Gerber Life Insurance Reviews

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About Gerber Life Insurance

The Gerber Life Insurance Company has a mission to help families achieve financial protection and security. Gerber Life offers quality and affordable life insurance for children and adults. We offer a variety of insurance products for every stage of life and budget. Depend on Gerber Life, so your family can depend on you.

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Gerber Life Insurance Reviews

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    How do I know I can trust these reviews about Gerber Life Insurance?
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    Page 1 Reviews 0 - 10
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    Customer ServiceTimeliness

    Reviewed April 6, 2026

    On hold for 2 hours. STILL NO RESPONSE. AVOID. Unsatisfactory at best.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffHonesty & Transparency

    Reviewed April 1, 2026

    Buyer Beware. This is the worst, absolute worst, insurance company I have ever dealt with. I bought a small life insurance policy and was told by the broker that if I didn't like it I could cancel within 30 days & get my money back. I also was not told there would be a wait time of two years before they would pay a death benefit. I called to immediately cancel after I learned this info. The rep said they would send me a cancellation form, which I was never told I would need either. The rep waited two weeks before sending it.

    In the meantime, I emailed the company, received the cancellation form, signed it immediately & returned it. The very next month they took out another premium -- after I cancelled it. I call this theft! I called the office and after almost an hour of wait time, I finally managed to talk with a customer rep -- she said they didn't received this cancellation until 21 days later. I knew better -- it doesn't take that long for mail to get somewhere. They just wanted to take out the money and since they had my account number, did so.

    I consider this theft -- and fraud. I am still waiting on my credit to be returned & I was told I would get -- waiting for two months worth -- not sure if I am going to get it. They're not going to get a way with stealing my money. Never do business with this company. Tell others about it. It's been a long time since I have this much problems of getting back my money on something -- or dealing with an insurance company. Worst customer service, too! Not honest on the terms and conditions of the policy. I believed Gerber was an honest insurance company, but learned the hard way.

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      Customer ServiceOnline & AppStaff

      Reviewed March 23, 2026

      The worst. I am cancelling my accounts. Website is terrible. You cannot talk to anyone ever!! No one responds to emails for calls. The website does not help with any problems that you may have, so you have to call and you WILL NOT get a response.

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      Customer ServiceCoverageStaff

      Reviewed Jan. 17, 2026

      Do not buy insurance from Gerber. Terrible website and customer service. I have repeatedly tried to correct my mailing address and the website keeps defaulting to a combination of my new and old address. And there is no customer service on weekends to help.

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      Customer ServiceStaffBilling

      Reviewed Dec. 18, 2025

      The website has been down making it difficult for customers to pay premiums. Customer service is no help. I have more than one policy, in fact I have several policies and making payments over the phone is too time consuming.

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      Customer ServiceCoverageRefunds & PayoutsBillingHonesty & Transparency

      Reviewed Dec. 4, 2025

      This is the worst insurance company out there. Please do not use them. I started a policy on my grandson when he was about 2 weeks old I had to call them to find out how to make the payment because I never heard anything back from them. I made the payment and in 7 weeks my grandson ended up passing away and they refuse to pay out on the policy. Every time you speak to them they have a different reason and every reason they have come up with I have proven that they are lying so they come up with another reason not to pay out. My daughter was unable to have a funeral for my grandson because she had no money to pay for it and they never paid out. I have been fighting with them for a year now.

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      CoverageSales & MarketingPriceRefunds & Payouts

      Reviewed Nov. 7, 2025

      Gerber Life Insurance is a joke and a scam. They told me I can cancel my policy anytime and get money back from what I was paying into it. So I canceled it and then they told me wouldn't get money back then they sent us a check for $190 after I paid over $750 into it. There just a scam so watch out. They will not give you your money back.

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      Customer ServiceLoan Process

      Reviewed Oct. 6, 2025

      Absolutely the worst customer service I have ever dealt with!! We never received our loan check and it's taken 3 months so far, dealing with the issue. We either need a new check or the loan cancelled and it's been a nightmare!. I would never recommend this company due to their customer support/service. Gerber is a very old name and I would expect so much more from them.

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      Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

      Reviewed Aug. 27, 2025

      Please it does not look at it seems. Very disappointed in how Gerber Life Insurance works a disbursement a check for College Plan Policy. Requested disbursement on 07/29, supposedly on 08/01 was approved and sent for check to be sent. I didn’t know that Wells Fargo it’s the bank who sends the check. They first informed it will take 7 to 10 business days. I called again. They replied 10 to 14 Business Day, again called and after check is sent by Wells Fargo (which they do not know) 14 business day more. To cut short I have been waiting 22 business days and almost a month and I have not received the check to pay for part of tuition.

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      Customer ServiceCoverageSales & MarketingBillingRatesHonesty & Transparency

      Reviewed May 20, 2025

      This company is very dishonest. I emailed them about canceling my daughter's policy. They emailed me back the instructions on how to cancel. I sent in the necessary paperwork. They still took a payment the next time it was due. So I called them to cancel. A guy kept me on the phone forever to try to sell me other insurance plans. When I told him, I still wasn't interested, he proceeded to give me a new number. When I called that number, the lady told me that no such policy existed, a plan I had been paying on since my daughter was a baby.

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      Gerber Life Insurance author review by Ashley Eneriz

      Gerber Life Insurance is an affiliate of the Gerber baby food company, although the two are financially independent from one another. Gerber has been providing life insurance since 1967 with a focus on children and young parents. They currently sell policies throughout the U.S., Canada and Puerto Rico.

      • Insurance for children: They are best known for their Gerber Life Grow-Up Plan, which provides whole life insurance coverage for children. Parents, grandparents and legal guardians may apply for this policy on behalf of children between 14 days and 14 years of age.

      • College savings plan: They also offer an endowment life insurance policy, which acts like a savings plan to pay for your child's college tuition while protecting you with coverage. You do not have to use it toward college expenses.

      • Web-based account management: They provide access to your account and allow you to manage your policy through Gerber Life eService from any Internet-enabled device.

      • Automatic payment discounts: They give up to a 10 percent discount to policyholders who set up automatic monthly payment deductions to be taken out of their bank account.

      • Accident protection: They guarantee approval for applicants to their Accident Protection Insurance offering with no physical exam or medical questions. Applicants must be between the ages of 19 and 69.

      by Ashley Eneriz Deputy Editor, Personal Finance

      Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

      Gerber Life Insurance Company Information

      Company Name:
      Gerber Life Insurance
      Year Founded:
      1967
      Address:
      1311 Mamaroneck Avenue, Ste 350
      City:
      White Plains
      State/Province:
      NY
      Postal Code:
      10605
      Country:
      United States
      Website:
      www.gerberlife.com