Foremost Homeowners

I currently have a claim with Foremost Insurance. It’s been awful. My home burned July 20th. It’s November 27th and I still have no idea when they’re going to pay. They have not disputed any part of my claim but they moved my claim about the time the adjuster told me he’d have me a check in a couple of days to a more seasoned adjuster. Had to answer all questions again, fill out new inventory and wait. And wait.

I have had AARP Foremost home insurance for years. I just recently submitted a claim. I replaced my swamp cooler but also had to pay for damage the previous one had done to my roof. I submitted all the evidence. I was just told this morning that they weren't going to cover the roof damage because my roof had always been that way. How did he come to that? He had a Google image of my roof from a few years ago also showing some discoloration. Never mind checking to see if there'd been more damage since, and the most recent repairs made to my roof.

Updated on 02/22:2022: I was issued a bill for time after my policy was cancelled. After I called and explained the situation, they said they would resolve the issue and to disregard the bill. I am hopeful that they follow through with their willingness to resolve this issue. Stay tuned!

We changed our home owners insurance to Foremost for the price. We had to file a claim for our roof. From the start of the claim everyone was really professional and nice. Claim was handled very quickly by all there and Mrs. ** was so helpful during the inspection. We just want to recommend this home owner insurance. Say thank you to everyone at Foremost insurance for all their help and great customer service! Happy to have Foremost insurance for our home.

Stay away! They will give you every excuse they can think to NOT cover your claim. Save your money and stress and check the reviews before you consider this company. The one time I made a claim, they deny sending me an inspector to my house, then you have to call them over and over to check the status of your claim and they have all kinds of garbage for excuses of why they can not cover your claim. 0 stars for me.

I’m a landlord in New Mexico and I live in Northern California. Tenant called and said I had a leak in the kitchen ceiling. I contacted several roofers for a quote. I found an awesome roofer in Albuquerque who worked with me and the insurance company claims adjuster. I had zero problems. I will be getting a direct deposit today and moving forward with the roofer. I couldn’t have had a better experience with Foremost Homeowners Insurance.

Stay away from this company. From the top down it's structured in a way to extract maximum monetary gain from their customer while providing as little support as possible. They're structured like an onion. You peel layer after layer to get to the core that tells you you're not covered after a devastating storm. Or that you're being charged more than what's fair. Or they need you to do their job for them due to Covid. Or that no we won't work with you, because our company is structured in a way that demonstrates a lack of compassion towards human beings.

Foremost ins company is the worst organization I have ever had the displeasure of working with. I work in a hospital during this pandemic. Home should be the safe place to go. Not if Foremost is your company. They will take your money then lie and crap you out of any help on any type of repair. They should have any and all license they hold taken away immediately and their staff under a criminal investigation and review. It should not be legal for crooks like these to give you a legally binding contract to which your end is the only end to be held up to. Run as fast as you can and if you're looking for home ins please read all their reviews on several sites and please buyer beware. If I could give them negative stars I would. They probably didn’t earn the lousy couple they do have.

Never had a claim so I can not tell how their coverage is. Also they allow monthly payments, but not on a credit card. Got it. Hope I never need it. Never talked to an agent. And never got annoying phone calls.

Shopping for new insurance. We went to the site and followed the directions, then called the 800#. Talked to rep, he wanted to know what we pay now. We want a quote. He hung up on us. We call back want to speak to someone else. They said they would call us back. They didn't. After over 1 hour I called back, they hung up again.