About Lemonade Life
Lemonade's life insurance offering has a quick application process for term life insurance that eliminates the need for medical exams and long wait times. The company offers up to $1.5 million in coverage for 10-, 15-, 20-, 25- and 30-year term life insurance policies. Policy prices are based on coverage amount, term, location, lifestyle and health factors and are locked for the entire length of the term. Its life insurance product is available in every state except New York, and prices start at $9 per month.
Overall Satisfaction Rating
- 5 stars
- 4 stars
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- 1 stars
- Locked policy rates
- 100% digital
- No medical exam
- Must be under 60 to apply
- Not available in New York
Lemonade offers a fully digital life insurance process that doesn’t require an in-person medical exam. The company offers 10-, 15-, 20-, 25- and 30-year term life policies with rates starting as low as $9 a month, if approved.
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The procedure was simple and straight forward. I would definitely recommend to a friend. The response from the support team for any questions was clear and crisp. The online application process hardly took time to complete and submit. The number of questions in the form were minimal and easier for understanding.
Really easy to get started getting a policy through Lemonade. Such a better alternative/experience than having to deal with the overly salesman culture of life insurance. Looking forward to see if there are incentives to bundle auto, rental, etc. with Lemonade. I still have State Farm for rental, and auto; but would consider switching if Lemonade created an easy way to switch. I'm a millennial and I like to see all the insurance options available and choosing which one, as an alternative to an agent trying to sell me on a policy.
The process was so easy to get the policy I wanted, and I would happily shop here again for a policy for other matters besides life insurance. It makes me confident that my family and I have peace of mind.
With a child I wanted life insurance and wanted to make sure if anything happened my husband and child wouldn’t have to do anything! Plus Lemonade has different coverage for different thing like home also. Super easy. Definitely recommend!
I have been trying to get my beneficiary updated on the policy and it has not been done. I have asked for a callback. My beneficiary is correct online but not on the policy form. Would you please contact me so this can been fixed. Thank you.
I never thought it would be so easy to get a life insurance. 100% online is always an experience that I’m looking for. Looking forward to see what Lemonade can offer for car insurance, they say it’s coming soon. Their app is very straightforward and user friendly.
I was able to apply for a life insurance right from my phone and was provided with quotes instantly. From there I was able to purchase the insurance. I did not need to talk to anyone, overall online experience was really great and user friendly. Lemonade makes insurance process super easy.
I bought a term life policy in 10 minutes from my home. It was affordable and super fast. I highly recommend Lemonade! I feel a peace of mind now knowing I won't leave my family with the burden of paying for my funeral.
Signing up for life insurance through Lemonade Life was very simple, fast, and the approval was instant. Very positive first impression. I received an answer and my policy almost instantly. I have already recommended Lemonade Life to a few friends.
A neighbor recommended Lemonade to us - we weren't crazy about our old homeowner's plan - and not only is Lemonade offering better coverage than we had before, but it's more economical. I was so pleased I signed up for Life Insurance at the same time. HIGHLY RECOMMENDED!!!
I had a need to immediately get Term insurance for myself in the event something happened to me. I had committed to a financial responsibility with my parents and if something happened to me things would be bad for them. Lemonade got me exactly what I needed with almost no hassle and done quickly and easily. Rates were great too!
First time user of Lemonade. The Lemonade website provided access to a quick and easy application process for coverage at great rates. Applied, set up payment and had my policy in less than 30 minutes. Will definitely recommend to family and friends.
I had been exploring various traditional and fintech companies for a good term life insurance. I stumbled upon Lemonade through social media and was very impressed by the easy to follow and easy to complete application process. I was able to review my options and complete the whole application within 15 minutes. Highly recommend this to anyone looking for insurance. I was also interested in applying for home insurance, but unfortunately that was not available in our area. Will definitely keep an eye on that.
It was super easy deciding on my life insurance, as far as my term! Also your account is very easy to manage! Thank you very much for allowing me to be covered. It was definitely a pleasure doing business this way and in the future!
Getting a new life insurance policy was so simple I almost couldn’t believe it. After actually going through the process of trying to find life insurance using a different online life insurance comparison tool and finding that process to be long and arduous, getting set up with Lemonade was a complete breeze.
Super easy, and no headaches! Highly recommend Lemonade!!! It only took 15 minutes to get everything done. The easy payment options are simple, auto bill your credit card and it's done. If anything goes wrong (which happened) they send an email for you to update your payment information. Super simple!!!
Super fast and easy registration and approval. My 20 year policy from an old company had expired and I dreaded having to go through the process again which last time was very time consuming and invasive. Lemonade made it so easy it was fantastic.
My experience buying life insurance via Lemonade was fantastic and easy. Originally, I received a quote from Guardian and they wanted a doctor letter, blah, blah, blah. Lemonade took my word for it. I had life insurance in less than 20 minutes of my time using Lemonade. That is why I highly recommend Lemonade over any other life insurance provider. Customer service comes first.
By far the easiest, most efficient insurance experience I've ever had! The ability to accomplish the application, the underwriting process and even to change my beneficiary all electronically was exactly what I wanted. I've purchased other life insurance policies before and this one took about 1/10th of the time.
We chose Lemonade originally because of its ethical investment choices (especially not having money in big oil), but that is only one benefit. From a purely practical standpoint, Lemonade sticks out for being super easy to use and comprehend. Unlike so much else in insurance, it's clear what is under the hood.
I was shopping for term life insurance and Lemonade was simple and easy to use. I was able to purchase and review different options online. I liked the interface and the pricing was similar if not better than other sites.
I was very impressed with the efficiency and ease of adding a life insurance policy through Lemonade. No medical check-up and a simple application process with almost instantaneous results. This is insurance 2.0. Very glad to see this new take on an old industry. I will be buying more products from Lemonade.
I had been shopping around for affordable insurance and I finally found Lemonade! The application was so simple and the whole experience was pleasant and smooth! I would highly recommend Lemonade for your insurance needs and am so glad I found them. A+!
I’ve purchased term life insurance before with a traditional broker and they kept trying to upsell me. When I was expecting my next child I knew I needed to up my coverage and thought I would go with Lemonade. It was an easy process and it felt nice to purchase an amount that my family needed without someone trying to sell fear. Hopefully I never experience the payout side of life insurance with Lemonade. But if it’s anything like the sign up process I know my family will be okay.
Sends sensitive documents containing social security numbers, birthdates, etc… on unsecured email correspondence. When I notified their team, they ignored me. As a result, I still have unprocessed beneficiary documents. Terrible practices that require outside oversight, as this company simply ignores its obligations to do the right thing.
First of all, we are deeply sorry that you had an unpleasant experience. Our customer’s safety and security is our top priority. We want to do everything in our power to make this right.
We believe there was a misunderstanding as none of your your private or sensitive information was compromised. In any event, we are committed to getting to the bottom of this situation, so it doesn’t happen again. We would be very grateful if you would take the time to email us at email@example.com or give us a call at (844) 733-8666 on M-F between 8am-6pm CT so we can move forward.Again, we offer our sincerest apologies,
I never thought getting insurance would so easy, but Lemonade has accomplished that. Was looking for Term life and not only was Lemonade the best priced insurance, it was the easiest to get. Looking forward to moving more of my insurance needs to Lemonade.
Very easy to use. Obviously signed up thinking I would never need to use this then a week later I was submitting a claim. Was very pleasantly surprised how easy it was to submit a claim in get paid. Awesome Company.
I purchased a $500K 10-year term life policy in about 20 minutes. Compared to buying a policy at a traditional insurer, it was a great experience with competitive rates. I didn't have to deal with anyone trying to sell me something that I don't need and was able to complete the transaction from the convenience of my home.
I obtained a $500k 30 year term policy without an exam in a matter of minutes. My needs were time sensitive, and I had been denied immediate coverage or found costs prohibitive from three other companies that day alone. My policy is backed by a long standing and reputable provider that I trust. Thanks to Lemonade my family is protected in the worst of times. Thank you!
Too good to be true. Fair rate, and simple sign up process. Highly recommend to folks that want a simple and technology oriented way to do business. I was impressed of how easy it was to sign up. This is the future.
Lemonade Life Company Information
- Company Name:
- Lemonade Life