Geico Life Insurance
Overall Satisfaction Rating
  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 star
Based on 33 reviews that contain star ratingsSHOW RATING DISTRIBUTION

Geico Life Insurance

ConsumerAffairs Unaccredited Brand

This company is not yet accredited. To learn more, see reviews below or submit your own. Want to know more about ConsumerAffairs accredited brands? Check out ConsumerAffairs for Brands.

Select stars to rate your experience
Very dissatisfied with the experience
Dissatisfied with the experience
Satisfied with the experience
Happy with the experience
Would recommend to a friend
Last updated: Dec. 24, 2017

33 Geico Life Insurance Consumer Reviews and Complaints

Filter by:Any
Verified Reviewer
Original review: Dec. 24, 2017

I have been with Geico for a year and a half. I have to stay up until the last two months have been great. However, the last two months have been the worst customer care experience of my life. I recently had a loss in the family causing me to be behind on some of my financials which is completely on my end and I understand. I worked with a rep who was able to get me taken care of. After I made the payment that was needed to make my account up to date. I called in to confirm my information and that my account will continue as normal.

The young lady I spoke to assured me that all was fine and my account was in good standing. Today I received a cancellation notice that if I do not make a payment by the end of tomorrow my account will be canceled??? So I called into the customer service department where I was speaking with a young man that was attempting to help me. Once I realized that he was unable to assist me with my issues I asked for my issues to be escalated. He continued with his manager will advise me of the same and that if I wanted to be transfer thats fine but that's all they can do. After 5 minutes of me asking for a manager I finally was transferred.

Now I myself am a manager for a call center so I am aware how customer should be treated. The manager got on the phone and repeated my issue back to me and I confirmed. She goes on to tell me that she cannot help me and that no one will be able to. OKAY SO NOW I AM UPSET! If no one is able to help me why I am wasting my time giving your company money? I can easily change over to another provider and will not have to deal with this headache. So I go on speaking with her and the conversation gets heated of course. I’m irate at this point and the manager keeps telling me the same thing as if it’s helping my situation.

At this point I asked her if she was deaf or something because she is not understanding what I’m explaining to her and what I need as a consumer. She goes “Excuse me ma’am. What did you say?” I repeated what I said and she and asked her again was she deaf? She goes “No, I was giving you a chance to change what you said” WHAT? Excuse me but who are you that I have to change what I said? You are there to help me and if you’re unable to why are you there??? At this point I’m OVER dealing with Geico and this ongoing issue. I will be looking elsewhere and will make sure to continue to post reviews and make everyone aware of the service you provide your customers.

View more
Verified Reviewer Verified Buyer
Original review: Nov. 12, 2017

So I wanted to email you about the horrible experience I had today with your company Geico. First I wanted to allow you a little insight as to the dealings I’ve had with your company in the past. I’m a finance manager at a car dealership and I’ve worked with your company hand-in-hand for over 17 years and referred hundreds of customers to your company. On November 1 I decided to get some quotes for my father for new insurance Policy. I called the Amica, Nationwide, and Geico. Geico was the cheapest. I was quoted $243 down and $243 a month and accepted that policy. On 6 November I received a letter in the mail stating that the policy would now be $408 per month. On 7 November call and told Geico that I would not be willing to pay that amount and Would in fact be looking for another insurance company and be cancelling the insurance policy.

I did in fact find equal insurance from Nationwide for the same rate that Geico had originally Quoted me for which was $243. Because Geico decided to mail out correspondence about the increase in rate instead of calling or emailing me and giving me the opportunity to decline I feel as though the six days that it took for me to find out about this increase did not allow me the opportunity to make an educated decision. Had I been given that quote from the beginning or had I’ve been giving the change in the quote the same day or the very next day I would’ve cancel immediately. But because Geico did not inform me by phone or by email and instead they mailed out that information it took six days to receive. I don’t think it’s fair that I’ll be charged $12.44 which is the prorated amount on $408 which is the amount that I never agreed to the refund that was issued back to me was $172.82.

I think this is very unfair and I believe that I am entitled to a full refund. Not to mention the rudeness that I encountered when I spoke with one of your supervisors by the name of Simon **. I spoke with him today November 9 at 11:20 AM. To be a supervisor he was very rude and continuously Cut me off while I was talking. I would definitely welcome you to go back and pull that phone call and listen to the way your manager speak with your customers.

I’m a very unsatisfied customer and I sure hope your company does the right thing and refunds me the $74 that you kept from me without giving me the proper opportunity to make an educated decision based on prices. Considering the fact that I did not blindly go into insurance with Geico. I was comparing rates and the only reason I signed up for Geico was because you beat out the other companies. I would really appreciate if you could have a manager or supervisor to call me or email me back or simply refunding the rest of my deposit. Thank you.

View more
Get expert advice delivered right to your inbox

We try to avoid the fluff and deliver tips and guides that really matter

Thank you, you have successfully subscribed to our newsletter!Enjoy reading our tips and recommendations.
Unsubscribe easily whenever you want
Verified Reviewer Verified Buyer
Original review: Jan. 14, 2017

If they had a negative 5 stars that is what GEICO would get. I had GEICO 25 years ago. Switched to Metlife and had a great experience for over 25 years. After Met keep raising rates, decided to give GEICO another try. I think GEICO is cheaper because they have terrible customer relations. I would highly recommend that if you need insurance you go to anyone other than GEICO. Note: I had no claims with GEICO. They just treat people like idiots.

profile pic of the author
Verified Reviewer
Original review: Jan. 3, 2017

These people "GEICO" called my wife because she registered two vehicles. The state of Ma. doesn't allows no more than one uninsured car on the property. They asked "who lives in the house with you?" "My husband," she told them. "What's his name?" She reluctantly tells them my name. "What's his social security number?" At this time my wife said "I do not feel comfortable giving out his SS#" to which they replied, "We will just cancel your policy then."

Keep in mind all she did was buy an SUV and put it on the road adding it to her existing policy. No accidents, no tickets, no claim of any sort ever no nothing. He then asks her if he "meaning me" drives the Toyota, she said "no he can't drive & has not driven since 2010." "Really," the guy says, "then why do you need two cars on the road?" "WOW!!! How about "N.O.Y.F.B." "The audacity."

I'm not making this stuff up either in fact, I was so pissed off I immediately canceled the account and went to another company. This isn't even funny it is a scary, to say the least, & a clear example that companies do as they wish in America with zero fear of repercussions of any kind. I had to release some stress so that's the main reason I wrote this review & to give hard working honest people an idea of what they will be dealing with. I couldn't believe it myself. Unbelievable.

View more
Verified Reviewer
Original review: March 2, 2016

They are very friendly and always there to give me the correct feedback on the question that I needed answer. If I have a question about my policy I know that I can call my agent and get the correct answers to my questions in a timely manner.

How do I know I can trust these reviews about Geico Life Insurance?
  • 991,079 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more information about reviews on please visit our FAQ.

Verified Reviewer
Original review: Feb. 29, 2016

We haven't had our policy for that long - maybe a year - but we had one claim with our teenage son and they were quick and thorough and didn't raise our rates for which I am VERY thankful.

Verified Reviewer
Original review: Feb. 25, 2016

Well, when I got this called children I knew I had to get my life in order. So the husband and I called around until we saw the lizard on tv. Well we had to call because he was so cute. First we received a quote and saw it was good. We purchased said insurance. About a year we had an emergency. So we called our rep and was told we could NOT borrow against said policy. Wow. Were we pissed. It clearly states we can do so, but the fine print states, after being on this policy after 10 YEARS. So can you help? Think not. All of these CROOKS do the same thing. Promise and lie then after you give away your time and money they now see you as a number! And yes we've had that bs policy for 9.5 years. Mhm sucks to be us.

Verified Reviewer
Original review: Feb. 19, 2016

I am retired military and transferred my coverage when I retired. It seems to be very expensive for the amount of insurance coverage. I would probably not recommend it to anyone retiring today.

Verified Reviewer
Original review: Feb. 13, 2016

I was looking for a simple whole life insurance that was at a lower cost since I was only covering myself. My insurance company helped me find exactly what I was searching and I have been happy ever since!

Verified Reviewer
Original review: Feb. 12, 2016

I am more than satisfied with them. They have an excellent customer services and always responds to my questions and inquiries. I recommended this insurance to my family and friends. They are always for me. I love them.

Verified Reviewer
Original review: Feb. 11, 2016

I have had excellent service from my life insurance company. The agent is always willing to explain/answer any questions I have. When I have had to make changes, the agent has completed his part within the week, usually that day. Would definitely recommend to others and have do so in the past.

Verified Reviewer
Original review: Feb. 10, 2016

I have policy through my work and a policy on my spouse through another company but premium is deducted from payroll. The life insurance company, Colonial, is also the company that has my accident, sickness, cancer policies. I am extremely pleased with this company. I previously had a life insurance policy on my late husband and they handled it with no problems.

Verified Reviewer
Original review: Feb. 9, 2016

I have Blue Cross and Blue Shield. I am happy with their service as a provider. Have not had to use it, but I am safe and secure knowing they are there for me. I would recommend them to whoever is seeking Life insurance.

Verified Reviewer
Original review: Feb. 2, 2016

We have been with Geico for years and thus far have not had to use it. They are open 24 hours a day and you select the date of the month that you pay your bill. Customer service is full of knowledge on their products and can help by answering your questions. Neither my husband or myself have neither had any kind of moving violation or ticket and our premiums are very low. We have even considered moving our life insurance to Geico. We've had other car insurances with other companies, but none of them will compare with Geico. The staff know their products and are very nice people. I rank Geico my number 1 company.

Verified Reviewer
Original review: Jan. 12, 2016

I have not had to use my life insurance so I assume it is great. I pay monthly and I personally will never benefit from it. The reason for this type of insurance is to help the family when I die.

Verified Reviewer
Original review: Jan. 10, 2016

Very easy to start, they could ask all my questions and I am shareholder. I have term and whole life and I have been able to increase my amounts based on my income. Also because I am a shareholder I gain money at the end of the year. It has been very easy to ensure my family would be taken care of if I pass. I would recommend Northwest mutual to anyone.

Verified Reviewer
Original review: Jan. 8, 2016

Good company to work with, very efficient, very thorough... Quick to respond and guide you through to the end.. Good people to talk to and will help you in any way possible... Have a good relationship with them.

Verified Reviewer
Original review: Jan. 6, 2016

Have had no experience w/ the company since I set up the policy. The policy was easy to set up (through my financial advisor) and have had no need to contact them.

Verified Reviewer
Original review: Jan. 4, 2016

It's a great company. They are always there when you need them. They have many discounts that get applied to my policy and they are open 24/7 which helps out a lot. When you file a claim, they are always there from start to finish. They also have a referral plan which helps out as well.

Verified Reviewer
Original review: Jan. 2, 2016

I feel I pay way too much for just liability insurance in the state of Texas. I do like that I can pay online and they do always send an email reminder that they will be processing a payment in a certain day. I like that I was able to sign up for insurance online and can print a proof of insurance card at any time. Website is very user friendly.

Verified Reviewer
Original review: Dec. 31, 2015

I am very happy with the life insurance company I am currently with. Their customer services holds the utmost experience service agents. Whenever I have questions or concerns they're available to me with no hassles, no voice recording or long hold time. Any changes I need to make it's done with no hassle. My insurance company also provides me with payment extensions if I am short a month or don't get paid by the time my payment is due. I appreciate the quality of service mostly.

Verified Reviewer
Original review: Dec. 15, 2015

Geico saved me several hundred dollars about seven years ago and I stay with them because they continue to save me dollars since. I compare several companies every six months and none come close for the type and amount of coverage I have. I not only recommended them to others but I got a policy for my daughter in another state with two vehicles on it and no other insurance company came close to matching the premium and coverage. I have the maximum coverage available and take advantage of many discounts. Customer service has helped me ensure that I and my daughter receive the maximum available discounts.

Verified Reviewer
Original review: Dec. 14, 2015

It's a whole life policy. I haven't had any bad experience with global life. It's paid for monthly. My wife got it in the event of my passing. What positive can I say about the insurance company other than I am covered and hope my wife can't cash it in for a long time.

Verified Reviewer
Original review: Dec. 12, 2015

I have life insurance through my former employer. Since I've never used it, I can't recommend it. It's provided free from my former employer. I'm not acquainted with anyone who has ever collected from the insurance.

Verified Reviewer
Original review: Dec. 10, 2015

Very helpful, efficient and reasonable. Process claims timely. We have found that compared to all other companies that meet our particular needs at a very reasonable cost.

Verified Reviewer
Original review: Dec. 9, 2015

Most companies charge way too much and people have lost trust in all insurance companies. I just had a very bad problem with a burial policy I have. They kept overcharging me and I had to go to bank, get a new debit card on the bank's advice, then they refused to bill me properly. They would only send a late notice not a current bill. I have cancelled them but they don't care as long as they can steal from someone else.

Verified Reviewer
Original review: Dec. 8, 2015

It is a policy through my company. It's an added benefit so therefore I have no input on the policy. It is a free benefit that we enroll in every program year.

Verified Reviewer
Original review: Dec. 6, 2015

We have received excellent service from this company in my family for years. We will remain customers! We've had a couple of accidents and they've been excellent in service and timing.

Verified Reviewer
Original review: Dec. 5, 2015

I have been insured through Geico for over 5 years and whenever I have needed assistance with anything, they have been nothing but helpful and efficient. Along with great monthly rates, their website is easy to navigate as well as their phone apps too.

Verified Reviewer
Original review: Dec. 4, 2015

They provide good coverage for a low cost. It is a decent level of coverage for a thirty-year term policy. It was easy to qualify. They came to my home and did all of the tests and asked all of the questions. The rep that came was very pleasant and knowledgeable.

Geico Life Insurance expert review by Neal Frankle

Founded in 1936 with a customer base of government and military employees, Geico has grown into one of the largest insurance companies in the US. Geico offers a range of insurance policies, which can be tailored to meet the needs of individual customers.

  • Multiple quotes: Geico offers a service that reviews multiple quotes at the same time for different life insurance policies, allowing customers to compare policies simultaneously.

  • Easy application: Geico's easy application process includes straightforward paperwork.

  • Flexible payments: Geico offers flexible payment options, including monthly and annually, making life insurance a more affordable option for people on a budget.

  • Knowledgeable agents: Geico's knowledgeable agents help customers determine the appropriate beneficiaries for their policies to meet their families' needs.

  • Useful materials: Geico publications are available in paper and online, allowing customers to enjoy entertaining articles on travel and home improvement, as well as community news and special offers, at home or on the go.

Profile picture of Neal Frankle
Neal Frankle

Life Insurance Contributing Editor

View Profile

Neal Frankle is a Certified Financial Planner in Los Angeles. He is the publisher of, an information resource for consumers. He has been a professional financial advisor since 1991 and is the editor of

Geico Life Insurance Company Information

Company Name:
Geico Life Insurance
Year Founded:
5260 Western Avenue
Chevy Chase
Postal Code:
United States
(888) 532-5433

ConsumerAffairs Solutions for Business

Schedule a demo

Follow us

Your use of this site constitutes acceptance of the Terms of Use

Advertisements on this site are placed and controlled by outside advertising networks. does not evaluate or endorse the products and services advertised. See the FAQ for more information.

The information on this Web site is general in nature and is not intended as a substitute for competent legal advice. makes no representation as to the accuracy of the information herein provided and assumes no liability for any damages or loss arising from the use thereof.

Copyright © 2018 Consumers Unified LLC. All Rights Reserved. ConsumerAffairs Privacy Policy. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission.