a and they made it really easy and stress-free for me. They were highly sympathetic with what happened and worked quickly to get it processed. Lemonade was a lifesaver! I couldn't recommend it enough for all renters.
Reviewed Aug. 13, 2021
The experience with Lemonade was exceptional. I would highly recommend them to anyone. They answered questions quickly, guided me through any difficulties, and ultimately made what is normally a terrible experience (insurance) into a painless one. Thank you again Lemonade, you have a customer for life.
Reviewed Aug. 13, 2021
Great customer service and fast service, service was fast and efficient. She was able to give me all information according and was very precise on the time and day. I had big concerns and all of my concerns was handled.
Reviewed Aug. 13, 2021
I love Lemonade! The pricing is amazing for all that they cover. I recently filed an insurance claim and my claim agent, Thalia, handled it EXPEDITIOUSLY. No hassle! I was honest showed proof and they/she honored that. I had my money the next day. Can't say enough about Lemonade, they have a customer in my for life!
Reviewed Aug. 13, 2021
Lemons to Lemonade... I get it now. They made a bad situation better. Claim completed quickly and before the paint dried. Easy communication! Agent informed me about my benefits and how to get my claim completed quickly! Easy to start a claim and easy to wrap up!
Reviewed Aug. 12, 2021
William on the claims team was super helpful and communicated very well. Throughout the process his handling of the case was above standard and went above and beyond exceeding expectations. He is awesome. The process was painless and thorough. Would definitely recommend Will and Lemonade to friends and family.
Reviewed Aug. 12, 2021
After I hit a rough patch in my life by having my car broken into and items stolen from me, I stayed calm because I knew that I was insured by Lemonade. The process was easier than I thought it would be and I recommend everyone uses them as added protection.
Reviewed Aug. 12, 2021
I’ve never had to file a claim before with my renters insurance. I recently had an unfortunate water leak that damaged a lot of my property and Zach was very helpful. I’m grateful that I chose Lemonade to cover me and my home!
Reviewed Aug. 12, 2021
Staff was great. No games. Straightforward friendly and very understanding... Guys made one minor mistake about my TV and size… My shoes were damaged and was not taking in consideration but other than a that it was no problems.
Reviewed Aug. 12, 2021
I never thought processing an insurance claim could be as easy and straightforward or a decision come down as quickly as with Lemonade - all it took them was 4 seconds to review my paperwork submitted via photo on my phone for them to accept the claim and help me recover some of the losses from a theft. Thank you Lemonade!
Reviewed Aug. 12, 2021
A washing machine had leaked two floors above me and my property management team never informed me of the leak. As a result, I thought the water had come from ground water and several of items were damaged such as my iPad. My policy didn't cover ground water and I didn't know that until the claims department told me on the phone. Despite this, they contacted the property manager to double check and it had actually come from another apartment. The team was quick to help and was transparent about the process all the way through.
Reviewed Aug. 12, 2021
My claim agent (Alexis) was the best. She was nice, respectful, and helpful. She have the best patience. She helped guide me in the right direction! Everything was processed with ease. Thank you Alexis!!
Reviewed Aug. 11, 2021
Devan Is the best and she is really helpful and wonderful employee. She has guided me in really good way and all I can say is she is the best and I wish her good luck and good health and her communication and response was good.
Reviewed Aug. 11, 2021
Lemonade makes it easy for me to get coverage and make claims quickly. I also have coverage for special add on items, like my bike and my guitars, which is important for me. I made a claim for my broken bike and they approved it!
Lemonade Renters Insurance Company Information
- Company Name:
- Lemonade Renters Insurance
- Website:
- lemonade.com

