Farm Bureau Homeowners Reviews

Have been with FB for a number of years. At first, no issues with them. Now if feels like they are arbitrarily raising premiums on the various coverages I have with them. I'm also just annoyed that I have to pay a membership fee for both me and my sons in order to do business with them. I'm getting "nickeled and dimed". The costs are starting to add up to an amount that I'm not comfortable with. Seems like I'm getting some letter every month that either costs money or asks what mileage I've put on my vehicle or telling me some part of the contract I signed with them is being altered. I would strongly not recommend this company.

HVAC unit failed in mid-December and it was a total loss. HVAC technician and inspector sent by Farm Bureau determined power surge resulting in compressor and motherboard failure. I got 3 quotes ranging from $7500-$14,000. The Farm Bureau inspector determined that the unit could be replaced for $2700-2900 (parts and installation) so they sent me a check for $1900 since I had a $1000 deductible. Too bad they didn't offer to hook me up with that HVAC installer! They aren't dealing in reality. This is my 6th home and my first time ever insuring with Farm Bureau. NEVER AGAIN!!!!

My brother was looking to save money on his auto and our homeowners insurance. He checked with State Farm Forrest City AR and saved 7000.00 dollars for both over the year by switching. Don't bother with Farm Bureau unless you want to be price gouged and when you have a claim they really don't care as long as they keep getting their money. Worst insurance company ever. Do yourself a favor keep looking.

My father had an IRA through them. When he passed away, I was the beneficiary and reached out to them to roll it over. It took me over four months to receive my money and be able to roll the IRA over to another fund. This company is incompetent and I suspect them to be fraudulent. They take your money and then do not release it when requested. All I received from them was evasion and warnings that they were going to withhold part of the money. They are unprincipled and deserve to be shut down. I have reported them to the State of Michigan for their unprofessional conduct and withholding money that is not theirs. Please do not conduct any business with this company. They are dishonest and liars.

I have had to make two homeowners claims and multiple vehicle claims the past couple of years. Every time I get excellent service and it is quick. Recently I had a storm cause $30,000+ in damages to my vehicles and home. I received checks in the mail before the end of the week while all of my neighbors were still fighting with their insurance companies. No hassle and the adjustors were more than reasonable on the payout.

Increase in premiums was unexpected. Had to increase deductible to be able to afford policy. I have multiple policies with Farm Bureau. The Farm Bureau website is antiquated and not user-friendly. You can only look up two past policy premiums, even after downloading the CSV file. The agent also tried her own policy and achieved the same result. Website does not allow for partial payments. Website is slow, even with the adorable little tractor rolling along as you wait for pages to load. I am sure Farm Bureau can afford to update their system to a modern-day app and hopefully soon.

Farm Bureau Andy Kaplan, la 70548 never calls back and doesn’t answer any emails. Connie the one who takes the messages makes you answer all kinds of questions to why you are calling and always says she will give the message to Andy. However, Andy never calls back. I constantly call back always Connie answering gives same story even though I tell her I haven’t gotten a call back. Anytime I had a car insurance question or need help I have to call the Abbeville office then the person ask why I haven’t called the Kaplan office so I tell her the agent never calls back. For home owners insurance the Abbeville office wants me to take to the Kaplan office but she doesn’t call me back. I wouldn’t recommend this company at all. I would recommend a 0 star if I could. I have been with the, for years.

Farm Bureau has a great discount for Homeowners’ insurance. However, they will never pay out a claim. And, what’s worse: they will treat like absolute garbage when you have a calamity. When signing up for the policy, our agent: Jeff ** from Clearlake, Iowa, was very personable and friendly. We felt “cared for” and trusted the company.

Chase ** Field Adjuster with North Carolina Farm Bureau Mutual Insurance Company has completely treated us like we are dirt. He has set my family back so far with storm damages that we were told is covered in our policies but expect us to pay nearly half the price to help pay the fix was supposed to be fully covered. There’s nothing in our insurance policy that says that. He acts like we’re criminals trying to get money when the cheapest that I can find anyone and he cannot recommend anyone to do it any cheaper as close to $6000. He said that he gave me more than what it should cost to fix it at around $2800. He doesn’t care about the many quotes we have got from multiple companies.

I had been a loyal customer of Farm Bureau, but their recent rate hikes and questionable policy decisions forced me to cancel all my insurance with them. My monthly premium jumped from $390 to $695, an unacceptable increase with no clear justification. To make matters worse, they threatened to drop my Pine, AZ cabin simply because I no longer had a primary property insured. Eventually, they agreed to keep it covered—but only with an astronomically high $50,000 deductible and an $896 annual premium. Given that my cabin is just 660 sq. ft., the rebuilding cost may not even justify these extreme terms. Farm Bureau’s approach has been disappointing, pricing out loyal customers and making coverage unaffordable for those in high-risk areas. I would not recommend their services to anyone seeking reasonable and transparent insurance policies.