Haven Life Reviews

This was the easiest process I have ever experienced. It was super user friendly, quick, and easy to follow. I would highly recommend Haven Life Insurance to anyone looking to buy life insurance. Only suggestion for improvement would be to make it clear the monthly payment will stay the same for the life of the policy term chosen once you give the quoted monthly payment. Very happy customer????

Signing up for Haven life insurance was a great experience for me. It took a few minutes to get my quote and then only a few more minutes to finish signing up! Everything was very easy. I am very happy with Haven Life!

I really liked the website, and how simple it was to apply. The process is streamlined. I provided general info, and answered some basic health questions, and got a quote within minutes. I also liked that I did not have to deal with an agent.

As a whole, it was a great process. The registration was very simple and easy to understand. Ran into a few issues but customer service was great with everything. Exam was quick and easy, respond and processing time were good.

The application process was informative, transparent, and quick. I did a bit of research prior and the premium is very competitive. Lastly, it was all done electronically! After having an experiment with a pushy insurance agent this was a dream. Being backed by Mass Mutual is an additional bonus.

This was really quite easy to do, all from home. The questions were easy to understand, and there are even automatic information bubbles that pop up if you're unsure, simply by hovering over the "yes/no" answers on the site. Highly recommend based on the process. The pricing seems to be similar or better than other companies.

I shopped around a bit and found that Haven's prices were right for me for the amount of term coverage I was seeking for my family. I was drawn to check them out by a consumer advocate site that indicated that they offered a streamlined process to obtaining life insurance, and Haven did not disappoint. Should the policy ever need to be paid out, I only can hope that the process will be as easy for my loved ones as it was for me to get signed on.

Haven Life had the most friction-free on-boarding experience of all life insurers for sign up. Haven Life policy can be bought online without needing to talk to a policy agent. I really liked the swiftness in decision making and low premiums compared to other similar insurers.

Process smooth and efficient. The process was user friendly. Easy to access online application. Approval process was quick. Questions were not very personal and invasive. Payment method was quick and easy. I felt my information was secure. Would recommend this life insurance to family and friends.

Haven Life is a good, fast, friendly company. They really care about you as an individual and will give you their undivided attention. They also have a money back policy. You can look over the policy if you're not satisfied you can return it for refund. I would recommend Haven life to anyone looking for life insurance.

Worst experience I have ever had buying insurance. Took 5 months. Raised my rate nearly 50 percent above initial quote. Poor communications throughout the process.. Shop around - you can do better. I am.

Process is easy to set up painless and great experience. Very content with the whole procedure. The rates are reasonable and can be customized to one's needs and preference. I would definitely recommend Haven Life to anybody looking for a term life insurance.

Haven Life has been very supportive throughout the application process. Their procedures are clear and to-the-point, yet friendly. There's no urgency to agree. The ability to complete life insurance process online is absolutely fantastic. All my questions were answered using their online chat. Documentations were clear and concise, so be sure to read through your premiums, benefits and conditions. I hope my satisfaction with Haven Life lasts. Thanks to the staff there.

I tried another company 1st, and they were terrible (Protective Life Insurance - STAY AWAY!). So I canceled them, googled a bit to find out a good company and Haven Life Insurance was at the top, for a good reason. It was easy, fast and reliable. Combine that with good customer service and I'm a believer!

I had my first child last year and have been meaning to get life insurance ever since; however, it was such an overwhelming and lengthy process that I kept putting it off. I LOVE that Haven Life was completely online (I never had to talk to a single person!) and I ended up not needing a medical exam. My monthly payment is perfect and I got more coverage than I initially thought I could afford. The peace of mind that my husband and son are protected fanatically if anything were to happen to me is a weight off my shoulders!

The whole process was a breeze to get through and wasn't overwhelming like other companies. I got a policy quote much faster than the other place I applied to and was happy with the rate I was approved for. I would most definitely refer a friend to this service if they wanted to get quickly approved life insurance at an affordable rate.

This was an awful experience. I applied for a small amount of term life insurance to supplement my existing life policy. Haven Life's online application took me through the entire process - requiring ALL of my personal information including my name, social security number, date of birth etc. only to deny me coverage at the very end. They denied coverage because I will turn 65 soon. There was ample opportunity for Haven to terminate the application once they got my date of birth, but they waited until I had input all of my confidential information before turning me down. I find this bait and switch activity despicable and want to warn others to take care in entering their personal information especially if you're nearing age 65.

Every advertisement states no medical exam needed. I'm under 45 and healthy, just took an exam with a competitor, thought I would see my quote with a no exam company like advertised (literally everywhere) from Haven. I don't care about the time spent on the application, it's the highly sensitive info I gave during the process to make certain determinations, only to find I would need a medical exam anyway. Had they been upfront, anywhere in their advertisements, or on their site, that some folk may require an exam, I would have just passed. I just took an exam...defeats the purpose to take another and end up with same or similar quote.

Haven Life is advertised as a company that offers quick painless competitive online quotes. My experience: 6+ week process, medical exam, 25+ email and text requesting more information/asking more questions that were already answered in the application process. Receiving texts asking the same questions over and over again. My first quote of $165 jumped to $185 then $210 then $285 during a time that they had all of my information and no changes occurred. Truly disappointed with the disorganized communication and processing. Feeling suspicious that I fell for a Bait and Switch dishonest sales tactic.

My spouse and I researched several insurance providers before selecting Haven Life. Haven Life had a top rating and offered what we needed. The process was easy and we ended up with a good deal. I appreciated the great customer service from beginning until our application was completed.

The best thing about this experience was that I didn't have to talk to anyone on the phone. I did everything online. There was a small snag with verifying my identity because I spelled out my address completely instead of the way it was printed on my driver's license, but customer support was very helpful in getting it resolved, all through chat and email. Once my identity was verified, I was approved instantly without a health exam because I've been lucky enough to be reasonably healthy throughout my life. The monthly premium is affordable and I now have peace of mind for my family. I would definitely recommend this company.

Shopped around looking for life insurance. Found Haven Life to offer the best rate compared to others I've looked at. Haven Life's online application process is easy and the outcome was fast. And the rate I got is the best I've seen even with the additional rider. Their customer service responds very quickly and answered all my questions. I would absolutely recommend this company to anyone I know that is looking for life insurance.

Loved the simplicity of the entire process. I could understand everything in front of me and I love the ease of use of technology. Great experience. I highly recommend to anyone to use Haven’s insurance because it’s easier to use it is self-explanatory and ultimately it takes away every stress possible from applying for insurance.

Haven Life made the process of applying for and purchasing life insurance so simple! I might have spent five minutes on the entire process from start to finish. The monthly premium amount is also substantially lower than other companies I had priced. This was a win on all fronts.

Applied online and it was very simple and easy process, needed a physical because of the amount of coverage I requested. Nurse came to my office, she and I completed everything that was needed and in a few days my results were in and I paid my first premium and my coverage started. I picked this company because I needed coverage outside of my employer, so if I decided to leave and work for someone else I did not have to start over and if I decided to retire I would still have coverage. Very satisfied and happy I choose Haven Life Insurance company.

I wasn't immediately approved but during the wait they were very informative. They stayed in contact at intervals letting know why more information was needed, an approximate time in which I would have a response and an apology for the wait (separate emails). I was very impressed.

I was in the market for life insurance, and I was prioritizing swiftness and convenience. Haven Life was more than able in this regard, providing a policy in minutes at a fair reasonable price that was very competitive with others per Policy Genius.

Applying with Haven Life was a simple process. At age 65, I didn't think it was possible to qualify for affordable life insurance. I was wrong. I qualified for $100,000 for $56/month! I did have to take an exam but that is understandable. Now I can rest easy knowing my family will be taken care of if something happens to me. Thank you Haven Life.

The whole process was easy. I applied online, nurse came over to do medical part and then few days later I got approved for the rate I applied for. Just awesome. I can only speak of the process since I’m new.

I found the entire process of buying life insurance through Haven Life very easy and affordable. The online portion only took a few minutes and the medical examiner came to my house, which made it very convenient. Also, the monthly payment was exactly what I was quoted, which I appreciate.

Straightforward questioning and no nonsense. Great to see I didn’t need a health exam to qualify. My wife required a health exam and that was quick and easy. Very pleased with the service! I will recommend to everyone who needs life insurance.

I was skeptical at first because I thought the process could not be this fast and easy. It was!! This has been the easiest, painless and quickest process in purchasing Life Insurance. All of my questions were answered quickly and in a very pleasant manner. I highly recommend Haven Life!

It was a easy process. They sent me to a place to get like an insurance physical that was a easy process. It didn’t take much time out my day. Got my result in like 2 days. I would highly recommend them. Premium are cheap also. I know this is a highly recognized company.

I was very pleased with the overall experience that I had securing life insurance for myself. The online website was very helpful and guided me to the proper items that I needed to address. I also had a very good experience with the nurse that came to my home to administer the physical exam. She was promptly on time, very courteous and respectful, and made me feel very comfortable. Overall, it was a very good experience.

I was pleased with the whole process, it was simple, straightforward and there was no pressure to purchase more life insurance. After receiving my results I was able to see my terms, cost and select what was best. The process was transparent and user-friendly.

I was very pleased to purchase additional life insurance at a fair price. The follow-up process for the physical and blood work was prompt, easy and NOT time-consuming. I also appreciated how the online process was easy to follow and included options in my coverage for me to select.

My experience with Haven Life customer service has been very positive. Paya provides excellent customer service and very thoughtful and caring. She is professional and wonderful. Also, Luis from customer service is excellent and very responsive also. Overall, I am very satisfied with Haven Life. Thank you!

The process was so smooth, intuitive and fast that I, for a moment got confused if the final offer was an estimate or the real offer. Just amazing!! The system electronically verified financial and medical fitness in real time and issued an acceptance. This is how insurance should be.

The quoting process was very easy and I was pleased with the underwriting results in that the quote matched the policy premium exactly. I gave the experience four stars instead of five because the whole process took a little longer than I feel like it should have taken.

I saw and add about Haven Life and I filled out a quick online questionnaire. Within minutes I had a new life insurance policy. I was amazed at the price which was nearly half of what I was paying for another policy. I also liked the interaction I had with the portal which was very pleasant. I highly recommend this service. I am also glad that it is part of Mass Mutual which is a great company.

Great rate for a term life policy provided by MassMutual. Better than agents were quoting for MassMutual policies. Process was easy. Medical is needed for 45+, but is only a 20 minute at home process. After approval provided, you can adjust your term and amount and see price changes instantly before you decide.

The online process application was very convenient. For the medical exam, it was easy as you can have it done in your own home and you can check your lab results online. Communication with Paya was always prompt and she helped to resolve all my concerns. Thank you Haven Life!

The online application process is well designed and the medical exam was convenient and straightforward. Haven Life gave me a great rate and it's good that the policy is really through Mass Mutual. Heads up: They only offer monthly payment options via a ACH bank account (at this time 6/2018). This was not completely clear to me at the start. A yearly payment option and a credit card option would be appreciated.

First, Haven Life is expensive. Second, Haven Life is a new company with not very strong finance compared to large insurance companies. That means it might not exist after 30 years. Third, Haven Life advertises that it does not require a medical exam. But, that is not true. After spending almost one hour on the application, you will meet the statement that you need to have a medical exam. Haven Life will lie anything to make people to apply. Haven Life does not care whether you wasted your valuable time or not. All Haven Life cares is to make you apply.

Simple and easy to follow and understand process made the application like a breeze. Very impressed with the efficiency and clarity of material. The whole process is so self explanatory, never need any live personal help. Would highly recommend anyone for life insurance policies.

Good communication, my issue is it took 5 months to get an answer and it would have been longer if I did not contact them. I was in absolutely no rush but contacted them being curious. Good rate, happy deal with them.

The entire process was fast and easy, including the medical exam. I applied online and within a few days I completed the medical exam in the comfort of my home. I would definitely recommend Haven Life to my family and friends. I am so glad that I chose Haven Life.

I have been through life insurance applications with 2 other companies and they didn’t work out for one reason or another. Applying to Haven Life was the easiest by far!! They even had specialists follow up with me via email to check in and provide a personal contact in the case that I needed one to get through the process.

Navigating the website and applying online was very easy and simple. Live chat stands by to help with any issues and is friendly and helpful. There was an issue with getting the policy I wanted but after I explained my situation, the issue was resolved and I obtained exactly what I wanted - I could not be happier!!! The whole process has been the easiest I have ever been involved with - I am a very satisfied customer and will recommend this company and this online application to everyone I know!

It was very easy to navigate Haven Life’s online application process. I loved being able to do everything from the privacy of my own home when it was most convenient for me. Their rates are competitive and entire process was quick and easy.

Haven Life made the process very easy. Their online application and communication with me throughout the process was convenient. I was required to do a health exam but that was scheduled quickly and a nurse came to my home which made it easy.

I was looking for a modern approach to life insurance and I found it! All the forms are online and easy to use. The support team was easy to reach when I had a question. The entire process was super simple and straightforward. Highly recommended!

Want answers fast? Polite representatives that deliver on their promises. When I needed help with my medical exam, Paya said she would be looking out for it and she did! Didn’t have to take to twice. Haven Life Insurance was prompt, courteous, and diligent in the whole process of getting a new policy. They are modern and EASY! Loved the whole process!

I looked up Haven Life after attempting to sign up with another company that had horrible customer service. The online application was simple and easy followed by the medical exam. The process was quick and painless. My husband and I were approved in about a week (maybe less). Would absolutely recommend Haven Life to all and their families???

Haven Life worked with me to get underwriting, even though my doctor's office closed in the last year and provided a way to upload medical records securely. Everything was handled professionally and quickly. The new policy was issued in less about 30 days.

Exam was fast and results were immediate. Great Doctor relationship and policy was easy to navigate. Customer service was also within reach and they answered the most challenging questions that I had in mind for them. I will recommend families to patronize them.

I was trying to get life insurance with this company and they had me filled out all these question and all this work and even came to my house and took blood. And a complete waste of time and patient be aware this company isnt clear at all because I stated from the start that I was diabetic and after all the trouble and the test and answering question I didnt get accepted without any explaining or consideration whatsoever from either the tech that came to my house or the company itself. Do not try this company. Not trustworthy or honest or clear on anything they do. Stay away and be aware.

When I started looking at adding a term life policy there were a lot of options. I chose Haven Life because of its association with Mass Mutual. The online application was simple. I called for clarification of a item, the customer service rep was very prompt with a reply. The only shortfall was the physical. Read more at the end. After the physical, the turn around time for my approval was just over a week. I was approved at the original quoted price. Be honest on your application questionnaire for similar results.

I am a shop before I buy 60 year old man. I research reviews, value, quality and ease of acquiring my term life insurance purchase. Haven Life had the lowest quoted price on the internet, and a breeze to apply online. I quickly got email replies, then set up a health exam to my house like clockwork. Here's the best part, my checkup was so good, they lowered my quoted rate per month. I was quoted twice as much with other well known companies, even AARP sponsored insurer. I don't work for any insurance companies nor am I paid to review Haven Life, but I'm Happy and it's all for my Wife.

Hi, I compared Haven/Mass Mutual with two other life insurance companies and found they had the best rate by a significant margin. I asked a bunch of pesky questions and was always given a prompt response. I also like their paperless system, which streamlines the process and reduces waste. I strongly recommend Haven Life for anyone looking for term life insurance.

It was super easy from start to finish. Great for people who like to do most things online. Great for people who busy and don't have time to be on the phone. I would recommend for anyone who is internet savvy because everything except the medical exam is done online.

Very quick and easy process. Blood work was easy to schedule and quote was available shortly after. Enjoyed the online application and process. It was nice not having a pushy salesperson, but instead given the information for you to make a decision yourself. I would recommend this to anyone.

The online application process is well designed and each stage went very smoothly. The medical exam occurred in a timely manner and the process was wrapped with an online payment setup. My only complaint is that there seems to be only monthly payments versus annual.

I was looking for insurance for my wife and me. Both of us are in our late 30's, non-smokers, ideal weight, and no chronic health issues or family history of issues. I qualified for the ultra-preferred (non-smoking) plan for Haven Life. I say this to point out that this process should have been pretty simple. The Haven Life process was quick and painless. I completed the physical (not everyone needs to do this for Haven) component for both providers on the same day, by the same person. Haven Life was able to get me a quote 3 weeks before Zanders. Both quotes were comparable with Haven being slightly better.

My previous term life policy expired and was set to triple in cost. Haven Life gave me more coverage, for a longer term, at a much lower cost. Getting the physical locally and the coordination with Haven Life by the lab was totally problem free.

I'm 53 and in great health. Not overweight. Work out 5 times/week. No alcohol or tobacco. No prescription drugs. No dangerous sports. Yet, once I went through the extensively personal questionnaire giving a LOT of personal info, Haven Life stated that they would require a physical exam. Since Haven is more expensive than others, and a new company, and don't have the long-standing reputation of other companies, why would I go through the same extensive process to get life insurance through Haven vs. another well-known company? Disappointed and feeling misled by Haven's advertising. Not a good thing for a new company trying to build a reputation in this industry it seems.

I'm turning 50 this year, and am a father to 3 beautiful children, and one fantastic wife. I've owned life insurance in the past, but due to a change in jobs, needed to secure new life insurance. I searched the internet for providers, and found Haven Life, by Mass Mutual, to be the easiest to fill out an application online, and get the process started. Within days, they had set me up to have my medical exam completed, sent me the results online, whereby I could see all my history, and approved me for coverage within a week of my exam. The entire process was professional, easy to understand, and seamless from start to finish. I would highly recommend their services.

I thought this process was efficient and pain free and I feel that I got the best policy for my needs. Came out exactly at the quoted rate. I would definitely recommend Haven Life. The required medical exam was set up so conveniently for me - they came to me at a time that was easy for me... Thank you!!

The process of obtaining life insurance with Haven Life was simple, efficient, and convenient. Scheduling the medical exam was easy and you can have it done at your home. Given my good health, I received an excellent premium for a 20-year term policy. I recommend checking out Haven Life.

My husband and I recently had a baby and we decided to get term life insurance, Haven made this process effortless and efficient. They are professional, friendly and their email correspondence arrives in a timely and accurate format. I would definitely recommend this company to my family and friends.

The Haven Life online application process was simple and straightforward. I received a quick response and wonderful hand-holding from their customer service all the way through. The total time involved was minimal and moved forward efficiently. Scheduling the physical was easy too. I'm happy with my rate as well. Great process!

I apply my life insurance in Haven Life company and it is very reasonable price. Very easy to get approve and all their staff is very helpful and I recommend this company to all my friends and I am very glad to have one now.

Was provided initial quote based on my current health, and referred to a physical exam. This process took nearly a month. The physical supported the information provided on my application, basically that I am a type 1 diabetic with an A1C below 7.0. For those familiar, this is exceptional control, yet this is the reason I was denied coverage, and is the exact information provided on my application. Sure, it's their "right" to deny for any reason they want, but also our rights as consumers to call out companies that won't stand behind their marketing BS.

I've applied so many times with different companies only to be denied months later. Haven Life kept me updated every step of the way and even emailed me reminders for pending issues. I am so happy to finally have coverage and peace of mind.

Both my wife and I signed up. The online process was fast, and their decision quick. She didn't require a medical exam, but I did; it was done quickly and efficiently at my home. Overall just a great experience compared to the usual agent method. I'd recommend Haven Life to anyone!

Seamless way to buy life insurance. If you are looking for a term policy, and don't want the hassle of having a blood draw and lab workup, this is the way to go. You can insure up to 1 million dollars for a 30 year term. Hopefully soon they will allow clients to stack multiple policies.

It took over a month for them to decide. In fact it took so long I had to resubmit another application because the original one expired. I had perfect lab exam results and in spite of that the amount I have to pay each month is more than a person with health issues. No explanation on why the premium is so much, even with perfect lab results.

I was delaying getting life insurance because of the long and manual process. Life insurance was the only type that you couldn't purchase online - you could do quotes, but everything else had to be completed in person and via paper. This is 2016! I then finally found Haven Life - it was a new company, but owned by Mass Mutual which is A+ rated. Plus the rates were less than all the other "brick & mortar" companies, and the signup process was super easy! 15 minute application, instant approval, amazing process! Definitely will recommend them and hope other insurance companies take light.

I was very pleased with Haven Life. True to their word, I was approved and covered immediately. Scheduling the medical test was simple and, shortly thereafter, I received the results and got my insurance in place at the same premium I was initially offered.