GEICO Flood Insurance Reviews

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About GEICO Flood Insurance

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GEICO Flood Insurance provides flood insurance policies for residential and commercial properties. Available in all 50 states, the company offers coverage options through the National Flood Insurance Program (NFIP), providing financial protection against flood-related damages.

Pros
  • Affordable insurance rates
  • Excellent customer service
  • Simple purchasing process
  • Strong coverage options
Cons
  • Complex policy language
  • Concerns about claim denials

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GEICO Flood Insurance Reviews

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    How do I know I can trust these reviews about GEICO Flood Insurance?
    • 4,895,222 reviews on ConsumerAffairs are verified.
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    Reviewed May 23, 2025

    I am a GEICO customer for over 18 years! And three months ago I had a flood in my basement due to a pipe burst, I wrote to GEICO to provide coverage pf the damage. To my surprise, GEICO send me a contractor HomeSite who has links or are part of GEICO, and after installing for 3 days a fan in the room, they charge $ 5,490 for work they have NOT done!!

    GEICO assured me they will cover the rest of the damage and received a phone call from another GEICO contractor Alacrity who said they charge according to the zone!?? GEICO and these contractors are SCAM!! To this day GEICO has NOT reimburse me for the cost of total damage, I am pursuing legal action. Please be aware of these fraudsters. Photo attached GEICO charged $5,490!!? For three days on using a fan!!

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    CoverageStaff

    Reviewed April 1, 2020

    These Geico Am. BANKERS flood insurance Co is a fraud. All S CA flooded, but denied, homeowner must prove 2 Sq miles around flooded. Sewage in house... too bad. Don't waste your money. Eyeball Rep. works only for them. Contact your state dept. of insurance.

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      CoveragePrice

      Reviewed May 5, 2017

      The process of purchasing the flood insurance policy from Geico was pretty easy to do. I liked the concept and it was very cool to do. I had no problems at all doing all the information to get my flood insurance policy onto my house. I also like how much coverage I get on the flood insurance policy. It seems to protect me against the worse very good. Also, it's pretty cheap compared to how much value I get. Overall it is definitely worth the money.

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      Reviewed May 5, 2017

      Geico Flood Insurance is a very efficient insurance that meets my needs at the time of a natural disaster like storms, overflowing dams, very common problems like pipes in the home. Purchasing from them was a very easy decision made by myself.

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      Coverage

      Reviewed May 4, 2017

      Geico was recommended by a family member and I completed the process online, bundled with other insurance coverage from the same carrier for complete coverage of my needs. They are very reliable, great consumer ratings on claims, excellent web page with frequently asked questions and answers and have an online chat service that is very responsive and fast. Everything is spelled out in the policy and have checked with a neighbor who made a flood claim and it was a very good experience.

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      CoverageStaff

      Reviewed May 3, 2017

      My flood insurance policy perfectly covers every one of my needs, keeps me totally safe and I have no worries about inconvenient problems in the future. It was not difficult for me to choose a good insurance policy. I went to the point where the company is and talk to a competent adviser who helped me in all my problems without needing unnecessary requirements.

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      CoverageStaff

      Reviewed May 2, 2017

      I chose to get a policy with Geico because of a television commercials. It was very simple to get the policy. I completed the process over the phone and online. They made things easy for me and that's why I'm continuing to do business with them. I feel comforted knowing that I am covered in case there is a flood in my home. This company is truly great when it comes to dealing with its customers. They are courteous, polite and responsible which is a plus for the company.

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      Coverage

      Reviewed May 1, 2017

      I am personally inspired by my neighbors to have this insurance and they help to choose this brand because they had experience about 5 years. You can feel good, if you have this insurance. I like everything in the flood insurance policy and I recommend everyone to have this policy on their home.

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      CoveragePrice

      Reviewed April 29, 2017

      I chose Geico because I saw an ad on tv for them and I knew that I would call and use them when the time was right, so that's what I did. They are a good insurance company with good rates which I and others can afford. It's highway robbery what these companies are charging people for insurance and Geico doesn't charge you an arm and leg for your coverage.

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      CoverageProcess

      Reviewed April 28, 2017

      Geico is the best insurance company from my point of view. It provides all type of insurance like auto home and life, and it's good in all aspects. The process is very simple. I provide through someone else but there are simple steps if anybody can fill online. Just few question and the other question according to the requirement.

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      GEICO Flood Insurance Company Information

      Company Name:
      GEICO Flood Insurance
      Website:
      www.geico.com